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1<meta name="x-rendered-at" content="2026-10-09T17:55:48.399Z"/><div hidden id="S:2"><header class="main-navigation-module-scss-module__sLEvFG__theme--light main-navigation-module-scss-module__sLEvFG__wrapper main-navigation-module-scss-module__sLEvFG__has-top-hat" id="main-navigation"><a class="skip-link light nav-control" href="/best-interest-disclosure-and-crs#main-content">Skip to main content</a><div class="top-hat-navigation-module-scss-module__n4I1aW__theme--light top-hat-navigation-module-scss-module__n4I1aW__wrapper"><nav class="top-hat-navigation-module-scss-module__n4I1aW__top-hat-navigation" aria-label="Secondary"><ul class="main-container top-hat-navigation-module-scss-module__n4I1aW__items"><li class="top-hat-navigation-module-scss-module__n4I1aW__item"><a class="cta-module-scss-module__8tPlUG__cta cta-module-scss-module__8tPlUG__link cta-module-scss-module__8tPlUG__text cta-module-scss-module__8tPlUG__primary cta-module-scss-module__8tPlUG__light 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1<div hidden id="S:3"><main id="main-content"><div class="hero article-hero-module-scss-module__g2oPIG__article-hero-wrapper article-hero-module-scss-module__g2oPIG__light"><div class="main-container"><header role="presentation" class="article-hero-module-scss-module__g2oPIG__article-hero article-hero-module-scss-module__g2oPIG__no-image"><h1 class="text-module-scss-module__80PGYG__text text-module-scss-module__80PGYG__lyon text-module-scss-module__80PGYG__headline text-module-scss-module__80PGYG__lg article-hero-module-scss-module__g2oPIG__title">U.S. Securities and Exchange Commission: Regulation Best Interest disclosures</h1></header></div></div><div class="main-container article-module-scss-module__BZespG__article-wrapper"><div class="article-module-scss-module__BZespG__article-content"><template id="P:5"></template></div></div><section id="s-disclaimer" class="bg-white controlled-top-padding--small controlled-bottom-padding--none"><div class="compliance-section-tools-module-scss-module___ytmKW__disclaimer-wrapper"><div class="main-container"><div class="compliance-section-tools-module-scss-module___ytmKW__compliance-wrapper"><p class="text-module-scss-module__80PGYG__text text-module-scss-module__80PGYG__effra text-module-scss-module__80PGYG__body text-module-scss-module__80PGYG__xs"><div class="compliance-section-tools-module-scss-module___ytmKW__compliance-number-wrapper">8840800.1<span class="compliance-section-tools-module-scss-module___ytmKW__compliance-number-spacer">â¢</span>Exp 4/28</div></p></div></div></div></section></main></div>
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1<div hidden id="S:5"><section><div class="main-container rich-text-module-scss-module__UoS7-a__rich-text-content"><p class="text-module-scss-module__80PGYG__text text-module-scss-module__80PGYG__effra text-module-scss-module__80PGYG__body text-module-scss-module__80PGYG__lg">The Securities and Exchange Commission (SEC) adopted Regulation Best Interest to establish a âbest interestâ standard of conduct for broker-dealers and their associated persons when recommending securities accounts, securities transactions, or investment strategies involving securities. As part of this regulation which went into effect on June 30, 2020, <!-- -->Park Avenue Securities LLC<!-- --> is required to provide disclosures to all clients. These required disclosures inform clients about the accounts, products, and services we offer and our relationship with our clients.</p><p class="text-module-scss-module__80PGYG__text text-module-scss-module__80PGYG__effra text-module-scss-module__80PGYG__body text-module-scss-module__80PGYG__lg"><a class="cta-module-scss-module__8tPlUG__cta cta-module-scss-module__8tPlUG__link cta-module-scss-module__8tPlUG__text cta-module-scss-module__8tPlUG__primary cta-module-scss-module__8tPlUG__light" aria-label="Click here" rel="nofollow" target="_blank" href="https://guardianpublic.hartehanks.com/AssetDisplay?acc=11GI&itemCode=PAS017965"><strong>Click here</strong><span class="cta-module-scss-module__8tPlUG__noWrap"><span class="icon___J5RH5 icon-16___jBnrT icon-Inherit___6MR2l gds-icon-icon gds-icon"><svg viewBox="0 0 384 512" class="gds-icon-svg-element gds-svg-element" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" fill="currentColor" role="none" focusable="false" aria-hidden="true"><path d="M224 136V0H24C10.7 0 0 10.7 0 24v464c0 13.3 10.7 24 24 24h336c13.3 0 24-10.7 24-24V160H248c-13.2 0-24-10.8-24-24m64 236c0 6.6-5.4 12-12 12H108c-6.6 0-12-5.4-12-12v-8c0-6.6 5.4-12 12-12h168c6.6 0 12 5.4 12 12zm0-64c0 6.6-5.4 12-12 12H108c-6.6 0-12-5.4-12-12v-8c0-6.6 5.4-12 12-12h168c6.6 0 12 5.4 12 12zm0-72v8c0 6.6-5.4 12-12 12H108c-6.6 0-12-5.4-12-12v-8c0-6.6 5.4-12 12-12h168c6.6 0 12 5.4 12 12m96-114.1v6.1H256V0h6.1c6.4 0 12.5 2.5 17 7l97.9 98c4.5 4.5 7 10.6 7 16.9"></path></svg></span></span></a><strong> for a copy of the Form CRS Customer Relationship Summary.</strong></p><p class="text-module-scss-module__80PGYG__text text-module-scss-module__80PGYG__effra text-module-scss-module__80PGYG__body text-module-scss-module__80PGYG__lg">Discloses information about the firm, including a description of services, fees, costs, conflicts, and standards of conduct, firm-level disciplinary history, and where to find additional information about such topics. Form CRS also contains several âconversation startersâ that you can ask your financial advisor to find out more information about him or her and the services they offer.</p><p class="text-module-scss-module__80PGYG__text text-module-scss-module__80PGYG__effra text-module-scss-module__80PGYG__body text-module-scss-module__80PGYG__lg"><a class="cta-module-scss-module__8tPlUG__cta cta-module-scss-module__8tPlUG__link cta-module-scss-module__8tPlUG__text cta-module-scss-module__8tPlUG__primary cta-module-scss-module__8tPlUG__light" aria-label="Click here" rel="nofollow" target="_blank" href="https://guardianpublic.hartehanks.com/AssetDisplay?acc=11GI&itemCode=PAS017966"><strong>Click here</strong><span class="cta-module-scss-module__8tPlUG__noWrap"><span class="icon___J5RH5 icon-16___jBnrT icon-Inherit___6MR2l gds-icon-icon gds-icon"><svg viewBox="0 0 384 512" class="gds-icon-svg-element gds-svg-element" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" fill="currentColor" role="none" focusable="false" aria-hidden="true"><path d="M224 136V0H24C10.7 0 0 10.7 0 24v464c0 13.3 10.7 24 24 24h336c13.3 0 24-10.7 24-24V160H248c-13.2 0-24-10.8-24-24m64 236c0 6.6-5.4 12-12 12H108c-6.6 0-12-5.4-12-12v-8c0-6.6 5.4-12 12-12h168c6.6 0 12 5.4 12 12zm0-64c0 6.6-5.4 12-12 12H108c-6.6 0-12-5.4-12-12v-8c0-6.6 5.4-12 12-12h168c6.6 0 12 5.4 12 12zm0-72v8c0 6.6-5.4 12-12 12H108c-6.6 0-12-5.4-12-12v-8c0-6.6 5.4-12 12-12h168c6.6 0 12 5.4 12 12m96-114.1v6.1H256V0h6.1c6.4 0 12.5 2.5 17 7l97.9 98c4.5 4.5 7 10.6 7 16.9"></path></svg></span></span></a><strong> for the full downloadable version of the Park Avenue Securities Regulation Best Interest Disclosure (Reg BI Disclosure).</strong></p><p class="text-module-scss-module__80PGYG__text text-module-scss-module__80PGYG__effra text-module-scss-module__80PGYG__body text-module-scss-module__80PGYG__lg">Outlines material facts about the scope and terms of our relationship with you, including that <!-- -->Park Avenue Securities<!-- --> and its financial advisors are acting in a broker-dealer capacity; the material fees and costs a customer may incur for each account and product transaction; and the type and scope of the services to be provided, including material limitations. The document disclose
1s all material facts relating to conflicts of interest associated with the recommendation that might incline a broker-dealer or financial advisor to make a recommendation that is not disinterested, including, for example, conflicts associated with proprietary products, payments from third parties, and compensation arrangements.</p><template id="P:6"></template></div></section></div>
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