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128<script type="application/ld+json">{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"What is a cap rate?","acceptedAnswer":{"@type":"Answer","text":"Cap rate (capitalization rate) is net operating income divided by purchase price. It tells you the unleveraged return a property generates. A $300,000 property producing $18,000 NOI has a 6% cap rate. It's the most common metric for comparing rental properties because it strips out financing and gives you an apples-to-apples comparison."}},{"@type":"Question","name":"What is a good cap rate for rental property?","acceptedAnswer":{"@type":"Answer","text":"For residential rentals, 5-8% is generally considered solid. Above 8% is excellent but often comes with higher risk (rougher neighborhoods, older buildings, declining markets). Below 5% is common in expensive metros where investors rely more on appreciation than cash flow."}},{"@type":"Question","name":"How is cap rate different from cash-on-cash return?","acceptedAnswer":{"@type":"Answer","text":"Cap rate ignores financing â it measures the property's return as if you paid all cash. Cash-on-cash return measures your actual return on the cash you invested, factoring in your mortgage. A property with a 6% cap rate could yield a 12% cash-on-cash return with leverage."}},{"@type":"Question","name":"What is the 1% rule in real estate?","acceptedA
128nswer":{"@type":"Answer","text":"The 1% rule says monthly rent should be at least 1% of the purchase price. A $200,000 property should rent for at least $2,000/month. It's a quick screening tool â many successful rentals don't pass the 1% rule, especially in higher-priced markets."}},{"@type":"Question","name":"What is the BRRRR strategy?","acceptedAnswer":{"@type":"Answer","text":"BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat. You buy a distressed property below market value, renovate it, rent it out, then do a cash-out refinance based on the new appraised value to pull out most or all of your original capital and repeat the process."}},{"@type":"Question","name":"Where does CapRateCity get its data?","acceptedAnswer":{"@type":"Answer","text":"Our city-level data draws from publicly available sources including U.S. Census Bureau population and income figures, Zillow Home Value Index for median prices, HUD Fair Market Rents, and state/county tax assessor records. Data is updated periodically."}}]}</script>
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128<div style="min-height:100vh;background:#F8F6F1"><header style="background:#FFFFFF;position:sticky;top:0;z-index:50;border-bottom:1px solid #EDEBE5"><div class="crc-masthead-eyebrow" style="border-bottom:1px solid #EDEBE5;padding:5px 24px;display:flex;justify-content:space-between;align-items:center;font-family:'JetBrains Mono', monospace;font-size:10.5px;color:#9CA3AF;letter-spacing:0.18em;text-transform:uppercase"><span>CapRateCity · <!-- -->Vol. II<!-- --> <!-- -->No. 32</span><span>Established <!-- -->2025</span><span style="display:flex;align-items:center;gap:6px"><span style="width:6px;height:6px;border-radius:50%;background:#1B6B4A"></span>775 US Markets Tracked</span></div><div style="padding:14px 24px 10px;text-align:center;position:relative"><a href="/" style="text-decoration:none;display:inline-flex;align-items:center;gap:14px;justify-content:center"><svg width="44" height="44" viewBox="0 0 40 40" fill="none" aria-hidden="true" style="display:block;flex-shrink:0"><path d="M 20 1 A 19 19 0 1 1 19.5 1.05" stroke="#A88835" stroke-width="0.9" fill="none" stroke-linecap="round"></path><circle cx="20" cy="20" r="16.2" stroke="#A88835" stroke-width="0.6" fill="none"></circle><text x="20" y="25.4" text-anchor="middle" font-family="'Fraunces', serif" font-size="14.5" font-weight="700" font-style="italic" fill="#1B6B4A" style="font-feature-settings:'ss01' 1, 'dlig' 1">CR</text><line x1="13.5" y1="11.2" x2="15" y2="13" stroke="#A88835" stroke-width="0.6" stroke-linecap="round"></line><circle cx="13.5" cy="11.2" r="0.5" fill="#A88835"></circle><circle cx="15" cy="13" r="0.5" fill="#A88835"></circle></svg><div style="font-family:'Fraunces', serif;font-size:32px;font-weight:800;color:#0F1419;letter-spacing:-0.02em;line-height:1;font-feature-settings:'ss01' 1, 'dlig' 1">Cap<span style="font-style:italic;color:#1B6B4A;font-weight:700">Rate</span>City</div><div class="crc-masthead-eyebrow" style="margin-top:6px;font-family:'Outfit', sans-serif;font-size:11px;color:#6B7280;letter-spacing:0.2em;text-transform:uppercase;font-style:italic">An independent investor's notebook on US rental markets.</div></a><div style="margin:12px auto 0;height:1px;max-width:320px;background:linear-gradient(90deg, transparent, #C9B574, transparent)"></div></div><nav style="border-top:1px solid #EDEBE5;padding:10px 16px"><div class="crc-nav-scroll" style="display:flex;justify-content:center;gap:26px;overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:none;-ms-overflow-style:none"><a href="/" style="font-family:'Outfit', sans-serif;font-size:13px;font-weight:500;color:#3D4551;text-decoration:none;white-space:nowrap;padding-bottom:2px;position:relative;border-bottom:2px solid transparent">Markets Home</a><a href="/markets" style="font-family:'Outfit', sans-serif;font-size:13px;font-weight:500;color:#3D4551;text-decoration:none;white-space:nowrap;padding-bottom:2px;position:relative;border-bottom:2px solid transparent">All Cities</a><a href="/best" style="font-family:'Outfit', sans-serif;font-size:13px;font-weight:500;color:#3D4551;text-decoration:none;white-space:nowrap;padding-bottom:2px;position:relative;border-bottom:2px solid transparent">Rankings</a><a href="/states" style="font-family:'Outfit', sans-serif;font-size:13px;font-weight:500;color:#3D4551;text-decoration:none;white-space:nowrap;padding-bottom:2px;position:relative;border-bottom:2px solid transparent">By State</a><a href="/cap-rate-calculator" style="font-family:'Outfit', sans-serif;font-size:13px;font-weight:500;color:#3D4551;text-decoration:none;white-space:nowrap;padding-bottom:2px;position:relative;border-bottom:2px solid transparent">Calculators</a><a href="/tools" style="font-family:'Outfit', sans-serif;font-size:13px;font-weight:500;color:#3D4551;text-decoration:none;white-space:nowrap;padding-bottom:2px;position:relative;border-bottom:2px solid transparent">Tools</a><a href="/blog" style="font-family:'Outfit', sans-serif;font-size:13px;font-weight:500;color:#3D4551;text-decoration:none;white-space:nowrap;padding-bottom:2px;position:relative;border-bottom:2px solid transparent">Notebook</a><a href="/about" style="font-family:'Outfit', sans-serif;font-size:13px;font-weight:500;color:#1B6B4A;text-decoration:none;white-space:nowrap;padding-bottom:2px;position:relative;border-bottom:2px solid #1B6B4A">About</a></div></nav></header><div style="max-width:740px;margin:0 auto;padding:40px 28px 64px"><div style="text-align:center;margin-bottom:40px"><div style="display:inline-flex;align-items:center;gap:12px;margin-bottom:12px"><div style="width:48px;height:48px;border-radius:12px;background:linear-gradient(135deg,#1B6B4A,#134B35);display:flex;align-items:center;justify-content:center"><span style="color:#fff;font-size:22px;font-weight:800;font-family:'JetBrains Mono', monospace">N</span></div><h1 style="font-family:'Fraunces', serif;font-size:36px;margin:0;font-weight:800;color:#0F1419">NumbersLab</h1></div><p style="font-size:18px;color:#1B6B4A;font-weight:600;margin:0 0 8px;font-family:'Outfit', sans-serif">Data-driven financial tools and analysis</p><p style="font-size:15px;color:#3D4551;margin:0;line-height:1.6;font-family:'Outfit', sans-serif;max-width:540px;margin-left:auto;margin-right:auto">Free calculators and comparison tools for real estate investing, mortgages, taxes, and insurance â built on real market data, not estimates.</p></div><div style="font-size:15.5px;color:#3D4551;line-height:1.85;font-family:'Outfit', sans-serif"><h2 style="font-family:'Fraunces', serif;font-size:24px;margin:0 0 14px;font-weight:700;color:#0F1419">Our Mission</h2><p style="margin:0 0 16px">NumbersLab builds free financial tools that use institutional-grade data sources â the same data that banks, REITs, and economists rely on â and makes it accessible to everyone. We believe financial decisions should be based on real numbers, not guesswork. Whether you're analyzing a rental property, comparing mortgage options, estimating your tax liability, or shopping for insurance, you deserve accurate data and transparent methodology without paying $50â$200/month for a subscription.</p><p style="margin:0 0 16px">Every tool we build follows three principles: use <strong>real data from authoritative sources</strong> (Zillow ZHVI/ZORI for home values and rents, IRS tax brackets for income tax, NAIC rate filings for insurance costs, Census Bureau for demographics), run <strong>the actual math</strong> with conservative assumptions (not simplified estimates that inflate returns), and make it <strong>free for everyone</strong>
128 with no signup walls, no paywalls, and no lead-gen tricks.</p><p style="margin:0 0 16px">Across our four sites, we track data for <!-- -->775<!-- -->+ metro areas across <!-- -->51<!-- --> states, serve hundreds of thousands of users, and provide the tools people need to make smarter financial decisions. We also publish <a href="https://the-numbers-letter.beehiiv.com" target="_blank" rel="noopener" style="color:#1B6B4A;font-weight:600;text-decoration:none">The Numbers Letter</a>, a free weekly newsletter with market analysis and investment insights, and share educational content on our <a href="https://www.youtube.com/channel/UCv_nT1p1VrwK60D-WFFxxgw" target="_blank" rel="noopener" style="color:#1B6B4A;font-weight:600;text-decoration:none">YouTube channel</a>.</p><h2 id="jake-mcewen" style="font-family:'Fraunces', serif;font-size:24px;margin:36px 0 14px;font-weight:700;color:#0F1419">Who Runs This Site</h2><p style="margin:0 0 16px">CapRateCity is built and edited by <strong>Jake McEwen</strong>, founder of NumbersLab. Jake is the single writer, researcher, and developer behind every calculator, data table, and article on this site â there is no anonymous editorial team, no AI-generated guides, and no offshore content farm. If a page on CapRateCity contains an error, it's Jake's responsibility and his email above is the right channel to report it.</p><p style="margin:0 0 16px">Jake started CapRateCity because most rental-property analysis tools available to retail investors fell into one of two categories: free tools with simplified math that produced misleadingly high cap rates by ignoring vacancy, taxes, insurance, and capex, or institutional-grade tools (CoStar, Yardi, etc.) that cost $200â$2,000/month and were out of reach for individual investors. The thesis: build something that uses the same underlying data sources institutional investors use (Zillow ZHVI/ZORI, Census ACS, county tax records), run the actual cap-rate and cash-on-cash math the way underwriters do, and give it away free.</p><p style="margin:0 0 16px">Connect with Jake on <a href="https://www.linkedin.com/in/jacob-mcewen-1a39b2136" target="_blank" rel="noopener" style="color:#1B6B4A;font-weight:600;text-decoration:none">LinkedIn</a> or email <a href="mailto:[email protected]" style="color:#1B6B4A;font-weight:600;text-decoration:none">[email protected]</a>. NumbersLab also operates <a href="https://mortgagemathlab.com" target="_blank" rel="noopener" style="color:#1B6B4A;font-weight:600;text-decoration:none">MortgageMathLab</a>, <a href="https://takehometax.com" target="_blank" rel="noopener" style="color:#1B6B4A;font-weight:600;text-decoration:none">TakeHomeTax</a>, and <a href="https://insurancecostcity.com" target="_blank" rel="noopener" style="color:#1B6B4A;font-weight:600;text-decoration:none">InsuranceCostCity</a>.</p><p style="margin:0 0 16px;font-size:13.5px;color:#6B7280">CapRateCity is an educational resource. Jake is not a licensed real estate agent, broker, financial advisor, or tax professional, and n
128othing on this site is advice. See our <a href="/disclaimer" style="color:#1B6B4A;font-weight:600;text-decoration:none">disclaimer</a> for the full statement.</p><h2 style="font-family:'Fraunces', serif;font-size:24px;margin:36px 0 14px;font-weight:700;color:#0F1419">Editorial Process</h2><p style="margin:0 0 16px">Every article on CapRateCity is written by Jake McEwen, manually researched, and reviewed before publishing. The editorial process is unusually transparent because the site is run by one person:</p><ul style="margin:0 0 16px;padding-left:22px;line-height:1.8"><li><strong>Research first.</strong> Each guide starts from primary sources â IRS publications for tax content, lender rate sheets and loan program documentation for financing content, Zillow research papers for housing data, BLS / Census for demographic content. We don't aggregate other blogs.</li><li><strong>Worked examples.</strong> Where the math matters (cap rate, BRRRR, DSCR, depreciation, 1031), the article includes a worked example with real numbers â not a hand-wave at the formula.</li><li><strong>Internal review against calculators.</strong> If an article describes how to calculate a metric, the corresponding calculator on the site uses the exact same formula. Inconsistencies are bugs.</li><li><strong>Corrections welcome.</strong> Spot something wrong? Email <a href="mailto:[email protected]" style="color:#1B6B4A;font-weight:600;text-decoration:none">[email protected]</a> with the URL and the fix. See our <a href="/corrections-policy" style="color:#1B6B4A;font-weight:600;text-decoration:none">corrections policy</a> for how corrections are handled.</li><li><strong>Dated content.</strong> Every article displays a publish date and "Updated" date so readers can judge freshness. Editorial standards documented in our <a href="/editorial-policy" style="color:#1B6B4A;font-weight:600;text-decoration:none">editorial policy</a>.</li></ul><h2 style="font-family:'Fraunces', serif;font-size:24px;margin:36px 0 14px;font-weight:700;color:#0F1419">How We Update Data</h2><p style="margin:0 0 16px">Market data underlying the <!-- -->775<!-- --> city pages is refreshed periodically â typically when Zillow publishes a new ZHVI/ZORI release or when county tax rates change. The "Updated" date on each ranking, city, and state page reflects the last time the underlying dataset was re-ingested. Editorial content (blog posts, guides) is updated when the regulatory landscape changes â new IRS rules, new loan program limits, changing FHFA conventional conforming caps, etc.</p><p style="margin:0 0 16px">We never silently change historical content. Material updates to a previously-published article result in a new "Updated" date and, where the substance changes, a corrections note. Full methodology in <a href="/data-methodology" style="color:#1B6B4A;font-weight:600;text-decoration:none">Data Methodology</a>.</p><h2 style="font-family:'Fraunces', serif;font-size:24px;margin:36px 0 14px;font-weight:700;color:#0F1419">What's Covered Today</h2><div style="display:grid;grid-template-columns:repeat(4, 1fr);gap:10px;margin-bottom:20px" class="crc-4col"><div style="padding:16px 14px;background:#FFFFFF;border-radius:10px;border:1px solid #EDEBE5;text-align:center"><div style="font-family:'Fraunces', serif;font-size:26px;font-weight:800;color:#1B6B4A">775+</div><div style="font-size:12px;font-weight:600;color:#6B7280;text-transform:uppercase;letter-spacing:0.5px;margin-top:2px">US cities tracked</div></div><div style="padding:16px 14px;background:#FFFFFF;border-radius:10px;border:1px solid #EDEBE5;text-align:center"><div style="font-family:'Fraunces', serif;font-size:26px;font-weight:800;color:#1B6B4A">51</div><div style="font-size:12px;font-weight:600;color:#6B7280;text-transform:uppercase;letter-spacing:0.5px;margin-top:2px">states covered</div></div><div style="padding:16px 14px;background:#FFFFFF;border-radius:10px;border:1px solid #EDEBE5;text-align:center"><div style="font-family:'Fraunces', serif;font-size:26px;font-weight:800;color:#1B6B4A">50+</div><div style="font-size:12px;font-weight:600;color:#6B7280;text-transform:uppercase;letter-spacing:0.5px;margin-top:2px">data-driven rankings</div></div><div style="padding:16px 14px;background:#FFFFFF;border-radius:10px;border:1px solid #EDEBE5;text-align:center"><div style="font-family:'Fraunces', serif;font-size:26px;font-weight:800;color:#1B6B4A">87+</div><div style="font-size:12px;font-weight:600;color:#6B7280;text-transform:uppercase;letter-spacing:0.5px;margin-top:2px">long-form guides</div></div></div><p style="margin:0 0 16px">Coverage continues to expand. New rankings, expanded city editorial, and updated calculators ship roughly weekly. The most reliable way to keep up is to subscribe to The Numbers Letter (below).</p><h2 style="font-family:'Fraunces', serif;font-size:24px;
128margin:36px 0 14px;font-weight:700;color:#0F1419">Our Tools</h2><p style="margin:0 0 16px">NumbersLab maintains a portfolio of free financial tools, each focused on a specific domain. Together, they cover the full spectrum of financial decisions that homeowners, renters, and real estate investors face:</p><div style="display:grid;gap:12px;margin:0 0 16px"><a href="https://www.capratecity.com" style="display:block;padding:18px 22px;background:#E8F5EE;border-radius:12px;border:1px solid #B8E0CC;text-decoration:none;box-shadow:0 1px 2px rgba(15,20,25,0.04), 0 4px 12px rgba(15,20,25,0.03)"><div style="font-size:16px;font-weight:700;color:#1B6B4A;font-family:'Outfit', sans-serif">CapRateCity.com</div><div style="font-size:14px;color:#3D4551;margin-top:4px;line-height:1.55">Cap rate calculators and rental property analysis for 775+ US markets. Powered by Zillow ZHVI/ZORI data.</div></a><a href="https://mortgagemathlab.com" target="_blank" rel="noopener" style="display:block;padding:18px 22px;background:#FFFFFF;border-radius:12px;border:1px solid #E5E1D8;text-decoration:none;box-shadow:0 1px 2px rgba(15,20,25,0.04), 0 4px 12px rgba(15,20,25,0.03)"><div style="font-size:16px;font-weight:700;color:#0F1419;font-family:'Outfit', sans-serif">MortgageMathLab.com</div><div style="font-size:14px;color:#3D4551;margin-top:4px;line-height:1.55">Mortgage calculators, monthly payment breakdowns, affordability tools, and homebuyer guides.</div></a><a href="https://takehometax.com" target="_blank" rel="noopener" style="display:block;padding:18px 22px;background:#FFFFFF;border-radius:12px;border:1px solid #E5E1D8;text-decoration:none;box-shadow:0 1px 2px rgba(15,20,25,0.04), 0 4px 12px rgba(15,20,25,0.03)"><div style="font-size:16px;font-weight:700;color:#0F1419;font-family:'Outfit', sans-serif">TakeHomeTax.com</div><div style="font-size:14px;color:#3D4551;margin-top:4px;line-height:1.55">Take-home pay calculators and state-by-state tax comparison using real IRS brackets.</div></a><a href="https://insurancecostcity.com" target="_blank" rel="noopener" style="display:block;padding:18px 22px;background:#FFFFFF;border-radius:12px;border:1px solid #E5E1D8;text-decoration:none;box-shadow:0 1px 2px rgba(15,20,25,0.04), 0 4px 12px rgba(15,20,25,0.03)"><div style="font-size:16px;font-weight:700;color:#0F1419;font-family:'Outfit', sans-serif">InsuranceCostCity.com</div><div style="font-size:14px;color:#3D4551;margin-top:4px;line-height:1.55">Insurance cost comparison across 700+ cities â homeowners, renters, landlord, and auto. Built on NAIC rate filing data.</div></a></div><p style="margin:0 0 16px">We also build a <a href="/extension" style="color:#1B6B4A;font-weight:600;text-decoration:none">free Chrome extension</a> that shows cap rate, cash flow, and investment returns on every Zillow and Redfin listing â right on the page. No copy-pasting into spreadsheets.</p><h2 style="font-family:'Fraunces', serif;font-size:24px;margin:36px 0 14px;font-weight:700;color:#0F1419">Our Data Sources</h2><p style="margin:0 0 16px">Accuracy is everything. Bad data leads to bad decisions. Here's what powers our tools:</p><div style="display:grid;gap:10px;margin:0 0 16px"><div style="padding:14px 18px;background:#FFFFFF;border-radius:10px;border:1px solid #EDEBE5"><div style="display:flex;justify-content:space-between;margin-bottom:4px;flex-wrap:wrap;gap:4px"><span style="font-size:14px;font-weight:700;color:#0F1419">Home Prices</span><span style="font-size:12px;font-weight:600;color:#1B6B4A">Zillow Home Value Index (ZHVI)</span></div><div style="font-size:13px;color:#3D4551;line-height:1.6">Metro-level, smoothed and seasonally adjusted median home values â the same index used by economists, banks, and institutional investors.</div></div><div style="padding:14px 18px;background:#FFFFFF;border-radius:10px;border:1px solid #EDEBE5"><div style="display:flex;justify-content:space-between;margin-bottom:4px;flex-wrap:wrap;gap:4px"><span style="font-size:14px;font-weight:700;color:#0F1419">Rental Rates</span><span style="font-size:12px;font-weight:600;color:#1B6B4A">Zillow Observed Rent Index (ZORI)</span></div><div style="font-size:13px;color:#3D4551;line-height:1.6">Metro-level median rents based on observed listing data, covering single-family and multifamily properties.</div></div><div style="padding:14px 18px;background:#FFFFFF;border-radius:10px;border:1px solid #EDEBE5"><div style="display:flex;justify-content:space-between;margin-bottom:4px;flex-wrap:wrap;gap:4px"><span style="font-size:14px;font-weight:700;color:#0F1419">Tax Data</span><span style="font-size:12px;font-weight:600;color:#1B6B4A">IRS & State Revenue Departments</span></div><div style="font-size:13px;color:#3D4551;line-height:1.6">Federal tax brackets, standard deductions, and state income tax rates from official government sources.</div></div><div style="padding:14px 18px;background:#FFFFFF;border-radius:10px;border:1px solid #EDEBE5"><div style="display:flex;justify-content:space-between;margin-bottom:4px;flex-wrap:wrap;gap:4px"><span style="font-size:14px;font-weight:700;color:#0F1419">Insurance Costs</span><span style="font-size:12px;font-weight:600;color:#1B6B4A">NAIC Rate Filings</span></div><div style="font-size:13px;color:#3D4551;line-height:1.6">State-level insurance premiums from the National Association of Insurance Commissioners, the industry's primary data source.</div></div><div style="padding:14px 18px;background:#FFFFFF;border-radius:10px;border:1px solid #EDEBE5"><div style="display:flex;justify-content:space-between;margin-bottom:4px;flex-wrap:wrap;gap:4px"><span style="font-size:14px;font-weight:700;color:#0F1419">Property Taxes</span><span style="font-size:12px;font-weight:600;color:#1B6B4A">County Assessor Data</span></div><div style="font-size:13px;color:#3D4551;line-height:1.6">Effective property tax rates compiled from state and county assessor records, reflecting actual tax burdens.</div></div><div style="padding:14px 18px;background:#FFFFFF;border-radius:10px;border:1px solid #EDEBE5"><div style="display:flex;justify-content:space-between;margin-bottom:4px;flex-wrap:wrap;gap:4px"><span style="font-size:14px;font-weight:700;color:#0F1419">Demographics</span><span style="font-size:12px;font-weight:600;color:#1B6B4A">US Census Bureau</span></div><div style="font-size:13px;color:#3D4551;line-height:1.6">American Community Survey estimates for population, household income, and demographic data at the metro level.</div></div></div><h2 style="font-family:'Fraunces', serif;font-size:24px;
128margin:36px 0 14px;font-weight:700;color:#0F1419">The Numbers Letter</h2><p style="margin:0 0 16px">Our free weekly newsletter for investors and anyone interested in financial data. Each week: market analysis, highest cap rate cities, emerging investment opportunities, deal breakdowns with real numbers, and tools updates. No spam, no fluff â just data.</p><a href="https://the-numbers-letter.beehiiv.com" target="_blank" rel="noopener" style="display:inline-block;background:#1B6B4A;color:#fff;border-radius:8px;padding:12px 24px;font-size:14px;font-weight:600;text-decoration:none;font-family:'Outfit', sans-serif">Subscribe to The Numbers Letter â</a><h2 style="font-family:'Fraunces', serif;font-size:24px;margin:36px 0 14px;font-weight:700;color:#0F1419">YouTube</h2><p style="margin:0 0 16px">Market analysis, calculator walkthroughs, and data-driven financial content on our <a href="https://www.youtube.com/channel/UCv_nT1p1VrwK60D-WFFxxgw" target="_blank" rel="noopener" style="color:#1B6B4A;font-weight:600;text-decoration:none">YouTube channel</a>.</p><h2 style="font-family:'Fraunces', serif;font-size:24px;margin:36px 0 14px;font-weight:700;color:#0F1419">Contact</h2><p style="margin:0 0 16px">Questions, feedback, data corrections, or partnership inquiries â we'd love to hear from you.</p><div style="padding:16px 20px;background:#FFFFFF;border-radius:12px;border:1px solid #E5E1D8;display:grid;gap:8px"><div style="display:flex;gap:10px;align-items:center"><span style="font-size:13px;font-weight:600;color:#0F1419;min-width:70px">Email</span><a href="mailto:[email protected]" style="font-size:14px;color:#1B6B4A;font-weight:600;text-decoration:none">[email protected]</a></div><div style="display:flex;gap:10px;align-items:center"><span style="font-size:13px;font-weight:600;color:#0F1419;min-width:70px">Newsletter</span><a href="https://the-numbers-letter.beehiiv.com" target="_blank" rel="noopener" style="font-size:14px;color:#1B6B4A;font-weight:600;text-decoration:none">The Numbers Letter</a></div><div style="display:flex;gap:10px;align-items:center"><span style="font-size:13px;font-weight:600;color:#0F1419;min-width:70px">YouTube</span><a href="https://www.youtube.com/channel/UCv_nT1p1VrwK60D-WFFxxgw" target="_blank" rel="noopener" style="font-size:14px;color:#1B6B4A;font-weight:600;text-decoration:none">NumbersLab on YouTube</a></div></div><h2 style="font-family:'Fraunces', serif;font-size:24px;margin:36px 0 14px;font-weight:700;color:#0F1419">Disclaimers & Policies</h2><p style="margin:0 0 16px">CapRateCity provides market-level estimates for educational use only. We are not licensed real estate agents, brokers, financial advisors, or tax professionals. Always consult qualified professionals before making financial decisions. Past performance and historical data do not guarantee future results.</p><p style="margin:0">For details, see our <a href="/disclaimer" style="color:#1B6B4A;font-weight:600;text-decoration:none">disclaimer</a>,<!-- --> <a href="/data-methodology" style="color:#1B6B4A;font-weight:600;text-decoration:none">data methodology</a>,<!-- --> <a href="/editorial-policy" style="color:#1B6B4A;font-weight:600;text-decoration:none">editorial policy</a>,<!-- --> <a href="/affiliate-disclosure" style="color:#1B6B4A;font-weight:600;text-decoration:none">affiliate disclosure</a>, and<!-- --> <a href="/corrections-policy" style="color:#1B6B4A;font-weight:600;text-decoration:none">corrections policy</a>.</p></div><div style="margin-top:40px"><div style="padding:28px 32px;background:#0F1419;border-radius:14px;color:#fff;position:relative;overflow:hidden"><div style="position:absolute;top:-40px;right:-40px;width:120px;height:120px;border-radius:50%;background:rgba(255,255,255,0.02)"></div><div style="font-family:'Fraunces', serif;font-size:20px;font-weight:600;margin-bottom:4px">The CapRateCity Report</div><div style="font-size:13.5px;opacity:0.5;margin-bottom:16px;font-family:'Outfit', sans-serif;line-height:1.5">Weekly market analysis: highest cap rate cities, emerging markets, and deal breakdowns. 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