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1 </div> </div> <div class="tabs tabs--style-2" role="tabpanel"> <ul class="nav nav-tabs" role="tablist"> <li class="nav-item mr-4" role="presentation"> <a href="#show-notes" aria-controls="show-notes" role="tab" data-toggle="tab" class="nav-link active text-center pb-2"> Show Notes </a> </li> </ul> <div class="tab-content"> <div role="tabpanel" class="tab-pane active" id="show-notes"> <div class="post-content-body"> <p dir="ltr">Can your brokerage firm actually stop you from accessing your own money? In this episode, we walk through a real case involving a $3 million retirement account, explain when firms are allowed to place a temporary hold, and show you what you can do now to protect your independence.</p> <p dir="ltr">Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms. </p> <p dir="ltr">📍Contact Devin’s team at <a href="https://www.carrolladvisory.com/"></a><a href="https://carrolladvisory.co/podcast1">https://carrolladvisory.co/podcast1</a>  </p> <p dir="ltr">📍Contact John’s team at <a href="https://www.rossandshoalmire.com/">https://www.rossandshoalmire.com/</a> </p> <p dir="ltr">If you’re thinking, "I love the Big Picture Retirement podcast!” please consider rating and reviewing this show! This helps us support more people -- just like you -- move toward a confident retirement. Just scroll down to the “ratings and reviews” section, tap to rate with five stars, and select “Write a Review.” Then be sure to let us know what you loved most about the episode!</p> <p dir="ltr">Also, if you haven’t done so already, follow the podcast. We add new content every week, and if you’re not following, you’ll likely miss out. Follow now! </p> <p dir="ltr">Don’t miss the Big Picture Retirement Planning Cheat Sheet. We've distilled the essential brackets, thresholds, and rules of retirement into an easy-to-digest, three-page summary. <a href="https://www.carrolladvisory.com/pl/2148282517">https://www.carrolladvisory.com/pl/2148282517</a> </p> <p dir="ltr">Want to ask Devin or John your question? Just visit <a href="https://www.bigpictureretirement.com/">https://www.bigpictureretirement.com/</a> and click on the “Ask A Question” menu selection. </p> <p dir="ltr"> </p> <p><span style="font-weight: 400;">If you&rsquo;re thinking "<em>I love the Big Picture Retirement podcast!</em>&rdquo; please consider rating and reviewing this show! This helps us support more people -- just like you -- move toward a confident retirement. Just scroll down to the &ldquo;ratings and reviews&rdquo; section, tap to rate with five stars, and select &ldquo;Write a Review.&rdquo; Then be sure to let us know what you loved most about the episode!</span><span style="font-weight: 400;"><br /></span></p> <p><span style="font-weight: 400;">Also, if you haven&rsquo;t done so already, follow the podcast. We&rsquo;re adding new content every week, and if you&rsquo;re not following, there&rsquo;s a good chance you&rsquo;ll miss out. Follow now!&nbsp;</span></p> <p><span style="font-weight: 400;">Don&rsquo;t miss the Big Picture Retirement Planning Cheat Sheet. We've distilled the essential brackets, thresholds, and rules of retirement into an easy-to-digest, three-page summary. </span><a href="https://www.carrolladvisory.com/pl/2148282517"><span style="font-weight: 400;">https://www.carrolladvisory.com/pl/2148282517</span></a><span style="font-weight: 400;">&nbsp;</span></p> <p><span style="font-weight: 400;">Want to ask Devin or John your question? Just visit </span><a href="https://www.bigpictureretirement.com/"><span style="font-weight: 400;">https://www.bigpictureretirement.com/</span></a><span style="font-weight: 400;"> and look for the tab on the right side that says &ldquo;Send A Voicemail.&rdquo;&nbsp;</span></p> <p><span style="font-weight: 400;">Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.&nbsp;</span></p> <p><strong>Contact Devin&rsquo;s team at</strong><span style="font-weight: 400;"> </span><a href="https://www.carrolladvisory.com/"><span style="font-weight: 400;">https://www.carrolladvisory.com/</span></a><span style="font-weight: 400;">&nbsp;</span></p> <p><strong>Contact John&rsquo;s team at</strong><span style="font-weight: 400;"> </span><a href="https://www.rossandshoalmire.com/"><span style="font-weight: 400;">https://www.rossandshoalmire.com/</span></a><span style="font-weight: 400;">&nbsp;</span></p> <p><span style="font-weight: 400;">Want to ask a question? You can find us in our Facebook group. </span><a href="https://www.facebook.com/groups/bigpictureretirement"><span style="font-weight: 400;">https://www.facebook.com/groups/bigpictureretirement</span></a><span style="font-weight: 400;">&nbsp;</span></p> </div> </div> <div role="tabpanel" class="tab-pane " id="chapters"> </div> <div role="tabpanel" class="tab-pane " id="transcript"> </div> </div> </div> </div> </div> <div class="col-lg-4 ml-auto"> <div class="sidebar" id="sidebar"> <div class="sidebar-object mb-4 py-2">
1 <div class="section-title section-title--style-1 mb-1"> <h3 class="section-title-inner heading-sm strong-600 text-uppercase">Listen On</h3> </div> <div class="row  align-items-center"> <div class="col-7 pb-3 pr-0"> <a href="https://podcasts.apple.com/us/podcast/id1191872952?mt=2&amp;ls=1" target="_blank" rel="noreferrer" class=" d-flex align-items-center" onclick="gtag('event', 'Player Link Click', {'event_category': 'Apple Podcasts', 'event_label': 'Big Picture Retirement®️ - They Froze His $3,000,000 Retirement Account',});" > <img loading="lazy" src="https://img.podpage.com/bTrULqs00_48m1KOXTuXh77QmuyrCr91MgumupAZVUc/rs:fit:300:0:1/q:75/aHR0cHM6Ly9zdGF0aWMucG9kcGFnZS5jb20vcHVibGljL2ltYWdlcy9wbGF5ZXJzLWxpZ2h0LXYxL2xvZ29zL2FwcGxlcG9kY2FzdHMuYTY4ZTk3ZTJjMTQ3LnBuZw.webp" alt="Apple Podcasts podcast player logo" class="player-logo"> </a> </div> <div class="col-7 pb-3 pr-0"> <a href="https://open.spotify.com/show/0vOlFexW47lv4HSkrLptK7" target="_blank" rel="noreferrer" class=" d-flex align-items-center" onclick="gtag('event', 'Player Link Click', {'event_category': 'Spotify', 'event_label': 'Big Picture Retirement®️ - They Froze His $3,000,000 Retirement Account',});" > <img loading="lazy" src="https://img.podpage.com/luMTqOa9FOY-fBcXb0XSvdvJ_we0tyrgoRduT9AUbhM/rs:fit:300:0:1/q:75/aHR0cHM6Ly9zdGF0aWMucG9kcGFnZS5jb20vcHVibGljL2ltYWdlcy9wbGF5ZXJzLWxpZ2h0LXYxL2xvZ29zL3Nwb3RpZnkuNjNmYTc0ZjY5MzZjLnBuZw.webp" alt="Spotify podcast player logo" class="player-logo"> </a> </div> <div class="col-7 pb-3 pr-0"> <a href="https://castro.fm/itunes/1191872952" target="_blank" rel="noreferrer" class=" d-flex align-items-center" onclick="gtag('event', 'Player Link Click', {'event_category': 'Castro', 'event_label': 'Big Picture Retirement®️ - They Froze His $3,000,000 Retirement Account',});" > <img loading="lazy" src="https://img.podpage.com/CYGBeji2L5sVI2GhXDXfO4CJA2X6kM0Hv5lDs34NIfo/rs:fit:300:0:1/q:75/aHR0cHM6Ly9zdGF0aWMucG9kcGFnZS5jb20vcHVibGljL2ltYWdlcy9wbGF5ZXJzLWxpZ2h0LXYxL2xvZ29zL2Nhc3Ryby40NmVmODA1YTdhOGUucG5n.webp" alt="Castro podcast player logo" class="player-logo"> </a> </div> <div class="col-7 pb-3 pr-0"> <a href="https://music.amazon.com/podcasts/ba026c1e-9d61-4c48-976d-178967c822ce/big-picture-retirement" target="_blank" rel="noreferrer" class=" d-flex align-items-center" onclick="gtag('event', 'Player Link Click', {'event_category': 'Amazon Music', 'event_label': 'Big Picture Retirement®️ - They Froze His $3,000,000 Retirement Account',});" > <img loading="lazy" src="https://img.podpage.com/BBXhNl-9-w3psVsySAWpAEEyLEbYNoSG4NILZKSufu4/rs:fit:300:0:1/q:75/aHR0cHM6Ly9zdGF0aWMucG9kcGFnZS5jb20vcHVibGljL2ltYWdlcy9wbGF5ZXJzLWxpZ2h0LXYxL2xvZ29zL2FtYXpvbm11c2ljLmJjZTIzMTIyYmMwYS5wbmc.webp" alt="Amazon Music podcast player logo" class="player-logo"> </a> </div> <div class="col-7 pb-3 pr-0"> <a href="https://bigpictureretirement.libsyn.com/rss" target="_blank" rel="noreferrer" class="copy-to-cl
1ipboard d-flex align-items-center" onclick="gtag('event', 'Player Link Click', {'event_category': 'RSS Feed', 'event_label': 'Big Picture Retirement®️ - They Froze His $3,000,000 Retirement Account',});" > <img loading="lazy" src="https://img.podpage.com/IixB_9lD7T7Jk-FBj5QVjbVGCr1thol7xG-DfyuJriY/rs:fit:300:0:1/q:75/aHR0cHM6Ly9zdGF0aWMucG9kcGFnZS5jb20vcHVibGljL2ltYWdlcy9wbGF5ZXJzLWxpZ2h0LXYxL2xvZ29zL3Jzcy5mYTMzMzkwOGI3MjMucG5n.webp" alt="RSS Feed podcast player logo" class="player-logo"> </a> </div> </div> </div> <div class="sidebar-object mb-2 pb-2" id="categories"> <div class=""> <div class="section-title section-title--style-1 mb-0"> <h3 class="section-title-inner heading-sm strong-600 text-uppercase"> Recent Episodes </h3> </div> <ul class="categories list-border--dotted"> <li> <a href="/7-social-security-rules-every-retiree-needs-to-know/">7 Social Security Rules Every Retiree Needs to Know</a> </li> <li> <a href="/can-chatgpt-write-your-will/">Can ChatGPT Write Your Will?</a> </li> <li> <a href="/do-retirees-actually-run-out-of-money/">Do Retirees Actually Run Out of Money?</a> </li> <li> <a href="/they-froze-his-3000000-retirement-account/">They Froze His $3,000,000 Retirement Account</a> </li> <li> <a href="/will-a-roth-conversion-save-you-taxes/">Will A Roth Conversion Save You Taxes?</a> </li> <li> <a href="/the-gift-tax-loophole-congress-wants-to-close/">The Gift Tax Loophole Congress Wants to Close</a> </li> <li> <a href="/how-to-get-a-full-step-up-in-basis-even-if-you-dont-live-in-a-community-property-state/">How to Get a Full Step-Up in Basis (Even If You Don’t Live in a Community Property State)</a> </li> <li> <a href="/the-social-security-earnings-limit-may-be-eliminated/">The Social Security Earnings Limit May Be Eliminated</a> </li> <li> <a href="/what-75-year-old-retirees-regret-most/">What 75 Year Old Retirees Regret Most</a> </li> <li> <a href="/episodes/">See all →</a> </li> </ul> </div> </div> </div> </div> </div> </div> </section> </div> </div> <footer id="footer" class="footer"> <div class="footer-top"> <div class="container"> <div class="row cols-xs-space cols-sm-space cols-md-space"> <div class="col-lg-12"> <a href="https://www.bigpictureretirement.com/"> <img src="https://s3.us-west-1.amazonaws.com/redwood-labs/showpage/uploads/images/785229e8-5c3b-4306-8eaf-14a5b2b316e1.png" alt="Big Picture Retirement®️ Logo" title="Big Picture Retirement®️ Logo" class="lazyload mb-3 mw-100" style="max-height: 60px !important;" sizes="(min-width: 207px) 350px, 90vw" loading="lazy"> </a> <span class="clearfix"></span> </div> <div class="col-lg-5"> <p class="text-md"> The Big Picture Retirement Show does not provide specific tax, legal, or financial advice. Listeners are encouraged to seek out their own advisors in these areas. </p> </div> <div class="col-lg-2 ml-lg-auto col-6"> <ul class="footer-links"> <li> <a href="/episodes/">Episodes</a> </li> <li> <a href="/about/">About</a> </li> </ul> </div> <div class="col-lg-2 col-6"> <ul class="footer-links"> <li> <a href="/reviews/">Reviews</a> </li> <li> <a href="/questions/">Ask A Question</a> </li> </ul> </div> <div class="col-lg-2"> <ul class="social-media social-media--style-1-v4"> </ul> </div> <div class="col-lg-12"> <div class="copyright mt-4 text-center text-md-left"> <ul class="copy-links"> <li> &copy; 2026 Big Picture Retirement®️ </li> </ul> </div> </div> </div> </div> </div> </footer> <a href="#" class="back-to-top btn-back-to-top"></a> 
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