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140<script type="application/ld+json"> 141{ 142 "@context": "https://schema.org", 143 "@type": "FAQPage", 144 "mainEntity": [{ 145 "@type": "Question", 146 "name": "What are some examples of situations where federal bankruptcy may not be the right choice?", 147 "acceptedAnswer": { 148 "@type": "Answer", 149 "text": "Bankruptcy should always be considered a last resort since it can damage your credit for many years. If you are tired of fielding constant creditor and debt collector harassment over minor debts, using the Fair Debt Collection Practices Act may be a better choice than bankruptcy. 150 151If you know you will have significant expenses soon, you may want to wait to file for bankruptcy. Since there are strict limits on which debts you can claim under bankruptcy, it makes sense to wait until you have incurred them." 152 } 153 },{ 154 "@type": "Question", 155 "name": "What practices are illegal under the Fair Debt Collection Practices Act?", 156 "acceptedAnswer": { 157 "@type": "Answer", 158 "text": "Debt collectors may not pretend to work for the government or claim they can have you arrested. They cannot publicly shame you. They must not try to collect a debt that is not yours. They are not allowed to abuse or harass you but can only contact you according to strict guidelines. 159 160If you need help with debt collectors, call us to find out whether suing them under the FDCPA is viable." 161 } 162 },{ 163 "@type": "Question", 164 "name": "How common is incorrect medical billing?", 165 "acceptedAnswer": { 166 "@type": "Answer", 167 "text": "According to industry experts, medical billing mistakes are widespread. Errors range from assigning the debt to the wrong patient to charging for services that hospitals never provided. If you suspect that your medical bills are inaccurate, contact Debt Legal Defense for help." 168 } 169 },{ 170 "@type": "Question", 171 "name": "Why is a debt collector contacting me?", 172 "acceptedAnswer": { 173 "@type": "Answer", 174 "text": "The debt collector may believe that you hold a past due debt or know the whereabouts of someone who does. They are often incredibly persistent, tracking down your contact information at home and work. If you are legally responsible for the debt, our office may be able to help you reduce the amount through negotiation." 175 } 176 },{ 177 "@type": "Question", 178 "name": "I want to declare bankruptcy because I can't meet my financial obligations. Do I have any other options?", 179 "acceptedAnswer": { 180 "@type": "Answer", 181 "text": "While Chapter 7 and Chapter 13 bankruptcy can be valuable tools to get your finances back under control, they may have significant disadvantages. These forms of bankruptcy badly damage your credit and can result in the repossession of some of your belongings. 182 183Assess your assets to see whether you can sell them. Look into borrowing from friends or family. Talk to a law firm like Debt Legal Defense to discuss other options that could take the place of bankruptcy." 184 } 185 },{ 186 "@type": "Question", 187 "name": "What are some examples of actions that the Fair Debt Collection Practices Act forbids?", 188 "acceptedAnswer": { 189 "@type": "Answer", 190 "text": "Debt collectors are not allowed to harass or abuse you. They cannot use profane language or obscenities. They must use their real names and always provide a name when contacting consumers. They must not misrepresent the amount of the debt or threaten to repossess your exempt property." 191 } 192 },{ 193 "@type": "Question", 194 "name": "What should I do if a debt collector sues me?", 195 "acceptedAnswer": { 196 "@type": "Answer", 197 "text": "The crucial action you need to take is to respond to the lawsuit. In many cases, judgments are awarded to the plaintiff because the defendant (the consumer) failed to respond. 198 199Research the debt and find out whether it is legitimate. If it is unfair or you dispute the amount, you may need to challenge the lawsuit in court. 200 201Above all, do not be frightened into ignoring the situation. Hoping the debt collector will leave you alone can lead to serious problems." 202 } 203 },{ 204 "@type": "Question", 205 "name": "What can happen to my finances if there is a judgment against me?",
206 "acceptedAnswer": { 207 "@type": "Answer", 208 "text": "You may need help to secure employment or get credit for a house or car. The effect on your credit report can persist for many years." 209 } 210 },{ 211 "@type": "Question", 212 "name": "What happens if a creditor sues me for my debt?", 213 "acceptedAnswer": { 214 "@type": "Answer", 215 "text": "If you receive a notice that you are under a debt collection lawsuit, the first thing you should do is engage the services of a debt defense attorney. The debt collectors purchase debt from your creditors and may only have scarce information about the amount you purportedly owe. If they cannot prove that they own the debt, that it is your debt, that the amount is correct, and that the statute of limitations has yet to pass, the court may dismiss the lawsuit." 216 } 217 },{ 218 "@type": "Question", 219 "name": "Why should I hire a debt defense attorney?", 220 "acceptedAnswer": { 221 "@type": "Answer", 222 "text": "Debt collectors and creditors often work through intimidation and misdirection. Having an experienced attorney on your side will prepare you for their tactics. You may fall for one of their schemes if you go it alone." 223 } 224 },{ 225 "@type": "Question", 226 "name": "What tactics are debt collectors forbidden to use?", 227 "acceptedAnswer": { 228 "@type": "Answer", 229 "text": "Among many other examples, debt collectors are not allowed to: 230Contact people who do not own the debt 231Call repeatedly or for extended periods 232Falsely claim you own the debt 233Threaten your credit 234Threaten you with wage garnishment 235 236If debt collectors take illegal actions, it is possible to sue them." 237 } 238 },{ 239 "@type": "Question", 240 "name": "What is a debt collector?", 241 "acceptedAnswer": { 242 "@type": "Answer", 243 "text": "Debt collectors purchase past-due debts from credit card companies, auto lenders, student loan companies, and more. They collect debts and can pocket the results. 244 245A debt collector believes that you owe money. If a debt collector calls you, you can request a paper statement describing the debt and allow you to contest it or pay it off." 246 } 247 },{ 248 "@type": "Question", 249 "name": "Why does the debt collector keep calling me?", 250 "acceptedAnswer": { 251 "@type": "Answer", 252 "text": "If the debt collector calls before 8 am or after 9 pm or calls multiple times a day, harassing or threatening you, you may have a case under the Fair Debt Collection Practices Act. They must not threaten your arrest or the repossession of your things. Contact a debt defense attorney for help." 253 } 254 },{ 255 "@type": "Question", 256 "name": "Why do I need a debt defense attorney?", 257 "acceptedAnswer": { 258 "@type": "Answer", 259 "text": "Debt defense attorneys like Benjamin Trotter, Attorney at Law, P.C., have great expertise in handling debt collection issues. They can help you manage legal action against you, including lawsuits. They can help to protect your rights and preserve as much of your money as possible. They focus on navigating a complex system and ensuring you receive a fair deal." 260 } 261 },{ 262 "@type": "Question", 263 "name": "What is the statute of limitations on debt?", 264 "acceptedAnswer": { 265 "@type": "Answer", 266 "text": "The statute of limitations varies by state. In Texas, the statute of limitations is four years. However, even if you think the statute of limitations has passed, it is still a good idea to talk to a defense attorney." 267 } 268 },{ 269 "@type": "Question", 270 "name": "Why is bankruptcy not always the best option?", 271 "acceptedAnswer": { 272 "@type": "Answer", 273 "text": "Bankruptcy can damage your credit rating for years to come. Alternatives to bankruptcy include debt consolidation, debt settlement, or debt negotiation. A debt defense attorney may be able to help you with accommodation and negotiation, reducing the amount you owe while protecting your financial status. You may need to sell essential possessions." 274 } 275 },{ 276 "@type": "Question", 277 "name": "Why are debt collectors so aggressive?",
278 "acceptedAnswer": { 279 "@type": "Answer", 280 "text": "They are effectively using their own money to recover the small investment they made in buying your unpaid debts. They are racing the clock to avoid coming into contact with the statute of limitations and want to gain the maximum amount of money from their transactions." 281 } 282 },{ 283 "@type": "Question", 284 "name": "How can I stop debt collectors from harassing me?", 285 "acceptedAnswer": { 286 "@type": "Answer", 287 "text": "If a debt collector does not follow the provisions of the Fair Debt Collection Practices Act, our debt defense attorneys may be able to help you sue them. Here are several examples of behavior that debt collectors must not practice: 288Harassing or threatening borrowers 289Threatening to repossess a property 290Cursing or swearing at borrowers 291Calling before 8 AM and after 9 PM 292Calling your friends and family" 293 } 294 },{ 295 "@type": "Question", 296 "name": "I donât have any money in the bank or any assets to sell to pay a judgment. Do I still need to oppose the lawsuit?", 297 "acceptedAnswer": { 298 "@type": "Answer", 299 "text": "The legal requirements in this situation are more demanding than most people know, varying by jurisdiction. It would be best to consult a debt defense attorney to determine whether your case is genuinely judgment-proof." 300 } 301 },{ 302 "@type": "Question", 303 "name": "How likely is a settlement to reduce the amount of money I owe my creditors?", 304 "acceptedAnswer": { 305 "@type": "Answer", 306 "text": "Settlements are possible in many situations. The majority of debt collection companies offer settlement options. However, we will need to examine the particulars of your case to determine whether you are eligible." 307 } 308 },{ 309 "@type": "Question", 310 "name": "Why have I never heard of the company that sued me to collect a debt?", 311 "acceptedAnswer": { 312 "@type": "Answer", 313 "text": "Debt collectors often operate by buying debt from other companies. Debt buyers purchase bulk loads of liabilities and try to collect from as many consumers as possible." 314 } 315 },{ 316 "@type": "Question", 317 "name": "Are debt collectors allowed to call me at night?", 318 "acceptedAnswer": { 319 "@type": "Answer", 320 "text": "Under the Fair Debt Collection Practices Act, all debt collectors must not call before 8 am or after 9 pm. They must abide by many other restrictions on their activities, including avoiding harassment and abuse, making threats to have you arrested or repossess your property, and levying unauthorized interest." 321 } 322 },{ 323 "@type": "Question", 324 "name": "Is it better to declare bankruptcy or try to oppose a lawsuit?", 325 "acceptedAnswer": { 326 "@type": "Answer", 327 "text": "Your situation may vary depending on the assets involved and your general financial situation. Before you commit to bankruptcy, you should understand that it can damage your credit and become a matter of public record. Judge your options carefully based on your debt attorneyâs advice." 328 } 329 }] 330} 331</script>
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416 </div> 417 <div class="fusion-clearfix"></div> 418 </header> 419 420 <div id="sliders-container" class="fusion-slider-visibility"> 421 </div> 422 423 424 425 426 <main id="main" class="clearfix "> 427 <div class="fusion-row" style=""> 428 <section id="content" class="full-width" style="width: 100%;"> 429 <div id="posts-container" class="fusion-blog-archive fusion-blog-layout-grid-wrapper fusion-clearfix"> 430 <div class="fusion-posts-container fusion-blog-layout-grid fusion-blog-layout-grid-3 isotope fusion-blog-pagination fusion-blog-rollover " data-pages="6"> 431 432 433 <article id="post-3075" class="fusion-post-grid post fusion-clearfix post-3075 type-post status-publish format-standard has-post-thumbnail hentry category-debt-defense category-student-loans"> 434 <div class="fusion-post-wrapper"> 435 436 437 438 439 <div class="fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow"> 440 <ul class="slides"> 441 <li><div class="fusion-image-wrapper" aria-haspopup="true"> 442 <img width="1261" height="832" src="https://debtlegaldefense.com/wp-content/uploads/2023/10/iStock-1362303407.jpg" class="attachment-full size-full wp-post-image" alt="Two hands exchanging stacks of money" decoding="async" fetchpriority="high" srcset="https://debtlegaldefense.com/wp-content/uploads/2023/10/iStock-1362303407-200x132.jpg 200w, https://debtlegaldefense.com/wp-content/uploads/2023/10/iStock-1362303407-400x264.jpg 400w, https://debtlegaldefense.com/wp-content/uploads/2023/10/iStock-1362303407-600x396.jpg 600w, https://debtlegaldefense.com/wp-content/uploads/2023/10/iStock-1362303407-800x528.jpg 800w, https://debtlegaldefense.com/wp-content/uploads/2023/10/iStock-1362303407-1200x792.jpg 1200w, https://debtlegaldefense.com/wp-content/uploads/2023/10/iStock-1362303407.jpg 1261w" sizes="(min-width: 2200px) 100vw, (min-width: 824px) 363px, (min-width: 732px) 545px, (min-width: 640px) 732px, " /><div class="fusion-rollover"> 443 <div class="fusion-rollover-content"> 444 445 <a class="fusion-rollover-link" href="https://debtlegaldefense.com/blog/how-do-you-pay-off-federal-student-loans/">How Do You Pay Off Federal Student Loans?</a> 446 447 448 449 <div class="fusion-rollover-sep"></div> 450 451 <a class="fusion-rollover-gallery" href="https://debtlegaldefense.com/wp-content/uploads/2023/10/iStock-1362303407.jpg" data-id="3075" data-rel="iLightbox[gallery]" data-title="Two hands exchanging stacks of money" data-caption=""> 452 Gallery </a> 453 454 455 <h4 class="fusion-rollover-title"> 456 <a class="fusion-rollover-title-link" href="https://debtlegaldefense.com/blog/how-do-you-pay-off-federal-student-loans/"> 457 How Do You Pay Off Federal Student Loans? </a> 458 </h4> 459 460 <div class="fusion-rollover-categories"><a href="https://debtlegaldefense.com/blog/category/debt-defense/" rel="tag">Debt Defense</a>, <a href="https://debtlegaldefense.com/blog/category/student-loans/" rel="tag">Student Loans</a></div> 461 462 <a class="fusion-link-wrapper" href="https://debtlegaldefense.com/blog/how-do-you-pay-off-federal-student-loans/" aria-label="How Do You Pay Off Federal Student Loans?"></a> 463 </div> 464</div> 465</div> 466</li> 467 </ul> 468 </div> 469 470 <div class="fusion-post-content-wrapper"> 471 472 473 <div class="fusion-post-content post-content"> 474 <h2 class="entry-title fusion-post-title"><a href="https://debtlegaldefense.com/blog/how-do-you-pay-off-federal-student-loans/">How Do You Pay Off Federal Student Loans?</a></h2> 475 <p class="fusion-single-line-meta"><span class="updated rich-snippet-hidden">2023-10-02T02:27:08+00:00</span>By <span class="vcard"><span class="fn"><a href="https://debtlegaldefense.com/blog/author/aviwhite/" rel="author">Ben Trotter</a></span></span><span class="fusion-inline-sep">|</span></p> 476 <div class="fusion-content-sep sep-double sep-solid"></div> 477 478 479 <div class="fusion-post-content-container"> 480 <p>
480If you took out student loans for college, the question of how youâre going to repay those loans might be on your mind. While student loans can give you the opportunity to get an excellent college education, keeping up with your loan payments on top of rent, food, and other living expenses can get stressful, [...]</p> </div> 481 </div> 482 483 484 <div class="fusion-meta-info"> 485 <div class="fusion-alignleft"> 486 <a href="https://debtlegaldefense.com/blog/how-do-you-pay-off-federal-student-loans/" class="fusion-read-more" aria-label="More on How Do You Pay Off Federal Student Loans?"> 487 Read More </a> 488 </div> 489 490 </div> 491 492 </div> 493 494 </div> 495 </article> 496 497 498 <article id="post-3071" class="fusion-post-grid post fusion-clearfix post-3071 type-post status-publish format-standard has-post-thumbnail hentry category-debt-defense category-student-loans"> 499 <div class="fusion-post-wrapper"> 500 501 502 503 504 <div class="fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow"> 505 <ul class="slides"> 506 <li><div class="fusion-image-wrapper" aria-haspopup="true"> 507 <img width="1254" height="837" src="https://debtlegaldefense.com/wp-content/uploads/2023/10/iStock-1409436536.jpg" class="attachment-full size-full wp-post-image" alt="Graduation cap on top of a stack of coins" decoding="async" srcset="https://debtlegaldefense.com/wp-content/uploads/2023/10/iStock-1409436536-200x133.jpg 200w, https://debtlegaldefense.com/wp-content/uploads/2023/10/iStock-1409436536-400x267.jpg 400w, https://debtlegaldefense.com/wp-content/uploads/2023/10/iStock-1409436536-600x400.jpg 600w, https://debtlegaldefense.com/wp-content/uploads/2023/10/iStock-1409436536-800x534.jpg 800w, https://debtlegaldefense.com/wp-content/uploads/2023/10/iStock-1409436536-1200x801.jpg 1200w, https://debtlegaldefense.com/wp-content/uploads/2023/10/iStock-1409436536.jpg 1254w" sizes="(min-width: 2200px) 100vw, (min-width: 824px) 363px, (min-width: 732px) 545px, (min-width: 640px) 732px, " /><div class="fusion-rollover"> 508 <div class="fusion-rollover-content"> 509 510 <a class="fusion-rollover-link" href="https://debtlegaldefense.com/blog/how-do-private-student-loans-work/">How Do Private Student Loans Work?</a> 511 512 513 514 <div class="fusion-rollover-sep"></div> 515 516 <a class="fusion-rollover-gallery" href="https://debtlegaldefense.com/wp-content/uploads/2023/10/iStock-1409436536.jpg" data-id="3071" data-rel="iLightbox[gallery]" data-title="GraduatGraduation cap on top of a stack of coinse study abroad, education concept : Graduation cap sits atop stacks of coins, depicting bursaries and scholarships that provide financial assistance to students with no obligation to repay." data-caption="Graduate study abroad, education concept : Graduation cap sits atop stacks of coins, depicting bursaries and scholarships that provide financial assistance to students with no obligation to repay."> 517 Gallery </a> 518 519 520 <h4 class="fusion-rollover-title"> 521 <a class="fusion-rollover-title-link" href="https://debtlegaldefense.com/blog/how-do-private-student-loans-work/"> 522 How Do Private Student Loans Work? </a> 523 </h4> 524 525 <div class="fusion-rollover-categories"><a href="https://debtlegaldefense.com/blog/category/debt-defense/" rel="tag">Debt Defense</a>, <a href="https://debtlegaldefense.com/blog/category/student-loans/" rel="tag">Student Loans</a></div> 526 527 <a class="fusion-link-wrapper" href="https://debtlegaldefense.com/blog/how-do-private-student-loans-work/" aria-label="How Do Private Student Loans Work?"></a> 528 </div> 529</div> 530</div> 531</li> 532 </ul> 533 </div> 534 535 <div class="fusion-post-content-wrapper"> 536 537 538 <div class="fusion-post-content post-content"> 539 <h2 class="entry-title fusion-post-title"><a href="https://debtlegaldefense.com/blog/how-do-private-student-loans-work/">
539How Do Private Student Loans Work?</a></h2> 540 <p class="fusion-single-line-meta"><span class="updated rich-snippet-hidden">2023-10-02T02:27:56+00:00</span>By <span class="vcard"><span class="fn"><a href="https://debtlegaldefense.com/blog/author/aviwhite/" rel="author">Ben Trotter</a></span></span><span class="fusion-inline-sep">|</span></p> 541 <div class="fusion-content-sep sep-double sep-solid"></div> 542 543 544 <div class="fusion-post-content-container"> 545 <p>Congratulations on your acceptance to college! Itâs a big step toward your future and reaching your academic goals. Now comes the part where you have to figure out how to pay for it. Financing your education can be a daunting task with seemingly overwhelming options, but understanding the choices and being armed with information can [...]</p> </div> 546 </div> 547 548 549 <div class="fusion-meta-info"> 550 <div class="fusion-alignleft"> 551 <a href="https://debtlegaldefense.com/blog/how-do-private-student-loans-work/" class="fusion-read-more" aria-label="More on How Do Private Student Loans Work?"> 552 Read More </a> 553 </div> 554 555 </div> 556 557 </div> 558 559 </div> 560 </article> 561 562 563 <article id="post-3031" class="fusion-post-grid post fusion-clearfix post-3031 type-post status-publish format-standard has-post-thumbnail hentry category-student-loans"> 564 <div class="fusion-post-wrapper"> 565 566 567 568 569 <div class="fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow"> 570 <ul class="slides"> 571 <li><div class="fusion-image-wrapper" aria-haspopup="true"> 572 <img width="1254" height="836" src="https://debtlegaldefense.com/wp-content/uploads/2023/09/iStock-862600138.jpg" class="attachment-full size-full wp-post-image" alt="Young couple reviewing finances in their home" decoding="async" srcset="https://debtlegaldefense.com/wp-content/uploads/2023/09/iStock-862600138-200x133.jpg 200w, https://debtlegaldefense.com/wp-content/uploads/2023/09/iStock-862600138-400x267.jpg 400w, https://debtlegaldefense.com/wp-content/uploads/2023/09/iStock-862600138-600x400.jpg 600w, https://debtlegaldefense.com/wp-content/uploads/2023/09/iStock-862600138-800x533.jpg 800w, https://debtlegaldefense.com/wp-content/uploads/2023/09/iStock-862600138-1200x800.jpg 1200w, https://debtlegaldefense.com/wp-content/uploads/2023/09/iStock-862600138.jpg 1254w" sizes="(min-width: 2200px) 100vw, (min-width: 824px) 363px, (min-width: 732px) 545px, (min-width: 640px) 732px, " /><div class="fusion-rollover"> 573 <div class="fusion-rollover-content"> 574 575 <a class="fusion-rollover-link" href="https://debtlegaldefense.com/blog/how-do-you-refinance-private-student-loans/">How Do You Refinance Private Student Loans?</a> 576 577 578 579 <div class="fusion-rollover-sep"></div> 580 581 <a class="fusion-rollover-gallery" href="https://debtlegaldefense.com/wp-content/uploads/2023/09/iStock-862600138.jpg" data-id="3031" data-rel="iLightbox[gallery]" data-title="" data-caption=""> 582 Gallery </a> 583 584 585 <h4 class="fusion-rollover-title"> 586 <a class="fusion-rollover-title-link" href="https://debtlegaldefense.com/blog/how-do-you-refinance-private-student-loans/"> 587 How Do You Refinance Private Student Loans? </a> 588 </h4> 589 590 <div class="fusion-rollover-categories"><a href="https://debtlegaldefense.com/blog/category/student-loans/" rel="tag">Student Loans</a></div> 591 592 <a class="fusion-link-wrapper" href="https://debtlegaldefense.com/blog/how-do-you-refinance-private-student-loans/" aria-label="How Do You Refinance Private Student Loans?"></a> 593 </div> 594</div> 595</div> 596</li> 597 </ul> 598 </div> 599 600 <div class="fusion-post-content-wrapper"> 601 602 603 <div class="fusion-post-content post-content"> 604 <h2 class="entry-title fusion-post-title"><a href="https://debtlegaldefense.com/blog/how-do-you-refinance-private-student-loans/">How Do You Refinance Private Student Loans?</a></h2> 605 <p class="fusion-single-line-meta"><span class="updated rich-snippet-hidden">2023-09-28T11:21:50+00:00</span>By <span class="vcard"><span class="fn"><a href="https://debtlegaldefense.com/blog/author/aviwhite/" rel="author">Ben Trotter</a></span></span><span class="fusion-inline-sep">|</span></p> 606 <div class="fusion-content-sep sep-double sep-solid"></div> 607 608 609 <div class="fusion-post-content-container"> 610 <p>
610If youâve got private student loans, you might be able to refinance your debt with a different lender, which could help you pay off your loan faster and save you money on interest. Read on to learn how it works and whether refinancing your private student loans is the right decision for your circumstances. What [...]</p> </div> 611 </div> 612 613 614 <div class="fusion-meta-info"> 615 <div class="fusion-alignleft"> 616 <a href="https://debtlegaldefense.com/blog/how-do-you-refinance-private-student-loans/" class="fusion-read-more" aria-label="More on How Do You Refinance Private Student Loans?"> 617 Read More </a> 618 </div> 619 620 </div> 621 622 </div> 623 624 </div> 625 </article> 626 627 628 <article id="post-2542" class="fusion-post-grid post fusion-clearfix post-2542 type-post status-publish format-standard has-post-thumbnail hentry category-debt-relief"> 629 <div class="fusion-post-wrapper"> 630 631 632 633 634 <div class="fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow"> 635 <ul class="slides"> 636 <li><div class="fusion-image-wrapper" aria-haspopup="true"> 637 <img width="1254" height="836" src="https://debtlegaldefense.com/wp-content/uploads/2023/08/iStock-1445698708.jpg" class="attachment-full size-full wp-post-image" alt="Close up of a man signing papers in court office" decoding="async" srcset="https://debtlegaldefense.com/wp-content/uploads/2023/08/iStock-1445698708-200x133.jpg 200w, https://debtlegaldefense.com/wp-content/uploads/2023/08/iStock-1445698708-400x267.jpg 400w, https://debtlegaldefense.com/wp-content/uploads/2023/08/iStock-1445698708-600x400.jpg 600w, https://debtlegaldefense.com/wp-content/uploads/2023/08/iStock-1445698708-800x533.jpg 800w, https://debtlegaldefense.com/wp-content/uploads/2023/08/iStock-1445698708-1200x800.jpg 1200w, https://debtlegaldefense.com/wp-content/uploads/2023/08/iStock-1445698708.jpg 1254w" sizes="(min-width: 2200px) 100vw, (min-width: 824px) 363px, (min-width: 732px) 545px, (min-width: 640px) 732px, " /><div class="fusion-rollover"> 638 <div class="fusion-rollover-content"> 639 640 <a class="fusion-rollover-link" href="https://debtlegaldefense.com/blog/what-to-know-about-judgment-relief/">What To Know About Judgment Relief</a> 641 642 643 644 <div class="fusion-rollover-sep"></div> 645 646 <a class="fusion-rollover-gallery" href="https://debtlegaldefense.com/wp-content/uploads/2023/08/iStock-1445698708.jpg" data-id="2542" data-rel="iLightbox[gallery]" data-title="" data-caption=""> 647 Gallery </a> 648 649 650 <h4 class="fusion-rollover-title"> 651 <a class="fusion-rollover-title-link" href="https://debtlegaldefense.com/blog/what-to-know-about-judgment-relief/"> 652 What To Know About Judgment Relief </a> 653 </h4> 654 655 <div class="fusion-rollover-categories"><a href="https://debtlegaldefense.com/blog/category/debt-relief/" rel="tag">Debt Relief</a></div> 656 657 <a class="fusion-link-wrapper" href="https://debtlegaldefense.com/blog/what-to-know-about-judgment-relief/" aria-label="What To Know About Judgment Relief"></a> 658 </div> 659</div> 660</div> 661</li> 662 </ul> 663 </div> 664 665 <div class="fusion-post-content-wrapper"> 666 667 668 <div class="fusion-post-content post-content"> 669 <h2 class="entry-title fusion-post-title"><a href="https://debtlegaldefense.com/blog/what-to-know-about-judgment-relief/">What To Know About Judgment Relief</a></h2> 670 <p class="fusion-single-line-meta"><span class="updated rich-snippet-hidden">2023-08-14T19:17:18+00:00</span>By <span class="vcard"><span class="fn"><a href="https://debtlegaldefense.com/blog/author/aviwhite/" rel="author">Ben Trotter</a></span></span><span class="fusion-inline-sep">|</span></p> 671 <div class="fusion-content-sep sep-double sep-solid"></div> 672 673 674 <div class="fusion-post-content-container"> 675 <p>Judgment relief, or debt relief, can help you effectively manage your financial debt and get a fresh start on your finances. If you're considering applying for judgment relief, it's important to understand exactly what this type of relief is and how it can help you. In this blog post, we'll explore judgment relief, how it [...]</p> </div>
676 </div> 677 678 679 <div class="fusion-meta-info"> 680 <div class="fusion-alignleft"> 681 <a href="https://debtlegaldefense.com/blog/what-to-know-about-judgment-relief/" class="fusion-read-more" aria-label="More on What To Know About Judgment Relief"> 682 Read More </a> 683 </div> 684 685 </div> 686 687 </div> 688 689 </div> 690 </article> 691 692 693 <article id="post-1518" class="fusion-post-grid post fusion-clearfix post-1518 type-post status-publish format-standard has-post-thumbnail hentry category-debt-defense"> 694 <div class="fusion-post-wrapper"> 695 696 697 698 699 <div class="fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow"> 700 <ul class="slides"> 701 <li><div class="fusion-image-wrapper" aria-haspopup="true"> 702 <img width="1000" height="667" src="https://debtlegaldefense.com/wp-content/uploads/2023/02/iStock-1300340919-1000px.jpg" class="attachment-full size-full wp-post-image" alt="man and woman at the coffee table looking over papers" decoding="async" srcset="https://debtlegaldefense.com/wp-content/uploads/2023/02/iStock-1300340919-1000px-200x133.jpg 200w, https://debtlegaldefense.com/wp-content/uploads/2023/02/iStock-1300340919-1000px-400x267.jpg 400w, https://debtlegaldefense.com/wp-content/uploads/2023/02/iStock-1300340919-1000px-600x400.jpg 600w, https://debtlegaldefense.com/wp-content/uploads/2023/02/iStock-1300340919-1000px-800x534.jpg 800w, https://debtlegaldefense.com/wp-content/uploads/2023/02/iStock-1300340919-1000px.jpg 1000w" sizes="(min-width: 2200px) 100vw, (min-width: 824px) 363px, (min-width: 732px) 545px, (min-width: 640px) 732px, " /><div class="fusion-rollover"> 703 <div class="fusion-rollover-content"> 704 705 <a class="fusion-rollover-link" href="https://debtlegaldefense.com/blog/what-does-filing-for-bankruptcy-mean/">What Does Filing For Bankruptcy Mean?</a> 706 707 708 709 <div class="fusion-rollover-sep"></div> 710 711 <a class="fusion-rollover-gallery" href="https://debtlegaldefense.com/wp-content/uploads/2023/02/iStock-1300340919-1000px.jpg" data-id="1518" data-rel="iLightbox[gallery]" data-title="iStock-1300340919-1000px" data-caption=""> 712 Gallery </a> 713 714 715 <h4 class="fusion-rollover-title"> 716 <a class="fusion-rollover-title-link" href="https://debtlegaldefense.com/blog/what-does-filing-for-bankruptcy-mean/"> 717 What Does Filing For Bankruptcy Mean? </a> 718 </h4> 719 720 <div class="fusion-rollover-categories"><a href="https://debtlegaldefense.com/blog/category/debt-defense/" rel="tag">Debt Defense</a></div> 721 722 <a class="fusion-link-wrapper" href="https://debtlegaldefense.com/blog/what-does-filing-for-bankruptcy-mean/" aria-label="What Does Filing For Bankruptcy Mean?"></a> 723 </div> 724</div> 725</div> 726</li> 727 </ul> 728 </div> 729 730 <div class="fusion-post-content-wrapper"> 731 732 733 <div class="fusion-post-content post-content"> 734 <h2 class="entry-title fusion-post-title"><a href="https://debtlegaldefense.com/blog/what-does-filing-for-bankruptcy-mean/">What Does Filing For Bankruptcy Mean?</a></h2> 735 <p class="fusion-single-line-meta"><span class="updated rich-snippet-hidden">2023-02-01T01:11:46+00:00</span>By <span class="vcard"><span class="fn"><a href="https://debtlegaldefense.com/blog/author/aviwhite/" rel="author">Ben Trotter</a></span></span><span class="fusion-inline-sep">|</span></p> 736 <div class="fusion-content-sep sep-double sep-solid"></div> 737 738 739 <div class="fusion-post-content-container"> 740 <p>If you are considering filing for bankruptcy, you may feel overwhelmed and uncertain about what it entails. The reality is that bankruptcy can be a complicated process, and it is important to understand the implications before making a decision. Hereâs what you need to know about filing for bankruptcy and what it means. The Basics [...]</p> </div>
741 </div> 742 743 744 <div class="fusion-meta-info"> 745 <div class="fusion-alignleft"> 746 <a href="https://debtlegaldefense.com/blog/what-does-filing-for-bankruptcy-mean/" class="fusion-read-more" aria-label="More on What Does Filing For Bankruptcy Mean?"> 747 Read More </a> 748 </div> 749 750 </div> 751 752 </div> 753 754 </div> 755 </article> 756 757 758 <article id="post-1515" class="fusion-post-grid post fusion-clearfix post-1515 type-post status-publish format-standard has-post-thumbnail hentry category-debt-defense"> 759 <div class="fusion-post-wrapper"> 760 761 762 763 764 <div class="fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow"> 765 <ul class="slides"> 766 <li><div class="fusion-image-wrapper" aria-haspopup="true"> 767 <img width="1000" height="667" src="https://debtlegaldefense.com/wp-content/uploads/2023/02/iStock-1365841852-1000px.jpg" class="attachment-full size-full wp-post-image" alt="man looking at paperwork while at laptop" decoding="async" srcset="https://debtlegaldefense.com/wp-content/uploads/2023/02/iStock-1365841852-1000px-200x133.jpg 200w, https://debtlegaldefense.com/wp-content/uploads/2023/02/iStock-1365841852-1000px-400x267.jpg 400w, https://debtlegaldefense.com/wp-content/uploads/2023/02/iStock-1365841852-1000px-600x400.jpg 600w, https://debtlegaldefense.com/wp-content/uploads/2023/02/iStock-1365841852-1000px-800x534.jpg 800w, https://debtlegaldefense.com/wp-content/uploads/2023/02/iStock-1365841852-1000px.jpg 1000w" sizes="(min-width: 2200px) 100vw, (min-width: 824px) 363px, (min-width: 732px) 545px, (min-width: 640px) 732px, " /><div class="fusion-rollover"> 768 <div class="fusion-rollover-content"> 769 770 <a class="fusion-rollover-link" href="https://debtlegaldefense.com/blog/the-pros-and-cons-of-filing-for-bankruptcy/">The Pros and Cons of Filing for Bankruptcy</a> 771 772 773 774 <div class="fusion-rollover-sep"></div> 775 776 <a class="fusion-rollover-gallery" href="https://debtlegaldefense.com/wp-content/uploads/2023/02/iStock-1365841852-1000px.jpg" data-id="1515" data-rel="iLightbox[gallery]" data-title="iStock-1365841852-1000px" data-caption=""> 777 Gallery </a> 778 779 780 <h4 class="fusion-rollover-title"> 781 <a class="fusion-rollover-title-link" href="https://debtlegaldefense.com/blog/the-pros-and-cons-of-filing-for-bankruptcy/"> 782 The Pros and Cons of Filing for Bankruptcy </a> 783 </h4> 784 785 <div class="fusion-rollover-categories"><a href="https://debtlegaldefense.com/blog/category/debt-defense/" rel="tag">Debt Defense</a></div> 786 787 <a class="fusion-link-wrapper" href="https://debtlegaldefense.com/blog/the-pros-and-cons-of-filing-for-bankruptcy/" aria-label="The Pros and Cons of Filing for Bankruptcy"></a> 788 </div> 789</div> 790</div> 791</li> 792 </ul> 793 </div> 794 795 <div class="fusion-post-content-wrapper"> 796 797 798 <div class="fusion-post-content post-content"> 799 <h2 class="entry-title fusion-post-title"><a href="https://debtlegaldefense.com/blog/the-pros-and-cons-of-filing-for-bankruptcy/">The Pros and Cons of Filing for Bankruptcy</a></h2> 800 <p class="fusion-single-line-meta"><span class="updated rich-snippet-hidden">2023-02-01T01:09:37+00:00</span>By <span class="vcard"><span class="fn"><a href="https://debtlegaldefense.com/blog/author/aviwhite/" rel="author">Ben Trotter</a></span></span><span class="fusion-inline-sep">|</span></p> 801 <div class="fusion-content-sep sep-double sep-solid"></div> 802 803 804 <div class="fusion-post-content-container"> 805 <p>Bankruptcy can provide relief from debt and the ability to start over, but there are some significant drawbacks to be aware of. It is important to weigh the pros and cons of filing for bankruptcy before making a decision. Knowing the pros and cons of filing for bankruptcy can help you make an informed decision [...]</p> </div>
806 </div> 807 808 809 <div class="fusion-meta-info"> 810 <div class="fusion-alignleft"> 811 <a href="https://debtlegaldefense.com/blog/the-pros-and-cons-of-filing-for-bankruptcy/" class="fusion-read-more" aria-label="More on The Pros and Cons of Filing for Bankruptcy"> 812 Read More </a> 813 </div> 814 815 </div> 816 817 </div> 818 819 </div> 820 </article> 821 822 823 <article id="post-1512" class="fusion-post-grid post fusion-clearfix post-1512 type-post status-publish format-standard has-post-thumbnail hentry category-debt-defense"> 824 <div class="fusion-post-wrapper"> 825 826 827 828 829 <div class="fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow"> 830 <ul class="slides"> 831 <li><div class="fusion-image-wrapper" aria-haspopup="true"> 832 <img width="2560" height="1707" src="https://debtlegaldefense.com/wp-content/uploads/2023/01/iStock-840610244-scaled.jpg" class="attachment-full size-full wp-post-image" alt="" decoding="async" srcset="https://debtlegaldefense.com/wp-content/uploads/2023/01/iStock-840610244-200x133.jpg 200w, https://debtlegaldefense.com/wp-content/uploads/2023/01/iStock-840610244-400x267.jpg 400w, https://debtlegaldefense.com/wp-content/uploads/2023/01/iStock-840610244-600x400.jpg 600w, https://debtlegaldefense.com/wp-content/uploads/2023/01/iStock-840610244-800x533.jpg 800w, https://debtlegaldefense.com/wp-content/uploads/2023/01/iStock-840610244-1200x800.jpg 1200w, https://debtlegaldefense.com/wp-content/uploads/2023/01/iStock-840610244-scaled.jpg 2560w" sizes="(min-width: 2200px) 100vw, (min-width: 824px) 363px, (min-width: 732px) 545px, (min-width: 640px) 732px, " /><div class="fusion-rollover"> 833 <div class="fusion-rollover-content"> 834 835 <a class="fusion-rollover-link" href="https://debtlegaldefense.com/blog/what-happens-in-a-student-loan-lawsuit/">What Happens In A Student Loan Lawsuit?</a> 836 837 838 839 <div class="fusion-rollover-sep"></div> 840 841 <a class="fusion-rollover-gallery" href="https://debtlegaldefense.com/wp-content/uploads/2023/01/iStock-840610244-scaled.jpg" data-id="1512" data-rel="iLightbox[gallery]" data-title="Business people negotiating a contract." data-caption="Business people negotiating a contract. Human hands working with documents at desk and signing contract."> 842 Gallery </a> 843 844 845 <h4 class="fusion-rollover-title"> 846 <a class="fusion-rollover-title-link" href="https://debtlegaldefense.com/blog/what-happens-in-a-student-loan-lawsuit/"> 847 What Happens In A Student Loan Lawsuit? </a> 848 </h4> 849 850 <div class="fusion-rollover-categories"><a href="https://debtlegaldefense.com/blog/category/debt-defense/" rel="tag">Debt Defense</a></div> 851 852 <a class="fusion-link-wrapper" href="https://debtlegaldefense.com/blog/what-happens-in-a-student-loan-lawsuit/" aria-label="What Happens In A Student Loan Lawsuit?"></a> 853 </div> 854</div> 855</div> 856</li> 857 </ul> 858 </div> 859 860 <div class="fusion-post-content-wrapper"> 861 862 863 <div class="fusion-post-content post-content"> 864 <h2 class="entry-title fusion-post-title"><a href="https://debtlegaldefense.com/blog/what-happens-in-a-student-loan-lawsuit/">What Happens In A Student Loan Lawsuit?</a></h2> 865 <p class="fusion-single-line-meta"><span class="updated rich-snippet-hidden">2023-01-25T15:13:53+00:00</span>By <span class="vcard"><span class="fn"><a href="https://debtlegaldefense.com/blog/author/aviwhite/" rel="author">Ben Trotter</a></span></span><span class="fusion-inline-sep">|</span></p> 866 <div class="fusion-content-sep sep-double sep-solid"></div> 867 868 869 <div class="fusion-post-content-container"> 870 <p>When faced with overwhelming student loan debt, it can be tempting to simply ignore the issue and hope it goes away. Unfortunately, ignoring your student loans isn't an effective solution and can eventually lead to a lawsuit. If you find yourself in a situation where a lender is suing you for your student loan debt, [...]</p> </div>
871 </div> 872 873 874 <div class="fusion-meta-info"> 875 <div class="fusion-alignleft"> 876 <a href="https://debtlegaldefense.com/blog/what-happens-in-a-student-loan-lawsuit/" class="fusion-read-more" aria-label="More on What Happens In A Student Loan Lawsuit?"> 877 Read More </a> 878 </div> 879 880 </div> 881 882 </div> 883 884 </div> 885 </article> 886 887 888 <article id="post-1506" class="fusion-post-grid post fusion-clearfix post-1506 type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized"> 889 <div class="fusion-post-wrapper"> 890 891 892 893 894 <div class="fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow"> 895 <ul class="slides"> 896 <li><div class="fusion-image-wrapper" aria-haspopup="true"> 897 <img width="2560" height="1707" src="https://debtlegaldefense.com/wp-content/uploads/2022/12/iStock-1147781306-1-scaled.jpg" class="attachment-full size-full wp-post-image" alt="woman holding phone and using calculator" decoding="async" srcset="https://debtlegaldefense.com/wp-content/uploads/2022/12/iStock-1147781306-1-200x133.jpg 200w, https://debtlegaldefense.com/wp-content/uploads/2022/12/iStock-1147781306-1-400x267.jpg 400w, https://debtlegaldefense.com/wp-content/uploads/2022/12/iStock-1147781306-1-600x400.jpg 600w, https://debtlegaldefense.com/wp-content/uploads/2022/12/iStock-1147781306-1-800x533.jpg 800w, https://debtlegaldefense.com/wp-content/uploads/2022/12/iStock-1147781306-1-1200x800.jpg 1200w, https://debtlegaldefense.com/wp-content/uploads/2022/12/iStock-1147781306-1-scaled.jpg 2560w" sizes="(min-width: 2200px) 100vw, (min-width: 824px) 363px, (min-width: 732px) 545px, (min-width: 640px) 732px, " /><div class="fusion-rollover"> 898 <div class="fusion-rollover-content"> 899 900 <a class="fusion-rollover-link" href="https://debtlegaldefense.com/blog/answering-a-debt-collection-lawsuit-when-filing-for-bankruptcy-in-texas/">Answering a Debt Collection Lawsuit When Filing for Bankruptcy in Texas</a> 901 902 903 904 <div class="fusion-rollover-sep"></div> 905 906 <a class="fusion-rollover-gallery" href="https://debtlegaldefense.com/wp-content/uploads/2022/12/iStock-1147781306-1-scaled.jpg" data-id="1506" data-rel="iLightbox[gallery]" data-title="Answering a Debt Collection Lawsuit" data-caption=""> 907 Gallery </a> 908 909 910 <h4 class="fusion-rollover-title"> 911 <a class="fusion-rollover-title-link" href="https://debtlegaldefense.com/blog/answering-a-debt-collection-lawsuit-when-filing-for-bankruptcy-in-texas/"> 912 Answering a Debt Collection Lawsuit When Filing for Bankruptcy in Texas </a> 913 </h4> 914 915 <div class="fusion-rollover-categories"><a href="https://debtlegaldefense.com/blog/category/uncategorized/" rel="tag">Uncategorized</a></div> 916 917 <a class="fusion-link-wrapper" href="https://debtlegaldefense.com/blog/answering-a-debt-collection-lawsuit-when-filing-for-bankruptcy-in-texas/" aria-label="Answering a Debt Collection Lawsuit When Filing for Bankruptcy in Texas"></a> 918 </div> 919</div> 920</div> 921</li> 922 </ul> 923 </div> 924 925 <div class="fusion-post-content-wrapper"> 926 927 928 <div class="fusion-post-content post-content"> 929 <h2 class="entry-title fusion-post-title"><a href="https://debtlegaldefense.com/blog/answering-a-debt-collection-lawsuit-when-filing-for-bankruptcy-in-texas/">Answering a Debt Collection Lawsuit When Filing for Bankruptcy in Texas</a></h2> 930 <p class="fusion-single-line-meta"><span class="updated rich-snippet-hidden">2023-04-15T17:12:12+00:00</span>By <span class="vcard"><span class="fn"><a href="https://debtlegaldefense.com/blog/author/aviwhite/" rel="author">Ben Trotter</a></span></span><span class="fusion-inline-sep">|</span></p> 931 <div class="fusion-content-sep sep-double sep-solid"></div> 932 933 934 <div class="fusion-post-content-container"> 935 <p>Many people fall behind on their bills, but if you receive a letter in the mail stating that a debt collector is suing you, you may be wondering what rights you have and what steps to take next. After receiving a Texas debt collection summons, it is imperative you respond within the allotted time period. [...]</p> </div>
936 </div> 937 938 939 <div class="fusion-meta-info"> 940 <div class="fusion-alignleft"> 941 <a href="https://debtlegaldefense.com/blog/answering-a-debt-collection-lawsuit-when-filing-for-bankruptcy-in-texas/" class="fusion-read-more" aria-label="More on Answering a Debt Collection Lawsuit When Filing for Bankruptcy in Texas"> 942 Read More </a> 943 </div> 944 945 </div> 946 947 </div> 948 949 </div> 950 </article> 951 952 953 <article id="post-1494" class="fusion-post-grid post fusion-clearfix post-1494 type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized"> 954 <div class="fusion-post-wrapper"> 955 956 957 958 959 <div class="fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow"> 960 <ul class="slides"> 961 <li><div class="fusion-image-wrapper" aria-haspopup="true"> 962 <img width="2560" height="1707" src="https://debtlegaldefense.com/wp-content/uploads/2022/11/iStock-1418786267-1-scaled.jpg" class="attachment-full size-full wp-post-image" alt="one hundred dollar bills on top of student loan forgiveness application paper" decoding="async" srcset="https://debtlegaldefense.com/wp-content/uploads/2022/11/iStock-1418786267-1-200x133.jpg 200w, https://debtlegaldefense.com/wp-content/uploads/2022/11/iStock-1418786267-1-400x267.jpg 400w, https://debtlegaldefense.com/wp-content/uploads/2022/11/iStock-1418786267-1-600x400.jpg 600w, https://debtlegaldefense.com/wp-content/uploads/2022/11/iStock-1418786267-1-800x533.jpg 800w, https://debtlegaldefense.com/wp-content/uploads/2022/11/iStock-1418786267-1-1200x800.jpg 1200w, https://debtlegaldefense.com/wp-content/uploads/2022/11/iStock-1418786267-1-scaled.jpg 2560w" sizes="(min-width: 2200px) 100vw, (min-width: 824px) 363px, (min-width: 732px) 545px, (min-width: 640px) 732px, " /><div class="fusion-rollover"> 963 <div class="fusion-rollover-content"> 964 965 <a class="fusion-rollover-link" href="https://debtlegaldefense.com/blog/will-private-student-loans-be-forgiven/">Will Private Student Loans Be Forgiven?</a> 966 967 968 969 <div class="fusion-rollover-sep"></div> 970 971 <a class="fusion-rollover-gallery" href="https://debtlegaldefense.com/wp-content/uploads/2022/11/iStock-1418786267-1-scaled.jpg" data-id="1494" data-rel="iLightbox[gallery]" data-title="Student loan forgiveness application with cash money. Student debt crisis, tuition assistance and financial aid concept." data-caption=""> 972 Gallery </a> 973 974 975 <h4 class="fusion-rollover-title"> 976 <a class="fusion-rollover-title-link" href="https://debtlegaldefense.com/blog/will-private-student-loans-be-forgiven/"> 977 Will Private Student Loans Be Forgiven? </a> 978 </h4> 979 980 <div class="fusion-rollover-categories"><a href="https://debtlegaldefense.com/blog/category/uncategorized/" rel="tag">Uncategorized</a></div> 981 982 <a class="fusion-link-wrapper" href="https://debtlegaldefense.com/blog/will-private-student-loans-be-forgiven/" aria-label="Will Private Student Loans Be Forgiven?"></a> 983 </div> 984</div> 985</div> 986</li> 987 </ul> 988 </div> 989 990 <div class="fusion-post-content-wrapper"> 991 992 993 <div class="fusion-post-content post-content"> 994 <h2 class="entry-title fusion-post-title"><a href="https://debtlegaldefense.com/blog/will-private-student-loans-be-forgiven/">Will Private Student Loans Be Forgiven?</a></h2> 995 <p class="fusion-single-line-meta"><span class="updated rich-snippet-hidden">2022-11-30T23:29:30+00:00</span>By <span class="vcard"><span class="fn"><a href="https://debtlegaldefense.com/blog/author/aviwhite/" rel="author">Ben Trotter</a></span></span><span class="fusion-inline-sep">|</span></p> 996 <div class="fusion-content-sep sep-double sep-solid"></div> 997 998 999 <div class="fusion-post-content-container"> 1000 <p>Private student loans have their pros and cons, but one of the biggest drawbacks is that they arenât eligible for forgiveness, unlike student loans from the government. If youâre concerned about getting trapped in debt if your student loans are not forgiven, itâs important to understand exactly how private student loans work before signing on [...]</p> </div>
1001 </div> 1002 1003 1004 <div class="fusion-meta-info"> 1005 <div class="fusion-alignleft"> 1006 <a href="https://debtlegaldefense.com/blog/will-private-student-loans-be-forgiven/" class="fusion-read-more" aria-label="More on Will Private Student Loans Be Forgiven?"> 1007 Read More </a> 1008 </div> 1009 1010 </div> 1011 1012 </div> 1013 1014 </div> 1015 </article> 1016 1017 1018 <article id="post-1497" class="fusion-post-grid post fusion-clearfix post-1497 type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized"> 1019 <div class="fusion-post-wrapper"> 1020 1021 1022 1023 1024 <div class="fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow"> 1025 <ul class="slides"> 1026 <li><div class="fusion-image-wrapper" aria-haspopup="true"> 1027 <img width="2560" height="1708" src="https://debtlegaldefense.com/wp-content/uploads/2022/11/iStock-1385092066-1-scaled.jpg" class="attachment-full size-full wp-post-image" alt="woman sitting at a table looking at papers" decoding="async" srcset="https://debtlegaldefense.com/wp-content/uploads/2022/11/iStock-1385092066-1-200x133.jpg 200w, https://debtlegaldefense.com/wp-content/uploads/2022/11/iStock-1385092066-1-400x267.jpg 400w, https://debtlegaldefense.com/wp-content/uploads/2022/11/iStock-1385092066-1-600x400.jpg 600w, https://debtlegaldefense.com/wp-content/uploads/2022/11/iStock-1385092066-1-800x534.jpg 800w, https://debtlegaldefense.com/wp-content/uploads/2022/11/iStock-1385092066-1-1200x800.jpg 1200w, https://debtlegaldefense.com/wp-content/uploads/2022/11/iStock-1385092066-1-scaled.jpg 2560w" sizes="(min-width: 2200px) 100vw, (min-width: 824px) 363px, (min-width: 732px) 545px, (min-width: 640px) 732px, " /><div class="fusion-rollover"> 1028 <div class="fusion-rollover-content"> 1029 1030 <a class="fusion-rollover-link" href="https://debtlegaldefense.com/blog/how-do-you-draft-an-answer-to-a-debt-collection-lawsuit-in-texas/">How Do You Draft An Answer To A Debt Collection Lawsuit In Texas?</a> 1031 1032 1033 1034 <div class="fusion-rollover-sep"></div> 1035 1036 <a class="fusion-rollover-gallery" href="https://debtlegaldefense.com/wp-content/uploads/2022/11/iStock-1385092066-1-scaled.jpg" data-id="1497" data-rel="iLightbox[gallery]" data-title="Debt Legal Lawsuit" data-caption=""> 1037 Gallery </a> 1038 1039 1040 <h4 class="fusion-rollover-title"> 1041 <a class="fusion-rollover-title-link" href="https://debtlegaldefense.com/blog/how-do-you-draft-an-answer-to-a-debt-collection-lawsuit-in-texas/"> 1042 How Do You Draft An Answer To A Debt Collection Lawsuit In Texas? </a> 1043 </h4> 1044 1045 <div class="fusion-rollover-categories"><a href="https://debtlegaldefense.com/blog/category/uncategorized/" rel="tag">Uncategorized</a></div> 1046 1047 <a class="fusion-link-wrapper" href="https://debtlegaldefense.com/blog/how-do-you-draft-an-answer-to-a-debt-collection-lawsuit-in-texas/" aria-label="How Do You Draft An Answer To A Debt Collection Lawsuit In Texas?"></a> 1048 </div> 1049</div> 1050</div> 1051</li> 1052 </ul> 1053 </div> 1054 1055 <div class="fusion-post-content-wrapper"> 1056 1057 1058 <div class="fusion-post-content post-content"> 1059 <h2 class="entry-title fusion-post-title"><a href="https://debtlegaldefense.com/blog/how-do-you-draft-an-answer-to-a-debt-collection-lawsuit-in-texas/">How Do You Draft An Answer To A Debt Collection Lawsuit In Texas?</a></h2> 1060 <p class="fusion-single-line-meta"><span class="updated rich-snippet-hidden">2023-10-02T02:10:47+00:00</span>By <span class="vcard"><span class="fn"><a href="https://debtlegaldefense.com/blog/author/aviwhite/" rel="author">Ben Trotter</a></span></span><span class="fusion-inline-sep">|</span></p> 1061 <div class="fusion-content-sep sep-double sep-solid"></div> 1062 1063 1064 <div class="fusion-post-content-container"> 1065 <p>Debt collection agencies and creditors initiate tens of thousands of debt collection lawsuits in Texas each year. If you have been served with a Texas debt collection lawsuit, you may be wondering what your next step should be. Itâs important to respond to a debt complaint properly and within the allotted time period, between 14 [...]</p> </div>
1066 </div> 1067 1068 1069 <div class="fusion-meta-info"> 1070 <div class="fusion-alignleft"> 1071 <a href="https://debtlegaldefense.com/blog/how-do-you-draft-an-answer-to-a-debt-collection-lawsuit-in-texas/" class="fusion-read-more" aria-label="More on How Do You Draft An Answer To A Debt Collection Lawsuit In Texas?"> 1072 Read More </a> 1073 </div> 1074 1075 </div> 1076 1077 </div> 1078 1079 </div> 1080 </article> 1081 1082 1083 1084 1085 </div> 1086 1087 <div class="pagination clearfix"><span class="current">1</span><a href="https://debtlegaldefense.com/blog/page/2/" class="inactive">2</a><a class="pagination-next" rel="next" href="https://debtlegaldefense.com/blog/page/2/"><span class="page-text">Next</span><span class="page-next"></span></a></div><div class="fusion-clearfix"></div></div> 1088 </section> 1089 1090 </div> <!-- fusion-row --> 1091 </main> <!-- #main --> 1092 1093 1094 1095 1096 <div class="fusion-footer fusion-footer-parallax"> 1097 1098 <footer class="fusion-footer-widget-area fusion-widget-area"> 1099 <div class="fusion-row"> 1100 <div class="fusion-columns fusion-columns-2 fusion-widget-area"> 1101 1102 <div class="fusion-column col-lg-6 col-md-6 col-sm-6"> 1103 <section id="contact_info-widget-2" class="fusion-footer-widget-column widget contact_info" style="padding: 10;"><h4 class="widget-title">Debt Legal Defense </h4> 1104 <div class="contact-info-container"> 1105 <p class="address">923 S. Alamo, Suite 2 San Antonio, Texas 78205 | Phone 210-468-1008</p> 1106 1107 1108 1109 1110 1111 </div> 1112 <div style="clear:both;"></div></section> </div> 1113 <div class="fusion-column fusion-column-last col-lg-6 col-md-6 col-sm-6"> 1114 </div> 1115 1116 <div class="fusion-clearfix"></div> 1117 </div> <!-- fusion-columns --> 1118 </div> <!-- fusion-row --> 1119 </footer> <!-- fusion-footer-widget-area --> 1120 1121 1122 <footer id="footer" class="fusion-footer-copyright-area fusion-footer-copyright-center"> 1123 <div class="fusion-row"> 1124 <div class="fusion-copyright-content"> 1125 1126 <div class="fusion-copyright-notice"> 1127 <div> 1128 © Copyright
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1200
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1224<script id="vimeo-player-js" src="https://debtlegaldefense.com/wp-content/themes/Avada/includes/lib/assets/min/js/library/vimeoPlayer.js?ver=2.2.1"></script>
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1225<script id="avada-general-footer-js" src="https://debtlegaldefense.com/wp-content/themes/Avada/assets/min/js/general/avada-general-footer.js?ver=7.8.2"></script>
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1225
1226<script id="avada-quantity-js" src="https://debtlegaldefense.com/wp-content/themes/Avada/assets/min/js/general/avada-quantity.js?ver=7.8.2"></script>
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1226
1227<script id="avada-crossfade-images-js" src="https://debtlegaldefense.com/wp-content/themes/Avada/assets/min/js/general/avada-crossfade-images.js?ver=7.8.2"></script>
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1227
1228<script id="avada-select-js" src="https://debtlegaldefense.com/wp-content/themes/Avada/assets/min/js/general/avada-select.js?ver=7.8.2"></script>
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1228
1229<script id="avada-tabs-widget-js" src="https://debtlegaldefense.com/wp-content/themes/Avada/assets/min/js/general/avada-tabs-widget.js?ver=7.8.2"></script>
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1229
1230<script id="avada-contact-form-7-js" src="https://debtlegaldefense.com/wp-content/themes/Avada/assets/min/js/general/avada-contact-form-7.js?ver=7.8.2"></script>
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1230
1231<script id="jquery-elastic-slider-js" src="https://debtlegaldefense.com/wp-content/themes/Avada/assets/min/js/library/jquery.elasticslider.js?ver=7.8.2"></script>
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1232<script id="avada-live-search-js-extra"> 1233var avadaLiveSearchVars = {"live_search":"1","ajaxurl":"https://debtlegaldefense.com/wp-admin/admin-ajax.php","no_search_results":"No search results match your query. Please try again","min_char_count":"4","per_page":"100","show_feat_img":"1","display_post_type":"1"}; 1234//# sourceURL=avada-live-search-js-extra 1235</script>
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1235
1236<script id="avada-live-search-js" src="https://debtlegaldefense.com/wp-content/themes/Avada/assets/min/js/general/avada-live-search.js?ver=7.8.2"></script>
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1240
1241<script id="fusion-blog-js" src="https://debtlegaldefense.com/wp-content/themes/Avada/includes/lib/assets/min/js/general/fusion-blog.js?ver=7.1.2"></script>
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1242<script id="fusion-alert-js" src="https://debtlegaldefense.com/wp-content/themes/Avada/includes/lib/assets/min/js/general/fusion-alert.js?ver=7.1.2"></script>
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1243<script id="awb-off-canvas-js" src="https://debtlegaldefense.com/wp-content/plugins/fusion-builder/assets/js/min/general/awb-off-canvas.js?ver=3.8.2"></script>
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1247
1248<script id="avada-elastic-slider-js" src="https://debtlegaldefense.com/wp-content/themes/Avada/assets/min/js/general/avada-elastic-slider.js?ver=7.8.2"></script>
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1252
1253<script id="avada-parallax-footer-js" src="https://debtlegaldefense.com/wp-content/themes/Avada/assets/min/js/general/avada-parallax-footer.js?ver=7.8.2"></script>
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1253
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1257
1258<script id="avada-drop-down-js" src="https://debtlegaldefense.com/wp-content/themes/Avada/assets/min/js/general/avada-drop-down.js?ver=7.8.2"></script>
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1262
1263<script id="avada-to-top-js" src="https://debtlegaldefense.com/wp-content/themes/Avada/assets/min/js/general/avada-to-top.js?ver=7.8.2"></script>
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1267
1268<script id="avada-header-js" src="https://debtlegaldefense.com/wp-content/themes/Avada/assets/min/js/general/avada-header.js?ver=7.8.2"></script>
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1272
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1274<script id="bootstrap-scrollspy-js" src="https://debtlegaldefense.com/wp-content/themes/Avada/assets/min/js/library/bootstrap.scrollspy.js?ver=3.3.2"></script>
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1275<script id="avada-scrollspy-js" src="https://debtlegaldefense.com/wp-content/themes/Avada/assets/min/js/general/avada-scrollspy.js?ver=7.8.2"></script>
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1285<script id="fusion-scroll-to-anchor-js" src="https://debtlegaldefense.com/wp-content/themes/Avada/includes/lib/assets/min/js/general/fusion-scroll-to-anchor.js?ver=1"></script>
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