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7    <title>The ACP Village for Veteran Entrepreneurs</title>
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144
145<body>
146
147    <header>
148        <img src="img/acp-village-logo.png" alt="ACP Village Logo" class="logo">
149    </header>
150    <main>
151        <div class="terms">
152            <h3>LEGAL TERMS OF USE</h3>
153            <p>PLEASE READ THIS LEGAL TERMS OF USE CAREFULLY BEFORE USING THE ACP
154                VILLAGE WEB SITE OR OTHERWISE ACCESSING OR DOWNLOADING ANY INFORMATION FROM THIS WEB SITE. BY ACCESSING
155                OR USING THE SITE, YOU HEREBY ACCEPT AND AGREE TO COMPLY WITH THE TERMS AND CONDITIONS SET FORTH IN THIS
156                LEGAL TERMS OF USE (THE "USER AGREEMENT"). THIS USER AGREEMENT IS A BINDING AGREEMENT BETWEEN YOU AND
157                ACP VILLAGE, AND GOVERNS YOUR ACCESS AND USE OF THE SITE, WHICH INCLUDES CONTRIBUTED CONTENT (AS DEFINED
158                HEREIN) AND ANY INFORMATION, DATA TOOLS, PRODUCTS, SERVICES AND CONTENT OTHER THAN CONTRIBUTED CONTENT
159                (COLLECTIVELY, "CONTENT"), AND CONTRIBUTED CONTENT, AVAILABLE ON OR THROUGH THE SITE.</p>
160            <p>
160BY USING THIS SITE YOU SIGNIFY THAT YOU UNDERSTAND AND AGREE TO
161                THE FOLLOWING:</p>
162            <h4>Use of the Service</h4>
163            <p>You represent and warrant that you (i) are fourteen (14) years of
164                age or older; and (ii) have full power and authority to enter into this User Agreement and doing so will
165                not violate any other agreement to which you are a party. If you are under the age of 18, you may use
166                ACP Village only with the involvement of a parent or guardian. All Website usage must be by either (i)
167                individuals who are not minors and who can legally enter into binding contracts (typically persons 18
168                years of age or older, depending on where you live), or (ii) minors with the permission of a parent or
169                guardian to use the Website, to the extent permitted by law. You must provide us accurate information,
170                including your real name, when you create your account on ACP Village.</p>
171            <p>We may, without prior notice, change the Service; stop providing
172                the Service or features of the Service, to you or to users generally; or create usage limits for the
173                Service.</p>
174            <h4>Password and Security</h4>
175            <p>You must submit a password to set up and access your ACP Village
176                profile. You are responsible for maintaining the confidentiality of your password and for all activities
177                that occur under your password or profile. We may offer users the ability to remain logged into their
178                profile for two weeks (even if they restart their browser). If you do not log out of your profile
179                periodically, there is a risk of session hijacking by a third party. In addition, if you are using a
180                public or shared computer, we recommend that you log out of your profile at the end of each session;
181                otherwise, a subsequent user of the computer could access the ACP Village under your account and
182                impersonate you. You agree to notify ACP Village immediately of any unauthorized use of your password or
183                profile or any other breach of security. ACP Village will not be liable for any loss or damage arising
184                from a third party accessing or using your profile.</p>
185            <h4>Questions, Answers and Other Content</h4>
186            <p><strong>All questions, answers and comments you post through the
187                    ACP Village service ("Community Content") will be available publicly</strong>. Please do not submit
188                Community Content unless you understand that it will be available publicly. You should not assume that
189                you are anonymous online and cannot be identified by or from your Community Content. You may not forge
190                headers or otherwise manipulate identifiers in order to disguise the origin of any Community Content.
191                You agree that all of your Community Content will comply with the requirements of these Terms of Service
192                and the <a
193                    href="https://app.acpvillage.org/c/start-here/1-acp-village-guidelines-74028b96-8739-45e9-882e-6a3b1ad1f1bf"
194                    target="village">Community Guidelines</a>. ACP Village does not pre-screen Community Content, but
195                will allow community members to contact ACP Village staff for review and moderate of any questionable
196                content. ACP Village reserves the right (but does not have the obligation) to remove or edit, at any
197                time and without notice to the user who posted it, any Community Content that is inappropriate or
198                otherwise does not meet the <a
199                    href="https://app.acpvillage.org/c/start-here/1-acp-village-guidelines-74028b96-8739-45e9-882e-6a3b1ad1f1bf"
200                    target="village">Community Guidelines</a>. You will indemnify ACP Village and its affiliates for all
201                claims
202                resulting from the Community Content you post to the Site.</p>
203            <p>Your Content will be viewable by other users of the Service and
204                through third party services and websites. You should only provide Content that you are comfortable
205                sharing with others under these Terms.</p>
206            <p>All Content, whether publicly posted or privately transmitted, is
207                the sole responsibility of the person who originated such Content. We may not monitor or control the
208                Content posted via the Service. Any use of or reliance on any Content or materials posted via the
209                Service or obtained by you through the Service is at your own risk. We do not endorse, support,
210                represent or guarantee the completeness, truthfulness, accuracy, or reliability of any Content or
211                communications posted via the Service or endorse any opinions expressed via the Service. You understand
212                that by using the Service, you may be exposed to Content that might be offensive, harmful, inaccurate or
213                otherwise inappropriate. Under no circumstances will American Corporate Partners, ACP Village, its
214                subsidiaries, affiliates, officers, agents, employees, partners, licensors, or any Participating
215                Institutions associated with ACP be liable in any way for any Content, including, but not limited to,
216                any errors or omissions in any Content, or any loss or damage of any kind incurred as a result of the
217                use of any Content made available via the Service or broadcast elsewhere.</p>
218            <p>You are responsible for your use of the Service, for any Content
219                you provide, and for any consequences thereof, including the use of your Content by other users and
220                third parties partners. You understand that your Content may be republished and if you do not have the
221                right to submit Content for such use, it may subject you to liability. ACP Village will not be
222                responsible or liable for any use of your Content by ACP Village in accordance with these Terms. You
223                represent and warrant that you have all the rights, power and authority necessary to grant the rights
224                granted herein to any Content that you submit.</p>
225            <p>We reserve the right at all times (but will not have an
226                obligation) to remove or refuse to distribute any Content on the Service and to terminate users or
227                reclaim usernames. We also reserve the right to access, read, preserve, and disclose any information as
228                we reasonably believe is necessary to (i) satisfy any applicable law, regulation, legal process or
229                governmental request, (ii) enforce the Terms, including investigation of potential violations hereof,
230                (iii) detect, prevent, or otherwise address fraud, security or te
230chnical issues, (iv) respond to user
231                support requests, or (v) protect the rights, property or safety of ACP Village, its users and the
232                public.</p>
233            <p>You may not:</p>
234            <ul>
235                <li>
236                    <p>Copy, modify, create a derivative work of, reverse
237                        engineer, reverse assemble or otherwise attempt to discover any source code of the Site or
238                        Services;</p>
239                </li>
240                <li>
241                    <p>Remove or obscure the copyright notice or other notices
242                        displayed in connection with the content accessible through the Site or Services;</p>
243                </li>
244                <li>
245                    <p>Interfere with or disrupt the Site functionalities,
246                        Services, or servers and networks connected to our Site, or disobey any requirements,
247                        procedures, policies, or regulations of networks connected to the Site;</p>
248                </li>
249                <li>
250                    <p>Modify the Services in any manner or form, or use modified
251                        versions of the Services, including (without limitation) for the purpose of obtaining
252                        unauthorized access to the Services; Reproduce, print, cache, store or distribute content
253                        retrieved from the Sites in any way, for any commercial use without the prior written permission
254                        of ACP Village;</p>
255                </li>
256                <li>
257                    <p>Sell, assign, sublicense, or otherwise transfer any right
258                        in the Services or content accessible through the Site; Access the Site or Services by any means
259                        other than through the interface that is provided by ACP Village;</p>
260                </li>
261                <li>
262                    <p>Collect or store personal data about other users of the
263                        Site or Services; Engage in any activities that would violate the personal privacy rights of
264                        others, including but not limited to, collecting and distributing information about Internet
265                        users without their permission, except as permitted by applicable law; or</p>
266                </li>
267                <li>
268                    <p>Use the Site or Services to violate any law (whether
269                        local, state, national, or international), whether or not intentionally.</p>
270                </li>
271            </ul>
272            <h4>No Automated Querying without our Permission</h4>
273            <p>You may not send automated queries of any sort to the Site,
274                including:</p>
275            <ul>
276                <li>
277                    <p>using any software which sends queries to determine how a
278                        website or webpage "ranks" for various queries;</p>
279                </li>
280                <li>
281                    <p>"meta-searching" ; and</p>
282                </li>
283                <li>
284                    <p>performing "offline" searches on the Site.</p>
285                </li>
286            </ul>
287            <h4>Rules</h4>
288            <p>You must not do any of the following while accessing or using the
289                Service: (i) use the Service for any unlawful purposes or for promotion of illegal activities; (ii) post
290                any Content (as defined below) or use the Service in violation of any applicable law (including
291                intellectual property laws, right of privacy or publicity laws, and any laws of a non-U.S. jurisdiction
292                applicable to you), or any contractual or other legal obligation; (iii) post Content that is hateful,
293                abusive, threatening, profane, or otherwise objectionable; (iv) post Content or use the Service to
294                create an impression that you know is incorrect, misleading, or deceptive, including by impersonating
295                others or otherwise misrepresenting your affiliation with a person or entity; (v) publish or post other
296                people's private or personally identifiable information without their express authorization and
297                permission; (vi) use the Service for the purpose of spamming anyone; (vii) publish or link to malicious
298                content intended to damage or disrupt another user's browser or computer or to compromise a user's
299                privacy; (viii) access or tamper with non-public areas of the Service, ACP Village's computer systems,
300                or the technical delivery systems of ACP Village's providers; (ix) probe, scan, or test the
301                vulnerability of any system or network or breach or circumvent any security or authentication measures;
302                (x) access or search or attempt to access or search the Service by any means (automated or otherwise)
303                other than through the currently available, published interfaces that are provided by ACP Village (and
304                only pursuant to those terms and conditions), unless you have been specifically allowed to do so in a
305                separate agreement with ACP Village (crawling the Service is permissible in accordance with these Terms,
306                but scraping the Service without the prior consent of ACP Village except as permitted by these Terms is
307                expressly prohibited); (xi) forge any TCP/IP packet header or any part of the header information in any
308                email or posting, or in any way use the Service to send altered, deceptive or false source-identifying
309                information; or (xii) interfere with or disrupt (or attempt to do so) the access of any user, host or
310                network, including, without limitation, sending a virus, overloading, flooding, spamming, mail-bombing
311                the Service, or by scripting the creation of Content in such a manner as to interfere with or create an
312                undue burden on the Service.</p>
313            <p>We may make available one or more APIs for interacting with the
314                Service. Your use of any ACP Village API is subject to these terms and the ACP Village API Rules, which
315                will be posted before we make these APIs available (as part of these Terms).</p>
316            <p>You agree not to use the Services to:</p>
317            <ul>
318                <li>
319                    <p>Post any content that is unlawful, harmful, threatening,
320                        abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, hateful, or racially,
321                        ethnically, or otherwise objectionable;</p>
322                </li>
323                <li>
324                    <p>Harm or threaten to harm anyone in any way;</p>
325                </li>
326                <li>
327                    <p>"Stalk" or otherwise harass any other person or entity;
328                    </p>
329                </li>
330                <li>
331                    <p>Impersonate any person or entity (including an ACP Village
332                        agent, enthusiast, or moderator), or falsely state or otherwise misrepresent your affiliation
333                        with a person or entity;</p>
334                </li>
335                <li>
336                    <p>Post any unsolicited or unauthorized advertising,
337                        promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of
338                        solicitation;</p>
339                </li>
340                <li>
341                    <p>Disseminate or transmit any content that (i) violates any
342                        law (whether local, state, national, or international), (ii) infringes or violates any
343                        copyright, trademark, trade secret, patent or other proprietary right (including, but not
344                        limited to, using third party copyrighted materials or trademarks without appropriate permission
345                        or attribution), or (iii) includes third party information (whether or not protected as a trade
346                        secret) in violation of a duty of confidentiality;</p>
347                </li>
348                <li>
349                    <p>Disseminate or transmit any worms, viruses or other
350                        harmful, disruptive or destructive files, code or programs;
350 or post any material that contains
351                        software viruses or any other computer code, files, or programs designed to interrupt, destroy,
352                        or limit the functionality of any computer software or hardware or telecommunications equipment;
353                    </p>
354                </li>
355                <li>
356                    <p>Manipulate identifiers in order to disguise the origin of
357                        any question, answer or comment you post on the Site; or</p>
358                </li>
359                <li>
360                    <p>Post any content that would violate the personal privacy
361                        rights of others, including but not limited to revealing personal or private information about
362                        others without their permission.</p>
363                </li>
364            </ul>
365                
366                    <h4>Community Registration and Public Profile</h4>
367                    <p>To access the Site and view questions or search queries,
368                        you do not need to register. If you wish to use the Community feature and submit questions or
369                        answers, you must join the Community, and create a Community user profile by providing a user
370                        name and email address. <strong>Once you have registered, you will have a public profile and
371                            your user name will be displayed with all your questions, answers and comments posted on the
372                            Community service, which will be searchable on the web</strong>. In selecting a user name,
373                        you agree that you will not (i) select or use a name of another person with the intent to
374                        impersonate that person, or a name incorporating the trademark of a third party; (ii) use a name
375                        subject to the rights of any other person without authorization; or (iii) use a name that is
376                        illegal, infringing, or offensive to people of ordinary sensitivities. If you choose an image
377                        for your profile, that image will also be published in connection with your questions, answers
378                        and comments. You may not post an image that is illegal, infringing, or offensive to people of
379                        ordinary sensitivities. Your user name and avatar must comply with the <a
380                            href="https://app.acpvillage.org/c/start-here/1-acp-village-guidelines-74028b96-8739-45e9-882e-6a3b1ad1f1bf"
381                            target="village">Community Guidelines</a>. We encourage you to complete your profile
382                        information by
383                        providing us a short personal biography and by telling us your areas of interest and expertise,
384                        so other members can understand the scope of your questions or answers.</p>
385                    <h4>Email</h4>
386                    <p>Questions and answers from the Community will be
387                        communicated to you via email and via posting on the Site. By providing your email address to
388                        us, you agree that we can send you email communications in connection with the Community
389                        service. If you opt in to receiving the ACP Village's communications, we will send you emails
390                        with news and updates about ACP Village's products and services. You can choose at any time to
391                        no longer receive emails in connection with the Community service, or to tailor your email
392                        frequency settings through your profile page. If you limit or block emails, you will have to
393                        consult the Community pages to find out whether a member has answered your question.</p>
394                    <p>If you choose to forward content from the Site via email,
395                        you agree that you will forward such content only to willing recipients known to you and that
396                        you will not use the Services for engaging in spam or other unauthorized conduct.</p>
397                    <h4>Proprietary Rights</h4>
398                    <p>All right, title, and interest in and to the Service
399                        (excluding Content provided by users) are and will remain the exclusive property of ACP Village
400                        and its licensors. The Service is protected by copyright, trademark, and other laws of both the
401                        United States and foreign countries. Except as expressly provided herein, nothing in the Terms
402                        gives you a right to use the ACP Village name or any of the ACP Village trademarks, logos,
403                        domain names, and other distinctive brand features. Any feedback, comments, or suggestions you
404                        may provide regarding the Service is entirely voluntary and we will be free to use such
405                        feedback, comments or suggestions as we see fit and without any obligation to you.</p>
406                    <p>The Service may include advertisements, which may be
407                        targeted to the Content or information on the Service, queries made through the Service, or
408                        other information. The types and extent of advertising by ACP Village on the Service are subject
409                        to change. In consideration for ACP Village granting you access to and use of the Service, you
410                        agree that ACP Village and its third party providers and partners may place such advertising on
411                        the Service or in connection with the display of Content or information from the Service whether
412                        submitted by you or others.</p>
413                    <h4>Copyright Policy</h4>
414                    <p>ACP Village respects the intellectual property rights of
415                        others and expects users of the Service to do the same. We will respond to notices of alleged
416                        copyright infringement that comply with applicable law and are properly provided to us. If you
417                        believe that your Content has been copied in a way that constitutes copyright infringement,
418                        please provide our copyright agent with the following information in accordance with the Digital
419                        Millennium Copyright Act: (i) a physical or electronic signature of the copyright owner or a
420                        person authorized to act on their behalf; (ii) identification of the copyrighted work claimed to
421                        have been infringed; (iii) identification of the material that is claimed to be infringing or to
422                        be the subject of infringing activity and that is to be removed or access to which is to be
423                        disabled, and information reasonably sufficient to permit us to locate the material; (iv) your
424                        contact information, including your address, telephone number, and an email address; (v) a
425                        statement by you that you have a good faith belief that use of the material in the manner
426                        complained of is not authorized by the copyright owner, its agent, or the law; and (vi) a
427                        statement that the information in the notification is accurate, and, under penalty of perjury,
428                        that you are authorized to act on behalf of the copyright owner.</p>
429                    <p>Our designated copyright agent for notice of alleged
430                        copyright infringement or other legal notices regarding Content appearing on the Service is:</p>
431                    
432                    <p>
433                        ACP Village
434                        <br>2 Grand Central Tower
435                        <br>140 E. 45th St. Suite 21
436                        <br>New York NY 10017
437                        <br>
437Email: <a href="mailto:[email protected]">[email protected]</a>
438                    </p>
439                    
440                    <p>Please note that in addition to being forwarded to the
441                        person who provided the allegedly illegal content, we may send a copy of your notice (with your
442                        personal information removed) to Chilling Effects (www.chillingeffects.org) for publication
443                        and/or annotation. You can see an example of such a publication at <a
444                            href="http://www.chillingeffects.org/fairuse/notice.cgi?NoticeID=16887">http://www.chillingeffects.org/</a>.
445                        A link to your published notice will be displayed on ACP Village in place of the removed
446                        content.</p>
447                    <p>We reserve the right to remove Content alleged to be
448                        infringing or otherwise illegal without prior notice and at our sole discretion. In appropriate
449                        circumstances, ACP Village will also terminate a user's account if the user is determined to be
450                        a repeat infringer.</p>
451                    <h4>License to ACP Village to Use Questions, Answers and Comments You
452                        Submit</h4>
453                    <p>If you post or submit questions, answers, comments,
454                        feedback or any other content, and/or submit votes or flags for moderation ("Postings"), you
455                        agree that ACP Village may copy, distribute, display, publish, modify or translate your Postings
456                        for any purpose and in any medium worldwide (including incorporating answers into ACP Village
457                        answer databases or any other ACP Village property, product or service) without any obligation
458                        to compensate you or any other third party in any way for any such use. Such license that you
459                        are granting ACP Village is royalty-free, perpetual, irrevocable and sub-licensable (which means
460                        ACP Village may grant other parties rights to use the content of your Postings).</p>
461                    <h4>Privacy</h4>
462                    <p>ACP Village values your privacy. Please review our Privacy
463                        Policy to learn more about how we collect and use information about you via the Service. By
464                        using the Service you consent to the transfer of your information to the United States and/or
465                        other countries for storage, processing and use by ACP Village.</p>
466                    <h4>Links</h4>
467                    <p>The Service may contain links to third-party websites or
468                        resources. You acknowledge and agree that we are not responsible or liable for: (i) the
469                        availability or accuracy of such websites or resources; or (ii) the content, products, or
470                        services on or available from such websites or resources. Links to such websites or resources do
471                        not imply any endorsement by ACP Village of such websites or resources or the content, products,
472                        or services available from such websites or resources. You acknowledge sole responsibility for
473                        and assume all risk arising from your use of any such websites or resources.</p>
474                    <h4>Use the Services at Your Own Risk</h4>
475                    <p>The Services includes links to other websites or
476                        resources. Because ACP Village has no control over such sites and resources, you acknowledge and
477                        agree that ACP Village is not responsible for the availability of such external sites or
478                        resources, and does not endorse and is not responsible or liable for any content, advertising,
479                        products, or other materials on or available from such sites or resources. You acknowledge that
480                        such external sites usually have their own terms and conditions, including privacy policies,
481                        over which ACP Village has no control and which will govern your rights and obligations with
482                        respect to the use of those websites.</p>
483                    <p>Your dealings with third party vendors found on or through
484                        the Services, including your participation in promotions, purchase of goods and services, and
485                        any terms, conditions, warranties or representations associated with such activities, are solely
486                        between you and the third party advertiser or vendor. ACP Village does not make any
487                        representations or warranties with respect to any goods, services or websites that appear in
488                        promotional answers, and you agree that ACP AdvisorNet will have no liability for any loss or
489                        damage of any kind incurred as a result of any activities you undertake in connection with the
490                        use of or reliance on any content, goods, services, information or other materials available,
491                        through advertisers and/ or third party vendors.</p>
492                    <p>ACP Village does not control actions or content posted by
493                        its users through the Community service and does not guarantee the accuracy, integrity or
494                        quality of any Community Content. You acknowledge and agree that Community Content and any and
495                        all liability arising from Community Content is the sole responsibility of the user who posted
496                        the content, and not ACP Village.</p>
497                    <p><strong>You understand that by using the Services, you may
498                            be exposed to content that is offensive, indecent or objectionable. In addition, if you rely
499                            on the accuracy, completeness, or usefulness of any linked third party websites or resources
500                            or any answer or comment posted by a Community member, you do so solely at your own
501                            risk</strong>. Under no circumstances will ACP Village be liable in any way for such
502                        content, including, but not limited to, for any errors, omissions or misrepresentations in any
503                        linked third party website or Community Content, or for any loss or damage of any kind incurred
504                        by you as a result of your use of, or reliance on, any linked third party website or Community
505                        Content.</p>
506                    <h4>Modifications to the Services</h4>
507                    <p>ACP Village reserves the right at any time and from time
508                        to time to modify, suspend, discontinue or terminate the Services (or any part thereof) with or
509                        without notice. You agree that ACP Village will not be liable to you or to any third party for
510                        any modification, suspension, discontinuation or termination of the Services.</p>
511                    <h4>
511Termination of Your Access to the Services</h4>
512                    <p>You can terminate your Community account and delete your
513                        Community profile information at any time by sending a request through the Settings - Your
514                        Account page. We may terminate your account and deny you access to the Community service in our
515                        sole discretion due to your lack of use of the Community service or if we consider, in our sole
516                        discretion, that (i) certain questions, answers or comments you have posted are inappropriate
517                        and/or do not meet the <a
518                            href="https://app.acpvillage.org/c/start-here/1-acp-village-guidelines-74028b96-8739-45e9-882e-6a3b1ad1f1bf"
519                            target="village">Community Guidelines</a>, (ii) your behavior within the Community does not
520                        meet
521                        our community standards or (iii) you have otherwise violated these Terms of Service. You agree
522                        that any termination of your access to the Services may be effected without prior notice, and
523                        acknowledge and agree that ACP Village may immediately deactivate or delete your Community
524                        account and all related information and/or bar any further access to your account or the
525                        Services. If you use the Site or Services in violation of these Terms of Service, ACP Village
526                        may, in its sole discretion, retain all data collected from your use of the Site or Services.
527                        Further, you agree that ACP Village shall not be liable to you or any third party for the
528                        discontinuation or termination of your access to the Services.</p>
529                    <h4>Disclaimers</h4>
530                    <p>BY USING THE SITE AND SERVICES YOU UNDERSTAND AND AGREE
531                        THAT:</p>
532                    <p>THE SERVICES ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY.
533                        NO CONTENT ON OUR SITES IS INTENDED TO CONSTITUTE PROFESSIONAL ADVICE, WHETHER MEDICAL,
534                        FINANCIAL, LEGAL OR OTHERWISE. ACP VILLAGE IS NOT RESPONSIBLE OR LIABLE FOR ANY CONSEQUENCES
535                        RELATING DIRECTLY OR INDIRECTLY TO ANY ACTION YOU TAKE OR FAIL TO TAKE BASED ON THE INFORMATION,
536                        SERVICES OR OTHER MATERIAL ON THE SITE.</p>
537                    <p>
537YOUR USE OF THE SITE AND SERVICES IS AT YOUR SOLE RISK.
538                        THE SITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. ACP ADVISORNET
539                        EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT
540                        LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE
541                        AND NON- INFRINGEMENT.</p>
542                    <p>ACP VILLAGE MAKES NO REPRESENTATION OR WARRANTY THAT THE
543                        SITE OR SERVICES WILL MEET YOUR REQUIREMENTS, OR WILL BE UNINTERRUPTED, SECURE, CURRENT OR
544                        ERROR-FREE, OR THAT THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE AND SERVICES WILL
545                        BE ACCURATE, TIMELY, USEFUL OR RELIABLE.</p>
546                    <p>ANY MATERIAL OBTAINED BY YOU THROUGH USE OF THE SITE OR
547                        SERVICES IS OBTAINED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY
548                        DAMAGE TO COMPUTER SYSTEMS OR LOSS OF DATA THAT RESULTS FROM YOUR DOWNLOAD OR USE OF ANY THIRD
549                        PARTY SOFTWARE OR MATERIAL.</p>
550                    <p>Your access to and use of the Service or any Content is at
551                        your own risk. You understand and agree that the Service is provided to you on an "AS IS" and
552                        "AS AVAILABLE" basis. Without limiting the foregoing, ACP VILLAGE AND ITS PARTNERS DISCLAIM ANY
553                        WARRANTIES, EXPRESS OR IMPLIED, OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR
554                        NON-INFRINGEMENT. We make no warranty and disclaim all responsibility and liability for the
555                        completeness, accuracy, availability, timeliness, security or reliability of the Service or any
556                        content thereon. ACP Village will not be responsible or liable for any harm to your computer
557                        system, loss of data, or other harm that results from your access to or use of the Service, or
558                        any Content. You also agree that ACP Village has no responsibility or liability for the deletion
559                        of, or the failure to store or to transmit, any Content and other communications maintained by
560                        the Service. We make no warranty that the Service will meet your requirements or be available on
561                        an uninterrupted, secure, or error-free basis. No advice or information, whether oral or
562                        written, obtained from ACP Village or through the Service, will create any warranty not
563                        expressly made herein.</p>
564                    <p>TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ACP
565                        VILLAGE AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS WILL NOT BE
566                        LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES,
567                        INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOOD-WILL, OR OTHER INTANGIBLE LOSSES,
568                        RESULTING FROM (i) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE; (ii) ANY
569                        CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICE, INCLUDING WITHOUT LIMITATION, ANY
570                        DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER USERS OR THIRD PARTIES; (iii) ANY CONTENT
571                        OBTAINED FROM THE SERVICE; AND (iv) UNAUTHORIZED ACCESS, USE OR ALTERATION OF YOUR TRANSMISSIONS
572                        OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER LEGAL
573                        THEORY, WHETHER OR NOT ACP VILLAGE HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, AND EVEN
574                        IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.</p>
575                    <p>Some jurisdictions do not allow the exclusion of certain
576                        warranties or the exclusion or limitation of liability for consequential or incidental damages,
577                        so the limitations above may not apply to you.</p>
578                    <p>If anyone brings a claim against us related to your
579                        actions or Content on the Service, or actions or Content by or from someone using your account,
580                        you will indemnify and hold us harmless from and against all damages, losses, and expenses of
581                        any kind (including reasonable legal fees and costs) related to such claim.</p>
582                    <h4>Third Party Beneficiaries — Medical and Legal Contributions</h4>
583                    <p>All ACP Village users who provide answers to legal or
584                        medical questions are intended third-party beneficiaries ("Legal &amp; Medical Contributors") of
585                        this section of the Terms of Use. The answers on this site are provided by Legal &amp; Medical
586                        Contributors for informational purposes only. ACP Village and Legal &amp; Medical Contributors
587                        TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, EITHER EXPRESS OR IMPLIED,
588                        STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY,
589                        NON-INFRINGEMENT OF THIRD PARTIES' RIGHTS, AND FITNESS FOR PARTICULAR PURPOSE.</p>
590                    <p>In no event shall ACP Village or Legal &amp; Medical
591                        Contributors be liable for any damages (including, without limitation, incidental and
592                        consequential damages, personal injury / wrongful death, lost profits, or damages resulting from
593                        lost data or business interruption) resulting from the use of or inability to use the Site or
594                        the Content, whether based on warranty, contract, tort, or any other legal theory, and whether
595                        or not ACP Village or its Legal &amp; Medical Contributors is advised of the possibility of such
596                        damages. Neither ACP Village nor the Legal &amp; Medical Contributors are liable for any
597                        personal injury, including death, caused by your use or misuse of the Site or Content.</p>
598                    <p>See ACP Village's policy regarding questions and answers
599                        to medicine-related questions and ACP Village's policy regarding questions and answers to
600                        law-related questions.</p>
601                    <p>ACP Village has provided certain disclaimer template
602                        language that Legal &amp; Medical Contributors may edit and incorporate in their answers. Ethics
603                        rules rules differ by state, so we aren't sure that this language will work for every attorney
604                        in every location — especially since rules can change over time. Legal &amp; Medical
605                        Contributors should edit or add to disclaimer language as necessary to comply with their own
606                        state's rules.</p>
607                    <p>As always, we do not monitor or control the Content posted
608                        via the Service; the answers and messages created by Legal &amp; Medical Contributors are their
609                        sole creation and responsibility. We do not endorse or guarantee the completeness, truthfulness,
610                        accuracy, or reliability of any answers or messages posted by Legal &amp; Medical Contributors,
611                        nor do we endorse any opinions they express.</p>
612                    <p><strong>Intellectual Property</strong></p>
613                    <p>Members of this community are invited to share their
614                        ideas, experiences, and resources. However, please be aware that any content you share may be
615                        accessible to other members and may be used, adapted, or replicated by them. By posting content
616                        in this community, you acknowledge that you are sharing it at your own discretion and assume all
617                        risks associated with such sharing.</p>
618                    <p>We do not take responsibility for the protection of
619                        intellectual property rights within this community. If you have sensitive or proprietary
620                        information, we recommend consulting with a legal professional to understand the best practices
621                        for safeguarding your work before sharing it publicly.</p>
622                    <p>We strongly advise you to refrain from posting any content
623                        that you are not comfortable potentially losing control over. We disclaim any responsibility for
624                        unauthorized use, reproduction, or distribution of your intellectual property by other members
625                        of the community.</p>
626                    <p>To foster a respectful and secure environment, please
627                        report any suspected infringement of intellectual property rights to our moderation team.
628                        However, we cannot guarantee action or outcomes regarding reported infringements.</p>
629                    <p><strong>General Advice</strong></p>
630                    <p>The information and resources provided within this
631                        community are intended for general informational purposes only. While we strive to offer
632                        accurate and up-to-date content, the dynamic nature of information means that some details may
633                        become outdated or incorrect over time. We do not warrant the completeness, reliability, or
634                        accuracy of any information provided by the community, its members, or its moderators.</p>
635                    <p>By participating in this community, you acknowledge that
636                        any reliance on the information shared is at your own risk. The content provided should not be
637                        considered as a substitute for professional advice tailored to your specific circumstances. We
638                        strongly encourage you to seek the counsel of qualified professionals—whether legal, medical,
639                        financial, or otherwise—before making any decisions based on the information provided here.</p>
640                    <p>We disclaim any liability for losses, injuries, or damages
641                        resulting from your use of or reliance on information provided within the community. This
642                        disclaimer applies to any content shared by the community's members, moderators, or through any
643                        affiliated channels.</p>
644                    <p><strong>Financial Advice</strong></p>
645                    <p>The financial information and advice provided in this
646                        community are for general informational purposes only and should not be construed as
647                        professional financial advice. We do not endorse, guarantee, or assume responsibility for any
648                        financial strategies, products, or services mentioned by community members or moderators.</p>
649                    <p>Financial decisions should be made based on your own
650                        research and consultation with a licensed financial advisor who can provide personalized advice
651                        that considers your unique financial situation and goals. The information shared in this
652                        community may not be suitable for all individuals and does not take into account your personal
653                        circumstances, financial needs, or objectives.</p>
654                    <p>We expressly disclaim any and all liability for any
655                        direct, indirect, incidental, special, consequential, or other damages that may arise out of or
656                        in connection with your use of or reliance on financial information or advice provided in this
657                        community.</p>
658                    <h4>Answers to Medical Questions</h4>
659                    <p>Content posted by Medical Contributors is not intended to
660                        be medical advice or instructions for medical diagnosis or treatment, and no physician- patient
661                        relationship is, or is intended to be, created by Content provided by Medical Contributors.</p>
662                    <p>If you think you may have a medical emergency, call your
663                        doctor or your level emergency number, (911 in the United States) immediately.</p>
664                    <ol>
665                        <li>
666                            <p>Content is not a substitute for professional
667                                medical advice, examination, diagnosis or treatment.</p>
668                        </li>
669                        <li>
670                            <p>You should not delay or forego seeking treatment
671                                for a medical condition or disregard professional medical advice based on Content.</p>
672                        </li>
673                        <li>
674                            <p>You should always seek the advice of your
675                                physician or other qualified healthcare professional before starting or changing
676                                treatment.</p>
677                        </li>
678                        <li>
679                            <p>Content should not be used to diagnose, treat,
680                                cure, or prevent disease without supervision of a doctor or qualified healthcare
681                                provider.</p>
682                        </li>
683                        <li>
684                            <p>Content does not recommend or endorse any tests,
685                                physicians, products, procedures, opinions or other information.</p>
686                        </li>
687                        <li>
688                            <p>Content is not regulated by the Food and Drug
689                                Administration or any state or national medical board.</p>
690                        </li>
691                    </ol>
692                    <p>Information posted to ACP Village publicly or sent in an
693                        unsolicited message to a Medical Contributor is not confidential and does not establish a
694                        physician-patient relationship without the express consent of the Medical Contributor.</p>
695                    <h4>Answers to Legal Questions</h4>
696                    <p>Content posted by Legal Contributors in response to legal
697                        questions is not intended to be legal advice or form an attorney-client relationship. If you
698                        believe you have a legal claim, contact an attorney licensed in your state (or country)
699                        immediately to discuss your options. Most state bar associations have services to aid you in
700                        finding an attorney. For example, California residents should visit <a
701                            href="http://www.calbar.ca.gov/Public/%20Pamphlets/HiringaLawyer.aspx">http://www.calbar.ca.gov/Public/
702                            Pamphlets/HiringaLawyer.aspx</a>.</p>
703                    <p>Content is provided for informational purposes only, with
704                        no assurance that the Content is true, correct, or accurate. No action should be taken, delayed,
705                        or deferred based on the Content.</p>
706                    <ol>
707                        <li>
708                            <p>Content is not a substitute for professional legal
709                                advice or a solicitation to offer legal advice regarding specific facts. Should you
710                                ignore this warning and send specific or confidential information in a private message
711                                or post it as a comment, there is no duty to keep that information confidential or to
712                                discontinue or forego any representation adverse to your interests.</p>
713                        </li>
714                        <li>
715                            <p>You should not delay or forego seeking legal
716                                advice or disregard professional legal advice based on Content. Delay in seeking such
717                                legal advice could result in waiver of any claims you may have, depending on the
718                                applicable statute(s) of limitation.</p>
719                        </li>
720                        <li>
721                            <p>Content is not regulated by any state or national
722                                bar association.</p>
723                        </li>
724                        <li>
725                            <p>Information posted to ACP Village publicly or sent
726                                in an unsolicited message to a Legal Contributor is not confidential and does not
727                                establish a attorney-client relationship without the express consent of the Legal
728                                Contributor.</p>
729                        </li>
730                    </ol>
731                    <h4>Reuse of ACP Village's Policies, Disclaimers, &amp; Terms of Use
732                        Language Regarding Legal &amp; Medical Contributors</h4>
733                    <p>In order to develop Web industry standards for online
734                        contributions by legal and medical professionals, ACP Village encourages other companies and
735                        organizations to adopt all or part of our policies, disclaimers, and terms of use language as
736                        part of their own products and terms of service. ACP Village therefore expressly permits other
737                        companies to copy and edit the provisions contained in this section of its terms of service for
738                        their own use. Additionally, ACP Village welcomes comments and suggestions on these terms as
739                        part of the ongoing debate regarding how professionals can comply with their professional
740                        responsibilities while being active, informative participants in online discussions.</p>
741                    <h4>Severability of These Terms of Service</h4>
742                    <p>If any provision of these Terms of Service is found by a
743                        court or other binding authority to be invalid, the remaining provisions contained in these
744                        Terms of Service shall continue in full force and effect.</p>
745                    <h4>Limitation of Actions Brought against ACP Village</h4>
746                    <p>You agree that any claim or cause of action arising out of
747                        your use of the Site or Services or these Terms of Service must be filed within one year after
748                        such claim or cause of action arose or it shall forever be barred, notwithstanding any statute
749                        of limitations or other law to the contrary. Within this period, any failure by ACP Village to
750                        enforce or exercise any provision of these Terms of Service or any related right shall not
751                        constitute a waiver of that right or provision.</p>
752                    <h4>General Terms</h4>
753                    <p>These Terms and any action related thereto will be
754                        governed by the laws of the State of New York without regard to or application of its conflict
755                        of law provisions or your state or country of residence. Unless submitted to arbitration as set
756                        forth in the following paragraph, all claims, legal proceedings or litigation arising in
757                        connection with the Service will be brought solely in New York County, New York, and you consent
758                        to the jurisdiction of and venue in such courts and waive any objection as to inconvenient
759                        forum.</p>
760                    <p>For any claim (excluding claims for injunctive or other
761                        equitable relief) under these Terms where the total amount of the award sought is less than
762                        $10,000, the party requesting relief may elect to resolve the dispute through binding
763                        non-appearance-based arbitration. The party electing such arbitration shall initiate the
764                        arbitration through an established alternative dispute resolution ("ADR") provider mutually
765                        agreed upon by the parties. The ADR provider and the parties must comply with the following
766                        rules: a) the arbitration shall be conducted by telephone, online and/or be solely based on
767                        written submissions, as selected by the party initiating the arbitration; b) the arbitration
768                        shall not involve any personal appearance by the parties or witnesses unless otherwise mutually
769                        agreed by the parties; and c) any judgment on the award rendered by the arbitrator may be
770                        entered in any court of competent jurisdiction.</p>
771                    <p>These Terms are the entire and exclusive agreement between
772                        ACP Village and you regarding the Service (excluding any services for which you have a separate
773                        agreement with ACP Village that is explicitly in addition or in place of these Terms), and these
774                        Terms supersede and replace any prior agreements between ACP Village and you regarding the
775                        Service.</p>
776                    <p>The failure of ACP Village to enforce any right or
777                        provision of these Terms will not be deemed a waiver of such right or provision. In the event
778                        that any provision of these Terms is held to be invalid or unenforceable, the remaining
779                        provisions of these Terms will remain in full force and effect.</p>
780                    <p>We may revise these Terms from time to time. The most
781                        current version will always be on this page (or such other page as the Service may indicate). If
782                        the revision, in our sole discretion, is material we will notify you via posting to our website
783                        or email to the email associated with your account. By continuing to access or use the Service
784                        after those revisions become effective, you agree to be bound by the revised Terms.</p>
785                    <p>ACP Village is a program of American Corporate Partners
786                        (Copyright, 2026, American Corporate Partners.) ACP Village does not have any formal or informal
787                        relationship with any institution participating in the American Corporate Partners mentoring
788                        program. The opinions and advice offered by any person on the ACP Village site are solely those
789                        of those of individuals who post them and neither American Corporate Partners nor any
790                        institution participating in its programs bears any responsibility for any opinions expressed
791                        herein. None of American Corporate Partners, ACP Village, American Corporate Partners staff,
792                        American Corporate Partners Board of Directors, members of American Corporate Partners Advisory
793                        Council, any of American Corporate Partners' Participating Institutions, nor any Participating
794                        Institutions' employees has reviewed or approved for accuracy any posting on the site.</p>
795                    <p>ACP Village is not legally affiliated with any other
796                        not-for-profit or for-profit organization.</p>
797                    <p>The Service is operated and provided by ACP Village, 2
798                        Grand Central Tower, 140 E. 45th St. Suite 21, New York, NY. 10017. </p>
799                    <p>If you have questions about these Terms, please contact us
800                        at <a href="mailto:[email protected]&amp;subject=ACP%20Village%20Terms%20of%20Service"
801                            target="_blank">[email protected]</a>.</p>
802        </div>
803
804    </main>
805    <main style="display:none;">
806        <h1>LEGAL TERMS OF USE</h1>
807        <p>
808            PLEASE READ THIS LEGAL TERMS OF USE CAREFULLY BEFORE USING THE ACP VILLAGE WEB SITE OR OTHERWISE ACCESSING
809            OR DOWNLOADING ANY INFORMATION FROM THIS WEB SITE. BY ACCESSING OR USING THE SITE, YOU HEREBY ACCEPT AND
810            AGREE TO COMPLY WITH THE TERMS AND CONDITIONS SET FORTH IN THIS LEGAL TERMS OF USE (THE "USER AGREEMENT").
811            THIS USER AGREEMENT IS A BINDING AGREEMENT BETWEEN YOU AND ACP VILLAGE, AND GOVERNS YOUR ACCESS AND USE OF
812            THE SITE, WHICH INCLUDES CONTRIBUTED CONTENT (AS DEFINED HEREIN) AND ANY INFORMATION, DATA TOOLS, PRODUCTS,
813            SERVICES AND CONTENT OTHER THAN CONTRIBUTED CONTENT (COLLECTIVELY, "CONTENT"), AND CONTRIBUTED CONTENT,
814            AVAILABLE ON OR THROUGH THE SITE.
815        </p>
816        <p>
817            BY USING THIS SITE YOU SIGNIFY THAT YOU UNDERSTAND AND AGREE TO THE FOLLOWING:
818        </p>
819
820        <h3>Use of the Service</h3>
821        <p>You represent and warrant that you (i) are fourteen (14) years of age or older; and (ii) have full power and
822            authority to enter into this User Agreement and doing so will not violate any other agreement to which you
823            are a party. If you are under the age of 18, you may use ACP Village only with the involvement of a parent
824            or guardian. All Website usage must be by either (i) individuals who are not minors and who can legally
825            enter into binding contracts (typically persons 18 years of age or older, depending on where you live), or
826            (ii) minors with the permission of a parent or guardian to use the Website, to the extent permitted by law.
827            You must provide us accurate information, including your real name, when you create your account on ACP
828            Village.</p>
829        <p>We may, without prior notice, change the Service; stop providing the Service or features of the Service, to
830            you or to users generally; or create usage limits for the Service.</p>
831
832        <h3>Password and Security</h3>
833        <p>You must submit a password to set up and access your ACP Village profile. You are responsible for maintaining
834            the confidentiality of your password and for all activities that occur under your password or profile. We
835            may offer users the ability to remain logged into their profile for two weeks (even if they restart their
836            browser). If you do not log out of your profile periodically, there is a risk of session hijacking by a
837            third party. In addition, if you are using a public or shared computer, we recommend that you log out of
838            your profile at the end of each session; otherwise, a subsequent user of the computer could access the ACP
839            Village under your account and impersonate you. You agree to notify ACP Village immediately of any
840            unauthorized use of your password or profile or any other breach of security. ACP Village will not be liable
841            for any loss or damage arising from a third party accessing or using your profile.</p>
842
843        <h3>Questions, Answers and Other Content</h3>
844        <p>
845            <strong>All questions, answers and comments you post through the ACP Village service ("Community Content")
846                will be available publicly</strong>
847        </p>
848    </main>
849</body>
850
851</html>

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