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156
157<link rel="https://api.w.org/" href="https://www.unitusccu.com/wp-json/" /><link rel="alternate" title="JSON" type="application/json" href="https://www.unitusccu.com/wp-json/wp/v2/pages/13" /><link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://www.unitusccu.com/xmlrpc.php?rsd" />
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336<!-- start Simple Custom CSS and JS -->
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342<!-- start Simple Custom CSS and JS -->
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363    color: #2e2e2e;
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379<meta name="tec-api-version" content="v1"><meta name="tec-api-origin" content="https://www.unitusccu.com"><link rel="alternate" href="https://www.unitusccu.com/wp-json/tribe/events/v1/" /><link rel="alternate" hreflang="en-US" href="https://www.unitusccu.com/savings-accounts/"/>
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381<link rel="alternate" hreflang="en" href="https://www.unitusccu.com/savings-accounts/"/>
382<link rel="alternate" hreflang="es" href="https://www.unitusccu.com/es/savings-accounts/"/>
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383
384  <meta name="facebook-domain-verification" content="05qsck2qea7r6dg8jh1ynsio7yad8k" />
385  
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391		<style type="text/css" id="wp-custom-css">
392			.support_hero--search {
393    margin-top: 7.2rem;
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396.page-id-18 .sm-reactive-tab {
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399.co-tabs--nav_toggle {
400    background-color: #026D92;
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415.entry-title {
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424.utility_nav--link:hover, .utility_nav--link:link, .utility_nav--link:visited {
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481
482<body class="wp-singular page-template-default page page-id-13 page-parent wp-theme-unitusccu-theme tribe-no-js translatepress-en_US" data-pageid="13" id="site_body">
483<!-- Google Tag Manager (noscript) -->
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483
484<noscript><iframe src="https://www.googletagmanager.com/ns.html?id=
484GTM-TRWHKR
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484"
485height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>
486<!-- End Google Tag Manager (noscript) -->
487<div class="hfeed site">
488  <a class="skip-link screen-reader-text" href="#content">Skip to content</a>
489  <a class="skip-link screen-reader-text" href="#js-main_nav">Skip to main navigation</a>
490
491  <div class="site_header--alert_bars" role="group" aria-label="Notifications">
492  <div class="site_header--alert_bar_wrap js-alert_bar_wrap hidden"  data-startTime="1786690800" data-endTime="1787381940" data-token="yhaa70pd1q8">    <div class="site_header--alert_bar co-row">
493        <p><strong>MEMBER ALERT:</strong> Unitus and our partners will never ask for sensitive information such as your account number, password, card number, PIN or 3-digit security code. If you receive a call, text, or email from someone claiming to represent Unitus requesting this information, please do not respond. To learn more about Member Security and Fraud Prevention <a href="https://www.unitusccu.com/security">click here</a>.<button class="site_header--alert_bar_close_btn js-alert_bar_close_btn">
494    <span class="site_header--alert_bar_close_icon icon-close_circle__almost_black" aria-hidden="true"></span>
495    Close
496</button></p>
497    </div>
498</div><div class="site_header--alert_bar_wrap js-alert_bar_wrap hidden"  data-startTime="1787403600" data-endTime="1787515200" data-token="rcm47qpby9b">    <div class="site_header--alert_bar co-row">
499        <p>On Sunday, August 23 from approximately 1:00 a.m. through 1:00 p.m. (Pacific), access to our Mortgage Services phone system and select self-service options will be temporarily unavailable due to scheduled maintenance. We apologize for any inconvenience this may cause. Thank you.<button class="site_header--alert_bar_close_btn js-alert_bar_close_btn">
500    <span class="site_header--alert_bar_close_icon icon-close_circle__almost_black" aria-hidden="true"></span>
501    Close
502</button></p>
503    </div>
504</div><div class="site_header--alert_bar_wrap js-alert_bar_wrap hidden"  data-startTime="1788418860" data-endTime="1788850740" data-token="34e5h8rzbqa">    <div class="site_header--alert_bar co-row">
505        <p>Unitus will be closed on Monday, September 7. You can access your accounts anytime using online or mobile banking.<button class="site_header--alert_bar_close_btn js-alert_bar_close_btn">
506    <span class="site_header--alert_bar_close_icon icon-close_circle__almost_black" aria-hidden="true"></span>
507    Close
508</button></p>
509    </div>
510</div><div class="site_header--alert_bar_wrap js-alert_bar_wrap hidden"  data-startTime="1791442860" data-endTime="1791874740" data-token="ahzhs0li4d6">    <div class="site_header--alert_bar co-row">
511        <p>Unitus will be closed on Monday, October 12. You can access your accounts anytime using online or mobile banking.<button class="site_header--alert_bar_close_btn js-alert_bar_close_btn">
512    <span class="site_header--alert_bar_close_icon icon-close_circle__almost_black" aria-hidden="true"></span>
513    Close
514</button></p>
515    </div>
516</div><div class="site_header--alert_bar_wrap js-alert_bar_wrap hidden"  data-startTime="1794034860" data-endTime="1794466740" data-token="zbma6scf83">    <div class="site_header--alert_bar co-row">
517        <p>Unitus will be closed on Wednesday, November 11. You can access your accounts anytime using online or mobile banking.<button class="site_header--alert_bar_close_btn js-alert_bar_close_btn">
518    <span class="site_header--alert_bar_close_icon icon-close_circle__almost_black" aria-hidden="true"></span>
519    Close
520</button></p>
521    </div>
522</div><div class="site_header--alert_bar_wrap js-alert_bar_wrap hidden"  data-startTime="1795330860" data-endTime="1795849140" data-token="8xf6xcexd7v">    <div class="site_header--alert_bar co-row">
523        <p>Unitus will be closed on November 26-27. You can access your accounts anytime using online or mobile banking.<button class="site_header--alert_bar_close_btn js-alert_bar_close_btn">
524    <span class="site_header--alert_bar_close_icon icon-close_circle__almost_black" aria-hidden="true"></span>
525    Close
526</button></p>
527    </div>
528</div><div class="site_header--alert_bar_wrap js-alert_bar_wrap hidden"  data-startTime="1797750060" data-endTime="1798268340" data-token="s6w5205rm5">    <div class="site_header--alert_bar co-row">
529        <p>Unitus will be closing early on Thursday, December 24 at 1:00 p.m. and will be closed on Frid
529ay, December 25. You can access your accounts anytime using online or mobile banking.<button class="site_header--alert_bar_close_btn js-alert_bar_close_btn">
530    <span class="site_header--alert_bar_close_icon icon-close_circle__almost_black" aria-hidden="true"></span>
531    Close
532</button></p>
533    </div>
534</div><div class="site_header--alert_bar_wrap js-alert_bar_wrap hidden"  data-startTime="1798441260" data-endTime="1798873140" data-token="ojro1mprrno">    <div class="site_header--alert_bar co-row">
535        <p>Unitus will be closed on <strong>Friday, January 1</strong>. You can access your accounts anytime using online or mobile banking.<button class="site_header--alert_bar_close_btn js-alert_bar_close_btn">
536    <span class="site_header--alert_bar_close_icon icon-close_circle__almost_black" aria-hidden="true"></span>
537    Close
538</button></p>
539    </div>
540</div></div>
541
542  <header class="site_header" id="js-site_header" role="banner">
543    <div class="site_header--wrap">
544      <span class="site_header--logo">
545		<a class="site_header--logo_link" href="https://www.unitusccu.com/" rel="home" aria-label="Unitus Community Credit Union Home">
546			<span class="screen-reader-text">Unitus Community Credit Union Home</span>
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548		</a>
549	</span>
550      <div class="site_header--actions" id="js-site_header_actions">
551                <h2 class="header_actions__label screen-reader-text" id="label_mobile_menu">
552          Mobile Menu
553        </h2>
554
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558
559        <div class="header_actions__mobile">
560          <div class="header_actions--hamburger_login">
561            <button type="button" class="header_actions--login_toggle js-header_login--toggle" aria-expanded="false" aria-controls="js-header_login_hamburger">Log In</button>
562            <div class="header_login" id="js-header_login_hamburger">
563  <h2 class="header_login--title">Online Banking</h2>
564  <div class="header_login--form_wrap">
565    <form class="header_login_form js-olb_form" action="https://mysecureaccount.unitusccu.com/Authentication/Username" method="post" enctype="application/x-www-form-urlencoded">
566      <label class="header_login_form--label" for="UserName_hamburger">Username:</label>
567      <input class="header_login_form--field" name="UserName" id="UserName_hamburger" type="text" value="" required autocomplete="username">
568      <label class="header_login_form--label" for="Password_hamburger">Password:</label>
569      <input class="header_login_form--field" name="Password" id="Password_hamburger" type="password" value="" required autocomplete="current-password">
570      <button class="header_login_form--button track-login" type="submit">Log In</button>
571    </form>
572    <a class="header_login_form--link js-olb_link" href="https://mysecureaccount.unitusccu.com/ForgotUsername">Forgot Username</a>
573    <a class="header_login_form--link js-olb_link" href="https://mysecureaccount.unitusccu.com/ForgotPassword">Forgot Password</a>
574    <a class="header_login_form--button_link js-olb_link" href="https://mysecureaccount.unitusccu.com/Registration">Register</a>
575  </div>
576  <div class="header_login--promo_wrap co-promo_wrap co-promo_wrap__narrow js-promo_target">
577      </div>
578</div>          </div>
579
580          <a class="header_actions--join" href="https://www.unitusccu.com/join-unitus/">Join</a>
581        </div>
582
583        <nav class="main_nav" id="js-main_nav" aria-label="Site">
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585
586        <div class="header_actions__desktop">
587          <div class="header_actions--login">
588            <button type="button" class="header_actions--login_toggle js-header_login--toggle" aria-expanded="false" aria-controls="js-header_login_desktop">Log In</button>
589            <div class="header_login" id="js-header_login_desktop">
590  <h2 class="header_login--title">Online Banking</h2>
591  <div class="header_login--form_wrap">
592    <form class="header_login_form js-olb_form" action="https://mysecureaccount.unitusccu.com/Authentication/Username" method="post" enctype="application/x-www-form-urlencoded">
593      <label class="header_login_form--label" for="UserName_desktop">Username:</label>
594      <input class="header_login_form--field" name="UserName" id="UserName_desktop" type="text" value="" required autocomplete="username">
595      <label class="header_login_form--label" for="Password_desktop">Password:</label>
596      <input class="header_login_form--field" name="Password" id="Password_desktop" type="password" value="" required autocomplete="current-password">
597      <button class="header_login_form--button track-login" type="submit">Log In</button>
598    </form>
599    <a class="header_login_form--link js-olb_link" href="https://mysecureaccount.unitusccu.com/ForgotUsername">Forgot Username</a>
600    <a class="header_login_form--link js-olb_link" href="https://mysecureaccount.unitusccu.com/ForgotPassword">Forgot Password</a>
601    <a class="header_login_form--button_link js-olb_link" href="https://mysecureaccount.unitusccu.com/Registration">Register</a>
602  </div>
603  <div class="header_login--promo_wrap co-promo_wrap co-promo_wrap__narrow js-promo_target">
604      </div>
605</div>          </div>
606
607          <a class="header_actions--join" href="https://www.unitusccu.com/join-unitus/">Join</a>
608
609          <div class="header_search">
610            <div class="header_search--wrap closed" id="js-header_search">
611              <form
612  role="search"
613  method="get"
614  class="co-searchform"
615  action="https://www.unitusccu.com/"
616>
617  <label class="screen-reader-text" for="co-searchform--search">
618    <span class="co-searchform--title screen-reader-text">Site Search</span>
619  </label>
620  <input
621    class="co-searchform--input"
622    id="co-searchform--search"
623    type="search"
624    placeholder="Search"
625    value=""
626    name="s"
627    title="Site Search"
628  />
629  <button
630    type="submit"
631    class="co-searchform--submit"
632  >
633   <span class="screen-reader-text ">Search</span>
634   <svg class="i-svg svg-search" aria-hidden="true" focusable="false" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 23 22"><path class="svg-search--thin" d="M9.54,17A8.06,8.06,0,0,1,1.29,9.13,8.07,8.07,0,0,1,9.54,1.25a8.07,8.07,0,0,1,8.25,7.88A8.06,8.06,0,0,1,9.54,17m12.85,3.87L16.19,15a8.34,8.34,0,0,0,2.39-5.82A8.84,8.84,0,0,0,9.54.5a8.84,8.84,0,0,0-9,8.63,8.84,8.84,0,0,0,9,8.62,9.23,9.23,0,0,0,6.1-2.27l6.2,5.91a.39.39,0,0,0,.55,0,.36.36,0,0,0,0-.52" style="fill:currentColor"/><path class="svg-search--thick" d="M9.54,17A8.06,8.06,0,0,1,1.29,9.13,8.07,8.07,0,0,1,9.54,1.25a8.07,8.07,0,0,1,8.25,7.88A8.06,8.06,0,0,1,9.54,17m12.85,3.87L16.19,15a8.34,8.34,0,0,0,2.39-5.82A8.84,8.84,0,0,0,9.54.5a8.84,8.84,0,0,0-9,8.63,8.84,8.84,0,0,0,9,8.62,9.23,9.23,0,0,0,6.1-2.27l6.2,5.91a.39.39,0,0,0,.55,0,.36.36,0,0,0,0-.52" style="fill:currentColor;stroke:currentColor;stroke-miterlimit:10"/></svg>  </button>
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636
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664            <div class="header_login" id="js-header_login_mobile">
665  <h2 class="header_login--title">Online Banking</h2>
666  <div class="header_login--form_wrap">
667    <form class="header_login_form js-olb_form" action="https://mysecureaccount.unitusccu.com/Authentication/Username" method="post" enctype="application/x-www-form-urlencoded">
668      <label class="header_login_form--label" for="UserName_mobile">Username:</label>
669      <input class="header_login_form--field" name="UserName" id="UserName_mobile" type="text" value="" required autocomplete="username">
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691  <div class="site_content" id="content">
692
693  <main class="site_main">
694
695    
696      
697        
698  <div class="co-hero co-hero__sides">
699  <div class="co-hero--sides_inner">
700    <div class="co-hero--sides_media">
701    <img  class="co-hero--image" src="https://www.unitusccu.com/wp-content/uploads/2022/03/savings-accounts-hero-524x375.jpg" srcSet="https://www.unitusccu.com/wp-content/uploads/2022/03/savings-accounts-hero.jpg 540w, https://www.unitusccu.com/wp-content/uploads/2022/03/savings-accounts-hero-18x12.jpg 18w, https://www.unitusccu.com/wp-content/uploads/2022/03/savings-accounts-hero-42x30.jpg 42w, https://www.unitusccu.com/wp-content/uploads/2022/03/savings-accounts-hero-126x90.jpg 126w, https://www.unitusccu.com/wp-content/uploads/2022/03/savings-accounts-hero-350x250.jpg 350w, https://www.unitusccu.com/wp-content/uploads/2022/03/savings-accounts-hero-524x375.jpg 524w, https://www.unitusccu.com/wp-content/uploads/2022/03/savings-accounts-hero-297x212.jpg 297w" alt="">    </div>
702    <div class="co-hero--sides_message">
703            <div class="co-hero--sides_title">
704        <h1 class="co-hero--title co-hero--sides_title">Reach your savings goals on your terms.</h1>      </div>
705            <div class="co-hero--sides_media__mobile">
706        <img  class="co-hero--image" src="https://www.unitusccu.com/wp-content/uploads/2022/03/savings-accounts-hero-524x375.jpg" srcSet="https://www.unitusccu.com/wp-content/uploads/2022/03/savings-accounts-hero.jpg 540w, https://www.unitusccu.com/wp-content/uploads/2022/03/savings-accounts-hero-18x12.jpg 18w, https://www.unitusccu.com/wp-content/uploads/2022/03/savings-accounts-hero-42x30.jpg 42w, https://www.unitusccu.com/wp-content/uploads/2022/03/savings-accounts-hero-126x90.jpg 126w, https://www.unitusccu.com/wp-content/uploads/2022/03/savings-accounts-hero-350x250.jpg 350w, https://www.unitusccu.com/wp-content/uploads/2022/03/savings-accounts-hero-524x375.jpg 524w, https://www.unitusccu.com/wp-content/uploads/2022/03/savings-accounts-hero-297x212.jpg 297w" alt="">      </div>
707            <div class="co-hero--sides_text">
708        <p>Applying for your Savings Account is free and only takes a few minutes.</p>
709      </div>
710            <div class="co-hero--sides_cta">
711        <a class="co-hero--sides_button co-btn__blue" href="https://apply.unitusccu.com/VirtualCapture/default/Products/Index/?ProductCategory=Accounts">Apply Now</a>      </div>
712          </div>
713  </div>
714</div>
715<div class="co-2col co-bg__blue">
716    <div class="co-2col--inner">
717    <div class="co-2col--media">
718    <img width="524" height="375" src="https://www.unitusccu.com/wp-content/uploads/2023/02/2-Column-Text-Media-Block-Unitus-Rewards-524x375.jpg" class="co-2col--image" alt="" decoding="async" fetchpriority="high" srcset="https://www.unitusccu.com/wp-content/uploads/2023/02/2-Column-Text-Media-Block-Unitus-Rewards-524x375.jpg 524w, https://www.unitusccu.com/wp-content/uploads/2023/02/2-Column-Text-Media-Block-Unitus-Rewards-18x12.jpg 18w, https://www.unitusccu.com/wp-content/uploads/2023/02/2-Column-Text-Media-Block-Unitus-Rewards-42x30.jpg 42w, https://www.unitusccu.com/wp-content/uploads/2023/02/2-Column-Text-Media-Block-Unitus-Rewards-126x90.jpg 126w, https://www.unitusccu.com/wp-content/uploads/2023/02/2-Column-Text-Media-Block-Unitus-Rewards-350x250.jpg 350w, https://www.unitusccu.com/wp-content/uploads/2023/02/2-Column-Text-Media-Block-Unitus-Rewards-297x212.jpg 297w, https://www.unitusccu.com/wp-content/uploads/2023/02/2-Column-Text-Media-Block-Unitus-Rewards.jpg 540w" sizes="(max-width: 524px) 100vw, 524px" />    </div>
719    <div class="co-2col--message">
720            <div class="co-2col--title">
721        <h2 class="co-2col--title">Grow as you Spend!</h2>      </div>
722            <div class="co-2col--media__mobile">
723        <img width="524" height="375" src="https://www.unitusccu.com/wp-content/uploads/2023/02/2-Column-Text-Media-Block-Unitus-Rewards-524x375.jpg" class="co-2col--image" alt="" decoding="async" fetchpriority="high" srcset="https://www.unitusccu.com/wp-content/uploads/2023/02/2-Column-Text-Media-Block-Unitus-Rewards-524x375.jpg 524w, https://www.unitusccu.com/wp-content/uploads/2023/02/2-Column-Text-Media-Block-Unitus-Rewards-18x12.jpg 18w, https://www.unitusccu.com/wp-content/uploads/2023/02/2-Column-Text-Media-Block-Unitus-Rewards-42x30.jpg 42w, https://www.unitusccu.com/wp-content/uploads/2023/02/2-Column-Text-Media-Block-Unitus-Rewards-126x90.jpg 126w, https://www.unitusccu.com/wp-content/uploads/2023/02/2-Column-Text-Media-Block-Unitus-Rewards-350x250.jpg 350w, https://www.unitusccu.com/wp-content/uploads/2023/02/2-Column-Text-Media-Block-Unitus-Rewards-297x212.jpg 297w, https://www.unitusccu.com/wp-content/uploads/2023/02/2-Column-Text-Media-Block-Unitus-Rewards.jpg 540w" sizes="(max-width: 524px) 100vw, 524px" />      </div>
724            <div class="co-2col--text">
725        <p>You’re already using your debit card, now we want to reward you for that!</p>
726<ul>
727<li><strong>Get rewarded –</strong> Unitus Rewards savings accounts earn <a href="https://www.unitusccu.com/savings-accounts/#disclosure1" aria-label="View Disclosure1">5.00% APY<sup>1</sup></a>.</li>
728<li><strong>Make a debit purchase –</strong> We’ll put 5¢ into a Unitus Rewards savings account for every purchase of $5.00 and up.</li>
729<li><strong>Round up your change –</strong> Opt-in to round up your purchases.</li>
730</ul>
731      </div>
732            <div class="co-2col--cta">
733        <a class="co-2col--button co-2col--button__yellow co-btn__yellow track-cta" href="https://www.unitusccu.com/unitus-rewards/" data-cta-label="Savings Page - 2-Column (Text & Media) - Learn more about Unitus Rewards">Learn more about Unitus Rewards</a>      </div>
734          </div>
735  </div>
736</div>
737<div class="co-2col co-bg__white">
738    <div class="co-2col--inner">
739    <div class="co-2col--media co-2col--media__left">
740    <img width="524" height="375" src="https://www.unitusccu.com/wp-content/uploads/2022/03/young-woman-sitting-in-car-524x375.jpg" class="co-2col--image" alt="" decoding="async" srcset="https://www.unitusccu.com/wp-content/uploads/2022/03/young-woman-sitting-in-car-524x375.jpg 524w, https://www.unitusccu.com/wp-content/uploads/2022/03/young-woman-sitting-in-car-18x12.jpg 18w, https://www.unitusccu.com/wp-content/uploads/2022/03/young-woman-sitting-in-car-42x30.jpg 42w, https://www.unitusccu.com/wp-content/uploads/2022/03/young-woman-sitting-in-car-126x90.jpg 126w, https://www.unitusccu.com/wp-content/uploads/2022/03/young-woman-sitting-in-car-350x250.jpg 350w, https://www.unitusccu.com/wp-content/uploads/2022/03/young-woman-sitting-in-car-297x212.jpg 297w, https://www.unitusccu.com/wp-content/uploads/2022/03/young-woman-sitting-in-car.jpg 540w" sizes="(max-width: 524px) 100vw, 524px" />    </div>
741    <div class="co-2col--message">
742            <div class="co-2col--title">
743        <h2 class="co-2col--title">Go Savings - Earn <strong><a href="https://www.unitusccu.com/savings-accounts/#disclosure2" aria-label="View Disclosure2">3.00% APY<sup>2</sup></a></strong></h2>      </div>
744            <div class="co-2col--media__mobile">
745        <img width="524" height="375" src="https://www.unitusccu.com/wp-content/uploads/2022/03/young-woman-sitting-in-car-524x375.jpg" class="co-2col--image" alt="" decoding="async" srcset="https://www.unitusccu.com/wp-content/uploads/2022/03/young-woman-sitting-in-car-524x375.jpg 524w, https://www.unitusccu.com/wp-content/uploads/2022/03/young-woman-sitting-in-car-18x12.jpg 18w, https://www.unitusccu.com/wp-content/uploads/2022/03/young-woman-sitting-in-car-42x30.jpg 42w, https://www.unitusccu.com/wp-content/uploads/2022/03/young-woman-sitting-in-car-126x90.jpg 126w, https://www.unitusccu.com/wp-content/uploads/2022/03/young-woman-sitting-in-car-350x250.jpg 350w, https://www.unitusccu.com/wp-content/uploads/2022/03/young-woman-sitting-in-car-297x212.jpg 297w, https://www.unitusccu.com/wp-content/uploads/2022/03/young-woman-sitting-in-car.jpg 540w" sizes="(max-width: 524px) 100vw, 524px" />      </div>
746            <div class="co-2col--text">
747        <p><strong>Go Savings</strong> helps you save more from the very beginning! Get the highest rate of return <strong>3.00% APY</strong> on balances up to $2,499.99. After that, you’ll continue to receive a high-yield on every dollar. <a href="https://www.unitusccu.com/savings-accounts/go-savings/#gosavingscalculator">Calculate your rate!</a></p>
748      </div>
749            <div class="co-2col--cta">
750        <a class="co-2col--button co-2col--button__blue co-btn__blue" href="https://apply.unitusccu.com/VirtualCapture/default/Products/Index/?ProductCategory=Accounts">Open Your Go Savings Account</a>      </div>
751          </div>
752  </div>
753</div>
754<div class="co-3up co-bg__lightBeige co-3up__boxed co-3up__stack">
755  <div class="co-3up--inner">
756    <h2 class="co-3up--title">Which savings tool fits your plans?</h2>
757    
758    <ul class="co-3up--cols co-3up--cols__">
759    <li class="co-3up--col co-3up--col__boxed">
760    <h3 class="co-3up--col_title">CDs & IRAs</h3>    <div class="co-3up--col_content">
761    <p>Lock in higher savings rates that provide guaranteed earnings for your future or save for retirement.</p>
762  </div>
763        <div class="co-3up--col_cta">
764    <a class="co-3up--col_button co-3up--col_button__blue co-btn__blue" href="#cdsiras">Learn more</a>  </div>
765  </li><li class="co-3up--col co-3up--col__boxed">
766    <h3 class="co-3up--col_title">Money Market</h3>    <div class="co-3up--col_content">
767    <p>Offers higher dividends than a traditional savings account while still providing accessibility to your funds.</p>
768  </div>
769        <div class="co-3up--col_cta">
770    <a class="co-3up--col_button co-3up--col_button__blue co-btn__blue" href="#moneymarket">Learn more</a>  </div>
771  </li><li class="co-3up--col co-3up--col__boxed">
772    <h3 class="co-3up--col_title">Special Savings & HSA</h3>    <div class="co-3up--col_content">
773    <p>Savings for short-term goals and health expenses you may incur when covered by a High Deductible Health Plan.</p>
774  </div>
775        <div class="co-3up--col_cta">
776    <a class="co-3up--col_button co-3up--col_button__blue co-btn__blue" href="#specialsavingshsa">Learn more</a>  </div>
777  </li>    </ul>
778    
779      </div>
780</div>
781<div class="co-2col co-bg__white" id="cdsiras">
782    <div class="co-2col--inner">
783    <div class="co-2col--media">
784    <img width="524" height="375" src="https://www.unitusccu.com/wp-content/uploads/2022/01/woman-sitting-at-dining-table-working-on-laptop-2-524x375.jpg" class="co-2col--image" alt="" decoding="async" srcset="https://www.unitusccu.com/wp-content/uploads/2022/01/woman-sitting-at-dining-table-working-on-laptop-2-524x375.jpg 524w, https://www.unitusccu.com/wp-content/uploads/2022/01/woman-sitting-at-dining-table-working-on-laptop-2-18x12.jpg 18w, https://www.unitusccu.com/wp-content/uploads/2022/01/woman-sitting-at-dining-table-working-on-laptop-2-42x30.jpg 42w, https://www.unitusccu.com/wp-content/uploads/2022/01/woman-sitting-at-dining-table-working-on-laptop-2-126x90.jpg 126w, https://www.unitusccu.com/wp-content/uploads/2022/01/woman-sitting-at-dining-table-working-on-laptop-2-350x250.jpg 350w, https://www.unitusccu.com/wp-content/uploads/2022/01/woman-sitting-at-dining-table-working-on-laptop-2-297x212.jpg 297w, https://www.unitusccu.com/wp-content/uploads/2022/01/woman-sitting-at-dining-table-working-on-laptop-2.jpg 540w" sizes="(max-width: 524px) 100vw, 524px" />    </div>
785    <div class="co-2col--message">
786            <div class="co-2col--title">
787        <h2 class="co-2col--title">Certificates of Deposit (CD)</h2>      </div>
788            <div class="co-2col--media__mobile">
789        <img width="524" height="375" src="https://www.unitusccu.com/wp-content/uploads/2022/01/woman-sitting-at-dining-table-working-on-laptop-2-524x375.jpg" class="co-2col--image" alt="" decoding="async" srcset="https://www.unitusccu.com/wp-content/uploads/2022/01/woman-sitting-at-dining-table-working-on-laptop-2-524x375.jpg 524w, https://www.unitusccu.com/wp-content/uploads/2022/01/woman-sitting-at-dining-table-working-on-laptop-2-18x12.jpg 18w, https://www.unitusccu.com/wp-content/uploads/2022/01/woman-sitting-at-dining-table-working-on-laptop-2-42x30.jpg 42w, https://www.unitusccu.com/wp-content/uploads/2022/01/woman-sitting-at-dining-table-working-on-laptop-2-126x90.jpg 126w, https://www.unitusccu.com/wp-content/uploads/2022/01/woman-sitting-at-dining-table-working-on-laptop-2-350x250.jpg 350w, https://www.unitusccu.com/wp-content/uploads/2022/01/woman-sitting-at-dining-table-working-on-laptop-2-297x212.jpg 297w, https://www.unitusccu.com/wp-content/uploads/2022/01/woman-sitting-at-dining-table-working-on-laptop-2.jpg 540w" sizes="(max-width: 524px) 100vw, 524px" />      </div>
790            <div class="co-2col--text">
791        <p><a class="co-2col--button co-2col--button__text co-btn__text" href="https://www.unitusccu.com/rates/personal/#certificatesofdeposit">See Today&#8217;s Best Rates</a></p>
792<ul class="co-checkmark_list">
793<li>Earns more interest than a regular savings account</li>
794<li>Choose a term that works for you, from 6-60 months</li>
795<li>Best if you don’t need immediate access to your money</li>
796<li><a href="https://www.unitusccu.com/unitus-financial-calculators/compare-two-cds/">Calculator: Compare Two CDs</a></li>
797</ul>
798      </div>
799            <div class="co-2col--cta">
800        <a class="co-2col--button co-2col--button__blue co-btn__blue" href="https://mysecureaccount.unitusccu.com/Authentication">Open a CD in Online Banking</a>      </div>
801          </div>
802  </div>
803</div>
804<div class="co-2col co-bg__silver" id="iras">
805    <div class="co-2col--inner">
806    <div class="co-2col--media co-2col--media__left">
807    <img width="524" height="375" src="https://www.unitusccu.com/wp-content/uploads/2022/10/man-wor
807king-sitting-with-dog-524x375.jpg" class="co-2col--image" alt="" decoding="async" loading="lazy" srcset="https://www.unitusccu.com/wp-content/uploads/2022/10/man-working-sitting-with-dog-524x375.jpg 524w, https://www.unitusccu.com/wp-content/uploads/2022/10/man-working-sitting-with-dog-18x12.jpg 18w, https://www.unitusccu.com/wp-content/uploads/2022/10/man-working-sitting-with-dog-42x30.jpg 42w, https://www.unitusccu.com/wp-content/uploads/2022/10/man-working-sitting-with-dog-126x90.jpg 126w, https://www.unitusccu.com/wp-content/uploads/2022/10/man-working-sitting-with-dog-350x250.jpg 350w, https://www.unitusccu.com/wp-content/uploads/2022/10/man-working-sitting-with-dog-297x212.jpg 297w, https://www.unitusccu.com/wp-content/uploads/2022/10/man-working-sitting-with-dog.jpg 540w" sizes="auto, (max-width: 524px) 100vw, 524px" />    </div>
808    <div class="co-2col--message">
809            <div class="co-2col--title">
810        <h2 class="co-2col--title">Individual Retirement Accounts (IRAs)</h2>      </div>
811            <div class="co-2col--media__mobile">
812        <img width="524" height="375" src="https://www.unitusccu.com/wp-content/uploads/2022/10/man-working-sitting-with-dog-524x375.jpg" class="co-2col--image" alt="" decoding="async" loading="lazy" srcset="https://www.unitusccu.com/wp-content/uploads/2022/10/man-working-sitting-with-dog-524x375.jpg 524w, https://www.unitusccu.com/wp-content/uploads/2022/10/man-working-sitting-with-dog-18x12.jpg 18w, https://www.unitusccu.com/wp-content/uploads/2022/10/man-working-sitting-with-dog-42x30.jpg 42w, https://www.unitusccu.com/wp-content/uploads/2022/10/man-working-sitting-with-dog-126x90.jpg 126w, https://www.unitusccu.com/wp-content/uploads/2022/10/man-working-sitting-with-dog-350x250.jpg 350w, https://www.unitusccu.com/wp-content/uploads/2022/10/man-working-sitting-with-dog-297x212.jpg 297w, https://www.unitusccu.com/wp-content/uploads/2022/10/man-working-sitting-with-dog.jpg 540w" sizes="auto, (max-width: 524px) 100vw, 524px" />      </div>
813            <div class="co-2col--text">
814        <p><a class="co-2col--button co-2col--button__text co-btn__text" href="https://www.unitusccu.com/rates/personal/#savings">See Today&#8217;s Best Rates</a></p>
815<ul class="co-checkmark_list">
816<li>Roth and Traditional IRAs available</li>
817<li>Cover education expenses with a tax-advantaged Coverdell Education Savings Account</li>
818<li>Save more with these tax-advantaged retirement accounts (consult a tax advisor)</li>
819</ul>
820<p><strong>Ready to open your IRA! <a href="mailto:[email protected]">Email us</a>, stop by your <a href="https://www.unitusccu.com/branches/">local branch</a>, or call <a href="tel:+15032275571">503-227-5571</a>.</strong></p>
821      </div>
822          </div>
823  </div>
824</div>
825<div class="co-2col co-bg__white" id="moneymarket">
826    <div class="co-2col--inner">
827    <div class="co-2col--media">
828    <img width="524" height="375" src="https://www.unitusccu.com/wp-content/uploads/2021/05/couple-planning-retirement-on-tablet-540x386-1-524x375.jpg" class="co-2col--image" alt="" decoding="async" loading="lazy" srcset="https://www.unitusccu.com/wp-content/uploads/2021/05/couple-planning-retirement-on-tablet-540x386-1-524x375.jpg 524w, https://www.unitusccu.com/wp-content/uploads/2021/05/couple-planning-retirement-on-tablet-540x386-1-42x30.jpg 42w, https://www.unitusccu.com/wp-content/uploads/2021/05/couple-planning-retirement-on-tablet-540x386-1-126x90.jpg 126w, https://www.unitusccu.com/wp-content/uploads/2021/05/couple-planning-retirement-on-tablet-540x386-1-350x250.jpg 350w, https://www.unitusccu.com/wp-content/uploads/2021/05/couple-planning-retirement-on-tablet-540x386-1-259x185.jpg 259w, https://www.unitusccu.com/wp-content/uploads/2021/05/couple-planning-retirement-on-tablet-540x386-1.jpg 540w" sizes="auto, (max-width: 524px) 100vw, 524px" />    </div>
829    <div class="co-2col--message">
830            <div class="co-2col--title">
831        <h2 class="co-2col--title">Money Market Accounts</h2>      </div>
832            <div class="co-2col--media__mobile">
833        <img width="524" height="375" src="https://www.unitusccu.com/wp-content/uploads/2021/05/couple-planning-retirement-on-tablet-540x386-1-524x375.jpg" class="co-2col--image" alt="" decoding="async" loading="lazy" srcset="https://www.unitusccu.com/wp-content/uploads/2021/05/couple-planning-retirement-on-tablet-540x386-1-524x375.jpg 524w, https://www.unitusccu.com/wp-content/uploads/2021/05/couple-planning-retirement-on-tablet-540x386-1-42x30.jpg 42w, https://www.unitusccu.com/wp-content/uploads/2021/05/couple-planning-retirement-on-tablet-540x386-1-126x90.jpg 126w, https://www.unitusccu.com/wp-content/uploads/2021/05/couple-planning-retirement-on-tablet-540x386-1-350x250.jpg 350w, https://www.unitusccu.com/wp-content/uploads/2021/05/couple-planning-retirement-on-tablet-540x386-1-259x185.jpg 259w, https://www.unitusccu.com/wp-content/uploads/2021/05/couple-planning-retirement-on-tablet-540x386-1.jpg 540w" sizes="auto, (max-width: 524px) 100vw, 524px" />      </div>
834            <div class="co-2col--text">
835        <p><a class="co-2col--button co-2col--button__text co-btn__text" href="https://www.unitusccu.com/rates/personal/#savings">See Today&#8217;s Best Rates</a></p>
836<ul class="co-checkmark_list">
837<li>It&#8217;s like a savings account, but earns more</li>
838<li>Easy access to your money</li>
839<li>The more money you deposit, the higher the return</li>
840</ul>
841      </div>
842            <div class="co-2col--cta">
843        <a class="co-2col--button co-2col--button__blue co-btn__blue" href="https://apply.unitusccu.com/VirtualCapture/default/Products/Index/?ProductCategory=Accounts">
843Open an Account</a>      </div>
844          </div>
845  </div>
846</div>
847<div class="co-2col co-bg__silver" id="specialsavings">
848    <div class="co-2col--inner">
849    <div class="co-2col--media co-2col--media__left">
850    <img width="524" height="375" src="https://www.unitusccu.com/wp-content/uploads/2022/10/mother-holding-young-daughter-524x375.jpg" class="co-2col--image" alt="" decoding="async" loading="lazy" srcset="https://www.unitusccu.com/wp-content/uploads/2022/10/mother-holding-young-daughter-524x375.jpg 524w, https://www.unitusccu.com/wp-content/uploads/2022/10/mother-holding-young-daughter-18x12.jpg 18w, https://www.unitusccu.com/wp-content/uploads/2022/10/mother-holding-young-daughter-42x30.jpg 42w, https://www.unitusccu.com/wp-content/uploads/2022/10/mother-holding-young-daughter-126x90.jpg 126w, https://www.unitusccu.com/wp-content/uploads/2022/10/mother-holding-young-daughter-350x250.jpg 350w, https://www.unitusccu.com/wp-content/uploads/2022/10/mother-holding-young-daughter-297x212.jpg 297w, https://www.unitusccu.com/wp-content/uploads/2022/10/mother-holding-young-daughter.jpg 540w" sizes="auto, (max-width: 524px) 100vw, 524px" />    </div>
851    <div class="co-2col--message">
852            <div class="co-2col--title">
853        <h2 class="co-2col--title">Special Savings</h2>      </div>
854            <div class="co-2col--media__mobile">
855        <img width="524" height="375" src="https://www.unitusccu.com/wp-content/uploads/2022/10/mother-holding-young-daughter-524x375.jpg" class="co-2col--image" alt="" decoding="async" loading="lazy" srcset="https://www.unitusccu.com/wp-content/uploads/2022/10/mother-holding-young-daughter-524x375.jpg 524w, https://www.unitusccu.com/wp-content/uploads/2022/10/mother-holding-young-daughter-18x12.jpg 18w, https://www.unitusccu.com/wp-content/uploads/2022/10/mother-holding-young-daughter-42x30.jpg 42w, https://www.unitusccu.com/wp-content/uploads/2022/10/mother-holding-young-daughter-126x90.jpg 126w, https://www.unitusccu.com/wp-content/uploads/2022/10/mother-holding-young-daughter-350x250.jpg 350w, https://www.unitusccu.com/wp-content/uploads/2022/10/mother-holding-young-daughter-297x212.jpg 297w, https://www.unitusccu.com/wp-content/uploads/2022/10/mother-holding-young-daughter.jpg 540w" sizes="auto, (max-width: 524px) 100vw, 524px" />      </div>
856            <div class="co-2col--text">
857        <p><a class="co-2col--button co-2col--button__text co-btn__text" href="https://www.unitusccu.com/rates/personal/#savings">See Today&#8217;s Best Rates</a></p>
858<ul class="co-checkmark_list">
859<li>The account to track your specific goal, whether it&#8217;s next year&#8217;s family trip, your next holiday gifting fund, or your rainy day fund</li>
860<li>Hit your savings goals effortlessly with automatic transfer from your paycheck</li>
861<li>Name your account anything: have some fun while you keep your goal top of mind</li>
862</ul>
863      </div>
864            <div class="co-2col--cta">
865        <a class="co-2col--button co-2col--button__blue co-btn__blue" href="https://apply.unitusccu.com/VirtualCapture/default/Products/Index/?ProductCategory=Accounts">Open an Account</a>      </div>
866          </div>
867  </div>
868</div>
869<div class="co-2col co-bg__white" id="hsa">
870    <div class="co-2col--inner">
871    <div class="co-2col--media">
872    <img width="524" height="375" src="https://www.unitusccu.com/wp-content/uploads/2022/10/family-in-living-room-524x375.jpg" class="co-2col--image" alt="" decoding="async" loading="lazy" srcset="https://www.unitusccu.com/wp-content/uploads/2022/10/family-in-living-room-524x375.jpg 524w, https://www.unitusccu.com/wp-content/uploads/2022/10/family-in-living-room-18x12.jpg 18w, https://www.unitusccu.com/wp-content/uploads/2022/10/family-in-living-room-42x30.jpg 42w, https://www.unitusccu.com/wp-content/uploads/2022/10/family-in-living-room-126x90.jpg 126w, https://www.unitusccu.com/wp-content/uploads/2022/10/family-in-living-room-350x250.jpg 350w, https://www.unitusccu.com/wp-content/uploads/2022/10/family-in-living-room-297x212.jpg 297w, https://www.unitusccu.com/wp-content/uploads/2022/10/family-in-living-room.jpg 540w" sizes="auto, (max-width: 524px) 100vw, 524px" />    </div>
873    <div class="co-2col--message">
874            <div class="co-2col--title">
875        <h2 class="co-2col--title">Health Savings Accounts</h2>      </div>
876            <div class="co-2col--media__mobile">
877        <img width="524" height="375" src="https://www.unitusccu.com/wp-content/uploads/2022/10/family-in-living-room-524x375.jpg" class="co-2col--image" alt="" decoding="async" loading="lazy" srcset="https://www.unitusccu.com/wp-content/uploads/2022/10/family-in-living-room-524x375.jpg 524w, https://www.unitusccu.com/wp-content/uploads/2022/10/family-in-living-room-18x12.jpg 18w, https://www.unitusccu.com/wp-content/uploads/2022/10/family-in-living-room-42x30.jpg 42w, https://www.unitusccu.com/wp-content/uploads/2022/10/family-in-living-room-126x90.jpg 126w, https://www.unitusccu.com/wp-content/uploads/2022/10/family-in-living-room-350x250.jpg 350w, https://www.unitusccu.com/wp-content/uploads/2022/10/family-in-living-room-297x212.jpg 297w, https://www.unitusccu.com/wp-content/uploads/2022/10/family-in-living-room.jpg 540w" sizes="auto, (max-width: 524px) 100vw, 524px" />      </div>
878            <div class="co-2col--text">
879        <p><a class="co-2col--button co-2col--button__text co-btn__text" href="https://www.unitusccu.com/rates/personal/#checking">See Today&#8217;s Best Rates</a></p>
880<ul class="co-checkmark_list">
881<li>Use it tax-free for qualifying medical expenses<sup><a href="https://www.unitusccu.com/savings-accounts/#disclosure3" aria-label="View Disclosure 3">3</a></sup></li>
882<li>Your funds never expire; they grow tax-free through dividend earnings</li>
883<li>Comes with HSA debit card</li>
884</ul>
885      </div>
886            <div class="co-2col--cta">
887        <a class="co-2col--button co-2col--button__blue co-btn__blue" href="https://www.unitusccu.com/contact-us/">Contact us to open your account</a>      </div>
888          </div>
889  </div>
890</div>
891<div class="co-2col co-bg__blue">
892    <div class="co-2col--inner">
893    <div class="co-2col--media co-2col--media__left">
894    <img width="524" height="375" src="https://www.unitusccu.com/wp-content/uploads/2021/11/mobile-app-screen-2-540x386-1-524x375.jpg" class="co-2col--image" alt="" decoding="async" loading="lazy" srcset="https://www.unitusccu.com/wp-content/uploads/2021/11/mobile-app-screen-2-540x386-1-524x375.jpg 524w, https://www.unitusccu.com/wp-content/uploads/2021/11/mobile-app-screen-2-540x386-1-42x30.jpg 42w, https://www.unitusccu.com/wp-content/uploads/2021/11/mobile-app-screen-2-540x386-1-126x90.jpg 126w, https://www.unitusccu.com/wp-content/uploads/2021/11/mobile-app-screen-2-540x386-1-350x250.jpg 350w, https://www.unitusccu.com/wp-content/uploads/2021/11/mobile-app-screen-2-540x386-1-297x212.jpg 297w, https://www.unitusccu.com/wp-content/uploads/2021/11/mobile-app-screen-2-540x386-1.jpg 540w" sizes="auto, (max-width: 524px) 100vw, 524px" />    </div>
895    <div class="co-2col--message">
896            <div class="co-2col--title">
897        <h2 class="co-2col--title">Digital banking to help you save, budget, and manage your money 24/7</h2>      </div>
898            <div class="co-2col--media__mobile">
899        <img width="524" height="375" src="https://www.unitusccu.com/wp-content/uploads/2021/11/mobile-app-screen-2-540x386-1-524x375.jpg" class="co-2col--image" alt="" decoding="async" loading="lazy" srcset="https://www.unitusccu.com/wp-content/uploads/2021/11/mobile-app-screen-2-540x386-1-524x375.jpg 524w, https://www.unitusccu.com/wp-content/uploads/2021/11/mobile-app-screen-2-540x386-1-42x30.jpg 42w, https://www.unitusccu.com/wp-content/uploads/2021/11/mobile-app-screen-2-540x386-1-126x90.jpg 126w, https://www.unitusccu.com/wp-content/uploads/2021/11/mobile-app-screen-2-540x386-1-350x250.jpg 350w, https://www.unitusccu.com/wp-content/uploads/2021/11/mobile-app-screen-2-540x386-1-297x212.jpg 297w, https://www.unitusccu.com/wp-content/uploads/2021/11/mobile-app-screen-2-540x386-1.jpg 540w" sizes="auto, (max-width: 524px) 100vw, 524px" />      </div>
900            <div class="co-2col--text">
901        <ul class="co-checkmark_list">
902<li>Build budgets and savings goals to keep your money organized</li>
903<li>Spend responsibly with instant spending notifications</li>
904<li>Deposit checks quickly with a snap of a photo</li>
905</ul>
906  <div class="co-apps">
907    <a class="co-apps--link" href="https://itunes.apple.com/us/app/unitus-community-credit-union/id407854403?mt=8" target="_blank" rel="noopener noreferrer">
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927            <p><sup id="disclosure1">1</sup><strong>Unitus Rewards:</strong> APY = Annual Percentage Yield. Rate effective 12/12/25. Fees could reduce earnings. APY may change at any time. Unitus Rewards is only available with Unitus Checking. Restrictions may apply.</p>
928<p><sup id="disclosure2">2</sup><strong>Go Savings:</strong> APY = Annual Percentage Yield. Rate effective 12/12/25. Fees could reduce earnings. APY may change at any time. To open a new membership account, a $10 one-time membership fee and $5 Prime Share deposit are required.</p>
929<p>Go Savings Account Tiers: $0-$2,4999 – Interest Rate 2.96%, APY 3.00%; $2,500-$4,999.99 – Interest Rate 0.03%, APY 3.00%-1.51%; $5,000-$24,999.99 – Interest Rate 0.03%, APY 1.51%-0.33%; $25,000-$49,999.99 – Interest Rate 0.03%, APY 0.33%-0.18%; $50,000-$99,999.99 – Interest Rate 0.03%, APY 0.18%-0.10%; $100,000 or more – Interest Rate 0.03%, APY 0.10%-0.03%. The annual percentage yield (APY) specified for a tier will apply only to the portion of the account balance that is within that tier. Available to consumer, trust, and business accounts only. Limit one Go Savings per Unitus membership.</p>
930<p><sup id="disclosure3">3</sup><strong>Health Savings Accounts:</strong> HSA funds used for anything but qualified medical expenses are subject to taxation and a 20% penalty. It is up to you to determine whether you are paying for a qualified medical expense and to keep appropriate records for the IRS. (Qualified medical expenses are partially defined in IRS Publication 502.) Please note: Unitus Community Credit Union does not provide tax advice, and nothing in this section should be construed as tax advice. Before acting on this information, consult your own accountant or tax advisor. Your savings are federally insured to at least $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), a U.S. government fund managed by the National Credit Union Administration (NCUA).</p>
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962                <div class="site_footer--legal_logo">
963          <span class="screen-reader-text">Equal Housing Opportunity</span>
964          <svg class="i-svg svg-eho" aria-hidden="true" focusable="false" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 45 48"><path d="M22.4,0l-.1.1L0,15.4v5.5H3.3V38.8H41.4V20.9h3.3V15.4ZM8.9,16.9,22.3,7.3c.3.2,13.2,9.4,13.4,9.6V33H8.9V16.9Z" style="fill:#605f5f"/><rect x="14.5" y="16.4" width="15.5" height="6.2" style="fill:#605f5f"/><rect x="14.5" y="23.8" width="15.5" height="6.2" style="fill:#605f5f"/><path d="M5.6,39.8v.4H3.8v1.1H5.5v.4H3.8v1.2H5.7v.4H3.3V40H5.6Z" style="fill:#605f5f"/><path 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