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340 <div id="content" class="et_pb_module et_pb_text et_pb_text_30 et_pb_text_align_center et_pb_bg_layout_light"> 341 342 343 344 345 <div class="et_pb_text_inner"><h2>Read Along And Learn All You Can About Financial Tips & Tricks</h2></div> 346 </div> 347 </div> 348 349 350 351 352 </div> 353 354 355 </div><div class="et_pb_section et_pb_section_17 et_pb_with_background et_section_regular" > 356 357 358 359 360 361 362 <div class="et_pb_row et_pb_row_30"> 363 <div class="et_pb_column et_pb_column_4_4 et_pb_column_30 et_pb_css_mix_blend_mode_passthrough et-last-child"> 364 365 366 367 368 <div class="et_pb_module et_pb_blog_0 et_pb_posts et_pb_bg_layout_light "> 369 370 371 372 373 <div class="et_pb_ajax_pagination_container"> 374 375 <article id="post-3833" class="et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_0 post-3833 post type-post status-publish format-standard hentry category-uncategorized"> 376 377 378 <h2 class="entry-title"> 379 <a href="https://www.esserlaw.com/2026/03/09/how-much-can-creditors-garnish-in-wisconsin/">How Much Can Creditors Garnish in Wisconsin?</a> 380 </h2> 381 382 <p class="post-meta"><span class="published">Mar 9, 2026</span></p><div class="post-content"><div class="post-content-inner"><p>If you have fallen behind on bills, one of the most stressful things that can happen is a wage garnishment. Suddenly, a portion of your paycheck is taken before you ever receive it, making it even harder to pay your mortgage, rent, utilities, and other necessities....</p> 383</div><a href="https://www.esserlaw.com/2026/03/09/how-much-can-creditors-garnish-in-wisconsin/" class="more-link">read more</a></div> 384 </article> 385 386 <article id="post-1548" class="et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_1 post-1548 post type-post status-publish format-standard hentry category-uncategorized"> 387 388 389 <h2 class="entry-title"> 390 <a href="https://www.esserlaw.com/2018/12/14/ways-to-save-more-money-going-into-a-new-year/">Ways to Save More Money Going Into a New Year</a> 391 </h2> 392 393 <p class="post-meta"><span class="published">Dec 14, 2018</span></p><div class="post-content"><div class="post-content-inner"><p>Saving is the first step to building wealth. We all know saving money is important, yet many of us struggle to make consistent progress. Here are nine hacks to help you start saving more today. 1. Remember net worth trumps income Do you know your net worth? Many...</p> 394</div><a href="https://www.esserlaw.com/2018/12/14/ways-to-save-more-money-going-into-a-new-year/" class="more-link">read more</a></div> 395 </article> 396 397 <article id="post-1526" class="et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_2 post-1526 post type-post status-publish format-standard hentry category-bankruptcy category-budget-counseling category-debt-amortization category-debt-consolidation category-debt-relief tag-college tag-college-tuition tag-planning tag-saving"> 398 399 400 <h2 class="entry-title"> 401 <a href="https://www.esserlaw.com/2018/08/09/critical-steps-to-save-on-college-costs/">Critical Steps to Save on College Costs</a> 402 </h2> 403 404 <p class="post-meta"><span class="published">Aug 9, 2018</span></p><div class="post-content"><div class="post-content-inner"><p>4 Critical Steps That Save Thousands on College Costs The process of getting admitted to college -- and paying for it -- has changed dramatically in the last few decades. Nancy Dunham â¢Â February 2, 2018 Photo by ARENA Creative / Shutterstock.com The first thing...</p> 405</div><a href="https://www.esserlaw.com/2018/08/09/critical-steps-to-save-on-college-costs/" class="more-link">read more</a></div> 406 </article> 407 408 <article id="post-1493" class="et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_3 post-1493 post type-post status-publish format-standard hentry category-bankruptcy category-budget-counseling category-debt-amortization category-debt-consolidation category-debt-relief tag-bankruptcy tag-chapter-13 tag-chapter-7-bankruptcy tag-debt-relief tag-milwaukee-bankruptcy tag-money-saving tag-saving tag-summertime"> 409 410 411 <h2 class="entry-title"> 412 <a href="https://www.esserlaw.com/2018/07/10/careless-ways-you-waste-money-every-day/">Careless Ways You Waste Money Every Day</a> 413 </h2> 414 415 <p class="post-meta"><span class="published">Jul 10, 2018</span></p><div class="post-content"><div class="post-content-inner"><p>11 Careless Ways You Waste Money Every Day (and How to Stop) Who doesn't waste money? We all pay too much at times because we want something right now. And on occasion, if weâre being honest with ourselves, we buy things we don't really need. Sometimes, though, we...</p> 416</div><a href="https://www.esserlaw.com/2018/07/10/careless-ways-you-waste-money-every-day/" class="more-link">read more</a></div> 417 </article> 418 419 <article id="post-1486" class="et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_4 post-1486 post type-post status-publish format-standard hentry category-budget-counseling category-debt-amortization category-debt-consolidation category-debt-relief tag-debt-relief tag-esserlaw tag-milwaukee-bankruptcy tag-money-saving tag-saving"> 420 421 422 <h2 class="entry-title"> 423 <a href="https://www.esserlaw.com/2018/06/13/health-savings-account-retirement/">Health Savings Account & Retirement</a> 424 </h2> 425 426 <p class="post-meta"><span class="published">Jun 13, 2018</span></p><div class="post-content"><div class="post-content-inner"><p>5 Reasons a Health Savings Account Is a Great Place to Stash Retirement Cash A health savings account offers unique advantages that make it the perfect place to park at least a portion of your retirement money. Millions of savers overlook one incredibly underrated
426way...</p> 427</div><a href="https://www.esserlaw.com/2018/06/13/health-savings-account-retirement/" class="more-link">read more</a></div> 428 </article> 429 430 <article id="post-1477" class="et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_5 post-1477 post type-post status-publish format-standard hentry category-bankruptcy tag-bankruptcy tag-debt-relief tag-esserlaw tag-milwaukee-bankruptcy tag-taxes"> 431 432 433 <h2 class="entry-title"> 434 <a href="https://www.esserlaw.com/2018/05/25/tax-debt-for-pennies-on-the-dollar/">Tax Debt for Pennies on the Dollar?</a> 435 </h2> 436 437 <p class="post-meta"><span class="published">May 25, 2018</span></p><div class="post-content"><div class="post-content-inner"><p>No, you cannot get rid of your tax debt for pennies on the dollar For many Americans, the tax season is over. Their federal tax returns are in, and theyâve made vacation plans knowing they can pay for their fun in the sun with a fat refund. But then there are those...</p> 438</div><a href="https://www.esserlaw.com/2018/05/25/tax-debt-for-pennies-on-the-dollar/" class="more-link">read more</a></div> 439 </article> 440 441 <article id="post-1466" class="et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_6 post-1466 post type-post status-publish format-standard hentry category-bankruptcy category-budget-counseling category-debt-amortization category-debt-consolidation category-debt-relief category-firm-news category-lets-ask-esser tag-ask-esser tag-bankruptcy tag-bankruptcy-milwaukee tag-chapter-13 tag-chapter-7-bankruptcy tag-debt-relief tag-money-saving tag-saving tag-taxes"> 442 443 444 <h2 class="entry-title"> 445 <a href="https://www.esserlaw.com/2018/04/27/what-the-irs-doesnt-want-you
445-to-know-about-taxes-and-bankruptcy/">What the IRS doesnât want you to know about taxes and bankruptcy</a> 446 </h2> 447 448 <p class="post-meta"><span class="published">Apr 27, 2018</span></p><div class="post-content"><div class="post-content-inner"><p>What the IRS doesnât want you to know about taxes and bankruptcy There is a common misconception that taxes are not dischargeable in a bankruptcy proceeding. However, under certain circumstances, taxes can be discharged. Letâs face it, this is the government, all of...</p> 449</div><a href="https://www.esserlaw.com/2018/04/27/what-the-irs-doesnt-want-you-to-know-about-taxes-and-bankruptcy/" class="more-link">read more</a></div> 450 </article> 451 452 <article id="post-1462" class="et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_7 post-1462 post type-post status-publish format-standard hentry category-bankruptcy category-debt-amortization category-debt-consolidation category-debt-relief tag-bankruptcy tag-chapter-13-milwaukee tag-milwaukee-bankruptcy tag-money-saving tag-saving tag-summertime"> 453 454 455 <h2 class="entry-title"> 456 <a href="https://www.esserlaw.com/2018/04/26/summer-is-coming/">Summer is Coming</a> 457 </h2> 458 459 <p class="post-meta"><span class="published">Apr 26, 2018</span></p><div class="post-content"><div class="post-content-inner"><p>With summer around the corner, the trip planning is beginning. Going on vacation can be pricey but here are some tips on how to save. 10 Smart Ways To Save Money On Your Next Trip One of the world's foremost experts on budget travel, Pauline Frommer learned the tricks...</p> 460</div><a href="https://www.esserlaw.com/2018/04/26/summer-is-coming/" class="more-link">read more</a></div> 461 </article> 462 463 <article id="post-1453" class="et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_8 post-1453 post type-post status-publish format-standard hentry category-bankruptcy tag-activities tag-bankruptcy tag-milwaukee-bankruptcy-attorney tag-money-saving tag-summertime"> 464 465 466 <h2 class="entry-title"> 467 <a href="https://www.esserlaw.com/2018/04/06/budget-friendly-backyard-summer-camp-activities/">Budget-Friendly Backyard Summer Camp Activities</a> 468 </h2> 469 470 <p class="post-meta"><span class="published">Apr 6, 2018</span></p><div class="post-content"><div class="post-content-inner"><p>Arts and Crafts Summer Camp Activities Central to summer camp are the arts and crafts projects. Completing a successful summer camp means the kiddos end up with souvenirs of their handy work. Below is an assortment of projects to get you started. Woodworking is a...</p> 471</div><a href="https://www.esserlaw.com/2018/04/06/budget-friendly-backyard-summer-camp-activities/" class="more-link">read more</a></div> 472 </article> 473 474 <article id="post-1408" class="et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_9 post-1408 post type-post status-publish format-standard hentry category-bankruptcy category-budget-counseling category-debt-amortization category-debt-consolidation tag-bankruptcy tag-esserlaw tag-milwaukee-bankruptcy tag-money-saving tag-thank-you"> 475 476 477 <h2 class="entry-title"> 478 <a href="https://www.esserlaw.com/2018/01/16/thank-you-attorney-esser-for-35-years-of-serving-the-community/">Thank you Attorney Esser for 35 years of Serving the Community</a> 479 </h2> 480 481 <p class="post-meta"><span class="published">Jan 16, 2018</span></p><div class="post-content"><div class="post-content-inner"><p>ESSERLAW would like to thank Attorney Esser for 35 years of Serving the Community. He set out on a mission to help people in the Milwaukee and surrounding areas to be debt free. </p> 482</div><a href="https://www.esserlaw.com/2018/01/16/thank-you-attorney-esser-for-35-years-of-serving-the-community/" class="more-link">read more</a></div> 483 </article> 484 <div><div class="pagination clearfix"> 485 <div class="alignleft"><a href="https://www.esserlaw.com/blog/page/2/?et_blog" >« Older Entries</a></div> 486 <div class="alignright"></div> 487</div></div></div>
488 </div> 489 490 </div> 491 492 493 494 495 </div> 496 497 498 </div><div class="et_pb_section et_pb_section_19 et_pb_with_background et_section_regular" > 499 500 501 502 503 504 505 <div class="et_pb_row et_pb_row_31 et_pb_equal_columns et_pb_gutters2"> 506 <div class="et_pb_column et_pb_column_1_4 et_pb_column_31 et_pb_css_mix_blend_mode_passthrough"> 507 508 509 510 511 <div class="et_pb_module et_pb_text et_pb_text_31 et_pb_text_align_left et_pb_bg_layout_dark"> 512 513 514 515 516 <div class="et_pb_text_inner"><h4>Contact Info</h4> 517<p><strong>Address:</strong><br />11805 W Hampton Ave<br />Milwaukee, WI 53225</p> 518<p><strong>Milwaukee:</strong> <a href="tel:+14144617000">414-461-7000</a><br /><strong>Racine: </strong><a href="tel:+12626190433">262-619-0433</a><br /><strong>Fox Valley:</strong> <a href="tel:+19207270775">920-727-0775</a><br /><strong>Text:Â </strong><a href="tel:+1470-823-8344"></a><a href="tel:+14144617000">414-461-7000</a><a href="tel:+1470-823-8344"></a><strong> </strong><br /><strong>Email:</strong> <a href="mailto:[email protected]"> [email protected] </a></p></div> 519 </div> 520 </div><div class="et_pb_column et_pb_column_1_4 et_pb_column_32 et_pb_css_mix_blend_mode_passthrough"> 521 522 523 524 525 <div class="et_pb_module et_pb_text et_pb_text_32 et_pb_text_align_left et_pb_bg_layout_dark"> 526 527 528 529 530 <div class="et_pb_text_inner"><h4 class="light-text-color">Important Links</h4> 531<p><a href="http://www.nacba.org/" class="footer-link"><img decoding="async" src="/wp-content/uploads/sites/429/2020/04/nacba.jpg" alt="" width="80" height="63" /> </a><a href="http://www.bbb.org/wisconsin/business-reviews/attorneys-and-lawyers-bankruptcy/esser-law-llc-in-milwaukee-wi-1012122" class="footer-link"><img decoding="async" src="/wp-content/uploads/sites/429/2020/04/bbb1.png" alt="" width="50" /></a></p> 532<p>
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532</p> 533<div class="avvo_badge" data-type="rating" data-specialty="2" data-target="https://www.avvo.com/professional_badges/1508952" data-version="2"> 534<div class="avvo_content"><a rel="me noopener noreferrer" target="_blank" href="https://www.avvo.com/attorneys/53225-wi-todd-esser-1508952.html?utm_campaign=avvo_rating&utm_content=1508952&utm_medium=avvo_badge&utm_source=avvo">Lawyer Todd Esser</a> | <a target="_blank" href="https://www.avvo.com/bankruptcy-debt-lawyer/wi/milwaukee.html?utm_campaign=avvo_rating&utm_content=1508952&utm_medium=avvo_badge&utm_source=avvo" rel="noopener noreferrer">Top Attorney Bankruptcy</a></div> 535</div></div> 536 </div> 537 </div><div class="et_pb_column et_pb_column_1_4 et_pb_column_33 et_pb_css_mix_blend_mode_passthrough"> 538 539 540 541 542 <div class="et_pb_module et_pb_text et_pb_text_33 et_pb_text_align_left et_pb_bg_layout_light"> 543 544 545 546 547 <div class="et_pb_text_inner"><p><!-- begin super lawyers badge --></p> 548<div data-slbadge="v1-slbadge-anniversary-15" style="width:120px;height:100px;border-radius:12px;font-family:arial, sans-serif;color:gray;text-align:center">
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548<a class="slbadge_profileurl" title="View the profile of Wisconsin Bankruptcy Attorney Todd C. Esser" href="https://profiles.superlawyers.com/wisconsin/milwaukee/lawyer/todd-c-esser/b6395437-3c35-4d78-94c2-97ddac0a65f4.html?npcmp=slb:badge:sl_badge:b6395437-3c35-4d78-94c2-97ddac0a65f4:miles&utm_source=b6395437-3c35-4d78-94c2-97ddac0a65f4&utm_campaign=v1-slbadge-anniversary-15&utm_content=profile">Todd C. Esser</a></p> 549<div style="margin-top:6px">Rated by Super Lawyers</p> 550<p>loading ...</p> 551</div> 552</div> 553<p><!-- end super lawyers badge --></div> 554 </div> 555 </div><div class="et_pb_column et_pb_column_1_4 et_pb_column_34 et_pb_css_mix_blend_mode_passthrough et-last-child"> 556 557 558 559 560 <div class="et_pb_module et_pb_text et_pb_text_34 et_pb_text_align_left et_pb_bg_layout_dark"> 561 562 563 564 565 <div class="et_pb_text_inner"><h4 class="light-text-color">Coverage Area</h4> 566<p>Milwaukee, Wisconsin Metropolitan Area, Southeastern Wisconsin, Fox Valley<br /> Racine & Kenosha</p></div> 567 </div><div class="et_pb_module et_pb_text et_pb_text_35 et_pb_text_align_left et_pb_bg_layout_dark"> 568 569 570 571 572 <div class="et_pb_text_inner"><h4 class="light-text-color">Business Hours</h4> 573<p><b>Monday - Friday: </b><br />8:30am to 5:00pm </p></div> 574 </div> 575 </div> 576 577 578 579 580 </div> 581 582 583 </div> </div> 584 </div> 585 </div> 586 587 588 </article> 589 590 591 592</div> 593 594 595 <span class="et_pb_scroll_top et-pb-icon"></span> 596 597 598 <footer id="main-footer"> 599 600 601 602 <div id="footer-bottom"> 603 <div class="container clearfix"> 604 <div id="footer-info"><a href="/privacy-policy/">Privacy Policy</a><br><a href="http://ziplocal.com" target="_blank">Powered By Ziplocal</a></div> </div> 605 </div> 606 </footer> 607 </div> 608 609 610 </div> 611 612
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650 651 652<div 653 id="pum-2679" 654 role="dialog" 655 aria-modal="false" 656 class="pum pum-overlay pum-theme-1716 pum-theme-default-theme popmake-overlay click_open" 657 data-popmake="{"id":2679,"slug":"chris-holoyda","theme_id":1716,"cookies":[{"event":"on_popup_close","settings":{"name":"pum-2679","key":"","session":false,"path":"1","time":"1 month"}}],"triggers":[{"type":"click_open","settings":{"cookie_name":"","extra_selectors":".chris-holoyda"}}],"mobile_disabled":null,"tablet_disabled":null,"meta":{"display":{"stackable":false,"overlay_disabled":false,"scrollable_content":false,"disable_reposition":false,"size":"medium","responsive_min_width":"0%","responsive_min_width_unit":false,"responsive_max_width":"100%","responsive_max_width_unit":false,"custom_width":"640px","custom_width_unit":false,"custom_height":"380px","custom_height_unit":false,"custom_height_auto":false,"location":"center top","position_from_trigger":false,"position_top":"100","position_left":"0","position_bottom":"0","position_right":"0","position_fixed":false,"animation_type":"fade","animation_speed":"350","animation_origin":"center top","overlay_zindex":false,"zindex":"1999999999"},"close":{"text":"","button_delay":"0","overlay_click":false,"esc_press":false,"f4_press":false},"click_open":[]}}"> 658 659 <div id="popmake-2679" class="pum-container popmake theme-1716 pum-responsive pum-responsive-medium responsive size-medium"> 660 661 662 663 664 <div class="pum-content popmake-content" tabindex="0"> 665 <div class="et_pb_section et_pb_section_0 et_section_regular" > 666 667 668 669 670 671 672 <div class="et_pb_row et_pb_row_0"> 673 <div class="et_pb_column et_pb_column_4_4 et_pb_column_0 et_pb_css_mix_blend_mode_passthrough et-last-child"> 674 675 676 677 678 <div class="et_pb_module et_pb_text et_pb_text_0 et_pb_text_align_left et_pb_bg_layout_light"> 679 680 681 682 683 <div class="et_pb_text_inner"><h3>Chris Holoyda</h3> 684<p><em>âHardships befall people for a variety of reasons, whether itâs medical debt from an unexpected illness, predatory interest rates from unscrupulous lenders, or exorbitant childcare or daycare costs. These and other problems lead to an enormous amount of debt and related issues, and I am proud to offer solutions and a safety net to give people a second chance.â</em><br /> 685<strong>Milwaukee No. : </strong><a class="dark-text-color" href="tel:+14144617000">414-461-7000</a><br /> 686<strong>Racine No. : </strong><a class="dark-text-color" href="tel:+12626190433">262-619-0433</a><br /> 687<strong>Email: </strong><a href="mailto:[email protected]" target="_blank" rel="noopener">[email protected]</a></p> 688<p>Attorney Holoyda was born and raised in Madison, Wisconsin where he lived through the end of high school. He attended Macalester College for undergraduate studies, and returned to Madison to attend UW-Madison Law School in 2008. He moved to Milwaukee and practiced bankruptcy at Geraci Law from 2011 through 2016. Holoyda took a shine to this area of law due to the personal nature of the practice; working with people to help solve real and significant problems in their lives is a constant reminder of why the work is important. After a stint teaching English as a Second Language, Attorney Holoyda joined ESSERLAW LLC in 2021 and made partner soon after. He finds that the most satisfying part of the work is saving clientsâ vehicle or home and giving debtors a second chance by getting rid of crushing credit card or medical debt. These victories drive his bankruptcy practice and remind him that bankruptcy is important in improving clientsâ day-to-day lives in addition to resolving their financial issues.</p> 689<p><a class="button medium-background-color" href="https://www.avvo.com/attorneys/53226-wi-christopher-holoyda-4089033.html">Find Me on Avvo >></a></div> 690 </div> 691 </div> 692 693 694 695 696 </div> 697 698 699 </div> 700 </div> 701 702 703 <button type="button" class="pum-close popmake-close" aria-label="Close"> 704 CLOSE </button> 705 706 </div> 707 708</div> 709<div 710 id="pum-1927" 711 role="dialog" 712 aria-modal="false" 713 aria-labelledby="pum_popup_title_1927" 714 class="pum pum-overlay pum-theme-1717 pum-theme-lightbox popmake-overlay click_open" 715 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747<div class='ginput_container ginput_container_checkbox'><ul class='gfield_checkbox' id='input_3_6'><li class='gchoice gchoice_3_6_1'> 748 <input class='gfield-choice-input' name='input_6.1' type='checkbox' value='Email Me A Consumer Questionnaire' id='choice_3_6_1' /> 749 <label for='choice_3_6_1' id='label_3_6_1' class='gform-field-label gform-field-label--type-inline'>Email Me A Consumer Questionnaire</label> 750 </li></ul></div></li><li id="field_3_9" class="gfield gfield--type-checkbox gfield--type-choice field_sublabel_below gfield--has-description field_description_above field_validation_below gfield_visibility_visible gfield--choice-align-vertical" ><label class='gfield_label gform-field-label gfield_label_before_complex' ><span class='gform-field-label__text'>I Would Like Help With...</span></label><div class='gfield_description' id='gfield_description_3_9'>Check all that apply</div><div class='ginput_container ginput_container_checkbox'><ul class='gfield_checkbox' id='input_3_9'><li class='gchoice gchoice_3_9_1'> 751 <input class='gfield-choice-input' name='input_9.1' type='checkbox' value='Budget Counseling' id='choice_3_9_1' aria-describedby="gfield_description_3_9"/> 752 <label for='choice_3_9_1' id='label_3_9_1' class='gform-field-label gform-field-label--type-inline'>Budget Counseling</label> 753 </li><li class='gchoice gchoice_3_9_2'> 754 <input class='gfield-choice-input' name='input_9.2' type='checkbox' value='Debt Consolidation' id='choice_3_9_2' /> 755 <label for='choice_3_9_2' id='label_3_9_2' class='gform-field-label gform-field-label--type-inline'>Debt Consolidation</label> 756 </li><li class='gchoice gchoice_3_9_3'> 757 <input class='gfield-choice-input' name='input_9.3' type='checkbox' value='Debt Amortization' id='choice_3_9_3' /> 758 <label for='choice_3_9_3' id='label_3_9_3' class='gform-field-label gform-field-label--type-inline'>Debt Amortization</label> 759 </li><li class='gchoice gchoice_3_9_4'> 760 <input class='gfield-choice-input' name='input_9.4' type='checkbox' value='Debt Relief' id='choice_3_9_4' /> 761 <label for='choice_3_9_4' id='label_3_9_4' class='gform-field-label gform-field-label--type-inline'>Debt Relief</label> 762 </li><li class='gchoice gchoice_3_9_5'> 763 <input class='gfield-choice-input' name='input_9.5' type='checkbox' value='Keeping My Car' id='choice_3_9_5' /> 764 <label for='choice_3_9_5' id='label_3_9_5' class='gform-field-label gform-field-label--type-inline'>Keeping My Car</label> 765 </li><li class='gchoice gchoice_3_9_6'> 766 <input class='gfield-choice-input' name='input_9.6' type='checkbox' value='Keeping My Home' id='choice_3_9_6' /> 767 <label for='choice_3_9_6' id='label_3_9_6' class='gform-field-label gform-field-label--type-inline'>Keeping My Home</label> 768 </li><li class='gchoice gchoice_3_9_7'> 769 <input class='gfield-choice-input' name='input_9.7' type='checkbox' value='Keeping My Wages' id='choice_3_9_7' /> 770 <label for='choice_3_9_7' 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value='1' /> 787 <input type='hidden' name='gform_field_values' value='' /> 788 789 </div> 790 </form> 791 </div></div> 792 </div> 793 </div> 794 795 796 797 798 </div> 799 800 801 </div> 802 </div> 803 804 805 <button type="button" class="pum-close popmake-close" aria-label="Close"> 806 Ã </button> 807 808 </div> 809 810</div> 811<div 812 id="pum-1900" 813 role="dialog" 814 aria-modal="false" 815 class="pum pum-overlay pum-theme-1717 pum-theme-lightbox popmake-overlay click_open" 816 data-popmake="{"id":1900,"slug":"creditor-harassment","theme_id":1717,"cookies":[],"triggers":[{"type":"click_open","settings":{"cookie_name":"","extra_selectors":".harassment"}}],"mobile_disabled":null,"tablet_disabled":null,"meta":{"display":{"stackable":false,"overlay_disabled":false,"scrollable_content":false,"disable_reposition":false,"size":"medium","responsive_min_width":"0%","responsive_min_width_unit":false,"responsive_max_width":"100%","responsive_max_width_unit":false,"custom_width":"640px","custom_width_unit":false,"custom_height":"380px","custom_height_unit":false,"custom_height_auto":false,"location":"center top","position_from_trigger":false,"position_top":"100","position_left":"0","position_bottom":"0","position_right":"0","position_fixed":false,"animation_type":"fade","animation_speed":"350","animation_origin":"center top","overlay_zindex":false,"zindex":"1999999999"},"close":{"text":"","button_delay":"0","overlay_click":false,"esc_press":false,"f4_press":false},"click_open":[]}}"> 817 818 <div id="popmake-1900" class="pum-container popmake theme-1717 pum-responsive pum-responsive-medium responsive size-medium"> 819 820 821 822 823 <div class="pum-content popmake-content" tabindex="0"> 824 <div class="et_pb_with_border et_pb_section et_pb_section_2 et_pb_with_background et_section_regular" > 825 826 827 828 829 830 831 <div class="et_pb_row et_pb_row_2"> 832 <div class="et_pb_column et_pb_column_4_4 et_pb_column_2 et_pb_css_mix_blend_mode_passthrough et-last-child"> 833 834 835 836 837 <div class="et_pb_module et_pb_text et_pb_text_2 et_pb_text_align_left et_pb_bg_layout_light"> 838 839 840 841 842 <div class="et_pb_text_inner"><h2>Creditor Harassment</h2> 843<p>Depending upon the circumstance, when a retainer agreement is signed with ESSERLAW LLC, we can immediately send a letter to the creditor threatening action to let them know we have been retained and will be representing you to resolve your pending matter. Generally speaking, the court will send notice to creditors and bill collectors letting them know that<br />the petition for relief has been filed and that there is an automatic stay in effect under federal law preventing them from contacting you or taking further legal action against you or your property. Contact us and let us know about your specific situation, so we can determine what type of notice needs to be provided to protect you from further creditor action.</p> 844<p>If you determine, after consultation, that filing a petition for relief under the bankruptcy code either under Chapter 7 or Chapter 13 is right for you, the filing of the petition for relief will trigger the automatic stay. Once the creditor is notified of the bankruptcy filing and the automatic stay, they know that they are prevented from further contact with you by federal law. If a creditor violates the stay, they are subject to being sanctioned by the bankruptcy court and could risk imposition of substantial fines or other penalties. Find out more about how the automatic stay works and whether you should be considering bankruptcy as relief for your circumstances.</p> 845<p>Contact us now to find out how we can help!</p></div> 846 </div> 847 </div> 848 849 850 851 852 </div><div class="et_pb_row et_pb_row_3"> 853 <div class="et_pb_column et_pb_column_4_4 et_pb_column_3 et_pb_css_mix_blend_mode_passthrough et-last-child"> 854 855 856 857 858 <div class="et_pb_module et_pb_text et_pb_text_3 et_pb_text_align_left et_pb_bg_layout_light"> 859 860 861 862 863 <div class="et_pb_text_inner"><p><a href="tel:+1414-461-7000">Call or Text: 414-461-7000</a></p> 864<p><a href="mailto:[email protected]">E-Mail: [email protected]</a></p> 865</div> 866 </div><div class="et_pb_button_module_wrapper et_pb_button_0_wrapper et_pb_button_alignment_center et_pb_module ">
867 <a id="cons-button" class="et_pb_button et_pb_button_0 cons-button et_pb_bg_layout_light" href="">Schedule A Consultation</a> 868 </div> 869 </div> 870 871 872 873 874 </div><div class="et_pb_row et_pb_row_4"> 875 <div class="et_pb_column et_pb_column_4_4 et_pb_column_4 et_pb_css_mix_blend_mode_passthrough et-last-child"> 876 877 878 879 880 <div class="et_pb_module et_pb_text et_pb_text_4 et_pb_text_align_left et_pb_bg_layout_light"> 881 882 883 884 885 <div class="et_pb_text_inner"><h3>At ESSERLAW weâre here to help!</h3></div> 886 </div> 887 </div> 888 889 890 891 892 </div> 893 894 895 </div> 896 </div> 897 898 899 <button type="button" class="pum-close popmake-close" aria-label="Close"> 900 Ã </button> 901 902 </div> 903 904</div> 905<div 906 id="pum-1897" 907 role="dialog" 908 aria-modal="false" 909 class="pum pum-overlay pum-theme-1717 pum-theme-lightbox popmake-overlay click_open" 910 data-popmake="{"id":1897,"slug":"foreclosure","theme_id":1717,"cookies":[],"triggers":[{"type":"click_open","settings":{"cookie_name":"","extra_selectors":".foreclosure"}}],"mobile_disabled":null,"tablet_disabled":null,"meta":{"display":{"stackable":"1","overlay_disabled":false,"scrollable_content":false,"disable_reposition":false,"size":"xlarge","responsive_min_width":"0%","responsive_min_width_unit":false,"responsive_max_width":"100%","responsive_max_width_unit":false,"custom_width":"640px","custom_width_unit":false,"custom_height":"380px","custom_height_unit":false,"custom_height_auto":false,"location":"center top","position_from_trigger":false,"position_top":"100","position_left":"0","position_bottom":"0","position_right":"0","position_fixed":"1","animation_type":"fade","animation_speed":"350","animation_origin":"center top","overlay_zindex":false,"zindex":"1999999999"},"close":{"text":"","button_delay":"0","overlay_click":false,"esc_press":false,"f4_press":false},"click_open":[]}}"> 911 912 <div id="popmake-1897" class="pum-container popmake theme-1717 pum-responsive pum-responsive-xlarge responsive size-xlarge pum-position-fixed"> 913 914 915 916 917 <div class="pum-content popmake-content" tabindex="0"> 918 <div class="et_pb_with_border et_pb_section et_pb_section_3 et_pb_with_background et_section_regular" > 919 920 921 922 923 924 925 <div class="et_pb_row et_pb_row_5"> 926 <div class="et_pb_column et_pb_column_4_4 et_pb_column_5 et_pb_css_mix_blend_mode_passthrough et-last-child"> 927 928 929 930 931 <div class="et_pb_module et_pb_text et_pb_text_5 et_pb_text_align_left et_pb_bg_layout_light"> 932 933 934 935 936 <div class="et_pb_text_inner"><h2>Foreclosure</h2> 937<p>You can still save your home!</p> 938<p>If a bank, credit union or Mortgage Company obtains a foreclosure judgment against you, your home or other property can be sold at sheriffâs sale. Donât let this happen! KEEP YOUR HOME! Chapter 13 was created to help save your property, top foreclosures, re-instate mortgages and cure payment arrearages. Chapter 13 is extremely flexible and allows an individual to consolidate all of their debts and then provide a plan of arrangement in which some debts, like mortgage arrears, car loans or tax obligations are paid back through the plan at a modified interest rate, while unsecured obligations such as utilities, credit cards, medical bills, payday loans, or other unsecured obligations will be forced by the court to provide deep discounts. Navigating a course through the waters of bankruptcy, can be fairly complex. At ESSERLAW LLC our experienced attorneys will work with you to fully evaluate your situation, including debt and income, and determine if Chapter 13 is your best option.</p> 939<p>Contact us now to find out how we can help!</p></div> 940 </div> 941 </div> 942 943 944 945 946 </div><div class="et_pb_row et_pb_row_6"> 947 <div class="et_pb_column et_pb_column_4_4 et_pb_column_6 et_pb_css_mix_blend_mode_passthrough et-last-child"> 948 949 950 951 952 <div class="et_pb_module et_pb_text et_pb_text_6 et_pb_text_align_left et_pb_bg_layout_light"> 953 954 955 956 957 <div class="et_pb_text_inner"><p><a href="tel:+1414-461-7000">Call or Text: 414-461-7000</a></p> 958<p><a href="mailto:[email protected]">E-Mail: [email protected]</a></p> 959</div> 960 </div><div class="et_pb_button_module_wrapper et_pb_button_1_wrapper et_pb_button_alignment_center et_pb_module ">
961 <a id="cons-button" class="et_pb_button et_pb_button_1 cons-button et_pb_bg_layout_light" href="">Schedule A Consultation</a> 962 </div> 963 </div> 964 965 966 967 968 </div><div class="et_pb_row et_pb_row_7"> 969 <div class="et_pb_column et_pb_column_4_4 et_pb_column_7 et_pb_css_mix_blend_mode_passthrough et-last-child"> 970 971 972 973 974 <div class="et_pb_module et_pb_text et_pb_text_7 et_pb_text_align_left et_pb_bg_layout_light"> 975 976 977 978 979 <div class="et_pb_text_inner"><h3>At ESSERLAW weâre here to help!</h3></div> 980 </div> 981 </div> 982 983 984 985 986 </div> 987 988 989 </div> 990 </div> 991 992 993 <button type="button" class="pum-close popmake-close" aria-label="Close"> 994 Ã </button> 995 996 </div> 997 998</div> 999<div 1000 id="pum-1895" 1001 role="dialog" 1002 aria-modal="false" 1003 class="pum pum-overlay pum-theme-1717 pum-theme-lightbox popmake-overlay click_open" 1004 data-popmake="{"id":1895,"slug":"lawsuits","theme_id":1717,"cookies":[],"triggers":[{"type":"click_open","settings":{"cookie_name":"","extra_selectors":".lawsuits"}}],"mobile_disabled":null,"tablet_disabled":null,"meta":{"display":{"stackable":false,"overlay_disabled":false,"scrollable_content":false,"disable_reposition":false,"size":"medium","responsive_min_width":"0%","responsive_min_width_unit":false,"responsive_max_width":"100%","responsive_max_width_unit":false,"custom_width":"640px","custom_width_unit":false,"custom_height":"380px","custom_height_unit":false,"custom_height_auto":false,"location":"center top","position_from_trigger":false,"position_top":"100","position_left":"0","position_bottom":"0","position_right":"0","position_fixed":false,"animation_type":"fade","animation_speed":"350","animation_origin":"center top","overlay_zindex":false,"zindex":"1999999999"},"close":{"text":"","button_delay":"0","overlay_click":false,"esc_press":false,"f4_press":false},"click_open":[]}}"> 1005 1006 <div id="popmake-1895" class="pum-container popmake theme-1717 pum-responsive pum-responsive-medium responsive size-medium"> 1007 1008 1009 1010 1011 <div class="pum-content popmake-content" tabindex="0"> 1012 <div class="et_pb_with_border et_pb_section et_pb_section_4 et_pb_with_background et_section_regular" > 1013 1014 1015 1016 1017 1018 1019 <div class="et_pb_row et_pb_row_8"> 1020 <div class="et_pb_column et_pb_column_4_4 et_pb_column_8 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1021 1022 1023 1024 1025 <div class="et_pb_module et_pb_text et_pb_text_8 et_pb_text_align_left et_pb_bg_layout_light"> 1026 1027 1028 1029 1030 <div class="et_pb_text_inner"><h2>Lawsuits</h2> 1031<p>If a creditor obtains a money judgment against you, this means that your wages and bank accounts can be garnished or<br />that the court may direct the Sheriff to seize your property. Additionally, when the judgment is docketed, it becomes a lien on<br />your real estate. As a resident of Wisconsin, you enjoy a unique option when it comes to getting your debts under control. Chapter 128 allows you to organize your debt without filing bankruptcy. Chapter 128 is a provision under Wisconsin Statutes, not the federal bankruptcy code. Under a Chapter 128, or debt amortization plan, as it is often referred, an individual wage earner is allowed to select certain debts to include as part of a court supervised plan to be paid without interest over a term or up to 3 years. The debt must be paid in full, but it is paid back without interest. At the conclusion of the plan, the court issues an order determining that the debt has now been satisfied in full. There is no discharge. On the other hand the<br />person filing the Chapter 128 case is protected from wage garnishment by the creditor or creditors that are included as part of the repayment plan. Chapter 128 is a very effective tool for individuals who may be in a circumstance where they are not able to live up to the payments required by the creditor; but who could afford to pay if given more time. For instance, if an individual has taken out a payday or check cashing type loan, often times loan payments are scheduled weekly or bi-weekly and can include repayment terms or 500% to 750% interest! Under Chapter 128, that loan could be paid back under the court supervised plan without further addition of interest after the date of filing. This can amount to a huge savings for the<br />individual and peace of mind knowing that the individualâs wages are protected from execution or garnishment.</p> 1032<p>If the amount is too high to pay in a chapter 128 debt amortization plan, bankruptcy may be an alternative you should consider. Consolidate all your bills including mortgage arrears, car loans, income and real estate property taxes, credit cards, medical bills, utilities and high interest rate payday, student and other loans into one affordable monthly payment in chapter 13 or push the financial reset button and file straight chapter 7 bankruptcy to get a fresh start!</p> 1033<p>Contact us now to find out how we can help!</p></div> 1034 </div> 1035 </div> 1036 1037 1038 1039 1040 </div><div class="et_pb_row et_pb_row_9"> 1041 <div class="et_pb_column et_pb_column_4_4 et_pb_column_9 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1042 1043 1044 1045 1046 <div class="et_pb_module et_pb_text et_pb_text_9 et_pb_text_align_left et_pb_bg_layout_light"> 1047 1048 1049 1050 1051 <div class="et_pb_text_inner"><p><a href="tel:+1414-461-7000">Call or Text: 414-461-7000</a></p> 1052<p><a href="mailto:[email protected]">E-Mail: [email protected]</a></p> 1053</div> 1054 </div><div class="et_pb_button_module_wrapper et_pb_button_2_wrapper et_pb_button_alignment_center et_pb_module ">
1055 <a id="cons-button" class="et_pb_button et_pb_button_2 cons-button et_pb_bg_layout_light" href="">Schedule A Consultation</a> 1056 </div> 1057 </div> 1058 1059 1060 1061 1062 </div><div class="et_pb_row et_pb_row_10"> 1063 <div class="et_pb_column et_pb_column_4_4 et_pb_column_10 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1064 1065 1066 1067 1068 <div class="et_pb_module et_pb_text et_pb_text_10 et_pb_text_align_left et_pb_bg_layout_light"> 1069 1070 1071 1072 1073 <div class="et_pb_text_inner"><h3>At ESSERLAW weâre here to help!</h3></div> 1074 </div> 1075 </div> 1076 1077 1078 1079 1080 </div> 1081 1082 1083 </div> 1084 </div> 1085 1086 1087 <button type="button" class="pum-close popmake-close" aria-label="Close"> 1088 Ã </button> 1089 1090 </div> 1091 1092</div> 1093<div 1094 id="pum-1891" 1095 role="dialog" 1096 aria-modal="false" 1097 class="pum pum-overlay pum-theme-1717 pum-theme-lightbox popmake-overlay click_open" 1098 data-popmake="{"id":1891,"slug":"tax-levy","theme_id":1717,"cookies":[],"triggers":[{"type":"click_open","settings":{"cookie_name":"","extra_selectors":".tax-levy"}}],"mobile_disabled":null,"tablet_disabled":null,"meta":{"display":{"stackable":false,"overlay_disabled":false,"scrollable_content":false,"disable_reposition":false,"size":"medium","responsive_min_width":"0%","responsive_min_width_unit":false,"responsive_max_width":"100%","responsive_max_width_unit":false,"custom_width":"640px","custom_width_unit":false,"custom_height":"380px","custom_height_unit":false,"custom_height_auto":false,"location":"center top","position_from_trigger":false,"position_top":"100","position_left":"0","position_bottom":"0","position_right":"0","position_fixed":false,"animation_type":"fade","animation_speed":"350","animation_origin":"center top","overlay_zindex":false,"zindex":"1999999999"},"close":{"text":"","button_delay":"0","overlay_click":false,"esc_press":false,"f4_press":false},"click_open":[]}}"> 1099 1100 <div id="popmake-1891" class="pum-container popmake theme-1717 pum-responsive pum-responsive-medium responsive size-medium"> 1101 1102 1103 1104 1105 <div class="pum-content popmake-content" tabindex="0"> 1106 <div class="et_pb_with_border et_pb_section et_pb_section_5 et_pb_with_background et_section_regular" > 1107 1108 1109 1110 1111 1112 1113 <div class="et_pb_row et_pb_row_11"> 1114 <div class="et_pb_column et_pb_column_4_4 et_pb_column_11 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1115 1116 1117 1118 1119 <div class="et_pb_module et_pb_text et_pb_text_11 et_pb_text_align_left et_pb_bg_layout_light"> 1120 1121 1122 1123 1124 <div class="et_pb_text_inner"><h2>Tax Levy</h2> 1125<p>Tax levies can affect your property, bank accounts and wages. Even your IRA is not safe from the Internal Revenue Service! How much the IRS will take from your wages can be devastating. The IRS determines your exempt amount using your filing status, pay period and number of dependents. For example, if you’re single with no dependents and make $1,000 every two weeks, the IRS can take up to $538 of your check each pay period!</p> 1126<p>Take action to stop the IRS and other taxing authorities from levying your wages and other property! We Can Help! Taxes can be wiped out in bankruptcy if done right! Read our blog posting about <a href="http://esserlawredesign.zipsites3us.com/2018/04/27/what-the-irs-doesnt-want-you
1126-to-know-about-taxes-and-bankruptcy/">âWhat the IRS doesnât want you to know about taxes and bankruptcyâ.</a> Our lawyers are trained to examine your situation and can advise you about the best way to proceed.</p> 1127<p>Contact us now to find out how we can help!</p></div> 1128 </div> 1129 </div> 1130 1131 1132 1133 1134 </div><div class="et_pb_row et_pb_row_12"> 1135 <div class="et_pb_column et_pb_column_4_4 et_pb_column_12 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1136 1137 1138 1139 1140 <div class="et_pb_module et_pb_text et_pb_text_12 et_pb_text_align_left et_pb_bg_layout_light"> 1141 1142 1143 1144 1145 <div class="et_pb_text_inner"><p><a href="tel:+1414-461-7000">Call or Text: 414-461-7000</a></p> 1146<p><a href="mailto:[email protected]">E-Mail: [email protected]</a></p> 1147</div> 1148 </div><div class="et_pb_button_module_wrapper et_pb_button_3_wrapper et_pb_button_alignment_center et_pb_module "> 1149 <a id="cons-button" class="et_pb_button et_pb_button_3 cons-button et_pb_bg_layout_light" href="">Schedule A Consultation</a> 1150 </div> 1151 </div> 1152 1153 1154 1155 1156 </div><div class="et_pb_row et_pb_row_13"> 1157 <div class="et_pb_column et_pb_column_4_4 et_pb_column_13 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1158 1159 1160 1161 1162 <div class="et_pb_module et_pb_text et_pb_text_13 et_pb_text_align_left et_pb_bg_layout_light"> 1163 1164 1165 1166 1167 <div class="et_pb_text_inner"><h3>At ESSERLAW weâre here to help!</h3></div> 1168 </div> 1169 </div> 1170 1171 1172 1173 1174 </div> 1175 1176 1177 </div> 1178 </div> 1179 1180 1181 <button type="button" class="pum-close popmake-close" aria-label="Close"> 1182 Ã </button> 1183 1184 </div> 1185 1186</div> 1187<div 1188 id="pum-1886" 1189 role="dialog" 1190 aria-modal="false" 1191 class="pum pum-overlay pum-theme-1717 pum-theme-lightbox popmake-overlay click_open" 1192 data-popmake="{"id":1886,"slug":"consolidate-your-bills","theme_id":1717,"cookies":[],"triggers":[{"type":"click_open","settings":{"cookie_name":"","extra_selectors":".wage"}}],"mobile_disabled":null,"tablet_disabled":null,"meta":{"display":{"stackable":false,"overlay_disabled":false,"scrollable_content":false,"disable_reposition":false,"size":"medium","responsive_min_width":"0%","responsive_min_width_unit":false,"responsive_max_width":"100%","responsive_max_width_unit":false,"custom_width":"640px","custom_width_unit":false,"custom_height":"380px","custom_height_unit":false,"custom_height_auto":false,"location":"center top","position_from_trigger":false,"position_top":"100","position_left":"0","position_bottom":"0","position_right":"0","position_fixed":false,"animation_type":"fade","animation_speed":"350","animation_origin":"center top","overlay_zindex":false,"zindex":"1999999999"},"close":{"text":"","button_delay":"0","overlay_click":false,"esc_press":false,"f4_press":false},"click_open":[]}}"> 1193 1194 <div id="popmake-1886" class="pum-container popmake theme-1717 pum-responsive pum-responsive-medium responsive size-medium"> 1195 1196 1197 1198 1199 <div class="pum-content popmake-content" tabindex="0"> 1200 <div class="et_pb_with_border et_pb_section et_pb_section_6 et_pb_with_background et_section_regular" > 1201 1202 1203 1204 1205 1206 1207 <div class="et_pb_row et_pb_row_14"> 1208 <div class="et_pb_column et_pb_column_4_4 et_pb_column_14 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1209 1210 1211 1212 1213 <div class="et_pb_module et_pb_text et_pb_text_14 et_pb_text_align_left et_pb_bg_layout_light"> 1214 1215 1216 1217 1218 <div class="et_pb_text_inner"><h2>Consolidate Your Bills!</h2> 1219<p> </p> 1220<h3>CONSOLIDATE <b><i>SOME</i></b> OF YOUR BILLS:</h3> 1221<p>
1221Wisconsin law provides for a way to consolidate the bills <i>you</i> choose and spread out payment over 3 years with no interest! This program is known as a chapter 128 debt amortization plan. This is not a bankruptcy! It stops garnishment and even tax levy by the State of Wisconsin. Find out what your payment would be by clicking on the attached link.</p> 1222<p>If the amount is too high to pay in a chapter 128 debt amortization plan, bankruptcy may be an alternative you should consider.</div> 1223 </div><div class="et_pb_button_module_wrapper et_pb_button_4_wrapper et_pb_button_alignment_center et_pb_module "> 1224 <a class="et_pb_button et_pb_button_4 calculate et_pb_bg_layout_light" href="">Chapter 128: Payment calculator</a> 1225 </div><div class="et_pb_module et_pb_text et_pb_text_15 et_pb_text_align_left et_pb_bg_layout_light"> 1226 1227 1228 1229 1230 <div class="et_pb_text_inner"><h3>CONSOLODATE <b><i>ALL</i></b> OF YOUR BILLS:</h3> 1231<p>Consolidate all your bills including mortgage arrears, car loans, federal and state income taxes, real estate property taxes, credit cards, medical bills, utilities and high interest rate payday, student and other loans into one affordable monthly payment in chapter 13 bankruptcy. In many cases, the court will reduce or completely eliminate the amount to be paid to some creditors. Stop foreclosures, keep your house and car, reduce loan interest rates, eliminate credit card, medical, utility and other bills. Take control of your finances! Contact us now to find out how much your consolidated payment would be!</p></div> 1232 </div> 1233 </div> 1234 1235 1236 1237 1238 </div><div class="et_pb_row et_pb_row_15"> 1239 <div class="et_pb_column et_pb_column_4_4 et_pb_column_15 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1240 1241 1242 1243 1244 <div class="et_pb_module et_pb_text et_pb_text_16 et_pb_text_align_left et_pb_bg_layout_light"> 1245 1246 1247 1248 1249 <div class="et_pb_text_inner"><p><a href="tel:+1414-461-7000">Call or Text: 414-461-7000</a></p> 1250<p><a href="mailto:[email protected]">E-Mail: [email protected]</a></p> 1251</div> 1252 </div><div class="et_pb_button_module_wrapper et_pb_button_5_wrapper et_pb_button_alignment_center et_pb_module "> 1253 <a id="cons-button" class="et_pb_button et_pb_button_5 cons-button et_pb_bg_layout_light" href="">Schedule A Consultation</a> 1254 </div> 1255 </div> 1256 1257 1258 1259 1260 </div><div class="et_pb_row et_pb_row_16"> 1261 <div class="et_pb_column et_pb_column_4_4 et_pb_column_16 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1262 1263 1264 1265 1266 <div class="et_pb_module et_pb_text et_pb_text_17 et_pb_text_align_left et_pb_bg_layout_light"> 1267 1268 1269 1270 1271 <div class="et_pb_text_inner"><h3>At ESSERLAW weâre here to help!</h3></div> 1272 </div> 1273 </div> 1274 1275 1276 1277 1278 </div> 1279 1280 1281 </div> 1282 </div> 1283 1284 1285 <button type="button" class="pum-close popmake-close" aria-label="Close"> 1286 Ã </button> 1287 1288 </div> 1289 1290</div> 1291<div 1292 id="pum-1883" 1293 role="dialog" 1294 aria-modal="false" 1295 class="pum pum-overlay pum-theme-1717 pum-theme-lightbox popmake-overlay click_open" 1296 data-popmake="{"id":1883,"slug":"utility-shutoff","theme_id":1717,"cookies":[],"triggers":[{"type":"click_open","settings":{"cookie_name":"","extra_selectors":".utility"}}],"mobile_disabled":null,"tablet_disabled":null,"meta":{"display":{"stackable":false,"overlay_disabled":false,"scrollable_content":false,"disable_reposition":false,"size":"medium","responsive_min_width":"0%","responsive_min_width_unit":false,"responsive_max_width":"100%","responsive_max_width_unit":false,"custom_width":"640px","custom_width_unit":false,"custom_height":"380px","custom_height_unit":false,"custom_height_auto":false,"location":"center top","position_from_trigger":false,"position_top":"100","position_left":"0","position_bottom":"0","position_right":"0","position_fixed":false,"animation_type":"fade","animation_speed":"350","animation_origin":"center top","overlay_zindex":false,"zindex":"1999999999"},"close":{"text":"","button_delay":"0","overlay_click":false,"esc_press":false,"f4_press":false},"click_open":[]}}"> 1297 1298 <div id="popmake-1883" class="pum-container popmake theme-1717 pum-responsive pum-responsive-medium responsive size-medium"> 1299 1300 1301 1302 1303 <div class="pum-content popmake-content" tabindex="0"> 1304 <div class="et_pb_with_border et_pb_section et_pb_section_7 et_pb_with_background et_section_regular" > 1305 1306 1307 1308 1309 1310 1311 <div class="et_pb_row et_pb_row_17"> 1312 <div class="et_pb_column et_pb_column_4_4 et_pb_column_17 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1313 1314 1315 1316 1317 <div class="et_pb_module et_pb_text et_pb_text_18 et_pb_text_align_left et_pb_bg_layout_light"> 1318 1319 1320 1321 1322 <div class="et_pb_text_inner"><h2>Utility shutoff</h2> 1323<p>If you have received a Disconnect Notice or your utilities have already been shutoff WE CAN HELP! If you are not able to work out payment terms with WE Energies or your local utility, you may want to consider a bankruptcy filing to stop the disconnection or get your lights turned back on.</p> 1324<p>Contact us now to find out how we can help!</p></div> 1325 </div> 1326 </div> 1327 1328 1329 1330 1331 </div><div class="et_pb_row et_pb_row_18"> 1332 <div class="et_pb_column et_pb_column_4_4 et_pb_column_18 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1333 1334 1335 1336 1337 <div class="et_pb_module et_pb_text et_pb_text_19 et_pb_text_align_left et_pb_bg_layout_light"> 1338 1339 1340 1341 1342 <div class="et_pb_text_inner"><p><a href="tel:+1414-461-7000">Call or Text: 414-461-7000</a></p> 1343<p><a href="mailto:[email protected]">E-Mail: [email protected]</a></p> 1344</div> 1345 </div><div class="et_pb_button_module_wrapper et_pb_button_6_wrapper et_pb_button_alignment_center et_pb_module ">
1346 <a id="cons-button" class="et_pb_button et_pb_button_6 cons-button et_pb_bg_layout_light" href="">Schedule A Consultation</a> 1347 </div> 1348 </div> 1349 1350 1351 1352 1353 </div><div class="et_pb_row et_pb_row_19"> 1354 <div class="et_pb_column et_pb_column_4_4 et_pb_column_19 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1355 1356 1357 1358 1359 <div class="et_pb_module et_pb_text et_pb_text_20 et_pb_text_align_left et_pb_bg_layout_light"> 1360 1361 1362 1363 1364 <div class="et_pb_text_inner"><h3>At ESSERLAW weâre here to help!</h3></div> 1365 </div> 1366 </div> 1367 1368 1369 1370 1371 </div> 1372 1373 1374 </div> 1375 </div> 1376 1377 1378 <button type="button" class="pum-close popmake-close" aria-label="Close"> 1379 Ã </button> 1380 1381 </div> 1382 1383</div> 1384<div 1385 id="pum-1869" 1386 role="dialog" 1387 aria-modal="false" 1388 class="pum pum-overlay pum-theme-1717 pum-theme-lightbox popmake-overlay click_open" 1389 data-popmake="{"id":1869,"slug":"repo","theme_id":1717,"cookies":[],"triggers":[{"type":"click_open","settings":{"cookie_name":"","extra_selectors":".repo"}}],"mobile_disabled":null,"tablet_disabled":null,"meta":{"display":{"stackable":false,"overlay_disabled":false,"scrollable_content":false,"disable_reposition":false,"size":"medium","responsive_min_width":"0%","responsive_min_width_unit":false,"responsive_max_width":"100%","responsive_max_width_unit":false,"custom_width":"640px","custom_width_unit":false,"custom_height":"380px","custom_height_unit":false,"custom_height_auto":false,"location":"center top","position_from_trigger":false,"position_top":"100","position_left":"0","position_bottom":"0","position_right":"0","position_fixed":false,"animation_type":"fade","animation_speed":"350","animation_origin":"center top","overlay_zindex":false,"zindex":"1999999999"},"close":{"text":"","button_delay":"0","overlay_click":false,"esc_press":false,"f4_press":false},"click_open":[]}}"> 1390 1391 <div id="popmake-1869" class="pum-container popmake theme-1717 pum-responsive pum-responsive-medium responsive size-medium"> 1392 1393 1394 1395 1396 <div class="pum-content popmake-content" tabindex="0"> 1397 <div class="et_pb_with_border et_pb_section et_pb_section_8 et_pb_with_background et_section_regular" > 1398 1399 1400 1401 1402 1403 1404 <div class="et_pb_row et_pb_row_20"> 1405 <div class="et_pb_column et_pb_column_4_4 et_pb_column_20 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1406 1407 1408 1409 1410 <div class="et_pb_module et_pb_text et_pb_text_21 et_pb_text_align_left et_pb_bg_layout_light"> 1411 1412 1413 1414 1415 <div class="et_pb_text_inner"><h2>Auto Repossession</h2> 1416<p>Keep your car! Reduce interest and reduce monthly payments while consolidating or eliminating other high interest rate loans and bills. Even if your car has already been repossessed it may not be too late â in most cases, we can get your car back without having to pay the back payments, or the costs of towing and storage!</p> 1417<p>Contact us now to find out how we can help!</p></div> 1418 </div> 1419 </div> 1420 1421 1422 1423 1424 </div><div class="et_pb_row et_pb_row_21"> 1425 <div class="et_pb_column et_pb_column_4_4 et_pb_column_21 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1426 1427 1428 1429 1430 <div class="et_pb_module et_pb_text et_pb_text_22 et_pb_text_align_left et_pb_bg_layout_light"> 1431 1432 1433 1434 1435 <div class="et_pb_text_inner"><p><a href="tel:+1414-461-7000">Call or Text: 414-461-7000</a></p> 1436<p><a href="mailto:[email protected]">E-Mail: [email protected]</a></p> 1437</div> 1438 </div><div class="et_pb_button_module_wrapper et_pb_button_7_wrapper et_pb_button_alignment_center et_pb_module ">
1439 <a id="cons-button" class="et_pb_button et_pb_button_7 cons-button et_pb_bg_layout_light" href="">Schedule A Consultation</a> 1440 </div> 1441 </div> 1442 1443 1444 1445 1446 </div><div class="et_pb_row et_pb_row_22"> 1447 <div class="et_pb_column et_pb_column_4_4 et_pb_column_22 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1448 1449 1450 1451 1452 <div class="et_pb_module et_pb_text et_pb_text_23 et_pb_text_align_left et_pb_bg_layout_light"> 1453 1454 1455 1456 1457 <div class="et_pb_text_inner"><h3>At ESSERLAW weâre here to help!</h3></div> 1458 </div> 1459 </div> 1460 1461 1462 1463 1464 </div> 1465 1466 1467 </div> 1468 </div> 1469 1470 1471 <button type="button" class="pum-close popmake-close" aria-label="Close"> 1472 Ã </button> 1473 1474 </div> 1475 1476</div> 1477<div 1478 id="pum-1814" 1479 role="dialog" 1480 aria-modal="false" 1481 class="pum pum-overlay pum-theme-1717 pum-theme-lightbox popmake-overlay click_open" 1482 data-popmake="{"id":1814,"slug":"michael-holsen","theme_id":1717,"cookies":[],"triggers":[{"type":"click_open","settings":{"extra_selectors":".michael-holsen"}}],"mobile_disabled":null,"tablet_disabled":null,"meta":{"display":{"stackable":false,"overlay_disabled":false,"scrollable_content":false,"disable_reposition":false,"size":"medium","responsive_min_width":"0%","responsive_min_width_unit":false,"responsive_max_width":"100%","responsive_max_width_unit":false,"custom_width":"640px","custom_width_unit":false,"custom_height":"380px","custom_height_unit":false,"custom_height_auto":false,"location":"center top","position_from_trigger":false,"position_top":"100","position_left":"0","position_bottom":"0","position_right":"0","position_fixed":false,"animation_type":"fade","animation_speed":"350","animation_origin":"center top","overlay_zindex":false,"zindex":"1999999999"},"close":{"text":"","button_delay":"0","overlay_click":false,"esc_press":false,"f4_press":false},"click_open":[]}}"> 1483 1484 <div id="popmake-1814" class="pum-container popmake theme-1717 pum-responsive pum-responsive-medium responsive size-medium"> 1485 1486 1487 1488 1489 <div class="pum-content popmake-content" tabindex="0"> 1490 <div class="et_pb_section et_pb_section_9 et_section_regular" > 1491 1492 1493 1494 1495 1496 1497 <div class="et_pb_row et_pb_row_23"> 1498 <div class="et_pb_column et_pb_column_4_4 et_pb_column_23 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1499 1500 1501 1502 1503 <div class="et_pb_module et_pb_text et_pb_text_24 et_pb_text_align_left et_pb_bg_layout_light"> 1504 1505 1506 1507 1508 <div class="et_pb_text_inner"><h3>Michael E. Holsen</h3> 1509<p><em>âI became a lawyer to help people solve problems that they were not sure how to solve themselves. There is no better feeling than being able to show someone that all is not lost and that they have a path to a brighter future, and then helping them to get there.â</em><br /> 1510<strong>Milwaukee No. : </strong><a href="tel:+14144617000" class="dark-text-color">414-461-7000</a><br /> 1511<strong>Racine No. : </strong><a href="tel:+12626190433" class="dark-text-color">262-619-0433</a><br /> 1512<strong>Email:</strong> <a href="mailto:[email protected]" class="dark-text-color">[email protected]</a></p> 1513<p>Michael is a Wisconsin native and graduated cum laude Marquette University Law School in 2009. He has spent time working for the Internal Revenue Service and Former Chief Judge Susan V. Kelley, as well as on both sides of creditor-debtor law, primarily dealing with bankruptcy, foreclosure, and eviction matters. He is admitted to the Wisconsin State Bar, the Eastern and Western Districts of Wisconsin, and the Northern and Southern Districts of Indiana.</p> 1514<p>Michael enjoys practicing law to help people solve problems that would be difficult to manage on their own. He believes that everyone is entitled to be fully informed of their options in order to make the best decisions for themselves and their families, and that having practiced on both sides gives him a unique perspective to provide that information.</p> 1515<p><a href="https://www.avvo.com/attorneys/53226-wi-michael-holsen-4089298.html?cm_mmc=Avvo-_-Avvo_Badge-_-Micro-_-4630482" class="button medium-background-color">Find Me on Avvo >></a></div> 1516 </div> 1517 </div> 1518 1519 1520 1521 1522 </div> 1523 1524 1525 </div> 1526 </div> 1527 1528 1529 <button type="button" class="pum-close popmake-close" aria-label="Close"> 1530 Ã </button> 1531 1532 </div> 1533 1534</div> 1535<div 1536 id="pum-1812" 1537 role="dialog" 1538 aria-modal="false" 1539 class="pum pum-overlay pum-theme-1717 pum-theme-lightbox popmake-overlay click_open" 1540 data-popmake="{"id":1812,"slug":"michael-rud","theme_id":1717,"cookies":[],"triggers":[{"type":"click_open","settings":{"extra_selectors":".michael-rud"}}],"mobile_disabled":null,"tablet_disabled":null,"meta":{"display":{"stackable":false,"overlay_disabled":false,"scrollable_content":false,"disable_reposition":false,"size":"medium","responsive_min_width":"0%","responsive_min_width_unit":false,"responsive_max_width":"100%","responsive_max_width_unit":false,"custom_width":"640px","custom_width_unit":false,"custom_height":"380px","custom_height_unit":false,"custom_height_auto":false,"location":"center top","position_from_trigger":false,"position_top":"100","position_left":"0","position_bottom":"0","position_right":"0","position_fixed":false,"animation_type":"fade","animation_speed":"350","animation_origin":"center top","overlay_zindex":false,"zindex":"1999999999"},"close":{"text":"","button_delay":"0","overlay_click":false,"esc_press":false,"f4_press":false},"click_open":[]}}"> 1541 1542 <div id="popmake-1812" class="pum-container popmake theme-1717 pum-responsive pum-responsive-medium responsive size-medium"> 1543 1544 1545 1546 1547 <div class="pum-content popmake-content" tabindex="0"> 1548 <div class="et_pb_section et_pb_section_10 et_section_regular" > 1549 1550 1551 1552 1553 1554 1555 <div class="et_pb_row et_pb_row_24"> 1556 <div class="et_pb_column et_pb_column_4_4 et_pb_column_24 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1557 1558 1559 1560 1561 <div class="et_pb_module et_pb_text et_pb_text_25 et_pb_text_align_left et_pb_bg_layout_light"> 1562 1563 1564 1565 1566 <div class="et_pb_text_inner"><h3>Michael Rud</h3> 1567<p><em>âI personally know people who are in unfair situations completely out of their control. People donât know what options are available to them.â</em><br /> 1568<strong>Milwaukee No. : </strong><a href="tel:+14144617000" class="dark-text-color">414-461-7000</a><br /> 1569<strong>Racine No. : </strong><a href="tel:+12626190433" class="dark-text-color">262-619-0433</a><br /> 1570<strong>Email:</strong> <a href="mailto:[email protected]" class="dark-text-color">[email protected]</a></p> 1571<p>Michael hails from the Milwaukee area, and is an avid fan of all Wisconsin Sports. He received his undergraduate degree from the University of Wisconsin-Madison and his Juris Doctorate from University of Wisconsin-Madison School of Law. Initially Michael had a general, civil practice which included: Criminal Law, Landlord/Tenant Disputes, and Real Estate Law. Helpful by nature, Attorney Rud decided to expand his practice to include Bankruptcy. He joined ESSERLAW in order to make people, who find themselves in unfortunate circumstances, more aware of accessible choices.</p> 1572<p><a href="https://www.avvo.com/attorneys/53225-wi-michael-rud-3736103.html" class="button medium-background-color">Find Me on Avvo >></a></div> 1573 </div> 1574 </div> 1575 1576 1577 1578 1579 </div> 1580 1581 1582 </div> 1583 </div> 1584 1585 1586 <button type="button" class="pum-close popmake-close" aria-label="Close"> 1587 Ã </button> 1588 1589 </div> 1590 1591</div> 1592<div 1593 id="pum-1811" 1594 role="dialog" 1595 aria-modal="false" 1596 class="pum pum-overlay pum-theme-1717 pum-theme-lightbox popmake-overlay click_open" 1597 data-popmake="{"id":1811,"slug":"dorothey-dey","theme_id":1717,"cookies":[],"triggers":[{"type":"click_open","settings":{"extra_selectors":".dorothey-dey"}}],"mobile_disabled":null,"tablet_disabled":null,"meta":{"display":{"stackable":false,"overlay_disabled":false,"scrollable_content":false,"disable_reposition":false,"size":"medium","responsive_min_width":"0%","responsive_min_width_unit":false,"responsive_max_width":"100%","responsive_max_width_unit":false,"custom_width":"640px","custom_width_unit":false,"custom_height":"380px","custom_height_unit":false,"custom_height_auto":false,"location":"center top","position_from_trigger":false,"position_top":"100","position_left":"0","position_bottom":"0","position_right":"0","position_fixed":false,"animation_type":"fade","animation_speed":"350","animation_origin":"center top","overlay_zindex":false,"zindex":"1999999999"},"close":{"text":"","button_delay":"0","overlay_click":false,"esc_press":false,"f4_press":false},"click_open":[]}}"> 1598 1599 <div id="popmake-1811" class="pum-container popmake theme-1717 pum-responsive pum-responsive-medium responsive size-medium"> 1600 1601 1602 1603 1604 <div class="pum-content popmake-content" tabindex="0"> 1605 <div class="et_pb_section et_pb_section_11 et_section_regular" > 1606 1607 1608 1609 1610 1611 1612 <div class="et_pb_row et_pb_row_25"> 1613 <div class="et_pb_column et_pb_column_4_4 et_pb_column_25 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1614 1615 1616 1617 1618 <div class="et_pb_module et_pb_text et_pb_text_26 et_pb_text_align_left et_pb_bg_layout_light"> 1619 1620 1621 1622 1623 <div class="et_pb_text_inner"><h3>Dorothy H. Dey</h3> 1624<p><em>âI enjoy the challenge of finding the right solution to each clientâs particular needs and circumstances.â</em><br /> 1625<strong>Milwaukee No. : </strong><a href="tel:+14144617000" class="dark-text-color">414-461-7000</a><br /> 1626<strong>Racine No. : </strong><a href="tel:+12626190433" class="dark-text-color">262-619-0433</a><br /> 1627<strong>Email:</strong> <a href="mailto:[email protected]" class="dark-text-color">[email protected]</a></p> 1628<p>An Alumnus of both Marquette University and Marquette University Law School, Attorney Deyâs general civil law practice includes: business insolvency, civil litigation, guardianships, debtor and creditor rights, bankruptcy, receiverships, CHIPs cases, general corporate, probate, residential and commercial real estate transactions, and family law. Some of the many Associations that Dee Dee is involved with: State Bar of Wisconsin â Family Law Section; State Bar of Wisconsin â Bankruptcy, Insolvency & Creditorâs Rights Section; Eastern District of Wisconsin Bar Association; Illinois State Bar Association; and Association for Women Lawyers.</p> 1629<p><a href="https://www.avvo.com/attorneys/53225-wi-dorothy-dey-1520562.html" class="button medium-background-color">Find Me on Avvo >></a></div> 1630 </div> 1631 </div> 1632 1633 1634 1635 1636 </div> 1637 1638 1639 </div> 1640 </div> 1641 1642 1643 <button type="button" class="pum-close popmake-close" aria-label="Close"> 1644 Ã </button> 1645 1646 </div> 1647 1648</div> 1649<div 1650 id="pum-1802" 1651 role="dialog" 1652 aria-modal="false" 1653 class="pum pum-overlay pum-theme-1717 pum-theme-lightbox popmake-overlay click_open" 1654 data-popmake="{"id":1802,"slug":"steven-berg","theme_id":1717,"cookies":[],"triggers":[{"type":"click_open","settings":{"extra_selectors":".steven-berg"}}],"mobile_disabled":null,"tablet_disabled":null,"meta":{"display":{"stackable":false,"overlay_disabled":false,"scrollable_content":false,"disable_reposition":false,"size":"medium","responsive_min_width":"0%","responsive_min_width_unit":false,"responsive_max_width":"100%","responsive_max_width_unit":false,"custom_width":"640px","custom_width_unit":false,"custom_height":"380px","custom_height_unit":false,"custom_height_auto":false,"location":"center top","position_from_trigger":false,"position_top":"100","position_left":"0","position_bottom":"0","position_right":"0","position_fixed":false,"animation_type":"fade","animation_speed":"350","animation_origin":"center top","overlay_zindex":false,"zindex":"1999999999"},"close":{"text":"","button_delay":"0","overlay_click":false,"esc_press":false,"f4_press":false},"click_open":[]}}"> 1655 1656 <div id="popmake-1802" class="pum-container popmake theme-1717 pum-responsive pum-responsive-medium responsive size-medium"> 1657 1658 1659 1660 1661 <div class="pum-content popmake-content" tabindex="0"> 1662 <div class="et_pb_section et_pb_section_12 et_section_regular" > 1663 1664 1665 1666 1667 1668 1669 <div class="et_pb_row et_pb_row_26"> 1670 <div class="et_pb_column et_pb_column_4_4 et_pb_column_26 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1671 1672 1673 1674 1675 <div class="et_pb_module et_pb_text et_pb_text_27 et_pb_text_align_left et_pb_bg_layout_light"> 1676 1677 1678 1679 1680 <div class="et_pb_text_inner"><h3>Steven E. Berg</h3> 1681<p><em>âI left a larger firm because I felt I could make a bigger difference on a more personal level.â</em><br /> 1682<strong>Milwaukee No. : </strong><a href="tel:+14144617000" class="dark-text-color">414-461-7000</a><br /> 1683<strong>Racine No. : </strong><a href="tel:+12626190433" class="dark-text-color">262-619-0433</a><br /> 1684<strong>Email:</strong> <a href="mailto:[email protected]" class="dark-text-color">[email protected]</a></p> 1685<p>A Wisconsin Native, âSteveâ received his Atrium Baccalaureus from Ripon College, in 1978, and his law degree from the University of Wisconsin School of Law, in 1984. A former partner at Quale, Feldbruegge, Calvelli, Thom & Croke, he concentrated on Personal Injury and Litigation.</p> 1686<p>Due to Steveâs desire to work one on one with clients, where he could have a greater effect on individual cases, he associated with Todd C. Esser in 1995. His fields of expertise include: Landlord/Tenant; Personal Injury; Real Estate; Bankruptcy and General Civil Matters.</p> 1687<p><a href="http://www.avvo.com/attorneys/53225-wi-steven-berg-1517749.html?cm_mmc=Avvo-_-Avvo_Badge-_-Micro-_-1517749" class="button medium-background-color"
1687>Find Me on Avvo >></a></div> 1688 </div> 1689 </div> 1690 1691 1692 1693 1694 </div> 1695 1696 1697 </div> 1698 </div> 1699 1700 1701 <button type="button" class="pum-close popmake-close" aria-label="Close"> 1702 à </button> 1703 1704 </div> 1705 1706</div> 1707<div 1708 id="pum-1799" 1709 role="dialog" 1710 aria-modal="false" 1711 class="pum pum-overlay pum-theme-1717 pum-theme-lightbox popmake-overlay click_open" 1712 data-popmake="{"id":1799,"slug":"robert-waud","theme_id":1717,"cookies":[],"triggers":[{"type":"click_open","settings":{"cookie_name":"","extra_selectors":".robert-waud"}}],"mobile_disabled":null,"tablet_disabled":null,"meta":{"display":{"stackable":false,"overlay_disabled":false,"scrollable_content":false,"disable_reposition":false,"size":"medium","responsive_min_width":"0%","responsive_min_width_unit":false,"responsive_max_width":"100%","responsive_max_width_unit":false,"custom_width":"640px","custom_width_unit":false,"custom_height":"380px","custom_height_unit":false,"custom_height_auto":false,"location":"center top","position_from_trigger":false,"position_top":"100","position_left":"0","position_bottom":"0","position_right":"0","position_fixed":false,"animation_type":"fade","animation_speed":"350","animation_origin":"center top","overlay_zindex":false,"zindex":"1999999999"},"close":{"text":"","button_delay":"0","overlay_click":false,"esc_press":false,"f4_press":false},"click_open":[]}}"> 1713 1714 <div id="popmake-1799" class="pum-container popmake theme-1717 pum-responsive pum-responsive-medium responsive size-medium"> 1715 1716 1717 1718 1719 <div class="pum-content popmake-content" tabindex="0"> 1720 <div class="et_pb_section et_pb_section_13 et_pb_with_background et_section_regular" > 1721 1722 1723 1724 1725 1726 1727 <div class="et_pb_row et_pb_row_27"> 1728 <div class="et_pb_column et_pb_column_4_4 et_pb_column_27 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1729 1730 1731 1732 1733 <div class="et_pb_module et_pb_text et_pb_text_28 et_pb_text_align_left et_pb_bg_layout_light"> 1734 1735 1736 1737 1738 <div class="et_pb_text_inner"><h3>Robert M. Waud â Retired</h3> 1739<p><em>âIn this business, we are in a position to genuinely helpâ¦at the end of my day, I go home knowing that the people Iâve dealt with are in a better situation.â</em><br /> 1740<strong>Milwaukee No. : </strong><a href="tel:+14144617000" class="dark-text-color">414-461-7000</a><br /> 1741<strong>Racine No. : </strong><a href="tel:+12626190433" class="dark-text-color">262-619-0433</a><br /> 1742<strong>Email:</strong> <a href="mailto:[email protected]" class="dark-text-color">[email protected]</a></p> 1743<p>âBobâ received his Bachelorâs degree from the University of Arizona in 1969, and graduated from Marquette Law School in 1973. While at Ermenc & Hays in Milwaukee, he developed an interest in the field of bankruptcy, and took over ownership of the Bankruptcy Clinic, SC, moving to downtown Milwaukee and specializing in bankruptcy law. In 1994, he joined the firm of Schober & Radtke, SC as their bankruptcy attorney until the dissolution of the firm in 2010. During this period, he was appointed to the panel of bankruptcy trustees and served as Trustee in Bankruptcy until 1996.</p> 1744<p>He has been an associate at Todd C. Esser & Associates since 2010, and looks forward to continuing to help people become debt free with ESSERLAW LLC. Milwaukee Magazine several times listed Attorney Waud in their Super Lawyers Bankruptcy Section, and he has been a regular consultant for various publications, newspapers, and seminars.</p> 1745<p><a href="http://www.avvo.com/attorneys/53225-wi-robert-waud-1532612.html?cm_mmc=Avvo-_-Avvo_Badge-_-Micro-_-1532612" class="button medium-background-color">Find Me on Avvo >></a></div> 1746 </div> 1747 </div> 1748 1749 1750 1751 1752 </div> 1753 1754 1755 </div> 1756 </div> 1757 1758 1759 <button type="button" class="pum-close popmake-close" aria-label="Close"> 1760 à </button> 1761 1762 </div> 1763 1764</div> 1765<div 1766 id="pum-1794" 1767 role="dialog" 1768 aria-modal="false" 1769 class="pum pum-overlay pum-theme-1717 pum-theme-lightbox popmake-overlay click_open" 1770 data-popmake="{"id":1794,"slug":"todd-esser","theme_id":1717,"cookies":[],"triggers":[{"type":"click_open","settings":{"cookie_name":"","extra_selectors":".todd-esser"}}],"mobile_disabled":null,"tablet_disabled":null,"meta":{"display":{"stackable":false,"overlay_disabled":false,"scrollable_content":false,"disable_reposition":false,"size":"medium","responsive_min_width":"0%","responsive_min_width_unit":false,"responsive_max_width":"100%","responsive_max_width_unit":false,"custom_width":"640px","custom_width_unit":false,"custom_height":"380px","custom_height_unit":false,"custom_height_auto":false,"location":"center top","position_from_trigger":false,"position_top":"100","position_left":"0","position_bottom":"0","position_right":"0","position_fixed":false,"animation_type":"fade","animation_speed":"350","animation_origin":"center top","overlay_zindex":false,"zindex":"1999999999"},"close":{"text":"","button_delay":"0","overlay_click":false,"esc_press":false,"f4_press":false},"click_open":[]}}"> 1771 1772 <div id="popmake-1794" class="pum-container popmake theme-1717 pum-responsive pum-responsive-medium responsive size-medium"> 1773 1774 1775 1776 1777 <div class="pum-content popmake-content" tabindex="0"> 1778 <div class="et_pb_section et_pb_section_14 et_pb_with_background et_section_regular" > 1779 1780 1781 1782 1783 1784 1785 <div class="et_pb_row et_pb_row_28"> 1786 <div class="et_pb_column et_pb_column_4_4 et_pb_column_28 et_pb_css_mix_blend_mode_passthrough et-last-child"> 1787 1788 1789 1790 1791 <div class="et_pb_module et_pb_text et_pb_text_29 et_pb_text_align_left et_pb_bg_layout_light"> 1792 1793 1794 1795 1796 <div class="et_pb_text_inner"><h3>Todd C. Esser</h3> 1797<p><em>âToo many people are losing their family homes, cars and investments because they didnât realize the options that were available to them.â</em><br /> 1798<strong>Milwaukee No. : </strong><a class="dark-text-color" href="tel:+14144617000">414-461-7000</a><br /> 1799<strong>Racine No. : </strong><a class="dark-text-color" href="tel:+12626190433">262-619-0433</a><br /> 1800<strong>Email:</strong> <a class="dark-text-color" href="mailto:[email protected]">[email protected]</a></p> 1801<p>Todd C. Esser is the owner of ESSERLAW LLC, a law firm providing debt relief and budget counseling options for individuals and small businesses. Mr. Esser has been serving the Greater Milwaukee Area since 1982. Todd received his Bachelor of Business Administration degree from the University of Wisconsin-Whitewater in 1978, and law degree from Northwestern School of Law of Lewis and Clark College in 1982. He served as a Chapter 7 Panel Trustee in the Eastern District of Wisconsin from 1988 through 1998. He is a member of the State Bar of Wisconsin, Milwaukee Bar Association, National Association of Chapter 13 Trustees, National Association of Consumer Bankruptcy Attorneys and the 7th Circuit Bar Association.</p> 1802<p>Included among Attorney Esserâs numerous awards of distinction are several years of Milwaukee Magazineâs selections for Milwaukeeâs Top Attorneys, and Wisconsin Super Lawyers. He has also earned multiple listings by the prestigious publication, âBest Lawyersâ in both the âWisconsinâs Best Lawyersâ and âBest Lawyers in Americaâ Categories. Todd was selected as the 2025 recipient of the Judge Dale E Hofeldt Bankruptcy Award by the Eastern District of Wisconsin Bar Association at its annual meeting.</p> 1803<p><a class="button medium-background-color" href="http://www.avvo.com/attorneys/53225-wi-todd-esser-1508952.html?cm_mmc=Avvo-_-Avvo_Badge-_-Micro-_-1508952">Find Me on Avvo >></a></div> 1804 </div> 1805 </div> 1806 1807 1808 1809 1810 </div> 1811 1812 1813 </div> 1814 </div> 1815 1816 1817 <button type="button" class="pum-close popmake-close" aria-label="Close"> 1818 à </button> 1819 1820 </div> 1821 1822</div> 1823<div 1824 id="pum-1722" 1825 role="dialog" 1826 aria-modal="false" 1827 aria-labelledby="pum_popup_title_1722" 1828 class="pum pum-overlay pum-theme-1716 pum-theme-default-theme popmake-overlay click_open" 1829 data-popmake="{"id":1722,"slug":"click-to-calculate","theme_id":1716,"cookies":[],"triggers":[{"type":"click_open","settings":{"cookie_name":"","extra_selectors":".calculate"}}],"mobile_disabled":null,"tablet_disabled":null,"meta":{"display":{"stackable":"1","overlay_disabled":false,"scrollable_content":false,"disable_reposition":false,"size":"medium","responsive_min_width":"0%","responsive_min_width_unit":false,"responsive_max_width":"100%","responsive_max_width_unit":false,"custom_width":"640px","custom_width_unit":false,"custom_height":"380px","custom_height_unit":false,"custom_height_auto":false,"location":"center top","position_from_trigger":false,"position_top":"100","position_left":"0","position_bottom":"0","position_right":"0","position_fixed":false,"animation_type":"fade","animation_speed":"350","animation_origin":"center top","overlay_zindex":false,"zindex":"2000000005"},"close":{"text":"","button_delay":"0","overlay_click":false,"esc_press":false,"f4_press":false},"click_open":[]}}"> 1830 1831 <div id="popmake-1722" class="pum-container popmake theme-1716 pum-responsive pum-responsive-medium responsive size-medium"> 1832 1833 1834 <div id="pum_popup_title_1722" class="pum-title popmake-title"> 1835 Payment Calculator </div> 1836 1837 1838 <div class="pum-content popmake-content" tabindex="0"> 1839 <p>Enter the total amount of debt you would want to include in your chapter 128 repayment plan.</p> 1840<p><span class="cff-form-name-shortcode"><style>@media (max-width:480px){#cp_calculatedfieldsf_pform_1{min-height:226px;}}@media (max-width:768px){#cp_calculatedfieldsf_pform_1{min-height:116px;}}@media (max-width:1024px){#cp_calculatedfieldsf_pform_1{min-height:124px;}}@media (min-width:1024px){#cp_calculatedfieldsf_pform_1{min-height:194px;}}</style><form name="cp_calculatedfieldsf_pform_1" id="cp_calculatedfieldsf_pform_1" action="https://www.esserlaw.com/blog/" method="post" enctype="multipart/form-data" onsubmit="return fbuilderjQuery.fbuilder.doValidate(this);" class="cff-form no-prefetch cff-form-6" data-nonce="5001fb72fa"> 1841<input type="hidden" name="cp_calculatedfieldsf_pform_psequence" value="_1" /> 1842<input type="hidden" name="cp_calculatedfieldsf_id" value="6" /> 1843<input type="hidden" name="cp_ref_page" value="https://www.esserlaw.com" /> 1844<pre style="display:none !important;">
1844<script data-category="functional" type="text/javascript">form_structure_1=[[{"form_identifier":"","name":"separator1","shortlabel":"","index":0,"ftype":"fSectionBreak","userhelp":"","userhelpTooltip":false,"csslayout":"","title":"The field below will show the double of the number above.","fBuild":{},"parent":""},{"form_identifier":"","name":"fieldname1","shortlabel":"","index":1,"ftype":"fcurrency","userhelp":"","userhelpTooltip":false,"csslayout":"","title":"Debt Amount","predefined":"0","predefinedClick":false,"required":true,"readonly":false,"size":"small","currencySymbol":"$","currencyText":"","thousandSeparator":",","centSeparator":".","noCents":false,"min":"","max":"","formatDynamically":true,"fBuild":{},"parent":""},{"dependencies":[{"rule":"value\u003E=38","complex":true,"fields":["fieldname3"]}],"form_identifier":"","name":"fieldname2","shortlabel":"","index":2,"ftype":"fCalculated","userhelp":"","userhelpTooltip":false,"csslayout":"","title":"Calculated Value","predefined":"0","required":false,"size":"medium","eq":"((fieldname1+1195)*1.1)\/36","suffix":"","prefix":"$","decimalsymbol":".","groupingsymbol":"","readonly":true,"hidefield":true,"fBuild":{},"parent":""},{"dependencies":[{"rule":"","complex":false,"fields":[""]}],"form_identifier":"","name":"fieldname3","shortlabel":"","index":3,"ftype":"fCalculated","userhelp":"","userhelpTooltip":false,"csslayout":"","title":"Your Monthly Payment","predefined":"0","required":false,"size":"medium","eq":"ROUND(fieldname2)","suffix":"","prefix":"$","decimalsymbol":".","groupingsymbol":"","readonly":true,"hidefield":false,"fBuild":{},"parent":""}],{"0":{"title":"","description":"","formlayout":"top_aligned","formtemplate":"","evalequations":1,"evalequationsevent":2,"autocomplete":1,"persistence":0,"customstyles":""},"formid":"cp_calculatedfieldsf_pform_1"}];</script>
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1931<script id="cp_calculatedfieldsf_builder_script-js-extra"> 1932var cp_calculatedfieldsf_fbuilder_config_1 = {"obj":"{\"pub\":true,\"form\":\"6\",\"identifier\":\"_1\",\"messages\":{\"required\":\"This field is required.\",\"email\":\"Please enter a valid email address.\",\"datemmddyyyy\":\"Please enter a valid date with this format(mm\\/dd\\/yyyy)\",\"dateddmmyyyy\":\"Please enter a valid date with this format(dd\\/mm\\/yyyy)\",\"number\":\"Please enter a valid number.\",\"digits\":\"Please enter only digits.\",\"max\":\"Please enter a value less than or equal to {0}.\",\"min\":\"Please enter a value greater than or equal to {0}.\",\"previous\":\"Previous\",\"next\":\"Next\",\"pageof\":\"Page {0} of {0}\",\"audio_tutorial\":\"Help\",\"ai_assistant_button\":\"Apply suggestion\",\"ai_assistant_generating\":\"Generating suggestion...\",\"minlength\":\"Please enter at least {0} characters.\",\"maxlength\":\"Please enter no more than {0} characters.\",\"equalTo\":\"Please enter the same value again.\",\"accept\":\"Please enter a value with a valid extension.\",\"upload_size\":\"The file you've chosen is too big, maximum is {0} kB.\",\"phone\":\"Invalid phone number.\",\"currency\":\"Please enter a valid currency value.\",\"captcha_required_text\":\"Please enter the captcha verification code.\",\"incorrect_captcha_text\":\"Incorrect captcha code. Please try again.\"}}"}; 1933//# sourceURL=cp_calculatedfieldsf_builder_script-js-extra 1934</script>
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1938<script id="divi-accessibility-da11y-js-extra"> 1939var _da11y = {"version":"2.0.1","active_outline_color":"#dd3333","skip_navigation_link_text":"Skip to content"}; 1940//# sourceURL=divi-accessibility-da11y-js-extra 1941</script>
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1942<script id="divi-accessibility-da11y-js" src="https://www.esserlaw.com/wp-content/plugins/divi-accessibility-master/public/js/da11y.js?ver=2.0.1"></script>
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1942
1943<script id="divi-accessibility-da11y-js-after"> 1944jQuery(document).ready((function(e){function n(){const n=e(".et_search_form_container");n.hasClass("et_pb_is_animating")||(e(".et_menu_container").removeClass("et_pb_menu_visible et_pb_no_animation").addClass("et_pb_menu_hidden"),n.removeClass("et_pb_search_form_hidden et_pb_no_animation").addClass("et_pb_search_visible et_pb_is_animating"),setTimeout((function(){e(".et_menu_container").addClass("et_pb_no_animation"),n.addClass("et_pb_no_animation").removeClass("et_pb_is_animating")}),1e3),n.find("input").focus(),function(){const n=e(".et_search_form_container"),a=e("body");if(n.hasClass("et_pb_search_visible")){const s=e("#main-header").innerHeight(),i=e("#top-menu").width(),t=e("#top-menu li a").css("font-size");n.css({height:s+"px"}),n.find("input").css("font-size",t),a.hasClass("et_header_style_left")?n.find("form").css("max-width",i+60):n.css("max-width",i+60)}}())}e(".menu-item-has-children").find("a")&&(e(".menu-item-has-children").find("a").addClass("da11y-submenu"),e(".menu-item-has-children").find("a").not(".sub-menu a").attr("aria-expanded","false")),e(".da11y-submenu").on("focus",(function(){e(this).not(".sub-menu a").attr("aria-expanded","true"),e(this).siblings(".sub-menu").addClass("da11y-submenu-show"),e(this).trigger("mouseenter")})),e(".menu-item-has-children a").on("focusout",(function(){e(this).parent().not(".menu-item-has-children").is(":last-child")&&e(this).parents(".menu-item-has-children").children(".da11y-submenu").attr("aria-expanded","false").trigger("mouseleave").siblings(".sub-menu").removeClass("da11y-submenu-show")})),e(this).keyup((function(){e(".et-search-field").focus((function(){n()})).blur((function(){e(".et_search_form_container").hasClass("et_pb_is_animating")||(e(".et_menu_container").removeClass("et_pb_menu_hidden et_pb_no_animation").addClass("et_pb_menu_visible"),e(".et_search_form_container").removeClass("et_pb_search_visible et_pb_no_animation").addClass("et_pb_search_form_hidden et_pb_is_animating"),setTimeout((function(){e(".et_menu_container").addClass("et_pb_no_animation"),e(".et_search_form_container").addClass("et_pb_no_animation").removeClass("et_pb_is_animating")}),1e3))}))}))})); 1945jQuery(document).ready((function(n){const t=((window||{})._da11y||{}).skip_navigation_link_text||!1;!function(e){const i='<a href="'+e+'" class="skip-link da11y-screen-reader-text">'+t+"</a>";n(e).attr("tabindex",-1),n("body").prepend(i)}("#main-content"),n('a[href^="#"]').click((function(){n("#"+n(this).attr("href").slice(1)).focus()}))})); 1946jQuery(document).ready((function(e){let n=new Date,o=new Date;e(this).on("focusin",(function(t){e(".keyboard-outline").removeClass("keyboard-outline"),o<n&&e(t.target).addClass("keyboard-outline")})),e(this).on("mousedown",(function(){o=new Date})),e(this).on("keydown",(function(){n=new Date}))})); 1947jQuery(document).ready((function(t){t(".et_pb_toggle").each((function(){t(this).attr("tabindex",0)})),t(".et_pb_toggle").on("keydown",(function(t){32===t.which&&t.preventDefault()})),t(document).on("keyup",(function(e){13!==e.which&&32!==e.which||t(".et_pb_toggle:focus .et_pb_toggle_title").trigger("click")}))})); 1948jQuery(document).ready((function(e){e(".et-search-field").each((function(t){e(this).attr("id","et_pb_search_module_input_"+t),e("#et_pb_search_module_input_"+t).before('<label class="da11y-screen-reader-text" for="et_pb_search_module_input_'+t+'">Search for...</label>'),e("#et_pb_search_module_input_"+t).after('<button type="submit" class="da11y-screen-reader-text">Search</button>')})),e(".et_pb_s").each((function(t){e(this).attr("id","et_pb_s_module_input_"+t),e("#et_pb_s_module_input_"+t).before('<label class="da11y-screen-reader-text" for="et_pb_s_module_input_'+t+'">Search for...</label>')})),e(".et_pb_contact_form").each((function(){e(this).find(".et_pb_contact_captcha_question").parent().wrap("<label></label>")})),e(".et-social-facebook a.icon span").text("Facebook"),e(".et-social-twitter a.icon span").text("Twitter"),e(".et-social-google-plus a.icon span").text("Google Plus"),e(".et-social-pinterest a.icon span").text("Pinterest"),e(".et-social-linkedin a.icon span").text("LinkedIn"),e(".et-social-tumblr a.icon span").text("Tumblr"),e(".et-social-instagram a.icon span").text("Instagram"),e(".et-social-skype a.icon span").text("Skype"),e(".et-social-flikr a.icon span").text("Flickr"),e(".et-social-myspace a.icon span").text("Myspace"),e(".et-social-
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1954<script id="mediaelement-core-js-before"> 1955var mejsL10n = {"language":"en","strings":{"mejs.download-file":"Download File","mejs.install-flash":"You are using a browser that does not have Flash player enabled or installed. Please turn on your Flash player plugin or download the latest version from https://get.adobe.com/flashplayer/","mejs.fullscreen":"Fullscreen","mejs.play":"Play","mejs.pause":"Pause","mejs.time-slider":"Time Slider","mejs.time-help-text":"Use Left/Right Arrow keys to advance one second, Up/Down arrows to advance ten seconds.","mejs.live-broadcast":"Live Broadcast","mejs.volume-help-text":"Use Up/Down Arrow keys to increase or decrease volume.","mejs.unmute":"Unmute","mejs.mute":"Mute","mejs.volume-slider":"Volume Slider","mejs.video-player":"Video Player","mejs.audio-player":"Audio Player","mejs.captions-subtitles":"Captions/Subtitles","mejs.captions-chapters":"Chapters","mejs.none":"None","mejs.afrikaans":"Afrikaans","mejs.albanian":"Albanian","mejs.arabic":"Arabic","mejs.belarusian":"Belarusian","mejs.bulgarian":"Bulgarian","mejs.catalan":"Catalan","mejs.chinese":"Chinese","mejs.chinese-simplified":"Chinese (Simplified)","mejs.chinese-traditional":"Chinese (Traditional)","mejs.croatian":"Croatian","mejs.czech":"Czech","mejs.danish":"Danish","mejs.dutch":"Dutch","mejs.english":"English","mejs.estonian":"Estonian","mejs.filipino":"Filipino","mejs.finnish":"Finnish","mejs.french":"French","mejs.galician":"Galician","mejs.german":"German","mejs.greek":"Greek","mejs.haitian-creole":"Haitian Creole","mejs.hebrew":"Hebrew","mejs.hindi":"Hindi","mejs.hungarian":"Hungarian","mejs.icelandic":"Icelandic","mejs.indonesian":"Indonesian","mejs.irish":"Irish","mejs.italian":"Italian","mejs.japanese":"Japanese","mejs.korean":"Korean","mejs.latvian":"Latvian","mejs.lithuanian":"Lithuanian","mejs.macedonian":"Macedonian","mejs.malay":"Malay","mejs.maltese":"Maltese","mejs.norwegian":"Norwegian","mejs.persian":"Persian","mejs.polish":"Polish","mejs.portuguese":"Portuguese","mejs.romanian":"Romanian","mejs.russian":"Russian","mejs.serbian":"Serbian","mejs.slovak":"Slovak","mejs.slovenian":"Slovenian","mejs.spanish":"Spanish","mejs.swahili":"Swahili","mejs.swedish":"Swedish","mejs.tagalog":"Tagalog","mejs.thai":"Thai","mejs.turkish":"Turkish","mejs.ukrainian":"Ukrainian","mejs.vietnamese":"Vietnamese","mejs.welsh":"Welsh","mejs.yiddish":"Yiddish"}}; 1956//# sourceURL=mediaelement-core-js-before 1957</script>
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1958<script id="mediaelement-core-js" src="https://www.esserlaw.com/wp-includes/js/mediaelement/mediaelement-and-player.min.js?ver=4.2.17"></script>
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1959<script id="mediaelement-migrate-js" src="https://www.esserlaw.com/wp-includes/js/mediaelement/mediaelement-migrate.min.js?ver=7.1.2"></script>
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1964<script id="wp-mediaelement-js" src="https://www.esserlaw.com/wp-includes/js/mediaelement/wp-mediaelement.min.js?ver=7.1.2"></script>
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1965<script id="fitvids-js" src="https://www.esserlaw.com/wp-content/themes/Divi/includes/builder/feature/dynamic-assets/assets/js/jquery.fitvids.js?ver=4.27.9"></script>
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1966<script id="easypiechart-js" src="https://www.esserlaw.com/wp-content/themes/Divi/includes/builder/feature/dynamic-assets/assets/js/easypiechart.js?ver=4.27.9"></script>
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1967<script id="salvattore-js" src="https://www.esserlaw.com/wp-content/themes/Divi/includes/builder/feature/dynamic-assets/assets/js/salvattore.js?ver=4.27.9"></script>
1967 1968 <a id="pojo-a11y-skip-content" class="pojo-skip-link pojo-skip-content" tabindex="1" accesskey="s" href="#content">Skip to content</a> 1969 <nav id="pojo-a11y-toolbar" class="pojo-a11y-toolbar-right" aria-label="Accessibility Toolbar"> 1970 <div class="pojo-a11y-toolbar-toggle"> 1971 <a class="pojo-a11y-toolbar-link pojo-a11y-toolbar-toggle-link" href="javascript:void(0);" title="Accessibility Tools" role="button"> 1972 <span class="pojo-sr-only sr-only">Open toolbar</span> 1973 <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100" fill="currentColor" width="1em"> 1974 <title>Accessibility Tools</title> 1975 <path d="M50 .8c5.7 0 10.4 4.7 10.4 10.4S55.7 21.6 50 21.6s-10.4-4.7-10.4-10.4S44.3.8 50 .8zM92.2 32l-21.9 2.3c-2.6.3-4.6 2.5-4.6 5.2V94c0 2.9-2.3 5.2-5.2 5.2H60c-2.7 0-4.9-2.1-5.2-4.7l-2.2-24.7c-.1-1.5-1.4-2.5-2.8-2.4-1.3.1-2.2 1.1-2.4 2.4l-2.2 24.7c-.2 2.7-2.5 4.7-5.2 4.7h-.5c-2.9 0-5.2-2.3-5.2-5.2V39.4c0-2.7-2-4.9-4.6-5.2L7.8 32c-2.6-.3-4.6-2.5-4.6-5.2v-.5c0-2.6 2.1-4.7 4.7-4.7h.5c19.3 1.8 33.2 2.8 41.7 2.8s22.4-.9 41.7-2.8c2.6-.2 4.9 1.6 5.2 4.3v1c-.1 2.6-2.1 4.8-4.8 5.1z"/> </svg> 1976 </a> 1977 </div> 1978 <div class="pojo-a11y-toolbar-overlay"> 1979 <div class="pojo-a11y-toolbar-inner"> 1980 <p class="pojo-a11y-toolbar-title">Accessibility Tools</p> 1981 1982 <ul class="pojo-a11y-toolbar-items pojo-a11y-tools"> 1983 <li class="pojo-a11y-toolbar-item"> 1984 <a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-resize-font pojo-a11y-btn-resize-plus" data-action="resize-plus" data-action-group="resize" tabindex="-1" role="button"> 1985 <span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Increase Text</title><path fill="currentColor" d="M256 200v16c0 4.25-3.75 8-8 8h-56v56c0 4.25-3.75 8-8 8h-16c-4.25 0-8-3.75-8-8v-56h-56c-4.25 0-8-3.75-8-8v-16c0-4.25 3.75-8 8-8h56v-56c0-4.25 3.75-8 8-8h16c4.25 0 8 3.75 8 8v56h56c4.25 0 8 3.75 8 8zM288 208c0-61.75-50.25-112-112-112s-112 50.25-112 112 50.25 112 112 112 112-50.25 112-112zM416 416c0 17.75-14.25 32-32 32-8.5 0-16.75-3.5-22.5-9.5l-85.75-85.5c-29.25 20.25-64.25 31-99.75 31-97.25 0-176-78.75-176-176s78.75-176 176-176 176 78.75 176 176c0 35.5-10.75 70.5-31 99.75l85.75 85.75c5.75 5.75 9.25 14 9.25 22.5z"></path></svg></span><span class="pojo-a11y-toolbar-text">Increase Text</span> </a> 1986 </li> 1987 1988 <li class="pojo-a11y-toolbar-item"> 1989 <a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-resize-font pojo-a11y-btn-resize-minus" data-action="resize-minus" data-action-group="resize" tabindex="-1" role="button"> 1990 <span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Decrease Text</title><path fill="currentColor" d="M256 200v16c0 4.25-3.75 8-8 8h-144c-4.25 0-8-3.75-8-8v-16c0-4.25 3.75-8 8-8h144c4.25 0 8 3.75 8 8zM288 208c0-61.75-50.25-112-112-112s-112 50.25-112 112 50.25 112 112 112 112-50.25 112-112zM416 416c0 17.75-14.25 32-32 32-8.5 0-16.75-3.5-22.5-9.5l-85.75-85.5c-29.25 20.25-64.25 31-99.75 31-97.25 0-176-78.75-176-176s78.75-176 176-176 176 78.75 176 176c0 35.5-10.75 70.5-31 99.75l85.75 85.75c5.75 5.75 9.25 14 9.25 22.5z"></path></svg></span><span class="pojo-a11y-toolbar-text">Decrease Text</span> </a> 1991 </li> 1992 1993 <li class="pojo-a11y-toolbar-item"> 1994 <a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-background-group pojo-a11y-btn-grayscale" data-action="grayscale" data-action-group="schema" tabindex="-1" role="button"> 1995 <span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Grayscale</title><path fill="currentColor" d="M15.75 384h-15.75v-352h15.75v352zM31.5 383.75h-8v-351.75h8v351.75zM55 383.75h-7.75v-351.75h7.75v351.75zM94.25 383.75h-7.75v-351.75h7.75v351.75zM133.5 383.75h-15.5v-351.75h15.5v351.75zM165 383.75h-7.75v-351.75h7.75v351.75zM180.75 383.75h-7.75v-351.75h7.75v351.75zM196.5 383.75h-7.75v-351.75h7.75v351.75zM235.75 383.75h-15.75v-351.75h15.75v351.75zM275 383.75h-15.75v-351.75h15.75v351.75zM306.5 383.75h-15.75v-351.75h15.75v351.75zM338 383.75h-15.75v-351.75h15.75v351.75zM361.5 383.75h-15.75v-351.75h15.75v351.75zM408.75 383.75h-23.5v-351.75h23.5v351.75zM424.5 383.75h-8v-351.75h8v351.75zM448 384h-15.75v-352h15.75v352z"></path></svg></span><span class="pojo-a11y-toolbar-text">Grayscale</span> </a> 1996 </li> 1997 1998 <li class="pojo-a11y-toolbar-item"> 1999 <a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-background-group pojo-a11y-btn-high-contrast" data-action="high-contrast" data-action-group="schema" tabindex="-1" role="button"> 2000 <span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>High Contrast</title>
2000<path fill="currentColor" d="M192 360v-272c-75 0-136 61-136 136s61 136 136 136zM384 224c0 106-86 192-192 192s-192-86-192-192 86-192 192-192 192 86 192 192z"></path></svg></span><span class="pojo-a11y-toolbar-text">High Contrast</span> </a> 2001 </li> 2002 2003 <li class="pojo-a11y-toolbar-item"> 2004 <a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-background-group pojo-a11y-btn-negative-contrast" data-action="negative-contrast" data-action-group="schema" tabindex="-1" role="button"> 2005 2006 <span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Negative Contrast</title><path fill="currentColor" d="M416 240c-23.75-36.75-56.25-68.25-95.25-88.25 10 17 15.25 36.5 15.25 56.25 0 61.75-50.25 112-112 112s-112-50.25-112-112c0-19.75 5.25-39.25 15.25-56.25-39 20-71.5 51.5-95.25 88.25 42.75 66 111.75 112 192 112s149.25-46 192-112zM236 144c0-6.5-5.5-12-12-12-41.75 0-76 34.25-76 76 0 6.5 5.5 12 12 12s12-5.5 12-12c0-28.5 23.5-52 52-52 6.5 0 12-5.5 12-12zM448 240c0 6.25-2 12-5 17.25-46 75.75-130.25 126.75-219 126.75s-173-51.25-219-126.75c-3-5.25-5-11-5-17.25s2-12 5-17.25c46-75.5 130.25-126.75 219-126.75s173 51.25 219 126.75c3 5.25 5 11 5 17.25z"></path></svg></span><span class="pojo-a11y-toolbar-text">Negative Contrast</span> </a> 2007 </li> 2008 2009 <li class="pojo-a11y-toolbar-item"> 2010 <a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-background-group pojo-a11y-btn-light-background" data-action="light-background" data-action-group="schema" tabindex="-1" role="button"> 2011 <span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Light Background</title><path fill="currentColor" d="M184 144c0 4.25-3.75 8-8 8s-8-3.75-8-8c0-17.25-26.75-24-40-24-4.25 0-8-3.75-8-8s3.75-8 8-8c23.25 0 56 12.25 56 40zM224 144c0-50-50.75-80-96-80s-96 30-96 80c0 16 6.5 32.75 17 45 4.75 5.5 10.25 10.75 15.25 16.5 17.75 21.25 32.75 46.25 35.25 74.5h57c2.5-28.25 17.5-53.25 35.25-74.5 5-5.75 10.5-11 15.25-16.5 10.5-12.25 17-29 17-45zM256 144c0 25.75-8.5 48-25.75 67s-40 45.75-42 72.5c7.25 4.25 11.75 12.25 11.75 20.5 0 6-2.25 11.75-6.25 16 4 4.25 6.25 10 6.25 16 0 8.25-4.25 15.75-11.25 20.25 2 3.5 3.25 7.75 3.25 11.75 0 16.25-12.75 24-27.25 24-6.5 14.5-21 24-36.75 24s-30.25-9.5-36.75-24c-14.5 0-27.25-7.75-27.25-24 0-4 1.25-8.25 3.25-11.75-7-4.5-11.25-12-11.25-20.25 0-6 2.25-11.75 6.25-16-4-4.25-6.25-10-6.25-16 0-8.25 4.5-16.25 11.75-20.5-2-26.75-24.75-53.5-42-72.5s-25.75-41.25-25.75-67c0-68 64.75-112 128-112s128 44 128 112z"></path></svg></span><span class="pojo-a11y-toolbar-text">Light Background</span> </a> 2012 </li> 2013 2014 <li class="pojo-a11y-toolbar-item"> 2015 <a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-links-underline" data-action="links-underline" data-action-group="toggle" tabindex="-1" role="button"> 2016 <span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Links Underline</title><path fill="currentColor" d="M364 304c0-6.5-2.5-12.5-7-17l-52-52c-4.5-4.5-10.75-7-17-7-7.25 0-13 2.75-18 8 8.25 8.25 18 15.25 18 28 0 13.25-10.75 24-24 24-12.75 0-19.75-9.75-28-18-5.25 5-8.25 10.75-8.25 18.25 0 6.25 2.5 12.5 7 17l51.5 51.75c4.5 4.5 10.75 6.75 17 6.75s12.5-2.25 17-6.5l36.75-36.5c4.5-4.5 7-10.5 7-16.75zM188.25 127.75c0-6.25-2.5-12.5-7-17l-51.5-51.75c-4.5-4.5-10.75-7-17-7s-12.5 2.5-17 6.75l-36.75 36.5c-4.5 4.5-7 10.5-7 16.75 0 6.5 2.5 12.5 7 17l52 52c4.5 4.5 10.75 6.75 17 6.75 7.25 0 13-2.5 18-7.75-8.25-8.25-18-15.25-18-28 0-13.25 10.75-24 24-24 12.75 0 19.75 9.75 28 18 5.25-5 8.25-10.75 8.25-18.25zM412 304c0 19-7.75 37.5-21.25 50.75l-36.75 36.5c-13.5 13.5-31.75 20.75-50.75 20.75-19.25 0-37.5-7.5-51-21.25l-51.5-51.75c-13.5-13.5-20.75-31.75-20.75-50.75 0-19.75 8-38.5 22-52.25l-22-22c-13.75 14-32.25 22-52 22-19 0-37.5-7.5-51-21l-52-52c-13.75-13.75-21-31.75-21-51 0-19 7.75-37.5 21.25-50.75l36.75-36.5c13.5-13.5 31.75-20.75 50.75-20.75 19.25 0 37.5 7.5 51 21.25l51.5 51.75c13.5 13.5 20.75 31.75 20.75 50.75 0 19.75-8 38.5-22 52.25l22 22c13.7
20165-14 32.25-22 52-22 19 0 37.5 7.5 51 21l52 52c13.75 13.75 21 31.75 21 51z"></path></svg></span><span class="pojo-a11y-toolbar-text">Links Underline</span> </a> 2017 </li> 2018 2019 <li class="pojo-a11y-toolbar-item"> 2020 <a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-readable-font" data-action="readable-font" data-action-group="toggle" tabindex="-1" role="button"> 2021 <span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Readable Font</title><path fill="currentColor" d="M181.25 139.75l-42.5 112.5c24.75 0.25 49.5 1 74.25 1 4.75 0 9.5-0.25 14.25-0.5-13-38-28.25-76.75-46-113zM0 416l0.5-19.75c23.5-7.25 49-2.25 59.5-29.25l59.25-154 70-181h32c1 1.75 2 3.5 2.75 5.25l51.25 120c18.75 44.25 36 89 55 133 11.25 26 20 52.75 32.5 78.25 1.75 4 5.25 11.5 8.75 14.25 8.25 6.5 31.25 8 43 12.5 0.75 4.75 1.5 9.5 1.5 14.25 0 2.25-0.25 4.25-0.25 6.5-31.75 0-63.5-4-95.25-4-32.75 0-65.5 2.75-98.25 3.75 0-6.5 0.25-13 1-19.5l32.75-7c6.75-1.5 20-3.25 20-12.5 0-9-32.25-83.25-36.25-93.5l-112.5-0.5c-6.5 14.5-31.75 80-31.75 89.5 0 19.25 36.75 20 51 22 0.25 4.75 0.25 9.5 0.25 14.5 0 2.25-0.25 4.5-0.5 6.75-29 0-58.25-5-87.25-5-3.5 0-8.5 1.5-12 2-15.75 2.75-31.25 3.5-47 3.5z"></path></svg></span><span class="pojo-a11y-toolbar-text">Readable Font</span> </a> 2022 </li> 2023 <li class="pojo-a11y-toolbar-item"> 2024 <a href="#" class="pojo-a11y-toolbar-link pojo-a11y-btn-reset" data-action="reset" tabindex="-1" role="button"> 2025 <span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Reset</title><path fill="currentColor" d="M384 224c0 105.75-86.25 192-192 192-57.25 0-111.25-25.25-147.75-69.25-2.5-3.25-2.25-8 0.5-10.75l34.25-34.5c1.75-1.5 4-2.25 6.25-2.25 2.25 0.25 4.5 1.25 5.75 3 24.5 31.75 61.25 49.75 101 49.75 70.5 0 128-57.5 128-128s-57.5-128-128-128c-32.75 0-63.75 12.5-87 34.25l34.25 34.5c4.75 4.5 6 11.5 3.5 17.25-2.5 6-8.25 10-14.75 10h-112c-8.75 0-16-7.25-16-16v-112c0-6.5 4-12.25 10-14.75 5.75-2.5 12.75-1.25 17.25 3.5l32.5 32.25c35.25-33.25 83-53 132.25-53 105.75 0 192 86.25 192 192z"></path></svg></span> 2026 <span class="pojo-a11y-toolbar-text">Reset</span> 2027 </a> 2028 </li> 2029 </ul> 2030 <ul class="pojo-a11y-toolbar-items pojo-a11y-links"> 2031 <li class="pojo-a11y-toolbar-item"> 2032 <a href="https://www.esserlaw.com/sitemap/" class="pojo-a11y-toolbar-link pojo-a11y-link-sitemap" tabindex="-1" role="button"> 2033 <span class="pojo-a11y-toolbar-icon"><svg version="1.1" xmlns="http://www.w3.org/2000/svg" width="1em" viewBox="0 0 448 448"><title>Sitemap</title><path fill="currentColor" d="M448 312v80c0 13.25-10.75 24-24 24h-80c-13.25 0-24-10.75-24-24v-80c0-13.25 10.75-24 24-24h24v-48h-128v48h24c13.25 0 24 10.75 24 24v80c0 13.25-10.75 24-24 24h-80c-13.25 0-24-10.75-24-24v-80c0-13.25 10.75-24 24-24h24v-48h-128v48h24c13.25 0 24 10.75 24 24v80c0 13.25-10.75 24-24 24h-80c-13.25 0-24-10.75-24-24v-80c0-13.25 10.75-24 24-24h24v-48c0-17.5 14.5-32 32-32h128v-48h-24c-13.25 0-24-10.75-24-24v-80c0-13.25 10.75-24 24-24h80c13.25 0 24 10.75 24 24v80c0 13.25-10.75 24-24 24h-24v48h128c17.5 0 32 14.5 32 32v48h24c13.25 0 24 10.75 24 24z"></path></svg></span><span class="pojo-a11y-toolbar-text">Sitemap</span> </a> 2034 </li> 2035 </ul> 2036 </div> 2037 </div> 2038 </nav> 2039
2039<script> 2040gform.initializeOnLoaded( function() { jQuery(document).on('gform_post_render', function(event, formId, currentPage){if(formId == 3) {gf_global["number_formats"][3] = {"1":{"price":false,"value":false},"2":{"price":false,"value":false},"8":{"price":false,"value":false},"6":{"price":false,"value":false},"9":{"price":false,"value":false},"4":{"price":false,"value":false}};if(window['jQuery']){if(!window['gf_form_conditional_logic'])window['gf_form_conditional_logic'] = new Array();window['gf_form_conditional_logic'][3] = { logic: { 0: {"field":{"actionType":"hide","logicType":"any","rules":[{"fieldId":"4","operator":"contains","value":"http"},{"fieldId":"4","operator":"contains","value":"@"},{"fieldId":"4","operator":"contains","value":".com"},{"fieldId":"4","operator":"contains","value":"www"},{"fieldId":"4","operator":"contains","value":".org"},{"fieldId":"4","operator":"contains","value":"seo"},{"fieldId":"4","operator":"contains","value":"fine print"}],"enabled":true},"section":null} }, dependents: { 0: [0] }, animation: 0, defaults: [], fields: {"1":[],"2":[],"8":[],"6":[],"9":[],"4":[0]} }; if(!window['gf_number_format'])window['gf_number_format'] = 'decimal_dot';jQuery(document).ready(function(){gform.utils.trigger({ event: 'gform/conditionalLogic/init/start', native: false, data: { formId: 3, fields: null, isInit: true } });gf_apply_rules(3, [0], true);jQuery('#gform_wrapper_3').show();jQuery('#gform_wrapper_3 form').css('opacity', '');jQuery(document).trigger('gform_post_conditional_logic', [3, null, true]);gform.utils.trigger({ event: 'gform/conditionalLogic/init/end', native: false, data: { formId: 3, fields: null, isInit: true } });} );} if(typeof Placeholders != 'undefined'){ 2041 Placeholders.enable(); 2042 }} } );jQuery(document).on('gform_post_conditional_logic', function(event, formId, fields, isInit){} ) } ); 2043</script>
vendor: 1 bytes, line 2043
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