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16	<title>About Us - Lakeside Bank</title>
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21	<meta property="og:description" content="In the banking world today, there is a binary choice. Very large banks have capacity, but layers of bureaucracy can make business difficult. These big banks are increasingly impersonal and transactional. Small community banks may be personal but lack technology or the size to execute. Both are often unable to make exceptions or move decisively...." />
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94<script id="text-connect-js" src="https://www.lakesidebank.com/wp-content/plugins/wp-live-chat-software-for-wordpress/includes/js/textConnect.js?ver=5.0.12"></script>
vendor: 1 bytes, line 94
94
95<script id="jquery-core-js" src="https://www.lakesidebank.com/wp-includes/js/jquery/jquery.min.js?ver=3.7.1"></script>
vendor: 1 bytes, line 95
95
96<script id="jquery-migrate-js" src="https://www.lakesidebank.com/wp-includes/js/jquery/jquery-migrate.min.js?ver=3.4.1"></script>
vendor: 1 bytes, line 96
96
97<script id="theme-owl-js" src="https://www.lakesidebank.com/wp-content/themes/lakeside-bank/js/owl.carousel.min.js?ver=1674528446"></script>
vendor: 1 bytes, line 97
97
98<script id="theme-mfp-js" src="https://www.lakesidebank.com/wp-content/themes/lakeside-bank/js/jquery.magnific-popup.min.js?ver=1674528446"></script>
vendor: 1 bytes, line 98
98
99<script id="theme-skrollr-js" src="https://www.lakesidebank.com/wp-content/themes/lakeside-bank/js/skrollr.js?ver=1674528446"></script>
vendor: 1 bytes, line 99
99
100<script id="theme-functions-js" src="https://www.lakesidebank.com/wp-content/themes/lakeside-bank/js/functions.js?ver=1790590405"></script>
vendor: 1 bytes, line 100
100
101<script id="rich-reviews-js" src="https://www.lakesidebank.com/wp-content/plugins/rich-reviews/js/rich-reviews.min.js?ver=7.0.5"></script>
101
102<link rel="https://api.w.org/" href="https://www.lakesidebank.com/wp-json/" /><link rel="alternate" title="JSON" type="application/json" href="https://www.lakesidebank.com/wp-json/wp/v2/pages/9" /><link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://www.lakesidebank.com/xmlrpc.php?rsd" />
103<link rel='shortlink' href='https://www.lakesidebank.com/?p=9' />
104			
104<script >
105			    var moreText = "Read More";
106			    var lessText = "Show Less";
107			    var excerptLength = 150;
108			</script>
108
109		<style>.recentcomments a{display:inline !important;padding:0 !important;margin:0 !important;}</style>			<style>
110				.stars, .rr_star {
111					color: #ffaf00;
112				}
113			</style>
114		<link rel="preconnect" href="https://fonts.googleapis.com">
115<link rel="preconnect" href="https://fonts.gstatic.com/" crossorigin>
116<meta name="generator" content="Powered by Slider Revolution 6.7.58 - responsive, Mobile-Friendly Slider Plugin for WordPress with comfortable drag and drop interface." />
117<script>
118	window._tpt			??= {};
119	window.SR7			??= {};
120	_tpt.R				??= {};
121	_tpt.R.fonts		??= {};
122	_tpt.R.fonts.customFonts??= {};
123	SR7.devMode			=  false;
124	SR7.F 				??= {};
125	SR7.G				??= {};
126	SR7.LIB				??= {};
127	SR7.E				??= {};
128	SR7.E.gAddons		??= {};
129	SR7.E.php 			??= {};
130	SR7.E.nonce			= '8d48f7ec13';
131	SR7.E.ajaxurl		= 'https://www.lakesidebank.com/wp-admin/admin-ajax.php';
132	SR7.E.resturl		= 'https://www.lakesidebank.com/wp-json/';
133	SR7.E.slug_path		= 'revslider/revslider.php';
134	SR7.E.slug			= 'revslider';
135	SR7.E.plugin_url	= 'https://www.lakesidebank.com/wp-content/plugins/revslider/';
136	SR7.E.wp_plugin_url = 'https://www.lakesidebank.com/wp-content/plugins/';
137	SR7.E.revision		= '6.7.58';
138	SR7.E.fontBaseUrl	= '//fonts.googleapis.com/css2?family=';
139	SR7.G.breakPoints 	= [1240,1024,778,480];
140	SR7.G.fSUVW 		= false;
141	SR7.E.modules 		= ['module','page','slide','layer','draw','animate','srtools','canvas','defaults','carousel','navigation','media','modifiers','migration'];
142	SR7.E.libs 			= ['WEBGL'];
143	SR7.E.css 			= ['csslp','cssbtns','cssfilters','cssnav','cssmedia'];
144	SR7.E.resources		= {};
145	SR7.E.ytnc			= false;
146	SR7.JSON			??= {};
147/*! Slider Revolution 7.0 - Page Processor */
148!function(){"use strict";window.SR7??={},window._tpt??={},SR7.version="Slider Revolution 6.7.40",_tpt.getMobileZoom=()=>_tpt.is_mobile?document.documentElement.clientWidth/window.innerWidth:1,_tpt.getWinDim=function(t){_tpt.screenHeightWithUrlBar??=window.innerHeight;let e=SR7.F?.modal?.visible&&SR7.M[SR7.F.module.getIdByAlias(SR7.F.modal.requested)];_tpt.scrollBar=window.innerWidth!==document.documentElement.clientWidth||e&&window.innerWidth!==e.c.module.clientWidth,_tpt.winW=_tpt.getMobileZoom()*window.innerWidth-(_tpt.scrollBar||"prepare"==t?_tpt.scrollBarW??_tpt.mesureScrollBar():0),_tpt.winH=_tpt.getMobileZoom()*window.innerHeight,_tpt.winWAll=document.documentElement.clientWidth},_tpt.getResponsiveLevel=function(t,e){return SR7.G.fSUVW?_tpt.closestGE(t,window.innerWidth):_tpt.closestGE(t,_tpt.winWAll)},_tpt.mesureScrollBar=function(){let t=document.createElement("div");return t.className="RSscrollbar-measure",t.style.width="100px",t.style.height="100px",t.style.overflow="scroll",t.style.position="absolute",t.style.top="-9999px",document.body.appendChild(t),_tpt.scrollBarW=t.offsetWidth-t.clientWidth,document.body.removeChild(t),_tpt.scrollBarW},_tpt.loadCSS=async function(t,e,s){return s?_tpt.R.fonts.required[e].status=1:(_tpt.R[e]??={},_tpt.R[e].status=1),new Promise((i,n)=>{if(_tpt.isStylesheetLoaded(t))s?_tpt.R.fonts.required[e].status=2:_tpt.R[e].status=2,i();else{const o=document.createElement("link");o.rel="stylesheet";let l="text",r="css";o["type"]=l+"/"+r,o.href=t,o.onload=()=>{s?_tpt.R.fonts.required[e].status=2:_tpt.R[e].status=2,i()},o.onerror=()=>{s?_tpt.R.fonts.required[e].status=3:_tpt.R[e].status=3,n(new Error(`Failed to load CSS: ${t}`))},document.head.appendChild(o)}})},_tpt.addContainer=function(t){const{tag:e="div",id:s,class:i,datas:n,textContent:o,iHTML:l}=t,r=document.createElement(e);if(s&&""!==s&&(r.id=s),i&&""!==i&&(r.className=i),n)for(const[t,e]of Object.entries(n))"style"==t?r.style.cssText=e:r.setAttribute(`data-${t}`,e);return o&&(r.textContent=o),l&&(r.innerHTML=l),r},_tpt.collector=function(){return{fragment:new DocumentFragment,add(t){var e=_tpt.addContainer(t);return this.fragment.appendChild(e),e},append(t){t.appendChild(this.fragment)}}},_tpt.isStylesheetLoaded=function(t){let e=t.split("?")[0];return Array.from(document.querySelectorAll('link[rel="stylesheet"], link[rel="preload"]')).some(t=>t.href.split("?")[0]===e)},_tpt.preloader={requests:new Map,preloaderTemplates:new Map,show:function(t,e){if(!e||!t)return;const{type:s,color:i}=e;if(s<0||"off"==s)return;const n=`preloader_${s}`;let o=this.preloaderTemplates.get(n);o||(o=this.build(s,i),this.preloaderTemplates.set(n,o)),this.requests.has(t)||this.requests.set(t,{count:0});const l=this.requests.get(t);clearTimeout(l.timer),l.count++,1===l.count&&(l.timer=setTimeout(()=>{l.preloaderClone=o.cloneNode(!0),l.anim&&l.anim.kill(),void 0!==_tpt.gsap?l.anim=_tpt.gsap.fromTo(l.preloaderClone,1,{opacity:0}
148,{opacity:1}):l.preloaderClone.classList.add("sr7-fade-in"),t.appendChild(l.preloaderClone)},150))},hide:function(t){if(!this.requests.has(t))return;const e=this.requests.get(t);e.count--,e.count<0&&(e.count=0),e.anim&&e.anim.kill(),0===e.count&&(clearTimeout(e.timer),e.preloaderClone&&(e.preloaderClone.classList.remove("sr7-fade-in"),e.anim=_tpt.gsap.to(e.preloaderClone,.3,{opacity:0,onComplete:function(){e.preloaderClone.remove()}})))},state:function(t){if(!this.requests.has(t))return!1;return this.requests.get(t).count>0},build:(t,e="#ffffff",s="")=>{if(t<0||"off"===t)return null;const i=parseInt(t);if(t="prlt"+i,isNaN(i))return null;if(_tpt.loadCSS(SR7.E.plugin_url+"public/css/preloaders/t"+i+".css","preloader_"+t),isNaN(i)||i<6){const n=`background-color:${e}`,o=1===i||2==i?n:"",l=3===i||4==i?n:"",r=_tpt.collector();["dot1","dot2","bounce1","bounce2","bounce3"].forEach(t=>r.add({tag:"div",class:t,datas:{style:l}}));const d=_tpt.addContainer({tag:"sr7-prl",class:`${t} ${s}`,datas:{style:o}});return r.append(d),d}{let n={};if(7===i){let t;e.startsWith("#")?(t=e.replace("#",""),t=`rgba(${parseInt(t.substring(0,2),16)}, ${parseInt(t.substring(2,4),16)}, ${parseInt(t.substring(4,6),16)}, `):e.startsWith("rgb")&&(t=e.slice(e.indexOf("(")+1,e.lastIndexOf(")")).split(",").map(t=>t.trim()),t=`rgba(${t[0]}, ${t[1]}, ${t[2]}, `),t&&(n.style=`border-top-color: ${t}0.65); border-bottom-color: ${t}0.15); border-left-color: ${t}0.65); border-right-color: ${t}0.15)`)}else 12===i&&(n.style=`background:${e}`);const o=[10,0,4,2,5,9,0,4,4,2][i-6],l=_tpt.collector(),r=l.add({tag:"div",class:"sr7-prl-inner",datas:n});Array.from({length:o}).forEach(()=>r.appendChild(l.add({tag:"span",datas:{style:`background:${e}`}})));const d=_tpt.addContainer({tag:"sr7-prl",class:`${t} ${s}`});return l.append(d),d}}},SR7.preLoader={show:(t,e)=>{"off"!==(SR7.M[t]?.settings?.pLoader?.type??"off")&&_tpt.preloader.show(e||SR7.M[t].c.module,SR7.M[t]?.settings?.pLoader??{color:"#fff",type:10})},hide:(t,e)=>{"off"!==(SR7.M[t]?.settings?.pLoader?.type??"off")&&_tpt.preloader.hide(e||SR7.M[t].c.module)},state:(t,e)=>_tpt.preloader.state(e||SR7.M[t].c.module)},_tpt.prepareModuleHeight=function(t){window.SR7.M??={},window.SR7.M[t.id]??={},"ignore"==t.googleFont&&(SR7.E.ignoreGoogleFont=!0);let e=window.SR7.M[t.id];if(null==_tpt.scrollBarW&&_tpt.mesureScrollBar(),e.c??={},e.states??={},e.settings??={},e.settings.size??={},t.fixed&&(e.settings.fixed=!0),e.c.module=document.querySelector("sr7-module#"+t.id),e.c.adjuster=e.c.module.getElementsByTagName("sr7-adjuster")[0],e.c.content=e.c.module.getElementsByTagName("sr7-content")[0],"carousel"==t.type&&(e.c.carousel=e.c.content.getElementsByTagName("sr7-carousel")[0]),null==e.c.module||null==e.c.module)return;t.plType&&t.plColor&&(e.settings.pLoader={type:t.plType,color:t.plColor}),void 0===t.plType||"off"===t.plType||SR7.preLoader.state(t.id)&&SR7.preLoader.state(t.id,e.c.module)||SR7.preLoader.show(t.id,e.c.module),_tpt.winW||_tpt.getWinDim("prepare"),_tpt.getWinDim();let s=""+e.c.module.dataset?.modal;"modal"==s||"true"==s||"undefined"!==s&&"false"!==s||(e.settings.size.fullWidth=t.size.fullWidth,e.LEV??=_tpt.getResponsiveLevel(window.SR7.G.breakPoints,t.id),t.vpt=_tpt.fillArray(t.vpt,5),e.settings.vPort=t.vpt[e.LEV],void 0!==t.el&&"720"==t.el[4]&&t.gh[4]!==t.el[4]&&"960"==t.el[3]&&t.gh[3]!==t.el[3]&&"768"==t.el[2]&&t.gh[2]!==t.el[2]&&delete t.el,e.settings.size.height=null==t.el||null==t.el[e.LEV]||0==t.el[e.LEV]||"auto"==t.el[e.LEV]?_tpt.fillArray(t.gh,5,-1):_tpt.fillArray(t.el,5,-1),e.settings.size.width=_tpt.fillArray(t.gw,5,-1),e.settings.size.minHeight=_tpt.fillArray(t.mh??[0],5,-1),e.cacheSize={fullWidth:e.settings.size?.fullWidth,fullHeight:e.settings.size?.fullHeight},void 0!==t.off&&(t.off?.t&&(e.settings.size.m??={})&&(e.settings.size.m.t=t.off.t),t.off?.b&&(e.settings.size.m??={})&&(e.settings.size.m.b=t.off.b),t.off?.l&&(e.settings.size.p??={})&&(e.settings.size.p.l=t.off.l),t.off?.r&&(e.settings.size.p??={})&&(e.settings.size.p.r=t.off.r),e.offsetPrepared=!0),_tpt.updatePMHeight(t.id,t,!0))},_tpt.updatePMHeight=(t,e,s)=>{let i=SR7.M[t];var n=i.settings.size.fullWidth?_tpt.winW:i.c.module.parentNode.offsetWidth;n=0===n||isNaN(n)?_tpt.winW:n;let o=i.settings.size.width[i.LEV]||i.settings.size.width[i.LEV++]||i.settings.size.width[i.LEV--]||n,l=i.settings.size.height[i.LEV]||i.settings.size.height[i.LEV++]||i.settings.size.height[i.LEV--]||0,r=i.settings.size.minHeight[i.LEV]||i.settings.size.minHeight[i.LEV++]||i.settings.size.minHeight[i.LEV--]||0;if(l="auto"==l?0:l,l=parseInt(l),"carousel"!==e.type&&(n-=parseInt(e.onw??0)||0),i.MP=!i.settings.size.fullWidth&&n<o||_tpt.winW<o?Math.min(1,n/o):1,e.size.fullScreen||e.size.fullHeight){let t=parseInt(e.fho)||0,s=(""+e.fho).indexOf("%")>-1;
148e.newh=_tpt.winH-(s?_tpt.winH*t/100:t)}else e.newh=i.MP*Math.max(l,r);if(e.newh+=(parseInt(e.onh??0)||0)+(parseInt(e.carousel?.pt)||0)+(parseInt(e.carousel?.pb)||0),void 0!==e.slideduration&&(e.newh=Math.max(e.newh,parseInt(e.slideduration)/3)),e.shdw&&_tpt.buildShadow(e.id,e),i.c.adjuster.style.height=e.newh+"px",i.c.module.style.height=e.newh+"px",i.c.content.style.height=e.newh+"px",i.states.heightPrepared=!0,i.dims??={},i.dims.moduleRect=i.c.module.getBoundingClientRect(),i.c.content.style.left="-"+i.dims.moduleRect.left+"px",!i.settings.size.fullWidth)return s&&requestAnimationFrame(()=>{n!==i.c.module.parentNode.offsetWidth&&_tpt.updatePMHeight(e.id,e)}),void _tpt.bgStyle(e.id,e,window.innerWidth==_tpt.winW,!0);_tpt.bgStyle(e.id,e,window.innerWidth==_tpt.winW,!0),requestAnimationFrame(function(){s&&requestAnimationFrame(()=>{n!==i.c.module.parentNode.offsetWidth&&_tpt.updatePMHeight(e.id,e)})}),i.earlyResizerFunction||(i.earlyResizerFunction=function(){requestAnimationFrame(function(){_tpt.getWinDim(),_tpt.moduleDefaults(e.id,e),_tpt.updateSlideBg(t,!0)})},window.addEventListener("resize",i.earlyResizerFunction))},_tpt.buildShadow=function(t,e){let s=SR7.M[t];null==s.c.shadow&&(s.c.shadow=document.createElement("sr7-module-shadow"),s.c.shadow.classList.add("sr7-shdw-"+e.shdw),s.c.content.appendChild(s.c.shadow))},_tpt.bgStyle=async(t,e,s,i,n)=>{const o=SR7.M[t];if((e=e??o.settings).fixed&&!o.c.module.classList.contains("sr7-top-fixed")&&(o.c.module.classList.add("sr7-top-fixed"),o.c.module.style.position="fixed",o.c.module.style.width="100%",o.c.module.style.top="0px",o.c.module.style.left="0px",o.c.module.style.pointerEvents="none",o.c.module.style.zIndex=5e3,o.c.content.style.pointerEvents="none"),null==o.c.bgcanvas){let t=document.createElement("sr7-module-bg"),l=!1;if("string"==typeof e?.bg?.color&&e?.bg?.color.includes("{"))if(_tpt.gradient&&_tpt.gsap)e.bg.color=_tpt.gradient.convert(e.bg.color);else try{let t=JSON.parse(e.bg.color);(t?.orig||t?.string)&&(e.bg.color=JSON.parse(e.bg.color))}catch(t){return}let r="string"==typeof e?.bg?.color?e?.bg?.color||"transparent":e?.bg?.color?.string??e?.bg?.color?.orig??e?.bg?.color?.color??"transparent";if(t.style["background"+(String(r).includes("grad")?"":"Color")]=r,("transparent"!==r||n)&&(l=!0),o.offsetPrepared&&(t.style.visibility="hidden"),e?.bg?.image?.src&&(t.style.backgroundImage=`url(${e?.bg?.image.src})`,t.style.backgroundSize=""==(e.bg.image?.size??"")?"cover":e.bg.image.size,t.style.backgroundPosition=e.bg.image.position,t.style.backgroundRepeat=""==e.bg.image.repeat||null==e.bg.image.repeat?"no-repeat":e.bg.image.repeat,l=!0),!l)return;o.c.bgcanvas=t,e.size.fullWidth?t.style.width=_tpt.winW-(s&&_tpt.winH<document.body.offsetHeight?_tpt.scrollBarW:0)+"px":i&&(t.style.width=o.c.module.offsetWidth+"px"),e.sbt?.use?o.c.content.appendChild(o.c.bgcanvas):o.c.module.appendChild(o.c.bgcanvas)}o.c.bgcanvas.style.height=void 0!==e.newh?e.newh+"px":("carousel"==e.type?o.dims.module.h:o.dims.content.h)+"px",o.c.bgcanvas.style.left=!s&&e.sbt?.use||o.c.bgcanvas.closest("SR7-CONTENT")?"0px":"-"+(o?.dims?.moduleRect?.left??0)+"px"},_tpt.updateSlideBg=function(t,e){const s=SR7.M[t];let i=s.settings;s?.c?.bgcanvas&&(i.size.fullWidth?s.c.bgcanvas.style.width=_tpt.winW-(e&&_tpt.winH<document.body.offsetHeight?_tpt.scrollBarW:0)+"px":preparing&&(s.c.bgcanvas.style.width=s.c.module.offsetWidth+"px"))},_tpt.moduleDefaults=(t,e)=>{let s=SR7.M[t];null!=s&&null!=s.c&&null!=s.c.module&&(s.dims??={},s.dims.moduleRect=s.c.module.getBoundingClientRect(),s.c.content.style.left="-"+s.dims.moduleRect.left+"px",s.c.content.style.width=_tpt.winW-_tpt.scrollBarW+"px","carousel"==e.type&&(s.c.module.style.overflow="visible"),_tpt.bgStyle(t,e,window.innerWidth==_tpt.winW))},_tpt.getOffset=t=>{var e=t.getBoundingClientRect(),s=window.pageXOffset||document.documentElement.scrollLeft,i=window.pageYOffset||document.documentElement.scrollTop;return{top:e.top+i,left:e.left+s}},_tpt.fillArray=function(t,e){let s,i;t=Array.isArray(t)?t:[t];let n=Array(e),o=t.length;for(i=0;i<t.length;i++)n[i+(e-o)]=t[i],null==s&&"#"!==t[i]&&(s=t[i]);for(let t=0;t<e;t++)void 0!==n[t]&&"#"!=n[t]||(n[t]=s),s=n[t];return n},_tpt.closestGE=function(t,e){let s=Number.MAX_VALUE,i=-1;for(let n=0;n<t.length;n++)t[n]-1>=e&&t[n]-1-e<s&&(s=t[n]-1-e,i=n);return++i}}();</script>
148
149<style id="wp-custom-css">
150.top-panel .logo {
151	display: none !important;
152}
153.post-author {
154	display:none;
155}
156.footer-socials {
157	padding: 15px 0;
158}
159.footer-socials ul {
160	position: relative;
161	overflow: hidden;
162}
163.footer-socials ul li {
164	list-style: none;
165	float: left;
166	margin: 0 8px;
167}
168.footer-socials ul li i {
169	color: #6286bf;
170	font-size: 30px !important;
171}
172.section-products {
173	margin-top: -90px !important;
174}
175.article-single .article-body .rhcol {
176	clear: both;
177}
178.owl-carousel .owl-item img {
179	object-fit: cover;
180}
181.section-blue .link-more.local {
182	display: none;
183}
184.section-contacts .row-fluid {
185	display:flex;
186}
187.section-contacts .rhcol {
188	width:49%;
189}
190
191.menu-item.menu-item-gtranslate {
192	position: relative;
193	width: 180px !important;
194}
195#gtranslate_wrapper {
196	position: absolute;
197	top: 20px;
198}
199
200.switcher {
201	line-height:32px !important;
202}
203.switcher .selected {
204	  background: transparent !important;
205    border: 0 !important;
206}
207.switcher .selected a {
208	border: 0 !important;
209	color: #fff !important;
210}
211.switcher .option {
212	border: 0 !important;
213	padding: 20px 0;
214  background: #1a2d59 !important;
215}
216.switcher .option a {
217    color: #fff !important;
218    padding: 5px 8px !important;
219}
220.switcher .option a:hover {
221		background: #ccc !important;
222		color: #000 !important;
223}
224
225.overlay-content {
226    width: 100%;
227    left: 25%;
228}
229#overlay input[type=text] {
230    width: calc(100% - 50%);
231    margin: 0 auto;
232    text-align: center;
233}
234
235select#gtranslate_selector {
236    border: 0 !important;
237    padding: 24px 10px;
238    color: #fff;
239}
240
241.menu-item-gtranslate {
242	padding: 0 20px 0 10px;
243}
244
245.tp-bgimg.defaultimg {
246	margin-top:70px;
247}
248
249.menu-item-gtranslate {
250	padding: 0 20px 0 10px;
251}
252
253.slide-content p {
254	margin-bottom: 25px;
255}
256#panelHome ul {
257	padding: 0 !important;
258}
259#panelHome ul li {
260	margin-bottom: 5px;
261}
262#panelHome ul li:before {
263	width: 0 !important;
264}
265#panelHome ul li a { 
266	  display: block;
267    width: 90%;
268	  font-size: 21px;
269    letter-spacing: 0.21px;
270    font-family: 'Open Sans', sans-serif;
271    font-weight: 400;
272    color: #fff;
273		padding: 8px 10px;
274	  background: linear-gradient(to bottom, rgba(42,121,190,1) 0%,rgba(39,131,196,1) 27%,rgba(41,157,216,1) 80%,rgba(38,158,218,1) 82%,rgba(40,165,223,1) 100%);
275}
276
277.form-member .ginput_recaptcha div div iframe {
278	display: unset !important;
279}
280.btn-donate {
281	background: #2365c5;
282	padding: 10px 25px;
283	border-radius:7px;
284	color: #fff;
285}
286
287.postid-3274 .article-title {
288	display:none;
289}
290.intro-actions-top {
291	top: 40px;
292}
293
294.slider-intro,
295.rev_slider {
296	height: auto !important;
297}
298
299.page-template-board-of-trade .slider-intro, .page-template-board-of-trade .rev_slider {
300	height: 900px !important;
301}
302.page-template-board-of-trade  .logo.local {
303	display: none;
304}
305
306.slider-intro img {
307    width: 100%;
308    height: 100% !important;
309    object-fit: cover !important;
310}
311.top-panel .nav ul li,
312.top-panel .nav-access ul li {
313	position: relative;
314}
315.top-panel .nav-search {
316	margin-right:30px;
317}
318.top-menu .nav ul li:nth-child(1) a:before {
319	content:'';
320	background: url('https://lakesidebanstg.wpengine.com/wp-content/uploads/2022/05/phone.png');
321	background-repeat: no-repeat;
322	position: absolute;
323	top:40%;
324	left:5px;
325	width: 15px;
326	height: 15px;
327}
328.top-panel .nav ul li:nth-child(2):before {
329	content:'';
330	background: url('https://lakesidebanstg.wpengine.com/wp-content/uploads/2022/05/language.png');
331	background-repeat: no-repeat;
332	position: absolute;
333	top:40%;
334	left:5px;
335	width: 50px;
336	height:50px;
337}
338.top-panel .nav-access {
339	width: 800px !important;
340}
341.top-panel .nav-access ul li:nth-child(1):before {
342	content:'';
343	background: url('https://lakesidebanstg.wpengine.com/wp-content/uploads/2022/05/content.png');
344	background-repeat: no-repeat;
345	position: absolute;
346	top:40%;
347	left:5px;
348	width: 15px;
349	height:15px;
350}
351/*
352.top-panel .nav ul li:nth-child(2) a {
353	background:#FF9E16;
354} */
355.top-menu .nav li a:hover {
356	color: #ffffff;
357	background: transparent;
358}
359.top-menu .nav ul li.current-menu-item a {
360	background: transparent;
361}
362.gform_button.button {
363	padding: 10px 20px;
364}
365/* start here from dev site */
366.page-template-education-outreach .nav ul li.current-menu-item a[aria-label=Education], 
367.page-template-education-outreach .nav ul li.current-page-ancestor a[aria-label=Education], 
368.page-template-education-outreach .nav ul li a:hover {
369	background: #f3f4f7 !important;
370}
371
372.page-template-education-outreach .nav ul li.current-menu-item a, 
373.page-template-education-outreach .nav ul li.current-page-ancestor a {
374	background: #fff !important;
375}
376
377.slider-intro .rev_slider, .intro {
378	margin-top: 73px;
379}
380
381.nav ul li a {
382    padding: 16px 20px;
383}
384.top-panel .nav {
385	width: 530px !important;
386}
387.top-panel .nav ul li {
388	margin:0 20px;
389	z-index: 999999;
390}
391
392.top-panel .nav-access ul li {
393	margin:0px 15px;
394}
395.nav-access ul li a {
396	background: transparent;
397	color: #fff;
398}
399.nav-search ul li {
400	padding:0;
401}
402.nav-access ul li:nth-child(4) a.link-popup {
403	background: linear-gradient(to bottom, #2a77bc 0%,#2b6eb5 36%,#2b62ad 78%,#2c5aa8 100%);
404	color: #fff;
405	padding: 18px 23px;
406}
407@media only screen and (max-width: 1240px) {
408	.nav-access ul li:nth-child(4) a.link-popup {
409		padding: 11px 23px;
410	}
411	.section-products {
412	margin-top: 0px !important;
413}
414}
415
416@media only screen and (min-width: 767px) {
417	.nav-access ul li:last-child{
418		margin-top: 10px;
419	}
420}
421
422.form-login-secondary a.btn1 {
423
424	background: rgb(49,152,212);
425
426	background: -moz-linear-gradient(top,  rgba(49,152,212,1) 0%, rgba(51,120,190,1) 100%);
427
428	background: -webkit-linear-gradient(top,  rgba(49,152,212,1) 0%,rgba(51,120,190,1) 100%);
429
430	background: linear-gradient(to bottom,  rgba(49,152,212,1) 0%,rgba(51,120,190,1) 100%);
431
432}
433.form-login-secondary a.btn1 {
434    float: left;
435    height: 40px;
436    color: #fff;
437    font-size: 16px;
438    line-height: 1.1;
439    width: 100px;
440    border: 0;
441    padding: 12px 20px;
442    border-radius: 0 3px 3px 0;
443}
444
445.top-menu {
446    position: relative;
447    background: #1a2d59;
448    line-height: 20px;
449}
450.top-menu .top-panel {
451    width: 1280px;
452    margin: 0 auto;
453    padding: 0px 25px;
454    display: flex;
455    justify-content: flex-start;
456}
457.top-menu .nav li a {
458    color: #ffffff;
459}
460.top-menu .nav li a:hover {
461	background: unset !important;
462	color: #fff !important;
463}
464.tabs-nav li a {
465    padding: 18px 35px 13px 10px!important;
466}
467.tabs-nav li a[aria-selected="true"] {
468    background: linear-gradient(to bottom, rgba(41,120,189,1) 0%,rgba(41,128,195,1) 24%,rgba(40,153,213,1) 68%,rgba(40,165,223,1) 100%);
469    color: #fff;
470    font-weight: 700;
471}
472
473.intro-actions-ver3 .shell {
474    max-width: 100%;
475    margin: 0 auto;
476    padding: 0 15px;
477    position: relative;
478}
479
480.intro-actions-ver3 nav ul li a {
481	color:#fff;
482	font-size: 12px;
483}
484
485.intro-actions-ver3 nav ul li img {
486    border: 1px solid #fff;
487    border-radius: 50%;
488		width: 47px;
489    height: 47px;
490}
491
492.intro-actions-ver3 nav {
493		position: absolute;
494		top: 190px;
495		right: 80px;
496}
497/*
498.owl-carousel.owl-drag .owl-item:nth-child(6) {
499	display:none;
500} */
501
502/* Online banking */
503.forms-holder {
504	display:flex; 
505	justify-content: between;
506}
507.form-left-panel {
508	width:50%;
509	padding-right: 50px;
510}
511.form-left-panel h2 {
512	margin-left: -30px;
513}
514.form-left-panel p {
515	margin-bottom: 25px;
516}
517.form-left-panel ul {
518	margin: 0 0 25px 20px;
519}
520.form-right-panel {
521	margin-top: 100px;
522}
523.page-template-online-banking .intro-high {
524	padding: 90px 0 !important;
525}
526/* End  Online Banking*/
527
528/* MEGA MENU */
529.sub-menu-panel {
530	position:relative;
531	background: #e9ecf3;
532	overflow: hidden;
533	padding: 20px;
534	display: none;
535}
536
537.sub-menu-panel .inner-shell {
538	  width: calc(100% - 100px);
539    margin: 0px auto;
540}
541.sub-menu-panel .sub-menu {
542    float: left;
543    width: 180px;
544		padding-right: 0px;
545}
546.sub-menu-panel .sub-menu li a {
547	display: block;
548	color: #192d56;
549	padding: 10px 15px;
550	font-size: 18px;
551	position: relative;
552}
553.sub-menu-panel .sub-menu li a:after {
554	/* content: "\2B9E";
555 */
556	content: url(/wp-content/themes/lakeside-bank/images/arrow.png);
557	position: absolute;
558	top: 28%;
559  right: 20%;
560  color: #ffa212;
561}
562.sub-menu-panel .sub-menu li:nth-child(3) a:after {
563	content: '' !important;
564}
565.sub-menu-panel .sub-menu li a:hover {
566	color: #fff;
567	width: 90%;
568	background: #192d56;
569}
570
571.sub-menu-panel .inner-sub {
572	margin-left: 180px;
573}
574.sub-menu-panel .inner-sub .inner-sub__content {
575	display: flex;
576}
577.sub-menu-panel .inner-sub .personal,
578.sub-menu-panel .inner-sub .business {
579	display: none;
580}
581.sub-menu-panel .inner-sub .inner-sub__content .col {
582	margin-right: 40px;
583	width: 200px;
584}
585.sub-menu-panel .inner-sub .inner-sub__content .col h4 {
586	font-size: 14px;
587	font-weight: bold;
588	color: #182d58;
589}
590.sub-menu-panel .inner-sub__content ul li {
591	list-style: none;
592	font-size: 14px;
593}
594.sub-menu-panel .inner-sub__content ul li a {
595	display: block;
596	padding: 1px 0px;
597}
598.sub-menu-panel .inner-sub__content ul li a:hover {
599	position: relative;
600	padding-left: 20px;
601}
602.sub-menu-panel .inner-sub__content ul li a:hover:before {
603	content: url(/wp-content/themes/lakeside-bank/images/arrow.png);
604	position: absolute;
605	top: 5%;
606  left: 0;
607	color: #ffa212;
608}
609/* END MEGA MENU */
610
611/* TOP RIGHT MENU */
612.nav-access {
613	float: unset !important;
614}
615.nav-access li {
616	float:left;
617}
618
619.nav-lang {
620    position: relative;
621    float: left !important;
622}
623
624.article-entry a {
625	text-decoration: unset !important;
626}
627.page-template-map .header,
628.page-template-online-banking .header {
629	display:none;
630}
631.page-template-map .wrapper div.container:nth-child(2) {
632    margin-top: 15px;
633}
634.section__title img {
635	 margin-top: -23px;
636}
637.wpsl-wrapper .section__search .wpsl-search-btn-wrap img {
638	display:none;
639}
640.wpsl-wrapper #wpsl-search-btn {
641	color:#fff;
642}
643.crb_news-template-default .logo {
644	margin-top: 110px !important;
645}
646.logo {
647      margin-top: 40px !important;
648   }
649@media screen and (min-width: 1920px) {
650	.intro-actions-ver3 nav {
651			top: 130px !important;
652	}
653}
654
655@media screen and (max-width: 1360px) and (min-width: 1240px) {
656	.sub-menu-panel .inner-sub .inner-sub__content .col {
657    margin-right: 10px !important;
658	}
659}
660
661@media screen and (max-width: 1240px) and (min-width: 991px) {
662	.top-menu .top-panel {
663		width: 990px !important;
664	}
665}
666
667@media screen and (max-width: 1240px) and (min-width: 1024px) {
668	.intro-actions-top {
669		top: 0 !important;
670	}
671	.logo {
672		margin-top: 60px !important;
673	}
674}
675
676@media only screen and (max-width: 1240px) {
677.nav-wrapper {
678    text-align: right;
679    padding: 0px;
680	}
681	.nav ul li.menu-item-has-children .sub-menu {
682		position: relative !important;
683	}
684	.logo img {
685    width: 335px;
686		height: 87px;
687	}
688	.logo {
689    margin-top: 40px !important;
690	}
691}
692
693@media only screen and (max-width: 767px) {
694	.page-template-products-services .intro {
695		min-height: 150px !important;
696	}
697	.logo {
698		margin-top: 5px !important;
699	}
700	.logo.local {
701		display: none;
702	}
703	.top-menu .logo {
704		display: block !important;
705	}
706	.top-menu .logo img {
707		width: 180px !important;
708    height: 50px !important;
709	}
710	.top-panel .nav {
711		display: none !important;
712	}
713}
714@media screen and (max-width: 1240px) and (min-width: 768px) {
715	.intro-actions-top {
716		top: 0 !important;
717	}
718	.page-template-products-services .intro {
719		min-height: 220px !important;
720	}
721	
722}
723
724@media screen and (max-width: 1024px) and (min-width: 768px) {
725	
726	.intro-actions-top {
727    top: 40px !important;
728	}
729	
730}
731
732
733@media screen and (max-width: 1240px) and (min-width: 481px)  {
734	.intro-actions-ver3 nav {
735			position: absolute;
736			top: 150px !important;
737	    right: 100px;
738	}
739	.nav-wrapper {
740		background: #1a2d59 !important;
741    height: 59px !important;
742	}
743	.nav-search {
744    left: 290px !important;
745	}
746	
747}
748@media screen and (max-width: 480px) and (min-width: 280px)  {
749	.single-crb_news .header {
750		display: none;
751	}
752	.single-crb_news .intro {
753		min-height: 150px !important;
754	}
755	.intro-actions-ver3 {
756		height: 380px !important;
757	}
758	.intro-actions-ver3 nav {
759			position: absolute;
760			top: 260px !important;
761			 right: 100px;
762	}
763	.sub-menu-panel {
764		display:none !important;
765	}
766	.nav-lang {
767		left: 140px !important;
768	}
769	.nav-search {
770    left: 260px !important;
771	}
772	.nav-wrapper {
773		background: #1a2d59 !important;
774    height: 59px;
775	}
776	.page-template-home-ver3 .intro {
777		min-height: 420px !important;
778	}
779}
780	
781@media only screen and (max-width: 1240px) {
782	#wpadminbar {
783		position: fixed !important;
784	}
785	.slider-intro .rev_slider, .intro {
786		margin-top: 0px !important;
787	}
788	.btn-menu {
789    position: absolute;
790    z-index: 99999;
791    right: 20px;
792    top: 20px;
793    color: #fff;
794	}
795	.btn-menu span {
796		background: #fff !important;
797	}
798	.btn-menu.active span {
799		background: #333 !important;
800	}
801	/* .slider-intro, 
802	.rev_slider {
803    height: 300px !important;
804	} 
805	.page-template-home-ver3 #rev_slider_1_1_wrapper, .page-template-home-ver3 #rev_slider_1_1 {
806    height: 300px !important;
807} */
808	.intro-actions-ver3 nav {
809    right: 10px !important;
810	}
811	.intro-actions-ver3 nav ul li img {
812    width: 50% !important;
813    height: 50% !important;
814	}
815	.logo {
816    margin-top: 40px;
817	}
818	.nav-access ul li a,
819	.nav-lang > ul > li > span,
820	.nav-search ul li
821	{ 
822		padding: 12px 14px 11px; 
823		line-height: 36px; 
824	}
825}
826}
827
828.board_title h2 {
829    font-size: 50px;
830    text-align: center;
831}
832.map {
833    max-width: 100%;
834    width: 100%;
835    height: 100%;
836}
837.apply-now-button {
838  display: inline-flex;
839  align-items: center;
840  justify-content: center;
841  background-color: #0A5174;
842  color: white;
843  font-weight: 600;
844  padding: 12px 24px;
845  border-radius: 6px;
846  text-decoration: none;
847  box-shadow: 0 2px 4px rgba(0, 0, 0, 0.1);
848  transition: all 0.2s ease;
849  font-size: 16px;
850  line-height: 1.5;
851}
852
853.apply-now-button:hover,
854.apply-now-button:focus,
855.apply-now-button:active {
856  background-color: #083D57;
857  box-shadow: 0 4px 8px rgba(0, 0, 0, 0.15);
858  color: white !important; /* The !important helps override theme styles */
859  text-decoration: none !important;
860}
861
862.apply-now-button:focus {
863  outline: none;
864  box-shadow: 0 0 0 3px rgba(10, 81, 116, 0.3);
865}
866
867</style>
868</head>
869
870<body class="wp-singular page-template page-template-templates page-template-about page-template-templatesabout-php page page-id-9 wp-theme-lakeside-bank">
871    <div id="overlay">
872         <span class="closebtn"  title="Close search">×</span>
873          <div class="overlay-content">
874                  <label for="overlay-search-bar" class="hidden">Search</label>
875              <input type="text" id="overlay-search-bar" aria-label="search box" placeholder="Search.." name="search">
876              <button type="button" aria-label="search" id="search-btn"><em class="fa fa-search"></em></button>
877          </div>
878        </div>
879	<div class="wrapper">
880		<div class="nav-wrapper ">
881			<div class="top-menu">
882				<div class="top-panel">
883					<nav class="nav"><ul><li id="menu-item-3336" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-3336"><a href="https://www.lakesidebank.com/contact-us/" aria-label="Contact Us">Contact Us</a></li>
884<li id="menu-item-5695" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5695"><a href="https://www.lakesidebank.com/products-services/fraud/" aria-label="Fraud">Fraud</a></li>
885<li id="menu-item-6073" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-6073"><a href="#" aria-label="Credit Cards">Credit Cards</a>
886<ul class="sub-menu">
887	<li id="menu-item-6074" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6074"><a href="https://www.lakesidebank.com/products-services/personal/convenience/credit-cards/" aria-label="Consumer Credit Cards">Consumer Credit Cards</a></li>
888	<li id="menu-item-6075" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6075"><a href="https://www.lakesidebank.com/products-services/business/convenience/credit-cards/" aria-label="Business Credit Cards">Business Credit Cards</a></li>
889</ul>
890</li>
891<li style="position:relative;" class="menu-item menu-item-gtranslate"><div style="position:absolute;white-space:nowrap;" id="gtranslate_menu_wrapper_86867"></div></li></ul></nav>
892					                        						<a href="https://www.lakesidebank.com/" class="logo" aria-label="lakeside bank" style=display:none;>
893							<img width="502" height="131" src="https://www.lakesidebank.com/w
893p-content/uploads/2016/06/logo.png" class="0" alt="Lakeside Bank Logo" decoding="async" fetchpriority="high" srcset="https://www.lakesidebank.com/wp-content/uploads/2016/06/logo.png 502w, https://www.lakesidebank.com/wp-content/uploads/2016/06/logo-300x78.png 300w" sizes="(max-width: 502px) 100vw, 502px" />						</a>
894					
895					
896                        <nav class="nav-access">
897                            <!-- <ul>
898                                <li>
899                                    <a href="#popup2-login" aria-label="Login">
900                                        Login                                        <em class="fa fa-lock"></em>
901                                    </a>
902                                </li>
903                            </ul> 09/15/2021 -->
904                            <ul>
905                                <li>
906                                    <a href="https://www.lakesidebank.com/online-banking" class="btn1">Enroll &raquo;</a>
907                                </li>
908                                <li>
909                                    <a href="#" id="routing_num" data-click-state="1">Routing #</a>
910                                </li>
911                                
912                                <li>
913                                   <a id="header-serach-btn" href="#">
914                                        <img alt="search" src="https://www.lakesidebank.com/w
914p-content/uploads/2019/09/search.svg" style="filter: invert(100%) sepia(51%) saturate(0%) hue-rotate(346deg) brightness(100%) contrast(97%);">
915                                    </a>
916                                </li>
917                                <li>
918                                    <a href="https://online.lakesidebank.com/lakesideonline/uux.aspx#/login" target="_blank" aria-label="Login">
919                                        Login                                        <em class="fa fa-lock"></em>
920                                    </a>
921                                </li>
922                            </ul>
923                        </nav><!-- /.nav-access -->
924					
925					
926					<nav class="nav-search">
927					    <ul>
928					        
929			            </ul>
930					</nav>
931				</div>
932			</div>
933			<div class="shell">
934									<div class="btn-menu" aria-label="Main"  role="button">
935						<span></span>
936
937						<span></span>
938
939						<span></span>
940					</div><!-- /.btn-menu -->
941				
942				<div class="nav-outer" role="navigation" aria-label="Main" >
943					
944					<nav class="nav"><ul><li id="menu-item-28" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-28"><a href="https://www.lakesidebank.com/" aria-label="Home">Home</a></li>
945<li id="menu-item-4607" class="menu-item menu-item-type-post_type menu-item-object-page current-menu-item page_item page-item-9 current_page_item menu-item-4607"><a href="https://www.lakesidebank.com/about-us/" aria-current="page" aria-label="About Us">About Us</a></li>
946<li id="menu-item-1177" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1177"><a href="https://www.lakesidebank.com/products-services/" aria-label="Products &#038; Services">Products &#038; Services</a>
947<ul class="sub-menu">
948	<li id="menu-item-2039" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2039"><a href="https://www.lakesidebank.com/products-services/personal/" aria-label="Personal">Personal</a></li>
949	<li id="menu-item-2040" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2040"><a href="https://www.lakesidebank.com/products-services/business/" aria-label="Business">Business</a></li>
950	<li id="menu-item-5700" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5700"><a href="https://www.lakesidebank.com/products-services/fraud/" aria-label="Fraud">Fraud</a></li>
951</ul>
952</li>
953<li id="menu-item-3893" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-3893"><a href="https://www.lakesidebank.com/online-banking/" aria-label="Online Banking">Online Banking</a></li>
954<li id="menu-item-3407" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-3407"><a href="https://www.lakesidebank.com/products-services/personal/mortgage/" aria-label="Mortgages">Mortgages</a></li>
955<li id="menu-item-4238" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-4238"><a href="https://www.lakesidebank.com/locations/" aria-label="Locations">Locations</a></li>
956<li id="menu-item-1273" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1273"><a href="https://www.lakesidebank.com/careers-2/" aria-label="Careers">Careers</a></li>
957<li id="menu-item-3373" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-3373"><a href="https://www.lakesidebank.com/products-services/education/" aria-label="Education">Education</a></li>
958<li id="menu-item-6055" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6055"><a href="https://www.lakesidebank.com/outreach/charitable-giving/" aria-label="Outreach">Outreach</a></li>
959</ul></nav>
960
961				</div><!-- /.nav-outer -->
962			</div><!-- /.shell -->
963
964			<div class="sub-menu-panel">
965				<div class="inner-shell">
966					<ul class="sub-menu">
967						<li><a href="#">Personal</a></li>
968						<li><a href="#">Business</a></li>
969                        <li><a href="/product-services/fraud" target="_parent" class="internal">Fraud</a></li>
970					</ul>
971					<div class="inner-sub">
972						<div class="inner-sub__content personal">
973																					<div class="col">
974								<h4>Personal Checking</h4>
975								<ul>
976					              	                                                <li><a href="https://www.lakesidebank.com/products-services/personal/personal-checking/personal-checking-overview/">Overview </a></li>
977                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/personal-checking/kasasa-cash/">Kasasa Cash </a></li>
978                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/personal-checking/free-checking/">Free Checking </a></li>
979                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/personal-checking/personal-checking-interest-checking/">Interest Checking </a></li>
980                                            						                            						              					</ul>
981
982							</div>
983														<div class="col">
984								<h4>Personal Savings</h4>
985								<ul>
986					              	                                                <li><a href="https://www.lakesidebank.com/products-services/personal/personal-savings/personal-savings-overview/">Overview </a></li>
987                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/personal-savings/kasasa-saver/">Kasasa Saver </a></li>
988                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/personal-savings/personal-savings-savings/">Savings </a></li>
989                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/personal-savings/personal-savings-minor-senior-savings/">Minor / Senior Savings </a></li>
990                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/personal-savings/personal-savings-money-market/">Money Market </a></li>
991                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/personal-savings/certificate-of-deposit/">Personal Savings Certificate of Deposit </a></li>
992                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/personal-savings/personal-savings-individual-retirement/">Individual Retirement </a></li>
993                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/personal-savings/safe-harbor-insured-cash-sweep/">Safe Harbor Insured Cash Sweep® </a></li>
994                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/personal-savings/personal-savings-cdars/">Safe Harbor CDARS® </a></li>
995                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/personal-savings/kids-count-club/">Kids Count! Club </a></li>
996                                            						                            						              					</ul>
997
998							</div>
999														<div class="col">
1000								<h4>Convenience</h4>
1001								<ul>
1002					              	                                                <li><a href="https://www.lakesidebank.com/products-services/personal/convenience/credit-cards/">Credit Cards </a></li>
1003                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/convenience/convenience-overview/"> </a></li>
1004                                            						                                                          <li><a href="https://www.lakesidebank.com/products-services/personal/zelle/overview">Zelle</a></li>
1005                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/convenience/convenience-master-money-debit-atm-card/">Master Money™ Debit / ATM Card </a></li>
1006                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/convenience/convenience-direct-deposit-2/">
1006Mobile Wallet </a></li>
1007                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/convenience/convenience-online-banking-bill-pay/">Online Banking & Bill Pay </a></li>
1008                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/convenience/convenience-direct-deposit/">Direct Deposit </a></li>
1009                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/convenience/convenience-telephone-banking/">Telephone Banking </a></li>
1010                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/convenience/convenience-elink-for-ios-android/">eLink for iOS & Android </a></li>
1011                                            						                            						              					</ul>
1012
1013							</div>
1014														<div class="col">
1015								<h4>Zelle</h4>
1016								<ul>
1017					              	                                                <li><a href="https://www.lakesidebank.com/products-services/personal/zelle/overview/">Overview </a></li>
1018                                            						                            						              					</ul>
1019
1020							</div>
1021														<div class="col">
1022								<h4>Consumer Loans</h4>
1023								<ul>
1024					              	                                                <li><a href="https://www.lakesidebank.com/products-services/personal/consumer-loans/consumer-loans-overview/">Overview </a></li>
1025                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/consumer-loans/consumer-loansauto-loans/">Auto Loans </a></li>
1026                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/consumer-loans/consumer-loans-personal-loans/">Personal Loans </a></li>
1027                                            						                                                          <li><a href="https://www.lakesidebank.com/products-services/personal/convenience/credit-cards/">Personal Credit Cards</a></li>
1028                                            						                            						              					</ul>
1029
1030							</div>
1031														<div class="col">
1032								<h4>Mortgage</h4>
1033								<ul>
1034					              	                                                <li><a href="https://www.lakesidebank.com/products-services/personal/mortgage/mortgage-overview/">Overview </a></li>
1035                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/mortgage/mortgage-services/">Mortgage Services </a></li>
1036                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/mortgage/home-mortgages/">Home Mortgages </a></li>
1037                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/mortgage/home-equity-loans/">Home Equity Loans </a></li>
1038                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/mortgage/financial-calculators-3/">Financial Calculators </a></li>
1039                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/mortgage/mortgage-contacts/">Mortgage Contacts </a></li>
1040                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/mortgage/mortgage-mortgage-application/">Mortgage Information </a></li>
1041                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/mortgage/mortgage-nmls-registry/">NMLS Registry </a></li>
1042                                            						                            						              					</ul>
1043
1044							</div>
1045														<div class="col">
1046								<h4>Trust Products</h4>
1047								<ul>
1048					              	                                                <li><a href="https://www.lakesidebank.com/products-services/personal/trust-products/trust-products-overview/">Overview </a></li>
1049                                            						                                                              <li><a href="https://www.lakesidebank.com/products-services/personal/trust-products/tax-deferred-exchanges/">Tax Deferred Exchanges </a></li>
1050                                            						                            						              					</ul>
1051
1052							</div>
1053							              									</div>
1054
1055						<div class="inner-sub__content business">
1056
1057														<div class="col">
1058								<h4>Business Checking</h4>
1059								<ul>
1060					              							              	<li><a href="https://www.lakesidebank.com/products-services/business/business-checking/business-checking-overview/">Overview </a></li>
1061						              						              	<li><a href="https://www.lakesidebank.com/products-services/business/business-checking/lakesider-business-150/">Lakesider Business 150 </a></li>
1062						              						              	<li><a href="https://www.lakesidebank.com/products-services/business/business-checking/lakesider-business-450/">Lakesider Business 450 </a></li>
1063						              						              	<li><a href="https://www.lakesidebank.com/products-services/business/business-checking/not-for-profit-interest-checking/">Not-for-Profit Interest Checking </a></li>
1064						              						              	<li><a href="https://www.lakesidebank.com/products-services/business/business-checking/lakesider-analyzed-checking/">Lakesider Analyzed Checking </a></li>
1065						              						              	<li><a href="https://www.lakesidebank.com/products-services/business/business-checking/business-checking-other-services/">Other Services </a></li>
1066						                            						              					</ul>
1067
1068							</div>
1069														<div class="col">
1070								<h4>Business Savings</h4>
1071								<ul>
1072					              							              	<li><a href="https://www.lakesidebank.com/products-services/business/business-savings/business-savings-overview/">Business Savings Overview </a></li>
1073						              						              	<li><a href="https://www.lakesidebank.com/products-services/business/business-savings/business-savings/">Business Savings </a></li>
1074						              						              	<li><a href="https://www.lakesidebank.com/products-services/business/business-savings/business-certificates-of-deposit/">Business Certificates of Deposit </a></li>
1075						              						              	<li><a href="https://www.lakesidebank.com/products-services/business/business-savings/business-savings-mm-jumbo-business-certificates-of-deposit/">Jumbo Business Certificates of Deposit </a></li>
1076						              						              	<li><a href="https://www.lakesidebank.com/products-services/business/business-savings/safe-harbor-insured-cash-sweep/">Safe Harbor Insured Cash Sweep® </a></li>
1077						              						              	<li><a href="https://www.lakesidebank.com/products-services/business/business-savings/business-savings-mm-cdars/">Safe Harbor CDARS® </a></li>
1078						                            						              					</ul>
1079
1080							</div>
1081														<div class="col">
1082								<h4>IOLTA</h4>
1083								<ul>
1084					              							              	<li><a href="https://www.lakesidebank.com/products-services/business/iolta/iolta/">Overview </a></li>
1085						                            						              					</ul>
1086
1087							</div>
1088														<div class="col">
1089								<h4>Zelle</h4>
1090								<ul>
1091					              							              	<li><a href="https://www.lakesidebank.com/products-services/business/zelle/overview/">Overview </a></li>
1092						                            						              					</ul>
1093
1094							</div>
1095														<div class="col">
1096								<h4>Convenience</h4>
1097								<ul>
1098					              							              	<li><a href="https://www.lakesidebank.com/products-services/business/convenience/credit-cards/">Credit Cards </a></li>
1099						              						              	<li><a href="https://www.lakesidebank.com/products-services/business/convenience/zelle/">Zelle </a></li>
1100						                            						              					</ul>
1101
1102							</div>
1103														<div class="col">
1104								<h4>Treasury Management</h4>
1105								<ul>
1106					              							              	<li><a href="https://www.lakesidebank.com/products-services/business/commercial-services/commercial-services-overview-2/">Overview </a></li>
1107						              						              	<li><a href="https://www.lakesidebank.com/products-services/business/commercial-services/tm-products-services/">Products & Services </a></li>
1108						              						              	<li><a href="https://www.lakesidebank.com/products-services/business/commercial-services/business-online-banking/">Business Online Banking </a></li>
1109						              						              	<li><a href="https://www.lakesidebank.com/products-services/business/commercial-services/online-bill-payment/">Online Bill Payment </a></li>
1110						              						              	<li><a href="https://www.lakesidebank.com/products-services/business/commercial-services/ach-origination-customer-education-best-practices/">ACH Origination Customer Education & Best Practices </a></li>
1111						              						              	<li><a href="https://www.lakesidebank.com/products-services/business/commercial-services/cash-management/">Cash Management </a></li>
1112						                            						              					</ul>
1113
1114							</div>
1115														<div class="col">
1116								<h4>Trader Options</h4>
1117								<ul>
1118					              							              	<li><a href="https://www.lakesidebank.com/products-services/business/trader-options/trader-options-grain-merchandisers-overview/">Overview </a></li>
1119						                            						              					</ul>
1120
1121							</div>
1122														<div class="col">
1123								<h4>Commercial Lending</h4>
1124								<ul>
1125					              							              	<li><a href="https://www.lakesidebank.com/products-services/business/commercial-lending/commercial-re/">Overview </a></li>
1126						                            						              					</ul>
1127
1128							</div>
1129							              			
1130
1131							<!-- <div class="col">
1132								<h4>Personal Checking</h4>
1133								<ul>
1134									<li>Overview</li>
1135									<li>Kasasa Cash</li>
1136									<li>Free Checking</li>
1137									<li>Lakeside Checking</li>
1138									<li>Interest Checking</li>
1139								</ul>
1140															</div>
1141							<div class="col">
1142								<h4>Personal Savings</h4>
1143								<ul>
1144									<li>Overview</li>
1145									<li>Kasasa Saver</li>
1146									<li>Savings</li>
1147									<li>Minor / Senior Savings</li>
1148									<li>Money Market</li>
1149									<li>Certificate of Deposit</li>
1150									<li>Jumbo Certificates of Deposit</li>
1151									<li>Individual Retirement</li>
1152									<li>Safe Harbor Insured Cash Sweep</li>
1153									<li>CDARS</li>
1154								</ul>
1155							</div>
1156							<div class="col">
1157								<h4>Convenience</h4>
1158								<ul>
1159									<li>Overview</li>
1160									<li>ClickSWITCH</li>
1161									<li>Master Money Debit / ATM Card</li>
1162									<li>Online Banking & Bill Pay</li>
1163									<li>Mobile Wallet</li>
1164									<li>Direct Deposit</li>
1165									<li>Telephone Banking</li>
1166									<li>eLink for iOS & Android</li>
1167								</ul>
1168							</div>
1169							<div class="col">
1170								<h4>Consumer Loans</h4>
1171								<ul>
1172									<li>Overview</li>
1173									<li>Auto Loans</li>
1174									<li>Personal Loans</li>
1175								</ul>
1176							</div> -->
1177
1178						</div>
1179					</div>
1180				</div>
1181			</div>
1182
1183						
1184		</div><!-- /.nav-wrapper -->
1185
1186		<div class="container">
1187			<header class="header">
1188				<div class="shell">
1189					                        						<a href="https://www.lakesidebank.com/" class="logo" aria-label="lakeside bank" style=display:none;>
1190							<img width="502" height="131" src="https://www.lakesidebank.com/wp-content/uploads/2016/06/logo.png" class="0" alt="Lakeside Bank Logo" decoding="async" srcset="https://www.lakesidebank.com/wp-content/uploads/2016/06/logo.png 502w, https://www.lakesidebank.com/wp-content/uploads/2016/06/logo-300x78.png 300w" sizes="(max-width: 502px) 100vw, 502px" />						</a>
1191									</div><!-- /.shell -->
1192			</header><!-- /.header -->
1193	<div class="slider-intro">
1194		
1195				<p class="rs-p-wp-fix"></p>
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1233				<article class="article-single">
1234					<div class="article-body">
1235						<h1 style="text-align: center; font-size: 36px;">Our Story</h1>
1236<p style="text-align: center;">Welcome to the Lakeside Family. For 60 years, we&#8217;ve built relationships.</p>
1237<p style="text-align: center;">Internally by giving our employees the authority to make decisions for their clients. Externally by providing our clients with customized service with impressive speed. This combination of responsibility, tailored products and urgency means both personnel and clients stay with Lakeside for decades. Even generations.</p>
1238<p style="text-align: center;">Yes, we&#8217;re a bank. But it becomes more than business when you work with folks for as long as we do.</p>
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1243	
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1247		
1248		<div class="section-content">
1249			<div class="shell shell-medium">
1250				<article class="article-single">
1251					<div class="article-body">
1252													<div class="article-head">
1253								<p>&nbsp;</p>
1254<p>&nbsp;</p>
1255<h2 style="text-align: center;">Message From The Chairman</h2>
1256							</div><!-- /.article-head -->
1257						
1258						<div class="article-body">
1259							<p>In the banking world today, there is a binary choice. Very large banks have capacity, but layers of bureaucracy can make business difficult. These big banks are increasingly impersonal and transactional. Small community banks may be personal but lack technology or the size to execute. Both are often unable to make exceptions or move decisively.</p>
1260<p>Fortunately, there is <em>“Just Right”</em> Lakeside Bank! We have the perfect balance of capacity, flexibility, and speed of execution.</p>
1261<ul>
1262<li>In 1984 there were 14,946 FDIC Insured banks and savings institutions in the United States. Today: 4,336.*</li>
1263<li>Thirty years ago, the top 25 banks held approximately 32% of total assets. Today: 71%.*</li>
1264<li>Banks under $10B held 53% of total assets thirty years ago. Today: 15%.*</li>
1265</ul>
1266<p><em>Lakeside Bank has multiple advantages over these two ends of the banking spectrum:</em></p>
1267<ul>
1268<li>We’re independently owned, so we assess all opportunities individually and are able to “bend typical</li>
1269<li>rules” when appropriate.</li>
1270<li>Personal service focused: every client has their own Lakeside Banker.</li>
1271<li>With thoroughness and executional alacrity, business gets done right and done quickly.</li>
1272<li>Our unique brand personality stands out in a crowded marketplace.</li>
1273<li>Client-centric yes, but expansive online resources for both consumers and businesses.</li>
1274</ul>
1275<p>Lakeside is defined by relationships. We form partnerships that last years, decades, even generations. Our unique position provides exceptional opportunities for sustained growth. <strong>In a world of either too big or too small, Lakeside Bank is<em>, </em></strong><strong><em>“Just Right.”</em></strong></p>
1276<p>&nbsp;</p>
1277<p><strong><u>Lakeside Bank by the Numbers: An Impressive Story </u></strong></p>
1278<p>2020 – 2025 annual compound growth: Assets 5.8%. Loans 7.1%. Deposits 6.3%.</p>
1279<p><em>In 2025, total loans increased 10.1%, total assets 7.1%, and total deposits 8.24%.</em></p>
1280<p>As we closed 2025, our 59th year, net assets stand at $2.9 billion. We opened our 10th and 11th branches: both Mount Prospect and Naperville have grown rapidly and are thriving. Our 12th branch is now under construction in Mokena and will open Q4 2026.</p>
1281<p>Net income in 2025 was $45.2 million, up dramatically from 2024’s $33.1 million as organic growth and new branches came online.</p>
1282<p>Return on Equity and Return on Assets were 15.84% and 1.63%, respectively.</p>
1283<p>Positive asset quality &amp; Allowance Credit Losses (ACL) reserve at 1.21% provides for future risk exposure.</p>
1284<p>&nbsp;</p>
1285<p><strong><u>The Macro Environment: 2025 and 2026</u></strong><em>(S&amp;P Global)</em></p>
1286<p>The 2025 U.S. macroeconomy demonstrated surprising resilience, characterized by moderate GDP growth near 2.2%, accelerated AI investment, and persistent inflation around 2.6%–2.8% driven by tariffs and energy costs. While consumers continued to spend, job growth slowed and unemployment ticked up to 4.4% by Q3, prompting a shift toward Fed easing.</p>
1287<p>&nbsp;</p>
1288<p><strong>Key 2025 Economic Indicators &amp; Themes</strong></p>
1289<ul>
1290<li><strong>GDP Growth:</strong> Real GDP grew 2.2%, a deceleration from 2024, yet showed durability through strong business investment in AI and software.</li>
1291<li><strong>Inflation &amp; Rates:</strong> Inflation remained elevated, with PCE inflation at 2.6% for the year, largely driven by tariff-related costs affecting consumer goods. The Fed resumed an easing cycle in late 2025 due to softening labor markets.</li>
1292<li><strong>Labor Market:</strong> The market moderated significantly, with job creation slowing and the unemployment rate rising to 4.4% by September 2025.</li>
1293<li><strong>Policy Impact:</strong> Aggressive trade tariffs caused volatility and pressured manufacturing, while corporate tax policies and tech investment boosted productivity in specific sectors.</li>
1294<li><strong>Consumer Spending:</strong> Real consumer spending slowed to 2.1%–2.7% as immigration declines weighed on demand, though it remained a primary driver of overall growth.</li>
1295</ul>
1296<p>&nbsp;</p>
1297<p><strong>Key 2026 Macroeconomic Forecasts</strong></p>
1298<ul>
1299<li><strong>GDP Growth:</strong> 9% to 2.2%.</li>
1300<li><strong>Unemployment Rate:</strong> Increased to 4.4%–4.5%.</li>
1301<li><strong>Inflation (PCE):</strong> Approximately 2.2%–2.8%.</li>
1302<li><strong>Key Drivers:</strong> Hightech investment and AI deployment acted as major tailwinds, while high import prices acted as a headwind. The ongoing Iran and Russia/Ukraine wars will also continue to impact supply chains and the global economy.</li>
1303</ul>
1304<p><em>Note: This synopsis is based on economic projections and data available as of early 2026, including potential volatility from trade policy changes.</em></p>
1305<p>The “sleeping giant” that worries me most is the federal debt. Now at $39 Trillion, breaking through $38T in just five months, the debt is projected to grow another $1 &#8211; $1.5T in 2026, taking us to an anticipated $40T level by year end. In FY 2024, the federal deficit was $1.8T, 6.4% of GDP; in 2025 the deficit held and was approximately 6.0% of GDP. This is more than two times the historical norm. Debt service is estimated at just under $1B in FY 2026, more than defense spending. Debt has been amassed over decades and multiple presidential administrations. (Congressional Budget Office/US Treasury/Bloomberg.)</p>
1306<p>Our government’s failure to address the debt will require spending reductions, and investors will demand interest premiums for debt purchases. Higher long-term rates risk inflation, further complicating the Fed’s goal of price stability and 2% inflation. There are, of course, impl
1306ications for the stock and bond markets, the noted sale of treasuries, and the role of the US dollar as the world’s reserve currency. China, the third largest holder of US debt, has encouraged its financial institutions to reduce exposure to US Treasuries.</p>
1307<p>Here at home in Chicago, we are not immune to changing conditions. Construction, commercial loans, equipment and supply costs, labor expenses … all are unknown variables. Fortunately, our clients remain invested in the future and the Lakeside new business pipeline is strong. Our personal service, flexibility, and speed give us an edge versus competition. We are well positioned to adapt as needed.</p>
1308<p>Finally, AI’s impact on business and life remains an evolving question. Will it accelerate work force reductions? How will it change our lives? The only answer thus far is it will play an outsized role in all we do. Fortunately, the world has proven remarkably resilient. And there are long-term economic and geo-political benefits to what we are painfully working through</p>
1309<p><em>A review of specific Lakeside Departments follows.</em></p>
1310<p>&nbsp;</p>
1311<p><strong>Treasury Management</strong></p>
1312<p>Treasury Management delivered its strongest performance to date in 2025, generating record-breaking revenue and continuing to solidify its role as a key driver of non-interest income for the Bank. This success reflects a focused strategy centered on deepening client relationships, expanding product adoption, and enhancing our overall service delivery model.</p>
1313<p>To support this growth, the Bank made significant investments in its Treasury Management infrastru
1313cture. In 2025, we established a fully dedicated implementation and service function, ensuring a more seamless onboarding experience and enhanced ongoing client support. Additionally, the introduction of a Treasury Management Analyst role has strengthened our ability to scale operations and respond to increasing client activity and sales momentum.</p>
1314<p>Throughout the year, the Treasury Management team remained focused on providing clients with innovative tools and technologies, including enhancements to digital banking, fraud mitigation services, and payment capabilities. These efforts not only improved the client experience but also strengthened operational efficiencies across our platform.</p>
1315<p>Looking ahead to 2026, the Bank will continue to invest in innovation and integration. This includes embedding our Foreign Exchange platform directly into our Cash Management digital banking experience, as well as expanding integrations between the Bank’s systems and our clients’ Enterprise Resource Planning platforms (ERP). These enhancements are designed to deliver a more seamless, efficient, and comprehensive treasury experience for our clients.</p>
1316<p>Equally important was the continued collaboration across business lines, particularly with our Commercial Banking teams, to identify opportunities and deliver comprehensive financial solutions. This partnership-driven approach has been instrumental in driving both deposit growth and fee income.</p>
1317<p>As we look ahead, Treasury Management remains well-positioned to build on this momentum, with a continued focus on innovation, strategic growth, and delivering best-in-class service to our clients.</p>
1318<p>&nbsp;</p>
1319<p><strong>Lakeside Bank Residential Mortgage Department</strong></p>
1320<p>In 2025, rates hovered in the mid-to-high 6% range, a far cry from the “free money” era of 3%. Homeowners stayed put, locked into ultra-low rates from prior years, while inventory remained tight. Buyers faced a double challenge—high prices and higher payments—forcing many to the sidelines. The industry became survival-driven: fewer refinances, more competition for purchase business, and a renewed focus on relationships and creativity.</p>
1321<p>Now comes 2026 … and a shift in tone.</p>
1322<p>Not a boom—but a thaw.</p>
1323<p>Rates have been trending closer to 6%, offering psychological relief if not dramatic savings. At the same time, inventory has slowly improved.</p>
1324<p>The outlook? A more balanced—but still challenging—landscape.</p>
1325<p>Purchase activity is expected to rise, refinance volume to return modestly, and total originations to grow again after the slowdown. Home prices are no longer surging, instead stabilizing, or growing modestly, which gives buyers a window of opportunity.</p>
1326<p>&nbsp;</p>
1327<p><strong>Marketing &amp; Events</strong></p>
1328<p>Our continually refreshed <em>“It’s about time”</em> advertising keeps Lakeside awareness high and helps drive business. In addition to our multi-media campaign, we average 25 social media posts monthly. Branch events were also greatly expanded. 2025 marked the eighth year of our <strong>“Right On!”</strong> Lakeside College Scholarship Challenge, with awards to deserving Chicago students. The <strong>“Kids Count!”</strong> program, also eight years old, provides financial education and savings encouragement. All marketing reinforces our personal service positioning, unique people, and lighthearted personality. In a world of boring vanilla, we’re a multi-flavored sundae. And ubiquitous!</p>
1329<p>&nbsp;</p>
1330<p><strong>Lakeside Together</strong></p>
1331<p>Lakeside Bank is committed to supporting the communities where we live and work. Our <strong>Lakeside Together</strong> initiative, launched in 2025, encourages Lakesiders to participate in volunteer activities that aid community well-being and bring us closer to our neighbors. A summary of our involvement in so many events and charitable causes across Chicagoland is included.</p>
1332<p>&nbsp;</p>
1333<p><strong>Lakesider Anniversaries</strong></p>
1334<p>At our annual holiday dinner, we celebrate Lakesider anniversaries. Lakesiders tend to stay Lakesiders, as you’ll see! Responsibility, authority, respect, and teamwork … works.</p>
1335<p>&nbsp;</p>
1336<p><strong><em>“Why I’m a Lakesider”</em></strong></p>
1337<p>Every year, we interview multiple Lakeside clients and write about their business challenges and goals. The stories we write are about them. We then add how Lakeside made a difference, <em>often when other financial institutions could not … or would not
1337</em>. Several stories are summarized at the end of this Report. Please see our website to read these in full, and many more complete stories. <em>“Just Right”</em> means always being present for our clients. Understanding, being flexible, and then moving quickly and accurately.</p>
1338<p>I am intensely proud of our company and people. We listen. We support each other across departments. The team spirit is palpable. We innovate to help our clients. We get things done. How we serve our clients is unlike any other financial institution and continues to pave the road for Lakeside future growth.</p>
1339<p>In the banking world of either too big or too small, Lakeside Bank is indeed, <em>“Just Right!”</em> Join us in the “Goldilocks Zone.” I promise you’ll be delighted with our service and results.</p>
1340<p>&nbsp;</p>
1341<p><img decoding="async" class="size-full wp-image-3566 alignnone" src="https://www.lakesidebank.com/wp-content/uploads/2021/01/2021-chairman-signature.png" alt="" width="229" height="79" /></p>
1342<p class="p8">Philip D. Cacciatore<br />
1343Chairman &amp; Chief Executive Officer<br />
1344Lakeside Since 1999</p>
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1351
1352	    <div class="section section-board-members">
1353		<div class="shell">
1354			<div class="tabs tabs-fixed">
1355				<ul class="tabs-nav" aria-label="About us Tabs" role="tablist">
1356                                    <li class="parent-page">
1357                        <a href="#tab0" role="tab" aria-label="Mission Statement" aria-controls="tab0" aria-selected="true">
1358                            Mission Statement                        </a>
1359                    </li>
1360                                    <li class="parent-page">
1361                        <a href="#tab1" role="tab" aria-label="Our History" aria-controls="tab1" aria-selected="false">
1362                            Our History                        </a>
1363                    </li>
1364                                    <li class="parent-page">
1365                        <a href="#tab2" role="tab" aria-label="Annual Reports" aria-controls="tab2" aria-selected="false">
1366                            Annual Reports                        </a>
1367                    </li>
1368                                    <li class="parent-page">
1369                        <a href="#tab3" role="tab" aria-label="Bank Officers" aria-controls="tab3" aria-selected="false">
1370                            Bank Officers                        </a>
1371                    </li>
1372                                    <li class="parent-page">
1373                        <a href="#tab4" role="tab" aria-label="Mortgage" aria-controls="tab4" aria-selected="false">
1374                            Mortgage                        </a>
1375                    </li>
1376                                    <li class="parent-page">
1377                        <a href="#tab5" role="tab" aria-label="Board of Directors" aria-controls="tab5" aria-selected="false">
1378                            Board of Directors                        </a>
1379                    </li>
1380                                    <li class="parent-page">
1381                        <a href="#tab6" role="tab" aria-label="Executive Committee" aria-controls="tab6" aria-selected="false">
1382                            Executive Committee                        </a>
1383                    </li>
1384                				</ul>
1385
1386				<div class="tabs-content tabs-content-js">
1387                                        <div class="tab current" id="tab0" role="tabpanel"  aria-label="Mission Statement">
1388                        <article class="article-single">
1389                            <h6 class="hidden">Mission Statement</h6>
1390
1391                            <div class="article-head">
1392                                <h2>
1393                                    Mission Statement                                </h2>
1394                                                            </div><!-- /.article-head -->
1395                                
1396                                <div class="article-body">
1397                                    
1398                                                                        <p>Lakeside Bank is a leading, independent community bank that specializes in serving small and medium sized businesses in Chicago. By applying vigilance and utilizing superior business intelligence, we seek to create, identify and serve niche markets consistent with our expertise. We are committed to provide personalized service beyond the expectations of our customers by developing and leveraging close, long-term relationships. We will optimize shareholder value. We retain a knowledgeable employee base and strive to provide a fulfilling and supportive environment.</p>
1399                                    
1400                                </div><!-- /.article-body -->
1401
1402                        </article><!-- /.article-single -->
1403                    </div>
1404                                        <div class="tab " id="tab1" role="tabpanel"  aria-label="Our History">
1405                        <article class="article-single">
1406                            <h6 class="hidden">Our History</h6>
1407
1408                            <div class="article-head">
1409                                <h2>
1410                                    Our History                                </h2>
1411                                                            </div><!-- /.article-head -->
1412                                
1413                                <div class="article-body">
1414                                    
1415                                                                        <p>For over half a century, Lakeside Bank has grown community-by-community. By nurturing and remaining loyal to the businesses and consumers in our neighborhoods, we’ve always been financially strong. Beginning in 1966 in the South Loop, we now have ten branches and assets over $2.4 billion. We’ve grown carefully and responsibly, one client, one neighborhood, at a time.</p>
1416<p><img loading="lazy" decoding="async" src="https://www.lakesidebank.com/w
1416p-content/uploads/2026/09/LSB-Timeline-2026-scaled.png" alt="" width="994" height="2560" class="aligncenter size-full wp-image-6827" srcset="https://www.lakesidebank.com/wp-content/uploads/2026/09/LSB-Timeline-2026-scaled.png 994w, https://www.lakesidebank.com/wp-content/uploads/2026/09/LSB-Timeline-2026-117x300.png 117w, https://www.lakesidebank.com/wp-content/uploads/2026/09/LSB-Timeline-2026-398x1024.png 398w, https://www.lakesidebank.com/wp-content/uploads/2026/09/LSB-Timeline-2026-768x1977.png 768w, https://www.lakesidebank.com/wp-content/uploads/2026/09/LSB-Timeline-2026-795x2048.png 795w" sizes="auto, (max-width: 994px) 100vw, 994px" /></p>
1417                                    
1418                                </div><!-- /.article-body -->
1419
1420                        </article><!-- /.article-single -->
1421                    </div>
1422                                        <div class="tab " id="tab2" role="tabpanel"  aria-label="Annual Reports">
1423                        <article class="article-single">
1424                            <h6 class="hidden">Annual Reports</h6>
1425
1426                            <div class="article-head">
1427                                <h2>
1428                                    Annual Reports                                </h2>
1429                                                            </div><!-- /.article-head -->
1430                                
1431                                <div class="article-body">
1432                                    
1433                                                                        <p>To view an Annual Report using a PDF reader, click on any of the links below. If you do not have a PDF reader, you can download one <span style="text-decoration: underline;"><a href="https://get.adobe.com/reader/" aria-label="click here to download pdf reader">here</a></span>.</p>
1434<ul>
1435<li>
1435<a href="https://www.lakesidebank.com/wp-content/uploads/2026/05/LSB-Financial-Report-2025-BOOK-FINAL.pdf" target="_blank" rel="noopener"><span style="text-decoration: underline;">Lakeside Bank Annual Report &#8211; 2025</span></a></li>
1436<li><a href="https://www.lakesidebank.com/wp-content/uploads/2025/05/LSB-Financial-Report-2024-BOOK.pdf" target="_blank" rel="noopener"><span style="text-decoration: underline;">Lakeside Bank Annual Report &#8211; 2024</span></a></li>
1437<li><a href="https://www.lakesidebank.com/wp-content/uploads/2024/05/LSB-Financial-Report-2023-DigitalBook.pdf" target="_blank" rel="noopener"><span style="text-decoration: underline;">Lakeside Bank Annual Report &#8211; 2023</span></a></li>
1438</ul>
1439<p>&nbsp;</p>
1440                                    
1441                                </div><!-- /.article-body -->
1442
1443                        </article><!-- /.article-single -->
1444                    </div>
1445                                        <div class="tab " id="tab3" role="tabpanel"  aria-label="Bank Officers">
1446                        <article class="article-single">
1447                            <h6 class="hidden">Bank Officers</h6>
1448
1449                            <div class="article-head">
1450                                <h2>
1451                                    Bank Officers                                </h2>
1452                                                            </div><!-- /.article-head -->
1453                                
1454                                <div class="article-body">
1455                                    
1456                                                                        <p><span style="font-weight: 400;">Lakeside Bank has an outstanding core of career Bank Officers that are dedicated to the goal of assuring that you and your business have an exceptional banking experience. With an average tenure of 19 years at Lakeside Bank, our Officers’ comprehensive banking expertise results in our ability to focus on customer care, utilize technology to make the banking process easier, provide quick loan approvals and closings, solve problems quickly and operate the bank in an effective and secure manner. </span></p>
1457<p><span style="font-weight: 400;">We encourage you to contact one of our Officers to discuss the many advantages of Lakeside Bank.</span></p>
1458<table style="width: 100%;">
1459<tbody>
1460<tr>
1461<td>Philip D. Cacciatore</td>
1462<td>Chairman of the Board &amp; Chief Executive Officer</td>
1463</tr>
1464<tr>
1465<td>David V. Pinkerton</td>
1466<td>Vice Chairman &amp; President</td>
1467</tr>
1468<tr>
1469<td>Stan J. Bochnowski</td>
1470<td>Executive Vice President &amp; Chief Lending Officer</td>
1471</tr>
1472<tr>
1473<td>Daniel Welz</td>
1474<td>Executive Vice President &amp; Chief Operating Officer</td>
1475</tr>
1476<tr>
1477<td>Tim Savoca</td>
1478<td>Executive Vice President &amp; Chief Credit Officer</td>
1479</tr>
1480<tr>
1481<td>Jeff W. Miller</td>
1482<td>Senior Vice President &amp; Chief Information Officer</td>
1483</tr>
1484<tr>
1485<td>Alan L. Rose</td>
1486<td>Senior Vice President &amp; Chief Marketing Officer</td>
1487</tr>
1488<tr>
1489<td>Maria Baez</td>
1490<td>Senior Vice President, Retail Support Officer</td>
1491</tr>
1492<tr>
1493<td>Lynn Boelter</td>
1494<td>Senior Vice President, Director of Regulatory Compliance</td>
1495</tr>
1496<tr>
1497<td>Joshua Coburn</td>
1498<td>Senior Vice President &amp; Group Lead, Commercial Lending</td>
1499</tr>
1500<tr>
1501<td>John Eilering</td>
1502<td>Senior Vice President, Market Director</td>
1503</tr>
1504<tr>
1505<td>Stephen Fister</td>
1506<td>Senior Vice President, General Counsel</td>
1507</tr>
1508<tr>
1509<td>Michael Fogarty</td>
1510<td>Senior Vice President &amp; Group Lead, Commercial Lending</td>
1511</tr>
1512<tr>
1513<td>Anthony Fong</td>
1514<td>Senior Vice President, Financial Reporting</td>
1515</tr>
1516<tr>
1517<td>Ken Kosin</td>
1518<td>Senior Vice President, Commercial Lending</td>
1519</tr>
1520<tr>
1521<td>James McGrogan</td>
1522<td>Senior Vice President &amp; Group Lead, Commercial Lending</td>
1523</tr>
1524<tr>
1525<td>Justin Newhuis</td>
1526<td>Senior Vice President &amp; Group Lead, Commercial Lending</td>
1527</tr>
1528<tr>
1529<td>Matthew Palmisano</td>
1530<td>Senior Vice President, Director of Treasury Management</td>
1531</tr>
1532<tr>
1533<td>Todd Probasco</td>
1534<td>Vice President &amp; Group Lead, Residential Mortgage Lending</td>
1535</tr>
1536<tr>
1537<td>Janet Rendon</td>
1538<td>Senior Vice President, Loan Administration</td>
1539</tr>
1540<tr>
1541<td>Brian Specht</td>
1542<td>SVP, Commercial Lending</td>
1543</tr>
1544<tr>
1545<td>Nicholas Wycklendt</td>
1546<td>Senior Vice President &amp; Group Lead, Commercial Lending</td>
1547</tr>
1548<tr>
1549<td>Allan Adaya</td>
1550<td>Senior Vice President, Director of Retail Banking</td>
1551</tr>
1552<tr>
1553<td>Wayne Pavlicek</td>
1554<td>Chief Financial Officer</td>
1555</tr>
1556<tr>
1557<td>Danny Adler</td>
1558<td>Vice President, Market Manager</td>
1559</tr>
1560<tr>
1561<td>Karen Besthoff</td>
1562<td>Vice President, Market Manager</td>
1563</tr>
1564<tr>
1565<td>Erica Chianelli</td>
1566<td>Vice President, Marketing, Events &amp; Community Outreach</td>
1567</tr>
1568<tr>
1569<td>Albert Czeszak</td>
1570<td>Vice President, Retail Regional Manager</td>
1571</tr>
1572<tr>
1573<td>Jonathan Demas</td>
1574<td>Vice President, Commercial Lending</td>
1575</tr>
1576<tr>
1577<td>Grace Demes</td>
1578<td>Vice President, Market Manager</td>
1579</tr>
1580<tr>
1581<td>Meray Estephan</td>
1582<td>Vice President, Market Manager</td>
1583</tr>
1584<tr>
1585<td>Angela Florida</td>
1586<td>Vice President, Assistant Branch Manager</td>
1587</tr>
1588<tr>
1589<td>Brian Kastle</td>
1590<td>Vice President, Commercial Lending</td>
1591</tr>
1592<tr>
1593<td>Gene Khalimsky</td>
1594<td>Vice President, Commercial Lending</td>
1595</tr>
1596<tr>
1597<td>Susanna L. Fong</td>
1598<td>Vice President, Market Manager</td>
1599</tr>
1600<tr>
1601<td>Lisa Formanski</td>
1602<td>Vice President &amp; Compliance Officer</td>
1603</tr>
1604<tr>
1605<td>Janis Griffin</td>
1606<td>Vice President, Controller</td>
1607</tr>
1608<tr>
1609<td>Tim Hangsterfer</td>
1610<td>Vice President, Commercial Lending</td>
1611</tr>
1612<tr>
1613<td>Roman Hernandez</td>
1614<td>Vice President, Market Manager</td>
1615</tr>
1616<tr>
1617<td>Jackie Kaczmarek</td>
1618<td>Vice President, Market Manager</td>
1619</tr>
1620<tr>
1621<td>Ania Kozak</td>
1622<td>Vice President, Market Manager</td>
1623</tr>
1624<tr>
1625<td>
1625Jennifer (Tian) Lee</td>
1626<td>Vice President, Commercial Lending</td>
1627</tr>
1628<tr>
1629<td>Christopher Manley</td>
1630<td>Vice President, Commercial Lending</td>
1631</tr>
1632<tr>
1633<td>Rosemarie Mann</td>
1634<td>Vice President, Deposit Ops</td>
1635</tr>
1636<tr>
1637<td>Robert Matijevich</td>
1638<td>Vice President, Adverse Asset Officer</td>
1639</tr>
1640<tr>
1641<td>Michael J. McCauley</td>
1642<td>Vice President, Wire Transfer Services</td>
1643</tr>
1644<tr>
1645<td>Alicia Medina</td>
1646<td>Vice President, Bank Secrecy Act Officer</td>
1647</tr>
1648<tr>
1649<td>John H. Rogers III</td>
1650<td>Vice President, Market Manager</td>
1651</tr>
1652<tr>
1653<td>Aniceto Ron</td>
1654<td>Vice President, Information Systems</td>
1655</tr>
1656<tr>
1657<td>Joe Rubinas</td>
1658<td>Vice President, Commercial Lending</td>
1659</tr>
1660<tr>
1661<td>David Spedale</td>
1662<td>Vice President, Commercial Lending</td>
1663</tr>
1664<tr>
1665<td>Joseph Van Meter</td>
1666<td>Vice President, Credit Administration</td>
1667</tr>
1668<tr>
1669<td>Angela Villegas</td>
1670<td>Vice President, Retail Regional Manager</td>
1671</tr>
1672<tr>
1673<td>Robert Virzi</td>
1674<td>Vice President, Data Reporting &amp; Integration</td>
1675</tr>
1676<tr>
1677<td>Fanny Yuen</td>
1678<td>Vice President, Business Banker</td>
1679</tr>
1680<tr>
1681<td>Chris Glenday</td>
1682<td>Vice President, Real Estate Valuation</td>
1683</tr>
1684<tr>
1685<td>Yolanda Berktold</td>
1686<td>Assistant Vice President, Assistant Branch Manager</td>
1687</tr>
1688<tr>
1689<td>Daniel Bles</td>
1690<td>Assistant Vice President, Portfolio Manager</td>
1691</tr>
1692<tr>
1693<td>Mal Dubert</td>
1694<td>Assistant Vice President, Treasury Management</td>
1695</tr>
1696<tr>
1697<td>Danielle Graziani</td>
1698<td>Assistant Vice President, Portfolio Management</td>
1699</tr>
1700<tr>
1701<td>Gerome Guerrero</td>
1702<td>Assistant Vice President, Group Lead Closing Operations</td>
1703</tr>
1704<tr>
1705<td>Rachel Harper</td>
1706<td>Assistant Vice President, Lockbox &amp; Item Processing</td>
1707</tr>
1708<tr>
1709<td>Heather Johnson</td>
1710<td>Assistant Vice President, Human Resources</td>
1711</tr>
1712<tr>
1713<td>Lisa Ibarra</td>
1714<td>Assistant Vice President, Facilities Operations Manager</td>
1715</tr>
1716<tr>
1717<td>John Jasinski</td>
1718<td>Assistant Vice President, Call Center Manager</td>
1719</tr>
1720<tr>
1721<td>Emmy Linton</td>
1722<td>Assistant Vice President, Assistant Branch Manager</td>
1723</tr>
1724<tr>
1725<td>Brett Lopeman</td>
1726<td>Assistant Vice President, Commercial Lending</td>
1727</tr>
1728<tr>
1729<td>Henry Ma</td>
1730<td>Assistant Vice President, Electronic Banking</td>
1731</tr>
1732<tr>
1733<td>Elizabeth Zilis</td>
1734<td>Assistant Vice President, Retail Support</td>
1735</tr>
1736<tr>
1737<td>Scott Zuncic</td>
1738<td>Assistant Vice President, Group Lead Collateral Services</td>
1739</tr>
1740<tr>
1741<td>Cindy Dobbin</td>
1742<td>Deposit Operations Officer</td>
1743</tr>
1744<tr>
1745<td>Damjan Karlovic</td>
1746<td>Information Systems Officer &amp; Systems/ Network Engineer</td>
1747</tr>
1748<tr>
1749<td>Albert Ng</td>
1750<td>Assistant Branch Manager</td>
1751</tr>
1752<tr>
1753<td>Kimberly Pietrzak</td>
1754<td>Loan Documentation Officer</td>
1755</tr>
1756<tr>
1757<td>Amyanne Stark</td>
1758<td>Credit Officer</td>
1759</tr>
1760<tr>
1761<td>Ljiljana Stojanovich</td>
1762<td>Loan Administration Officer</td>
1763</tr>
1764</tbody>
1765</table>
1766                                    
1767                                </div><!-- /.article-body -->
1768
1769                        </article><!-- /.article-single -->
1770                    </div>
1771                                        <div class="tab " id="tab4" role="tabpanel"  aria-label="Mortgage">
1772                        <article class="article-single">
1773                            <h6 class="hidden">Mortgage</h6>
1774
1775                            <div class="article-head">
1776                                <h2>
1777                                    Mortgage                                </h2>
1778                                                            </div><!-- /.article-head -->
1779                                
1780                                <div class="article-body">
1781                                    
1782                                                                            
1783                                    <div class="members">
1784                                        <div class="article-cols">
1785                                            <div class="col col-1of2">
1786                                        
1787                                                                                        
1788                                            <div class="member opened" data-index="1">
1789                                                <a href="#" aria-label="Todd Probasco">
1790                                                    <strong>Todd Probasco</strong>
1791                                                    Vice President, Mortgage Sales Manager                                                 </a>
1792                                            </div><!-- /.member -->
1793                                            
1794                                                                                        
1795                                            <div class="member " data-index="2">
1796                                                <a href="#" aria-label="Bryan Keane">
1797                                                    <strong>Bryan Keane</strong>
1798                                                    Mortgage Loan Consultant                                                </a>
1799                                            </div><!-- /.member -->
1800                                            
1801                                                                                    
1802                                            </div> <!-- col1of2 -->
1803                                        
1804                                            <div class="col col-1of2">
1805                                                                                                                                    
1806                                                    <div class="member " data-index="3">
1807                                                        <a href="#" aria-label="Andy Karabetsos">
1808                                                            <strong>Andy Karabetsos</strong>
1809                                                            Mortgage Loan Consultant                                                        </a>
1810                                                    </div><!-- /.member -->
1811                                        
1812                                                                                                                                                                                                </div> <!-- col1of2 -->
1813                                        
1814                                        </div>
1815                                        
1816                                        <div class="member-hidden-content">
1817                                                                                
1818                                            <div class="member-content" data-index="1">
1819                                                                                                    <div class="member-image">
1820                                                        <img width="182" height="182" src="https://www.lakesidebank.com/w
1820p-content/uploads/2017/11/todd1-533x533.jpg" class="" alt="" decoding="async" loading="lazy" srcset="https://www.lakesidebank.com/wp-content/uploads/2017/11/todd1-533x533.jpg 182w, https://www.lakesidebank.com/wp-content/uploads/2017/11/todd1-533x533.jpg 150w" sizes="(max-width: 182px) 100vw, 182px">
1821                                                    </div><!-- /.member-image -->
1822                                                                                                <div class="member-content-inner">
1823                                                    <p>
1824                                                        <strong>Todd Probasco</strong>
1825                                                    </p>
1826
1827                                                    Third base is called the “hot corner”. The ball comes at you hard &amp; fast and you have to move faster. And then there are instant decisions to make. Do you make the long throw to first? Do you have time to cut down the runner sliding in at second to turn a DP?
1828
1829Todd Probasco was a third baseman. And dealt successfully with those constant challenges.
1830
1831Third base is a great analogy for how Todd has approached his twenty-year career in the mortgage industry. He’s always assessing the field and finding ways to help his clients. With impressive speed and accuracy.
1832
1833He’s been on the banking and the broker side of the mortgage business so he knows exactly how things work. In fact, he won the 2005 Illinois Mortgage Broker of the Year award!Todd joined Lakeside in 2017 to lead our team of Mortgage Loan Consultants … as well as continuing to help his own clients!
1834
1835Todd grew up in Palos Heights. He’s married, with two grown children. He’s a huge Bears and Sox fan and loves tailgating before the games. If you’re house hunting, re-financing or need a home equity loan, call, email or stop by and see Todd. He’s exactly the mortgage pro you want on YOUR team!
1836
1837Todd can be contacted at: Cell: 708.205.2983  Email: <a href="/cdn-cgi/l/email-protection" class="__cf_email__" data-cfemail="3b4f154b4954595a4858547b575a505e48525f5e595a555015585456">[email&#160;protected]</a>
1838
1839<strong>NMLS# 232536</strong>                                                </div><!-- /.member-content-inner -->
1840                                            </div><!-- /.member-content -->
1841                                        
1842                                                                                
1843                                            <div class="member-content" data-index="2">
1844                                                                                                    <div class="member-image">
1845                                                        <img width="182" height="182" src="https://www.lakesidebank.com/w
1845p-content/uploads/2019/11/Headshot-Keane-262x346.jpg" class="" alt="" decoding="async" loading="lazy" srcset="https://www.lakesidebank.com/wp-content/uploads/2019/11/Headshot-Keane-262x346.jpg 182w, https://www.lakesidebank.com/wp-content/uploads/2019/11/Headshot-Keane-262x346.jpg 150w" sizes="(max-width: 182px) 100vw, 182px">
1846                                                    </div><!-- /.member-image -->
1847                                                                                                <div class="member-content-inner">
1848                                                    <p>
1849                                                        <strong>Bryan Keane</strong>
1850                                                    </p>
1851
1852                                                    Buying your first home, an investment property or refinancing a current mortgage? The process may seem daunting. Lakeside Bank and Bryan Keane makes the complex … easy. Bryan will be with you from start to finish. And he’ll work with you at times and places convenient for you. Lakeside and Bryan also provide services for anywhere in the country! Bryan is a native Chicagoan with 25+ years of progressive financial services experience. His diverse background of expertise across entrepreneurial, boutique and Fortune 500 firms working with clients in complex financial transactions puts him in a unique position to originate mortgages. He excels at walking his customers through difficult-to-understand transactions, translating the process into easy to understand language. Contact Bryan to begin your home financing. You can reach him directly at: (312) 399-6228 | Email: <a href="/cdn-cgi/l/email-protection" class="__cf_email__" data-cfemail="37555c52565952775b565c52445e53525556595c1954585a">[email&#160;protected]</a>
1853
1854<strong>NMLS# 1828705</strong>                                                </div><!-- /.member-content-inner -->
1855                                            </div><!-- /.member-content -->
1856                                        
1857                                                                                
1858                                                                                
1859                                            <div class="member-content" data-index="3">
1860                                                                                                    <div class="member-image">
1861                                                        <img width="182" height="182" src="https://www.lakesidebank.com/w
1861p-content/uploads/2016/11/karabetsos-andy.jpg" class="" alt="" decoding="async" loading="lazy" srcset="https://www.lakesidebank.com/wp-content/uploads/2016/11/karabetsos-andy.jpg 182w, https://www.lakesidebank.com/wp-content/uploads/2016/11/karabetsos-andy.jpg 150w" sizes="(max-width: 182px) 100vw, 182px">
1862                                                    </div><!-- /.member-image -->
1863                                                                                                <div class="member-content-inner">
1864                                                    <p>
1865                                                        <strong>Andy Karabetsos</strong>
1866                                                    </p>
1867
1868                                                    Andy Karabetsos is a Mortgage Loan Consultant at Lakeside Bank that has the experience to get your loan closed in today’s difficult lending environment.  He brings over 20 years’ experience, 14 of them at Lakeside Bank.  His understanding of the self-employed borrower is what makes him stand out from the rest of the pack.  Although rate is important, getting your loan closed and on time is vital as well. Contact Andy at 312-808-5862/office, 312-607-0038/cell or email him at <a href="/cdn-cgi/l/email-protection" class="__cf_email__" data-cfemail="01606a607360636475726e72416d606a647268656463606f6a2f626e6c">[email&#160;protected]</a>
1869
1870<strong>NMLS ID# 757269</strong>                                                </div><!-- /.member-content-inner -->
1871                                            </div><!-- /.member-content -->
1872                                        
1873                                                                                
1874                                        </div> <!-- memeber-hidden-content -->
1875                                        
1876                                    </div> <!-- end members -->
1877                                        
1878                                                                        
1879                                </div><!-- /.article-body -->
1880
1881                        </article><!-- /.article-single -->
1882                    </div>
1883                                        <div class="tab " id="tab5" role="tabpanel"  aria-label="Board of Directors">
1884                        <article class="article-single">
1885                            <h6 class="hidden">Board of Directors</h6>
1886
1887                            <div class="article-head">
1888                                <h2>
1889                                    Board of Directors                                </h2>
1890                                                            </div><!-- /.article-head -->
1891                                
1892                                <div class="article-body">
1893                                    
1894                                                                            
1895                                    <div class="members">
1896                                        <div class="article-cols">
1897                                            <div class="col col-1of2">
1898                                        
1899                                                                                        
1900                                            <div class="member opened" data-index="1">
1901                                                <a href="#" aria-label="Philip D. Cacciatore">
1902                                                    <strong>Philip D. Cacciatore</strong>
1903                                                    Chairman of the Board & Chief Executive Officer, Lakeside Bank; President, Lakeside Bancorp, Inc.                                                 </a>
1904                                            </div><!-- /.member -->
1905                                            
1906                                                                                        
1907                                            <div class="member " data-index="2">
1908                                                <a href="#" aria-label="David V. Pinkerton">
1909                                                    <strong>David V. Pinkerton</strong>
1910                                                    Vice Chairman & President, Lakeside Bank                                                </a>
1911                                            </div><!-- /.member -->
1912                                            
1913                                                                                        
1914                                            <div class="member " data-index="3">
1915                                                <a href="#" aria-label="Anthony Iaderosa">
1916                                                    <strong>Anthony Iaderosa</strong>
1917                                                    President, eSutures.com                                                </a>
1918                                            </div><!-- /.member -->
1919                                            
1920                                                                                        
1921                                            <div class="member " data-index="4">
1922                                                <a href="#" aria-label="Joe Liberti">
1923                                                    <strong>Joe Liberti</strong>
1924                                                    Enterprise National Account Manager                                                </a>
1925                                            </div><!-- /.member -->
1926                                            
1927                                                                                        
1928                                            <div class="member " data-index="5">
1929                                                <a href="#" aria-label="Todd Monte">
1930                                                    <strong>Todd Monte</strong>
1931                                                    Executive Vice President & Chief Financial Officer, Lakeside Bank - Retired                                                </a>
1932                                            </div><!-- /.member -->
1933                                            
1934                                                                                        
1935                                            <div class="member " data-index="6">
1936                                                <a href="#" aria-label="Adam Mancuso">
1937                                                    <strong>Adam Mancuso</strong>
1938                                                    CEO Automotive Data Analytics                                                </a>
1939                                            </div><!-- /.member -->
1940                                            
1941                                                                                    
1942                                            </div> <!-- col1of2 -->
1943                                        
1944                                            <div class="col col-1of2">
1945                                                                                                                                    
1946                                                    <div class="member " data-index="7">
1947                                                        <a href="#" aria-label="Daniel P. Leahy">
1948                                                            <strong>Daniel P. Leahy</strong>
1949                                                            Executive Vice President, NAI Hiffman                                                        </a>
1950                                                    </div><!-- /.member -->
1951                                        
1952                                                                                                                                                                                            
1953                                                    <div class="member " data-index="8">
1954                                                        <a href="#" aria-label="Stan J. Bochnowski">
1955                                                            <strong>Stan J. Bochnowski</strong>
1956                                                            Executive Vice President & Chief Lending Officer, Lakeside Bank                                                        </a>
1957                                                    </div><!-- /.member -->
1958                                        
1959                                                                                                                                                                                            
1960                                                    <div class="member " data-index="9">
1961                                                        <a href="#" aria-label="Mark T. O&#8217;Toole">
1962                                                            <strong>Mark T. O&#8217;Toole</strong>
1963                                                            Attorney & Founding Partner, Foran, O'Toole & Burke, LLC                                                        </a>
1964                                                    </div><!-- /.member -->
1965                                        
1966                                                                                                                                                                                            
1967                                                    <div class="member " data-index="10">
1968                                                        <a href="#" aria-label="Peter C. Cacciatore">
1969                                                            <strong>Peter C. Cacciatore</strong>
1970                                                            President, Jos. Cacciatore & Co.; President, Hunter Parking, Inc.                                                        </a>
1971                                                    </div><!-- /.member -->
1972                                        
1973                                                                                                                                                                                            
1974                                                    <div class="member " data-index="11">
1975                                                        <a href="#" aria-label="Dan Welz">
1976                                                            <strong>Dan Welz</strong>
1977                                                            Executive Vice President & Chief Operating Officer, Lakeside Bank                                                        </a>
1978                                                    </div><!-- /.member -->
1979                                        
1980                                                                                                                                                                                                </div> <!-- col1of2 -->
1981                                        
1982                                        </div>
1983                                        
1984                                        <div class="member-hidden-content">
1985                                                                                
1986                                            <div class="member-content" data-index="1">
1987                                                                                                    <div class="member-image">
1988                                                        <img width="182" height="182" src="https://www.lakesidebank.com/w
1988p-content/uploads/2016/06/LSB-BoD-Philip-Cacciatore.jpg" class="" alt="" decoding="async" loading="lazy" srcset="https://www.lakesidebank.com/wp-content/uploads/2016/06/LSB-BoD-Philip-Cacciatore.jpg 182w, https://www.lakesidebank.com/wp-content/uploads/2016/06/LSB-BoD-Philip-Cacciatore.jpg 150w" sizes="(max-width: 182px) 100vw, 182px">
1989                                                    </div><!-- /.member-image -->
1990                                                                                                <div class="member-content-inner">
1991                                                    <p>
1992                                                        <strong>Philip D. Cacciatore</strong>
1993                                                    </p>
1994
1995                                                    Phil serves as Chairman of the Board and Chief Executive Officer for Lakeside Bank and has been with the bank since 1992.
1996
1997Phil graduated from DePaul University with a BS in 1994 and received his JD degree from DePaul in 1999. He also graduated from Stonier Graduate School of Banking at Georgetown University in 2002.
1998
1999Phil was appointed by the governor to the Illinois State Banking Board in 2004 and served for 10 years. He remains an active director on the following boards: Jos. Cacciatore &amp; Co Real Estate, Jos. Cacciatore &amp; Co. Insurance, Elgin Sweeping Inc. and Hunter Parking. He is also President of Lakeside Bancorp (Lakeside Bank’s Holding Company). Phil is also an instrument rated FAA certified pilot.                                                </div><!-- /.member-content-inner -->
2000                                            </div><!-- /.member-content -->
2001                                        
2002                                                                                
2003                                            <div class="member-content" data-index="2">
2004                                                                                                    <div class="member-image">
2005                                                        <img width="182" height="182" src="https://www.lakesidebank.com/w
2005p-content/uploads/2016/06/LSB-BoD-David-Pinkerton.jpg" class="" alt="" decoding="async" loading="lazy" srcset="https://www.lakesidebank.com/wp-content/uploads/2016/06/LSB-BoD-David-Pinkerton.jpg 182w, https://www.lakesidebank.com/wp-content/uploads/2016/06/LSB-BoD-David-Pinkerton.jpg 150w" sizes="(max-width: 182px) 100vw, 182px">
2006                                                    </div><!-- /.member-image -->
2007                                                                                                <div class="member-content-inner">
2008                                                    <p>
2009                                                        <strong>David V. Pinkerton</strong>
2010                                                    </p>
2011
2012                                                    David is the Vice Chairman and President of Lakeside Bank, and is a member of the Executive Committee. He is a Senior Lending Officer and is focused on business development with an emphasis on business banking and commercial real estate lending. David is also the Vice President of Lakeside Bancorp (Lakeside Bank’s holding company).
2013
2014His career in banking started at Lakeside in 1989 and he's been an integral party of the bank ever since. David holds a BS and MBA from the University of Wisconsin at Madison.                                                </div><!-- /.member-content-inner -->
2015                                            </div><!-- /.member-content -->
2016                                        
2017                                                                                
2018                                            <div class="member-content" data-index="3">
2019                                                                                                    <div class="member-image">
2020                                                        <img width="182" height="182" src="https://www.lakesidebank.com/w
2020p-content/uploads/2016/06/LSB-BoD-Anthony-Iaderosa.jpg" class="" alt="" decoding="async" loading="lazy" srcset="https://www.lakesidebank.com/wp-content/uploads/2016/06/LSB-BoD-Anthony-Iaderosa.jpg 182w, https://www.lakesidebank.com/wp-content/uploads/2016/06/LSB-BoD-Anthony-Iaderosa.jpg 150w" sizes="(max-width: 182px) 100vw, 182px">
2021                                                    </div><!-- /.member-image -->
2022                                                                                                <div class="member-content-inner">
2023                                                    <p>
2024                                                        <strong>Anthony Iaderosa</strong>
2025                                                    </p>
2026
2027                                                    <p class="p1"><span class="s1">Anthony founded eSutures.com in 2000. The company specializes in helping health care facilities to streamline their supply management process by liquidating non-moving inventory to his website, then buying the devices they need on a “just in time” basis. </span></p>
2028<p class="p1"><span class="s1">Anthony graduated from University of Illinois, Champaign Urbana in 1994 with a BS in Biology. Anthony then set off on a successful career in medical sales. After working for medical device companies, Anthony identified inefficiencies in the supply chain and used his entrepreneurial spirit to create eSutures.com. His company has helped firms worldwide save millions of dollars a year on surgical devices and products.</span></p>
2029<p class="p1"><span class="s1">Anthony has served The Lakeside Bank Board of Directors since early 2015.</span></p>                                                </div><!-- /.member-content-inner -->
2030                                            </div><!-- /.member-content -->
2031                                        
2032                                                                                
2033                                            <div class="member-content" data-index="4">
2034                                                                                                    <div class="member-image">
2035                                                        <img width="182" height="182" src="https://www.lakesidebank.com/w
2035p-content/uploads/2021/09/Joe-Liberti-2025.jpg" class="" alt="" decoding="async" loading="lazy" srcset="https://www.lakesidebank.com/wp-content/uploads/2021/09/Joe-Liberti-2025.jpg 182w, https://www.lakesidebank.com/wp-content/uploads/2021/09/Joe-Liberti-2025.jpg 150w" sizes="(max-width: 182px) 100vw, 182px">
2036                                                    </div><!-- /.member-image -->
2037                                                                                                <div class="member-content-inner">
2038                                                    <p>
2039                                                        <strong>Joe Liberti</strong>
2040                                                    </p>
2041
2042                                                    Joe currently is the Enterprise Global Account Manager for Cintas Corporation, responsible for Fortune 1000 customer management. Joe has been with Cintas since 1995, winning their prestigious “President’s Club” annual award for new business development 20 times. Joe is also an experienced real estate investor in the Chicago market. His background in real estate involves multi-family acquisition and management, zoning modification, and over 20 years of experience in the Chicago residential market. Joe is a graduate of Lewis University with a degree in Marketing. He has served on the Lakeside Bank Board of Directors since 2021.                                                </div><!-- /.member-content-inner -->
2043                                            </div><!-- /.member-content -->
2044                                        
2045                                                                                
2046                                            <div class="member-content" data-index="5">
2047                                                                                                    <div class="member-image">
2048                                                        <img width="182" height="182" src="https://www.lakesidebank.com/w
2048p-content/uploads/2021/09/ToddMonte2.jpg" class="" alt="" decoding="async" loading="lazy" srcset="https://www.lakesidebank.com/wp-content/uploads/2021/09/ToddMonte2.jpg 182w, https://www.lakesidebank.com/wp-content/uploads/2021/09/ToddMonte2.jpg 150w" sizes="(max-width: 182px) 100vw, 182px">
2049                                                    </div><!-- /.member-image -->
2050                                                                                                <div class="member-content-inner">
2051                                                    <p>
2052                                                        <strong>Todd Monte</strong>
2053                                                    </p>
2054
2055                                                    Todd is Lakeside's Chief Financial Officer and leads the internal audit function. He is responsible for a wide range of responsibilities to assure the effective administration of the bank. He also oversees the lockbox, loan operations, payment processing information systems and compliance functions.
2056
2057Todd joined Lakeside in 1996. He has undergraduate and graduate degrees from DePaul University. Todd was appointed to the Executive Committee in 2000. Todd has been a member of the Lakeside Bank Board of Directors since 2021.                                                </div><!-- /.member-content-inner -->
2058                                            </div><!-- /.member-content -->
2059                                        
2060                                                                                
2061                                            <div class="member-content" data-index="6">
2062                                                                                                    <div class="member-image">
2063                                                        <img width="182" height="182" src="https://www.lakesidebank.com/w
2063p-content/uploads/2026/05/Adam-Mancuso-2026.jpg" class="" alt="" decoding="async" loading="lazy" srcset="https://www.lakesidebank.com/wp-content/uploads/2026/05/Adam-Mancuso-2026.jpg 182w, https://www.lakesidebank.com/wp-content/uploads/2026/05/Adam-Mancuso-2026.jpg 150w" sizes="(max-width: 182px) 100vw, 182px">
2064                                                    </div><!-- /.member-image -->
2065                                                                                                <div class="member-content-inner">
2066                                                    <p>
2067                                                        <strong>Adam Mancuso</strong>
2068                                                    </p>
2069
2070                                                    Adam Mancuso has been appointed to the Lakeside Board of Directors. He is a fourth-generation automotive entrepreneur who served as COO of Ferrari Lake Forest Sports Cars from 2009 until its sale in 2025, playing key roles in operations, technology transformation, and financial analysis for the divestiture.
2071
2072<p>Since August 2025, Adam is CEO of Automotive Data Analytics, focusing on dealer service revenue and customer retention.</p>
2073
2074<p>In addition to his business acumen, Adam holds a Black Belt in Shotokan Karate and was a two-time Chicago Golden Gloves Boxing Champion. He is also active in philanthropy and medical missions.</p>
2075
2076<p>Adam has a BA from the University of Denver and an MBA from Lake Forest Graduate School of Management.</p>
2077
2078<p>He lives in Lake Forest with his wife, an OB/GYN and medical affairs leader, and their three daughters.</p>                                                </div><!-- /.member-content-inner -->
2079                                            </div><!-- /.member-content -->
2080                                        
2081                                                                                
2082                                                                                
2083                                            <div class="member-content" data-index="7">
2084                                                                                                    <div class="member-image">
2085                                                        <img width="182" height="182" src="https://www.lakesidebank.com/w
2085p-content/uploads/2016/06/LSB-BoD-Daniel-Leahy.jpg" class="" alt="" decoding="async" loading="lazy" srcset="https://www.lakesidebank.com/wp-content/uploads/2016/06/LSB-BoD-Daniel-Leahy.jpg 182w, https://www.lakesidebank.com/wp-content/uploads/2016/06/LSB-BoD-Daniel-Leahy.jpg 150w" sizes="(max-width: 182px) 100vw, 182px">
2086                                                    </div><!-- /.member-image -->
2087                                                                                                <div class="member-content-inner">
2088                                                    <p>
2089                                                        <strong>Daniel P. Leahy</strong>
2090                                                    </p>
2091
2092                                                    <p class="p1"><span class="s1">Dan Leahy is an Executive Vice President and Partner at NAI Hiffman, specializing in assisting industrial users and owners with their real estate strategy and implementation. Dan is also the Founder and Managing Director of NAI Global Logistics. </span></p>
2093<p class="p1"><span class="s1">Dan has expertise in all aspects of corporate real estate, having completed over 600 transactions totaling in excess of $2 billion in volume and is recognized as one of the country’s top industrial brokers. Dan has been nominated for the Chicago Industrial Broker of the Year Award eight times and has won the coveted award four times. He is a member of the board of directors for NAIOP Real Estate Development Association. In addition, Dan has received the NAIOP Industrial Transaction of the Year Award four times. </span></p>
2094<p class="p1"><span class="s1">Dan has served on the Board of Directors at Lakeside since 2013.</span></p>                                                </div><!-- /.member-content-inner -->
2095                                            </div><!-- /.member-content -->
2096                                        
2097                                                                                
2098                                            <div class="member-content" data-index="8">
2099                                                                                                    <div class="member-image">
2100                                                        <img width="182" height="182" src="https://www.lakesidebank.com/w
2100p-content/uploads/2016/06/LSB-BoD-Stan-Bochnowski.jpg" class="" alt="" decoding="async" loading="lazy" srcset="https://www.lakesidebank.com/wp-content/uploads/2016/06/LSB-BoD-Stan-Bochnowski.jpg 182w, https://www.lakesidebank.com/wp-content/uploads/2016/06/LSB-BoD-Stan-Bochnowski.jpg 150w" sizes="(max-width: 182px) 100vw, 182px">
2101                                                    </div><!-- /.member-image -->
2102                                                                                                <div class="member-content-inner">
2103                                                    <p>
2104                                                        <strong>Stan J. Bochnowski</strong>
2105                                                    </p>
2106
2107                                                    Stan is an Executive Vice President of Lakeside and also serves as a member of the Executive Committee and Board of Directors. He is the Chief Lending Officer, responsible for oversight of all commercial and residential lending activities at the bank.
2108
2109Stan joined Lakeside in 1983. He has a Bachelor's degree from Purdue University and is a member of the Chicago Board of Realtors, Chicago Home Builders Association and Illinois Mortgage Banker Association. He also is a Director to the following organizations: Hong Kong Club, Valentine Boys &amp; Girls Club of Chicago, Near South Planning Board, Southside Builders Association and the Chinatown Chamber of Commerce.                                                </div><!-- /.member-content-inner -->
2110                                            </div><!-- /.member-content -->
2111                                        
2112                                                                                
2113                                            <div class="member-content" data-index="9">
2114                                                                                                <div class="member-content-inner">
2115                                                    <p>
2116                                                        <strong>Mark T. O&#8217;Toole</strong>
2117                                                    </p>
2118
2119                                                    Mark is an attorney and a founding partner of the law firm, Foran, O’Toole &amp; Burke, LLC. He and his partners have built a multi-state practice and national reputation as champion of property owners’ rights. Foran, O’Toole &amp; Burke, LLC represents the owners of commercial, industrial and special use properties in states across the country and represents corporate clients such as, Prologis, CenterPoint Properties, Waste Management, UPS, McDonald’s, Simon Property Group and Ozinga, Inc.
2120
2121A lecturer on eminent domain, condemnation and property rights, Mark has also authored multiple articles on related subjects.
2122
2123Mark is also an active real estate investor, acquiring and developing commercial properties, many of which required extensive remediation, rezoning and repositioning before being successfully completed and sold.
2124
2125Mark did his undergraduate work at Miami University and received his J.D. from Loyola University. A former law clerk to Justice William G. Clark of the Illinois Supreme Court, Mark was also Staff Counsel to the Speaker of the Illinois House of Representatives. He is a longstanding member of the Board of Directors of Easter Seals of Metropolitan Chicago. He has served as Vice Chairman of the Board, and is currently a member of the Executive Committee and Chairman of the Development Committee. Mark has been a member of the Lakeside Bank Board of Directors since 2021.                                                </div><!-- /.member-content-inner -->
2126                                            </div><!-- /.member-content -->
2127                                        
2128                                                                                
2129                                            <div class="member-content" data-index="10">
2130                                                                                                    <div class="member-image">
2131                                                        <img width="182" height="182" src="https://www.lakesidebank.com/w
2131p-content/uploads/2016/06/LSB-BoD-Peter-Cacciatore.jpg" class="" alt="" decoding="async" loading="lazy" srcset="https://www.lakesidebank.com/wp-content/uploads/2016/06/LSB-BoD-Peter-Cacciatore.jpg 182w, https://www.lakesidebank.com/wp-content/uploads/2016/06/LSB-BoD-Peter-Cacciatore.jpg 150w" sizes="(max-width: 182px) 100vw, 182px">
2132                                                    </div><!-- /.member-image -->
2133                                                                                                <div class="member-content-inner">
2134                                                    <p>
2135                                                        <strong>Peter C. Cacciatore</strong>
2136                                                    </p>
2137
2138                                                    <p class="p1"><span class="s1">Peter Cacciatore is President of Jos. Cacciatore &amp;Co. Real Estate, where he began as a property manager in 1977. He also serves as President of Hunter Parking Inc; a Chicago based company that has served the parking needs of the Chicagoland Area for over two decades</span></p>
2139<p class="p1"><span class="s1">Peter is a member of the National Association of Realtors, Chicago Association of Realtors, Mortgage Banks Association of America, and the International Council of Shopping Centers. He serves on the Board of Directors for the Near South Planning board, and has invested in a significant parcel of real estate in the South Loop area. He is also Chairman of the “Kids and Cops Walk” for the Chicago Patrolman’s Association.</span></p>
2140<p class="p1"><span class="s1">Peter has served on the Board of Directors for Lakeside Bank since 1999.</span></p>                                                </div><!-- /.member-content-inner -->
2141                                            </div><!-- /.member-content -->
2142                                        
2143                                                                                
2144                                            <div class="member-content" data-index="11">
2145                                                                                                    <div class="member-image">
2146                                                        <img width="182" height="182" src="https://www.lakesidebank.com/w
2146p-content/uploads/2021/09/DanWelz.jpg" class="" alt="" decoding="async" loading="lazy" srcset="https://www.lakesidebank.com/wp-content/uploads/2021/09/DanWelz.jpg 182w, https://www.lakesidebank.com/wp-content/uploads/2021/09/DanWelz.jpg 150w" sizes="(max-width: 182px) 100vw, 182px">
2147                                                    </div><!-- /.member-image -->
2148                                                                                                <div class="member-content-inner">
2149                                                    <p>
2150                                                        <strong>Dan Welz</strong>
2151                                                    </p>
2152
2153                                                    Dan is the Executive Vice President and Chief Operating Officer for Lakeside Bank and is a member of the Executive Committee. In addition to managing Lakeside’s Retail Operations, Dan oversees the bank’s Retail Branch Network, Human Resources, Regulatory Compliance, Project Management Office, Vendor Management and Retail Support Office. Dan has over twenty six years of banking experience, eleven of which was spent at The Federal Reserve Bank of Chicago. Dan earned a bachelor’s degree in Finance from Valparaiso University and his MBA from Loyola University. Dan has been a member of the Lakeside Bank Board of Directors since 2021.                                                </div><!-- /.member-content-inner -->
2154                                            </div><!-- /.member-content -->
2155                                        
2156                                                                                
2157                                        </div> <!-- memeber-hidden-content -->
2158                                        
2159                                    </div> <!-- end members -->
2160                                        
2161                                                                        
2162                                </div><!-- /.article-body -->
2163
2164                        </article><!-- /.article-single -->
2165                    </div>
2166                                        <div class="tab " id="tab6" role="tabpanel"  aria-label="Executive Committee">
2167                        <article class="article-single">
2168                            <h6 class="hidden">Executive Committee</h6>
2169
2170                            <div class="article-head">
2171                                <h2>
2172                                    Executive Committee                                </h2>
2173                                                            </div><!-- /.article-head -->
2174                                
2175                                <div class="article-body">
2176                                    
2177                                                                            
2178                                    <div class="members">
2179                                        <div class="article-cols">
2180                                            <div class="col col-1of2">
2181                                        
2182                                                                                        
2183                                            <div class="member opened" data-index="1">
2184                                                <a href="#" aria-label="Philip D. Cacciatore">
2185                                                    <strong>Philip D. Cacciatore</strong>
2186                                                    Chairman of the Board & Chief Executive Officer, Lakeside Bank; President, Lakeside Bancorp, Inc.                                                 </a>
2187                                            </div><!-- /.member -->
2188                                            
2189                                                                                        
2190                                            <div class="member " data-index="2">
2191                                                <a href="#" aria-label="Dan Welz">
2192                                                    <strong>Dan Welz</strong>
2193                                                    Executive Vice President & Chief Operating Officer                                                </a>
2194                                            </div><!-- /.member -->
2195                                            
2196                                                                                        
2197                                            <div class="member " data-index="3">
2198                                                <a href="#" aria-label="Tim Savoca">
2199                                                    <strong>Tim Savoca</strong>
2200                                                    Executive Vice President & Chief Credit Officer                                                </a>
2201                                            </div><!-- /.member -->
2202                                            
2203                                                                                    
2204                                            </div> <!-- col1of2 -->
2205                                        
2206                                            <div class="col col-1of2">
2207                                                                                                                                    
2208                                                    <div class="member " data-index="4">
2209                                                        <a href="#" aria-label="David V. Pinkerton">
2210                                                            <strong>David V. Pinkerton</strong>
2211                                                            Vice Chairman & President, Lakeside Bank                                                        </a>
2212                                                    </div><!-- /.member -->
2213                                        
2214                                                                                                                                                                                            
2215                                                    <div class="member " data-index="5">
2216                                                        <a href="#" aria-label="Stan J. Bochnowski">
2217                                                            <strong>Stan J. Bochnowski</strong>
2218                                                            Executive Vice President & Chief Lending Officer, Lakeside Bank                                                        </a>
2219                                                    </div><!-- /.member -->
2220                                        
2221                                                                                                                                                                                                </div> <!-- col1of2 -->
2222                                        
2223                                        </div>
2224                                        
2225                                        <div class="member-hidden-content">
2226                                                                                
2227                                            <div class="member-content" data-index="1">
2228                                                                                                    <div class="member-image">
2229                                                        <img width="182" height="182" src="https://www.lakesidebank.com/w
2229p-content/uploads/2016/06/LSB-BoD-Philip-Cacciatore.jpg" class="" alt="" decoding="async" loading="lazy" srcset="https://www.lakesidebank.com/wp-content/uploads/2016/06/LSB-BoD-Philip-Cacciatore.jpg 182w, https://www.lakesidebank.com/wp-content/uploads/2016/06/LSB-BoD-Philip-Cacciatore.jpg 150w" sizes="(max-width: 182px) 100vw, 182px">
2230                                                    </div><!-- /.member-image -->
2231                                                                                                <div class="member-content-inner">
2232                                                    <p>
2233                                                        <strong>Philip D. Cacciatore</strong>
2234                                                    </p>
2235
2236                                                    Phil serves as Chairman of the Board and Chief Executive Officer for Lakeside Bank and has been with the bank since 1992.
2237
2238Phil graduated from DePaul University with a BS in 1994 and received his JD degree from DePaul in 1999. He also graduated from Stonier Graduate School of Banking at Georgetown University in 2002.
2239
2240Phil was appointed by the governor to the Illinois State Banking Board in 2004 and served for 10 years. He remains an active director on the following boards: Jos. Cacciatore &amp; Co Real Estate, Jos. Cacciatore &amp; Co. Insurance, Elgin Sweeping Inc. and Hunter Parking. He is also President of Lakeside Bancorp (Lakeside Bank’s Holding Company). Phil is also an instrument rated FAA certified pilot.                                                </div><!-- /.member-content-inner -->
2241                                            </div><!-- /.member-content -->
2242                                        
2243                                                                                
2244                                            <div class="member-content" data-index="2">
2245                                                                                                    <div class="member-image">
2246                                                        <img width="182" height="182" src="https://www.lakesidebank.com/w
2246p-content/uploads/2017/01/Welz-Daniel.jpg" class="" alt="" decoding="async" loading="lazy" srcset="https://www.lakesidebank.com/wp-content/uploads/2017/01/Welz-Daniel.jpg 182w, https://www.lakesidebank.com/wp-content/uploads/2017/01/Welz-Daniel.jpg 150w" sizes="(max-width: 182px) 100vw, 182px">
2247                                                    </div><!-- /.member-image -->
2248                                                                                                <div class="member-content-inner">
2249                                                    <p>
2250                                                        <strong>Dan Welz</strong>
2251                                                    </p>
2252
2253                                                    Dan is the Executive Vice President and Chief Operating Officer for Lakeside Bank and is a member of the Executive Committee. In addition to managing Lakeside’s Retail Operations, Dan oversees the bank’s Retail Branch Network, Human Resources, Regulatory Compliance, Project Management Office, Vendor Management and Retail Support Office. Dan has over twenty six years of banking experience, eleven of which was spent at The Federal Reserve Bank of Chicago. Dan earned a bachelor’s degree in Finance from Valparaiso University and his MBA from Loyola University.                                                </div><!-- /.member-content-inner -->
2254                                            </div><!-- /.member-content -->
2255                                        
2256                                                                                
2257                                            <div class="member-content" data-index="3">
2258                                                                                                    <div class="member-image">
2259                                                        <img width="182" height="182" src="https://www.lakesidebank.com/w
2259p-content/uploads/2016/11/savoca-tim.jpg" class="" alt="" decoding="async" loading="lazy" srcset="https://www.lakesidebank.com/wp-content/uploads/2016/11/savoca-tim.jpg 182w, https://www.lakesidebank.com/wp-content/uploads/2016/11/savoca-tim.jpg 150w" sizes="(max-width: 182px) 100vw, 182px">
2260                                                    </div><!-- /.member-image -->
2261                                                                                                <div class="member-content-inner">
2262                                                    <p>
2263                                                        <strong>Tim Savoca</strong>
2264                                                    </p>
2265
2266                                                    Tim is Executive Vice President and Chief Credit Officer for Lakeside, joining the Bank in 2006. Tim chairs the Loan and Risk Management Committees and sits on the Adverse Asset, ACH and Executive Committees. He is responsible for the Bank's Loan Policy and Lending Guidelines. Tim also created and formalized Lakeside's Credit Administration practices and manages the Interest Rate Swap Program. Tim has trained more than 30 current Lakeside employees and proudly watched as many have risen through the ranks. Tim founded the MPS Memorial Foundation in 2010 to raise awareness and funds to support organizations dedicated to finding a cure for Pulmonary Fibrosis. He holds an undergraduate degree from the University of Illinois at Urbana Champaign and an MBA from DePaul with a concentration in Real Estate Finance and Investment.                                                </div><!-- /.member-content-inner -->
2267                                            </div><!-- /.member-content -->
2268                                        
2269                                                                                
2270                                                                                
2271                                            <div class="member-content" data-index="4">
2272                                                                                                    <div class="member-image">
2273                                                        <img width="182" height="182" src="https://www.lakesidebank.com/w
2273p-content/uploads/2016/06/LSB-BoD-David-Pinkerton.jpg" class="" alt="" decoding="async" loading="lazy" srcset="https://www.lakesidebank.com/wp-content/uploads/2016/06/LSB-BoD-David-Pinkerton.jpg 182w, https://www.lakesidebank.com/wp-content/uploads/2016/06/LSB-BoD-David-Pinkerton.jpg 150w" sizes="(max-width: 182px) 100vw, 182px">
2274                                                    </div><!-- /.member-image -->
2275                                                                                                <div class="member-content-inner">
2276                                                    <p>
2277                                                        <strong>David V. Pinkerton</strong>
2278                                                    </p>
2279
2280                                                    David is the Vice Chairman and President of Lakeside Bank, and is a member of the Executive Committee. He is a Senior Lending Officer and is focused on business development with an emphasis on business banking and commercial real estate lending.
2281
2282His career in banking started at Lakeside in 1989 and he's been an integral party of the bank ever since. David holds a BS and MBA from the University of Wisconsin at Madison.                                                </div><!-- /.member-content-inner -->
2283                                            </div><!-- /.member-content -->
2284                                        
2285                                                                                
2286                                            <div class="member-content" data-index="5">
2287                                                                                                    <div class="member-image">
2288                                                        <img width="182" height="182" src="https://www.lakesidebank.com/w
2288p-content/uploads/2016/06/LSB-BoD-Stan-Bochnowski.jpg" class="" alt="" decoding="async" loading="lazy" srcset="https://www.lakesidebank.com/wp-content/uploads/2016/06/LSB-BoD-Stan-Bochnowski.jpg 182w, https://www.lakesidebank.com/wp-content/uploads/2016/06/LSB-BoD-Stan-Bochnowski.jpg 150w" sizes="(max-width: 182px) 100vw, 182px">
2289                                                    </div><!-- /.member-image -->
2290                                                                                                <div class="member-content-inner">
2291                                                    <p>
2292                                                        <strong>Stan J. Bochnowski</strong>
2293                                                    </p>
2294
2295                                                    Stan is an Executive Vice President of Lakeside and also serves as a member of the Executive Committee and Board of Directors. He is the Chief Lending Officer, responsible for oversight of all commercial and residential lending activities at the bank.
2296
2297Stan joined Lakeside in 1983. He has a Bachelor's degree from Purdue University and is a member of the Chicago Board of Realtors, Chicago Home Builders Association and Illinois Mortgage Banker Association. He also is a Director to the following organizations: Hong Kong Club, Valentine Boys &amp; Girls Club of Chicago, Near South Planning Board, Southside Builders Association and the Chinatown Chamber of Commerce.                                                </div><!-- /.member-content-inner -->
2298                                            </div><!-- /.member-content -->
2299                                        
2300                                                                                
2301                                        </div> <!-- memeber-hidden-content -->
2302                                        
2303                                    </div> <!-- end members -->
2304                                        
2305                                                                        
2306                                </div><!-- /.article-body -->
2307
2308                        </article><!-- /.article-single -->
2309                    </div>
2310                    				</div>
2311			</div>
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2328<li id="menu-item-5571" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5571"><a href="https://www.lakesidebank.com/cra-public-file/" aria-label="CRA Public File">CRA Public File</a></li>
2329<li id="menu-item-2602" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-2602"><a href="https://www.lakesidebank.com/site-map/" aria-label="Site Map">Site Map</a></li>
2330</ul></div></li><li id="nav_menu-3" class="widget widget_nav_menu"><h3 class="widget-title">ATM LOCATIONS</h3><div class="menu-atm-locations-container"><ul id="menu-atm-locations" class="menu"><li id="menu-item-40" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-40"><a href="https://www.lakesidebank.com/board-of-trade/" aria-label="Board of Trade">Board of Trade</a></li>
2331<li id="menu-item-5747" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-5747"><a href="https://www.lakesidebank.com/bridgeport/" aria-label="Bridgeport">Bridgeport</a></li>
2332<li id="menu-item-41" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-41"><a href="https://www.lakesidebank.com/chinatownpilsen/" aria-label="Chinatown / Pilsen">Chinatown / Pilsen</a></li>
2333<li id="menu-item-754" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-754"><a href="https://www.lakesidebank.com/elmhurst/" aria-label="Elmhurst">Elmhurst</a></li>
2334<li id="menu-item-42" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-42"><a href="https://www.lakesidebank.com/lakeviewlincoln-park/" aria-label="Lakeview / Lincoln Park">Lakeview / Lincoln Park</a></li>
2335<li id="menu-item-6337" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6337"><a href="https://www.lakesidebank.com/mount-prospect/" aria-label="Mount Prospect">Mount Prospect</a></li>
2336<li id="menu-item-6338" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6338"><a href="https://www.lakesidebank.com/naperville/" aria-label="Naperville">Naperville</a></li>
2337<li id="menu-item-43" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-43"><a href="https://www.lakesidebank.com/north-loop/" aria-label="North Loop">North Loop</a></li>
2338<li id="menu-item-5748" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-5748"><a href="https://www.lakesidebank.com/oakbrook-terrace-2/" aria-label="Oakbrook Terrace">Oakbrook Terrace</a></li>
2339<li id="menu-item-5749" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-5749"><a href="https://www.lakesidebank.com/park-ridge/" aria-label="Park Ridge">Park Ridge</a></li>
2340<li id="menu-item-44" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-44"><a href="https://www.lakesidebank.com/south-loop/" aria-label="South Loop">South Loop</a></li>
2341<li id="menu-item-1898" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-1898"><a href="https://www.moneypass.com/atm-locator.html" aria-label="MoneyPass ATM Locator">MoneyPass ATM Locator</a></li>
2342</ul></div></li><li id="nav_menu-4" class="widget widget_nav_menu"><h3 class="widget-title">BRANCH LOCATIONS</h3><div class="menu-branch-locations-container"><ul id="menu-branch-locations" class="menu"><li id="menu-item-48" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-48"><a href="https://www.lakesidebank.com/board-of-trade/" aria-label="Board of Trade">Board of Trade</a></li>
2343<li id="menu-item-3787" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-3787"><a href="https://www.lakesidebank.com/bridgeport/" aria-label="Bridgeport">Bridgeport</a></li>
2344<li id="menu-item-49" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-49"><a href="https://www.lakesidebank.com/chinatownpilsen/" aria-label="Chinatown / Pilsen">Chinatown / Pilsen</a></li>
2345<li id="menu-item-753" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-753"><a href="https://www.lakesidebank.com/elmhurst/" aria-label="Elmhurst">Elmhurst</a></li>
2346<li id="menu-item-50" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-50"><a href="https://www.lakesidebank.com/lakeviewlincoln-park/" aria-label="Lakeview / Lincoln Park">Lakeview / Lincoln Park</a></li>
2347<li id="menu-item-5965" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5965"><a href="https://www.lakesidebank.com/mount-prospect/" aria-label="Mount Prospect">Mount Prospect</a></li>
2348<li id="menu-item-6138" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6138"><a href="https://www.lakesidebank.com/naperville/" aria-label="Naperville">Naperville</a></li>
2349<li id="menu-item-51" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51"><a href="https://www.lakesidebank.com/north-loop/" aria-label="North Loop">North Loop</a></li>
2350<li id="menu-item-3788" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-3788"><a href="https://www.lakesidebank.com/oakbrook-terrace-2/" aria-label="Oakbrook Terrace">Oakbrook Terrace</a></li>
2351<li id="menu-item-4642" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-4642"><a href="https://www.lakesidebank.com/park-ridge/" aria-label="Park Ridge">Park Ridge</a></li>
2352<li id="menu-item-52" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-52"><a href="https://www.lakesidebank.com/south-loop/" aria-label="South Loop">South Loop</a></li>
2353</ul></div></li><li id="nav_menu-5" class="widget widget_nav_menu"><h3 class="widget-title">OTHER IMPORTANT INFO</h3><div class="menu-other-important-info-container"><ul id="menu-other-important-info" class="menu"><li id="menu-item-54" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-54"><a href="/identity-theft" aria-label="Identity Theft">Identity Theft</a></li>
2354<li id="menu-item-55" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-55"><a href="/ffiec-customer-education" aria-label="FFIEC Customer Education">FFIEC Customer Education</a></li>
2355<li id="menu-item-56" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-56"><a href="/privacy-notice" aria-label="Privacy Notice">Privacy Notice</a></li>
2356<li id="menu-item-3721" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-3721"><a href="https://www.lakesidebank.com/state-of-illinois-community-reinvestment-notice/" aria-label="State of Illinois – Community Reinvestment Notice">State of Illinois – Community Reinvestment Notice</a></li>
2357<li id="menu-item-57" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-57"><a href="/products-services/business/business-savings/business-savings-mm-cdars/" aria-label="CDARS®">CDARS®</a></li>
2358<li id="menu-item-58" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-58"><a href="/safe-deposit-boxes" aria-label="Safe Deposit Boxes">Safe Deposit Boxes</a></li>
2359<li id="menu-item-60" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-60"><a href="/contact-us" aria-label="Report Lost/Stolen Debit Card">Report Lost/Stolen Debit Card</a></li>
2360<li id="menu-item-5572" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5572"><a href="https://www.lakesidebank.com/cra-public-file/" aria-label="CRA Public File">CRA Public File</a></li>
2361<li id="menu-item-5913" class="menu-item menu-item-type-post_type menu-item-object-community_events menu-item-5913"><a href="https://www.lakesidebank.com/community_events/coin-counting/" aria-label="Coin Counting Policy">Coin Counting Policy</a></li>
2362</ul></div></li><!-- /.footer-col footer-col-size -->
2363						</ul><!-- /.widgets-footer -->
2364									</div><!-- /.shell -->
2365
2366                <div class="footer-socials">
2367                    <div class="shell">
2368                                                <ul>
2369                                                    <li>
2370                                <a href="https://www.instagram.com/lakeside_bank">
2371                                    <i class="fa fa-instagram fa-lg" aria-hidden="true"></i>
2372                                </a>
2373                            </li>
2374                                                        <li>
2375                                <a href="https://www.facebook.com/LakesideBankChicago">
2376                                    <i class="fa fa-facebook-square fa-lg" aria-hidden="true"></i>
2377                                </a>
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2380                                <a href="https://www.linkedin.com/company/lakesidebank/">
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2390                    </div>
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2392
2393				<div class="footer-content">
2394					<div class="shell">
2395													<a href="https://www.lakesidebank.com/" class="logo-footer">
2396								<img width="267" height="47" src="https://www.lakesidebank.com/w
2396p-content/uploads/2016/06/logo-footer.png" class="0" alt="Lakeside Bank Logo" decoding="async" loading="lazy" />							</a>
2397													<div class="copyright">
2398								<p style="text-align: center;"><strong>NMLS ID# 528825</strong></p>
2399<p>© 2026 Lakeside Bank All rights Reserved.</p>
2400							</div><!-- /.copyright -->
2401													<div class="footer-links">
2402								<ul>
2403																			<li>
2404											<a href="https://www.lakesidebank.com/privacy-security/" >
2405												<img width="31" height="39" src="https://www.lakesidebank.com/wp-content/uploads/2016/06/Lock.png" class="attachment-thumbnail size-thumbnail" alt="Lock" decoding="async" loading="lazy" />Privacy &amp; Security											</a>
2406										</li>
2407																			<li>
2408											<a href="https://www.fdic.gov/" >
2409												<img width="61" height="35" src="https://www.lakesidebank.com/wp-content/uploads/2016/06/FDIC.png" class="attachment-thumbnail size-thumbnail" alt="FDIC" decoding="async" loading="lazy" />Member FDIC  											</a>
2410										</li>
2411																			<li>
2412											<a href="http://portal.hud.gov/hudportal/HUD?src=/program_offices/fair_housing_equal_opp" >
2413												<img width="148" height="64" src="https://www.lakesidebank.com/w
2413p-content/uploads/2018/04/Equal_Housing_Opportunity-white2.png" class="attachment-thumbnail size-thumbnail" alt="" decoding="async" loading="lazy" />Equal Housing Lender											</a>
2414										</li>
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2416							</div><!-- /.footer-links -->
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2418				</div><!-- /.footer-content -->
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2428					<h2>You are now leaving LakesideBank.com</h2>
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