https://rahuldoesmortgages.ca/assets/healthcare-BOQtAgiD.js

1import{c as a,j as e,L as i,h as o,a as r,A as l,aY as c,v as d,w as h,x}from"./index-Dlj0clky.js";import{L as m}from"./landmark-BzhU3lOR.js";const p=[["path",{d:"M21.42 10.922a1 1 0 0 0-.019-1.838L12.83 5.18a2 2 0 0 0-1.66 0L2.6 9.08a1 1 0 0 0 0 1.832l8.57 3.908a2 2 0 0 0 1.66 0z",key:"j76jl0"}],["path",{d:"M22 10v6",key:"1lu8f3"}],["path",{d:"M6 12.5V16a6 3 0 0 0 12 0v-3.5",key:"1r8lef"}]],f=a("graduation-cap",p);const u=[["path",{d:"M2 9.5a5.5 5.5 0 0 1 9.591-3.676.56.56 0 0 0 .818 0A5.49 5.49 0 0 1 22 9.5c0 2.29-1.5 4-3 5.5l-5.492 5.313a2 2 0 0 1-3 .019L5 15c-1.5-1.5-3-3.2-3-5.5",key:"mvr1a0"}],["path",{d:"M3.22 13H9.5l.5-1 2 4.5 2-7 1.5 3.5h5.27",key:"auskq0"}]],y=a("heart-pulse",u);const g=[["path",{d:"M11 2v2",key:"1539x4"}],["path",{d:"M5 2v2",key:"1yf1q8"}],["path",{d:"M5 3H4a2 2 0 0 0-2 2v4a6 6 0 0 0 12 0V5a2 2 0 0 0-2-2h-1",key:"rb5t3r"}],["path",{d:"M8 15a6 6 0 0 0 12 0v-3",key:"x18d4x"}],["circle",{cx:"20",cy:"10",r:"2",key:"ts1r5v"}]],v=a("stethoscope",g),j=[{id:"physicians",icon:v,title:"Physicians and specialists",text:"Several lenders offer physician programs with higher debt-service-ratio limits and flexible income verification that flexes with your career stage — new practice, incorporated, or locum."},{id:"residents",icon:f,title:"Residents and fellows",text:"Get pre-approved using your offer letter or letter of employment — you don't need full attending income on paper to qualify with the right lender."},{id:"nurses",icon:y,title:"Nurses and allied health",text:"Shift differentials, overtime, and contract or travel positions presented correctly to lenders — counted as real income, not averaged away."},{id:"student-debt",icon:m,title:"Student debt handled properly",text:"Medical school debt doesn't automatically kill your file. Some lenders exclude deferred student loans from debt ratios entirely — and we know which ones."}];function n({children:t}){return e.jsx("h2",{className:"font-serif text-3xl font-medium tracking-tight text-navy sm:text-4xl",children:t})}function b(){return e.jsx("article",{className:"bg-cream",children:e.jsxs("div",{className:"mx-auto max-w-5xl px-5 pt-10 sm:px-8 sm:pt-14",children:[e.jsxs("nav",{"aria-label":"Breadcrumb",className:"flex items-center gap-1.5 text-[13px] text-muted-foreground",children:[e.jsx(i,{to:"/",className:"hover:text-navy",children:"Home"}),e.jsx(o,{size:13,"aria-hidden":!0}),e.jsx("span",{className:"text-navy",children:"Healthcare"})]}),e.jsxs("header",{className:"mt-10 max-w-3xl",children:[e.jsx("p",{className:"text-xs font-semibold uppercase tracking-[0.18em] text-charcoal",children:"Healthcare financing"}),e.jsx("h1",{className:"mt-4 font-serif text-4xl font-medium leading-[1.08] tracking-tight text-navy sm:text-5xl",children:"Mortgage advice that fits how healthcare workers actually live."}),e.jsx("p",{className:"mt-6 text-[18px] leading-relaxed text-charcoal/85",children:"Physicians, dentists, residents, nurses, and allied health professionals across Nova Scotia and Atlantic Canada have finances that don't fit a bank's standard template — medical school debt, years of irregular training income, then rapid income jumps between career stages. We work with lenders whose medical-professional programs are built for exactly that."}),e.jsxs("div",{className:"mt-7 flex flex-wrap gap-3",children:[e.jsx("a",{href:"/book",className:"inline-flex min-h-11 items-center justify-center rounded-full bg-navy px-6 py-3 text-[15px] font-semibold text-primary-foreground shadow-sm transition-transform hover:-translate-y-0.5",children:"Book a healthcare call"}),e.jsx(r,{variant:"light"})]})]}),e.jsx("section",{className:"mt-16",children:e.jsx("div",{className:"grid gap-5 sm:grid-cols-2",children:j.map(t=>e.jsxs("div",{id:t.id,className:"scroll-mt-24 rounded-lg border border-border bg-card p-6 shadow-sm",children:[e.jsx(t.icon,{size:26,className:"text-navy","aria-hidden":!0}),e.jsx("h2",{className:"mt-4 font-serif text-[22px] font-medium text-navy",children:t.title}),e.jsx("p",{className:"mt-3 text-[16px] leading-relaxed text-charcoal/85",children:t.text})]},t.id))})}),e.jsxs("section",{className:"mt-16 max-w-3xl space-y-5 text-[17px] leading-relaxed text-charcoal/85",children:[e.jsx(n,{children:"Built for Atlantic Canada's healthcare community"}),e.jsx("p",{children:"Halifax is a healthcare town — between the QEII, the IWK, Dalhousie Medicine, and the clinics and practices across HRM, a huge share of the buyers we work with wear scrubs to work. The same pattern shows up in Moncton, Saint John, Fredericton, and Charlottetown: hospitals recruiting hard, professionals relocating for placements, and incomes that look unusual on a standard pay stub."}),e.jsx("p",{children:"The problem is rarely that you can't afford a home. It's that a big bank's checklist wasn't written for someone with $150K of med school debt, a resident salary, and a signed contract that triples their income next year — or a nurse whose real earnings are 30% shift differential. Rahul's job is to take your actual situation to the lenders who already have a policy for it, instead of letting one bank's template decide what you're worth."})]}),e.jsxs("section",{className:"mt-16 max-w-3xl",children:[e.jsx(n,{children:"Healthcare mortgage FAQ"}),e.jsx(l,{type:"single",collapsible:!0,className:"mt-6",children:c.map((t,s)=>e.jsxs(d,{value:`item-${s}`,className:"border-border",children:[e.jsx(h,{className:"py-5 text-left font-serif text-[18px] font-medium text-navy hover:no-underline",children:t.q}),e.jsx(x,{className:"text-[16px] leading-relaxed text-charcoal/85",children:t.a})]},s))})]}),e.jsxs("section",{className:"my-20 rounded-lg bg-navy px-7 py-12 text-primary-foreground sm:px-12 sm:py-14",children:[e.jsx("h2",{className:"font-serif text-3xl font-medium tracking-tight text-primary-foreground sm:text-4xl",children:"Ready to talk it through?"}),e.jsx("p",{className:"mt-4 max-w-2xl text-[16px] leading-relaxed text-primary-foreground

1/85",children:"A short call is usually all it takes to know which lenders fit your file. No pressure, no fees for standard brokered files."}),e.jsxs("div",{className:"mt-7 flex flex-wrap gap-3",children:[e.jsx("a",{href:"/book",className:"inline-flex min-h-11 items-center justify-center rounded-full bg-gold px-6 py-3 text-[15px] font-semibold text-navy shadow-sm transition-transform hover:-translate-y-0.5",children:"Book a healthcare call"}),e.jsx(r,{variant:"onDark"})]})]})]})})}export{b as component};