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https://www.peoplecare.com.au/

html peoplecare.com.au collected 2026-10-02 14:48:13 UTC 188,969 bytes, 4,585 lines download raw bytes

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56	<meta name="twitter:site" content="@fusiondigitalau">
57<meta name="twitter:title" content="Member-owned, award-winning health insurance that prioritises you | Peoplecare">
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107		<p><strong>Looks like your browser might not play nicely on our website.</strong> Try&nbsp;<a href="https://www.google.com.au/chrome/">Chrome</a>, <a href="https://www.microsoft.com/en-us/edge">Edge</a>, <a href="https://www.mozilla.org/en-US/firefox/new/">Firefox</a>&nbsp;or&nbsp;<a href="https://www.apple.com/au/safari/">Safari</a> for superior performance.</p>
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134					<p>To give you the best experience, our site uses cookies. By continuing to use our site you are agreeing to our <a href="/help-centre/policies/privacy-policy/">Privacy and Cookies</a> policy.</p>
135
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166					Get a quote
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207					<span class="handy-nav-top__text-heading">Join now</span>
208					<span class="handy-nav-top__text-number">1800 808 704</span>
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228					<span class="handy-nav-top__text-heading">Members</span>
229					<span class="handy-nav-top__text-number">1800 808 690</span>
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400			<div class="layout-flex__column">
401				
402<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="2861">
403	<li class="navigation-mega__link-item">
404			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/cover-selector/">
405				<span class="navigation-mega__link-text" >Get a quote</span>
406			</a>
407
408	</li>
409</ul>
410
411
412<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="2862">
413	<li class="navigation-mega__link-item">
414			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/help-me-choose/">
415				<span class="navigation-mega__link-text" >Help me choose</span>
416			</a>
417
418	</li>
419</ul>
420
421
422<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="2863">
423	<li class="navigation-mega__link-item">
424			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/health-insurance/why-us/">
425				<span class="navigation-mega__link-text" >Why us?</span>
426			</a>
427
428	</li>
429</ul>
430
431
432<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="2872">
433	<li class="navigation-mega__link-item">
434			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/health-insurance/combination-cover/">
435				<span class="navigation-mega__link-text" >Combination cover</span>
436			</a>
437
438	</li>
439</ul>
440
441
442<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="18182">
443	<li class="navigation-mega__link-item">
444			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/health-insurance/joinoffer/">
445				<span class="navigation-mega__link-text" >Join offer</span>
446			</a>
447
448	</li>
449</ul>
450
451
452
453			</div>
454			<div class="layout-flex__column">
455				
456<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="2842">
457	<li class="navigation-mega__link-item">
458			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/health-insurance/hospital-cover/">
459				<span class="navigation-mega__link-text" >Hospital cover</span>
460			</a>
461
462				<button class="navigation-mega__link-item-toggle is-shown-in-vertical-nav-only u-focus-keyboard--inner"
463					data-collapsible
464					data-collapsible-collapsed-class="is-hidden-in-vertical-nav"
465					data-collapsible-content-selector="#mega_sub_2842"
466					>
467						<svg class="navigation-mega__link-item-toggle-icon navigation-mega__link-item-toggle--depth-2"
468	     role="img"
469	     aria-hidden="true"
470		 focusable="false"
471		 		width="36"
472		height="36"
473		 >
474
475			<use class="sprite sprite--back" xmlns:xlink="http://www.w3.org/1999/xlink"
476				xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--background"></use>
477		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
478             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--indicator"></use>
479
480	</svg>
481
482				</button>
483			<ul id="mega_sub_2842" class="navigation-mega__link-list--level2" >
484
485    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="16771">
486		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
487			href="/health-insurance/hospital-cover/">
488				<svg class="navigation-mega__link-icon"
489	     role="img"
490	     aria-hidden="true"
491		 focusable="false"
492		 		width="18"
493		height="18"
494		 >
495
496		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
497             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
498
499	</svg>
500
501			<span class="navigation-mega__link-text">Hospital products</span>
502		</a>
503	</li>
504
505    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2850">
506		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
507			href="/health-insurance/hospital-cover/age-based-discount/">
508				<svg class="navigation-mega__link-icon"
509	     role="img"
510	     aria-hidden="true"
511		 focusable="false"
512		 		width="18"
513		height="18"
514		 >
515
516		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
517             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
518
519	</svg>
520
521			<span class="navigation-mega__link-text">Young adults insurance</span>
522		</a>
523	</li>
524
525    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="10875">
526		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
527			href="/health-insurance/hospital-cover/pregnancy-hospital-cover/">
528				<svg class="navigation-mega__link-icon"
529	     role="img"
530	     aria-hidden="true"
531		 focusable="false"
532		 		width="18"
533		height="18"
534		 >
535
536		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
537             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
538
539	</svg>
540
541			<span class="navigation-mega__link-text">Pregnancy hospital cover</span>
542		</a>
543	</li>
544			</ul>
545	</li>
546</ul>
547
548
549
550			</div>
551			<div class="layout-flex__column">
552				
553<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="2852">
554	<li class="navigation-mega__link-item">
555			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/health-insurance/extras-cover/">
556				<span class="navigation-mega__link-text" >Extras cover</span>
557			</a>
558
559				<button class="navigation-mega__link-item-toggle is-shown-in-vertical-nav-only u-focus-keyboard--inner"
560					data-collapsible
561					data-collapsible-collapsed-class="is-hidden-in-vertical-nav"
562					data-collapsible-content-selector="#mega_sub_2852"
563					>
564						<svg class="navigation-mega__link-item-toggle-icon navigation-mega__link-item-toggle--depth-2"
565	     role="img"
566	     aria-hidden="true"
567		 focusable="false"
568		 		width="36"
569		height="36"
570		 >
571
572			<use class="sprite sprite--back" xmlns:xlink="http://www.w3.org/1999/xlink"
573				xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--background"></use>
574		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
575             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--indicator"></use>
576
577	</svg>
578
579				</button>
580			<ul id="mega_sub_2852" class="navigation-mega__link-list--level2" >
581
582    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="16772">
583		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
584			href="/health-insurance/extras-cover/">
585				<svg class="navigation-mega__link-icon"
586	     role="img"
587	     aria-hidden="true"
588		 focusable="false"
589		 		width="18"
590		height="18"
591		 >
592
593		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
594             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
595
596	</svg>
597
598			<span class="navigation-mega__link-text">Extras products</span>
599		</a>
600	</li>
601
602    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="11375">
603		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
604			href="/using-your-cover/using-your-extras-cover/dental-insurance/">
605				<svg class="navigation-mega__link-icon"
606	     role="img"
607	     aria-hidden="true"
608		 focusable="false"
609		 		width="18"
610		height="18"
611		 >
612
613		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
614             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
615
616	</svg>
617
618			<span class="navigation-mega__link-text">Dental insurance </span>
619		</a>
620	</li>
621
622    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="11488">
623		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
624			href="/using-your-cover/using-your-extras-cover/optical-insurance/">
625				<svg class="navigation-mega__link-icon"
626	     role="img"
627	     aria-hidden="true"
628		 focusable="false"
629		 		width="18"
630		height="18"
631		 >
632
633		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
634             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
635
636	</svg>
637
638			<span class="navigation-mega__link-text">Optical insurance</span>
639		</a>
640	</li>
641			</ul>
642	</li>
643</ul>
644
645
646
647			</div>
648			<div class="layout-flex__column">
649				
650<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="2321">
651	<li class="navigation-mega__link-item">
652			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/health-insurance/overseas-health-cover/">
653				<span class="navigation-mega__link-text" >Overseas students &amp; visitors</span>
654			</a>
655
656				<button class="navigation-mega__link-item-toggle is-shown-in-vertical-nav-only u-focus-keyboard--inner"
657					data-collapsible
658					data-collapsible-collapsed-class="is-hidden-in-vertical-nav"
659					data-collapsible-content-selector="#mega_sub_2321"
660					>
661						<svg class="navigation-mega__link-item-toggle-icon navigation-mega__link-item-toggle--depth-2"
662	     role="img"
663	     aria-hidden="true"
664		 focusable="false"
665		 		width="36"
666		height="36"
667		 >
668
669			<use class="sprite sprite--back" xmlns:xlink="http://www.w3.org/1999/xlink"
670				xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--background"></use>
671		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
672             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--indicator"></use>
673
674	</svg>
675
676				</button>
677			<ul id="mega_sub_2321" class="navigation-mega__link-list--level2" >
678
679    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2323">
680		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
681			href="/health-insurance/overseas-health-cover/oshc-extras/">
682				<svg class="navigation-mega__link-icon"
683	     role="img"
684	     aria-hidden="true"
685		 focusable="false"
686		 		width="18"
687		height="18"
688		 >
689
690		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
691             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
692
693	</svg>
694
695			<span class="navigation-mega__link-text">Overseas Student Health Cover Extras</span>
696		</a>
697	</li>
698
699    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2324">
700		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
701			href="/health-insurance/overseas-health-cover/overseas-student-health-cover-oshc/">
702				<svg class="navigation-mega__link-icon"
703	     role="img"
704	     aria-hidden="true"
705		 focusable="false"
706		 		width="18"
707		height="18"
708		 >
709
710		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
711             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
712
713	</svg>
714
715			<span class="navigation-mega__link-text">Overseas Student Health Cover</span>
716		</a>
717	</li>
718
719    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2325">
720		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
721			href="/health-insurance/overseas-health-cover/overseas-visitors-health-cover/">
722				<svg class="navigation-mega__link-icon"
723	     role="img"
724	     aria-hidden="true"
725		 focusable="false"
726		 		width="18"
727		height="18"
728		 >
729
730		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
731             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
732
733	</svg>
734
735			<span class="navigation-mega__link-text">Overseas Visitor Health Cover</span>
736		</a>
737	</li>
738			</ul>
739	</li>
740</ul>
741
742
743
744			</div>
745		</div>
746	</div>
747</div>
748		</div>
749
750	</div>
751</div>
752
753						</li>
754						<li class="navigation__item navigation__item--level1"
755							data-navigation--intersecting-item>
756							<a class="navigation__link navigation__link--level1 has-children"
757							   href="/using-your-cover/"
758							     data-trigger-event
759							     data-trigger-event--event="concealsearch,closephone"
760							     data-remove-element-classes
761							     data-remove-element-classes--on="ToggleElementClasses.before"
762							     data-remove-element-classes--target=".navigation__item,.site-header"
763							     data-remove-element-classes--classes="navigation__item--is-active,site-header--global-search-is-open"
764							     data-toggle-element-classes
765							     data-toggle-element-classes--on="click"
766							     data-toggle-element-classes--target="(parent) .navigation__item"
767							     data-toggle-element-classes--to="navigation__item--is-active"
768>
769								<span class="navigation__link-text">Using your cover</span>
770								<span class="navigation__toggle navigation__toggle--level1">
771	<svg class="navigation__toggle-icon navigation__toggle-icon@mediumup navigation__toggle-icon--close"
772	     role="img"
773	     aria-hidden="true"
774		 focusable="false"
775		 		width="24"
776		height="24"
777		 >
778
779		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
780             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-top-toggle--indicator-opened"></use>
781
782	</svg>
783	<svg class="navigation__toggle-icon navigation__toggle-icon@mediumup navigation__toggle-icon--open"
784	     role="img"
785	     aria-hidden="true"
786		 focusable="false"
787		 		width="24"
788		height="24"
789		 >
790
791		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
792             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-top-toggle--indicator-closed"></use>
793
794	</svg>
795	<svg class="navigation__toggle-icon navigation__toggle-icon--when-obscured navigation__toggle-icon--close"
796	     role="img"
797	     aria-hidden="true"
798		 focusable="false"
799		 		width="24"
800		height="24"
801		 >
802
803		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
804             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#accordion-toggle--indicator-opened"></use>
805
806	</svg>
807	<svg class="navigation__toggle-icon navigation__toggle-icon--when-obscured navigation__toggle-icon--open"
808	     role="img"
809	     aria-hidden="true"
810		 focusable="false"
811		 		width="24"
812		height="24"
813		 >
814
815		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
816             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#accordion-toggle--indicator-closed"></use>
817
818	</svg>
819								</span>
820							</a>
821
822
823
824
825<div class="navigation-mega navigation-mega--floating navigation-mega--none u-cms-background u-cms-background--is-psuedo-before u-cms-background--center u-cms-background--cover"
826     id="navigation__mega-menu-e529cf0d-bad3-4e05-9d8b-2105a813e08f" data-blockid="">
827
828	<div class="navigation-mega__container">
829		<div class="navigation-mega__content">
830
831			<div class="navigation-mega__header">
832				<div class="navigation-mega__title" >
833						<a class="navigation-mega__title-link u-focus-keyboard--outer"
834						   href="/using-your-cover/">
835							
836							<span class="navigation-mega__title-text">Using your cover</span>
837								<svg class="navigation-mega__title-navigation-icon"
838	     role="img"
839	     aria-hidden="true"
840		 focusable="false"
841		 		width="24"
842		height="24"
843		 >
844
845		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
846             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#chevron-right"></use>
847
848	</svg>
849
850						</a>
851					<button class="navigation-mega__close u-focus-keyboard--circle"
852							data-remove-element-classes
853							data-remove-element-classes--on="ToggleElementClasses.before"
854							data-remove-element-classes--target=".navigation__item,.site-header"
855							data-remove-element-classes--classes="navigation__item--is-active,site-header--global-search-is-open"
856							data-toggle-element-classes
857							data-toggle-element-classes--on="click"
858							data-toggle-element-classes--target="(parent) .navigation__item"
859							data-toggle-element-classes--to="navigation__item--is-active">
860							<svg class="navigation-mega__close-icon"
861	     role="img"
862	     aria-hidden="true"
863		 focusable="false"
864		 		width="24"
865		height="24"
866		 >
867
868		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
869             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-mega-close"></use>
870
871	</svg>
872
873					</button>
874				</div>
875			</div>
876
877<div class="navigation-mega__layout layout">
878	<div class="layout__inner">
879		<div class="layout-flex layout-flex--4-even-cols">
880			<div class="layout-flex__column">
881				
882<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="2761">
883	<li class="navigation-mega__link-item">
884			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/using-your-cover/using-your-hospital-cover/">
885				<span class="navigation-mega__link-text" >Using your hospital cover</span>
886			</a>
887
888				<button class="navigation-mega__link-item-toggle is-shown-in-vertical-nav-only u-focus-keyboard--inner"
889					data-collapsible
890					data-collapsible-collapsed-class="is-hidden-in-vertical-nav"
891					data-collapsible-content-selector="#mega_sub_2761"
892					>
893						<svg class="navigation-mega__link-item-toggle-icon navigation-mega__link-item-toggle--depth-2"
894	     role="img"
895	     aria-hidden="true"
896		 focusable="false"
897		 		width="36"
898		height="36"
899		 >
900
901			<use class="sprite sprite--back" xmlns:xlink="http://www.w3.org/1999/xlink"
902				xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--background"></use>
903		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
904             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--indicator"></use>
905
906	</svg>
907
908				</button>
909			<ul id="mega_sub_2761" class="navigation-mega__link-list--level2" >
910
911    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2765">
912		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
913			href="/using-your-cover/using-your-hospital-cover/find-a-specialist/">
914				<svg class="navigation-mega__link-icon"
915	     role="img"
916	     aria-hidden="true"
917		 focusable="false"
918		 		width="18"
919		height="18"
920		 >
921
922		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
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927			<span class="navigation-mega__link-text">Find a specialist</span>
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932		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
933			href="/using-your-cover/using-your-hospital-cover/find-a-hospital/">
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936	     aria-hidden="true"
937		 focusable="false"
938		 		width="18"
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944
945	</svg>
946
947			<span class="navigation-mega__link-text">Find a hospital</span>
948		</a>
949	</li>
950
951    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2769">
952		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
953			href="/using-your-cover/using-your-hospital-cover/access-gap/">
954				<svg class="navigation-mega__link-icon"
955	     role="img"
956	     aria-hidden="true"
957		 focusable="false"
958		 		width="18"
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964
965	</svg>
966
967			<span class="navigation-mega__link-text">Access Gap</span>
968		</a>
969	</li>
970
971    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2767">
972		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
973			href="/using-your-cover/using-your-hospital-cover/going-to-hospital-guide/">
974				<svg class="navigation-mega__link-icon"
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984
985	</svg>
986
987			<span class="navigation-mega__link-text">Going to hospital guide</span>
988		</a>
989	</li>
990
991    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="11069">
992		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
993			href="/health-insurance/hospital-cover/pregnancy-hospital-cover/">
994				<svg class="navigation-mega__link-icon"
995	     role="img"
996	     aria-hidden="true"
997		 focusable="false"
998		 		width="18"
999		height="18"
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1001
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1004
1005	</svg>
1006
1007			<span class="navigation-mega__link-text">Planning a family</span>
1008		</a>
1009	</li>
1010
1011    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="4341">
1012		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1013			href="/using-your-cover/using-your-extras-cover/making-a-claim/#how-to-claim-an-ambulance-bill">
1014				<svg class="navigation-mega__link-icon"
1015	     role="img"
1016	     aria-hidden="true"
1017		 focusable="false"
1018		 		width="18"
1019		height="18"
1020		 >
1021
1022		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
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1024
1025	</svg>
1026
1027			<span class="navigation-mega__link-text">
1027How to claim an ambulance bill</span>
1028		</a>
1029	</li>
1030
1031    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="12119">
1032		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1033			href="/using-your-cover/using-your-hospital-cover/what-is-accident-hospitalisation/">
1034				<svg class="navigation-mega__link-icon"
1035	     role="img"
1036	     aria-hidden="true"
1037		 focusable="false"
1038		 		width="18"
1039		height="18"
1040		 >
1041
1042		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
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1044
1045	</svg>
1046
1047			<span class="navigation-mega__link-text">What is accident hospitalisation?</span>
1048		</a>
1049	</li>
1050
1051    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="14220">
1052		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1053			href="/using-your-cover/using-your-hospital-cover/how-to-use-your-ambulance-cover/">
1054				<svg class="navigation-mega__link-icon"
1055	     role="img"
1056	     aria-hidden="true"
1057		 focusable="false"
1058		 		width="18"
1059		height="18"
1060		 >
1061
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1064
1065	</svg>
1066
1067			<span class="navigation-mega__link-text">How to use your ambulance cover</span>
1068		</a>
1069	</li>
1070			</ul>
1071	</li>
1072</ul>
1073
1074
1075
1076			</div>
1077			<div class="layout-flex__column">
1078				
1079<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="2754">
1080	<li class="navigation-mega__link-item">
1081			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/using-your-cover/using-your-extras-cover/">
1082				<span class="navigation-mega__link-text" >Using your extras cover</span>
1083			</a>
1084
1085				<button class="navigation-mega__link-item-toggle is-shown-in-vertical-nav-only u-focus-keyboard--inner"
1086					data-collapsible
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1090						<svg class="navigation-mega__link-item-toggle-icon navigation-mega__link-item-toggle--depth-2"
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1098			<use class="sprite sprite--back" xmlns:xlink="http://www.w3.org/1999/xlink"
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1102
1103	</svg>
1104
1105				</button>
1106			<ul id="mega_sub_2754" class="navigation-mega__link-list--level2" >
1107
1108    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2756">
1109		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1110			href="/using-your-cover/using-your-extras-cover/find-a-provider/">
1111				<svg class="navigation-mega__link-icon"
1112	     role="img"
1113	     aria-hidden="true"
1114		 focusable="false"
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1118
1119		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
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1121
1122	</svg>
1123
1124			<span class="navigation-mega__link-text">Find a provider</span>
1125		</a>
1126	</li>
1127
1128    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2757">
1129		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1130			href="/using-your-cover/using-your-extras-cover/making-a-claim/">
1131				<svg class="navigation-mega__link-icon"
1132	     role="img"
1133	     aria-hidden="true"
1134		 focusable="false"
1135		 		width="18"
1136		height="18"
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1138
1139		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
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1141
1142	</svg>
1143
1144			<span class="navigation-mega__link-text">Making a claim</span>
1145		</a>
1146	</li>
1147
1148    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="11373">
1149		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1150			href="/using-your-cover/using-your-extras-cover/dental-insurance/">
1151				<svg class="navigation-mega__link-icon"
1152	     role="img"
1153	     aria-hidden="true"
1154		 focusable="false"
1155		 		width="18"
1156		height="18"
1157		 >
1158
1159		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1160             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1161
1162	</svg>
1163
1164			<span class="navigation-mega__link-text">Dental insurance</span>
1165		</a>
1166	</li>
1167
1168    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="11487">
1169		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1170			href="/using-your-cover/using-your-extras-cover/optical-insurance/">
1171				<svg class="navigation-mega__link-icon"
1172	     role="img"
1173	     aria-hidden="true"
1174		 focusable="false"
1175		 		width="18"
1176		height="18"
1177		 >
1178
1179		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1180             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1181
1182	</svg>
1183
1184			<span class="navigation-mega__link-text">Optical insurance</span>
1185		</a>
1186	</li>
1187
1188    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="11554">
1189		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1190			href="/using-your-cover/using-your-extras-cover/extras-for-surgery-recovery/">
1191				<svg class="navigation-mega__link-icon"
1192	     role="img"
1193	     aria-hidden="true"
1194		 focusable="false"
1195		 		width="18"
1196		height="18"
1197		 >
1198
1199		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1200             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1201
1202	</svg>
1203
1204			<span class="navigation-mega__link-text">Extras for surgery recovery</span>
1205		</a>
1206	</li>
1207
1208    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="11631">
1209		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1210			href="/using-your-cover/using-your-extras-cover/extras-for-pregnancy/">
1211				<svg class="navigation-mega__link-icon"
1212	     role="img"
1213	     aria-hidden="true"
1214		 focusable="false"
1215		 		width="18"
1216		height="18"
1217		 >
1218
1219		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1220             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1221
1222	</svg>
1223
1224			<span class="navigation-mega__link-text">Extras for pregnancy</span>
1225		</a>
1226	</li>
1227
1228    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="11821">
1229		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1230			href="/using-your-cover/using-your-extras-cover/health-aids--wellness/">
1231				<svg class="navigation-mega__link-icon"
1232	     role="img"
1233	     aria-hidden="true"
1234		 focusable="false"
1235		 		width="18"
1236		height="18"
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1238
1239		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1240             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1241
1242	</svg>
1243
1244			<span class="navigation-mega__link-text">Health aids &amp; wellness </span>
1245		</a>
1246	</li>
1247
1248    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="11829">
1249		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1250			href="/using-your-cover/using-your-extras-cover/complementary-therapies/">
1251				<svg class="navigation-mega__link-icon"
1252	     role="img"
1253	     aria-hidden="true"
1254		 focusable="false"
1255		 		width="18"
1256		height="18"
1257		 >
1258
1259		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1260             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1261
1262	</svg>
1263
1264			<span class="navigation-mega__link-text">Complementary therapies</span>
1265		</a>
1266	</li>
1267
1268    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="11832">
1269		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1270			href="/using-your-cover/using-your-extras-cover/psychology-101/">
1271				<svg class="navigation-mega__link-icon"
1272	     role="img"
1273	     aria-hidden="true"
1274		 focusable="false"
1275		 		width="18"
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1278
1279		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
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1281
1282	</svg>
1283
1284			<span class="navigation-mega__link-text">Psychology</span>
1285		</a>
1286	</li>
1287
1288    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="11852">
1289		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1290			href="/using-your-cover/using-your-extras-cover/speech-therapy/">
1291				<svg class="navigation-mega__link-icon"
1292	     role="img"
1293	     aria-hidden="true"
1294		 focusable="false"
1295		 		width="18"
1296		height="18"
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1298
1299		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1300             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1301
1302	</svg>
1303
1304			<span class="navigation-mega__link-text">Speech therapy</span>
1305		</a>
1306	</li>
1307
1308    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="12236">
1309		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1310			href="/using-your-cover/using-your-extras-cover/physiotherapy-and-other-therapies/">
1311				<svg class="navigation-mega__link-icon"
1312	     role="img"
1313	     aria-hidden="true"
1314		 focusable="false"
1315		 		width="18"
1316		height="18"
1317		 >
1318
1319		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1320             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1321
1322	</svg>
1323
1324			<span class="navigation-mega__link-text">Physiotherapy and Other Therapies</span>
1325		</a>
1326	</li>
1327
1328    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="12258">
1329		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1330			href="/using-your-cover/using-your-extras-cover/chiropractic-and-osteopathy-benefits/">
1331				<svg class="navigation-mega__link-icon"
1332	     role="img"
1333	     aria-hidden="true"
1334		 focusable="false"
1335		 		width="18"
1336		height="18"
1337		 >
1338
1339		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1340             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1341
1342	</svg>
1343
1344			<span class="navigation-mega__link-text">Chiropractic and osteopathy benefits</span>
1345		</a>
1346	</li>
1347
1348    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="12012">
1349		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1350			href="/using-your-cover/using-your-extras-cover/what-are-our-pharmacy-benefits/">
1351				<svg class="navigation-mega__link-icon"
1352	     role="img"
1353	     aria-hidden="true"
1354		 focusable="false"
1355		 		width="18"
1356		height="18"
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1358
1359		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1360             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1361
1362	</svg>
1363
1364			<span class="navigation-mega__link-text">Pharmacy benefits</span>
1365		</a>
1366	</li>
1367			</ul>
1368	</li>
1369</ul>
1370
1371
1372<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="11586">
1373	<li class="navigation-mega__link-item">
1374			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/using-your-cover/using-your-extras-cover/peoplecare-optical-and-dental/">
1375				<span class="navigation-mega__link-text" >Peoplecare Optical and Dental</span>
1376			</a>
1377
1378	</li>
1379</ul>
1380
1381
1382
1383			</div>
1384			<div class="layout-flex__column">
1385				
1386<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="2762">
1387	<li class="navigation-mega__link-item">
1388			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/using-your-cover/manage-your-health/">
1389				<span class="navigation-mega__link-text" >Manage your health</span>
1390			</a>
1391
1392				<button class="navigation-mega__link-item-toggle is-shown-in-vertical-nav-only u-focus-keyboard--inner"
1393					data-collapsible
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1395					data-collapsible-content-selector="#mega_sub_2762"
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1397						<svg class="navigation-mega__link-item-toggle-icon navigation-mega__link-item-toggle--depth-2"
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1399	     aria-hidden="true"
1400		 focusable="false"
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1404
1405			<use class="sprite sprite--back" xmlns:xlink="http://www.w3.org/1999/xlink"
1406				xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--background"></use>
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1411
1412				</button>
1413			<ul id="mega_sub_2762" class="navigation-mega__link-list--level2" >
1414
1415    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2771">
1416		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1417			href="/using-your-cover/manage-your-health/ask-our-experts/">
1418				<svg class="navigation-mega__link-icon"
1419	     role="img"
1420	     aria-hidden="true"
1421		 focusable="false"
1422		 		width="18"
1423		height="18"
1424		 >
1425
1426		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1427             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1428
1429	</svg>
1430
1431			<span class="navigation-mega__link-text">Ask our experts</span>
1432		</a>
1433	</li>
1434
1435    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2772">
1436		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1437			href="/using-your-cover/manage-your-health/health-programs/">
1438				<svg class="navigation-mega__link-icon"
1439	     role="img"
1440	     aria-hidden="true"
1441		 focusable="false"
1442		 		width="18"
1443		height="18"
1444		 >
1445
1446		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1447             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1448
1449	</svg>
1450
1451			<span class="navigation-mega__link-text">Health programs</span>
1452		</a>
1453	</li>
1454
1455    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2773">
1456		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1457			href="/using-your-cover/manage-your-health/hospital-services-at-home/">
1458				<svg class="navigation-mega__link-icon"
1459	     role="img"
1460	     aria-hidden="true"
1461		 focusable="false"
1462		 		width="18"
1463		height="18"
1464		 >
1465
1466		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1467             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1468
1469	</svg>
1470
1471			<span class="navigation-mega__link-text">Hospital services at home</span>
1472		</a>
1473	</li>
1474
1475    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2774">
1476		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1477			href="/using-your-cover/manage-your-health/health-information/">
1478				<svg class="navigation-mega__link-icon"
1479	     role="img"
1480	     aria-hidden="true"
1481		 focusable="false"
1482		 		width="18"
1483		height="18"
1484		 >
1485
1486		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1487             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1488
1489	</svg>
1490
1491			<span class="navigation-mega__link-text">Health information</span>
1492		</a>
1493	</li>
1494
1495    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="11752">
1496		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1497			href="/using-your-cover/manage-your-health/need-help-navigating-the-healthcare-system/">
1498				<svg class="navigation-mega__link-icon"
1499	     role="img"
1500	     aria-hidden="true"
1501		 focusable="false"
1502		 		width="18"
1503		height="18"
1504		 >
1505
1506		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1507             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1508
1509	</svg>
1510
1511			<span class="navigation-mega__link-text">Need help navigating the healthcare system?</span>
1512		</a>
1513	</li>
1514			</ul>
1515	</li>
1516</ul>
1517
1518
1519
1520			</div>
1521			<div class="layout-flex__column">
1522				
1523<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="2763">
1524	<li class="navigation-mega__link-item">
1525			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/using-your-cover/member-perks/">
1526				<span class="navigation-mega__link-text" >Member perks</span>
1527			</a>
1528
1529				<button class="navigation-mega__link-item-toggle is-shown-in-vertical-nav-only u-focus-keyboard--inner"
1530					data-collapsible
1531					data-collapsible-collapsed-class="is-hidden-in-vertical-nav"
1532					data-collapsible-content-selector="#mega_sub_2763"
1533					>
1534						<svg class="navigation-mega__link-item-toggle-icon navigation-mega__link-item-toggle--depth-2"
1535	     role="img"
1536	     aria-hidden="true"
1537		 focusable="false"
1538		 		width="36"
1539		height="36"
1540		 >
1541
1542			<use class="sprite sprite--back" xmlns:xlink="http://www.w3.org/1999/xlink"
1543				xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--background"></use>
1544		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1545             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--indicator"></use>
1546
1547	</svg>
1548
1549				</button>
1550			<ul id="mega_sub_2763" class="navigation-mega__link-list--level2" >
1551
1552    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2776">
1553		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1554			href="/using-your-cover/member-perks/refer-a-friend/">
1555				<svg class="navigation-mega__link-icon"
1556	     role="img"
1557	     aria-hidden="true"
1558		 focusable="false"
1559		 		width="18"
1560		height="18"
1561		 >
1562
1563		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1564             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1565
1566	</svg>
1567
1568			<span class="navigation-mega__link-text">Refer a friend</span>
1569		</a>
1570	</li>
1571
1572    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="3865">
1573		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1574			href="/using-your-cover/member-perks/peoplecare-optical-and-dental/">
1575				<svg class="navigation-mega__link-icon"
1576	     role="img"
1577	     aria-hidden="true"
1578		 focusable="false"
1579		 		width="18"
1580		height="18"
1581		 >
1582
1583		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1584             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1585
1586	</svg>
1587
1588			<span class="navigation-mega__link-text">Peoplecare Optical and Dental</span>
1589		</a>
1590	</li>
1591
1592    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="3866">
1593		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1594			href="/using-your-cover/member-perks/smiles/">
1595				<svg class="navigation-mega__link-icon"
1596	     role="img"
1597	     aria-hidden="true"
1598		 focusable="false"
1599		 		width="18"
1600		height="18"
1601		 >
1602
1603		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1604             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1605
1606	</svg>
1607
1608			<span class="navigation-mega__link-text">smile.com.au</span>
1609		</a>
1610	</li>
1611
1612    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="4189">
1613		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1614			href="/using-your-cover/member-perks/specsavers/">
1615				<svg class="navigation-mega__link-icon"
1616	     role="img"
1617	     aria-hidden="true"
1618		 focusable="false"
1619		 		width="18"
1620		height="18"
1621		 >
1622
1623		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1624             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1625
1626	</svg>
1627
1628			<span class="navigation-mega__link-text">Specsavers</span>
1629		</a>
1630	</li>
1631
1632    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="12270">
1633		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1634			href="/using-your-cover/member-perks/opsm/">
1635				<svg class="navigation-mega__link-icon"
1636	     role="img"
1637	     aria-hidden="true"
1638		 focusable="false"
1639		 		width="18"
1640		height="18"
1641		 >
1642
1643		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1644             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1645
1646	</svg>
1647
1648			<span class="navigation-mega__link-text">OPSM</span>
1649		</a>
1650	</li>
1651
1652    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="4190">
1653		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1654			href="/using-your-cover/member-perks/laubman-pank/">
1655				<svg class="navigation-mega__link-icon"
1656	     role="img"
1657	     aria-hidden="true"
1658		 focusable="false"
1659		 		width="18"
1660		height="18"
1661		 >
1662
1663		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1664             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1665
1666	</svg>
1667
1668			<span class="navigation-mega__link-text">Laubman &amp; Pank</span>
1669		</a>
1670	</li>
1671
1672    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="4192">
1673		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1674			href="/using-your-cover/member-perks/travel-insurance/">
1675				<svg class="navigation-mega__link-icon"
1676	     role="img"
1677	     aria-hidden="true"
1678		 focusable="false"
1679		 		width="18"
1680		height="18"
1681		 >
1682
1683		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1684             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1685
1686	</svg>
1687
1688			<span class="navigation-mega__link-text">Travel insurance</span>
1689		</a>
1690	</li>
1691			</ul>
1692	</li>
1693</ul>
1694
1695
1696
1697			</div>
1698		</div>
1699	</div>
1700</div>
1701		</div>
1702
1703	</div>
1704</div>
1705
1706						</li>
1707						<li class="navigation__item navigation__item--level1"
1708							data-navigation--intersecting-item>
1709							<a class="navigation__link navigation__link--level1 has-children"
1710							   href="/help-centre/"
1711							     data-trigger-event
1712							     data-trigger-event--event="concealsearch,closephone"
1713							     data-remove-element-classes
1714							     data-remove-element-classes--on="ToggleElementClasses.before"
1715							     data-remove-element-classes--target=".navigation__item,.site-header"
1716							     data-remove-element-classes--classes="navigation__item--is-active,site-header--global-search-is-open"
1717							     data-toggle-element-classes
1718							     data-toggle-element-classes--on="click"
1719							     data-toggle-element-classes--target="(parent) .navigation__item"
1720							     data-toggle-element-classes--to="navigation__item--is-active"
1721>
1722								<span class="navigation__link-text">Help Centre</span>
1723								<span class="navigation__toggle navigation__toggle--level1">
1724	<svg class="navigation__toggle-icon navigation__toggle-icon@mediumup navigation__toggle-icon--close"
1725	     role="img"
1726	     aria-hidden="true"
1727		 focusable="false"
1728		 		width="24"
1729		height="24"
1730		 >
1731
1732		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1733             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-top-toggle--indicator-opened"></use>
1734
1735	</svg>
1736	<svg class="navigation__toggle-icon navigation__toggle-icon@mediumup navigation__toggle-icon--open"
1737	     role="img"
1738	     aria-hidden="true"
1739		 focusable="false"
1740		 		width="24"
1741		height="24"
1742		 >
1743
1744		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1745             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-top-toggle--indicator-closed"></use>
1746
1747	</svg>
1748	<svg class="navigation__toggle-icon navigation__toggle-icon--when-obscured navigation__toggle-icon--close"
1749	     role="img"
1750	     aria-hidden="true"
1751		 focusable="false"
1752		 		width="24"
1753		height="24"
1754		 >
1755
1756		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1757             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#accordion-toggle--indicator-opened"></use>
1758
1759	</svg>
1760	<svg class="navigation__toggle-icon navigation__toggle-icon--when-obscured navigation__toggle-icon--open"
1761	     role="img"
1762	     aria-hidden="true"
1763		 focusable="false"
1764		 		width="24"
1765		height="24"
1766		 >
1767
1768		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1769             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#accordion-toggle--indicator-closed"></use>
1770
1771	</svg>
1772								</span>
1773							</a>
1774
1775
1776
1777
1778<div class="navigation-mega navigation-mega--floating navigation-mega--none u-cms-background u-cms-background--is-psuedo-before u-cms-background--center u-cms-background--cover"
1779     id="navigation__mega-menu-6c689344-fe8e-4446-8d02-5b6d615d331d" data-blockid="">
1780
1781	<div class="navigation-mega__container">
1782		<div class="navigation-mega__content">
1783
1784			<div class="navigation-mega__header">
1785				<div class="navigation-mega__title" >
1786						<a class="navigation-mega__title-link u-focus-keyboard--outer"
1787						   href="/help-centre/">
1788							
1789							<span class="navigation-mega__title-text">Help Centre</span>
1790								<svg class="navigation-mega__title-navigation-icon"
1791	     role="img"
1792	     aria-hidden="true"
1793		 focusable="false"
1794		 		width="24"
1795		height="24"
1796		 >
1797
1798		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1799             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#chevron-right"></use>
1800
1801	</svg>
1802
1803						</a>
1804					<button class="navigation-mega__close u-focus-keyboard--circle"
1805							data-remove-element-classes
1806							data-remove-element-classes--on="ToggleElementClasses.before"
1807							data-remove-element-classes--target=".navigation__item,.site-header"
1808							data-remove-element-classes--classes="navigation__item--is-active,site-header--global-search-is-open"
1809							data-toggle-element-classes
1810							data-toggle-element-classes--on="click"
1811							data-toggle-element-classes--target="(parent) .navigation__item"
1812							data-toggle-element-classes--to="navigation__item--is-active">
1813							<svg class="navigation-mega__close-icon"
1814	     role="img"
1815	     aria-hidden="true"
1816		 focusable="false"
1817		 		width="24"
1818		height="24"
1819		 >
1820
1821		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1822             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-mega-close"></use>
1823
1824	</svg>
1825
1826					</button>
1827				</div>
1828			</div>
1829
1830<div class="navigation-mega__layout layout">
1831	<div class="layout__inner">
1832		<div class="layout-flex layout-flex--4-even-cols">
1833			<div class="layout-flex__column">
1834				
1835<ul class="navigation-mega__links navigation-mega__link-list--level1 navigation-mega__link-list--columns block__epi-editor" data-blockid="2682">
1836	<li class="navigation-mega__link-item">
1837			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/help-centre/government-rules/">
1838				<span class="navigation-mega__link-text" >Government rules</span>
1839			</a>
1840
1841				<button class="navigation-mega__link-item-toggle is-shown-in-vertical-nav-only u-focus-keyboard--inner"
1842					data-collapsible
1843					data-collapsible-collapsed-class="is-hidden-in-vertical-nav"
1844					data-collapsible-content-selector="#mega_sub_2682"
1845					>
1846						<svg class="navigation-mega__link-item-toggle-icon navigation-mega__link-item-toggle--depth-2"
1847	     role="img"
1848	     aria-hidden="true"
1849		 focusable="false"
1850		 		width="36"
1851		height="36"
1852		 >
1853
1854			<use class="sprite sprite--back" xmlns:xlink="http://www.w3.org/1999/xlink"
1855				xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--background"></use>
1856		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1857             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--indicator"></use>
1858
1859	</svg>
1860
1861				</button>
1862			<ul id="mega_sub_2682" class="navigation-mega__link-list--level2" >
1863
1864    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2684">
1865		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1866			href="/help-centre/government-rules/australian-government-rebate/">
1867				<svg class="navigation-mega__link-icon"
1868	     role="img"
1869	     aria-hidden="true"
1870		 focusable="false"
1871		 		width="18"
1872		height="18"
1873		 >
1874
1875		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1876             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1877
1878	</svg>
1879
1880			<span class="navigation-mega__link-text">Australian Government Rebate</span>
1881		</a>
1882	</li>
1883
1884    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2686">
1885		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1886			href="/help-centre/government-rules/lifetime-health-cover-lhc-loading/">
1887				<svg class="navigation-mega__link-icon"
1888	     role="img"
1889	     aria-hidden="true"
1890		 focusable="false"
1891		 		width="18"
1892		height="18"
1893		 >
1894
1895		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1896             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1897
1898	</svg>
1899
1900			<span class="navigation-mega__link-text">Lifetime Health Cover (LHC) Loading</span>
1901		</a>
1902	</li>
1903
1904    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2685">
1905		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1906			href="/help-centre/government-rules/age-based-discount/">
1907				<svg class="navigation-mega__link-icon"
1908	     role="img"
1909	     aria-hidden="true"
1910		 focusable="false"
1911		 		width="18"
1912		height="18"
1913		 >
1914
1915		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1916             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1917
1918	</svg>
1919
1920			<span class="navigation-mega__link-text">Age-based discount</span>
1921		</a>
1922	</li>
1923
1924    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2687">
1925		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1926			href="/help-centre/government-rules/medicare-benefits-schedule-mbs/">
1927				<svg class="navigation-mega__link-icon"
1928	     role="img"
1929	     aria-hidden="true"
1930		 focusable="false"
1931		 		width="18"
1932		height="18"
1933		 >
1934
1935		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1936             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1937
1938	</svg>
1939
1940			<span class="navigation-mega__link-text">Medicare Benefit Schedule (MBS)</span>
1941		</a>
1942	</li>
1943
1944    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="3009">
1945		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
1946			href="/help-centre/government-rules/medicare-levy-surcharge/">
1947				<svg class="navigation-mega__link-icon"
1948	     role="img"
1949	     aria-hidden="true"
1950		 focusable="false"
1951		 		width="18"
1952		height="18"
1953		 >
1954
1955		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1956             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
1957
1958	</svg>
1959
1960			<span class="navigation-mega__link-text">Medicare Levy Surcharge</span>
1961		</a>
1962	</li>
1963			</ul>
1964	</li>
1965</ul>
1966
1967
1968
1969			</div>
1970			<div class="layout-flex__column">
1971				
1972<ul class="navigation-mega__links navigation-mega__link-list--level1 navigation-mega__link-list--columns block__epi-editor" data-blockid="2676">
1973	<li class="navigation-mega__link-item">
1974			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/help-centre/health-insurance-a-to-z/">
1975				<span class="navigation-mega__link-text" >Health Insurance A-Z</span>
1976			</a>
1977
1978				<button class="navigation-mega__link-item-toggle is-shown-in-vertical-nav-only u-focus-keyboard--inner"
1979					data-collapsible
1980					data-collapsible-collapsed-class="is-hidden-in-vertical-nav"
1981					data-collapsible-content-selector="#mega_sub_2676"
1982					>
1983						<svg class="navigation-mega__link-item-toggle-icon navigation-mega__link-item-toggle--depth-2"
1984	     role="img"
1985	     aria-hidden="true"
1986		 focusable="false"
1987		 		width="36"
1988		height="36"
1989		 >
1990
1991			<use class="sprite sprite--back" xmlns:xlink="http://www.w3.org/1999/xlink"
1992				xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--background"></use>
1993		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
1994             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--indicator"></use>
1995
1996	</svg>
1997
1998				</button>
1999			<ul id="mega_sub_2676" class="navigation-mega__link-list--level2" >
2000
2001    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2678">
2002		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2003			href="/help-centre/health-insurance-a-to-z/waiting-periods-and-pre-existing-conditions/">
2004				<svg class="navigation-mega__link-icon"
2005	     role="img"
2006	     aria-hidden="true"
2007		 focusable="false"
2008		 		width="18"
2009		height="18"
2010		 >
2011
2012		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2013             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2014
2015	</svg>
2016
2017			<span class="navigation-mega__link-text">Waiting periods and pre-existing conditions</span>
2018		</a>
2019	</li>
2020
2021    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2680">
2022		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2023			href="/help-centre/health-insurance-a-to-z/why-have-private-health-insurance/">
2024				<svg class="navigation-mega__link-icon"
2025	     role="img"
2026	     aria-hidden="true"
2027		 focusable="false"
2028		 		width="18"
2029		height="18"
2030		 >
2031
2032		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2033             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2034
2035	</svg>
2036
2037			<span class="navigation-mega__link-text">Why have private hospital insurance?</span>
2038		</a>
2039	</li>
2040
2041    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="8049">
2042		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2043			href="/help-centre/health-insurance-a-to-z/time-to-get-your-own-cover/">
2044				<svg class="navigation-mega__link-icon"
2045	     role="img"
2046	     aria-hidden="true"
2047		 focusable="false"
2048		 		width="18"
2049		height="18"
2050		 >
2051
2052		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2053             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2054
2055	</svg>
2056
2057			<span class="navigation-mega__link-text">Time to get your own cover?</span>
2058		</a>
2059	</li>
2060
2061    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2681">
2062		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2063			href="/help-centre/health-insurance-a-to-z/who-pays/">
2064				<svg class="navigation-mega__link-icon"
2065	     role="img"
2066	     aria-hidden="true"
2067		 focusable="false"
2068		 		width="18"
2069		height="18"
2070		 >
2071
2072		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2073             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2074
2075	</svg>
2076
2077			<span class="navigation-mega__link-text">Who pays?</span>
2078		</a>
2079	</li>
2080
2081    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="2679">
2082		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2083			href="/help-centre/health-insurance-a-to-z/public-vs-private/">
2084				<svg class="navigation-mega__link-icon"
2085	     role="img"
2086	     aria-hidden="true"
2087		 focusable="false"
2088		 		width="18"
2089		height="18"
2090		 >
2091
2092		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2093             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2094
2095	</svg>
2096
2097			<span class="navigation-mega__link-text">Public vs private</span>
2098		</a>
2099	</li>
2100
2101    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="11840">
2102		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2103			href="/help-centre/health-insurance-a-to-z/how-to-read-your-phis/">
2104				<svg class="navigation-mega__link-icon"
2105	     role="img"
2106	     aria-hidden="true"
2107		 focusable="false"
2108		 		width="18"
2109		height="18"
2110		 >
2111
2112		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2113             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2114
2115	</svg>
2116
2117			<span class="navigation-mega__link-text">How to read your PHIS</span>
2118		</a>
2119	</li>
2120
2121    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="10919">
2122		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2123			href="/help-centre/health-insurance-a-to-z/ultimate-tax-guide/">
2124				<svg class="navigation-mega__link-icon"
2125	     role="img"
2126	     aria-hidden="true"
2127		 focusable="false"
2128		 		width="18"
2129		height="18"
2130		 >
2131
2132		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2133             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2134
2135	</svg>
2136
2137			<span class="navigation-mega__link-text">Ultimate tax guide</span>
2138		</a>
2139	</li>
2140
2141    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="4194">
2142		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2143			href="/help-centre/health-insurance-a-to-z/glossary/">
2144				<svg class="navigation-mega__link-icon"
2145	     role="img"
2146	     aria-hidden="true"
2147		 focusable="false"
2148		 		width="18"
2149		height="18"
2150		 >
2151
2152		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2153             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2154
2155	</svg>
2156
2157			<span class="navigation-mega__link-text">Glossary (jargon buster)</span>
2158		</a>
2159	</li>
2160
2161    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="5537">
2162		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2163			href="/help-centre/health-insurance-a-to-z/clinical-categories/">
2164				<svg class="navigation-mega__link-icon"
2165	     role="img"
2166	     aria-hidden="true"
2167		 focusable="false"
2168		 		width="18"
2169		height="18"
2170		 >
2171
2172		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2173             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2174
2175	</svg>
2176
2177			<span class="navigation-mega__link-text">
2177Clinical categories</span>
2178		</a>
2179	</li>
2180
2181    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="5539">
2182		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2183			href="/help-centre/health-insurance-a-to-z/extras-services/">
2184				<svg class="navigation-mega__link-icon"
2185	     role="img"
2186	     aria-hidden="true"
2187		 focusable="false"
2188		 		width="18"
2189		height="18"
2190		 >
2191
2192		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2193             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2194
2195	</svg>
2196
2197			<span class="navigation-mega__link-text">Extras services</span>
2198		</a>
2199	</li>
2200			</ul>
2201	</li>
2202</ul>
2203
2204
2205
2206			</div>
2207			<div class="layout-flex__column">
2208				
2209<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="3011">
2210	<li class="navigation-mega__link-item">
2211			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/help-centre/frequently-asked-questions-faqs/">
2212				<span class="navigation-mega__link-text" >Frequently Asked Questions (FAQs)</span>
2213			</a>
2214
2215	</li>
2216</ul>
2217
2218
2219<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="3187">
2220	<li class="navigation-mega__link-item">
2221			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/help-centre/forms-cover-descriptions/">
2222				<span class="navigation-mega__link-text" >Forms and Cover Descriptions</span>
2223			</a>
2224
2225	</li>
2226</ul>
2227
2228
2229<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="3362">
2230	<li class="navigation-mega__link-item">
2231			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/help-centre/policies/">
2232				<span class="navigation-mega__link-text" >Policies and reports</span>
2233			</a>
2234
2235	</li>
2236</ul>
2237
2238
2239<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="5103">
2240	<li class="navigation-mega__link-item">
2241			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/help-centre/mobile/">
2242				<span class="navigation-mega__link-text" >Digital member services</span>
2243			</a>
2244
2245	</li>
2246</ul>
2247
2248
2249
2250			</div>
2251			<div class="layout-flex__column">
2252				
2253
2254			</div>
2255		</div>
2256	</div>
2257</div>
2258		</div>
2259
2260	</div>
2261</div>
2262
2263						</li>
2264						<li class="navigation__item navigation__item--level1"
2265							data-navigation--intersecting-item>
2266							<a class="navigation__link navigation__link--level1 has-children"
2267							   href="/about-us/"
2268							     data-trigger-event
2269							     data-trigger-event--event="concealsearch,closephone"
2270							     data-remove-element-classes
2271							     data-remove-element-classes--on="ToggleElementClasses.before"
2272							     data-remove-element-classes--target=".navigation__item,.site-header"
2273							     data-remove-element-classes--classes="navigation__item--is-active,site-header--global-search-is-open"
2274							     data-toggle-element-classes
2275							     data-toggle-element-classes--on="click"
2276							     data-toggle-element-classes--target="(parent) .navigation__item"
2277							     data-toggle-element-classes--to="navigation__item--is-active"
2278>
2279								<span class="navigation__link-text">About us</span>
2280								<span class="navigation__toggle navigation__toggle--level1">
2281	<svg class="navigation__toggle-icon navigation__toggle-icon@mediumup navigation__toggle-icon--close"
2282	     role="img"
2283	     aria-hidden="true"
2284		 focusable="false"
2285		 		width="24"
2286		height="24"
2287		 >
2288
2289		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2290             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-top-toggle--indicator-opened"></use>
2291
2292	</svg>
2293	<svg class="navigation__toggle-icon navigation__toggle-icon@mediumup navigation__toggle-icon--open"
2294	     role="img"
2295	     aria-hidden="true"
2296		 focusable="false"
2297		 		width="24"
2298		height="24"
2299		 >
2300
2301		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2302             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-top-toggle--indicator-closed"></use>
2303
2304	</svg>
2305	<svg class="navigation__toggle-icon navigation__toggle-icon--when-obscured navigation__toggle-icon--close"
2306	     role="img"
2307	     aria-hidden="true"
2308		 focusable="false"
2309		 		width="24"
2310		height="24"
2311		 >
2312
2313		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2314             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#accordion-toggle--indicator-opened"></use>
2315
2316	</svg>
2317	<svg class="navigation__toggle-icon navigation__toggle-icon--when-obscured navigation__toggle-icon--open"
2318	     role="img"
2319	     aria-hidden="true"
2320		 focusable="false"
2321		 		width="24"
2322		height="24"
2323		 >
2324
2325		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2326             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#accordion-toggle--indicator-closed"></use>
2327
2328	</svg>
2329								</span>
2330							</a>
2331
2332
2333
2334
2335<div class="navigation-mega navigation-mega--floating navigation-mega--none u-cms-background u-cms-background--is-psuedo-before u-cms-background--center u-cms-background--cover"
2336     id="navigation__mega-menu-0b33d3ee-582f-4be8-8dcb-0b29f0903816" data-blockid="">
2337
2338	<div class="navigation-mega__container">
2339		<div class="navigation-mega__content">
2340
2341			<div class="navigation-mega__header">
2342				<div class="navigation-mega__title" >
2343						<a class="navigation-mega__title-link u-focus-keyboard--outer"
2344						   href="/about-us/">
2345							
2346							<span class="navigation-mega__title-text">About us</span>
2347								<svg class="navigation-mega__title-navigation-icon"
2348	     role="img"
2349	     aria-hidden="true"
2350		 focusable="false"
2351		 		width="24"
2352		height="24"
2353		 >
2354
2355		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2356             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#chevron-right"></use>
2357
2358	</svg>
2359
2360						</a>
2361					<button class="navigation-mega__close u-focus-keyboard--circle"
2362							data-remove-element-classes
2363							data-remove-element-classes--on="ToggleElementClasses.before"
2364							data-remove-element-classes--target=".navigation__item,.site-header"
2365							data-remove-element-classes--classes="navigation__item--is-active,site-header--global-search-is-open"
2366							data-toggle-element-classes
2367							data-toggle-element-classes--on="click"
2368							data-toggle-element-classes--target="(parent) .navigation__item"
2369							data-toggle-element-classes--to="navigation__item--is-active">
2370							<svg class="navigation-mega__close-icon"
2371	     role="img"
2372	     aria-hidden="true"
2373		 focusable="false"
2374		 		width="24"
2375		height="24"
2376		 >
2377
2378		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2379             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-mega-close"></use>
2380
2381	</svg>
2382
2383					</button>
2384				</div>
2385			</div>
2386
2387<div class="navigation-mega__layout layout">
2388	<div class="layout__inner">
2389		<div class="layout-flex layout-flex--4-even-cols">
2390			<div class="layout-flex__column">
2391				
2392<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="3488">
2393	<li class="navigation-mega__link-item">
2394			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/about-us/who-we/">
2395				<span class="navigation-mega__link-text" >Who we are</span>
2396			</a>
2397
2398				<button class="navigation-mega__link-item-toggle is-shown-in-vertical-nav-only u-focus-keyboard--inner"
2399					data-collapsible
2400					data-collapsible-collapsed-class="is-hidden-in-vertical-nav"
2401					data-collapsible-content-selector="#mega_sub_3488"
2402					>
2403						<svg class="navigation-mega__link-item-toggle-icon navigation-mega__link-item-toggle--depth-2"
2404	     role="img"
2405	     aria-hidden="true"
2406		 focusable="false"
2407		 		width="36"
2408		height="36"
2409		 >
2410
2411			<use class="sprite sprite--back" xmlns:xlink="http://www.w3.org/1999/xlink"
2412				xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--background"></use>
2413		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2414             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--indicator"></use>
2415
2416	</svg>
2417
2418				</button>
2419			<ul id="mega_sub_3488" class="navigation-mega__link-list--level2" >
2420
2421    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="11623">
2422		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2423			href="/about-us/who-we/our-values/">
2424				<svg class="navigation-mega__link-icon"
2425	     role="img"
2426	     aria-hidden="true"
2427		 focusable="false"
2428		 		width="18"
2429		height="18"
2430		 >
2431
2432		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2433             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2434
2435	</svg>
2436
2437			<span class="navigation-mega__link-text">Our values</span>
2438		</a>
2439	</li>
2440
2441    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="3491">
2442		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2443			href="/about-us/who-we/our-people/">
2444				<svg class="navigation-mega__link-icon"
2445	     role="img"
2446	     aria-hidden="true"
2447		 focusable="false"
2448		 		width="18"
2449		height="18"
2450		 >
2451
2452		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2453             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2454
2455	</svg>
2456
2457			<span class="navigation-mega__link-text">Our people</span>
2458		</a>
2459	</li>
2460
2461    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="11044">
2462		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2463			href="/about-us/who-we/our-achievements/">
2464				<svg class="navigation-mega__link-icon"
2465	     role="img"
2466	     aria-hidden="true"
2467		 focusable="false"
2468		 		width="18"
2469		height="18"
2470		 >
2471
2472		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2473             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2474
2475	</svg>
2476
2477			<span class="navigation-mega__link-text">Our Achievements</span>
2478		</a>
2479	</li>
2480
2481    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="3492">
2482		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2483			href="/about-us/who-we/community/">
2484				<svg class="navigation-mega__link-icon"
2485	     role="img"
2486	     aria-hidden="true"
2487		 focusable="false"
2488		 		width="18"
2489		height="18"
2490		 >
2491
2492		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2493             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2494
2495	</svg>
2496
2497			<span class="navigation-mega__link-text">Community</span>
2498		</a>
2499	</li>
2500
2501    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="3493">
2502		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2503			href="/about-us/who-we/members-health-fund-alliance/">
2504				<svg class="navigation-mega__link-icon"
2505	     role="img"
2506	     aria-hidden="true"
2507		 focusable="false"
2508		 		width="18"
2509		height="18"
2510		 >
2511
2512		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2513             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2514
2515	</svg>
2516
2517			<span class="navigation-mega__link-text">Members Health Fund Alliance</span>
2518		</a>
2519	</li>
2520
2521    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="19328">
2522		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2523			href="/about-us/reconciliation/">
2524				<svg class="navigation-mega__link-icon"
2525	     role="img"
2526	     aria-hidden="true"
2527		 focusable="false"
2528		 		width="18"
2529		height="18"
2530		 >
2531
2532		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2533             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2534
2535	</svg>
2536
2537			<span class="navigation-mega__link-text">Reconciliation</span>
2538		</a>
2539	</li>
2540			</ul>
2541	</li>
2542</ul>
2543
2544
2545
2546			</div>
2547			<div class="layout-flex__column">
2548				
2549<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="3494">
2550	<li class="navigation-mega__link-item">
2551			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/about-us/careers/">
2552				<span class="navigation-mega__link-text" >Careers</span>
2553			</a>
2554
2555				<button class="navigation-mega__link-item-toggle is-shown-in-vertical-nav-only u-focus-keyboard--inner"
2556					data-collapsible
2557					data-collapsible-collapsed-class="is-hidden-in-vertical-nav"
2558					data-collapsible-content-selector="#mega_sub_3494"
2559					>
2560						<svg class="navigation-mega__link-item-toggle-icon navigation-mega__link-item-toggle--depth-2"
2561	     role="img"
2562	     aria-hidden="true"
2563		 focusable="false"
2564		 		width="36"
2565		height="36"
2566		 >
2567
2568			<use class="sprite sprite--back" xmlns:xlink="http://www.w3.org/1999/xlink"
2569				xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--background"></use>
2570		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2571             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--indicator"></use>
2572
2573	</svg>
2574
2575				</button>
2576			<ul id="mega_sub_3494" class="navigation-mega__link-list--level2" >
2577
2578    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="3497">
2579		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2580			href="/about-us/careers/jobs/">
2581				<svg class="navigation-mega__link-icon"
2582	     role="img"
2583	     aria-hidden="true"
2584		 focusable="false"
2585		 		width="18"
2586		height="18"
2587		 >
2588
2589		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2590             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2591
2592	</svg>
2593
2594			<span class="navigation-mega__link-text">Jobs</span>
2595		</a>
2596	</li>
2597
2598    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="3498">
2599		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2600			href="/about-us/careers/what-to-expect/">
2601				<svg class="navigation-mega__link-icon"
2602	     role="img"
2603	     aria-hidden="true"
2604		 focusable="false"
2605		 		width="18"
2606		height="18"
2607		 >
2608
2609		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2610             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2611
2612	</svg>
2613
2614			<span class="navigation-mega__link-text">What to expect</span>
2615		</a>
2616	</li>
2617			</ul>
2618	</li>
2619</ul>
2620
2621
2622
2623			</div>
2624			<div class="layout-flex__column">
2625				
2626<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="5742">
2627	<li class="navigation-mega__link-item">
2628			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/news/">
2629				<span class="navigation-mega__link-text" >News</span>
2630			</a>
2631
2632	</li>
2633</ul>
2634
2635
2636<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="3487">
2637	<li class="navigation-mega__link-item">
2638			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/about-us/contact-us/">
2639				<span class="navigation-mega__link-text" >Contact us</span>
2640			</a>
2641
2642				<button class="navigation-mega__link-item-toggle is-shown-in-vertical-nav-only u-focus-keyboard--inner"
2643					data-collapsible
2644					data-collapsible-collapsed-class="is-hidden-in-vertical-nav"
2645					data-collapsible-content-selector="#mega_sub_3487"
2646					>
2647						<svg class="navigation-mega__link-item-toggle-icon navigation-mega__link-item-toggle--depth-2"
2648	     role="img"
2649	     aria-hidden="true"
2650		 focusable="false"
2651		 		width="36"
2652		height="36"
2653		 >
2654
2655			<use class="sprite sprite--back" xmlns:xlink="http://www.w3.org/1999/xlink"
2656				xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--background"></use>
2657		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2658             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--indicator"></use>
2659
2660	</svg>
2661
2662				</button>
2663			<ul id="mega_sub_3487" class="navigation-mega__link-list--level2" >
2664
2665    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="4197">
2666		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2667			href="/using-your-cover/manage-your-health/ask-our-experts/">
2668				<svg class="navigation-mega__link-icon"
2669	     role="img"
2670	     aria-hidden="true"
2671		 focusable="false"
2672		 		width="18"
2673		height="18"
2674		 >
2675
2676		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2677             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2678
2679	</svg>
2680
2681			<span class="navigation-mega__link-text">Ask our experts about our health programs and services</span>
2682		</a>
2683	</li>
2684
2685    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="11436">
2686		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2687			href="/help-centre/policies/complaints-policy/">
2688				<svg class="navigation-mega__link-icon"
2689	     role="img"
2690	     aria-hidden="true"
2691		 focusable="false"
2692		 		width="18"
2693		height="18"
2694		 >
2695
2696		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2697             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2698
2699	</svg>
2700
2701			<span class="navigation-mega__link-text">Complaints policy</span>
2702		</a>
2703	</li>
2704			</ul>
2705	</li>
2706</ul>
2707
2708
2709
2710			</div>
2711			<div class="layout-flex__column">
2712				
2713<ul class="navigation-mega__links navigation-mega__link-list--level1  block__epi-editor" data-blockid="4198">
2714	<li class="navigation-mega__link-item">
2715			<a class="navigation-mega__link navigation-mega__link--level1 u-focus-keyboard--outer" href="/help-centre/mobile/">
2716				<span class="navigation-mega__link-text" >Download our mobile app</span>
2717			</a>
2718
2719				<button class="navigation-mega__link-item-toggle is-shown-in-vertical-nav-only u-focus-keyboard--inner"
2720					data-collapsible
2721					data-collapsible-collapsed-class="is-hidden-in-vertical-nav"
2722					data-collapsible-content-selector="#mega_sub_4198"
2723					>
2724						<svg class="navigation-mega__link-item-toggle-icon navigation-mega__link-item-toggle--depth-2"
2725	     role="img"
2726	     aria-hidden="true"
2727		 focusable="false"
2728		 		width="36"
2729		height="36"
2730		 >
2731
2732			<use class="sprite sprite--back" xmlns:xlink="http://www.w3.org/1999/xlink"
2733				xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--background"></use>
2734		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2735             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-sub-toggle-icon--indicator"></use>
2736
2737	</svg>
2738
2739				</button>
2740			<ul id="mega_sub_4198" class="navigation-mega__link-list--level2" >
2741
2742    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="6936">
2743		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2744			href="https://itunes.apple.com/au/app/peoplecare/id929024714">
2745				<svg class="navigation-mega__link-icon"
2746	     role="img"
2747	     aria-hidden="true"
2748		 focusable="false"
2749		 		width="18"
2750		height="18"
2751		 >
2752
2753		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2754             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2755
2756	</svg>
2757
2758			<span class="navigation-mega__link-text">iPhone</span>
2759		</a>
2760	</li>
2761
2762    <li class="navigation-mega__link-item block__epi-editor"  data-blockid="6937">
2763		<a class="navigation-mega__link navigation-mega__link--level2 u-focus-keyboard--outer"
2764			href="https://play.google.com/store/apps/details?id=au.com.peoplecare.mca&amp;hl=en">
2765				<svg class="navigation-mega__link-icon"
2766	     role="img"
2767	     aria-hidden="true"
2768		 focusable="false"
2769		 		width="18"
2770		height="18"
2771		 >
2772
2773		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2774             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-link-indicator"></use>
2775
2776	</svg>
2777
2778			<span class="navigation-mega__link-text">Android</span>
2779		</a>
2780	</li>
2781			</ul>
2782	</li>
2783</ul>
2784
2785
2786
2787			</div>
2788		</div>
2789	</div>
2790</div>
2791		</div>
2792
2793	</div>
2794</div>
2795
2796						</li>
2797
2798					<li class="navigation__item navigation__item--level1"
2799						data-navigation--obscured-items-toggle
2800						data-remove-element-classes
2801						data-remove-element-classes--on="click"
2802						data-remove-element-classes--target=".navigation__item"
2803						data-remove-element-classes--classes="navigation__item--is-active"
2804						data-toggle-element-classes
2805						data-toggle-element-classes--on="click"
2806						data-toggle-element-classes--target="(parent) .navigation"
2807						data-toggle-element-classes--to="navigation--mobile-container--open">
2808						<a class=" navigation__obscured-toggle navigation__link navigation__link--level1"
2809						   href="#">
2810							<span class="navigation__link-text">More...</span>
2811							<span class="navigation__toggle navigation__toggle--level1">
2812									<svg class="navigation__toggle-icon navigation__toggle-icon--open"
2813	     role="img"
2814	     aria-hidden="true"
2815		 focusable="false"
2816		 		width="24"
2817		height="24"
2818		 >
2819
2820		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2821             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-top-toggle--indicator-closed"></use>
2822
2823	</svg>
2824
2825									<svg class="navigation__toggle-icon navigation__toggle-icon--close"
2826	     role="img"
2827	     aria-hidden="true"
2828		 focusable="false"
2829		 		width="24"
2830		height="24"
2831		 >
2832
2833		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2834             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#nav-top-toggle--indicator-opened"></use>
2835
2836	</svg>
2837
2838							</span>
2839						</a>
2840					</li>
2841				</ul>
2842			</div>
2843			<div class="navigation__group navigation__group--actions">
2844
2845					<div class="featured-phone u-hide@medium">
2846						<button class="featured-phone__toggle u-focus-keyboard--outer-tight"
2847								type="button"
2848								id="featured_phone_toggle"
2849								data-collapsible
2850																data-trigger-event
2851								data-trigger-event--event="concealsearch"
2852								data-remove-element-classes
2853								data-remove-element-classes--target="(parent) .site-header, .navigation__item,(parent) .navigation"
2854								data-remove-element-classes--classes="site-header--global-search-is-open, navigation__item--is-active,navigation--mobile-container--open">
2855								<svg class="featured-phone__toggle-icon featured-phone__toggle-icon--closed"
2856	     role="img"
2857	     aria-hidden="true"
2858		 focusable="false"
2859		 		width="24"
2860		height="24"
2861		 >
2862
2863		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2864             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#featured-phone-toggle--closed"></use>
2865
2866	</svg>
2867
2868								<svg class="featured-phone__toggle-icon featured-phone__toggle-icon--opened"
2869	     role="img"
2870	     aria-hidden="true"
2871		 focusable="false"
2872		 		width="24"
2873		height="24"
2874		 >
2875
2876		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2877             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#featured-phone-toggle--opened"></use>
2878
2879	</svg>
2880
2881							<span class="featured-phone__toggle-label">Call</span>
2882						</button>
2883						<div class="featured-phone__panel featured-phone__panel--has-shadow">
2884							<dl class="featured-phone__number-list">
2885									<a class="featured-phone__number-link u-quiet-link u-focus-keyboard--inner" href="tel:1800808704">
2886											<svg class="featured-phone__number-icon"
2887	     role="img"
2888	     aria-hidden="true"
2889		 focusable="false"
2890		 		width="24"
2891		height="24"
2892		 >
2893
2894		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2895             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#logo"></use>
2896
2897	</svg>
2898
2899										<span class="featured-phone__number-item">
2900												<dt class="featured-phone__number-title">Join now</dt>
2901											<dd class="featured-phone__number">
2902												1800 808 704
2903											</dd>
2904										</span>
2905									</a>
2906									<a class="featured-phone__number-link u-quiet-link u-focus-keyboard--inner" href="tel:1800808690">
2907											<svg class="featured-phone__number-icon"
2908	     role="img"
2909	     aria-hidden="true"
2910		 focusable="false"
2911		 		width="24"
2912		height="24"
2913		 >
2914
2915		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2916             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#phone"></use>
2917
2918	</svg>
2919
2920										<span class="featured-phone__number-item">
2921												<dt class="featured-phone__number-title">Members</dt>
2922											<dd class="featured-phone__number">
2923												1800 808 690
2924											</dd>
2925										</span>
2926									</a>
2927							</dl>
2928						</div>
2929					</div>
2930
2931				<button class="navigation__action-button site-header__action-button global-search-toggle-button navigation__action-button navigation__action-button--toggles-global-search u-focus-keyboard--outer-tight"
2932						aria-label="Search form"
2933						data-remove-element-classes
2934						data-remove-element-classes--target=".navigation__item,(parent) .navigation"
2935						data-remove-element-classes--classes="navigation__item--is-active,navigation--mobile-container--open"
2936						  data-trigger-event
2937						  data-trigger-event--target-selector="#site-search"
2938						  data-trigger-event--event="togglesearch,closephone"
2939						  data-toggle-element-classes
2940						  data-toggle-element-classes--on="click"
2941						  data-toggle-element-classes--target=".site-header"
2942						  data-toggle-element-classes--to="site-header--global-search-is-open"
2943>
2944						<svg class="global-search-toggle-button__icon global-search-toggle-button__icon--closed"
2945	     role="img"
2946	     aria-hidden="true"
2947		 focusable="false"
2948		 		width="24"
2949		height="24"
2950		 >
2951
2952		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2953             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#search"></use>
2954
2955	</svg>
2956
2957						<svg class="global-search-toggle-button__icon global-search-toggle-button__icon--opened"
2958	     role="img"
2959	     aria-hidden="true"
2960		 focusable="false"
2961		 		width="24"
2962		height="24"
2963		 >
2964
2965		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2966             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#cross"></use>
2967
2968	</svg>
2969
2970					<span class="global-search-toggle-button__label">Search</span>
2971				</button>
2972
2973				<button class="navigation__burger-button burger-button navigation__action-button navigation__action-button--toggles-obscured-items u-focus-keyboard--outer-tight"
2974						data-remove-element-classes
2975						data-remove-element-classes--classes="site-header--global-search-is-open"
2976						data-remove-element-classes--target="(parent) .site-header"
2977						data-toggle-element-classes
2978						data-toggle-element-classes--on="click"
2979						data-toggle-element-classes--target="[data-navigation-obscurable]"
2980						data-toggle-element-classes--to="navigation--mobile-container--open"
2981						data-trigger-event
2982						data-trigger-event--event="concealsearch,closephone">
2983						<svg class="burger-button__icon burger-button__icon--closed"
2984	     role="img"
2985	     aria-hidden="true"
2986		 focusable="false"
2987		 		width="24"
2988		height="24"
2989		 >
2990
2991		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
2992             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#burger"></use>
2993
2994	</svg>
2995
2996						<svg class="burger-button__icon burger-button__icon--open"
2997	     role="img"
2998	     aria-hidden="true"
2999		 focusable="false"
3000		 		width="24"
3001		height="24"
3002		 >
3003
3004		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
3005             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#burger--opened"></use>
3006
3007	</svg>
3008
3009					<span class="burger-button__label">Menu</span>
3010				</button>
3011			</div>
3012	</div>
3013		<div class="navigation__container navigation__container--mobile">
3014			<ul class="navigation__items"
3015			    data-navigation--obscured-items></ul>
3016			
3017<ul class="handy-nav-mobile">
3018
3019		<li class="handy-nav-mobile__item handy-nav-mobile__item--level1">
3020			<a class="handy-nav-mobile__link handy-nav-mobile__link--level1"
3021				href="/cover-selector/"
3022				>
3023					<svg class="handy-nav-mobile__icon handy-nav-mobile__icon--level1"
3024	     role="img"
3025	     aria-hidden="true"
3026		 focusable="false"
3027		 		width="24"
3028		height="24"
3029		 >
3030
3031		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
3032             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-right"></use>
3033
3034	</svg>
3035
3036				<span class="handy-nav-mobile__link-text">Get a quote</span>
3037			</a>
3038		</li>
3039		<li class="handy-nav-mobile__item handy-nav-mobile__item--level1">
3040			<a class="handy-nav-mobile__link handy-nav-mobile__link--level1"
3041				href="/about-us/contact-us/"
3042				>
3043					<svg class="handy-nav-mobile__icon handy-nav-mobile__icon--level1"
3044	     role="img"
3045	     aria-hidden="true"
3046		 focusable="false"
3047		 		width="24"
3048		height="24"
3049		 >
3050
3051		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
3052             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#chat"></use>
3053
3054	</svg>
3055
3056				<span class="handy-nav-mobile__link-text">Contact us</span>
3057			</a>
3058		</li>
3059
3060		<li class="handy-nav-mobile__item handy-nav-mobile__item--level1">
3061
3062				<a class="handy-nav-mobile__link handy-nav-mobile__link--log-in u-focus-keyboard--inner"
3063				   href="https://oms.peoplecare.com.au/">
3064						<svg class="handy-nav-mobile__icon"
3065	     role="img"
3066	     aria-hidden="true"
3067		 focusable="false"
3068		 		width="24"
3069		height="24"
3070		 >
3071
3072		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
3073             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#login"></use>
3074
3075	</svg>
3076
3077					<span class="handy-nav-mobile__link-text">Log in</span>
3078				</a>
3079		</li>
3080</ul>
3081
3082		</div>
3083</nav>
3084
3085
3086
3087
3088
3089
3090<!-- global search -->
3091<div class="global-search global-search--moves global-search--pushes "
3092	data-search-dropdown
3093	data-search-dropdown--url="/api/Search/GetAutoCompleteAndDidYouMean"
3094	data-search-dropdown--dropdown-template-selector="script#search-dropdown--template"
3095	data-search-dropdown--typing-debounce-ms="10"
3096	data-search-dropdown--open-class="search-dropdown--is-open"
3097	data-search-dropdown--sending-class="global-search--is-loading"
3098	data-search-dropdown--search-input-selector="(here) .global-search__field-input"
3099	data-search-dropdown--search-submit-selector="(here) .global-search__submit"
3100	>
3101	<div class="global-search__content">
3102		
3103
3104<form
3105	action="/search/"
3106	method="GET"
3107	id="site-search"
3108	class="global-search__form"
3109			 data-search-form-collapsible
3110		 data-search-form-collapsible--elements-selector="(children) [data-search-form-collapsible--element]"
3111	>
3112	<fieldset class="global-search__fieldset">
3113		<legend class="global-search__legend">
3114			<span class="global-search__legend-text u-visually-hidden">Search site</span>
3115		</legend>
3116		<div class="global-search__container">
3117			<div class="global-search__field">
3118				<label class="global-search__label" for="searchterm">
3119					<span class="global-search__label-text u-visually-hidden">Search for</span>
3120						<svg class="global-search__label-icon button__icon"
3121	     role="img"
3122	     aria-hidden="true"
3123		 focusable="false"
3124		 		width="24"
3125		height="24"
3126		 >
3127
3128		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
3129             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#search"></use>
3130
3131	</svg>
3132
3133				</label>
3134				<input class="global-search__field-input u-focus-keyboard--textbox"
3135											 data-search-form-collapsible--element
3136						 disabled
3137					data-emit-on-dirty
3138					data-add-element-classes
3139					data-add-element-classes--on="EmitOnDirty.dirty"
3140					data-add-element-classes--target="(parent) .global-search"
3141					data-add-element-classes--classes="global-search--is-dirty"
3142					data-remove-element-classes
3143					data-remove-element-classes--on="EmitOnDirty.clean"
3144					data-remove-element-classes--target="(parent) .global-search"
3145					data-remove-element-classes--classes="global-search--is-dirty"
3146					id="searchterm"
3147					name="q"
3148					autocomplete="off"
3149					type="text"
3150					value="">
3151
3152				<button
3153											 data-search-form-collapsible--element
3154						 disabled="disabled"
3155					class="global-search__submit u-focus-keyboard--button ">
3156					<span class="global-search__submit-container">
3157						<svg class="global-search__submit-icon"
3158	     role="img"
3159	     aria-hidden="true"
3160		 focusable="false"
3161		 		width="16"
3162		height="16"
3163		 >
3164
3165		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
3166             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-right"></use>
3167
3168	</svg>
3169
3170					<span class="global-search__loading-icon"></span>
3171					<span class="global-search__submit-text u-visually-hidden">Go</span>
3172					</span>
3173				</button>
3174			</div>
3175			<div class="search-dropdown__results search-dropdown__results--full-width" data-search-dropdown__result-container>
3176			</div>
3177		</div>
3178	</fieldset>
3179</form>
3180
3181	</div>
3182</div>
3183<!-- /global search -->
3184
3185
3186</header>
3187<div class="site-container__overlay"></div>
3188
3189
3190
3191
3192
3193<div class="block-hero u-theme-charcoal u-inner-theme u-theme--remove-bgcolor" id="block18309" data-blockid="183
319309">
3194	<style>
3195
3196		@media (min-width: 36em) {
3197			#block18309 {
3198				background-image: url(/siteassets/join-offer-assets/sep-nov26/campaign_description_hero_tablet_2048x1000_v2.png);
3199			}
3200		}
3201		@media (min-width: 64em) {
3202			#block18309 {
3203				background-image: url(/siteassets/join-offer-assets/sep-nov26/campaign_description_hero_desktop_2400x1360_v5.png);
3204			}
3205		}
3206	</style>
3207
3208	<div class="block-hero__small-image">
3209		<img src="/siteassets/join-offer-assets/sep-nov26/campaign_description_hero_mobile_1680x840_3.png" alt="" />
3210	</div>
3211
3212		<div class="block-hero__content">
3213			<div class="block-hero__content-layout">
3214				<div class="block-hero__description wysiwyg-area">
3215					<h2 class="heading--alternate"><span data-contrast="auto">Up to $500&nbsp;<br />Digital Gift Card*</span><span data-ccp-props="{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:210,&quot;335559739&quot;:210,&quot;335559740&quot;:300}">&nbsp;</span></h2>
3216<p><span data-contrast="auto">Join eligible combined Hospital &amp; Extras cover by 30 November <br />and receive a digital gift card valued up to $500. </span></p>
3217<p><span data-contrast="auto">Plus, we'll waive eligible 2- &amp; 6-month Extras waiting periods.</span><span data-ccp-props="{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:210,&quot;335559739&quot;:210,&quot;335559740&quot;:300}">&nbsp;</span></p>
3218<p><span data-teams="true"><strong>Find the right cover for you.</strong></span></p>
3219<p><a class="button-in-wysiwyg button button--primary u-focus-keyboard--button" href="/cover-selector/"><span data-ccp-props="{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:210,&quot;335559739&quot;:210,&quot;335559740&quot;:300}">Get quote</span></a></p>
3220<p class="small-text"><span data-ccp-props="{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:210,&quot;335559739&quot;:210,&quot;335559740&quot;:300}"><a href="/siteassets/documents/terms-and-conditions/join-offer/join-offer-sep26.pdf"><span class="TextRun Underlined SCXW224580713 BCX0" lang="EN-US" xml:lang="EN-US" data-contrast="auto"><span class="NormalTextRun SCXW224580713 BCX0">T&amp;Cs apply.</span></span></a><span class="TextRun SCXW224580713 BCX0" lang="EN-US" xml:lang="EN-US" data-contrast="auto"><span class="NormalTextRun SCXW224580713 BCX0"> Eligible combined Hospital &amp; Extras products only. Up to $250 for Single/Single Parent policies and up to $500 for Couple/Family policies. Exclusions, </span><span class="NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW224580713 BCX0">limits</span><span class="NormalTextRun SCXW224580713 BCX0">&nbsp;and fund rules apply. Ends 30 November 2026.</span></span><span class="EOP Selected SCXW224580713 BCX0" data-ccp-props="{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:210,&quot;335559739&quot;:210,&quot;335559740&quot;:300}">&nbsp;</span></span></p>
3221<p class="small-text"><span class="cf0"><span data-teams="true"><span class="TextRun SCXP10241933 BCX0" lang="EN-US" xml:lang="EN-US" data-scheme-color="@FFFFFF,0," data-usefontface="true" data-contrast="none"><span class="NormalTextRun SCXP10241933 BCX0"><span class="EOP SCXP226583708 BCX0"><span class="EOP SCXP143862850 BCX0">​</span><br /></span></span></span></span></span></p>
3222
3223				</div>
3224			</div>
3225		</div>
3226	<div class="u-visually-hidden">
3227		
3228	</div>
3229</div>
3230
3231
3232	
3233
3234
3235
3236
3237
3238
3239
3240
3241<form
3242	method="GET"
3243	action="/cover-selector/"
3244	class="block-quote-cta block-quote-cta--overlapping"
3245	data-quote-cta-controller
3246	data-quote-cta-controller-submit-button-selector='[data-target--quote-cta-controller="submitButton"]'
3247	data-quote-cta-controller-collapsibles-selector="[data-collapsible]"
3248    data-blockid="2665"
3249	>
3250	<div class="block-quote-cta__content u-theme-purple">
3251		<div class="block-quote-cta__widget">
3252			<fieldset class="block-quote-cta__selector">
3253				<legend class="block-quote-cta__title block-quote-cta__title--alternate">
3254					Looking for health cover?
3255				</legend>
3256				<div class="block-quote-cta__selector-form">
3257					<div class="wrapping-form-layout">
3258						<div class="wrapping-form-layout__row">
3259							<div class="block-quote-cta__selector-form-text">
3259Get cover for a</div>
3260						</div>
3261						<div class="wrapping-form-layout__row">
3262							<div class="block-quote-cta__options">
3263								<div class="covering-button">
3264									<span class="block-quote-cta__selection"
3265										data-radio-selection
3266										data-radio-selection-name="type"
3267										>Single</span>
3268									<button type="button"
3269										class="covering-button__button covering-button__button--with-pointer u-focus-keyboard--button"
3270										data-trigger-event
3271										data-trigger-event--event="closeothers"
3272										data-collapsible
3273										data-collapsible-content-selector="#type_panel"
3274										>
3275										<span class="u-visually-hidden">Cover types</span>
3276											<svg class="covering-button__icon block-quote-cta__toggle-icon"
3277	     role="img"
3278	     aria-hidden="true"
3279		 focusable="false"
3280		 		width="24"
3281		height="24"
3282		 >
3283
3284		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
3285             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#covering-button-indicator"></use>
3286
3287	</svg>
3288
3289									</button>
3290								</div>
3291
3292								<fieldset
3293									id="type_panel"
3294									class="radio-select block-quote-cta__options-panel"
3295									aria-labelled-by="typeOptionGroupId"
3296									hidden
3297									>
3298									<div class="u-visually-hidden">Choose a cover type</div>
3299										<div class="radio-select-option">
3300											<input class="radio-select-option__input radio-select-option__input--hidden" type="radio" name="type" id="cover_single" value="single" checked/>
3301											<label class="radio-select-option__label" for="cover_single"
3302											       data-trigger-event
3303											       data-trigger-event--event="closeothers"
3304											>
3305												<svg aria-hidden="true" class="radio-select-option__faux radio-select-option__faux--radio" width="22" height="22" viewBox="0 0 22 22">
3306													<circle class="radio-select-option__faux-box radio-select-option__faux-box--radio" cx="10" cy="10" r="10" fill="#fff" stroke="currentColor" stroke-width="0" />
3307													<path class="radio-select-option__faux-indicator radio-select-option__faux-indicator--radio" fill="none" d="M14.601 6.09667C14.9783 6.39675 15.0362 6.94003 14.7302 7.31013L9.13919 13.8039C8.97933 13.9972 8.74209 14.1135 8.48843 14.1226C8.23478 14.1318 7.98945 14.0331 7.81548 13.8518L5.23663 11.196C4.9037 10.849 4.92057 10.303 5.2743 9.97646C5.62804 9.64991 6.18469 9.66645 6.51762 10.0134L8.40667 11.9504L13.3638 6.22345C13.6698 5.85335 14.2237 5.79659 14.601 6.09667Z" stroke-linecap="round" stroke-width="0" stroke="currentColor" stroke-linejoin="round"></path>
3308												</svg>
3309												<span class="radio-select-option__text">Single</span>
3310											</label>
3311										</div>
3312										<div class="radio-select-option">
3313											<input class="radio-select-option__input radio-select-option__input--hidden" type="radio" name="type" id="cover_couple" value="couple" />
3314											<label class="radio-select-option__label" for="cover_couple"
3315											       data-trigger-event
3316											       data-trigger-event--event="closeothers"
3317											>
3318												<svg aria-hidden="true" class="radio-select-option__faux radio-select-option__faux--radio" width="22" height="22" viewBox="0 0 22 22">
3319													<circle class="radio-select-option__faux-box radio-select-option__faux-box--radio" cx="10" cy="10" r="10" fill="#fff" stroke="currentColor" stroke-width="0" />
3320													<path class="radio-select-option__faux-indicator radio-select-option__faux-indicator--radio" fill="none" d="M14.601 6.09667C14.9783 6.39675 15.0362 6.94003 14.7302 7.31013L9.13919 13.8039C8.97933 13.9972 8.74209 14.1135 8.48843 14.1226C8.23478 14.1318 7.98945 14.0331 7.81548 13.8518L5.23663 11.196C4.9037 10.849 4.92057 10.303 5.2743 9.97646C5.62804 9.64991 6.18469 9.66645 6.51762 10.0134L8.40667 11.9504L13.3638 6.22345C13.6698 5.85335 14.2237 5.79659 14.601 6.09667Z" stroke-linecap="round" stroke-width="0" stroke="currentColor" stroke-linejoin="round"></path>
3321												</svg>
3322												<span class="radio-select-option__text">Couple</span>
3323											</label>
3324										</div>
3325										<div class="radio-select-option">
3326											<input class="radio-select-option__input radio-select-option__input--hidden" type="radio" name="type" id="cover_family" value="family" />
3327											<label class="radio-select-option__label" for="cover_family"
3328											       data-trigger-event
3329											       data-trigger-event--event="closeothers"
3330											>
3331												<svg aria-hidden="true" class="radio-select-option__faux radio-select-option__faux--radio" width="22" height="22" viewBox="0 0 22 22">
3332													<circle class="radio-select-option__faux-box radio-select-option__faux-box--radio" cx="10" cy="10" r="10" fill="#fff" stroke="currentColor" stroke-width="0" />
3333													<path class="radio-select-option__faux-indicator radio-select-option__faux-indicator--radio" fill="none" d="M14.601 6.09667C14.9783 6.39675 15.0362 6.94003 14.7302 7.31013L9.13919 13.8039C8.97933 13.9972 8.74209 14.1135 8.48843 14.1226C8.23478 14.1318 7.98945 14.0331 7.81548 13.8518L5.23663 11.196C4.9037 10.849 4.92057 10.303 5.2743 9.97646C5.62804 9.64991 6.18469 9.66645 6.51762 10.0134L8.40667 11.9504L13.3638 6.22345C13.6698 5.85335 14.2237 5.79659 14.601 6.09667Z" stroke-linecap="round" stroke-width="0" stroke="currentColor" stroke-linejoin="round"></path>
3334												</svg>
3335												<span class="radio-select-option__text">Family</span>
3336											</label>
3337										</div>
3338										<div class="radio-select-option">
3339											<input class="radio-select-option__input radio-select-option__input--hidden" type="radio" name="type" id="cover_single-parent" value="single-parent" />
3340											<label class="radio-select-option__label" for="cover_single-parent"
3341											       data-trigger-event
3342											       data-trigger-event--event="closeothers"
3343											>
3344												<svg aria-hidden="true" class="radio-select-option__faux radio-select-option__faux--radio" width="22" height="22" viewBox="0 0 22 22">
3345													<circle class="radio-select-option__faux-box radio-select-option__faux-box--radio" cx="10" cy="10" r="10" fill="#fff" stroke="currentColor" stroke-width="0" />
3346													<path class="radio-select-option__faux-indicator radio-select-option__faux-indicator--radio" fill="none" d="M14.601 6.09667C14.9783 6.39675 15.0362 6.94003 14.7302 7.31013L9.13919 13.8039C8.97933 13.9972 8.74209 14.1135 8.48843 14.1226C8.23478 14.1318 7.98945 14.0331 7.81548 13.8518L5.23663 11.196C4.9037 10.849 4.92057 10.303 5.2743 9.97646C5.62804 9.64991 6.18469 9.66645 6.51762 10.0134L8.40667 11.9504L13.3638 6.22345C13.6698 5.85335 14.2237 5.79659 14.601 6.09667Z" stroke-linecap="round" stroke-width="0" stroke="currentColor" stroke-linejoin="round"></path>
3347												</svg>
3348												<span class="radio-select-option__text">Single Parent</span>
3349											</label>
3350										</div>
3351								</fieldset>
3352							</div>
3353							<div class="block-quote-cta__selector-form-text">in</div>
3354							<div class="block-quote-cta__options">
3355								<div class="covering-button">
3356									<span class="block-quote-cta__selection"
3357										data-radio-selection
3358										data-radio-selection-name="state"
3359										>NSW</span>
3360									<button
3361										type="button"
3362										class="covering-button__button covering-button__button--with-pointer u-focus-keyboard--button"
3363										data-trigger-event
3364										data-trigger-event--event="closeothers"
3365										data-collapsible
3366										data-collapsible-content-selector="#state_panel"
3367										>
3368										<span class="u-visually-hidden">States</span>
3369											<svg class="covering-button__icon block-quote-cta__toggle-icon"
3370	     role="img"
3371	     aria-hidden="true"
3372		 focusable="false"
3373		 		width="24"
3374		height="24"
3375		 >
3376
3377		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
3378             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#covering-button-indicator"></use>
3379
3380	</svg>
3381
3382									</button>
3383								</div>
3384								<fieldset
3385									id="state_panel"
3386									class="radio-select block-quote-cta__options-panel"
3387									aria-label="stateOptionGroupId"
3388									hidden
3389									>
3390									<div id="stateOptionGroupId" class="u-visually-hidden">Choose a cover type</div>
3391											<div class="radio-select-option">
3392												<input class="radio-select-option__input radio-select-option__input--hidden" type="radio" name="state" id="state_NSW" value="NSW" checked />
3393												<label class="radio-select-option__label" for="state_NSW"
3394												       data-trigger-event
3395												       data-trigger-event--event="closeothers"
3396												>
3397													<svg aria-hidden="true" class="radio-select-option__faux radio-select-option__faux--radio" width="22" height="22" viewBox="0 0 22 22">
3398														<circle class="radio-select-option__faux-box radio-select-option__faux-box--radio" cx="10" cy="10" r="10" fill="#fff" stroke="currentColor" stroke-width="0" />
3399														<path class="radio-select-option__faux-indicator radio-select-option__faux-indicator--radio" fill="none" d="M14.601 6.09667C14.9783 6.39675 15.0362 6.94003 14.7302 7.31013L9.13919 13.8039C8.97933 13.9972 8.74209 14.1135 8.48843 14.1226C8.23478 14.1318 7.98945 14.0331 7.81548 13.8518L5.23663 11.196C4.9037 10.849 4.92057 10.303 5.2743 9.97646C5.62804 9.64991 6.18469 9.66645 6.51762 10.0134L8.40667 11.9504L13.3638 6.22345C13.6698 5.85335 14.2237 5.79659 14.601 6.09667Z" stroke-linecap="round" stroke-width="0" stroke="currentColor" stroke-linejoin="round"></path>
3400													</svg>
3401													<span class="radio-select-option__text">NSW</span>
3402												</label>
3403											</div>
3404											<div class="radio-select-option">
3405												<input class="radio-select-option__input radio-select-option__input--hidden" type="radio" name="state" id="state_ACT" value="ACT"  />
3406												<label class="radio-select-option__label" for="state_ACT"
3407												       data-trigger-event
3408												       data-trigger-event--event="closeothers"
3409												>
3410													<svg aria-hidden="true" class="radio-select-option__faux radio-select-option__faux--radio" width="22" height="22" viewBox="0 0 22 22">
3411														<circle class="radio-select-option__faux-box radio-select-option__faux-box--radio" cx="10" cy="10" r="10" fill="#fff" stroke="currentColor" stroke-width="0" />
3412														<path class="radio-select-option__faux-indicator radio-select-option__faux-indicator--radio" fill="none" d="M14.601 6.09667C14.9783 6.39675 15.0362 6.94003 14.7302 7.31013L9.13919 13.8039C8.97933 13.9972 8.74209 14.1135 8.48843 14.1226C8.23478 14.1318 7.98945 14.0331 7.81548 13.8518L5.23663 11.196C4.9037 10.849 4.92057 10.303 5.2743 9.97646C5.62804 9.64991 6.18469 9.66645 6.51762 10.0134L8.40667 11.9504L13.3638 6.22345C13.6698 5.85335 14.2237 5.79659 14.601 6.09667Z" stroke-linecap="round" stroke-width="0" stroke="currentColor" stroke-linejoin="round"></path>
3413													</svg>
3414													<span class="radio-select-option__text">ACT</span>
3415												</label>
3416											</div>
3417											<div class="radio-select-option">
3418												<input class="radio-select-option__input radio-select-option__input--hidden" type="radio" name="state" id="state_NT" value="NT"  />
3419												<label class="radio-select-option__label" for="state_NT"
3420												       data-trigger-event
3421												       data-trigger-event--event="closeothers"
3422												>
3423													<svg aria-hidden="true" class="radio-select-option__faux radio-select-option__faux--radio" width="22" height="22" viewBox="0 0 22 22">
3424														<circle class="radio-select-option__faux-box radio-select-option__faux-box--radio" cx="10" cy="10" r="10" fill="#fff" stroke="currentColor" stroke-width="0" />
3425														<path class="radio-select-option__faux-indicator radio-select-option__faux-indicator--radio" fill="none" d="M14.601 6.09667C14.9783 6.39675 15.0362 6.94003 14.7302 7.31013L9.13919 13.8039C8.97933 13.9972 8.74209 14.1135 8.48843 14.1226C8.23478 14.1318 7.98945 14.0331 7.81548 13.8518L5.23663 11.196C4.9037 10.849 4.92057 10.303 5.2743 9.97646C5.62804 9.64991 6.18469 9.66645 6.51762 10.0134L8.40667 11.9504L13.3638 6.22345C13.6698 5.85335 14.2237 5.79659 14.601 6.09667Z" stroke-linecap="round" stroke-width="0" stroke="currentColor" stroke-linejoin="round"></path>
3426													</svg>
3427													<span class="radio-select-option__text">NT</span>
3428												</label>
3429											</div>
3430											<div class="radio-select-option">
3431												<input class="radio-select-option__input radio-select-option__input--hidden" type="radio" name="state" id="state_QLD" value="QLD"  />
3432												<label class="radio-select-option__label" for="state_QLD"
3433												       data-trigger-event
3434												       data-trigger-event--event="closeothers"
3435												>
3436													<svg aria-hidden="true" class="radio-select-option__faux radio-select-option__faux--radio" width="22" height="22" viewBox="0 0 22 22">
3437														<circle class="radio-select-option__faux-box radio-select-option__faux-box--radio" cx="10" cy="10" r="10" fill="#fff" stroke="currentColor" stroke-width="0" />
3438														<path class="radio-select-option__faux-indicator radio-select-option__faux-indicator--radio" fill="none" d="M14.601 6.09667C14.9783 6.39675 15.0362 6.94003 14.7302 7.31013L9.13919 13.8039C8.97933 13.9972 8.74209 14.1135 8.48843 14.1226C8.23478 14.1318 7.98945 14.0331 7.81548 13.8518L5.23663 11.196C4.9037 10.849 4.92057 10.303 5.2743 9.97646C5.62804 9.64991 6.18469 9.66645 6.51762 10.0134L8.40667 11.9504L13.3638 6.22345C13.6698 5.85335 14.2237 5.79659 14.601 6.09667Z" stroke-linecap="round" stroke-width="0" stroke="currentColor" stroke-linejoin="round"></path>
3439													</svg>
3440													<span class="radio-select-option__text">QLD</span>
3441												</label>
3442											</div>
3443											<div class="radio-select-option">
3444												<input class="radio-select-option__input radio-select-option__input--hidden" type="radio" name="state" id="state_SA" value="SA"  />
3445												<label class="radio-select-option__label" for="state_SA"
3446												       data-trigger-event
3447												       data-trigger-event--event="closeothers"
3448												>
3449													<svg aria-hidden="true" class="radio-select-option__faux radio-select-option__faux--radio" width="22" height="22" viewBox="0 0 22 22">
3450														<circle class="radio-select-option__faux-box radio-select-option__faux-box--radio" cx="10" cy="10" r="10" fill="#fff" stroke="currentColor" stroke-width="0" />
3451														<path class="radio-select-option__faux-indicator radio-select-option__faux-indicator--radio" fill="none" d="M14.601 6.09667C14.9783 6.39675 15.0362 6.94003 14.7302 7.31013L9.13919 13.8039C8.97933 13.9972 8.74209 14.1135 8.48843 14.1226C8.23478 14.1318 7.98945 14.0331 7.81548 13.8518L5.23663 11.196C4.9037 10.849 4.92057 10.303 5.2743 9.97646C5.62804 9.64991 6.18469 9.66645 6.51762 10.0134L8.40667 11.9504L13.3638 6.22345C13.6698 5.85335 14.2237 5.79659 14.601 6.09667Z" stroke-linecap="round" stroke-width="0" stroke="currentColor" stroke-linejoin="round"></path>
3452													</svg>
3453													<span class="radio-select-option__text">SA</span>
3454												</label>
3455											</div>
3456											<div class="radio-select-option">
3457												<input class="radio-select-option__input radio-select-option__input--hidden" type="radio" name="state" id="state_TAS" value="TAS"  />
3458												<label class="radio-select-option__label" for="state_TAS"
3459												       data-trigger-event
3460												       data-trigger-event--event="closeothers"
3461												>
3462													<svg aria-hidden="true" class="radio-select-option__faux radio-select-option__faux--radio" width="22" height="22" viewBox="0 0 22 22">
3463														<circle class="radio-select-option__faux-box radio-select-option__faux-box--radio" cx="10" cy="10" r="10" fill="#fff" stroke="currentColor" stroke-width="0" />
3464														<path class="radio-select-option__faux-indicator radio-select-option__faux-indicator--radio" fill="none" d="M14.601 6.09667C14.9783
3464 6.39675 15.0362 6.94003 14.7302 7.31013L9.13919 13.8039C8.97933 13.9972 8.74209 14.1135 8.48843 14.1226C8.23478 14.1318 7.98945 14.0331 7.81548 13.8518L5.23663 11.196C4.9037 10.849 4.92057 10.303 5.2743 9.97646C5.62804 9.64991 6.18469 9.66645 6.51762 10.0134L8.40667 11.9504L13.3638 6.22345C13.6698 5.85335 14.2237 5.79659 14.601 6.09667Z" stroke-linecap="round" stroke-width="0" stroke="currentColor" stroke-linejoin="round"></path>
3465													</svg>
3466													<span class="radio-select-option__text">TAS</span>
3467												</label>
3468											</div>
3469											<div class="radio-select-option">
3470												<input class="radio-select-option__input radio-select-option__input--hidden" type="radio" name="state" id="state_VIC" value="VIC"  />
3471												<label class="radio-select-option__label" for="state_VIC"
3472												       data-trigger-event
3473												       data-trigger-event--event="closeothers"
3474												>
3475													<svg aria-hidden="true" class="radio-select-option__faux radio-select-option__faux--radio" width="22" height="22" viewBox="0 0 22 22">
3476														<circle class="radio-select-option__faux-box radio-select-option__faux-box--radio" cx="10" cy="10" r="10" fill="#fff" stroke="currentColor" stroke-width="0" />
3477														<path class="radio-select-option__faux-indicator radio-select-option__faux-indicator--radio" fill="none" d="M14.601 6.09667C14.9783 6.39675 15.0362 6.94003 14.7302 7.31013L9.13919 13.8039C8.97933 13.9972 8.74209 14.1135 8.48843 14.1226C8.23478 14.1318 7.98945 14.0331 7.81548 13.8518L5.23663 11.196C4.9037 10.849 4.92057 10.303 5.2743 9.97646C5.62804 9.64991 6.18469 9.66645 6.51762 10.0134L8.40667 11.9504L13.3638 6.22345C13.6698 5.85335 14.2237 5.79659 14.601 6.09667Z" stroke-linecap="round" stroke-width="0" stroke="currentColor" stroke-linejoin="round"></path>
3478													</svg>
3479													<span class="radio-select-option__text">VIC</span>
3480												</label>
3481											</div>
3482											<div class="radio-select-option">
3483												<input class="radio-select-option__input radio-select-option__input--hidden" type="radio" name="state" id="state_WA" value="WA"  />
3484												<label class="radio-select-option__label" for="state_WA"
3485												       data-trigger-event
3486												       data-trigger-event--event="closeothers"
3487												>
3488													<svg aria-hidden="true" class="radio-select-option__faux radio-select-option__faux--radio" width="22" height="22" viewBox="0 0 22 22">
3489														<circle class="radio-select-option__faux-box radio-select-option__faux-box--radio" cx="10" cy="10" r="10" fill="#fff" stroke="currentColor" stroke-width="0" />
3490														<path class="radio-select-option__faux-indicator radio-select-option__faux-indicator--radio" fill="none" d="M14.601 6.09667C14.9783 6.39675 15.0362 6.94003 14.7302 7.31013L9.13919 13.8039C8.97933 13.9972 8.74209 14.1135 8.48843 14.1226C8.23478 14.1318 7.98945 14.0331 7.81548 13.8518L5.23663 11.196C4.9037 10.849 4.92057 10.303 5.2743 9.97646C5.62804 9.64991 6.18469 9.66645 6.51762 10.0134L8.40667 11.9504L13.3638 6.22345C13.6698 5.85335 14.2237 5.79659 14.601 6.09667Z" stroke-linecap="round" stroke-width="0" stroke="currentColor" stroke-linejoin="round"></path>
3491													</svg>
3492													<span class="radio-select-option__text">WA</span>
3493												</label>
3494											</div>
3495								</fieldset>
3496							</div>
3497						</div>
3498					</div>
3499				</div>
3500			</fieldset>
3501		</div>
3502		<div class="block-quote-cta__links">
3503				<button type="submit"
3504						class="button button--primary button--large u-focus-keyboard--button"
3505						data-target--quote-cta-controller="submitButton"
3506						data-action="/cover-selector/">
3507					<span class="button__container">
3508						<span class="button__label">
3509							Get a quote
3510						</span>
3511					</span>
3512				</button>
3513
3514				<button type="submit"
3515						class="button button--secondary button--large u-focus-keyboard--button"
3516						data-target--quote-cta-controller="submitButton"
3517						data-action="/help-me-choose/">
3518					<span class="button__container">
3519						<span class="button__label">
3520							Help me choose
3521						</span>
3522					</span>
3523				</button>
3524		</div>
3525	</div>
3526</form>
3527
3528
3529<div class="layout  u-theme-grey  layout--match-heights  " id="block-2396" data-blockid="2396">
3530	<div class="layout__inner layout--pad-top-mid layout--pad-bottom-mid">
3531		
3532			<div class="layout__body layout-flex    layout-flex--3-even-cols" >
3533						<div class="layout-flex__column layout-flex__column-content">
3534
3535<div class="block-card-icon u-theme-white u-inner-theme" data-blockid="18743">
3536	<div class="block-card-icon__content">
3537			<h3 class="block-card-icon__title">
3538				<span class="block-card-icon__title-text">
3539					Mental Health &amp; Wellbeing Support
3540				</span>
3541			</h3>
3542		<div class="block-card-icon__description">
3543			<p><strong>In partnership with Talked</strong>, access tools and advice to help you feel your best, including a free psychologist program and personalised support*.</p>
3544<p>*Not available on Ambulance Only cover.<em><br /><br /></em></p>
3545<p><a href="/using-your-cover/manage-your-health/health-programs/mental-health-support/talked/">Explore Support</a><br /><br />In partnership with<br /><img src="/siteassets/blocks/homepage-refresh-2026/talked-logo.png" alt="" width="159" height="31" /></p>
3546
3547		</div>
3548	</div>
3549</div>
3550						</div>
3551						<div class="layout-flex__column layout-flex__column-content">
3552
3553<div class="block-card-icon u-theme-white u-inner-theme" data-blockid="18702">
3554	<div class="block-card-icon__content">
3555			<h3 class="block-card-icon__title">
3556				<span class="block-card-icon__title-text">
3557					No Gap Dental with smile.com.au
3558				</span>
3559			</h3>
3560		<div class="block-card-icon__description">
3561			<p><span class="TextRun Highlight  BCX0 SCXP63567068" lang="EN-US" xml:lang="EN-US" data-scheme-color="@353735,," data-usefontface="true" data-contrast="none"><span class="NormalTextRun  BCX0 SCXP63567068">Get value from your Extras&nbsp;</span></span><span class="TextRun Highlight  BCX0 SCXP63567068" lang="EN-US" xml:lang="EN-US" data-scheme-color="@353735,," data-usefontface="true" data-contrast="none"><span class="NormalTextRun  BCX0 SCXP63567068">cover with reduced and capped </span></span><span class="TextRun Highlight  BCX0 SCXP63567068" lang="EN-US" xml:lang="EN-US" data-scheme-color="@353735,," data-usefontface="true" data-contrast="none"><span class="NormalTextRun  BCX0 SCXP63567068">fees</span></span><span class="TextRun Highlight  BCX0 SCXP63567068" lang="EN-US" xml:lang="EN-US" data-scheme-color="@353735,," data-usefontface="true" data-contrast="none"><span class="NormalTextRun  BCX0 SCXP63567068">, <strong>plus access to No Gap check-</strong></span></span><span class="TextRun Highlight  BCX0 SCXP63567068" lang="EN-US" xml:lang="EN-US" data-scheme-color="@353735,," data-usefontface="true" data-contrast="none"><span class="NormalTextRun  BCX0 SCXP63567068"><strong>ups*</strong>, cleans</span></span><span class="TextRun Highlight  BCX0 SCXP63567068" lang="EN-US" xml:lang="EN-US" data-scheme-color="@353735,," data-usefontface="true" data-contrast="none"><span class="NormalTextRun  BCX0 SCXP63567068">&nbsp;and a yearly </span></span><span class="TextRun Highlight  BCX0 SCXP63567068" lang="EN-US" xml:lang="EN-US" data-scheme-color="@353735,," data-usefontface="true" data-contrast="none"><span class="NormalTextRun  BCX0 SCXP63567068">mouthguard - making it easier to stay </span></span><span class="TextRun Highlight  BCX0 SCXP63567068" lang="EN-US" xml:lang="EN-US" data-scheme-color="@353735,," data-usefontface="true" data-contrast="none"><span class="NormalTextRun  BCX0 SCXP63567068">on top of your dental health.</span></span></p>
3562<p>*Terms and conditions apply.</p>
3563<p><br /><a href="/using-your-cover/member-perks/smiles/">Find out more</a><br /><br /><img src="/siteassets/images/logo/smile-logo-500x500.png" alt="" width="208" height="58" />&nbsp;</p>
3564
3565		</div>
3566	</div>
3567</div>
3568						</div>
3569						<div class="layout-flex__column layout-flex__column-content">
3570
3571
3572<div class="block-card-linklist u-theme-white u-inner-theme" data-blockid="2544">
3573	<div class="block-card-linklist__content">
3574			<h3 class="block-card-linklist__title">
3575				Quick Links
3576			</h3>
3577		<div class="block-card-linklist__linklist">
3578			<ul class="linklist" >
3579				
3580<li class="linklist__item" data-blockid="2546">
3581	<a class="linklist__item-link  u-quiet-link u-focus-keyboard--outer" href="/health-insurance/why-us/">
3582		
3583			<svg class="linklist__item-link-icon"
3584	     role="img"
3585	     aria-hidden="true"
3586		 focusable="false"
3587		 		width="24"
3588		height="24"
3589		 >
3590
3591		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
3592             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#logo"></use>
3593
3594	</svg>
3595
3596		<span class="linklist__item-link-label">
3597			Switch to Peoplecare
3598		</span>
3599	</a>
3600</li>
3601<li class="linklist__item" data-blockid="19532">
3602	<a class="linklist__item-link  u-quiet-link u-focus-keyboard--outer" href="/help-me-choose/" target="_blank">
3603		
3604			<svg class="linklist__item-link-icon"
3605	     role="img"
3606	     aria-hidden="true"
3607		 focusable="false"
3608		 		width="24"
3609		height="24"
3610		 >
3611
3612		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
3613             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#extras"></use>
3614
3615	</svg>
3616
3617		<span class="linklist__item-link-label">
3618			Browse cover
3619		</span>
3620	</a>
3621</li>
3622<li class="linklist__item" data-blockid="2547">
3623	<a class="linklist__item-link  u-quiet-link u-focus-keyboard--outer" href="https://oms.peoplecare.com.au/addclaim/intro">
3624		
3625			<svg class="linklist__item-link-icon"
3626	     role="img"
3627	     aria-hidden="true"
3628		 focusable="false"
3629		 		width="24"
3630		height="24"
3631		 >
3632
3633		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
3634             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#ambulance"></use>
3635
3636	</svg>
3637
3638		<span class="linklist__item-link-label">
3639			Make a claim
3640		</span>
3641	</a>
3642</li>
3643<li class="linklist__item" data-blockid="2549">
3644	<a class="linklist__item-link  u-quiet-link u-focus-keyboard--outer" href="https://oms.peoplecare.com.au/membership/contactdetails">
3645		
3646			<svg class="linklist__item-link-icon"
3647	     role="img"
3648	     aria-hidden="true"
3649		 focusable="false"
3650		 		width="24"
3651		height="24"
3652		 >
3653
3654		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
3655             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#person"></use>
3656
3657	</svg>
3658
3659		<span class="linklist__item-link-label">
3660			Update my details
3661		</span>
3662	</a>
3663</li>
3664<li class="linklist__item" data-blockid="2550">
3665	<a class="linklist__item-link  u-quiet-link u-focus-keyboard--outer" href="/using-your-cover/using-your-extras-cover/find-a-provider/">
3666		
3667			<svg class="linklist__item-link-icon"
3668	     role="img"
3669	     aria-hidden="true"
3670		 focusable="false"
3671		 		width="24"
3672		height="24"
3673		 >
3674
3675		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
3676             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#search"></use>
3677
3678	</svg>
3679
3680		<span class="linklist__item-link-label">
3681			Find a provider
3682		</span>
3683	</a>
3684</li>
3685<li class="linklist__item" data-blockid="3375">
3686	<a class="linklist__item-link  u-quiet-link u-focus-keyboard--outer" href="/using-your-cover/using-your-hospital-cover/find-a-specialist/">
3687		
3688			<svg class="linklist__item-link-icon"
3689	     role="img"
3690	     aria-hidden="true"
3691		 focusable="false"
3692		 		width="24"
3693		height="24"
3694		 >
3695
3696		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
3697             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#search"></use>
3698
3699	</svg>
3700
3701		<span class="linklist__item-link-label">
3702			Find a specialist
3703		</span>
3704	</a>
3705</li>
3706<li class="linklist__item" data-blockid="3376">
3707	<a class="linklist__item-link  u-quiet-link u-focus-keyboard--outer" href="/using-your-cover/using-your-hospital-cover/find-a-hospital/">
3708		
3709			<svg class="linklist__item-link-icon"
3710	     role="img"
3711	     aria-hidden="true"
3712		 focusable="false"
3713		 		width="24"
3714		height="24"
3715		 >
3716
3717		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
3718             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#search"></use>
3719
3720	</svg>
3721
3722		<span class="linklist__item-link-label">
3723			Find a hospital
3724		</span>
3725	</a>
3726</li>
3727
3728			</ul>
3729		</div>
3730	</div>
3731</div>
3732						</div>
3733			</div>
3734	</div>
3735
3736</div>
3737
3738
3739<div class="layout  u-theme-white    " id="block-19603" data-blockid="19603">
3740	<div class="layout__inner layout--pad-top-small layout--pad-bottom-none">
3741			<div class="layout__header layout-flex layout-flex--1-col ">
3742		<div class="layout-flex__column">
3743
3744					<h1 class="layout__title layout__title--align-center " >Award-Winning Health Insurance</h1>
3745		</div>
3746	</div>
3747
3748			<div class="layout__body layout-flex    layout-flex--2-even-cols" >
3749						<div class="layout-flex__column layout-flex__column-content">
3750
3751<div class="icon-block " data-blockid="19606">
3752	<div class="icon-block__image">
3753			<img src="/siteassets/blocks/homepage-refresh-2026/outstanding-claims-experience---winner---health-insurance-2026---svg.svg" />
3754	</div>
3755		<div class="icon-block__content">
3756				<h3 class="icon-block__heading">
3757					Outstanding Claims Experience
3758				</h3>
3759				<div class="icon-block__description wysiwyg-area">
3760					<p style="text-align: center;"><strong>Winner</strong> <br />WeMoney Awards 2026</p>
3761
3762				</div>
3763		</div>
3764</div>
3765
3766						</div>
3767						<div class="layout-flex__column layout-flex__column-content">
3768
3769<div class="icon-block " data-blockid="19609">
3770	<div class="icon-block__image">
3771			<img src="/siteassets/blocks/homepage-refresh-2026/best-for-specialist-cover---finalist---health-insurance-2026---svg.svg" />
3772	</div>
3773		<div class="icon-block__content">
3774				<h3 class="icon-block__heading">
3775					Best for Specialist Cover
3776				</h3>
3777				<div class="icon-block__description wysiwyg-area">
3778					<p style="text-align: center;"><strong>Finalist</strong><br />WeMoney Awards 2026</p>
3779
3780				</div>
3781		</div>
3782</div>
3783
3784						</div>
3785			</div>
3786	</div>
3787
3788</div>
3789
3790
3791<div class="block-banner-background u-theme-white  " id="block20110" data-blockid="20110">
3792	<style>
3793
3794		@media (min-width: 48em) {
3795			#block20110 {
3796				background-image: url(/siteassets/home-page/natural-therapies---1900x680-desktop.png);
3797			}
3798		}
3799		@media (min-width: 64em) {
3800			#block20110 {
3801				background-image: url(/siteassets/home-page/natural-therapies---1900x680-desktop.png);
3802			}
3803		}
3804	</style>
3805
3806	<div class="block-banner-background__small-image">
3807		<img src="/siteassets/home-page/natural-therapies---1900x680-desktop.png" alt=""/>
3808	</div>
3809	<div class="block-banner-background__content">
3810		<div class="block-banner-background__description u-theme-white block-banner-background__description--align-right ">
3811					<h2 class="block-banner-background__title">
3812							<span class="block-banner-background__title-unlinked">Natural therapies</span>
3813					</h2>
3814					<div class="wysiwyg-area">
3815						<p data-ccp-props="{&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559683&quot;:0,&quot;335559685&quot;:0,&quot;335559731&quot;:0,&quot;335559737&quot;:0,&quot;335562764&quot;:2,&quot;335562765&quot;:1,&quot;335562766&quot;:4,&quot;335562767&quot;:0,&quot;335562768&quot;:4,&quot;335562769&quot;:0}"><strong><span data-scheme-color="@FFFFFF,0," data-usefontface="true" data-contrast="none">Now included on selected Extras cover*</span></strong>​</p>
3816<p data-ccp-props="{&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559683&quot;:0,&quot;335559685&quot;:0,&quot;335559731&quot;:0,&quot;335559737&quot;:0,&quot;335562764&quot;:2,&quot;335562765&quot;:1,&quot;335562766&quot;:4,&quot;335562767&quot;:0,&quot;335562768&quot;:4,&quot;335562769&quot;:0}"><span data-scheme-color="@FFFFFF,0," data-usefontface="true" data-contrast="none">Enjoy more natural therapies benefits including yoga,&nbsp;</span><span data-scheme-color="@FFFFFF,0," data-usefontface="true" data-contrast="none">pilates</span><span data-scheme-color="@FFFFFF,0," data-usefontface="true" data-contrast="none">, tai chi, naturopathy, western herbal medicine, </span><span data-scheme-color="@FFFFFF,0," data-usefontface="true" data-contrast="none">shiatsu and more.</span>​<br /><br /><a href="/news/2026/natural-therapies/"><span data-scheme-color="@FFFFFF,0," data-usefontface="true" data-contrast="none">Learn more</span></a></p>
3817<p class="small-text" data-ccp-props="{&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559683&quot;:0,&quot;335559685&quot;:0,&quot;335559731&quot;:0,&quot;335559737&quot;:0,&quot;335562764&quot;:2,&quot;335562765&quot;:1,&quot;335562766&quot;:4,&quot;335562767&quot;:0,&quot;335562768&quot;:4,&quot;335562769&quot;:0}"><em><span data-scheme-color="@FFFFFF,0," data-usefontface="true" data-contrast="none">*Available on selected Extras cover. Eligibility criteria, waiting&nbsp;</span></em><em><span data-scheme-color="@FFFFFF,0," data-usefontface="true" data-contrast="none">periods, limits and fund rules apply.</span></em>​</p>
3818
3819					</div>
3820		</div>
3821		<div class="u-visually-hidden">
3822			
3823		</div>
3824	</div>
3825</div>
3826
3827
3828<div class="layout  u-theme-white    " id="block-2556" data-blockid="2556">
3829	<div class="layout__inner layout--pad-top-mid layout--pad-bottom-mid">
3830			<div class="layout__header layout-flex layout-flex--1-col ">
3831		<div class="layout-flex__column">
3832
3833					<h2 class="layout__title layout__title--align-center " >Why choose us</h2>
3834		</div>
3835	</div>
3836
3837			<div class="layout__body layout-flex    layout-flex--4-even-cols" >
3838						<div class="layout-flex__column layout-flex__column-content">
3839
3840<div class="icon-block " data-blockid="2559">
3841	<div class="icon-block__image">
3842			<img src="/siteassets/images/new-brand-icons/thumbs-up---purple.
3842svg" alt="purple thumbs up icon" />
3843	</div>
3844		<div class="icon-block__content">
3845				<h3 class="icon-block__heading">
3846					92% of our members are satisfied
3847				</h3>
3848				<div class="icon-block__description wysiwyg-area">
3849					<p>We&rsquo;ve got the health cover and service to make you smile.</p>
3850<p class="small-text"><p class="small-text"><em>Source: IPSOS 2025 Member Satisfaction Survey </em></p>
3851<span data-blockid="15665" hidden></span>
3852</p>
3853
3854				</div>
3855		</div>
3856</div>
3857
3858						</div>
3859						<div class="layout-flex__column layout-flex__column-content">
3860
3861<div class="icon-block " data-blockid="2558">
3862	<div class="icon-block__image">
3863			<img src="/siteassets/images/new-brand-icons/apple---purple.svg" alt="purple apple icon" />
3864	</div>
3865		<div class="icon-block__content">
3866				<h3 class="icon-block__heading">
3867					Your wellbeing is our priority
3868				</h3>
3869				<div class="icon-block__description wysiwyg-area">
3870					<p>We&rsquo;re on a mission to connect you to the latest health and wellbeing programs at no extra cost to you.</p>
3871
3872				</div>
3873		</div>
3874</div>
3875
3876						</div>
3877						<div class="layout-flex__column layout-flex__column-content">
3878
3879<div class="icon-block " data-blockid="16845">
3880	<div class="icon-block__image">
3881			<img src="/siteassets/images/new-brand-icons/australia-1952_300x300.svg" />
3882	</div>
3883		<div class="icon-block__content">
3884				<h3 class="icon-block__heading">
3885					70&#x2B; years experience
3886				</h3>
3887				<div class="icon-block__description wysiwyg-area">
3888					<p>We've been providing health insurance for over 70 years.</p>
3889
3890				</div>
3891		</div>
3892</div>
3893
3894						</div>
3895						<div class="layout-flex__column layout-flex__column-content">
3896
3897<div class="icon-block " data-blockid="2560">
3898	<div class="icon-block__image">
3899			<img src="/siteassets/images/new-brand-icons/prize---purple.svg" alt="purple winner ribbon icon" />
3900	</div>
3901		<div class="icon-block__content">
3902				<h3 class="icon-block__heading">
3903					We&#x27;re member-owned
3904				</h3>
3905				<div class="icon-block__description wysiwyg-area">
3906					<p>We're for members, not for profits.</p>
3907
3908				</div>
3909		</div>
3910</div>
3911
3912						</div>
3913			</div>
3914	</div>
3915
3916</div>
3917
3918
3919<div class="block-banner-background u-theme-purple  " id="block15720" data-blockid="15720">
3920	<style>
3921
3922		@media (min-width: 48em) {
3923			#block15720 {
3924				background-image: url(/siteassets/blocks/homepage-refresh-2026/refer-a-friend_tablet.png);
3925			}
3926		}
3927		@media (min-width: 64em) {
3928			#block15720 {
3929				background-image: url(/siteassets/blocks/homepage-refresh-2026/refer-a-friend_desktop.png);
3930			}
3931		}
3932	</style>
3933
3934	<div class="block-banner-background__small-image">
3935		<img src="/siteassets/blocks/homepage-refresh-2026/refer-a-friend_mobile.png" alt=""/>
3936	</div>
3937	<div class="block-banner-background__content">
3938		<div class="block-banner-background__description u-theme-purple  ">
3939					<h2 class="block-banner-background__title">
3940							<span class="block-banner-background__title-unlinked">Refer a friend and enjoy $150 on us</span>
3941					</h2>
3942					<div class="wysiwyg-area">
3943						<p><span class="TextRun  BCX0 SCXP260279229" lang="EN-US" xml:lang="EN-US" data-scheme-color="@FDFAF6,," data-usefontface="true" data-contrast="none"><span class="NormalTextRun  BCX0 SCXP260279229"><span data-teams="true">Simply refer a friend or family member before 30 June 2027. When they join combined Hospital &amp; Extras cover, we&rsquo;ll send you a $150 EFTPOS gift card. Because great care is worth sharing.&nbsp;</span></span></span><a href="/siteassets/documents/terms-and-conditions/refer-a-friend/refer-a-friend-terms-and-conditions_sep26-jun27.pdf"><span class="TextRun  BCX0 SCXP260279229" lang="EN-US" xml:lang="EN-US" data-scheme-color="@FDFAF6,," data-usefontface="true" data-contrast="none"><span class="NormalTextRun  BCX0 SCXP260279229">*T&amp;Cs apply.</span></span></a></p>
3944<p><a href="/using-your-cover/member-perks/refer-a-friend/"><span class="TextRun  BCX0 SCXP260279229" lang="EN-US" xml:lang="EN-US" data-scheme-color="@FDFAF6,," data-usefontface="true" data-contrast="none"><span class="NormalTextRun  BCX0 SCXP260279229">Learn more</span></span></a></p>
3945
3946					</div>
3947		</div>
3948		<div class="u-visually-hidden">
3949			
3950		</div>
3951	</div>
3952</div>
3953
3954
3955<div class="layout  u-theme-white    " id="block-14662" data-blockid="14662">
3956	<div class="layout__inner layout--pad-top-mid layout--pad-bottom-small">
3957		
3958			<div class="layout__body layout-flex    layout-flex--1-col" >
3959						<div class="layout-flex__column layout-flex__column-content">
3960
3961<div class="block-wysiwyg wysiwyg-area block__epi-editor" data-blockid="14665">
3962	<p><div id="pr-reviews-horizontal-widget">&nbsp;</div>
3963<span data-blockid="14663" hidden></span>
3964</p>
3965
3966</div>
3967						</div>
3968			</div>
3969	</div>
3970
3971</div>
3972
3973
3974<div class="block-banner-background u-theme-white  " id="block19533" data-blockid="19533">
3975	<style>
3976
3977		@media (min-width: 48em) {
3978			#block19533 {
3979				background-image: url(/siteassets/blocks/homepage-refresh-2026/health-programs_tablet.png);
3980			}
3981		}
3982		@media (min-width: 64em) {
3983			#block19533 {
3984				background-image: url(/siteassets/blocks/homepage-refresh-2026/health-programs_desktop-2.png);
3985			}
3986		}
3987	</style>
3988
3989	<div class="block-banner-background__small-image">
3990		<img src="/siteassets/blocks/homepage-refresh-2026/health-programs_mobile.png" alt=""/>
3991	</div>
3992	<div class="block-banner-background__content">
3993		<div class="block-banner-background__description u-theme-white block-banner-background__description--align-right ">
3994					<h2 class="block-banner-background__title">
3995							<span class="block-banner-background__title-unlinked">Support that fits into everyday life&#x200B;</span>
3996					</h2>
3997					<div class="wysiwyg-area">
3998						<p><span class="LineBox SCXP262905008 BCX0"><span class="TextRun SCXP262905008 BCX0" lang="EN-US" xml:lang="EN-US" data-usefontface="true" data-contrast="none"><span class="NormalTextRun SCXP262905008 BCX0">From recovery at home to mental health and heart&nbsp;</span></span><span class="TextRun SCXP262905008 BCX0" lang="EN-US" xml:lang="EN-US" data-usefontface="true" data-contrast="none"><span class="NormalTextRun SCXP262905008 BCX0">support, we connect you to programs that help you&nbsp;</span></span><span class="TextRun SCXP262905008 BCX0" lang="EN-US" xml:lang="EN-US" data-usefontface="true" data-contrast="none"><span class="NormalTextRun SCXP262905008 BCX0">
3998feel better, sooner.</span></span></span></p>
3999<p><a href="/using-your-cover/manage-your-health/health-programs/"><span class="LineBox SCXP262905008 BCX0"><span class="TextRun SCXP262905008 BCX0" lang="EN-US" xml:lang="EN-US" data-usefontface="true" data-contrast="none">Explore your options</span></span></a></p>
4000
4001					</div>
4002		</div>
4003		<div class="u-visually-hidden">
4004			
4005		</div>
4006	</div>
4007</div>
4008
4009
4010<div class="layout  u-theme-white  layout--match-heights  " id="block-2380" data-blockid="2380">
4011	<div class="layout__inner layout--pad-top-mid layout--pad-bottom-small">
4012			<div class="layout__header layout-flex layout-flex--1-col ">
4013		<div class="layout-flex__column">
4014
4015					<h3 class="layout__title layout__title--align-center layout__title--alternate" >Latest news</h3>
4016		</div>
4017	</div>
4018
4019			<div class="layout__body layout-flex    layout-flex--3-even-cols" >
4020						<div class="layout-flex__column layout-flex__column-content">
4021
4022
4023
4024<article class="block-card-article u-theme-white u-inner-theme block__epi-editor" data-blockid="2382">
4025
4026	<div class="block-card-article__image">
4027		<img class="block-card-article__image-asset" src="/siteassets/images/article-images/strength-training-article-image.png" alt="" />
4028	</div>
4029
4030	<div class="block-card-article__content">
4031		<h3 class="block-card-article__title">
4032			<a href="/news/2026/strength-training-tips/" class="card__heading-link u-focus-keyboard--outer-tight u-quiet-link">
4033				Strength training tips
4034			</a>
4035		</h3>
4036		<div class="block-card-article__meta">
4037			<div class="block-card-article__meta-layout">
4038				<time class="block-card-article__date" datetime="2026-08-25T00:47">25 Aug 2026</time><ul class="block-card-article__categories">
4039							<li class="block-card-article__categories-item">
4040								<span class="block-card-article__categories-item--featured">
4041									Featured
4042								</span>
4043							</li>
4044					</ul>
4045			</div>
4046		</div>
4047
4048		<div class="block-card-article__description">
4049			<p>Brendan Inkster, Head of Performance at the Parramatta Eels NRLW & Academy, shares his top 5 strength training tips and explains why strength training is important for elite athletes.</p>
4050
4051		</div>
4052
4053		<div class="block-card-article__action">
4054			<a class="action-link u-focus-keyboard--outer" href="/news/2026/strength-training-tips/">
4055				<span class="action-link__text">
4056					Read article
4057				</span>
4058					<svg class="action-link__icon"
4059	     role="img"
4060	     aria-hidden="true"
4061		 focusable="false"
4062		 		width="24"
4063		height="24"
4064		 >
4065
4066		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
4067             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-right"></use>
4068
4069	</svg>
4070
4071			</a>
4072		</div>
4073	</div>
4074
4075</article>
4076						</div>
4077						<div class="layout-flex__column layout-flex__column-content">
4078
4079
4080
4081<article class="block-card-article u-theme-white u-inner-theme block__epi-editor" data-blockid="2383">
4082
4083	<div class="block-card-article__image">
4084		<img class="block-card-article__image-asset" src="/contentassets/c9914c12cc2f44ac8e7d71a8dde35b8f/website-images-840-x-520px-3.png" alt="" />
4085	</div>
4086
4087	<div class="block-card-article__content">
4088		<h3 class="block-card-article__title">
4089			<a href="/news/2026/natural-therapies/" class="card__heading-link u-focus-keyboard--outer-tight u-quiet-link">
4090				Natural therapies added to Extras cover
4091			</a>
4092		</h3>
4093		<div class="block-card-article__meta">
4094			<div class="block-card-article__meta-layout">
4095				<time class="block-card-article__date" datetime="2026-05-25T23:05">25 May 2026</time><ul class="block-card-article__categories">
4096							<li class="block-card-article__categories-item">
4097								<span class="block-card-article__categories-item--featured">
4098									Featured
4099								</span>
4100							</li>
4101					</ul>
4102			</div>
4103		</div>
4104
4105		<div class="block-card-article__description">
4106			<p>From 1 July 2026, we’re expanding our Extras cover to include a broader range of natural therapies - giving eligible members more choice and flexibility when it comes to looking after your health.</p>
4107
4108		</div>
4109
4110		<div class="block-card-article__action">
4111			<a class="action-link u-focus-keyboard--outer" href="/news/2026/natural-therapies/">
4112				<span class="action-link__text">
4113					Read article
4114				</span>
4115					<svg class="action-link__icon"
4116	     role="img"
4117	     aria-hidden="true"
4118		 focusable="false"
4119		 		width="24"
4120		height="24"
4121		 >
4122
4123		<use class="sprite sprite--front" xmlns:xlink="http://www.w3.org/1999/xlink"
4124             xlink:href="/theme/images/sprites__pch--7b5afc0570cf41d5312c5fb267e8afd5.svg#arrow-right"></use>
4125
4126	</svg>
4127
4128			</a>
4129		</div>
4130	</div>
4131
4132</article>
4133						</div>
4134						<div class="layout-flex__column layout-flex__column-content">
4135
4136
4137
4138<article class="block-card-article u-theme-white u-inner-theme block__epi-editor" data-blockid="2384">
4139
4140	<div class="block-card-article__image">
4141		<img class="block-card-article__image-asset" src="/siteassets/images/article-images/rebatechanges_cms-article-image.png" alt="" />
4142	</div>
4143
4144	<div class="block-card-article__content">
4145		<h3 class="block-card-article__title">
4146			<a href="/news/2026/rebate-changes/" class="card__heading-link u-focus-keyboard--outer-tight u-quiet-link">
4147				Important update regarding changes to the PHI rebate
4148			</a>
4149		</h3>
4150		<div class="block-card-article__meta">
4151			<div class="block-card-article__meta-layout">
4152				<time class="block-card-article__date" datetime="2026-05-04T23:41">04 May 2026</time><ul class="block-card-article__categories">
4153							<li class="block-card-article__categories-item">
4154								<span class="block-card-article__categories-item--featured">
4155									Featured
4156								</span>
4157							</li>
4158					</ul>
4159			</div>
4160		</div>
4161
4162		<div class="block-card-article__description">
4163			<p>In a recent announcement, the Federal Minister of Health and Ageing outlined changes to the Private Health Insurance (PHI) rebate for individuals aged 65 and over.</p>
4164
4165		</div>
4166
4167		<div class="block-card-article__action">
4168			<a class="action-link u-focus-keyboard--outer" href="/news/2026/rebate-changes/">
4169				<span class="action-link__text">
4170					Read article
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4182
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4184
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4228
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4230			<span class="cta-button__label-main">
4231				1800 808 704
4232			</span>
4233				<span class="cta-button__label-sub">
4234					Contact Us
4235				</span>
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4237	</a>
4238</li>
4239<li class="cta-linklist__item" data-blockid="2570">
4240	<a class="cta-button u-focus-keyboard--button" href="https://oms.peoplecare.com.au/addclaim/intro">
4241			<img class="cta-button__image" src="/siteassets/images/new-brand-icons/clock---orange.svg" alt="orange clock icon" />
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4245				Make a claim
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4248					It&#x27;s fast and easy
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4254	<a class="cta-button u-focus-keyboard--button" href="/using-your-cover/using-your-extras-cover/find-a-provider/">
4255			<img class="cta-button__image" src="/siteassets/images/new-brand-icons/mouse---orange.svg" alt="orange computer mouse icon" />
4256
4257		<span class="cta-button__label">
4258			<span class="cta-button__label-main">
4259				Find a provider
4260			</span>
4261				<span class="cta-button__label-sub">
4262					Use our search tool
4263				</span>
4264		</span>
4265	</a>
4266</li>
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4268	<a class="cta-button u-focus-keyboard--button" href="/help-me-choose/">
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4270
4271		<span class="cta-button__label">
4272			<span class="cta-button__label-main">
4273				Help me choose
4274			</span>
4275				<span class="cta-button__label-sub">
4276					Find the right cover
4277				</span>
4278		</span>
4279	</a>
4280</li>
4281
4282			</ul>
4283		</div>
4284
4285	</div>
4286</div>
4287
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4291
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4294
4295<footer class="site-footer">
4296		<div class="site-footer__container">
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4302	<h4 class="navigation-group__heading">
4303			<a href="/health-insurance/" class="navigation-group__heading-link  u-quiet-link u-focus-keyboard--outer-tight">Health insurance</a>
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4306<ul class="navigation-group__list">
4307			<li class="navigation-group__list-item">
4308				<a href="/health-insurance/combination-cover/" class="navigation-group__link  u-quiet-link u-focus-keyboard--outer-tight">Hospital and Extras cover</a>
4309			</li>
4310			<li class="navigation-group__list-item">
4311				<a href="/health-insurance/hospital-cover/" class="navigation-group__link  u-quiet-link u-focus-keyboard--outer-tight">Hospital cover</a>
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4330	</h4>
4331	
4332<ul class="navigation-group__list">
4333			<li class="navigation-group__list-item">
4334				<a href="/using-your-cover/using-your-hospital-cover/find-a-specialist/" class="navigation-group__link  u-quiet-link u-focus-keyboard--outer-tight">Find a specialist/doctor</a>
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4340				<a href="/using-your-cover/using-your-extras-cover/find-a-provider/" class="navigation-group__link  u-quiet-link u-focus-keyboard--outer-tight">Find an extras provider</a>
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4346				<a href="/using-your-cover/member-perks/" class="navigation-group__link  u-quiet-link u-focus-keyboard--outer-tight">Members perks</a>
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4348			<li class="navigation-group__list-item">
4349				<a href="/help-centre/forms-cover-descriptions/" class="navigation-group__link  u-quiet-link u-focus-keyboard--outer-tight">Forms and Cover Descriptions</a>
4350			</li>
4351			<li class="navigation-group__list-item">
4352				<a href="/help-centre/mobile/" class="navigation-group__link  u-quiet-link u-focus-keyboard--outer-tight">Mobile app</a>
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4354			<li class="navigation-group__list-item">
4355				<a href="https://oms.peoplecare.com.au/" class="navigation-group__link  u-quiet-link u-focus-keyboard--outer-tight">Online Member Services</a>
4356			</li>
4357</ul>
4358
4359</div>
4360
4361
4362<div class="navigation-group" data-blockid="2363">
4363	<h4 class="navigation-group__heading">
4364			<a href="/help-centre/" class="navigation-group__heading-link  u-quiet-link u-focus-keyboard--outer-tight">Help Centre</a>
4365	</h4>
4366	
4367<ul class="navigation-group__list">
4368			<li class="navigation-group__list-item">
4369				<a href="/health-insurance/why-us/" class="navigation-group__link  u-quiet-link u-focus-keyboard--outer-tight">Why us?</a>
4370			</li>
4371			<li class="navigation-group__list-item">
4372				<a href="/about-us/who-we/our-people/" class="navigation-group__link  u-quiet-link u-focus-keyboard--outer-tight">Who we are</a>
4373			</li>
4374			<li class="navigation-group__list-item">
4375				<a href="/about-us/careers/" class="navigation-group__link  u-quiet-link u-focus-keyboard--outer-tight">Careers</a>
4376			</li>
4377			<li class="navigation-group__list-item">
4378				<a href="/help-centre/frequently-asked-questions-faqs/" class="navigation-group__link  u-quiet-link u-focus-keyboard--outer-tight">FAQs</a>
4379			</li>
4380			<li class="navigation-group__list-item">
4381				<a href="/about-us/contact-us/" class="navigation-group__link  u-quiet-link u-focus-keyboard--outer-tight">Talk to us!</a>
4382			</li>
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4385</div>
4386
4387
4388						<div class="navigation-group">
4389
4390									<h4 class="navigation-group__heading">
4390Join now</h4>
4391								<p class="navigation-group__phone-number">
4392									<a class="navigation-group__phone-number-link  u-quiet-link u-focus-keyboard--outer" href="tel:1800808704">1800 808 704</a>
4393								</p>
4394									<h4 class="navigation-group__heading">Members</h4>
4395								<p class="navigation-group__phone-number">
4396									<a class="navigation-group__phone-number-link  u-quiet-link u-focus-keyboard--outer" href="tel:1800808690">1800 808 690</a>
4397								</p>
4398
4399								<h4 class="navigation-group__heading">
4400									Connect with us
4401								</h4>
4402								<div class="social-group">
4403									<ul class="social-group__list">
4404										
4405
4406<li class="social-group__list-item" data-blockid="2373">
4407    <a href="https://www.facebook.com/Peoplecare/" class="social-group__list-item-link u-quiet-link u-focus-keyboard--outer-tight" aria-label="Facebook">
4408		<img src="/siteassets/images/new-brand-icons/facebook---white.svg" class="social-group__icon" alt="Facebook" />
4409	</a>
4410</li>
4411
4412
4413<li class="social-group__list-item" data-blockid="13931">
4414    <a href="https://au.linkedin.com/company/peoplecare" class="social-group__list-item-link u-quiet-link u-focus-keyboard--outer-tight" aria-label="LinkedIn">
4415		<img src="/siteassets/images/new-brand-icons/linkedin---white.svg" class="social-group__icon" alt="LinkedIn" />
4416	</a>
4417</li>
4418
4419
4420<li class="social-group__list-item" data-blockid="2374">
4421    <a href="https://www.instagram.com/peoplecarehealthinsurance/" class="social-group__list-item-link u-quiet-link u-focus-keyboard--outer-tight" aria-label="Instagram">
4422		<img src="/siteassets/images/new-brand-icons/instagram---white.svg" class="social-group__icon" alt="Instagram" />
4423	</a>
4424</li>
4425
4426
4427<li class="social-group__list-item" data-blockid="2375">
4428    <a href="https://www.youtube.com/user/PeoplecareLovePeople" class="social-group__list-item-link u-quiet-link u-focus-keyboard--outer-tight" aria-label="YouTube">
4429		<img src="/siteassets/images/new-brand-icons/youtube---white.svg" class="social-group__icon" alt="YouTube" />
4430	</a>
4431</li>
4432
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4435
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4448												<a href="/help-centre/policies/fund-rules/" class="site-footer__info-nav-link u-quiet-link u-focus-keyboard--inner">Fund Rules</a>
4449											</li>
4450											<li class="site-footer__info-nav-list-item separated-list__item">
4451												<a href="/help-centre/policies/your-security/" class="site-footer__info-nav-link u-quiet-link u-focus-keyboard--inner">Security</a>
4452											</li>
4453											<li class="site-footer__info-nav-list-item separated-list__item">
4454												<a href="/help-centre/policies/privacy-policy/" class="site-footer__info-nav-link u-quiet-link u-focus-keyboard--inner">Privacy</a>
4455											</li>
4456											<li class="site-footer__info-nav-list-item separated-list__item">
4457												<a href="/help-centre/policies/complaints-policy/" class="site-footer__info-nav-link u-quiet-link u-focus-keyboard--inner">Complaints</a>
4458											</li>
4459											<li class="site-footer__info-nav-list-item separated-list__item">
4460												<a href="/siteassets/documents/policies/peoplecare---whistleblower-policy---april-2026.pdf" class="site-footer__info-nav-link u-quiet-link u-focus-keyboard--inner">Whistleblower Policy</a>
4461											</li>
4462											<li class="site-footer__info-nav-list-item separated-list__item">
4463												<a href="/help-centre/policies/code-of-conduct/" class="site-footer__info-nav-link u-quiet-link u-focus-keyboard--inner">Code of Conduct</a>
4464											</li>
4465											<li class="site-footer__info-nav-list-item separated-list__item">
4466												<a href="/help-centre/policies/terms-of-use/" class="site-footer__info-nav-link u-quiet-link u-focus-keyboard--inner">Terms of Use</a>
4467											</li>
4468											<li class="site-footer__info-nav-list-item separated-list__item">
4469												<a href="/site-map/" class="site-footer__info-nav-link u-quiet-link u-focus-keyboard--inner">Site Map</a>
4470											</li>
4471											<li class="site-footer__info-nav-list-item separated-list__item">
4472												<a href="/acknowledgement-of-country/" class="site-footer__info-nav-link u-quiet-link u-focus-keyboard--inner">
4472Peoplecare acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the land on which we live and work. We pay our respects to their Elders past and present.</a>
4473											</li>
4474									</ul>
4475								</div>
4476							</nav>
4477
4478						<div class="site-footer__company">
4479							<p>
4480								<span class="site-footer__company-item">
4481									Peoplecare Health Limited. A registered private health insurer.
4482								</span>
4483									<span class="site-footer__company-item">
4484										ABN 95 087 648 753.
4485									</span>
4486								<span class="site-footer__company-item">
4487									&copy; 2026
4488								</span>
4489							</p>
4490						</div>
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4492
4493						<div class="site-footer__lower-layout-side">
4494							<div class="site-footer__logos">
4495								<a class="site-footer__logos-link u-focus-keyboard--outer-tight" href="/">
4496									<img class="site-footer__logos-image" src="/siteassets/images/logo/peoplecare-health-insurance-logo-white.svg" alt="Peoplecare home" />
4497								</a>
4498								
4499
4500	<a class="site-footer__logos-link u-focus-keyboard--outer-tight" href="http://membershealth.com.au/">
4501<img class="site-footer__logos-image" src="/siteassets/images/logo/mh_strip_pos_rgb_2025.svg" data-blockid="3220"/>
4502	</a>
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4505	<a class="site-footer__logos-link u-focus-keyboard--outer-tight" href="/about-us/reconciliation/">
4506<img class="site-footer__logos-image" src="/siteassets/images/new-brand-hero-images/2.2-1.png" alt="" data-blockid="19707"/>
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4515				<a class="site-footer__back-to-top-link u-focus-keyboard--outer-tight" href="#top">
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4552
4553    
4553<script src="/theme/scripts/vendor--e022b6091bfa2d968713.js"></script>
4553
4554    
4554<script src="/theme/scripts/core--9b6fbd8143a56ad07d0d.js"></script>
4554
4555    
4555<script src="/theme/scripts/site__pch--77f181a29ba112095323.js"></script>
4555
4556
4557	
4558
4559<!-- Google Tag Manager (noscript) -->
vendor: 68 bytes, lines 4559-4560
4559
4560<noscript><iframe src="https://www.googletagmanager.com/ns.html?id=
4560GTM-MGW3ZJW
vendor: 83 bytes, lines 4560-4561
4560"
4561height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>
4562<!-- End Google Tag Manager (noscript) -->
4563<script>
4564  window.__productReviewCallbackQueue = window.__productReviewCallbackQueue || [];
4565  window.__productReviewCallbackQueue.push(function(ProductReview) {
4566    ProductReview.use('reviews-horizontal', {
4567      "identificationDetails": {
4568        "type": "single",
4569        "strategy": "from-internal-entry-id",
4570        "identifier": "7cdf68f1-b84c-3ef5-b742-f248273d67f2"
4571      },
4572      "container": "#pr-reviews-horizontal-widget"
4573    });
4574  });
4575</script>
4575
4576
4577	
4577<script defer="defer" nonce="efdf5c07-888d-4d46-9653-c48785072277" src="/Util/Find/epi-util/find.js"></script>
vendor: 1 bytes, line 4577
4577
4578<script nonce="efdf5c07-888d-4d46-9653-c48785072277">
4579document.addEventListener('DOMContentLoaded',function(){if(typeof FindApi === 'function'){var api = new FindApi();api.setApplicationUrl('/');api.setServiceApiBaseUrl('/find_v2/');api.processEventFromCurrentUri();api.bindWindowEvents();api.bindAClickEvent();api.sendBufferedEvents();}})
4580</script>
4580
4581
4582
4583</body>
4584
4585</html>

Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.