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1</head><body class="__className_fa2f99  antialiased"><div hidden=""><!--$--><!--/$--></div><header><nav class="h-20 bg-background border-b"><div class="h-full flex items-center justify-between max-w-screen-xl mx-auto px-4 sm:px-6 lg:px-8"><a href="/"><img alt="Logo SIM Łódzkie Sp. z o.o." loading="lazy" width="70" height="70" decoding="async" data-nimg="1" style="color:transparent" src="https://cdn.simlodzkie.pl/logos/sim-lodzkie-logo.svg"/></a><nav aria-label="Main" data-orientation="horizontal" dir="ltr" data-slot="navigation-menu" data-viewport="true" class="group/navigation-menu relative max-w-max flex-1 items-center justify-center hidden md:block"><div style="position:relative"><ul data-orientation="horizontal" data-slot="navigation-menu-list" class="group flex flex-1 list-none items-center justify-center gap-6 space-x-0 data-[orientation=vertical]:flex-col data-[orientation=vertical]:items-start" dir="ltr"><li data-slot="navigation-menu-item" class="relative"><a data-slot="navigation-menu-link" class="data-[active=true]:focus:bg-accent data-[active=true]:hover:bg-accent data-[active=true]:bg-accent/50 data-[active=true]:text-accent-foreground hover:bg-accent hover:text-accent-foreground focus:bg-accent focus:text-accent-foreground focus-visible:ring-ring/50 [&amp;_svg:not([class*=&#x27;text-&#x27;])]:text-muted-foreground flex flex-col gap-1 rounded-sm p-2 text-sm transition-all outline-none focus-visible:ring-[3px] focus-visible:outline-1 [&amp;_svg:not([class*=&#x27;size-&#x27;])]:size-4" data-radix-collection-item="" href="/">Strona główna</a></li><li data-slot="navigation-menu-item" class="relative"><a data-slot="navigation-menu-link" class="data-[active=true]:focus:bg-accent data-[active=true]:hover:bg-accent data-[active=true]:bg-accent/50 data-[active=true]:text-accent-foreground hover:bg-accent hover:text-accent-foreground focus:bg-accent focus:text-accent-foreground focus-visible:ring-ring/50 [&amp;_svg:not([class*=&#x27;text-&#x27;])]:text-muted-foreground flex flex-col gap-1 rounded-sm p-2 text-sm transition-all outline-none focus-visible:ring-[3px] focus-visible:outline-1 [&amp;_svg:not([class*=&#x27;size-&#x27;])]:size-4" data-radix-collection-item="" href="/inwestycje">Inwestycje</a></li><li data-slot="navigation-menu-item" class="relative"><a data-slot="navigation-menu-link" class="data-[active=true]:focus:bg-accent data-[active=true]:hover:bg-accent data-[active=true]:bg-accent/50 data-[active=true]:text-accent-foreground hover:bg-accent hover:text-accent-foreground focus:bg-accent focus:text-accent-foreground focus-visible:ring-ring/50 [&amp;_svg:not([class*=&#x27;text-&#x27;])]:text-muted-foreground flex flex-col gap-1 rounded-sm p-2 text-sm transition-all outline-none focus-visible:ring-[3px] focus-visible:outline-1 [&amp;_svg:not([class*=&#x27;size-&#x27;])]:size-4" data-radix-collection-item="" href="/#nabory">Nabory</a></li><li data-slot="navigation-menu-item" class="relative"><a target="_blank" rel="noopener noreferrer" href="https://www.facebook.com/profile.php?id=61552713753413" data-slot="navigation-menu-link" class="data-[active=true]:focus:bg-accent data-[active=true]:hover:bg-accent data-[active=true]:bg-accent/50 data-[active=true]:text-accent-foreground hover:bg-accent hover:text-accent-foreground focus:bg-accent focus:text-accent-foreground focus-visible:ring-ring/50 [&amp;_svg:not([class*=&#x27;text-&#x27;])]:text-muted-foreground flex flex-col gap-1 rounded-sm p-2 text-sm transition-all outline-none focus-visible:ring-[3px] focus-visible:outline-1 [&amp;_svg:not([class*=&#x27;size-&#x27;])]:size-4" data-radix-collection-item="">Aktualności</a></li><li data-slot="navigation-menu-item" class="relative"><a data-slot="navigation-menu-link" class="data-[active=true]:focus:bg-accent data-[active=true]:hover:bg-accent data-[active=true]:bg-accent/50 data-[active=true]:text-accent-foreground hover:bg-accent hover:text-accent-foreground focus:bg-accent focus:text-accent-foreground focus-visible:ring-ring/50 [&amp;_svg:not([class*=&#x27;text-&#x27;])]:text-muted-foreground flex flex-col gap-1 rounded-sm p-2 text-sm transition-all outline-none focus-visible:ring-[3px] focus-visible:outline-1 [&amp;_svg:not([class*=&#x27;
1size-&#x27;])]:size-4" data-radix-collection-item="" href="/czym-jest-sim">Czym jest SIM?</a></li><li data-slot="navigation-menu-item" class="relative"><a data-slot="navigation-menu-link" class="data-[active=true]:focus:bg-accent data-[active=true]:hover:bg-accent data-[active=true]:bg-accent/50 data-[active=true]:text-accent-foreground hover:bg-accent hover:text-accent-foreground focus:bg-accent focus:text-accent-foreground focus-visible:ring-ring/50 [&amp;_svg:not([class*=&#x27;text-&#x27;])]:text-muted-foreground flex flex-col gap-1 rounded-sm p-2 text-sm transition-all outline-none focus-visible:ring-[3px] focus-visible:outline-1 [&amp;_svg:not([class*=&#x27;size-&#x27;])]:size-4" data-radix-collection-item="" href="/#kontakt">Kontakt</a></li><li data-slot="navigation-menu-item" class="relative"><a target="_blank" rel="noopener noreferrer" href="https://platformazakupowa.pl/pn/sim_lodzkie/proceedings" data-slot="navigation-menu-link" class="data-[active=true]:focus:bg-accent data-[active=true]:hover:bg-accent data-[active=true]:bg-accent/50 data-[active=true]:text-accent-foreground hover:bg-accent hover:text-accent-foreground focus:bg-accent focus:text-accent-foreground focus-visible:ring-ring/50 [&amp;_svg:not([class*=&#x27;text-&#x27;])]:text-muted-foreground flex flex-col gap-1 rounded-sm p-2 text-sm transition-all outline-none focus-visible:ring-[3px] focus-visible:outline-1 [&amp;_svg:not([class*=&#x27;size-&#x27;])]:size-4" data-radix-collection-item="">Przetargi</a></li></ul></div><div class="absolute top-full left-0 isolate z-50 flex justify-center"></div></nav><div class="flex items-center gap-3"><a href="https://simlodzkie.bip.gov.pl" target="_blank" rel="noopener noreferrer"><img alt="Logo Biuletynu Informacji Publicznej" loading="lazy" width="70" height="70" decoding="async" data-nimg="1" style="color:transparent" src="https://cdn.simlodzkie.pl/logos/bip-logo.svg"/></a><div class="md:hidden"> <button data-slot="sheet-trigger" data-variant="outline" data-size="icon" class="inline-flex shrink-0 items-center justify-center gap-2 rounded-md text-sm font-medium whitespace-nowrap transition-all outline-none focus-visible:border-ring focus-visible:ring-[3px] focus-visible:ring-ring/50 disabled:pointer-events-none disabled:opacity-50 aria-invalid:border-destructive aria-invalid:ring-destructive/20 dark:aria-invalid:ring-destructive/40 [&amp;_svg]:pointer-events-none [&amp;_svg]:shrink-0 [&amp;_svg:not([class*=&#x27;size-&#x27;])]:size-4 border bg-background shadow-xs hover:bg-accent hover:text-accent-foreground dark:border-input dark:bg-input/30 dark:hover:bg-input/50 size-9" aria-label="Open mobile menu" type="button" aria-haspopup="dialog" aria-expanded="false" data-state="closed"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-menu h-5 w-5" aria-hidden="true"><path d="M4 12h16"></path><path d="M4 18h16"></path><path d="M4 6h16"></path></svg></button></div></div></div></nav></header><main><section class="py-10 lg:py-16 "><div class="max-w-screen-xl  px-6 xl:px-0 mx-auto"><div class="grid gap-8 lg:grid-cols-12 lg:gap-12"><div class="lg:col-span-9 xl:col-span-9"><article class="prose-headings:scroll-mt-8 flex flex-col gap-10"><div id="1"><h1 class="font-bold text-2xl mb-4">Czym jest Społeczna Inicjatywa Mieszkaniowa?</h1><p class="mb-4">Społeczna inicjatywa mieszkaniowa, czyli SIM, to spółka realizująca budownictwo społeczne specjalizująca się w budowie budynków wielorodzinnych dla osób nieposiadających zdolności kredytowej, lecz dysponującymi środkami na regularne opłacanie czynszu. Jej zadaniem jest budowanie mieszkań na wynajem o umiarkowanym czynszu. To filar dokonującego się właśnie przełomu w budowie mieszkań o umiarkowanym czynszu.</p><p class="mb-4">Obowiązuje możliwość wykupu mieszkania SIM po 15 lub 25 latach w zależności od inwestycji.</p></div><div><h2 class="font-bold text-xl mb-4" id="2">Dla kogo mieszkania w SIM?</h2><p>Dla osób i rodzin nie posiadających własnego mieszkania w danej miejscowości, którzy dysponują środkami na regularne opłacanie czynszu, jednak ich dochody są za niskie na zaciągnięcie kredytu hipotecznego na mieszkanie.</p></div><div><h2 class="font-bold text-xl mb-4" id="2.5">Krok po kroku</h2><p class="mb-4">Procedura otrzymania mieszkania SIM:</p><ul class="flex flex-col gap-2 list-decimal list-inside pl-5"><li>Weź udział w naborze kwalifikacyjnym składając wniosek o zawarcie umowy najmu lokalu mieszkalnego.</li><li>Podpisz umowę partycypacyjną oraz wnieś jej wpłatę do 30% wartości odtworzeniowej mieszkania.</li><li>Po zakończeniu realizacji inwestycji zawarte zostaną umowy najmu z lokatorami na czas nieokreślony.</li><li>Odbierz klucze i ciesz się nowym mieszkaniem!</li></ul></div><div><h2 class="font-bold text-xl mb-4" id="3">
1Korzyści z bycia najemcą SIM</h2><ul class="flex flex-col gap-2 list-disc list-inside pl-5"><li>możliwość zamieszkania w SIM bez konieczności zaciągania wysokiego kredytu; umowa z SIM może jedynie obligować do wniesienia partycypacji w wysokości do 30% kosztów budowy lokalu mieszkalnego;</li><li>nawet o połowę niższe stawki czynszu niż na rynku komercyjnym. Czynsz za mieszkanie w SIM jest uzależniony od wskaźnika wartości odtworzeniowej, który co kwartał ogłasza marszałek województwa łódzkiego. Wartość czynszu w 2026 roku szacowana jest do 19 zł za m<sup>2</sup>;</li><li>możliwość zmiany umowy najmu na umowę najmu z dojściem do własności (uzyskanie własności mieszkania w perspektywie lat).</li></ul></div><div><h2 class="font-bold text-xl mb-4" id="4">Wykończenie mieszkań</h2><p class="mb-4">Mieszkania w SIM Łódzkie łączą nowoczesne technologie, energooszczędne materiały i funkcjonalne układy, spełniając wymagania współczesnych nabywców. Przestronne wnętrza, zaprojektowane z myślą o wygodzie, sprawiają, że poczujesz się tu jak w domu od pierwszego dnia. Oferujemy mieszkania przystosowane dla osób z niepełnosprawnościami.</p><p class="mb-4">Standard wykończenia:</p><ul class="flex flex-col gap-2 list-disc list-inside pl-5"><li>Łazienka – kompletnie wykończona: płytki, WC, umywalka, wanna;</li><li>Podłogi - wykończone panelami lub płytkami;</li><li>Ściany – pomalowane na biało we wszystkich pomieszczeniach;</li><li>Kuchnia – zlewozmywak kuchenny, kuchenka;</li><li>Komórka lokatorska – do każdego mieszkania;</li></ul></div><div><h2 class="font-bold text-xl mb-4" id="6">Finansowanie</h2><p class="mb-4">Atrakcyjny model finansowania, dzięki któremu stawki czynszu w mieszkaniach SIM są niższe niż na rynku komercyjnym (do 5% wartości odtworzeniowej lokalu mieszkalnego), dzięki:</p><ul class="flex flex-col gap-2 list-disc list-inside pl-5"><li>preferencyjnemu kredytowi udzielanemu SIM przez Bank Gospodarstwa Krajowego (BGK) do wysokości 80% kosztów przedsięwzięcia (odsetki od tych kredytów wykupuje Skarb Państwa, dzięki temu BGK może zaoferować niższe oprocentowanie);</li><li>partycypacji (wkładowi) najemców – maksymalnie 30%;</li></ul><p class="my-4">ponadto, aby ułatwić gminom zakładanie SIM-ów i udział w realizacji społecznych mieszkań czynszowych:</p><ul class="flex flex-col gap-2 list-disc list-inside pl-5"><li>rząd proponuje wsparcie finansowe ze specjalnie powołanego Rządowego Funduszu Rozwoju Mieszkalnictwa dla wszystkich gmin. Na utworzenie nowego SIM lub objęcie udziałów w istniejącym SIM/TBS gmina może pozyskać odpowiednio 3 mln zł lub 10% wartości nowej inwestycji mieszkaniowej SIM/TBS. Wnioski o wsparcie z RFRM można składać do Krajowego Zasobu Nieruchomości (KZN);</li><li>
1grant ze środków Funduszu Dopłat do 35% kosztów przedsięwzięcia dla gminy która partycypuje w realizacji mieszkań przez SIM;</li><li>wprowadzenie możliwości tworzenia przez KZN we współpracy z gminami SIM i przystępowania do istniejących TBS, poprzez obejmowanie w imieniu Skarbu Państwa udziałów w zamian za wnoszone do tych spółek grunty, na których budowane są mieszkania.</li></ul></div><div class="max-w-4xl  space-y-6"><h2 class="font-bold text-xl mb-4">Progi dochodowe</h2><p class="mb-6">Zgodnie z Art. 7a. o finansowym wsparciu niektórych przedsięwzięć mieszkaniowych, średni miesięczny dochód gospodarstwa domowego w roku poprzedzającym rok,                  w którym jest zawierana umowa najmu, nie może przekraczać: </p><div class="rounded-md border border-gray-300 overflow-hidden"><div data-slot="table-container" class="relative w-full overflow-x-auto"><table data-slot="table" class="w-full caption-bottom text-sm"><thead data-slot="table-header" class="[&amp;_tr]:border-b"><tr data-slot="table-row" class="data-[state=selected]:bg-muted transition-colors bg-white hover:bg-white border-b border-gray-300"><th data-slot="table-head" class="px-2 align-middle whitespace-nowrap [&amp;:has([role=checkbox])]:pr-0 [&amp;&gt;[role=checkbox]]:translate-y-[2px] h-16 text-center text-gray-900 font-bold text-lg border-r border-gray-300 last:border-r-0">Liczba osób w gospodarstwie domowym</th><th data-slot="table-head" class="px-2 align-middle whitespace-nowrap [&amp;:has([role=checkbox])]:pr-0 [&amp;&gt;[role=checkbox]]:translate-y-[2px] h-16 text-center text-gray-900 font-bold text-lg border-r border-gray-300 last:border-r-0">Maksymalny dochód gospodarstwa domowego</th></tr></thead><tbody data-slot="table-body" class="[&amp;_tr:last-child]:border-0"><tr data-slot="table-row" class="hover:bg-muted/50 data-[state=selected]:bg-muted border-b transition-colors bg-gray-50/80"><td data-slot="table-cell" class="p-2 align-middle whitespace-nowrap [&amp;:has([role=checkbox])]:pr-0 [&amp;&gt;[role=checkbox]]:translate-y-[2px] py-4 px-8 text-center border-r border-gray-300 last:border-r-0 text-gray-700">W gospodarstwie 1-osobowym</td><td data-slot="table-cell" class="p-2 align-middle whitespace-nowrap [&amp;:has([role=checkbox])]:pr-0 [&amp;&gt;[role=checkbox]]:translate-y-[2px] py-4 px-8 text-center border-r border-gray-300 last:border-r-0 font-medium text-gray-800">8 028,95 zł</td></tr><tr data-slot="table-row" class="hover:bg-muted/50 data-[state=selected]:bg-muted border-b transition-colors bg-white"><td data-slot="table-cell" class="p-2 align-middle whitespace-nowrap [&amp;:has([role=checkbox])]:pr-0 [&amp;&gt;[role=checkbox]]:translate-y-[2px] py-4 px-8 text-center border-r border-gray-300 last:border-r-0 text-gray-700">W gospodarstwie 2-osobowym</td><td data-slot="table-cell" class="p-2 align-middle whitespace-nowrap [&amp;:has([role=checkbox])]:pr-0 [&amp;&gt;[role=checkbox]]:translate-y-[2px] py-4 px-8 text-center border-r border-gray-300 last:border-r-0 font-medium text-gray-800">11 240,53 zł</td></tr><tr data-slot="table-row" class="hover:bg-muted/50 data-[state=selected]:bg-muted border-b transition-colors bg-gray-50/80"><td data-slot="table-cell" class="p-2 align-middle whitespace-nowrap [&amp;:has([role=checkbox])]:pr-0 [&amp;&gt;[role=checkbox]]:translate-y-[2px] py-4 px-8 text-center border-r border-gray-300 last:border-r-0 text-gray-700">W gospodarstwie 3-osobowym</td><td data-slot="table-cell" class="p-2 align-middle whitespace-nowrap [&amp;:has([role=checkbox])]:pr-0 [&amp;&gt;[role=checkbox]]:translate-y-[2px] py-4 px-8 text-center border-r border-gray-300 last:border-r-0 font-medium text-gray-800">15 522,64 zł</td></tr><tr data-slot="table-row" class="hover:bg-muted/50 data-[state=selected]:bg-muted border-b transition-colors bg-white"><td data-slot="table-cell" class="p-2 align-middle whitespace-nowrap [&amp;:has([role=checkbox])]:pr-0 [&amp;&gt;[role=checkbox]]:translate-y-[2px] py-4 px-8 text-center border-r border-gray-300 last:border-r-0 text-gray-700">W gospodarstwie 4-osobowym</td><td data-slot="table-cell" class="p-2 align-middle whitespace-nowrap [&amp;:has([role=checkbox])]:pr-0 [&amp;&gt;[role=checkbox]]:translate-y-[2px] py-4 px-8 text-center border-r border-gray-300 last:border-r-0 font-medium text-gray-800">18 198,96 zł</td></tr><tr data-slot="table-row" class="hover:bg-muted/50 data-[state=selected]:bg-muted border-b transition-colors bg-gray-50/80"><td data-slot="table-cell" class="p-2 align-middle whitespace-nowrap [&amp;:has([role=checkbox])]:pr-0 [&amp;&gt;[role=checkbox]]:translate-y-[2px] py-4 px-8 text-center border-r border-gray-300 last:border-r-0 text-gray-700">
1W gospodarstwie 5-osobowym</td><td data-slot="table-cell" class="p-2 align-middle whitespace-nowrap [&amp;:has([role=checkbox])]:pr-0 [&amp;&gt;[role=checkbox]]:translate-y-[2px] py-4 px-8 text-center border-r border-gray-300 last:border-r-0 font-medium text-gray-800">21 945,80 zł</td></tr></tbody></table></div></div><div class="flex justify-center"><a href="https://cdn.simlodzkie.pl/docs/progi-dochodowe.pdf" target="_blank" rel="noopener noreferrer" data-slot="button" data-variant="outline" data-size="lg" class="shrink-0 items-center justify-center text-sm font-medium whitespace-nowrap transition-all outline-none focus-visible:border-ring focus-visible:ring-[3px] focus-visible:ring-ring/50 disabled:pointer-events-none disabled:opacity-50 aria-invalid:border-destructive aria-invalid:ring-destructive/20 dark:aria-invalid:ring-destructive/40 [&amp;_svg]:pointer-events-none [&amp;_svg]:shrink-0 [&amp;_svg:not([class*=&#x27;size-&#x27;])]:size-4 border bg-background shadow-xs hover:text-accent-foreground dark:border-input dark:bg-input/30 dark:hover:bg-input/50 rounded-md has-[&gt;svg]:px-4 h-auto py-4 px-6 border-gray-300 hover:bg-gray-50 flex gap-3 group"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-file-text w-6 h-6 text-blue-600 transition-transform group-hover:scale-110" aria-hidden="true"><path d="M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z"></path><path d="M14 2v4a2 2 0 0 0 2 2h4"></path><path d="M10 9H8"></path><path d="M16 13H8"></path><path d="M16 17H8"></path></svg><div class="flex flex-col items-center"><span class="font-semibold text-gray-800 text-center text-wrap">Pobierz dokument</span><span class="text-xs text-gray-500">Dowiedz się, jak dokładnie obliczyć dochód</span></div><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-download w-4 h-4 text-gray-400 ml-2" aria-hidden="true"><path d="M12 15V3"></path><path d="M21 15v4a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2v-4"></path><path d="m7 10 5 5 5-5"></path></svg></a></div></div><div><h2 class="font-bold text-xl mb-4" id="5">Lokalizacja inwestycji</h2><p>Mieszkania SIM to idealne miejsce do życia – blisko sklepów, szkół, basenu, terenów rekreacyjnych i komunikacji miejskiej. Dla rodzin z dziećmi i miłośników zieleni przygotowano tereny wypoczynkowe, sprzyjające aktywnemu spędzaniu czasu.</p></div><div><h2 class="font-bold text-xl mb-4" id="last">Podstawa prawna</h2><ul class="flex flex-col gap-2 list-disc list-inside pl-5"><li><a class="underline" target="_blank" href="https://isap.sejm.gov.pl/isap.nsf/download.xsp/WDU19951330654/U/D19950654Lj.pdf">Ustawa z 26 października 1995 r. o społecznych formach rozwoju mieszkalnictwa</a></li></ul></div></article></div><div class="lg:col-span-3 xl:col-span-3"><aside class="sticky top-8"><div class="border border-border bg-card overflow-hidden rounded-lg shadow-sm"><div class="border-b border-border bg-muted/50 px-4 py-3"><h3 class="flex items-center text-sm font-semibold text-foreground"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-book mr-2 size-4 text-muted-foreground" aria-hidden="true"><path d="M4 19.5v-15A2.5 2.5 0 0 1 6.5 2H19a1 1 0 0 1 1 1v18a1 1 0 0 1-1 1H6.5a1 1 0 0 1 0-5H20"></path></svg>Spis treści</h3></div><nav class="p-4"><ul class="space-y-2"><li><button class="cursor-pointer block w-full text-left text-sm transition-colors hover:text-primary font-medium text-muted-foreground hover:text-foreground">Czym jest SIM?</button></li><li><button class="cursor-pointer block w-full text-left text-sm transition-colors hover:text-primary font-medium text-muted-foreground hover:text-foreground">Dla kogo mieszkania SIM?</button></li><li><button class="cursor-pointer block w-full text-left text-sm transition-colors hover:text-primary pl-3 font-medium text-muted-foreground hover:text-foreground">Krok po kroku</button></li><li><button class="cursor-pointer block w-full text-left text-sm transition-colors hover:text-primary font-medium text-muted-foreground hover:text-foreground">
1Korzyści z bycia najemcą</button></li><li><button class="cursor-pointer block w-full text-left text-sm transition-colors hover:text-primary font-medium text-muted-foreground hover:text-foreground">Finansowanie</button></li><li><button class="cursor-pointer block w-full text-left text-sm transition-colors hover:text-primary font-medium text-muted-foreground hover:text-foreground">Wykończenie mieszkań  </button></li><li><button class="cursor-pointer block w-full text-left text-sm transition-colors hover:text-primary font-medium text-muted-foreground hover:text-foreground">Lokalizacja inwestycji  </button></li><li><button class="cursor-pointer block w-full text-left text-sm transition-colors hover:text-primary pl-3 font-medium text-muted-foreground hover:text-foreground">Podstawa prawna</button></li></ul></nav></div></aside></div></div></div></section><section class="px-6"><div class="dark:border  relative overflow-hidden my-20 w-full dark bg-green-950 text-foreground max-w-screen-lg 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