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this real estate transaction (e.g., money for your closing costs or down payment) or obtaining any money from another party, such as the seller or realtor, that you have not disclosed in this loan application?","losFieldId":"URLA.x86"},{"qId":"BorrowerDeclarationBorrowingMoneyAmount","name":"Borrower Declaration Borrowing Money Amount","type":"text","label":"Amount Borrowed","target":"BorrowerDeclarationMortgageLoan","fieldId":"BorrowerDeclarationBorrowingMoneyAmount","question":"How much are you borrowing?","losFieldId":["URLA.X88","URLA.X89"],"validation":"currency","placeholder":"Enter amount"},{"qId":"BorrowerDeclarationMortgageLoan","name":"Borrower Declaration Concurrent Mortgage Application","type":"declaration","target":"BorrowerDeclarationNewCredit","fieldId":"BorrowerDeclarationMortgageLoan","heading":"Borrower Declarations","question":"Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed in this application?","losFieldId":"URLA.x90"},{"qId":"BorrowerDeclarationNewCredit","name":"Borrower Declaration New Credit","type":"declaration","target":"BorrowerDeclarationLien","fieldId":"BorrowerDeclarationNewCredit","heading":"Borrower Declarations","question":"Have you or will you be applying for any new credit (e.g., installment loan, credit card, etc.) on or before closing this transaction that is not disclosed in this application?","losFieldId":"URLA.x92"},{"qId":"BorrowerDeclarationLien","name":"Borrower Declaration Lien","type":"declaration","target":"BorrowerDeclarationGuarantor","fieldId":"BorrowerDeclarationLien","heading":"Borrower Declarations","question":"Will this property be subject to a lien that could take priority over the first mortgage lien, such as a clean energy lien paid through your property taxes (e.g., the Property Assessed Clean Energy Program)?","losFieldId":"URLA.x94"},{"qId":"BorrowerDeclarationGuarantor","name":"Borrower Declaration Guarantor","type":"declaration","target":"BorrowerDeclarationOutstandingJudgements","fieldId":"BorrowerDeclarationGuarantor","heading":"About Your Finances","question":"Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application?","losFieldId":"URLA.x96"},{"qId":"BorrowerDeclarationOutstandingJudgements","name":"Borrower Declaration Outstanding Judgements","type":"declaration","target":"BorrowerDeclarationFederalDelinquency","fieldId":"BorrowerDeclarationOutstandingJudgements","heading":"About Your Finances","question":"Are there outstanding judgements against you?","losFieldId":"169"},{"qId":"BorrowerDeclarationFederalDelinquency","name":"Borrower Declaration Federal Delinquency","type":"declaration","target":"BorrowerDeclarationPartyToLawsuit","fieldId":"BorrowerDeclarationFederalDelinquency","heading":"About Your Finances","question":"Are you currently delinquent or in default on a federal debt?","losFieldId":"URLA.x98"},{"qId":"BorrowerDeclarationPartyToLawsuit","name":"Borrower Declaration Party To Lawsuit","type":"declaration","target":"BorrowerDeclarationConveyedTitle","fieldId":"BorrowerDeclarationPartyToLawsuit","heading":"About Your Finances","question":"Are you a party to a lawsuit in which you potentially have any personal financial liability?","losFieldId":"URLA.x100"},{"qId":"BorrowerDeclarationConveyedTitle","name":"Borrower Declaration Conveyed Title","type":"declaration","target":"BorrowerDeclarationShortSale","fieldId":"BorrowerDeclarationConveyedTitle","heading":"About Your Finances","question":"Have you conveyed title to any property in lieu of foreclosure in the past 7 years?","losFieldId":"URLA.x102"},{"qId":"BorrowerDeclarationShortSale","name":"Borrower Declaration Short Sale","type":"declaration","target":"BorrowerDeclarationForeclosure","fieldId":"BorrowerDeclarationShortSale","heading":"About Your Finances","question":"Within the past 7 years, have you completed a pre-foreclosure sale or short sale, whereby the property was sold to a third party and the lender agreed to accept less than the outstanding balance due?","losFieldId":"URLA.X104"},{"qId":"BorrowerDeclarationForeclosure","name":"Borrower Declaration Foreclosure","type":"declaration","target":"BorrowerDeclarationBankruptcy","fieldId":"BorrowerDeclarationForeclosure","heading":"About Your Finances","question":"Have you had a property foreclosed upon in the past 7 years?","losFieldId":"URLA.X106"},{"qId":"BorrowerDeclarationBankruptcy","name":"Borrower Declaration Bankruptcy","type":"declaration","target":"GovernmentMonitoringInformation","fieldId":"BorrowerDeclarationBankruptcy","heading":"About Your Finances","options":[{"label":"Yes","value":true,"target":"BorrowerDeclarationBankruptcyChapters"},{"label":"No","value":false}],"question":"Have you declared bankruptcy within the past 7 years?","losFieldId":"265"},{"qId":"BorrowerDeclarationBankruptcyChapters","name":"Borrower Declaration Bankruptcy Chapters","type":"hmda","target":"GovernmentMonitoringInformation","fieldId":"BorrowerDeclarationBankruptcyChapters","heading":"About Your Finances","options":[{"name":"Chapter7","label":"Chapter 7"},{"name":"Chapter11","label":"Chapter 11"},{"name":"Chapter12","label":"Chapter 12"},{"name":"Chapter13","label":"Chapter 13"}],"question":"What type(s) of bankruptcy were declared?"},{"qId":"GovernmentMonitoringInformation","logo":true,"name":"BGovernment Monitoring Information","type":"information","title":"Almost Done!","target":"BorrowerGovernmentMonitoringEthnicity","fieldId":"GovernmentMonitoringInformation","heading":"Government Monitoring","question":"The purpose of collecting the following information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask a
1pplicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.\\n\\n\\t\\t\\"question\\": \\"The purpose of collecting the following information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws."},{"qId":"BorrowerGovernmentMonitoringEthnicity","name":"Borrower Government Monitoring Ethnicity","type":"hmda","target":"BorrowerGovernmentMonitoringRace","fieldId":"BorrowerGovernmentMonitoringEthnicity","heading":"Government Monitoring","options":[{"name":"Hispanic","label":"Hispanic or Latino"},{"name":"Mexican","label":"Mexican","indented":true},{"name":"PuertoRican","label":"Puerto Rican","indented":true},{"name":"Cuban","label":"Cuban","indented":true},{"name":"OtherHispanic","label":"Other Hispanic or Latino","other":true,"indented":true},{"name":"NotHispanic","label":"Not Hispanic or Latino"},{"name":"OptOut","label":"I do not wish to provide this information"}],"question":"What is your Ethnicity?"},{"qId":"BorrowerGovernmentMonitoringRace","name":"Borrower Government Monitoring Race","type":"hmda","target":"BorrowerGovernmentMonitoringGender","fieldId":"BorrowerGovernmentMonitoringRace","heading":"Government Monitoring","options":[{"name":"AmericanIndian","label":"American Indian or Alaska Native"},{"name":"TribeName","label":"Enter name of enrolled or principal tribe","other":true},{"name":"Asian","label":"Asian"},{"name":"AsianIndian","label":"Asian Indian","indented":true},{"name":"Chinese","label":"Chinese","indented":true},{"name":"Filipino","label":"Filipino","indented":true},{"name":"Japanese","label":"Japanese","indented":true},{"name":"Korean","label":"Korean","indented":true},{"name":"Vietnamese","label":"Vietnamese","indented":true},{"name":"OtherAsian","label":"Other Asian Race","other":true,"indented":true},{"name":"Black","label":"Black or African American"},{"name":"NativeIslander","label":"Native Hawaiian or Other Pacific Islander"},{"name":"NativeHawaiian","label":"Native Hawaiian","indented":true},{"name":"Guamanian","label":"Guamanian or Chamorro","indented":true},{"name":"Samoan","label":"Samoan","indented":true},{"name":"OtherNativeIslander","label":"Other Pacific Islander Race","other":true,"indented":true},{"name":"White","label":"White"},{"name":"OptOut","label":"I do not wish to provide this information"}],"question":"What is your Race?"},{"qId":"BorrowerGovernmentMonitoringGender","name":"Borrower Government Monitoring Gender","type":"hmda","target":"BorrowerEConsent","fieldId":"BorrowerGovernmentMonitoringGender","heading":"Government Monitoring","options":[{"name":"Female","label":"Female"},{"name":"Male","label":"Male"},{"name":"OptOut","label":"I do not wish to provide this information"}],"question":"What is your Gender?"},{"qId":"BorrowerEConsent","name":"Borrower E-Consent","type":"authorization","target":"BorrowerCreditAuth","fieldId":"BorrowerEConsent","heading":"Consent to Receive Electronic Documents","options":[{"text":"I consent to receive documents electronically","value":true}],"question":"Your Consent To Do Business Electronically (the eDisclosure Agreement)\\n\\nThe loan for which you are applying involves various disclosures, records, and documents (\\"Loan Documents\\"), including this eDisclosure Agreement. The purpose of this eDisclosure Agreement is to obtain Your consent to receive certain Loan Documents from Us in electronic form rather than in paper form. With Your consent, You will also be able to sign and authorize these Loan Documents electronically, rather than on paper.\\n\\nBefore We can engage in this transaction electronically, it is important that You understand Your rights and responsibilities. Please read the following and affirm Your consent to conduct business with Us electronically. For purposes of this eDisclosure Agreement, \\"eDisclosures\\" means the Loan Documents related to this transaction that are provided electronically, \\"You\\" and \\"Your\\" mean the borrower(s) under the applicable loan to which such Loan Documents apply, and \\"We\\", \\"Our\\" and \\"Us\\" mean the applicable mortgage broker(s), loan processor(s) or mortgage banker(s) with whom You are transacting business for such loan(s).\\n\\nYOUR CONSENT\\n\\nYour
1consent to participate in this transaction electronically will apply to all Loan Documents for the applicable loans for which You are applying. If You provide Your consent by clicking the \\"I agree\\" button at the bottom of the page, We will conduct this transaction electronically, instead of providing You with the Loan Documents in paper form.\\n\\nIf a document related to Your loan is not available in electronic form, a paper copy will be provided to You free of charge.\\n\\nConducting this transaction electronically is an option. If You choose not to accept receipt of eDisclosures, paper Loan Documents will be mailed to You.\\n\\nIf You do not consent to receive these Loan Documents electronically, or if You subsequently withdraw consent, You will be provided with paper copies of the Loan Documents for which You did not consent to receive electronically. Additionally:\\nYou will not be required to pay a fee for receiving paper copies of the Loan Documents.\\n\\nWITHDRAWAL OF CONSENT\\n\\nYou have the right to withdraw Your consent at any time. By declining or revoking Your consent to receive eDisclosures, We will provide You with the Loan Documents in paper form.\\n\\nIf You originally consent to receive eDisclosures, but later decide to withdraw Your consent, You can do so by clicking on the \\"I do not agree\\" button, or by notifying Us at: Phone: {{companyPhone}}\\nAddress: {{companyAddress}}\\n\\nIf You originally consent to receive eDisclosures, but later withdraw Your consent, You will be provided with paper copies of the Loan Documents for which You did not consent to receive electronically.\\nYou will not be required to pay a fee for withdrawing consent and receiving paper copies of the Loan Documents.\\n\\nOBTAINING PAPER COPIES\\n\\nAfter Your consent is given, You may request from Us paper copies of Your Loan Documents. Please send this request to Us at:\\nPhone: {{companyPhone}}\\nAddress: {{companyAddress}}\\n\\nIf You request paper copies of the Loan Documents:\\nYou will not be required to pay a fee for receiving paper copies of the Loan Documents.\\n\\nSYSTEM REQUIREMENTS\\n\\nIn order to receive eDisclosures, You must have a computer with Internet access and an Internet email account and address; an Internet browser using 128-bit encryption or higher, Adobe Acrobat 7.0 or higher, SSL encryption and access to a printer or the ability to download information in order to keep copies of Your eDisclosures for Your records.\\n\\nIf the software or hardware requirements change in the future, We will notify You of the change. If You choose to withdraw Your consent upon notification of the change, You will be able to do so without penalty. Paper copies of such Loan Documents will be mailed to You if You choose to withdraw Your consent.\\n\\nHOW WE CAN REACH YOU\\n\\nYou must promptly notify Us if there is a change in Your email address or in other information needed to contact You electronically. You can contact Us at:\\nPhone: {{companyPhone}}\\nAddress: {{companyAddress}}\\n\\nWe will not assume liability for non-receipt of notification of the availability of eDisclosures in the event Your email address on file is invalid; Your email or Internet service provider filters the notification as \\"spam\\" or \\"junk mail\\"; there is a malfunction in Your computer, browser, Internet service and/or software; or for other reasons beyond Our control.\\n\\nPlease click the button at the bottom of the page to consent to do business electronically and to view Loan Documents electronically.\\n"},{"qId":"BorrowerCreditAuth","name":"Borrower Credit Auth","type":"authorization","target":"BorrowerCertAuth","fieldId":"BorrowerCreditAuth","heading":"Credit Authorization","options":[{"text":"I consent to a Credit Pull ","value":true}],"question":"I authorize {{companyName}} to order a consumer credit report and verify other credit information, including past and present mortgage and landlord references.\\n\\nI understand the consumer credit report is intended for the sole purpose of completing my loan transaction and verifying that I have not acquired any additional debt during the loan process. The information the lender obtains is only to be used in processing my application for a mortgage loan.\\n\\nI understand that by clicking on the I AGREE button immediately following this notice I am providing âwritten instructionsâ to {{companyName}} under the Fair Credit Reporting Act authorizing {{companyName}} to obtain information from my personal credit profile or other information from the credit provider and the 3 major credit bureaus. I authorize {{companyName}} to obtain such information solely to pre-qualify me for credit options. I understand that credit information accessed for my pre-qualification may be different than the credit information accessed by a credit grantor on a date after the date of my original pre-qualification request to make the credit decision.","losFieldId":"4073"},{"qId":"BorrowerCertAuth","name":"Borrower Cert Auth","type":"authorization","target":"HasCoBorrower","fieldId":"BorrowerCertAuth","heading":"Borrowers Certification and Authorization","options":[{"text":"Borrowers Certification and Authorization","value":true}],"isCustom":true,"question":"BORROWERS CERTIFICATION AND AUTHORIZATION\\n\\nThe undersigned certify the following:\\n\\n1. I/We have applied for a mortgage loan through Northpoint Mortgage, Inc., the lender.\\n\\n2. In applying for the loan, I/We completed a loan application containing various information on the purpose of the loan, the amount and the source of the down payment, employment and income information, and asset and liabilities. I/We certify that all of the information is true and complete. I/We made no misrepresentation in the new loan application or other documents, nor did I/We omit any pertinent information.\\n\\n3. I/We understand and agree that the lender reserves the right to change the mortgage loan review process to a full documentation program. This may include verifying the information provided on the application with the employer and/or the financial institution.\\n\\n4. I/We fully understand that it is a Federal crime punishable by fine or imprisonment, or both, to knowingly make any false statements when applying for this mortgage, as applicable under the provisions of Title 18, United States Code, Section 1014.\\n\\nAUTHORIZATION TO RELEASE INFORMATION\\n\\nTO WHOM IT MAY CONCERN:\\n\\n1. I/We have applied for a mortgage loan through Northpoint Mortgage, Inc. as part of the application process, the lender may verify information contained in my/
1our loan application and in other documents required in connection with the loan, either before the loan is closed or as part of our Quality Control Program.\\n\\n2. I/We authorize you to provide to the lender, and to any investor to whom the lender may sell my mortgage, any and all information and documentation that they may request, such information includes, but is not limited to, employment history and income; bank, money market and similar account balances; credit history; and copies of income tax returns.\\n\\n3. The lender, or any investor that purchases the mortgage, may address the authorization to any party named in the loan application.\\n\\n4. A copy of this authorization may be accepted as an original.\\n\\n5. Your prompt reply to the lender, or its investor that purchased the mortgage, is appreciated.","losFieldId":""},{"qId":"HasCoBorrower","name":"Has Co-Borrower","type":"boolean","target":"SubmitApplication","fieldId":"HasCoBorrower","heading":"Co-Borrower Information","options":[{"label":"Yes","value":true,"target":"SubmitApplicationWithCoBorrower"},{"label":"No","value":false}],"question":"Will there be anyone else on the loan?"},{"qId":"SubmitApplicationWithCoBorrower","logo":true,"name":"Submit Application Statement","type":"information","title":"Co-Borrower Application Procedure","target":"---POSAPPCOMPLETE---","fieldId":"Submit Application","heading":"Now, Submit Your Part of the Application!","question":"After you click the âSubmit My Informationâ button your portion of the application will be saved and you'll be taken to our borrower portal where you can enter the Co-Borrower's information or invite them to the application. Click through the screens that follow in order to finish the submission process and proceed to the Co-Borrower portion of the application.","buttonText":"Submit My Information"},{"qId":"SubmitApplication","logo":true,"name":"Submit Application Statement","type":"information","title":"Almost Done","target":"---POSAPPCOMPLETE---","fieldId":"Submit Application","heading":"Now, Submit Your Application!","question":"After you click the âSubmit Applicationâ button, please do not close this window. Click through the screens that follow in order to finish the submission process. Once you reach our borrower portal, you can track your progress, complete next steps, or close this window.","buttonText":"Submit Application"}]`);export{i as default}; 2//# sourceMappingURL=borrower-app-DBp-LYMN.js.map
Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.