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The Case of the Neighbor's Tree: Who Really Pays?

Picture it: A storm rolls through overnight, and by morning a towering oak from next door is resting in your living room. A rumpled detective in a...

The Hidden Liabilities of Your Parked Boat, RV, or ATV

When the temperatures drop and most recreational seasons wind down, boats, motorcycles, and ATVs across the country get tucked away for a long...

RV Insurance vs. Auto Insurance: Understanding the Difference

If you have ever assumed your car insurance policy would automatically cover your new RV, you are not alone. Many new owners make this costly...

Why Did My Premium Go Up If I Never Filed a Claim?

If you haven't filed a homeowners claim in years, it's completely reasonable to wonder why your premium keeps climbing anyway. This is one of the...

When "Working from Home" Still Means Driving for Work

If you work from home and occasionally hop in your car to meet a client, drop off supplies, or run a business errand, you are far from alone....

The Real Cost of an Uninsured Watercraft Accident

Summer on the water is supposed to be simple. Load up the cooler, launch the boat or jet ski, and enjoy the day. But many watercraft owners never...

New Driver, New Questions: Insuring Your Teen the Right Way

I still remember standing in the driveway watching my son back out alone for the first time. He had just passed his driving test, and after months...

The Real Cost of Gaps in Auto Insurance Coverage

Sarah had been with the same auto insurer for years without a single issue. Then she switched jobs, moved across town, and in the chaos of settling...

When Your Refrigerator Dies on a Friday Night

There is nothing quite like opening the fridge and finding a puddle on the floor and warm milk. Your first instinct is probably to call the...

Open Road, Open Coverage: Insuring Your Motorcycle Sidecar

There is nothing quite like cruising through the open highways out west, mountains on one side, endless sky on the other, with your dog Jack riding...

Why Your Landlord's Insurance Won't Protect You

Picture this. Your apartment floods because the unit upstairs left a sink running, or a fire starts in a neighboring unit and smoke damages...

What Happens If You Only Carry State Minimum Liability

How is it that seemingly every insurance carrier can save you hundreds of dollars on your auto insurance? Whether it is the gecko, the duck, or the...

Umbrella Insurance and Recreational Vehicles: Extra Protection for Your Best Summer Yet

Summer is finally here, and that means it is time to dust off the boat, fire up the RV, or hit the trails on your ATV. Whether you are cruising the...

The One Time You Should Always Say Yes at the Rental Car Counter

Many drivers assume their personal auto insurance automatically covers any vehicle they get behind the wheel of, including a rental car. The...

Your Roof Is 20 Years Old. Does Your Insurance Know That?

When you purchase a homeowners insurance policy, one of the most important decisions you will make is choosing how your property will be valued...

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