Sector-wide rate state across every supported asset, plus the macro overlay (4-week T-bill, Fed Funds Rate). The single page for “where are rates right now, and how do DeFi rates compare to TradFi?”
| Asset | Aave V3 | Spark | Morpho | Fluid | Compound | Euler | Best Supply | Best Borrow |
|---|---|---|---|---|---|---|---|---|
| USDC | 3.76%/4.48% 30d: 4.10% / —Spr +0.72% 94% util · $2.41B | 3.45%/4.26% 30d: 3.42% / —Spr +0.82% 90% util · $41.82M | 5.25%/— Blended across vaults | 4.71%/— 30d: 4.50% / — | 3.27%/4.03% 30d: 4.66% / —Spr +0.76% 90% util · $385.32M | 7.18%/8.50% 30d: 10.62% / —Spr +1.32% 94% util · $2.84M | 7.18% | 4.03% |
| USDT | 3.76%/4.48% 30d: 3.62% / —Spr +0.72% 94% util · $2.88B | 3.45%/4.05% 30d: 3.40% / —Spr +0.59% 95% util · $325.10M | 2.83%/— Blended across vaults | 4.73%/— 30d: 4.56% / — | 3.24%/4.00% 30d: 3.04% / —Spr +0.76% 90% util · $162.43M | 4.80%/6.20% 30d: 11.06% / —Spr +1.40% 86% util · $321.96K | 4.80% | 4.00% |
| DAI | 3.28%/4.95% 30d: 3.12% / —Spr +1.68% 89% util · $130.07M | 2.75%/4.33% 30d: 2.56% / —Spr +1.59% 71% util · $262.64M | 4.03%/— Blended across vaults | —/— | —/— | —/— | 4.03% | 4.33% |
| USDS | 0.16%/5.69% +rew +3.39% / — 30d: 2.97% / —Spr +5.53% 4% util · $8.81M | 2.59%/4.21% 30d: 2.41% / —Spr +1.62% 69% util · $1.40B | 0.87%/— Blended across vaults | —/— | —/— | —/— | 2.59% | 4.21% |
| GHO | 0.00%/4.34% 30d: 0.00% / —Spr +4.34% 86% util · $135.18M | —/— | —/— | 6.01%/— +rew +1.47% / — 30d: 5.74% / — | —/— | —/— | 6.01% | 4.34% |
| Asset | Aave V3 | Spark | Morpho | Fluid | Compound | Euler | Best Supply | Best Borrow |
|---|---|---|---|---|---|---|---|---|
| WETH | 1.50%/2.10% 30d: 1.45% / —Spr +0.59% 87% util · $5.44B | 1.47%/1.92% 30d: 1.46% / —Spr +0.45% 81% util · $1.63B | 2.63%/— Blended across vaults | 1.84%/— 30d: 1.97% / — | —/— 30d: 0.00% / — | 1.08%/1.66% 30d: 1.31% / —Spr +0.58% 65% util · $2.71M | 2.63% | 1.66% |
| WSTETH | 0.00%/0.03% 30d: 0.00% / —Spr +0.03% 2% util · $2.66B | 0.00%/0.00% 30d: 0.00% / —Spr +0.00% 0% util · $3.64B | 0.00%/— Blended across vaults | 0.04%/2.41% 30d: 0.03% / —Spr +2.37% 86% util · $168.91M | —/— 30d: 0.00% / — | 0.02%/0.11% 30d: 0.02% / —Spr +0.09% 18% util · $3.61M | 0.04% | 0.00% |
| WEETH | 0.00%/1.01% 30d: 0.00% / —Spr +1.01% 0% util · $4.07B | 0.00%/5.13% 30d: 0.00% / —Spr +5.13% 0% util · $113.58M | 0.00%/— Blended across vaults | 0.00%/0.13% 30d: 0.00% / —Spr +0.13% 89% util · $4.30M | —/— 30d: 0.00% / — | 0.00%/0.00% 30d: 0.00% / —Spr +0.00% 0% util · $1.21M | 0.00% | 0.00% |
| Asset | Aave V3 | Spark | Morpho | Fluid | Compound | Euler | Best Supply | Best Borrow |
|---|---|---|---|---|---|---|---|---|
| WBTC | 0.00%/0.32% 30d: 0.00% / —Spr +0.31% 2% util · $2.92B | 0.00%/0.01% 30d: 0.00% / —Spr +0.01% 0% util · $177.94M | 0.00%/— Blended across vaults | 0.08%/6.14% 30d: 0.11% / —Spr +6.06% 29% util · $26.44M | —/— 30d: 0.00% / — | 0.04%/0.22% 30d: 0.04% / —Spr +0.19% 19% util · $567.84K | 0.08% | 0.01% |
| CBBTC | 0.00%/0.29% 30d: 0.00% / —Spr +0.28% 1% util · $1.48B | 0.00%/0.03% 30d: 0.00% / —Spr +0.03% 2% util · $484.73M | 0.00%/— Blended across vaults | 0.02%/6.14% 30d: 0.02% / —Spr +6.12% 50% util · $6.35M | —/— 30d: 0.00% / — | 0.10%/0.28% 30d: 0.19% / —Spr +0.18% 39% util · $48.82K | 0.10% | 0.03% |
Datum Labs. (2026). Lending Intelligence Terminal: Rate Monitor · DeFi vs T-bill. Retrieved October 3, 2026 from https://lending-intelligence-terminal.vercel.app/rates.