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https://www.paulbinsurance.com/blog/

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.ast-above-header-bar{padding-left:20px;padding-right:20px;}}.ast-above-header-bar{display:block;}@media (max-width:921.99px){.ast-header-break-point .ast-above-header-bar{display:grid;}}@media (max-width:544px){.ast-header-break-point .ast-above-header-bar{display:grid;}}.footer-nav-wrap .astra-footer-vertical-menu {display: grid;}@media (min-width: 769px) {.footer-nav-wrap .astra-footer-horizontal-menu li {margin: 0;}.footer-nav-wrap .astra-footer-horizontal-menu a {padding: 0 0.5em;}}@media (min-width: 769px) {.footer-nav-wrap .astra-footer-horizontal-menu li:first-child a {padding-left: 0;}.footer-nav-wrap .astra-footer-horizontal-menu li:last-child a {padding-right: 0;}}.footer-widget-area[data-section="section-footer-menu"] .astra-footer-horizontal-menu{justify-content:center;}.footer-widget-area[data-section="section-footer-menu"] .astra-footer-vertical-menu .menu-item{align-items:center;}#astra-footer-menu .menu-item > a{color:var(--ast-global-color-5);}#astra-footer-menu .menu-item:hover > a{color:var(--ast-global-color-5);}#astra-footer-menu .menu-item.current-menu-item > a{color:var(--ast-global-color-5);}@media (max-width:921px){.footer-widget-area[data-section="section-footer-menu"] .astra-footer-tablet-horizontal-menu{justify-content:center;display:flex;}.footer-widget-area[data-section="section-footer-menu"] .astra-footer-tablet-vertical-menu{display:grid;justify-content:center;}.footer-widget-area[data-section="section-footer-menu"] .astra-footer-tablet-vertical-menu .menu-item{align-items:center;}#astra-footer-menu .menu-item > a{padding-top:0px;padding-bottom:0px;padding-left:20px;padding-right:20px;}}@media (max-width:544px){.footer-widget-area[data-section="section-footer-menu"] .astra-footer-mobile-horizontal-menu{justify-content:center;display:flex;}.footer-widget-area[data-section="section-footer-menu"] .astra-footer-mobile-vertical-menu{display:grid;justify-content:center;}.footer-widget-area[data-section="section-footer-menu"] .astra-footer-mobile-vertical-menu .menu-item{align-items:center;}}.footer-widget-area[data-section="section-footer-menu"]{display:block;}@media (max-width:921.99px){.ast-header-break-point .footer-widget-area[data-section="section-footer-menu"]{display:block;}}@media (max-width:544px){.ast-header-break-point .footer-widget-area[data-section="section-footer-menu"]{display:block;}}:root{--e-global-color-astglobalcolor0:#b83b3d;--e-global-color-astglobalcolor1:#29406b;--e-global-color-astglobalcolor2:#0F172A;--e-global-color-astglobalcolor3:#3A3A3A;--e-global-color-astglobalcolor4:#FFEDE6;--e-global-color-astglobalcolor5:#FFFFFF;--e-global-color-astglobalcolor6:#FFD1BF;--e-global-color-astglobalcolor7:#140609;--e-global-color-astglobalcolor8:#222222;}
154/*# sourceURL=astra-theme-css-inline-css */
155</style>
156<link rel='stylesheet' id='astra-google-fonts-css' href='' media='all' bwp-move-head="1" data-berqwp-style-href="https://fonts.googleapis.com/css?family=Montserrat:400%2C%2C600|DM+Serif+Display:400%2C&#038;display=swap&#038;ver=4.13.11" />
157<link rel='stylesheet' id='hfe-widgets-style-css' href='' media='all' bwp-move-head="1" data-berqwp-style-href="https://static.berqwp.com/www.paulbinsurance.com/https://www.paulbinsurance.com/wp-content/plugins/header-footer-elementor/inc/widgets-css/frontend.css?ver=2.9.4" />
158<style id="wp-emoji-styles-inline-css" bwp-move-head="1" type="text/berqwp-style">
159
160	img.wp-smiley, img.emoji {
161		display: inline !important;
162		border: none !important;
163		box-shadow: none !important;
164		height: 1em !important;
165		width: 1em !important;
166		margin: 0 0.07em !important;
167		vertical-align: -0.1em !important;
168		background: none !important;
169		padding: 0 !important;
170	}
171/*# sourceURL=wp-emoji-styles-inline-css */
172</style>
173<link rel='stylesheet' id='wp-block-library-css' href='' media='all' bwp-move-head="1" data-berqwp-style-href="https://static.berqwp.com/www.paulbinsurance.com/https://www.paulbinsurance.com/wp-includes/css/dist/block-library/style.min.css?ver=7.1" />
174<style id="presto-player-popup-trigger-style-inline-css" bwp-move-head="1" type="text/berqwp-style">
175:where(.wp-block-presto-player-popup-trigger) {
176  /* reduce specificity */
177  display: grid;
178  gap: 1rem;
179  cursor: pointer;
180}
181
182/* Play icon overlay for popup image trigger variation */
183:where(.presto-popup-image-trigger) {
184  position: relative;
185  cursor: pointer;
186}
187
188:where(.presto-popup-image-trigger)::before {
189  content: "";
190  position: absolute;
191  top: 50%;
192  left: 50%;
193  transform: translate(-50%, -50%);
194  width: 48px;
195  height: 48px;
196  background-image: url("/wp-content/plugins/presto-player/src/admin/blocks/blocks/popup-trigger/../../../../../img/play-button.svg");
197  background-size: contain;
198  background-repeat: no-repeat;
199  background-position: center;
200  z-index: 10;
201  pointer-events: none;
202}
203
204:where(.presto-popup-image-trigger img) {
205  display: block;
206  width: 100%;
207  height: auto;
208  filter: brightness(0.5);
209}
210/*# sourceURL=https://www.paulbinsurance.com/wp-content/plugins/presto-player/src/admin/blocks/blocks/popup-trigger/style.css */
211</style>
212<style id="presto-player-popup-media-style-inline-css" bwp-move-head="1" type="text/berqwp-style">
213.wp-block-presto-player-popup.is-selected .wp-block-presto-player-popup-media {
214  display: initial;
215}
216
217.wp-block-presto-player-popup.has-child-selected .wp-block-presto-player-popup-media {
218  display: initial;
219}
220
221.presto-popup__overlay {
222  position: fixed;
223  top: 0;
224  left: 0;
225  z-index: 100000;
226  overflow: hidden;
227  width: 100%;
228  height: 100vh;
229  box-sizing: border-box;
230  padding: 0 5%;
231  visibility: hidden;
232  opacity: 0;
233  display: flex;
234  align-items: center;
235  justify-content: center;
236  transition:
237    opacity 0.2s ease,
238    visibility 0.2s ease;
239
240  --presto-popup-media-width: 1280px;
241  --presto-popup-background-color: rgba(0, 0, 0, 0.917);
242}
243
244.presto-popup--active {
245  visibility: visible;
246  opacity: 1;
247}
248
249.presto-popup--active .presto-popup__content {
250  transform: scale(1);
251}
252
253.presto-popup__content {
254  position: relative;
255  z-index: 9999999999;
256  width: 100%;
257  max-width: var(--presto-popup-media-width);
258  transform: scale(0.9);
259  transition: transform 0.2s ease;
260}
261
262.presto-popup__close-button {
263  position: absolute;
264  top: calc(env(safe-area-inset-top) + 16px);
265  right: calc(env(safe-area-inset-right) + 16px);
266  padding: 0;
267  cursor: pointer;
268  z-index: 5000000;
269  min-width: 24px;
270  min-height: 24px;
271  width: 24px;
272  height: 24px;
273  display: flex;
274  align-items: center;
275  justify-content: center;
276  border: none;
277  background: none;
278  box-shadow: none;
279  transition: opacity 0.2s ease;
280}
281
282.presto-popup__close-button:hover,
283.presto-popup__close-button:focus {
284  opacity: 0.8;
285  background: none;
286  border: none;
287}
288
289.presto-popup__close-button:not(:hover):not(:active):not(.has-background) {
290  background: none;
291  border: none;
292}
293
294.presto-popup__close-button svg {
295  width: 24px;
296  height: 24px;
297  fill: white;
298}
299
300.presto-popup__scrim {
301  width: 100%;
302  height: 100%;
303  position: absolute;
304  z-index: 2000000;
305  background-color: var(--presto-popup-background-color, rgb(255, 255, 255));
306}
307
308.presto-popup__speak {
309  position: absolute;
310  width: 1px;
311  height: 1px;
312  padding: 0;
313  margin: -1px;
314  overflow: hidden;
315  clip: rect(0, 0, 0, 0);
316  white-space: nowrap;
317  border: 0;
318}
319/*# sourceURL=https://www.paulbinsurance.com/wp-content/plugins/presto-player/src/admin/blocks/blocks/popup-media/style.css */
320</style>
321<style id="wpseopress-local-business-style-inline-css" bwp-move-head="1" type="text/berqwp-style">
322span.wp-block-wpseopress-local-business-field{margin-right:8px}
323
324/*# sourceURL=https://www.paulbinsurance.com/wp-content/plugins/wp-seopress-pro/public/editor/blocks/local-business/style-index.css */
325</style>
326<style id="wpseopress-table-of-contents-style-inline-css" bwp-move-head="1" type="text/berqwp-style">
327.wp-block-wpseopress-table-of-contents li.active>a{font-weight:bold}
328
329/*# sourceURL=https://www.paulbinsurance.com/wp-content/plugins/wp-seopress-pro/public/editor/blocks/table-of-contents/style-index.css */
330</style>
331<style id="global-styles-inline-css" bwp-move-head="1" type="text/berqwp-style">
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363<link rel='stylesheet' id='elementor-post-25654-css' href='' media='all' bwp-move-head="1" data-berqwp-style-href="https://static.berqwp.com/www.paulbinsurance.com/https://www.paulbinsurance.com/wp-content/uploads/elementor/css/post-25654.css?ver=1789101319" />
364<link rel='stylesheet' id='astra-child-theme-css-css' href='' media='all' bwp-move-head="1" data-berqwp-style-href="https://static.berqwp.com/www.paulbinsurance.com/https://www.paulbinsurance.com/wp-content/themes/astra-child/style.css?ver=1.0.0" />
365<link rel='stylesheet' id='hfe-elementor-icons-css' href='' media='all' bwp-move-head="1" data-berqwp-style-href="https://static.berqwp.com/www.paulbinsurance.com/https://www.paulbinsurance.com/wp-content/plugins/elementor/assets/lib/eicons/css/elementor-icons.min.css?ver=5.34.0" />
366<link rel='stylesheet' id='hfe-icons-list-css' href='' media='all' bwp-move-head="1" data-berqwp-style-href="https://static.berqwp.com/www.paulbinsurance.com/https://www.paulbinsurance.com/wp-content/plugins/elementor/assets/css/widget-icon-list.min.css?ver=3.24.3" />
367<link rel='stylesheet' id='hfe-social-icons-css' href='' media='all' bwp-move-head="1" data-berqwp-style-href="https://static.berqwp.com/www.paulbinsurance.com/https://www.paulbinsurance.com/wp-content/plugins/elementor/assets/css/widget-social-icons.min.css?ver=3.24.0" />
368<link rel='stylesheet' id='hfe-social-share-icons-brands-css' href='' media='all' bwp-move-head="1" data-berqwp-style-href="https://static.berqwp.com/www.paulbinsurance.com/https://www.paulbinsurance.com/wp-content/plugins/elementor/assets/lib/font-awesome/css/brands.css?ver=5.15.3" />
369<link rel='stylesheet' id='hfe-social-share-icons-fontawesome-css' href='' media='all' bwp-move-head="1" data-berqwp-style-href="https://static.berqwp.com/www.paulbinsurance.com/https://www.paulbinsurance.com/wp-content/plugins/elementor/assets/lib/font-awesome/css/fontawesome.css?ver=5.15.3" />
370<link rel='stylesheet' id='hfe-nav-menu-icons-css' href='' media='all' bwp-move-head="1" data-berqwp-style-href="https://static.berqwp.com/www.paulbinsurance.com/https://www.paulbinsurance.com/wp-content/plugins/elementor/assets/lib/font-awesome/css/solid.css?ver=5.15.3" />
371<link rel='stylesheet' id='hfe-widget-blockquote-css' href='' media='all' bwp-move-head="1" data-berqwp-style-href="https://static.berqwp.com/www.paulbinsurance.com/https://www.paulbinsurance.com/wp-content/plugins/elementor-pro/assets/css/widget-blockquote.min.css?ver=3.25.0" />
372<link rel='stylesheet' id='hfe-mega-menu-css' href='' media='all' bwp-move-head="1" data-berqwp-style-href="https://static.berqwp.com/www.paulbinsurance.com/https://www.paulbinsurance.com/wp-content/plugins/elementor-pro/assets/css/widget-mega-menu.min.css?ver=3.26.2" />
373<link rel='stylesheet' id='hfe-nav-menu-widget-css' href='' media='all' bwp-move-head="1" data-berqwp-style-href="https://static.berqwp.com/www.paulbinsurance.com/https://www.paulbinsurance.com/wp-content/plugins/elementor-pro/assets/css/widget-nav-menu.min.css?ver=3.26.0" />
374<link rel='stylesheet' id='elementor-gf-local-montserrat-css' href='' media='all' bwp-move-head="1" data-berqwp-style-href="https://static.berqwp.com/www.paulbinsurance.com/https://www.paulbinsurance.com/wp-content/uploads/elementor/google-fonts/css/montserrat.css?ver=1743300569" />
375<link rel='stylesheet' id='elementor-gf-local-poppins-css' href='' media='all' bwp-move-head="1" data-berqwp-style-href="https://static.berqwp.com/www.paulbinsurance.com/https://www.paulbinsurance.com/wp-content/uploads/elementor/google-fonts/css/poppins.css?ver=1743300570" />
376<style bwp-move-head="1" type="text/berqwp-style">
377				.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload),
378				.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) * {
379					background-image: none !important;
380				}
381				@media screen and (max-height: 1024px) {
382					.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload),
383					.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) * {
384						background-image: none !important;
385					}
386				}
387				@media screen and (max-height: 640px) {
388					.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload),
389					.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) * {
390						background-image: none !important;
391					}
392				}
393			</style>
394<style id="wp-custom-css" bwp-move-head="1" type="text/berqwp-style">
395.numbers-block .elementor-counter-title {
396    text-align: center !important;
397}
398
399.FAQ .elementor-toggle-item {
400    border-radius: 10px;
401    border: 1px solid #e2e8f0;
402    margin-top: 20px;
403}
404.post-32644 p, .post-32389 p,  .post-32362 p,.post-32697 p {
405    margin-block-end: 5px !important;
406}
407
408
409.asked-accordion .elementor-accordion-item p {
410	margin-block-end: 20px !important;
411}
412
413@media only screen and (min-width:320px) and (max-width:767px){
414.footer-icons .elementor-icon-box-wrapper {
415    align-items: center;
416	}
417	.footer-icons .elementor-icon-box-wrapper .elementor-icon-box-icon{
418		display:flex !important;
419	}
420	.footer-icons  div#field_2_1 {
421    grid-column: span 12;
422}
423	.footer-icons  div#gform_fields_2 {
424    position: relative;
425}
426.footer-icons 	div#field_submit {
427    position: absolute;
428    right: 0;
429    top: 0;
430}
431}
432@media only screen and (min-width:320px) and (max-width:640px){
433body .newsletter-form div#field_submit input {
434    padding: 9px !important;
435}
436}
437@media only screen and (min-width:920px) and (max-width:1220px){
438.site-header-primary-section-right.site-header-section.ast-flex.ast-grid-right-section {
439	display: none;
440}
441}
442.gform_validation_errors, .gfield_validation_message {
443    display: none;
444}
445.free-consultation-form .validation_message, .gform_heading  {
446    display: none;
447}
448.newsletter-form div#field_submit input {
449    padding: 14px !important;
450}
451button:focus ,a:focus {
452	outline: none !important;
453	border: none !important;
454}
455
456.ginput_container.ginput_container_email input {
457    border-radius: 0;
458}
459.newsletter-form div#gform_fields_2 {
460    grid-column-gap: 0;
461}
462.footer-icons .elementor-icon-box-content .elementor-icon-box-title a {
463	word-break: break-all;
464}
465.ginput_container input,.ginput_container textarea {
466    border-radius: 0;
467}
468
469/* AJ */
470.ast-primary-header-bar .main-header-menu li ul.sub-menu {
471    margin-top: 0 !important;
472	background:#29406b;
473}
474.contact-us-page .elementor-widget-container h3 a {
475	text-decoration: none;
476}
477.blog-sec .elementor-widget-container .elementor-post .elementor-post__text h3 a {
478	text-decoration: none;
479}
480.hover-text .elementor-view-stacked:hover  .elementor-widget-container h3 span {
481    color: #ffffff;
482}
483.main-header-bar-wrap .main-navigation .main-header-menu .full-width-mega .astra-megamenu {
484    background: transparent;
485}
486.main-header-menu .sub-menu .menu-link {
487	padding: .4em 1em !important;
488}
489.menu-more .menu-link {
490	display: block;
491	width: max-content;
492}
493.main-iframe-sec .e-con-inner {
494    display: block !important;
495}
496.megamenu-main .astra-full-megamenu-wrapper.astra-megamenu-has-divider ul li a span {
497    padding: 10px;
498}
499/* .megamenu-main .astra-full-megamenu-wrapper.astra-megamenu-has-divider ul li span span {
500    padding: 10px;
501} */
502.res-menu .res-child .menu-text {
503	padding-left: 10px;
504}
505.res-menu .sub-menu {
506	width: 305px !important;
507}
508@media only screen and (max-width: 767px) {
509
510
511
512.product-table table {
513	width: 700px !important;
514}
515
516.product-table .elementor-widget-container {
517	overflow-x: scroll;
518}
519}
520
521.single-post h2 {
522    font-size: 38px;
523	font-family:Montserrat;
524	font-weight: 600;
525}
526
527.single-post h3 {
528    font-family:Montserrat;
529	font-weight: 600;
530}
531/* FOR-BLOG-PAGE-LINE-LIMIT */
532.custom-line-blog .e-con-inner article .elementor-post__title a {
533    display: -webkit-box;
534    -webkit-line-clamp: 3;
535    -webkit-box-orient: vertical;
536    overflow: hidden;
537    text-overflow: ellipsis;
538}
539.custom-line-blog .e-con-inner article .elementor-post__excerpt {
540    display: -webkit-box;
541    -webkit-line-clamp: 4;
542    -webkit-box-orient: vertical;
543    overflow: hidden;
544    text-overflow: ellipsis;
545}
546
547/* for new home a page */
548.img-box .elementor-element .elementor-image-box-wrapper img {
549    background-color: #f3f5f7;
550    padding: 10px;
551    border-radius: 4px;
552}
553/* .img-box .elementor-element .elementor-widget-container:hover .elementor-image-box-wrapper img {
554	background-color: #28416A;
555	filter: brightness(0) saturate(100%) invert(99%) sepia(2%) saturate(48%) hue-rotate(235deg) brightness(105%) contrast(100%); 	
556}
557 */
558
559.cus-faq .elementor-accordion-item {
560    margin-bottom: 20px;
561    border-radius: 10px;
562	background-color:#fff;
563	padding:10px;
564}
565
566
567.for-limit .elementor-testimonial .elementor-testimonial__text{
568	  display: -webkit-box;
569  -webkit-line-clamp: 10;   /* number of lines */
570  -webkit-box-orient: vertical;
571  overflow: hidden;
572
573}
574.decoration-none{
575	text-decoration:none !important;
576}
577</style>
578<link rel='stylesheet' id='astra-addon-megamenu-dynamic-css' href='' media='all' bwp-move-head="1" data-berqwp-style-href="https://static.berqwp.com/www.paulbinsurance.com/https://www.paulbinsurance.com/wp-content/plugins/astra-addon/ad
578dons/nav-menu/assets/css/minified/magamenu-frontend.min.css?ver=4.13.9" />
579<style id="astra-addon-megamenu-dynamic-inline-css" bwp-move-head="1" type="text/berqwp-style">
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580fill:var(--ast-global-color-0);width:20px;height:20px;}.ast-desktop .astra-megamenu-li .menu-item-14260.menu-item-heading > .menu-link, .ast-desktop .ast-mega-menu-enabled.submenu-with-border .astra-megamenu-li .menu-item-14260.menu-item-heading > .menu-link, .ast-desktop .ast-mega-menu-enabled .astra-megamenu-li .menu-item-14260.menu-item-heading > .menu-link{border-bottom:1px solid var(--ast-global-color-0);}.ast-desktop .menu-item-14260 .astra-mm-icon-label.icon-item-14260,  .ast-header-break-point .menu-item-14260 .astra-mm-icon-label.icon-item-14260{display:inline-block;vertical-align:middle;line-height:0;margin:5px;}.ast-desktop .menu-item-14260 .astra-mm-icon-label.icon-item-14260 svg,  .ast-header-break-point .menu-item-14260 .astra-mm-icon-label.icon-item-14260 svg{color:var(--ast-global-color-0);fill:var(--ast-global-color-0);width:20px;height:20px;}.ast-desktop .menu-item-8523 .astra-mm-icon-label.icon-item-8523,  .ast-header-break-point .menu-item-8523 .astra-mm-icon-label.icon-item-8523{display:inline-block;vertical-align:middle;line-height:0;margin:5px;}.ast-desktop .menu-item-8523 .astra-mm-icon-label.icon-item-8523 svg,  .ast-header-break-point .menu-item-8523 .astra-mm-icon-label.icon-item-8523 svg{color:var(--ast-global-color-0);fill:var(--ast-global-color-0);width:20px;height:20px;}.ast-desktop .menu-item-18770 .astra-mm-icon-label.icon-item-18770,  .ast-header-break-point .menu-item-18770 .astra-mm-icon-label.icon-item-18770{display:inline-block;vertical-align:middle;line-height:0;margin:5px;}.ast-desktop .menu-item-18770 .astra-mm-icon-label.icon-item-18770 svg,  .ast-header-break-point .menu-item-18770 .astra-mm-icon-label.icon-item-18770 svg{color:var(--ast-global-color-0);fill:var(--ast-global-color-0);width:20px;height:20px;}.ast-desktop .menu-item-16616 .astra-mm-icon-label.icon-item-16616,  .ast-header-break-point .menu-item-16616 .astra-mm-icon-label.icon-item-16616{display:inline-block;vertical-align:middle;line-height:0;margin:5px;}.ast-desktop .menu-item-16616 .astra-mm-icon-label.icon-item-16616 svg,  .ast-header-break-point .menu-item-16616 .astra-mm-icon-label.icon-item-16616 svg{color:var(--ast-global-color-0);fill:var(--ast-global-color-0);width:20px;height:20px;}.ast-desktop .menu-item-27836 .astra-mm-icon-label.icon-item-27836,  .ast-header-break-point .menu-item-27836 .astra-mm-icon-label.icon-item-27836{display:inline-block;vertical-align:middle;line-height:0;margin:5px;}.ast-desktop .menu-item-27836 .astra-mm-icon-label.icon-item-27836 svg,  .ast-header-break-point .menu-item-27836 .astra-mm-icon-label.icon-item-27836 svg{color:var(--ast-global-color-0);fill:var(--ast-global-color-0);width:20px;height:20px;}.ast-desktop .menu-item-8525 .astra-mm-icon-label.icon-item-8525,  .ast-header-break-point .menu-item-8525 .astra-mm-icon-label.icon-item-8525{display:inline-block;vertical-align:middle;line-height:0;margin:5px;}.ast-desktop .menu-item-8525 .astra-mm-icon-label.icon-item-8525 svg,  .ast-header-break-point .menu-item-8525 .astra-mm-icon-label.icon-item-8525 svg{color:var(--ast-global-color-0);fill:var(--ast-global-color-0);width:20px;height:20px;}.ast-desktop .menu-item-27317 .astra-mm-icon-label.icon-item-27317,  .ast-header-break-point .menu-item-27317 .astra-mm-icon-label.icon-item-27317{display:inline-block;vertical-align:middle;line-height:0;margin:5px;}.ast-desktop .menu-item-27317 .astra-mm-icon-label.icon-item-27317 svg,  .ast-header-break-point .menu-item-27317 .astra-mm-icon-label.icon-item-27317 svg{color:var(--ast-global-color-0);fill:var(--ast-global-color-0);width:20px;height:20px;}.ast-desktop .menu-item-27318 .astra-mm-icon-label.icon-item-27318,  .ast-header-break-point .menu-item-27318 .astra-mm-icon-label.icon-item-27318{display:inline-block;vertical-align:middle;line-height:0;margin:5px;}.ast-desktop .menu-item-27318 .astra-mm-icon-label.icon-item-27318 svg,  .ast-header-break-point .menu-item-27318 .astra-mm-icon-label.icon-item-27318 svg{color:var(--ast-global-color-0);fill:var(--ast-global-color-0);width:20px;height:20px;}
581/*# sourceURL=astra-addon-megamenu-dynamic-inline-css */
582</style>
583
584<script data-earlyberqwp defer src='https://static.berqwp.com/www.paulbinsurance.com/https://cwv.berqwp.com/web-vitals.iife.js' data-type="text/javascript" type="text/bwp-script"></script>
vendor: 1 bytes, line 584
584
585<script data-earlyberqwp defer src='https://static.berqwp.com/www.paulbinsurance.com/https://cwv.berqwp.com/metrices.js' data-type="text/javascript" type="text/bwp-script"></script>
585
586
587<script data-berqwp async>
588
589function berqwpLoadFonts() {
590    let styleTags = document.querySelectorAll('style[type="text/berqwpfonts"]');
591
592    if (styleTags) {
593        styleTags.forEach((styleTag) => {
594            styleTag.setAttribute('type', 'text/css');
595        });
596    }
597}
598window.addEventListener('berqwp_critical_css_processed', berqwpLoadFonts)
599window.addEventListener('load', berqwpLoadFonts)
600
601            </script>
vendor: 1 bytes, line 601
601
602<script id='berqwp-img-lazyload' async>
603                document.addEventListener('DOMContentLoaded', function () {
604                    var berq_img_lazy_options = {
605                        root: null, // null means the viewport
606                        rootMargin: '0px',
607                        threshold: 0
608                    };
609
610                    var img_observer = new IntersectionObserver(function (entries, observer) {
611                        entries.forEach(function (entry) {
612                            if (entry.isIntersecting) {
613                                let img = entry.target;
614                                let imgSrc = img.getAttribute('data-berqwpsrc');
615                                let imgSrcset = img.getAttribute('data-berqwp-srcset');
616
617                                // Set the actual image source from data-berqwpsrc
618                                if (imgSrc !== null) {
619                                    img.src = imgSrc;
620                                }
621
622                                if (imgSrcset !== null) {
623                                    img.srcset = imgSrcset;
624                                }
625
626                                if (img.getAttribute('data-srcset') !== null) {
627                                    img.srcset = img.getAttribute('data-srcset');
628                                }
629
630                                // You might want to remove the data-src attribute after loading
631                                img.removeAttribute('data-berqwpsrc');
632                                img.removeAttribute('data-berqwp-srcset');
633
634                                img_observer.unobserve(img);
635                            }
636                        });
637                    }, berq_img_lazy_options);
638
639                    function berqwp_lazyload_images() {
640                        let lazyImages = document.querySelectorAll('img[data-berqwpsrc]');
641                        lazy_img_int = 1000;
642
643                        lazyImages.forEach(function (img) {
644                            img_observer.observe(img);
645                        });
646                    }
647
648                    function berqwp_lazyload_source() {
649                        let lazyImages = document.querySelectorAll('source[data-berqwp-srcset]');
650                        lazy_img_int = 1000;
651
652                        lazyImages.forEach(function (img) {
653                            img_observer.observe(img);
654                        });
655                    }
656
657                    berqwp_lazyload_images();
658                    setInterval(berqwp_lazyload_images, 1000);
659                    setInterval(berqwp_lazyload_source, 1000);
660
661                });
662
663                document.addEventListener('DOMContentLoaded', function () {
664
665                    // Set up IntersectionObserver to lazy load background images
666                    let bwp_bg_observer = new IntersectionObserver((entries, observer) => {
667                        entries.forEach(entry => {
668                            if (entry.isIntersecting) {
669                                // Get the element that entered the viewport
670                                const element = entry.target;
671
672                                // Get the background image from the data-bg attribute
673                                const bgImage = element.getAttribute('data-berqwpbg');
674
675                                // If there's a data-bg attribute, set the background image
676                                if (bgImage) {
677                                    element.style.backgroundImage = 'url('+bgImage+')';
678                                    element.removeAttribute('data-berqwpbg'); // Remove the data-bg attribute after loading
679                                }
680
681                                // Stop observing the element once it's loaded
682                                bwp_bg_observer.unobserve(element);
683                            }
684                        });
685                    });
686
687                    function berqwp_lazyload_bg_images() {
688                        const lazyElements = document.querySelectorAll('.lazy-berqwpbg');
689
690                        // Observe each lazy-loaded element
691                        lazyElements.forEach(element => {
692                            bwp_bg_observer.observe(element);
693                        });
694                    }
695
696                    berqwp_lazyload_bg_images();
697                    setInterval(berqwp_lazyload_bg_images, 1000);
698
699                });
700
701            </script>
701
702<link rel='preconnect' href='https://static.berqwp.com/' crossorigin>
703<script data-berqwp aync>
704                var berqwp_readyState = 'loading';
705                var isDispatchingEvent = false; // Track if event is being dispatched
706
707                if (document.readyState === 'complete') {
708                    // Define a custom readyState property on the document
709                    Object.defineProperty(document, 'readyState', {
710                        get() { return berqwp_readyState; }
711                    });
712                }
713
714                // Function to manually dispatch the 'readystatechange' event
715                function triggerReadyStateChange(newState) {
716                    if (!isDispatchingEvent) {
717                        try {
718                            isDispatchingEvent = true; // Set flag to indicate event is being dispatched
719                            berqwp_readyState = newState; // Update the custom readyState
720                            var event = new Event('readystatechange'); // Create a new 'readystatechange' event
721                            document.dispatchEvent(event); // Dispatch the event
722                        } finally {
723                            isDispatchingEvent = false; // Reset flag after dispatch
724                        }
725                    } else {
726                        console.warn('Event dispatch in progress. Skipping duplicate dispatch.');
727                    }
728                }
729            </script>
729
730
731             
731<script id='load-early-js' defer>
732                (function(){
733                    let scriptsLoaded = false;
734                    window.addEventListener('DOMContentLoaded', function () {
735
736                        if (scriptsLoaded) {
737                            return;
738                        }
739                        scriptsLoaded = true;
740
741                        var scripts = document.querySelectorAll('script[data-earlyberqwp][type="text/bwp-script"]');
742
743
744                        // Function to dynamically load scripts
745                        async function loadScript(index) {
746                            if (index >= scripts.length) {
747
748                                // setTimeout(function() {
749                                    // if (document.readyState == 'complete') {
750                                    //     console.log('Releasing page lifecyle events.')
751                                    //     // After all scripts are loaded, dispatch events
752                                    //     let event = new Event('DOMContentLoaded', {
753                                    //         bubbles: true,
754                                    //         cancelable: true
755                                    //     });
756                                    //     document.dispatchEvent(event);
757
758                                    //     window.dispatchEvent(new Event('load'));
759
760                                    //     triggerReadyStateChange('complete');
761                                    // }
762
763                                    // // Create a new resize event
764                                    // var resizeEvent = new Event('resize');
765
766                                    // // Dispatch the resize event
767                                    // window.dispatchEvent(resizeEvent);
768
769                                    console.log('scripts early loaded.')
770
771                                // }, 1000)
772                                return;
773                            }
774
775                            // Create a new script element
776                            var script = scripts[index];
777                            var newScript = document.createElement('script');
778                            // newScript.type = 'text/javascript';
779                            newScript.type = script.getAttribute('data-type');
780                            let loadType = script.getAttribute('data-earlyberqwp')
781
782                            if (loadType == 'mobile' && !isMobileDevice()) {
783                                return;
784                            }
785
786                            // Copy the content or src of the original script
787                            if (script.src) {
788                                newScript.src = script.src;
789
790                                if (script.hasAttribute('data-berqwpskiponload')) {
791                                    loadScript(index + 1);
792                                } else {
793
794                                    // Set a timeout to proceed even if onload doesn't fire
795                                    var scriptTimeout = setTimeout(function() {
796                                        console.warn('Script load timeout:', script.src);
797                                        loadScript(index + 1);
798                                    }, 5000); // 5 seconds timeout
799
800
801                                    newScript.onload = function() {
802                                        clearTimeout(scriptTimeout); // Clear timeout if script loads successfully
803                                        loadScript(index + 1);
804                                    };
805
806                                    newScript.onerror = function() {
807                                        clearTimeout(scriptTimeout); // Clear timeout if there's an error loading the script
808                                        console.warn('Error loading script:', script.src);
809                                        loadScript(index + 1); // Proceed to the next script
810                                    };
811                                }
812
813
814                            } else {
815                                newScript.text = script.textContent;
816                                setTimeout(function() {
817                                    loadScript(index + 1);
818                                }, 0); // Delay to simulate async load
819                            }
820
821                            // Copy other attributes if necessary
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1488				class="site-branding ast-site-identity" itemtype="https://schema.org/Organization" itemscope="itemscope"				>
1489					<span class="site-logo-img"><a href="https://www.paulbinsurance.com/" class="custom-logo-link" rel="home"><img width="250" height="99" src="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2024%2F09%2Fpaulbinsurance.logo_-250x99.png" class="custom-logo" alt="The Modern Medicare Agency" decoding="async" srcset="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=200&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2024%2F09%2Fpaulbinsurance.logo_-250x99.png 200w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=250&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2024%2F09%2Fpaulbinsurance.logo_-250x99.png 250w" sizes="250px" loading="eager" fetchpriority="high" /></a></span>				</div>
1490			<!-- .site-branding -->
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1496</div></div>			</div>
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1498			<div class="ast-header-html inner-link-style-"><div class="ast-builder-html-element"><p><img src="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2024%2F10%2Fphone.png" alt="Email" width="30" height="30" loading="lazy" sizes="30px" data-berqwp-srcset="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=30&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2024%2F10%2Fphone.png 30w" /><a style="font-size: 18px;padding-left: 5px;vertical-align: middle" href="tel:+6313585793">Call Us (631) 358 5793</a></p>
1499</div></div>		</div>
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1501			<div class="ast-builder-button-wrap ast-builder-button-size-default"><a class="ast-custom-button-link" href="https://www.paulbinsurance.com/free-consultation" target="_self"  role="button" aria-label="Free Consultation" >
1502				<div class="ast-custom-button">Free Consultation</div>
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1504									</div>
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1525                </svg></span></span></a><button class="ast-menu-toggle" aria-expanded="false" aria-label="Toggle Menu"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
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1529
1530<ul class="astra-megamenu sub-menu astra-mega-menu-width-full astra-megamenu-has-divider ast-hidden">
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1533                </svg></span><span class="menu-text">Medicare Seminars</span><span role="button" class="dropdown-menu-toggle ast-header-navigation-arrow" tabindex="0" aria-expanded="false" aria-label="Menu Toggle"  ><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
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1538	<ul class="sub-menu">
1539		<li id="menu-item-12194" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12194"><a href="https://www.paulbinsurance.com/about-medicare/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1540                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1541                </svg></span><span class="menu-text">Medicare Seminars &#038; Webinars</span></a></li>		<li id="menu-item-30801" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-30801"><a href="https://www.paulbinsurance.com/los-angeles-medicare-expert-california/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1542                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1543                </svg></span><span class="menu-text">Los Angeles Medicare Expert California</span></a></li>	</ul>
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1545                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1546                </svg></span><span class="menu-text">Other Insurance</span><span role="button" class="dropdown-menu-toggle ast-header-navigation-arrow" tabindex="0" aria-expanded="false" aria-label="Menu Toggle"  ><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1547                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1548                </svg></span></span></span><button class="ast-menu-toggle" aria-expanded="false" aria-label="Toggle Menu"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1549                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1550                </svg></span></button>
1551	<ul class="sub-menu">
1552		<li id="menu-item-32624" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32624"><a href="https://www.paulbinsurance.com/final-expense-insurance/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1553                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1554                </svg></span><span class="menu-text">Final Expense Insurance</span></a></li>		<li id="menu-item-12204" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12204"><a href="https://www.paulbinsurance.com/life-insurance/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1555                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1556                </svg></span><span class="menu-text">Life Insurance</span></a></li>		<li id="menu-item-12205" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12205"><a href="https://www.paulbinsurance.com/annuities/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1557                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1558                </svg></span><span class="menu-text">Annuities</span></a></li>		<li id="menu-item-29186" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-29186"><a href="https://www.paulbinsurance.com/affordable-dental-insurance-plans/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1559                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1560                </svg></span><span class="menu-text">Affordable Dental Insurance Plans</span></a></li>		<li id="menu-item-12226" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12226"><a href="https://www.paulbinsurance.com/vision-insurance/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1561                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1562                </svg></span><span class="menu-text">Vision Insurance</span></a></li>		<li id="menu-item-6132" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6132"><a href="https://www.evergreeninsurance.us" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1563                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1564                </svg></span><span class="menu-text">Property &#038; Causality</span></a></li>	</ul>
1565</li>	<li id="menu-item-14244" class="menu-more menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-14244 menu-item-heading"><span href="javascript:void(0)" class="ast-disable-link menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1566                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1567                </svg></span><span class="menu-text">About Us</span><span role="button" class="dropdown-menu-toggle ast-header-navigation-arrow" tabindex="0" aria-expanded="false" aria-label="Menu Toggle"  ><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1568                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1569                </svg></span></span></span><button class="ast-menu-toggle" aria-expanded="false" aria-label="Toggle Menu"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version=
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1570                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
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1572	<ul class="sub-menu">
1573		<li id="menu-item-8524" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-8524"><a href="https://www.paulbinsurance.com/insurance/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1574                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1575                </svg></span><span class="menu-text">About-us</span></a></li>		<li id="menu-item-12227" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12227"><a href="https://www.paulbinsurance.com/insurance-carriers/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1576                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1577                </svg></span><span class="menu-text">Insurance Carriers</span></a></li>		<li id="menu-item-12228" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12228"><a href="https://www.paulbinsurance.com/client-testimonials/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1578                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1579                </svg></span><span class="menu-text">Client Testimonials</span></a></li>		<li id="menu-item-16443" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16443"><a href="https://www.paulbinsurance.com/accessibility/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1580                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1581                </svg></span><span class="menu-text">Accessibility Statement</span></a></li>		<li id="menu-item-16444" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16444"><a href="https://www.paulbinsurance.com/agency-photo-gallery/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1582                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1583                </svg></span><span class="menu-text">Agency Photo Gallery</span></a></li>		<li id="menu-item-16445" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16445"><a href="https://www.paulbinsurance.com/insurance-videos/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1584                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1585                </svg></span><span class="menu-text">Insurance Videos</span></a></li>		<li id="menu-item-16446" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16446"><a href="https://www.paulbinsurance.com/privacy-disclaimer/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1586                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1587                </svg></span><span class="menu-text">Privacy Disclaimer</span></a></li>		<li id="menu-item-16447" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16447"><a href="https://www.paulbinsurance.com/news-updates/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1588                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1589                </svg></span><span class="menu-text">News</span></a></li>	</ul>
1590</li>	<li id="menu-item-14260" class="menu-more menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-14260 menu-item-heading"><span href="javascript:void(0)" class="ast-disable-link menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1591                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1592                </svg></span><span class="menu-text">Contact Us</span><span role="button" class="dropdown-menu-toggle ast-header-navigation-arrow" tabindex="0" aria-expanded="false" aria-label="Menu Toggle"  ><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1593                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1594                </svg></span></span></span><button class="ast-menu-toggle" aria-expanded="false" aria-label="Toggle Menu"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1595                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
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1597	<ul class="sub-menu">
1598		<li id="menu-item-8523" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-8523"><a href="https://www.paulbinsurance.com/contact-us/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1599                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1600                </svg></span><span class="menu-text">Contact Us</span></a></li>	</ul>
1601</li></ul>
1602</div>
1603</li><li id="menu-item-18770" class="res-menu menu-item menu-item-type-post_type menu-item-object-page menu-item-18770"><a href="https://www.paulbinsurance.com/resourcecenter/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1604                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1605                </svg></span><span class="menu-text">Resources</span></a></li><li id="menu-item-16616" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16616"><a href="https://www.paulbinsurance.com/new-york-city-pages/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1606                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1607                </svg></span><span class="menu-text">Medicare Agents</span></a></li><li id="menu-item-27836" class="menu-item menu-item-type-post_type menu-item-object-page current-menu-ancestor current-menu-parent current_page_parent current_page_ancestor menu-item-has-children menu-item-27836"><a aria-expanded="false" href="https://www.paulbinsurance.com/medicare-education-resources/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1608                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1609                </svg></span><span class="menu-text">Education</span><span role="button" class="dropdown-menu-toggle ast-header-navigation-arrow" tabindex="0" aria-expanded="false" aria-label="Menu Toggle"  ><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1610                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
1611                </svg></span></span></a><button class="ast-menu-toggle" aria-expanded="false" aria-label="Toggle Menu"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
1612                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
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1692				<div class="elementor-widget-container">
1693					<h1 class="elementor-heading-title elementor-size-default">The Modern Medicare Agency Blog</h1>				</div>
1694				</div>
1695				</div>
1696				</div>
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1700				<div class="elementor-widget-container">
1701															<img fetchpriority="high" decoding="async" width="1536" height="1024" src="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F02%2FMedicare-Blog-Page.png" class="attachment-full size-full wp-image-38513" alt="Medicare expert reviewing charts and writing educational content, representing trusted, in-depth Medicare guidance and blog resources for consumers." srcset="https://www.paulbinsurance.com/wp-content/uploads/2026/02/Medicare-Blog-Page.png 1536w, https://www.paulbinsurance.com/wp-content/uploads/2026/02/Medicare-Blog-Page-300x200.png 300w, https://www.paulbinsurance.com/wp-content/uploads/2026/02/Medicare-Blog-Page-1024x683.png 1024w, https://www.paulbinsurance.com/wp-content/uploads/2026/02/Medicare-Blog-Page-768x512.png 768w" sizes="auto, (max-width: 300px) 100vw, (max-width: 375px) 100vw, (max-width: 412px) 100vw, (max-width: 530px) 100vw, (max-width: 630px) 100vw, (max-width: 800px) 100vw, (max-width: 1000px) 100vw, (max-width: 1200px) 100vw, (max-width: 1300px) 100vw, 1536px" loading="lazy" data-berqwp-srcset="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=200&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F02%2FMedicare-Blog-Page.png 200w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=400&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F02%2FMedicare-Blog-Page.png 400w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=600&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F02%2FMedicare-Blog-Page.png 600w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=800&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F02%2FMedicare-Blog-Page.png 800w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=1000&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F02%2FMedicare-Blog-Page.png 1000w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=1200&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F02%2FMedicare-Blog-Page.png 1200w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=1400&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F02%2FMedicare-Blog-Page.png 1400w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=1536&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F02%2FMedicare-Blog-Page.png 1536w" />															</div>
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1713				<article class="elementor-post elementor-grid-item post-62698 post type-post status-publish format-standard has-post-thumbnail hentry category-medicare-questions" role="listitem">
1714			<div class="elementor-post__card">
1715				<a class="elementor-post__thumbnail__link" href="https://www.paulbinsurance.com/funeral-costs/" tabindex="-1" target="_blank"><div class="elementor-post__thumbnail"><img decoding="async" width="300" height="200" src="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2F1789120952069_Dignified-funeral-chapel-prepared-for-service-300x200.jpeg" class="attachment-medium size-medium wp-image-62699" alt="Dignified funeral chapel prepared for service" srcset="https://www.paulbinsurance.com/wp-content/uploads/2026/09/1789120952069_Dignified-funeral-chapel-prepared-for-service-300x200.jpeg 300w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/1789120952069_Dignified-funeral-chapel-prepared-for-service-1024x683.jpeg 1024w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/1789120952069_Dignified-funeral-chapel-prepared-for-service-768x512.jpeg 768w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/1789120952069_Dignified-funeral-chapel-prepared-for-service.jpeg 1080w" sizes="300px" loading="lazy" data-berqwp-srcset="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=200&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2F1789120952069_Dignified-funeral-chapel-prepared-for-service-300x200.jpeg 200w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2F1789120952069_Dignified-funeral-chapel-prepared-for-service-300x200.jpeg 300w" /></div></a>
1716				<div class="elementor-post__text">
1717				<h3 class="elementor-post__title">
1718			<a href="https://www.paulbinsurance.com/funeral-costs/" target=&quot;_blank&quot;>
1719				Why $10,000 Often Falls Short for U.S. Funeral Costs in 2026			</a>
1720		</h3>
1721				<div class="elementor-post__excerpt">
1722			<p>U.S. funeral costs in 2026 explained: national and state price ranges, hidden cemetery fees, your FTC rights, and practical steps to budget or lock in funds.</p>
1723		</div>
1724					<div class="elementor-post__read-more-wrapper">
1725		
1726		<a class="elementor-post__read-more" href="https://www.paulbinsurance.com/funeral-costs/" aria-label="Read more about Why $10,000 Often Falls Short for U.S. Funeral Costs in 2026" tabindex="-1" target="_blank">
1727			Read More »		</a>
1728
1729					</div>
1730				</div>
1731					</div>
1732		</article>
1733				<article class="elementor-post elementor-grid-item post-62691 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-guaranteed-issue-rights tag-medicare-2026 tag-medicare-supplement tag-medigap tag-medigap-underwriting tag-senior-health-insurance tag-switching-medigap-plans autoseo" role="listitem">
1734			<div class="elementor-post__card">
1735				<a class="elementor-post__thumbnail__link" href="https://www.paulbinsurance.com/medigap-guaranteed-issue-rights-your-2026-guide-to-stress-free-coverage/" tabindex="-1" target="_blank"><div class="elementor-post__thumbnail"><img decoding="async" width="300" height="171" src="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2Fmedigap-guaranteed-issue-rights-your-2026-guide-to-stress-free-coverage-300x171.jpg" class="attachment-medium size-medium wp-image-62692" alt="Medigap Guaranteed Issue Rights: Your 2026 Guide to Stress-Free Coverage" srcset="https://www.paulbinsurance.com/wp-content/uploads/2026/09/medigap-guaranteed-issue-rights-your-2026-guide-to-stress-free-coverage-300x171.jpg 300w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/medigap-guaranteed-issue-rights-your-2026-guide-to-stress-free-coverage-1024x585.jpg 1024w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/medigap-guaranteed-issue-rights-your-2026-guide-to-stress-free-coverage-768x439.jpg 768w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/medigap-guaranteed-issue-rights-your-2026-guide-to-stress-free-coverage.jpg 1344w" sizes="300px" loading="lazy" data-berqwp-srcset="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=200&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2Fmedigap-guaranteed-issue-rights-your-2026-guide-to-stress-free-coverage-300x171.jpg 200w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2Fmedigap-guaranteed-issue-rights-your-2026-guide-to-stress-free-coverage-300x171.jpg 300w" /></div></a>
1736				<div class="elementor-post__text">
1737				<h3 class="elementor-post__title">
1738			<a href="https://www.paulbinsurance.com/medigap-guaranteed-issue-rights-your-2026-guide-to-stress-free-coverage/" target=&quot;_blank&quot;>
1739				Medigap Guaranteed Issue Rights: Your 2026 Guide to Stress-Free Coverage			</a>
1740		</h3>
1741				<div class="elementor-post__excerpt">
1742			<p>What if your health history didn&#8217;t matter when you applied for insurance? It&#8217;s completely normal to feel a knot in your stomach when thinking about&#8230;</p>
1743		</div>
1744					<div class="elementor-post__read-more-wrapper">
1745		
1746		<a class="elementor-post__read-more" href="https://www.paulbinsurance.com/medigap-guaranteed-issue-rights-your-2026-guide-to-stress-free-coverage/" aria-label="Read more about Medigap Guaranteed Issue Rights: Your 2026 Guide to Stress-Free Coverage" tabindex="-1" target="_blank">
1747			Read More »		</a>
1748
1749					</div>
1750				</div>
1751					</div>
1752		</article>
1753				<article class="elementor-post elementor-grid-item post-62681 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized" role="listitem">
1754			<div class="elementor-post__card">
1755				<a class="elementor-post__thumbnail__link" href="https://www.paulbinsurance.com/the-medicare-advantage-shakeup-heading-into-2027-whats-really-happening-by-the-numbers-2/" tabindex="-1" target="_blank"><div class="elementor-post__thumbnail"><img loading="lazy" decoding="async" width="300" height="200" src="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2FChatGPT-Image-Sep-11-2026-01_05_51-PM-300x200.png" class="attachment-medium size-medium wp-image-62682" alt="Dramatic Medicare Advantage 2027 shakeup illustration showing turbulent seas, plan cancellations, carrier market exits, enrollment caps, network changes and rising forced disenrollment, with seniors looking toward a clearer path for 2027." srcset="https://www.paulbinsurance.com/wp-content/uploads/2026/09/ChatGPT-Image-Sep-11-2026-01_05_51-PM-300x200.png 300w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/ChatGPT-Image-Sep-11-2026-01_05_51-PM-1024x683.png 1024w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/ChatGPT-Image-Sep-11-2026-01_05_51-PM-768x512.png 768w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/ChatGPT-Image-Sep-11-2026-01_05_51-PM.png 1536w" sizes="300px" data-berqwp-srcset="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=200&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2FChatGPT-Image-Sep-11-2026-01_05_51-PM-300x200.png 200w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2FChatGPT-Image-Sep-11-2026-01_05_51-PM-300x200.png 300w" /></div></a>
1756				<div class="elementor-post__text">
1757				<h3 class="elementor-post__title">
1758			<a href="https://www.paulbinsurance.com/the-medicare-advantage-shakeup-heading-into-2027-w
1758hats-really-happening-by-the-numbers-2/" target=&quot;_blank&quot;>
1759				The Medicare Advantage Shakeup Heading Into 2027: What&#8217;s Really Happening, By the Numbers			</a>
1760		</h3>
1761				<div class="elementor-post__excerpt">
1762			<p>This isn&#8217;t a rumor or an isolated news story — it&#8217;s a documented, accelerating trend, and the data behind it</p>
1763		</div>
1764					<div class="elementor-post__read-more-wrapper">
1765		
1766		<a class="elementor-post__read-more" href="https://www.paulbinsurance.com/the-medicare-advantage-shakeup-heading-into-2027-whats-really-happening-by-the-numbers-2/" aria-label="Read more about The Medicare Advantage Shakeup Heading Into 2027: What&#8217;s Really Happening, By the Numbers" tabindex="-1" target="_blank">
1767			Read More »		</a>
1768
1769					</div>
1770				</div>
1771					</div>
1772		</article>
1773				<article class="elementor-post elementor-grid-item post-62673 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized" role="listitem">
1774			<div class="elementor-post__card">
1775				<a class="elementor-post__thumbnail__link" href="https://www.paulbinsurance.com/medicare-advantage-vs-medigap-in-2027-the-honest-breakdown-including-the-risk-nobody-explains/" tabindex="-1" target="_blank"><div class="elementor-post__thumbnail"><img loading="lazy" decoding="async" width="300" height="200" src="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2FChatGPT-Image-Sep-11-2026-10_24_28-AM-300x200.png" class="attachment-medium size-medium wp-image-62674" alt="Creative Medicare Advantage vs. Medigap 2027 illustration showing seniors at a fork in the road, with George Washington, Abraham Lincoln, and Pinocchio representing an honest look at premiums, networks, prior authorization, plan changes, provider choice, flexibility, and long-term costs." srcset="https://www.paulbinsurance.com/wp-content/uploads/2026/09/ChatGPT-Image-Sep-11-2026-10_24_28-AM-300x200.png 300w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/ChatGPT-Image-Sep-11-2026-10_24_28-AM-1024x683.png 1024w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/ChatGPT-Image-Sep-11-2026-10_24_28-AM-768x512.png 768w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/ChatGPT-Image-Sep-11-2026-10_24_28-AM.png 1536w" sizes="300px" data-berqwp-srcset="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=200&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2FChatGPT-Image-Sep-11-2026-10_24_28-AM-300x200.png 200w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2FChatGPT-Image-Sep-11-2026-10_24_28-AM-300x200.png 300w" /></div></a>
1776				<div class="elementor-post__text">
1777				<h3 class="elementor-post__title">
1778			<a href="https://www.paulbinsurance.com/medicare-advantage-vs-medigap-in-2027-the-honest-breakdown-including-the-risk-nobody-explains/" target=&quot;_blank&quot;>
1779				&#8220;Medicare Advantage vs. Medigap in 2027: The Honest Breakdown (Including the Risk Nobody Explains)&#8221;			</a>
1780		</h3>
1781				<div class="elementor-post__excerpt">
1782			<p>This is the single biggest fork in the road in all of Medicare — and the honest answer is that</p>
1783		</div>
1784					<div class="elementor-post__read-more-wrapper">
1785		
1786		<a class="elementor-post__read-more" href="https://www.paulbinsurance.com/medicare-advantage-vs-medigap-in-2027-the-honest-breakdown-including-the-risk-nobody-explains/" aria-label="Read more about &#8220;Medicare Advantage vs. Medigap in 2027: The Honest Breakdown (Including the Risk Nobody Explains)&#8221;" tabindex="-1" target="_blank">
1787			Read More »		</a>
1788
1789					</div>
1790				</div>
1791					</div>
1792		</article>
1793				<article class="elementor-post elementor-grid-item post-62656 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized" role="listitem">
1794			<div class="elementor-post__card">
1795				<a class="elementor-post__thumbnail__link" href="https://www.paulbinsurance.com/medicare-advantage-changes-on-long-island-for-2027-what-nassau-and-suffolk-residents-need-to-know/" tabindex="-1" target="_blank"><div class="elementor-post__thumbnail"><img loading="lazy" decoding="async" width="300" height="200" src="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2FChatGPT-Image-Sep-11-2026-08_00_23-AM-300x200.png" class="attachment-medium size-medium wp-image-62657" alt="Long Island Medicare Advantage 2027 illustration showing Nassau and Suffolk County, a coastal lighthouse, changing seasons from summer through fall and winter, and a calendar turning from 2026 to 2027 to represent upcoming Medicare plan changes." srcset="https://www.paulbinsurance.com/wp-content/uploads/2026/09/ChatGPT-Image-Sep-11-2026-08_00_23-AM-300x200.png 300w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/ChatGPT-Image-Sep-11-2026-08_00_23-AM-1024x683.png 1024w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/ChatGPT-Image-Sep-11-2026-08_00_23-AM-768x512.png 768w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/ChatGPT-Image-Sep-11-2026-08_00_23-AM.png 1536w" sizes="300px" data-berqwp-srcset="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=200&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2FChatGPT-Image-Sep-11-2026-08_00_23-AM-300x200.png 200w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2FChatGPT-Image-Sep-11-2026-08_00_23-AM-300x200.png 300w" /></div></a>
1796				<div class="elementor-post__text">
1797				<h3 class="elementor-post__title">
1798			<a href="https://www.paulbinsurance.com/medicare-advantage-changes-on-long-island-for-2027-what-nassau-and-suffolk-residents-need-to-know/" target=&quot;_blank&quot;>
1799				Medicare Advantage Changes on Long Island for 2027: What Nassau and Suffolk Residents Need to Know			</a>
1800		</h3>
1801				<div class="elementor-post__excerpt">
1802			<p>If you&#8217;re on Long Island and you&#8217;ve heard whispers about Medicare Advantage plans pulling back for 2027, you heard right.</p>
1803		</div>
1804					<div class="elementor-post__read-more-wrapper">
1805		
1806		<a class="elementor-post__read-more" href="https://www.paulbinsurance.com/medicare-advantage-changes-on-long-island-for-2027-what-nassau-and-suffolk-residents-need-to-know/" aria-label="Read more about Medicare Advantage Changes on Long Island for 2027: What Nassau and Suffolk Residents Need to Know" tabindex="-1" target="_blank">
1807			Read More »		</a>
1808
1809					</div>
1810				</div>
1811					</div>
1812		</article>
1813				<article class="elementor-post elementor-grid-item post-62642 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized" role="listitem">
1814			<div class="elementor-post__card">
1815				<a class="elementor-post__thumbnail__link" href="https://www.paulbinsurance.com/the-medicare-advantage-shakeup-heading-into-2027-whats-really-happening-by-the-numbers/" tabindex="-1" target="_blank"><div class="elementor-post__thumbnail"><img loading="lazy" decoding="async" width="300" height="200" src="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2FChatGPT-Image-Sep-11-2026-07_07_48-AM-300x200.png" class="attachment-medium size-medium wp-image-62643" alt="Dramatic Medicare Advantage 2027 shakeup illustration showing turbulent seas, plan cancellations, carrier market exits, enrollment caps, network changes and rising forced disenrollment, with seniors looking toward a clearer path for 2027." srcset="https://www.paulbinsurance.com/wp-content/uploads/2026/09/ChatGPT-Image-Sep-11-2026-07_07_48-AM-300x200.png 300w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/ChatGPT-Image-Sep-11-2026-07_07_48-AM-1024x683.png 1024w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/ChatGPT-Image-Sep-11-2026-07_07_48-AM-768x512.png 768w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/ChatGPT-Image-Sep-11-2026-07_07_48-AM.png 1536w" sizes="300px" data-berqwp-srcset="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=200&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2FChatGPT-Image-Sep-11-2026-07_07_48-AM-300x200.png 200w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2FChatGPT-Image-Sep-11-2026-07_07_48-AM-300x200.png 300w" /></div></a>
1816				<div class="elementor-post__text">
1817				<h3 class="elementor-post__title">
1818			<a href="https://www.paulbinsurance.com/the-medicare-advantage-shakeup-heading-into-2027-whats-really-happening-by-the-numbers/" target=&quot;_blank&quot;>
1819				The Medicare Advantage Shakeup Heading Into 2027: What&#8217;s Really Happening, By the Numbers			</a>
1820		</h3>
1821				<div class="elementor-post__excerpt">
1822			<p>This isn&#8217;t a rumor or an isolated news story — it&#8217;s a documented, accelerating trend, and the data behind it</p>
1823		</div>
1824					<div class="elementor-post__read-more-wrapper">
1825		
1826		<a class="elementor-post__read-more" href="https://www.paulbinsurance.com/the-medicare-advantage-shakeup-heading-into-2027-whats-really-happening-by-the-numbers/" aria-label="Read more about The Medicare Advantage Shakeup Heading Into 2027: What&#8217;s Really Happening, By the Numbers" tabindex="-1" target="_blank">
1827			Read More »		</a>
1828
1829					</div>
1830				</div>
1831					</div>
1832		</article>
1833				<article class="elementor-post elementor-grid-item post-62638 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-burial-insurance tag-difficult-conversations tag-end-of-life-planning tag-final-expense-insurance tag-financial-planning-for-couples tag-funeral-costs-2026 tag-marriage-and-money autoseo" role="listitem">
1834			<div class="elementor-post__card">
1835				<a class="elementor-post__thumbnail__link" href="https://www.paulbinsurance.com/talking-to-your-spouse-about-final-expense-insurance/" tabindex="-1" target="_blank"><div class="elementor-post__thumbnail"><img loading="lazy" decoding="async" width="300" height="171" src="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2Ftalking-to-your-spouse-about-final-expense-insurance-300x171.jpg" class="attachment-medium size-medium wp-image-62639" alt="Talking to Your Spouse About Final Expense Insurance" srcset="https://www.paulbinsurance.com/wp-content/uploads/2026/09/talking-to-your-spouse-about-final-expense-insurance-300x171.jpg 300w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/talking-to-your-spouse-about-final-expense-insurance-1024x585.jpg 1024w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/talking-to-your-spouse-about-final-expense-insurance-768x439.jpg 768w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/talking-to-your-spouse-about-final-expense-insurance.jpg 1344w" sizes="300px" data-berqwp-srcset="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=200&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2Ftalking-to-your-spouse-about-final-expense-insurance-300x171.jpg 200w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2Ftalking-to-your-spouse-about-final-expense-insurance-300x171.jpg 300w" /></div></a>
1836				<div class="elementor-post__text">
1837				<h3 class="elementor-post__title">
1838			<a href="https://www.paulbinsurance.com/talking-to-your-spouse-about-final-expense-insurance/" target=&quot;_blank&quot;>
1839				Talking to Your Spouse About Final Expense Insurance			</a>
1840		</h3>
1841				<div class="elementor-post__excerpt">
1842			<p>What if the most uncomfortable conversation you have this year actually becomes the greatest gift of peace you ever give your partner? It&#8217;s&#8230;</p>
1843		</div>
1844					<div class="elementor-post__read-more-wrapper">
1845		
1846		<a class="elementor-post__read-more" href="https://www.paulbinsurance.com/talking-to-your-spouse-about-final-expense-insurance/" aria-label="Read more about Talking to Your Spouse About Final Expense Insurance" tabindex="-1" target="_blank">
1847			Read More »		</a>
1848
1849					</div>
1850				</div>
1851					</div>
1852		</article>
1853				<article class="elementor-post elementor-grid-item post-62441 post type-post status-publish format-standard has-post-thumbnail hentry category-medicare-questions" role="listitem">
1854			<div class="elementor-post__card">
1855				<a class="elementor-post__thumbnail__link" href="https://www.paulbinsurance.com/pffs-medicare-advantage/" tabindex="-1" target="_blank"><div class="elementor-post__thumbnail"><img loading="lazy" decoding="async" width="300" height="200" src="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2F1788993163057_Senior-presenting-insurance-card-at-clinic-300x200.jpeg" class="attachment-medium size-medium wp-image-62442" alt="Senior presenting insurance card at clinic" srcset="https://www.paulbinsurance.com/wp-content/uploads/2026/09/1788993163057_Senior-presenting-insurance-card-at-clinic-300x200.jpeg 300w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/1788993163057_Senior-presenting-insurance-card-at-clinic-1024x683.jpeg 1024w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/1788993163057_Senior-presenting-insurance-card-at-clinic-768x512.jpeg 768w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/1788993163057_Senior-presenting-insurance-card-at-clinic.jpeg 1080w" sizes="300px" data-berqwp-srcset="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=200&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2F1788993163057_Senior-presenting-insurance-card-at-clinic-300x200.jpeg 200w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2F1788993163057_Senior-presenting-insurance-card-at-clinic-300x200.jpeg 300w" /></div></a>
1856				<div class="elementor-post__text">
1857				<h3 class="elementor-post__title">
1858			<a href="https://www.paulbinsurance.com/pffs-medicare-advantage/" target=&quot;_blank&quot;>
1859				90 Day Rule in PFFS Medicare Advantage: Agent Tested for U.S. Seniors			</a>
1860		</h3>
1861				<div class="elementor-post__excerpt">
1862			<p>Practical U.S. guide to PFFS Medicare Advantage: verify provider acceptance every visit, check the plan&#8217;s EOC for costs, and confirm Part D coverage.</p>
1863		</div>
1864					<div class="elementor-post__read-more-wrapper">
1865		
1866		<a class="elementor-post__read-more" href="https://www.paulbinsurance.com/pffs-medicare-advantage/" aria-label="Read more about 90 Day Rule in PFFS Medicare Advantage: Agent Tested for U.S. Seniors" tabindex="-1" target="_blank">
1867			Read More »		</a>
1868
1869					</div>
1870				</div>
1871					</div>
1872		</article>
1873				<article class="elementor-post elementor-grid-item post-62418 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-burial-costs tag-estate-planning tag-final-expense tag-life-insurance-2026 tag-senior-finances tag-senior-life-insurance tag-term-life-insurance tag-whole-life-insurance autoseo" role="listitem">
1874			<div class="elementor-post__card">
1875				<a class="elementor-post__thumbnail__link" href="https://www.paulbinsurance.com/term-vs-whole-life-insurance-for-seniors-2026-guide/" tabindex="-1" target="_blank"><div class="elementor-post__thumbnail"><img loading="lazy" decoding="async" width="300" height="171" src="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2Fterm-vs-whole-life-insurance-for-seniors-2026-guide-300x171.jpg" class="attachment-medium size-medium wp-image-62419" alt="Term vs. Whole Life Insurance for Seniors: 2026 Guide" srcset="https://www.paulbinsurance.com/wp-content/uploads/2026/09/term-vs-whole-life-insurance-for-seniors-2026-guide-300x171.jpg 300w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/term-vs-whole-life-insurance-for-seniors-2026-guide-1024x585.jpg 1024w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/term-vs-whole-life-insurance-for-seniors-2026-guide-768x439.jpg 768w, https://www.paulbinsurance.com/wp-content/uploads/2026/09/term-vs-whole-life-insurance-for-seniors-2026-guide.jpg 1344w" sizes="300px" data-berqwp-srcset="https://images.berqwp.com/?domain=www.paulbinsurance.com&w=200&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2Fterm-vs-whole-life-insurance-for-seniors-2026-guide-300x171.jpg 200w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=300&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2026%2F09%2Fterm-vs-whole-life-insurance-for-seniors-2026-guide-300x171.jpg 300w" /></div></a>
1876				<div class="elementor-post__text">
1877				<h3 class="elementor-post__title">
1878			<a href="https://www.paulbinsurance.com/term-vs-whole-life-insurance-for-seniors-2026-guide/" target=&quot;_blank&quot;>
1879				Term vs. Whole Life Insurance for Seniors: 2026 Guide			</a>
1880		</h3>
1881				<div class="elementor-post__excerpt">
1882			<p>Could a single decision today save your children from a $15,000 bill tomorrow? In 2026, the total cost of a traditional funeral and burial 
1882can easily&#8230;</p>
1883		</div>
1884					<div class="elementor-post__read-more-wrapper">
1885		
1886		<a class="elementor-post__read-more" href="https://www.paulbinsurance.com/term-vs-whole-life-insurance-for-seniors-2026-guide/" aria-label="Read more about Term vs. Whole Life Insurance for Seniors: 2026 Guide" tabindex="-1" target="_blank">
1887			Read More »		</a>
1888
1889					</div>
1890				</div>
1891					</div>
1892		</article>
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1985					<p class="elementor-heading-title elementor-size-default">The Modern Medicare Agency is not connected or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.​</p>				</div>
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2083<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-33008"><a href="https://www.paulbinsurance.com/medicare-advantage-guide/" class="elementor-item menu-link">Medicare Advantage</a></li>
2084<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32971"><a href="https://www.paulbinsurance.com/medicare-part-d/" class="elementor-item menu-link">Medicare Part D</a></li>
2085<li class="megamenu-main menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4916"><a aria-expanded="false" href="#" class="elementor-item elementor-item-anchor menu-link">More<span class="sub-arrow"><svg aria-hidden="true" class="e-font-icon-svg e-fas-caret-down" viewbox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z"></path></svg></span></a>
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2089		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12194"><a href="https://www.paulbinsurance.com/about-medicare/" class="elementor-sub-item menu-link">Medicare Seminars &#038; Webinars</a></li>
2090		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-30801"><a href="https://www.paulbinsurance.com/los-angeles-medicare-expert-california/" class="elementor-sub-item menu-link">Los Angeles Medicare Expert California</a></li>
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2096		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12204"><a href="https://www.paulbinsurance.com/life-insurance/" class="elementor-sub-item menu-link">Life Insurance</a></li>
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2098		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-29186"><a href="https://www.paulbinsurance.com/affordable-dental-insurance-plans/" class="elementor-sub-item menu-link">Affordable Dental Insurance Plans</a></li>
2099		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12226"><a href="https://www.paulbinsurance.com/vision-insurance/" class="elementor-sub-item menu-link">Vision Insurance</a></li>
2100		<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6132"><a href="https://www.evergreeninsurance.us" class="elementor-sub-item menu-link">Property &#038; Causality</a></li>
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2123<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16616"><a href="https://www.paulbinsurance.com/new-york-city-pages/" class="elementor-item menu-link">Medicare Agents</a></li>
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2126	<li class="menu-item menu-item-type-post_type menu-item-object-page current-menu-item page_item page-item-5369 current_page_item menu-item-8525"><a href="https://www.paulbinsurance.com/blog/" aria-current="page" class="elementor-sub-item elementor-item-active menu-link">Blog</a></li>
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2136<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-33008"><a href="https://www.paulbinsurance.com/medicare-advantage-guide/" class="elementor-item menu-link" tabindex="-1">Medicare Advantage</a></li>
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2138<li class="megamenu-main menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4916"><a aria-expanded="false" href="#" class="elementor-item elementor-item-anchor menu-link" tabindex="-1">More<span class="sub-arrow"><svg aria-hidden="true" class="e-font-icon-svg e-fas-caret-down" viewbox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z"></path></svg></span></a>
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2140	<li class="menu-more menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-6186"><a aria-expanded="false" href="#" class="elementor-sub-item elementor-item-anchor menu-link" tabindex="-1">Medicare Seminars<span class="sub-arrow"><svg aria-hidden="true" class="e-font-icon-svg e-fas-caret-down" viewbox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z"></path></svg></span></a>
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2142		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12194"><a href="https://www.paulbinsurance.com/about-medicare/" class="elementor-sub-item menu-link" tabindex="-1">Medicare Seminars &#038; Webinars</a></li>
2143		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-30801"><a href="https://www.paulbinsurance.com/los-angeles-medicare-expert-california/" class="elementor-sub-item menu-link" tabindex="-1">Los Angeles Medicare Expert California</a></li>
2144	</ul>
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2146	<li class="menu-more menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-6123"><a aria-expanded="false" href="#" class="elementor-sub-item elementor-item-anchor menu-link" tabindex="-1">Other Insurance<span class="sub-arrow"><svg aria-hidden="true" class="e-font-icon-svg e-fas-caret-down" viewbox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z"></path></svg></span></a>
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2307                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2308                </svg></span><span class="menu-text">Medicare Part D</span></a></li><li class="megamenu-main menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4916"><a aria-expanded="false" href="#" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2309                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2310                </svg></span><span class="menu-text">More</span><span role="button" class="dropdown-menu-toggle ast-header-navigation-arrow" tabindex="0" aria-expanded="false" aria-label="Menu Toggle"  ><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2311                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2312                </svg></span></span></a><button class="ast-menu-toggle" aria-expanded="false" aria-label="Toggle Menu"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2313                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2314                </svg></span></button>
2315<ul class="sub-menu">
2316	<li class="menu-more menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-6186 menu-item-heading"><a aria-expanded="false" href="#" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2317                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2318                </svg></span><span class="menu-text">Medicare Seminars</span><span role="button" class="dropdown-menu-toggle ast-header-navigation-arrow" tabindex="0" aria-expanded="false" aria-label="Menu Toggle"  ><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2319                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2320                </svg></span></span></a><button class="ast-menu-toggle" aria-expanded="false" aria-label="Toggle Menu"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2321                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2322                </svg></span></button>
2323	<ul class="sub-menu">
2324		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12194"><a href="https://www.paulbinsurance.com/about-medicare/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2325                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2326                </svg></span><span class="menu-text">Medicare Seminars &#038; Webinars</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-30801"><a href="https://www.paulbinsurance.com/los-angeles-medicare-expert-california/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2327                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2328                </svg></span><span class="menu-text">Los Angeles Medicare Expert California</span></a></li>	</ul>
2329</li>	<li class="menu-more menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-6123 menu-item-heading"><span href="javascript:void(0)" class="ast-disable-link menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2330                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2331                </svg></span><span class="menu-text">Other Insurance</span><span role="button" class="dropdown-menu-toggle ast-header-navigation-arrow" tabindex="0" aria-expanded="false" aria-label="Menu Toggle"  ><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2332                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2333                </svg></span></span></span><button class="ast-menu-toggle" aria-expanded="false" aria-label="Toggle Menu"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2334                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2335                </svg></span></button>
2336	<ul class="sub-menu">
2337		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32624"><a href="https://www.paulbinsurance.com/final-expense-insurance/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2338                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2339                </svg></span><span class="menu-text">Final Expense Insurance</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12204"><a href="https://www.paulbinsurance.com/life-insurance/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2340                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2341                </svg></span><span class="menu-text">Life Insurance</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12205"><a href="https://www.paulbinsurance.com/annuities/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2342                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2343                </svg></span><span class="menu-text">Annuities</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-29186"><a href="https://www.paulbinsurance.com/affordable-dental-insurance-plans/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2344                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2345                </svg></span><span class="menu-text">Affordable Dental Insurance Plans</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12226"><a href="https://www.paulbinsurance.com/vision-insurance/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2346                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2347                </svg></span><span class="menu-text">Vision Insurance</span></a></li>		<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6132"><a href="https://www.evergreeninsurance.us" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2348                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2349                </svg></span><span class="menu-text">Property &#038; Causality</span></a></li>	</ul>
2350</li>	<li class="menu-more menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-14244 menu-item-heading"><span href="javascript:void(0)" class="ast-disable-link menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2351                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2352                </svg></span><span class="menu-text">About Us</span><span role="button" class="dropdown-menu-toggle ast-header-navigation-arrow" tabindex="0" aria-expanded="false" aria-label="Menu Toggle"  ><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2353                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2354                </svg></span></span></span><button class="ast-menu-toggle" aria-expanded="false" aria-label="Toggle Menu"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2355                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2356                </svg></span></button>
2357	<ul class="sub-menu">
2358		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-8524"><a href="https://www.paulbinsurance.com/insurance/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2359                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2360                </svg></span><span class="menu-text">About-us</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12227"><a href="https://www.paulbinsurance.com/insurance-carriers/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2361                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2362                </svg></span><span class="menu-text">Insurance Carriers</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12228"><a href="https://www.paulbinsurance.com/client-testimonials/" class="menu
2362-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2363                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2364                </svg></span><span class="menu-text">Client Testimonials</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16443"><a href="https://www.paulbinsurance.com/accessibility/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2365                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2366                </svg></span><span class="menu-text">Accessibility Statement</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16444"><a href="https://www.paulbinsurance.com/agency-photo-gallery/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2367                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2368                </svg></span><span class="menu-text">Agency Photo Gallery</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16445"><a href="https://www.paulbinsurance.com/insurance-videos/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2369                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2370                </svg></span><span class="menu-text">Insurance Videos</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16446"><a href="https://www.paulbinsurance.com/privacy-disclaimer/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2371                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2372                </svg></span><span class="menu-text">Privacy Disclaimer</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16447"><a href="https://www.paulbinsurance.com/news-updates/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2373                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2374                </svg></span><span class="menu-text">News</span></a></li>	</ul>
2375</li>	<li class="menu-more menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-14260 menu-item-heading"><span href="javascript:void(0)" class="ast-disable-link menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2376                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2377                </svg></span><span class="menu-text">Contact Us</span><span role="button" class="dropdown-menu-toggle ast-header-navigation-arrow" tabindex="0" aria-expanded="false" aria-label="Menu Toggle"  ><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2378                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2379                </svg></span></span></span><button class="ast-menu-toggle" aria-expanded="false" aria-label="Toggle Menu"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2380                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2381                </svg></span></button>
2382	<ul class="sub-menu">
2383		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-8523"><a href="https://www.paulbinsurance.com/contact-us/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2384                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2385                </svg></span><span class="menu-text">Contact Us</span></a></li>	</ul>
2386</li></ul>
2387</li><li class="res-menu menu-item menu-item-type-post_type menu-item-object-page menu-item-18770"><a href="https://www.paulbinsurance.com/resourcecenter/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2388                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2389                </svg></span><span class="menu-text">Resources</span></a></li><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16616"><a href="https://www.paulbinsurance.com/new-york-city-pages/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2390                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2391                </svg></span><span class="menu-text">Medicare Agents</span></a></li><li class="menu-item menu-item-type-post_type menu-item-object-page current-menu-ancestor current-menu-parent current_page_parent current_page_ancestor menu-item-has-children menu-item-27836"><a aria-expanded="false" href="https://www.paulbinsurance.com/medicare-education-resources/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2392                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2393                </svg></span><span class="menu-text">Education</span><span role="button" class="dropdown-menu-toggle ast-header-navigation-arrow" tabindex="0" aria-expanded="false" aria-label="Menu Toggle"  ><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2394                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2395                </svg></span></span></a><button class="ast-menu-toggle" aria-expanded="false" aria-label="Toggle Menu"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2396                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2397                </svg></span></button>
2398<ul class="sub-menu">
2399	<li class="menu-item menu-item-type-post_type menu-item-object-page current-menu-item page_item page-item-5369 current_page_item menu-item-8525"><a href="https://www.paulbinsurance.com/blog/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2400                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2401                </svg></span><span class="menu-text">Blog</span></a></li>	<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-27317"><a href="https://www.paulbinsurance.com/qa" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2402                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2403                </svg></span><span class="menu-text">Q&#038;A</span></a></li>	<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-27318"><a href="https://www.paulbinsurance.com/medicare-glossary/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2404                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2405                </svg></span><span class="menu-text">Glossary</span></a></li></ul>
2406</li></ul></div></nav></div></div>		</div>
2407							</div>
2408					<div class="ast-desktop-popup-content">
2409								<div class="ast-builder-menu-mobile ast-builder-menu ast-builder-menu-mobile-focus-item ast-builder-layout-element site-header-focus-item" data-section="section-header-mobile-menu">
2410			<div class="ast-main-header-bar-alignment"><div class="main-header-bar-navigation"><nav class="site-navigation ast-flex-grow-1 navigation-accessibility site-header-focus-item" id="ast-desktop-site-navigation" aria-label="Site Navigation: Primary" itemtype="https://schema.org/SiteNavigationElement" itemscope="itemscope"><div class="main-navigation"><ul id="ast-desktop-toggle-menu" class="main-header-menu ast-nav-menu ast-flex  submenu-with-border astra-menu-animation-fade  stack-on-mobile ast-mega-menu-enabled"><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-33007"><a href="https://www.paulbinsurance.com/medicare-supplement/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2411                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2412                </svg></span><span class="menu-text">Medicare Supplement</span></a></li><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-33008"><a href="https://www.paulbinsurance.com/medicare-advantage-guide/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2413                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2414                </svg></span><span class="menu-text">Medicare Advantage</span></a></li><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32971"><a href="https://www.paulbinsurance.com/medicare-part-d/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2415                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2416                </svg></span><span class="menu-text">Medicare Part D</span></a></li><li class="megamenu-main menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4916"><a aria-expanded="false" href="#" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2417                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2418                </svg></span><span class="menu-text">More</span><span role="button" class="dropdown-menu-toggle ast-header-navigation-arrow" tabindex="0" aria-expanded="false" aria-label="Menu Toggle"  ><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2419                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2420                </svg></span></span></a><button class="ast-menu-toggle" aria-expanded="false" aria-label="Toggle Menu"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2421                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2422                </svg></span></button>
2423<ul class="sub-menu">
2424	<li class="menu-more menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-6186 menu-item-heading"><a aria-expanded="false" href="#" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2425                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2426                </svg></span><span class="menu-text">Medicare Seminars</span><span role="button" class="dropdown-menu-toggle ast-header-navigation-arrow" tabindex="0" aria-expanded="false" aria-label="Menu Toggle"  ><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2427                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2428                </svg></span></span></a><button class="ast-menu-toggle" aria-expanded="false" aria-label="Toggle Menu"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2429                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2430                </svg></span></button>
2431	<ul class="sub-menu">
2432		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12194"><a href="https://www.paulbinsurance.com/about-medicare/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2433                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2434                </svg></span><span class="menu-text">Medicare Seminars &#038; Webinars</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-30801"><a href="https://www.paulbinsurance.com/los-angeles-medicare-expert-california/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2435                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2436                </svg></span><span class="menu-text">Los Angeles Medicare Expert California</span></a></li>	</ul>
2437</li>	<li class="menu-more menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-6123 menu-item-heading"><span href="javascript:void(0)" class="ast-disable-link menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2438                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2439                </svg></span><span class="menu-text">Other Insurance</span><span role="button" class="dropdown-menu-toggle ast-header-navigation-arrow" tabindex="0" aria-expanded="false" aria-label="Menu Toggle"  ><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2440                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2441                </svg></span></span></span><button class="ast-menu-toggle" aria-expanded="false" aria-label="Toggle Menu"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2442                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2443                </svg></span></button>
2444	<ul class="sub-menu">
2445		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32624"><a href="https://www.paulbinsurance.com/final-expense-insurance/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2446                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2447                </svg></span><span class="menu-text">Final Expense Insurance</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12204"><a href="https://www.paulbinsurance.com/life-insurance/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2448                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2449                </svg></span><span class="menu-text">Life Insurance</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12205"><a href="https://www.paulbinsurance.com/annuities/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2450                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2451                </svg></span><span class="menu-text">Annuities</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-29186"><a href="https://www.paulbinsurance.com/affordable-dental-insurance-plans/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2452                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2453                </svg></span><span class="menu-text">Affordable Dental Insurance Plans</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12226"><a href="https://www.paulbinsurance.com/vision-insurance/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2454                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2455                </svg></span><span class="menu-text">Vision Insurance</span></a></li>		<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6132"><a href="https://www.evergreeninsurance.us" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2456                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2457                </svg></span><span class="menu-text">Property &#038; Causality</span></a></li>	</ul>
2458</li>	<li class="menu-more menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-14244 menu-item-heading"><span href="javascript:void(0)" class="ast-disable-link menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2459                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2460                </svg></span><span class="menu-text">About Us</span><span role="button" class="dropdown-menu-toggle ast-header-navigation-arrow" tabindex="0" aria-expanded="false" aria-label="Menu Toggle"  ><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2461                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2462                </svg></span></span></span><button class="ast-menu-toggle" aria-expanded="false" aria-label="Toggle Menu"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2463                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
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2465	<ul class="sub-menu">
2466		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-8524"><a href="https://www.paulbinsurance.com/insurance/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2467                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2468                </svg></span><span class="menu-text">About-us</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12227"><a href="https://www.paulbinsurance.com/insurance-carriers/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2469                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2470                </svg></span><span class="menu-text">Insurance Carriers</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12228"><a href="https://www.paulbinsurance.com/client-testimonials/" class
2470="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2471                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2472                </svg></span><span class="menu-text">Client Testimonials</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16443"><a href="https://www.paulbinsurance.com/accessibility/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2473                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2474                </svg></span><span class="menu-text">Accessibility Statement</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16444"><a href="https://www.paulbinsurance.com/agency-photo-gallery/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2475                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2476                </svg></span><span class="menu-text">Agency Photo Gallery</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16445"><a href="https://www.paulbinsurance.com/insurance-videos/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2477                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2478                </svg></span><span class="menu-text">Insurance Videos</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16446"><a href="https://www.paulbinsurance.com/privacy-disclaimer/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2479                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2480                </svg></span><span class="menu-text">Privacy Disclaimer</span></a></li>		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16447"><a href="https://www.paulbinsurance.com/news-updates/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2481                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2482                </svg></span><span class="menu-text">News</span></a></li>	</ul>
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2484                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2485                </svg></span><span class="menu-text">Contact Us</span><span role="button" class="dropdown-menu-toggle ast-header-navigation-arrow" tabindex="0" aria-expanded="false" aria-label="Menu Toggle"  ><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2486                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
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2488                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2489                </svg></span></button>
2490	<ul class="sub-menu">
2491		<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-8523"><a href="https://www.paulbinsurance.com/contact-us/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2492                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2493                </svg></span><span class="menu-text">Contact Us</span></a></li>	</ul>
2494</li></ul>
2495</li><li class="res-menu menu-item menu-item-type-post_type menu-item-object-page menu-item-18770"><a href="https://www.paulbinsurance.com/resourcecenter/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2496                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2497                </svg></span><span class="menu-text">Resources</span></a></li><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-16616"><a href="https://www.paulbinsurance.com/new-york-city-pages/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2498                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2499                </svg></span><span class="menu-text">Medicare Agents</span></a></li><li class="menu-item menu-item-type-post_type menu-item-object-page current-menu-ancestor current-menu-parent current_page_parent current_page_ancestor menu-item-has-children menu-item-27836"><a aria-expanded="false" href="https://www.paulbinsurance.com/medicare-education-resources/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2500                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2501                </svg></span><span class="menu-text">Education</span><span role="button" class="dropdown-menu-toggle ast-header-navigation-arrow" tabindex="0" aria-expanded="false" aria-label="Menu Toggle"  ><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2502                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2503                </svg></span></span></a><button class="ast-menu-toggle" aria-expanded="false" aria-label="Toggle Menu"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2504                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2505                </svg></span></button>
2506<ul class="sub-menu">
2507	<li class="menu-item menu-item-type-post_type menu-item-object-page current-menu-item page_item page-item-5369 current_page_item menu-item-8525"><a href="https://www.paulbinsurance.com/blog/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2508                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2509                </svg></span><span class="menu-text">Blog</span></a></li>	<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-27317"><a href="https://www.paulbinsurance.com/qa" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2510                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2511                </svg></span><span class="menu-text">Q&#038;A</span></a></li>	<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-27318"><a href="https://www.paulbinsurance.com/medicare-glossary/" class="menu-link"><span class="ast-icon icon-arrow"><svg class="ast-arrow-svg" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" x="0px" y="0px" width="26px" height="16.043px" viewbox="57 35.171 26 16.043" enable-background="new 57 35.171 26 16.043" xml:space="preserve">
2512                <path d="M57.5,38.193l12.5,12.5l12.5-12.5l-2.5-2.5l-10,10l-10-10L57.5,38.193z" />
2513                </svg></span><span class="menu-text">Glossary</span></a></li></ul>
2514</li></ul></div></nav></div></div>		</div>
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2576aace68-0a61-4efc-894f-d5f7f7ce814d.png 1600w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=1800&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2024%2F09%2Ff1aace68-0a61-4efc-894f-d5f7f7ce814d.png 1800w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=2000&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2024%2F09%2Ff1aace68-0a61-4efc-894f-d5f7f7ce814d.png 2000w, https://images.berqwp.com/?domain=www.paulbinsurance.com&w=2200&mw=1920&q=80&url=https%3A%2F%2Fwww.paulbinsurance.com%2Fwp-content%2Fuploads%2F2024%2F09%2Ff1aace68-0a61-4efc-894f-d5f7f7ce814d.png 2200w" /></figure><div class="elementor-image-box-content"><h3 class="elementor-image-box-title">Request a Callback with <br>Paul Barrett</h3><p class="elementor-image-box-description">Fill out the form below, and we'll call you within 24 hours.</p></div></div>				</div>
2577				</div>
2578				<div class="elementor-element elementor-element-9ddad22 elementor-widget elementor-widget-shortcode" data-id="9ddad22" data-element_type="widget" data-e-type="widget" data-widget_type="shortcode.default">
2579				<div class="elementor-widget-container">
2580							<div class="elementor-shortcode"><div class="berqwp-lazy-youtube" data-embed="&lt;iframe   src=&quot;https://links.paulbinsurance.com/widget/form/plXhPm510aMXzL4kuFBI&quot;  style=&quot;width:100%;height:100%;border:none;border-radius:0px&quot;  id=&quot;inline-plXhPm510aMXzL4kuFBI&quot;   data-layout=&quot;{&#039;id&#039;:&#039;INLINE&#039;}&quot;  data-trigger-type=&quot;alwaysShow&quot;  data-trigger-value=&quot;&quot;  data-activation-type=&quot;alwaysActivated&quot;  data-activation-value=&quot;&quot;  data-deactivation-type=&quot;neverDeactivate&quot;  data-deactivation-value=&quot;&quot;  data-form-name=&quot;Callback form&quot;  data-height=&quot;476&quot;  data-layout-iframe-id=&quot;inline-plXhPm510aMXzL4kuFBI&quot;  data-form-id=&quot;plXhPm510aMXzL4kuFBI&quot;  title=&quot;Callback form&quot;      &gt; &lt;/iframe&gt;"></div>
2581<script src="https://static.berqwp.com/www.paulbinsurance.com/https://links.paulbinsurance.com/js/form_embed.js" data-type="text/javascript" type="text/bwp-script"></script>
2581</div>
2582						</div>
2583				</div>
2584				<div class="elementor-element elementor-element-1930965 elementor-widget elementor-widget-heading" data-id="1930965" data-element_type="widget" data-e-type="widget" id="no-thanks" data-widget_type="heading.default">
2585				<div class="elementor-widget-container">
2586					<h2 class="elementor-heading-title elementor-size-default"><a href="#elementor-action%3Aaction%3Dpopup%3Aclose%26settings%3DeyJkb19ub3Rfc2hvd19hZ2FpbiI6IiJ9">No thanks, I prefer to stay confused about Medicare.</a></h2>				</div>
2587				</div>
2588				</div>
2589					</div>
2590				</div>
2591				</div>
2592					
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2619
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2625
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2626
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vendor: 1 bytes, line 2627
2627
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2628
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2645
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2646
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2654
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vendor: 1 bytes, line 2655
2655
2656<script id="elementor-frontend-js-after" data-type="text/javascript" type="text/bwp-script">
2657window.scope_array = [];
2658								window.backend = 0;
2659								jQuery.cachedScript = function( url, options ) {
2660									// Allow user to set any option except for dataType, cache, and url.
2661									options = jQuery.extend( options || {}, {
2662										dataType: "script",
2663										cache: true,
2664										url: url
2665									});
2666									// Return the jqXHR object so we can chain callbacks.
2667									return jQuery.ajax( options );
2668								};
2669							    jQuery( window ).on( "elementor/frontend/init", function() {
2670									elementorFrontend.hooks.addAction( "frontend/element_ready/global", function( $scope, $ ){
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2680										if(elementorFrontend.isEditMode() && $scope.find(".uael-particle-wrapper").hasClass("js-is-enabled") && window.backend == 0 ){
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2693
2694								// Added both `document` and `window` event listeners to address issues where some users faced problems with the `document` event not triggering as expected.
2695								// Define cachedScript globally to avoid redefining it.
2696
2697								jQuery.cachedScript = function(url, options) {
2698									options = jQuery.extend(options || {}, {
2699										dataType: "script",
2700										cache: true,
2701										url: url
2702									});
2703									return jQuery.ajax(options); // Return the jqXHR object so we can chain callbacks
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2706								let uael_particle_loaded = false; //flag to prevent multiple script loads.
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2708								jQuery( document ).on( "ready elementor/popup/show", () => {
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2724									uael_particle_loaded = true;
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2727									jQuery.cachedScript(uael_url);
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2729//# sourceURL=elementor-frontend-js-after
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2730
2731<script id="imagesloaded-js" src="https://static.berqwp.com/www.paulbinsurance.com/https://www.paulbinsurance.com/wp-includes/js/imagesloaded.min.js?ver=5.0.0" data-type="text/javascript" type="text/bwp-script"></script>
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2736
2737<script id="astra-dom-purify-js" src="https://static.berqwp.com/www.paulbinsurance.com/https://www.paulbinsurance.com/wp-content/plugins/astra-addon/assets/js/minified/purify.min.js?ver=4.13.9" data-type="text/javascript" type="text/bwp-script"></script>
vendor: 1 bytes, line 2737
2737
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vendor: 1 bytes, line 2738
2738
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2739
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vendor: 1 bytes, line 2740
2740
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vendor: 1 bytes, line 2745
2745
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2752
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3123            // img.style.height = correctHeight + 'px !important';
3124            // img.style.setProperty('height', correctHeight + 'px', 'important');
3125            img.style.setProperty('aspect-ratio', ratio, 'important');
3126            img.style.setProperty('height', 'auto', 'important');
3127            img.dataset.stretchFixed = 'true';
3128        }
3129    
3130        function checkImage(img) {
3131            if (img.dataset.stretchFixed) return;
3132            if (isStretched(img)) fixImage(img);
3133        }
3134    
3135        function checkAll() {
3136            var images = document.querySelectorAll('img');
3137            for (var i = 0; i < images.length; i++) {
3138                if (images[i].complete) checkImage(images[i]);
3139            }
3140        }
3141    
3142        document.addEventListener('load', function(e) {
3143            if (e.target.tagName === 'IMG') checkImage(e.target);
3144        }, true);
3145    
3146        if (document.readyState === 'loading') {
3147            document.addEventListener('DOMContentLoaded', checkAll);
3148        } else {
3149            checkAll();
3150        }
3151    
3152        // Recalculate on resize
3153        window.addEventListener('resize', function() {
3154            var fixed = document.querySelectorAll('[data-stretch-fixed]');
3155            for (var i = 0; i < fixed.length; i++) {
3156                var img = fixed[i];
3157                var correctHeight = img.clientWidth / (img.naturalWidth / img.naturalHeight);
3158                img.style.height = correctHeight + 'px';
3159            }
3160        });
3161    })();
3162    </script>
3162
3163        
3163<script>
3164        var bwp_css_load_method = 'delay';
3165
3166        function berqwpLoadCss() {
3167            // Get all link tags containing data-berqwp-style-href
3168            let berqwp_linkTags = document.querySelectorAll('link[data-berqwp-style-href]');
3169
3170            // Iterate through each link tag
3171            berqwp_linkTags.forEach(function (linkTag, index) {
3172                // Set the href attribute of each link tag
3173                linkTag.setAttribute('href', linkTag.getAttribute('data-berqwp-style-href'));
3174
3175            });
3176
3177            // Get all style tags containing data-berqwp-style
3178            var berqwp_styleTags = document.querySelectorAll('style[data-berqwp-style]');
3179
3180            // Loop through each style tag
3181            berqwp_styleTags.forEach(function (styleTag) {
3182                // Get the value of data-berqwp-style
3183                var berqwpStyle = styleTag.getAttribute('data-berqwp-style');
3184
3185                // Set the content of the style tag with the value of data-berqwp-style
3186                styleTag.textContent = berqwpStyle;
3187            });
3188
3189        }
3190        </script>
3190
3191        
3192        
3192<script id='delay-styles' defer>
3193
3194			    function berqwp_css_handleUserInteraction() {
3195                    // Get all link tags containing data-berqwp-style-href
3196                    let berqwp_linkTags = document.querySelectorAll('link[data-berqwp-style-href]');
3197
3198                    // Iterate through each link tag
3199                    berqwp_linkTags.forEach(function (linkTag, index) {
3200                        // Set the href attribute of each link tag
3201                        linkTag.setAttribute('href', linkTag.getAttribute('data-berqwp-style-href'));
3202
3203                    });
3204
3205                    // Get all style tags containing data-berqwp-style
3206                    var berqwp_styleTags = document.querySelectorAll('style[data-berqwp-style]');
3207
3208                    // Loop through each style tag
3209                    berqwp_styleTags.forEach(function (styleTag) {
3210                        // Get the value of data-berqwp-style
3211                        var berqwpStyle = styleTag.getAttribute('data-berqwp-style');
3212
3213                        // Set the content of the style tag with the value of data-berqwp-style
3214                        styleTag.textContent = berqwpStyle;
3215                    });
3216
3217                    // Trigger event when styles are loaded
3218                    let berqwp_styles_event = new CustomEvent('berqwpStylesLoaded');
3219
3220                    // Dispatch the custom event
3221                    window.dispatchEvent(berqwp_styles_event);
3222
3223
3224                    // After running the function, remove all event listeners to ensure it runs only once
3225                    for (let eventType of berqwp_css_interactionEventTypes) {
3226                        document.removeEventListener(eventType, berqwp_css_handleUserInteraction);
3227                    }
3228
3229                }
3230
3231                const berqwp_css_interactionEventTypes = ['click', 'mousemove', 'keydown', 'touchstart', 'scroll'];
3232
3233                // for (let eventType of berqwp_css_interactionEventTypes) {
3234                //     document.addEventListener(eventType, berqwp_css_handleUserInteraction);
3235                // }
3236
3237        </script>
3237
3238        
3239            
3239<script id='create-blob'>
3240                // Get all script tags in the document
3241                var scriptTags = document.getElementsByTagName('script');
3242
3243                // Loop through each script tag
3244                for (let i = 0; i < scriptTags.length; i++) {
3245                    const scriptTag = scriptTags[i];
3246
3247                    // Check if the script tag contains the data-berqwp-js attribute
3248                    const berqwpAttribute = scriptTag.getAttribute('data-berqwp-js');
3249                    if (berqwpAttribute) {
3250                        // Decode the base64 encoded string
3251                        const decodedString = atob(berqwpAttribute);
3252
3253                        // Extract the inner content of the decoded string
3254                        const match = decodedString.match(/
3254<script[^>]*>([\s\S]+)<\/script>/i);
3255                        if (match && match.length > 1) {
3256                            const innerContent = match[1];
3257
3258                            // Convert the inner content into a Blob
3259                            const blob = new Blob([innerContent], { type: 'application/javascript' });
3260
3261                            // Create a new script tag with the blob content
3262                            const newScriptTag = document.createElement('script');
3263                            newScriptTag.src = URL.createObjectURL(blob);
3264                            console.log(URL.createObjectURL(blob))
3265
3266                            // Convert the newScriptTag HTML string to base64
3267                            const newScriptTagHtml = newScriptTag.outerHTML;
3268                            const base64Encoded = btoa(newScriptTagHtml);
3269
3270                            // Add the base64 encoded string back to the data-berqwp-js attribute of the original script tag
3271                            scriptTag.setAttribute('data-berqwp-js', base64Encoded);
3272                        }
3273                    }
3274                }
3275
3276            </script>
3276
3277            
3278        
3278<script type='text/javascript' async>
3279                            // Function to cache and load scripts
3280                            async function cache_file(url) {
3281                                const cache = await caches.open('berqwp-cache');
3282
3283                                // Check if the resource is already cached
3284                                const cachedResponse = await cache.match(url);
3285                                if (cachedResponse) {
3286                                    console.log('Script is already cached:', url);
3287                                } else {
3288                                    // Fetch and cache the resource
3289                                    const response = await fetch(url, { cache: 'reload' });
3290                                    if (response.ok) {
3291                                        await cache.put(url, response.clone());
3292                                        console.log('Fetched and cached script:', url);
3293                                    } else {
3294                                        console.error('Failed to fetch script:', response.statusText);
3295                                    }
3296                                }
3297                            }
3298            (function() {
3299                var berqwpScriptsPreloaded = false;
3300                window.addEventListener('berqwpLCPLoaded', function() {
3301                    if (berqwpScriptsPreloaded) {
3302                        return;
3303                    }
3304
3305                    berqwpScriptsPreloaded = true;
3306
3307                    // Function to preload scripts
3308                    function preloadScripts() {
3309                        const scripts = document.querySelectorAll('script[type="text/bwp-script"]:not([data-earlyberqwp])');
3310
3311                        scripts.forEach(script => {
3312                            if (script.src) {
3313                                const link = document.createElement('link');
3314                                link.rel = 'preload';
3315                                link.href = script.src;
3316                                link.as = 'script';
3317                                document.head.appendChild(link);
3318                            }
3319                        });
3320                    }
3321
3322                    // Function to load scripts from the cache
3323                    function loadScripts() {
3324                        const scripts = document.querySelectorAll('script[type="text/bwp-script"]:not([data-earlyberqwp])');
3325
3326                        scripts.forEach((script, index) => {
3327                            const newScript = document.createElement('script');
3328                            newScript.src = script.src;
3329                            newScript.type = script.getAttribute('data-type') || 'text/javascript';
3330                            newScript.async = false; // To maintain order of execution
3331
3332                            // Copy other attributes
3333                            Array.from(script.attributes).forEach(attr => {
3334                                if (attr.name !== 'type') {
3335                                    newScript.setAttribute(attr.name, attr.value);
3336                                }
3337                            });
3338
3339                            // Replace the original script
3340                            script.parentNode.replaceChild(newScript, script);
3341                        });
3342                    }
3343
3344                    // setTimeout(function() {
3345                        // Preload scripts as early as possible
3346                        // preloadScripts();
3347                    // }, 500)
3348
3349                    let styleTag = document.querySelector('style[type="text/berqwpfonts"]');
3350
3351                    if (styleTag) {
3352                        styleTag.setAttribute('type', 'text/css');
3353                    }
3354
3355
3356                });
3357            })();
3358
3359        </script>
3359
3360    
3361            
3361<script data-mode='4'>
3362            function berqwpLoadJs() {
3363
3364                (function () {
3365                    'use strict';
3366                    const VERSION = '3.0';
3367                    let activated = false;
3368                    const pendingScripts = new Map();
3369                    let completedCount = 0;
3370
3371                    // Custom Event System
3372                    const createTrackerEvent = (name, detail = {}) =>
3373                        new CustomEvent(`bwp:${name}`, {
3374                            detail: {
3375                                version: VERSION,
3376                                timestamp: performance.now(),
3377                                ...detail
3378                            }
3379                        });
3380
3381                    // Event Polyfills
3382                    (function () {
3383                        const originalAddEventListener = EventTarget.prototype.addEventListener;
3384                        const readyState = document.readyState;
3385                        const simulatedEvents = new WeakMap();
3386
3387                        function createEvent(type) {
3388                            const event = new Event(type, { bubbles: false, cancelable: false });
3389                            event.isSimulated = true;
3390                            return event;
3391                        }
3392
3393                        EventTarget.prototype.addEventListener = function (type, listener, options) {
3394
3395                            if (typeof listener === 'function') {
3396                                if (type === 'DOMContentLoaded') {
3397                                    if (readyState !== 'loading') {
3398                                        setTimeout(() => listener.call(this, createEvent(type)), 0);
3399                                        return;
3400                                    }
3401                                } else if ((this === window || this instanceof HTMLScriptElement) && type === 'load') {
3402                                    if (readyState === 'complete') {
3403                                        setTimeout(() => listener.call(this, createEvent(type)), 0);
3404                                        return;
3405                                    }
3406                                }
3407                            }
3408
3409
3410                            originalAddEventListener.call(this, type, listener, options);
3411                        };
3412
3413                        ['onDOMContentLoaded', 'onload'].forEach(prop => {
3414                            const target = prop === 'onload' ? window : document;
3415                            const descriptor = Object.getOwnPropertyDescriptor(target.constructor.prototype, prop.toLowerCase()) || {};
3416
3417                            Object.defineProperty(target, prop, {
3418                                set(fn) {
3419                                    if (typeof fn === 'function') {
3420                                        const eventType = prop.replace('on', '').toLowerCase();
3421                                        if ((eventType === 'domcontentloaded' && readyState !== 'loading') ||
3422                                            (eventType === 'load' && readyState === 'complete')) {
3423                                            setTimeout(() => fn.call(target, createEvent(eventType)), 0);
3424                                        } else {
3425                                            target.addEventListener(eventType, fn
3425);
3426                                        }
3427                                    }
3428                                    return descriptor.set ? descriptor.set.call(this, fn) : undefined;
3429                                },
3430                                get() {
3431                                    return descriptor.get ? descriptor.get.call(this) : undefined;
3432                                },
3433                                configurable: true
3434                            });
3435                        });
3436                    })();
3437
3438                    // Activation System
3439                    function activate() {
3440                        if (activated) return;
3441                        activated = true;
3442                        document.dispatchEvent(createTrackerEvent('activation'));
3443
3444                        // Remove listeners
3445                        ['mousemove', 'click', 'scroll', 'keydown'].forEach(evt => {
3446                            window.removeEventListener(evt, activate, true);
3447                        });
3448
3449                        processScripts();
3450                        setupObserver();
3451                    }
3452
3453                    function processScripts() {
3454                        const scripts = Array.from(document.querySelectorAll('script[type="text/bwp-script"]:not([data-earlyberqwp])'));
3455                        scripts.forEach(convertScript);
3456                    }
3457
3458                    function setupObserver() {
3459                        new MutationObserver(mutations => {
3460                            mutations.forEach(mutation => {
3461                                mutation.addedNodes.forEach(node => {
3462                                    if (node.tagName === 'SCRIPT' && node.type === 'text/bwp-script') {
3463                                        convertScript(node);
3464                                    }
3465                                });
3466                            });
3467                        }).observe(document, { childList: true, subtree: true });
3468                    }
3469
3470                    // Script Conversion
3471                    function convertScript(original) {
3472                        if (original.dataset.processed) return;
3473                        original.dataset.processed = 'true';
3474
3475                        const script = document.createElement('script');
3476                        const attrs = Array.from(original.attributes).filter(a => a.name !== 'type');
3477                        const id = `script-${performance.now()}-${Math.random().toString(36).slice(2)}`;
3478
3479                        script.type = original.getAttribute('data-type');
3480                        try {
3481                            attrs.forEach(attr => script.setAttribute(attr.name, attr.value));
3482                        } catch (e) {
3483                        }
3484                        if (original.textContent) script.textContent = original.textContent;
3485
3486                        pendingScripts.set(id, {
3487                            element: script,
3488                            src: script.src,
3489                            isExternal: !!script.src
3490                        });
3491
3492                        document.dispatchEvent(createTrackerEvent('script-loading', {
3493                            scriptId: id,
3494                            element: script
3495                        }));
3496
3497                        script.addEventListener('load', () => handleCompletion(id, true));
3498                        script.addEventListener('error', () => handleCompletion(id, false));
3499
3500                        if (original.textContent) {
3501                            handleCompletion(id, true);
3502                        }
3503
3504                        // script.async = false;
3505                        original.replaceWith(script);
3506                    }
3507
3508                    function handleCompletion(id, success) {
3509                        const record = pendingScripts.get(id);
3510                        if (!record) return;
3511
3512                        pendingScripts.delete(id);
3513                        completedCount++;
3514
3515                        document.dispatchEvent(createTrackerEvent('script-complete', {
3516                            scriptId: id,
3517                            success,
3518                            duration: performance.now() - record.element.startTime
3519                        }));
3520
3521                        if (pendingScripts.size === 0) {
3522                            document.dispatchEvent(createTrackerEvent('scripts-loaded', {
3523                                total: completedCount,
3524                                failed: completedCount - Array.from(pendingScripts.values())
3525                                    .filter(r => r.success).length
3526                            }));
3527                        }
3528                    }
3529
3530                    document.addEventListener('bwp:scripts-loaded', (e) => {
3531
3532                        if (document.readyState == 'complete') {
3533                            // console.log('Releasing page lifecyle events.')
3534                            // let event = new Event('DOMContentLoaded', {
3535                            // bubbles: true,
3536                            // cancelable: true
3537                            // });
3538                            // window.dispatchEvent(event);
3539                            // document.dispatchEvent(event);
3540
3541                            // window.dispatchEvent(new Event('load'));
3542                            // document.dispatchEvent(new Event('load'));
3543                        }
3544                        console.log('scripts loaded.')
3545                        window.dispatchEvent(new Event('berqwp_after_delay_js_loaded'));
3546
3547                    });
3548
3549                    // Initialization
3550                    activate();
3551                })();
3552            }
3553            </script>
3553
3554            
3555        
3555<script>
3556            (function(){
3557                            // Select all inline script tags with type="text/bwp-script"
3558                            const inlineScripts = document.querySelectorAll('script[type="text/bwp-script"]');
3559
3560                            inlineScripts.forEach((script) => {
3561                                // Get the content of the inline script
3562                                const scriptContent = script.innerHTML;
3563
3564                                if (!scriptContent) {
3565                                    return;
3566                                }
3567
3568                                if (script.getAttribute('data-type') == 'module') {
3569                                    return;
3570                                }
3571
3572                                // Create a Blob from the script content
3573                                const blob = new Blob([scriptContent], { type: 'application/javascript' });
3574
3575                                // Create a URL for the Blob
3576                                const scriptURL = URL.createObjectURL(blob);
3577
3578                                // Create a new external script tag
3579                                const newScript = document.createElement('script');
3580                                newScript.src = scriptURL;
3581                                newScript.type = 'text/bwp-script';  // Or 'text/bwp-script', but 'application/javascript' is more typical for JS
3582                                newScript.setAttribute('data-type', script.getAttribute('data-type'));
3583
3584                                // Copy other attributes if necessary
3585                                Array.from(script.attributes).forEach(function(attr) {
3586                                    if (attr.name !== 'type' && attr.name !== 'src') {
3587                                        newScript.setAttribute(attr.name, attr.value);
3588                                    }
3589                                });
3590
3591                                // Replace the original inline script with the new external script tag
3592                                script.parentNode.replaceChild(newScript, script);
3593                            });
3594
3595
3596
3597                        })();
3598        </script>
3598
3599        
3599<script id='optimize-js' async>
3600            let js_execution_mode = '4';
3601            let js_loading = 'delay';
3602            var bwp_js_load_method = 'delay';
3603            let berq_content = true;
3604            var berq_click = null;
3605            var total_berq_scripts = 0;
3606            var loaded_berq_scripts = 0;
3607            let assets_to_cache = [];
3608
3609            // Get all link tags containing data-berqwp-style-href
3610            let berqwpLinkTags = document.querySelectorAll('link[data-berqwp-style-href]');
3611            let berqwpScriptTags = document.querySelectorAll('script[type="text/bwp-script"]');
3612
3613            // Extract the URLs from the data attributes
3614            let cssUrls = Array.from(berqwpLinkTags).map(linkTag => linkTag.getAttribute('data-berqwp-style-href'));
3615            let jsUrls = Array.from(berqwpScriptTags).map(scriptTag => scriptTag.getAttribute('src')).filter(url => url);
3616            let resourcesUrls = cssUrls.concat(jsUrls);
3617
3618
3619            var scriptTags = document.querySelectorAll('script[data-berqwp-js]');
3620            scriptTags.forEach(div => {
3621                const scriptData = atob(div.getAttribute('data-berqwp-js'));
3622                const scriptElement = document.createRange().createContextualFragment(scriptData).children[0];
3623
3624                if (scriptElement.src) {
3625                    total_berq_scripts++;
3626                }
3627
3628            });
3629
3630            function preloadJS(jsURLs) {
3631                // jsURLs = jsURLs.filter((item) => item && !item.includes('blob:'));
3632                // return window.bwpWorker.preload(jsURLs);
3633                return window.bwpPreloader.preloadScripts();
3634            }
3635
3636            function preloadCSS(cssURLs) {
3637                // return window.bwpWorker.preload(cssURLs);
3638                return window.bwpPreloader.preloadStyles();
3639            }
3640
3641            let bwp_css_initialized = false;
3642            function bwp_css_init(cssUrls) {
3643                if (bwp_css_initialized) {
3644                    return;
3645                }
3646                bwp_css_initialized = true;
3647                preloadCSS(cssUrls);
3648                berqwpLoadCss();
3649
3650                document
3651                .querySelectorAll('style[type="text/berqwp-style"]')
3652                .forEach(style => {
3653                    style.type = 'text/css';
3654                });
3655            }
3656
3657            let bwp_js_initialized = false;
3658            function bwp_js_init(jsUrls) {
3659                if (bwp_js_initialized) {
3660                    return;
3661                }
3662                bwp_js_initialized = true;
3663
3664                if (js_execution_mode === '3') {
3665                    berqwpLoadJs();
3666                } else {
3667                    preloadJS(jsUrls)
3668                    .then(() => {
3669                        console.log('Preloading completed, invoking berqwpLoadJs...');
3670                        if (typeof berqwpLoadJs === 'function') {
3671                            berqwpLoadJs();
3672                        } else {
3673                            console.error('berqwpLoadJs is not defined or not a function.');
3674                        }
3675                    })
3676                    .catch(error => {
3677                        console.error('bwp_js_init failed during preloadJS:', error);
3678                    });
3679
3680                }
3681            }
3682
3683            let bwp_lastScrollY = window.scrollY;
3684            const bwp_SCROLL_THRESHOLD = 10;
3685
3686            function berqwp_js_handleUserInteraction(event) {
3687
3688                if (event.type === 'click' || event.type === 'touchstart') {
3689                    berq_click = event.target;
3690
3691                    // Traverse up the DOM to find the closest <a> ancestor
3692                    if (berq_click.closest('a')) {
3693                        berq_click = berq_click.closest('a');
3694                    }
3695
3696                    // If click is done on a link
3697                    if (berq_click.tagName === 'A' && berq_click.href && /^https?:\/\//.test(berq_click.href)) {
3698                        console.log('Skipping JavaScript execution, a link was clicked.')
3699                        return;
3700                    }
3701
3702                    console.log(event.type)
3703                    // event.preventDefault();
3704                }
3705
3706                if (event.type == 'scroll') {
3707                    const currentScrollY = window.scrollY;
3708                    const diff = Math.abs(currentScrollY - bwp_lastScrollY);
3709
3710                    if (diff < bwp_SCROLL_THRESHOLD) {
3711                        return;
3712                    }
3713                }
3714
3715                bwp_js_init(jsUrls);
3716                bwp_css_init(cssUrls);
3717
3718
3719                // After running the function, remove all event listeners to ensure it runs only once
3720                for (let eventType of berqwp_js_interactionEventTypes) {
3721                    window.removeEventListener(eventType, berqwp_js_handleUserInteraction);
3722                }
3723            }
3724
3725            let berqwp_js_interactionEventTypes = ['click', 'mousemove', 'keydown', 'touchstart', 'scroll', 'berqwpLoadJS', 'berqwp_interaction_event'];
3726            let waitForEvent = false;
3727
3728            setTimeout(function() {
3729                bwp_js_init(jsUrls);
3730                bwp_css_init(cssUrls);
3731            }, 10000)
3732
3733            if (js_loading == 'preload' && bwp_css_load_method == 'preload') {
3734                // berqwp_js_interactionEventTypes = ['berqwpStylesLoaded'];
3735                // berqwp_js_interactionEventTypes.push('berqwpStylesLoaded');
3736
3737                bwp_js_init(jsUrls);
3738                bwp_css_init(cssUrls);
3739
3740                // window.addEventListener('load', function () {
3741                // })
3742
3743            } else if (js_loading == 'preload' && bwp_css_load_method !== 'preload') {
3744                // window.addEventListener('load', function () {
3745                    bwp_js_init(jsUrls);
3746                // })
3747                waitForEvent = true;
3748
3749            } else if (js_loading !== 'preload' && bwp_css_load_method == 'preload') {
3750                bwp_css_init(cssUrls);
3751                waitForEvent = true;
3752
3753            } else {
3754                waitForEvent = true;
3755            }
3756
3757            if (waitForEvent) {
3758                for (let eventType of berqwp_js_interactionEventTypes) {
3759                    window.addEventListener(eventType, berqwp_js_handleUserInteraction, { passive: false });
3760                }
3761            }
3762
3763            window.addEventListener('berqwp_critical_css_processed', function() {
3764                //preloadJS(jsUrls);
3765            })
3766
3767            window.addEventListener('berqwp_after_delay_js_loaded', function() {
3768                if (berq_content == true) {
3769                    berq_content = false;
3770
3771                    if (js_execution_mode === '5') {
3772                        if (typeof window._bwpReplayLifecycle === 'function') window._bwpReplayLifecycle();
3773                        window.dispatchEvent(new Event('resize'));
3774
3775                    } else {
3776                        triggerReadyStateChange('complete');
3777                        if (typeof elementorFrontend !== 'undefined' && typeof elementorFrontend.init === 'function') {
3778                            var _realInit = elementorFrontend.init.bind(elementorFrontend);
3779                            elementorFrontend.init = function() {};
3780                            _realInit();
3781                        }
3782                        let event = new Event('DOMContentLoaded', {
3783                            bubbles: true,
3784                            cancelable: true
3785                        });
3786                        document.dispatchEvent(event);
3787                        document.dispatchEvent(new Event('readystatechange'));
3788                        window.dispatchEvent(new Event('load'));
3789    
3790    
3791                        // Create a new resize event
3792                        var resizeEvent = new Event('resize');
3793    
3794                        // Dispatch the resize event
3795                        window.dispatchEvent(resizeEvent);
3796                    
3797                    }
3798
3799
3800
3801
3802
3803                }
3804
3805                function whenScriptsAreIdle({
3806                  idleTime = 300,   // ms of quiet time
3807                  timeout = 10000  // max wait
3808                } = {}) {
3809                  return new Promise((resolve) => {
3810                    let pending = new Set();
3811                    let idleTimer;
3812                    let resolved = false;
3813
3814                    function done() {
3815                      if (resolved) return;
3816                      resolved = true;
3817                      observer.disconnect();
3818                      resolve();
3819                    }
3820
3821                    function resetIdleTimer() {
3822                      clearTimeout(idleTimer);
3823                      idleTimer = setTimeout(() => {
3824                        if (pending.size === 0) done();
3825                      }, idleTime);
3826                    }
3827
3828                    function track(script) {
3829                      if (script.dataset._tracked) return;
3830                      script.dataset._tracked = '1';
3831
3832                      // Inline scripts execute immediately
3833                      if (!script.src) {
3834                        resetIdleTimer();
3835                        return;
3836                      }
3837
3838                      pending.add(script);
3839
3840                      const cleanup = () => {
3841                        pending.delete(script);
3842                        resetIdleTimer();
3843                      };
3844
3845                      script.addEventListener('load', cleanup, { once: true });
3846                      script.addEventListener('error', cleanup, { once: true });
3847                    }
3848
3849                    // Track existing scripts
3850                    document.querySelectorAll('script').forEach(track);
3851
3852                    // Observe new scripts
3853                    const observer = new MutationObserver((mutations) => {
3854                      for (const m of mutations) {
3855                        for (const node of m.addedNodes) {
3856                          if (node.tagName === 'SCRIPT') {
3857                            track(node);
3858                          } else if (node.querySelectorAll) {
3859                            node.querySelectorAll('script').forEach(track);
3860                          }
3861                        }
3862                      }
3863                    });
3864
3865                    observer.observe(document.documentElement, {
3866                      childList: true,
3867                      subtree: true
3868                    });
3869
3870                    // Safety timeout
3871                    setTimeout(done, timeout);
3872
3873                    resetIdleTimer();
3874                  });
3875                }
3876
3877                if (berq_click) {
3878                    whenScriptsAreIdle({ idleTime: 800 }).then(() => {
3879                        setTimeout(function() {
3880                            console.log(berq_click);
3881                            const clickEvent = new MouseEvent('click', {
3882                                bubbles: true,
3883                                cancelable: false,
3884                                view: window
3885                            });
3886                            berq_click.dispatchEvent(clickEvent);
3887                            berq_click = null;
3888                        }, 500)
3889                    });
3890                }
3891            });
3892
3893
3894
3895        </script>
3895
3896        </body>
3897</html>

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