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2<html lang="en"><head><link rel="canonical" href="https://www.wisdomheritage.bank"/><title>Wisdom Heritage Bank | Local Personal & Business Banking</title><meta name="description" content="Wisdom Heritage Bank and the Wisdom Family are very proud to have been a part of the growth and progress of Alva and of Woods County and look forward to serving the communities of Northwest Oklahoma for many years to come."/><link rel="stylesheet" type="text/css" href="/custom/4079/css/custom.min.css" media="all"/><link rel="stylesheet" type="text/css" href="/custom/4079/css/print.css" media="print"/><link rel="stylesheet" type="text/css" href="/view/tal/tallibrary/css/siteAlertDefault.css" media="all"/>
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15<link rel="shortcut icon" href="https://www.wisdomheritage.bank/custom/4079/image/favicon.ico"/><link type="image/x-icon" href="https://www.wisdomheritage.bank/custom/4079/image/favicon.ico" rel="icon"/></head><body id="homePage" class=""><div id="" class="container"></div><header id="header" class="sticky-header"><div id="mobileMenu" class="collapse navbar-collapse"><div class="site-search"><form action="/search.html" class="searchForm"><div class="form-floating"><input type="text" name="search" title="Search" required="required" class="form-control" placeholder="Search"/><label for="search">Search</label></div><button type="submit" class="searchsubmit btn" name="Search"><i class="fa fa-search" aria-hidden="true"></i></button></form></div></div><div id="" class="container header-border"><div id="" class="row align-items-center"><div id="" class="col-md-6 clearfix"><div class="row align-items-center"><div class="col-3 text-center d-md-none"><a class="primaryNavLink" data-bs-toggle="collapse" data-bs-target="#mobileMenu" role="button"><i class="fa fa-bars" aria-hidden="true"></i> Menu</a></div><div class="logo col-6 col-md-12 text-center text-md-start"><a href="/" title="Wisdom Heritage Bank"><img class="d-none d-lg-block" src="/custom/4079/image/header-logo-2x.png" alt="Wisdom Heritage Bank Homepage"/><img class="d-block d-lg-none" src="/custom/4079/image/mobile-logo.png" alt="Wisdom Heritage Bank Homepage"/></a><div class="d-none d-print-block">(580) 327-3300</div></div><div class="col-3 text-center d-md-none"><a href="#oblPopup" class="oblPopupTrigger" data-bs-toggle="modal" data-bs-target="#oblPopup"><i class="fa fa-lock" aria-hidden="true"></i> Login</a></div></div></div><div id="" class="col-md-6 pe-0"><div id="" class="ultratop"><ul class="nthTier-1 ultratopNav"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.wisdomheritage.bank/meet-whb/contact-us.html" title="Contact Us">Contact Us</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.wisdomheritage.bank/meet-whb/customer-feedback-survey.html" title="Customer Feedback">Customer Feedback</a></li><li class="even nthChild-3 lastChild"><a class="even nthChild-3 lastChild" href="https://www.wisdomheritage.bank/meet-whb/locations" title="Locations &amp; Hours">Locations & Hours</a></li></ul></div><nav id="" class="primaryNavWrapper col-12 navbar static"><ul id="megaMenu" class="nthTier-1 primaryNav static"><li class="even nthChild-1 firstChild bank"><a class="even nthChild-1 firstChild bank" href="https://www.wisdomheritage.bank/bank" title="Bank">Bank</a><ul class="nthTier-2"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.wisdomheritage.bank/bank/personal-checking" title="Personal Checking">Personal Checking</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.wisdomheritage.bank/bank/personal-checking/compare-accounts.html" title="Compare Our Accounts">Compare Our Accounts</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.wisdomheritage.bank/bank/personal-checking/free-heritage-cash-checking.html" title="Free Heritage Cash Checking">Free Heritage Cash Checking</a></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.wisdomheritage.bank/bank/personal-checking/free-heritage-cash-back-checking.html" title="Free Heritage Cash Back Checking">Free Heritage Cash Back Checking</a></li><li class="odd nthChild-4"><a class="odd nthChild-4" href="https://www.wisdomheritage.bank/bank/personal-checking/regular-checking.html" title="Regular Checking">Regular Checking</a></li><li class="even nthChild-5 lastChild"><a class="even nthChild-5 lastChild" href="https://www.wisdomheritage.bank/bank/personal-checking/wise-checking.html" title="Wise Checking">Wise Checking</a></li></ul></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.wisdomheritage.bank/bank/personal-savings" title="Personal Savings">Personal Savings</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.wisdomheritage.bank/bank/personal-savings/free-heritage-saver.html" title="Free Heritage Saver">Free Heritage Saver</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.wisdomheritage.bank/bank/personal-savings/savings-account.html" title="Savings Account">Savings Account</a></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.wisdomheritage.bank/bank/personal-savings/certificates-of-deposit-cds.html" title="Certificates of Deposit (CDs) ">Certificates of Deposit (CDs) </a></li><li class="odd nthChild-4 lastChild"><a class="odd nthChild-4 lastChild" href="https://www.wisdomheritage.bank/bank/personal-savings/individual-retirement-accounts-iras.html" title="Individual Retirement Accounts (IRAs)">Individual Retirement Accounts (IRAs)</a></li></ul></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.wisdomheritage.bank/bank/rates.html" title="Rates">Rates</a></li><li class="odd nthChild-4"><a class="odd nthChild-4" href="https://www.wisdomheritage.bank/bank/business-accounts" title="Business Accounts">Business Accounts</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.wisdomheritage.bank/bank/business-accounts/business-checking.html" title="Business Checking">Business Checking</a></li><li class="odd nthChild-2 lastChild"><a class="odd nthChild-2 lastChild" href="https://www.wisdomheritage.bank/bank/business-accounts/business-savings.html" title="Business Savings">Business Savings</a></li></ul></li><li class="even nthChild-5 lastChild"><a class="even nthChild-5 lastChild" href="/what-we-offer/account-services/digital-banking.html" title="Digital Banking">Digital Banking</a></li></ul></li><li class="odd nthChild-2 borrow"><a class="odd nthChild-2 borrow" href="https://www.wisdomheritage.bank/borrow" title="Borrow">Borrow</a><ul class="nthTier-2"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.wisdomheritage.bank/borrow/consumer-lending" title="Consumer Lending">Consumer Lending</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild lastChild"><a class="even nthChild-1 firstChild lastChild" href="https://www.wisdomheritage.bank/borrow/consumer-lending/consumer-loans.html" title="Consumer Loans">Consumer Loans</a></li></ul></li><li class="odd nthChild-2 lastChild"><a class="odd nthChild-2 lastChild" href="https://www.wisdomheritage.bank/borrow/commercial-lending" title="Commercial Lending">Commercial Lending</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.wisdomheritage.bank/borrow/commercial-lending/business-loans.html" title="Business Loans">Business Loans</a></li><li class="odd nthChild-2 lastChild"><a class="odd nthChild-2 lastChild" href="https://www.wisdomheritage.bank/borrow/commercial-lending/agriculture-loans.html" title="Agriculture Loans">Agriculture Loans</a></li></ul></li></ul></li><li class="even nthChild-3 what-we-offer"><a class="even nthChild-3 what-we-offer" href="https://www.wisdomheritage.bank/what-we-offer" title="What We Offer">What We Offer</a><ul class="nthTier-2"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.wisdomheritage.bank/what-we-offer/account-services" title="Account Services">Account Services</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.wisdomheritage.bank/what-we-offer/account-services/digital-banking.html" title="Digital Banking">Digital Banking</a></li><li class="odd nthChild-2 lastChild"><a class="odd nthChild-2 lastChild" href="https://www.wisdomheritage.bank/what-we-offer/account-services/debit-cards.html" title="Debit Cards">Debit Cards</a></li></ul></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.wisdomheritage.bank/what-we-offer/tools" title="Tools">Tools</a><ul class="nthTier-3"><li class="confirm even nthChild-1 firstChild"><a class="confirm even nthChild-1 firstChild" href="https://www.whitcochecks.com " title="Reorder Checks" target="_blank">Reorder Checks</a></li><li class="odd nthChild-2">
15<a class="odd nthChild-2" href="/_/kcms-doc/1888/53866/Alva-State-Bank-SwitchKit.pdf" title="Switch to Wisdom Heritage Bank" target="_blank">Switch to Wisdom Heritage Bank</a></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.wisdomheritage.bank/what-we-offer/tools/lost-or-stolen-card.html" title="Lost or Stolen Card">Lost or Stolen Card</a></li><li class="odd nthChild-4"><a class="odd nthChild-4" href="https://www.wisdomheritage.bank/what-we-offer/tools/overdraft-protection.html" title="Overdraft Protection">Overdraft Protection</a></li><li class="even nthChild-5"><a class="even nthChild-5" href="https://www.wisdomheritage.bank/what-we-offer/tools/routing-number.html" title="Routing Number">Routing Number</a></li><li class="odd nthChild-6"><a class="odd nthChild-6" href="https://www.wisdomheritage.bank/what-we-offer/tools/financial-calculators.html" title="Financial Calculators">Financial Calculators</a></li><li class="even nthChild-7 lastChild"><a class="even nthChild-7 lastChild" href="https://www.wisdomheritage.bank/what-we-offer/tools/fee-schedule.html" title="Fee Schedule">Fee Schedule</a></li></ul></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.wisdomheritage.bank/what-we-offer/personal-credit-cards.html" title="Personal Credit Cards">Personal Credit Cards</a></li><li class="odd nthChild-4"><a class="odd nthChild-4" href="https://www.wisdomheritage.bank/what-we-offer/business-services.html" title="Business Services">Business Services</a></li><li class="even nthChild-5"><a class="even nthChild-5" href="https://www.wisdomheritage.bank/what-we-offer/business-credit-cards.html" title="Business Credit Cards">Business Credit Cards</a></li><li class="odd nthChild-6 lastChild"><a class="odd nthChild-6 lastChild" href="https://www.wisdomheritage.bank/what-we-offer/additional-services.html" title="Additional Services">Additional Services</a></li></ul></li><li class="odd nthChild-4 lastChild meet-whb"><a class="odd nthChild-4 lastChild meet-whb" href="https://www.wisdomheritage.bank/meet-whb" title="Meet WHB">Meet WHB</a><ul class="nthTier-2"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.wisdomheritage.bank/meet-whb/about-us" title="About Us">About Us</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.wisdomheritage.bank/meet-whb/about-us/our-heritage.html" title="Our Heritage">Our Heritage</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.wisdomheritage.bank/meet-whb/about-us/meet-our-team.html" title="Meet Our Team">Meet Our Team</a></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.wisdomheritage.bank/meet-whb/about-us/new-name-same-bank.html" title="New Name, Same Bank">New Name, Same Bank</a></li><li class="odd nthChild-4"><a class="odd nthChild-4" href="https://www.wisdomheritage.bank/meet-whb/about-us/careers.html" title="Careers">Careers</a></li><li class="even nthChild-5 lastChild"><a class="even nthChild-5 lastChild" href="https://www.wisdomheritage.bank/meet-whb/about-us/community-involvement.html" title="Community Involvement">Community Involvement</a></li></ul></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.wisdomheritage.bank/meet-whb/education.html" title="Education">Education</a></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.wisdomheritage.bank/meet-whb/locations" title="Locations &amp; Hours">Locations & Hours</a></li><li class="odd nthChild-4 lastChild"><a class="odd nthChild-4 lastChild" href="https://www.wisdomheritage.bank/meet-whb/contact-us.html" title="Contact Us">Contact Us</a></li></ul></li></ul><a href="#searchPopup" data-bs-toggle="modal" data-bs-target="#searchPopup" class="searchbox-toggle d-none d-md-block" aria-label="Search site" title="Search"></a><span><a href="#oblPopup" class="oblPopupTrigger d-none d-md-block" data-bs-toggle="modal" data-bs-target="#oblPopup">Online Banking</a></span></nav></div></div></div></header><div id="oblPopup" class="modal"><div id="" class="oblPopupWrapper modal-dialog"><button type="button" class="btn-close btn-close-white" aria-label="Close" data-bs-dismiss="modal"></button><div id="" class="obLogin"><div id="" class="wrapper"><a href="https://www.wisdomheritage.bank/index.html"><img src="/custom/4079/image/footer-logo.png" alt="Footer Logo"/></a><h2 id="" class="">Online Banking</h2><form target="_parent" method="post" id="formid" action="https://www.telepc.net/alvastatebank/Login.aspx"><div class="form-floating"><input type="text" name="customer" id="loginText" autocomplete="off" required="required" class="form-control" placeholder="Login ID"/><label for="loginText">Login ID</label></div><input type="submit" value="Login"/></form><ul class="nthTier-1 oblNav"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.telepc.net/wisdomheritage/Form.aspx?ItemID=493" title="New User">New User</a></li><li class="odd nthChild-2 lastChild"><a class="odd nthChild-2 lastChild" href="https://www.telepc.net/wisdomheritage/PasswordReset.aspx" title="Forgot Password?" target="_blank">Forgot Password?</a></li></ul><div id="" class="app-links"><a href="https://apps.apple.com/us/app/wisdom-heritage-bank/id1156227100" class="warn itunes" target="_blank">Download on the App Store</a><a href="https://play.google.com/store/apps/details?id=com.ProfitStars.TeleWeb103482&amp;hl=en_US" class="warn google" target="_blank">Get it on Google Play</a></div></div></div><div id="" class="d-none d-md-flex oblPromo"><div class="wrapper">
16  <div class="promo-content eyebrow">
17    <div class="color-blocks"></div>
18    <h3>Wisdom You Can Bank On</h3>
19<h2>Evolving While Staying True</h2>
20<p>We&rsquo;re now Wisdom Heritage Bank!&nbsp;Accounts, service, and our team are the same &mdash; just a fresh look and new offerings.</p>
21<p><a href="/meet-whb/about-us/new-name-same-bank.html">Learn More</a></p>
22  </div>
23  <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/d5674161-04f4-46f8-b889-69406e66c3b0/image.jpeg" alt="" />  
24</div>
25</div></div></div><div id="" class="site-search"><div tabindex="-1" id="searchPopup" class="modal"><div id="" class="searchPopupWrapper"><div id="" class="modal-dialog"><button type="button" class="btn-close btn-close-white" data-bs-dismiss="modal" aria-label="Close"></button><form class="searchForm" action="/search.html"><label>What can we help you find?</label><div class="input-group"><span class="input-group-text"><i class="fa fa-search"></i></span><input type="text" class="form-control" name="search" title="Search" required="required"/><button type="submit" class="searchsubmit btn">Search</button></div></form><div class="search-features">
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30        <p><a href="/meet-whb/locations-hours.html">Locations</a></p>
31      </div>
32    </li>
33      <li>
34      <div class="wrapper featured-content">
35        <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/59c81709-491a-4b90-9127-ace6d92dc6a8/icon.png" alt="" />
36        <p><a href="/what-we-offer/tools/lost-or-stolen-card.html">Lost or Stolen Card</a></p>
37      </div>
38    </li>
39      <li>
40      <div class="wrapper featured-content">
41        <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/4487cb35-5be5-4004-912e-780fde6952fa/icon.png" alt="" />
42        <p><a href="/bank/rates.html">Rates</a></p>
43      </div>
44    </li>
45      <li>
46      <div class="wrapper featured-content">
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48        <p><a href="/what-we-offer/tools/routing-number.html">Routing Number</a></p>
49      </div>
50    </li>
51    </ul>
52</div></div></div></div></div><main id="main" class=""><h1 class="sr-only">Wisdom Heritage Bank</h1><div id="" class=""><div id="" class="container"><div id="banner">
53  <noscript>
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55    <p>For a richer experience, please adjust your browser settings.</p>
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62          <h2>For over a century</h2>
63                    	<img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/00d417ff-9c92-4bfe-be4a-765cc6d4f537/accentImage.png"/>
64                    <h3>Wisdom You Can Bank On</h3>
65<p><a class="primary-button" href="/meet-whb/about-us/our-heritage.html">Our Heritage</a></p>
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104</div><div id="" class="container-fluid"><div id="" class="row hp-spacing"><div id="" class="col-md-8 offset-md-2 col-lg-6 offset-lg-3"><div id="" class="fp-headline eyebrow text-center">  <h3>Ready for Real Life</h3>
105<h2>Choose Your Next Journey</h2>
106</div></div><div id="" class="col-12"><div id="slideBar" class="splide">
107  <div class="splide__track">
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109              <li class="splide__slide">
110          <div class="content-item featured-content clickable eyebrow">
111            <div class="inner">
112              <h3>Personal</h3>
113<h2>Free Heritage Cash</h2>
114<p>Finally, a free checking account that gives you more out of your balance when you meet monthly qualifications.<sup>*</sup></p>
115<p><a href="/bank/personal-checking/free-heritage-cash-checking.html">View Details</a></p>
116            </div>
117          </div>
118        </li>
119              <li class="splide__slide">
120          <div class="content-item featured-content clickable eyebrow">
121            <div class="inner">
122              <h3>Business</h3>
123<h2>Business Savings</h2>
124<p>Grow your business savings faster with competitive interest on your entire balance.</p>
125<p><a href="/bank/business-accounts/business-savings.html">Start Saving</a></p>
126            </div>
127          </div>
128        </li>
129              <li class="splide__slide">
130          <div class="content-item featured-content clickable eyebrow">
131            <div class="inner">
132              <h3>Borrow</h3>
133<h2>Consumer Loans</h2>
134<p>Every great achievement starts as a vision. Whatever plans you have, we have funding solutions to help you get there.</p>
135<p><a href="/borrow/consumer-lending/consumer-loans.html">Learn More</a></p>
136            </div>
137          </div>
138        </li>
139              <li class="splide__slide">
140          <div class="content-item featured-content clickable eyebrow">
141            <div class="inner">
142              <h3>Personal</h3>
143<h2>Free Heritage Saver</h2>
144<p>Saving is pretty easy &mdash; when you have an account that does the heavy lifting.</p>
145<p><a href="/bank/personal-savings/free-heritage-saver.html">Learn More</a></p>
146            </div>
147          </div>
148        </li>
149              <li class="splide__slide">
150          <div class="content-item featured-content clickable eyebrow">
151            <div class="inner">
152              <h3>Business</h3>
153<h2>Business Checking</h2>
154<p>Enjoy free checking built for businesses of all sizes, with no minimum balance requirements, you have more freedom to grow.</p>
155<p><a href="/bank/business-accounts/business-checking.html">Learn More</a></p>
156            </div>
157          </div>
158        </li>
159          </ul>
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206</div></div></div><div id="" class="container"><div id="" class="row hp-spacing row-texture-bg">		<div class="col-md-6 mb-4">
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209          <h3>Digital Banking</h3>
210<h2>Bank Around Your Schedule</h2>
211<p>Whether&nbsp;you're&nbsp;at home or on the go,&nbsp;enjoy seamless access to your accounts 24/7 with online or mobile banking.</p>
212<ul>
213<li>Transfer Funds</li>
214<li>View Balances</li>
215<li>Bill Pay</li>
216<li>Mobile Deposit</li>
217<li>eStatements</li>
218<li>Secure Access</li>
219</ul>        
220        </div>
221              </div>
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223		<div class="col-md-6 mb-4">
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225        <div class="hp-text-box eyebrow">
226          <h2>Mobile App</h2>
227<p>Whether it&rsquo;s for you or your business, you can check balances, deposit checks on the go, and more.</p>
228<p><a href="/what-we-offer/account-services/digital-banking.html#tabMobileBankingwithMobileDeposit-tab">Learn More</a></p>        
229        </div>
230                	<img class="lazyload large-image" data-src="https://cdn.firstbranchcms.com/kcms-structure/2f791f75-474e-420c-b773-af5be57056e5/largeImage.jpeg"/>
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236          <h2>Online Banking</h2>
237<p>Our easy-to-use online banking platform features advanced authentication to keep your accounts safe.</p>
238<p><a href="/what-we-offer/account-services/digital-banking.html">Learn More</a></p>        
239        </div>
240                	<img class="lazyload small-image" data-src="https://cdn.firstbranchcms.com/kcms-structure/ee490bb9-3883-48da-912e-402872be34e6/smallImage.png"/>
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246          <h2>Card Suite Lite</h2>
247<p>Manage spending, prevent fraud, or turn your debit card on or off.</p>
248<p><a href="/what-we-offer/account-services/debit-cards.html#tabCardSuiteLite-tab">Learn More</a></p>        
249        </div>
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256      <div class="inner featured-content text-center text-md-start eyebrow">
257        <h3>Let's Get Together</h3>
258<h2>We Take Having Fun With Our Community Seriously</h2>
259<p>Find out what we at Wisdom Heritage Bank have been doing to support and engage with those who matter most &mdash; <strong>you</strong>.</p>
260<p><a href="/meet-whb/about-us/community-involvement.html">Learn More</a></p>
261      </div>
262    </div>
263  </div>
264</div></div><div id="" class="row hp-spacing row-texture-bg"><div id="" class="col-12"><div id="" class="row white-bg mini-padding align-items-center"><div id="" class="col-lg-5 offset-lg-1 mb-4 mb-lg-0"><div id="" class="fp-headline add-secondary eyebrow featured-content clickable shapes"><div id="" class="color-blocks"></div>  <h3>Great Rates</h3>
265<h2>Find the Right Rates When it Matters Most</h2>
266<p>Our Money Market account offers tiered rates like the big banks, with the service and care you&rsquo;ve come to expect from Wisdom Heritage Bank.</p>
267<p><a href="/bank/rates.html">View All Rates</a></p>
268</div></div><div id="" class="col-lg-5 col-xl-4 offset-xl-1"><div id="" class="row hp-rates-row">		<div class="col-md-6 mb-4">
269      <div class="hp-rate-box"  data-aos="fade-right" data-aos-delay="500" data-aos-duration="750">
270        <h3 class="rate-heading">1st Tier</h3>
271        <p class="rate-intro">Up to</p>        <div class="rate-box">
272          <p class="rate-num">1.92</p>
273          <p class="rate-type">APY*</p>
274        </div>
275        <p class="bottom-text">$15,000 Minimum</p>      </div>
276	</div>
277		<div class="col-md-6 mb-4">
278      <div class="hp-rate-box"  data-aos="fade-right" data-aos-delay="750" data-aos-duration="750">
279        <h3 class="rate-heading">2nd Tier</h3>
280        <p class="rate-intro">Up To</p>        <div class="rate-box">
281          <p class="rate-num">2.69</p>
282          <p class="rate-type">APY*</p>
283        </div>
284        <p class="bottom-text">
284$25,000 Minimum</p>      </div>
285	</div>
286		<div class="col-md-6 mb-4">
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288        <h3 class="rate-heading">3rd Tier</h3>
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290          <p class="rate-num">3.15</p>
291          <p class="rate-type">APY*</p>
292        </div>
293        <p class="bottom-text">$50,000 Minimum</p>      </div>
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295		<div class="col-md-6 mb-4">
296      <div class="hp-rate-box"  data-aos="fade-right" data-aos-delay="1250" data-aos-duration="750">
297        <h3 class="rate-heading">4th Tier</h3>
298        <p class="rate-intro">Up To</p>        <div class="rate-box">
299          <p class="rate-num">3.56</p>
300          <p class="rate-type">APY*</p>
301        </div>
302        <p class="bottom-text">$100,000 Minimum</p>      </div>
303	</div>
304</div></div></div></div></div></div></div></main><section id="" class="prefooter"><div id="" class="container"><div id="" class="row"><div id="" class="col-md-10 offset-md-1"><div id="" class="row"><div id="" class="col-md-6 text-center text-md-start"><div id="" class="eyebrow">  <h3>Serving Generations</h3>
305<h2>Bank With People Who Know Your Name</h2>
306<p>At Wisdom Heritage Bank, you&rsquo;re more than a number &mdash; you are <span style="list-style-type: disc;" xml:lang="EN-US" data-contrast="auto">a neighbor, a friend</span>, and part of our community.</p>
307</div></div><div id="" class="col-md-6 text-center text-md-end"><div id="" class="prefooter-btns-wrapper"><a href="https://www.wisdomheritage.bank/bank/personal-checking" class="secondary-button">Open an Account</a><a href="https://www.wisdomheritage.bank/meet-whb/contact-us.html" class="primary-button">Contact Us</a></div></div></div></div></div></div></section><footer id="" class="footer"><div id="" class="container"><div id="" class="row"><div id="" class="col-md-3 text-align-center logo-col"><a href="https://www.wisdomheritage.bank/index.html" class="footer-logo"><img src="/custom/4079/image/footer-logo.png" alt="Logo"/></a><a href="https://www.wisdomheritage.bank/what-we-offer/tools/routing-number.html" class="routing-number-footer"><p data-bv="[]">Routing Number: 103101275</p></a><div id="" class="app-links"><a href="https://apps.apple.com/us/app/wisdom-heritage-bank/id1156227100" class="warn itunes" target="_blank">Download on the App Store</a><a href="https://play.google.com/store/apps/details?id=com.ProfitStars.TeleWeb103482&amp;hl=en_US" class="warn google" target="_blank">Get it on Google Play</a></div></div><div id="" class="col-md-5 offset-md-1"><h3 class="quick-links-title" data-bv="[]">Quick Links</h3><ul class="nthTier-1 footerNav"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.wisdomheritage.bank/what-we-offer/tools/lost-or-stolen-card.html" title="Lost or Stolen Card">Lost or Stolen Card</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.wisdomheritage.bank/cra-public-file.html" title="CRA Public File">CRA Public File</a></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.wisdomheritage.bank/privacy-policy.html" title="Privacy Policy">Privacy Policy</a></li><li class="odd nthChild-4"><a class="odd nthChild-4" href="/_/kcms-doc/1888/97252/ACCOUNT-QUALIFICATION-DATES-WHB.pdf" title="Heritage Cycle Dates" target="_blank">Heritage Cycle Dates</a></li><li class="even nthChild-5"><a class="even nthChild-5" href="/audioeye-accessibility-statement.html" title="AudioEye Accessibility">AudioEye Accessibility</a></li><li class="odd nthChild-6"><a class="odd nthChild-6" href="https://www.wisdomheritage.bank/what-we-offer/tools/fee-schedule.html" title="Fee Schedule">Fee Schedule</a></li><li class="even nthChild-7"><a class="even nthChild-7" href="https://www.wisdomheritage.bank/meet-whb/contact-us.html" title="Contact Us">Contact Us</a></li><li class="odd nthChild-8"><a class="odd nthChild-8" href="/meet-whb/about-us/our-heritage.html" title="About">About</a></li><li class="even nthChild-9 lastChild"><a class="even nthChild-9 lastChild" href="https://www.wisdomheritage.bank/meet-whb/locations/locations-hours.html" title="Locations &amp; Hours">Locations & Hours</a></li></ul></div><div id="" class="col-md-2 offset-md-1"><div id="" class="social-wrapper d-flex align-items-center"><h3 data-bv="[]">Wisdom you can bank on</h3><ul class="nthTier-1 socialNav"><li class="warn even nthChild-1 firstChild facebook"><a class="warn even nthChild-1 firstChild facebook" href="https://facebook.com/wisdomheritagebank" title="Facebook" target="_blank">Facebook</a></li><li class="warn odd nthChild-2 lastChild instagram"><a class="warn odd nthChild-2 lastChild instagram" href="https://www.instagram.com/wisdomheritagebank" title="Instagram" target="_blank">Instagram</a></li></ul></div></div></div><div id="" class="row footer-bottom align-items-center"><div id="" class="col-md-6"><p class="copyright">&copy;
307 2026 Wisdom Heritage Bank | Portions Copyright &copy; Kasasa, Ltd. All rights reserved.</p></div><div id="" class="col-md-6 text-end"><div id="" class="compliance"><div id="eh" class=""></div><div id="fdic" class=""></div><div id="bv-logo" class=""></div></div></div></div></div></footer>
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