Five Rings Financial was founded on a simple but powerful belief:
financial education changes lives.
For too long, families have been left to navigate some of the most important financial decisions of their lives without clear guidance, practical education, or trustworthy support. The power of Living Benefits and tax-optimized growth are rarely taught in schools — yet they shape the financial future of every household in America.
We set out to change that.
Five Rings Financial was founded in 2004 to educate Middle America — through live events, workshops, and one-on-one appointments — empowering families to make informed decisions with confidence. Our approach is not product-first. It is education-first. When people understand how money works, they make better choices.
We believe protection should protect you and your loved ones while you’re living — not just after you’re gone. And we believe every family deserves access to strategies that have traditionally only been available to the financially sophisticated.
But our story isn’t just about clients.
It’s also about opportunity.
Five Rings Financial has created a pathway for individuals from all backgrounds to build meaningful careers in financial services — whether full-time or part-time — while making a tangible difference in their communities. Through mentorship and ongoing professional development, we equip our team to serve at a high level while growing personally and professionally.
At our core, we are driven by purpose:
To educate.Toprotect.Toempower.Toelevate families and communities.
This is more than financial services. It’s a movement toward better conversations, smarter strategies, and stronger financial futures.
That’s our story. And we’re just getting started.
Meet our leadership team.
Mike Wilk
Founder & CEO
Mike began his insurance and financial services career in 1982 with the largest insurance marketing company in the world. By 1986, he placed first out of 500,000 agents in the nation for agency recruiting and agency production. Given all of his success, he ventured out on his own and started his independent agency in 1990. He has since grown several agencies in numerous states with thousands of producers for several of the world’s largest financial companies. Motivated to follow his heart and build a company that changes people’s lives, he founded Five Rings Financial, LLC in 2004 and relocated his headquarters to Littleton, Colorado. Mike graduated from the University of Kansas in 1977 with a degree in speech and human relations.
Preparing for your financial future is one of the most important steps you can take in life. From tax-advantaged strategies to lifetime income solutions, we can help you create and enjoy the retirement of your dreams.
With a commitment to educating Middle Americans about market alternatives, we pride ourselves on helping you make sound financial decisions. We’ll tailor a plan around your specific goals to create the peace of mind you deserve.
Basics & Fundamentals
IT IS THE DREAM of sharing the basics and fundamentals of a personal financial education with hundreds of thousands of Middle Americans – and helping them to apply what they have learned.
Genuine & Authentic
IT IS THE DREAM of offering a genuine and authentic career opportunity, part-time or full-time, and welcoming thousands of agents into the environment of our business family: Loving, Learning, Laughing and Working in harmony together.
Equipping Teammates
IT IS THE DREAM of equipping every one of our teammates for a significant role by helping them discover the gifts and talents they possess.
Generational Wealth
IT IS THE DREAM of creating generational wealth for the partnership group and their families through profit-sharing and equity programs. It is the dream for Five Rings Financial to make a profound and positive impact in the lives of those willing to believe in and build their dream career in a dream company.
Guidance & Encouragement
IT IS THE DREAM of a place where the hurting, the frustrated, the disillusioned and the confused can find love, acceptance, help, hope, guidance and encouragement. It is a home for people that need a second chance or a third chance or however many chances it takes.
Respected Reputation
IT IS THE DREAM in which Five Rings Financial becomes a household name with a positive and respected reputation for giving back to the communities where we all live, work and thrive.
