1<!DOCTYPE html><html lang="en" data-mantine-color-scheme="light"><head><meta charSet="utf-8"/><meta name="viewport" content="width=device-width, initial-scale=1"/><meta name="viewport" content="width=device-width, initial-scale=1, maximum-scale=1"/><link rel="preload" as="image" href="https://images.ctfassets.net/nbklqgdg5mdx/4fMC1SDpxPfFpUmiqWLZ24/b5e6f6fed5288b7e71cda6d07018d3bd/Lendi_blog_hero__50_.png"/><link rel="preload" as="image" href="https://images.ctfassets.net/nbklqgdg5mdx/2NRy6tDMyT2oAvhgynnIZM/b98b834bd46eccd5ee12304e017853f7/making-offer-on-house.png"/><link rel="preload" as="image" href="https://images.ctfassets.net/nbklqgdg5mdx/7sWmBunlvXFdOErEEygiDz/5a60147df2eb94b59ff74f45fbb694cb/home-loan-application-process-approval.png"/><link rel="preload" as="image" href="https://images.ctfassets.net/nbklqgdg5mdx/38TXNxwHVvk9h1ggitIm6h/98d4b44cca1fabcf38d7530463bed2f1/changing-jobs-home-loan.png"/><link rel="preload" as="image" href="https://images.ctfassets.net/nbklqgdg5mdx/7nQbIDCxH2GZHHuHYg40qn/bab7988007707ab4cb5a708eb775b0c9/insights_article_first-home-buyer-guided-grants-concessions_736x324px.png"/><link rel="stylesheet" href="/gp-aussie-cms/_next/static/css/8401e88d18bfda24.css" data-precedence="next"/><link rel="stylesheet" href="/gp-aussie-cms/_next/static/css/2378921043809985.css" data-precedence="next"/><link rel="stylesheet" href="/gp-aussie-cms/_next/static/css/7e3c603800c254ac.css" data-precedence="next"/><link rel="stylesheet" href="/gp-aussie-cms/_next/static/css/c2e088501157c66c.css" data-precedence="next"/><link rel="preload" as="script" fetchPriority="low" href="/gp-aussie-cms/_next/static/chunks/webpack-3a2c02d9d4d9dd1e.js"/>
1<script src="/gp-aussie-cms/_next/static/chunks/75a787e5-9b360c56e665d432.js" async=""></script>
1<script src="/gp-aussie-cms/_next/static/chunks/4190-0f8cd3354d3926e8.js" async=""></script>
1<script src="/gp-aussie-cms/_next/static/chunks/main-app-42fffc5676912940.js" async=""></script>
1<script src="/gp-aussie-cms/_next/static/chunks/93e4d116-518848892a79355e.js" async=""></script>
1<script src="/gp-aussie-cms/_next/static/chunks/e257a344-afaf6d0bcc481266.js" async=""></script>
1<script src="/gp-aussie-cms/_next/static/chunks/3c4d9053-d352c9a5ac0f150d.js" async=""></script>
1<script src="/gp-aussie-cms/_next/static/chunks/5166-93808846270885b0.js" async=""></script>
1<script src="/gp-aussie-cms/_next/static/chunks/3647-52a88dc20382667f.js" async=""></script>
1<script src="/gp-aussie-cms/_next/static/chunks/1648-2355871ebabf15b4.js" async=""></script>
1<script src="/gp-aussie-cms/_next/static/chunks/5944-e51d6a54e221585f.js" async=""></script>
1<script src="/gp-aussie-cms/_next/static/chunks/app/global-error-c1bd883cc882364b.js" async=""></script>
1<script src="/gp-aussie-cms/_next/static/chunks/7145-eefd6eb30a9ed971.js" async=""></script>
1<script src="/gp-aussie-cms/_next/static/chunks/550-d1d57afec0f7e2e7.js" async=""></script>
1<script src="/gp-aussie-cms/_next/static/chunks/7475-4714a26bba64afef.js" async=""></script>
1<script src="/gp-aussie-cms/_next/static/chunks/app/layout-d83e0e98692e458d.js" async=""></script>
1<script src="/gp-aussie-cms/_next/static/chunks/8020-085c32788ae407e9.js" async=""></script>
1<script src="/gp-aussie-cms/_next/static/chunks/8219-d753e11291d16ad0.js" async=""></script>
1<script src="/gp-aussie-cms/_next/static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js" async=""></script>
1<script src="/gp-aussie-cms/_next/static/chunks/app/error-3bda83e12f21abfc.js" async=""></script>
1<link rel="preload" href="https://cdn.evgnet.com/beacon/auscred/aussieproduction/scripts/evergage.min.js" as="script"/><meta name="apple-itunes-app" content="app-id=6451372662"/><title>First home buyer guide 2026: government grants and concessions | Aussie</title><meta name="description" content="Learn about the several government grants and concessions available and save money on your first home"/><meta name="robots" content="index, follow"/><link rel="canonical" href="https://www.aussie.com.au/insights/articles/first-home-buyer-guide-government-grants-concessions/"/><meta name="google-site-verification" content="ZkzV_8df7LSGNW-A-1PW0P4R8LyUILNgMSVFZWsALaw"/><meta property="og:title" content="First home buyer guide 2026: government grants and concessions"/><meta property="og:description" content="Learn about the several government grants and concessions available and save money on your first home"/><meta property="og:url" content="https://www.aussie.com.au/insights/articles/first-home-buyer-guide-government-grants-concessions/"/><meta property="og:site_name" content="Aussie Home Loans"/><meta property="og:locale" content="en"/><meta property="og:image" content="https://images.ctfassets.net/nbklqgdg5mdx/4fMC1SDpxPfFpUmiqWLZ24/b5e6f6fed5288b7e71cda6d07018d3bd/Lendi_blog_hero__50_.png"/><meta property="og:image:width" content="800"/><meta property="og:image:height" content="600"/><meta property="og:type" content="website"/><meta name="twitter:card" content="summary_large_image"/><meta name="twitter:site" content="https://twitter.com/Aussie"/><meta name="twitter:creator" content="@Aussie"/><meta name="twitter:title" content="First home buyer guide 2026: government grants and concessions"/><meta name="twitter:description" content="Learn about the several government grants and concessions available and save money on your first home"/><meta name="twitter:image" content="https://images.ctfassets.net/nbklqgdg5mdx/4fMC1SDpxPfFpUmiqWLZ24/b5e6f6fed5288b7e71cda6d07018d3bd/Lendi_blog_hero__50_.png"/><meta name="twitter:image:width" content="800"/><meta name="twitter:image:height" content="600"/><link rel="icon" href="/favicon.ico"/>
1<script data-mantine-script="true">try { 2 var _colorScheme = window.localStorage.getItem("mantine-color-scheme-value"); 3 var colorScheme = _colorScheme === "light" || _colorScheme === "dark" || _colorScheme === "auto" ? _colorScheme : "light"; 4 var computedColorScheme = colorScheme !== "auto" ? colorScheme : window.matchMedia("(prefers-color-scheme: dark)").matches ? "dark" : "light"; 5 document.documentElement.setAttribute("data-mantine-color-scheme", computedColorScheme); 6} catch (e) {} 7</script>
7<script type="application/ld+json">{"@context":"https://schema.org","@type":"Corporation","@id":"https://www.aussie.com.au/","logo":"https://www.aussie.com.au/assets/favicon.ico","legalName":"AHL Investments Pty Ltd","name":"Aussie Home Loans","sameAs":["https://www.linkedin.com/company/aussie/","https://twitter.com/aussie","https://www.facebook.com/AussieHomeLoans","https://www.instagram.com/aussiehomeloans/","https://www.youtube.com/channel/UCIUF_t04qDGNQ5gOcApBbXA"],"url":"https://www.aussie.com.au/","address":{"@type":"PostalAddress","streetAddress":"L28, 225 George Street","addressLocality":"Sydney","addressRegion":"NSW","postalCode":"2000","addressCountry":"AU"},"contactPoint":[{"@type":"ContactPoint","telephone":"13 13 33","contactType":"Customer service","areaServed":"AU","availableLanguage":["English"]}]}</script>
7<script src="/gp-aussie-cms/_next/static/chunks/polyfills-42372ed130431b0a.js" noModule=""></script>
7</head><body><div hidden=""><!--$--><!--/$--></div><style data-mantine-styles="true">:root{--mantine-webkit-font-smoothing: unset;--mantine-moz-font-smoothing: unset;--mantine-line-height: 1.5;--mantine-font-family: Barlow, sans-serif;--mantine-font-family-headings: tt-commons-pro, sans-serif;--mantine-heading-font-weight: 600;--mantine-primary-color-filled: var(--mantine-color-grape-filled);--mantine-primary-color-filled-hover: var(--mantine-color-grape-filled-hover);--mantine-primary-color-light: var(--mantine-color-grape-light);--mantine-primary-color-light-hover: var(--mantine-color-grape-light-hover);--mantine-primary-color-light-color: var(--mantine-color-grape-light-color);--mantine-spacing-xs: calc(0.75rem * var(--mantine-scale));--mantine-spacing-sm: calc(1rem * var(--mantine-scale));--mantine-spacing-md: calc(1.5rem * var(--mantine-scale));--mantine-spacing-lg: calc(2rem * var(--mantine-scale));--mantine-spacing-xl: calc(2.5rem * var(--mantine-scale));--mantine-spacing-xxxs: calc(0.25rem * var(--mantine-scale));--mantine-spacing-xxs: calc(0.5rem * var(--mantine-scale));--mantine-spacing-xxl: calc(3rem * var(--mantine-scale));--mantine-spacing-xxxl: calc(4rem * var(--mantine-scale));--mantine-spacing-xxxxl: calc(5rem * var(--mantine-scale));--mantine-font-size-xl: calc(1.5rem * var(--mantine-scale));--mantine-font-size-xxs: calc(0.625rem * var(--mantine-scale));--mantine-font-size-xlg: calc(1.25rem * var(--mantine-scale));--mantine-font-size-xxl: calc(1.75rem * var(--mantine-scale));--mantine-line-height-xs: 1.33333;--mantine-line-height-sm: 1.42857;--mantine-line-height-md: 1.5;--mantine-line-height-lg: 1.33333;--mantine-line-height-xl: 1.25;--mantine-line-height-xxs: 1.4;--mantine-shadow-xs: 0 0 2px 0 rgba(0, 0, 0, 0.1), 0 2px 2px 0 rgba(0, 0, 0, 0.12), 0 1px 3px 0 rgba(0, 0, 0, 0.14);;--mantine-shadow-sm: 0 3px 3px 0 rgba(0, 0, 0, 0.1), 0 3px 4px 0 rgba(0, 0, 0, 0.12), 0 1px 8px 0 rgba(0, 0, 0, 0.14);;--mantine-shadow-md: 0 6px 10px 0 rgba(0, 0, 0, 0.1), 0 1px 18px 0 rgba(0, 0, 0, 0.12), 0 3px 5px 0 rgba(0, 0, 0, 0.14);;--mantine-shadow-lg: 0 12px 17px 2px rgba(0, 0, 0, 0.1), 0 5px 22px 4px rgba(0, 0, 0, 0.12), 0 7px 8px 0 rgba(0, 0, 0, 0.14);;--mantine-primary-color-0: var(--mantine-color-grape-0);--mantine-primary-color-1: var(--mantine-color-grape-1);--mantine-primary-color-2: var(--mantine-color-grape-2);--mantine-primary-color-3: var(--mantine-color-grape-3);--mantine-primary-color-4: var(--mantine-color-grape-4);--mantine-primary-color-5: var(--mantine-color-grape-5);--mantine-primary-color-6: var(--mantine-color-grape-6);--mantine-primary-color-7: var(--mantine-color-grape-7);--mantine-primary-color-8: var(--mantine-color-grape-8);--mantine-primary-color-9: var(--mantine-color-grape-9);--mantine-primary-color-10: var(--mantine-color-grape-10);--mantine-color-gray-0: #f8f8f6;--mantine-color-gray-1: #f2f2f0;--mantine-color-gray-2: #e4e4e2;--mantine-color-gray-3: #c7c7c5;--mantine-color-gray-4: #ababa9;--mantine-color-gray-5: #8f8f8e;--mantine-color-gray-6: #737372;--mantine-color-gray-7: #575756;--mantine-color-gray-8: #3a3a39;--mantine-color-gray-9: #1d1d1d;--mantine-color-red-0: #fff3f3;--mantine-color-red-1: #ffe5e6;--mantine-color-red-2: #ffcfd1;--mantine-color-red-3: #ffafb2;--mantine-color-red-4: #ff7f84;--mantine-color-red-5: #ff5158;--mantine-color-red-6: #ff282f;--mantine-color-red-7: #cc2b30;--mantine-color-red-8: #99282c;--mantine-color-red-9: #662022;--mantine-color-pink-0: #FFF7F7;--mantine-color-pink-1: #FFF0EF;--mantine-color-pink-2: #FFE2DF;--mantine-color-pink-3: #FFC5C0;--mantine-color-pink-4: #FFA9A1;--mantine-color-pink-5: #FF8C82;--mantine-color-pink-6: #FF7063;--mantine-color-pink-7: #CC594F;--mantine-color-pink-8: #99433B;--mantine-color-pink-9: #662C27;--mantine-color-grape-0: #faf3fe;--mantine-color-grape-1: #f3e6fc;--mantine-color-grape-2: #e9d5f7;--mantine-color-grape-3: #d8bbeb;--mantine-color-grape-4: #b791d1;--mantine-color-grape-5: #996db7;--mantine-color-grape-6: #7d4e9c;--mantine-color-grape-7: #633482;--mantine-color-grape-8: #4b1f68;--mantine-color-grape-9: #331745;--mantine-color-grape-10: #311e3d;--mantine-color-indigo-0: #fbfbff;--mantine-color-indigo-1: #f6f7ff;--mantine-color-indigo-2: #eaecff;--mantine-color-indigo-3: #d3d8ff;--mantine-color-indigo-4: #a9b3ff;--mantine-color-indigo-5: #8291ff;--mantine-color-indigo-6: #5e72ff;--mantine-color-indigo-7: #3d53f5;--mantine-color-indigo-8: #3645b8;--mantine-color-indigo-9: #29337b;--mantine-color-blue-0: #f0f9ff;--mantine-color-blue-1: #def1ff;--mantine-color-blue-2: #c5e7ff;--mantine-color-blue-3: #a2d8ff;--mantine-color-blue-4: #70c3ff;--mantine-color-blue-5: #42b0ff;--mantine-color-blue-6: #1898f5;--mantine-color-blue-7: #207fc4;--mantine-color-blue-8: #216393;--mantine-color-blue-9: #1d4562;
7--mantine-color-teal-0: #ecfffb;--mantine-color-teal-1: #d8fff7;--mantine-color-teal-2: #bffff1;--mantine-color-teal-3: #9dffea;--mantine-color-teal-4: #6eedd1;--mantine-color-teal-5: #45d9ba;--mantine-color-teal-6: #3db59b;--mantine-color-teal-7: #33917d;--mantine-color-teal-8: #286d5e;--mantine-color-teal-9: #1c483e;--mantine-color-green-0: #ecffef;--mantine-color-green-1: #d9ffdf;--mantine-color-green-2: #c1fecb;--mantine-color-green-3: #a0f4ae;--mantine-color-green-4: #73dc84;--mantine-color-green-5: #4cc460;--mantine-color-green-6: #2cac41;--mantine-color-green-7: #288a38;--mantine-color-green-8: #21672d;--mantine-color-green-9: #18451f;--mantine-color-yellow-0: #fffbe9;--mantine-color-yellow-1: #fff6d1;--mantine-color-yellow-2: #ffefb1;--mantine-color-yellow-3: #ffe788;--mantine-color-yellow-4: #ffdc51;--mantine-color-yellow-5: #ffd11f;--mantine-color-yellow-6: #d4b024;--mantine-color-yellow-7: #aa8f26;--mantine-color-yellow-8: #806d23;--mantine-color-yellow-9: #55491b;--mantine-color-orange-0: #fff7f2;--mantine-color-orange-1: #ffeee4;--mantine-color-orange-2: #ffe0ce;--mantine-color-orange-3: #ffcbad;--mantine-color-orange-4: #ffac7c;--mantine-color-orange-5: #ff904f;--mantine-color-orange-6: #fc7426;--mantine-color-orange-7: #ca6429;--mantine-color-orange-8: #975027;--mantine-color-orange-9: #65391f;--mantine-h1-font-size: calc(2.875rem * var(--mantine-scale));--mantine-h1-line-height: calc(3.125rem * var(--mantine-scale));--mantine-h1-font-weight: 600;--mantine-h2-font-size: calc(2.3125rem * var(--mantine-scale));--mantine-h2-line-height: calc(2.5rem * var(--mantine-scale));--mantine-h2-font-weight: 600;--mantine-h3-font-size: calc(1.75rem * var(--mantine-scale));--mantine-h3-line-height: calc(2rem * var(--mantine-scale));--mantine-h3-font-weight: 600;--mantine-h4-font-size: calc(1.375rem * var(--mantine-scale));--mantine-h4-line-height: calc(1.75rem * var(--mantine-scale));--mantine-h4-font-weight: 600;--mantine-h5-font-size: calc(1.125rem * var(--mantine-scale));--mantine-h5-line-height: calc(1.5rem * var(--mantine-scale));--mantine-h5-font-weight: 600;--mantine-h6-line-height: calc(1.25rem * var(--mantine-scale));--mantine-h6-font-weight: 600;}:root[data-mantine-color-scheme="dark"]{--mantine-color-anchor: var(--mantine-color-grape-4);--mantine-color-gray-light: rgba(115, 115, 114, 0.15);--mantine-color-gray-light-hover: rgba(115, 115, 114, 0.2);--mantine-color-gray-outline-hover: rgba(171, 171, 169, 0.05);--mantine-color-red-light: rgba(255, 40, 47, 0.15);--mantine-color-red-light-hover: rgba(255, 40, 47, 0.2);--mantine-color-red-outline-hover: rgba(255, 127, 132, 0.05);--mantine-color-pink-light: rgba(255, 112, 99, 0.15);--mantine-color-pink-light-hover: rgba(255, 112, 99, 0.2);--mantine-color-pink-outline-hover: rgba(255, 169, 161, 0.05);--mantine-color-grape-light: rgba(125, 78, 156, 0.15);--mantine-color-grape-light-hover: rgba(125, 78, 156, 0.2);--mantine-color-grape-outline-hover: rgba(183, 145, 209, 0.05);--mantine-color-indigo-light: rgba(94, 114, 255, 0.15);--mantine-color-indigo-light-hover: rgba(94, 114, 255, 0.2);--mantine-color-indigo-outline-hover: rgba(169, 179, 255, 0.05);--mantine-color-blue-light: rgba(24, 152, 245, 0.15);--mantine-color-blue-light-hover: rgba(24, 152, 245, 0.2);--mantine-color-blue-outline-hover: rgba(112, 195, 255, 0.05);--mantine-color-teal-light: rgba(61, 181, 155, 0.15);--mantine-color-teal-light-hover: rgba(61, 181, 155, 0.2);--mantine-color-teal-outline-hover: rgba(110, 237, 209, 0.05);--mantine-color-green-light: rgba(44, 172, 65, 0.15);--mantine-color-green-light-hover: rgba(44, 172, 65, 0.2);--mantine-color-green-outline-hover: rgba(115, 220, 132, 0.05);--mantine-color-yellow-light: rgba(212, 176, 36, 0.15);--mantine-color-yellow-light-hover: rgba(212, 176, 36, 0.2);--mantine-color-yellow-outline-hover: rgba(255, 220, 81, 0.05);--mantine-color-orange-light: rgba(252, 116, 38, 0.15);--mantine-color-orange-light-hover: rgba(252, 116, 38, 0.2);--mantine-color-orange-outline-hover: rgba(255, 172, 124, 0.05);}:root[data-mantine-color-scheme="light"]{--mantine-color-anchor: var(--mantine-color-grape-8);--mantine-color-dark-filled: var(--mantine-color-dark-8);--mantine-color-dark-filled-hover: var(--mantine-color-dark-9);--mantine-color-dark-light: rgba(31, 31, 31, 0.1);--mantine-color-dark-light-hover: rgba(31, 31, 31, 0.12);--mantine-color-dark-light-color: var(--mantine-color-dark-8);--mantine-color-dark-outline: var(--mantine-color-dark-8);--mantine-color-dark-outline-hover: rgba(31, 31, 31, 0.05);--mantine-color-gray-filled: var(--mantine-color-gray-8);--mantine-color-gray-filled-hover: var(--mantine-color-gray-9);--mantine-color-gray-light: rgba(58, 58, 57, 0.1);--mantine-color-gray-light-hover: rgba(58, 58, 57, 0.12);--mantine-color-gray-light-color: var(--mantine-color-gray-8);--mantine-color-gray-outline: var(--mantine-color-gray-8);--mantine-color-gray-outline-hover: rgba(58, 58, 57, 0.05);--mantine-color-red-filled: var(--mantine-color-red-8);--mantine-color-red-filled-hover: var(--mantine-color-red-9);--mantine-color-red-light: rgba(153, 40, 44, 0.1);--mantine-color-red-light-hover: rgba(153, 40, 44, 0.12);--mantine-color-red-light-color: var(--mantine-color-red-8);--mantine-color-red-outline: var(--mantine-color-red-8);--mantine-color-red-outline-hover: rgba(153, 40, 44, 0.05);--mantine-color-pink-filled: var(--mantine-color-pink-8);--mantine-color-pink-filled-hover: var(--mantine-color-pink-9);
7--mantine-color-pink-light: rgba(153, 67, 59, 0.1);--mantine-color-pink-light-hover: rgba(153, 67, 59, 0.12);--mantine-color-pink-light-color: var(--mantine-color-pink-8);--mantine-color-pink-outline: var(--mantine-color-pink-8);--mantine-color-pink-outline-hover: rgba(153, 67, 59, 0.05);--mantine-color-grape-filled: var(--mantine-color-grape-8);--mantine-color-grape-filled-hover: var(--mantine-color-grape-9);--mantine-color-grape-light: rgba(75, 31, 104, 0.1);--mantine-color-grape-light-hover: rgba(75, 31, 104, 0.12);--mantine-color-grape-light-color: var(--mantine-color-grape-8);--mantine-color-grape-outline: var(--mantine-color-grape-8);--mantine-color-grape-outline-hover: rgba(75, 31, 104, 0.05);--mantine-color-violet-filled: var(--mantine-color-violet-8);--mantine-color-violet-filled-hover: var(--mantine-color-violet-9);--mantine-color-violet-light: rgba(103, 65, 217, 0.1);--mantine-color-violet-light-hover: rgba(103, 65, 217, 0.12);--mantine-color-violet-light-color: var(--mantine-color-violet-8);--mantine-color-violet-outline: var(--mantine-color-violet-8);--mantine-color-violet-outline-hover: rgba(103, 65, 217, 0.05);--mantine-color-indigo-filled: var(--mantine-color-indigo-8);--mantine-color-indigo-filled-hover: var(--mantine-color-indigo-9);--mantine-color-indigo-light: rgba(54, 69, 184, 0.1);--mantine-color-indigo-light-hover: rgba(54, 69, 184, 0.12);--mantine-color-indigo-light-color: var(--mantine-color-indigo-8);--mantine-color-indigo-outline: var(--mantine-color-indigo-8);--mantine-color-indigo-outline-hover: rgba(54, 69, 184, 0.05);--mantine-color-blue-filled: var(--mantine-color-blue-8);--mantine-color-blue-filled-hover: var(--mantine-color-blue-9);--mantine-color-blue-light: rgba(33, 99, 147, 0.1);--mantine-color-blue-light-hover: rgba(33, 99, 147, 0.12);--mantine-color-blue-light-color: var(--mantine-color-blue-8);--mantine-color-blue-outline: var(--mantine-color-blue-8);--mantine-color-blue-outline-hover: rgba(33, 99, 147, 0.05);--mantine-color-cyan-filled: var(--mantine-color-cyan-8);--mantine-color-cyan-filled-hover: var(--mantine-color-cyan-9);--mantine-color-cyan-light: rgba(12, 133, 153, 0.1);--mantine-color-cyan-light-hover: rgba(12, 133, 153, 0.12);--mantine-color-cyan-light-color: var(--mantine-color-cyan-8);--mantine-color-cyan-outline: var(--mantine-color-cyan-8);--mantine-color-cyan-outline-hover: rgba(12, 133, 153, 0.05);--mantine-color-teal-filled: var(--mantine-color-teal-8);--mantine-color-teal-filled-hover: var(--mantine-color-teal-9);--mantine-color-teal-light: rgba(40, 109, 94, 0.1);--mantine-color-teal-light-hover: rgba(40, 109, 94, 0.12);--mantine-color-teal-light-color: var(--mantine-color-teal-8);--mantine-color-teal-outline: var(--mantine-color-teal-8);--mantine-color-teal-outline-hover: rgba(40, 109, 94, 0.05);--mantine-color-green-filled: var(--mantine-color-green-8);--mantine-color-green-filled-hover: var(--mantine-color-green-9);--mantine-color-green-light: rgba(33, 103, 45, 0.1);--mantine-color-green-light-hover: rgba(33, 103, 45, 0.12);--mantine-color-green-light-color: var(--mantine-color-green-8);--mantine-color-green-outline: var(--mantine-color-green-8);--mantine-color-green-outline-hover: rgba(33, 103, 45, 0.05);--mantine-color-lime-filled: var(--mantine-color-lime-8);--mantine-color-lime-filled-hover: var(--mantine-color-lime-9);--mantine-color-lime-light: rgba(102, 168, 15, 0.1);--mantine-color-lime-light-hover: rgba(102, 168, 15, 0.12);--mantine-color-lime-light-color: var(--mantine-color-lime-8);--mantine-color-lime-outline: var(--mantine-color-lime-8);--mantine-color-lime-outline-hover: rgba(102, 168, 15, 0.05);--mantine-color-yellow-filled: var(--mantine-color-yellow-8);--mantine-color-yellow-filled-hover: var(--mantine-color-yellow-9);--mantine-color-yellow-light: rgba(128, 109, 35, 0.1);--mantine-color-yellow-light-hover: rgba(128, 109, 35, 0.12);--mantine-color-yellow-light-color: var(--mantine-color-yellow-8);--mantine-color-yellow-outline: var(--mantine-color-yellow-8);--mantine-color-yellow-outline-hover: rgba(128, 109, 35, 0.05);--mantine-color-orange-filled: var(--mantine-color-orange-8);--mantine-color-orange-filled-hover: var(--mantine-color-orange-9);
7--mantine-color-orange-light: rgba(151, 80, 39, 0.1);--mantine-color-orange-light-hover: rgba(151, 80, 39, 0.12);--mantine-color-orange-light-color: var(--mantine-color-orange-8);--mantine-color-orange-outline: var(--mantine-color-orange-8);--mantine-color-orange-outline-hover: rgba(151, 80, 39, 0.05);}</style><style data-mantine-styles="classes">@media (max-width: 35.99375em) {.mantine-visible-from-xs {display: none !important;}}@media (min-width: 36em) {.mantine-hidden-from-xs {display: none !important;}}@media (max-width: 47.99375em) {.mantine-visible-from-sm {display: none !important;}}@media (min-width: 48em) {.mantine-hidden-from-sm {display: none !important;}}@media (max-width: 61.99375em) {.mantine-visible-from-md {display: none !important;}}@media (min-width: 62em) {.mantine-hidden-from-md {display: none !important;}}@media (max-width: 74.99375em) {.mantine-visible-from-lg {display: none !important;}}@media (min-width: 75em) {.mantine-hidden-from-lg {display: none !important;}}@media (max-width: 87.99375em) {.mantine-visible-from-xl {display: none !important;}}@media (min-width: 88em) {.mantine-hidden-from-xl {display: none !important;}}</style><div style="--stack-gap:0rem;--stack-align:stretch;--stack-justify:flex-start;min-height:100vh" class="m_6d731127 mantine-Stack-root"><header class="style_header__oyfbf"><nav class="style_navbar__tk5p6"><a class="mantine-focus-auto m_849cf0da style_logo__tR00l m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="hover" href="/"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 131 24" width="16"><g clip-path="url(#aussie_svg__a)"><path fill="currentColor" d="M113.053 6.545c0-.23-.19-.422-.421-.422h-3.329a.424.424 0 0 0-.423.422v16.661c0 .237.19.423.423.423h3.329a.42.42 0 0 0 .421-.423zM87.805 15.303l-4.36-2.905c-1.01-.7-1.463-1.283-1.36-1.927.26-1.485 2.339-1.188 2.339-1.188 1.86.07 3.758.366 5.594.73.19.035.34-.079.337-.257q-.017-1.278-.044-2.556c-.004-.177-.157-.353-.343-.39a35 35 0 0 0-6.394-.662s-5.344.018-5.344 4.37c0 1.323.498 2.85 2.232 4.102l-.005.004 4.579 3.045c1.089.74 1.576 1.337 1.465 2.004-.258 1.485-2.338 1.188-2.338 1.188-1.862-.067-3.757-.364-5.594-.728-.189-.036-.341.079-.339.256q.024 1.277.043 2.556c.004.177.16.354.346.39a35.5 35.5 0 0 0 6.393.665s5.343-.019 5.343-4.373c0-1.402-.556-3.036-2.55-4.324M102.688 15.303l-4.364-2.905c-1.005-.7-1.464-1.283-1.354-1.927.258-1.485 2.332-1.188 2.332-1.188 1.864.07 3.761.366 5.598.73.19.035.341-.079.338-.257-.017-.853-.029-1.703-.045-2.556-.004-.177-.159-.353-.344-.39a35 35 0 0 0-6.395-.662s-5.342.018-5.342 4.37c0 1.323.496 2.85 2.23 4.102l-.005.004 4.58 3.045c1.088.74 1.577 1.337 1.464 2.004-.259 1.485-2.334 1.188-2.334 1.188-1.864-.067-3.758-.364-5.596-.728-.19-.036-.342.079-.34.256q.022 1.277.047 2.556c.002.177.155.354.343.39 2.113.416 4.251.638 6.396.665 0 0 5.341-.019 5.341-4.373 0-1.402-.559-3.036-2.55-4.324M113.053.423a.42.42 0 0 0-.421-.422h-3.329a.423.423 0 0 0-.423.422v3.155c0 .23.19.421.423.421h3.329a.424.424 0 0 0 .421-.421zM74.433 6.125
7h-3.33c-.23 0-.419.19-.419.423v12.056q-.002 0-.004.002c0 .31-.026.427-.041.466-.987.903-2.1 1.59-4 1.59-2.204 0-2.128-2.144-2.128-2.144V16.69h-.007V6.548a.42.42 0 0 0-.42-.423h-3.331a.424.424 0 0 0-.422.423v10.236c-.037.95-.085 7.177 5.416 7.177 1.793 0 3.646-.918 4.707-1.667.103-.056.215-.084.23.059v.854a.42.42 0 0 0 .419.422h3.33a.42.42 0 0 0 .422-.422V6.547a.423.423 0 0 0-.422-.422M130.498 16.484s.214.01.304-.077c.084-.085.053-.24.053-.24v-.926c.003-3.275-.803-5.654-2.264-7.219-1.456-1.565-3.394-2.08-5.007-2.066-2.78-.051-4.995 1.363-6.082 3.269-1.115 1.888-1.404 4.077-1.413 6.142-.028 3.501 1.22 5.96 3.006 7.287 1.668 1.25 3.014 1.322 4.233 1.334l-.005.01c.086 0 .173-.009.263-.009.27-.004.547-.013.823-.027a35.6 35.6 0 0 0 5.307-.622c.189-.038.341-.213.345-.39q.024-1.267.043-2.537c.003-.176-.148-.288-.336-.251-1.796.348-3.614.527-5.436.596l-.214.001c-.872.005-2.072-.262-2.885-.896-.844-.67-1.362-1.659-1.491-3.38h10.756m-10.759-2.995c.145-.976.411-1.846.794-2.466.647-.98 1.295-1.512 3.051-1.563.959.01 1.774.256 2.425.951.497.527 1 1.458 1.211 3.078zM58.115 23.22 52.987 2.725c-.014-.045-.035-.083-.056-.124-.354-.979-1.396-1.75-2.423-1.75h-2.954c-1.104 0-2.224.881-2.497 1.958L43.94 7.276c-.007.022-.007.04-.01.06l-3.97 15.885c-.06.251.08.46.312.46h3.327c.23 0 .467-.209.523-.46l1.372-6.113h7.09l1.37 6.113c.06.251.29.46.524.46h3.328c.231 0 .37-.209.309-.46m-11.921-9.243 1.901-8.474c.113-.43.417-1.342.963-1.342.712 0 .747.6 1.021 1.799l.005-.001 1.799 8.018z"></path><path fill="#FFD11F" d="M32.8 23.453a.547.547 0 0 1-.545.547H.547A.546.546 0 0 1 0 23.453v-1.367c0-.304.243-.55.547-.55h31.708c.3 0 .546.246.546.55zM32.8 18.812c0 .3-.244.547-.545.547H.547A.547.547 0 0 1 0 18.812v-1.37c0-.302.243-.548.547-.548h31.708c.3 0 .546.246.546.547z"></path><path fill="currentColor" d="m32.385 12.757.005-.006L17.767.612S17.11.001 16.454.001c-.623 0-1.336.624-1.336.624L.422 12.757H.43c-.254.21-.422.521-.422.871 0 .627.526 1.139 1.17 1.139h30.437l.004-.002.018.002c.647 0 1.174-.512 1.174-1.139 0-.35-.17-.66-.425-.871m-4.235-.452a.19.19 0 0 1-.19.187H4.88h.01-.024a.19.19 0 0 1-.186-.187c0-.066.038-.124.094-.157l11.207-9.254s.276-.24.484-.24c.191 0 .464.255.464.255l11.149 9.254a.18.18 0 0 1 .072.142"></path></g><defs><clipPath id="aussie_svg__a"><path fill="#fff" d="M0 0h130.86v24H0z"></path></clipPath></defs></svg></a><div style="--group-gap:var(--mantine-spacing-xxxs);--group-align:center;--group-justify:center;--group-wrap:nowrap;height:100%;display:flex;flex:1" class="m_4081bf90 mantine-Group-root"><div><div>Find</div><div><a class="style_links__cmjWW" href="/property/">Find properties</a><a class="style_links__cmjWW" href="/home-loans/basics/borrowing-power/">Find what you can afford</a><a class="style_links__cmjWW" href="/buyers-agent/">Find with a buyers agent</a><a class="style_links__cmjWW" href="/mortgage-broker/">Find a broker</a><a class="style_links__cmjWW" href="/home-loans/basics/">Find a better rate</a><a class="style_links__cmjWW" href="/contract-analyser/">Review my property contract</a></div></div><div><div>Buy</div><div><a class="style_links__cmjWW" href="/book-appointment/">Talk to a broker</a><a class="style_links__cmjWW" href="/mortgage-broker/">Find a broker</a><a class="style_links__cmjWW" href="/home-loans/basics/new-home/">Start getting pre-approved</a><a class="style_links__cmjWW" href="/lp/conveyancing/">Sort out your conveyancing</a><a class="style_links__cmjWW" href="/home-loans/aussies-own-home-loans/aussie-bridge/">Buy now, sell later</a><a class="style_links__cmjWW" href="/buyers-agent/">Work with a buyers agent</a><a class="style_links__cmjWW" href="/home-loans/first-home-buyer/">Buying my first home</a><a class="style_links__cmjWW" href="/home-loans/investment-property/">Buying my investment</a><a class="style_links__cmjWW" href="/insights/articles/first-home-buyer-guide-government-grants-concessions/">Grants and incentives</a><a class="style_links__cmjWW" href="/calculators/">Buying calculators</a><a class="style_links__cmjWW" href="/insights/">Guides and resources</a></div></div><div><div>Own</div><div><a class="style_links__cmjWW" href="/home-loans/basics/refinance/">Start your refinance journey</a><a class="style_links__cmjWW" href="/book-appointment/">Talk to a broker</a><a class="style_links__cmjWW" href="/mortgage-broker/">Find a broker</a><a class="style_links__cmjWW" href="/lp/mobileapp/">Calculate your live equity</a><a class="style_links__cmjWW" href="/property/">Track my property value</a><a class="style_links__cmjWW" href="/home-loans/refinance/">Refinance my loan</a><a class="style_links__cmjWW" href="/insights/articles/financing-home-renovations/">Renovating my home</a><a class="style_links__cmjWW" href="/en/seller-assist/">Getting sell ready</a><a class="style_links__cmjWW" href="/insights/financial/using-equity/">Using your home equity</a><a class="style_links__cmjWW" href="/insurance/">Home and content insurance</a></div></div><div><div>Tools</div><div><a class="style_links__cmjWW" href="/calculators/borrowing-power/">Find your borrowing power</a><a class="style_links__cmjWW" href="/contract-analyser/">Contract analyser</a><a class="style_links__cmjWW" href="/calculators/first-home-buyer-guarantee/">5% guarantee calculator</a><a class="style_links__cmjWW" href="/calculators/home-value/">Home value calculator</a><a class="style_links__cmjWW" href="/tools/free-credit-score-check/">Check your credit score</a><a class="style_links__cmjWW" href="/calculators/mortgage-repayments/">Calculate your repayments</a><a class="style_links__cmjWW" href="/lp/mobileapp/">Aussie app</a><a class="style_links__cmjWW" href="/calculators/">Other calculators</a></div></div><div><div>Products</div><div><a class="style_links__cmjWW" href="/home-loans/aussies-own-home-loans/">Home loans by Aussie</a><a class="style_links__cmjWW" href="/home-loans/aussies-own-home-loans/aussie-bridge/">Bridging loans</a><a class="style_links__cmjWW" href="/car-loans/">Car loans</a><a class="style_links__cmjWW" href="/business-loans/">Business loans</a><a class="style_links__cmjWW" href="/lp/personal-loans/">Personal loans</a><a class="style_links__cmjWW" href="/lp/conveyancing/">Conveyancing</a><a class="style_links__cmjWW" href="/insights/articles/debt-consolidation-home-loans/">Debt consolidation</a><a class="style_links__cmjWW" href="/home-loans/next-home/what-is-a-deposit-bond/">Deposit bonds</a><a class="style_links__cmjWW" href="/insurance/">Insurance</a>
7<a class="style_links__cmjWW" href="/insurance/my-protection-plan/">My protection plan</a></div></div><a style="--button-height:calc(2.5rem * var(--mantine-scale));--button-padding-x:calc(0.75rem * var(--mantine-scale));--button-fz:calc(0.75rem * var(--mantine-scale));--button-bg:transparent;--button-hover:var(--mantine-color-grape-outline-hover);--button-color:var(--mantine-color-grape-outline);--button-bd:none;--button-radius:calc(3.125rem * var(--mantine-scale))" class="mantine-focus-auto button_root__o1hpK style_baseNavLink__U378F style_navLink__EvPaf m_77c9d27d mantine-Button-root m_87cf2631 mantine-UnstyledButton-root" data-variant="outline" data-size="sm" href="/mortgage-broker/" aria-haspopup="dialog" aria-expanded="false" aria-controls="mantine-_R_1ljdblb_-dropdown" id="mantine-_R_1ljdblb_-target"><span class="m_80f1301b mantine-Button-inner"><span class="button_label__C9UDU m_811560b9 mantine-Button-label">Find a broker</span></span></a></div><div style="--group-gap:var(--mantine-spacing-sm);--group-align:center;--group-justify:flex-start;--group-wrap:wrap;height:100%" class="m_4081bf90 mantine-Group-root"><a style="--button-height:calc(2.5rem * var(--mantine-scale));--button-padding-x:calc(0.75rem * var(--mantine-scale));--button-fz:calc(0.75rem * var(--mantine-scale));--button-radius:calc(3.125rem * var(--mantine-scale));--button-bd:none;padding-inline:calc(0.5rem * var(--mantine-scale))" class="mantine-focus-auto button_root__o1hpK style_hoverTarget__zoDCZ m_77c9d27d mantine-Button-root m_87cf2631 mantine-UnstyledButton-root" data-variant="highlight" data-size="sm" data-with-left-section="true" href="/book-appointment/"><span class="m_80f1301b mantine-Button-inner"><span class="button_section__IeVvu m_a74036a mantine-Button-section" data-position="left"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="currentColor" width="20" height="20" size="20"><path fill="none" d="M0 0h24v24H0z"></path><path d="M6.62 10.79c1.44 2.83 3.76 5.14 6.59 6.59l2.2-2.2c.27-.27.67-.36 1.02-.24 1.12.37 2.33.57 3.57.57.55 0 1 .45 1 1V20c0 .55-.45 1-1 1-9.39 0-17-7.61-17-17 0-.55.45-1 1-1h3.5c.55 0 1 .45 1 1 0 1.25.2 2.45.57 3.57.11.35.03.74-.25 1.02z"></path></svg></span><span class="button_label__C9UDU m_811560b9 mantine-Button-label">Talk to <!-- -->a broker</span></span></a><a style="--button-height:calc(2.5rem * var(--mantine-scale));--button-padding-x:calc(0.75rem * var(--mantine-scale));--button-fz:calc(0.75rem * var(--mantine-scale));--button-radius:calc(3.125rem * var(--mantine-scale));--button-bd:none;padding-inline:calc(0.5rem * var(--mantine-scale))" class="mantine-focus-auto button_root__o1hpK style_applyNow__RebP5 m_77c9d27d mantine-Button-root m_87cf2631 mantine-UnstyledButton-root" data-variant="primary" data-size="sm" href="/home-loans/basics/"><span class="m_80f1301b mantine-Button-inner"><span class="button_label__C9UDU m_811560b9 mantine-Button-label">Apply now</span></span></a><button style="--button-height:calc(2.5rem * var(--mantine-scale));--button-padding-x:calc(0.75rem * var(--mantine-scale));--button-fz:calc(0.75rem * var(--mantine-scale));--button-radius:calc(3.125rem * var(--mantine-scale));padding-inline:calc(0.5rem * var(--mantine-scale));display:none" class="mantine-focus-auto button_root__o1hpK style_hoverTarget__hOXc3 m_77c9d27d mantine-Button-root m_87cf2631 mantine-UnstyledButton-root" data-variant="secondary" data-size="sm" type="button" aria-haspopup="dialog" aria-expanded="false" aria-controls="mantine-_R_trdblb_-dropdown" id="mantine-_R_trdblb_-target"><span class="m_80f1301b mantine-Button-inner"><span class="button_label__C9UDU m_811560b9 mantine-Button-label">Login</span></span></button></div></nav></header>
7<script type="application/ld+json">{"@context":"https://schema.org","@type":"Article","url":"https://www.aussie.com.au/insights/articles/first-home-buyer-guide-government-grants-concessions/","headline":"First home buyer guide 2026: government grants and concessions","image":["https://images.ctfassets.net/nbklqgdg5mdx/4fMC1SDpxPfFpUmiqWLZ24/b5e6f6fed5288b7e71cda6d07018d3bd/Lendi_blog_hero__50_.png"],"datePublished":"2026-07-15T06:46:05.959Z","dateModified":"1 July 2026","author":[{"@type":"Person","name":"Abigail Ocampo & Jessica Taulaga","url":"https://www.aussie.com.au"}],"description":"Learn about the several government grants and concessions available and save money on your first home","isAccessibleForFree":true}</script>
7<div style="--stack-gap:var(--mantine-spacing-md);--stack-align:stretch;--stack-justify:flex-start;margin-bottom:var(--mantine-spacing-xxxl)" class="m_6d731127 mantine-Stack-root"><style data-mantine-styles="inline">.__m__-_R_r5fiv5ubtdblb_{padding-inline:var(--mantine-spacing-md);}@media(min-width: 88em){.__m__-_R_r5fiv5ubtdblb_{padding-inline:0rem;}}</style><div style="--container-size:var(--container-size-responsive)" class="container_root__hfkm0 container_responsive__wZ6NA m_7485cace mantine-Container-root __m__-_R_r5fiv5ubtdblb_" data-size="responsive"><style data-mantine-styles="inline">.__m__-_R_ar5fiv5ubtdblb_{max-width:100%;}@media(min-width: 62em){.__m__-_R_ar5fiv5ubtdblb_{max-width:calc(48rem * var(--mantine-scale));}}</style><div style="margin-inline:auto" class="__m__-_R_ar5fiv5ubtdblb_"><style data-mantine-styles="inline">.__m__-_R_6qr5fiv5ubtdblb_{padding-block:var(--mantine-spacing-xxl);min-width:100%;}@media(min-width: 62em){.__m__-_R_6qr5fiv5ubtdblb_{min-width:calc(48rem * var(--mantine-scale));}}@media(min-width: 75em){.__m__-_R_6qr5fiv5ubtdblb_{padding-block:var(--mantine-spacing-xxxl);}}</style><div style="margin-inline:auto" class="__m__-_R_6qr5fiv5ubtdblb_"><h1 style="--title-fw:var(--mantine-h1-font-weight);--title-lh:var(--mantine-h1-line-height);--title-fz:var(--mantine-h1-font-size);color:var(--mantine-color-grape-8);text-align:center" class="m_8a5d1357 mantine-Title-root" data-size="h1" data-order="1">First-home buyer grants and concessions in Australia: What support is available in 2026? </h1><div style="margin-inline:auto;padding-top:var(--mantine-spacing-sm);max-width:calc(52.5rem * var(--mantine-scale))" class=""><style data-mantine-styles="inline">.__m__-_R_2qmqr5fiv5ubtdblb_{font-size:var(--mantine-font-size-lg);}@media(min-width: 75em){.__m__-_R_2qmqr5fiv5ubtdblb_{font-size:var(--mantine-font-size-xl);}}</style><p style="color:var(--mantine-color-dimmed);text-align:center;line-height:var(--mantine-line-height-md)" class="mantine-focus-auto m_b6d8b162 mantine-Text-root __m__-_R_2qmqr5fiv5ubtdblb_">Government grants, stamp duty concessions and low-deposit schemes may help eligible first-home buyers enter the market. </p></div><style data-mantine-styles="inline">.__m__-_R_emqr5fiv5ubtdblb_{gap:var(--mantine-spacing-sm);flex-direction:column;}@media(min-width: 48em){.__m__-_R_emqr5fiv5ubtdblb_{gap:0rem;flex-direction:row;}}</style><div style="justify-content:center;margin-top:var(--mantine-spacing-lg)" class="m_8bffd616 mantine-Flex-root __m__-_R_emqr5fiv5ubtdblb_"><style data-mantine-styles="inline">@media(min-width: 48em){.__m__-_R_1mumqr5fiv5ubtdblb_{padding-inline:var(--mantine-spacing-lg);}}</style><div class="TertiaryHero_detailItem__Q2BJA __m__-_R_1mumqr5fiv5ubtdblb_"><p style="--text-fz:var(--mantine-font-size-sm);--text-lh:var(--mantine-line-height-sm);color:var(--mantine-color-dimmed);text-align:center" class="mantine-focus-auto m_b6d8b162 mantine-Text-root" data-size="sm">1 July 2026</p></div><style data-mantine-styles="inline">@media(min-width: 48em){.__m__-_R_2mumqr5fiv5ubtdblb_{padding-inline:var(--mantine-spacing-lg);}}</style><div class="TertiaryHero_detailItemWithBorder__mnROH __m__-_R_2mumqr5fiv5ubtdblb_"><p style="--text-fz:var(--mantine-font-size-sm);--text-lh:var(--mantine-line-height-sm);color:var(--mantine-color-dimmed);text-align:center" class="mantine-focus-auto m_b6d8b162 mantine-Text-root" data-size="sm">5 minute read</p></div><style data-mantine-styles="inline">@media(min-width: 48em){.__m__-_R_3mumqr5fiv5ubtdblb_{padding-inline:var(--mantine-spacing-lg);}}</style><div class="TertiaryHero_detailItemWithBorder__mnROH __m__-_R_3mumqr5fiv5ubtdblb_"><p style="--text-fz:var(--mantine-font-size-sm);--text-lh:var(--mantine-line-height-sm);color:var(--mantine-color-dimmed);text-align:center" class="mantine-focus-auto m_b6d8b162 mantine-Text-root" data-size="sm">Abigail Ocampo & Jessica Taulaga</p></div></div></div><div class=""><section style="margin-inline:auto;width:100%" class=""><div style="padding-top:56.25%;position:relative" class=""><img style="--image-radius:var(--mantine-radius-md);--image-object-fit:cover;position:absolute;top:0rem;left:0rem" class="m_9e117634 mantine-Image-root" src="https://images.ctfassets.net/nbklqgdg5mdx/4fMC1SDpxPfFpUmiqWLZ24/b5e6f6fed5288b7e71cda6d07018d3bd/Lendi_blog_hero__50_.png" width="100%" height="100%" alt="Father and son smiling as they look out of the window of their new home"/></div></section></div></div></div><style data-mantine-styles="inline">.__m__-_R_1b5fiv5ubtdblb_{padding-inline:var(--mantine-spacing-md);}@media(min-width: 88em){.__m__-_R_1b5fiv5ubtdblb_{padding-inline:0rem;}}</style><div style="max-width:calc(48rem * var(--mantine-scale))" class="container_root__hfkm0 m_7485cace mantine-Container-root __m__-_R_1b5fiv5ubtdblb_" data-fluid="true" data-testid="body-block"><article class="contentful-rich-text_contentfulRichText__iSxx1"><h3>Key takeaways: </h3><ul><li><p><b>Eligible buyers may access multiple forms of support</b>, including grants, stamp duty concessions and low-deposit schemes. </p></li><li><p><b>The Australian Government 5% Deposit Scheme</b> may allow eligible buyers to purchase with as little as a 5% deposit without paying LMI. </p></li><li><p><b>State-based assistance varies</b>, with grants and concessions differing across Australia. </p></li><li><p><b>Help to Buy may reduce upfront costs</b> through a shared-equity arrangement for eligible participants. </p></li><li><p><b>An Aussie Broker can help</b> you understand which grants, schemes and loan options may be available based on your circumstances. </p></li></ul><p>Buying your first home is a big milestone, but the upfront costs can make it feel out of reach. The good news is that help is available. Across Australia, government grants, concessions, and support schemes are designed to lower the deposit barrier and make home ownership more achievable.</p><p>From stamp duty exemptions that can save you thousands to government-backed guarantees that let you buy with as little as 5% deposit, these initiatives can fast-track your way into the market.</p><p>
7The catch? Each scheme has its own rules, eligibility criteria, and deadlines, which vary between states and territories. So, it pays to know what's on offer before you start house-hunting.</p><p>In this guide, we'll walk you through the key grants and concessions available, explain how they work, and show you how to combine them with smart loan strategies.</p><style data-mantine-styles="inline">.__m__-_R_urb5fiv5ubtdblb_{max-width:100%;}@media(min-width: 62em){.__m__-_R_urb5fiv5ubtdblb_{max-width:calc(48rem * var(--mantine-scale));}}</style><section style="margin-inline:auto;margin-top:var(--mantine-spacing-xxl);width:100%" class="__m__-_R_urb5fiv5ubtdblb_"><style data-mantine-styles="inline">.__m__-_R_2gurb5fiv5ubtdblb_{padding-block:var(--mantine-spacing-xl);}@media(min-width: 62em){.__m__-_R_2gurb5fiv5ubtdblb_{padding-block:calc(3rem * var(--mantine-scale));}}</style><div style="border-radius:10px;padding-inline:var(--mantine-spacing-md);background:var(--mantine-color-gray-1)" class="__m__-_R_2gurb5fiv5ubtdblb_"><div style="--stack-gap:var(--mantine-spacing-sm);--stack-align:center;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><p style="--title-fw:var(--mantine-h4-font-weight);--title-lh:var(--mantine-h4-line-height);--title-fz:var(--mantine-h4-font-size);color:var(--mantine-color-gray-9);text-align:center" class="m_8a5d1357 mantine-Title-root" data-size="h4" data-order="1">Buying your first home? </p><p style="--text-fz:var(--mantine-font-size-lg);--text-lh:var(--mantine-line-height-lg);color:var(--mantine-color-gray-7);text-align:center" class="mantine-focus-auto m_b6d8b162 mantine-Text-root" data-size="lg">Your local Aussie Broker can see if you can save with any government schemes. </p></div><div style="gap:var(--mantine-spacing-sm);justify-content:center;margin-top:var(--mantine-spacing-md)" class="m_8bffd616 mantine-Flex-root __m__-_R_2mgurb5fiv5ubtdblb_"><a style="--button-height:calc(3rem * var(--mantine-scale));--button-padding-x:calc(1rem * var(--mantine-scale));--button-fz:calc(0.875rem * var(--mantine-scale));--button-radius:calc(3.125rem * var(--mantine-scale));--button-bd:none;text-decoration:none" class="mantine-focus-auto button_root__o1hpK m_77c9d27d mantine-Button-root m_87cf2631 mantine-UnstyledButton-root" data-variant="primary" data-size="md" href="https://www.aussie.com.au/book-appointment/"><span class="m_80f1301b mantine-Button-inner"><span class="button_label__C9UDU m_811560b9 mantine-Button-label">Get in touch</span></span></a></div></div></section><h2>What government support programs are available to first home buyers?</h2><p>If youâre planning on buying your first home, you may be eligible for the following government home buying programs:</p><ul><li><p><a href="https://www.aussie.com.au/home-loans/first-home-buyer/what-is-the-first-home-owner-grant/">First Home Owner Grant (FHOG)</a></p></li><li><p><a href="https://www.aussie.com.au/insights/articles/first-home-super-saver-scheme/">First Home Super Saver (FHSS) Scheme </a></p></li><li><p><a href="https://firsthomebuyers.gov.au/australian-government-5-percent-deposit-scheme">Australian Government 5% Deposit Scheme </a></p></li><li><p><a href="https://www.aussie.com.au/insights/news/help-to-buy-fast-track-homeownership/">Help to Buy </a></p></li><li><p><a href="https://www.aussie.com.au/insights/articles/home-loans-101-stamp-duty/">Stamp duty grants and concessions</a></p></li></ul><p>Itâs important to keep in mind that the eligibility criteria for each of these programs will vary between states and territories.</p><p>For a more in-depth guide on the government grants and concessions available in your state, see our state guides below: </p><ul><li><p><i></i><a href="https://aussie.com.au/home-loans/first-home-buyer/first-home-buyer-concessions-new-south-wales/"><i><u>NSW first home buyer guide</u></i></a><i> </i></p></li><li><p><i></i><a href="https://www.aussie.com.au/home-loans/first-home-buyer/first-home-buyer-concessions-victoria/"><i><u>VIC first home buyer guide</u></i></a><i> </i></p></li><li><p><i></i><a href="https://www.aussie.com.au/home-loans/first-home-buyer/first-home-buyer-concessions-queensland/"><i><u>
7QLD first home buyer guide</u></i></a><i> </i></p></li><li><p><i></i><a href="https://www.aussie.com.au/home-loans/first-home-buyer/first-home-buyer-concessions-tasmania/"><i><u>TAS first home buyer guide</u></i></a><i> </i></p></li><li><p><i></i><a href="https://www.aussie.com.au/home-loans/first-home-buyer/first-home-buyer-concessions-western-australia/"><i><u>WA first home buyer guide</u></i></a><i> </i></p></li><li><p><i></i><a href="https://www.aussie.com.au/home-loans/first-home-buyer/first-home-buyer-concessions-south-australia/"><i><u>SA first home buyer guide</u></i></a><i> </i></p></li><li><p><i></i><a href="https://www.aussie.com.au/home-loans/first-home-buyer/first-home-buyer-concessions-northern-territory/"><i><u>NT first home buyer guide</u></i></a><i> </i></p></li><li><p><i></i><a href="http://aussie.com.au/home-loans/first-home-buyer/first-home-buyer-concessions-australian-capital-territory/"><i><u>ACT first home buyer guide</u></i></a><i> </i></p></li></ul><p>Depending on where you live, you may be able to combine multiple forms of assistance, including grants, stamp duty concessions and Australian Government support schemes. </p><p>Understanding what's available before you start searching for a property can help you budget for upfront costs and assess what could be achievable based on your circumstances. </p><h2>First Home Owner Grant (FHOG)</h2><p>The <a href="https://www.aussie.com.au/home-loans/first-home-buyer/what-is-the-first-home-owner-grant/">First Home Owner Grant</a>, also known as the First Home Buyer Grant, is a one-off government payment funded by each of the states and territories.  </p><p>It was introduced on 1 July 2000 to offset the effect of GST on home ownership and encourage first home buyers to buy or build their first home. </p><style data-mantine-styles="inline">.__m__-_R_2erb5fiv5ubtdblb_{max-width:100%;}@media(min-width: 62em){.__m__-_R_2erb5fiv5ubtdblb_{max-width:calc(48rem * var(--mantine-scale));}}</style><section style="margin-inline:auto;margin-top:var(--mantine-spacing-xxl);width:100%" class="__m__-_R_2erb5fiv5ubtdblb_"><style data-mantine-styles="inline">.__m__-_R_2ierb5fiv5ubtdblb_{padding-block:var(--mantine-spacing-xl);}@media(min-width: 62em){.__m__-_R_2ierb5fiv5ubtdblb_{padding-block:calc(3rem * var(--mantine-scale));}}</style><div style="border-radius:10px;padding-inline:var(--mantine-spacing-md);background:var(--mantine-color-gray-1)" class="__m__-_R_2ierb5fiv5ubtdblb_"><div style="--stack-gap:var(--mantine-spacing-sm);--stack-align:center;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><p style="--title-fw:var(--mantine-h4-font-weight);--title-lh:var(--mantine-h4-line-height);--title-fz:var(--mantine-h4-font-size);color:var(--mantine-color-gray-9);text-align:center" class="m_8a5d1357 mantine-Title-root" data-size="h4" data-order="1">Figure out your borrowing power</p><p style="--text-fz:var(--mantine-font-size-lg);--text-lh:var(--mantine-line-height-lg);color:var(--mantine-color-gray-7);text-align:center" class="mantine-focus-auto m_b6d8b162 mantine-Text-root" data-size="lg">Start your property journey by calculating your borrowing power estimate in a few simple steps.</p></div><div style="gap:var(--mantine-spacing-sm);justify-content:center;margin-top:var(--mantine-spacing-md)" class="m_8bffd616 mantine-Flex-root __m__-_R_2mierb5fiv5ubtdblb_"><a style="--button-height:calc(3rem * var(--mantine-scale));--button-padding-x:calc(1rem * var(--mantine-scale));--button-fz:calc(0.875rem * var(--mantine-scale));--button-radius:calc(3.125rem * var(--mantine-scale));--button-bd:none;text-decoration:none" class="mantine-focus-auto button_root__o1hpK m_77c9d27d mantine-Button-root m_87cf2631 mantine-UnstyledButton-root" data-variant="primary" data-size="md" href="https://www.aussie.com.au/calculators/borrowing-power/ "><span class="m_80f1301b mantine-Button-inner"><span class="button_label__C9UDU m_811560b9 mantine-Button-label">Calculate now</span></span></a></div></div></section><h3>Who is eligible for the First Home Owner Grant?</h3><p>As with many of the government support programs available to first home buyers, the eligibility criteria will vary between states and territories.</p><p>However, the common criteria for this grant include: </p><ul><li><p>
7You must be a first home buyer and not have previously owned any property </p></li><li><p>You must be 18 years or older </p></li><li><p>At least one applicant must be an Australian citizen or permanent resident </p></li><li><p>You must be an owner occupier and intend to live in your home for a specified period </p></li><li><p>Your home must be valued within a certain range </p></li><li><p>The property must be used as a principal place of residence (PPR) and can be a house, apartment, unit or townhouse. </p></li><li><p>In most states and territories, the FHOG applies to new homes, off-the-plan purchases or substantially renovated homes rather than established homes. Eligibility rules vary by location, so check your state or territory requirements before applying. </p></li></ul><h3>How much can you claim under the First Home Owner Grant?</h3><p>The state or territory in which your property is located will determine how much you can claim under the FHOG.</p><ul><li><p><a href="https://www.aussie.com.au/property/nsw/">New South Wales</a>: up to $10,000 (new homes) </p></li><li><p><a href="https://www.aussie.com.au/property/vic/">Victoria</a>: up to $10,000 (new homes) </p></li><li><p><a href="https://www.aussie.com.au/property/qld/">Queensland:</a> up to $15,000</p></li><li><p><a href="https://www.aussie.com.au/property/tas/">Tasmania</a>: a $20,000 grant (new homes)</p></li><li><p><a href="https://www.aussie.com.au/property/wa/">Western Australia</a>: up to $10,000 (new homes) </p></li><li><p><a href="https://www.aussie.com.au/property/sa/">South Australia</a>: up to $15,000 (new homes, with no property value cap) </p></li><li><p><a href="https://www.aussie.com.au/property/nt/">Northern Territory</a>: $50,000 for new homes under the HomeGrown Territory Grant (you must sign a contract by 30 September 2027); the separate $10,000 grant for established homes ended on 30 September 2025 </p></li><li><p><a href="https://www.aussie.com.au/property/act/">Australian Capital Territory</a>: no FHOG. It was replaced in 2019 by the Home Buyer Concession Scheme (stamp duty relief). The ACT has abolished stamp duty for all first-home buyers (subject to final implementation). </p></li></ul><p><b>You might be interested in: </b><a href="https://www.aussie.com.au/insights/articles/what-is-home-loan-pre-approval/"><i><u>What is home loan pre-approval?</u></i></a><i> </i></p><style data-mantine-styles="inline">.__m__-_R_3irb5fiv5ubtdblb_{max-width:100%;}@media(min-width: 62em){.__m__-_R_3irb5fiv5ubtdblb_{max-width:calc(48rem * var(--mantine-scale));}}</style><section style="margin-inline:auto;margin-top:var(--mantine-spacing-xxl);width:100%" class="__m__-_R_3irb5fiv5ubtdblb_"><style data-mantine-styles="inline">.__m__-_R_2jirb5fiv5ubtdblb_{padding-block:var(--mantine-spacing-xl);}@media(min-width: 62em){.__m__-_R_2jirb5fiv5ubtdblb_{padding-block:calc(3rem * var(--mantine-scale));}}</style><div style="border-radius:10px;padding-inline:var(--mantine-spacing-md);background:var(--mantine-color-gray-1)" class="__m__-_R_2jirb5fiv5ubtdblb_"><div style="--stack-gap:var(--mantine-spacing-sm);--stack-align:center;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><p style="--title-fw:var(--mantine-h4-font-weight);--title-lh:var(--mantine-h4-line-height);--title-fz:var(--mantine-h4-font-size);color:var(--mantine-color-gray-9);text-align:center" class="m_8a5d1357 mantine-Title-root" data-size="h4" data-order="1">Compare home loans from 25+ lenders</p><p style="--text-fz:var(--mantine-font-size-lg);--text-lh:var(--mantine-line-height-lg);color:var(--mantine-color-gray-7);text-align:center" class="mantine-focus-auto m_b6d8b162 mantine-Text-root" data-size="lg">Find the right loan for your needs with an Aussie Broker. </p></div><div style="gap:var(--mantine-spacing-sm);justify-content:center;margin-top:var(--mantine-spacing-md)" class="m_8bffd616 mantine-Flex-root __m__-_R_2mjirb5fiv5ubtdblb_"><a style="--button-height:calc(3rem * var(--mantine-scale));--button-padding-x:calc(1rem * var(--mantine-scale));--button-fz:calc(0.875rem * var(--mantine-scale));--button-radius:calc(3.125rem * var(--mantine-scale));--button-bd:none;text-decoration:none" class="mantine-focus-auto button_root__o1hpK m_77c9d27d mantine-Button-root m_87cf2631 mantine-UnstyledButton-root" data-variant="primary" data-size="md" href="https://www.aussie.com.au/home-loans/basics/new-home/purchase-price "><span class="m_80f1301b mantine-Button-inner"><span class="button_label__C9UDU m_811560b9 mantine-Button-label">Compare loans</span></span></a></div></div></section><h2><b>First Home Super Saver (FHSS) Scheme</b> </h2><p>The <a href="https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/withdrawing-and-using-your-super/early-access-to-super/first-home-super-saver-scheme">FHSS Scheme</a> was introduced by the Australian Government in July 2017 to alleviate pressure on housing affordability.</p><p>This scheme allows first home buyers to make voluntary contributions into their super fund to save for their first home. They will then be able to release these contributions when theyâre ready to buy a property.</p><p>Eligible buyers can currently: </p><ul><li><p>Contribute up to $15,000 per financial year </p></li><li><p>Access up to $50,000 of eligible voluntary contributions per person (up to $100,000 for a couple) </p></li></ul><p>tâs important to request an FHSS determination before signing a property contract and to follow the <a href="https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/withdrawing-and-using-your-super/early-access-to-super/first-home-super-saver-scheme?utm_source=chatgpt.com"><u>ATOâs release request timeframes</u></a>. You can generally only request a release once. </p><p>It will typically take between 15 and 25 business days to receive the funds. </p><p>You must be 18 years of age or older to release funds but you can begin contributing funds before you are 18 years of age. </p><p>To be eligible, applicants need to:</p><ul><li><p>Intend to be the owner-occupier of the property </p></li><li><p>Intend to occupy the property for at least 6 months within the first 12 months of owning the property</p></li><li><p>Be a first home buyer in Australia.</p></li></ul><p><b>You might be interested in:</b> <a href="https://www.aussie.com.au/insights/articles/upfront-costs-of-buying-a-home/"><i><u>The upfront costs of buying a home</u></i></a><i> </i></p><h2>Australian Government 5% Deposit Scheme </h2><p>Eligible first home buyers may be able to buy a home with as little as a 5% deposit without paying Lenders Mortgage Insurance (LMI). Under the Australian Government 5% Deposit Scheme, the Australian Government guarantees up to 15% of the property's value, allowing eligible buyers to purchase with a smaller deposit.</p><p>Housing Australia guarantees part of the loan, allowing eligible buyers to purchase with a smaller deposit than might otherwise be required. </p><p>Since 1 October 2025, the scheme has no cap on the number of places available and no income limits. Eligible buyers must still meet property price caps and lender requirements. </p><p>To be eligible, you need to be at least 18 years old, an Australian citizen or permanent resident, a first-home buyer (or not have owned property in Australia in the past 10 years) and intend to live in the property as your principal place of residence. </p><p>While a smaller deposit may reduce the time needed to save, buyers should also consider how a larger loan amount could affect repayments and borrowing capacity.</p><h3>What are the property price caps under the Australian Government 5% Deposit Scheme? </h3><p>You can use the Australian Government's <a href="https://www.nhfic.gov.au/what-we-do/property-price-caps/"><u>postcode search tool </u></a>or refer to the table below to find the applicable property price cap. </p><div style="overflow-x:auto;margin-block:var(--mantine-spacing-md)" class=""><table style="--table-vertical-spacing:calc(0.4375rem * var(--mantine-scale))" class="m_b23fa0ef mantine-Table-table"><tr><th><p><b>State/Territory</b> </p></th><th><p><b>Capital city and regional centre*</b> </p></th><th><p><b>Rest of state</b> </p></th></tr><tr><td><p>NSW </p></td><td><p>$1,500,000 </p></td><td><p>$800,000 </p></td></tr><tr><td><p>VIC </p></td><td><p>$950,000 </p></td><td><p>$650,000 </p></td></tr><tr><td><p>QLD </p></td><td><p>$1,000,000 </p></td><td><p>$700,000 </p></td></tr><tr><td><p>WA </p></td><td><p>$850,000 </p></td><td><p>$600,000 </p></td></tr><tr><td><p>SA </p></td><td><p>$900,000 </p></td><td><p>$500,000 </p></td></tr><tr><td><p>TAS </p></td><td><p>$700,000 </p></td><td><p>$550,000 </p></td></tr><tr><td><p>ACT </p></td><td><p>$1,000,000 </p></td><td><p>N/A </p></td></tr><tr><td><p>NT** </p></td><td><p>Darwin: $750,000 </p></td><td><p>Rest of NT: $600,000 </p></td></tr><tr><td><p>Jervis Bay Territory & Norfolk Island </p></td><td><p>$550,000 </p></td><td><p>$550,000 </p></td></tr><tr><td><p>Christmas Island & Cocos (Keeling) Islands </p></td><td><p>$400,000 </p></td><td><p>$400,000 </p></td></tr></table></div><p><i>Source: </i><a href="https://firsthomebuyers.gov.au/australian-government-5-percent-deposit-scheme/property-price-caps"><i><u>Australian Government, First Home Buyers</u></i></a> </p><p><i>*Regional centres are Newcastle and Lake Macquarie and the Illawarra in New South Wales, Geelong in Victoria, and the Gold Coast and Sunshine Coast in Queensland.</i> </p><h2>First home buyers stream (5% deposit)</h2><p>The first home buyers stream of the Australian Government 5% Deposit Scheme allows eligible first home buyers to purchase a home with as little as a 5% deposit without paying Lenders Mortgage Insurance (LMI). The Australian Government guarantees up to 15% of the property's value.</p><h3>Who is eligible for the first home buyers stream of the Australian Government 5% Deposit Scheme?</h3><p>To be eligible, applicants generally need to: </p><ul><li><p>Apply as an individual or with one other applicant </p></li><li><p>Be 18 years of age or older </p></li><li><p>Be an Australian citizen or permanent resident </p></li><li><p>
7Intend to live in the property as an owner-occupier </p></li><li><p>Purchase an eligible property </p></li><li><p>Be a first-home buyer or not have owned property in Australia within the past 10 years </p></li></ul><p>Eligibility criteria and lender requirements may vary. </p><h2>Single parent stream (2% deposit)</h2><p>The single parent stream of the Australian Government 5% Deposit Scheme allows eligible single parents to purchase a home with as little as a 2% deposit without paying Lenders Mortgage Insurance (LMI). The Australian Government guarantees up to 18% of the property's value. While the scheme may assist first-home buyers, previous homeowners may also be eligible depending on their circumstances. </p><h3>Who is eligible for the single parent stream?</h3><p>To be eligible, you generally need to: </p><ul><li><p>Be a single parent or single legal guardian of at least one dependent child </p></li><li><p>Be an Australian citizen or permanent resident </p></li><li><p>Intend to live in the property as your principal place of residence </p></li><li><p>Meet the relevant lender and scheme requirements </p></li></ul><p>The same property price caps apply to both streams of the <a href="https://firsthomebuyers.gov.au/">Australian Government 5% Deposit Scheme</a>. As with any low-deposit purchase, buyers should consider how a larger loan amount may affect ongoing repayments and overall affordability.</p><h2>Help to Buy Scheme (shared equity) </h2><p>The Australian Government's <a href="https://firsthomebuyers.gov.au/australian-government-help-buy-scheme">Help to Buy Scheme</a> is designed to help eligible buyers purchase a home with a smaller deposit and loan through a shared-equity arrangement. The scheme commenced on 5 December 2025 and is available across all states and territories through participating lenders. </p><p>Under the scheme, the Government contributes towards the purchase price of the property in exchange for an equity stake, which may reduce the amount eligible buyers need to borrow. </p><p>Depending on the property being purchased, the Government may contribute: </p><ul><li><p>Up to 40% of the purchase price of a new home </p></li><li><p>Up to 30% of the purchase price of an existing home </p></li></ul><p>Eligible participants must contribute at least a 2% deposit and live in the property as their principal place of residence. </p><p>Help to Buy commenced on 5 December 2025 and is administered by Housing Australia. </p><p>Because the Government contributes towards the purchase price, eligible participants may require a smaller loan than they otherwise would. However, the Government retains an ownership stake in the property. </p><p><b>You might also be interested in: </b><a href="https://www.aussie.com.au/insights/articles/5-percent-deposit-help-to-buy-aussie-boost-compare/"><i><u>5% deposit vs Help to Buy vs Aussie Boost</u></i></a> </p><style data-mantine-styles="inline">.__m__-_R_92rb5fiv5ubtdblb_{max-width:100%;}@media(min-width: 62em){.__m__-_R_92rb5fiv5ubtdblb_{max-width:calc(48rem * var(--mantine-scale));}}</style><section style="margin-inline:auto;margin-top:var(--mantine-spacing-xxl);width:100%" class="__m__-_R_92rb5fiv5ubtdblb_"><style data-mantine-styles="inline">.__m__-_R_2p2rb5fiv5ubtdblb_{padding-block:var(--mantine-spacing-xl);}@media(min-width: 62em){.__m__-_R_2p2rb5fiv5ubtdblb_{padding-block:calc(3rem * var(--mantine-scale));}}</style><div style="border-radius:10px;padding-inline:var(--mantine-spacing-md);background:var(--mantine-color-gray-1)" class="__m__-_R_2p2rb5fiv5ubtdblb_"><div style="--stack-gap:var(--mantine-spacing-sm);--stack-align:center;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><p style="--title-fw:var(--mantine-h4-font-weight);--title-lh:var(--mantine-h4-line-height);--title-fz:var(--mantine-h4-font-size);color:var(--mantine-color-gray-9);text-align:center" class="m_8a5d1357 mantine-Title-root" data-size="h4" data-order="1">Thinking about buying but unsure what you can afford?</p><p style="--text-fz:var(--mantine-font-size-lg);--text-lh:var(--mantine-line-height-lg);color:var(--mantine-color-gray-7);text-align:center" class="mantine-focus-auto m_b6d8b162 mantine-Text-root" data-size="lg">An Aussie Broker can help you understand property prices or loan options could affect your repayments and borrowing capacity.</p></div><div style="gap:var(--mantine-spacing-sm);justify-content:center;margin-top:var(--mantine-spacing-md)" class="m_8bffd616 mantine-Flex-root __m__-_R_2mp2rb5fiv5ubtdblb_"><a style="--button-height:calc(3rem * var(--mantine-scale));--button-padding-x:calc(1rem * var(--mantine-scale));--button-fz:calc(0.875rem * var(--mantine-scale));--button-radius:calc(3.125rem * var(--mantine-scale));--button-bd:none;text-decoration:none" class="mantine-focus-auto button_root__o1hpK m_77c9d27d mantine-Button-root m_87cf2631 mantine-UnstyledButton-root" data-variant="primary" data-size="md" href="/book-appointment/buyers-agent/"><span class="m_80f1301b mantine-Button-inner"><span class="button_label__C9UDU m_811560b9 mantine-Button-label">Book your appointment</span></span></a></div></div></section><h3><b>Who is eligible for Help to Buy?</b> </h3><p>To be eligible, applicants generally need to: </p><ul><li><p>Be an Australian citizen </p></li><li><p>Earn up to $103,000 per year as an individual, or up to $165,000 per year as a couple or single parent </p></li><li><p>Have a minimum 2% deposit </p></li><li><p>Not currently own another property </p></li><li><p>Intend to live in the property as their principal place of residence </p></li><li><p>Purchase a property within the relevant state or territory price cap </p></li></ul><p>The scheme is limited to 10,000 places per year and applications are made through participating lenders. </p><p><b>Note:</b> <i>Help to Buy has its own property price caps, which differ from the 5% Deposit Scheme in some areas. For example, in NSW the Help to Buy cap is $1,300,000, compared with $1,500,000 under the 5% Deposit Scheme. Check your suburb using the </i><a href="https://firsthomebuyers.gov.au/help-buy-tools-and-resources/help-buy-property-price-caps"><i><u>Help to Buy price cap tool</u></i></a><i>.</i> </p><p>While Help to Buy may reduce the size of a home loan and ongoing repayments, the Government retains an equity stake in the property. Buyers should consider how the arrangement works over the long term and whether it suits their circumstances. </p><p>Help to Buy cannot be combined with the Australian Government 5% Deposit Scheme. However, eligible buyers may still be able to access the First Home Owner Grant and state-based stamp duty concessions where available. </p><h2>Stamp duty concessions and exemptions</h2><p><a href="https://www.aussie.com.au/insights/articles/home-loans-101-stamp-duty/"><u>Stamp duty</u></a>, also known as transfer or conveyance duty, is a state and territory government tax charged when the legal ownership of an asset, such as a vehicle or property, is transferred from one person to another. </p><p>When purchasing a property, buyers may need to pay an upfront stamp duty fee as part of their purchase costs. </p><p>For many first-home buyers, stamp duty can be one of the largest upfront costs associated with purchasing a property. Depending on where you buy and your eligibility, you may be able to access a partial concession or full exemption, which could reduce the amount you need upfront to complete your purchase. </p><style data-mantine-styles="inline">.__m__-_R_airb5fiv5ubtdblb_{max-width:100%;}@media(min-width: 62em){.__m__-_R_airb5fiv5ubtdblb_{max-width:calc(48rem * var(--mantine-scale));}}</style><section style="margin-inline:auto;margin-top:var(--mantine-spacing-xxl);width:100%" class="__m__-_R_airb5fiv5ubtdblb_"><style data-mantine-styles="inline">.__m__-_R_2qirb5fiv5ubtdblb_{padding-block:var(--mantine-spacing-xl);}@media(min-width: 62em){.__m__-_R_2qirb5fiv5ubtdblb_{padding-block:calc(3rem * var(--mantine-scale));}}</style><div style="border-radius:10px;padding-inline:var(--mantine-spacing-md);background:var(--mantine-color-gray-1)" class="__m__-_R_2qirb5fiv5ubtdblb_"><div style="--stack-gap:var(--mantine-spacing-sm);--stack-align:center;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root">
7<p style="--title-fw:var(--mantine-h4-font-weight);--title-lh:var(--mantine-h4-line-height);--title-fz:var(--mantine-h4-font-size);color:var(--mantine-color-gray-9);text-align:center" class="m_8a5d1357 mantine-Title-root" data-size="h4" data-order="1">How much stamp duty might you need to pay? </p><p style="--text-fz:var(--mantine-font-size-lg);--text-lh:var(--mantine-line-height-lg);color:var(--mantine-color-gray-7);text-align:center" class="mantine-focus-auto m_b6d8b162 mantine-Text-root" data-size="lg">Find out an estimate using Aussieâs Stamp Duty Calculator </p></div><div style="gap:var(--mantine-spacing-sm);justify-content:center;margin-top:var(--mantine-spacing-md)" class="m_8bffd616 mantine-Flex-root __m__-_R_2mqirb5fiv5ubtdblb_"><a style="--button-height:calc(3rem * var(--mantine-scale));--button-padding-x:calc(1rem * var(--mantine-scale));--button-fz:calc(0.875rem * var(--mantine-scale));--button-radius:calc(3.125rem * var(--mantine-scale));--button-bd:none;text-decoration:none" class="mantine-focus-auto button_root__o1hpK m_77c9d27d mantine-Button-root m_87cf2631 mantine-UnstyledButton-root" data-variant="primary" data-size="md" href="https://www.aussie.com.au/stamp-duty-calculator/"><span class="m_80f1301b mantine-Button-inner"><span class="button_label__C9UDU m_811560b9 mantine-Button-label">Calculate now</span></span></a></div></div></section><p>Stamp duty is generally calculated on a sliding scale, with the amount payable depending on factors such as the property's value, location and intended use. </p><p>As a general guide, stamp duty can range from around 3% to 4% of a property's purchase price, although the amount payable varies significantly between states and territories. </p><p>Each state and territory has its own eligibility requirements for stamp duty concessions and exemptions. For state-specific information, see the first-home buyer guides above or use Aussie's Stamp Duty Calculator to estimate costs based on your location and circumstances. </p><p></p></article></div><style data-mantine-styles="inline">.__m__-_R_3r5fiv5ubtdblb_{padding-inline:var(--mantine-spacing-md);}@media(min-width: 88em){.__m__-_R_3r5fiv5ubtdblb_{padding-inline:0rem;}}</style><div style="max-width:calc(82.5rem * var(--mantine-scale))" class="container_root__hfkm0 container_white__fBAgn m_7485cace mantine-Container-root __m__-_R_3r5fiv5ubtdblb_" data-fluid="true" color="white" data-testid="cards-block"><div style="--divider-color:#E4E4E2;--divider-border-style:dashed;margin-top:var(--mantine-spacing-xxxl);color:#5f5f5f" class="m_3eebeb36 mantine-Divider-root" data-variant="dashed" data-orientation="horizontal" role="separator"></div><style data-mantine-styles="inline">.__m__-_R_5br5fiv5ubtdblb_{gap:var(--mantine-spacing-lg);}@media(min-width: 62em){.__m__-_R_5br5fiv5ubtdblb_{gap:var(--mantine-spacing-xxl);}}</style><div style="align-items:center;flex-direction:column;padding-top:var(--mantine-spacing-xxxl);padding-bottom:var(--mantine-spacing-xl)" class="m_8bffd616 mantine-Flex-root __m__-_R_5br5fiv5ubtdblb_"><div style="--stack-gap:var(--mantine-spacing-sm);--stack-align:center;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><h2 style="--title-fw:var(--mantine-h2-font-weight);--title-lh:var(--mantine-h2-line-height);--title-fz:var(--mantine-h2-font-size);text-align:center;line-height:3rem" class="m_8a5d1357 mantine-Title-root" data-size="h2" data-order="2">Resources for first home buyers</h2></div><style data-mantine-styles="inline">.__m__-_R_1bdbr5fiv5ubtdblb_{--sg-spacing-x:var(--mantine-spacing-xxl);--sg-spacing-y:var(--mantine-spacing-xxl);--sg-cols:1;}@media(min-width: 48em){.__m__-_R_1bdbr5fiv5ubtdblb_{--sg-cols:3;}}</style><div style="padding-left:var(--mantine-spacing-xl);padding-right:var(--mantine-spacing-xl);width:100%" class="m_2415a157 mantine-SimpleGrid-root __m__-_R_1bdbr5fiv5ubtdblb_" data-testid="cards-wrapper"><div class=""><div style="--paper-radius:calc(0.375rem * var(--mantine-scale))" class="paper_root__cFbds card_hoverCard__FaP7G m_e615b15f mantine-Card-root m_1b7284a3 mantine-Paper-root" data-with-border="true" data-testid="card-with-link"><div style="--stack-gap:var(--mantine-spacing-md);--stack-align:left;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><div style="--stack-gap:var(--mantine-spacing-sm);--stack-align:stretch;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><div style="height:calc(11.5625rem * var(--mantine-scale));position:relative" class=""><img style="--image-radius:calc(0.375rem * var(--mantine-scale));height:calc(11.5625rem * var(--mantine-scale))" class="m_9e117634 mantine-Image-root" src="https://images.ctfassets.net/nbklqgdg5mdx/2NRy6tDMyT2oAvhgynnIZM/b98b834bd46eccd5ee12304e017853f7/making-offer-on-
7house.png" alt="family considering making an offer on a house"/><div style="--overlay-bg:rgba(0, 0, 0, 0.6);--overlay-radius:calc(0.375rem * var(--mantine-scale));--overlay-z-index:5;opacity:0.2" class="m_9814e45f mantine-Overlay-root"></div></div></div><div style="--stack-gap:var(--mantine-spacing-xs);--stack-align:left;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><h4 style="--title-fw:var(--mantine-h4-font-weight);--title-lh:var(--mantine-h4-line-height);--title-fz:var(--mantine-font-size-lg);--title-text-wrap:wrap;text-decoration:underline;color:var(--mantine-color-grape-8);line-height:var(--mantine-line-height-lg)" class="m_8a5d1357 mantine-Title-root" data-size="lg" data-order="4">How to make an offer on a house</h4><div style="margin:0rem" class="card_subHeadingContent__sDAJM"><p>Weâll be covering the basics of how to make an offer on a house, along with some tips and common FAQs.</p></div></div><div style="gap:var(--mantine-spacing-xs);align-items:center;justify-content:flex-start;flex-direction:row" class="m_8bffd616 mantine-Flex-root __m__-_R_3nd6rbdbr5fiv5ubtdblb_"><a style="--text-fz:var(--mantine-font-size-md);--text-lh:var(--mantine-line-height-md);color:var(--mantine-color-grape-8);font-weight:600" class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-size="md" data-underline="never" href="https://www.aussie.com.au/insights/articles/making-an-offer-on-a-house/">Read more</a><div style="width:calc(1.125rem * var(--mantine-scale));height:calc(1.125rem * var(--mantine-scale))" class=""><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="#4b1f68" width="16"><path fill="none" d="M0 0h24v24H0z"></path><path d="m12 4-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z"></path></svg></div></div></div></div></div><div class=""><div style="--paper-radius:calc(0.375rem * var(--mantine-scale))" class="paper_root__cFbds card_hoverCard__FaP7G m_e615b15f mantine-Card-root m_1b7284a3 mantine-Paper-root" data-with-border="true" data-testid="card-with-link"><div style="--stack-gap:var(--mantine-spacing-md);--stack-align:left;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><div style="--stack-gap:var(--mantine-spacing-sm);--stack-align:stretch;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><div style="height:calc(11.5625rem * var(--mantine-scale));position:relative" class=""><img style="--image-radius:calc(0.375rem * var(--mantine-scale));height:calc(11.5625rem * var(--mantine-scale))" class="m_9e117634 mantine-Image-root" src="https://images.ctfassets.net/nbklqgdg5mdx/7sWmBunlvXFdOErEEygiDz/5a60147df2eb94b59ff74f45fbb694cb/home-loan-application-process-approval.png" alt="Women signing home loan application"/><div style="--overlay-bg:rgba(0, 0, 0, 0.6);--overlay-radius:calc(0.375rem * var(--mantine-scale));--overlay-z-index:5;opacity:0.2" class="m_9814e45f mantine-Overlay-root"></div></div></div><div style="--stack-gap:var(--mantine-spacing-xs);--stack-align:left;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><h4 style="--title-fw:var(--mantine-h4-font-weight);--title-lh:var(--mantine-h4-line-height);--title-fz:var(--mantine-font-size-lg);--title-text-wrap:wrap;text-decoration:underline;color:var(--mantine-color-grape-8);line-height:var(--mantine-line-height-lg)" class="m_8a5d1357 mantine-Title-root" data-size="lg" data-order="4">Can a home loan be rejected after pre-approval?</h4><div style="margin:0rem" class="card_subHeadingContent__sDAJM"><p>Weâll explain some of the common reasons home loan applications might be rejected despite having pre-approval.</p></div></div><div style="gap:var(--mantine-spacing-xs);align-items:center;justify-content:flex-start;flex-direction:row" class="m_8bffd616 mantine-Flex-root __m__-_R_3ndarbdbr5fiv5ubtdblb_"><a style="--text-fz:var(--mantine-font-size-md);--text-lh:var(--mantine-line-height-md);color:var(--mantine-color-grape-8);font-weight:600" class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-size="md" data-underline="never" href="https://www.aussie.com.au/insights/articles/home-loan-rejection-after-pre-approval/">Read more</a><div style="width:calc(1.125rem * var(--mantine-scale));height:calc(1.125rem * var(--mantine-scale))" class=""><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="#4b1f68" width="16"><path fill="none" d="M0 0h24v24H0z"></path><path d="m12 4-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z"></path></svg></div></div></div></div></div><div class=""><div style="--paper-radius:calc(0.375rem * var(--mantine-scale))" class="paper_root__cFbds card_hoverCard__FaP7G m_e615b15f mantine-Card-root m_1b7284a3 mantine-Paper-root" data-with-border="true" data-testid="card-with-link"><div style="--stack-gap:var(--mantine-spacing-md);--stack-align:left;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><div style="--stack-gap:var(--mantine-spacing-sm);--stack-align:stretch;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><div style="height:calc(11.5625rem * var(--mantine-scale));position:relative" class=""><img style="--image-radius:calc(0.375rem * var(--mantine-scale));height:calc(11.5625rem * var(--mantine-scale))" class="m_9e117634 mantine-Image-root" src="https://images.ctfassets.net/nbklqgdg5mdx/38TXNxwHVvk9h1ggitIm6h/98d4b44cca1fabcf38d7530463bed2f1/changing-jobs-home-loan.png" alt="Changing jobs when getting a home loan"/><div style="--overlay-bg:rgba(0, 0, 0, 0.6);--overlay-radius:calc(0.375rem * var(--mantine-scale));--overlay-z-index:5;opacity:0.2" class="m_9814e45f mantine-Overlay-root"></div></div></div><div style="--stack-gap:var(--mantine-spacing-xs);--stack-align:left;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root">
7<h4 style="--title-fw:var(--mantine-h4-font-weight);--title-lh:var(--mantine-h4-line-height);--title-fz:var(--mantine-font-size-lg);--title-text-wrap:wrap;text-decoration:underline;color:var(--mantine-color-grape-8);line-height:var(--mantine-line-height-lg)" class="m_8a5d1357 mantine-Title-root" data-size="lg" data-order="4">Can I change jobs while buying a home?</h4><div style="margin:0rem" class="card_subHeadingContent__sDAJM"><p>Weâll explain how being in a new job or transitioning into a new role can impact your home loan application.</p></div></div><div style="gap:var(--mantine-spacing-xs);align-items:center;justify-content:flex-start;flex-direction:row" class="m_8bffd616 mantine-Flex-root __m__-_R_3nderbdbr5fiv5ubtdblb_"><a style="--text-fz:var(--mantine-font-size-md);--text-lh:var(--mantine-line-height-md);color:var(--mantine-color-grape-8);font-weight:600" class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-size="md" data-underline="never" href="https://www.aussie.com.au/insights/articles/can-i-change-jobs-while-buying-a-home/">Read more</a><div style="width:calc(1.125rem * var(--mantine-scale));height:calc(1.125rem * var(--mantine-scale))" class=""><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="#4b1f68" width="16"><path fill="none" d="M0 0h24v24H0z"></path><path d="m12 4-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z"></path></svg></div></div></div></div></div><div class=""><div style="--paper-radius:calc(0.375rem * var(--mantine-scale))" class="paper_root__cFbds card_hoverCard__FaP7G m_e615b15f mantine-Card-root m_1b7284a3 mantine-Paper-root" data-with-border="true" data-testid="card-with-link"><div style="--stack-gap:var(--mantine-spacing-md);--stack-align:left;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><div style="--stack-gap:var(--mantine-spacing-sm);--stack-align:stretch;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><div style="height:calc(11.5625rem * var(--mantine-scale));position:relative" class=""><img style="--image-radius:calc(0.375rem * var(--mantine-scale));height:calc(11.5625rem * var(--mantine-scale))" class="m_9e117634 mantine-Image-root" src="https://images.ctfassets.net/nbklqgdg5mdx/7nQbIDCxH2GZHHuHYg40qn/bab7988007707ab4cb5a708eb775b0c9/insights_article_first-home-buyer-guided-grants-concessions_736x324px.png" alt="insights article first-home-buyer-guided-grants-concessions 736x324px"/><div style="--overlay-bg:rgba(0, 0, 0, 0.6);--overlay-radius:calc(0.375rem * var(--mantine-scale));--overlay-z-index:5;opacity:0.2" class="m_9814e45f mantine-Overlay-root"></div></div></div><div style="--stack-gap:var(--mantine-spacing-xs);--stack-align:left;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><h4 style="--title-fw:var(--mantine-h4-font-weight);--title-lh:var(--mantine-h4-line-height);--title-fz:var(--mantine-font-size-lg);--title-text-wrap:wrap;text-decoration:underline;color:var(--mantine-color-grape-8);line-height:var(--mantine-line-height-lg)" class="m_8a5d1357 mantine-Title-root" data-size="lg" data-order="4">First home buyer guide 2025: government grants and concessions</h4><div style="margin:0rem" class="card_subHeadingContent__sDAJM"><p>In this guide, we outline what they are, how they can help you and the different eligibility criteria.</p></div></div><div style="gap:var(--mantine-spacing-xs);align-items:center;justify-content:flex-start;flex-direction:row" class="m_8bffd616 mantine-Flex-root __m__-_R_3ndirbdbr5fiv5ubtdblb_"><a style="--text-fz:var(--mantine-font-size-md);--text-lh:var(--mantine-line-height-md);color:var(--mantine-color-grape-8);font-weight:600" class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-size="md" data-underline="never" href="https://www.aussie.com.au/insights/articles/first-home-buyer-guide-government-grants-concessions/">Read more</a><div style="width:calc(1.125rem * var(--mantine-scale));height:calc(1.125rem * var(--mantine-scale))" class=""><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="#4b1f68" width="16"><path fill="none" d="M0 0h24v24H0z"></path><path d="m12 4-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z"></path></svg></div></div></div></div></div></div></div></div><div style="max-width:calc(82.5rem * var(--mantine-scale))" class="container_root__hfkm0 m_7485cace mantine-Container-root"><div style="--divider-color:#E4E4E2;--divider-border-style:dashed;padding-bottom:var(--mantine-spacing-lg);color:var(--mantine-color-gray-5)" class="m_3eebeb36 mantine-Divider-root" data-variant="dashed" data-orientation="horizontal" role="separator"></div><style data-mantine-styles="inline">.__m__-_R_5dr5fiv5ubtdblb_{padding:var(--mantine-spacing-md);}@media(min-width: 62em){.__m__-_R_5dr5fiv5ubtdblb_{padding:var(--mantine-spacing-lg);}}</style><div style="--container-size:var(--container-size-responsive);max-width:calc(82.5rem * var(--mantine-scale))" class="container_root__hfkm0 container_responsive__wZ6NA container_white__fBAgn m_7485cace mantine-Container-root __m__-_R_5dr5fiv5ubtdblb_" data-size="responsive" color="white"><style data-mantine-styles="inline">.__m__-_R_1ddr5fiv5ubtdblb_{gap:var(--mantine-spacing-md);}@media(min-width: 62em){.__m__-_R_1ddr5fiv5ubtdblb_{gap:var(--mantine-spacing-lg);}}</style><div style="flex-direction:column" class="m_8bffd616 mantine-Flex-root __m__-_R_1ddr5fiv5ubtdblb_">
7<h2 style="--title-fw:var(--mantine-h2-font-weight);--title-lh:var(--mantine-h2-line-height);--title-fz:var(--mantine-h2-font-size);margin-bottom:var(--mantine-spacing-md);text-align:center" class="m_8a5d1357 mantine-Title-root" data-size="h2" data-order="2">Frequently asked questions</h2><div style="--accordion-radius:0rem" class="accordion_root__IbXQj m_9bdbb667 mantine-Accordion-root" data-variant="contained" id="mantine-_R_arddr5fiv5ubtdblb_" data-accordion="true"><div style="background:transparent" class="accordion_item__fNZcv m_1f921b3b m_9bd7b098 mantine-Accordion-item"><button style="padding-block:var(--mantine-spacing-sm);background:transparent;height:unset" class="mantine-focus-auto accordion_control__Uclf8 m_4271d21b m_4ba585b8 mantine-Accordion-control m_87cf2631 mantine-UnstyledButton-root" data-accordion-control="true" data-chevron-position="right" type="button" aria-expanded="false" aria-controls="mantine-_R_arddr5fiv5ubtdblb_-panel-What grants are available for first-home buyers in Australia? " id="mantine-_R_arddr5fiv5ubtdblb_-control-What grants are available for first-home buyers in Australia? "><span class="accordion_chevron__Z8YYw m_3f35ae96 mantine-Accordion-chevron" data-position="right"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="currentColor" width="24" height="24" size="24"><path d="M16.59 8.59 18 10l-6 6-6-6 1.41-1.41L12 13.17z"></path></svg></span><span class="accordion_label__2fsS7 m_df3ffa0f mantine-Accordion-label"><style data-mantine-styles="inline">.__m__-_R_1aqdqrddr5fiv5ubtdblb_{font-size:var(--mantine-h6-font-size);line-height:var(--mantine-h6-line-height);}@media(min-width: 62em){.__m__-_R_1aqdqrddr5fiv5ubtdblb_{font-size:var(--mantine-h5-font-size);line-height:var(--mantine-h5-line-height);}}</style><h5 style="--title-fw:var(--mantine-h5-font-weight);--title-lh:var(--mantine-h5-line-height);--title-fz:var(--mantine-h5-font-size);color:var(--mantine-color-grape-8)" class="m_8a5d1357 mantine-Title-root __m__-_R_1aqdqrddr5fiv5ubtdblb_" data-order="5">What grants are available for first-home buyers in Australia? </h5></span></button><div style="box-sizing:border-box;opacity:0;transition:opacity 200ms ease;display:none;height:0;overflow:hidden;color:var(--mantine-color-gray-7)" class="m_df78851f mantine-Accordion-panel" aria-hidden="true" role="region" id="mantine-_R_arddr5fiv5ubtdblb_-panel-What grants are available for first-home buyers in Australia? " aria-labelledby="mantine-_R_arddr5fiv5ubtdblb_-control-What grants are available for first-home buyers in Australia? "><div class="accordion_content__bMBuF m_4ba554d4 mantine-Accordion-content"><p>Eligible buyers may be able to access the First Home Owner Grant, stamp duty concessions, the Australian Government 5% Deposit Scheme, Help to Buy and the First Home Super Saver Scheme. Available assistance varies by state or territory and individual circumstances. </p></div></div></div><div style="background:transparent" class="accordion_item__fNZcv m_1f921b3b m_9bd7b098 mantine-Accordion-item"><button style="padding-block:var(--mantine-spacing-sm);background:transparent;height:unset" class="mantine-focus-auto accordion_control__Uclf8 m_4271d21b m_4ba585b8 mantine-Accordion-control m_87cf2631 mantine-UnstyledButton-root" data-accordion-control="true" data-chevron-position="right" type="button" aria-expanded="false" aria-controls="mantine-_R_arddr5fiv5ubtdblb_-panel-Can I buy a home with a 5% deposit? " id="mantine-_R_arddr5fiv5ubtdblb_-control-Can I buy a home with a 5% deposit? "><span class="accordion_chevron__Z8YYw m_3f35ae96 mantine-Accordion-chevron" data-position="right"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="currentColor" width="24" height="24" size="24"><path d="M16.59 8.59 18 10l-6 6-6-6 1.41-1.41L12 13.17z"></path></svg></span><span class="accordion_label__2fsS7 m_df3ffa0f mantine-Accordion-label"><style data-mantine-styles="inline">.__m__-_R_1aqlqrddr5fiv5ubtdblb_{font-size:var(--mantine-h6-font-size);line-height:var(--mantine-h6-line-height);}@media(min-width: 62em){.__m__-_R_1aqlqrddr5fiv5ubtdblb_{font-size:var(--mantine-h5-font-size);line-height:var(--mantine-h5-line-height);}}</style><h5 style="--title-fw:var(--mantine-h5-font-weight);--title-lh:var(--mantine-h5-line-height);--title-fz:var(--mantine-h5-font-size);color:var(--mantine-color-grape-8)" class="m_8a5d1357 mantine-Title-root __m__-_R_1aqlqrddr5fiv5ubtdblb_" data-order="5">Can I buy a home with a 5% deposit? </h5></span></button><div style="box-sizing:border-box;opacity:0;transition:opacity 200ms ease;display:none;height:0;overflow:hidden;color:var(--mantine-color-gray-7)" class="m_df78851f mantine-Accordion-panel" aria-hidden="true" role="region" id="mantine-_R_arddr5fiv5ubtdblb_-panel-Can I buy a home with a 5% deposit? " aria-labelledby="mantine-_R_arddr5fiv5ubtdblb_-control-Can I buy a home with a 5% deposit? "><div class="accordion_content__bMBuF m_4ba554d4 mantine-Accordion-content"><p>In some circumstances, yes. Eligible buyers may be able to purchase with a 5% deposit through the Australian Government 5% Deposit Scheme without paying Lenders Mortgage Insurance (LMI), subject to lender requirements. </p></div></div></div>
7<div style="background:transparent" class="accordion_item__fNZcv m_1f921b3b m_9bd7b098 mantine-Accordion-item"><button style="padding-block:var(--mantine-spacing-sm);background:transparent;height:unset" class="mantine-focus-auto accordion_control__Uclf8 m_4271d21b m_4ba585b8 mantine-Accordion-control m_87cf2631 mantine-UnstyledButton-root" data-accordion-control="true" data-chevron-position="right" type="button" aria-expanded="false" aria-controls="mantine-_R_arddr5fiv5ubtdblb_-panel-Can I use more than one first-home buyer scheme? " id="mantine-_R_arddr5fiv5ubtdblb_-control-Can I use more than one first-home buyer scheme? "><span class="accordion_chevron__Z8YYw m_3f35ae96 mantine-Accordion-chevron" data-position="right"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="currentColor" width="24" height="24" size="24"><path d="M16.59 8.59 18 10l-6 6-6-6 1.41-1.41L12 13.17z"></path></svg></span><span class="accordion_label__2fsS7 m_df3ffa0f mantine-Accordion-label"><style data-mantine-styles="inline">.__m__-_R_1aqtqrddr5fiv5ubtdblb_{font-size:var(--mantine-h6-font-size);line-height:var(--mantine-h6-line-height);}@media(min-width: 62em){.__m__-_R_1aqtqrddr5fiv5ubtdblb_{font-size:var(--mantine-h5-font-size);line-height:var(--mantine-h5-line-height);}}</style><h5 style="--title-fw:var(--mantine-h5-font-weight);--title-lh:var(--mantine-h5-line-height);--title-fz:var(--mantine-h5-font-size);color:var(--mantine-color-grape-8)" class="m_8a5d1357 mantine-Title-root __m__-_R_1aqtqrddr5fiv5ubtdblb_" data-order="5">Can I use more than one first-home buyer scheme? </h5></span></button><div style="box-sizing:border-box;opacity:0;transition:opacity 200ms ease;display:none;height:0;overflow:hidden;color:var(--mantine-color-gray-7)" class="m_df78851f mantine-Accordion-panel" aria-hidden="true" role="region" id="mantine-_R_arddr5fiv5ubtdblb_-panel-Can I use more than one first-home buyer scheme? " aria-labelledby="mantine-_R_arddr5fiv5ubtdblb_-control-Can I use more than one first-home buyer scheme? "><div class="accordion_content__bMBuF m_4ba554d4 mantine-Accordion-content"><p>In some cases, yes. Buyers may be able to combine state-based grants and stamp duty concessions with Australian Government initiatives. However, some programs cannot be used together. For example, Help to Buy cannot be combined with the Australian Government 5% Deposit Scheme. </p></div></div></div><div style="background:transparent" class="accordion_item__fNZcv m_1f921b3b m_9bd7b098 mantine-Accordion-item"><button style="padding-block:var(--mantine-spacing-sm);background:transparent;height:unset" class="mantine-focus-auto accordion_control__Uclf8 m_4271d21b m_4ba585b8 mantine-Accordion-control m_87cf2631 mantine-UnstyledButton-root" data-accordion-control="true" data-chevron-position="right" type="button" aria-expanded="false" aria-controls="mantine-_R_arddr5fiv5ubtdblb_-panel-Does Help to Buy reduce how much I need to borrow? " id="mantine-_R_arddr5fiv5ubtdblb_-control-Does Help to Buy reduce how much I need to borrow? "><span class="accordion_chevron__Z8YYw m_3f35ae96 mantine-Accordion-chevron" data-position="right"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="currentColor" width="24" height="24" size="24"><path d="M16.59 8.59 18 10l-6 6-6-6 1.41-1.41L12 13.17z"></path></svg></span><span class="accordion_label__2fsS7 m_df3ffa0f mantine-Accordion-label"><style data-mantine-styles="inline">.__m__-_R_1ar5qrddr5fiv5ubtdblb_{font-size:var(--mantine-h6-font-size);line-height:var(--mantine-h6-line-height);}@media(min-width: 62em){.__m__-_R_1ar5qrddr5fiv5ubtdblb_{font-size:var(--mantine-h5-font-size);line-height:var(--mantine-h5-line-height);}}</style><h5 style="--title-fw:var(--mantine-h5-font-weight);--title-lh:var(--mantine-h5-line-height);--title-fz:var(--mantine-h5-font-size);color:var(--mantine-color-grape-8)" class="m_8a5d1357 mantine-Title-root __m__-_R_1ar5qrddr5fiv5ubtdblb_" data-order="5">Does Help to Buy reduce how much I need to borrow? </h5></span></button><div style="box-sizing:border-box;opacity:0;transition:opacity 200ms ease;display:none;height:0;overflow:hidden;color:var(--mantine-color-gray-7)" class="m_df78851f mantine-Accordion-panel" aria-hidden="true" role="region" id="mantine-_R_arddr5fiv5ubtdblb_-panel-Does Help to Buy reduce how much I need to borrow? " aria-labelledby="mantine-_R_arddr5fiv5ubtdblb_-control-Does Help to Buy reduce how much I need to borrow? "><div class="accordion_content__bMBuF m_4ba554d4 mantine-Accordion-content"><p>Potentially. Because the Government contributes part of the property's purchase price, eligible participants may require a smaller home loan. The Government retains a share of the property which may need to be repaid later. </p></div></div></div><div style="border-bottom-color:transparent;
7background:transparent" class="accordion_item__fNZcv m_1f921b3b m_9bd7b098 mantine-Accordion-item"><button style="padding-block:var(--mantine-spacing-sm);background:transparent;height:unset" class="mantine-focus-auto accordion_control__Uclf8 m_4271d21b m_4ba585b8 mantine-Accordion-control m_87cf2631 mantine-UnstyledButton-root" data-accordion-control="true" data-chevron-position="right" type="button" aria-expanded="false" aria-controls="mantine-_R_arddr5fiv5ubtdblb_-panel-How can I find out what support I'm eligible for? " id="mantine-_R_arddr5fiv5ubtdblb_-control-How can I find out what support I'm eligible for? "><span class="accordion_chevron__Z8YYw m_3f35ae96 mantine-Accordion-chevron" data-position="right"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="currentColor" width="24" height="24" size="24"><path d="M16.59 8.59 18 10l-6 6-6-6 1.41-1.41L12 13.17z"></path></svg></span><span class="accordion_label__2fsS7 m_df3ffa0f mantine-Accordion-label"><style data-mantine-styles="inline">.__m__-_R_1ardqrddr5fiv5ubtdblb_{font-size:var(--mantine-h6-font-size);line-height:var(--mantine-h6-line-height);}@media(min-width: 62em){.__m__-_R_1ardqrddr5fiv5ubtdblb_{font-size:var(--mantine-h5-font-size);line-height:var(--mantine-h5-line-height);}}</style><h5 style="--title-fw:var(--mantine-h5-font-weight);--title-lh:var(--mantine-h5-line-height);--title-fz:var(--mantine-h5-font-size);color:var(--mantine-color-grape-8)" class="m_8a5d1357 mantine-Title-root __m__-_R_1ardqrddr5fiv5ubtdblb_" data-order="5">How can I find out what support I'm eligible for? </h5></span></button><div style="box-sizing:border-box;opacity:0;transition:opacity 200ms ease;display:none;height:0;overflow:hidden;color:var(--mantine-color-gray-7)" class="m_df78851f mantine-Accordion-panel" aria-hidden="true" role="region" id="mantine-_R_arddr5fiv5ubtdblb_-panel-How can I find out what support I'm eligible for? " aria-labelledby="mantine-_R_arddr5fiv5ubtdblb_-control-How can I find out what support I'm eligible for? "><div class="accordion_content__bMBuF m_4ba554d4 mantine-Accordion-content"><p>Eligibility depends on factors such as income, property value, deposit size, location and whether you've previously owned property. An Aussie Broker can help you understand which grants, concessions and loan options may be available based on your circumstances. </p></div></div></div></div></div></div></div><style data-mantine-styles="inline">.__m__-_R_7r5fiv5ubtdblb_{padding:var(--mantine-spacing-md);}@media(min-width: 62em){.__m__-_R_7r5fiv5ubtdblb_{padding:var(--mantine-spacing-lg);}}</style><div style="--container-size:var(--container-size-responsive);max-width:calc(82.5rem * var(--mantine-scale))" class="container_root__hfkm0 container_responsive__wZ6NA container_white__fBAgn m_7485cace mantine-Container-root __m__-_R_7r5fiv5ubtdblb_" data-size="responsive" color="white"><div style="--accordion-radius:0rem" class="accordion_root__IbXQj m_9bdbb667 mantine-Accordion-root" data-variant="contained" id="mantine-_R_1fr5fiv5ubtdblb_" data-accordion="true"><div style="background:transparent" class="accordion_item__fNZcv m_1f921b3b m_9bd7b098 mantine-Accordion-item"><button style="padding-block:var(--mantine-spacing-sm);background:transparent;height:unset" class="mantine-focus-auto accordion_control__Uclf8 m_4271d21b m_4ba585b8 mantine-Accordion-control m_87cf2631 mantine-UnstyledButton-root" data-accordion-control="true" data-chevron-position="right" type="button" aria-expanded="false" aria-controls="mantine-_R_1fr5fiv5ubtdblb_-panel-Disclaimers" id="mantine-_R_1fr5fiv5ubtdblb_-control-Disclaimers"><span class="accordion_chevron__Z8YYw m_3f35ae96 mantine-Accordion-chevron" data-position="right"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="currentColor" width="24" height="24" size="24"><path d="M16.59 8.59 18 10l-6 6-6-6 1.41-1.41L12 13.17z"></path></svg></span><span class="accordion_label__2fsS7 m_df3ffa0f mantine-Accordion-label"><style data-mantine-styles="inline">.__m__-_R_ldnfr5fiv5ubtdblb_{font-size:var(--mantine-h6-font-size);line-height:var(--mantine-h6-line-height);}@media(min-width: 62em){.__m__-_R_ldnfr5fiv5ubtdblb_{font-size:var(--mantine-h5-font-size);line-height:var(--mantine-h5-line-height);}}</style><h5 style="--title-fw:var(--mantine-h5-font-weight);--title-lh:var(--mantine-h5-line-height);--title-fz:var(--mantine-h5-font-size);color:var(--mantine-color-grape-8);text-transform:uppercase" class="m_8a5d1357 mantine-Title-root __m__-_R_ldnfr5fiv5ubtdblb_" data-order="5">Disclaimers</h5></span></button><div style="box-sizing:border-box;opacity:0;transition:opacity 200ms ease;display:none;height:0;overflow:hidden;color:var(--mantine-color-gray-7)" class="m_df78851f mantine-Accordion-panel" aria-hidden="true" role="region" id="mantine-_R_1fr5fiv5ubtdblb_-panel-Disclaimers" aria-labelledby="mantine-_R_1fr5fiv5ubtdblb_-control-Disclaimers"><div class="accordion_content__bMBuF m_4ba554d4 mantine-Accordion-content"><p>©2026 Lendi Group Distribution Pty Ltd ABN 27 105 265 861, Australian Credit Licence 246786. Lendi Group Pty Ltd ACN 648 681 654, is the ultimate holding company for the Aussie business. Aussie does not provide financial or investment advice. This material does not take account of your objectives, financial circumstances or needs. Aussie recommends that you seek independent financial, legal and taxation advice before making an investment decision. </p><p><b>Important Information:</b> While these schemes may allow you to purchase a home with a smaller deposit, a larger loan amount may result in higher ongoing repayments and more interest paid over the life of the loan. For shared equity arrangements like Help to Buy, the Government retains an equity stake in your property. Eligibility criteria, property price caps, and lender-specific requirements apply. </p><p><b>Australian Government 5% Deposit Scheme Qualifier: </b>Eligibility criteria, property price caps, and income limits apply. While these schemes allow for a smaller deposit, a larger loan amount will increase your total interest costs and ongoing repayments over the life of the loan. Applications are subject to lender assessment and a limited number of places may apply. </p><p><b>FHSS Scheme Qualifier:</b> The FHSS scheme is administered by the Australian Taxation Office (ATO). Savings and tax benefits depend on your individual financial circumstances. You should seek independent financial and taxation advice before participating in the scheme. </p><p><b>Stamp Concessions Qualifier:</b> Stamp duty concessions and exemptions vary significantly by state and territory and are subject to change. Eligibility is typically based on the property value and your residency status. Check with your local revenue office for the most current requirements. </p></div></div></div></div></div></div><!--$--><!--/$--><div class=""><div style="--container-size:var(--container-size-responsive);max-width:calc(83.75rem * var(--mantine-scale))" class="container_root__hfkm0 container_responsive__wZ6NA m_7485cace mantine-Container-root" data-size="responsive"><div style="--accordion-radius:0rem;margin-top:var(--mantine-spacing-xxxl);background:var(--mantine-color-white)" class="accordion_root__IbXQj m_9bdbb667 mantine-Accordion-root" data-variant="contained" id="mantine-_R_1bfdblb_" data-accordion="true"><div style="background:var(--mantine-color-white)" class="accordion_
7item__fNZcv m_1f921b3b m_9bd7b098 mantine-Accordion-item"><button style="background:var(--mantine-color-white)" class="mantine-focus-auto accordion_control__Uclf8 m_4271d21b m_4ba585b8 mantine-Accordion-control m_87cf2631 mantine-UnstyledButton-root" data-accordion-control="true" data-chevron-position="right" type="button" aria-expanded="false" aria-controls="mantine-_R_1bfdblb_-panel-fine-print" id="mantine-_R_1bfdblb_-control-fine-print"><span class="accordion_chevron__Z8YYw m_3f35ae96 mantine-Accordion-chevron" data-position="right"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="currentColor" width="24" height="24" size="24"><path d="M16.59 8.59 18 10l-6 6-6-6 1.41-1.41L12 13.17z"></path></svg></span><span class="accordion_label__2fsS7 m_df3ffa0f mantine-Accordion-label"><h5 style="--title-fw:var(--mantine-h5-font-weight);--title-lh:var(--mantine-h5-line-height);--title-fz:var(--mantine-h5-font-size);color:var(--mantine-color-grape-8)" class="m_8a5d1357 mantine-Title-root" data-size="h5" data-order="5">Legal Disclaimers</h5></span></button><div style="box-sizing:border-box;opacity:0;transition:opacity 200ms ease;display:none;height:0;overflow:hidden;background:var(--mantine-color-white)" class="m_df78851f mantine-Accordion-panel" aria-hidden="true" role="region" id="mantine-_R_1bfdblb_-panel-fine-print" aria-labelledby="mantine-_R_1bfdblb_-control-fine-print"><div class="accordion_content__bMBuF m_4ba554d4 mantine-Accordion-content"><div style="padding-inline:var(--mantine-spacing-md)" class=""><p>Aussie does not provide financial or investment advice. This material does not take account of your objectives, financial circumstances or needs. Aussie recommends that you seek independent financial, legal and taxation advice before making an investment decision.</p><p>IMPORTANT INFORMATION: Any information provided does not constitute an offer of credit and are examples of what may be available to you based on the information available. It does not take into account any product features or any applicable fees. Lending criteria and the basis upon which we assess what you may be able to afford may change at any time without notice. For Fixed Rate home loans, break costs may be payable which can be significant if you change the whole or part of your fixed rate loan or where additional or early repayments are made during the fixed rate period.</p><p>^*<i>Source: </i><a href="https://www.corelogic.com.au/__data/assets/pdf_file/0020/26471/CoreLogic-HVI-April-2025.pdf"><i>CoreLogic February 2025 Index</i></a><i> and Lendi Group Rates based on our Generally Available Criteria. Repayment based on a $650,000 variable loan at 6.20% p.a. over 30 years. Interest savings calculated using a comparison between 6.20% and 5.65% rates over the life of a 30-year variable loan with consistent repayments. Scenarios are for illustrative purposes only and may not apply to your situation. Not all lenders are available through all brokers.</i></p><p>*The Adviser 2026 Top Brokerage Report.</p><p>**Not all lenders are available through all brokers.</p><p>^Individual lenders may charge fees to the customer.</p><p>^^All applications are subject to lender assessment and approval. Cashback offers may be provided by some lenders and may only be available for particular products, terms and conditions apply. Not all products are available in all states and territories.</p><p>We are committed to protecting customer privacy and do not sell customer information, please refer to our <a href="https://www.aussie.com.au/about-us/privacy/">Privacy Policy</a> for more information.</p><p>Our mission is to help Aussies reach their property goals faster. We can compare thousands of home loans from over 25 leading lenders.</p><p>© 2026 Lendi Group Distribution Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786. Lendi Group Pty Ltd, which is the ultimate holding company of the Aussie and Lendi businesses, is owned by numerous shareholders including banks such as CBA, ANZ and Macquarie Bank, the Lendi founders and employees, and a number of Australian institutional investors and s
7ophisticated investors, including UniSuper.</p><p>Credit for the Aussie Bridge products are provided by Bridgit Financial Services Pty Ltd ACN 648 580 901 Australian Credit Licence Number 532542</p><p>Information regarding listing numbers are supplied by Lendi Group Services Pty Ltd (ABN 44 162 394 881) and related entities on behalf of RP Data Pty Ltd trading as CoreLogic Asia Pacific.</p><p>Lendi Group Distribution Pty Ltd | Bay 14 (Locomotive Workshop), 2 Locomotive St, Eveleigh NSW 2015 8</p></div></div></div></div></div></div><div style="--stack-gap:var(--mantine-spacing-xxl);--stack-align:stretch;--stack-justify:flex-start;background:#F2F2F0" class="m_6d731127 mantine-Stack-root"><div style="justify-content:center;padding-inline:var(--mantine-spacing-lg);padding-block:var(--mantine-spacing-md);background:var(--mantine-color-grape-8)" class="m_8bffd616 mantine-Flex-root __m__-_R_3dfdblb_"><div style="justify-content:space-between;max-width:calc(82.5rem * var(--mantine-scale));flex:1 1 auto" class="m_8bffd616 mantine-Flex-root __m__-_R_mjdfdblb_"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 131 24" width="130" height="24" size="130" color="white"><g clip-path="url(#aussie_svg__a)"><path fill="currentColor" d="M113.053 6.545c0-.23-.19-.422-.421-.422h-3.329a.424.424 0 0 0-.423.422v16.661c0 .237.19.423.423.423h3.329a.42.42 0 0 0 .421-.423zM87.805 15.303l-4.36-2.905c-1.01-.7-1.463-1.283-1.36-1.927.26-1.485 2.339-1.188 2.339-1.188 1.86.07 3.758.366 5.594.73.19.035.34-.079.337-.257q-.017-1.278-.044-2.556c-.004-.177-.157-.353-.343-.39a35 35 0 0 0-6.394-.662s-5.344.018-5.344 4.37c0 1.323.498 2.85 2.232 4.102l-.005.004 4.579 3.045c1.089.74 1.576 1.337 1.465 2.004-.258 1.485-2.338 1.188-2.338 1.188-1.862-.067-3.757-.364-5.594-.728-.189-.036-.341.079-.339.256q.024 1.277.043 2.556c.004.177.16.354.346.39a35.5 35.5 0 0 0 6.393.665s5.343-.019 5.343-4.373c0-1.402-.556-3.036-2.55-4.324M102.688 15.303l-4.364-2.905c-1.005-.7-1.464-1.283-1.354-1.927.258-1.485 2.332-1.188 2.332-1.188 1.864.07 3.761.366 5.598.73.19.035.341-.079.338-.257-.017-.853-.029-1.703-.045-2.556-.004-.177-.159-.353-.344-.39a35 35 0 0 0-6.395-.662s-5.342.018-5.342 4.37c0 1.323.496 2.85 2.23 4.102l-.005.004 4.58 3.045c1.088.74 1.577 1.337 1.464 2.004-.259 1.485-2.334 1.188-2.334 1.188-1.864-.067-3.758-.364-5.596-.728-.19-.036-.342.079-.34.256q.022 1.277.047 2.556c.002.177.155.354.343.39 2.113.416 4.251.638 6.396.665 0 0 5.341-.019 5.341-4.373 0-1.402-.559-3.036-2.55-4.324M113.053.423a.42.42 0 0 0-.421-.422h-3.329a.423.423 0 0 0-.423.422v3.155c0 .23.19.421.423.421h3.329a.424.424 0 0 0 .421-.421zM74.433 6.125
8h-3.33c-.23 0-.419.19-.419.423v12.056q-.002 0-.004.002c0 .31-.026.427-.041.466-.987.903-2.1 1.59-4 1.59-2.204 0-2.128-2.144-2.128-2.144V16.69h-.007V6.548a.42.42 0 0 0-.42-.423h-3.331a.424.424 0 0 0-.422.423v10.236c-.037.95-.085 7.177 5.416 7.177 1.793 0 3.646-.918 4.707-1.667.103-.056.215-.084.23.059v.854a.42.42 0 0 0 .419.422h3.33a.42.42 0 0 0 .422-.422V6.547a.423.423 0 0 0-.422-.422M130.498 16.484s.214.01.304-.077c.084-.085.053-.24.053-.24v-.926c.003-3.275-.803-5.654-2.264-7.219-1.456-1.565-3.394-2.08-5.007-2.066-2.78-.051-4.995 1.363-6.082 3.269-1.115 1.888-1.404 4.077-1.413 6.142-.028 3.501 1.22 5.96 3.006 7.287 1.668 1.25 3.014 1.322 4.233 1.334l-.005.01c.086 0 .173-.009.263-.009.27-.004.547-.013.823-.027a35.6 35.6 0 0 0 5.307-.622c.189-.038.341-.213.345-.39q.024-1.267.043-2.537c.003-.176-.148-.288-.336-.251-1.796.348-3.614.527-5.436.596l-.214.001c-.872.005-2.072-.262-2.885-.896-.844-.67-1.362-1.659-1.491-3.38h10.756m-10.759-2.995c.145-.976.411-1.846.794-2.466.647-.98 1.295-1.512 3.051-1.563.959.01 1.774.256 2.425.951.497.527 1 1.458 1.211 3.078zM58.115 23.22 52.987 2.725c-.014-.045-.035-.083-.056-.124-.354-.979-1.396-1.75-2.423-1.75h-2.954c-1.104 0-2.224.881-2.497 1.958L43.94 7.276c-.007.022-.007.04-.01.06l-3.97 15.885c-.06.251.08.46.312.46h3.327c.23 0 .467-.209.523-.46l1.372-6.113h7.09l1.37 6.113c.06.251.29.46.524.46h3.328c.231 0 .37-.209.309-.46m-11.921-9.243 1.901-8.474c.113-.43.417-1.342.963-1.342.712 0 .747.6 1.021 1.799l.005-.001 1.799 8.018z"></path><path fill="#FFD11F" d="M32.8 23.453a.547.547 0 0 1-.545.547H.547A.546.546 0 0 1 0 23.453v-1.367c0-.304.243-.55.547-.55h31.708c.3 0 .546.246.546.55zM32.8 18.812c0 .3-.244.547-.545.547H.547A.547.547 0 0 1 0 18.812v-1.37c0-.302.243-.548.547-.548h31.708c.3 0 .546.246.546.547z"></path><path fill="currentColor" d="m32.385 12.757.005-.006L17.767.612S17.11.001 16.454.001c-.623 0-1.336.624-1.336.624L.422 12.757H.43c-.254.21-.422.521-.422.871 0 .627.526 1.139 1.17 1.139h30.437l.004-.002.018.002c.647 0 1.174-.512 1.174-1.139 0-.35-.17-.66-.425-.871m-4.235-.452a.19.19 0 0 1-.19.187H4.88h.01-.024a.19.19 0 0 1-.186-.187c0-.066.038-.124.094-.157l11.207-9.254s.276-.24.484-.24c.191 0 .464.255.464.255l11.149 9.254a.18.18 0 0 1 .072.142"></path></g><defs><clipPath id="aussie_svg__a"><path fill="#fff" d="M0 0h130.86v24H0z"></path></clipPath></defs></svg><div style="cursor:pointer;gap:var(--mantine-spacing-xs)" class="m_8bffd616 mantine-Flex-root __m__-_R_5dmjdfdblb_"><p style="--text-fz:var(--mantine-font-size-md);--text-lh:var(--mantine-line-height-md);color:var(--mantine-color-white);font-weight:700" class="mantine-focus-auto m_b6d8b162 mantine-Text-root" data-size="md">Back to top</p><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="currentColor" width="24" height="24" size="24" color="white"><path fill="none" d="M0 0h24v24H0z"></path><path d="m4 12 1.41 1.41L11 7.83V20h2V7.83l5.58 5.59L20 12l-8-8z"></path></svg></div></div></div><div style="justify-content:space-around;flex:1 1 auto" class="m_8bffd616 mantine-Flex-root __m__-_R_5dfdblb_"><style data-mantine-styles="inline">.__m__-_R_mldfdblb_{--sg-spacing-x:var(--mantine-spacing-md);--sg-spacing-y:var(--mantine-spacing-md);--sg-cols:1;}@media(min-width: 36em){.__m__-_R_mldfdblb_{--sg-cols:3;}}@media(min-width: 62em){.__m__-_R_mldfdblb_{--sg-cols:5;}}</style><style data-mantine-styles="inline">.__m__-_R_5mldfdblb_{padding-inline:var(--mantine-spacing-md);}@media(min-width: 88em){.__m__-_R_5mldfdblb_{padding-inline:0rem;}}</style><div style="max-width:calc(82.5rem * var(--mantine-scale));flex:1 1 auto" class="m_2415a157 mantine-SimpleGrid-root __m__-_R_mldfdblb_ __m__-_R_5mldfdblb_"><div style="--stack-gap:var(--mantine-spacing-xxs);--stack-align:stretch;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><p style="--text-fz:var(--mantine-font-size-md);--text-lh:var(--mantine-line-height-md);margin-bottom:var(--mantine-spacing-xxs);font-weight:700" class="mantine-focus-auto m_b6d8b162 mantine-Text-root" data-size="md">Financial Products</p><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="always" href="/car-loans/">Car loans</a><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="always" href="/business-loans/">Business loans</a><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="always" href="/insurance/">Insurance</a></div><div style="--stack-gap:var(--mantine-spacing-xxs);--stack-align:stretch;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><p style="--text-fz:var(--mantine-font-size-md);--text-lh:var(--mantine-line-height-md);margin-bottom:var(--mantine-spacing-xxs);font-weight:700" class="mantine-focus-auto m_b6d8b162 mantine-Text-root" data-size="md">Company</p><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="always" href="/about-us/">About us</a><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="always" href="/insights/media-releases/">Media releases</a><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="always" href="/insights/">Articles</a></div><div style="--stack-gap:var(--mantine-spacing-xxs);--stack-align:stretch;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><p style="--text-fz:var(--mantine-font-size-md);--text-lh:var(--mantine-line-height-md);margin-bottom:var(--mantine-spacing-xxs);font-weight:700" class="mantine-focus-auto m_b6d8b162 mantine-Text-root" data-size="md">Join Us</p><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="always" href="/join-us/corporate-careers/">Careers</a><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="always" href="/careers/join-us/">Become a broker</a><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="always" href="/for-agents/ ">Sign up as an agent</a></div><div style="--stack-gap:var(--mantine-spacing-xxs);--stack-align:stretch;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><p style="--text-fz:var(--mantine-font-size-md);--text-lh:var(--mantine-line-height-md);margin-bottom:var(--mantine-spacing-xxs);font-weight:700" class="mantine-focus-auto m_b6d8b162 mantine-Text-root" data-size="md">Legal</p><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="always" href="/about-us/privacy/">Privacy</a><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="always" href="/about-us/security/">Security</a><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="always" href="/about-us/credit-guide/">Credit guide</a><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="always" href="/about-us/vulnerability-disclosure-program/">Vulnerability disclosure</a></div><div style="--stack-gap:var(--mantine-spacing-xxs);--stack-align:stretch;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><p style="--text-fz:var(--mantine-font-size-md);--text-lh:var(--mantine-line-height-md);margin-bottom:var(--mantine-spacing-xxs);font-weight:700" class="mantine-focus-auto m_b6d8b162 mantine-Text-root" data-size="md">Contact</p><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="always" href="/book-appointment/">Book an appointment</a><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="always" href="/mortgage-broker/">Find a store or broker</a><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="always" href="/get-in-touch/">Contact us</a></div></div></div><div style="--group-gap:var(--mantine-spacing-md);--group-align:center;--group-justify:center;--group-wrap:wrap" class="m_4081bf90 mantine-Group-root"><style data-mantine-styles="inline">.__m__-_R_6ndfdblb_{row-gap:var(--mantine-spacing-xxl);flex-direction:column;}@media(min-width: 62em){.__m__-_R_6ndfdblb_{row-gap:0rem;flex-direction:row;}}</style><div style="justify-content:space-between;max-width:calc(82.5rem * var(--mantine-scale));flex:1 1 auto" class="m_8bffd616 mantine-Flex-root __m__-_R_6ndfdblb_"><div style="--group-gap:var(--mantine-spacing-md);--group-align:center;--group-justify:space-around;--group-wrap:wrap" class="m_4081bf90 mantine-Group-root"><style data-mantine-styles="inline">.__m__-_R_qrendfdblb_{gap:var(--mantine-spacing-xs);align-items:flex-start;flex-direction:column;}@media(min-width: 36em){.__m__-_R_qrendfdblb_{gap:var(--mantine-spacing-sm);}}@media(min-width: 62em){.__m__-_R_qrendfdblb_{align-items:center;flex-direction:row;}}</style><style data-mantine-styles="inline">.__m__-_R_5qrendfdblb_{padding-inline:var(--mantine-spacing-md);}@media(min-width: 88em){.__m__-_R_5qrendfdblb_{padding-inline:0rem;}}</style><div style="flex:1" class="m_8bffd616 mantine-Flex-root __m__-_R_qrendfdblb_ __m__-_R_5qrendfdblb_"><p style="--text-fz:var(--mantine-font-size-md);--text-lh:var(--mantine-line-height-md);font-weight:600;
8min-width:max-content" class="mantine-focus-auto m_b6d8b162 mantine-Text-root" data-size="md">Follow us</p><style data-mantine-styles="inline">.__m__-_R_5dqrendfdblb_{--sg-spacing-x:var(--mantine-spacing-xs);--sg-spacing-y:var(--mantine-spacing-xs);--sg-cols:5;}</style><div class="m_2415a157 mantine-SimpleGrid-root __m__-_R_5dqrendfdblb_"><style data-mantine-styles="inline">.__m__-_R_rddqrendfdblb_{align-items:flex-start;flex-direction:row;}@media(min-width: 62em){.__m__-_R_rddqrendfdblb_{flex-direction:column;}}@media(min-width: 75em){.__m__-_R_rddqrendfdblb_{align-items:center;flex-direction:row;}}</style><style data-mantine-styles="inline">@media(min-width: 62em){.__m__-_R_krddqrendfdblb_{min-width:var(--mantine-spacing-lg);}}</style><div style="gap:var(--mantine-spacing-xxxs);flex:1" class="m_8bffd616 mantine-Flex-root __m__-_R_rddqrendfdblb_ __m__-_R_krddqrendfdblb_"><a style="height:calc(1.5rem * var(--mantine-scale))" class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="hover" target="_blank" rel="noreferrer" href="https://twitter.com/aussie"><svg fill="currentColor" viewBox="0 0 39.72 39.72" width="24" height="24" color="grape.7"><path fill-rule="evenodd" d="M19.86 0a19.86 19.86 0 1 0 19.86 19.86A19.88 19.88 0 0 0 19.86 0M21.894 18.183L29.851 8.935H27.965L21.057 16.966L15.539 8.935H9.175L17.518 21.078L9.175 30.775H11.06L18.356 22.299L24.183 30.775H30.547ZM19.312 21.187L18.467 19.976L11.74 10.354H14.636L20.064 18.119L20.911 19.329L27.966 29.422H25.07L19.312 21.187Z"></path></svg></a><style data-mantine-styles="inline">.__m__-_R_lkrddqrendfdblb_{display:none;}@media(min-width: 36em){.__m__-_R_lkrddqrendfdblb_{display:block;}}</style><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root __m__-_R_lkrddqrendfdblb_" data-underline="always" target="_blank" rel="noreferrer" href="https://twitter.com/aussie">Twitter</a></div><style data-mantine-styles="inline">.__m__-_R_1bddqrendfdblb_{align-items:flex-start;flex-direction:row;}@media(min-width: 62em){.__m__-_R_1bddqrendfdblb_{flex-direction:column;}}@media(min-width: 75em){.__m__-_R_1bddqrendfdblb_{align-items:center;flex-direction:row;}}</style><style data-mantine-styles="inline">@media(min-width: 62em){.__m__-_R_lbddqrendfdblb_{min-width:var(--mantine-spacing-lg);}}</style><div style="gap:var(--mantine-spacing-xxxs);flex:1" class="m_8bffd616 mantine-Flex-root __m__-_R_1bddqrendfdblb_ __m__-_R_lbddqrendfdblb_"><a style="height:calc(1.5rem * var(--mantine-scale))" class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="hover" target="_blank" rel="noreferrer" href="https://au.linkedin.com/company/aussie"><svg fill="currentColor" viewBox="0 0 39.72 39.72" width="24" height="24" color="grape.7"><path d="M23.48 17a3.15 3.15 0 0 0-2.88 1.59v-1.32h-3.21c.05.9 0 9.63
80 9.63h3.21v-5.38a2.1 2.1 0 0 1 .1-.79 1.76 1.76 0 0 1 1.64-1.17c1.16 0 1.62.89 1.62 2.18v5.16h3.21v-5.53c0-3-1.58-4.33-3.69-4.33zm-11.06.27h3.2v9.63h-3.2z"></path><path d="M19.86 0a19.86 19.86 0 1 0 19.86 19.86A19.88 19.88 0 0 0 19.86 0m10.53 28.84a1.55 1.55 0 0 1-1.57 1.53H10.76a1.55 1.55 0 0 1-1.57-1.53V10.57A1.56 1.56 0 0 1 10.76 9h18.06a1.55 1.55 0 0 1 1.57 1.53zm0 0"></path><path d="M14 12.62A1.67 1.67 0 1 0 14 16a1.67 1.67 0 1 0 0-3.33zm0 0"></path></svg></a><style data-mantine-styles="inline">.__m__-_R_llbddqrendfdblb_{display:none;}@media(min-width: 36em){.__m__-_R_llbddqrendfdblb_{display:block;}}</style><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root __m__-_R_llbddqrendfdblb_" data-underline="always" target="_blank" rel="noreferrer" href="https://au.linkedin.com/company/aussie">LinkedIn</a></div><style data-mantine-styles="inline">.__m__-_R_1rddqrendfdblb_{align-items:flex-start;flex-direction:row;}@media(min-width: 62em){.__m__-_R_1rddqrendfdblb_{flex-direction:column;}}@media(min-width: 75em){.__m__-_R_1rddqrendfdblb_{align-items:center;flex-direction:row;}}</style><style data-mantine-styles="inline">@media(min-width: 62em){.__m__-_R_lrddqrendfdblb_{min-width:var(--mantine-spacing-lg);}}</style><div style="gap:var(--mantine-spacing-xxxs);flex:1" class="m_8bffd616 mantine-Flex-root __m__-_R_1rddqrendfdblb_ __m__-_R_lrddqrendfdblb_"><a style="height:calc(1.5rem * var(--mantine-scale))" class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="hover" target="_blank" rel="noreferrer" href="https://www.facebook.com/AussieHomeLoans"><svg fill="currentColor" viewBox="0 0 39.72 39.72" width="24" height="24" color="grape.7"><path d="M19.86 0a19.86 19.86 0 1 0 19.86 19.86A19.88 19.88 0 0 0 19.86 0m4.94 20.56h-3.23v11.52h-4.79V20.56H14.5v-4.07h2.28v-2.63c0-1.89.9-4.84 4.83-4.84h3.55v4h-2.57a1 1 0 0 0-1 1.11v2.39h3.65zm0 0"></path></svg></a><style data-mantine-styles="inline">.__m__-_R_llrddqrendfdblb_{display:none;}@media(min-width: 36em){.__m__-_R_llrddqrendfdblb_{display:block;}}</style><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root __m__-_R_llrddqrendfdblb_" data-underline="always" target="_blank" rel="noreferrer" href="https://www.facebook.com/AussieHomeLoans">Facebook</a></div><style data-mantine-styles="inline">.__m__-_R_2bddqrendfdblb_{align-items:flex-start;flex-direction:row;}@media(min-width: 62em){.__m__-_R_2bddqrendfdblb_{flex-direction:column;}}@media(min-width: 75em){.__m__-_R_2bddqrendfdblb_{align-items:center;flex-direction:row;}}</style><style data-mantine-styles="inline">@media(min-width: 62em){.__m__-_R_mbddqrendfdblb_{min-width:var(--mantine-spacing-lg);}}</style><div style="gap:var(--mantine-spacing-xxxs);flex:1" class="m_8bffd616 mantine-Flex-root __m__-_R_2bddqrendfdblb_ __m__-_R_mbddqrendfdblb_"><a style="height:calc(1.5rem * var(--mantine-scale))" class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="hover" target="_blank" rel="noreferrer" href="https://www.youtube.com/channel/UCIUF_t04qDGNQ5gOcApBbXA"><svg fill="currentColor" viewBox="0 0 78.2 78.2" width="24" height="24" color="grape.7"><path d="m32 47.67 17.55-9.1L32 29.41zm0 0"></path><path d="M39.1 0a39.1 39.1 0 1 0 39.1 39.1A39.1 39.1 0 0 0 39.1 0m26.64 52.15a7 7 0 0 1-6 5.42 185 185 0 0 1-20.67.77 185 185 0 0 1-20.68-.77 7 7 0 0 1-6-5.42c-1-4.18-1-8.74-1-13s0-8.87 1-13a7 7 0 0 1 6-5.43 188 188 0 0 1 20.68-.76 187 187 0 0 1 20.67.76 7 7 0 0 1 6 5.43c1 4.18 1 8.75 1 13.05a59.2 59.2 0 0 1-1 13zm0 0"></path></svg></a><style data-mantine-styles="inline">.__m__-_R_lmbddqrendfdblb_{display:none;}@media(min-width: 36em){.__m__-_R_lmbddqrendfdblb_{display:block;}}</style><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root __m__-_R_lmbddqrendfdblb_" data-underline="always" target="_blank" rel="noreferrer" href="https://www.youtube.com/channel/UCIUF_t04qDGNQ5gOcApBbXA">Youtube</a></div><style data-mantine-styles="inline">.__m__-_R_2rddqrendfdblb_{align-items:flex-start;flex-direction:row;}@media(min-width: 62em){.__m__-_R_2rddqrendfdblb_{flex-direction:column;}}@media(min-width: 75em){.__m__-_R_2rddqrendfdblb_{align-items:center;flex-direction:row;}}</style><style data-mantine-styles="inline">@media(min-width: 62em){.__m__-_R_mrddqrendfdblb_{min-width:var(--mantine-spacing-lg);}}</style><div style="gap:var(--mantine-spacing-xxxs);flex:1" class="m_8bffd616 mantine-Flex-root __m__-_R_2rddqrendfdblb_ __m__-_R_mrddqrendfdblb_"><a style="height:calc(1.5rem * var(--mantine-scale))" class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="hover" target="_blank" rel="noreferrer" href="https://www.instagram.com/aussiehomeloans"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="24" height="24" color="grape.7"><g fill="currentColor" clip-path="url(#instagram_svg__a)"><path d="M11.91 14.227a2.138 2.138 0 1 0 0-4.276 2.138 2.138 0 0 0 0 4.275"></path><path d="M14.573 6.853H9.206c-.787 0-1.486.263-1.922.699s-.698 1.134-.698 1.921v5.368c0 .787.262 1.486.74 1.964.479.436 1.135.698 1.922.698h5.325c.788 0 1.486-.262 1.922-.698.478-.436.74-1.135.74-1.922V9.469c0-.788-.262-1.397-.697-1.922-.479-.478-1.135-.694-1.965-.694m-2.662 8.55c-1.833 0-3.314-1.528-3.314-3.314 0-1.833 1.528-3.314 3.314-3.314s3.36 1.486 3.36 3.314-1.527 3.314-3.36 3.314m3.45-5.976a.783.783 0 0 1-.788-.788.78.78 0 0 1 .788-.787.78.78 0 0 1 .787.787c0 .44-.351.788-.787.788"></path><path d="M12 0C5.367 0 0 5.367 0 12s5.367 12 12 12 12-5.367 12-12c.042-6.633-5.367-12-12-12m6.37 14.836c0 1.134
8-.393 2.095-1.092 2.794-.698.698-1.66 1.003-2.747 1.003H9.248c-1.092 0-2.053-.347-2.746-1.003-.741-.699-1.093-1.66-1.093-2.794V9.469c0-2.227 1.529-3.797 3.797-3.797h5.41c1.134 0 2.053.394 2.747 1.092.693.699 1.003 1.613 1.003 2.747v5.325z"></path></g><defs><clipPath id="instagram_svg__a"><path fill="#fff" d="M0 0h24v24H0z"></path></clipPath></defs></svg></a><style data-mantine-styles="inline">.__m__-_R_lmrddqrendfdblb_{display:none;}@media(min-width: 36em){.__m__-_R_lmrddqrendfdblb_{display:block;}}</style><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root __m__-_R_lmrddqrendfdblb_" data-underline="always" target="_blank" rel="noreferrer" href="https://www.instagram.com/aussiehomeloans">Instagram</a></div></div></div></div><div style="--group-gap:var(--mantine-spacing-md);--group-align:center;--group-justify:space-around;--group-wrap:wrap" class="m_4081bf90 mantine-Group-root"><style data-mantine-styles="inline">.__m__-_R_rbendfdblb_{gap:var(--mantine-spacing-xs);align-items:flex-start;flex-direction:column;}@media(min-width: 36em){.__m__-_R_rbendfdblb_{gap:var(--mantine-spacing-sm);}}@media(min-width: 62em){.__m__-_R_rbendfdblb_{align-items:center;flex-direction:row;}}</style><style data-mantine-styles="inline">.__m__-_R_5rbendfdblb_{padding-inline:var(--mantine-spacing-md);}@media(min-width: 88em){.__m__-_R_5rbendfdblb_{padding-inline:0rem;}}</style><div style="flex:1" class="m_8bffd616 mantine-Flex-root __m__-_R_rbendfdblb_ __m__-_R_5rbendfdblb_"><p style="--text-fz:var(--mantine-font-size-md);--text-lh:var(--mantine-line-height-md);font-weight:600;min-width:max-content" class="mantine-focus-auto m_b6d8b162 mantine-Text-root" data-size="md">Download the Aussie App</p><div style="--group-gap:var(--mantine-spacing-md);--group-align:center;--group-justify:flex-start;--group-wrap:wrap;max-width:calc(15.625rem * var(--mantine-scale))" class="m_4081bf90 mantine-Group-root"><div style="gap:var(--mantine-spacing-xs);flex-wrap:nowrap;flex-direction:row;max-width:calc(20.3125rem * var(--mantine-scale))" class="m_8bffd616 mantine-Flex-root __m__-_R_3ddrbendfdblb_"><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="hover" target="_blank" rel="noreferrer" href="https://apps.apple.com/app/apple-store/id6451372662?pt=125732560&ct=app_footer&mt=8"><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 190 57" width="117px" height="35px" color="#000"><rect width="190" height="57" fill="currentColor" rx="5.932"></rect><path fill="white" d="M40.035 29.7072C40.0537 28.252 40.4402 26.8252 41.1586 25.5596C41.8769 24.2939 42.9037 23.2306 44.1435 22.4684C43.3559 21.3436 42.3169 20.4179 41.109 19.7649C39.9011 19.1119 38.5576 18.7495 37.1851 18.7066C34.2575 18.3993 31.4193 20.4585 29.9274 20.4585C28.4067 20.4585 26.1097 18.7371 23.6362 18.788C22.0363 18.8397 20.4771 19.3049 19.1105 20.1384C17.7438 20.9719 16.6164 22.1451 15.838 23.5439C12.4662 29.3816 14.9813 37.9611 18.2112 42.6799C19.8271 44.9906 21.7158 47.5716 24.187 47.4801C26.6052 47.3798 27.5084 45.9381 30.4274 45.9381C33.3194 45.9381 34.1667 47.4801 36.6881 47.4219C39.283 47.3798 40.9179 45.101 42.4772 42.7684C43.6383 41.122 44.5317 39.3023 45.1244 37.3769C43.6169 36.7392 42.3304 35.6719 41.4253 34.3081C40.5203 32.9442 40.0367 31.3441 40.035 29.7072V29.7072Z"></path><path fill="white" d="M35.2725 15.6032C36.6874 13.9047 37.3844 11.7216 37.2156 9.51754C35.0541 9.74457 33.0574 10.7777 31.6234 12.411C30.9223 13.2089 30.3854 14.1371 30.0432 15.1427C29.7011 16.1483 29.5605 17.2114 29.6295 18.2713C30.7106 18.2824 31.7802 18.0481 32.7577 17.5859C33.7352 17.1238 34.5951 16.4458 35.2725 15.6032Z"></path><path fill="white" d="M71.5736 37.8578H64.2332L62.4704 42.9439H59.3613L66.314 24.1268H69.5443L76.497 42.9439H73.3349L71.5736 37.8578ZM64.9934 35.5109H70.8119L67.9436 27.2566H67.8633L64.9934 35.5109Z"></path><path fill="white" d="M91.5125 36.085C91.5125 40.3483 89.1773 43.0874 85.6532 43.0874C84.7605 43.133 83.8727 42.9321 83.0914 42.5076C82.3102 42.0831 81.667 41.4522 81.2356 40.6871H81.169V47.4824H78.287V29.2247H81.0766V31.5065H81.1296C81.5808 30.7451 82.2348 30.1175 83.0221 29.6904C83.8093 29.2633 84.7003 29.0528 85.6002 29.0811C89.1636 29.0811 91.5125 31.8335 91.5125 36.085ZM88.5503 36.085C88.5503 33.3074 87.0813 31.48
814 84.84 31.4814C82.638 31.4814 81.1569 33.3459 81.1569 36.085C81.1569 38.8493 82.638 40.7005 84.84 40.7005C87.0813 40.7005 88.5503 38.8877 88.5503 36.085Z"></path><path fill="white" d="M106.966 36.0851C106.966 40.3484 104.631 43.0875 101.106 43.0875C100.214 43.1331 99.3259 42.9322 98.5446 42.5077C97.7634 42.0832 97.1202 41.4523 96.6889 40.6872H96.6222V47.4825H93.7402V29.2248H96.5298V31.5066H96.5828C97.034 30.7452 97.688 30.1176 98.4752 29.6905C99.2624 29.2634 100.153 29.0529 101.053 29.0812C104.617 29.0812 106.966 31.8336 106.966 36.0851ZM104.004 36.0851C104.004 33.3075 102.535 31.4814 100.293 31.4814C98.0912 31.4814 96.6101 33.346 96.6101 36.0851C96.6101 38.8494 98.0912 40.7006 100.293 40.7006C102.535 40.7006 104.004 38.8878 104.004 36.0851H104.004Z"></path><path fill="white" d="M117.179 37.701C117.393 39.5671 119.248 40.7923 121.783 40.7923C124.212 40.7923 125.96 39.567 125.96 37.8845C125.96 36.4239 124.906 35.5494 122.41 34.95L119.914 34.3625C116.378 33.5279 114.736 31.912 114.736 29.2898C114.736 26.0431 117.632 23.8131 121.744 23.8131C125.813 23.8131 128.602 26.0431 128.696 29.2898H125.787C125.613 27.4119 124.024 26.2784 121.703 26.2784C119.381 26.2784 117.792 27.4253 117.792 29.0945C117.792 30.4248 118.807 31.2076 121.289 31.8069L123.411 32.3159C127.362 33.229 129.004 34.7798 129.004 37.5322C129.004 41.052
86 126.134 43.2575 121.569 43.2575C117.299 43.2575 114.415 41.1044 114.229 37.7009L117.179 37.701Z"></path><path fill="white" d="M135.223 25.9781V29.2247H137.893V31.4548H135.223V39.018C135.223 40.193 135.758 40.7405 136.932 40.7405C137.249 40.7351 137.565 40.7134 137.88 40.6754V42.8921C137.352 42.9884 136.816 43.0321 136.279 43.0223C133.436 43.0223 132.328 41.9791 132.328 39.3184V31.4548H130.286V29.2247H132.328V25.9781H135.223Z"></path><path fill="white" d="M139.44 36.0851C139.44 31.7685 142.041 29.056 146.099 29.056C150.169 29.056 152.759 31.7684 152.759 36.0851C152.759 40.4135 150.183 43.1141 146.099 43.1141C142.016 43.1141 139.44 40.4135 139.44 36.0851ZM149.823 36.0851C149.823 33.124 148.434 31.3764 146.099 31.3764C143.763 31.3764 142.376 33.1373 142.376 36.0851C142.376 39.058 143.763 40.7923 146.099 40.7923C148.434 40.7923 149.823 39.058 149.823 36.0851H149.823Z"></path><path fill="white" d="M155.135 29.2247H157.884V31.5598H157.95C158.136 30.8305 158.574 30.186 159.189 29.7346C159.804 29.2833 160.559 29.0525 161.328 29.0812C161.66 29.0801 161.991 29.1153 162.315 29.1863V31.8203C161.896 31.6951 161.458 31.6376 161.02 31.6501C160.602 31.6335 160.184 31.7057 159.797 31.8616C159.409 32.0175 159.061 32.2535 158.776 32.5533C158.49 32.8532 158.275 33.2098 158.144 33.5988C158.013 33.9877 157.97 34.3997 158.017 34.8065V42.9439H155.135L155.135 29.2247Z"></path><path fill="white" d="M175.603 38.9144C175.215 41.4049 172.733 43.1141 169.557 43.1141C165.473 43.1141 162.937 40.4401 162.937 36.1502C162.937 31.8469 165.486 29.056 169.436 29.056C173.32 29.056 175.763 31.6634 175.763 35.8231V36.788H165.847V36.9581C165.801 37.463 165.866 37.9717 166.036 38.4503C166.207 38.9289 166.48 39.3665 166.838 39.734C167.195 40.1015 167.628 40.3906 168.108 40.582C168.589 40.7734 169.105 40.8627 169.624 40.8441C170.305 40.9064 170.988 40.7523 171.572 40.4046C172.157 40.057 172.61 39.5343 172.866 38.9144L175.603 38.9144ZM165.86 34.8198H172.88C172.906 34.3659 172.835 33.9115 172.673 33.4854C172.51 33.0593 172.26 32.6706 171.936 32.3436C171.613 32.0167 171.224 31.7586 170.794 31.5855C170.363 31.4124 169.901 31.3281 169.436 31.3379C168.967 31.3351 168.501 31.4233 168.067 31.5971C167.633 31.771 167.238 32.0272 166.906 32.3509C166.573 32.6746 166.31 33.0595 166.13 33.4832C165.951 33.907 165.859 34.3613 165.86 34.8199V34.8198Z"></path><path fill="white" d="M64.6322 9.96308C65.2364 9.92071 65.8427 10.0099 66.4074 10.2242C66.972 10.4385 67.481 10.7726 67.8975 11.2024C68.314 11.6322 68.6277 12.1469 68.816 12.7095C69.0042 13.2721 69.0624 13.8685 68.9862 14.4557C68.9862 17.3443 67.3885 19.0047 64.6322 19.0047H61.2899V9.96308H64.6322ZM62.7271 17.726H64.4717C64.9034 17.7512 65.3355 17.6821 65.7364 17.5235C66.1373 17.365 66.4971 17.1211 66.7894 16.8096C67.0817 16.4981 67.2992 16.1269 67.4262 15.7229C67.5531 15.3189 67.5863 14.8923 67.5232 14.4742C67.5817 14.0577 67.5452 13.6338 67.4163 13.2327C67.2874 12.8317 67.0693 12.4634 66.7777 12.1544C66.486 11.8454 66.128 11.6032 65.7294 11.4453C65.3307 11.2873 64.9012 11.2175 64.4717 11.2408H62.7271V17.726Z"></path><path fill="white" d="M70.6096 15.5899C70.5657 15.1415 70.6182 14.6891 70.7638 14.2617C70.9093 13.8343 71.1446 13.4413 71.4547 13.1079C71.7647 12.7746 72.1427 12.5083 72.5643 12.326C72.9859 12.1438 73.4418 12.0496 73.9028 12.0496C74.3638 12.0496 74.8197 12.1438 75.2412 12.326C75.6628 12.5083 76.0408 12.7746 76.3508 13.1079C76.6609 13.4413 76.8962 13.8343 77.0418 14.2617C77.1873 14.6891 77.2398 15.1415 77.1959 15.5899C77.2406 16.0388 77.1887 16.4919 77.0436 16.92C76.8985 17.3481 76.6633 17.7418 76.3531 18.0758C76.043 18.4098 75.6647 18.6767 75.2427 18.8593C74.8207 19.042 74.3643 19.1363 73.9028 19.1363C73.4412 19.1363 72.9848 19.042 72.5628 18.8593C72.1408 18.6767 71.7625 18.4098 71.4524 18.0758C71.1422 17.7418 70.907 17.3481 70.7619 16.92C70.6168 16.4919 70.5649 16.0388 70.6096 15.5899V15.5899ZM75.7784 15.5899C75.7784 14.1109 75.0984 13.246 73.905 13.246C72.7071 13.246 72.0332 14.1109 72.0332 15.59C72.0332 17.0809 72.7072 17.9391 73.905 17.9391C75.0984 17.9391 75.7784 17.0749 75.7784 15.5899H75.7784Z"></path><path fill="white" d="M85.9508 19.0045H84.5212L83.078 13.9791H82.9689L81.5317 19.0045H80.1157L78.1909 12.1812H79.5887L80.8396 17.3878H80.9426L82.3783 12.1812H83.7004L85.1361 17.3878H85.2451L86.49 12.1812H87.8681L85.9508 19.0045Z"></path><path fill="white" d="M89.487 12.1812H90.8137V13.2651H90.9166C91.0913 12.8758 91.386 12.5494 9
81.7595 12.3315C92.1331 12.1136 92.5669 12.015 93.0005 12.0495C93.3403 12.0245 93.6814 12.0746 93.9987 12.1959C94.316 12.3173 94.6013 12.5069 94.8334 12.7506C95.0655 12.9943 95.2386 13.286 95.3397 13.6039C95.4408 13.9218 95.4674 14.2579 95.4175 14.5873V19.0044H94.0394V14.9255C94.0394 13.8289 93.5517 13.2836 92.5325 13.2836C92.3018 13.2731 92.0716 13.3115 91.8575 13.3961C91.6434 13.4807 91.4505 13.6095 91.2922 13.7738C91.1338 13.938 91.0136 14.1337 90.9399 14.3476C90.8662 14.5615 90.8407 14.7884 90.8651 15.0128V19.0045H89.487L89.487 12.1812Z"></path><path fill="white" d="M97.6134 9.51756H98.9915V19.0045H97.6134V9.51756Z"></path><path fill="white" d="M100.907 15.59C100.863 15.1415 100.916 14.6891 101.062 14.2616C101.207 13.8342 101.442 13.4412 101.753 13.1078C102.063 12.7745 102.441 12.5082 102.862 12.3259C103.284 12.1436 103.74 12.0495 104.201 12.0495C104.662 12.0495 105.118 12.1436 105.539 12.3259C105.961 12.5082 106.339 12.7745 106.649 13.1078C106.959 13.4412 107.194 13.8342 107.34 14.2616C107.486 14.6891 107.538 15.1415 107.494 15.59C107.539 16.0388 107.487 16.4919 107.342 16.92C107.197 17.3481 106.961 17.7418 106.651 18.0758C106.341 18.4098 105.963 18.6767 105.541 18.8593C105.119 19.042 104.662 19.1363 104.201 19.1363C103.739 19.1363 103.283 19.042 102.861 18.8593C102.439 18.6767 102.06 18.4098 101.75 18.0758C101.44 17.7418 101.205 17.3481 101.06 16.92C100.915 16.4919 100.863 16.0388 100.907 15.59V15.59ZM106.076 15.59C106.076 14.1109 105.396 13.246 104.203 13.246C103.005 13.246 102.331 14.1109 102.331 15.59C102.331 17.0809 103.005 17.9391 104.203 17.9391C105.396 17.9391 106.076 17.0749 106.076 15.59H106.076Z"></path><path fill="white" d="M108.945 17.0749C108.945 15.8466 109.881 15.1386 111.542 15.0379L113.434 14.9314V14.3424C113.434 13.6218 112.946 13.2148 112.004 13.2148C111.235 13.2148 110.702 13.4908 110.549 13.9732H109.215C109.356 12.8012 110.484 12.0495 112.068 12.0495C113.819 12.0495 114.806 12.9011 114.806 14.3424V19.0045H113.479V18.0456H113.37C113.149 18.3896 112.838 18.67 112.47 18.8582C112.101 19.0464 111.688 19.1357 111.273 19.1169C110.98 19.1467 110.683 19.1162 110.403 19.0272C110.123 18.9383 109.865 18.7929 109.645 18.6005C109.426 18.4081 109.25 18.173 109.13 17.9102C109.009 17.6474 108.946 17.3629 108.945 17.0749V17.0749ZM113.434 16.4918V15.9214L111.729 16.0279C110.767 16.0908 110.331 16.4104 110.331 17.012C110.331 17.6261 110.876 17.9835 111.626 17.9835C111.845 18.0052 112.067 17.9835 112.278 17.9197C112.489 17.8559 112.685 17.7514 112.853 17.6122C113.022 17.473 113.16 17.3021 113.26 17.1096C113.36 16.9172 113.419 16.7071 113.434 16.4918V16.4918Z"></path><path fill="white" d="M116.617 15.5899C116.617 13.4339 117.752 12.068 119.516 12.068C119.952 12.0484 120.385 12.1505 120.765 12.3625C121.144 12.5745 121.453 12.8875 121.657 13.2651H121.76V9.51756H123.138V19.0045H121.818V17.9265H121.709C121.489 18.3015 121.169 18.6107 120.782 18.8205C120.396 19.0304 119.958 19.1329 119.516 19.117C117.739 19.117 116.617 17.7512 116.617 15.5899ZM118.041 15.5899C118.041 17.0372 118.739 17.908 119.907 17.908C121.068 17.908 121.786 17.0246 121.786 15.5958C121.786 14.1738 121.061 13.2777 119.907 13.2777C118.746 13.2777 118.041 14.1545 118.041 15.5899H118.041Z"></path><path fill="white" d="M128.84 15.5899C128.796 15.1415 128.849 14.6891 128.994 14.2617C129.14 13.8343 129.375 13.4413 129.685 13.1079C129.995 12.7746 130.373 12.5083 130.795 12.326C131.216 12.1438 131.672 12.0496 132.133 12.0496C132.594 12.0496 133.05 12.1438 133.472 12.326C133.893 12.5083 134.271 12.7746 134.581 13.1079C134.891 13.4413 135.127 13.8343 135.272 14.2617C135.418 14.6891 135.47 15.1415 135.426 15.5899C135.471 16.0388 135.419 16.4919 135.274 16.92C135.129 17.3481 134.894 17.7418 134.584 18.0758C134.273 18.4098 133.895 18.6767 133.473 18.8593C133.051 19.042 132.595 19.1363 132.133 19.1363C131.672 19.1363 131.215 19.042 130.793 18.8593C130.371 18.6767 129.993 18.4098 129.683 18.0758C129.373 17.7418 129.138 17.3481 128.992 16.92C128.847 16.4919 128.795 16.0388 128.84 15.5899V15.5899ZM134.009 15.5899C134.009 14.1109 133.329 13.246 132.136 13.246C130.938 13.246 130.264 14.1109 130.264 15.59C130.264 17.0809 130.938 17.9391 132.136 17.9391C133.329 17.9391 134.009 17.0749 134.009 15.5899Z"></path><path fill="white" d="M137.275 12.1812H138.602V13.2651H138.705C138.88 12.8758 139.174 12.5494 139.548 12.3315C139.922 12.1136 140.355 12.015 140.789 12.0495C141.129 12.0245 141.47 12.0746 141.787 12.1959C142.104 12.3173 142.39 12.5069 142.622 12.7506C142.854 12.9943 143.027 13.286 143.128 13.6039C143.229 13.9218 143.256 14.2579 143.206 14.5873V19.0044H141.828V14.9255C141.828 13.8289 141.34 13.2836 140.321 13.2836C140.09 13.2731 139.86 13.3115 139.646 13.3961C139.432 13.4807 139.239 13.6095 139.081 13.7738C138.922 13.938 138.802 14.1337 138.728 14.3476C138.655 14.5615 138.629 14.7884 138.654 15.0128V19.0045H137.275V12.1812Z"></path><path fill="white" d="M150.993 10.4824V12.2123H152.506V13.3465H150.993V16.8551C150.993 17.5699 151.295 17.8829 151.981 17.8829C152.156 17.8823 152.332 17.8719 152.506 17.8518V18.9735C152.259 19.0167 152.008 19.0397 151.756 19.0423C150.224 19.0423 149.614 18.5155 149.614 17.1999V13.3465H148.505V12.2122H149.614V10.4824H150.993Z"></path><path fill="white" d="M154.389 9.51756H155.755V13.2777H155.864C156.047 12.8848 156.35 12.5566 156.731 12.3378C157.112 12.1191 157.552 12.0205 157.993 12.0554C158.331 12.0374 158.669 12.0926 158.982 12.2169C159.296 12.3412 159.578 12.5317 159.808 12.7746C160.037 13.0176 160.209 13.3071 160.311 13.6225C160.413 13.9379 160.443 14.2714 160.398 14.5992V19.0045H159.018V14.9314C159.018 13.8415 158.499 13.2895 157.525 13.2895C157.288 13.2706 157.05 13.3024 156.827 13.3828C156.604 13.4632 156.402 13.5902 156.234 13.755C156.067 13.9197 155.938 14.1183 155.857 14.3367C155.777 14.5551 155.746 14.7881 155.767 15.0194V19.0045H154.389L154.389 9.51756Z"></path><path fill="white" d="M168.433 17.1622C168.246 17.7858 167.84 18.3252 167.287 18.6861C166.734 19.047 166.069 19.2063 165.407 19.1362C164.947 19.1481 164.49 19.062 164.068 18.8839C163.645 18.7058 163.267 18.44 162.96 18.1049C162.653 17.7698 162.425 17.3735 162.29 16.9434C162.156 16.5133 162.119 16.0598 162.182 15.6143C162.12 15.1675 162.158 14.713 162.292 14.2816C162.426 13.8503 162.654 13.4521 162.959 13.1141C163.264 12.7761 163.64 12.5061 164.062 12.3224C164.483 12.1387 164.94 12.0457 165.401 12.0495C167.344 12.0495 168.517 13.3466 168.517 15.4893V15.9592H163.586V16.0346C163.564 16.285 163.596 16.5371 163.68 16.7746C163.764 17.0121 163.898 17.2299 164.073 17.4139C164.248 17.598 164.461 17.7442 164.697 17.8433C164.933 17.9424 165.188 17.9922 165.445 17.9894C165.775 18.028 166.109 17.97 166.405 17.8227C166.701 17.6754 166.945 17.4455 167.107 17.1622L168.433 17.1622ZM163.586 14.9632H167.113C167.13 14.7342 167.098 14.5042 167.019 14.2879C166.94 14.0717 166.816 13.874 166.654 13.7075C166.492 13.541 166.296 13.4095 166.079 13.3213C165.862 13.2332 165.629 13.1904 165.394 13.1956C165.155 13.1927 164.919 13.2364 164.698 13.3242C164.477 13.412 164.277 13.5421 164.108 13.7069C163.94 13.8716 163.807 14.0676 163.717 14.2834C163.627 14.4992 163.583 14.7303 163.586 14.9632H163.586Z"></path></svg></a><a class="mantine-focus-auto m_849cf0da m_b6d8b162 mantine-Text-root mantine-Anchor-root" data-underline="hover" target="_blank" rel="noreferrer" href="https://play.google.com/store/apps/details?id=au.com.aussie.app&referrer=utm_source%3Dwebsite%26utm_medium%3Dlanding_page%26utm_campaign%3Dapp_footer%26utm_content%3Dwebsite_footer"><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 196 57" width="120px" height="35px" c
8olor="#000"><rect width="195.142" height="57" fill="currentColor" rx="5.938"></rect><path fill="#EA4335" d="M30.1254 27.6477L14.3951 44.3427C14.3966 44.3457 14.3966 44.3501 14.398 44.3531C14.8812 46.1659 16.5359 47.5 18.5009 47.5C19.2869 47.5 20.0241 47.2873 20.6565 46.9149L20.7067 46.8854L38.4123 36.6689L30.1254 27.6477Z"></path><path fill="#FBBC04" d="M46.0387 24.8048L46.024 24.7944L38.3797 20.3636L29.7677 28.0271L38.4107 36.6671L46.0136 32.2806C47.3463 31.5596 48.2519 30.1546 48.2519 28.5353C48.2519 26.9249 47.3596 25.5273 46.0387 24.8048Z"></path><path fill="#4285F4" d="M14.3948 12.6561C14.3002 13.0048 14.25 13.3712 14.25 13.7494V43.2509C14.25 43.6291 14.3002 43.9955 14.3963 44.3427L30.6658 28.0746L14.3948 12.6561Z"></path><path fill="#34A853" d="M30.2416 28.4999L38.3822 20.3607L20.6973 10.1072C20.0546 9.72162 19.3041 9.50001 18.5018 9.50001C16.5368 9.50001 14.8791 10.8371 14.396 12.6514C14.396 12.6529 14.3945 12.6543 14.3945 12.6558L30.2416 28.4999Z"></path><path fill="white" d="M71.4067 14.2174C71.4067 15.3877 71.0604 16.3191 70.3663 17.0146C69.5773 17.8413 68.5508 18.2547 67.2884 18.2547C66.0776 18.2547 65.0498 17.8357 64.2049 16.9964C63.3572 16.1585 62.9355 15.1181 62.9355 13.878C62.9355 12.6365 63.3572 11.5975 64.2049 10.7582C65.0498 9.92035 66.0776 9.5 67.2884 9.5C67.8875 9.5 68.4629 9.61731 69.0075 9.85192C69.5535 10.0865 69.9906 10.398 70.3188 10.7876L69.5815 11.5249C69.027 10.863 68.2632 10.5306 67.2884 10.5306C66.4058 10.5306 65.6433 10.8406 64.9995 11.4607C64.3557 12.0821 64.0345 12.8865 64.0345 13.878C64.0345 14.8682 64.3557 15.6739 64.9995 16.294C65.6433 16.9154 66.4058 17.2241 67.2884 17.2241C68.2241 17.2241 69.0033 16.9126 69.6289 16.2884C70.0339 15.882 70.2671 15.3178 70.33 14.5917H67.2884V13.5848H71.348C71.3871 13.804 71.4067 14.0149 71.4067 14.2174Z"></path><path fill="white" d="M71.4067 14.2174C71.4067 15.3877 71.0604 16.3191 70.3663 17.0146C69.5773 17.8413 68.5508 18.2547 67.2884 18.2547C66.0776 18.2547 65.0498 17.8357 64.2049 16.9964C63.3572 16.1585 62.9355 15.1181 62.9355 13.878C62.9355 12.6365 63.3572 11.5975 64.2049 10.7582C65.0498 9.92035 66.0776 9.5 67.2884 9.5C67.8875 9.5 68.4629 9.61731 69.0075 9.85192C69.5535 10.0865 69.9906 10.398 70.3188 10.7876L69.5815 11.5249C69.027 10.863 68.2632 10.5306 67.2884 10.5306C66.4058 10.5306 65.6433 10.8406 64.9995 11.4607C64.3557 12.0821 64.0345 12.8865 64.0345 13.878C64.0345 14.8682 64.3557 15.6739 64.9995 16.294C65.6433 16.9154 66.4058 17.2241 67.2884 17.2241C68.2241 17.2241 69.0033 16.9126 69.6289 16.2884C70.0339 15.882 70.2671 15.3178 70.33 14.5917H67.2884V13.5848H71.348C71.3871 13.804 71.4067 14.0149 71.4067 14.2174Z"></path><path fill="white" d="M77.8436 10.7179H74.0284V13.374H77.4694V14.3809H74.0284V17.0371H77.8436V18.0677H72.9517V9.68867H77.8436V10.7179Z"></path><path fill="white" d="M77.8436 10.7179H74.0284V13.374H77.4694V14.3809H74.0284V17.0371H77.8436V18.0677H72.9517V9.68867H77.8436V10.7179Z"></path><path fill="white" d="M82.3837 18.0673H81.307V10.7175H78.9664V9.68829H84.7242V10.7175H82.3837V18.0673Z"></path><path fill="white" d="M82.3837 18.0673H81.307V10.7175H78.9664V9.68829H84.7242V10.7175H82.3837V18.0673Z"></path><path fill="white" d="M88.8903 9.68829H89.967V18.0673H88.8903V9.68829Z"></path><path fill="white" d="M94.7422 18.0673H93.6654V10.7175H91.3249V9.68829H97.0827V10.7175H94.7422V18.0673Z"></path><path fill="white" d="M94.7422 18.0673H93.6654V10.7175H91.3249V9.68829H97.0827V10.7175H94.7422V18.0673Z"></path><path fill="white" d="M102.634 16.2828C103.254 16.9112 104.012 17.2241 104.91 17.2241C105.808 17.2241 106.566 16.9112 107.186 16.2828C107.806 15.6544 108.118 14.8528 108.118 13.878C108.118 12.9033 107.806 12.1003 107.186 11.4733C106.566 10.8448 105.808 10.5306 104.91 10.5306C104.012 10.5306 103.254 10.8448 102.634 11.4733C102.015 12.1003 101.704 12.9033 101.704 13.878C101.704 14.8528 102.015 15.6544 102.634 16.2828ZM107.982 16.9839C107.158 17.8315 106.135 18.2547 104.91 18.2547C103.685 18.2547 102.662 17.8315 101.839 16.9839C101.015 16.1376 100.605 15.1028 100.605 13.878C100.605 12.6533 101.015 11.6171 101.839 10.7708C102.662 9.92454 103.685 9.5 104.91 9.5C106.128 9.5 107.149 9.92593 107.977 10.7764C108.803 11.6269 109.217 12.6603 109.217 13.878C109.217 15.1028 108.805 16.1376 107.982 16.9839Z"></path><path fill="white" d="M102.634 16.2828C103.254 16.9112 104.012 17.2241 104.91 17.2241C105.808 17.2241 106.566 16.9112 107.186 16.2828C107.806 15.6544 108.118 14.8528 108.118 13.878C108.118 12.9033 107.806 12.1003 107.186 11.4733C106.566 10.8448 105.808 10.5306 104.91 10.5306C104.012 10.5306 103.254 10.8448 102.634 11.4733C102.015 12.1003 101.704 12.9033 101.704 13.878C101.704 14.8528 102.015 15.6544 102.634 16.2828ZM107.982 16.9839C107.158 17.8315 106.135 18.2547 104.91 18.2547C103.685 18.2547 102.662 17.8315 101.839 16.9839C101.015 16.1376 100.605 15.1028 100.605 13.878C100.605 12.6533 101.015 11.6171 101.839 10.7708C102.662 9.92454 103.685 9.5 104.91 9.5C106.128 9.5 107.149 9.92593 107.977 10.7764C108.803 11.6269 109.217 12.6603 109.217 13.878C109.217 15.1028 108.805 16.1376 107.982 16.9839Z"></path><path fill="white" d="M110.728 18.0673V9.68829H112.038L116.11 16.2058H116.157L116.11 14.5914V9.68829H117.188V18.0673H116.064L111.803 11.2328H111.757L111.803 12.8486V18.0673H110.728Z"></path><path fill="white" d="M110.728 18.0673V9.68829H112.038L116.11 16.2058H116.157L116.11 14.5914V9.68829H117.188V18.0673H116.064L111.803 11.2328H111.757L111.803 12.8486V18.0673H110.728Z"></path><path fill="white" d="M154.523 41.8079H157.129V24.3502H154.523V41.8079ZM177.994 30.6386L175.007 38.2077H174.918L171.817 30.6386H169.01L173.659 41.2171L171.
801 47.102H173.726L180.892 30.6386H177.994ZM163.216 39.8248C162.362 39.8248 161.172 39.3989 161.172 38.3417C161.172 36.9955 162.654 36.4788 163.934 36.4788C165.079 36.4788 165.62 36.726 166.315 37.0625C166.113 38.6797 164.72 39.8248 163.216 39.8248ZM163.531 30.2574C161.644 30.2574 159.689 31.0883 158.882 32.9303L161.194 33.8953C161.689 32.9303 162.609 32.6147 163.575 32.6147C164.923 32.6147 166.293 33.4232 166.315 34.8616V35.0404C165.843 34.7709 164.834 34.3673 163.598 34.3673C161.105 34.3673 158.566 35.7373 158.566 38.297C158.566 40.6334 160.611 42.1388 162.901 42.1388C164.653 42.1388 165.62 41.3526 166.226 40.4309H166.315V41.7785H168.83V35.0851C168.83 31.9862 166.518 30.2574 163.531 30.2574M147.426 32.7641H143.72V26.7801H147.426C149.374 26.7801 150.48 28.393 150.48 29.7714C150.48 31.1246 149.374 32.7641 147.426 32.7641ZM147.359 24.3502H141.115V41.8079H143.72V35.194H147.359C150.247 35.194 153.086 33.1021 153.086 29.7714C153.086 26.4407 150.247 24.3502 147.359 24.3502M113.311 39.8276C111.511 39.8276 110.004 38.3208 110.004 36.2512C110.004 34.1592 111.511 32.6286 113.311 32.6286C115.089 32.6286 116.482 34.1592 116.482 36.2512C116.482 38.3208 115.089 39.8276 113.311 39.8276ZM116.304 31.6162H116.213C115.628 30.9193 114.504 30.2895 113.086 30.2895C110.116 30.2895 107.394 32.8982 107.394 36.2512C107.394 39.5804 110.116 42.1682 113.086 42.1682C114.504 42.1682 115.628 41.5383 116.213 40.8177H116.304V41.6738C116.304 43.9459 115.089 45.1609 113.131 45.1609C111.533 45.1609 110.543 44.0129 110.138 43.0452L107.866 43.9906C108.518 45.5658 110.251 47.5 113.131 47.5C116.191 47.5 118.778 45.6999 118.778 41.3135V30.6484H116.304V31.6162ZM120.578 41.8079H123.188V24.3488H120.578V41.8079ZM127.034 36.0487C126.967 33.7542 128.812 32.5839 130.139 32.5839C131.175 32.5839 132.052 33.1007 132.344 33.8436L127.034 36.0487ZM135.134 34.0684C134.64 32.7418 133.132 30.2895 130.049 30.2895C126.99 30.2895 124.448 32.6957 124.448 36.2288C124.448 39.5581 126.967 42.1682 130.341 42.1682C133.064 42.1682 134.64 40.5035 135.292 39.5357L133.267 38.1853C132.592 39.1754 131.669 39.8276 130.341 39.8276C129.015 39.8276 128.069 39.2201 127.462 38.0289L135.404 34.7429L135.134 34.0684ZM71.8613 32.1119V34.6312H77.89C77.7099 36.0487 77.2378 37.0835 76.5187 37.8027C75.6402 38.6811 74.2675 39.6489 71.8613 39.6489C68.148 39.6489 65.2461 36.6562 65.2461 32.9442C65.2461 29.2309 68.148 26.2396 71.8613 26.2396C73.8639 26.2396 75.326 27.0273 76.4055 28.0397L78.1833 26.262C76.6751 24.8222 74.6739 23.7189 71.8613 23.7189C66.7766 23.7189 62.5019 27.8596 62.5019 32.9442C62.5019 38.0289 66.7766 42.1682 71.8613 42.1682C74.6054 42.1682 76.6751 41.2674 78.295 39.5804C79.961 37.9158 80.4777 35.5767 80.4777 33.6858C80.4777 33.1007 80.4331 32.5616 80.3423 32.1119H71.8613ZM87.3332 39.8276C85.5331 39.8276 83.9802 38.3431 83.9802 36.2288C83.9802 34.0908 85.5331 32.6286 87.3332 32.6286C89.1319 32.6286 90.6848 34.0908 90.6848 36.2288C90.6848 38.3431 89.1319 39.8276 87.3332 39.8276ZM87.3332 30.2895C84.0472 30.2895 81.3701 32.7864 81.3701 3
86.2288C81.3701 39.6489 84.0472 42.1682 87.3332 42.1682C90.6177 42.1682 93.2949 39.6489 93.2949 36.2288C93.2949 32.7864 90.6177 30.2895 87.3332 30.2895ZM100.339 39.8276C98.5387 39.8276 96.9858 38.3431 96.9858 36.2288C96.9858 34.0908 98.5387 32.6286 100.339 32.6286C102.139 32.6286 103.69 34.0908 103.69 36.2288C103.69 38.3431 102.139 39.8276 100.339 39.8276ZM100.339 30.2895C97.0542 30.2895 94.3771 32.7864 94.3771 36.2288C94.3771 39.6489 97.0542 42.1682 100.339 42.1682C103.623 42.1682 106.3 39.6489 106.3 36.2288C106.3 32.7864 103.623 30.2895 100.339 30.2895Z"></path></svg></a></div></div></div></div></div></div><style data-mantine-styles="inline">.__m__-_R_2pdfdblb_{padding-inline:var(--mantine-spacing-md);}@media(min-width: 88em){.__m__-_R_2pdfdblb_{padding-inline:0rem;}}</style><div style="justify-content:space-around;flex:1 1 auto" class="m_8bffd616 mantine-Flex-root __m__-_R_9dfdblb_ __m__-_R_2pdfdblb_"><div style="--stack-gap:var(--mantine-spacing-md);--stack-align:stretch;--stack-justify:flex-start" class="m_6d731127 mantine-Stack-root"><style data-mantine-styles="inline">.__m__-_R_dmpdfdblb_{flex-direction:column;}@media(min-width: 36em){.__m__-_R_dmpdfdblb_{flex-direction:row;}}</style><div style="row-gap:var(--mantine-spacing-xs);column-gap:var(--mantine-spacing-md);max-width:calc(82.5rem * var(--mantine-scale))" class="m_8bffd616 mantine-Flex-root __m__-_R_dmpdfdblb_"><div style="gap:var(--mantine-spacing-xs);align-items:center;flex:1" class="m_8bffd616 mantine-Flex-root __m__-_R_3ddmpdfdblb_"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 41 24" width="40" height="24"><g clip-path="url(#aboriginal-flag_svg__a)"><path fill="#000" d="M0 0h40.088v24H0z"></path><path fill="#C00" d="M0 12h40.088v12H0z"></path><path fill="#FF0" d="M20.044 18c3.32 0 6.013-2.686 6.013-6s-2.692-6-6.013-6-6.013 2.686-6.013 6 2.692 6 6.013 6"></path></g><defs><clipPath id="aboriginal-flag_svg__a"><path fill="#fff" d="M0 0h40.088v24H0z"></path></clipPath></defs></svg><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 37 24" width="40" height="24"><g clip-path="url(#torres-strait-islanders-flag_svg__a)"><path fill="#096" d="M36.119 19.8H0V24h36.119zM36.119 0H0v4.2h36.119z"></path><path fill="#000" d="M36.119 4.2H0v1.2h36.119zM36.119 18.6H0v1.2h36.119z"></path><path fill="#009" d="M36.119 5.4H0v13.2h36.119z"></path><path fill="#fff" d="M17.457 5.7c-6.02 1.8-5.718 6.3-3.792 10.44l-2.288 2.16 4.154-1.5v-5.52c1.324-1.98 3.732-1.98 5.057 0v5.52l4.153 1.5-2.287-2.16C24.38 12 24.68 7.5 18.66 5.7l-.602 2.58z"></path><path fill="#fff" d="m20.347 11.823-1.405 1.078.533 1.739-1.414-1.068-1.413 1.066.53-1.738-1.406-1.08 1.743-.006.543-1.734.547 1.735z"></path></g><defs><clipPath id="torres-strait-islanders-flag_svg__a"><path fill="#fff" d="M0 0h36.119v24H0z"></path></clipPath></defs></svg></div><p style="--text-fz:var(--mantine-font-size-sm);--text-lh:var(--mantine-line-height-sm);color:var(--mantine-color-gray-7)" class="mantine-focus-auto m_b6d8b162 mantine-Text-root" data-size="sm">We acknowledge the Traditional Owners of the many lands where we live and work and pay our respects to Elders past, present and emerging. We celebrate the stories, culture and traditions of Aboriginal and Torres Strait Islander Elders of all communities from the many lands where we live, work and gather.</p></div><style data-mantine-styles="inline">@media(min-width: 62em){.__m__-_R_lmpdfdblb_{padding-inline:var(--mantine-spacing-lg);}}</style><div style="--divider-color:#E4E4E2;max-width:calc(82.5rem * var(--mantine-scale))" class="m_3eebeb36 mantine-Divider-root __m__-_R_lmpdfdblb_" data-orientation="horizontal" role="separator"></div><p style="--text-fz:var(--mantine-font-size-sm);--text-lh:var(--mantine-line-height-sm);padding-bottom:var(--mantine-spacing-xxl);color:var(--mantine-color-gray-7);max-width:calc(82.5rem * var(--mantine-scale))" class="mantine-focus-auto m_b6d8b162 mantine-Text-root" data-size="sm">© <!-- -->2026<!-- --> Lendi Group Distribution Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786. The Lendi Group Pty Ltd, which is the ultimate holding company of the Aussie and Lendi businesses is owned by numerous shareholders including; banks such as CBA, ANZ and Macquarie Bank, the Lendi founders and employees, and a number of Australian institutional investors and s
8ophisticated investors including UniSuper.</p></div></div></div></div></div>
8<script src="/referral-v1/"></script>
8<script src="/gp-aussie-cms/_next/static/chunks/webpack-3a2c02d9d4d9dd1e.js" id="_R_" async=""></script>
8<script>(self.__next_f=self.__next_f||[]).push([0])</script>
8<script>self.__next_f.push([1,"1:\"$Sreact.fragment\"\n3:I[15771,[],\"\"]\n4:I[3239,[],\"\"]\n6:I[2866,[],\"OutletBoundary\"]\n7:\"$Sreact.suspense\"\na:I[2866,[],\"ViewportBoundary\"]\nc:I[2866,[],\"MetadataBoundary\"]\ne:I[87231,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"3647\",\"static/chunks/3647-52a88dc20382667f.js\",\"1648\",\"static/chunks/1648-2355871ebabf15b4.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"4219\",\"static/chunks/app/global-error-c1bd883cc882364b.js\"],\"default\"]\n:HL[\"/gp-aussie-cms/_next/static/css/8401e88d18bfda24.css\",\"style\"]\n:HL[\"/gp-aussie-cms/_next/static/css/2378921043809985.css\",\"style\"]\n:HL[\"/gp-aussie-cms/_next/static/css/7e3c603800c254ac.css\",\"style\"]\n:HL[\"/gp-aussie-cms/_next/static/css/c2e088501157c66c.css\",\"style\"]\n9:X\n0:{\"P\":null,\"c\":[\"\",\"insights\",\"articles\",\"first-home-buyer-guide-government-grants-concessions\",\"\"],\"q\":\"\",\"i\":false,\"f\":[[[\"\",{\"children\":[\"insights\",{\"children\":[[\"category\",\"articles\",\"d\",[]],{\"children\":[[\"slug\",\"first-home-buyer-guide-government-grants-concessions\",\"c\",[]],{\"children\":[\"__PAGE__\",{},\"$undefined\",\"$undefined\",4096]},\"$undefined\",\"$undefined\",4096]},\"$undefined\",\"$undefined\",4096]},\"$undefined\",\"$undefined\",4096]},\"$undefined\",\"$undefined\",4112],[[\"$\",\"$1\",\"c\",{\"children\":[[[\"$\",\"link\",\"0\",{\"rel\":\"stylesheet\",\"href\":\"/gp-aussie-cms/_next/static/css/8401e88d18bfda24.css\",\"precedence\":\"next\",\"crossOrigin\":\"$undefined\",\"nonce\":\"$undefined\"}],[\"$\",\"link\",\"1\",{\"rel\":\"stylesheet\",\"href\":\"/gp-aussie-cms/_next/static/css/2378921043809985.css\",\"precedence\":\"next\",\"crossOrigin\":\"$undefined\",\"nonce\":\"$undefined\"}],[\"$\",\"link\",\"2\",{\"rel\":\"stylesheet\",\"href\":\"/gp-aussie-cms/_next/static/css/7e3c603800c254ac.css\",\"precedence\":\"next\",\"crossOrigin\":\"$undefined\",\"nonce\":\"$undefined\"}],[\"$\",\"link\",\"3\",{\"rel\":\"stylesheet\",\"href\":\"/gp-aussie-cms/_next/static/css/c2e088501157c66c.css\",\"precedence\":\"next\",\"crossOrigin\":\"$undefined\",\"nonce\":\"$undefined\"}]],\"$L2\"]}],{\"children\":[[\"$\",\"$1\",\"c\",{\"children\":[null,[\"$\",\"$L3\",null,{\"parallelRouterKey\":\"children\",\"error\":\"$undefined\",\"errorStyles\":\"$undefined\",\"errorScripts\":\"$undefined\",\"template\":[\"$\",\"$L4\",null,{}],\"templateStyles\":\"$undefined\",\"templateScripts\":\"$undefined\",\"notFound\":\"$undefined\",\"forbidden\":\"$undefined\",\"unauthorized\":\"$undefined\"}]]}],{\"children\":[[\"$\",\"$1\",\"c\",{\"children\":[null,[\"$\",\"$L3\",null,{\"parallelRouterKey\":\"children\",\"error\":\"$undefined\",\"errorStyles\":\"$undefined\",\"errorScripts\":\"$undefined\",\"template\":[\"$\",\"$L4\",null,{}],\"templateStyles\":\"$undefined\",\"templateScripts\":\"$undefined\",\"notFound\":\"$undefined\",\"forbidden\":\"$undefined\",\"unauthorized\":\"$undefined\"}]]}],{\"children\":[[\"$\",\"$1\",\"c\",{\"children\":[null,[\"$\",\"$L3\",null,{\"parallelRouterKey\":\"children\",\"error\":\"$undefined\",\"errorStyles\":\"$undefined\",\"errorScripts\":\"$undefined\",\"template\":[\"$\",\"$L4\",null,{}],\"templateStyles\":\"$undefined\",\"templateScripts\":\"$undefined\",\"notFound\":\"$undefined\",\"forbidden\":\"$undefined\",\"unauthorized\":\"$undefined\"}]]}],{\"children\":[[\"$\",\"$1\",\"c\",{\"children\":[\"$L5\",null,[\"$\",\"$L6\",null,{\"children\":[\"$\",\"$7\",null,{\"name\":\"Next.MetadataOutlet\",\"children\":\"$@8\"}]}]]}],{},null,false,null]},null,false,\"$9\"]},null,false,\"$9\"]},null,false,\"$9\"]},null,false,null],[\"$\",\"$1\",\"h\",{\"children\":[null,[\"$\",\"$La\",null,{\"children\":\"$Lb\"}],[\"$\",\"div\",null,{\"hidden\":true,\"children\":[\"$\",\"$Lc\",null,{\"children\":[\"$\",\"$7\",null,{\"name\":\"Next.Metadata\",\"children\":\"$Ld\"}]}]}],null]}],false]],\"m\":\"$undefined\",\"G\":[\"$e\",[[\"$\",\"link\",\"0\",{\"rel\":\"stylesheet\",\"href\":\"/gp-aussie-cms/_next/static/css/8401e88d18bfda24.css\",\"precedence\":\"next\",\"crossOrigin\":\"$undefined\",\"nonce\":\"$undefined\"}]]],\"S\":false,\"h\":null,\"r\":\"$undefined\",\"s\":\"$undefined\",\"a\":\"$undefined\",\"l\":\"$undefined\",\"p\":\"$undefined\",\"d\":\"$undefined\",\"b\":\"VLhoe-7xrg7E36tdpuBK4\"}\n9:C\nf:I[66206,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"3647\",\"static/chunks/3647-52a88dc20382667f.js\",\"1648\",\"static/chunks/1648-2355871ebabf15b4.js\",\"7475\",\"static/chunks/7475-4714a26bba64afef.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"7177\",\"static/chunks/app/layout-d83e0e98692e458d.js\"],\"ColorSchemeScript\"]\n10:I[57990,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"3647\",\"static/chunks/3647-52a88dc20382667f.js\",\"1648\",\"static/chunks/1648-2355871ebabf15b4.js\",\"7475\",\"static/chunks/7475-4714a26bba64afef.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"7177\",\"static/chunks/app/layout-d83e0e98692e458d.js\"],\"default\"]\n11:I[59041,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"3647\",\"static/chunks/3647-52a88dc20382667f.js\",\"1648\",\"static/chunks/1648-2355871ebabf15b4.js\",\"7475\",\"static/chunks/7475-4714a26bba64afef.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"7177\",\"static/chunks/app/layout-d83e0e98692e458d.js\"],\"default\"]\n12:I[30100,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"3647\",\"static/chunks/3647-52a88dc20382667f.js\",\"1648\",\"static/chunks/1648-2355871ebabf15b4.js\",\"7475\",\"static/chunks/7475-4714a26bba64afef.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"7177\",\"static/chunks/app/layout-d83e0e98692e458d.js\"],\"aussieTheme\"]\n2:[\"$\",\"html\",null,{\"lang\":\"en\",\"suppressHydrationWarning\":true,\"data-mantine-color-scheme\":\"light\",\"children\":[[\"$\",\"head\",null,{\"children\":[[\"$\",\"$Lf\",null,{}],[\"$\",\"script\",\"org_json_ld\",{\"type\":\"application/ld+json\",\"dangerouslySetInnerHTML\":{\"__html\":\"{\\\"@context\\\":\\\"https://schema.org\\\",\\\"@type\\\":\\\"Corporation\\\",\\\"@id\\\":\\\"https://www.aussie.com.au/\\\",\\\"logo\\\":\\\"https://www.aussie.com.au/assets/favicon.ico\\\",\\\"legalName\\\":\\\"AHL Investments Pty Ltd\\\",\\\"name\\\":\\\"Aussie Home Loans\\\",\\\"sameAs\\\":[\\\"https://www.linkedin.com/company/aussie/\\\",\\\"https://twitter.com/aussie\\\",\\\"https://www.facebook.com/AussieHomeLoans\\\",\\\"https://www.instagram.com/aussiehomeloans/\\\",\\\"https://www.youtube.com/channel/UCIUF_t04qDGNQ5gOcApBbXA\\\"],\\\"url\\\":\\\"https://www.aussie.com.au/\\\",\\\"address\\\":{\\\"@type\\\":\\\"PostalAddress\\\",\\\"streetAddress\\\":\\\"L28, 225 George Street\\\",\\\"addressLocality\\\":\\\"Sydney\\\",\\\"addressRegion\\\":\\\"NSW\\\",\\\"postalCode\\\":\\\"2000\\\",\\\"addressCountry\\\":\\\"AU\\\"},\\\"contactPoint\\\":[{\\\"@type\\\":\\\"ContactPoint\\\",\\\"telephone\\\":\\\"13 13 33\\\",\\\"contactType\\\":\\\"Customer service\\\",\\\"areaServed\\\":\\\"AU\\\",\\\"availableLanguage\\\":[\\\"English\\\"]}]}\"}}],[\"$\",\"meta\",null,{\"name\":\"viewport\",\"content\":\"width=device-width, initial-scale=1, maximum-scale=1\"}],[\"$\",\"meta\",null,{\"name\":\"apple-itunes-app\",\"content\":\"app-id=6451372662\"}]]}],[\"$\",\"body\",null,{\"children\":[[\"$\",\"$L10\",null,{}],[\"$\",\"$L11\",null,{\"envVars\":{\"GP_API_BASE_URL\":\"https://api.lendi.com.au\",\"GP_BASE_URL\":\"https://www.aussie.com.au\",\"GP_AGENTS_SERVICE_API_BASE_URL\":\"https://agents-api.aussie.com.au\",\"GP_APP_ENVIRONMENT\":\"production\",\"GP_LAUNCHDARKLY_API_KEY\":\"api-ed814d4e-7ec1-42c5-837e-fc51509bc323\",\"GP_LAUNCHDARKLY_CLIENT_ID\":\"5e5486f5f434d50824ef46b0\",\"GP_LAUNCHDARKLY_ENV_KEY\":\"production\",\"GP_MAPBOX_ACCESS_TOKEN\":\"\",\"GP_AMPLITUDE_WRITE_KEY\":\"2876e191018b4e876463a19113adbb6a\",\"GP_SEGMENT_WRITE_KEY\":\"DG28VL1bGGGxzPCmafNbGoTkBJzGh0HH\",\"GP_AREA_BOUNDARY_MAPS_URL\":\"https://lendicdn.net/e5fa3da1afb35e409d31298e44569d10/71ccb7a35a452ea8153b6d920f9f190e\",\"GP_RECAPTCHA_CLIENT_KEY\":\"6LcJ9igrAAAAAO9RW5hXg8lUukuOChTKBsdTMeRx\",\"GP_ASSET_PREFIX\":\"gp-aussie-cms-assets\",\"GP_APP_BRAND\":\"aussie\"},\"brand\":\"aussie\",\"theme\":\"$12\",\"launchdarklyInit\":{\"bootstrap\":{\"CSKinesisSteamLambdas\":true,\"CustomerDeIdTV\":false,\"DeIdApiType\":2,\"DirectLodgementLenderApiTestAppId\":\"''\",\"DirectLodgementLenderApiTestLenderId\":\"\",\"DirectLodgementLenders\":[],\"DirectLodgementLendersAuthMapping\":{},\"DisableExternalIDAPI\":true,\"GP-contract-analyser-strategy\":{\"storage\":\"s3-vector\",\"chunking\":\"infer-from-markdown-and-meta\",\"embedding\":{\"source\":\"bedrock\",\"dimension\":1024,\"model\":\"titan-embed-text-v2\"},\"extraction\":\"textract\",\"sourceSplit\":\"pdf-page\"},\"NotPurple\":true,\"RAAcknowledgements\":true,\"a2c-agents\":[{\"lendiHref\":\"https://aussie-tools.lendigroup.com.au/servicing-sandbox/?returnURL=contract-analyser\",\"external\":false,\"href\":\"https://aussie-tools.lendigroup.com.au/servicing-sandbox/?returnURL=contract-analyser\",\"label\":\"Contract Analyser\"},{\"label\":\"Property Analyser\",\"lendiHref\":\"https://aussie-tools.lendigroup.com.au/servicing-sandbox/?returnURL=property-analyser\",\"new\":true,\"external\":false,\"href\":\"https://aussie-tools.lendigroup.com.au/servicing-sandbox/?returnURL=property-analyser\"}],\"a2c-contract-analyser\":true,\"a2c-property-analyser\":true,\"a2c-property-analyser-use-cache\":true,\"a2c-propertyhub-mfa\":true,\"abs-aussie-homes\":true,\"abs-availabilities-v2\":false,\"abs-booking-page-auto-call-me-back\":false,\"abs-broker-switch-checkpoint\":false,\"abs-calculate-availabilities-v2\":true,\"abs-christmas-nye-no-available-appointment\":false,\"abs-disable-ms-webhook-check\":true,\"abs-enable-cross-brand-hls-booking\":false,\"abs-f2f-appointment\":true,\"abs-filter-appointments-dst\":false,\"abs-filter-store-avail\":true,\"abs-get-store-from-sf\":false,\"abs-ms-graph-deadline\":true,\"abs-national-market-place\":true,\"abs-no-duration-on-time-selection\":false,\"abs-publish-to-sns\":false,\"abs-resync-availability\":false,\"abs-ringfencing\":true,\"abs-show-booking-broker-ab-test\":true,\"abs-show-seven-days-cv\":false,\"abs-store-appointment\":true,\"abs-summer-compet
8ition-image\":false,\"abs-team-availability-max-days-by-role\":{\"default\":28,\"roles\":{}},\"abs-teams-worker-calendar-sync-enabled\":true,\"abs-timezone-working-hours-filter\":false,\"abs-video-appointment\":true,\"absFilterAppointmentsDST\":false,\"ac-abs-cancel-from-calendar\":true,\"ac-abs-control-deduplication-window\":2,\"ac-abs-create-buffers-api\":true,\"ac-abs-publish-to-kafka\":true,\"ac-abs-skip-sf-api\":false,\"ac-baa-buffer-booking-bool\":true,\"ac-baa-control-sf-source-param-number\":2,\"ac-baa-limit-sf-response-number\":200,\"ac-cancel-reschedule\":true,\"ac-frontend-allow-contract-review-urgent\":false,\"acquire-credit-score-other-goal\":false,\"actEnableDeclinedJourney\":true,\"ah-transaction-v2\":true,\"ahBlockNewAgentSignups\":false,\"ahBrokerRestrict\":true,\"ahBuyingCoach\":true,\"ahCustomerReportV2\":true,\"ahEnhancedOfferLetter\":false,\"ahGamePlan\":true,\"ahHomeLoanLinking\":true,\"ahPXSoldSearch\":false,\"ahPropertyExchange\":false,\"ahSaDirectReferral\":false,\"ahSaReferralNewEntry\":true,\"ahSeparateReferralEntries\":true,\"aliRemovePhonePrefix\":false,\"allowContractReviewUrgent\":false,\"analytics-web-v4\":true,\"analyticsDestination\":\"amplitude\",\"appLock2\":true,\"appLock3\":true,\"appShellApplicationSnapshot\":true,\"appShellComparison\":true,\"appShellPPS\":true,\"appShellRA\":true,\"applicationApiV2\":true,\"applicationLambdaV2\":true,\"appointment-api-f2f\":true,\"appointmentAuthExperiment\":false,\"aussie-for-agents-web-app-launch\":false,\"aussie-local-admin-access\":false,\"aussie-local-broker-access\":true,\"aussie-local-dynamic-legal-agreement\":true,\"aussie-local-force-salesforce-response-success\":false,\"aussie-local-invitation-code-signup\":true,\"aussie-local-partner-categories-expanded\":true,\"aussie-local-partner-view-menubar-login-entry\":true,\"aussie-local-tcs-effective-date\":1789345877295,\"aussie-local-zero-fee-payment-skip\":true,\"aussie-new-purchase-aurora-redirect\":true,\"aussie-refinance-aurora-redirect\":false,\"aussieCustomerReport\":false,\"aussieHomeCustomerReport\":true,\"aussieHomesAnalysedProperties\":true,\"aussieHomesPropertyExplorer\":true,\"aussieHomesTransactions\":true,\"aussieLenderList\":true,\"aussieLocalQrReferral\":false,\"auth-incident-banner\":false,\"auth0TwilioVerify\":true,\"auth3PermissionEnabled\":true,\"autoCreateAussieBoostConveyancing\":false,\"automate-primary-brand-change-to-aussie\":false,\"automate-rd-auto-rotate\":true,\"automate-rd-azure-ocr-to-kafka\":false,\"automate-rd-bedrock-data-automation\":true,\"automate-rd-comments-per-category\":true,\"automate-rd-right-side-panel\":true,\"automateBdaShowResult\":true,\"automateRdDefaultToOutstandingView\":false,\"automateRdImportDocuments\":true,\"bookApptTime\":true,\"capture-applicant-disable-mobile-update\":false,\"capture-bridgit-bcm\":true,\"capture-bridgit-direct-submission\":true,\"capture-do-not-send-to-lender\":true,\"captureCVLock\":true,\"captureEnableGIMotor\":true,\"captureEnableTvMppTab\":true,\"captureEngagementReferral\":true,\"captureGeneralInsuranceAllianzMotorIntermediaryIdEnabled\":false,\"captureTvFundsUsage\":false,\"ccr2CreditHistory\":true,\"chatBubble\":false,\"chatExperiment\":null,\"chatHolidayMessage\":false,\"chatx\":true,\"chatx-ai\":true,\"chatx-ai-all-hours\":true,\"checkPostCode\":true,\"cms-asset-finance-forms\":true,\"cms-baa-lp\":false,\"cms-carousel\":true,\"cms-clickable-cards\":true,\"cms-feature-block\":true,\"cms-find-a-broker-button\":true,\"cms-hero-banner\":true,\"cms-insights-ribbon\":true,\"cms-is\":true,\"cms-navbar-broker-name-button\":false,\"cms-property-report-hero\":false,\"cms-rate-block\":true,\"cms-sb-ribbon\":true,\"cms-store-broker-search\":false,\"comparison-pdf-tabular-design\":true,\"contract-analyser-doc-strategy-config\":{\"docStrategies\":[{\"embedding\":{\"model\":\"titan-embed-text-v2\",\"source\":\"bedrock\",\"dimension\":1024},\"enabled\":false,\"extraction\":\"docling\",\"key\":\"default\",\"sourceSplit\":\"pdf-page\",\"storage\":\"mongodb\",\"chunking\":\"docling-chunking-x\"},{\"storage\":\"s3-vector\",\"chunking\":\"infer-from-markdown-and-meta\",\"embedding\":{\"model\":\"titan-embed-text-v2\",\"source\":\"bedrock\",\"dimension\":1024},\"enabled\":true,\"extraction\":\"textract\",\"key\":\"textract-pipeline\",\"sourceSplit\":\"pdf-page\"}]},\"contractAnalyserTeamview\":true,\"conveyancingBuyersAgent\":true,\"conveyancingFeeUpdate\"
8:true,\"conveyancingNoApplication\":true,\"conveyancingRepeatCustomer\":false,\"conveyancingValuePropFirst\":false,\"coreEnableAussieLodgement\":true,\"coreEnableSecondID\":false,\"cp-customer-soft-delete\":false,\"cpResetOtpAttempts\":true,\"credit-score\":false,\"credit-score-reorder-funnel-page\":true,\"customerDashboardOnTV\":false,\"customerDeidentifyTv\":false,\"customerProfile\":true,\"cxp-enable-allianz-gi-capability\":true,\"cxp-shared-doc-id-upload\":true,\"cxpCheckMppDoneStatus\":true,\"cxpConveyancingFeesUpdate\":true,\"cxpSimpologyIntegration\":true,\"cylProductSearchPackageLimit\":16,\"de-sandbox-shared-chat-session\":false,\"deAussieBanner\":true,\"deAussiePackageTabFF\":true,\"deAutomatedPricingHomeGuaranteeScheme\":true,\"deCYLProductSearchInfoBanner\":{\"banners\":[]},\"deComparisonClearAllButton\":true,\"deComparisonNotes\":true,\"deCylHgsProductFiltering\":false,\"deCylMultipleOffsets\":true,\"deDeidentifyRequiredActions\":false,\"deEnableCppd\":true,\"deGreenLoansFF\":true,\"deIacPromotion\":false,\"deInteractionStudio\":false,\"dePackageNotes\":false,\"deProductSearchHomeGuaranteeScheme\":false,\"deProductSearchMultipleOffsets\":true,\"deProductSearchShortlist\":true,\"deRAFormBasedMitigation\":false,\"deRaAllowFormDataClear\":false,\"deRaContextualDataForCondition\":{\"38ae1b8a-b198-4bea-9096-b55f2d81601d\":true,\"c44f41a5-c263-4551-9fef-3e8b717d1714\":true},\"deRaOptionalDocConditionComment\":true,\"deRaQuickMitigation\":true,\"deRepayFreq\":false,\"deSandboxActionAgentHaiku\":false,\"deSandboxActionChips\":false,\"deSandboxAdsAgents\":false,\"deSandboxAdsAgui\":false,\"deSandboxAdsPolicy\":false,\"deSandboxAdsThinking\":false,\"deSandboxAgentBreakdownOption\":{\"enableToon\":false,\"enableDedupe\":true},\"deSandboxAmplitudeFeatureFlags\":[],\"deSandboxCalculatorInputs\":false,\"deSandboxCallMode\":false,\"deSandboxCarLoan\":false,\"deSandboxChat\":false,\"deSandboxComments\":false,\"deSandboxCompanyCar\":true,\"deSandboxComparisonSync\":false,\"deSandboxCopilot\":false,\"deSandboxCustomerDetails\":true,\"deSandboxDarkMode\":false,\"deSandboxDownloadSchema\":false,\"deSandboxEnhancedNMSEligibility\":true,\"deSandboxExportBrand\":true,\"deSandboxFederalBudgetBanner\":false,\"deSandboxFeedbackBar\":true,\"deSandboxFocusMode\":false,\"deSandboxFundingPosition\":false,\"deSandboxHeaderActionLink\":[{\"href\":\"https://aussie-tools.lendigroup.com.au/servicing-sandbox/contract-analyser\",\"label\":\"AI Contract Analyser\",\"lendiHref\":\"https://aussie-tools.lendigroup.com.au/servicing-sandbox/contract-analyser\",\"external\":false},{\"lendiHref\":\"https://aussie-tools.lendigroup.com.au/servicing-sandbox/property-analyser\",\"new\":true,\"external\":false,\"href\":\"https://aussie-tools.lendigroup.com.au/servicing-sandbox/property-analyser\",\"label\":\"AI Property Analyser\"}],\"deSandboxHomeGuaranteeScheme\":true,\"deSandboxIncomeGrid\":false,\"deSandboxLenderKillSwitch\":{\"AUSADE\":\"Lender disabled - see new Aussie Elevate (Bendigo)\"},\"deSandboxLivingExpenseBreakdown\":true,\"deSandboxMigrationEnhancement\":false,\"deSandboxMultipleOffsets\":true,\"deSandboxNegativeGearing\":true,\"deSandboxNewcastlePermanent\":false,\"deSandboxOnePercentRefiException\":true,\"deSandboxOracle\":true,\"deSandboxOracleDownloadTimeout\":{\"interval\":2000,\"timeout\":70000},\"deSandboxOracleLenderList\":{\"lenders\":[\"hsbc\",\"CBA\",\"AUSCBA\",\"AUSBBL\",\"bankwest\",\"Westpac\",\"macquarie\",\"BSA\",\"bom\",\"stgeorge\",\"anz\",\"NAB\",\"pepper\",\"AUSPEPPER\",\"mebank\"]},\"deSandboxOracleOffline\":{\"BSA\":\"\",\"suncorp\":\"\",\"PRODUCTION\":\"TRUE\",\"Westpac\":\"\",\"hsbc\":\"\",\"AUSADE\":\"\",\"AUSPEPPER\":\"\",\"stgeorge\":\"\",\"mebank\":\"\",\"AUSBBL\":\"\",\"NAB\":\"\",\"bom\":\"\",\"pepper\":\"\",\"La_Trobe\":\"\",\"anz\":\"\",\"AMP\":\"\",\"CBA\":\"\",\"bankwest\":\"\",\"GSB\":\"\",\"ing\":\"\",\"macquarie\":\"\",\"AUSCBA\":\"\"},\"deSandboxQuickAdd\":true,\"deSandboxRecorderReplay\":false,\"deSandboxResultAgent\":false,\"deSandboxResultsFeatures\":true,\"deSandboxSandyIntro\":false,\"deSandboxSandySuggestedPromptsV2\":false,\"deSandboxScrollLayout\":\"classic\",\"deSandboxTranscriptionModel\":\"gpt-4o-mini-transcribe\",\"deSandboxUnassignedSave\":false,\"deSandboxUpdateApplication\":true,\"deSandboxUploadSchema\":false,\"deSandboxVectoriumSandy\":false,\"deSandboxVoiceInput\":false,\"deSandboxYtdOcrButton\":false,\"deSandboxYtdPayslip\":false,\"deSavingsCalcAppAccessV2\":false,\"deServicingSandboxPilot\":true,\"deShowNewApplicationPushButton\":true,\"deShowServicingBreakdown\":false,\"deTopUpServiceability\":false,\"deUnderTheTableAddFixtures\":false,\"deUseAcceleratedRepayment\":true,\"deVariationScenario\":false,\"dependantsDob\":true,\"disableChat\":true,\"doubleCookie\":false,\"dynamic-cpd
8d-referral-fee\":true,\"enableACTApprovalConfidence\":true,\"enableAussieChat\":false,\"enableConveyancingVendorBondPL\":true,\"enableHistoricalThreads\":true,\"enableNewMEBankLim\":false,\"enablePurchaseProposition\":true,\"enableSegmentAnalytics\":false,\"enhancedPrl\":true,\"fastRefi\":false,\"featureLalaSsi\":false,\"federatedModule\":true,\"financial-services-guide\":false,\"foundation-bootstrap\":false,\"fundingPosition\":true,\"funnel-api-application-lock-enabled\":true,\"funnel-api-permissions-enabled\":true,\"funnel-asset-finance-consolidated-submission-payload\":false,\"funnel-ccr-credit-history-required-info\":true,\"funnel-done-3\":true,\"funnel-general-insurance-allianz-enable-accreditations\":true,\"funnel-general-insurance-referral-emails\":false,\"funnel-life-insurance-referral-emails\":false,\"funnel1Enhancement\":false,\"funnelAssetFinance\":true,\"funnelAssetFinancePlatformFinanceBrokerIdEnabled\":true,\"funnelCurrentInterestRate\":\"normal\",\"funnelDepositBonds\":true,\"funnelGeneralInsurance\":true,\"funnelGeneralInsuranceAllianzBrokerIdEnabled\":true,\"funnelLegalConveyancing\":false,\"funnelMppDiscussionIntent\":true,\"funnelMppInitialQuote\":true,\"funnelMyProtectionPlan\":true,\"funnelNonPersonApplicant2\":true,\"funnelPropertyExchange\":false,\"funnels-enable-applock-teamview-header\":true,\"gi-migration-to-ac\":false,\"giAutoEstimationMigrationToAc\":true,\"giMigrationToAc\":false,\"gp-add-partnerid-to-cotr\":false,\"gp-amplitude-experiment\":false,\"gp-are-you
8-the-owner\":true,\"gp-area-description\":true,\"gp-articles-hub-insights\":true,\"gp-aussie-cloudfront\":false,\"gp-aussie-home-cdn\":false,\"gp-aussie-home-funnel\":true,\"gp-aussie-home-income-tile\":false,\"gp-aussie-home-search-ui-backgournd\":false,\"gp-aussie-migrate-lp\":true,\"gp-aussie-migrate-store-broker\":true,\"gp-aussie-migrate-store-broker-search\":true,\"gp-aussie-property-v3\":true,\"gp-aussie-repo-v3\":true,\"gp-aws-static-map\":true,\"gp-book-appointment-interim\":false,\"gp-book-appointment-nav\":false,\"gp-book-chat-win-hero\":false,\"gp-borrowing-power-calculator\":true,\"gp-borrowing-power-variants\":\"control\",\"gp-buyers-agent-results\":true,\"gp-comp-giveaway\":true,\"gp-comp-rba-toggle\":\"off\",\"gp-competition-banner-aussie\":false,\"gp-competition-banner-lendi\":false,\"gp-contract-analyser\":\"v2\",\"gp-contract-analyser-banner\":false,\"gp-conveyancing-fees-update\":true,\"gp-credit-score-competition-banner\":\"None\",\"gp-credit-score-download-apps-vs-book-appointment-conveyancing\":\"None\",\"gp-credit-score-download-apps-vs-book-appointment-more-entries\":\"ME\",\"gp-credit-score-more-entries-vs-book-appointment-conveyancing\":\"None\",\"gp-customer-dashboard-with-properties\":true,\"gp-customer-dashboard-with-properties-router\":true,\"gp-door-to-more\":true,\"gp-exclusive-listing-only\":true,\"gp-extra-padding-and-outline-colour-property-search\":true,\"gp-funnels-back-button\":false,\"gp-funnels-basic-page\":false,\"gp-funnels-rebuild\":false,\"gp-gain-10-more-entries\":false,\"gp-header-buyers-agent-new\":true,\"gp-helpful-links\":true,\"gp-hlhc-rate-cut\":true,\"gp-hlhc-single-page\":true,\"gp-home-loan-health-check\":true,\"gp-home-page-comp-creative-feature-block\":true,\"gp-home-page-rba-feature-block\":\"rbaRaise\",\"gp-home-page-rba-feature-bock\":\"off\",\"gp-homepage-search-bar\":\"control\",\"gp-keyword-search\":false,\"gp-lala-utm-session-read\":false,\"gp-lastname-field\":false,\"gp-lendi-borrowing-power\":true,\"gp-lendi-broker-page-migration\":true,\"gp-lendi-broker-pages\":true,\"gp-lendi-cdn\":false,\"gp-lendi-cms-migration\":false,\"gp-listing-page-v2\":true,\"gp-listing-search\":true,\"gp-listing-search-v2\":true,\"gp-migrate-aussie-article\":true,\"gp-migrate-aussie-homepage\":true,\"gp-mortgage-repayments-calculator\":true,\"gp-needs-based-nav-bar-experiment\":false,\"gp-new-ctp\":true,\"gp-new-homepage-hero-and-navbar-variants\":\"property-search-hero-with-FBO-navbar\",\"gp-new-purchase-variant\":\"variation_b\",\"gp-other-loans-navbar-option\":true,\"gp-pds-address-search\":false,\"gp-playground-project\":\"nextjs\",\"gp-playground-route\":false,\"gp-property-hub-beta\":true,\"gp-property-pop-up\":false,\"gp-property-report-competition-banner\":\"None\",\"gp-property-report-competition-gain-10-more-entries\":false,\"gp-property-report-competition-with-se\":false,\"gp-property-report-download-apps-vs-book-appointment-conveyancing\":\"None\",\"gp-property-report-download-apps-vs-book-appointment-more-entries\":\"None\",\"gp-property-report-more-entries-vs-book-appointment-conveyancing\":\"None\",\"gp-property-report-unauth\":false,\"gp-property-tabs-experiment\":\"variant\",\"gp-purchase-power\":true,\"gp-rds-api-routing\":false,\"gp-rds-auth-api-routing\":false,\"gp-rds-ods-api-routing\":false,\"gp-refi-comp-banner\":false,\"gp-refinance-funnel\":false,\"gp-refinance-variants\":\"control\",\"gp-saved-search-history\":true,\"gp-search-listing-carousel\":true,\"gp-seo-description\":true,\"gp-static-auth-bp-funnel\":false,\"gp-static-auth-new-purchase\":false,\"gp-static-auth-new-purchase-2\":\"original-flow\",\"gp-static-auth-refi\":false,\"gp-static-map-generator-lambda\":true,\"gp-static-mobile-design\":\"grey-background\",\"gp-stores-and-brokers-v2\":false,\"gp-tvc-hero\":false,\"gp-unauth-property-search\":true,\"gp-unlocked-220-off-conveyancing-with-se\":false,\"gpAuthReplica\":true,\"gpBorrowingPowerCalculator\":false,\"gpEnquiryForm\":true,\"gpGetPreApproved\":false,\"gpHomepageHeroCopy\":\"variantA\",\"gpListedPropertiesBuyersAgentFunnel\":false,\"gpListingSearchForSold\":false,\"gpLockedAgentServices\":true,\"gpMortgageRepaymentCalculator\":false,\"gpPropertyDetailsPageOptimisation\":false,\"gpPropertyMobileOptimised\":false,\"gpSearchBarHeading\":true,\"gpSearchBarSearchButton\":true,\"gpTurnOffGoogleMaps\":true,\"gpValuationCtaPanel\":true,\"growth-cms-hero-test\":0,\"hidePlaceholderStore\":true,\"homepage-notification-banner\":false,\"image-hero-banner-homepage\":false,\"image-hero-banner-lp\":true,\"inactiveCustomers\":true,\"jam-flybuys-lp\":false,\"jam-hl-lendi-landing-page\":false,\"jam-hl-offset-account\":false,\"jam-hl-top-25\":false,\"jam-home-loans-top-20\":false,\"jam-homepage-ab\":\"homepage2/\",\"jam-investment-top-landing\":true,\"jam-iselect\":false,\"jam-landing-page-feb\":false,\"jam-refi-calc-lp\":false,\"jam-refi-feb\":false,\"jam-refi-top-v2\":false,\"jam-refinance-cashback-offer\":false,\"jam-top-20-jan-2\":false,\"jam-top-feb-1\":false,\"jam-top-fixed-rate\":false,\"jam-top-fixed-rate-2\":false,\"jam-youtube-refinance\":false,\"lala-voice-call-otp\":false,\"legacyLeadStopper\":true,\"lender-valuation-form-config\":{\"enabled\":true,\"lenders\":[{\"displayName\":\"Westpac\",\"enabled\":true,\"key\":\"wbc\",\"sequenceId\":\"529e6183-dbe9-4afe-9fb5-7b9d1455c0ec\",\"sequenceVersion\":\"2.0\"},{\"displayName\":\"St George Bank\",\"enabled\":true,\"key\":\"sgb\",\"sequenceId\":\"19ecacbd-3627-4282-b6aa-5cfff797e86c\",\"sequenceVersion\":\"2.0\"},{\"sequenceId\":\"724ab2e3-2fd1-41f8-8014-4da048cc3c9e\",\"sequenceVersion\":\"2.0\",\"displayName\":\"Macquarie Bank\",\"enabled\":true,\"key\":\"macquarie\"},{\"sequenceVersion\":\"2.0\",\"displayName\":\"HSBC Bank\",\"enabled\":true,\"key\":\"hsbc\",\"sequenceId\":\"3959ceb7-6b04-4321-8013-2e027d77c5c3\"},{\"sequenceId\":\"37f3c340-e206-44a4-936f-8fdc4d6dca1b\",\"sequenceVersion\":\"2.0\",\"displayName\":\"NAB\",\"enabled\":true,\"key\":\"nab\"}]},\"lenderValuationTeamview\":false,\"lendi-borrowing-power-aurora-redirect\":true,\"lendi-credit-score-aurora-redirect\":false,\"lendi-new-purchase-
8aurora-redirect\":true,\"lendi-refinance-aurora-redirect\":true,\"lendiGoogleSsoOneTapIntegration\":false,\"lendiGroupTeamView\":false,\"lendigroupTV\":false,\"lifeInsuranceEnableAccreditation\":true,\"lifeInsuranceUseBackendComplianceValidation\":true,\"lmtIntroRates\":true,\"lmtSubmitForReview\":true,\"lsf-lgsf-switch\":true,\"manualEconsent\":false,\"mcCallDisabled\":false,\"mission-control-app\":\"agent-studio\",\"mission-control-app-bool\":true,\"mppDiscussionIntent\":true,\"new-property-banner\":false,\"newContractAnalyserFlow\":false,\"noOwnerCache\":true,\"odsApiMigrations\":true,\"onDemandCsSupportPrompt\":false,\"partner-portal-other-industry-value-enabled\":true,\"pepperSelfEmployedIncomeEnabled\":false,\"ppCollateral\":false,\"ppEmail\":false,\"primaryBrandCustomerAlert\":false,\"profileEditEmail\":false,\"profileEditPhone\":true,\"propertyAnalyserTeamview\":true,\"propertyDomainServiceMongoModel\":false,\"purple-guardian\":true,\"quals-lender-econsent-generation\":true,\"qualsAdditionalIdentification\":true,\"qualsAppAccessV2\":true,\"qualsAppAccessV2FpScLADS\":true,\"qualsAppLockV2\":true,\"qualsFpEmail\":true,\"qualsFpSecurityProperties\":true,\"qualsFsgPreparationDate\":true,\"qualsLmiLenders\":{\"production\":{\"lenders\":[\"Westpac\",\"bankwest\",\"CBA\",\"AUSCBA\",\"hsbc\",\"macquarie\",\"ing\",\"AUSADE\",\"AMP\",\"FMC\",\"mebank\",\"mystate\",\"stgeorge\",\"VMY\",\"BSA\",\"bom\",\"boq\",\"NAB\",\"GSB\"]}},\"qualsLmiV2\":true,\"qualsRdGuarantors\":true,\"qualsRdKwiHecsFe\":true,\"qualsRdToAol\":true,\"qualsRepaymentCalc\":true,\"qualsSCLimit\":true,\"rdDocumentsToFetchFromCloudFront\":true,\"rds-foundation-bootstrap\":false,\"rds-mongo-shadow-write-mode\":\"shadow-enabled\",\"rds-primary-cluster\":\"rds\",\"referAFriend\":true,\"referAFriendCompetition\":false,\"rel-ex-ab-test-appointment-booking-cv-hide-fifteen-and-fourty-five-minute-timeslots\":false,\"rel-ex-ab-test-fixed-rate-calculator-enable-prefill-on-page-load\":true,\"rentInvestExpenses\":true,\"requiredActions\":true,\"restrictedTeamViewEnabled\":true,\"router-application-use-v2\":true,\"router-foobar-boolean-flag\":false,\"router-foobar-flag\":\"jam-app\",\"router-healthcheck-flag\":\"healthy\",\"savingsCalculatorTV\":true,\"scAnalysis\":false,\"seGenericApi\":false,\"sellerAssistNotifications\":true,\"sellerAssitsTimeZone\":false,\"sendFeedback\":true,\"serviceabilitySupportBreakdown\":false,\"settleEasyCustomerView\":false,\"settleEasyEnabled\":false,\"settleEasyForceConveyancingTileIntent\":false,\"settleeasy_api_v4_enabled\":false,\"signInV2SsoAbTest\":false,\"signinabtest\":false,\"single-fe-app-lulu\":true,\"single-fe-app-postcode\":true,\"siphon-equity-release-purpose\":true,\"siphonCCREnable\":true,\"siphonCcrAddLiability\":true,\"siphonF1Modals\":false,\"siphonFixedRateExp\":true,\"siphonFixedRateExpRelease\":true,\"siphonInternationalPhoneNumber\":true,\"siphonLiabilityEstimate\":true,\"siphonNPMAdminUser\":true,\"siphonSearchableTVSelect\":true,\"siphonVehicleModal\":false,\"sso-sign-in\":false,\"sso-sign-up\":false,\"ssoMerge\":false,\"static-map-generator-delay\":0,\"stopNewConveyancingReferrals\":false,\"store-search-2\":true,\"sub-launch-darkly-test-flag\":false,\"subbiesIncomeDuty\":false,\"subbiesPostcodeBeforeAuth\":false,\"subbiesTopUp\":true,\"tbxBrokerSyncEnabled\":true,\"tbxOppSyncEnabled\":false,\"team-view-stp\":true,\"teamViewNavigationV2\":true,\"teamViewUnCoveredActions\":true,\"teamviewv2\":false,\"testJson\":{\"lendi\":\"https://cdn.evgnet.com/beacon/auscred/preproduction/scripts/evergage.min.js\",\"aussie\":\"//cdn.evgnet.com/beacon/auscred/aussiestaging/scripts/evergage.min.js\"},\"tmds-api-routing\":false,\"topUps\":true,\"tv3\":false,\"tvPexa\":true,\"twoSidedFastRefiEligibility\":true,\"use-appointment-booking-v2\":true,\"use-experian-credit-score-v2\":true,\"use-new-location-search\":true,\"use-new-property-table\":true,\"useA2CAgents\":true,\"useConveyancingFeeV2\":true,\"useNewTablesInPds\":false,\"vectorium-integration\":false,\"web2case\":true,\"$flagsState\":{\"CSKinesisSteamLambdas\":{\"variation\":0,\"version\":3},\"CustomerDeIdTV\":{\"variation\":1,\"version\":2},\"DeIdApiType\":{\"variation\":2,\"version\":4},\"DirectLodgementLenderApiTestAppId\":{\"variation\":1,\"version\":3},\"DirectLodgementLenderApiTestLenderId\":{\"variation\":1,\"version\":4},\"DirectLodgementLenders\":{\"variation\":1,\"version\":3},\"DirectLodgementLendersAuthMapping\":{\"variation\":1,\"version\":6},\"DisableExternalIDAPI\":{\"variation\":0,\"version\":10},\"GP-contract-analyser-strategy\":{\"variation\":1,\"version\":8},\"NotPurple\":{\"variation\":0,\"version\":3},\"RAAcknowledgements\":{\"variation\":0,\"version\":9},\"a2c-agents\":{\"variation\":23,\"version\":87},\"a2c-contract-analyser\":{\"variation\":0,\"version\":19},\"a2c-property-analyser\":{\"variation\":0,\"version\":34},\"a2c-property-analyser-use-cache\":{\"variation\":0,\"version\":13},\"a2c-propertyhub-mfa\":{\"variation\":0,\"version\":6},\"abs-aussie-homes\":{\"variation\":0,\"version\":10},\"abs-availabilities-v2\":{\"variation\":1,\"version\":4},\"abs-booking-page-auto-call-me-back\":{\"variation\":1,\"version\":5},\"abs-broker-switch-checkpoint\":{\"variation\":1,\"version\":16},\"abs-calculate-availabilities-v2\":{\"variation\":0,\"version\":5},\"abs-christmas-nye-no-available-appointment\":{\"variation\":1,\"version\":7},\"abs-disable-ms-webhook-check\":{\"variation\":0,\"version\":5},\"abs-enable-cross-brand-hls-booking\":{\"variation\":1,\"version\":5},\"abs-f2f-appointment\":{\"variation\":0,\"version\":26},\"abs-filter-appointments-dst\":{\"variation\":1,\"version\":28},\"abs-filter-store-avail\":{\"variation\":0,\"version\":3},\"abs-get-store-from-sf\":{\"variation\":1,\"version\":2},\"abs-ms-graph-deadline\":{\"variation\":0,\"version\":3},\"abs-national-market-place\":{\"variation\":0,\"version\":3},\"abs-no-duration-on-time-selection\":{\"variation\":1,\"version\":4},\"abs-publish-to-sns\":{\"variation\":1,\"version\":2},\"abs-resync-availability\":{\"variation\":1,\"version\":21},\"abs-ringfencing\":{\"variation\":0,\"version\":13},\"abs-show-booking-broker-ab-test\":{\"variation\":0,\"version\":6},\"abs-show-seven-days-cv\":{\"variation\":1,\"version\":4},\"abs-store-appointment\":{\"variation\":0,\"version\":5}
8,\"abs-summer-competition-image\":{\"variation\":1,\"version\":11},\"abs-team-availability-max-days-by-role\":{\"variation\":1,\"version\":27},\"abs-teams-worker-calendar-sync-enabled\":{\"variation\":0,\"version\":3},\"abs-timezone-working-hours-filter\":{\"variation\":1,\"version\":8},\"abs-video-appointment\":{\"variation\":0,\"version\":19},\"absFilterAppointmentsDST\":{\"variation\":1,\"version\":4},\"ac-abs-cancel-from-calendar\":{\"variation\":0,\"version\":3},\"ac-abs-control-deduplication-window\":{\"variation\":1,\"version\":3},\"ac-abs-create-buffers-api\":{\"variation\":0,\"version\":3},\"ac-abs-publish-to-kafka\":{\"variation\":0,\"version\":9},\"ac-abs-skip-sf-api\":{\"variation\":1,\"version\":8},\"ac-baa-buffer-booking-bool\":{\"variation\":0,\"version\":6},\"ac-baa-control-sf-source-param-number\":{\"variation\":1,\"version\":4},\"ac-baa-limit-sf-response-number\":{\"variation\":2,\"version\":18},\"ac-cancel-reschedule\":{\"variation\":0,\"version\":3},\"ac-frontend-allow-contract-review-urgent\":{\"variation\":1,\"version\":3},\"acquire-credit-score-other-goal\":{\"variation\":1,\"version\":7},\"actEnableDeclinedJourney\":{\"variation\":0,\"version\":7},\"ah-transaction-v2\":{\"variation\":0,\"version\":9},\"ahBlockNewAgentSignups\":{\"variation\":1,\"version\":6},\"ahBrokerRestrict\":{\"variation\":0,\"version\":10},\"ahBuyingCoach\":{\"variation\":0,\"version\":8},\"ahCustomerReportV2\":{\"variation\":0,\"version\":11},\"ahEnhancedOfferLetter\":{\"variation\":1,\"version\":3},\"ahGamePlan\":{\"variation\":0,\"version\":7},\"ahHomeLoanLinking\":{\"variation\":0,\"version\":5},\"ahPXSoldSearch\":{\"variation\":1,\"version\":9},\"ahPropertyExchange\":{\"variation\":1,\"version\":3},\"ahSaDirectReferral\":{\"variation\":1,\"version\":3},\"ahSaReferralNewEntry\":{\"variation\":0,\"version\":4},\"ahSeparateReferralEntries\":{\"variation\":0,\"version\":4},\"aliRemovePhonePrefix\":{\"variation\":1,\"version\":2},\"allowContractReviewUrgent\":{\"variation\":0,\"version\":2},\"analytics-web-v4\":{\"variation\":0,\"version\":12},\"analyticsDestination\":{\"variation\":0,\"version\":19},\"appLock2\":{\"variation\":0,\"version\":11},\"appLock3\":{\"variation\":0,\"version\":5},\"appShellApplicationSnapshot\":{\"variation\":0,\"version\":12},\"appShellComparison\":{\"variation\":0,\"version\":3},\"appShellPPS\":{\"variation\":0,\"version\":3},\"appShellRA\":{\"variation\":0,\"version\":3},\"applicationApiV2\":{\"variation\":0,\"version\":20},\"applicationLambdaV2\":{\"variation\":0,\"version\":3},\"appointment-api-f2f\":{\"variation\":0,\"version\":3},\"appointmentAuthExperiment\":{\"variation\":1,\"version\":9},\"aussie-for-agents-web-app-launch\":{\"variation\":1,\"version\":3},\"aussie-local-admin-access\":{\"variation\":1,\"version\":25},\"aussie-local-broker-access\":{\"variation\":0,\"version\":21},\"aussie-local-dynamic-legal-agreement\":{\"variation\":0,\"version\":3},\"aussie-local-force-salesforce-response-success\":{\"variation\":0,\"version\":3},\"aussie-local-invitation-code-signup\":{\"variation\":0,\"version\":3},\"aussie-local-partner-categories-expanded\":{\"variation\":0,\"version\":4},\"aussie-local-partner-view-menubar-login-entry\":{\"variation\":0,\"version\":4},\"aussie-local-tcs-effective-date\":{\"variation\":1,\"version\":5},\"aussie-local-zero-fee-payment-skip\":{\"variation\":0,\"version\":3},\"aussie-new-purchase-aurora-redirect\":{\"variation\":0,\"version\":22},\"aussie-refinance-aurora-redirect\":{\"variation\":1,\"version\":26},\"aussieCustomerReport\":{\"variation\":1,\"version\":2},\"aussieHomeCustomerReport\":{\"variation\":0,\"version\":14},\"aussieHomesAnalysedProperties\":{\"variation\":0,\"version\":12},\"aussieHomesPropertyExplorer\":{\"variation\":0,\"version\":12},\"aussieHomesTransactions\":{\"variation\":0,\"version\":4},\"aussieLenderList\":{\"variation\":0,\"version\":6},\"aussieLocalQrReferral\":{\"variation\":1,\"version\":7},\"auth-incident-banner\":{\"variation\":1,\"version\":2},\"auth0TwilioVerify\":{\"variation\":0,\"version\":6},\"auth3PermissionEnabled\":{\"variation\":0,\"version\":15},\"autoCreateAussieBoostConveyancing\":{\"variation\":1,\"version\":2},\"automate-primary-brand-change-to-aussie\":{\"variation\":1,\"version\":6},\"automate-rd-auto-rotate\":{\"variation\":0,\"version\":4},\"automate-rd-azure-ocr-to-kafka\":{\"variation\":1,\"version\":5},\"automate-rd-bedrock-data-automation\":{\"variation\":0,\"version\":9},\"automate-rd-comments-per-category\":{\"variation\":0,\"version\":3},\"automate-rd-right-side-panel\":{\"variation\":0,\"version\":3},\"automateBdaShowResult\":{\"variation\":0,\"version\":6},\"automateRdDefaultToOutstandingView\":{\"variation\":1,\"version\":6},\"automateRdImportDocuments\":{\"variation\":0,\"version\":10},\"bookApptTime\":{\"variation\":0,\"version\":14},\"capture-applicant-disable-mobile-update\":{\"variation\":1,\"version\":2},\"capture-bridgit-bcm\":{\"variation\":0,\"version\":4},\"capture-bridgit-direct-submission\":{\"variation\":0,\"version\":6},\"capture-do-not-send-to-lender\":{\"variation\":0,\"version\":4},\"captureCVLock\":{\"variation\":0,\"version\":15},\"captureEnableGIMotor\":{\"variation\":0,\"version\":4},\"captureEnableTvMppTab\":{\"variation\":0,\"version\":8},\"captureEngagementReferral\":{\"variation\":0,\"version\":7},\"captureGeneralInsuranceAllianzMotorIntermediaryIdEnabled\":{\"variation\":1,\"version\":2},\"captureTvFundsUsage\":{\"variation\":1,\"version\":4},\"ccr2CreditHistory\":{\"variation\":0,\"version\":9},\"chatBubble\":{\"variation\":1,\"version\":12},\"chatExperiment\":{\"version\":16},\"chatHolidayMessage\":{\"variation\":1,\"version\":12},\"chatx\":{\"variation\":0,\"version\":58},\"chatx-ai\":{\"variation\":0,\"version\":4},\"chatx-ai-all-hours\":{\"variation\":0,\"version\":3},\"checkPostCode\":{\"variation\":0,\"version\":3},\"cms-asset-finance-forms\":{\"variation\":0,\"version\":6},\"cms-baa-lp\":{\"variation\":1,\"version\":9},\"cms-carousel\":{\"variation\":0,\"version\":7},\"cms-clickable-cards\":{\"variation\":0,\"version\":11},\"cms-feature-block\":{\"variation\":0,\"version\":8},\"cms-find-a-broker-button\":{\"variation\":0,\"version\":9},\"cms-hero-banner\":{\"variation\":0,\"version\":13},\"cms-insights-ribbon\":{\"variation\":0,\"version\":8},\"cms-is\":{\"variation\":0,\"version\":3},\"cms-navbar-broker-name-button\":{\"variation\":1,\"version\":10},\"cms-property-report-hero\":{\"variation\":1,\"version\":16},\"cms-rate-block\":{\"variation\":0,\"version\":4},\"cms-sb-ribbon\":{\"variation\":0,\"version\":7},\"cms-store-broker-search\":{\"variation\":1,\"version\":3},\"comparison-pdf-tabular-design\":{\"variation\":0,\"version\":7},\"contract-analyser-doc-strategy-config\":{\"variation\":0,\"version\":15},\"contractAnalyserTeamview\":{\"variation\":0,\"version\":10},\"conveyancingBuyersAgent\":{\"variation\":0,\"version\":3}
8,\"conveyancingFeeUpdate\":{\"variation\":0,\"version\":3},\"conveyancingNoApplication\":{\"variation\":0,\"version\":5},\"conveyancingRepeatCustomer\":{\"variation\":1,\"version\":9},\"conveyancingValuePropFirst\":{\"variation\":1,\"version\":2},\"coreEnableAussieLodgement\":{\"variation\":0,\"version\":3},\"coreEnableSecondID\":{\"variation\":1,\"version\":6},\"cp-customer-soft-delete\":{\"variation\":1,\"version\":18},\"cpResetOtpAttempts\":{\"variation\":0,\"version\":10},\"credit-score\":{\"variation\":1,\"version\":2},\"credit-score-reorder-funnel-page\":{\"variation\":0,\"version\":7},\"customerDashboardOnTV\":{\"variation\":1,\"version\":9},\"customerDeidentifyTv\":{\"variation\":1,\"version\":24},\"customerProfile\":{\"variation\":0,\"version\":14},\"cxp-enable-allianz-gi-capability\":{\"variation\":0,\"version\":3},\"cxp-shared-doc-id-upload\":{\"variation\":0,\"version\":4},\"cxpCheckMppDoneStatus\":{\"variation\":0,\"version\":12},\"cxpConveyancingFeesUpdate\":{\"variation\":0,\"version\":3},\"cxpSimpologyIntegration\":{\"variation\":0,\"version\":9},\"cylProductSearchPackageLimit\":{\"variation\":2,\"version\":6},\"de-sandbox-shared-chat-session\":{\"variation\":1,\"version\":2},\"deAussieBanner\":{\"variation\":0,\"version\":3},\"deAussiePackageTabFF\":{\"variation\":0,\"version\":3},\"deAutomatedPricingHomeGuaranteeScheme\":{\"variation\":0,\"version\":3},\"deCYLProductSearchInfoBanner\":{\"variation\":1,\"version\":11},\"deComparisonClearAllButton\":{\"variation\":0,\"version\":3},\"deComparisonNotes\":{\"variation\":0,\"version\":3},\"deCylHgsProductFiltering\":{\"variation\":1,\"version\":2},\"deCylMultipleOffsets\":{\"variation\":0,\"version\":3},\"deDeidentifyRequiredActions\":{\"variation\":1,\"version\":2},\"deEnableCppd\":{\"variation\":0,\"version\":4},\"deGreenLoansFF\":{\"variation\":0,\"version\":3},\"deIacPromotion\":{\"variation\":1,\"version\":2},\"deInteractionStudio\":{\"variation\":1,\"version\":3},\"dePackageNotes\":{\"variation\":1,\"version\":2},\"deProductSearchHomeGuaranteeScheme\":{\"variation\":1,\"version\":2},\"deProductSearchMultipleOffsets\":{\"variation\":0,\"version\":4},\"deProductSearchShortlist\":{\"variation\":0,\"version\":4},\"deRAFormBasedMitigation\":{\"variation\":1,\"version\":2},\"deRaAllowFormDataClear\":{\"variation\":1,\"version\":2},\"deRaContextualDataForCondition\":{\"variation\":0,\"version\":7},\"deRaOptionalDocConditionComment\":{\"variation\":0,\"version\":3},\"deRaQuickMitigation\":{\"variation\":0,\"version\":3},\"deRepayFreq\":{\"variation\":1,\"version\":3},\"deSandboxActionAgentHaiku\":{\"variation\":1,\"version\":2},\"deSandboxActionChips\":{\"variation\":1,\"version\":2},\"deSandboxAdsAgents\":{\"variation\":1,\"version\":7},\"deSandboxAdsAgui\":{\"variation\":1,\"version\":2},\"deSandboxAdsPolicy\":{\"variation\":1,\"version\":8},\"deSandboxAdsThinking\":{\"variation\":1,\"version\":5},\"deSandboxAgentBreakdownOption\":{\"variation\":1,\"version\":5},\"deSandboxAmplitudeFeatureFlags\":{\"variation\":1,\"version\":4},\"deSandboxCalculatorInputs\":{\"variation\":1,\"version\":2},\"deSandboxCallMode\":{\"variation\":1,\"version\":2},\"deSandboxCarLoan\":{\"variation\":1,\"version\":3},\"deSandboxChat\":{\"variation\":1,\"version\":20},\"deSandboxComments\":{\"variation\":1,\"version\":2},\"deSandboxCompanyCar\":{\"variation\":0,\"version\":4},\"deSandboxComparisonSync\":{\"variation\":1,\"version\":2},\"deSandboxCopilot\":{\"variation\":1,\"version\":17},\"deSandboxCustomerDetails\":{\"variation\":0,\"version\":3},\"deSandboxDarkMode\":{\"variation\":1,\"version\":3},\"deSandboxDownloadSchema\":{\"variation\":1,\"version\":4},\"deSandboxEnhancedNMSEligibility\":{\"variation\":0,\"version\":3},\"deSandboxExportBrand\":{\"variation\":0,\"version\":4},\"deSandboxFederalBudgetBanner\":{\"variation\":1,\"version\":4},\"deSandboxFeedbackBar\":{\"variation\":0,\"version\":3},\"deSandboxFocusMode\":{\"variation\":1,\"version\":3},\"deSandboxFundingPosition\":{\"variation\":1,\"version\":2},\"deSandboxHeaderActionLink\":{\"variation\":4,\"version\":53},\"deSandboxHomeGuaranteeScheme\":{\"variation\":0,\"version\":4},\"deSandboxIncomeGrid\":{\"variation\":1,\"version\":6},\"deSandboxLenderKillSwitch\":{\"variation\":4,\"version\":31},\"deSandboxLivingExpenseBreakdown\":{\"variation\":0,\"version\":6},\"deSandboxMigrationEnhancement\":{\"variation\":1,\"version\":2},\"deSandboxMultipleOffsets\":{\"variation\":0,\"version\":3},\"deSandboxNegativeGearing\":{\"variation\":0,\"version\":3},\"deSandboxNewcastlePermanent\":{\"variation\":1,\"version\":3},\"deSandboxOnePercentRefiException\":{\"variation\":0,\"version\":3},\"deSandboxOracle\":{\"variation\":0,\"version\":6},\"deSandboxOracleDownloadTimeout\":{\"variation\":0,\"version\":13}
8,\"deSandboxOracleLenderList\":{\"variation\":1,\"version\":32},\"deSandboxOracleOffline\":{\"variation\":2,\"version\":18},\"deSandboxQuickAdd\":{\"variation\":0,\"version\":3},\"deSandboxRecorderReplay\":{\"variation\":1,\"version\":2},\"deSandboxResultAgent\":{\"variation\":1,\"version\":2},\"deSandboxResultsFeatures\":{\"variation\":0,\"version\":4},\"deSandboxSandyIntro\":{\"variation\":1,\"version\":2},\"deSandboxSandySuggestedPromptsV2\":{\"variation\":1,\"version\":5},\"deSandboxScrollLayout\":{\"variation\":0,\"version\":2},\"deSandboxTranscriptionModel\":{\"variation\":1,\"version\":2},\"deSandboxUnassignedSave\":{\"variation\":1,\"version\":2},\"deSandboxUpdateApplication\":{\"variation\":0,\"version\":5},\"deSandboxUploadSchema\":{\"variation\":1,\"version\":4},\"deSandboxVectoriumSandy\":{\"variation\":1,\"version\":7},\"deSandboxVoiceInput\":{\"variation\":1,\"version\":11},\"deSandboxYtdOcrButton\":{\"variation\":1,\"version\":4},\"deSandboxYtdPayslip\":{\"variation\":1,\"version\":5},\"deSavingsCalcAppAccessV2\":{\"variation\":1,\"version\":4},\"deServicingSandboxPilot\":{\"variation\":0,\"version\":10},\"deShowNewApplicationPushButton\":{\"variation\":0,\"version\":4},\"deShowServicingBreakdown\":{\"variation\":1,\"version\":6},\"deTopUpServiceability\":{\"variation\":1,\"version\":2},\"deUnderTheTableAddFixtures\":{\"variation\":1,\"version\":2},\"deUseAcceleratedRepayment\":{\"variation\":0,\"version\":10},\"deVariationScenario\":{\"variation\":1,\"version\":3},\"dependantsDob\":{\"variation\":0,\"version\":6},\"disableChat\":{\"variation\":0,\"version\":32},\"doubleCookie\":{\"variation\":1,\"version\":2},\"dynamic-cpdd-referral-fee\":{\"variation\":0,\"version\":7},\"enableACTApprovalConfidence\":{\"variation\":0,\"version\":4},\"enableAussieChat\":{\"variation\":1,\"version\":26},\"enableConveyancingVendorBondPL\":{\"variation\":0,\"version\":6},\"enableHistoricalThreads\":{\"variation\":0,\"version\":26},\"enableNewMEBankLim\":{\"variation\":1,\"version\":2},\"enablePurchaseProposition\":{\"variation\":0,\"version\":8},\"enableSegmentAnalytics\":{\"variation\":1,\"version\":3},\"enhancedPrl\":{\"variation\":0,\"version\":27},\"fastRefi\":{\"variation\":1,\"version\":10},\"featureLalaSsi\":{\"variation\":1,\"version\":2},\"federatedModule\":{\"variation\":0,\"version\":4},\"financial-services-guide\":{\"variation\":1,\"version\":2},\"foundation-bootstrap\":{\"variation\":1,\"version\":2},\"fundingPosition\":{\"variation\":0,\"version\":6},\"funnel-api-application-lock-enabled\":{\"variation\":0,\"version\":19},\"funnel-api-permissions-enabled\":{\"variation\":0,\"version\":14},\"funnel-asset-finance-consolidated-submission-payload\":{\"variation\":1,\"version\":4},\"funnel-ccr-credit-history-required-info\":{\"variation\":0,\"version\":7},\"funnel-done-3\":{\"variation\":0,\"version\":7},\"funnel-general-insurance-allianz-enable-accreditations\":{\"variation\":0,\"version\":19},\"funnel-general-insurance-referral-emails\":{\"variation\":1,\"version\":2},\"funnel-life-insurance-referral-emails\":{\"variation\":1,\"version\":2},\"funnel1Enhancement\":{\"variation\":1,\"version\":5},\"funnelAssetFinance\":{\"variation\":0,\"version\":17},\"funnelAssetFinancePlatformFinanceBrokerIdEnabled\":{\"variation\":0,\"version\":27},\"funnelCurrentInterestRate\":{\"variation\":0,\"version\":11},\"funnelDepositBonds\":{\"variation\":0,\"version\":6},\"funnelGeneralInsurance\":{\"variation\":0,\"version\":14},\"funnelGeneralInsuranceAllianzBrokerIdEnabled\":{\"variation\":0,\"version\":29},\"funnelLegalConveyancing\":{\"variation\":1,\"version\":3},\"funnelMppDiscussionIntent\":{\"variation\":0,\"version\":18},\"funnelMppInitialQuote\":{\"variation\":0,\"version\":4},\"funnelMyProtectionPlan\":{\"variation\":0,\"version\":10},\"funnelNonPersonApplicant2\":{\"variation\":0,\"version\":7},\"funnelPropertyExchange\":{\"variation\":1,\"version\":3},\"funnels-enable-applock-teamview-header\":{\"variation\":0,\"version\":20},\"gi-migration-to-ac\":{\"variation\":1,\"version\":4},\"giAutoEstimationMigrationToAc\":{\"variation\":0,\"version\":5},\"giMigrationToAc\":{\"variation\":1,\"version\":3},\"gp-add-partnerid-to-cotr\":{\"variation\":1,\"version\":2},\"gp-amplitude-experiment\":{\"variation\":1,\"version\":7}
8,\"gp-are-you-the-owner\":{\"variation\":0,\"version\":8},\"gp-area-description\":{\"variation\":0,\"version\":3},\"gp-articles-hub-insights\":{\"variation\":0,\"version\":9},\"gp-aussie-cloudfront\":{\"variation\":1,\"version\":42},\"gp-aussie-home-cdn\":{\"variation\":1,\"version\":2},\"gp-aussie-home-funnel\":{\"variation\":0,\"version\":9},\"gp-aussie-home-income-tile\":{\"variation\":1,\"version\":2},\"gp-aussie-home-search-ui-backgournd\":{\"variation\":1,\"version\":3},\"gp-aussie-migrate-lp\":{\"variation\":0,\"version\":7},\"gp-aussie-migrate-store-broker\":{\"variation\":0,\"version\":20},\"gp-aussie-migrate-store-broker-search\":{\"variation\":0,\"version\":14},\"gp-aussie-property-v3\":{\"variation\":0,\"version\":14},\"gp-aussie-repo-v3\":{\"variation\":0,\"version\":16},\"gp-aws-static-map\":{\"variation\":0,\"version\":15},\"gp-book-appointment-interim\":{\"variation\":1,\"version\":5},\"gp-book-appointment-nav\":{\"variation\":1,\"version\":9},\"gp-book-chat-win-hero\":{\"variation\":1,\"version\":7},\"gp-borrowing-power-calculator\":{\"variation\":0,\"version\":3},\"gp-borrowing-power-variants\":{\"variation\":2,\"version\":4},\"gp-buyers-agent-results\":{\"variation\":0,\"version\":4},\"gp-comp-giveaway\":{\"variation\":0,\"version\":4},\"gp-comp-rba-toggle\":{\"variation\":2,\"version\":10},\"gp-competition-banner-aussie\":{\"variation\":1,\"version\":12},\"gp-competition-banner-lendi\":{\"variation\":1,\"version\":10},\"gp-contract-analyser\":{\"variation\":1,\"version\":15},\"gp-contract-analyser-banner\":{\"variation\":1,\"version\":3},\"gp-conveyancing-fees-update\":{\"variation\":0,\"version\":4},\"gp-credit-score-competition-banner\":{\"variation\":3,\"version\":8},\"gp-credit-score-download-apps-vs-book-appointment-conveyancing\":{\"variation\":2,\"version\":3},\"gp-credit-score-download-apps-vs-book-appointment-more-entries\":{\"variation\":1,\"version\":4},\"gp-credit-score-more-entries-vs-book-appointment-conveyancing\":{\"variation\":2,\"version\":3},\"gp-customer-dashboard-with-properties\":{\"variation\":0,\"version\":19},\"gp-customer-dashboard-with-properties-router\":{\"variation\":0,\"version\":3},\"gp-door-to-more\":{\"variation\":0,\"version\":3},\"gp-exclusive-listing-only\":{\"variation\":0,\"version\":3},\"gp-extra-padding-and-outline-colour-property-search\":{\"variation\":0,\"version\":7},\"gp-funnels-back-button\":{\"variation\":1,\"version\":3},\"gp-funnels-basic-page\":{\"variation\":1,\"version\":14},\"gp-funnels-rebuild\":{\"variation\":1,\"version\":9},\"gp-gain-10-more-entries\":{\"variation\":1,\"version\":7},\"gp-header-buyers-agent-new\":{\"variation\":0,\"version\":5},\"gp-helpful-links\":{\"variation\":0,\"version\":6},\"gp-hlhc-rate-cut\":{\"variation\":0,\"version\":20},\"gp-hlhc-single-page\":{\"variation\":0,\"version\":8},\"gp-home-loan-health-check\":{\"variation\":0,\"version\":6},\"gp-home-page-comp-creative-feature-block\":{\"variation\":0,\"version\":5},\"gp-home-page-rba-feature-block\":{\"variation\":3,\"version\":30},\"gp-home-page-rba-feature-bock\":{\"variation\":2,\"version\":3},\"gp-homepage-search-bar\":{\"variation\":0,\"version\":16},\"gp-keyword-search\":{\"variation\":1,\"version\":3},\"gp-lala-utm-session-read\":{\"variation\":1,\"version\":5},\"gp-lastname-field\":{\"variation\":1,\"version\":3},\"gp-lendi-borrowing-power\":{\"variation\":0,\"version\":6},\"gp-lendi-broker-page-migration\":{\"variation\":0,\"version\":3},\"gp-lendi-broker-pages\":{\"variation\":0,\"version\":15},\"gp-lendi-cdn\":{\"variation\":1,\"version\":6},\"gp-lendi-cms-migration\":{\"variation\":1,\"version\":2},\"gp-listing-page-v2\":{\"variation\":0,\"version\":10},\"gp-listing-search\":{\"variation\":0,\"version\":32},\"gp-listing-search-v2\":{\"variation\":0,\"version\":3},\"gp-migrate-aussie-article\":{\"variation\":0,\"version\":8},\"gp-migrate-aussie-homepage\":{\"variation\":0,\"version\":6},\"gp-mortgage-repayments-calculator\":{\"variation\":0,\"version\":3},\"gp-needs-based-nav-bar-experiment\":{\"variation\":1,\"version\":8},\"gp-new-ctp\":{\"variation\":0,\"version\":7}
8,\"gp-new-homepage-hero-and-navbar-variants\":{\"variation\":0,\"version\":56},\"gp-new-purchase-variant\":{\"variation\":1,\"version\":6},\"gp-other-loans-navbar-option\":{\"variation\":0,\"version\":3},\"gp-pds-address-search\":{\"variation\":1,\"version\":2},\"gp-playground-project\":{\"variation\":1,\"version\":19},\"gp-playground-route\":{\"variation\":1,\"version\":4},\"gp-property-hub-beta\":{\"variation\":0,\"version\":3},\"gp-property-pop-up\":{\"variation\":1,\"version\":7},\"gp-property-report-competition-banner\":{\"variation\":3,\"version\":8},\"gp-property-report-competition-gain-10-more-entries\":{\"variation\":1,\"version\":4},\"gp-property-report-competition-with-se\":{\"variation\":1,\"version\":3},\"gp-property-report-download-apps-vs-book-appointment-conveyancing\":{\"variation\":2,\"version\":3},\"gp-property-report-download-apps-vs-book-appointment-more-entries\":{\"variation\":2,\"version\":3},\"gp-property-report-more-entries-vs-book-appointment-conveyancing\":{\"variation\":2,\"version\":3},\"gp-property-report-unauth\":{\"variation\":1,\"version\":3},\"gp-property-tabs-experiment\":{\"variation\":1,\"version\":5},\"gp-purchase-power\":{\"variation\":0,\"version\":4},\"gp-rds-api-routing\":{\"variation\":1,\"version\":2},\"gp-rds-auth-api-routing\":{\"variation\":1,\"version\":2},\"gp-rds-ods-api-routing\":{\"variation\":1,\"version\":2},\"gp-refi-comp-banner\":{\"variation\":1,\"version\":5},\"gp-refinance-funnel\":{\"variation\":1,\"version\":3},\"gp-refinance-variants\":{\"variation\":2,\"version\":10},\"gp-saved-search-history\":{\"variation\":0,\"version\":11},\"gp-search-listing-carousel\":{\"variation\":0,\"version\":3},\"gp-seo-description\":{\"variation\":0,\"version\":4},\"gp-static-auth-bp-funnel\":{\"variation\":1,\"version\":9},\"gp-static-auth-new-purchase\":{\"variation\":1,\"version\":11},\"gp-static-auth-new-purchase-2\":{\"variation\":2,\"version\":3},\"gp-static-auth-refi\":{\"variation\":1,\"version\":8},\"gp-static-map-generator-lambda\":{\"variation\":0,\"version\":6},\"gp-static-mobile-design\":{\"variation\":0,\"version\":6},\"gp-stores-and-brokers-v2\":{\"variation\":1,\"version\":3},\"gp-tvc-hero\":{\"variation\":1,\"version\":9},\"gp-unauth-property-search\":{\"variation\":0,\"version\":25},\"gp-unlocked-220-off-conveyancing-with-se\":{\"variation\":1,\"version\":6},\"gpAuthReplica\":{\"variation\":0,\"version\":6},\"gpBorrowingPowerCalculator\":{\"variation\":1,\"version\":4},\"gpEnquiryForm\":{\"variation\":0,\"version\":11},\"gpGetPreApproved\":{\"variation\":1,\"version\":3},\"gpHomepageHeroCopy\":{\"variation\":1,\"version\":30},\"gpListedPropertiesBuyersAgentFunnel\":{\"variation\":1,\"version\":15},\"gpListingSearchForSold\":{\"variation\":1,\"version\":2},\"gpLockedAgentServices\":{\"variation\":0,\"version\":7},\"gpMortgageRepaymentCalculator\":{\"variation\":1,\"version\":3},\"gpPropertyDetailsPageOptimisation\":{\"variation\":1,\"version\":15},\"gpPropertyMobileOptimised\":{\"variation\":1,\"version\":13},\"gpSearchBarHeading\":{\"variation\":0,\"version\":9},\"gpSearchBarSearchButton\":{\"variation\":0,\"version\":8},\"gpTurnOffGoogleMaps\":{\"variation\":0,\"version\":5},\"gpValuationCtaPanel\":{\"variation\":0,\"version\":17},\"growth-cms-hero-test\":{\"variation\":0,\"version\":2},\"hidePlaceholderStore\":{\"variation\":0,\"version\":3},\"homepage-notification-banner\":{\"variation\":1,\"version\":2},\"image-hero-banner-homepage\":{\"variation\":1,\"version\":17},\"image-hero-banner-lp\":{\"variation\":0,\"version\":12},\"inactiveCustomers\":{\"variation\":0,\"version\":7},\"jam-flybuys-lp\":{\"variation\":1,\"version\":2},\"jam-hl-lendi-landing-page\":{\"variation\":1,\"version\":8},\"jam-hl-offset-account\":{\"variation\":1,\"version\":2},\"jam-hl-top-25\":{\"variation\":1,\"version\":3},\"jam-home-loans-top-20\":{\"variation\":1,\"version\":2},\"jam-homepage-ab\":{\"variation\":2,\"version\":38},\"jam-investment-top-landing\":{\"variation\":0,\"version\":10},\"jam-iselect\":{\"variation\":1,\"version\":2},\"jam-landing-page-feb\":{\"variation\":1,\"version\":2},\"jam-refi-calc-lp\":{\"variation\":1,\"version\":2},\"jam-refi-feb\":{\"variation\":1,\"version\":2},\"jam-refi-top-v2\":{\"variation\":1,\"version\":2},\"jam-refinance-cashback-offer\":{\"variation\":1,\"version\":2},\"jam-top-20-jan-2\":{\"variation\":1,\"version\":8},\"jam-top-feb-1\":{\"variation\":1,\"version\":2},\"jam-top-fixed-rate\":{\"variation\":1,\"version\":6},\"jam-top-fixed-rate-2\":{\"variation\":1,\"version\":2},\"jam-youtube-refinance\":{\"variation\":1,\"version\":2},\"lala-voice-call-otp\":{\"variation\":1,\"version\":5},\"legacyLeadStopper\":{\"variation\":0,\"version\":3}
8,\"lender-valuation-form-config\":{\"variation\":3,\"version\":29},\"lenderValuationTeamview\":{\"variation\":1,\"version\":17},\"lendi-borrowing-power-aurora-redirect\":{\"variation\":0,\"version\":24},\"lendi-credit-score-aurora-redirect\":{\"variation\":1,\"version\":25},\"lendi-new-purchase-aurora-redirect\":{\"variation\":0,\"version\":35},\"lendi-refinance-aurora-redirect\":{\"variation\":0,\"version\":38},\"lendiGoogleSsoOneTapIntegration\":{\"variation\":1,\"version\":2},\"lendiGroupTeamView\":{\"variation\":1,\"version\":2},\"lendigroupTV\":{\"variation\":1,\"version\":2},\"lifeInsuranceEnableAccreditation\":{\"variation\":0,\"version\":19},\"lifeInsuranceUseBackendComplianceValidation\":{\"variation\":0,\"version\":10},\"lmtIntroRates\":{\"variation\":0,\"version\":20},\"lmtSubmitForReview\":{\"variation\":0,\"version\":4},\"lsf-lgsf-switch\":{\"variation\":0,\"version\":4},\"manualEconsent\":{\"variation\":1,\"version\":6},\"mcCallDisabled\":{\"variation\":1,\"version\":6},\"mission-control-app\":{\"variation\":0,\"version\":3},\"mission-control-app-bool\":{\"variation\":0,\"version\":3},\"mppDiscussionIntent\":{\"variation\":0,\"version\":5},\"new-property-banner\":{\"variation\":1,\"version\":2},\"newContractAnalyserFlow\":{\"variation\":1,\"version\":5},\"noOwnerCache\":{\"variation\":0,\"version\":3},\"odsApiMigrations\":{\"variation\":1,\"version\":7},\"onDemandCsSupportPrompt\":{\"variation\":1,\"version\":3},\"partner-portal-other-industry-value-enabled\":{\"variation\":0,\"version\":4},\"pepperSelfEmployedIncomeEnabled\":{\"variation\":1,\"version\":4},\"ppCollateral\":{\"variation\":1,\"version\":8},\"ppEmail\":{\"variation\":1,\"version\":2},\"primaryBrandCustomerAlert\":{\"variation\":1,\"version\":9},\"profileEditEmail\":{\"variation\":1,\"version\":13},\"profileEditPhone\":{\"variation\":0,\"version\":12},\"propertyAnalyserTeamview\":{\"variation\":0,\"version\":12},\"propertyDomainServiceMongoModel\":{\"variation\":1,\"version\":3},\"purple-guardian\":{\"variation\":0,\"version\":4},\"quals-lender-econsent-generation\":{\"variation\":0,\"version\":3},\"qualsAdditionalIdentification\":{\"variation\":0,\"version\":5},\"qualsAppAccessV2\":{\"variation\":0,\"version\":5},\"qualsAppAccessV2FpScLADS\":{\"variation\":0,\"version\":3},\"qualsAppLockV2\":{\"variation\":0,\"version\":5},\"qualsFpEmail\":{\"variation\":0,\"version\":5},\"qualsFpSecurityProperties\":{\"variation\":0,\"version\":7},\"qualsFsgPreparationDate\":{\"variation\":0,\"version\":3},\"qualsLmiLenders\":{\"variation\":4,\"version\":25},\"qualsLmiV2\":{\"variation\":0,\"version\":7},\"qualsRdGuarantors\":{\"variation\":0,\"version\":20},\"qualsRdKwiHecsFe\":{\"variation\":0,\"version\":13},\"qualsRdToAol\":{\"variation\":0,\"version\":9},\"qualsRepaymentCalc\":{\"variation\":0,\"version\":5},\"qualsSCLimit\":{\"variation\":0,\"version\":6},\"rdDocumentsToFetchFromCloudFront\":{\"variation\":0,\"version\":21},\"rds-foundation-bootstrap\":{\"variation\":1,\"version\":3},\"rds-mongo-shadow-write-mode\":{\"variation\":1,\"version\":4},\"rds-primary-cluster\":{\"variation\":1,\"version\":2},\"referAFriend\":{\"variation\":0,\"version\":9},\"referAFriendCompetition\":{\"variation\":1,\"version\":7},\"rel-ex-ab-test-appointment-booking-cv-hide-fifteen-and-fourty-five-minute-timeslots\":{\"variation\":1,\"version\":4},\"rel-ex-ab-test-fixed-rate-calculator-enable-prefill-on-page-load\":{\"variation\":0,\"version\":5},\"rentInvestExpenses\":{\"variation\":0,\"version\":5},\"requiredActions\":{\"variation\":0,\"version\":18},\"restrictedTeamViewEnabled\":{\"variation\":0,\"version\":3},\"router-application-use-v2\":{\"variation\":0,\"version\":3},\"router-foobar-boolean-flag\":{\"variation\":0,\"version\":6},\"router-foobar-flag\":{\"variation\":1,\"version\":8},\"router-healthcheck-flag\":{\"variation\":0,\"version\":3},\"savingsCalculatorTV\":{\"variation\":0,\"version\":5},\"scAnalysis\":{\"variation\":1,\"version\":2},\"seGenericApi\":{\"variation\":1,\"version\":4},\"sellerAssistNotifications\":{\"variation\":0,\"version\":5},\"sellerAssitsTimeZone\":{\"variation\":1,\"version\":2},\"sendFeedback\":{\"variation\":0,\"version\":4},\"serviceabilitySupportBreakdown\":{\"variation\":1,\"version\":36},\"settleEasyCustomerView\":{\"variation\":1,\"version\":5},\"settleEasyEnabled\":{\"variation\":1,\"version\":39},\"settleEasyForceConveyancingTileIntent\":{\"variation\":1,\"version\":4},\"settleeasy_api_v4_enabled\":{\"variation\":1,\"version\":3},\"signInV2SsoAbTest\":{\"variation\":1,\"version\":2},\"signinabtest\":{\"variation\":1,\"version\":3},\"single-fe-app-lulu\":{\"variation\":0,\"version\":9},\"single-fe-app-postcode\":{\"variation\":0,\"version\":7},\"siphon-equity-release-purpose\":{\"variation\":0,\"version\":4},\"siphonCCREnable\":{\"variation\":0,\"version\":9},\"siphonCcrAddLiability\":{\"variation\":0,\"version\":4},\"siphonF1Modals\":{\"variation\":1,\"version\":16},\"siphonFixedRateExp\":{\"variation\":0,\"version\":9},\"siphonFixedRateExpRelease\":{\"variation\":0,\"version\":4},\"siphonInternationalPhoneNumber\":{\"variation\":0,\"version\":10},\"siphonLiabilityEstimate\":{\"variation\":0,\"version\":6},\"siphonNPMAdminUser\":{\"variation\":0,\"version\":18},\"siphonSearchableTVSelect\":{\"variation\":0,\"version\":3},\"siphonVehicleModal\":{\"variation\":1,\"version\":2},\"sso-sign-in\":{\"variation\":1,\"version\":4},\"sso-sign-up\":{\"variation\":1,\"version\":2},\"ssoMerge\":{\"variation\":1,\"version\":2},\"static-map-generator-delay\":{\"variation\":1,\"version\":2},\"stopNewConveyancingReferrals\":{\"variation\":1,\"version\":11},\"store-search-2\":{\"variation\":0,\"version\":6},\"sub-launch-darkly-test-flag\":{\"variation\":1,\"version\":2},\"subbiesIncomeDuty\":{\"variation\":1,\"version\":2},\"subbiesPostcodeBeforeAuth\":{\"variation\":1,\"version\":16},\"subbiesTopUp\":{\"variation\":0,\"version\":5},\"tbxBrokerSyncEnabled\":{\"variation\":0,\"version\":25},\"tbxOppSyncEnabled\":{\"variation\":1,\"version\":18},\"team-view-stp\":{\"variation\":0,\"version\":8}
8,\"teamViewNavigationV2\":{\"variation\":0,\"version\":23},\"teamViewUnCoveredActions\":{\"variation\":0,\"version\":3},\"teamviewv2\":{\"variation\":1,\"version\":11},\"testJson\":{\"variation\":2,\"version\":8},\"tmds-api-routing\":{\"variation\":1,\"version\":2},\"topUps\":{\"variation\":0,\"version\":6},\"tv3\":{\"variation\":1,\"version\":4},\"tvPexa\":{\"variation\":0,\"version\":6},\"twoSidedFastRefiEligibility\":{\"variation\":0,\"version\":3},\"use-appointment-booking-v2\":{\"variation\":0,\"version\":15},\"use-experian-credit-score-v2\":{\"variation\":0,\"version\":4},\"use-new-location-search\":{\"variation\":0,\"version\":6},\"use-new-property-table\":{\"variation\":0,\"version\":11},\"useA2CAgents\":{\"variation\":0,\"version\":8},\"useConveyancingFeeV2\":{\"variation\":0,\"version\":4},\"useNewTablesInPds\":{\"variation\":1,\"version\":2},\"vectorium-integration\":{\"variation\":1,\"version\":4},\"web2case\":{\"variation\":0,\"version\":9}},\"$valid\":true},\"context\":{\"anonymous\":true,\"key\":\"cdb600bc-38ca-41d6-8fcd-1b3d06ae96d1\",\"kind\":\"user\",\"targetId\":\"cdb600bc-38ca-41d6-8fcd-1b3d06ae96d1\",\"isTeamView\":false,\"brand\":\"aussie\"}},\"children\":[\"$L13\",\"$L14\"]}]]}],\"$L15\"]}]\n16:I[26604,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"3647\",\"static/chunks/3647-52a88dc20382667f.js\",\"1648\",\"static/chunks/1648-2355871ebabf15b4.js\",\"7475\",\"static/chunks/7475-4714a26bba64afef.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"7177\",\"static/chunks/app/layout-d83e0e98692e458d.js\"],\"default\"]\n17:I[3978,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"8020\",\"static/chunks/8020-085c32788ae407e9.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8219\",\"static/chunks/8219-d753e11291d16ad0.js\",\"9145\",\"static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js\"],\"Stack\"]\n18:I[61858,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"3647\",\"static/chunks/3647-52a88dc20382667f.js\",\"1648\",\"static/chunks/1648-2355871ebabf15b4.js\",\"7475\",\"static/chunks/7475-4714a26bba64afef.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"7177\",\"static/chunks/app/layout-d83e0e98692e458d.js\"],\"default\"]\n19:I[72563,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"3647\",\"static/chunks/3647-52a88dc20382667f.js\",\"1648\",\"static/chunks/1648-2355871ebabf15b4.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8039\",\"static/chunks/app/error-3bda83e12f21abfc.js\"],\"default\"]\n1b:I[57153,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"8020\",\"static/chunks/8020-085c32788ae407e9.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8219\",\"static/chunks/8219-d753e11291d16ad0.js\",\"9145\",\"static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js\"],\"Box\"]\n1d:I[40636,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"3647\",\"static/chunks/3647-52a88dc20382667f.js\",\"1648\",\"static/chunks/1648-2355871ebabf15b4.js\",\"7475\",\"static/chunks/7475-4714a26bba64afef.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"7177\",\"static/chunks/app/layout-d83e0e98692e458d.js\"],\"default\"]\n1e:I[68796,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"8020\",\"static/chunks/8020-085c32788ae407e9.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8219\",\"static/chunks/8219-d753e11291d16ad0.js\",\"9145\",\"static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js\"],\"Flex\"]\n1f:I[72851,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"8020\",\"static/chunks/8020-085c32788ae407e9.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8219\",\"static/chunks/8219-d753e11291d16ad0.js\",\"9145\",\"static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js\"],\"SimpleGrid\"]\n20:I[5916,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"8020\",\"static/chunks/8020-085c32788ae407e9.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8219\",\"static/chunks/8219-d753e11291d16ad0.js\",\"9145\",\"static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js\"],\"Text\"]\n21:I[11492,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"8020\",\"static/chunks/8020-085c32788ae407e9.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8219\",\"static/chunks/8219-d753e11291d16ad0.js\",\"9145\",\"static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js\"],\"default\"]\n22:I[77549,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"8020\",\"static/chunks/8020-085c32788ae407e9.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8219\",\"static/chunks/8219-d753e11291d16ad0.js\",\"9145\",\"static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js\"],\"Group\"]\n2b:I[74579,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"3647\",\"static/chunks/3647-52a88dc20382667f.js\",\"1648\",\"static/chunks/1648-2355871ebabf15b4.js\",\"7475\",\"static/chunks/7475-4714a26bba64afef.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"7177\",\"static/chunks/app/layout-d83e0e98692e458d.js\"],\"\"]\n13:[\"$\",\"$L16\",null,{}]\n14:[\"$\",\"$L17\",null,{\"gap\":0,\"mih\":\"100vh\",\"children\":[[\"$\",\"$L18\",null,{}],[\"$\",\"$L3\",null,{\"parallelRouterKey\":\"children\",\"error\":\"$19\",\"errorStyles\":[],\"errorScripts\":null,\"template\":[\"$\",\"$L4\",null,{}],\"templateStyles\":\"$undefined\",\"templateScripts\":\"$undefined\",\"notFound\":[\"$L1a\",[]],\"forbidden\":\"$undefined\",\"unauthorized\":\"$undefined\"}],[\"$\",\"$L1b\",null,{\"children\":[\"$L1c\",[\"$\",\"$L17\",null,{\"bg\":\"#F2F2F0\",\"gap\":\"xxl\",\"children\":[[\"$\",\"$L1d\",null,{}],[\"$\",\"$L1e\",null,{\"justify\":\"space-around\",\"flex\":\"1 1 auto\",\"children\":[\"$\",\"$L1f\",null,{\"cols\":{\"base\":1,\"xs\":3,\"md\":5},\"maw\":\"1320\",\"px\":{\"base\":\"md\",\"xl\":0},\"flex\":\"1 1 auto\",\"children\":[[\"$\",\"$L17\",\"Financial Products\",{\"gap\":\"xxs\",\"children\":[[\"$\",\"$L20\",null,{\"size\":\"md\",\"fw\":700,\"mb\":\"xxs\",\"children\":\"Financial Products\"}],[[\"$\",\"$L21\",\"Car loans\",{\"label\":\"Car loans\",\"href\":\"/car-loans/\",\"underline\":\"always\"}],[\"$\",\"$L21\",\"Business loans\",{\"label\":\"Business loans\",\"href\":\"/business-loans/\",\"underline\":\"always\"}],[\"$\",\"$L21\",\"Insurance\",{\"label\":\"Insurance\",\"href\":\"/insurance/\",\"underline\":\"always\"}]]]}],[\"$\",\"$L17\",\"Company\",{\"gap\":\"xxs\",\"children\":[[\"$\",\"$L20\",null,{\"size\":\"md\",\"fw\":700,\"mb\":\"xxs\",\"children\":\"Company\"}],[[\"$\",\"$L21\",\"About us\",{\"label\":\"About us\",\"href\":\"/about-us/\",\"underline\":\"always\"}],[\"$\",\"$L21\",\"Media releases\",{\"label\":\"Media releases\",\"href\":\"/insights/media-releases/\",\"underline\":\"always\"}],[\"$\",\"$L21\",\"Articles\",{\"label\":\"Articles\",\"href\":\"/insights/\",\"underline\":\"always\"}]]]}],[\"$\",\"$L17\",\"Join Us\",{\"gap\":\"xxs\",\"children\":[[\"$\",\"$L20\",null,{\"size\":\"md\",\"fw\":700,\"mb\":\"xxs\",\"children\":\"Join Us\"}],[[\"$\",\"$L21\",\"Careers\",{\"label\":\"Careers\",\"href\":\"/join-us/corporate-careers/\",\"underline\":\"always\"}],[\"$\",\"$L21\",\"Become a broker\",{\"label\":\"Become a broker\",\"href\":\"/careers/join-us/\",\"underline\":\"always\"}],[\"$\",\"$L21\",\"Sign up as an agent\",{\"label\":\"Sign up as an agent\",\"href\":\"/for-agents/ \",\"underline\":\"always\"}]]]}],[\"$\",\"$L17\",\"Legal\",{\"gap\":\"xxs\",\"children\":[[\"$\",\"$L20\",null,{\"size\":\"md\",\"fw\":700,\"mb\":\"xxs\",\"children\":\"Legal\"}],[[\"$\",\"$L21\",\"Privacy\",{\"label\":\"Privacy\",\"href\":\"/about-us/privacy/\",\"underline\":\"always\"}],[\"$\",\"$L21\",\"Security\",{\"label\":\"Security\",\"href\":\"/about-us/security/\",\"underline\":\"always\"}],[\"$\",\"$L21\",\"Credit guide\",{\"label\":\"Credit guide\",\"href\":\"/about-us/credit-guide/\",\"underline\":\"always\"}],[\"$\",\"$L21\",\"Vulnerability disclosure\",{\"label\":\"Vulnerability disclosure\",\"href\":\"/about-us/vulnerability-disclosure-program/\",\"underline\":\"always\"}]]]}],[\"$\",\"$L17\",\"Contact\",{\"gap\":\"xxs\",\"children\":[[\"$\",\"$L20\",null,{\"size\":\"md\",\"fw\":700,\"mb\":\"xxs\",\"children\":\"Contact\"}],[[\"$\",\"$L21\",\"Book an appointment\",{\"label\":\"Book an appointment\",\"href\":\"/book-appointment/\",\"underline\":\"always\"}],[\"$\",\"$L21\",\"Find a store or broker\",{\"label\":\"Find a store or broker\",\"href\":\"/mortgage-broker/\",\"underline\":\"always\"}],[\"$\",\"$L21\",\"Contact us\",{\"label\":\"Contact us\",\"href\":\"/get-in-touch/\",\"underline\":\"always\"}]]]}]]}]}],[\"$\",\"$L22\",null,{\"justify\":\"center\",\"children\":[\"$\",\"$L1e\",null,{\"direction\":{\"base\":\"column\",\"md\":\"row\"},\"justify\":\"space-between\",\"rowGap\":{\"base\":\"xxl\",\"md\":0},\"flex\":\"1 1 auto\",\"maw\":1320,\"children\":[[\"$\",\"$L22\",null,{\"justify\":\"space-around\",\"children\":[\"$\",\"$L1e\",null,{\"px\":{\"base\":\"md\",\"xl\":0},\"flex\":\"1\",\"gap\":{\"base\":\"xs\",\"xs\":\"sm\"},\"align\":{\"base\":\"flex-start\",\"md\":\"center\"},\"direction\":{\"base\":\"column\",\"md\":\"row\"},\"children\":[[\"$\",\"$L20\",null,{\"size\":\"md\",\"fw\":600,\"miw\":\"max-content\",\"children\":\"Follow us\"}],[\"$\",\"$L1f\",null,{\"cols\":{\"base\":5},\"spacing\":{\"base\":\"xs\"},\"children\":[[\"$\",\"$L1e\",\"Twitter\",{\"gap\":\"xxxs\",\"align\":{\"base\":\"flex-start\",\"lg\":\"center\"},\"miw\":{\"base\":0,\"md\":\"lg\"},\"flex\":1,\"direction\":{\"base\":\"row\",\"md\":\"column\",\"lg\":\"row\"},\"children\":[[\"$\",\"$L21\",null,{\"label\":\"Twitter\",\"href\":\"https://twitter.com/aussie\",\"h\":24,\"target\":\"_blank\",\"rel\":\"noreferrer\",\"children\":[\"$\",\"svg\",null,{\"fill\":\"currentColor\",\"viewBox\":\"0 0 39.72 39.72\",\"width\":24,\"height\"
8:24,\"color\":\"grape.7\",\"children\":[\"$\",\"path\",null,{\"fillRule\":\"evenodd\",\"d\":\"M19.86 0a19.86 19.86 0 1 0 19.86 19.86A19.88 19.88 0 0 0 19.86 0M21.894 18.183L29.851 8.935H27.965L21.057 16.966L15.539 8.935H9.175L17.518 21.078L9.175 30.775H11.06L18.356 22.299L24.183 30.775H30.547ZM19.312 21.187L18.467 19.976L11.74 10.354H14.636L20.064 18.119L20.911 19.329L27.966 29.422H25.07L19.312 21.187Z\"}]}]}],[\"$\",\"$L21\",null,{\"label\":\"Twitter\",\"href\":\"https://twitter.com/aussie\",\"underline\":\"always\",\"target\":\"_blank\",\"rel\":\"noreferrer\",\"display\":{\"base\":\"none\",\"xs\":\"block\"}}]]}],[\"$\",\"$L1e\",\"LinkedIn\",{\"gap\":\"xxxs\",\"align\":{\"base\":\"flex-start\",\"lg\":\"center\"},\"miw\":{\"base\":0,\"md\":\"lg\"},\"flex\":1,\"direction\":{\"base\":\"row\",\"md\":\"column\",\"lg\":\"row\"},\"children\":[[\"$\",\"$L21\",null,{\"label\":\"LinkedIn\",\"href\":\"https://au.linkedin.com/company/aussie\",\"h\":24,\"target\":\"_blank\",\"rel\":\"noreferrer\",\"children\":[\"$\",\"svg\",null,{\"fill\":\"currentColor\",\"viewBox\":\"0 0 39.72 39.72\",\"width\":24,\"height\":24,\"color\":\"grape.7\",\"children\":[[\"$\",\"path\",null,{\"d\":\"M23.48 17a3.15 3.15 0 0 0-2.88 1.59v-1.32h-3.21c.05.9 0 9.63
80 9.63h3.21v-5.38a2.1 2.1 0 0 1 .1-.79 1.76 1.76 0 0 1 1.64-1.17c1.16 0 1.62.89 1.62 2.18v5.16h3.21v-5.53c0-3-1.58-4.33-3.69-4.33zm-11.06.27h3.2v9.63h-3.2z\"}],\"$L23\",\"$L24\"]}]}],\"$L25\"]}],\"$L26\",\"$L27\",\"$L28\"]}]]}]}],\"$L29\"]}]}],\"$L2a\"]}]]}]]}]\n15:[\"$\",\"$L2b\",\"interaction_studio\",{\"src\":\"https://cdn.evgnet.com/beacon/auscred/aussieproduction/scripts/evergage.min.js\",\"strategy\":\"afterInteractive\"}]\n3e:I[28900,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"8020\",\"static/chunks/8020-085c32788ae407e9.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8219\",\"static/chunks/8219-d753e11291d16ad0.js\",\"9145\",\"static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js\"],\"Divider\"]\n3f:I[42862,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"8020\",\"static/chunks/8020-085c32788ae407e9.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8219\",\"static/chunks/8219-d753e11291d16ad0.js\",\"9145\",\"static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js\"],\"default\"]\n40:I[20756,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"3647\",\"static/chunks/3647-52a88dc20382667f.js\",\"1648\",\"static/chunks/1648-2355871ebabf15b4.js\",\"7475\",\"static/chunks/7475-4714a26bba64afef.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"7177\",\"static/chunks/app/layout-d83e0e98692e458d.js\"],\"default\"]\n23:[\"$\",\"path\",null,{\"d\":\"M19.86 0a19.86 19.86 0 1 0 19.86 19.86A19.88 19.88 0 0 0 19.86 0m10.53 28.84a1.55 1.55 0 0 1-1.57 1.53H10.76a1.55 1.55 0 0 1-1.57-1.53V10.57A1.56 1.56 0 0 1 10.76 9h18.06a1.55 1.55 0 0 1 1.57 1.53zm0 0\"}]\n24:[\"$\",\"path\",null,{\"d\":\"M14 12.62A1.67 1.67 0 1 0 14 16a1.67 1.67 0 1 0 0-3.33zm0 0\"}]\n25:[\"$\",\"$L21\",null,{\"label\":\"LinkedIn\",\"href\":\"https://au.linkedin.com/company/aussie\",\"underline\":\"always\",\"target\":\"_blank\",\"rel\":\"noreferrer\",\"display\":{\"base\":\"none\",\"xs\":\"block\"}}]\n26:[\"$\",\"$L1e\",\"Facebook\",{\"gap\":\"xxxs\",\"align\":{\"base\":\"flex-start\",\"lg\":\"center\"},\"miw\":{\"base\":0,\"md\":\"lg\"},\"flex\":1,\"direction\":{\"base\":\"row\",\"md\":\"column\",\"lg\":\"row\"},\"children\":[[\"$\",\"$L21\",null,{\"label\":\"Facebook\",\"href\":\"https://www.facebook.com/AussieHomeLoans\",\"h\":24,\"target\":\"_blank\",\"rel\":\"noreferrer\",\"children\":[\"$\",\"svg\",null,{\"fill\":\"currentColor\",\"viewBox\":\"0 0 39.72 39.72\",\"width\":24,\"height\":24,\"color\":\"grape.7\",\"children\":[\"$\",\"path\",null,{\"d\":\"M19.86 0a19.86 19.86 0 1 0 19.86 19.86A19.88 19.88 0 0 0 19.86 0m4.94 20.56h-3.23v11.52h-4.79V20.56H14.5v-4.07h2.28v-2.63c0-1.89.9-4.84 4.83-4.84h3.55v4h-2.57a1 1 0 0 0-1 1.11v2.39h3.65zm0 0\"}]}]}],[\"$\",\"$L21\",null,{\"label\":\"Facebook\",\"href\":\"https://www.facebook.com/AussieHomeLoans\",\"underline\":\"always\",\"target\":\"_blank\",\"rel\":\"noreferrer\",\"display\":{\"base\":\"none\",\"xs\":\"block\"}}]]}]\n27:[\"$\",\"$L1e\",\"Youtube\",{\"gap\":\"xxxs\",\"align\":{\"base\":\"flex-start\",\"lg\":\"center\"},\"miw\":{\"base\":0,\"md\":\"lg\"},\"flex\":1,\"direction\":{\"base\":\"row\",\"md\":\"column\",\"lg\":\"row\"},\"children\":[[\"$\",\"$L21\",null,{\"label\":\"Youtube\",\"href\":\"https://www.youtube.com/channel/UCIUF_t04qDGNQ5gOcApBbXA\",\"h\":24,\"target\":\"_blank\",\"rel\":\"noreferrer\",\"children\":[\"$\",\"svg\",null,{\"fill\":\"currentColor\",\"viewBox\":\"0 0 78.2 78.2\",\"width\":24,\"height\"
8:24,\"color\":\"grape.7\",\"children\":[[\"$\",\"path\",null,{\"d\":\"m32 47.67 17.55-9.1L32 29.41zm0 0\"}],[\"$\",\"path\",null,{\"d\":\"M39.1 0a39.1 39.1 0 1 0 39.1 39.1A39.1 39.1 0 0 0 39.1 0m26.64 52.15a7 7 0 0 1-6 5.42 185 185 0 0 1-20.67.77 185 185 0 0 1-20.68-.77 7 7 0 0 1-6-5.42c-1-4.18-1-8.74-1-13s0-8.87 1-13a7 7 0 0 1 6-5.43 188 188 0 0 1 20.68-.76 187 187 0 0 1 20.67.76 7 7 0 0 1 6 5.43c1 4.18 1 8.75 1 13.05a59.2 59.2 0 0 1-1 13zm0 0\"}]]}]}],[\"$\",\"$L21\",null,{\"label\":\"Youtube\",\"href\":\"https://www.youtube.com/channel/UCIUF_t04qDGNQ5gOcApBbXA\",\"underline\":\"always\",\"target\":\"_blank\",\"rel\":\"noreferrer\",\"display\":{\"base\":\"none\",\"xs\":\"block\"}}]]}]\n28:[\"$\",\"$L1e\",\"Instagram\",{\"gap\":\"xxxs\",\"align\":{\"base\":\"flex-start\",\"lg\":\"center\"},\"miw\":{\"base\":0,\"md\":\"lg\"},\"flex\":1,\"direction\":{\"base\":\"row\",\"md\":\"column\",\"lg\":\"row\"},\"children\":[[\"$\",\"$L21\",null,{\"label\":\"Instagram\",\"href\":\"https://www.instagram.com/aussiehomeloans\",\"h\":24,\"target\":\"_blank\",\"rel\":\"noreferrer\",\"children\":[\"$\",\"svg\",null,{\"xmlns\":\"http://www.w3.org/2000/svg\",\"fill\":\"currentColor\",\"viewBox\":\"0 0 24 24\",\"width\":24,\"height\":24,\"color\":\"grape.7\",\"children\":[[\"$\",\"g\",null,{\"fill\":\"currentColor\",\"clipPath\":\"url(#instagram_svg__a)\",\"children\":[[\"$\",\"path\",null,{\"d\":\"M11.91 14.227a2.138 2.138 0 1 0 0-4.276 2.138 2.138 0 0 0 0 4.275\"}],[\"$\",\"path\",null,{\"d\":\"M14.573 6.853H9.206c-.787 0-1.486.263-1.922.699s-.698 1.134-.698 1.921v5.368c0 .787.262 1.486.74 1.964.479.436 1.135.698 1.922.698h5.325c.788 0 1.486-.262 1.922-.698.478-.436.74-1.135.74-1.922V9.469c0-.788-.262-1.397-.697-1.922-.479-.478-1.135-.694-1.965-.694m-2.662 8.55c-1.833 0-3.314-1.528-3.314-3.314 0-1.833 1.528-3.314 3.314-3.314s3.36 1.486 3.36 3.314-1.527 3.314-3.36 3.314m3.45-5.976a.783.783 0 0 1-.788-.788.78.78 0 0 1 .788-.787.78.78 0 0 1 .787.787c0 .44-.351.788-.787.788\"}],[\"$\",\"path\",null,{\"d\":\"M12 0C5.367 0 0 5.367 0 12s5.367 12 12 12 12-5.367 12-12c.042-6.633-5.367-12-12-12m6.37 14.836c0 1.134-.393 2.095-1.092 2.794-.698.698-1.66 1.003-2.747 1.003H9.248c-1.092 0-2.053-.347-2.746-1.003-.741-.699-1.093-1.66-1.093-2.794V9.469c0-2.227 1.529-3.797 3.797-3.797h5.41c1.134 0 2.053.394 2.747 1.092.693.699 1.003 1.613 1.003 2.747v5.325z\"}]]}],[\"$\",\"defs\",null,{\"children\":[\"$\",\"clipPath\",null,{\"id\":\"instagram_svg__a\",\"children\":[\"$\",\"path\",null,{\"fill\":\"#fff\",\"d\":\"M0 0h24v24H0z\"}]}]}]]}]}],[\"$\",\"$L21\",null,{\"label\":\"Instagram\",\"href\":\"https://www.instagram.com/aussiehomeloans\",\"underline\":\"always\",\"target\":\"_blank\",\"rel\":\"noreferrer\",\"display\":{\"base\":\"none\",\"xs\":\"block\"}}]]}]\n29:[\"$\",\"$L22\",null,{\"justify\":\"space-around\",\"children\":[\"$\",\"$L1e\",null,{\"px\":{\"base\":\"md\",\"xl\":0},\"flex\":\"1\",\"gap\":{\"base\":\"xs\",\"xs\":\"sm\"},\"align\":{\"base\":\"flex-start\",\"md\":\"center\"},\"direction\":{\"base\":\"column\",\"md\":\"row\"},\"children\":[[\"$\",\"$L20\",null,{\"size\":\"md\",\"fw\":600,\"miw\":\"max-content\",\"children\":\"Download the Aussie App\"}],[\"$\",\"$L22\",null,{\"maw\":250,\"children\":[\"$\",\"$L1e\",null,{\"wrap\":\"nowrap\",\"maw\":325,\"direction\":\"row\",\"gap\":\"xs\",\"children\":[[\"$\",\"$L21\",null,{\"label\":\"Download Aussie IOS App\",\"isExternalLink\":true,\"target\":\"_blank\",\"rel\":\"noreferrer\",\"href\":\"https://apps.apple.com/app/apple-store/id6451372662?pt=125732560\u0026ct=app_footer\u0026mt=8\",\"position\":\"$undefined\",\"purpose\":\"Download Aussie IOS App\",\"children\":[\"$\",\"svg\",null,{\"xmlns\":\"http://www.w3.org/2000/svg\",\"fill\":\"none\",\"viewBox\":\"0 0 190 57\",\"width\":\"117px\",\"height\":\"35px\",\"color\":\"#000\",\"children\":[[\"$\",\"rect\",null,{\"width\":190,\"height\":57,\"fill\":\"currentColor\",\"rx\":5.932}],[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M40.035 29.7072C40.0537 28.252 40.4402 26.8252 41.1586 25.5596C41.8769 24.2939 42.9037 23.2306 44.1435 22.4684C43.3559 21.3436 42.3169 20.4179 41.109 19.7649C39.9011 19.1119 38.5576 18.7495 37.1851 18.7066C34.2575 18.3993 31.4193 20.4585 29.9274 20.4585C28.4067 20.4585 26.1097 18.7371 23.6362 18.788C22.0363 18.8397 20.4771 19.3049 19.1105 20.1384C17.7438 20.9719 16.6164 22.1451 15.838 23.5439C12.4662 29.3816 14.9813 37.9611 18.2112 42.6799C19.8271 44.9906 21.7158 47.5716 24.187 47.4801C26.6052 47.3798 27.5084 45.9381 30.4274 45.9381C33.3194 45.9381 34.1667 47.4801 36.6881 47.4219C39.283 47.3798 40.9179 45.101 42.4772 42.7684C43.6383 41.122 44.5317 39.3023 45.1244 37.3769C43.6169 36.7392 42.3304 35.6719 41.4253 34.3081C40.5203 32.9442 40.0367 31.3441 40.035 29.7072V29.7072Z\"}],[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M35.2725 15.6032C36.6874 13.9047 37.3844 11.7216 37.2156 9.51754C35.0541 9.74457 33.0574 10.7777 31.6234 12.411C30.9223 13.2089 30.3854 14.1371 30.0432 15.1427C29.7011 16.1483 29.5605 17.2114 29.6295 18.2713C30.7106 18.2824 31.7802 18.0481 32.7577 17.5859C33.7352 17.1238 34.5951 16.4458 35.2725 15.6032Z\"}],[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M71.5736 37.8578H64.2332L62.4704 42.9439H59.3613L66.314 24.1268H69.5443L76.497 42.9439H73.3349L71.5736 37.8578ZM64.9934 35.5109H70.8119L67.9436 27.2566H67.8633L64.9934 35.5109Z\"}],[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M91.5125 36.085C91.5125 40.3483 89.1773 43.0874 85.6532 43.0874C84.7605 43.133 83.8727 42.9321 83.0914 42.5076C82.3102 42.0831 81.667 41.4522 81.2356 40.6871H81.169V47.4824H78.287V29.2247H81.0766V31.5065H81.1296C81.5808 30.7451 82.2348 30.1175 83.0221 29.6904C83.8093 29.2633 84.7003 29.0528 85.6002 29.0811C89.1636 29.0811 91.5125 31.8335 91.5125 36.085ZM88.5503 36.085C88.5503 33.3074 87.0813 31.48
814 84.84 31.4814C82.638 31.4814 81.1569 33.3459 81.1569 36.085C81.1569 38.8493 82.638 40.7005 84.84 40.7005C87.0813 40.7005 88.5503 38.8877 88.5503 36.085Z\"}],[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M106.966 36.0851C106.966 40.3484 104.631 43.0875 101.106 43.0875C100.214 43.1331 99.3259 42.9322 98.5446 42.5077C97.7634 42.0832 97.1202 41.4523 96.6889 40.6872H96.6222V47.4825H93.7402V29.2248H96.5298V31.5066H96.5828C97.034 30.7452 97.688 30.1176 98.4752 29.6905C99.2624 29.2634 100.153 29.0529 101.053 29.0812C104.617 29.0812 106.966 31.8336 106.966 36.0851ZM104.004 36.0851C104.004 33.3075 102.535 31.4814 100.293 31.4814C98.0912 31.4814 96.6101 33.346 96.6101 36.0851C96.6101 38.8494 98.0912 40.7006 100.293 40.7006C102.535 40.7006 104.004 38.8878 104.004 36.0851H104.004Z\"}],[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M117.179 37.701C117.393 39.5671 119.248 40.7923 121.783 40.7923C124.212 40.7923 125.96 39.567 125.96 37.8845C125.96 36.4239 124.906 35.5494 122.41 34.95L119.914 34.3625C116.378 33.5279 114.736 31.912 114.736 29.2898C114.736 26.0431 117.632 23.8131 121.744 23.8131C125.813 23.8131 128.602 26.0431 128.696 29.2898H125.787C125.613 27.4119 124.024 26.2784 121.703 26.2784C119.381 26.2784 117.792 27.4253 117.792 29.0945C117.792 30.4248 118.807 31.2076 121.289 31.8069L123.411 32.3159C127.362 33.229 129.004 34.7798 129.004 37.5322C129.004 41.052
86 126.134 43.2575 121.569 43.2575C117.299 43.2575 114.415 41.1044 114.229 37.7009L117.179 37.701Z\"}],\"$L2c\",\"$L2d\",\"$L2e\",\"$L2f\",\"$L30\",\"$L31\",\"$L32\",\"$L33\",\"$L34\",\"$L35\",\"$L36\",\"$L37\",\"$L38\",\"$L39\",\"$L3a\",\"$L3b\",\"$L3c\"]}]}],\"$L3d\"]}]}]]}]}]\n2a:[\"$\",\"$L1e\",null,{\"justify\":\"space-around\",\"flex\":\"1 1 auto\",\"px\":{\"base\":\"md\",\"xl\":0},\"children\":[\"$\",\"$L17\",null,{\"gap\":\"md\",\"children\":[[\"$\",\"$L1e\",null,{\"direction\":{\"base\":\"column\",\"xs\":\"row\"},\"maw\":1320,\"rowGap\":\"xs\",\"columnGap\":\"md\",\"children\":[[\"$\",\"$L1e\",null,{\"gap\":\"xs\",\"flex\":1,\"align\":\"center\",\"children\":[[\"$\",\"svg\",null,{\"xmlns\":\"http://www.w3.org/2000/svg\",\"fill\":\"currentColor\",\"viewBox\":\"0 0 41 24\",\"width\":40,\"height\":24,\"children\":[[\"$\",\"g\",null,{\"clipPath\":\"url(#aboriginal-flag_svg__a)\",\"children\":[[\"$\",\"path\",null,{\"fill\":\"#000\",\"d\":\"M0 0h40.088v24H0z\"}],[\"$\",\"path\",null,{\"fill\":\"#C00\",\"d\":\"M0 12h40.088v12H0z\"}],[\"$\",\"path\",null,{\"fill\":\"#FF0\",\"d\":\"M20.044 18c3.32 0 6.013-2.686 6.013-6s-2.692-6-6.013-6-6.013 2.686-6.013 6 2.692 6 6.013 6\"}]]}],[\"$\",\"defs\",null,{\"children\":[\"$\",\"clipPath\",null,{\"id\":\"aboriginal-flag_svg__a\",\"children\":[\"$\",\"path\",null,{\"fill\":\"#fff\",\"d\":\"M0 0h40.088v24H0z\"}]}]}]]}],[\"$\",\"svg\",null,{\"xmlns\":\"http://www.w3.org/2000/svg\",\"fill\":\"currentColor\",\"viewBox\":\"0 0 37 24\",\"width\":40,\"height\":24,\"children\":[[\"$\",\"g\",null,{\"clipPath\":\"url(#torres-strait-islanders-flag_svg__a)\",\"children\":[[\"$\",\"path\",null,{\"fill\":\"#096\",\"d\":\"M36.119 19.8H0V24h36.119zM36.119 0H0v4.2h36.119z\"}],[\"$\",\"path\",null,{\"fill\":\"#000\",\"d\":\"M36.119 4.2H0v1.2h36.119zM36.119 18.6H0v1.2h36.119z\"}],[\"$\",\"path\",null,{\"fill\":\"#009\",\"d\":\"M36.119 5.4H0v13.2h36.119z\"}],[\"$\",\"path\",null,{\"fill\":\"#fff\",\"d\":\"M17.457 5.7c-6.02 1.8-5.718 6.3-3.792 10.44l-2.288 2.16 4.154-1.5v-5.52c1.324-1.98 3.732-1.98 5.057 0v5.52l4.153 1.5-2.287-2.16C24.38 12 24.68 7.5 18.66 5.7l-.602 2.58z\"}],[\"$\",\"path\",null,{\"fill\":\"#fff\",\"d\":\"m20.347 11.823-1.405 1.078.533 1.739-1.414-1.068-1.413 1.066.53-1.738-1.406-1.08 1.743-.006.543-1.734.547 1.735z\"}]]}],[\"$\",\"defs\",null,{\"children\":[\"$\",\"clipPath\",null,{\"id\":\"torres-strait-islanders-flag_svg__a\",\"children\":[\"$\",\"path\",null,{\"fill\":\"#fff\",\"d\":\"M0 0h36.119v24H0z\"}]}]}]]}]]}],[\"$\",\"$L20\",null,{\"size\":\"sm\",\"c\":\"gray.7\",\"children\":\"We acknowledge the Traditional Owners of the many lands where we live and work and pay our respects to Elders past, present and emerging. We celebrate the stories, culture and traditions of Aboriginal and Torres Strait Islander Elders of all communities from the many lands where we live, work and gather.\"}]]}],[\"$\",\"$L3e\",null,{\"maw\":1320,\"px\":{\"base\":0,\"md\":\"lg\"}}],[\"$\",\"$L20\",null,{\"size\":\"sm\",\"c\":\"gray.7\",\"maw\":1320,\"pb\":\"xxl\",\"children\":[\"© \",2026,\" Lendi Group Distribution Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786. The Lendi Group Pty Ltd, which is the ultimate holding company of the Aussie and Lendi businesses is owned by numerous shareholders including; banks such as CBA, ANZ and Macquarie Bank, the Lendi founders and employees, and a number of Australian institutional investors and sophisticated investors including UniSuper.\"]}]]}]}]\n1a:[\"$\",\"$L3f\",null,{\"name\":\"404 - Page Not Found\",\"category\":\"AUSSIE_HOMES\",\"children\":[\"$\",\"$L17\",null,{\"gap\":0,\"mih\":\"100vh\",\"children\":[\"$\",\"$L40\",null,{}]}]}]\n2c:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M135.223 25.9781V29.2247H137.893V31.4548H135.223V39.018C135.223 40.193 135.758 40.7405 136.932 40.7405C137.249 40.7351 137.565 40.7134 137.88 40.6754V42.8921C137.352 42.9884 136.816 43.0321 136.279 43.0223C133.436 43.0223 132.328 41.9791 132.328 39.3184V31.4548H130.286V29.2247H132.328V25.9781H135.223Z\"}]\n2d:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M139.44 36.0851C139.44 31.7685 142.041 29.056 146.099 29.056C150.169 29.056 152.759 31.7684 152.759 36.0851C152.759 40.4135 150.183 43.1141 146.099 43.1141C142.016 43.1141 139.44 40.4135 139.44 36.0851ZM149.823 36.0851C149.823 33.124 148.434 31.3764 146.099 31.3764C143.763 31.3764 142.376 33.1373 142.376 36.0851C142.376 39.058 143.763 40.7923 146.099 40.7923C148.434 40.7923 149.823 39.058 149.823 36.0851H149.823Z\"}]\n2e:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M155.135 29.2247H157.884V31.5598H157.95C158.136 30.8305 158.574 30.186 159.189 29.7346C159.804 29.2833 160.559 29.0525 161.328 29.0812C161.66 29.0801 161.991 29.1153 162.315 29.1863V31.8203C161.896 31.6951 161.458 31.6376 161.02 31.6501C160.602 31.6335 160.184 31.7057 159.797 31.8616C159.409 32.0175 159.061 32.2535 158.776 32.5533C158.49 32.8532 158.275 33.2098 158.144 33.5988C158.013 33.9877 157.97 34.3997 158.017 34.8065V42.9439H155.135L155.135 29.2247Z\"}]\n2f:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M175.603 38.9144C175.215 41.4049 172.733 43.1141 169.557 43.1141C165.473 43.1141 162.937 40.4401 162.937 36.1502C162.937 31.8469 165.486 29.056 169.436 29.056C173.32 29.056 175.763 31.6634 175.763 35.8231V36.788H165.847V36.9581C165.801 37.463 165.866 37.9717 166.036 38.4503C166.207 38.9289 166.48 39.3665 166.838 39.734C167.195 40.1015 167.628 40.3906 168.108 40.582C168.589 40.7734 169.105 40.8627 169.624 40.8441C170.305 40.9064 170.988 40.7523 171.572 40.4046C172.157 40.057 172.61 39.5343 172.866 38.9144L175.603 38.9144ZM165.86 34.8198H172.88C172.906 34.3659 172.835 33.9115 172.673 33.4854C172.51 33.0593 172.26 32.6706 171.936 32.3436C171.613 32.0167 171.224 31.7586 170.794 31.5855C170.363 31.4124 169.901 31.3281 169.436 3
81.3379C168.967 31.3351 168.501 31.4233 168.067 31.5971C167.633 31.771 167.238 32.0272 166.906 32.3509C166.573 32.6746 166.31 33.0595 166.13 33.4832C165.951 33.907 165.859 34.3613 165.86 34.8199V34.8198Z\"}]\n30:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M64.6322 9.96308C65.2364 9.92071 65.8427 10.0099 66.4074 10.2242C66.972 10.4385 67.481 10.7726 67.8975 11.2024C68.314 11.6322 68.6277 12.1469 68.816 12.7095C69.0042 13.2721 69.0624 13.8685 68.9862 14.4557C68.9862 17.3443 67.3885 19.0047 64.6322 19.0047H61.2899V9.96308H64.6322ZM62.7271 17.726H64.4717C64.9034 17.7512 65.3355 17.6821 65.7364 17.5235C66.1373 17.365 66.4971 17.1211 66.7894 16.8096C67.0817 16.4981 67.2992 16.1269 67.4262 15.7229C67.5531 15.3189 67.5863 14.8923 67.5232 14.4742C67.5817 14.0577 67.5452 13.6338 67.4163 13.2327C67.2874 12.8317 67.0693 12.4634 66.7777 12.1544C66.486 11.8454 66.128 11.6032 65.7294 11.4453C65.3307 11.2873 64.9012 11.2175 64.4717 11.2408H62.7271V17.726Z\"}]\n31:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M70.6096 15.5899C70.5657 15.1415 70.6182 14.6891 70.7638 14.2617C70.9093 13.8343 71.1446 13.4413 71.4547 13.1079C71.7647 12.7746 72.1427 12.5083 72.5643 12.326C72.9859 12.1438 73.4418 12.0496 73.9028 12.0496C74.3638 12.0496 74.8197 12.1438 75.2412 12.326C75.6628 12.5083 76.0408 12.7746 76.3508 13.1079C76.6609 13.4413 76.8962 13.8343 77.0418 14.2617C77.1873 14.6891 77.2398 15.1415 77.1959 15.5899C77.2406 16.0388 77.1887 16.4919 77.0436 16.92C76.8985 17.3481 76.6633 17.7418 76.3531 18.0758C76.043 18.4098 75.6647 18.6767 75.2427 18.8593C74.8207 19.042 74.3643 19.1363 73.9028 19.1363C73.4412 19.1363 72.9848 19.042 72.5628 18.8593C72.1408 18.6767 71.7625 18.4098 71.4524 18.0758C71.1422 17.7418 70.907 17.3481 70.7619 16.92C70.6168 16.4919 70.5649 16.0388 70.6096 15.5899V15.5899ZM75.7784 15.5899C75.7784 14.1109 75.0984 13.246 73.905 13.246C72.7071 13.246 72.0332 14.1109 72.0332 15.59C72.0332 17.0809 72.7072 17.9391 73.905 17.9391C75.0984 17.9391 75.7784 17.0749 75.7784 15.5899H75.7784Z\"}]\n32:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M85.9508 19.0045H84.5212L83.078 13.9791H82.9689L81.5317 19.0045H80.1157L78.1909 12.1812H79.5887L80.8396 17.3878H80.9426L82.3783 12.1812H83.7004L85.1361 17.3878H85.2451L86.49 12.1812H87.8681L85.9508 19.0045Z\"}]\n33:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M89.487 12.1812H90.8137V13.2651H90.9166C91.0913 12.8758 91.386 12.5494 91.7595 12.3315C92.1331 12.1136 92.5669 12.015 93.0005 12.0495C93.3403 12.0245 93.6814 12.0746 93.9987 12.1959C94.316 12.3173 94.6013 12.5069 94.8334 12.7506C95.0655 12.9943 95.2386 13.286 95.3397 13.6039C95.4408 13.9218 95.4674 14.2579 95.4175 14.5873V19.0044H94.0394V14.9255C94.0394 13.8289 93.5517 13.2836 92.5325 13.2836C92.3018 13.2731 92.0716 13.3115 91.8575 13.3961C91.6434 13.4807 91.4505 13.6095 91.2922 13.7738C91.1338 13.938 91.0136 14.1337 90.9399 14.3476C90.8662 14.5615 90.8407 14.7884 90.8651 15.0128V19.0045H89.487L89.487 12.1812Z\"}]\n34:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M97.6134 9.51756H98.9915V19.0045H97.6134V9.51756Z\"}]\n35:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M100.907 15.59C100.863 15.1415 100.916 14.6891 101.062 14.2616C101.207 13.8342 101.442 13.4412 101.753 13.1078C102.063 12.7745 102.441 12.5082 102.862 12.3259C103.284 12.1436 103.74 12.0495 104.201 12.0495C104.662 12.0495 105.118 12.1436 105.539 12.3259C105.961 12.5082 106.339 12.7745 106.649 13.1078C106.959 13.4412 107.194 13.8342 107.34 14.2616C107.486 14.6891 107.538 15.1415 107.494 15.59C107.539 16.0388 107.487 16.4919 107.342 16.92C107.197 17.3481 106.961 17.7418 106.651 18.0758C106.341 18.4098 105.963 18.6767 105.541 18.8593C105.119 19.042 104.662 19.1363 104.201 19.1363C103.739 19.1363 103.283 19.042 102.861 18.8593C102.439 18.6767 102.06 18.4098 101.75 18.0758C101.44 17.7418 101.205 17.3481 101.06 16.92C100.915 16.4919 100.863 16.0388 100.907 15.59V15.59ZM106.076 15.59C106.076 14.1109 105.396 13.246 104.203 13.246C103.005 13.246 102.331 14.1109 102.331 15.59C102.331 17.0809 103.005 17.9391 104.203 17.9391C105.396 17.9391 106.076 17.0749 106.076 15.59H106.076Z\"}]\n36:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M108.945 17.0749C108.945 15.8466 109.881 15.1386 111.542 15.0379L113.434 14.9314V14.3424C113.434 13.6218 112.946 13.2148 112.004 13.2148C111.235 13.2148 110.702 13.4908 110.549 13.9732H109.215C109.356 12.8012 110.484 12.0495 112.068 12.0495C113.819 12.0495 114.806 12.9011 114.806 14.3424V19.0045H113.479V18.0456H113.37C113.149 18.3896 112.838 18.67 112.47 18.8582C112.101 19.0464 111.688 19.1357 111.273 19.1169C110.98 19.1467 110.683 19.1162 110.403 19.0272C110.123 18.9383 109.865 18.7929 109.645 18.6005C109.426 18.4081 109.25 18.173 109.13 17.9102C109.009 17.6474 108.946 17.3629 108.945 17.0749V17.0749ZM113.434 16.4918V15.9214L111.729 16.0279C110.767 16.0908 110.331 16.4104 110.331 17.012
8C110.331 17.6261 110.876 17.9835 111.626 17.9835C111.845 18.0052 112.067 17.9835 112.278 17.9197C112.489 17.8559 112.685 17.7514 112.853 17.6122C113.022 17.473 113.16 17.3021 113.26 17.1096C113.36 16.9172 113.419 16.7071 113.434 16.4918V16.4918Z\"}]\n37:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M116.617 15.5899C116.617 13.4339 117.752 12.068 119.516 12.068C119.952 12.0484 120.385 12.1505 120.765 12.3625C121.144 12.5745 121.453 12.8875 121.657 13.2651H121.76V9.51756H123.138V19.0045H121.818V17.9265H121.709C121.489 18.3015 121.169 18.6107 120.782 18.8205C120.396 19.0304 119.958 19.1329 119.516 19.117C117.739 19.117 116.617 17.7512 116.617 15.5899ZM118.041 15.5899C118.041 17.0372 118.739 17.908 119.907 17.908C121.068 17.908 121.786 17.0246 121.786 15.5958C121.786 14.1738 121.061 13.2777 119.907 13.2777C118.746 13.2777 118.041 14.1545 118.041 15.5899H118.041Z\"}]\n38:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M128.84 15.5899C128.796 15.1415 128.849 14.6891 128.994 14.2617C129.14 13.8343 129.375 13.4413 129.685 13.1079C129.995 12.7746 130.373 12.5083 130.795 12.326C131.216 12.1438 131.672 12.0496 132.133 12.0496C132.594 12.0496 133.05 12.1438 133.472 12.326C133.893 12.5083 134.271 12.7746 134.581 13.1079C134.891 13.4413 135.127 13.8343 135.272 14.2617C135.418 14.6891 135.47 15.1415 135.426 15.5899C135.471 16.0388 135.419 16.4919 135.274 16.92C135.129 17.3481 134.894 17.7418 134.584 18.0758C134.273 18.4098 133.895 18.6767 133.473 18.8593C133.051 19.042 132.595 19.1363 132.133 19.1363C131.672 19.1363 131.215 19.042 130.793 18.8593C130.371 18.6767 129.993 18.4098 129.683 18.0758C129.373 17.7418 129.138 17.3481 128.992 16.92C128.847 16.4919 128.795 16.0388 128.84 15.5899V15.5899ZM134.009 15.5899C134.009 14.1109 133.329 13.246 132.136 13.246C130.938 13.246 130.264 14.1109 130.264 15.59C130.264 17.0809 130.938 17.9391 132.136 17.9391C133.329 17.9391 134.009 17.0749 134.009 15.5899Z\"}]\n39:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M137.275 12.1812H138.602V13.2651H138.705C138.88 12.8758 139.174 12.5494 139.548 12.3315C139.922 12.1136 140.355 12.015 140.789 12.0495C141.129 12.0245 141.47 12.0746 141.787 12.1959C142.104 12.3173 142.39 12.5069 142.622 12.7506C142.854 12.9943 143.027 13.286 143.128 13.6039C143.229 13.9218 143.256 14.2579 143.206 14.5873V19.0044H141.828V14.9255C141.828 13.8289 141.34 13.2836 140.321 13.2836C140.09 13.2731 139.86 13.3115 139.646 13.3961C139.432 13.4807 139.239 13.6095 139.081 13.7738C138.922 13.938 138.802 14.1337 138.728 14.3476C138.655 14.5615 138.629 14.7884 138.654 15.0128V19.0045H137.275V12.1812Z\"}]\n3a:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M150.993 10.4824V12.2123H152.506V13.3465H150.993V16.8551C150.993 17.5699 151.295 17.8829 151.981 17.8829C152.156 17.8823 152.332 17.8719 152.506 17.8518V18.9735C152.259 19.0167 152.008 19.0397 151.756 19.0423C150.224 19.0423 149.614 18.5155 149.614 17.1999V13.3465H148.505V12.2122H149.614V10.4824H150.993Z\"}]\n3b:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M154.389 9.51756H155.755V13.2777H155.864C156.047 12.8848 156.35 12.5566 156.731 12.3378C157.112 12.1191 157.552 12.0205 157.993 12.0554C158.331 12.0374 158.669 12.0926 158.982 12.2169C159.296 12.3412 159.578 12.5317 159.808 12.7746C160.037 13.0176 160.209 13.3071 160.311 13.6225C160.413 13.9379 160.443 14.2714 160.398 14.5992V19.0045H159.018V14.9314C159.018 13.8415 158.499 13.2895 157.525 13.2895C157.288 13.2706 157.05 13.3024 156.827 13.3828C156.604 13.4632 156.402 13.5902 156.234 13.755C156.067 13.9197 155.938 14.1183 155.857 14.3367C155.777 14.5551 155.746 14.7881 155.767 15.0194V19.0045H154.389L154.389 9.51756Z\"}]\n41:T4f2,M168.433 17.1622C168.246 17.7858 167.84 18.3252 167.287 18.6861C166.734 19.047 166.069 19.2063 165.407 19.1362C164.947 19.1481 164.49 19.062 164.068 18.8839C163.645 18.7058 163.267 18.44 162.96 18.1049C162.653 17.7698 162.425 17.3735 162.29 16.9434C162.156 16.5133 162.119 16.0598 162.182 15.6143C162.12 15.1675 162.158 14.713 162.292 14.2816C162.426 13.8503 162.654 13.4521 162.959 13.1141C163.264 12.7761 163.64 12.5061 164.062 12.3224C164.483 12.1387 164.94 12.0457 165.401 12.0495C167.344 12.0495 168.517 13.3466 168.517 15.4893V15.9592H163.586V16.0346C163.564 16.285 163.596 16.5371 163.68 16.7746C163.764 17.0121 163.898 17.2299 164.073 17.4139C164.248 17.598 164.461 17.7442 164.697 17.8433C164.933 17.9424 165.188 17.9922 165.445 17.9894C165.775 18.028 166.109 17.97 166.405 17.8227C166.701 17.6754 166.945 17.4455 167.107 17.1622L168.433 17.1622ZM163.586 14.9632H167.113C167.13 14.7342 167.098 14.5042 167.019 14.2879C166.94 14.0717 166.816 13.874 166.654 13.7075C166.492 13.541 166.296 13.4095 166.079 13.3213C165.862 13.2332 165.629 13.1904 165.394 13.1956C165.155 13.1927 164.919 13.2364 164.698 13.3242C164.477 13.412 164.277 13.5421 164.108 13.7069C163.94 13.8716 163.807 14.0676 163.717 14.2834C163.627 14.4992 163.583 14.7303 163.586 14.9632H163.586Z3c:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"$41\"}]\n3d:[\"$\",\"$L21\",null,{\"label\":\"Download Aussie Android App\",\"isExternalLink\":true,\"target\":\"_blank\",\"rel\":\"noreferrer\",\"href\":\"https://play.google.com/store/apps/details?id=au.com.aussie.app\u0026referrer=utm_source%3Dwebsite%26utm_medium%3Dlanding_page%26utm_campaign%3Dapp_footer%26utm_content%3Dwebsite_footer\",\"position\":\"$undefined\",\"purpose\":\"Android Download button\",\"children\":[\"$\",\"svg\",null,{\"xmlns\":\"http://www.w3.org/2000/svg\",\"fill\":\"none\",\"viewBox\":\"0 0 196 57\",\"
8width\":\"120px\",\"height\":\"35px\",\"color\":\"#000\",\"children\":[[\"$\",\"rect\",null,{\"width\":195.142,\"height\":57,\"fill\":\"currentColor\",\"rx\":5.938}],[\"$\",\"path\",null,{\"fill\":\"#EA4335\",\"d\":\"M30.1254 27.6477L14.3951 44.3427C14.3966 44.3457 14.3966 44.3501 14.398 44.3531C14.8812 46.1659 16.5359 47.5 18.5009 47.5C19.2869 47.5 20.0241 47.2873 20.6565 46.9149L20.7067 46.8854L38.4123 36.6689L30.1254 27.6477Z\"}],[\"$\",\"path\",null,{\"fill\":\"#FBBC04\",\"d\":\"M46.0387 24.8048L46.024 24.7944L38.3797 20.3636L29.7677 28.0271L38.4107 36.6671L46.0136 32.2806C47.3463 31.5596 48.2519 30.1546 48.2519 28.5353C48.2519 26.9249 47.3596 25.5273 46.0387 24.8048Z\"}],[\"$\",\"path\",null,{\"fill\":\"#4285F4\",\"d\":\"M14.3948 12.6561C14.3002 13.0048 14.25 13.3712 14.25 13.7494V43.2509C14.25 43.6291 14.3002 43.9955 14.3963 44.3427L30.6658 28.0746L14.3948 12.6561Z\"}],[\"$\",\"path\",null,{\"fill\":\"#34A853\",\"d\":\"M30.2416 28.4999L38.3822 20.3607L20.6973 10.1072C20.0546 9.72162 19.3041 9.50001 18.5018 9.50001C16.5368 9.50001 14.8791 10.8371 14.396 12.6514C14.396 12.6529 14.3945 12.6543 14.3945 12.6558L30.2416 28.4999Z\"}],[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M71.4067 14.2174C71.4067 15.3877 71.0604 16.3191 70.3663 17.0146C69.5773 17.8413 68.5508 18.2547 67.2884 18.2547C66.0776 18.2547 65.0498 17.8357 64.2049 16.9964C63.3572 16.1585 62.9355 15.1181 62.9355 13.878C62.9355 12.6365 63.3572 11.5975 64.2049 10.7582C65.0498 9.92035 66.0776 9.5 67.2884 9.5C67.8875 9.5 68.4629 9.61731 69.0075 9.85192C69.5535 10.0865 69.9906 10.398 70.3188 10.7876L69.5815 11.5249C69.027 10.863 68.2632 10.5306 67.2884 10.5306C66.4058 10.5306 65.6433 10.8406 64.9995 11.4607C64.3557 12.0821 64.0345 12.8865 64.0345 13.878C64.0345 14.8682 64.3557 15.6739 64.9995 16.294C65.6433 16.9154 66.4058 17.2241 67.2884 17.2241C68.2241 17.2241 69.0033 16.9126 69.6289 16.2884C70.0339 15.882 70.2671 15.3178 70.33 14.5917H67.2884V13.5848H71.348C71.3871 13.804 71.4067 14.0149 71.4067 14.2174Z\"}],[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M71.4067 14.2174C71.4067 15.3877 71.0604 16.3191 70.3663 17.0146C69.5773 17.8413 68.5508 18.2547 67.2884 18.2547C66.0776 18.2547 65.0498 17.8357 64.2049 16.9964C63.3572 16.1585 62.9355 15.1181 62.9355 13.878C62.9355 12.6365 63.3572 11.5975 64.2049 10.7582C65.0498 9.92035 66.0776 9.5 67.2884 9.5C67.8875 9.5 68.4629 9.61731 69.0075 9.85192C69.5535 10.0865 69.9906 10.398 70.3188 10.7876L69.5815 11.5249C69.027 10.863 68.2632 10.5306 67.2884 10.5306C66.4058 10.5306 65.6433 10.8406 64.9995 11.4607C64.3557 12.0821 64.0345 12.8865 64.0345 13.878C64.0345 14.8682 64.3557 15.6739 64.9995 16.294C65.6433 16.9154 66.4058 17.2241 67.2884 17.2241C68.2241 17.2241 69.0033 16.9126 69.6289 16.2884C70.0339 15.882 70.2671 15.3178 70.33 14.5917H67.2884V13.5848H71.348C71.3871 13.804 71.4067 14.0149 71.4067 14.2174Z\"}],[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M77.8436 10.7179H74.0284V13.374H77.4694V14.3809H74.0284V17.0371H77.8436V18.0677H72.9517V9.68867H77.8436V10.7179Z\"}],[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M77.8436 10.7179H74.0284V13.374H77.4694V14.3809H74.0284V17.0371H77.8436V18.0677H72.9517V9.68867H77.8436V10.7179Z\"}],[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M82.3837 18.0673H81.307V10.7175H78.9664V9.68829H84.7242V10.7175H82.3837V18.0673Z\"}],\"$L42\",\"$L43\",\"$L44\",\"$L45\",\"$L46\",\"$L47\",\"$L48\",\"$L49\",\"$L4a\"]}]}]\n42:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M82.3837 18.0673H81.307V10.7175H78.9664V9.68829H84.7242V10.7175H82.3837V18.0673Z\"}]\n43:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M88.8903 9.68829H89.967V18.0673H88.8903V9.68829Z\"}]\n44:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M94.7422 18.0673H93.6654V10.7175H91.3249V9.68829H97.0827V10.7175H94.7422V18.0673Z\"}]\n45:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M94.7422 18.0673H93.6654V10.7175H91.3249V9.68829H97.0827V10.7175H94.7422V18.0673Z\"}]\n46:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M102.634 16.2828C103.254 16.9112 104.012 17.2241 104.91 17.2241C105.808 17.2241 106.566 16.9112 107.186 16.2828C107.806 15.6544 108.118 14.8528 108.118 13.878C108.118 12.9033 107.806 12.1003 107.186 11.4733C106.566 10.8448 105.808 10.5306 104.91 10.5306C104.012 10.5306 103.254 10.8448 102.634 11.4733C102.015 12.1003 101.704 12.9033 101.704 13.878C101.704 14.8528 102.015 15.6544 102.634 16.2828ZM107.982 16.9839C107.158 17.8315 106.135 18.2547 104.91 18.2547C103.685 18.2547 102.662 17.8315 101.839 16.9839C101.015 16.1376 100.605 15.1028 100.605 13.878C100.605 12.6533 101.015 11.6171 101.839 10.7708C102.662 9.92454 103.685 9.5 104.91 9.5C106.128 9.5 107.149 9.92593 107.977 10.7764C108.803 11.6269 109.217 12.6603 109.217 13.878C109.217 15.1028 108.805 16.1376 107.982 16.9839Z\"}]\n47:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M102.634 16.2828C103.254 16.9112 104.012 17.2241 104.91 17.2241C105.808 17.2241 106.566 16.9112 107.186 16.2828C107.806 15.6544 108.118 14.8528 108.118 13.878C108.118 12.9033 107.806 12.1003 107.186 11.4733C106.566 10.8448 105.808 10.5306 104.91 10.5306C104.012 10.5306 103.254 10.8448 102.634 11.4733C102.015 12.1003 101.704 12.9033 101.704 13.878C101.704 14.8528 102.015 15.6544 102.634 16.2828ZM107.982 16.9839C107.158 17.8315 106.135 18.2547 104.91 18.2547C103.685 18.2547 102.662 17.8315 101.839 16.9839C101.015 16.1376 100.605 15.1028 100.605 13.878C100.605 12.6533 101.015 11.6171 101.839 10.7708C102.662 9.92454 103.685 9.5 104.91 9.5C106.128 9.5 107.149 9.92593 107.977 10.7764C108.803 11.6269 109.217 12.6603 109.217 13.878C109.217 15.1028 108.805 16.1376 107.982 16.9839Z\"}]\n48:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M110.728 18.0673V9.68829H112.038L116.11 16.2058H116.157L116.11 14.5914V9.68829H117.188V18.0673H116.064L111.803 11.2328H111.757L111.803 12.8486V18.0673H110.728Z\"}]\n49:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"M110.728 18.0673V9.68829H112.038L116.11 16.2058H116.157L116.11 14.5914V9.68829H117.188V18.0673H116.064L111.803 11.2328H111.757L111.803 12.8486V18.0673H110.728Z\"}
8]\n4b:Te7f,M154.523 41.8079H157.129V24.3502H154.523V41.8079ZM177.994 30.6386L175.007 38.2077H174.918L171.817 30.6386H169.01L173.659 41.2171L171.01 47.102H173.726L180.892 30.6386H177.994ZM163.216 39.8248C162.362 39.8248 161.172 39.3989 161.172 38.3417C161.172 36.9955 162.654 36.4788 163.934 36.4788C165.079 36.4788 165.62 36.726 166.315 37.0625C166.113 38.6797 164.72 39.8248 163.216 39.8248ZM163.531 30.2574C161.644 30.2574 159.689 31.0883 158.882 32.9303L161.194 33.8953C161.689 32.9303 162.609 32.6147 163.575 32.6147C164.923 32.6147 166.293 33.4232 166.315 34.8616V35.0404C165.843 34.7709 164.834 34.3673 163.598 34.3673C161.105 34.3673 158.566 35.7373 158.566 38.297C158.566 40.6334 160.611 42.1388 162.901 42.1388C164.653 42.1388 165.62 41.3526 166.226 40.4309H166.315V41.7785H168.83V35.0851C168.83 31.9862 166.518 30.2574 163.531 30.2574M147.426 32.7641H143.72V26.7801H147.426C149.374 26.7801 150.48 28.393 150.48 29.7714C150.48 31.1246 149.374 32.7641 147.426 32.7641ZM147.359 24.3502H141.115V41.8079H143.72V35.194H147.359C150.247 35.194 153.086 33.1021 153.086 29.7714C153.086 26.4407 150.247 24.3502 147.359 24.3502M113.311 39.8276C111.511 39.8276 110.004 38.3208 110.004 36.2512C110.004 34.1592 111.511 32.6286 113.311 32.6286C115.089 32.6286 116.482 34.1592 116.482 36.2512C116.482 38.3208 115.089 39.8276 113.311 39.8276ZM116.304 31.6162H116.213C115.628 30.9193 114.504 30.2895 113.086 30.2895C110.116 30.2895 107.394 32.8982 107.394 36.2512C107.394 39.5804 110.116 42.1682 113.086 42.1682C114.504 42.1682 115.628 41.5383 116.213 40.8177H116.304V41.6738C116.304 43.9459 115.089 45.1609 113.131 45.1609C111.533 45.1609 110.543 44.0129 110.138 43.0452L107.866 43.9906C108.518 45.5658 110.251 47.5 113.131 47.5C116.191 47.5 118.778 45.6999 118.778 41.3135V30.6484H116.304V31.6162ZM120.578 41.8079H123.188V24.3488H120.578V41.8079ZM127.034 36.0487C126.967 33.7542 128.812 32.5839 130.139 32.5839C131.175 32.5839 132.052 33.1007 132.344 33.8436L127.034 36.0487ZM135.134 34.0684C134.64 32.7418 133.132 30.2895 130.049 30.2895C126.99 30.2895 124.448 32.6957 124.448 36.2288C124.448 39.5581 126.967 42.1682 130.341 42.1682C133.064 42.1682 134.64 40.5035 135.292 39.5357L133.267 38.1853C132.592 39.1754 131.669 39.8276 130.341 39.8276C129.015 39.8276 128.069 39.2201 127.462 38.0289L135.404 34.7429L135.134 34.0684ZM71.8613 32.1119V34.6312H77.89C77.7099 36.0487 77.2378 37.0835 76.5187 37.8027C75.6402 38.6811 74.2675 39.6489 71.8613 39.6489C68.148 39.6489 65.2461 36.6562 65.2461 32.9442C65.2461 29.2309 68.148 26.2396 71.8613 26.2396C73.8639 26.2396 75.326 27.0273 76.4055 28.0397L78.1833 26.262C76.6751 24.8222 74.6739 23.7189 71.8613 23.7189C66.7766 23.7189 62.5019 27.8596 62.5019 32.9442C62.5019 38.0289 66.7766 42.1682 71.8613 42.1682C74.6054 42.1682 76.6751 41.2674 78.295 39.5804C79.961 37.9158 80.4777 35.5767 80.4777 33.6858C80.4777 33.1007 80.4331 32.5616 80.3423 32.1119H71.8613ZM87.3332 39.8276C85.5331 39.8276 83.9802 38.3431 83.9802 36.2288C83.9802 34.0908 85.5331 32.6286 87.3332 32.6286C89.1319 32.6286 90.6848 34.0908 90.6848 36.2288C90.6848 38.3431 89.1319 39.8276 87.3332 39.8276ZM87.3332 30.2895C84.0472 30.2895 81.3701 32.7864 81.3701 3
86.2288C81.3701 39.6489 84.0472 42.1682 87.3332 42.1682C90.6177 42.1682 93.2949 39.6489 93.2949 36.2288C93.2949 32.7864 90.6177 30.2895 87.3332 30.2895ZM100.339 39.8276C98.5387 39.8276 96.9858 38.3431 96.9858 36.2288C96.9858 34.0908 98.5387 32.6286 100.339 32.6286C102.139 32.6286 103.69 34.0908 103.69 36.2288C103.69 38.3431 102.139 39.8276 100.339 39.8276ZM100.339 30.2895C97.0542 30.2895 94.3771 32.7864 94.3771 36.2288C94.3771 39.6489 97.0542 42.1682 100.339 42.1682C103.623 42.1682 106.3 39.6489 106.3 36.2288C106.3 32.7864 103.623 30.2895 100.339 30.2895Z4a:[\"$\",\"path\",null,{\"fill\":\"white\",\"d\":\"$4b\"}]\nb:[[\"$\",\"meta\",\"0\",{\"charSet\":\"utf-8\"}],[\"$\",\"meta\",\"1\",{\"name\":\"viewport\",\"content\":\"width=device-width, initial-scale=1\"}]]\n4c:I[17020,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"8020\",\"static/chunks/8020-085c32788ae407e9.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8219\",\"static/chunks/8219-d753e11291d16ad0.js\",\"9145\",\"static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js\"],\"Container\"]\n4d:I[20694,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"3647\",\"static/chunks/3647-52a88dc20382667f.js\",\"1648\",\"static/chunks/1648-2355871ebabf15b4.js\",\"7475\",\"static/chunks/7475-4714a26bba64afef.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"7177\",\"static/chunks/app/layout-d83e0e98692e458d.js\"],\"default\"]\n1c:[\"$\",\"$L4c\",null,{\"size\":\"responsive\",\"maw\":1340,\"children\":[\"$\",\"$L4d\",null,{\"finePrint\":{\"heading\":\"Legal Disclaimers\",\"body\":{\"json\":{\"nodeType\":\"document\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Aussie does not provide financial or investment advice. This material does not take account of your objectives, financial circumstances or needs. Aussie recommends that you seek independent financial, legal and taxation advice before making an investment decision.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"IMPORTANT INFORMATION: Any information provided does not constitute an offer of credit and are examples of what may be available to you based on the information available. It does not take into account any product features or any applicable fees. Lending criteria and the basis upon which we assess what you may be able to afford may change at any time without notice. For Fixed Rate home loans, break costs may be payable which can be significant if you change the whole or part of your fixed rate loan or where additional or early repayments are made during the fixed rate period.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"^*\",\"marks\":[],\"data\":{}},{\"nodeType\":\"text\",\"value\":\"Source: \",\"marks\":[{\"type\":\"italic\"}],\"data\":{}},{\"nodeType\":\"hyperlink\",\"data\":{\"uri\":\"https://www.corelogic.com.au/__data/assets/pdf_file/0020/26471/CoreLogic-HVI-April-2025.pdf\"},\"content\":[{\"nodeType\":\"text\",\"value\":\"CoreLogic February 2025 Index\",\"marks\":[{\"type\":\"italic\"}],\"data\":{}}]},{\"nodeType\":\"text\",\"value\":\" and Lendi Group Rates based on our Generally Available Criteria. Repayment based on a $650,000 variable loan at 6.20% p.a. over 30 years. Interest savings calculated using a comparison between 6.20% and 5.65% rates over the life of a 30-year variable loan with consistent repayments. Scenarios are for illustrative purposes only and may not apply to your situation. Not all lenders are available through all brokers.\",\"marks\":[{\"type\":\"italic\"}],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{}
8,\"content\":[{\"nodeType\":\"text\",\"value\":\"*The Adviser 2026 Top Brokerage Report.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"**Not all lenders are available through all brokers.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"^Individual lenders may charge fees to the customer.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"^^All applications are subject to lender assessment and approval. Cashback offers may be provided by some lenders and may only be available for particular products, terms and conditions apply. Not all products are available in all states and territories.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"We are committed to protecting customer privacy and do not sell customer information, please refer to our \",\"marks\":[],\"data\":{}},{\"nodeType\":\"hyperlink\",\"data\":{\"uri\":\"https://www.aussie.com.au/about-us/privacy/\"},\"content\":[{\"nodeType\":\"text\",\"value\":\"Privacy Policy\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"text\",\"value\":\" for more information.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Our mission is to help Aussies reach their property goals faster. We can compare thousands of home loans from over 25 leading lenders.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"© 2026 Lendi Group Distribution Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786. Lendi Group Pty Ltd, which is the ultimate holding company of the Aussie and Lendi businesses, is owned by numerous shareholders including banks such as CBA, ANZ and Macquarie Bank, the Lendi founders and employees, and a number of Australian institutional investors and sophisticated investors, including UniSuper.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Credit for the Aussie Bridge products are provided by Bridgit Financial Services Pty Ltd ACN 648 580 901 Australian Credit Licence Number 532542\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Information regarding listing numbers are supplied by Lendi Group Services Pty Ltd (ABN 44 162 394 881) and related entities on behalf of RP Data Pty Ltd trading as CoreLogic Asia Pacific.\",\"marks\":[],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Lendi Group Distribution Pty Ltd | Bay 14 (Locomotive Workshop), 2 Locomotive St, Eveleigh NSW 2015\\n\",\"marks\":[],\"data\":{}}]}]},\"links\":{\"assets\":{\"block\":[]},\"entries\":{\"block\":[]}}}}}]}]\n4e:I[24009,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"8020\",\"static/chunks/8020-085c32788ae407e9.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8219\",\"static/chunks/8219-d753e11291d16ad0.js\",\"9145\",\"static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js\"],\"Title\"]\n4f:I[71098,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"8020\",\"static/chunks/8020-085c32788ae407e9.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8219\",\"static/chunks/8219-d753e11291d16ad0.js\",\"9145\",\"static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js\"],\"Image\"]\na8:I[85911,[],\"IconMark\"]\n5:[[\"$\",\"script\",\"article_json_ld\",{\"type\":\"application/ld+json\",\"dangerouslySetInnerHTML\":{\"__html\":\"{\\\"@context\\\":\\\"https://schema.org\\\",\\\"@type\\\":\\\"Article\\\",\\\"url\\\":\\\"https://www.aussie.com.au/insights/articles/first-home-buyer-guide-government-grants-concessions/\\\",\\\"headline\\\":\\\"First home buyer guide 2026: government grants and concessions\\\",\\\"image\\\":[\\\"https://images.ctfassets.net/nbklqgdg5mdx/4fMC1SDpxPfFpUmiqWLZ24/b5e6f6fed5288b7e71cda6d07018d3bd/Lendi_blog_hero__50_.png\\\"],\\\"datePublished\\\":\\\"2026-07-15T06:46:05.959Z\\\",\\\"dateModified\\\":\\\"1 July 2026\\\",\\\"author\\\":[{\\\"@type\\\":\\\"Person\\\",\\\"name\\\":\\\"Abigail Ocampo \u0026 Jessica Taulaga\\\",\\\"url\\\":\\\"https://www.aussie.com.au\\\"}],\\\"description\\\":\\\"Learn about the several government grants and concessions available and save money on your first home\\\",\\\"isAccessibleForFree\\\":true}\"}}],[\"$\",\"$L3f\",null,{\"name\":\"Article Page\",\"category\":\"CMS\",\"children\":[\"$\",\"$L17\",null,{\"mb\":\"xxxl\",\"children\":[[\"$\",\"$L4c\",null,{\"size\":\"responsive\",\"px\":{\"base\":\"md\",\"xl\":0},\"children\":[\"$\",\"$L1b\",null,{\"maw\":{\"base\":\"100%\",\"md\":\"768\"},\"mx\":\"auto\",\"children\":[[\"$\",\"$L1b\",null,{\"py\":{\"base\":\"xxl\",\"lg\":\"xxxl\"},\"mx\":\"auto\",\"miw\":{\"base\":\"100%\",\"md\":768},\"children\":[[\"$\",\"$L4e\",null,{\"order\":1,\"size\":\"h1\",\"ta\":\"center\",\"c\":\"grape.8\",\"children\":\"First-home buyer grants and concessions in Australia: What support is available in 2026? \"}],[\"$\",\"$L1b\",null,{\"maw\":840,\"mx\":\"auto\",\"pt\":\"sm\",\"children\":[\"$\",\"$L20\",null,{\"fz\":{\"base\":\"lg\",\"lg\":\"xl\"},\"lh\":\"md\",\"ta\":\"center\",\"c\":\"dimmed\",\"children\":\"Government grants, stamp duty concessions and low-deposit schemes may help eligible first-home buyers enter the market. \"}]}],[\"$\",\"$L1e\",null,{\"justify\":\"center\",\"gap\":{\"base\":\"sm\",\"sm\":0},\"direction\":{\"base\":\"column\",\"sm\":\"row\"},\"mt\":\"lg\",\"children\":[[\"$\",\"$L1b\",\"0\",{\"px\":{\"base\":0,\"sm\":\"lg\"},\"className\":\"TertiaryHero_detailItem__Q2BJA\",\"children\":[\"$\",\"$L20\",null,{\"size\":\"sm\",\"ta\":\"center\",\"c\":\"dimmed\",\"children\":\"1 July 2026\"}]}],[\"$\",\"$L1b\",\"1\",{\"px\":{\"base\":0,\"sm\":\"lg\"},\"className\":\"TertiaryHero_detailItemWithBorder__mnROH\",\"children\":[\"$\",\"$L20\",null,{\"size\":\"sm\",\"ta\":\"center\",\"c\":\"dimmed\",\"children\":\"5 minute read\"}]}],[\"$\",\"$L1b\",\"2\",{\"px\":{\"base\":0,\"sm\":\"lg\"},\"className\":\"TertiaryHero_detailItemWithBorder__mnROH\",\"children\":[\"$\",\"$L20\",null,{\"size\":\"sm\",\"ta\":\"center\",\"c\":\"dimmed\",\"children\":\"Abigail Ocampo \u0026 Jessica Taulaga\"}]}]]}]]}],[\"$\",\"$L1b\",null,{\"children\":[[\"$\",\"$L1b\",null,{\"component\":\"section\",\"w\":\"100%\",\"mx\":\"auto\",\"children\":[\"$\",\"$L1b\",null,{\"pos\":\"relative\",\"style\":{\"paddingTop\":\"56.25%\"},\"children\":[\"$\",\"$L4f\",null,{\"ref\":\"$undefined\",\"src\":\"https://images.ctfassets.net/nbklqgdg5mdx/4fMC1SDpxPfFpUmiqWLZ24/b5e6f6fed5288b7e71cda6d07018d3bd/Lendi_blog_hero__50_.png\",\"fallbackSrc\":\"$undefined\",\"pos\":\"absolute\",\"top\":0,\"left\":0,\"width\":\"100%\",\"height\"
8:\"100%\",\"alt\":\"Father and son smiling as they look out of the window of their new home\",\"radius\":\"md\",\"fit\":\"cover\"}]}]}],\"$undefined\"]}]]}]}],[\"$\",\"$L4c\",null,{\"data-testid\":\"body-block\",\"fluid\":true,\"maw\":\"768\",\"px\":{\"base\":\"md\",\"xl\":0},\"children\":[\"$\",\"$L1b\",null,{\"component\":\"article\",\"className\":\"contentful-rich-text_contentfulRichText__iSxx1\",\"children\":[[\"$\",\"h3\",\"0\",{\"children\":[[false,\"Key takeaways: \"]]}],[\"$\",\"ul\",\"1\",{\"children\":[[\"$\",\"li\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[\"$\",\"b\",\"0\",{\"children\":[false,\"Eligible buyers may access multiple forms of support\"]}],[false,\", including grants, stamp duty concessions and low-deposit schemes. \"]]}]]}],[\"$\",\"li\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[\"$\",\"b\",\"0\",{\"children\":[false,\"The Australian Government 5% Deposit Scheme\"]}],[false,\" may allow eligible buyers to purchase with as little as a 5% deposit without paying LMI. \"]]}]]}],[\"$\",\"li\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[\"$\",\"b\",\"0\",{\"children\":[false,\"State-based assistance varies\"]}],[false,\", with grants and concessions differing across Australia. \"]]}]]}],[\"$\",\"li\",\"3\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[\"$\",\"b\",\"0\",{\"children\":[false,\"Help to Buy may reduce upfront costs\"]}],[false,\" through a shared-equity arrangement for eligible participants. \"]]}]]}],[\"$\",\"li\",\"4\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[\"$\",\"b\",\"0\",{\"children\":[false,\"An Aussie Broker can help\"]}],[false,\" you understand which grants, schemes and loan options may be available based on your circumstances. \"]]}]]}]]}],[\"$\",\"p\",\"2\",{\"children\":[[false,\"Buying your first home is a big milestone, but the upfront costs can make it feel out of reach. The good news is that help is available. Across Australia, government grants, concessions, and support schemes are designed to lower the deposit barrier and make home ownership more achievable.\"]]}],\"$L50\",\"$L51\",\"$L52\",\"$L53\",\"$L54\",\"$L55\",\"$L56\",\"$L57\",\"$L58\",\"$L59\",\"$L5a\",\"$L5b\",\"$L5c\",\"$L5d\",\"$L5e\",\"$L5f\",\"$L60\",\"$L61\",\"$L62\",\"$L63\",\"$L64\",\"$L65\",\"$L66\",\"$L67\",\"$L68\",\"$L69\",\"$L6a\",\"$L6b\",\"$L6c\",\"$L6d\",\"$L6e\",\"$L6f\",\"$L70\",\"$L71\",\"$L72\",\"$L73\",\"$L74\",\"$L75\",\"$L76\",\"$L77\",\"$L78\",\"$L79\",\"$L7a\",\"$L7b\",\"$L7c\",\"$L7d\",\"$L7e\",\"$L7f\",\"$L80\",\"$L81\",\"$L82\",\"$L83\",\"$L84\",\"$L85\",\"$L86\",\"$L87\",\"$L88\",\"$L89\",\"$L8a\",\"$L8b\",\"$L8c\",\"$L8d\",\"$L8e\",\"$L8f\",\"$L90\",\"$L91\",\"$L92\",\"$L93\",\"$L94\",\"$L95\",\"$L96\",\"$L97\",\"$L98\",\"$L99\",\"$L9a\",\"$L9b\",\"$L9c\",\"$L9d\",\"$L9e\",\"$L9f\",\"$La0\",\"$La1\",\"$La2\",\"$La3\",\"$La4\"]}]}],[\"$La5\",\"$La6\",\"$La7\"]]}]}]]\n8:null\nd:[[\"$\",\"title\",\"0\",{\"children\":\"First home buyer guide 2026: government grants and concessions | Aussie\"}],[\"$\",\"meta\",\"1\",{\"name\":\"description\",\"content\":\"Learn about the several government grants and concessions available and save money on your first home\"}],[\"$\",\"meta\",\"2\",{\"name\":\"robots\",\"content\":\"index, follow\"}],[\"$\",\"link\",\"3\",{\"rel\":\"canonical\",\"href\":\"https://www.aussie.com.au/insights/articles/first-home-buyer-guide-government-grants-concessions/\"}],[\"$\",\"meta\",\"4\",{\"name\":\"google-site-verification\",\"content\":\"ZkzV_8df7LSGNW-A-1PW0P4R8LyUILNgMSVFZWsALaw\"}],[\"$\",\"meta\",\"5\",{\"property\":\"og:title\",\"content\":\"First home buyer guide 2026: government grants and concessions\"}],[\"$\",\"meta\",\"6\",{\"property\":\"og:description\",\"content\":\"Learn about the several government grants and concessions available and save money on your first home\"}],[\"$\",\"meta\",\"7\",{\"property\":\"og:url\",\"content\":\"https://www.aussie.com.au/insights/articles/first-home-buyer-guide-government-grants-concessions/\"}],[\"$\",\"meta\",\"8\",{\"property\":\"og:site_name\",\"content\":\"Aussie Home Loans\"}],[\"$\",\"meta\",\"9\",{\"property\":\"og:locale\",\"content\":\"en\"}],[\"$\",\"meta\",\"10\",{\"property\":\"og:image\",\"content\":\"https://images.ctfassets.net/nbklqgdg5mdx/4fMC1SDpxPfFpUmiqWLZ24/b5e6f6fed5288b7e71cda6d07018d3bd/Lendi_blog_hero__50_.png\"}],[\"$\",\"meta\",\"11\",{\"property\":\"og:image:width\",\"content\":\"800\"}],[\"$\",\"meta\",\"12\",{\"property\":\"og:image:height\",\"content\":\"600\"}],[\"$\",\"meta\",\"13\",{\"property\":\"og:type\",\"content\":\"website\"}],[\"$\",\"meta\",\"14\",{\"name\":\"twitter:card\",\"content\":\"summary_large_image\"}],[\"$\",\"meta\",\"15\",{\"name\":\"twitter:site\",\"content\":\"https://twitter.com/Aussie\"}],[\"$\",\"meta\",\"16\",{\"name\":\"twitter:creator\",\"content\":\"@Aussie\"}],[\"$\",\"meta\",\"17\",{\"name\":\"twitter:title\",\"content\":\"First home buyer guide 2026: government grants and concessions\"}],[\"$\",\"meta\",\"18\",{\"name\":\"twitter:description\",\"content\":\"Learn about the several government grants and concessions available and save money on your first home\"}],[\"$\",\"meta\",\"19\",{\"name\":\"twitter:image\",\"content\":\"https://images.ctfassets.net/nbklqgdg5mdx/4fMC1SDpxPfFpUmiqWLZ24/b5e6f6fed5288b7e71cda6d07018d3bd/Lendi_blog_hero__50_.png\"}],[\"$\",\"meta\",\"20\",{\"name\":\"twitter:image:width\",\"content\":\"800\"}],[\"$\",\"meta\",\"21\",{\"name\":\"twitter:image:height\",\"content\":\"600\"}],[\"$\",\"link\",\"22\",{\"rel\":\"icon\",\"href\":\"/favicon.ico\"}],[\"$\",\"$La8\",\"23\",{}]]\na9:I[38435,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"8020\",\"static/chunks/8020-085c32788ae407e9.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8219\",\"static/chunks/8219-d753e11291d16ad0.js\",\"9145\",\"static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js\"],\"default\"]\naa:I[625
878,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"8020\",\"static/chunks/8020-085c32788ae407e9.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8219\",\"static/chunks/8219-d753e11291d16ad0.js\",\"9145\",\"static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js\"],\"Table\"]\nab:I[61720,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"8020\",\"static/chunks/8020-085c32788ae407e9.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8219\",\"static/chunks/8219-d753e11291d16ad0.js\",\"9145\",\"static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js\"],\"CardsBlock\"]\n50:[\"$\",\"p\",\"3\",{\"children\":[[false,\"From stamp duty exemptions that can save you thousands to government-backed guarantees that let you buy with as little as 5% deposit, these initiatives can fast-track your way into the market.\"]]}]\n51:[\"$\",\"p\",\"4\",{\"children\":[[false,\"The catch? Each scheme has its own rules, eligibility criteria, and deadlines, which vary between states and territories. So, it pays to know what's on offer before you start house-hunting.\"]]}]\n52:[\"$\",\"p\",\"5\",{\"children\":[[false,\"In this guide, we'll walk you through the key grants and concessions available, explain how they work, and show you how to combine them with smart loan strategies.\"]]}]\n53:[\"$\",\"$L1b\",\"6\",{\"component\":\"section\",\"mt\":\"xxl\",\"mx\":\"auto\",\"w\":\"100%\",\"maw\":{\"base\":\"100%\",\"md\":768},\"children\":[\"$\",\"$L1b\",null,{\"bg\":\"gray.1\",\"py\":{\"base\":\"xl\",\"md\":48},\"px\":\"md\",\"style\":{\"borderRadius\":\"10px\"},\"children\":[[\"$\",\"$L17\",null,{\"gap\":\"sm\",\"align\":\"center\",\"children\":[[\"$\",\"$L4e\",null,{\"component\":\"p\",\"size\":\"h4\",\"c\":\"gray.9\",\"ta\":\"center\",\"children\":\"Buying your first home? \"}],[\"$\",\"$L20\",null,{\"size\":\"lg\",\"c\":\"gray.7\",\"ta\":\"center\",\"children\":\"Your local Aussie Broker can see if you can save with any government schemes. \"}]]}],[\"$\",\"$L1e\",null,{\"gap\":\"sm\",\"mt\":\"md\",\"justify\":\"center\",\"children\":[[\"$\",\"$La9\",\"0\",{\"label\":\"Get in touch\",\"position\":\"CTA Block\",\"purpose\":\"Navigate to linked page\",\"href\":\"https://www.aussie.com.au/book-appointment/\",\"variant\":\"primary\",\"td\":\"none\",\"useNextLink\":true}]]}]]}]}]\n54:[\"$\",\"h2\",\"7\",{\"children\":[[false,\"What government support programs are available to first home buyers?\"]]}]\n55:[\"$\",\"p\",\"8\",{\"children\":[[false,\"If youâre planning on buying your first home, you may be eligible for the following government home buying programs:\"]]}]\n56:[\"$\",\"ul\",\"9\",{\"children\":[[\"$\",\"li\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"\"],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/home-loans/first-home-buyer/what-is-the-first-home-owner-grant/\",\"children\":[[false,\"First Home Owner Grant (FHOG)\"]]}],[false,\"\"]]}]]}],[\"$\",\"li\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"\"],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/insights/articles/first-home-super-saver-scheme/\",\"children\":[[false,\"First Home Super Saver (FHSS) Scheme \"]]}],[false,\"\"]]}]]}],[\"$\",\"li\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"\"],[\"$\",\"a\",\"1\",{\"href\":\"https://firsthomebuyers.gov.au/australian-government-5-percent-deposit-scheme\",\"children\":[[false,\"Australian Government 5% Deposit Scheme \"]]}],[false,\"\"]]}]]}],[\"$\",\"li\",\"3\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"\"],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/insights/news/help-to-buy-fast-track-homeownership/\",\"children\":[[false,\"Help to Buy \"]]}],[false,\"\"]]}]]}],[\"$\",\"li\",\"4\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"\"],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/insights/articles/home-loans-101-stamp-duty/\",\"children\":[[false,\"Stamp duty grants and concessions\"]]}],[false,\"\"]]}]]}]]}]\n57:[\"$\",\"p\",\"10\",{\"children\":[[false,\"Itâs important to keep in mind that the eligibility criteria for each of these programs will vary between states and territories.\"]]}]\n58:[\"$\",\"p\",\"11\",{\"children\":[[false,\"For a more in-depth guide on the government grants and concessions available in your state, see our state guides below: \"]]}]\n59:[\"$\",\"ul\",\"12\",{\"children\":[[\"$\",\"li\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[\"$\",\"i\",\"0\",{\"children\":[false,\"\"]}],[\"$\",\"a\",\"1\",{\"href\":\"https://aussie.com.au/home-loans/first-home-buyer/first-home-buyer-concessions-new-south-wales/\",\"children\":[[\"$\",\"i\",\"0\",{\"children\":[\"$\",\"u\",null,{\"children\":[false,\"NSW first home buyer guide\"]}]}]]}],[\"$\",\"i\",\"2\",{\"children\":[false,\" \"]}]]}]]}],[\"$\",\"li\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[\"$\",\"i\",\"0\",{\"children\":[false,\"\"]}],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/home-loans/first-home-buyer/first-home-buyer-concessions-victoria/\",\"children\":[[\"$\",\"i\",\"0\",{\"children\":[\"$\",\"u\",null,{\"children\":[false,\"VIC first home buyer guide\"]}]}]]}],[\"$\",\"i\",\"2\",{\"children\":[false,\" \"]}]]}]]}],[\"$\",\"li\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[\"$\",\"i\",\"0\",{\"children\":[false,\"\"]}],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/home-loans/first-home-buyer/first-home-buyer-concessions-queensland/\",\"children\":[[\"$\",\"i\",\"0\",{\"children\":[\"$\",\"u\",null,{\"children\":[false,\"QLD first home buyer guide\"]}]}]]}],[\"$\",\"i\",\"2\",{\"children\":[false,\" \"]}]]}]]}],[\"$\",\"li\",\"3\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[\"$\",\"i\",\"0\",{\"children\":[false,\"\"]}],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/home-loans/first-home-buyer/first-home-buyer-concessions-tasmania/\",\"children\":[[\"$\",\"i\",\"0\",{\"children\":[\"$\",\"u\",null,{\"children\":[false,\"TAS first home buyer guide\"]}]}]]}],[\"$\",\"i\",\"2\",{\"children\":[false,\" \"]}]]}]]}],[\"$\",\"li\",\"4\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[\"$\",\"i\",\"0\",{\"children\":[false,\"\"]}],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/home-loans/first-home-buyer/first-home-buyer-concessions-wester
8n-australia/\",\"children\":[[\"$\",\"i\",\"0\",{\"children\":[\"$\",\"u\",null,{\"children\":[false,\"WA first home buyer guide\"]}]}]]}],[\"$\",\"i\",\"2\",{\"children\":[false,\"Â \"]}]]}]]}],[\"$\",\"li\",\"5\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[\"$\",\"i\",\"0\",{\"children\":[false,\"\"]}],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/home-loans/first-home-buyer/first-home-buyer-concessions-south-australia/\",\"children\":[[\"$\",\"i\",\"0\",{\"children\":[\"$\",\"u\",null,{\"children\":[false,\"SA first home buyer guide\"]}]}]]}],[\"$\",\"i\",\"2\",{\"children\":[false,\"Â \"]}]]}]]}],[\"$\",\"li\",\"6\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[\"$\",\"i\",\"0\",{\"children\":[false,\"\"]}],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/home-loans/first-home-buyer/first-home-buyer-concessions-northern-territory/\",\"children\":[[\"$\",\"i\",\"0\",{\"children\":[\"$\",\"u\",null,{\"children\":[false,\"NT first home buyer guide\"]}]}]]}],[\"$\",\"i\",\"2\",{\"children\":[false,\"Â \"]}]]}]]}],[\"$\",\"li\",\"7\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[\"$\",\"i\",\"0\",{\"children\":[false,\"\"]}],[\"$\",\"a\",\"1\",{\"href\":\"http://aussie.com.au/home-loans/first-home-buyer/first-home-buyer-concessions-australian-capital-territory/\",\"children\":[[\"$\",\"i\",\"0\",{\"children\":[\"$\",\"u\",null,{\"children\":[false,\"ACT first home buyer guide\"]}]}]]}],[\"$\",\"i\",\"2\",{\"children\":[false,\"Â \"]}]]}]]}]]}
8]\n5a:[\"$\",\"p\",\"13\",{\"children\":[[false,\"Depending on where you live, you may be able to combine multiple forms of assistance, including grants, stamp duty concessions and Australian Government support schemes. \"]]}]\n5b:[\"$\",\"p\",\"14\",{\"children\":[[false,\"Understanding what's available before you start searching for a property can help you budget for upfront costs and assess what could be achievable based on your circumstances. \"]]}]\n5c:[\"$\",\"h2\",\"15\",{\"children\":[[false,\"First Home Owner Grant (FHOG)\"]]}]\n5d:[\"$\",\"p\",\"16\",{\"children\":[[false,\"The \"],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/home-loans/first-home-buyer/what-is-the-first-home-owner-grant/\",\"children\":[[false,\"First Home Owner Grant\"]]}],[false,\", also known as the First Home Buyer Grant, is a one-off government payment funded by each of the states and territories.  \"]]}]\n5e:[\"$\",\"p\",\"17\",{\"children\":[[false,\"It was introduced on 1 July 2000 to offset the effect of GST on home ownership and encourage first home buyers to buy or build their first home. \"]]}]\n5f:[\"$\",\"$L1b\",\"18\",{\"component\":\"section\",\"mt\":\"xxl\",\"mx\":\"auto\",\"w\":\"100%\",\"maw\":{\"base\":\"100%\",\"md\":768},\"children\":[\"$\",\"$L1b\",null,{\"bg\":\"gray.1\",\"py\":{\"base\":\"xl\",\"md\":48},\"px\":\"md\",\"style\":{\"borderRadius\":\"10px\"},\"children\":[[\"$\",\"$L17\",null,{\"gap\":\"sm\",\"align\":\"center\",\"children\":[[\"$\",\"$L4e\",null,{\"component\":\"p\",\"size\":\"h4\",\"c\":\"gray.9\",\"ta\":\"center\",\"children\":\"Figure out your borrowing power\"}],[\"$\",\"$L20\",null,{\"size\":\"lg\",\"c\":\"gray.7\",\"ta\":\"center\",\"children\":\"Start your property journey by calculating your borrowing power estimate in a few simple steps.\"}]]}],[\"$\",\"$L1e\",null,{\"gap\":\"sm\",\"mt\":\"md\",\"justify\":\"center\",\"children\":[[\"$\",\"$La9\",\"0\",{\"label\":\"Calculate now\",\"position\":\"CTA Block\",\"purpose\":\"Navigate to linked page\",\"href\":\"https://www.aussie.com.au/calculators/borrowing-power/ \",\"variant\":\"primary\",\"td\":\"none\",\"useNextLink\":true}]]}]]}]}]\n60:[\"$\",\"h3\",\"19\",{\"children\":[[false,\"Who is eligible for the First Home Owner Grant?\"]]}]\n61:[\"$\",\"p\",\"20\",{\"children\":[[false,\"As with many of the government support programs available to first home buyers, the eligibility criteria will vary between states and territories.\"]]}]\n62:[\"$\",\"p\",\"21\",{\"children\":[[false,\"However, the common criteria for this grant include: \"]]}]\n63:[\"$\",\"ul\",\"22\",{\"children\":[[\"$\",\"li\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"You must be a first home buyer and not have previously owned any property \"]]}]]}],[\"$\",\"li\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"You must be 18 years or older \"]]}]]}],[\"$\",\"li\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"At least one applicant must be an Australian citizen or permanent resident \"]]}]]}],[\"$\",\"li\",\"3\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"You must be an owner occupier and intend to live in your home for a specified period \"]]}]]}],[\"$\",\"li\",\"4\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Your home must be valued within a certain range \"]]}]]}],[\"$\",\"li\",\"5\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"The property must be used as a principal place of residence (PPR) and can be a house, apartment, unit or townhouse. \"]]}]]}],[\"$\",\"li\",\"6\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"In most states and territories, the FHOG applies to new homes, off-the-plan purchases or substantially renovated homes rather than established homes. Eligibility rules vary by location, so check your state or territory requirements before applying. \"]]}]]}]]}]\n64:[\"$\",\"h3\",\"23\",{\"children\":[[false,\"How much can you claim under the First Home Owner Grant?\"]]}]\n65:[\"$\",\"p\",\"24\",{\"children\":[[false,\"The state or territory in which your property is located will determine how much you can claim under the FHOG.\"]]}]\n66:[\"$\",\"ul\",\"25\",{\"children\":[[\"$\",\"li\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"\"],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/property/nsw/\",\"children\":[[false,\"New South Wales\"]]}],[false,\": up to $10,000 (new homes) \"]]}]]}],[\"$\",\"li\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"\"],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/property/vic/\",\"children\":[[false,\"Victoria\"]]}],[false,\": up to $10,000 (new homes) \"]]}]]}],[\"$\",\"li\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"\"],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/property/qld/\",\"children\":[[false,\"Queensland:\"]]}],[false,\" up to $15,000\"]]}]]}],[\"$\",\"li\",\"3\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"\"],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/property/tas/\",\"children\":[[false,\"Tasmania\"]]}],[false,\": a $20,000 grant (new homes)\"]]}]]}],[\"$\",\"li\",\"4\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"\"],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/property/wa/\",\"children\":[[false,\"Western Australia\"]]}],[false,\": up to $10,000 (new homes) \"]]}]]}],[\"$\",\"li\",\"5\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"\"],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/property/sa/\",\"children\":[[false,\"South Australia\"]]}],[false,\": up to $15,000 (new homes, with no property value cap) \"]]}]]}],[\"$\",\"li\",\"6\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"\"],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/property/nt/\",\"children\":[[false,\"Northern Territory\"]]}],[false,\": $50,000 for new homes under the HomeGrown Territory Grant (you must sign a contract by 30 September 2027); the separate $10,000 grant for established homes ended on 30 September 2025 \"]]}]]}],[\"$\",\"li\",\"7\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"\"],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/property/act/\",\"children\":[[false,\"Australian Capital Territory\"]]}],[false,\": no FHOG. It was replaced in 2019 by the Home Buyer Concession Scheme (stamp duty relief). The ACT has abolished stamp duty for all first-home buyers (subject to final implementation). \"]]}]]}]]}]\n67:[\"$\",\"p\",\"26\",{\"children\":[[\"$\",\"b\",\"0\",{\"children\":[false,\"You might be interested in: \"]}],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/insights/articles/what-is-home-loan-pre-approval/\",\"children\":[[\"$\",\"i\",\"0\",{\"children\":[\"$\",\"u\",null,{\"children\":[false,\"What is home loan pre-approval?\"]}]}]]}],[\"$\",\"i\",\"2\",{\"children\":[false,\" \"]}]]}]\n68:[\"$\",\"$L1b\",\"27\",{\"component\":\"section\",\"mt\":\"xxl\",\"mx\":\"auto\",\"w\":\"100%\",\"maw\":{\"base\":\"100%\",\"md\":768}
8,\"children\":[\"$\",\"$L1b\",null,{\"bg\":\"gray.1\",\"py\":{\"base\":\"xl\",\"md\":48},\"px\":\"md\",\"style\":{\"borderRadius\":\"10px\"},\"children\":[[\"$\",\"$L17\",null,{\"gap\":\"sm\",\"align\":\"center\",\"children\":[[\"$\",\"$L4e\",null,{\"component\":\"p\",\"size\":\"h4\",\"c\":\"gray.9\",\"ta\":\"center\",\"children\":\"Compare home loans from 25+ lenders\"}],[\"$\",\"$L20\",null,{\"size\":\"lg\",\"c\":\"gray.7\",\"ta\":\"center\",\"children\":\"Find the right loan for your needs with an Aussie Broker. \"}]]}],[\"$\",\"$L1e\",null,{\"gap\":\"sm\",\"mt\":\"md\",\"justify\":\"center\",\"children\":[[\"$\",\"$La9\",\"0\",{\"label\":\"Compare loans\",\"position\":\"CTA Block\",\"purpose\":\"Navigate to linked page\",\"href\":\"https://www.aussie.com.au/home-loans/basics/new-home/purchase-price \",\"variant\":\"primary\",\"td\":\"none\",\"useNextLink\":true}]]}]]}]}]\n69:[\"$\",\"h2\",\"28\",{\"children\":[[\"$\",\"b\",\"0\",{\"children\":[false,\"First Home Super Saver (FHSS) Scheme\"]}],[false,\" \"]]}]\n6a:[\"$\",\"p\",\"29\",{\"children\":[[false,\"The \"],[\"$\",\"a\",\"1\",{\"href\":\"https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/withdrawing-and-using-your-super/early-access-to-super/first-home-super-saver-scheme\",\"children\":[[false,\"FHSS Scheme\"]]}],[false,\" was introduced by the Australian Government in July 2017 to alleviate pressure on housing affordability.\"]]}]\n6b:[\"$\",\"p\",\"30\",{\"children\":[[false,\"This scheme allows first home buyers to make voluntary contributions into their super fund to save for their first home. They will then be able to release these contributions when theyâre ready to buy a property.\"]]}]\n6c:[\"$\",\"p\",\"31\",{\"children\":[[false,\"Eligible buyers can currently: \"]]}]\n6d:[\"$\",\"ul\",\"32\",{\"children\":[[\"$\",\"li\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Contribute up to $15,000 per financial year \"]]}]]}],[\"$\",\"li\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Access up to $50,000 of eligible voluntary contributions per person (up to $100,000 for a couple) \"]]}]]}]]}]\n6e:[\"$\",\"p\",\"33\",{\"children\":[[false,\"tâs important to request an FHSS determination before signing a property contract and to follow the \"],[\"$\",\"a\",\"1\",{\"href\":\"https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/withdrawing-and-using-your-super/early-access-to-super/first-home-super-saver-scheme?utm_source=chatgpt.com\",\"children\":[[\"$\",\"u\",\"0\",{\"children\":[false,\"ATOâs release request timeframes\"]}]]}],[false,\". You can generally only request a release once. \"]]}]\n6f:[\"$\",\"p\",\"34\",{\"children\":[[false,\"It will typically take between 15 and 25 business days to receive the funds. \"]]}]\n70:[\"$\",\"p\",\"35\",{\"children\":[[false,\"You must be 18 years of age or older to release funds but you can begin contributing funds before you are 18 years of age. \"]]}]\n71:[\"$\",\"p\",\"36\",{\"children\":[[false,\"To be eligible, applicants need to:\"]]}]\n72:[\"$\",\"ul\",\"37\",{\"children\":[[\"$\",\"li\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Intend to be the owner-occupier of the property \"]]}]]}],[\"$\",\"li\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Intend to occupy the property for at least 6 months within the first 12 months of owning the property\"]]}]]}],[\"$\",\"li\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Be a first home buyer in Australia.\"]]}]]}]]}]\n73:[\"$\",\"p\",\"38\",{\"children\":[[\"$\",\"b\",\"0\",{\"children\":[false,\"You might be interested in:\"]}],[false,\" \"],[\"$\",\"a\",\"2\",{\"href\":\"https://www.aussie.com.au/insights/articles/upfront-costs-of-buying-a-home/\",\"children\":[[\"$\",\"i\",\"0\",{\"children\":[\"$\",\"u\",null,{\"children\":[false,\"The upfront costs of buying a home\"]}]}]]}],[\"$\",\"i\",\"3\",{\"children\":[false,\" \"]}]]}]\n74:[\"$\",\"h2\",\"39\",{\"children\":[[false,\"Australian Government 5% Deposit Scheme \"]]}]\n75:[\"$\",\"p\",\"40\",{\"children\":[[false,\"Eligible first home buyers may be able to buy a home with as little as a 5% deposit without paying Lenders Mortgage Insurance (LMI). Under the Australian Government 5% Deposit Scheme, the Australian Government guarantees up to 15% of the property's value, allowing eligible buyers to purchase with a smaller deposit.\"]]}]\n76:[\"$\",\"p\",\"41\",{\"children\":[[false,\"Housing Australia guarantees part of the loan, allowing eligible buyers to purchase with a smaller deposit than might otherwise be required. \"]]}]\n77:[\"$\",\"p\",\"42\",{\"children\":[[false,\"Since 1 October 2025, the scheme has no cap on the number of places available and no income limits. Eligible buyers must still meet property price caps and lender requirements. \"]]}]\n78:[\"$\",\"p\",\"43\",{\"children\":[[false,\"To be eligible, you need to be at least 18 years old, an Australian citizen or permanent resident, a first-home buyer (or not have owned property in Australia in the past 10 years) and intend to live in the property as your principal place of residence. \"]]}]\n79:[\"$\",\"p\",\"44\",{\"children\":[[false,\"While a smaller deposit may reduce the time needed to save, buyers should also consider how a larger loan amount could affect repayments and borrowing capacity.\"]]}]\n7a:[\"$\",\"h3\",\"45\",{\"children\":[[false,\"What are the property price caps under the Australian Government 5% Deposit Scheme? \"]]}]\n7b:[\"$\",\"p\",\"46\",{\"children\":[[false,\"You can use the Australian Government's \"],[\"$\",\"a\",\"1\",{\"href\":\"https://www.nhfic.gov.au/what-we-do/property-price-caps/\",\"children\":[[\"$\",\"u\",\"0\",{\"children\":[false,\"postcode search tool \"]}]]}],[false,\"or refer to the table below to find the applicable property price cap. \"]]}]\n7c:[\"$\",\"$L1b\",\"47\",{\"style\":{\"overflowX\":\"auto\"},\"my\":\"md\",\"children\":[\"$\",\"$Laa\",null,{\"children\":[[\"$\",\"tr\",\"0\",{\"children\":[[\"$\",\"th\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[\"$\",\"b\",\"0\",{\"children\":[false,\"State/Territory\"]}],[false,\" \"]]}]]}],[\"$\",\"th\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[\"$\",\"b\",\"0\",{\"children\":[false,\"Capital city and regional centre*\"]}],[false,\" \"]]}]]}],[\"$\",\"th\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[\"$\",\"b\",\"0\",{\"children\":[false,\"Rest of state\"]}],[false,\" \"]]}]]}]]}],[\"$\",\"tr\",\"1\",{\"children\":[[\"$\",\"td\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"NSW \"]]}]]}],[\"$\",\"td\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"$$1,500,000 \"]]}]]}],[\"$\",\"td\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"$$800,000 \"]]}]]}]]}],[\"$\",\"tr\",\"2\",{\"children\":[[\"$\",\"td\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"VIC \"]]}]]}],[\"$\",\"td\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"$$950,000 \"]]}]]}],[\"$\",\"td\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"$$650,000 \"]]}]]}]]}],[\"$\",\"tr\",\"3\",{\"children\":[[\"$\",\"td\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"QLD \"]]}]]}],[\"$\",\"td\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"$$1,000,000 \"]]}]]}],[\"$\",\"td\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"$$700,
8000 \"]]}]]}]]}],[\"$\",\"tr\",\"4\",{\"children\":[[\"$\",\"td\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"WA \"]]}]]}],[\"$\",\"td\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"$$850,000 \"]]}]]}],[\"$\",\"td\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"$$600,000 \"]]}]]}]]}],[\"$\",\"tr\",\"5\",{\"children\":[[\"$\",\"td\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"SA \"]]}]]}],[\"$\",\"td\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"$$900,000 \"]]}]]}],[\"$\",\"td\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"$$500,000 \"]]}]]}]]}],[\"$\",\"tr\",\"6\",{\"children\":[[\"$\",\"td\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"TAS \"]]}]]}],[\"$\",\"td\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"$$700,000 \"]]}]]}],[\"$\",\"td\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"$$550,000 \"]]}]]}]]}],[\"$\",\"tr\",\"7\",{\"children\":[[\"$\",\"td\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"ACT \"]]}]]}],[\"$\",\"td\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"$$1,000,000 \"]]}]]}],[\"$\",\"td\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"N/A \"]]}]]}]]}],[\"$\",\"tr\",\"8\",{\"children\":[[\"$\",\"td\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"NT** \"]]}]]}],[\"$\",\"td\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Darwin: $750,000 \"]]}]]}],[\"$\",\"td\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Rest of NT: $600,000 \"]]}]]}]]}],[\"$\",\"tr\",\"9\",{\"children\":[[\"$\",\"td\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Jervis Bay Territory \u0026 Norfolk Island \"]]}]]}],[\"$\",\"td\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"$$550,000 \"]]}]]}],[\"$\",\"td\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"$$550,000 \"]]}]]}]]}],[\"$\",\"tr\",\"10\",{\"children\":[[\"$\",\"td\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Christmas Island \u0026 Cocos (Keeling) Islands \"]]}]]}],[\"$\",\"td\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"$$400,000 \"]]}]]}],[\"$\",\"td\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"$$400,000 \"]]}]]}]]}]]}]}]\n7d:[\"$\",\"p\",\"48\",{\"children\":[[\"$\",\"i\",\"0\",{\"children\":[false,\"Source: \"]}],[\"$\",\"a\",\"1\",{\"href\":\"https://firsthomebuyers.gov.au/australian-government-5-percent-deposit-scheme/property-price-caps\",\"children\":[[\"$\",\"i\",\"0\",{\"children\":[\"$\",\"u\",null,{\"children\":[false,\"Australian Government, First Home Buyers\"]}]}]]}],[false,\" \"]]}]\n7e:[\"$\",\"p\",\"49\",{\"children\":[[\"$\",\"i\",\"0\",{\"children\":[false,\"*Regional centres are Newcastle and Lake Macquarie and the Illawarra in New South Wales, Geelong in Victoria, and the Gold Coast and Sunshine Coast in Queensland.\"]}],[false,\" \"]]}]\n7f:[\"$\",\"h2\",\"50\",{\"children\":[[false,\"First home buyers stream (5% deposit)\"]]}]\n80:[\"$\",\"p\",\"51\",{\"children\":[[false,\"The first home buyers stream of the Australian Government 5% Deposit Scheme allows eligible first home buyers to purchase a home with as little as a 5% deposit without paying Lenders Mortgage Insurance (LMI). The Australian Government guarantees up to 15% of the property's value.\"]]}]\n81:[\"$\",\"h3\",\"52\",{\"children\":[[false,\"Who is eligible for the first home buyers stream of the Australian Government 5% Deposit Scheme?\"]]}]\n82:[\"$\",\"p\",\"53\",{\"children\":[[false,\"To be eligible, applicants generally need to: \"]]}]\n83:[\"$\",\"ul\",\"54\",{\"children\":[[\"$\",\"li\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Apply as an individual or with one other applicant \"]]}]]}],[\"$\",\"li\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Be 18 years of age or older \"]]}]]}],[\"$\",\"li\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Be an Australian citizen or permanent resident \"]]}]]}],[\"$\",\"li\",\"3\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Intend to live in the property as an owner-occupier \"]]}]]}],[\"$\",\"li\",\"4\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Purchase an eligible property \"]]}]]}],[\"$\",\"li\",\"5\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Be a first-home buyer or not have owned property in Australia within the past 10 years \"]]}]]}]]}]\n84:[\"$\",\"p\",\"55\",{\"children\":[[false,\"Eligibility criteria and lender requirements may vary. \"]]}]\n85:[\"$\",\"h2\",\"56\",{\"children\":[[false,\"Single parent stream (2% deposit)\"]]}]\n86:[\"$\",\"p\",\"57\",{\"children\":[[false,\"The single parent stream of the Australian Government 5% Deposit Scheme allows eligible single parents to purchase a home with as little as a 2% deposit without paying Lenders Mortgage Insurance (LMI). The Australian Government guarantees up to 18% of the property's value. While the scheme may assist first-home buyers, previous homeowners may also be eligible depending on their circumstances. \"]]}]\n87:[\"$\",\"h3\",\"58\",{\"children\":[[false,\"Who is eligible for the single parent stream?\"]]}]\n88:[\"$\",\"p\",\"59\",{\"children\":[[false,\"To be eligible, you generally need to: \"]]}]\n89:[\"$\",\"ul\",\"60\",{\"children\":[[\"$\",\"li\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Be a single parent or single legal guardian of at least one dependent child \"]]}]]}],[\"$\",\"li\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Be an Australian citizen or permanent resident \"]]}]]}],[\"$\",\"li\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Intend to live in the property as your principal place of residence \"]]}]]}],[\"$\",\"li\",\"3\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Meet the relevant lender and scheme requirements \"]]}]]}]]}]\n8a:[\"$\",\"p\",\"61\",{\"children\":[[false,\"The same property price caps apply to both streams of the \"],[\"$\",\"a\",\"1\",{\"href\":\"https://firsthomebuyers.gov.au/\",\"children\":[[false,\"Australian Government 5% Deposit Scheme\"]]}],[false,\". As with any low-deposit purchase, buyers should consider how a larger loan amount may affect ongoing repayments and overall affordability.\"]]}]\n8b:[\"$\",\"h2\",\"62\",{\"children\":[[false,\"Help to Buy Scheme (shared equity) \"]]}]\n8c:[\"$\",\"p\",\"63\",{\"children\":[[false,\"The Australian Government's \"],[\"$\",\"a\",\"1\",{\"href\":\"https://firsthomebuyers.gov.au/australian-government-help-buy-scheme\",\"children\":[[false,\"Help to Buy Scheme\"]]}],[false,\" is designed to help eligible buyers purchase a home with a smaller deposit and loan through a shared-equity arrangement. The scheme commenced on 5 December 2025 and is available across all states and territories through participating lenders. \"]]}]\n8d:[\"$\",\"p\",\"64\",{\"children\":[[false,\"Under the scheme, the Government contributes towards the purchase price of the property in exchange for an equity stake, which may reduce the amount eligible buyers need to borrow. \"]]}
8]\n8e:[\"$\",\"p\",\"65\",{\"children\":[[false,\"Depending on the property being purchased, the Government may contribute: \"]]}]\n8f:[\"$\",\"ul\",\"66\",{\"children\":[[\"$\",\"li\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Up to 40% of the purchase price of a new home \"]]}]]}],[\"$\",\"li\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Up to 30% of the purchase price of an existing home \"]]}]]}]]}]\n90:[\"$\",\"p\",\"67\",{\"children\":[[false,\"Eligible participants must contribute at least a 2% deposit and live in the property as their principal place of residence. \"]]}]\n91:[\"$\",\"p\",\"68\",{\"children\":[[false,\"Help to Buy commenced on 5 December 2025 and is administered by Housing Australia. \"]]}]\n92:[\"$\",\"p\",\"69\",{\"children\":[[false,\"Because the Government contributes towards the purchase price, eligible participants may require a smaller loan than they otherwise would. However, the Government retains an ownership stake in the property. \"]]}]\n93:[\"$\",\"p\",\"70\",{\"children\":[[\"$\",\"b\",\"0\",{\"children\":[false,\"You might also be interested in: \"]}],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/insights/articles/5-percent-deposit-help-to-buy-aussie-boost-compare/\",\"children\":[[\"$\",\"i\",\"0\",{\"children\":[\"$\",\"u\",null,{\"children\":[false,\"5% deposit vs Help to Buy vs Aussie Boost\"]}]}]]}],[false,\" \"]]}]\n94:[\"$\",\"$L1b\",\"71\",{\"component\":\"section\",\"mt\":\"xxl\",\"mx\":\"auto\",\"w\":\"100%\",\"maw\":{\"base\":\"100%\",\"md\":768},\"children\":[\"$\",\"$L1b\",null,{\"bg\":\"gray.1\",\"py\":{\"base\":\"xl\",\"md\":48},\"px\":\"md\",\"style\":{\"borderRadius\":\"10px\"},\"children\":[[\"$\",\"$L17\",null,{\"gap\":\"sm\",\"align\":\"center\",\"children\":[[\"$\",\"$L4e\",null,{\"component\":\"p\",\"size\":\"h4\",\"c\":\"gray.9\",\"ta\":\"center\",\"children\":\"Thinking about buying but unsure what you can afford?\"}],[\"$\",\"$L20\",null,{\"size\":\"lg\",\"c\":\"gray.7\",\"ta\":\"center\",\"children\":\"An Aussie Broker can help you understand property prices or loan options could affect your repayments and borrowing capacity.\"}]]}],[\"$\",\"$L1e\",null,{\"gap\":\"sm\",\"mt\":\"md\",\"justify\":\"center\",\"children\":[[\"$\",\"$La9\",\"0\",{\"label\":\"Book your appointment\",\"position\":\"CTA Block\",\"purpose\":\"Navigate to linked page\",\"href\":\"/book-appointment/buyers-agent\",\"variant\":\"primary\",\"td\":\"none\",\"useNextLink\":true}]]}]]}]}]\n95:[\"$\",\"h3\",\"72\",{\"children\":[[\"$\",\"b\",\"0\",{\"children\":[false,\"Who is eligible for Help to Buy?\"]}],[false,\" \"]]}]\n96:[\"$\",\"p\",\"73\",{\"children\":[[false,\"To be eligible, applicants generally need to: \"]]}]\n97:[\"$\",\"ul\",\"74\",{\"children\":[[\"$\",\"li\",\"0\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Be an Australian citizen \"]]}]]}],[\"$\",\"li\",\"1\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Earn up to $103,000 per year as an individual, or up to $165,000 per year as a couple or single parent \"]]}]]}],[\"$\",\"li\",\"2\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Have a minimum 2% deposit \"]]}]]}],[\"$\",\"li\",\"3\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Not currently own another property \"]]}]]}],[\"$\",\"li\",\"4\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Intend to live in the property as their principal place of residence \"]]}]]}],[\"$\",\"li\",\"5\",{\"children\":[[\"$\",\"p\",\"0\",{\"children\":[[false,\"Purchase a property within the relevant state or territory price cap \"]]}]]}]]}]\n98:[\"$\",\"p\",\"75\",{\"children\":[[false,\"The scheme is limited to 10,000 places per year and applications are made through participating lenders. \"]]}]\n99:[\"$\",\"p\",\"76\",{\"children\":[[\"$\",\"b\",\"0\",{\"children\":[false,\"Note:\"]}],[false,\" \"],[\"$\",\"i\",\"2\",{\"children\":[false,\"Help to Buy has its own property price caps, which differ from the 5% Deposit Scheme in some areas. For example, in NSW the Help to Buy cap is $1,300,000, compared with $1,500,000 under the 5% Deposit Scheme. Check your suburb using the \"]}],[\"$\",\"a\",\"3\",{\"href\":\"https://firsthomebuyers.gov.au/help-buy-tools-and-resources/help-buy-property-price-caps\",\"children\":[[\"$\",\"i\",\"0\",{\"children\":[\"$\",\"u\",null,{\"children\":[false,\"Help to Buy price cap tool\"]}]}]]}],[\"$\",\"i\",\"4\",{\"children\":[false,\".\"]}],[false,\" \"]]}]\n9a:[\"$\",\"p\",\"77\",{\"children\":[[false,\"While Help to Buy may reduce the size of a home loan and ongoing repayments, the Government retains an equity stake in the property. Buyers should consider how the arrangement works over the long term and whether it suits their circumstances. \"]]}]\n9b:[\"$\",\"p\",\"78\",{\"children\":[[false,\"Help to Buy cannot be combined with the Australian Government 5% Deposit Scheme. However, eligible buyers may still be able to access the First Home Owner Grant and state-based stamp duty concessions where available. \"]]}]\n9c:[\"$\",\"h2\",\"79\",{\"children\":[[false,\"Stamp duty concessions and exemptions\"]]}]\n9d:[\"$\",\"p\",\"80\",{\"children\":[[false,\"\"],[\"$\",\"a\",\"1\",{\"href\":\"https://www.aussie.com.au/insights/articles/home-loans-101-stamp-duty/\",\"children\":[[\"$\",\"u\",\"0\",{\"children\":[false,\"Stamp duty\"]}]]}],[false,\", also known as transfer or conveyance duty, is a state and territory government tax charged when the legal ownership of an asset, such as a vehicle or property, is transferred from one person to another. \"]]}]\n9e:[\"$\",\"p\",\"81\",{\"children\":[[false,\"When purchasing a property, buyers may need to pay an upfront stamp duty fee as part of their purchase costs. \"]]}]\n9f:[\"$\",\"p\",\"82\",{\"children\":[[false,\"For many first-home buyers, stamp duty can be one of the largest upfront costs associated with purchasing a property. Depending on where you buy and your eligibility, you may be able to access a partial concession or full exemption, which could reduce the amount you need upfront to complete your purchase. \"]]}]\na0:[\"$\",\"$L1b\",\"83\",{\"component\":\"section\",\"mt\":\"xxl\",\"mx\":\"auto\",\"w\":\"100%\",\"maw\":{\"base\":\"100%\",\"md\":768}
8,\"children\":[\"$\",\"$L1b\",null,{\"bg\":\"gray.1\",\"py\":{\"base\":\"xl\",\"md\":48},\"px\":\"md\",\"style\":{\"borderRadius\":\"10px\"},\"children\":[[\"$\",\"$L17\",null,{\"gap\":\"sm\",\"align\":\"center\",\"children\":[[\"$\",\"$L4e\",null,{\"component\":\"p\",\"size\":\"h4\",\"c\":\"gray.9\",\"ta\":\"center\",\"children\":\"How much stamp duty might you need to pay? \"}],[\"$\",\"$L20\",null,{\"size\":\"lg\",\"c\":\"gray.7\",\"ta\":\"center\",\"children\":\"Find out an estimate using Aussieâs Stamp Duty Calculator \"}]]}],[\"$\",\"$L1e\",null,{\"gap\":\"sm\",\"mt\":\"md\",\"justify\":\"center\",\"children\":[[\"$\",\"$La9\",\"0\",{\"label\":\"Calculate now\",\"position\":\"CTA Block\",\"purpose\":\"Navigate to linked page\",\"href\":\"https://www.aussie.com.au/stamp-duty-calculator/\",\"variant\":\"primary\",\"td\":\"none\",\"useNextLink\":true}]]}]]}]}]\na1:[\"$\",\"p\",\"84\",{\"children\":[[false,\"Stamp duty is generally calculated on a sliding scale, with the amount payable depending on factors such as the property's value, location and intended use. \"]]}]\na2:[\"$\",\"p\",\"85\",{\"children\":[[false,\"As a general guide, stamp duty can range from around 3% to 4% of a property's purchase price, although the amount payable varies significantly between states and territories. \"]]}]\na3:[\"$\",\"p\",\"86\",{\"children\":[[false,\"Each state and territory has its own eligibility requirements for stamp duty concessions and exemptions. For state-specific information, see the first-home buyer guides above or use Aussie's Stamp Duty Calculator to estimate costs based on your location and circumstances. \"]]}]\na4:[\"$\",\"p\",\"87\",{\"children\":[[false,\"\"]]}]\na5:[\"$\",\"$Lab\",\"CardsBlock-0\",{\"title\":\"Resources for first home buyers\",\"subtitle\":\"\",\"hasTopDivider\":true,\"cards\":[{\"heading\":\"How to make an offer on a house\",\"subHeading\":[[\"$\",\"p\",\"0\",{\"children\":[\"Weâll be covering the basics of how to make an offer on a house, along with some tips and common FAQs.\"]}]],\"image\":{\"url\":\"https://images.ctfassets.net/nbklqgdg5mdx/2NRy6tDMyT2oAvhgynnIZM/b98b834bd46eccd5ee12304e017853f7/making-offer-on-house.png\",\"alt\":\"family considering making an offer on a house\",\"type\":\"IMAGE\"},\"cta\":{\"label\":\"Read more\",\"link\":\"https://www.aussie.com.au/insights/articles/making-an-offer-on-a-house/\"}},{\"heading\":\"Can a home loan be rejected after pre-approval?\",\"subHeading\":[[\"$\",\"p\",\"0\",{\"children\":[\"Weâll explain some of the common reasons home loan applications might be rejected despite having pre-approval.\"]}]],\"image\":{\"url\":\"https://images.ctfassets.net/nbklqgdg5mdx/7sWmBunlvXFdOErEEygiDz/5a60147df2eb94b59ff74f45fbb694cb/home-loan-application-process-approval.png\",\"alt\":\"Women signing home loan application\",\"type\":\"IMAGE\"},\"cta\":{\"label\":\"Read more\",\"link\":\"https://www.aussie.com.au/insights/articles/home-loan-rejection-after-pre-approval/\"}},{\"heading\":\"Can I change jobs while buying a home?\",\"subHeading\":[[\"$\",\"p\",\"0\",{\"children\":[\"Weâll explain how being in a new job or transitioning into a
8new role can impact your home loan application.\"]}]],\"image\":{\"url\":\"https://images.ctfassets.net/nbklqgdg5mdx/38TXNxwHVvk9h1ggitIm6h/98d4b44cca1fabcf38d7530463bed2f1/changing-jobs-home-loan.png\",\"alt\":\"Changing jobs when getting a home loan\",\"type\":\"IMAGE\"},\"cta\":{\"label\":\"Read more\",\"link\":\"https://www.aussie.com.au/insights/articles/can-i-change-jobs-while-buying-a-home/\"}},{\"heading\":\"First home buyer guide 2025: government grants and concessions\",\"subHeading\":[[\"$\",\"p\",\"0\",{\"children\":[\"In this guide, we outline what they are, how they can help you and the different eligibility criteria.\"]}]],\"image\":{\"url\":\"https://images.ctfassets.net/nbklqgdg5mdx/7nQbIDCxH2GZHHuHYg40qn/bab7988007707ab4cb5a708eb775b0c9/insights_article_first-home-buyer-guided-grants-concessions_736x324px.png\",\"alt\":\"insights article first-home-buyer-guided-grants-concessions 736x324px\",\"type\":\"IMAGE\"},\"cta\":{\"label\":\"Read more\",\"link\":\"https://www.aussie.com.au/insights/articles/first-home-buyer-guide-government-grants-concessions/\"}}],\"buttons\":[],\"maxWidth\":1320}]\nac:I[64667,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"8020\",\"static/chunks/8020-085c32788ae407e9.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8219\",\"static/chunks/8219-d753e11291d16ad0.js\",\"9145\",\"static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js\"],\"Accordion\"]\nad:I[85126,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"8020\",\"static/chunks/8020-085c32788ae407e9.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8219\",\"static/chunks/8219-d753e11291d16ad0.js\",\"9145\",\"static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js\"],\"default\"]\nae:I[39416,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"8020\",\"static/chunks/8020-085c32788ae407e9.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8219\",\"static/chunks/8219-d753e11291d16ad0.js\",\"9145\",\"static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js\"],\"AccordionControl\"]\naf:I[55162,[\"8344\",\"static/chunks/93e4d116-518848892a79355e.js\",\"1762\",\"static/chunks/e257a344-afaf6d0bcc481266.js\",\"8990\",\"static/chunks/3c4d9053-d352c9a5ac0f150d.js\",\"5166\",\"static/chunks/5166-93808846270885b0.js\",\"7145\",\"static/chunks/7145-eefd6eb30a9ed971.js\",\"550\",\"static/chunks/550-d1d57afec0f7e2e7.js\",\"8020\",\"static/chunks/8020-085c32788ae407e9.js\",\"5944\",\"static/chunks/5944-e51d6a54e221585f.js\",\"8219\",\"static/chunks/8219-d753e11291d16ad0.js\",\"9145\",\"static/chunks/app/insights/%5Bcategory%5D/%5B...slug%5D/page-24e77264bc7ac9da.js\"],\"AccordionPanel\"]\na6:[\"$\",\"$L4c\",\"AccordionGroupBlock-1\",{\"maw\":1320,\"children\":[[\"$\",\"$L3e\",null,{\"c\":\"gray.5\",\"variant\":\"dashed\",\"pb\":\"lg\"}],[\"$\",\"$L4c\",null,{\"color\":\"white\",\"maw\":1320,\"p\":{\"base\":\"md\",\"md\":\"lg\"},\"size\":\"responsive\",\"w\":\"$undefined\",\"children\":[\"$\",\"$L1e\",null,{\"direction\":\"column\",\"gap\":{\"base\":\"md\",\"md\":\"lg\"},\"children\":[[\"$\",\"$L4e\",null,{\"order\":2,\"size\":\"h2\",\"ta\":\"center\",\"mb\":\"md\",\"children\":\"Frequently asked questions\"}],[\"$\",\"$Lac\",null,{\"children\":[[\"$\",\"$Lad\",\"What grants are available for first-home buyers in Australia? \",{\"
8style\":{},\"bg\":\"transparent\",\"name\":\"What grants are available for first-home buyers in Australia? \",\"value\":\"What grants are available for first-home buyers in Australia? \",\"children\":[[\"$\",\"$Lae\",null,{\"bg\":\"transparent\",\"h\":\"unset\",\"py\":\"sm\",\"children\":[\"$\",\"$L4e\",null,{\"c\":\"grape.8\",\"fz\":{\"base\":\"h6\",\"md\":\"h5\"},\"lh\":{\"base\":\"h6\",\"md\":\"h5\"},\"order\":5,\"tt\":\"$undefined\",\"children\":\"What grants are available for first-home buyers in Australia? \"}]}],[\"$\",\"$Laf\",null,{\"c\":\"gray.7\",\"children\":[[\"$\",\"p\",\"0\",{\"children\":[\"Eligible buyers may be able to access the First Home Owner Grant, stamp duty concessions, the Australian Government 5% Deposit Scheme, Help to Buy and the First Home Super Saver Scheme. Available assistance varies by state or territory and individual circumstances. \"]}]]}]]}],[\"$\",\"$Lad\",\"Can I buy a home with a 5% deposit? \",{\"style\":{},\"bg\":\"transparent\",\"name\":\"Can I buy a home with a 5% deposit? \",\"value\":\"Can I buy a home with a 5% deposit? \",\"children\":[[\"$\",\"$Lae\",null,{\"bg\":\"transparent\",\"h\":\"unset\",\"py\":\"sm\",\"children\":[\"$\",\"$L4e\",null,{\"c\":\"grape.8\",\"fz\":{\"base\":\"h6\",\"md\":\"h5\"},\"lh\":{\"base\":\"h6\",\"md\":\"h5\"},\"order\":5,\"tt\":\"$undefined\",\"children\":\"Can I buy a home with a 5% deposit? \"}]}],[\"$\",\"$Laf\",null,{\"c\":\"gray.7\",\"children\":[[\"$\",\"p\",\"0\",{\"children\":[\"In some circumstances, yes. Eligible buyers may be able to purchase with a 5% deposit through the Australian Government 5% Deposit Scheme without paying Lenders Mortgage Insurance (LMI), subject to lender requirements. \"]}]]}]]}],[\"$\",\"$Lad\",\"Can I use more than one first-home buyer scheme? \",{\"style\":{},\"bg\":\"transparent\",\"name\":\"Can I use more than one first-home buyer scheme? \",\"value\":\"Can I use more than one first-home buyer scheme? \",\"children\":[[\"$\",\"$Lae\",null,{\"bg\":\"transparent\",\"h\":\"unset\",\"py\":\"sm\",\"children\":[\"$\",\"$L4e\",null,{\"c\":\"grape.8\",\"fz\":{\"base\":\"h6\",\"md\":\"h5\"},\"lh\":{\"base\":\"h6\",\"md\":\"h5\"},\"order\":5,\"tt\":\"$undefined\",\"children\":\"Can I use more than one first-home buyer scheme? \"}]}],[\"$\",\"$Laf\",null,{\"c\":\"gray.7\",\"children\":[[\"$\",\"p\",\"0\",{\"children\":[\"In some cases, yes. Buyers may be able to combine state-based grants and stamp duty concessions with Australian Government initiatives. However, some programs cannot be used together. For example, Help to Buy cannot be combined with the Australian Government 5% Deposit Scheme. \"]}]]}]]}],[\"$\",\"$Lad\",\"Does Help to Buy reduce how much I need to borrow? \",{\"
8style\":{},\"bg\":\"transparent\",\"name\":\"Does Help to Buy reduce how much I need to borrow? \",\"value\":\"Does Help to Buy reduce how much I need to borrow? \",\"children\":[[\"$\",\"$Lae\",null,{\"bg\":\"transparent\",\"h\":\"unset\",\"py\":\"sm\",\"children\":[\"$\",\"$L4e\",null,{\"c\":\"grape.8\",\"fz\":{\"base\":\"h6\",\"md\":\"h5\"},\"lh\":{\"base\":\"h6\",\"md\":\"h5\"},\"order\":5,\"tt\":\"$undefined\",\"children\":\"Does Help to Buy reduce how much I need to borrow? \"}]}],[\"$\",\"$Laf\",null,{\"c\":\"gray.7\",\"children\":[[\"$\",\"p\",\"0\",{\"children\":[\"Potentially. Because the Government contributes part of the property's purchase price, eligible participants may require a smaller home loan. The Government retains a share of the property which may need to be repaid later. \"]}]]}]]}],[\"$\",\"$Lad\",\"How can I find out what support I'm eligible for? \",{\"style\":{\"borderBottomColor\":\"transparent\"},\"bg\":\"transparent\",\"name\":\"How can I find out what support I'm eligible for? \",\"value\":\"How can I find out what support I'm eligible for? \",\"children\":[[\"$\",\"$Lae\",null,{\"bg\":\"transparent\",\"h\":\"unset\",\"py\":\"sm\",\"children\":[\"$\",\"$L4e\",null,{\"c\":\"grape.8\",\"fz\":{\"base\":\"h6\",\"md\":\"h5\"},\"lh\":{\"base\":\"h6\",\"md\":\"h5\"},\"order\":5,\"tt\":\"$undefined\",\"children\":\"How can I find out what support I'm eligible for? \"}]}],[\"$\",\"$Laf\",null,{\"c\":\"gray.7\",\"children\":[[\"$\",\"p\",\"0\",{\"children\":[\"Eligibility depends on factors such as income, property value, deposit size, location and whether you've previously owned property. An Aussie Broker can help you understand which grants, concessions and loan options may be available based on your circumstances. \"]}]]}]]}]]}]]}]}]]}]\na7:[\"$\",\"$L4c\",\"Accordion-2\",{\"color\":\"white\",\"maw\":1320,\"p\":{\"base\":\"md\",\"md\":\"lg\"},\"size\":\"responsive\",\"w\":\"$undefined\",\"children\":[\"$\",\"$Lac\",null,{\"children\":[\"$\",\"$Lad\",\"Disclaimers\",{\"bg\":\"transparent\",\"name\":\"Disclaimers\",\"value\":\"Disclaimers\",\"children\":[[\"$\",\"$Lae\",null,{\"bg\":\"transparent\",\"h\":\"unset\",\"py\":\"sm\",\"children\":[\"$\",\"$L4e\",null,{\"c\":\"grape.8\",\"fz\":{\"base\":\"h6\",\"md\":\"h5\"},\"lh\":{\"base\":\"h6\",\"md\":\"h5\"},\"order\":5,\"tt\":\"uppercase\",\"children\":\"Disclaimers\"}]}],[\"$\",\"$Laf\",null,{\"c\":\"gray.7\",\"children\":[[\"$\",\"p\",\"0\",{\"children\":[\"©2026 Lendi Group Distribution Pty Ltd ABN 27 105 265 861, Australian Credit Licence 246786. Lendi Group Pty Ltd ACN 648 681 654, is the ultimate holding company for the Aussie business. Aussie does not provide financial or investment advice. This material does not take account of your objectives, financial circumstances or needs. Aussie recommends that you seek independent financial, legal and taxation advice before making an investment decision. \"]}],[\"$\",\"p\",\"1\",{\"children\":[[\"$\",\"b\",\"0\",{\"children\":\"Important Information:\"}],\" While these schemes may allow you to purchase a home with a smaller deposit, a larger loan amount may result in higher ongoing repayments and more interest paid over the life of the loan. For shared equity arrangements like Help to Buy, the Government retains an equity stake in your property. Eligibility criteria, property price caps, and lender-specific requirements apply. \"]}],[\"$\",\"p\",\"2\",{\"children\":[[\"$\",\"b\",\"0\",{\"children\":\"Australian Government 5% Deposit Scheme Qualifier: \"}],\"Eligibility criteria, property price caps, and income limits apply. While these schemes allow for a smaller deposit, a larger loan amount will increase your total interest costs and ongoing repayments over the life of the loan. Applications are subject to lender assessment and a limited number of places may apply. \"]}],[\"$\",\"p\",\"3\",{\"children\":[[\"$\",\"b\",\"0\",{\"children\":\"FHSS Scheme Qualifier:\"}],\" The FHSS scheme is administered by the Australian Taxation Office (ATO). Savings and tax benefits depend on your individual financial circumstances. You should seek independent financial and taxation advice before participating in the scheme. \"]}],[\"$\",\"p\",\"4\",{\"children\":[[\"$\",\"b\",\"0\",{\"children\":\"Stamp Concessions Qualifier:\"}],\" Stamp duty concessions and exemptions vary significantly by state and territory and are subject to change. Eligibility is typically based on the property value and your residency status. Check with your local revenue office for the most current requirements. \"]}]]}]]}]}]}]\n"])</script>
8</body></html>
Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.