https://www.tmcgreatersimcoe.com/assets/investment-property-loans-H4y3mgks.js

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6 */const R=[["path",{d:"M11 17h3v2a1 1 0 0 0 1 1h2a1 1 0 0 0 1-1v-3a3.16 3.16 0 0 0 2-2h1a1 1 0 0 0 1-1v-2a1 1 0 0 0-1-1h-1a5 5 0 0 0-2-4V3a4 4 0 0 0-3.2 1.6l-.3.4H11a6 6 0 0 0-6 6v1a5 5 0 0 0 2 4v3a1 1 0 0 0 1 1h2a1 1 0 0 0 1-1z",key:"1piglc"}],["path",{d:"M16 10h.01",key:"1m94wz"}],["path",{d:"M2 8v1a2 2 0 0 0 2 2h1",key:"1env43"}]],E=g("piggy-bank",R);function O(){u.useEffect(()=>{window.scrollTo(0,0);const a=y();f({title:"Investment Property Mortgage Ontario | Simcoe County | Craig Brunsdon",description:"Finance rental properties, multi-unit buildings, and vacation homes across Simcoe County. Craig Brunsdon shops 60+ lenders for investment property mortgages. 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6e.jsxs("li",{className:"flex items-start gap-3","data-testid":`lenders-item-${r}`,children:[e.jsx(c,{className:"text-tmc-gold flex-shrink-0 mt-1",size:20}),e.jsxs("span",{className:"text-lg text-gray-700",children:[e.jsx("strong",{className:"text-tmc-dark",children:a.label})," ",a.body]})]},r))}),e.jsxs("p",{className:"text-lg text-gray-700 leading-relaxed",children:["Use our"," ",e.jsx(t,{href:"/resources/affordability-calculator",className:"text-tmc-gold font-medium hover:underline","data-testid":"link-affordability-calculator",children:"affordability calculator"})," ","to estimate your buying power, then"," ",e.jsx(t,{href:"/contact",className:"text-tmc-gold font-medium hover:underline","data-testid":"link-contact",children:"speak with Craig"})," ","for a real lender assessment."]})]})})}),e.jsx("section",{className:"py-20 bg-gray-50","data-testid":"craig-insight-section",children:e.jsx("div",{className:"container mx-auto px-4",children:e.jsxs("div",{className:"max-w-4xl mx-auto",children:[e.jsx("h2",{className:"font-bold text-3xl lg:text-4xl text-tmc-dark text-center mb-8","data-testid":"craig-insight-title",children:"Why Simcoe County Is a Strong Investment Property Market"}),e.jsx("blockquote",{className:"border-l-4 border-tmc-gold pl-6 text-lg text-gray-700 leading-relaxed italic",children:"The nice thing about investment properties in Simcoe County is that home prices aren't nearly the cost of the GTA, but we still have really strong rents. When you're using rental income to qualify, it goes much further on a $500,000 house than a $1.5 million property. 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Read our guide:"," ",e.jsx(t,{href:"/blogs/mortgage-broker-muskoka-cottage-and-second-home-mortgages-explained-for-central-ontario-buyers",className:"text-tmc-gold font-medium hover:underline","data-testid":"link-cottage-guide",children:"Cottage and Second-Home Mortgages Explained"}),"."]})]}),e.jsxs("div",{"data-testid":"faq-item-4",children:[e.jsx("h3",{className:"font-bold text-xl text-tmc-dark mb-2",children:"What surprises first-time investment property buyers most about qualifying?"}),e.jsx("p",{className:"text-lg text-gray-700 leading-relaxed",children:"First and foremost: you need 20% down to buy a strictly investment property. Unless it's owner-occupied, there's no insured option. That surprises a lot of people. The other thing is that just because a property generates rental income doesn't mean you automatically qualify. 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