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363 <span>Rating Crediticio</span> 364 </a> 365 </li> 366 367 <li role="presentation" class=" px-0"> 368 <a role="menuitem" href="/rating-esg" class="nav-link list-group-item list-group-item-action border-0 rounded-0 px-4 text-wrap "> 369 <span>Rating ESG</span> 370 </a> 371 </li> 372 373 <li role="presentation" class=" px-0"> 374 <a role="menuitem" href="/auditoria-de-cartera" class="nav-link list-group-item list-group-item-action border-0 rounded-0 px-4 text-wrap "> 375 <span>AuditorÃa de cartera</span> 376 </a> 377 </li> 378 379 <li role="presentation" class=" px-0"> 380 <a role="menuitem" href="/certificacion-en-proteccion-al-cliente" class="nav-link list-group-item list-group-item-action border-0 rounded-0 px-4 text-wrap "> 381 <span>Certificación de Protección al Cliente</span> 382 </a> 383 </li> 384 385 <li role="presentation" class=" px-0"> 386 <a role="menuitem" href="/diagnosticos-especializados" class="nav-link list-group-item list-group-item-action border-0 rounded-0 px-4 text-wrap "> 387 <span>Diagnósticos especializados</span> 388 </a> 389 </li> 390 391 <li role="presentation" class=" px-0"> 392 <a role="menuitem" href="/microrate-research" class="nav-link list-group-item list-group-item-action border-0 rounded-0 px-4 text-wrap "> 393 <span>Microrate Research</span> 394 </a> 395 </li> 396 397 <li role="presentation" class=" px-0"> 398 <a role="menuitem" href="/seminarios" class="nav-link list-group-item list-group-item-action border-0 rounded-0 px-4 text-wrap "> 399 <span>Seminarios</span> 400 </a> 401 </li> 402 </ul> 403 </div> 404 </div> 405 406 </li> 407 408 <li role="presentation" class="nav-item border-top px-0"> 409 <a role="menuitem" href="/reportes" class="nav-link p-3 text-wrap "> 410 <span>Reportes</span> 411 </a> 412 </li> 413 414 <li role="presentation" class="nav-item border-top px-0"> 415 <a role="menuitem" href="/contacto" class="nav-link p-3 text-wrap "> 416 <span>Contáctenos</span> 417 </a> 418 </li> 419 420 <li role="presentation" class="nav-item border-top border-bottom px-0"> 421 <a role="menuitem" href="/blog" class="nav-link p-3 text-wrap "> 422 <span>Blog</span> 423 </a> 424 </li> 425 426 </ul> 427 </li> 428 429 <li class=""> 430 <div data-name="Text" class="s_text_block mt-2"> 431 <a href="http://wa.me/+51989614665" class="nav-link o_nav-link_secondary p-2"> 432 <i class="fa fa-whatsapp fa-fw me-1 fa-1x" style="color: rgb(0, 255, 0);"></i> 433 <span class="o_force_ltr"><small>+51 989 614 665</small></span></a> 434 </div> 435 </li> 436 437 </ul> 438 <ul class="navbar-nav gap-2 mt-3 w-100"> 439 440 <li data-name="Language Selector" class="o_header_language_selector "> 441 <div class="js_language_selector dropup dropdown d-print-none"> 442 <button type="button" data-bs-toggle="dropdown" aria-haspopup="true" aria-expanded="true" class="border-0 dropdown-toggle nav-link d-flex align-items-center w-100"> 443 <img class="o_lang_flag me-2" src="/base/static/img/country_flags/es.png?height=25" alt="" loading="lazy"/> 444 <span class="me-auto small"> Español</span> 445 </button> 446 <div role="menu" class="dropdown-menu w-100"> 447 <a class="dropdown-item js_change_lang " role="menuitem" href="/en" data-url_code="en" title="English (US)"> 448 <img class="o_lang_flag me-2" src="/base/static/img/country_flags/us.png?height=25" alt="" loading="lazy"/> 449 <span class="me-auto small">English (US)</span> 450 </a> 451 <a class="dropdown-item js_change_lang " role="menuitem" href="/pt" data-url_code="pt" title=" Português"> 452 <img class="o_lang_flag me-2" src="/base/static/img/country_flags/pt.png?height=25" alt="" loading="lazy"/>
453 <span class="me-auto small"> Português</span> 454 </a> 455 <a class="dropdown-item js_change_lang active" role="menuitem" href="" data-url_code="es" title=" Español"> 456 <img class="o_lang_flag me-2" src="/base/static/img/country_flags/es.png?height=25" alt="" loading="lazy"/> 457 <span class="me-auto small"> Español</span> 458 </a> 459 </div> 460 </div> 461 </li> 462 463 464 465 </ul> 466 </div> 467 </div> 468 </div> 469 470 </nav> 471 </div> 472 </header> 473 <main> 474 475 <div id="wrap" class="oe_structure"><section class="s_carousel_wrapper p-0 o_half_screen_height" data-vxml="001" data-vcss="001" data-snippet="s_carousel" data-name="Carrusel"> 476 <div class="s_carousel carousel o_colored_level o_cc o_cc1 slide s_parallax_no_overflow_hidden pointer-event s_carousel_boxed oe_img_bg o_bg_img_center o_bg_img_origin_border_box" data-bs-ride="true" data-bs-interval="5000" id="myCarousel1749569525289" style="position: relative; background-position: 50% 50%; background-image: url("/web/image/8447-7eeb4eb6/ENCABEZADOS%202026%20%284%29.webp");" data-oe-shape-data="{"shape":"web_editor/Connections/03","colors":{"c5":"#FFFFFF"},"flip":[],"showOnMobile":false,"shapeAnimationSpeed":"0"}" data-scroll-background-ratio="0" data-attachment-id="8446" data-format-mimetype="image/webp" data-original-id="8446" data-original-src="/web/image/8446-99d3653c/ENCABEZADOS%202026%20%284%29.png" data-mimetype-before-conversion="image/png" data-resize-width="1640" data-mimetype="image/webp"><div class="o_we_bg_filter" style="background-image: linear-gradient(135deg, rgba(255, 204, 51, 0.5) 0%, rgba(226, 51, 255, 0.5) 100%);"></div><div class="o_we_shape o_web_editor_Connections_03" style="background-image: url("/web_editor/shape/web_editor%2FConnections%2F03.svg?c5=%23FFFFFF");"></div> 477 478 <div class="carousel-inner"><div class="carousel-item o_cc o_cc1 pt208 pb0 s_parallax_no_overflow_hidden o_colored_level oe_img_bg o_bg_img_center o_bg_img_origin_border_box active" style="position: relative; 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background-image: url("/web/image/6233-60e062fd/Publicaci%C3%B3n%20de%20blog%20%27MicroRate%E2%80%99s%20Top%20Rating%202025%27%20cover%20image.webp"); min-height: 700px;" data-name="Slide" data-oe-shape-data="{"shape":"web_editor/Connections/16","colors":{"c5":"#FFFFFF"},"flip":[],"showOnMobile":false,"shapeAnimationSpeed":"0"}" data-mimetype="image/webp" data-original-id="6231" data-original-src="/web/image/6231-c16e9fa5/Publicaci%C3%B3n%20de%20blog%20%27MicroRate%E2%80%99s%20Top%20Rating%202025%27%20cover%20image.webp" data-mimetype-before-conversion="image/webp" data-resize-width="1640" data-attachment-id="6231"><div class="o_we_bg_filter" style="background-image: linear-gradient(135deg, rgba(46, 76, 135, 0.5) 62%, rgba(46, 76, 135, 0) 100%);"></div><div class="o_we_shape o_web_editor_Connections_16" style="background-image: url("/web_editor/shape/web_editor%2FConnections%2F16.svg?c5=%23FFFFFF");"></div> 497 498 <div class="oe_unremovable container"> 499 <div class="row"> 500 <div class="carousel-content offset-lg-2 text-center pt48 pb40 col-lg-9 o_colored_level"> 501 <h1><font class="text-o-color-4">MICRORATE'S TOP RATING 2025 502</font><span style="font-size: 2.5rem;"><font class="text-o-color-4">Instituciones que inspiran, prácticas que trascienden</font></span><font class="text-o-color-4"> 503 504</font><br/><br/></h1><p><a href="/blog/eventos-6/microrates-top-rating-2025-242" class="btn btn-primary">Vea aquÃ</a></p> 505 </div> 506 </div> 507 </div> 508 </div><div class="carousel-item o_colored_level o_cc o_cc1 pt144 pb128 oe_img_bg o_bg_img_center o_bg_img_origin_border_box" style="position: relative; 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520 <span class="carousel-control-prev-icon" aria-hidden="true"></span> 521 <span class="visually-hidden">Anterior</span> 522 </button> 523 <button class="carousel-control-next o_not_editable o_we_no_overlay" aria-label="Siguiente" title="Siguiente" data-bs-target="#myCarousel1749569525289" data-bs-slide="next"> 524 <span class="carousel-control-next-icon" aria-hidden="true"></span> 525 <span class="visually-hidden">Siguiente</span> 526 </button> 527 528 <div class="carousel-indicators o_not_editable o_we_no_overlay"> 529 530 <button type="button" aria-label="Indicador de carrusel" data-bs-target="#myCarousel1749569525289" class="active" data-bs-slide-to="0" aria-current="true"></button> 531 532 <button data-bs-target="#myCarousel1749569525289" aria-label="Indicador de carrusel" data-bs-slide-to="1"></button> <button data-bs-target="#myCarousel1749569525289" aria-label="Indicador de carrusel" data-bs-slide-to="2"></button><button data-bs-target="#myCarousel1749569525289" aria-label="Indicador de carrusel" data-bs-slide-to="3"></button></div> 533 </div> 534 </section><section class="s_mockup_image o_cc o_cc1 o_colored_level pt136 pb80 o_snippet_invisible o_conditional_hidden" data-snippet="s_mockup_image" data-name="Imagen de prototipo" data-visibility="conditional" data-visibility-value-lang="[{"id":83,"code":"es_ES","display_name":"Spanish / Español","name":"Spanish / Español"}]" data-visibility-selectors="html:not([lang="es-ES"]) body:not(.editor_enable) [data-visibility-id="lang_o_83"]" data-visibility-id="lang_o_83"> 535 536 <div class="container"> 537 <div class="row align-items-center"> 538 <div class="col-lg-4 pt16 pb16 o_colored_level o_anim_fade_in o_animate o_anim_from_left o_animate_both_scroll" style="animation-name: dummy;"> 539 <h2><font class="text-o-color-5">Impulsamos la transparencia y el crecimiento de las finanzas sostenibles desde hace +29 años</font></h2> 540 <p><font class="text-o-color-5">â</font></p> 541 <p><a href="/nosotros" class="btn btn-primary"><font class="text-o-color-4">Descubre más</font></a></p> 542 </div><div class="col-lg-8 o_colored_level pb16 pt0 o_anim_fade_in o_animate o_anim_from_right o_animate_both_scroll" style="animation-name: dummy;"> 543 <div data-oe-expression="//www.youtube.com/embed/X98R0XKXyKY?rel=0&autoplay=1&mute=1&enablejsapi=1&loop=1&playlist=X98R0XKXyKY&fs=0" class="ms-auto media_iframe_video" data-need-cookies-approval="true"></div> 544 </div> 545 546 </div> 547 </div> 548 </section><section class="s_mockup_image o_cc o_cc1 pt136 pb80 o_colored_level o_snippet_invisible o_conditional_hidden" data-snippet="s_mockup_image" data-name="Imagen de prototipo" data-visibility="conditional" data-visibility-value-lang="[{"id":1,"code":"en_US","display_name":"English (US)","name":"English (US)"}]" data-visibility-selectors="html:not([lang="en-US"]) body:not(.editor_enable) [data-visibility-id="lang_o_1"]" data-visibility-id="lang_o_1"> 549 550 <div class="container"> 551 <div class="row align-items-center"> 552 <div class="col-lg-4 pt16 pb16 o_anim_fade_in o_animate o_anim_from_left o_animate_both_scroll o_colored_level" style="animation-name: dummy;"> 553 <h2><font class="text-o-color-5"><i><strong>We have been promoting transparency and the growth of sustainable finance for over 29 years</strong></i></font></h2> 554 <p><font class="text-o-color-5">â</font></p> 555 <p><a href="/nosotros" class="btn btn-primary"><font class="text-o-color-4">Learm more</font></a></p> 556 </div><div class="col-lg-8 pb16 pt0 o_anim_fade_in o_animate o_anim_from_right o_animate_both_scroll o_colored_level" style="animation-name: dummy;"> 557 <div data-oe-expression="//www.youtube.com/embed/shw0FQYjGmE?rel=0&autoplay=1&mute=1&enablejsapi=1&controls=0&loop=1&playlist=shw0FQYjGmE" class="ms-auto media_iframe_video" data-need-cookies-approval="true"></div> 558 </div> 559 560 </div> 561 </div> 562 </section><section class="s_mockup_image o_cc o_cc1 pt136 pb80 o_colored_level o_snippet_invisible o_conditional_hidden" data-snippet="s_mockup_image" data-name="Imagen de prototipo" data-visibility="conditional" data-visibility-value-lang="[{"id":61,"code":"pt_PT","display_name":"Portuguese / Português","name":"Portuguese / Português"}]" data-visibility-selectors="html:not([lang="pt-PT"]) body:not(.editor_enable) [data-visibility-id="lang_o_61"]" data-visibility-id="lang_o_61"> 563 564 <div class="container"> 565 <div class="row align-items-center"> 566 <div class="col-lg-4 pt16 pb16 o_anim_fade_in o_animate o_anim_from_left o_animate_both_scroll o_colored_level" style="animation-name: dummy;"> 567 <h2><font class="text-o-color-5"><i><strong>Promovemos a transparência e o crescimento das finanças sustentáveis há mais de 29 anos</strong></i></font></h2><p><br/>
567</p> 568 <p><font class="text-o-color-5">â</font></p> 569 <p><a href="/nosotros" class="btn btn-primary"><font class="text-o-color-4">Descubre más</font></a></p> 570 </div><div class="col-lg-8 pb16 pt0 o_anim_fade_in o_animate o_anim_from_right o_animate_both_scroll o_colored_level" style="animation-name: dummy;"> 571 <div data-oe-expression="//www.youtube.com/embed/fB20kenybYo?rel=0&autoplay=0" class="ms-auto media_iframe_video" data-need-cookies-approval="true"></div> 572 </div> 573 574 </div> 575 </div> 576 </section><section class="s_mockup_image o_cc o_cc1 pt136 pb80 o_colored_level o_snippet_invisible d-lg-none o_snippet_desktop_invisible o_conditional_hidden" data-snippet="s_mockup_image" data-name="Imagen de prototipo" data-visibility-value-lang="[{"id":1,"code":"en_US","display_name":"English (US)","name":"English (US)"}]" data-visibility-selectors="html:not([lang="en-US"]) body:not(.editor_enable) [data-visibility-id="lang_o_1"]" data-visibility-id="lang_o_1" data-visibility="conditional"> 577 578 <div class="container"> 579 <div class="row align-items-center"> 580 <div class="col-lg-4 pt16 pb16 o_anim_fade_in o_animate o_anim_from_left o_animate_both_scroll o_colored_level" style="animation-name: dummy;"> 581 <h2><font class="text-o-color-5">Impulsamos la transparencia y el crecimiento de las finanzas sostenibles desde hace +28 años</font></h2> 582 <p><font class="text-o-color-5">â</font></p> 583 <p><a href="/nosotros" class="btn btn-primary"><font class="text-o-color-4">Descubre más</font></a></p> 584 </div><div class="col-lg-8 pb16 pt0 o_anim_fade_in o_animate o_anim_from_right o_animate_both_scroll o_colored_level" style="animation-name: dummy;"> 585 <div data-oe-expression="//www.youtube.com/embed/5qlLCGYCgpg?rel=0&autoplay=1&mute=1&enablejsapi=1&controls=0&loop=1&playlist=5qlLCGYCgpg" class="ms-auto media_iframe_video" data-need-cookies-approval="true"></div> 586 </div> 587 588 </div> 589 </div> 590 </section><section class="s_image_text_box o_cc o_cc2 pb40 pt24 o_colored_level" data-snippet="s_image_text_box" data-name="Imagen - Cuadro de texto" style="position: relative;" data-oe-shape-data="{"shape":"web_editor/Connections/16","flip":[],"showOnMobile":false,"shapeAnimationSpeed":"0"}"><div class="o_we_shape o_web_editor_Connections_16"></div> 591 592 <div class="container"> 593 <div class="row o_grid_mode" data-row-count="12" style="column-gap: 24px;"> 594 595 596 <div class="o_grid_item rounded g-col-lg-5 g-height-7 col-lg-5 o_cc o_cc2 o_animate o_anim_zoom_in o_animate_both_scroll o_colored_level" style="--grid-item-padding-x: 48px; z-index: 0; --grid-item-padding-y: 40px; grid-area: 3 / 8 / 10 / 13; animation-name: dummy;"> 597 <h2><span class="h1-fs"><font class="text-o-color-5">Presencia de MicroRate</font></span></h2> 598 <p> 599<span class="h5-fs"><font class="text-o-color-5">MicroRate opera en más de 63 paÃses, brindando evaluaciones de alta calidad y transparencia, con un enfoque especializado en finanzas sostenibles.</font></span></p> 600 601 </div><div class="o_grid_item o_grid_item_image g-col-lg-7 g-height-11 col-lg-7 o_animate o_anim_zoom_in o_animate_both_scroll o_colored_level" style="z-index: 1; --grid-item-padding-y: 0px; --grid-item-padding-x: 0px; grid-area: 2 / 1 / 13 / 8; --wanim-intensity: 100; animation-name: dummy;"> 602 <img src="/web/image/3299-7704bdef/MAPA-DE-CLIENTES----2025_33.png" alt="América Latina" class="img img-fluid rounded order-lg-0 o_we_custom_image o_editable_media" style="width: 100% !important;" data-mimetype="image/png" data-original-id="3298" data-original-src="/web/image/3298-7704bdef/MAPA-DE-CLIENTES----2025_33.png" data-mimetype-before-conversion="image/png" data-resize-width="1920" loading="eager" data-attachment-id="3298"/> 603 </div></div> 604 </div> 605 </section><section class="s_numbers_boxed o_colored_level o_cc o_cc5 pt144 pb208" data-snippet="s_numbers_boxed" data-name="Números en caja" style="position: relative;" data-oe-shape-data="{"shape":"web_editor/Connections/16","colors":{"c5":"#FFFFFF"},"flip":[],"showOnMobile":false,"shapeAnimationSpeed":"0"}"><div class="o_we_shape o_web_editor_Connections_16" style="background-image: url("/web_editor/shape/web_editor%2FConnections%2F16.svg?c5=%23FFFFFF");"></div> 606 <div class="container"> 607 <div class="row o_grid_mode" style="column-gap: 40px;" data-row-count="8"> 608 <div class="o_grid_item g-height-2 g-col-lg-12 o_colored_level o_animate o_animate_both_scroll o_anim_zoom_in col-lg-12 o_visible" style="grid-area: 1 / 1 / 3 / 13; z-index: 1; text-align: center; animation-name: dummy;"> 609 <h2><font style="color: rgb(238, 128, 64);">Explore nuestras estadÃsticas clave</font></h2><p><span class="h5-fs">Diversas entidades financieras a nivel mundial han confiado en nuestro análisis para mejorar su desempeño, atraer inversión o cumplir con la regulación local.</span></p> 610 <p><br/></p> 611 </div> 612 <div class="o_grid_item g-height-5 g-col-lg-4 rounded o_cc o_cc5 o_colored_level o_anim_fade_in o_animate o_animate_both_scroll col-lg-4 o_visible" style="grid-area: 4 / 1 / 9 / 5; --grid-item-padding-y: 64px; text-align: center; z-index: 2; border-radius: 9.6px !important; animation-name: dummy;"> 613 <h3 class="display-3-fs"><span class="o_animated_text o_animate o_visible o_anim_fade_in" style="animation-duration: 2s;"><font style="background-image: linear-gradient(135deg, rgb(238, 128, 64) 60%, rgb(235, 235, 235) 95%);" class="text-gradient">+1.900</font></span><br/></h3><h4>Evaluaciones</h4> 614 <p style="text-align: center;"><span class="h5-fs">Analizamos entidades financieras diversas, de manera integral y precisa.</span></p><p><br/></p><p><br/></p><p><br/></p> 615 </div> 616 <div class="o_grid_item g-col-lg-4 rounded o_cc o_cc5 o_colored_level o_anim_fade_in o_animate o_animate_both_scroll g-height-5 col-lg-4 o_visible" style="grid-area: 4 / 5 / 9 / 9; --grid-item-padding-y: 64px; text-align: center; z-index: 3; border-radius: 9.6px !important; animation-name: dummy;"> 617 <h3 class="display-3-fs"><font class="text-gradient" style="background-image: linear-gradient(135deg, rgb(238, 128, 64) 60%, rgb(235, 235, 235) 95%);">+29</font></h3><h4>Años de Experiencia</h4> 618 <p><span style="font-size: 1.25rem;">Nuestro equipo combina amplia trayectoria y experiencia internacional.</span></p><p><br/></p> 619 </div> 620 <div class="o_grid_item g-height-5 g-col-lg-4 col-lg-4 rounded o_cc o_cc5 o_colored_level o_animate o_anim_fade_in o_animate_both_scroll col-12 o_visible" style="grid-area: 4 / 9 / 9 / 13; --grid-item-padding-y: 64px; text-align: center; z-index: 4; border-radius: 9.6px !important; animation-name: dummy;"> 621 <h3 class="display-3-fs"><font style="background-image: linear-gradient(135deg, rgb(238, 128, 64) 60%, rgb(235, 235, 235) 95%);" class="text-gradient">+63</font><br/></h3><h4>
621PaÃses en el mundo</h4> 622 <p style="margin-bottom: 0px;"><span style="font-size: 1.25rem;">Con clientes a lo largo de América Latina, Ãfrica, Asia y Europa del Este.</span><br/></p><p><br/></p> 623 </div> 624 </div> 625 </div> 626 </section><section class="s_numbers_showcase pt80 o_colored_level pb200" data-snippet="s_numbers_showcase" data-name="Visualización de números" style="position: relative;" data-oe-shape-data="{"shape":"web_editor/Connections/06","flip":[],"showOnMobile":false,"shapeAnimationSpeed":"0"}"><div class="o_we_shape o_web_editor_Connections_06"></div> 627 <div class="container"> 628 <div class="row o_grid_mode" data-row-count="9" style="gap: 24px;"> 629 630 631 632 633 <div class="o_grid_item o_colored_level g-col-lg-8 g-height-3 col-lg-8 o_animate o_animate_both_scroll o_anim_zoom_in" style="--grid-item-padding-y: 16px; --grid-item-padding-x: 16px; z-index: 5; grid-area: 1 / 3 / 4 / 11; animation-name: dummy;"> 634 <h2 style="text-align: center;"><font style="color: rgb(238, 128, 64);">Nuestros Servicios</font></h2> 635 <p></p> 636 <p style="text-align: center;"> 637<span class="h5-fs">Brindamos servicios especializados para fortalecer el desempeño institucional, el impacto social y ambiental, asà como el prestigio de las instituciones financieras.</span></p></div><div class="o_grid_item o_colored_level rounded o_cc o_cc5 o_animate o_animate_both_scroll o_anim_fade_in shadow g-col-lg-4 g-height-6 col-lg-4" style="--grid-item-padding-y: 32px; --grid-item-padding-x: 32px; z-index: 6; grid-area: 4 / 5 / 10 / 9; border-radius: 20px !important; box-shadow: rgba(0, 0, 0, 0.15) 0px 8px 16px 0px inset !important; animation-name: dummy;"> 638 <p><br/></p><h3 style="text-align: center;"><span class="h2-fs"><font style="color: rgb(238, 128, 64);">Certificaciones</font></span></h3><p style="text-align: left;"><br/></p><ul><li><h3><span class="lead"><span class="h5-fs"><a href="/certificacion-en-proteccion-al-cliente">Certificación en Estándares de Protección al Cliente (CPS).</a></span></span></h3></li><li><h3><span class="lead"><span class="h5-fs">Pre-Certificación CPS.</span></span></h3></li></ul></div><div class="o_grid_item o_colored_level rounded o_cc o_cc5 shadow o_animate o_animate_both_scroll o_anim_fade_in g-col-lg-4 g-height-6 col-lg-4" style="--grid-item-padding-y: 32px; --grid-item-padding-x: 32px; z-index: 4; grid-area: 4 / 9 / 10 / 13; border-radius: 20px !important; box-shadow: rgba(0, 0, 0, 0.15) 0px 8px 16px 0px inset !important; animation-name: dummy;"> 639 <p><br/></p><h3 style="text-align: center;"><span class="h2-fs"><font style="color: rgb(238, 128, 64);">Otros servicios</font></span></h3><p><br/></p><p></p> 640 <ul><li><span class="lead"><span class="h5-fs"> <a href="/auditoria-de-cartera">AuditorÃa de Cartera. </a></span></span></li><li><span class="lead"><span class="h5-fs"><a href="/diagnosticos-especializados"> Diagnósticos especializados. </a></span></span></li><li><span class="lead"><span class="h5-fs"> <a href="/seminarios">Seminarios. </a></span></span></li><li><span class="lead"><span class="h5-fs"> <a href="/microrate-research">Benchmarks.</a><br/></span></span></li><li><span class="lead"> Servicios personalizados.</span></li></ul><p><br/></p> 641 <p> </p> 642 </div><div class="o_grid_item o_colored_level rounded o_cc o_cc5 o_animate o_animate_both_scroll o_anim_fade_in shadow g-col-lg-4 g-height-6 col-lg-4" style="--grid-item-padding-y: 32px; --grid-item-padding-x: 32px; z-index: 0; grid-area: 4 / 1 / 10 / 5; border-radius: 20px !important; box-shadow: rgba(0, 0, 0, 0.15) 0px 8px 16px 0px inset !important; animation-name: dummy;"> 643 <p style="text-align: left;"><br/></p><h3 style="text-align: center;"><span class="h2-fs"><font style="color: rgb(238, 128, 64);">Ratings</font></span></h3><p style="text-align: left;"><br/></p><ul><li><span class="lead"><span class="h5-fs"><a href="/rating-institucional"> Rating Institucional</a></span></span></li><li><span class="lead"><span class="h5-fs"><a href="/rating-social-y-ambiental"> Rating Social y Ambiental </a></span></span></li><li><span class="lead"><span class="h5-fs"><a href="/rating-esg"> Rating ESG </a></span></span></li><li><span class="lead"><span class="h5-fs"><a href="/rating-crediticio"> Rating Crediticio</a></span></span></li></ul><p><br/>
643</p><p><br/></p><p><br/></p><p><br/></p><p> <br/> 644 645</p><p><br/></p> 646 </div></div> 647 </div> 648 </section><section class="s_title o_colored_level pb0 o_cc o_cc5 pt0" data-vcss="001" data-snippet="s_title" data-name="TÃtulo"> 649 <div class="s_allow_columns container"> 650 651 <div class="row o_grid_mode" data-row-count="5"><div class="o_grid_item g-col-lg-12 g-height-5 col-lg-12 o_colored_level" style="grid-area: 1 / 1 / 6 / 13; z-index: 1;"><p><br/></p><div class="s_text_highlight o_colored_level my-3 w-100 o_cc o_cc5 text-center" data-snippet="s_text_highlight" data-name="Texto resaltado"> 652 <div class="container"> 653 <h3><font style="color: rgb(238, 128, 64);">Nuestros Clientes</font></h3> 654 <p><span class="h5-fs">Contamos con una amplia variedad de instituciones financieras que forman parte de nuestro portafolio de clientes: microfinancieras, bancos, cooperativas, ONG, fintechs, empresas de factoring, entre otros.</span></p> 655 </div> 656 </div></div></div></div> 657 </section><section class="s_quotes_carousel_wrapper" data-vxml="001" data-vcss="002" data-snippet="s_quotes_carousel" data-name="Citas"> 658 <div class="s_quotes_carousel s_carousel_boxed carousel slide o_colored_level o_cc o_cc5 pointer-event carousel-dark" data-bs-ride="true" data-bs-interval="10000" id="myCarousel1749674942940" style="position: relative;"> 659 660 <div class="carousel-inner"> 661 662 <div class="carousel-item o_colored_level o_cc o_cc5 pt24 pb184 active" style="position: relative;" data-name="Slide" data-oe-shape-data="{"shape":"web_editor/Connections/06","colors":{"c5":"#FFFFFF"},"flip":[],"showOnMobile":false,"shapeAnimationSpeed":"0"}"><div class="o_we_shape o_web_editor_Connections_06" style="background-image: url("/web_editor/shape/web_editor%2FConnections%2F06.svg?c5=%23FFFFFF");"></div> 663 <blockquote data-name="Blockquote" data-snippet="s_blockquote" class="s_blockquote s_blockquote_with_icon o_cc o_cc1 o_animable position-relative d-flex flex-column gap-4 fst-normal o_colored_level p-5 shadow mx-auto w-75 oe_img_bg o_bg_img_center o_bg_img_origin_border_box" data-vcss="001" style="position: relative; box-shadow: rgba(0, 0, 0, 0.15) 0px 8px 16px 0px inset !important; background-image: url("/web/image/2538-f86a85d2/Headers%20para%20CC%20-%202025-06-13T082449.683.webp") !important;" data-mimetype="image/webp" data-original-id="2537" data-original-src="/web/image/2537-fec53e64/Headers%20para%20CC%20-%202025-06-13T082449.683.png" data-mimetype-before-conversion="image/png" data-resize-width="1640" data-attachment-id="2537"> 664 <div class="s_blockquote_line_elt position-absolute top-0 start-0 bottom-0 bg-o-color-1"></div> 665 666 <div class="s_blockquote_infos d-flex gap-2 w-100 flex-column align-items-center text-center"> 667 <div class="s_blockquote_author"><br/><br/> <br/><br/><br/><br/><br/><br/></div></div></blockquote></div><div class="carousel-item o_colored_level o_cc o_cc5 pt24 pb88" style="position: relative; min-height: 520px;" data-name="Slide" data-oe-shape-data="{"shape":"web_editor/Connections/06","colors":{"c5":"#FFFFFF"},"flip":[],"showOnMobile":false,"shapeAnimationSpeed":"0"}"><div class="o_we_shape o_web_editor_Connections_06" style="background-image: url("/web_editor/shape/web_editor%2FConnections%2F06.svg?c5=%23FFFFFF");"></div> 668 <blockquote data-name="Blockquote" data-snippet="s_blockquote" class="s_blockquote s_blockquote_with_icon o_cc o_cc1 o_animable position-relative d-flex flex-column gap-4 fst-normal o_colored_level p-5 shadow w-75 mx-auto oe_img_bg o_bg_img_center o_bg_img_origin_border_box" data-vcss="001" style="position: relative; box-shadow: rgba(0, 0, 0, 0.15) 0px 8px 16px 0px inset !important; background-image: url("/web/image/3334-3f3a287d/Headers%20para%20CC%20-%202025-07-18T111857.060.webp");" data-mimetype="image/webp" data-original-id="3333" data-original-src="/web/image/3333-b1776c41/Headers%20para%20CC%20-%202025-07-18T111857.060.png" data-mimetype-before-conversion="image/png" data-resize-width="1640" data-attachment-id="3333"> 669 <div class="s_blockquote_line_elt position-absolute top-0 start-0 bottom-0 bg-o-color-1"></div> 670 671 <div class="s_blockquote_infos d-flex gap-2 w-100 flex-column align-items-center text-center"> 672 <div class="s_blockquote_author"><br/><br/> <br/><br/><br/><br/><br/><br/></div></div></blockquote></div><div class="carousel-item o_colored_level o_cc o_cc5 pt24 pb88" style="position: relative; min-height: 471.816px;" data-name="Slide" data-oe-shape-data="{"shape":"web_editor/Connections/06","colors":{"c5":"#FFFFFF"},"flip":[],"showOnMobile":false,"shapeAnimationSpeed":"0"}"><div class="o_we_shape o_web_editor_Connections_06" style="background-image: url("/web_editor/shape/web_editor%2FConnections%2F06.svg?c5=%23FFFFFF");"></div> 673 <blockquote data-name="Blockquote" data-snippet="s_blockquote" class="s_blockquote s_blockquote_with_icon o_cc o_cc1 o_animable position-relative d-flex flex-column gap-4 fst-normal o_colored_level p-5 shadow w-75 mx-auto oe_img_bg o_bg_img_center o_bg_img_origin_border_box" data-vcss="001" style="position: relative; box-shadow: rgba(0, 0, 0, 0.15) 0px 8px 16px 0px inset !important; background-image: url("/web/image/3335-31e63ea4/Headers%20para%20CC%20-%202025-07-18T111904.377.webp");" data-mimetype="image/webp" data-original-id="3332" data-original-src="/web/image/3332-911cfa30/Headers%20para%20CC%20-%202025-07-18T111904.377.png" data-mimetype-before-conversion="image/png" data-resize-width="1640" data-attachment-id="3332"> 674 <div class="s_blockquote_line_elt position-absolute top-0 start-0 bottom-0 bg-o-color-1"></div> 675 676 <div class="s_blockquote_infos d-flex gap-2 w-100 flex-column align-items-center text-center"> 677 <div class="s_blockquote_author"><br/><br/> <br/><br/><br/><br/><br/><br/></div></div></blockquote></div> 678 679 680 681 682 683 </div> 684 685 <button class="carousel-control-prev o_not_editable o_we_no_overlay" aria-label="Anterior" title="Anterior" data-bs-target="#myCarousel1749674942940" data-bs-slide="prev">
686 <span class="carousel-control-prev-icon" aria-hidden="true"></span> 687 <span class="visually-hidden">Anterior</span> 688 </button> 689 <button class="carousel-control-next o_not_editable o_we_no_overlay" aria-label="Siguiente" title="Siguiente" data-bs-target="#myCarousel1749674942940" data-bs-slide="next"> 690 <span class="carousel-control-next-icon" aria-hidden="true"></span> 691 <span class="visually-hidden">Siguiente</span> 692 </button> 693 694 <div class="carousel-indicators o_not_editable o_we_no_overlay"> 695 <button type="button" aria-label="Indicador de carrusel" data-bs-target="#myCarousel1749674942940" class="active" data-bs-slide-to="0" aria-current="true"></button> 696 <button type="button" aria-label="Indicador de carrusel" data-bs-target="#myCarousel1749674942940" data-bs-slide-to="1"></button> 697 698 <button data-bs-target="#myCarousel1749674942940" aria-label="Indicador de carrusel" data-bs-slide-to="2"></button> </div> 699 </div> 700 </section><section class="s_quotes_carousel_wrapper" data-vxml="001" data-vcss="002" data-snippet="s_quotes_carousel" data-name="Citas"> 701 <div class="s_quotes_carousel s_carousel_boxed carousel o_colored_level o_cc o_cc5 pointer-event slide carousel-dark" data-bs-interval="10000" id="myCarousel1749820840742" style="position: relative;" data-bs-ride="true"> 702 703 <div class="carousel-inner"><div class="carousel-item pt80 o_colored_level pb112 o_cc o_cc2 active" style="position: relative; min-height: 598.547px;" data-name="Slide"> 704 <blockquote data-name="Blockquote" data-snippet="s_blockquote" class="s_blockquote s_blockquote_with_icon o_cc o_cc1 o_animable position-relative d-flex flex-column gap-4 fst-normal o_colored_level p-4 w-75 mx-auto" data-vcss="001"> 705 <div class="s_blockquote_line_elt position-absolute top-0 start-0 bottom-0 bg-o-color-1"></div> 706 <div class="s_blockquote_wrap_icon position-absolute top-0 start-50 translate-middle w-100"> 707 <i class="s_blockquote_icon fa fa-quote-right d-block mx-auto rounded bg-o-color-5" role="img"></i> 708 </div> 709 <p class="s_blockquote_quote my-auto lead" style="text-align:center;"><br/><span class="h5-fs"><font class="text-800"><em>â 710Destaco 711como valor agregado la credibilidad y la reputación, lo cual nos permite un 712mayor acceso a financiamiento oportuno y mejora nuestra capacidad de 713negociación. Por otro lado, no solo tiene un enfoque financiero, sino también 714en gobernanza, gestión de riesgos, calidad de la cartera, desempeño social y 715enfoque en clientes"</em></font></span></p> 716 <div class="s_blockquote_infos gap-2 flex-column align-items-center w-100 text-center d-flex"><p> 717 <img src="/web/image/5237-03545076/WhatsApp%20Image%202025-09-22%20at%2009.08.04.jpeg" alt="MERCEDES CANALDA" class="s_blockquote_avatar img img-fluid o_we_custom_image rounded-circle o_we_image_cropped" style="animation-play-state: paused; transition: none; transform: translateX(-4.2%) translateY(47.9%) scaleX(2.42) scaleY(2.47);" data-mimetype="image/jpeg" data-original-id="5236" data-original-src="/web/image/5236-b54df3bf/WhatsApp%20Image%202025-09-22%20at%2009.08.04.jpeg" data-mimetype-before-conversion="image/jpeg" data-x="180.71428571428572" data-width="456.42857142857144" data-height="456.42857142857144" data-scale-x="1" data-scale-y="1" data-aspect-ratio="1/1" data-attachment-id="5236" loading="lazy"/> 718 </p><div class="s_blockquote_author"><p> 719 <br/></p><p><span class="o_small"><strong><b><font class="text-o-color-5"> Mercedes 720Canalda 721 722 723 724</font></b> </strong><br/> 725 <span class="text-muted">Presidente de Banco Adopem <br/></span><span class="text-muted" style="font-size: 12px;"><em><font style="color: rgb(46, 76, 135);">República Dominicana</font></em></span></span></p></div> 726 </div> 727 </blockquote> 728 </div><div class="carousel-item pt80 pb112 o_cc o_cc2 o_colored_level" style="position: relative; min-height: 615px;" data-name="Slide"> 729 <blockquote data-name="Blockquote" data-snippet="s_blockquote" class="s_blockquote s_blockquote_with_icon o_cc o_cc1 o_animable position-relative d-flex flex-column gap-4 fst-normal p-4 w-75 o_colored_level mx-auto" data-vcss="001"> 730 <div class="s_blockquote_line_elt position-absolute top-0 start-0 bottom-0 bg-o-color-1"></div> 731 <div class="s_blockquote_wrap_icon position-absolute top-0 start-50 translate-middle w-100"> 732 <i class="s_blockquote_icon fa fa-quote-right d-block mx-auto rounded bg-o-color-5" role="img"></i> 733 </div> 734 <p class="s_blockquote_quote my-auto lead" style="text-align:center;"><br/><span class="h5-fs"><font class="text-800"><em>âMicroRate, con su evaluación independiente constituye una herramienta estratég
734ica para CMAC Piura. Sus resultados fortalecen la confianza de inversionistas, impulsan mejoras en la gestión, optimizan la toma de decisiones y respaldan un crecimiento sostenible en beneficio de sus clientes y del desarrollo económico del Perú.â</em></font></span></p> 735 <div class="s_blockquote_infos gap-2 flex-column align-items-center w-100 text-center d-flex"><p> 736 <img src="/web/image/10728-6db4a0dc/1724945794596.jpg" alt="" data-attachment-id="10727" class="s_blockquote_avatar img img-fluid o_we_custom_image rounded-circle" style="animation-play-state: paused; transition: none; transform: translateY(59.3%) scaleX(2.37) scaleY(2.64);" data-format-mimetype="image/jpeg" data-resize-width="393" data-original-id="10727" data-original-src="/web/image/10727-6db4a0dc/1724945794596.jpg" data-mimetype-before-conversion="image/jpeg" data-mimetype="image/jpeg" data-quality="100" loading="lazy"/> 737 </p><div class="s_blockquote_author"><p> 738 <br/></p><p><span class="o_small"><strong><b><font class="text-o-color-5"> Javier Bereche</font></b></strong><br/> 739 <span class="text-muted"> Presidente del Directorio de Caja Piura<br/><span class="o_small"><span style="font-size: 12px;" class="text-muted"><font style="color: rgb(46, 76, 135);"><em>Perú</em></font></span></span></span></span></p></div> 740 </div> 741 </blockquote> 742 </div><div class="carousel-item pt80 o_colored_level pb112 o_cc o_cc2" style="position: relative; min-height: 598.547px;" data-name="Slide"> 743 <blockquote data-name="Blockquote" data-snippet="s_blockquote" class="s_blockquote s_blockquote_with_icon o_cc o_cc1 o_animable position-relative d-flex flex-column gap-4 fst-normal o_colored_level p-4 w-75 mx-auto" data-vcss="001"> 744 <div class="s_blockquote_line_elt position-absolute top-0 start-0 bottom-0 bg-o-color-1"></div> 745 <div class="s_blockquote_wrap_icon position-absolute top-0 start-50 translate-middle w-100"> 746 <i class="s_blockquote_icon fa fa-quote-right d-block mx-auto rounded bg-o-color-5" role="img"></i> 747 </div> 748 <p class="s_blockquote_quote my-auto lead" style="text-align:center;"><br/><span class="h5-fs"><font class="text-800"><em>âEn 749Credicampo valoramos el profesionalismo y objetividad de MicroRate. Sus 750evaluaciones nos han permitido identificar áreas de mejora, fortalecer la 751confianza de nuestros aliados y consolidarnos como referente inclusivo en la 752región, con una gestión más competitiva y transparenteâ</em></font></span></p> 753 <div class="s_blockquote_infos gap-2 flex-column align-items-center w-100 text-center d-flex"><p> 754 <img src="/web/image/5203-342b4976/WhatsApp%20Image%202025-09-19%20at%2010.31.35.jpeg" alt="EVER RIOS" class="s_blockquote_avatar img img-fluid o_we_custom_image rounded-circle" style="animation-play-state: paused; transition: none; transform: translateY(59.3%) scaleX(2.37) scaleY(2.64);" data-mimetype="image/jpeg" data-original-id="5202" data-original-src="/web/image/5202-8c88793e/WhatsApp%20Image%202025-09-19%20at%2010.31.35.jpeg" data-mimetype-before-conversion="image/jpeg" data-x="-6.013188110895393e-13" data-width="853" data-height="719.3388429752066" data-scale-x="1" data-scale-y="1" data-aspect-ratio="0/0" data-resize-width="853" data-attachment-id="5202" loading="lazy"/> 755 </p><div class="s_blockquote_author"><p> 756 <br/></p><p><span class="o_small"><strong><b><font class="text-o-color-5"> Ever 757Rios</font></b> </strong><br/> 758 <span class="text-muted"> Director Ejecutivo de Credicampo<br/><span class="o_small"><span style="font-size: 12px;" class="text-muted"><font style="color: rgb(46, 76, 135);"><em>El Salvador</em></font></span></span></span></span></p></div> 759 </div> 760 </blockquote> 761 </div><div class="carousel-item pt80 o_colored_level pb112 o_cc o_cc2" style="position: relative; min-height: 598.547px;" data-name="Slide"> 762 <blockquote data-name="Blockquote" data-snippet="s_blockquote" class="s_blockquote s_blockquote_with_icon o_cc o_cc1 o_animable position-relative d-flex flex-column gap-4 fst-normal o_colored_level p-4 w-75 mx-auto" data-vcss="001"> 763 <div class="s_blockquote_line_elt position-absolute top-0 start-0 bottom-0 bg-o-color-1"></div> 764 <div class="s_blockquote_wrap_icon position-absolute top-0 start-50 translate-middle w-100"> 765 <i class="s_blockquote_icon fa fa-quote-right d-block mx-auto rounded bg-o-color-5" role="img"></i> 766 </div> 767 <p class="s_blockquote_quote my-auto lead" style="text-align:center;"><br/><span class="h5-fs"><font class="text-800"><em>âMicroRate
768un referente estratégico, en la creación de una ruta de calidad y excelencia en 769beneficio de colaboradores, clientes, institución y aliados, agilizando la 770identificación e implementación de las mejores prácticas para alcanzar de forma 771gradual y sostenible los resultados actualesâ</em></font></span></p> 772 <div class="s_blockquote_infos gap-2 flex-column align-items-center w-100 text-center d-flex"><p> 773 <img src="/web/image/5229-c8317122/Lic.%20Edgardo.webp" alt="EDGARDO PÃREZ" class="s_blockquote_avatar img img-fluid o_we_custom_image rounded-circle" style="animation-play-state: paused; transition: none; transform: translateY(59.3%) scaleX(2.37) scaleY(2.64);" data-mimetype="image/webp" data-original-id="5228" data-original-src="/web/image/5228-e1ad1a35/Lic.%20Edgardo.jpg" data-mimetype-before-conversion="image/jpeg" data-x="469.39139177374193" data-y="83.16470851755096" data-width="740.2431157047005" data-height="653.8814188724855" data-scale-x="1" data-scale-y="1" data-aspect-ratio="0/0" data-attachment-id="5228" loading="lazy"/> 774 </p><div class="s_blockquote_author"><p> 775 <br/></p><p><span class="o_small"><strong><b><font class="text-o-color-5"> Edgardo Pérez</font></b> </strong><br/> 776 <span class="text-muted"> Gerente 777General de Fundación Génesis Empresarial<br/><span class="o_small"><span class="text-muted"><span class="o_small"><span class="text-muted" style="font-size: 12px;"><em><font style="color: rgb(46, 76, 135);"> Guatemala</font></em></span></span></span></span></span></span></p></div> 778 </div> 779 </blockquote> 780 </div><div class="carousel-item pt80 o_colored_level pb112 o_cc o_cc2" style="position: relative; min-height: 598.547px;" data-name="Slide"> 781 <blockquote data-name="Blockquote" data-snippet="s_blockquote" class="s_blockquote s_blockquote_with_icon o_cc o_cc1 o_animable position-relative d-flex flex-column gap-4 fst-normal o_colored_level p-4 w-75 mx-auto" data-vcss="001"> 782 <div class="s_blockquote_line_elt position-absolute top-0 start-0 bottom-0 bg-o-color-1"></div> 783 <div class="s_blockquote_wrap_icon position-absolute top-0 start-50 translate-middle w-100"> 784 <i class="s_blockquote_icon fa fa-quote-right d-block mx-auto rounded bg-o-color-5" role="img"></i> 785 </div> 786 <p class="s_blockquote_quote my-auto lead" style="text-align:center;"><br/><span class="h5-fs"><font class="text-800"><em>âEl 787ejercicio técnico de calificación realizado con MicroRate ha representado un 788alto valor en cada ocasión, al brindarnos una mirada objetiva sobre la solidez 789de nuestros procesos y modelo de negocio. Sus hallazgos fortalecen nuestra
790gestión e impulsan mejoras estratégicas hacia un crecimiento sostenibleâ</em></font></span></p> 791 <div class="s_blockquote_infos gap-2 flex-column align-items-center w-100 text-center d-flex"><p> 792 <img src="/web/image/5235-5c9b482f/Edison%20Mejia.webp" alt="EDISON MEJIA" class="s_blockquote_avatar img img-fluid o_we_custom_image rounded-circle" style="animation-play-state: paused; transition: none; transform: translateY(60%) scaleX(2.18) scaleY(2.18);" data-mimetype="image/webp" data-original-id="5223" data-original-src="/web/image/5223-453fe7f7/Edison%20Mejia.jpg" data-mimetype-before-conversion="image/jpeg" data-x="938.3153583650477" data-y="153.26806410041345" data-width="445.86285682176106" data-height="448.6321913361819" data-scale-x="1" data-scale-y="1" data-aspect-ratio="0/0" data-attachment-id="5223" loading="lazy"/> 793 </p><div class="s_blockquote_author"><p> 794 <br/></p><p><span class="o_small"><strong><b><font class="text-o-color-5"> Edison Mejia </font></b> </strong><br/> 795 <span class="text-muted"> CEO de Microserfin<br/><span class="o_small"><span class="text-muted"><span class="o_small"><span class="text-muted"><span class="o_small"><span style="font-size: 12px;" class="text-muted"><em><font style="color: rgb(46, 76, 135);">Panamá</font></em></span></span></span></span></span></span></span></span></p></div> 796 </div> 797 </blockquote> 798 </div><div class="carousel-item pt80 o_colored_level pb112 o_cc o_cc2" style="position: relative;" data-name="Slide"> 799 <blockquote data-name="Blockquote" data-snippet="s_blockquote" class="s_blockquote s_blockquote_with_icon o_cc o_cc1 o_animable position-relative d-flex flex-column gap-4 fst-normal o_colored_level p-4 w-75 mx-auto" data-vcss="001"> 800 <div class="s_blockquote_line_elt position-absolute top-0 start-0 bottom-0 bg-o-color-1"></div> 801 <div class="s_blockquote_wrap_icon position-absolute top-0 start-50 translate-middle w-100"> 802 <i class="s_blockquote_icon fa fa-quote-right d-block mx-auto rounded bg-o-color-5" role="img"></i> 803 </div> 804 <p class="s_blockquote_quote my-auto lead" style="text-align:center;"><br/><span class="h5-fs"><font class="text-800"><em>âLa evaluación de MicroRate refuerza nuestro compromiso con la transparencia y nos permite realizar comparativas con organizaciones internacionales. El proceso es minucioso y el informe aporta información valiosa que fortalece la gestión, amplÃa la credibilidad e impulsa el impacto positivo del Banco da FamÃliaâ</em></font></span></p> 805 <div class="s_blockquote_infos gap-2 flex-column align-items-center w-100 text-center d-flex"><p> 806 <img src="/web/image/5201-a43dd104/Gu%201%20%28208%29.webp" alt="ISABEL BAGGIO" class="s_blockquote_avatar img img-fluid o_we_custom_image rounded-circle" data-mimetype="image/webp" data-original-id="5199" data-original-src="/web/image/5199-e4a1a9ac/Gu%201%20%28208%29.jpg" data-mimetype-before-conversion="image/jpeg" style="animation-play-state: paused; transition: none; transform: translateX(-4.2%) translateY(32.8%) scaleX(2.18) scaleY(2.11);" data-x="142.80991735537188" data-y="15.86776859504132" data-width="1138.190082644628" data-height="1412.2314049586773" data-scale-x="1" data-scale-y="1" data-aspect-ratio="0/0" data-attachment-id="5199" loading="lazy"/> 807 </p><div class="s_blockquote_author"><p> 808 <br/></p><p><span class="o_small"><strong><b><font class="text-o-color-5">Isabel 809Baggio</font></b> <br/></strong><span class="text-muted"> Presidente de Banco da Familia<br/><span class="o_small"><span class="text-muted"><span class="o_small"><span class="text-muted"><span class="o_small"><span class="text-muted"><span class="o_small"><span class="text-muted" style="font-size: 12px;"><em><font style="color: rgb(46, 76, 135);">Brasil</font></em></span></span></span></span></span></span></span></span></span></span></p></div> 810 </div> 811 </blockquote> 812 </div><div class="carousel-item pt80 o_colored_level pb112 o_cc o_cc2" style="position: relative; min-height: 598.547px;" data-name="Slide"> 813 <blockquote data-name="Blockquote" data-snippet="s_blockquote" class="s_blockquote s_blockquote_with_icon o_cc o_cc1 o_animable position-relative d-flex flex-column gap-4 fst-normal o_colored_level p-4 w-75 mx-auto" data-vcss="001"> 814 <div class="s_blockquote_line_elt position-absolute top-0 start-0 bottom-0 bg-o-color-1"></div> 815 <div class="s_blockquote_wrap_icon position-absolute top-0 start-50 translate-middle w-100"> 816 <i class="s_blockquote_icon fa fa-quote-right d-block mx-auto rounded bg-o-color-5" role="img"></i> 817 </div> 818 <p class="s_blockquote_quote my-auto lead" style="text-align:center;"><br/><span class="h5-fs"><font class="text-800"><em>âEn 819Banco Integral reafirmamos que la transparencia, la solidez institucional y la 820mejora continua son pilares de nuestra misión. La auditorÃa con MicroRate 821valida nuestra gestión y nos impulsa a seguir generando impacto positivo en el 822sector MYPE de El Salvadorâ</em></font></span></p> 823 <div class="s_blockquote_infos gap-2 flex-column align-items-center w-100 text-center d-flex"><p> 824 <img src="/web/image/5231-d54f468d/thumbnail_image001.webp" alt="CESA AGUSTO BARAHONA" class="s_blockquote_avatar img img-fluid o_we_custom_image rounded-circle" style="animation-play-state: paused; transition: none; transform: translateY(58.3%) scaleX(2.12) scaleY(2.23);" data-mimetype="image/webp" data-original-id="5230" data-original-src="/web/image/5230-1ac7b687/thumbnail_image001.jpg" data-mimetype-before-conversion="image/jpeg" data-x="95.9921082900232" data-y="46.609333730936456" data-width="892.5619834710743" data-height="892.5619834710743" data-scale-x="1" data-scale-y="1" data-aspect-ratio="0/0" data-attachment-id="5230" loading="lazy"/> 825 </p><div class="s_blockquote_author"><p> 826 <br/></p><p><span class="o_small"><strong><b><font class="text-o-color-5"> Cesar 827Augusto Barahona</font></b></strong><br/>
828 <span class="text-muted"> Director Ejecutivo de Banco Integral<br/><span class="o_small"><span class="text-muted"><span class="o_small"><span class="text-muted"><span class="o_small"><span class="text-muted"><span class="o_small"><span class="text-muted" style="font-size: 12px;"><em><font style="color: rgb(46, 76, 135);"><span class="o_small"><span class="text-muted"><span class="o_small"><span class="text-muted" style="font-size: 12px;"><em>El Salvador</em></span></span></span></span></font></em></span></span></span></span></span></span></span></span></span></span></p></div> 829 </div> 830 </blockquote> 831 </div><div class="carousel-item pt80 o_colored_level pb112 o_cc o_cc2" style="position: relative; min-height: 598.547px;" data-name="Slide"> 832 <blockquote data-name="Blockquote" data-snippet="s_blockquote" class="s_blockquote s_blockquote_with_icon o_cc o_cc1 o_animable position-relative d-flex flex-column gap-4 fst-normal o_colored_level p-4 w-75 mx-auto" data-vcss="001"> 833 <div class="s_blockquote_line_elt position-absolute top-0 start-0 bottom-0 bg-o-color-1"></div> 834 <div class="s_blockquote_wrap_icon position-absolute top-0 start-50 translate-middle w-100"> 835 <i class="s_blockquote_icon fa fa-quote-right d-block mx-auto rounded bg-o-color-5" role="img"></i> 836 </div> 837 <p class="s_blockquote_quote my-auto lead" style="text-align:center;"><br/><span class="h5-fs"><font class="text-800"><em>âDesde hace 36 años, el Centro de Apoyo a los Pequeños Emprendedores de Brasil - Ceape Brasil, se dedica a apoyar a los emprendedores para mejorar su calidad de vida a través de microfinanzas productivas y orientadas. Estamos en una búsqueda permanente de conocimiento, capacitación y acompañamiento para fortalecer continuamente nuestra gestión y mejorar la calidad del servicio que brindamos a nuestros clientes. MicroRate desempeñó un papel fundamental en la mejora de nuestros procedimientos y nos apoyó significativamente durante nuestra calificación social y financiera; nos proporcionó una visión más amplia y estratégica que nos permitió avanzar con mayor claridad en el cumplimiento de nuestros objetivos institucionalesâ</em></font></span></p> 838 <div class="s_blockquote_infos gap-2 flex-column align-items-center w-100 text-center d-flex"><p> 839 <img src="/web/image/5234-781d873a/WhatsApp%20Image%202025-09-18%20at%2016.59.58.webp" alt="CLAUDIA CISNEROS" class="s_blockquote_avatar img img-fluid o_we_custom_image rounded-circle" style="animation-play-state: paused; transition: none; transform: translateX(-2.1%) translateY(50.4%) scaleX(2.18) scaleY(2.18);" data-mimetype="image/webp" data-original-id="5232" data-original-src="/web/image/5232-c1ea9556/WhatsApp%20Image%202025-09-18%20at%2016.59.58.jpeg" data-mimetype-before-conversion="image/jpeg" data-x="504.5128496781196" data-width="453.5016902474953" data-height="487.83269964862734" data-scale-x="1" data-scale-y="1" data-aspect-ratio="0/0" data-attachment-id="5232" loading="lazy"/> 840 </p><div class="s_blockquote_author"><p> 841 <br/></p><p><span class="o_small"><strong><b><font class="text-o-color-5"> Claudia Cisneiros</font></b> </strong><br/> 842 <span class="text-muted"> Directora Ejecutiva de Ceape Brasil<br/><span class="o_small"><span class="text-muted"><span class="o_small"><span class="text-muted"><span class="o_small"><span class="text-muted"><span class="o_small"><span class="text-muted" style="font-size: 12px;"><em><font style="color: rgb(46, 76, 135);"><span class="o_small"><span class="text-muted"><span class="o_small"><span class="text-muted"><span class="o_small"><span class="text-muted"><span class="o_small"><span class="text-muted"><span class="o_small">Brasil</span></span></span></span></span></span></span></span></span></font></em></span></span></span></span></span></span></span></span></span></span></p></div> 843 </div> 844 </blockquote> 845 </div></div> 846 847 <button class="carousel-control-prev o_not_editable o_we_no_overlay" aria-label="Anterior" title="Anterior" data-bs-target="#myCarousel1749820840742" data-bs-slide="prev">
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