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1</head><body class="theme-dark"><div id="__next"><div class="small-change"><style> :root { 2 --theme-color-main: #ee907b; 3 --theme-color-main-text: #000000; 4 --theme-color-button: #65baaf; 5 --theme-color-button-hover: #ffc629; 6 --theme-color-button-text: #000000; 7 --theme-color-play: #cccccc; 8 --theme-color-play-hover: #ffffff; 9 --theme-color-play-text: #000000; 10 --theme-color-link: #65baaf; 11 --theme-color-link-hover: #ffc29; 12 --theme-color-accent: #000000; 13 --theme-color-donate: #ee907b; 14 --theme-box-shadow: 0 10px 50px #000000; 15 }</style><div class="headerContainer"><div class="container"><header class="header is-closed" data-testid="header"></header></div></div><main class="main"><div class="container"><section class="section"><div class="pageHeader"><h1 class="hdg hdg-1 hdg-onBg">All Episodes</h1></div><div class="collection "><div class="collection_sidebar"><div class="filter"><button class="filter_header"><svg class="icon icon-filter filter_icon" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M10 18h4v-2h-4v2zM3 6v2h18V6H3zm3 7h12v-2H6v2z"></path><path d="M0 0h24v24H0z" fill="none"></path></svg><span class="filter_title">Episode<!-- --> Filters</span></button><div class="filter_body is-hidden"><ul class="accordion"><li class="accordion_row"><button class="accordion_header is-active"><span class="accordion_title">2020s</span><svg class="icon icon-chevronDown " width="24px" height="24px" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M7.41 8.59L12 13.17l4.59-4.58L18 10l-6 6-6-6 1.41-1.41z"></path><path fill="none" d="M0 0h24v24H0V0z"></path></svg></button><ul class="accordion_section is-active"><li class="accordion_subRow"><a class="accordion_link" aria-label="Go to 2022 page" href="/episodes/year/2022">2022</a></li><li class="accordion_subRow"><a class="accordion_link" aria-label="Go to 2021 page" href="/episodes/year/2021">2021</a></li><li class="accordion_subRow"><a class="accordion_link" aria-label="Go to 2020 page" href="/episodes/year/2020">2020</a></li></ul></li></ul></div></div></div><div class="collection_results"><article class="teaser teaser-row"><div class="teaser_button"><button aria-label="Play" type="button" class="playButton"><span class="playButton_button"><svg width="24" height="24" class="icon icon-play " viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M8 6.82v10.36c0 .79.87 1.27 1.54.84l8.14-5.18c.62-.39.62-1.29 0-1.69L9.54 5.98C8.87 5.55 8 6.03 8 6.82z"></path></svg></span></button></div><a class="teaser_link" data-testid="relativeLink" href="/episode/2022/01/18/small-change-story-cooperative-living"><div class="teaser_link"><div class="teaser_image"><img class="" src="/podcast-assets/smallchange/fallback.png" alt="Small Change Story: Cooperative Living"/></div><div class="teaser_content"><div class="teaser_header"><h2 class="hdg hdg-2">Small Change Story: Cooperative Living</h2></div><div class="teaser_meta"><div class="teaser_pubdate"><time dateTime="2022-01-18T19:44:40Z">January 18, 2022 1:44 PM</time></div></div><div class="teaser_body userContent">No matter where you live, the price of buying a home is out of reach for growing numbers of people. Young adults and people living on low and unstable incomes in particular find that theyâre priced out of the market. 16</div></div></div></a></article><article class="teaser teaser-row"><div class="teaser_button"><button aria-label="Play" type="button" class="playButton"><span class="playButton_button"><svg width="24" height="24" class="icon icon-play " viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M8 6.82v10.36c0 .79.87 1.27 1.54.84l8.14-5.18c.62-.39.62-1.29 0-1.69L9.54 5.98C8.87 5.55 8 6.03 8 6.82z"></path></svg></span></button></div><a class="teaser_link" data-testid="relativeLink" href="/episode/2022/01/03/michael-laverdure"><div class="teaser_link"><div class="teaser_image"><img class="" src="/podcast-assets/smallchange/fallback.png" alt="Small Change Story: Michael Laverdure"/></div><div class="teaser_content"><div class="teaser_header"><h2 class="hdg hdg-2">Small Change Story: Michael Laverdure</h2></div><div class="teaser_meta"><div class="teaser_pubdate"><time dateTime="2022-01-03T16:00:23Z">January 3, 2022 10:00 AM</time></div></div><div class="teaser_body userContent">Michael Laverdure is from the Turtle Mountain Band of Chippewa. We had a wide ranging conversation with Laverdure about his views on money, his remarkable path to becoming an architect and the significance of home, Turtle Mountain Reservation in North Dakota. 17</div></div></div></a></article><article class="teaser teaser-row"><div class="teaser_button"><button aria-label="Play" type="button" class="playButton"><span class="playButton_button"><svg width="24" height="24" class="icon icon-play " viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M8 6.82v10.36c0 .79.87 1.27 1.54.84l8.14-5.18c.62-.39.62-1.29 0-1.69L9.54 5.98C8.87 5.55 8 6.03 8 6.82z"></path></svg></span></button></div><a class="teaser_link" data-testid="relativeLink" href="/episode/2021/12/20/small-change-story-arielle-grant"><div class="teaser_link"><div class="teaser_image"><img class="" src="/podcast-assets/smallchange/fallback.png" alt="Small Change Story: Arielle Grant"/></div><div class="teaser_content"><div class="teaser_header"><h2 class="hdg hdg-2">Small Change Story: Arielle Grant</h2></div><div class="teaser_meta"><div class="teaser_pubdate"><time dateTime="2021-12-20T21:26:35Z">December 20, 2021 3:26 PM</time></div></div><div class="teaser_body userContent">Arielle Grant is the founder and executive director of Render Free. The company is a work space and wellness club for self-identified black and brown women. Render Free disrupts racial trauma by promoting self care and healing through events and community connection. 18</div></div></div></a></article><article class="teaser teaser-row"><div class="teaser_button"><button aria-label="Play" type="button" class="playButton"><span class="playButton_button"><svg width="24" height="24" class="icon icon-play " viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M8 6.82v10.36c0 .79.87 1.27 1.54.84l8.14-5.18c.62-.39.62-1.29 0-1.69L9.54 5.98C8.87 5.55 8 6.03 8 6.82z"></path></svg></span></button></div><a class="teaser_link" data-testid="relativeLink" href="/episode/2021/11/29/predatory-lending"><div class="teaser_link"><div class="teaser_image"><img class="" src="/podcast-assets/smallchange/fallback.png" alt="Small Change Story - Predatory Lending"/></div><div class="teaser_content"><div class="teaser_header"><h2 class="hdg hdg-2">Small Change Story - Predatory Lending</h2></div><div class="teaser_meta"><div class="teaser_pubdate"><time dateTime="2021-11-29T14:30:31Z">November 29, 2021 8:30 AM</time></div></div><div class="teaser_body userContent">Joyce James is the founder of the Middleburg Institute in Saint Gabriel, Louisiana. The Instituteâs mission is to raise the economic, educational and social level of families in low to moderate income communities. We met Joyce while researching predatory lenders. 19</div></div></div></a></article><article class="teaser teaser-row"><div class="teaser_button"><button aria-label="Play" type="button" class="playButton"><span class="playButton_button"><svg width="24" height="24" class="icon icon-play " viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M8 6.82v10.36c0 .79.87 1.27 1.54.84l8.14-5.18c.62-.39.62-1.29 0-1.69L9.54 5.98C8.87 5.55 8 6.03 8 6.82z"></path></svg></span></button></div><a class="teaser_link" data-testid="relativeLink" href="/episode/2021/11/09/small-change-story-invisible-disabilities"><div class="teaser_link"><div class="teaser_image"><img class="" src="/podcast-assets/smallchange/fallback.png" alt="Small Change Story: Invisible Disabilities"/></div><div class="teaser_content"><div class="teaser_header"><h2 class="hdg hdg-2">Small Change Story: Invisible Disabilities</h2></div><div class="teaser_meta"><div class="teaser_pubdate"><time dateTime="2021-11-09T11:00:00Z">November 9, 2021 5:00 AM</time></div></div><div class="teaser_body userContent">Katye Barton, age 47, describes herself as a high-functioning autistic adult with mild cerebral palsy. Katye is focused on improving the lives of people with intellectual disabilities, with a special emphasis on advocating for better mental health and obesity services. 20</div></div></div></a></article><article class="teaser teaser-row"><div class="teaser_button"><button aria-label="Play" type="button" class="playButton"><span class="playButton_button"><svg width="24" height="24" class="icon icon-play " viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M8 6.82v10.36c0 .79.87 1.27 1.54.84l8.14-5.18c.62-.39.62-1.29 0-1.69L9.54 5.98C8.87 5.55 8 6.03 8 6.82z"></path></svg></span></button></div><a class="teaser_link" data-testid="relativeLink" href="/episode/2021/10/25/caregiving-in-texas-susie"><div class="teaser_link"><div class="teaser_image"><img class="" src="/podcast-assets/smallchange/fallback.png" alt="Caregiving In Texas - Susie"/></div><div class="teaser_content"><div class="teaser_header"><h2 class="hdg hdg-2">Caregiving In Texas - Susie</h2></div><div class="teaser_meta"><div class="teaser_pubdate"><time dateTime="2021-10-25T12:25:00Z">October 25, 2021 7:25 AM</time></div></div><div class="teaser_body userContent">Susie Rivera lives in a mobile home with her wife in New Braunfels, Texas, which lies between San Antonio and Austin. Throughout our conversation, it was clear that Rivera is proud of her work. Caregiving to her is a "calling," not a job. 21</div></div></div></a></article><article class="teaser teaser-row"><div class="teaser_button"><button aria-label="Play" type="button" class="playButton"><span class="playButton_button"><svg width="24" height="24" class="icon icon-play " viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M8 6.82v10.36c0 .79.87 1.27 1.54.84l8.14-5.18c.62-.39.62-1.29 0-1.69L9.54 5.98C8.87 5.55 8 6.03 8 6.82z"></path></svg></span></button></div><a class="teaser_link" data-testid="relativeLink" href="/episode/2021/10/11/small-change-story-spurs-bar-and-grill"><div class="teaser_link"><div class="teaser_image"><img class="" src="/podcast-assets/smallchange/fallback.png" alt="Small Change Story - Spurs Bar and Grill"/></div><div class="teaser_content"><div class="teaser_header"><h2 class="hdg hdg-2">Small Change Story - Spurs Bar and Grill</h2></div><div class="teaser_meta"><div class="teaser_pubdate"><time dateTime="2021-10-11T15:00:00Z">October 11, 2021 10:00 AM</time></div></div><div class="teaser_body userContent">Esperanza Lopez and Stephanie Lopezâmother and daughterâare the founders of Spurs Bar & Grill in Willmar, an agriculture-dominated city in West Central Minnesota. We met with them at their restaurant housed in an historic downtown building. Esperanza and Stephanie didnât have much money. What they had was a vision and the drive to pursue their idea. 22</div></div></div></a></article><article class="teaser teaser-row"><div class="teaser_button"><button aria-label="Play" type="button" class="playButton"><span class="playButton_button"><svg width="24" height="24" class="icon icon-play " viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M8 6.82v10.36c0 .79.87 1.27 1.54.84l8.14-5.18c.62-.39.62-1.29 0-1.69L9.54 5.98C8.87 5.55 8 6.03 8 6.82z"></path></svg></span></button></div><a class="teaser_link" data-testid="relativeLink" href="/episode/2021/09/27/small-change-story-harvest-nation"><div class="teaser_link"><div class="teaser_image"><img class="" src="/podcast-assets/smallchange/fallback.png" alt="Small Change Story â Harvest Nation"/></div><div class="teaser_content"><div class="teaser_header"><h2 class="hdg hdg-2">Small Change Story â Harvest Nation</h2></div><div class="teaser_meta"><div class="teaser_pubdate"><time dateTime="2021-09-27T14:00:00Z">September 27, 2021 9:00 AM</time></div></div><div class="teaser_body userContent">Denise Pieratos, along with her sister Tracey and her two daughters Dani and Nikki are creating Harvest Nation, an innovative company with ambitions to transform agriculture in Minnesota. Members of the Bois Forte Band of Chippewa, we met with Denise and Dani at their home on the Bois Forte reservation in northern Minnesota. 23</div></div></div></a></article><article class="teaser teaser-row"><div class="teaser_button"><button aria-label="Play" type="button" class="playButton"><span class="playButton_button"><svg width="24" height="24" class="icon icon-play " viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M8 6.82v10.36c0 .79.87 1.27 1.54.84l8.14-5.18c.62-.39.62-1.29 0-1.69L9.54 5.98C8.87 5.55 8 6.03 8 6.82z"></path></svg></span></button></div><a class="teaser_link" data-testid="relativeLink" href="/episode/2020/11/30/money-lending-circles"><div class="teaser_link"><div class="teaser_image"><img class="" src="/podcast-assets/smallchange/fallback.png" alt="Money & Lending Circles"/></div><div class="teaser_content"><div class="teaser_header"><h2 class="hdg hdg-2">Money & Lending Circles</h2></div><div class="teaser_meta"><div class="teaser_pubdate"><time dateTime="2020-11-30T15:37:00Z">November 30, 2020 9:37 AM</time></div></div><div class="teaser_body userContent">Systemic racism and stereotypes about lower income individuals denies them access to mainstream financial institutions. Yet they need money to buy a home, start a business and live. A time-honored way to provide loans is with lending circles. A group of people, often with close cultural ties, work together to provide members with the money they need to achieve their goals. 24</div></div></div></a></article><article class="teaser teaser-row"><div class="teaser_button"><button aria-label="Play" type="button" class="playButton"><span class="playButton_button"><svg width="24" height="24" class="icon icon-play " viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M8 6.82v10.36c0 .79.87 1.27 1.54.84l8.14-5.18c.62-.39.62-1.29 0-1.69L9.54 5.98C8.87 5.55 8 6.03 8 6.82z"></path></svg></span></button></div><a class="teaser_link" data-testid="relativeLink" href="/episode/2020/11/16/money-dignity"><div class="teaser_link"><div class="teaser_image"><img class="" src="/podcast-assets/smallchange/fallback.png" alt="Money & Dignity"/></div><div class="teaser_content"><div class="teaser_header"><h2 class="hdg hdg-2">Money & Dignity</h2></div><div class="teaser_meta"><div class="teaser_pubdate"><time dateTime="2020-11-16T15:27:35Z">November 16, 2020 9:27 AM</time></div></div><div class="teaser_body userContent">Too much financial commentary assumes people earning low wages arenât smart with money. Wrong, deeply wrong. Necessity forces many to be savvy money managers. There are also societal, financial and government institutions that have erected barriers to progress. Ultimately, people want the opportunity to help themselves. They want to live with dignity. 25</div></div></div></a></article><article class="teaser teaser-row"><div class="teaser_button"><button aria-label="Play" type="button" class="playButton"><span class="playButton_button"><svg width="24" height="24" class="icon icon-play " viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M8 6.82v10.36c0 .79.87 1.27 1.54.84l8.14-5.18c.62-.39.62-1.29 0-1.69L9.54 5.98C8.87 5.55 8 6.03 8 6.82z"></path></svg></span></button></div><a class="teaser_link" data-testid="relativeLink" href="/episode/2020/11/09/money-tradition"><div class="teaser_link"><div class="teaser_image"><img class="" src="/podcast-assets/smallchange/fallback.png" alt="Money & Tradition"/></div><div c
25lass="teaser_content"><div class="teaser_header"><h2 class="hdg hdg-2">Money & Tradition</h2></div><div class="teaser_meta"><div class="teaser_pubdate"><time dateTime="2020-11-09T17:51:06Z">November 9, 2020 11:51 AM</time></div></div><div class="teaser_body userContent">In every conversation we asked, âWhat did you learn from your parents about money?â Everyoneâs initial response? Nothing. 26</div></div></div></a></article><article class="teaser teaser-row"><div class="teaser_button"><button aria-label="Play" type="button" class="playButton"><span class="playButton_button"><svg width="24" height="24" class="icon icon-play " viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M8 6.82v10.36c0 .79.87 1.27 1.54.84l8.14-5.18c.62-.39.62-1.29 0-1.69L9.54 5.98C8.87 5.55 8 6.03 8 6.82z"></path></svg></span></button></div><a class="teaser_link" data-testid="relativeLink" href="/episode/2020/10/26/money-needs-wants"><div class="teaser_link"><div class="teaser_image"><img class="" src="/podcast-assets/smallchange/fallback.png" alt="Money Needs & Wants"/></div><div class="teaser_content"><div class="teaser_header"><h2 class="hdg hdg-2">Money Needs & Wants</h2></div><div class="teaser_meta"><div class="teaser_pubdate"><time dateTime="2020-10-26T15:08:57Z">October 26, 2020 10:08 AM</time></div></div><div class="teaser_body userContent">A classic personal finance question: Is that a want or a need? The framing of the question suggests needs are necessities and wants are luxuries. Yet no one we interviewed for the podcast talked about luxuries. They said they wanted opportunities to take care of their families and to do better. 27</div></div></div></a></article><article class="teaser teaser-row"><div class="teaser_button"><button aria-label="Play" type="button" class="playButton"><span class="playButton_button"><svg width="24" height="24" class="icon icon-play " viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M8 6.82v10.36c0 .79.87 1.27 1.54.84l8.14-5.18c.62-.39.62-1.29 0-1.69L9.54 5.98C8.87 5.55 8 6.03 8 6.82z"></path></svg></span></button></div><a class="teaser_link" data-testid="relativeLink" href="/episode/2020/10/19/money-personal-assets"><div class="teaser_link"><div class="teaser_image"><img class="" src="/podcast-assets/smallchange/fallback.png" alt="Money & Personal Assets"/></div><div class="teaser_content"><div class="teaser_header"><h2 class="hdg hdg-2">Money & Personal Assets</h2></div><div class="teaser_meta"><div class="teaser_pubdate"><time dateTime="2020-10-19T14:47:33Z">October 19, 2020 9:47 AM</time></div></div><div class="teaser_body userContent">Personal assets include your talents and the skills of people you trust. Making use of personal assets is a creative way to solve many money problems. 28</div></div></div></a></article><article class="teaser teaser-row"><div class="teaser_button"><button aria-label="Play" type="button" class="playButton"><span class="playButton_button"><svg width="24" height="24" class="icon icon-play " viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M8 6.82v10.36c0 .79.87 1.27 1.54.84l8.14-5.18c.62-.39.62-1.29 0-1.69L9.54 5.98C8.87 5.55 8 6.03 8 6.82z"></path></svg></span></button></div><a class="teaser_link" data-testid="relativeLink" href="/episode/2020/10/12/money-and-disability"><div class="teaser_link"><div class="teaser_image"><img class="" src="/podcast-assets/smallchange/fallback.png" alt="Money and Disability"/></div><div class="teaser_content"><div class="teaser_header"><h2 class="hdg hdg-2">Money and Disability</h2></div><div class="teaser_meta"><div class="teaser_pubdate"><time dateTime="2020-10-12T15:06:41Z">October 12, 2020 10:06 AM</time></div></div><div class="teaser_body userContent">People with disabilities must navigate a complex system of government benefits and support. Many work, although many more would like to be employed. The disabled also confront limitations created by misperceptions about what people living with disabilities are capable of and have the desire to do. 29</div></div></div></a></article><article class="teaser teaser-row"><div class="teaser_button"><button aria-label="Play" type="button" class="playButton"><span class="playButton_button"><svg width="24" height="24" class="icon icon-play " viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M8 6.82v10.36c0 .79.87 1.27 1.54.84l8.14-5.18c.62-.39.62-1.29 0-1.69L9.54 5.98C8.87 5.55 8 6.03 8 6.82z"></path></svg></span></button></div><a class="teaser_link" data-testid="relativeLink" href="/episode/2020/10/05/money-and-covid19"><div class="teaser_link"><div class="teaser_image"><img class="" src="/podcast-assets/smallchange/fallback.png" alt="Money and COVID-19"/></div><div class="teaser_content"><div class="teaser_header"><h2 class="hdg hdg-2">Money and COVID-19</h2></div><div class="teaser_meta"><div class="teaser_pubdate"><time dateTime="2020-10-05T14:25:28Z">October 5, 2020 9:25 AM</time></div></div><div class="teaser_body userContent">The pandemic has affected everyone. But some individuals and families have been hit much harder than others, especially minorities and low-wage workers. Everyone we interviewed for the podcast had a story about how the pandemic impacted them. 30</div></div></div></a></article><article class="teaser teaser-row"><div class="teaser_button"><button aria-label="Play" type="button" class="playButton"><span class="playButton_button"><svg width="24" height="24" class="icon icon-play " viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M8 6.82v10.36c0 .79.87 1.27 1.54.84l8.14-5.18c.62-.39.62-1.29 0-1.69L9.54 5.98C8.87 5.55 8 6.03 8 6.82z"></path></svg></span></button></div><a class="teaser_link" data-testid="relativeLink" href="/episode/2020/09/25/money-and-entrepreneurship"><div class="teaser_link"><div class="teaser_image"><img class="" src="/podcast-assets/smallchange/fallback.png" alt="Money and Entrepreneurship"/></div><div class="teaser_content"><div class="teaser_header"><h2 class="hdg hdg-2">Money and Entrepreneurship</h2></div><div class="teaser_meta"><div class="teaser_pubdate"><time dateTime="2020-09-25T16:20:00Z">September 25, 2020 11:20 AM</time></div></div><div class="teaser_body userContent">Many people with low and unstable incomes start a business. Their entrepreneurial drive is rooted in community and the need to put food on the table. 31</div></div></div></a></article><article class="teaser teaser-row"><div class="teaser_button"><button aria-label="Play" type="button" class="playButton"><span class="playButton_button"><svg width="24" height="24" class="icon icon-play " viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M8 6.82v10.36c0 .79.87 1.27 1.54.84l8.14-5.18c.62-.39.62-1.29 0-1.69L9.54 5.98C8.87 5.55 8 6.03 8 6.82z"></path></svg></span></button></div><a class="teaser_link" data-testid="relativeLink" href="/episode/2020/09/23/introducing-small-change"><div class="teaser_link"><div class="teaser_image"><img class="" src="/podcast-assets/smallchange/fallback.png" alt="Introducing small change: Money Stories from the Neighborhood"/></div><div class="teaser_content"><div class="teaser_header"><h2 class="hdg hdg-2">Introducing small change: Money Stories from the Neighborhood</h2></div><div class="teaser_meta"><div class="teaser_pubdate"><time dateTime="2020-09-23T21:43:10Z">September 23, 2020 4:43 PM</time></div></div><div class="teaser_body userContent">Hosts Chris Farrell and Twila Dang talk to community members who are redefining wealth and poverty, the value of community and the purpose of money. 32</div></div></div></a></article></div></div></section><div class="banner banner-pagination"><div class="section"></div></div></div></main><footer class="footer"></footer><div id="player" class="player js-player " role="region" aria-label="Audio Player" data-src="placeholder"></div></div></div>
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We met with them at their restaurant housed in an historic downtown building. Esperanza and Stephanie didnât have much money. What they had was a vision and the drive to pursue their idea.\",\"type\":\"text\"}]}]}","descriptionText":"Esperanza Lopez and Stephanie Lopezâmother and daughterâare the founders of Spurs Bar \u0026 Grill in Willmar, an agriculture-dominated city in West Central Minnesota. We met with them at their restaurant housed in an historic downtown building. Esperanza and Stephanie didnât have much money. 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Members of the Bois Forte Band of Chippewa, we met with Denise and Dani at their home on the Bois Forte reservation in northern Minnesota. \",\"type\":\"text\"}]}]}","descriptionText":"Denise Pieratos, along with her sister Tracey and her two daughters Dani and Nikki are creating Harvest Nation, an innovative company with ambitions to transform agriculture in Minnesota. Members of the Bois Forte Band of Chippewa, we met with Denise and Dani at their home on the Bois Forte reservation in northern Minnesota. \n","canonicalSlug":"2021/09/27/small-change-story-harvest-nation","primaryVisuals":{"lead":null},"audio":[{"title":"Small Change: Money Stories from the Neighborhood - September 27, 2021","durationHms":null,"encodings":[{"httpFilePath":"https://play.publicradio.org/unreplaced_ua/o/minnesota/podcasts/small_change/episodes/2021/09/27/small_change_20210927_1_64.mp3","playFilePath":"https://play.publicradio.org/%user_agent/o/minnesota/podcasts/small_change/episodes/2021/09/27/small_change_20210927_1_64.mp3","filename":"/minnesota/podcasts/small_change/episodes/2021/09/27/small_change_20210927_1_64.mp3","mediaType":"audio/mpeg","locations":[{"location":"streamguys-play","path":"https://play.publicradio.org/%user_agent/o/minnesota/podcasts/small_change/episodes/2021/09/27/small_change_20210927_1_64.mp3"},{"location":"streamguys-http","path":"https://play.publicradio.org/unreplaced_ua/o/minnesota/podcasts/small_change/episodes/2021/09/27/small_change_20210927_1_64.mp3"}]}]}],"episodeNumber":""},{"id":"01ERCWSJPPKXT742EMY9SEBCER","title":"Money \u0026 Lending Circles","resourceType":"episode","publishDate":"2020-11-30T15:37:00Z","description":"{\"type\":\"doc\",\"content\":[{\"type\":\"paragraph\",\"content\":[{\"text\":\"Systemic racism and stereotypes about lower income individuals denies them access to mainstream financial institutions. Yet they need money to buy a home, start a business and live. A time-honored way to provide loans is with lending circles. A group of people, often with close cultural ties, work together to provide members with the money they need to achieve their goals.\",\"type\":\"text\"}]}]}","descriptionText":"Systemic racism and stereotypes about lower income individuals denies them access to mainstream financial institutions. Yet they need money to buy a home, start a business and live. A time-honored way to provide loans is with lending circles. 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32,{"id":"01ENJQ923W4ENM6QJZZZNE887N","title":"Money Needs \u0026 Wants","resourceType":"episode","publishDate":"2020-10-26T15:08:57Z","description":"{\"type\":\"doc\",\"content\":[{\"type\":\"paragraph\",\"content\":[{\"text\":\"A classic personal finance question: Is that a want or a need? The framing of the question suggests needs are necessities and wants are luxuries. Yet no one we interviewed for the podcast talked about luxuries. They said they wanted opportunities to take care of their families and to do better.\",\"type\":\"text\"}]}]}","descriptionText":"A classic personal finance question: Is that a want or a need? The framing of the question suggests needs are necessities and wants are luxuries. Yet no one we interviewed for the podcast talked about luxuries. 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