PageSourceSearch

https://www.betterment.com/help/tag/connecting-accounts

html betterment.com collected 2026-09-24 08:32:53 UTC 302,419 bytes, 4,279 lines download raw bytes

1<!doctype html><html lang="en"><head data-ipt="Help Center">
2    <meta charset="utf-8">
3    <title>Betterment Help Center | connecting accounts</title>
4    <link rel="shortcut icon" href="https://www.betterment.com/hubfs/Graphics/shared-assets/Favicon-navy-circle.png">
5    <meta name="description" content="connecting accounts | Customer help center and frequently asked questions for Betterment clients and 401(k) participants">
6    
7    
8    
9    
10    
10<script>
11      window.TT = "ewogICAgInNwbGl0cyI6e30sCiAgICAiZXhwZXJpZW5jZVNhbXBsaW5nV2VpZ2h0IjoxMDAsCiAgICAidXJsIjoiaHR0cHM6XC9cL3R0LmJldHRlcm1lbnQuY29tIiwKICAgICJjb29raWVEb21haW4iOiIuYmV0dGVybWVudC5jb20iLAogICAgImVuY29kZWRBdCI6IjIwMjEwNzEzMTU1MjAxIgp9"
12    </script>
12
13
14    
15    
16    
17    
18    
19
20    
21      
22      
23    
24
25    
26      
26<script>!function(){window.semaphore=window.semaphore||[],window.ketch=function(){window.semaphore.push(arguments)};var e=document.createElement("script");e.type="text/javascript",e.src="https://global.ketchcdn.com/web/v3/config/betterment/betterment_com/boot.js",e.defer=e.async=!0,document.getElementsByTagName("head")[0].appendChild(e)}();</script>
26
27    
28
29    
30    
30<script>
31      window.__gtmConfig = {
32        gtmId: 'GTM-5RSQL7',
33        isEditPageMode: false
34      };
35    </script>
35
36    
37    
38
39                      
40    
40<script>                                                                                                       
41      window.dataLayer = window.dataLayer || [];
42      function gtag(){ dataLayer.push(arguments); }
43      window.gtag = gtag;
44    </script>
44 
45                      
46
47
48    
49    <meta name="viewport" content="width=device-width, initial-scale=1">
50
51    
52    <meta property="og:description" content="connecting accounts | Customer help center and frequently asked questions for Betterment clients and 401(k) participants">
53    <meta property="og:title" content="Betterment Help Center | connecting accounts">
54    <meta name="twitter:description" content="connecting accounts | Customer help center and frequently asked questions for Betterment clients and 401(k) participants">
55    <meta name="twitter:title" content="Betterment Help Center | connecting accounts">
56
57    
58
59    
60<script type="application/ld+json">
61   {
62      "@context": "https://schema.org",
63      "@type": "FAQPage",
64      "mainEntity": [{
65              "@type": "Question",
66              "name": "How do I connect an external account so that I can view my other savings and retirement accounts alongside my Betterment accounts?",
67              "acceptedAnswer": {
68                "@type": "Answer",
69                "text": "To instantly connect an external account: Web browser: Log in to your Betterment account. Select “Settings” from the lefthand menu. Click on the “External accounts” tab then “Link new account”. Choose the institution where your account is located and instantly connect by providing your login credentials. Mobile app: Log into the Betterment app. Tap the three lines in the upper left-hand corner to open the menu. Select “Settings”, then “External Accounts”. Tap the “+” to connect a new external ..."
70              }
71            },{
72              "@type": "Question",
73              "name": "Can I delete or hide an external account from my Betterment profile?",
74              "acceptedAnswer": {
75                "@type": "Answer",
76                "text": "You can remove connected accounts from Betterment, or you can hide a specific account to prevent it from showing up on your Betterment overview or being included in your total net worth. To delete an External account: Web browser: Log in to your Betterment account. Select “Settings” from the left-hand menu. Click on the “External accounts” tab. Click “Delete” next to the account(s) you wish to remove. Mobile app: Log into the Betterment app. Tap the three lines in the upper left-hand corner to ..."
77              }
78            },{
79              "@type": "Question",
80              "name": "Why should I connect an external account?",
81              "acceptedAnswer": {
82                "@type": "Answer",
83                "text": "Connecting your non-Betterment accounts gives you a more complete financial picture in one location and can allow Betterment to give more informed advice. Instantly connecting a financial account creates a secure, read-only connection with your firm through our data partner, Plaid. Most accounts are eligible for instant, electronic connection through Plaid, although not all are available at this time. As an alternative, you can always manually connect any account. When you connect an account to ..."
84              }
85            },{
86              "@type": "Question",
87              "name": "When I connect a non-Betterment account, does Betterment store my username and password?",
88              "acceptedAnswer": {
89                "@type": "Answer",
90                "text": "No. Betterment does not store your credentials. Our trusted partner for account aggregation protects the credentials using bank-level encryption both when transmitted and when stored."
91              }
92            }]
93   }
94</script>
94
95
96    <style>
97a.cta_button{-moz-box-sizing:content-box !important;-webkit-box-sizing:content-box !important;box-sizing:content-box !important;vertical-align:middle}.hs-breadcrumb-menu{list-style-type:none;margin:0px 0px 0px 0px;padding:0px 0px 0px 0px}.hs-breadcrumb-menu-item{float:left;padding:10px 0px 10px 10px}.hs-breadcrumb-menu-divider:before{content:'›';padding-left:10px}.hs-featured-image-link{border:0}.hs-featured-image{float:right;margin:0 0 20px 20px;max-width:50%}@media (max-width: 568px){.hs-featured-image{float:none;margin:0;width:100%;max-width:100%}}.hs-screen-reader-text{clip:rect(1px, 1px, 1px, 1px);height:1px;overflow:hidden;position:absolute !important;width:1px}
98</style>
99
100<link rel="stylesheet" href="https://www.betterment.com/hubfs/hub_generated/template_assets/1/49667076004/1790196765565/template_main.min.css">
101<link rel="stylesheet" href="https://www.betterment.com/hubfs/hub_generated/template_assets/1/54140855578/1790196768814/template_navigation.min.css">
102<link rel="stylesheet" href="https://www.betterment.com/hubfs/hub_generated/module_assets/1/64614019605/1790023757598/module_toast_banner_global.min.css">
103<link rel="stylesheet" href="https://www.betterment.com/hubfs/hub_generated/template_assets/1/56914140696/1790196767346/template_blog.min.css">
104<link rel="stylesheet" href="https://www.betterment.com/hubfs/hub_generated/module_assets/1/53653099091/1779904147865/module_social_share.min.css">
105<link rel="stylesheet" href="https://www.betterment.com/hubfs/hub_generated/module_assets/1/145947863887/1787615390364/module_footer_disclosures_set.min.css">
106<link rel="stylesheet" href="https://www.betterment.com/hubfs/hub_generated/template_assets/1/54140855579/1790196770556/template_footer.min.css">
107<link rel="preload" as="style" href="/hubfs/build_assets/betterment-website-project/260/js_client_assets/assets/index-CZLIcOua.css">
108
109<link rel="preload" as="style" href="/hubfs/build_assets/betterment-website-project/260/js_client_assets/assets/layout-Dk2r9mf5.css">
110
111<link rel="preload" as="style" href="/hubfs/build_assets/betterment-website-project/260/js_client_assets/assets/sizing-BiMz9WO6.css">
112
113    
113<script src="https://www.betterment.com/hubfs/hub_generated/template_assets/1/215251695130/1790196764814/template_gtmInit.min.js"></script>
113
114
115    
116
117 
118<style> 
119._menuTitle_ls0im_155 {
120   font-size: 18px !important;
121    text-decoration: none !important;
122}
123  ._menuTitle_ls0im_155 {
124 font-family: var(--custom-cms-font-gt-america)!important;
125    font-size: 18px!important;
126    line-height: var(--custom-cms-title4-line-height)!important;
127    font-weight: var(--custom-cms-weight-medium)!important;
128    letter-spacing: 0;
129  }
130  
131#menu-item-fe64dc2fa8ddb93f631d955310305a2e {
132  pointer-events: none;
133}
134.flex.flex-middle.rounded42.height24.px8.bt-body25.uppercase.whitespace-nowrap.ml8.bg-teal20.teal95 {
135  text-transform: none;
136}
137.bt-eyebrow.bt-eyebrow {
138    margin-bottom: 0px!important;
139} 
140.video-hub-template h1.bt-title3 {
141    font-family: "GT America Light", "Helvetica Neue", Helvetica, Arial, sans-serif !important;
142    font-size: 3.6rem !important;
143    font-weight: 300 !important;
144    line-height: 5rem !important;
145}
146
147.bt-title4 {
148  font-family: "GT America";
149  font-size: 1.5rem;                   /* 24px */
150  font-style: normal;
151  font-weight: 500;
152  line-height: 1.35;
153}
154@media (max-width: 768px) {            /* 768px */
155 .b4c-site h1, .b4c-site .bt-title1 { font-size: 56px; } /* 56px */
156  .b4c-site h2, .b4c-site .bt-title2 { font-size: 40px; } /* 40px */
157 .b4c-site h3, .b4c-site .bt-title3 { font-size: 24px; } /* 24px */
158}
159  #custom-menu-control-3 .column-label.column-label_lg {
160  display: none !important;
161}
162   #custom-menu-control-2 .column-label.column-label_lg {
163  display: none !important;
164}
165   #custom-menu-control-0 .column-label.column-label_lg {
166  display: none !important;
167}
168  #custom-menu-item-5834b8cb0ace292a5bfd393352a7c6eb .column-label.column-label_lg {
169  display: none !important;
170}
171  #custom-menu-item-78ab6f0d8938f25e8423becda002c514 .column-label.column-label_lg {
172  display: none !important;
173}
174  #custom-menu-item-60a29a01ba7a2bcce2c6181ceea367d6 .column-label.column-label_lg {
175  display: none !important;
176}
177   #custom-menu-item-069b30db06d047a398f9eb0940d3279c .column-label.column-label_lg {
178  display: none !important;
179}
180  #custom-menu-item-ddcf50c29294d4414f3f7c1bbc892cb5 .column-label.column-label_lg {
181  display: none !important;
182}
183  #custom-menu-item-0be883cda4f14225392b9c9b26977940 .column-label.column-label_lg {
184  display: none !important;
185}
186
187@media (min-width: 1075px) {
188  .b4a-nav-site #menu-item-28d7c3e81dbbbf3342942ccdaa6d9731 > a,
189  .b4a-nav-site #menu-item-46ffc431d7182a2f32a7f0dea4735266 > a,
190  .b4a-nav-site #menu-item-28d7c3e81dbbbf3342942ccdaa6d9731 > a:hover,
191  .b4a-nav-site #menu-item-46ffc431d7182a2f32a7f0dea4735266 > a:hover,
192  .b4a-nav-site #menu-item-28d7c3e81dbbbf3342942ccdaa6d9731 > a:focus,
193  .b4a-nav-site #menu-item-46ffc431d7182a2f32a7f0dea4735266 > a:focus {
194    text-decoration: none !important;
195    text-decoration-color: transparent !important; /* in case they use the same trick */
196  }
197}
198
199
200.b4a-nav-site #menu-item-28d7c3e81dbbbf3342942ccdaa6d9731 a:hover .link-title,
201.b4a-nav-site #menu-item-46ffc431d7182a2f32a7f0dea4735266 a:hover .link-title {
202  color: #000b50 !important;
203  text-decoration: none !important;
204  text-decoration-color: transparent !important;
205}
206
207
208 
209</style>
210
211<script>
212  window.addEventListener('DOMContentLoaded', function () {
213    const url = new URL(window.location.href);
214    const pathnameMatch = url.pathname.includes('/pursuebetter');
215
216    if (pathnameMatch && !url.searchParams.has('utm_athlete')) {
217      url.searchParams.set('utm_athlete', 'pursue');
218      window.history.replaceState({}, '', url.toString());
219    }
220  });
221</script>
221
222
223
224
225
226
227<script>
228(function(){
229  // Example: { "59": {primary:"<p>…</p>", secondary:"<p>…</p>"} }
230  window.awardsByRef = {};
231  
232    window.awardsByRef["44"] = {
233      primary: "FinTech Breakthrough on 3/19/25 for Jan '25. Fee paid for logo use.",
234      secondary: "FinTech Breakthrough recognized Betterment at Work as the Best Employee Benefits Solution 2025. It was considered amongst an unknown number of applicants based on criteria including innovation, performance, ease of use, functionality, impact, and value. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://fintechbreakthrough.com/2025-winners/\">https://fintechbreakthrough.com/2025-winners/</a>&nbsp;"
235    };
236  
237    window.awardsByRef["45"] = {
238      primary: "Buy Side on 3/3/25 for Feb '25. Fee paid for logo use.",
239      secondary: "Buy Side recognized Betterment LLC as the Best Overall Robo Advisor 2025. It was considered amongst 20 robo advisors based on criteria including their fees, investment strategies and investor services, including financial planning, tax-loss harvesting and availability of a premium service. Betterment compensates WSJ Buy Side for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.wsj.com/buyside/personal-finance/investing/best-robo-advisors\">https://www.wsj.com/buyside/personal-finance/investing/best-robo-advisors</a>&nbsp;"
240    };
241  
242    window.awardsByRef["46"] = {
243      primary: "Nerdwallet on 12/18/25 for Aug-Oct '25.",
244      secondary: "<p><span>Nerdwallet awarded Betterment LLC a 5-star rating. ©2017-2026 and TM, NerdWallet, Inc. All Rights Reserved. It was considered amongst 15 robo advisors based on 16 factors, including account fees and minimums, portfolio mix, accounts supported, customer support, tax strategy, and human advisor options. Betterment compensates Nerdwallet for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.nerdwallet.com/investing/reviews/betterment\">https://www.nerdwallet.com/investing/reviews/betterment</a></span></u></span></p>"
245    };
246  
247    window.awardsByRef["48"] = {
248      primary: "<span>Nerdwallet on 3/28/25 for Aug-Oct '24. See more.</span>",
249      secondary: "Nerdwallet recognized Betterment LLC as one of the Best Robo-Advisors 2025. ©2017-2025 and TM, NerdWallet, Inc. All Rights Reserved. It was considered amongst 15 robo advisors based on 16 factors, including account fees and minimums, portfolio mix, accounts supported, customer support, automated services, and human advisor options. Betterment compensates Nerdwallet for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.nerdwallet.com/best/investing/robo-advisors\">https://www.nerdwallet.com/best/investing/robo-advisors</a>"
250    };
251  
252    window.awardsByRef["49"] = {
253      primary: "Nerdwallet on 3/28/25 for Aug-Oct '24.",
254      secondary: "Nerdwallet recognized Betterment LLC as the Best for New IRA Investors 2025. ©2017-2025 and TM, NerdWallet, Inc. All Rights Reserved. It was considered amongst 29 competitors based on 20 factors, including account fees and minimums, customer support, and portfolio mix. Betterment compensates Nerdwallet for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.nerdwallet.com/best/investing/ira-accounts\">https://www.nerdwallet.com/best/investing/ira-accounts</a>"
255    };
256  
257    window.awardsByRef["50"] = {
258      primary: "Motley Fool Money on 11/20/24 for Nov '24. Fee paid for logo use.",
259      secondary: "Motley Fool Money recognized Betterment LLC as the Best Robo Advisor for IRAs 2025. It was considered amongst an unknown number of competitors based on criteria including assets and portfolio options, account variety, features like tax loss harvesting, research, and customer service, and trading platform and mobile app ratings. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.fool.com/money/awards/2025/stock-broker-robo-advisor/\">https://www.fool.com/money/awards/2025/stock-broker-robo-advisor/</a>&nbsp;"
260    };
261  
262    window.awardsByRef["51"] = {
263      primary: "Bankrate on 1/6/25 for Jan '25. Fee paid for logo use.",
264      secondary: "Bankrate recognized Betterment at Work as one of the Best 401(k) Plans of 2025. It was considered amongst an unknown number of competitors based on cost, types of available plans, customer support, investment funds, and education &amp; advice. Betterment compensates Bankrate for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.bankrate.com/retirement/best-401k-plans/\">https://www.bankrate.com/retirement/best-401k-plans/</a>&nbsp;"
265    };
266  
267    window.awardsByRef["52"] = {
268      primary: "G2 on 3/13/25 for Mar '25 for 401(k) category. Some reviewers compensated.",
269      secondary: "G2 recognized Betterment at Work as a Grid Leader for the 401(k) category for Spring 2025. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews of Betterment at Work. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.g2.com/categories/401-k\">https://www.g2.com/categories/401-k</a>&nbsp;"
270    };
271  
272    window.awardsByRef["53"] = {
273      primary: "G2 on 3/13/25 for Mar '25 for Investment Portfolio Management category. Some reviewers compensated.",
274      secondary: "G2 recognized Betterment at Work as the Easiest to Use for the Investment Portfolio Management category for Spring 2025. Betterment at Work had the highest Ease of Use rating amongst 273 competitors in this category based on responses to Usability Index questions on the G2 review form. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.g2.com/categories/investment-portfolio-management\">https://www.g2.com/categories/investment-portfolio-management</a>&nbsp;"
275    };
276  
277    window.awardsByRef["54"] = {
278      primary: "G2 on 3/13/25 for Mar '25 for Investment Portfolio Management category. Some reviewers compensated.",
279      secondary: "G2 recognized Betterment at Work as the Easiest Admin for the Investment Portfolio Management category for Spring 2025. Betterment at Work had the highest Ease of Admin rating amongst 273 competitors in this category based on responses to Usability Index questions on the G2 review form. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.g2.com/categories/investment-portfolio-management\">https://www.g2.com/categories/investment-portfolio-management</a>&nbsp;"
280    };
281  
282    window.awardsByRef["55"] = {
283      primary: "G2 on 3/13/25 for Mar '25 for Investment Portfolio Management category. Some reviewers compensated.",
284      secondary: "G2 recognized Betterment at Work as the Highest User Adoption for the Investment Portfolio Management category for Spring 2025. Betterment at Work had the highest User Adoption rating amongst 273 competitors in this category based on responses to Implementation Index questions on the G2 review form. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.g2.com/categories/investment-portfolio-management\">https://www.g2.com/categories/investment-portfolio-management</a>&nbsp;"
285    };
286  
287    window.awardsByRef["56"] = {
288      primary: "Investopedia on 5/13/25 for Apr '25.",
289      secondary: "Investopedia recognized Betterment LLC as the Best Robo-Advisor for Tax-Loss Harvesting 2025. It was considered amongst an unknown number of competitors based on 60 weighted criteria and nine major categories, including goal planning, portfolio contents, portfolio management, and fees. Betterment compensates Investopedia for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.investopedia.com/the-best-robo-advisors-8764849\">https://www.investopedia.com/the-best-robo-advisors-8764849</a>&nbsp;"
290    };
291  
292    window.awardsByRef["57"] = {
293      primary: "Investopedia on 5/13/25 for Apr '25.",
294      secondary: "Investopedia recognized Betterment LLC as the Best Robo-Advisor for Cash Management 2025. It was considered amongst an unknown number of competitors based on 60 weighted criteria and nine major categories, including goal planning, portfolio contents, portfolio management, and fees. Betterment compensates Investopedia for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.investopedia.com/the-best-robo-advisors-8764849\">https://www.investopedia.com/the-best-robo-advisors-8764849</a>&nbsp;"
295    };
296  
297    window.awardsByRef["58"] = {
298      primary: "Investopedia on 5/13/25 for Apr '25.",
299      secondary: "Investopedia recognized Betterment LLC as the Best Robo-Advisor for Beginners 2025. It was considered amongst an unknown number of competitors based on 60 weighted criteria and nine major categories, including goal planning, portfolio contents, portfolio management, and fees. Betterment compensates Investopedia for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.investopedia.com/the-best-robo-advisors-8764849\">https://www.investopedia.com/the-best-robo-advisors-8764849</a>&nbsp;"
300    };
301  
302    window.awardsByRef["59"] = {
303      primary: "Weighted avg. app store rating as of 9/3/25 (reviews since: 9/10/10 Apple, 10/30/13 Google).",
304      secondary: "The rating displayed on the website reflects the weighted average of reviews across the App Store and Google Play. The App Store rating is calculated and generated by Apple based on the average of all total app reviews. The Google Play rating is calculated and generated by Google based on most recent reviews. The number of reviews is the combined total. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. Betterment compensates Apple, Inc. for distributing the Betterment app only. For more information, see the App Store and Google Play."
305    };
306  
307    window.awardsByRef["60"] = {
308      primary: "<span>G2 on 9/23/25 for reviews since 11/10/20. Some reviewers compensated.&nbsp; <span style=\"text-decoration: underline;\"><a href=\"https://www.betterment.com/award-disclosures\" rel=\"noopener\">See more</a>.</span></span>",
309      secondary: "G2 awarded Betterment at Work a 4.2-star rating. Source: G2.com, Inc. The rating is calculated and generated by G2 based on the average of all platform reviews. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: G2"
310    };
311  
312    window.awardsByRef["1"] = {
313      primary: "<a href=\"https://www.betterment.com/award-disclosures\" rel=\"noopener\" target=\"_blank\">See more.</a>",
314      secondary: ""
315    };
316  
317    window.awardsByRef["37"] = {
318      primary: "<span data-sheets-root=\"1\">Business Insider on 2/29/24 for 2024.</span>",
319      secondary: "<span data-sheets-root=\"1\">Business Insider recognized Betterment LLC as the Best Overall Robo-Advisor for 2024. It was considered amongst nearly two dozen competitors based on human advisor access, portfolio types, fees, and customer service. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.businessinsider.com/personal-finance/best-robo-advisors\" rel=\"noopener\">https://www.businessinsider.com/personal-finance/best-robo-advisors</a></span>"
320    };
321  
322    window.awardsByRef["61"] = {
323      primary: "<span data-sheets-root=\"1\">The Wealthies on 6/2/25 for Aug '23-Feb '25.</span>",
324      secondary: "<span data-sheets-root=\"1\">The Wealthies recognized Betterment Advisor Solutions's Digital Solo 401(k)s as a finalist in the Retirement Income Technology Providers category 2025. It was considered amongst 1,209 total entries across 97 categories and subcategories, and was based on the submission’s innovation, scope and impact. Betterment compensates WealthManagement.com for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.wealthmanagement.com/wealth-management-industry-awards/wealthmanagement-com-announces-2025-wealthies-finalists\" rel=\"noopener\">https://informaconnect.com/wealth-management-industry-awards/finalists/</a></span>"
325    };
326  
327    window.awardsByRef["62"] = {
328      primary: "<p><span>BBB on 6/23/25 for data since 6/9/15. Fee paid for application and accreditation dues. See more. <a href=\"https://www.bbb.org/us/ny/new-york/profile/investment-management/betterment-0121-155503\" rel=\"noopener\"><span style=\"color: #000000;\">Click for Review. </span></a></span></p>",
329      secondary: "<p><span>BBB awarded Betterment an A- rating. It represents BBB's opinion of how the business is likely to interact with its customers based on criteria including customer complaints, transparency, and responsiveness. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: https://www.bbb.org/us/ny/new-york/profile/investment-management/betterment-0121-155503</span></p>"
330    };
331  
332    window.awardsByRef["63"] = {
333      primary: "<span data-sheets-root=\"1\">G2 on 6/4/25 for June '25 for Investment Portfolio Management category. Some reviewers compensated.</span>",
334      secondary: "<span data-sheets-root=\"1\">G2 recognized Betterment Advisor Solutions as a Grid Leader for the Investment Portfolio Management category for Summer 2025. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews of Betterment Advisor Solutions. Betterment compensates some reviewers up to $25 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.g2.com/categories/investment-portfolio-management\">https://www.g2.com/categories/investment-portfolio-management</a>&nbsp;</span>"
335    };
336  
337    window.awardsByRef["64"] = {
338      primary: "Weighted avg. app store rating as of 1/2/26 (reviews since: 9/10/10 Apple, 10/30/13 Google).",
339      secondary: "<span data-sheets-root=\"1\">The rating displayed on the website reflects the weighted average of reviews across the App Store and Google Play. The App Store rating is calculated and generated by Apple based on the average of all total app reviews. The Google Play rating is calculated and generated by Google based on most recent reviews. The number of reviews is the combined total. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. Betterment compensates Apple, Inc. for distributing the Betterment app only. For more information, see the <a target=\"_blank\" href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> and <a target=\"_blank\" href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a>.</span>"
340    };
341  
342    window.awardsByRef["66"] = {
343      primary: "G2 on 9/29/25 for reviews since 11/1/20. Some reviewers compensated. <span data-sheets-root=\"1\"></span>",
344      secondary: "<span data-sheets-root=\"1\">G2 recognized Betterment at Work as 1st in the 401(k) category. It was considered amongst 23 competitors and ranked based on G2 ratings derived from user reviews and aggregated data. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Ranking may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.g2.com/categories/401-k\" rel=\"noopener\">https://www.g2.com/categories/401-k.</a></span>"
345    };
346  
347    window.awardsByRef["65"] = {
348      primary: "G2 on 9/23/25 for reviews since 11/10/20. Some reviewers compensated. <span data-sheets-root=\"1\"> </span>",
349      secondary: "<span data-sheets-root=\"1\">G2 awarded Betterment at Work a 4.3-star rating. Source: G2.com, Inc. The rating is calculated and generated by G2 based on user reviews and aggregated data. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a></span>"
350    };
351  
352    window.awardsByRef["67"] = {
353      primary: "<span data-sheets-root=\"1\">G2 on 9/9/25 for June-Sept '25 for Investment Portfolio Management category. Some reviewers compensated.</span>",
354      secondary: "<span data-sheets-root=\"1\">G2 recognized Betterment at Work as the Easiest to Use for the Investment Portfolio Management category for Fall 2025. Betterment at Work had the highest Ease of Use rating amongst 284 competitors in this category based on responses to Usability Index questions on the G2 review form. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.g2.com/categories/investment-portfolio-management\" rel=\"noopener\">https://www.g2.com/categories/investment-portfolio-management</a></span>"
355    };
356  
357    window.awardsByRef["68"] = {
358      primary: "<span data-sheets-root=\"1\">G2 on 9/9/25 for June-Sept '25 for Financial Wellness category. Some reviewers compensated.</span>",
359      secondary: "<span data-sheets-root=\"1\">G2 recognized Betterment at Work as having Highest User Adoption for the Financial Wellness category for Fall 2025. Betterment at Work had the highest User Adoption rating amongst 75 competitors in this category based on responses to Implementation Index questions on the G2 review form. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.g2.com/categories/financial-wellness\" rel=\"noopener\">https://www.g2.com/categories/financial-wellness</a> </span>"
360    };
361  
362    window.awardsByRef["69"] = {
363      primary: "<span data-sheets-root=\"1\">G2 on 9/9/25 for June-Sept '25 for 401(k) category. Some reviewers compensated.</span>",
364      secondary: "<span data-sheets-root=\"1\">G2 recognized Betterment at Work as a Grid Leader for the 401(k) category for Fall 2025. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews of Betterment at Work. It was considered amongst 23 competitors. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.g2.com/categories/401-k\" rel=\"noopener\">https://www.g2.com/categories/401-k</a></span>"
365    };
366  
367    window.awardsByRef["70"] = {
368      primary: "G2 on 9/29/25 for reviews since 11/1/20. Some reviewers compensated. <span data-sheets-root=\"1\"></span>",
369      secondary: "<span data-sheets-root=\"1\">G2 recognized Betterment at Work as #1 in 401(k) software for the mid-market segment. It was considered amongst 5 competitors and ranked based on G2 Satisfaction scores, which are based on review response data, significance, and relevance. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Ranking may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.g2.com/categories/401-k\" rel=\"noopener\">https://www.g2.com/categories/401-k?tab=highest_rated&amp;utf8=%E2%9C%93&amp;segment=mid-market&amp;region=</a></span>"
370    };
371  
372    window.awardsByRef["71"] = {
373      primary: "<span data-sheets-root=\"1\">G2 on 9/9/25 for June-Sept '25 for Investment Portfolio Management category. Some reviewers compensated.</span>",
374      secondary: "<span data-sheets-root=\"1\">G2 recognized Betterment Advisor Solutions as a Grid Leader for the Investment Portfolio Management category for Fall 2025. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews of Betterment Advisor Solutions. It was considered amongst 285 competitors. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.g2.com/categories/401-k\" rel=\"noopener\">https://www.g2.com/categories/investment-portfolio-management</a></span>"
375    };
376  
377    window.awardsByRef["72"] = {
378      primary: "<span data-sheets-root=\"1\">G2 on 9/9/25 for June-Sept '25 for reviews since 2/18/25. Some reviewers compensated.</span>",
379      secondary: "<span data-sheets-root=\"1\">G2 recognized Betterment Advisor Solutions with a Users Love Us milestone badge. G2 generates this badge when a product collects 20 reviews with an average rating of 4.0 stars. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">https://www.g2.com/products/betterment-advisor-solutions/reviews</a> </span>"
380    };
381  
382    window.awardsByRef["73"] = {
383      primary: "<span data-sheets-root=\"1\">Buy Side on 9/16/25 for Sept '25 for Premium. Fee paid for logo use.</span>",
384      secondary: "<span data-sheets-root=\"1\">Buy Side recognized Betterment Premium as one of the Best Wealth Management Firms 2025. It was considered amongst an unknown number of competitors based on criteria including advisor credentials, portfolio construction, fees, customer support, available services, and account minimums. Betterment compensates WSJ Buy Side for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.wsj.com/buyside/personal-finance/financial-a
384dvisors/best-wealth-management-firms\" rel=\"noopener\">https://www.wsj.com/buyside/personal-finance/financial-advisors/best-wealth-management-firms</a> </span>"
385    };
386  
387    window.awardsByRef["74"] = {
388      primary: "<span data-sheets-root=\"1\">G2 on 12/12/25 for Sept-Dec '25 for 401(k) category. Some reviewers compensated.</span>",
389      secondary: "<span data-sheets-root=\"1\">G2 recognized Betterment at Work as a Grid Leader for the 401(k) category for Winter 2025. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews of Betterment at Work. It was considered amongst 23 competitors. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.g2.com/categories/401-k\" rel=\"noopener\">https://www.g2.com/categories/401-k</a></span>"
390    };
391  
392    window.awardsByRef["75"] = {
393      primary: "<span>G2 on 2/18/26 for Jan-Dec '25. Some reviewers compensated.</span>",
394      secondary: "<span>G2 recognized Betterment at Work as one of the Best HR Software Products 2026. It was considered amongst 574 competitors based on weighted Satisfaction and Market Presence scores derived from reviews in this category and ranked in the top 50. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/best-software-companies/top-hr\">https://www.g2.com/best-software-companies/top-hr</a></span></u> </span>"
395    };
396  
397    window.awardsByRef["76"] = {
398      primary: "<span>G2 on 2/18/26 for Jan-Dec '25. Some reviewers compensated.</span>",
399      secondary: "<span>G2 recognized Betterment at Work as one of the Best Financial Services Software Products 2026. It was considered amongst 33 competitors based on weighted Satisfaction and Market Presence scores derived from reviews in this category and ranked in the top 25. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/best-software-companies/top-financial-services\">https://www.g2.com/best-software-companies/top-financial-services</a></span></u> </span>"
400    };
401  
402    window.awardsByRef["77"] = {
403      primary: "<span>FinTech Breakthrough on 3/19/26 for Jan '26. Fee paid for logo use.&nbsp;</span>",
404      secondary: "<span>FinTech Breakthrough awarded Betterment the 2026 Wealth Management Innovation Award. It was considered amongst an unknown number of applicants based on criteria including innovation, performance, ease of use, functionality, impact, and value. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: https://fintechbreakthrough.com/2026-winners/ </span>"
405    };
406  
407    window.awardsByRef["78"] = {
408      primary: "<p><span>G2 on 3/17/26 for Jan-Feb '26 for 401(k) category. Some reviewers compensated.</span><span></span></p>",
409      secondary: "<span>G2 recognized Betterment at Work as a Grid Leader for the 401(k) category for Spring 2026. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews of Betterment at Work. It was considered amongst 24 competitors. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: https://www.g2.com/categories/401-k</span>"
410    };
411  
412    window.awardsByRef["79"] = {
413      primary: "<span>G2 on 3/17/26 for Jan-Feb '26 for Financial Wellness category. Some reviewers compensated.</span>",
414      secondary: "<span>G2 recognized Betterment at Work as a Grid Leader for the Small Business segment of the Financial Wellness category for Spring 2026. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews of Betterment at Work. It was considered amongst 8 competitors. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: https://www.g2.com/categories/financial-wellness/small-business </span>"
415    };
416  
417    window.awardsByRef["80"] = {
418      primary: "<span>G2 on 3/17/26 for Jan-Feb '26 for Financial Wellness category. Some reviewers compensated.</span>",
419      secondary: "<span>G2 recognized Betterment at Work as a Grid Leader for the Mid-Market segment of the Financial Wellness category for Spring 2026. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews of Betterment at Work. It was considered amongst 16 competitors. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: https://www.g2.com/categories/financial-wellness/mid-market </span>"
420    };
421  
422    window.awardsByRef["81"] = {
423      primary: "<span>G2 on 3/17/26 for Jan-Feb '26 for Investment Portfolio Management category. Some reviewers compensated.</span>",
424      secondary: "<span>G2 recognized Betterment at Work as the Easiest to Use for the Investment Portfolio Management category for Spring 2026. Betterment at Work had the highest Ease of Use rating amongst 310 competitors in this category based on responses to Usability Index questions on the G2 review form. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: https://www.g2.com/categories/investment-portfolio-management</span>"
425    };
426  
427    window.awardsByRef["82"] = {
428      primary: "<span>G2 on 3/17/26 for Jan-Feb '26 for Financial Wellness category. Some reviewers compensated.</span>",
429      secondary: "<span>G2 recognized Betterment at Work as having Highest User Adoption for the Financial Wellness category for Spring 2026. Betterment at Work had the highest User Adoption rating amongst 83 competitors in this category based on responses to Implementation Index questions on the G2 review form. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: https://www.g2.com/categories/financial-wellness </span>"
430    };
431  
432    window.awardsByRef["83"] = {
433      primary: "<span>G2 on 3/17/26 for Jan-Feb '26 for Financial Wellness category. Some reviewers compensated.</span>",
434      secondary: "<span>G2 recognized Betterment at Work as Most Implementable for the Financial Wellness category for Spring 2026. Betterment at Work had the highest Implementation rating amongst 83 competitors in this category based on responses to Implementation Index questions on the G2 review form. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: https://www.g2.com/categories/financial-wellness </span>"
435    };
436  
437    window.awardsByRef["84"] = {
438      primary: "<span>G2 on 3/17/26 for Jan-Feb '26 for Financial Wellness category. Some reviewers compensated.</span>",
439      secondary: "<span>G2 recognized Betterment at Work as having Best Results for the Financial Wellness category for Spring 2026. Betterment at Work had the highest Results rating amongst 83 competitors in this category based on responses to Results Index questions on the G2 review form. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: https://www.g2.com/categories/financial-wellness </span>"
440    };
441  
442    window.awardsByRef["85"] = {
443      primary: "<span>G2 on 3/17/26 for Jan-Feb '26 for Investment Portfolio Management category. Some reviewers compensated.</span>",
444      secondary: "<span>G2 recognized Betterment Advisor Solutions as Most Implementable for the Investment Portfolio Management category for Spring 2026. Betterment Advisor Solutions had the highest Implementation rating amongst 311 competitors in this category based on responses to Implementation Index questions on the G2 review form. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/categories/investment-portfolio-management\">https://www.g2.com/categories/investment-portfolio-management</a></span></u> </span>"
445    };
446  
447    window.awardsByRef["86"] = {
448      primary: "<span>G2 on 3/17/26 for Jan-Feb '26 for Investment Portfolio Management category. Some reviewers compensated.</span>",
449      secondary: "<span>G2 recognized Betterment Advisor Solutions as a Grid Leader for the Small Business segment of the Investment Portfolio Management category for Spring 2026. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews of Betterment Advisor Solutions. It was considered amongst 14 competitors that had at least 10 reviews/ratings. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/categories/investment-portfolio-management/small-business\">https://www.g2.com/categories/investment-portfolio-management/small-business</a></span></u></span>"
450    };
451  
452    window.awardsByRef["87"] = {
453      primary: "<span>G2 on 3/17/26 for Jan-Feb '26 for Investment Portfolio Management category. Some reviewers compensated.</span>",
454      secondary: "<span>G2 recognized Betterment Advisor Solutions as a Grid Leader for the Investment Portfolio Management category for Spring 2026. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews of Betterment Advisor Solutions. It was considered amongst 21 competitors that had at least 10 reviews/ratings. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/categories/investment-portfolio-management\">https://www.g2.com/categories/investment-portfolio-management</a></span></u> </span>"
455    };
456  
457    window.awardsByRef["88"] = {
458      primary: "Investopedia on 6/24/26 for Apr '25.",
459      secondary: "Investopedia recognized Betterment LLC as the Best Robo-Advisor for Cash Management 2026. It was considered amongst an unknown number of competitors based on 60 weighted criteria and nine major categories, including goal planning, portfolio contents, portfolio management, and fees. Betterment compensates Investopedia for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.investopedia.com/the-best-robo-advisors-8764849\" rel=\"noopener\">https://www.investopedia.com/the-best-robo-advisors-8764849</a>"
460    };
461  
462    window.awardsByRef["89"] = {
463      primary: "Investopedia on 6/24/26 for Apr '25.",
464      secondary: "Investopedia recognized Betterment LLC as the Best Robo-Advisor for Beginners 2026. It was considered amongst an unknown number of competitors based on 60 weighted criteria and nine major categories, including goal planning, portfolio contents, portfolio management, and fees. Betterment compensates Investopedia for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.investopedia.com/the-best-robo-advisors-8764849\" rel=\"noopener\">https://www.investopedia.com/the-best-robo-advisors-8764849</a>&nbsp;"
465    };
466  
467    window.awardsByRef["90"] = {
468      primary: "Investopedia on 6/24/26 for Apr '25.",
469      secondary: "Investopedia recognized Betterment LLC as the Best Robo-Advisor for Tax-Loss Harvesting 2026. It was considered amongst an unknown number of competitors based on 60 weighted criteria and nine major categories, including goal planning, portfolio contents, portfolio management, and fees. Betterment compensates Investopedia for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.investopedia.com/the-best-robo-advisors-8764849\" rel=\"noopener\">https://www.investopedia.com/the-best-robo-advisors-8764849</a>&nbsp;"
470    };
471  
472    window.awardsByRef["91"] = {
473      primary: "Wealth Management Industry Awards on 6/3/26 for Aug '24-Feb '26.",
474      secondary: "The Wealth Management Industry Awards recognized Betterment Advisor Solutions as a 2026 finalist for Convergence - Wealth and Retirement Integration in the Retirement Plan Support and Advisor Services category. It was considered amongst 1,392 total entries across 28 categories. Criteria included both quantitative measures, such as specific feature set, usage, scope, &amp; scale, along with qualitative measures such as innovation, creativity, &amp; new methods of deployment. Betterment compensates WealthManagement.com for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://informaconnect.com/wealth-management-industry-awards/the-finalists/\" rel=\"noopener\">https://informaconnect.com/wealth-management-industry-awards/the-finalists/</a>&nbsp;"
475    };
476  
477    window.awardsByRef["92"] = {
478      primary: "Wealth Management Industry Awards on 6/3/26 for Aug '24-Feb '26 for Technology Providers category.",
479      secondary: "The Wealth Management Industry Awards recognized Betterment Advisor Solutions as a 2026 finalist for Thought Leadership in the Technology Providers category. It was considered amongst 1,392 total entries across 28 categories. Criteria included both quantitative measures, such as specific feature set, usage, scope, &amp; scale, along with qualitative measures such as innovation, creativity, &amp; new methods of deployment. Betterment compensates WealthManagement.com for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://informaconnect.com/wealth-management-industry-awards/the-finalists/&nbsp;\" rel=\"noopener\">https://informaconnect.com/wealth-management-industry-awards/the-finalists/&nbsp;</a>"
480    };
481  
482    window.awardsByRef["AC-358"] = {
483      primary: "<span>CNBC on 7/22/26 for Mar '24-Apr '26.</span>",
484      secondary: "<p><span>CNBC recognized Betterment as one of the World's Top FinTech Companies 2026 in the Wealth Technology segment. It was considered amongst 3,500 total competitors based on an aggregated scoring model rating of each company based on the analysis and weighting of overarching and segment-specific KPIs. The rating system was established by Statista. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.cnbc.com/worlds-top-fintech-companies-2026/\">https://www.cnbc.com/worlds-top-fintech-companies-2026/</a></span></u></span></p>"
485    };
486  
487    window.awardsByRef["AC-372"] = {
488      primary: "G2 on 8/25/26 for July '26 for Financial Wellness category. Some reviewers compensated.",
489      secondary: "<p>G2 recognized Betterment at Work as having Highest User Adoption for the Financial Wellness category for Fall 2026. Betterment at Work had the highest User Adoption rating in this category based on criteria including set-up process customer satisfaction, go-live amount of time, user adoption percentage, customer implementation method, and the number of reviews received on G2. It was considered amongst 13 competitors with a minimum of 10 reviews and 5 responses for each implementation-related survey question. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance.</p>"
490    };
491  
492    window.awardsByRef["AC-373"] = {
493      primary: "G2 on 8/25/26 for July '26 for Financial Wellness category. Some reviewers compensated.&nbsp;",
494      secondary: "<p><span>G2 recognized Betterment at Work as having Best Usability for the Financial Wellness category for Fall 2026. Betterment at Work had the highest Usability rating in this category based on criteria including ease of use &amp; admin customer satisfaction, customer responses to Meets Requirements questions, user adoption percentage, and the number of reviews received on G2. It was considered amongst 13 competitors with a minimum of 10 reviews and 5 responses for each usability-related survey question. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/categories/financial-wellness?tab=easiest_to_use\">https://www.g2.com/categories/financial-wellness?tab=easiest_to_use</a></span></u></span></p>"
495    };
496  
497    window.awardsByRef["AC-374"] = {
498      primary: "<span>G2 on 8/25/26 for July '26 for 401(k) category. Some reviewers compensated.</span>",
499      secondary: "<span>G2 recognized Betterment at Work as a Grid Leader for the 401(k) category for Fall 2026. Betterment at Work was rated highly by G2 users in this category based on criteria including substantial Satisfaction and Market Presence scores. It was considered amongst 7 competitors with 10 or more reviews. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.g2.com/categories/401-k\" rel=\"noopener\">https://www.g2.com/categories/401-k</a></span>"
500    };
501  
502    window.awardsByRef["AC-391"] = {
503      primary: "<span>ThinkAdvisor Luminaries Awards on 8/24/26 for Jan '25-June '26. </span>",
504      secondary: "<span>
504The ThinkAdvisor Luminaries Awards recognized Betterment Advisor Solutions as a 2026 finalist for Innovation, Thought Leadership &amp; Education in the Custodian category. It was considered amongst an unknown number of competitors based on criteria including qualitative and quantitative measures of industry impact, ability to achieve goals and display ingenuity, dedication to furthering the development of advisors and the industry, and a personal commitment to the highest ethical standards. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://events.thinkadvisor.com/luminaries-awards/2026-finalists\">https://events.thinkadvisor.com/luminaries-awards/2026-finalists</a></span></u> </span>"
505    };
506  
507    window.awardsByRef["AC-393"] = {
508      primary: "<span>ThinkAdvisor Luminaries Awards on 8/24/26 for Jan '25-June '26.</span>",
509      secondary: "<span>The ThinkAdvisor Luminaries Awards recognized Betterment Advisor Solutions as a 2026 finalist for Product or Service Innovation in the TAMPs and Model Marketplaces category. It was considered amongst an unknown number of competitors based on criteria including qualitative and quantitative measures of industry impact, ability to achieve goals and display ingenuity, dedication to furthering the development of advisors and the industry, and a personal commitment to the highest ethical standards. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://events.thinkadvisor.com/luminaries-awards/2026-finalists\">https://events.thinkadvisor.com/luminaries-awards/2026-finalists</a></span></u> </span>"
510    };
511  
512    window.awardsByRef["AC-394"] = {
513      primary: "<span>ThinkAdvisor Luminaries Awards on 8/24/26 for Jan '25-June '26.</span>",
514      secondary: "<span>The ThinkAdvisor Luminaries Awards recognized Betterment Advisor Solutions as a 2026 finalist for Product or Service Innovation in the Investment Management category. It was considered amongst an unknown number of competitors based on criteria including qualitative and quantitative measures of industry impact, ability to achieve goals and display ingenuity, dedication to furthering the development of advisors and the industry, and a personal commitment to the highest ethical standards. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://events.thinkadvisor.com/luminaries-awards/2026-finalists\">https://events.thinkadvisor.com/luminaries-awards/2026-finalists</a></span></u> </span>"
515    };
516  
517    window.awardsByRef["AC-395"] = {
518      primary: "<span>ThinkAdvisor Luminaries Awards on 8/24/26 for Jan '25-June '26.</span>",
519      secondary: "<span>The ThinkAdvisor Luminaries Awards recognized Betterment at Work as a 2026 finalist for Thought Leadership and Education (Firm) in the Financial Planning category. It was considered amongst an unknown number of competitors based on criteria including qualitative and quantitative measures of industry impact, ability to achieve goals and display ingenuity, dedication to furthering the development of advisors and the industry, and a personal commitment to the highest ethical standards. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://events.thinkadvisor.com/luminaries-awards/2026-finalists\">https://events.thinkadvisor.com/luminaries-awards/2026-finalists</a></span></u> </span>"
520    };
521  
522    window.awardsByRef["AC-397"] = {
523      primary: "<span>G2 on 8/25/26 for July '26 for Investment Portfolio Management category. Some reviewers compensated.</span>",
524      secondary: "<span>G2 recognized Betterment Advisor Solutions as the Easiest to Use for the Investment Portfolio Management category for Fall 2026. Betterment Advisor Solutions had the highest Ease of Use rating based on responses to Usability Index questions on the G2 review form. It was considered amongst 8 competitors with a minimum of 10 reviews and 5 responses for each of the use-related questions. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/categories/investment-portfolio-management\">https://www.g2.com/categories/investment-portfolio-management</a></span></u></span>"
525    };
526  
527    window.awardsByRef["AC-398"] = {
528      primary: "<span>G2 on 8/25/26 for July '26 for Investment Portfolio Management category. Some reviewers compensated.</span>",
529      secondary: "<span>G2 recognized Betterment Advisor Solutions as a Grid Leader for the Investment Portfolio Management category for Fall 2026. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews. It was considered amongst 24 competitors that had at least 10 reviews/ratings. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/categories/investment-portfolio-management\">https://www.g2.com/categories/investment-portfolio-management</a></span></u> </span>"
530    };
531  
532    window.awardsByRef["AC-399"] = {
533      primary: "<span>G2 on 8/25/26 for July '26 for Investment Portfolio Management category. Some reviewers compensated.</span>",
534      secondary: "<span>G2 recognized Betterment Advisor Solutions as a Momentum Leader for the Investment Portfolio Management category for Fall 2026. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Momemtum scores within G2 user reviews. It was considered amongst 20 competitors that had at least 10 reviews and at least a year of G2 data. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/categories/investment-portfolio-management\">https://www.g2.com/categories/investment-portfolio-management</a></span></u> </span>"
535    };
536  
537    window.awardsByRef["AC-400"] = {
538      primary: "<span>G2 on 9/1/26 for reviews since 11/10/20. Some reviewers compensated.</span>",
539      secondary: "<span>G2 awarded Betterment at Work a 4.3-star rating. Source: G2.com, Inc. The rating is calculated and generated by G2 based on user reviews and aggregated data, using Satisfaction and Market Presence metrics and scoring normalization. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u></span>"
540    };
541  
542
543  function renderAwardsByRef(){
544    var nodes = document.querySelectorAll('[data-award-ref]');
545    nodes.forEach(function(node){
546      var ref = (node.getAttribute('data-award-ref') || '').trim();
547      var field = (node.getAttribute('data-award-field') || 'primary').trim();
548      var rec = window.awardsByRef && window.awardsByRef[ref];
549      if (rec && rec[field] && rec[field].length) {
550        node.innerHTML = rec[field];       // render the HTML from HubDB
551      } else {
552        var fb = node.getAttribute('data-award-fallback');
553        if (fb) node.textContent = fb;
554      }
555    });
556  }
557
558  if (document.readyState === 'loading') {
559    document.addEventListener('DOMContentLoaded', renderAwardsByRef);
560  } else {
561    renderAwardsByRef();
562  }
563})();
564</script>
564
565
566
567
568
569<script>
570(function(){
571  window.promotersByRef = {};
572  
573    window.promotersByRef["1"] = {
574      primary: "Paid client. Betterment is a Capitalize client.&nbsp;Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/affiliate/capitalize\" rel=\"noopener\">Learn more</a>.",
575      secondary: "Due to compensation, Capitalize has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each funded IRA rollover."
576    };
577  
578    window.promotersByRef["2"] = {
579      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/affiliate/bankrate\" rel=\"noopener\">Learn more</a>.",
580      secondary: "Due to compensation, Bankrate has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral."
581    };
582  
583    window.promotersByRef["3"] = {
584      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/affiliate/investopedia\" rel=\"noopener\">Learn more</a>.",
585      secondary: "Due to compensation, Investopedia has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral."
586    };
587  
588    window.promotersByRef["7"] = {
589      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
590      secondary: ""
591    };
592  
593    window.promotersByRef["8"] = {
594      primary: "Client, who is an investor in Betterment. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
595      secondary: ""
596    };
597  
598    window.promotersByRef["9"] = {
599      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
600      secondary: ""
601    };
602  
603    window.promotersByRef["10"] = {
604      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
605      secondary: ""
606    };
607  
608    window.promotersByRef["11"] = {
609      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
610      secondary: ""
611    };
612  
613    window.promotersByRef["24"] = {
614      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
615      secondary: ""
616    };
617  
618    window.promotersByRef["39"] = {
619      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
620      secondary: ""
621    };
622  
623    window.promotersByRef["40"] = {
624      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
625      secondary: ""
626    };
627  
628    window.promotersByRef["42"] = {
629      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/affiliate/nerdwallet\" rel=\"noopener\">Learn more</a>.",
630      secondary: "Due to compensation, NerdWallet has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral."
631    };
632  
633    window.promotersByRef["43"] = {
634      primary: "Non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
635      secondary: ""
636    };
637  
638    window.promotersByRef["45"] = {
639      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
640      secondary: ""
641    };
642  
643    window.promotersByRef["46"] = {
644      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
645      secondary: ""
646    };
647  
648    window.promotersByRef["47"] = {
649      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
650      secondary: ""
651    };
652  
653    window.promotersByRef["48"] = {
654      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/gusto\" rel=\"noopener\">Learn more</a>.",
655      secondary: "Due to compensation, Gusto has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $2.00 per plan participant in the referred plan per month on an ongoing basis so long as the 401(k) plan remains at Betterment."
656    };
657  
658    window.promotersByRef["49"] = {
659      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
660      secondary: ""
661    };
662  
663    window.promotersByRef["50"] = {
664      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
665      secondary: ""
666    };
667  
668    window.promotersByRef["51"] = {
669      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/trinet\" rel=\"noopener\">Learn more</a>.",
670      secondary: "<p>Due to compensation, TriNet has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $3 per active user at referred 401(k) plan clients per month. They are also eligible for a repeatable bonus of up to $1k for new, funded Betterment at Work 401(k) referrals. TriNet sales representatives also receive gifts up to $100 for referrals that result in a sales meeting.</p>"
671    };
672  
673    window.promotersByRef["53"] = {
674      primary: "Paid client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/bennie\" rel=\"noopener\">Learn more</a>.",
675      secondary: "<p><span>Due to compensation, Bennie has an incentive to recommend Betterment, which is a conflict of interest. Bennie is eligible for a repeatable bonus of up to $1k for new, funded Betterment at Work 401(k) referrals. They are also compensated up to $15k for event participation, which includes attendee list access. Sales representatives receive gifts up to $250 for referrals that result in a sales meeting.</span></p>"
676    };
677  
678    window.promotersByRef["58"] = {
679      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
680      secondary: ""
681    };
682  
683    window.promotersByRef["59"] = {
684      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
685      secondary: ""
686    };
687  
688    window.promotersByRef["60"] = {
689      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
690      secondary: ""
691    };
692  
693    window.promotersByRef["63"] = {
694      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
695      secondary: ""
696    };
697  
698    window.promotersByRef["64"] = {
699      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
700      secondary: ""
701    };
702  
703    window.promotersByRef["77"] = {
704      primary: "This advisor is a Betterment client and receives referrals. Views may not be representative.&nbsp;See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
705      secondary: ""
706    };
707  
708    window.promotersByRef["89"] = {
709      primary: "Client. Views may not be representative. See <a href=\"https://www.google.com/url?q=https://www.g2.com/products/betterment/reviews&amp;sa=D&amp;source=editors&amp;ust=1751040299940170&amp;usg=AOvVaw28EsqGBFSP--0bgLd5CfDP\" rel=\"noopener\">G2</a> reviews.",
710      secondary: ""
711    };
712  
713    window.promotersByRef["97"] = {
714      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
715      secondary: ""
716    };
717  
718    window.promotersByRef["98"] = {
719      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
720      secondary: ""
721    };
722  
723    window.promotersByRef["99"] = {
724      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
725      secondary: ""
726    };
727  
728    window.promotersByRef["100"] = {
729      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
730      secondary: ""
731    };
732  
733    window.promotersByRef["107"] = {
734      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/influencer/the-financial-diet\" rel=\"noopener\">Learn more</a>.",
735      secondary: "Due to compensation, The Financial Diet has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement."
736    };
737  
738    window.promotersByRef["115"] = {
739      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.google.com/url?q=https://www.betterment.com/influencer/ellyce&amp;sa=D&amp;source=editors&amp;ust=1750450957110060&amp;usg=AOvVaw17yU3Woh3RJkwzx31zjKcd\" rel=\"noopener\">Learn more</a>.",
740      secondary: "Due to compensation, Ellyce Fulmore has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement."
741    };
742  
743    window.promotersByRef["116"] = {
744      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/influencer/erin\" rel=\"noopener\">Learn more</a>.",
745      secondary: "Due to compensation, Erin Confortini has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement."
746    };
747  
748    window.promotersByRef["121"] = {
749      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/influencer/michela\" rel=\"noopener\">Learn more</a>.",
750      secondary: "Due to compensation, Michela Allocca has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement."
751    };
752  
753    window.promotersByRef["129"] = {
754      primary: "Paid client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/influencer/money-with-katie\" rel=\"noopener\">Learn more</a>.",
755      secondary: "<span>Due to compensation, Money With Katie has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $39k per advertisement and received a one-time bonus of $500.</span>"
756    };
757  
758    window.promotersByRef["133"] = {
759      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
760      secondary: ""
761    };
762  
763    window.promotersByRef["134"] = {
764      primary: "Paid client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/influencer/female-in-finance\" rel=\"noopener\">Learn more</a>.",
765      secondary: "Due to compensation, female.in.finance has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement."
766    };
767  
768    window.promotersByRef["135"] = {
769      primary: "<span>Paid non-client. CEO of FinanceHQ is a former Betterment employee, and FinanceHQ was acquired by a Betterment founder, investor, and board member. Views may not be representative. </span>See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/affiliate/financehq\" rel=\"noopener\">Learn more</a>.",
770      secondary: "Due to compensation, FinanceHQ has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral."
771    };
772  
773    window.promotersByRef["146"] = {
774      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/paylocity\" rel=\"noopener\">Learn more</a>.",
775      secondary: "Due to compensation, Paylocity has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $3.50 per funded participant per month."
776    };
777  
778    window.promotersByRef["148"] = {
779      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
780      secondary: ""
781    };
782  
783    window.promotersByRef["149"] = {
784      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
785      secondary: ""
786    };
787  
788    window.promotersByRef["150"] = {
789      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
790      secondary: ""
791    };
792  
793    window.promotersByRef["151"] = {
794      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
795      secondary: ""
796    };
797  
798    window.promotersByRef["152"] = {
799      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
800      secondary: ""
801    };
802  
803    window.promotersByRef["163"] = {
804      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
805      secondary: ""
806    };
807  
808    window.promotersByRef["164"] = {
809      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
810      secondary: ""
811    };
812  
813    window.promotersByRef["165"] = {
814      primary: "Paid client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.google.com/url?q=https://www.betterment.com/advisors/jw-cole&amp;sa=D&amp;source=editors&amp;ust=1751043939880925&amp;usg=AOvVaw3T6PxzAmlq
814ZR11aavQ78jR\" rel=\"noopener\">Learn more</a>.",
815      secondary: "Due to compensation, J.W. Cole has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to 10 bps per annum on AUM of clients referred to the Betterment Advisor Solutions platform through this partnership. "
816    };
817  
818    window.promotersByRef["170"] = {
819      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/affiliate/forbesadvisor\" rel=\"noopener\">Learn more</a>.",
820      secondary: "Due to compensation, Forbes Advisor has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral."
821    };
822  
823    window.promotersByRef["172"] = {
824      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play </a>reviews. Rate is subject to change. <a href=\"https://www.betterment.com/influencer/drew\" rel=\"noopener\">Learn more</a>.",
825      secondary: "Due to compensation, Andrew Lee has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement."
826    };
827  
828    window.promotersByRef["175"] = {
829      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
830      secondary: ""
831    };
832  
833    window.promotersByRef["178"] = {
834      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play </a>reviews. <a href=\"https://www.betterment.com/influencer/haley\" rel=\"noopener\">Learn more</a>.",
835      secondary: "Due to compensation, Haley Kowaleski has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement."
836    };
837  
838    window.promotersByRef["179"] = {
839      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
840      secondary: ""
841    };
842  
843    window.promotersByRef["180"] = {
844      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-investing-saving/id393156562\" rel=\"noopener\">App Store </a>&amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. Tax Loss Harvesting (TLH) is not suitable for all investors. Consider your personal circumstances before deciding whether to utilize Betterment’s TLH feature.",
845      secondary: ""
846    };
847  
848    window.promotersByRef["181"] = {
849      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-investing-saving/id393156562\" rel=\"noopener\">App Store </a>&amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
850      secondary: ""
851    };
852  
853    window.promotersByRef["182"] = {
854      primary: "Client. Rate is subject to change. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
855      secondary: ""
856    };
857  
858    window.promotersByRef["183"] = {
859      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
860      secondary: ""
861    };
862  
863    window.promotersByRef["184"] = {
864      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
865      secondary: ""
866    };
867  
868    window.promotersByRef["185"] = {
869      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
870      secondary: ""
871    };
872  
873    window.promotersByRef["186"] = {
874      primary: "Client. Rate is subject to change. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
875      secondary: ""
876    };
877  
878    window.promotersByRef["187"] = {
879      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
880      secondary: ""
881    };
882  
883    window.promotersByRef["191"] = {
884      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
885      secondary: ""
886    };
887  
888    window.promotersByRef["192"] = {
889      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
890      secondary: ""
891    };
892  
893    window.promotersByRef["193"] = {
894      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
895      secondary: ""
896    };
897  
898    window.promotersByRef["194"] = {
899      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
900      secondary: ""
901    };
902  
903    window.promotersByRef["195"] = {
904      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
905      secondary: ""
906    };
907  
908    window.promotersByRef["196"] = {
909      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
910      secondary: ""
911    };
912  
913    window.promotersByRef["197"] = {
914      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a>
914 reviews. Tax Loss Harvesting (TLH) is not suitable for all investors. Consider your personal circumstances before deciding whether to utilize Betterment’s TLH feature.",
915      secondary: ""
916    };
917  
918    window.promotersByRef["202"] = {
919      primary: "Client. Rate is subject to change. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
920      secondary: ""
921    };
922  
923    window.promotersByRef["203"] = {
924      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
925      secondary: ""
926    };
927  
928    window.promotersByRef["204"] = {
929      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
930      secondary: ""
931    };
932  
933    window.promotersByRef["205"] = {
934      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
935      secondary: ""
936    };
937  
938    window.promotersByRef["206"] = {
939      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.google.com/url?q=https://www.g2.com/products/betterment-at-work/reviews&amp;sa=D&amp;source=editors&amp;ust=1751044514898462&amp;usg=AOvVaw3f7mkOIZcghJEm03FqZNSG\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/promoter/hr-morning\" rel=\"noopener\">Learn more</a>.",
940      secondary: "Due to compensation, HR Morning has an incentive to recommend Betterment which is a conflict of interest. They are compensated up to $8.8k per advertisement."
941    };
942  
943    window.promotersByRef["207"] = {
944      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.google.com/url?q=https://www.g2.com/products/betterment-at-work/reviews&amp;sa=D&amp;source=editors&amp;ust=1751044514898462&amp;usg=AOvVaw3f7mkOIZcghJEm03FqZNSG\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/spendly\" rel=\"noopener\">Learn more</a>.",
945      secondary: "Due to compensation, Spendly has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals and up to $2.00 per funded participant per month.\n"
946    };
947  
948    window.promotersByRef["208"] = {
949      primary: "Paid client ad. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/pursuebetter/partners?utm_athlete=pursue\" rel=\"noopener\">Learn more</a>.",
950      secondary: "<span>Point to: <u><span style=\"color: #1155cc;\"><a href=\"https://www.betterment.com/ambassadors\">https://www.betterment.com/ambassadors</a></span></u><br></span>"
951    };
952  
953    window.promotersByRef["209"] = {
954      primary: "Paid client ad. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/pursuebetter/partners?utm_athlete=pursue\" rel=\"noopener\">Learn more</a>.",
955      secondary: "<p><span>Point to: <u><span style=\"color: #1155cc;\"><a href=\"https://www.betterment.com/ambassadors\">https://www.betterment.com/ambassadors</a></span></u><br></span></p>"
956    };
957  
958    window.promotersByRef["210"] = {
959      primary: "Paid client ad. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/ambassadors\" rel=\"noopener\">Learn more</a>.",
960      secondary: "<p><span>Point to: betterment.com/ambassadors<br></span></p>"
961    };
962  
963    window.promotersByRef["212"] = {
964      primary: "Non-client. Certain Betterment employees are Long Angle members. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-investing-saving/id393156562\" rel=\"noopener\">App Store</a> &amp;<a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\"> </a><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
965      secondary: ""
966    };
967  
968    window.promotersByRef["213"] = {
969      primary: "Non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
970      secondary: ""
971    };
972  
973    window.promotersByRef["216"] = {
974      primary: "Client. Views may not be representative. See <a href=\"https://www.google.com/url?q=https://www.g2.com/products/betterment-at-work/reviews&amp;sa=D&amp;source=editors&amp;ust=1751048353450294&amp;usg=AOvVaw2OezvD5NVisc4CKx8kmFfa\" rel=\"noopener\">G2</a> reviews.",
975      secondary: ""
976    };
977  
978    window.promotersByRef["217"] = {
979      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
980      secondary: ""
981    };
982  
983    window.promotersByRef["218"] = {
984      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
985      secondary: ""
986    };
987  
988    window.promotersByRef["219"] = {
989      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
990      secondary: ""
991    };
992  
993    window.promotersByRef["220"] = {
994      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
995      secondary: ""
996    };
997  
998    window.promotersByRef["221"] = {
999      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
1000      secondary: ""
1001    };
1002  
1003    window.promotersByRef["222"] = {
1004      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
1005      secondary: ""
1006    };
1007  
1008    window.promotersByRef["223"] = {
1009      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
1010      secondary: ""
1011    };
1012  
1013    window.promotersByRef["224"] = {
1014      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
1015      secondary: ""
1016    };
1017  
1018    window.promotersByRef["226"] = {
1019      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
1020      secondary: ""
1021    };
1022  
1023    window.promotersByRef["227"] = {
1024      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
1025      secondary: ""
1026    };
1027  
1028    window.promotersByRef["229"] = {
1029      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
1030      secondary: ""
1031    };
1032  
1033    window.promotersByRef["230"] = {
1034      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
1035      secondary: ""
1036    };
1037  
1038    window.promotersByRef["231"] = {
1039      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
1040      secondary: ""
1041    };
1042  
1043    window.promotersByRef["232"] = {
1044      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/bookkeeper360\" rel=\"noopener\">Learn more.</a>",
1045      secondary: "Due to compensation, Bookkeeper360 has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $300 for new, funded Betterment at Work 401(k) referrals, with a potential one-time bonus of up to $1k per referred plan. Additionally, they are eligible for a revenue share of up to 15% of the plan’s per-participant recordkeeping and base fees.\n"
1046    };
1047  
1048    window.promotersByRef["233"] = {
1049      primary: "Paid client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/puzzlehr\" rel=\"noopener\">Learn more</a>.",
1050      secondary: "Due to compensation, PuzzleHR has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals."
1051    };
1052  
1053    window.promotersByRef["236"] = {
1054      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews#reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/isolved-partners\" rel=\"noopener\">Learn more</a>.",
1055      secondary: "Due to compensation, iSolved has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $.10 monthly per qualified participant referral for as long as they remain a mutual client."
1056    };
1057  
1058    window.promotersByRef["238"] = {
1059      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews#reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/asteria-hr\" rel=\"noopener\">Learn more</a>.\n",
1060      secondary: "Due to compensation, Asteria HR has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals.\n"
1061    };
1062  
1063    window.promotersByRef["245"] = {
1064      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/fractional-people-people\" rel=\"noopener\">Learn more</a>.",
1065      secondary: "<span>Due to compensation, Fractional People People has an incentive to recommend Betterment, which is a conflict of interest. Compensation includes a referral fee of up to $7k and milestone payments of $5k per funded customer set for new, funded Betterment at Work 401(k) referrals.</span>"
1066    };
1067  
1068    window.promotersByRef["246"] = {
1069      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews#reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/novo\" rel=\"noopener\">Learn more.</a>",
1070      secondary: "Due to compensation, Novo Platform, Inc. has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals."
1071    };
1072  
1073    window.promotersByRef["248"] = {
1074      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews#reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/rally-partners-group\" rel=\"noopener\">Learn more</a>.",
1075      secondary: "Due to compensation, Rally Partners has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals. Betterment will also share up to 15% of the participant recordkeeping fee revenue based on the number of referrals."
1076    };
1077  
1078    window.promotersByRef["250"] = {
1079      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews#reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/skillcloud-consulting-group\" rel=\"noopener\">Learn more.</a>",
1080      secondary: "Due to compensation, Skillcloud Consulting Group, LLC has an incentive to recommend Betterment, which is a conflict of interest.  They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals."
1081    };
1082  
1083    window.promotersByRef["255"] = {
1084      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1085      secondary: ""
1086    };
1087  
1088    window.promotersByRef["256"] = {
1089      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1090      secondary: ""
1091    };
1092  
1093    window.promotersByRef["257"] = {
1094      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1095      secondary: ""
1096    };
1097  
1098    window.promotersByRef["268"] = {
1099      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1100      secondary: ""
1101    };
1102  
1103    window.promotersByRef["269"] = {
1104      primary: "Client and former Betterment employee family member. Views may not be representative. See <a href=\"https://www.google.com/url?q=https://www.g2.com/products/betterment-at-work/reviews&amp;sa=D&amp;source=editors&amp;ust=1751318416635644&amp;usg=AOvVaw3Gs-HjULg_oOI_bJVTHge5\" rel=\"noopener\">G2</a> reviews.",
1105      secondary: ""
1106    };
1107  
1108    window.promotersByRef["271"] = {
1109      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/affiliate-partner-offer?utm_source=ozoptimizer\" rel=\"noopener\">Learn more</a>.",
1110      secondary: "Due to compensation, Oz Optimizer has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral."
1111    };
1112  
1113    window.promotersByRef["272"] = {
1114      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1115      secondary: ""
1116    };
1117  
1118    window.promotersByRef["273"] = {
1119      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/grassi-advisors\" rel=\"noopener\">Learn more</a>.",
1120      secondary: "Due to compensation, Grassi Advisory Group, Inc. has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals."
1121    };
1122  
1123    window.promotersByRef["274"] = {
1124      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
1125      secondary: ""
1126    };
1127  
1128    window.promotersByRef["275"] = {
1129      primary: "Non-client. Betterment is a PBMares client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
1130      secondary: ""
1131    };
1132  
1133    window.promotersByRef["277"] = {
1134      primary: "Paid client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/raimee\" rel=\"noopener\">Learn more</a>.",
1135      secondary: "Due to compensation, Raimee has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $17k and given a one-time bonus of $250 with any applicable management fees waived for one year. "
1136    };
1137  
1138    window.promotersByRef["279"] = {
1139      primary: "Paid client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/phoebeanddan\" rel=\"noopener\">Learn more</a>.",
1140      secondary: "Due to compensation, Phoebe Adams and Dan Diliberto have an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $17k and given a one-time bonus of $250 with any applicable management fees waived for one year. "
1141    };
1142  
1143    window.promotersByRef["280"] = {
1144      primary: "Paid client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/roxy\" rel=\"noopener\">Learn more</a>.",
1145      secondary: "Due to compensation, Roxanna has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $17k and given a one-time bonus of $250 with any applicable management fees waived for one year. \n"
1146    };
1147  
1148    window.promotersByRef["281"] = {
1149      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/ThreadHCM\" rel=\"noopener\">Learn more</a>.",
1150      secondary: "<p>Thread HCM receives compensation (up to $2k for new, funded 401(k) enrollment and up to $2 per participant per month) from Betterment, creating a financial incentive associated with endorsements and referrals. Sales representatives are eligible for a $1k bonus for new, funded Betterment at Work 401(k) referrals.</p>"
1151    };
1152  
1153    window.promotersByRef["282"] = {
1154      primary: "Non-client. Views may not be representative. See <a href=\"https://www.google.com/url?q=https://www.g2.com/products/betterment-at-work/reviews&amp;sa=D&amp;source=editors&amp;ust=1751296880867397&amp;usg=AOvVaw1v6RsEH97-cH0yNeF4Svrd\" rel=\"noopener\">G2</a> reviews. ",
1155      secondary: ""
1156    };
1157  
1158    window.promotersByRef["283"] = {
1159      primary: "Client. Views may not be representative. See reviews at <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a>.",
1160      secondary: ""
1161    };
1162  
1163    window.promotersByRef["284"] = {
1164      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.google.com/url?q=https://www.g2.com/products/betterment-at-work/reviews&amp;sa=D&amp;source=editors&amp;ust=1751055358682239&amp;usg=AOvVaw18_7TkZL-xHtNAbp3r_mi9\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/wayroll-hr\" rel=\"noopener\">Learn more</a>.",
1165      secondary: "Due to compensation, Wayroll has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals."
1166    };
1167  
1168    window.promotersByRef["285"] = {
1169      primary: "This advisor is a Betterment client and receives referrals. Views may not be representative.&nbsp;See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
1170      secondary: ""
1171    };
1172  
1173    window.promotersByRef["286"] = {
1174      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1175      secondary: ""
1176    };
1177  
1178    window.promotersByRef["287"] = {
1179      primary: "First Citizens and Betterment receive no compensation from each other in connection with their partnership. First Citizens is not a Betterment client.",
1180      secondary: ""
1181    };
1182  
1183    window.promotersByRef["288"] = {
1184      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. Learn more.\n\n",
1185      secondary: "Due to compensation, Topaz HR Advisory has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a one-time $300 referral fee and a 10% revenue share of recordkeeping and base fees for each new Betterment customer. "
1186    };
1187  
1188    window.promotersByRef["289"] = {
1189      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/crc-benefits\" rel=\"noopener\">Learn more</a>.",
1190      secondary: "<p><span>CRC Benefits has a financial incentive associated with endorsements and referrals to recommend Betterment. They are compensated up to $20k for gifts and entertainment, a referral fee of up to $10k based on plan size, and received a one-time bonus of $300 in gifts for a sales event. </span></p>"
1191    };
1192  
1193    window.promotersByRef["290"] = {
1194      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1195      secondary: ""
1196    };
1197  
1198    window.promotersByRef["291"] = {
1199      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1200      secondary: ""
1201    };
1202  
1203    window.promotersByRef["292"] = {
1204      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1205      secondary: ""
1206    };
1207  
1208    window.promotersByRef["293"] = {
1209      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1210      secondary: ""
1211    };
1212  
1213    window.promotersByRef["295"] = {
1214      primary: "Non-paid, non-client partnership.",
1215      secondary: "Views may not be representative, see reviews at the App Store and Google Play."
1216    };
1217  
1218    window.promotersByRef["296"] = {
1219      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1220      secondary: ""
1221    };
1222  
1223    window.promotersByRef["297"] = {
1224      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1225      secondary: ""
1226    };
1227  
1228    window.promotersByRef["298"] = {
1229      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/deel\" rel=\"noopener\">Learn more</a>. ",
1230      secondary: "<span>Due to compensation, Deel has an incentive to recommend Betterment, which is a conflict of interest. They are compensated $1.50 per funded participant, as well as a bonus of up to $200 for referrals that result in a sales meeting, and $300 for referrals who establish a Betterment at Work plan.</span>"
1231    };
1232  
1233    window.promotersByRef["299"] = {
1234      primary: "Paid client ad. Views may not be representative. See <a href=\"https://www.google.com/url?q=https://www.g2.com/products/betterment-at-work/reviews&amp;sa=D&amp;source=editors&amp;ust=1751058959739722&amp;usg=AOvVaw0dFZCYLsehsTUIL5txWRpG\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.google.com/url?q=http://betterment.com/pursuebetter/partners&amp;sa=D&amp;source=editors&amp;ust=1751061020903858&amp;usg=AOvVaw2lB-WNGitq1uID70wnBGcK\" rel=\"noopener\">Learn more</a>.",
1235      secondary: "Point to: betterment.com/pursuebetter/partners\n"
1236    };
1237  
1238    window.promotersByRef["300"] = {
1239      primary: "Paid client ad. Views may not be representative. See <a href=\"https://www.google.com/url?q=https://www.g2.com/products/betterment-at-work/reviews&amp;sa=D&amp;source=editors&amp;ust=1751058959739722&amp;usg=AOvVaw0dFZCYLsehsTUIL5txWRpG\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.google.com/url?q=http://betterment.com/pursuebetter/partners&amp;sa=D&amp;source=editors&amp;ust=1751061020903858&amp;usg=AOvVaw2lB-WNGitq1uID70wnBGcK\" rel=\"noopener\">Learn more</a>.",
1240      secondary: "Point to: betterment.com/pursuebetter/partners\n"
1241    };
1242  
1243    window.promotersByRef["301"] = {
1244      primary: "Paid client ad. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.google.com/url?q=http://betterment.com/pursuebetter/partners&amp;sa=D&amp;source=editors&amp;ust=1751061020903858&amp;usg=AOvVaw2lB-WNGitq1uID70wnBGcK\" rel=\"noopener\">Learn more</a>.",
1245      secondary: "Point to: betterment.com/pursuebetter/partners\n"
1246    };
1247  
1248    window.promotersByRef["302"] = {
1249      primary: "Paid client. Views may not be representative. ",
1250      secondary: ""
1251    };
1252  
1253    window.promotersByRef["303"] = {
1254      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
1255      secondary: ""
1256    };
1257  
1258    window.promotersByRef["304"] = {
1259      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/advisors/the-daily-upside\" rel=\"noopener\">Learn more</a>. ",
1260      secondary: "Due to compensation, the Daily Upside has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $15k per advertisement."
1261    };
1262  
1263    window.promotersByRef["305"] = {
1264      primary: "Paid client ad. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/pursuebetter/partners?utm_athlete=pursue\" rel=\"noopener\">Learn more</a>.",
1265      secondary: "<span>Point to: <u><span style=\"color: #1155cc;\"><a href=\"https://www.betterment.com/ambassadors\">https://www.betterment.com/ambassadors</a></span></u><br></span>"
1266    };
1267  
1268    window.promotersByRef["306"] = {
1269      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/affiliate/manifest\" rel=\"noopener\">Learn more.</a>",
1270      secondary: "Due to compensation, Manifest has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $150 per referral."
1271    };
1272  
1273    window.promotersByRef["307"] = {
1274      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/investing?utm_source=tfa\" rel=\"noopener\">Learn more.</a>",
1275      secondary: "Transamerica Financial Advisers, LLC (\"TFA\") is not a client of Betterment, and is not affiliated or associated with Betterment. TFA and its financial professionals are compensated up to $350 per client that they refer to Betterment, as such TFA and its financial professionals have an incentive to recommend a client invest with Betterment. Additional disclosure related to TFA's referral agreement and the associated material conflicts of interest can be found at www.tfaconnect.com/Disclosures. "
1276    };
1277  
1278    window.promotersByRef["308"] = {
1279      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
1280      secondary: ""
1281    };
1282  
1283    window.promotersByRef["310"] = {
1284      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. ",
1285      secondary: ""
1286    };
1287  
1288    window.promotersByRef["311"] = {
1289      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. ",
1290      secondary: ""
1291    };
1292  
1293    window.promotersByRef["312"] = {
1294      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. ",
1295      secondary: ""
1296    };
1297  
1298    window.promotersByRef["313"] = {
1299      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. ",
1300      secondary: ""
1301    };
1302  
1303    window.promotersByRef["314"] = {
1304      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1305      secondary: ""
1306    };
1307  
1308    window.promotersByRef["315"] = {
1309      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
1310      secondary: ""
1311    };
1312  
1313    window.promotersByRef["316"] = {
1314      primary: "Non-client. Co-founder is an investor in Betterment. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
1315      secondary: ""
1316    };
1317  
1318    window.promotersByRef["317"] = {
1319      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
1320      secondary: ""
1321    };
1322  
1323    window.promotersByRef["318"] = {
1324      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
1325      secondary: ""
1326    };
1327  
1328    window.promotersByRef["319"] = {
1329      primary: "<span data-sheets-root=\"1\">Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.</span>",
1330      secondary: ""
1331    };
1332  
1333    window.promotersByRef["320"] = {
1334      primary: "<span data-sheets-root=\"1\">Paid non-client. Views may not be representative. See<a target=\"_blank\" href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\"> App Store</a> &amp;<a target=\"_blank\" href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\"> Google Play</a> reviews. <a target=\"_blank\" href=\"https://www.betterment.com/affiliate/advisor\" rel=\"noopener\">Learn more</a>.</span>",
1335      secondary: "<span data-sheets-root=\"1\">Due to compensation, Advisor.com has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral.</span>"
1336    };
1337  
1338    window.promotersByRef["321"] = {
1339      primary: "<span data-sheets-root=\"1\">Paid non-client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"http://betterment.com/work/workforce\" rel=\"noopener\">Learn more</a>.</span>",
1340      secondary: "<span data-sheets-root=\"1\">Due to compensation, Workforce.com has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $5k for new, funded Betterment at Work 401(k) referrals. Additionally, they are eligible for a revenue share of up to $1.85 per funded participant per month. </span>"
1341    };
1342  
1343    window.promotersByRef["322"] = {
1344      primary: "Paid client. Views may not be representative. See&nbsp;<a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\"> G2 </a>reviews. <a href=\"https://www.betterment.com/work/ayp-consulting\" rel=\"noopener\">Learn more</a>.",
1345      secondary: "<p><span>Due to compensation, AYP Consulting has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k and eligible for a repeatable bonus of up to $1k for new, funded Betterment at Work 401(k) referrals. They are also compensated $1k for attendee list access, and sales representatives receive gifts up to $250 for referrals that result in a sales meeting.</span></p>"
1346    };
1347  
1348    window.promotersByRef["323"] = {
1349      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/sterling-capital\" rel=\"noopener\">Learn more.</a>",
1350      secondary: "<span data-sheets-root=\"1\">Due to compensation, Sterling has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals.</span>"
1351    };
1352  
1353    window.promotersByRef["324"] = {
1354      primary: "Paid client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/catalant\" rel=\"noopener\">Learn more</a>.",
1355      secondary: "<span data-sheets-root=\"1\">Due to compensation, Catalant has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral.</span>"
1356    };
1357  
1358    window.promotersByRef["325"] = {
1359      primary: "Paid non-client. Views may not be representative. See <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/thinqhr\" rel=\"noopener\">Learn more</a>.",
1360      secondary: "<span data-sheets-root=\"1\">Due to compensation, Thinq HR and Insurance Services has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals.</span>"
1361    };
1362  
1363    window.promotersByRef["326"] = {
1364      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/affiliate/overalls\" rel=\"noopener\">Learn more.</a>",
1365      secondary: "<span data-sheets-root=\"1\">Due to compensation, Overalls has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral.</span>"
1366    };
1367  
1368    window.promotersByRef["327"] = {
1369      primary: "<span data-sheets-root=\"1\">Paid non-client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a target=\"_blank\" href=\"http://betterment.com/work/workforce\" rel=\"noopener\">Learn more</a>.</span>",
1370      secondary: "<span data-sheets-root=\"1\">Due to compensation, Coastal Payroll has an incentive to recommend Betterment, which is a conflict of interest. Compensation includes a referral fee of up to $7.5k, milestone payments of $10k per funded customer set, and a revenue share of up to $2 per funded participant per month, for new, funded Betterment at Work 401(k) referrals.</span>"
1371    };
1372  
1373    window.promotersByRef["328"] = {
1374      primary: "<span data-sheets-root=\"1\">Paid non-client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/mphr\" rel=\"noopener\">Learn more</a>.</span>",
1375      secondary: "<p><span data-sheets-root=\"1\">Due to compensation, MP-HR has an incentive to recommend Betterment, which is a conflict of interest. Compensation includes a referral fee of up to $7.5k, milestone payments of $10k per funded customer set, and a revenue share of up to $2 per funded participant per month, for new, funded Betterment at Work 401(k) referrals.</span></p>"
1376    };
1377  
1378    window.promotersByRef["329"] = {
1379      primary: "<span data-sheets-root=\"1\">Paid non-client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/dimond-bros\" rel=\"noopener\">Learn more</a>.</span>",
1380      secondary: "<p><span>Due to compensation, Dimond Bros. Insurance has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k and eligible for a repeatable bonus of up to $1k for new, funded Betterment at Work 401(k) referrals. Sales representatives receive gifts up to $250 for referrals that result in a sales meeting.</span></p>"
1381    };
1382  
1383    window.promotersByRef["330"] = {
1384      primary: "<span data-sheets-root=\"1\">Paid non-client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/onpay\" rel=\"noopener\">Learn more</a>.</span>",
1385      secondary: "<p><span>Due to compensation, OnPay has an incentive to recommend Betterment, which is a conflict of interest. Compensation includes a referral fee of up to $7.5k, milestone payments of $20k per funded customer set, and an integration fee of up to $2.75 per funded participant per month, for new, funded Betterment at Work 401(k) referrals. Additionally, they receive a referral fee of up to $350 for new, referred solo 401(k) customers and sales representatives receive gifts up to $250 for referrals that result in a sales meeting.</span></p>"
1386    };
1387  
1388    window.promotersByRef["331"] = {
1389      primary: "<span data-sheets-root=\"1\">Client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. </span>",
1390      secondary: ""
1391    };
1392  
1393    window.promotersByRef["332"] = {
1394      primary: "<span data-sheets-root=\"1\">Paid non-client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/workfriendly\" rel=\"noopener\">Learn more</a>.</span>",
1395      secondary: "<span data-sheets-root=\"1\">Due to compensation, Workfriendly has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals. </span>"
1396    };
1397  
1398    window.promotersByRef["333"] = {
1399      primary: "<span data-sheets-root=\"1\">Client. Views may not be representative. See <a target=\"_blank\" href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a target=\"_blank\" href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. </span>",
1400      secondary: ""
1401    };
1402  
1403    window.promotersByRef["334"] = {
1404      primary: "<span data-sheets-root=\"1\">Client. Views may not be representative. See <a target=\"_blank\" href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a target=\"_blank\" href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. </span>",
1405      secondary: ""
1406    };
1407  
1408    window.promotersByRef["335"] = {
1409      primary: "<span data-sheets-root=\"1\"><span style=\"color: #212b36; background-color: #ffffff;\">Paid non-client. Views may not be representative. See </span><u><a href=\"https://www.g2.com/products/betterment-at-work/reviews\" style=\"background-color: #ffffff;\">G2</a></u><span style=\"color: #212b36; background-color: #ffffff;\"> reviews. </span><u><a href=\"https://vettr.blee.com/guidelines/betterment.com/work/disclosure/morningbrew\" style=\"background-color: #ffffff;\">Learn more</a></u><span style=\"color: #212b36; background-color: #ffffff;\">.</span></span>",
1410      secondary: "<span>Due to compensation, Morning Brew has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $39k per advertisement.</span>"
1411    };
1412  
1413    window.promotersByRef["336"] = {
1414      primary: "<span data-sheets-root=\"1\">Paid client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a target=\"_blank\" href=\"https://www.betterment.com/work/bennie\" rel=\"noopener\">Learn more</a>.</span>",
1415      secondary: "<span data-sheets-root=\"1\">Due to compensation, Bennie has an incentive to recommend Betterment, which is a conflict of interest. Bennie is eligible for a repeatable bonus of up to $1k for new, funded Betterment at Work 401(k) referrals.</span>"
1416    };
1417  
1418    window.promotersByRef["337"] = {
1419      primary: "<span data-sheets-root=\"1\">Client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. </span>",
1420      secondary: ""
1421    };
1422  
1423    window.promotersByRef["338"] = {
1424      primary: "Paid client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"http://betterment.com/advisors/summit-global\" rel=\"noopener\">Learn more</a>.",
1425      secondary: "<span data-sheets-root=\"1\">Due to compensation, Summit Global Investments has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to 10 bps per annum on AUM of clients referred to the Betterment Advisor Solutions platform through this partnership and are eligible for a one-time fee of $30k if they meet an AU
1425M milestone.</span>"
1426    };
1427  
1428    window.promotersByRef["339"] = {
1429      primary: "<span data-sheets-root=\"1\">Paid non-client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"http://betterment.com/work/bridgegap\" rel=\"noopener\">Learn more</a>.</span>",
1430      secondary: "<span data-sheets-root=\"1\">Due to compensation, BridgeGap PEO Brokers has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals. </span>"
1431    };
1432  
1433    window.promotersByRef["340"] = {
1434      primary: "<span>Non-client.<span style=\"color: #674ea7;\"> </span>Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews. </span>",
1435      secondary: ""
1436    };
1437  
1438    window.promotersByRef["341"] = {
1439      primary: "<span>Paid non-client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/affiliate/Freelancers-Union\">Learn more</a></span></u>.</span>",
1440      secondary: "<span>Due to compensation, Freelancers Union has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each funded referral.</span>"
1441    };
1442  
1443    window.promotersByRef["342"] = {
1444      primary: "<span>Paid non-client ad. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/a10.\">Learn more</a>.</span></u></span>",
1445      secondary: "<span>Due to compensation, the Atlantic 10 Conference has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $25k per advertisement.</span>"
1446    };
1447  
1448    window.promotersByRef["343"] = {
1449      primary: "<span>Paid non-client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/advisors/advisorfinder\">Learn more</a></span></u>.</span>",
1450      secondary: "<span>Due to compensation, AdvisorFinder has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $120 for verified leads who provide practice information. </span>"
1451    };
1452  
1453    window.promotersByRef["344"] = {
1454      primary: "<span>Paid non-client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews. <a href=\"http://betterment.com/work/nava-benefits\" rel=\"noopener\">Learn more</a>.</span>",
1455      secondary: "<p><span>Due to compensation, Nava Benefits has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals. Sales representatives receive gifts up to $250 for referrals that result in a sales meeting.</span></p>"
1456    };
1457  
1458    window.promotersByRef["345"] = {
1459      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. Rate is subject to change. <a href=\"https://www.betterment.com/influencer/jonathan\" rel=\"noopener\">Learn more</a>.</span>",
1460      secondary: "<span>Due to compensation, Jonathan Finkel has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement and were given a one-time bonus of $500.</span>"
1461    };
1462  
1463    window.promotersByRef["346"] = {
1464      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. Rate is subject to change. <a href=\"http://betterment.com/influencer/maddyholly\" rel=\"noopener\">Learn more</a>.</span>",
1465      secondary: "<span>Due to compensation, Maddy Holly has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement and were given a one-time bonus of $500.</span>"
1466    };
1467  
1468    window.promotersByRef["347"] = {
1469      primary: "<span>Client.<span style=\"color: #674ea7;\"> </span>Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews. </span>",
1470      secondary: ""
1471    };
1472  
1473    window.promotersByRef["348"] = {
1474      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews.<span style=\"color: #674ea7;\"><span style=\"color: #000000;\"> Rate is subject to change.</span> </span><u><span style=\"color: #1155cc;\"><a href=\"https://www.betterment.com/evette\" rel=\"noopener\">Learn more</a></span></u>.</span>",
1475      secondary: "<span>Due to compensation, Evette Watkins has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $20k per advertisement and were given a one-time bonus of $250.</span>"
1476    };
1477  
1478    window.promotersByRef["349"] = {
1479      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/gabrielle\" rel=\"noopener\">Learn more</a></span></u>.</span>",
1480      secondary: "<span>Due to compensation, Gabrielle Judge has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $20k per advertisement and were given a one-time bonus of $250 with any applicable management fees waived for one year. </span>"
1481    };
1482  
1483    window.promotersByRef["350"] = {
1484      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/JC\" rel=\"noopener\">Learn more.</a></span></u></span>",
1485      secondary: "<span>Due to compensation, JC Rodriguez has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $20k per advertisement and were given a one-time bonus of $250.</span>"
1486    };
1487  
1488    window.promotersByRef["351"] = {
1489      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/joshua\" rel=\"noopener\">Learn more</a></span></u>.</span>",
1490      secondary: "<span>Due to compensation, Joshua Mayo has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $20k per advertisement and were given a one-time bonus of $250 with any applicable management fees waived for one year. </span>"
1491    };
1492  
1493    window.promotersByRef["352"] = {
1494      primary: "<span>Paid non-client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews.<span style=\"color: #000000;\"> Rate is subject to change. </span><u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/generationhired\">Learn more.</a></span></u></span>",
1495      secondary: "<span>Due to compensation, Generation Hired has an incentive to recommend Betterment, which is a conflict of interest. Their parent company, Her Campus, is compensated $75k for marketing services.</span>"
1496    };
1497  
1498    window.promotersByRef["353"] = {
1499      primary: "<span>Paid non-client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews.<span style=\"color: #000000;\"> Rate is subject to change. <a href=\"http://betterment.com/hercampus\" rel=\"noopener\">Learn more.</a></span></span>",
1500      secondary: "<span>Due to compensation, Her Campus has an incentive to recommend Betterment, which is a conflict of interest. They are compensated $75k for marketing services.</span>"
1501    };
1502  
1503    window.promotersByRef["354"] = {
1504      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <a href=\"http://betterment.com/natalie\" rel=\"noopener\">Learn more</a>.</span>",
1505      secondary: "<span>Due to compensation, Natalie Barbu has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $20k per advertisement and were given a one-time bonus of $250 with any applicable management fees waived for one year. </span>"
1506    };
1507  
1508    window.promotersByRef["355"] = {
1509      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/riya\" rel=\"noopener\">Learn more</a></span></u>.</span>",
1510      secondary: "<span>Due to compensation, Riya Patel has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement and were given a one-time bonus of $250 with any applicable management fees waived for one year. </span>"
1511    };
1512  
1513    window.promotersByRef["356"] = {
1514      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/kaylie\" rel=\"noopener\">Learn more</a></span></u>.</span>",
1515      secondary: "<span>Due to compensation, Kaylie Griffin has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement and were given a one-time bonus of $250 with any applicable management fees waived for one year. </span>"
1516    };
1517  
1518    window.promotersByRef["357"] = {
1519      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/emily\" rel=\"noopener\">Learn more</a></span></u>.</span>",
1520      secondary: "<span>Due to compensation, Emily Kissa has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement and were given a one-time bonus of $250 with any applicable management fees waived for one year. </span>"
1521    };
1522  
1523    window.promotersByRef["358"] = {
1524      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/jayden\" rel=\"noopener\">Learn more</a></span></u>.</span>",
1525      secondary: "<span>Due to compensation, Jayden Radtke has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement and were given a one-time bonus of $250 with any applicable management fees waived for one year. </span>"
1526    };
1527  
1528    window.promotersByRef["359"] = {
1529      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/tori\" rel=\"noopener\">Learn more</a></span></u>.</span>",
1529
1530      secondary: "<span>Due to compensation, Tori Machado has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement and were given a one-time bonus of $250 with any applicable management fees waived for one year. </span>"
1531    };
1532  
1533    window.promotersByRef["360"] = {
1534      primary: "<span>Paid non-client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/work/northernbank\">Learn more</a></span></u>.</span>",
1535      secondary: "<span>Due to compensation, Northern Bank has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals. </span>"
1536    };
1537  
1538    window.promotersByRef["361"] = {
1539      primary: "<span>Paid non-client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/work/GarnetBridge\">Learn more</a></span></u>.</span>",
1540      secondary: "<span>Due to compensation, Garnet Bridge has an incentive to recommend Betterment, which is a conflict of interest. Compensation includes a referral fee of up to $7k, milestone payments of $5k per funded customer set, and a $1k sales bonus for new, funded Betterment at Work 401(k) referrals.</span>"
1541    };
1542  
1543    window.promotersByRef["362"] = {
1544      primary: "<span>Client.<span style=\"color: #674ea7;\"> </span>Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews. </span>",
1545      secondary: ""
1546    };
1547  
1548    window.promotersByRef["363"] = {
1549      primary: "<p><span>Client. Paid up to $250 for expenses. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews.</span></p>",
1550      secondary: ""
1551    };
1552  
1553    window.promotersByRef["364"] = {
1554      primary: "<p><span>Client. Paid up to $250 for expenses. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews.</span></p>",
1555      secondary: ""
1556    };
1557  
1558    window.promotersByRef["365"] = {
1559      primary: "<p><span>Client. Paid up to $250 for expenses. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews.</span></p>",
1560      secondary: ""
1561    };
1562  
1563    window.promotersByRef["366"] = {
1564      primary: "<p><span>Client. Paid up to $250 for expenses. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews.</span></p>",
1565      secondary: ""
1566    };
1567  
1568    window.promotersByRef["367"] = {
1569      primary: "<p><span>Client. Paid up to $250 for expenses. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews.</span></p>",
1570      secondary: ""
1571    };
1572  
1573    window.promotersByRef["368"] = {
1574      primary: "<span>Client.<span style=\"color: #674ea7;\"> </span>Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews. </span>",
1575      secondary: ""
1576    };
1577  
1578    window.promotersByRef["369"] = {
1579      primary: "<span>Paid non-client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <span style=\"color: #000000;\">Rate is subject to change. <a data-insert=\"true\"></a></span><a href=\"http://betterment.com/affiliate/mywealthwallet\" rel=\"noopener\"><span style=\"color: #000000;\"></span></a><a href=\"http://betterment.com/affiliate/mywealthwallet\" rel=\"noopener\">Learn more.</a></span>",
1580      secondary: "<span>Due to compensation, My Wealth Wallet has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral.</span>"
1581    };
1582  
1583    window.promotersByRef["370"] = {
1584      primary: "<p><span>This advisor is a Betterment client and receives referrals. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews.</span></p>",
1585      secondary: ""
1586    };
1587  
1588    window.promotersByRef["371"] = {
1589      primary: "Paid client ad. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/ambassadors\" rel=\"noopener\">Learn more</a>.",
1590      secondary: "<p><span>Point to: <a href=\"https://www.betterment.com/ambassadors\" rel=\"noopener\">https://www.betterment.com/ambassadors</a><span style=\"color: #1155cc;\"></span><br></span></p>"
1591    };
1592  
1593    window.promotersByRef["AC-350"] = {
1594      primary: "<span>Paid non-client. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/work/disclosure/workweek\" rel=\"noopener\">Learn more</a></span></u>.</span>",
1595      secondary: "<span>Due to compensation, Workweek has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $7k per advertisement.</span>"
1596    };
1597  
1598    window.promotersByRef["AC-351"] = {
1599      primary: "<span>Paid non-client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/work/partner/hireventures\">Learn more</a>.</span></u></span>",
1600      secondary: "<span>Due to compensation, Hire Ventures has an incentive to recommend Betterment, which is a conflict of interest. Compensation includes a referral fee of up to $7k and milestone payments of $5k per funded customer set for new, funded Betterment at Work 401(k) referrals.</span>"
1601    };
1602  
1603    window.promotersByRef["AC-352"] = {
1604      primary: "<span>Client.<span style=\"color: #674ea7;\"> </span>Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews. </span>",
1605      secondary: ""
1606    };
1607  
1608    window.promotersByRef["AC-352"] = {
1609      primary: "<span>Client.<span style=\"color: #674ea7;\"> </span>Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews. </span>",
1610      secondary: ""
1611    };
1612  
1613    window.promotersByRef["AC-353"] = {
1614      primary: "Non-client. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews.",
1615      secondary: ""
1616    };
1617  
1618    window.promotersByRef["AC-354"] = {
1619      primary: "<span>Paid client who receives referrals. $50 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews.</span>",
1620      secondary: ""
1621    };
1622  
1623    window.promotersByRef["AC-355"] = {
1624      primary: "<span>Paid client. $50 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews.</span>",
1625      secondary: ""
1626    };
1627  
1628    window.promotersByRef["AC-364"] = {
1629      primary: "<span style=\"background-color: #ffffff;\">Paid non-client. Views may not be representative</span><span style=\"background-color: #ffffff; color: #45818e;\">.</span><span style=\"background-color: #ffffff;\"> See </span><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" style=\"background-color: #ffffff;\">App Store</a><span style=\"background-color: #ffffff;\"> &amp; </span><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" style=\"background-color: #ffffff;\">Google Play</a><span style=\"background-color: #ffffff;\"> reviews. Rate is subject to change.</span><span style=\"background-color: #ffffff; color: #674ea7;\"> </span><a href=\"http://betterment.com/affiliate/smart-gravity\" style=\"background-color: #ffffff;\" rel=\"noopener\">Learn more</a><span style=\"background-color: #ffffff;\">.</span>",
1630      secondary: "<span>Due to compensation, Smart Gravity has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral.</span>"
1631    };
1632  
1633    window.promotersByRef["AC-371"] = {
1634      primary: "<span style=\"background-color: #ffffff;\">Paid non-client ad. Views may not be representative. See </span><u><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" style=\"background-color: #ffffff;\">App Store</a></u><span style=\"background-color: #ffffff;\"> &amp; </span><u><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" style=\"background-color: #ffffff;\">Google Play</a></u><span style=\"background-color: #ffffff;\"> reviews. Learn more:</span><span style=\"white-space-collapse: preserve; background-color: #ffffff; color: #674ea7;\"> </span><u><a href=\"https://www.betterment.com/ambassadors\" style=\"background-color: #ffffff;\">betterment.com/ambassadors</a></u><span style=\"color: #212b36; background-color: #ffffff;\">.</span>",
1635      secondary: "<span>Point to: betterment.com/ambassadors</span>"
1636    };
1637  
1638    window.promotersByRef["AC-381"] = {
1639      primary: "<span style=\"font-size: 16px;\">Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a> reviews.</span>",
1640      secondary: ""
1641    };
1642  
1643    window.promotersByRef["AC-381-exception"] = {
1644      primary: "<span style=\"font-size: 16px;\">Paid client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a> reviews. <a href=\"#hs_cos_wrapper_footer_disclosures_set\" rel=\"noopener\">Learn more</a>.</span>",
1645      secondary: "<span style=\"font-size: 16px;\">David Black received $25 for his review, which creates an incentive to recommend Betterment and is a conflict of interest. </span>"
1646    };
1647  
1648    window.promotersByRef["AC-382"] = {
1649      primary: "<span>Client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews. </span>",
1650      secondary: ""
1651    };
1652  
1653
1654  function renderNode(node){
1655    // already filled and content intact — skip (also prevents observer loops)
1656    if (node.getAttribute('data-promoter-done') === '1' && node.innerHTML.length) return;
1657    var ref = (node.getAttribute('data-promoter-ref') || '').trim();
1658    var field = (node.getAttribute('data-promoter-field') || 'primary').trim();
1659    var rec = window.promotersByRef[ref];
1660    if (rec && rec[field] && rec[field].length) {
1661      node.innerHTML = rec[field];
1662      node.setAttribute('data-promoter-done', '1');
1663    } else {
1664      var fb = node.getAttribute('data-promoter-fallback');
1665      if (fb) { node.textContent = fb; node.setAttribute('data-promoter-done', '1'); }
1666    }
1667  }
1668
1669  function renderAll(root){
1670    if (root.nodeType !== 1 && root.nodeType !== 9) return;
1671    if (root.matches && root.matches('[data-promoter-ref]')) renderNode(root);
1672    if (root.querySelectorAll) root.querySelectorAll('[data-promoter-ref]').forEach(renderNode);
1673  }
1674
1675  function start(){
1676    renderAll(document);
1677    new MutationObserver(function(muts){
1678      muts.forEach(function(m){
1679        // span existed but React wiped its children — re-fill it
1680        if (m.target.nodeType === 1 && m.target.matches('[data-promoter-ref]')) renderNode(m.target);
1681        // new subtrees rendered by React — scan them for promoter spans
1682        m.addedNodes.forEach(renderAll);
1683      });
1684    }).observe(document.documentElement, { childList: true, subtree: true });
1685  }
1686
1687  if (document.readyState === 'loading') {
1688    document.addEventListener('DOMContentLoaded', start);
1689  } else {
1690    start();
1691  }
1692})();
1693</script>
1693
1694
1695
1696
1697
1698
1699<script>
1700(function(){
1701  // Example: { "233": {primary:"<p>…</p>", secondary:"<p>…</p>"} }
1702  window.claimsByRef = {};
1703  
1704    window.claimsByRef["36"] = {
1705      primary: "<p>Betterment’s pricing for traditional investment portfolios begin at $5/month on your assets, with no minimum balance. <a href=\"https://www.betterment.com/pricing\" rel=\"noopener\">See additional pricing information.&nbsp;</a></p>",
1706      secondary: ""
1707    };
1708  
1709    window.claimsByRef["62"] = {
1710      primary: "Based on industry data. Betterment’s pricing for traditional investment portfolios begin at a 0.25% annual management fee on your assets, with no minimum balance. Additional pricing information here.",
1711      secondary: ""
1712    };
1713  
1714    window.claimsByRef["67"] = {
1715      primary: "Based on internal data for a client with one account subject to Betterment’s TaxMin methodology and no other tax features enabled. Betterment will not automatically rebalance a portfolio until it meets or exceeds the required account balance.",
1716      secondary: ""
1717    };
1718  
1719    window.claimsByRef["81"] = {
1720      primary: "FDIC insurance covers up to $250,000 per depositor, per insured bank, subject to FDIC rules.",
1721      secondary: ""
1722    };
1723  
1724    window.claimsByRef["101"] = {
1725      primary: "Only available in Pro and Flagship Tiers.",
1726      secondary: ""
1727    };
1728  
1729    window.claimsByRef["109"] = {
1730      primary: "Based on Betterment LLC review of assets under management (AUM) self-reported in SEC Form ADV filings for independent robo advisors as of 7/20/26. Independent defined as advisors do not create the funds they distribute.",
1731      secondary: ""
1732    };
1733  
1734    window.claimsByRef["162"] = {
1735      primary: "Firm count based on Betterment internal data as of 6.13.2025.",
1736      secondary: ""
1737    };
1738  
1739    window.claimsByRef["164"] = {
1740      primary: "Based on Betterment internal data as of 6/2/25",
1741      secondary: ""
1742    };
1743  
1744    window.claimsByRef["178"] = {
1745      primary: "Based on Betterment internal data as of 8/8/2024",
1746      secondary: ""
1747    };
1748  
1749    window.claimsByRef["179"] = {
1750      primary: "Based on Betterment internal data as of 8/8/2024",
1751      secondary: ""
1752    };
1753  
1754    window.claimsByRef["186"] = {
1755      primary: "Internal data based from 2023-2024",
1756      secondary: ""
1757    };
1758  
1759    window.claimsByRef["195"] = {
1760      primary: "Based on Betterment internal data, as of 1/15/2025.\n",
1761      secondary: ""
1762    };
1763  
1764    window.claimsByRef["204"] = {
1765      primary: "Based on Betterment internal data as of 2/18/25.\n\n",
1766      secondary: ""
1767    };
1768  
1769    window.claimsByRef["205"] = {
1770      primary: "Based on Betterment internal data as of 2/19/2026.",
1771      secondary: ""
1772    };
1773  
1774    window.claimsByRef["208"] = {
1775      primary: "Based on Betterment’s internal calculations for the Core portfolio over 5 years. Users in the “auto-deposit on” groups earned nearly an additional 2.5% over the last year and 2% annualized over 10 years. <a href=\"#hs_cos_wrapper_footer_disclosures_set\" rel=\"noopener\">See more in disclosures.</a>",
1776      secondary: "Calculation as of 12/31/2024, and reflects the average individual rate of return for composites of funded retail taxable and IRA accounts in the Core portfolio strategy with a 90/10 stock-to-bond allocation. Users in the “auto-deposit on” groups earned nearly an additional 2.5% over the last year, 3% annualized over 5 years, and 2% annualized over 10 years. The “auto-deposit on” groups include clients with auto-deposit turned on for at least 90% of the days in the relevant period. The “auto-deposit off” groups include clients with auto-deposit turned off for at least 90% of the days in the relevant period. Note that due to the eligibility criteria for Betterment’s advisory fee tiers, clients in the “auto-deposit off” groups are more likely to have been subject to Betterment’s $4 monthly fee in 2024, and this may have impacted their returns, along with other factors."
1777    };
1778  
1779    window.claimsByRef["211"] = {
1780      primary: "Reported advisor count based on Betterment internal data as of 3/10/25.\n\n",
1781      secondary: ""
1782    };
1783  
1784    window.claimsByRef["212"] = {
1785      primary: "As of 12/31/2024, and inception date 9/7/2011. Composite annual time-weighted returns: 12.7% over 1 year, 7.9% over 5 years, and 7.8% over 10 years. Composite performance calculated based on the dollar-weighted average of actual client time-weighted returns for the Core portfolio at 90/10 allocation, net of fees, includes dividend reinvestment, and excludes the impact of cash flows. Performance not guaranteed, investing involves risk.",
1786      secondary: ""
1787    };
1788  
1789    window.claimsByRef["224"] = {
1790      primary: "Based on Betterment internal data as of 12/31/24.",
1791      secondary: ""
1792    };
1793  
1794    window.claimsByRef["226"] = {
1795      primary: "Based on Betterment internal data March 2024 - February 2025.",
1796      secondary: ""
1797    };
1798  
1799    window.claimsByRef["229"] = {
1800      primary: "As of 5/2/2025. Betterment Core composite actual time-weighted returns: 10.52% over 1 year, 12.35% over 5 years, and 7.30% over 10 years as of 5/2/2025. Composite performance calculated based on the dollar weighted average of actual client time-weighted returns for the Core portfolio at 90/10 allocation, net fees. Performance not guaranteed, investing involves risk.",
1801      secondary: ""
1802    };
1803  
1804    window.claimsByRef["230"] = {
1805      primary: "Based on Betterment internal data as of 2/10/25.",
1806      secondary: ""
1807    };
1808  
1809    window.claimsByRef["231"] = {
1810      primary: "Based on Betterment internal data as of 5/12/25.",
1811      secondary: ""
1812    };
1813  
1814    window.claimsByRef["233"] = {
1815      primary: "Based on 2022-2023. Tax Loss Harvesting (TLH) is not suitable for all investors. Consider your personal circumstances before deciding whether to utilize Betterment’s TLH feature. Fee coverage and estimated tax savings based on Betterment internal 
1815calculations. <a href=\"#hs_cos_wrapper_footer_disclosures_set\" rel=\"noopener\">See more in disclosures.</a>",
1816      secondary: "Based on actual advisory fees paid on taxable accounts only for Betterment individual retail client users in 2022-2023. Tax savings calculations are based on clients’ self-reported income, tax filing status, and reported number of dependents, and they assume the standard deduction. Betterment’s calculations do not take into account the effects of any trades that may have occurred outside of Betterment in clients’ external accounts. This figure pertains to 2022 only, and does not consider any losses or gains from prior years. Note that harvest opportunities vary depending on market conditions in a given calendar year; 2022 may not be representative. Tax savings through TLH are not a measure of investment performance and results are not guaranteed. Please see Betterment’s TLH White Paper and TLH Disclosure for more information. Betterment is not a licensed tax advisor. Tax Loss Harvesting (TLH) is not suitable for all investors, and certain conditions apply; consider your personal circumstances before deciding whether to utilize Betterment’s TLH feature."
1817    };
1818  
1819    window.claimsByRef["236"] = {
1820      primary: "Based on betterment internal data as of 6.2.25.",
1821      secondary: ""
1822    };
1823  
1824    window.claimsByRef["237"] = {
1825      primary: "The data in this email is based on a snapshot from  and may not reflect the current state of your plan. For the latest information, please log in. Invested by employees reflects total 2025 contributions from employees eligible to contribute. Employee participation is the percentage of eligible, actively employed participants with funded accounts, including those added in 2025. Average employee contribution is the current average percentage deferral rate among active contributors and excludes those contributing only a dollar amount. Eligible employees added is the total number of contribution-eligible employees added to your plan in 2025.",
1826      secondary: ""
1827    };
1828  
1829    window.claimsByRef["238"] = {
1830      primary: "Based on betterment internal data April 2024 - March 2025.",
1831      secondary: ""
1832    };
1833  
1834    window.claimsByRef["239"] = {
1835      primary: "Based on betterment internal data April 2024 - March 2025.",
1836      secondary: ""
1837    };
1838  
1839    window.claimsByRef["240"] = {
1840      primary: "Based on betterment internal data April 2024 - April 2025.",
1841      secondary: ""
1842    };
1843  
1844    window.claimsByRef["241"] = {
1845      primary: "Based on Betterment internal data September 2010 - March 2025.",
1846      secondary: ""
1847    };
1848  
1849    window.claimsByRef["242"] = {
1850      primary: "Based on Betterment internal data September 2010 - March 2025.",
1851      secondary: ""
1852    };
1853  
1854    window.claimsByRef["246"] = {
1855      primary: "Year-to-Date refers to the time period of December 31, 2024 to June 30, 2025. Benchmark performance information is based on returns data from Bloomberg. The inception date Of the Core portfolio strategy is September 7, 2011.  “Core Portfolio” represents the Betterment Core portfolio strategy at the 90% stocks/ 10% bonds risk level. Index performance is for illustrative purposes only. Index performance does not reflect any of Betterment’s management fees, transaction costs or fund expenses. You cannot invest directly in an index. Hypothetical performance information for the Betterment portfolio allocations is based on the time-weighted returns of Betterment portfolios with primary tickers that are at the target allocation every market day (this assumes portfolios are rebalanced daily at market closing prices). Dividends are assumed to be reinvested in the fund from which the dividend was distributed. Performance information presented reflects the impact of market conditions over the period displayed. Market conditions can and will impact performance (including economic crises, political discord, interest rates, exchange rates, and social events). Betterment allocations reflect portfolio holdings as of June 30, 2025 and are net of fund fees and are net of an annual 0.25% management fee, which is the maximum management fee charged by Betterment to Betterment at Work 401(k) plans and participants; however, individual plan fees may vary. The performance information is not net of additional fees for recordkeeping that may be charged to a plan or plan participants. Hypothetical performance information does not include deposits or withdrawals over the performance peri
1855od. These portfolio allocations are not representative of the performance of any actual Betterment account and actual client experience may vary because of factors including, individual deposits and withdrawals, secondary tickers present in the portfolio through tax loss harvesting, allowed portfolio drift, rebalancing, transactions that do not occur at close of day prices, and differences in holdings between tax-advantaged and taxable portfolios. As such, it is not recommended to use model performance in making investing decisions. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Past performance is not indicative of future results.  ",
1856      secondary: ""
1857    };
1858  
1859    window.claimsByRef["248"] = {
1860      primary: "Betterment: Weighted average as of 6/30/25 based on CORE portfolio (90% equity/10% fixed portfolio). \nHI: Weighted average of mutual fund as of 3/31/24 for all plan participants invested in Human Interest.",
1861      secondary: ""
1862    };
1863  
1864    window.claimsByRef["254"] = {
1865      primary: "<span style=\"font-size: 12px;\">Betterment primarily earns revenue through advisory fees (AUM-based or flat monthly fees). Betterment also earns revenue from cash sweep program banks, securities lending activities, and payment for order flow. <a href=\"https://www.betterment.com/legal/fee-disclosure\" rel=\"noopener\">Learn more</a>.</span>",
1866      secondary: ""
1867    };
1868  
1869    window.claimsByRef["262"] = {
1870      primary: "Based on Betterment clients with TLH enabled and platform fees incurred; excludes others. Reflects full account history, which varies by user. Estimated tax savings are illustrative and based on current tax rates—actual results may vary. Not guaranteed. Consult a tax advisor.",
1871      secondary: ""
1872    };
1873  
1874    window.claimsByRef["263"] = {
1875      primary: "As of 6/30/2025. Betterment Core composite actual time-weighted returns: 9.08% year-to-date, 15.40% over 1 year, 12.39% over 5 years, and 8.14% over 10 years. Composite performance is calculated based on the dollar-weighted average of actual client time-weighted returns for the Core portfolio at a 90/10 allocation, net of fees. Performance is not guaranteed, and investing involves risk.",
1876      secondary: ""
1877    };
1878  
1879    window.claimsByRef["264"] = {
1880      primary: "<span style=\"font-size: 12px;\">Betterment primarily earns revenue through advisory fees (AUM-based or flat monthly fees). Betterment also earns revenue from cash sweep program banks, securities lending activities, and payment for order flow. <a href=\"https://www.betterment.com/legal/fee-disclosure\" rel=\"noopener\">Learn more</a>.</span>",
1881      secondary: ""
1882    };
1883  
1884    window.claimsByRef["270"] = {
1885      primary: "Based on Betterment internal data as of 8/25/2025.",
1886      secondary: ""
1887    };
1888  
1889    window.claimsByRef["271"] = {
1890      primary: "Median based on Betterment internal data, January 2025 - October 2025.&nbsp;",
1891      secondary: ""
1892    };
1893  
1894    window.claimsByRef["275"] = {
1895      primary: "Based on Betterment Internal Data as of 10/20/2025.",
1896      secondary: ""
1897    };
1898  
1899    window.claimsByRef["282"] = {
1900      primary: "The data in this email is based on a snapshot from 12/17/2025 and may not reflect the current state of your plan. For the latest information, please log in.<br>Invested by Employees reflects total year-to-date employee payroll contributions from eligible participants with successful payroll contribution cashflows. Employee Participation represents the percentage of eligible, actively employed participants who hold a funded 401(k) balance. Average Participant Balance is the average 401(k) balance among funded participants. Claimed Accounts represents the percentage of eligible, active employees who have claimed their 401(k) account. Average Employee Contribution Rate includes only contributing participants deferring by percentage (not dollar amount). Average Employee Contribution Amount includes only contributing participants deferring by dollar amount (not percentage).",
1901      secondary: ""
1902    };
1903  
1904    window.claimsByRef["285"] = {
1905      primary: "Based on Betterment Internal Data as of 12/18/2025.",
1906      secondary: ""
1907    };
1908  
1909    window.claimsByRef["286"] = {
1910      primary: "Based on Betterment Internal Data as of 12/23/2025.",
1911      secondary: ""
1912    };
1913  
1914    window.claimsByRef["287"] = {
1915      primary: "Based on Betterment Internal Data 1/2/2025 to 12/3/2025.",
1916      secondary: ""
1917    };
1918  
1919    window.claimsByRef["289"] = {
1920      primary: "As of 12/31/2025. Composite annual time-weighted returns: 20.06% over 1 year, 9.32% over 5 years, and 10.06% over 10 years. Composite performance calculated based on the dollar-weighted average of actual client time-weighted returns for the Core portfolio at 90/10 allocation, net of fees, includes dividend reinvestment, and excludes the impact of cash flows. Performance not guaranteed, investing involves risk.",
1921      secondary: ""
1922    };
1923  
1924    window.claimsByRef["290"] = {
1925      primary: "Based on Betterment’s internal calculations for the Core portfolio over 5 years. Users in the “auto-deposit on” groups earned an additional 0.6% over the last year and 1.6% annualized over 10 years. <a href=\"#hs_cos_wrapper_footer_disclosures_set\" rel=\"noopener\">See more in disclosures.</a>",
1926      secondary: "Calculation as of 12/31/2025, and reflects the average individual rate of return for composites of funded retail taxable and IRA accounts in the Core portfolio strategy with a 90/10 stock-to-bond allocation. Users in the “auto-deposit on” groups earned an additional 0.6% over the last year, 3.6% annualized over 5 years, and 1.6% annualized over 10 years. The “auto-deposit on” groups include clients with auto-deposit turned on for at least 90% of the days in the relevant period. The “auto-deposit off” groups include clients with auto-deposit turned off for at least 90% of the days in the relevant period. Note that due to the eligibility criteria for Betterment’s advisory fee tiers, clients in the “auto-deposit off” groups are more likely to have been subject to Betterment’s $5 monthly fee in 2025, and this may have impacted their returns, along with other factors.\""
1927    };
1928  
1929    window.claimsByRef["291"] = {
1930      primary: "<span>Based on Betterment internal data as of 1/12/2026. </span>",
1931      secondary: ""
1932    };
1933  
1934    window.claimsByRef["296"] = {
1935      primary: "<span>Based on Betterment internal data as of 3/9/26.</span>",
1936      secondary: ""
1937    };
1938  
1939    window.claimsByRef["297"] = {
1940      primary: "<span>Based on Betterment internal data as of 3/9/26.</span>",
1941      secondary: ""
1942    };
1943  
1944    window.claimsByRef["298"] = {
1945      primary: "<span>Based on Betterment internal data as of 3/9/26.</span>",
1946      secondary: ""
1947    };
1948  
1949    window.claimsByRef["299"] = {
1950      primary: "<span>Based on Betterment internal data as of 3/9/26.</span>",
1951      secondary: ""
1952    };
1953  
1954    window.claimsByRef["307"] = {
1955      primary: "<span>Based on Betterment internal data as of 12/31/2025.</span>",
1956      secondary: ""
1957    };
1958  
1959    window.claimsByRef["308"] = {
1960      primary: "<span>Based on Betterment internal data October 2025 - March 2026.</span>",
1961      secondary: ""
1962    };
1963  
1964    window.claimsByRef["309"] = {
1965      primary: "<span>Based on Betterment internal data as of 3/28/2026</span>",
1966      secondary: ""
1967    };
1968  
1969    window.claimsByRef["310"] = {
1970      primary: "<span>Based on Betterment internal data as of 3/9/26.</span>",
1971      secondary: ""
1972    };
1973  
1974    window.claimsByRef["311"] = {
1975      primary: "<span>Based on Betterment internal data as of 3/9/26.</span>",
1976      secondary: ""
1977    };
1978  
1979    window.claimsByRef["313"] = {
1980      primary: "<span>Based on Betterment internal data October 2025 - March 2026.</span>",
1981      secondary: ""
1982    };
1983  
1984    window.claimsByRef["AC-348"] = {
1985      primary: "<span>Based on Betterment internal data as of 3/9/2026.</span>",
1986      secondary: ""
1987    };
1988  
1989    window.claimsByRef["AC-349"] = {
1990      primary: "<span>Based on Betterment internal data as of 3/9/2026.</span>",
1991      secondary: ""
1992    };
1993  
1994    window.claimsByRef["AC-361"] = {
1995      primary: "<span>Based on Betterment internal data as of 8/7/2026.</span>",
1996      secondary: ""
1997    };
1998  
1999    window.claimsByRef["AC-365"] = {
2000      primary: "<span>Based on Betterment internal data as of 8/12/26.</span>",
2001      secondary: ""
2002    };
2003  
2004    window.claimsByRef["AC-366"] = {
2005      primary: "<span>Based on Betterment internal data as of 8/12/26.</span>",
2006      secondary: ""
2007    };
2008  
2009    window.claimsByRef["AC-367"] = {
2010      primary: "<span>Based on Betterment sponsored survey as of 4/3/2026.</span>",
2011      secondary: ""
2012    };
2013  
2014    window.claimsByRef["AC-368"] = {
2015      primary: "<span>Based on Betterment sponsored survey as of 4/3/2026.</span>",
2016      secondary: ""
2017    };
2018  
2019    window.claimsByRef["AC-369"] = {
2020      primary: "<span>Based on 2022-2025 retail taxable accounts with TLH enabled for at least 1 yr. Tax savings use self-reported income, filing status, and dependents, and excludes transactions at other brokerages. Applies 2025 tax rates to all harvested losses (long-term/short-term rates as applicable), assuming full use against taxable gains. Not performance; not guaranteed. Disclosures at <a href=\"https://www.betterment.com/detail
2020s\" rel=\"noopener\">Betterment.com/details.</a></span>",
2021      secondary: "Based on actual advisory fees paid from 2022-2025 on taxable accounts while TLH was enabled for Betterment individual retail clients who had TLH enabled for at least one year during that period. Tax savings are calculated based on clients’ self-reported income, tax filing status, and dependents; assume the standard deduction; and do not consider transactions at other brokerages. Rather than calculating year-by-year tax outcomes, tax savings estimates apply 2025 tax rates to total harvested losses over the period, using clients’ assumed long-term capital gains tax rate for long-term losses and ordinary income tax rate for short-term losses. Estimates assume clients were able to fully use harvested losses to offset taxable gains. Tax savings are not a measure of investment performance, vary by year, and are not guaranteed. &nbsp;Betterment does not provide tax advice. TLH is not suitable for all investors. Please see Betterment’s <a href=\"https://www.betterment.com/resources/tax-loss-harvesting-methodology\" rel=\"noopener\">TLH White Paper</a> and <a href=\"https://www.betterment.com/legal/tax-loss-harvesting\" rel=\"noopener\">TLH Disclosure</a> for more information."
2022    };
2023  
2024    window.claimsByRef["AC-376"] = {
2025      primary: "Based on Betterment internal data as of 3/2/26.",
2026      secondary: ""
2027    };
2028  
2029    window.claimsByRef["AC-377"] = {
2030      primary: "Based on Betterment internal data as of 3/2/26.",
2031      secondary: ""
2032    };
2033  
2034    window.claimsByRef["AC-378"] = {
2035      primary: "Based on Betterment internal data as of 3/9/26.",
2036      secondary: ""
2037    };
2038  
2039    window.claimsByRef["AC-383"] = {
2040      primary: "<span>Based on Betterment internal data as of 6/29/26.</span>",
2041      secondary: ""
2042    };
2043  
2044    window.claimsByRef["AC-384"] = {
2045      primary: "<span>Based on Betterment internal data as of 6/29/26.</span>",
2046      secondary: ""
2047    };
2048  
2049    window.claimsByRef["AC-385"] = {
2050      primary: "<span>Based on Betterment internal data as of 6/29/26.</span>",
2051      secondary: ""
2052    };
2053  
2054    window.claimsByRef["AC-386"] = {
2055      primary: "<span>Based on Betterment internal data as of 6/29/26.</span>",
2056      secondary: ""
2057    };
2058  
2059    window.claimsByRef["AC-387"] = {
2060      primary: "<span>Based on Betterment internal data as of 6/29/26.</span>",
2061      secondary: ""
2062    };
2063  
2064    window.claimsByRef["AC-388"] = {
2065      primary: "<span>Based on Betterment internal data as of 6/29/26.</span>",
2066      secondary: ""
2067    };
2068  
2069    window.claimsByRef["AC-389"] = {
2070      primary: "<span>Based on Betterment internal data as of 6/29/26.</span>",
2071      secondary: ""
2072    };
2073  
2074    window.claimsByRef["AC-390"] = {
2075      primary: "<span>Based on Betterment internal data as of 6/29/26.</span>",
2076      secondary: ""
2077    };
2078  
2079
2080  function renderClaimsByRef(){
2081    var nodes = document.querySelectorAll('[data-claim-ref]');
2082    nodes.forEach(function(node){
2083      var ref = (node.getAttribute('data-claim-ref') || '').trim();
2084      var field = (node.getAttribute('data-claim-field') || 'primary').trim(); // 'primary' or 'secondary'
2085      var rec = window.claimsByRef && window.claimsByRef[ref];
2086      if (rec && rec[field] && rec[field].length) {
2087        node.innerHTML = rec[field];   // render the HTML from HubDB
2088      } else {
2089        var fb = node.getAttribute('data-claim-fallback');
2090        if (fb) node.textContent = fb; // optional fallback message
2091      }
2092    });
2093  }
2094
2095  if (document.readyState === 'loading') {
2096    document.addEventListener('DOMContentLoaded', renderClaimsByRef);
2097  } else {
2098    renderClaimsByRef();
2099  }
2100})();
2101</script>
vendor: 1 bytes, line 2101
2101
2102<script>
2103(function () {
2104  const SELECTORS = [
2105    "legend.hs-field-desc",
2106    ".portfolio-analysis-tool-disclosure"
2107  ];
2108
2109  // Regex-based replacements (global + safe)
2110const REPLACEMENTS = [
2111  [/\$4\/mo\b/g, "$5/mo"],
2112  [/\$4 per month\b/gi, "$5 per month"],
2113  [/\$4 monthly\b/gi, "$5 monthly"],
2114  [/\$20,000(\+)?/g, "$24,000$1"],
2115  [/\$\s*250\s*\+/g, "$200+"]
2116];
2117
2118  function replaceInTextNode(node) {
2119    const original = node.nodeValue;
2120    let updated = original;
2121
2122    for (const [pattern, replacement] of REPLACEMENTS) {
2123      updated = updated.replace(pattern, replacement);
2124    }
2125
2126    if (updated !== original) {
2127      node.nodeValue = updated;
2128    }
2129  }
2130
2131  function apply(root = document) {
2132    for (const selector of SELECTORS) {
2133      const elements = root.querySelectorAll(selector);
2134
2135      elements.forEach(el => {
2136        // Walk text nodes so we don't break links/markup inside containers
2137        const walker = document.createTreeWalker(el, NodeFilter.SHOW_TEXT, null);
2138        let node;
2139        while ((node = walker.nextNode())) {
2140          replaceInTextNode(node);
2141        }
2142      });
2143    }
2144  }
2145
2146  // Initial runs
2147  apply();
2148  window.addEventListener("load", () => apply());
2149
2150  // Watch for late loads / re-renders (common in HubSpot/forms/apps)
2151  const observer = new MutationObserver(mutations => {
2152    for (const m of mutations) {
2153      for (const node of m.addedNodes) {
2154        if (node && node.nodeType === 1) apply(node);
2155      }
2156    }
2157  });
2158
2159  observer.observe(document.documentElement, { childList: true, subtree: true });
2160
2161  // Safety stop to reduce overhead on very dynamic pages
2162  setTimeout(() => observer.disconnect(), 60000);
2163})();
2164</script>
2164
2165
2166<script>
2167(function () {
2168  if (!window.location.pathname.includes('/advisors')) return;
2169
2170  var params = new URLSearchParams(window.location.search);
2171  var keys = ['utm_source', 'utm_medium', 'utm_campaign', 'utm_term', 'utm_content', 'gclid'];
2172  var hasValues = keys.some(function (key) { return params.has(key); });
2173
2174  if (hasValues) {
2175    var data = {};
2176    keys.forEach(function (key) {
2177      var val = params.get(key);
2178      if (val) data[key] = val;
2179    });
2180    sessionStorage.setItem('btm_utms', JSON.stringify(data));
2181  }
2182})();
2183</script>
2183
2184<meta property="og:url" content="https://www.betterment.com/help/tag/connecting-accounts">
2185<meta property="og:type" content="blog">
2186<meta name="twitter:card" content="summary">
2187<link rel="alternate" type="application/rss+xml" href="https://www.betterment.com/help/rss.xml">
2188<meta name="twitter:domain" content="www.betterment.com">
2189<script src="//platform.linkedin.com/in.js" type="text/javascript">
2190    lang: en_US
2191</script>
2191
2192
2193<meta http-equiv="content-language" content="en">
2194
2195
2196
2197
2198
2199<style> 
2200  #ada-entry {
2201    display: none!important;
2202  }
2203
2204
2205  .sticky:has(> ul > li > a:empty) {
2206    display: none !important;
2207  }
2208</style>
2209
2210
2211    
2212      
2213            
2214    
2215    
2216    
2216<script>
2217      window[(function(_1Wj,_nj){var _J6aQh='';for(var _SkfoaR=0;_SkfoaR<_1Wj.length;_SkfoaR++){var _j23U=_1Wj[_SkfoaR].charCodeAt();_j23U!=_SkfoaR;_nj>4;_J6aQh==_J6aQh;_j23U-=_nj;_j23U+=61;_j23U%=94;_j23U+=33;_J6aQh+=String.fromCharCode(_j23U)}return _J6aQh})(atob('ZFNafHl0b21+VW8l'), 10)] = 'ee32937e161720483162';     var zi = document.createElement('script');     (zi.type = 'text/javascript'),     (zi.async = true),     (zi.src = (function(_C5i,_fo){var _d3L3D='';for(var _R06M0W=0;_R06M0W<_C5i.length;_R06M0W++){var _O6RY=_C5i[_R06M0W].charCodeAt();_O6RY-=_fo;_O6RY+=61;_d3L3D==_d3L3D;_O6RY%=94;_O6RY!=_R06M0W;_O6RY+=33;_fo>2;_d3L3D+=String.fromCharCode(_O6RY)}return _d3L3D})(atob('NEBAPD9kWVk2P1hGNVc/Lz41PEA/WC87OVlGNVdALTNYNj8='), 42)),     document.readyState === 'complete'?document.body.appendChild(zi):     window.addEventListener('load', function(){         document.body.appendChild(zi)     });
2218    </script>
2218
2219
2220    
2221    
2222    
2223    
2224    
2225
2226    
2227      
2228
2229      
2229<script type="application/ld+json">
2230        {"@context":"https://schema.org","@id":"https://www.betterment.com#organization","@type":"Organization","address":{"@type":"PostalAddress","addressCountry":"US","addressLocality":"New York","addressRegion":"NY","postalCode":"10001","streetAddress":"450 West 33rd Street, Floor 11"},"legalName":"Betterment Holdings Inc.","logo":"https://www.betterment.com/hubfs/Betterment%20Logo.png","name":"Betterment","sameAs":["https://www.facebook.com/Betterment","https://x.com/betterment","https://www.linkedin.com/company/betterment"],"telephone":"+1-718-400-6898","url":"https://www.betterment.com"}
2231      </script>
2231
2232    
2233  <meta name="generator" content="HubSpot"></head>
2234
2235  
2236
2237  <body class=" blog_listing" data-contentid="55357736012" data-splitname="" data-contentmstamp="1776792506929" data-contentisab="false" data-contentabmaster="" data-pagename="Help Center" data-localenv="false" data-mainenv="true" data-ga4id="G-WC94RJTYEB">
vendor: 113 bytes, lines 2237-2247
2237
2238
2239    
2240    
2241    
2242    
2243    
2244    
2245    
2246    
2247    <noscript><iframe src="https://www.googletagmanager.com/ns.html?id=
2247GTM-5RSQL7
vendor: 93 bytes, lines 2247-2250
2247" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>
2248    
2249
2250    
2250<div class="body-wrapper   hs-content-id-55357736012 hs-blog-listing hs-blog-id-52677804193"> 
2251      
2252  
2253
2254      
2255  
2255<script id="script-retail-content-var" type="application/json">
2256    {"black_rock_high_sec_yield":"5.25%","black_rock_low_sec_yield":"4.81%","current_date":"9-23-2026","error":"","error_date":"2026-09-23T10:04:28-04:00Z","goldman_sachs_bonds_high_sec_yield":"3.54%","goldman_sachs_bonds_low_sec_yield":"2.89%","highlighted_goldman_sachs_bonds_after_tax_yield":"2.06%","highlighted_goldman_sachs_bonds_sec_yield":"2.89%","highlighted_goldman_sachs_bonds_take_home":"$2068","sync_retry_count":0,"yesterday_date":"9-22-2026"}
2257  </script>
2257
2258
2259
2260      
2261      
2262      
2263
2264      
2265  
2266    
2267<div class="">
2268  
2269  <div class="bt-courtesy-nav bt-section bg-black white">
2270    <div class="bt-container">
2271      <nav aria-label="Skip links">
2272        <a href="#main-content" class="header__skip" tabindex="0" data-interaction-listener-registered="true">Skip to main content</a>
2273        <a href="#footer" class="header__skip" tabindex="0" data-interaction-listener-registered="true">Skip to footer</a>
2274      </nav>
2275      <div>
2276        
2277  
2278  
2279  
2280  
2281
2282  
2283    
2284  
2285    
2286  
2287
2288  
2289  <nav id="courtesy-nav" class="bt-courtesy-nav-list flex-wrap flex-middle flex-spaceBetween " data-behavior-large-screen-nav="" aria-label="Audience navigation">
2290    <div class="solutions-info">
2291      
2292      <ul class="flex-wrap">
2293        
2294          <li class="item active-lob" id="menu-item-Individuals">
2295            <a href="/" class="item-link grey90" data-event="Individuals" data-track-event="ElementClicked" data-track-name="Individuals" data-track-module="CourtesyNav" tabindex="0">
2296              Individuals
2297            </a>
2298          </li>
2299        
2300          <li class="item " id="menu-item-Employers">
2301            <a href="/work" class="item-link grey90" data-event="Employers" data-track-event="ElementClicked" data-track-name="Employers" data-track-module="CourtesyNav" tabindex="0">
2302              Employers
2303            </a>
2304          </li>
2305        
2306          <li class="item " id="menu-item-Advisors">
2307            <a href="/advisors" class="item-link grey90" data-event="Advisors" data-track-event="ElementClicked" data-track-name="Advisors" data-track-module="CourtesyNav" tabindex="0">
2308              Advisors
2309            </a>
2310          </li>
2311        
2312      </ul>
2313    </div>
2314
2315    
2316  </nav>
2317
2318      </div>
2319    </div>
2320  </div>
2321
2322  <div class="nav-header-wrap">
2323    <div class="nav-header-wrap-children">
2324      <div id="hs_cos_wrapper_module_1629490775" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module">
2325
2326
2327
2328
2329
2330<div class="bt-Nav-wrap b4c-nav-site">
2331      
2332  
2333
2334
2335
2336
2337
2338
2339
2340  <header role="banner" aria-label="Site header">
2341    <div class="bt-nav bt-section ptb0 overflow-visible  ">
2342      <div class="bt-container">
2343        <div class="flex-wrap flex-middle">
2344    
2345          
2346          <a href="https://www.betterment.com" aria-label="Betterment Homepage" class="bt-nav-logo-container width100 position-relative" data-track-event="ElementClicked" data-track-name="Logo" data-track-module="TopNav" data-interaction-listener-registered="true">
2347            <span class="bt-logo display-block line-height-normal"><svg xmlns="http://www.w3.org/2000/svg" viewbox="0 0 538 74" aria-label="Betterment Logo" role="img" ">
2348  <title>Betterment Logo</title>
2349  <path d="M489.013 23.5871C486.234 23.5506 483.488 24.2211 481.019 25.5394C478.55 26.8577 476.432 28.7834 474.853 31.1468V24.8723H463.886V67.4286H474.853V46.5996C474.853 38.5952 478.533 33.8193 484.696 33.8193C490.128 33.8193 494.015 37.5369 494.015 43.7491V67.4286H504.9V41.3701C504.904 30.2529 498.409 23.5871 489.013 23.5871Z" />
2350  <path d="M380.618 67.3975H369.05V43.7204C369.05 37.8734 365.39 33.7916 360.139 33.7916C353.585 33.7916 349.674 38.567 349.674 46.5705V67.3975H338.014V24.8588H349.674V31.146C351.351 28.7827 353.6 26.857 356.224 25.5387C358.848 24.2204 361.765 23.5502 364.718 23.5872C371.405 23.5872 376.451 26.9308 378.925 32.5689C380.68 29.7955 383.143 27.5108 386.075 25.9369C389.007 24.363 392.308 23.5535 395.657 23.5872C405.318 23.5872 411.557 30.5636 411.557 41.3727V67.4286H399.994V43.7515C399.994 37.9045 396.334 33.8228 391.079 33.8228C384.529 33.8228 380.613 38.5982 380.613 46.6017L380.618 67.3975Z" />
2351  <path d="M143.033 38.7458L140.543 37.7475L142.924 36.5319C143.203 36.3899 149.575 32.9826 149.575 24.7837C149.575 17.8626 143.423 10.8571 131.662 10.8571H103.243V67.4286H131.717C150.386 67.4286 151.329 54.6111 151.329 52.0423C151.333 42.193 143.116 38.7857 143.033 38.7458ZM114.999 20.1652H129.048C132.903 20.1652 137.055 22.4145 137.055 27.3614C137.055 32.1884 133.026 34.7173 129.048 34.7173H114.999V20.1652ZM130.888 58.1205H114.999V43.5684H130.888C136.093 43.5684 138.813 47.2685 138.813 50.9287C138.813 55.1036 135.48 58.1294 130.888 58.1294V58.1205Z" />
2352  <path d="M199.414 46.2299C199.161 32.9014 189.991 23.5857 177.106 23.5857C164.026 23.5857 154.159 33.3165 154.159 46.221C154.082 52.127 156.323 57.8338 160.414 62.1474C164.596 66.4726 170.593 68.8429 177.115 68.8429C183.637 68.8429 189.634 66.4637 193.816 62.1474C196.063 59.8026 197.763 57.0007 198.794 53.9387H188.226C186.063 57.7372 181.985 60.0405 177.115 60.0405C171.507 60.0405 166.981 56.108 165.737 50.024L165.433 48.551H199.414V46.2299ZM166.053 40.7887C166.727 38.4138 168.174 36.3234 170.171 34.84C172.169 33.3565 174.605 32.5624 177.106 32.58C182.379 32.58 186.321 35.651 187.697 40.7887H166.053Z" />
2353  <path d="M304.071 46.2299C303.826 32.9014 294.944 23.5857 282.462 23.5857C269.788 23.5857 260.23 33.3165 260.23 46.221C260.158 52.1266 262.328 57.8325 266.289 62.1474C270.34 66.4726 276.149 68.8429 282.471 68.8429C288.793 68.8429 294.597 66.4637 298.648 62.1474C300.825 59.8026 302.472 57.0007 303.471 53.9387H293.221C291.125 57.7372 287.171 60.0405 282.458 60.0405C277.026 60.0405 272.642 56.108 271.436 50.024L271.142 48.551H304.058L304.071 46.2299ZM271.752 40.7887C272.405 38.4135 273.807 36.323 275.743 34.8395C277.679 33.3561 280.04 32.5621 282.462 32.58C287.57 32.58 291.388 35.651 292.721 40.7887H271.752Z" />
2354  <path d="M458.229 46.2299C457.983 32.9014 449.1 23.5857 436.617 23.5857C423.941 23.5857 414.388 33.3165 414.388 46.221C414.313 52.126 416.482 57.8321 420.443 62.1474C424.498 66.4726 430.308 68.8429 436.626 68.8429C442.944 68.8429 448.754 66.4637 452.805 62.1474C454.982 59.8026 456.629 57.0007 457.628 53.9387H447.377C445.281 57.7372 441.331 60.0405 436.613 60.0405C431.18 60.0405 426.796 56.108 425.59 50.024L425.296 48.551H458.229V46.2299ZM425.91 40.7887C426.562 38.4135 427.964 36.3226 429.899 34.839C431.834 33.3555 434.195 32.5616 436.617 32.58C441.725 32.58 445.544 35.651 446.877 40.7887H425.91Z" />
2355  <path d="M335.186 23.6276C327.992 23.1829 321.875 26.296 318.779 32.193V24.8684H306.9V67.4286H318.779V48.9503C318.779 37.6632 326.892 31.9039 335.186 35.1371V23.6276Z" />
2356  <path d="M258.883 58.1735C257.211 58.9069 255.405 59.2878 253.578 59.2922C248.532 59.2922 245.75 56.2304 245.75 50.6685V33.6217H259.383V24.9268H245.741V6.61875L234.363 10.75V24.9268H215.035V6.61429L203.657 10.7456V52.1927C203.657 63.0848 209.315 68.8429 220.015 68.8429C224.19 68.8429 227.771 68.1699 230.929 66.7839L228.169 58.1825C226.496 58.9159 224.69 59.2967 222.864 59.3011C217.818 59.3011 215.035 56.2394 215.035 50.6774V33.6351H234.371V52.1927C234.371 63.0848 240.029 68.8429 250.733 68.8429C254.904 68.8429 258.486 68.1699 261.643 66.7839L258.883 58.1735Z" />
2357  <path d="M534.709 58.1691C533.063 58.9024 531.285 59.2832 529.486 59.2877C524.51 59.2877 521.773 56.226 521.773 50.6641V33.6173H535.202V24.9223H521.769V6.61429L510.557 10.7456V52.1927C510.557 63.0848 516.132 68.8429 526.679 68.8429C530.793 68.8429 534.322 68.1699 537.429 66.7839L534.709 58.1691Z" />
2358  <path d="M45.2571 60.232L81.2004 73.0857C87.0869 65.5936 90.5143 56.0542 90.5143 45.4144C90.5143 20.071 71.061 0.957146 45.2571 0.957146C19.4533 0.957146 0 20.071 0 45.4144C0 56.0542 3.43189 65.5805 9.31831 73.0857L45.2571 60.232Z" fill="#FFC729" />
2359</svg></span>
2360          </a>
2361    
2362          
2363          
2364            <div class="bt-nav-trigger-cta" data-behavior-toggle-class="is-expanded" data-toggle-target=".bt-OverlayPanel" data-behavior-overlay-nav-trigger="" role="button" tabindex="0" data-cy-overlaynavcta="">
2365              <span>
2366                <span class="bt-icon pointer">
2367                  <svg xmlns="http://www.w3.org/2000/svg" viewbox="0 0 16 16" aria-label="Open menu" role="img">
2368                    <title>Open menu</title>
2369                    <path id="for-open" d="M0 9V7h16v2H0zm0-4V3h16v2H0zm0 8v-2h16v2H0z"></path>
2370                  </svg>
2371                </span>
2372              </span>
2373            </div>
2374          
2375    
2376          <div class="nav-wrapper flex-wrap flex-middle">
2377            
2378            <div class="nav-overlay"></div>
2379            <div class="nav-content flex">
2380              <div class="menu-header flex justify-content-end align-center px16 py24">
2381                <div class="height24"><svg class="close-icon-mobile-menu pointer p12" style="margin-right:-0.7rem" width="39" tabindex="0" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 16 16" aria-label="Open menu" role="button"><title>Close menu</title><path id="for-close" d="M14.6 0L8 6.6 1.4 0 0 1.4 6.6 8 0 14.6 1.4 16 8 9.4l6.6 6.6 1.4-1.4L9.4 8 16 1.4 14.6 0z"></path></svg></div>
2382              </div>
2383              <nav role="navigation" data-behavior-large-screen-nav="" aria-label="Main site navigation">
2384                <div>
2385                  <ul class="menu flex-wrap flex-middle" role="list">
2386                    
2387                      
2388                        
2389  
2390  
2391  
2392  
2393  
2394  
2395  <li id="menu-item-0-60a29a01ba7a2bcce2c6181ceea367d6" class="menu-item menu-item_depth-1 menu-item_depth-1-hover menu-item-has-children">
2396    
2397      <button type="button" class="grey90 position-relative menu-item-trigger " data-event="Invest" data-track-event="ElementClicked" data-track-name="Invest" data-track-module="TopNav" id="menu-item-0-60a29a01ba7a2bcce2c6181ceea367d6-trigger" aria-controls="menu-item-0-60a29a01ba7a2bcce2c6181ceea367d6-control" aria-expanded="false">
2398        <span>Invest</span>
2399        <svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewbox="0 0 20 20">
2400          <path d="M10.5426 8.71158L6.70924 12.5449L5.83105 11.6667L10.5426 6.9552L15.2541 11.6667L14.3759 12.5449L10.5426 8.71158Z" fill="currentColor" />
2401        </svg>
2402      </button>
2403    
2404    
2405      
2406      
2407      
2408         <div class="sub-menu left-0" id="menu-item-0-60a29a01ba7a2bcce2c6181ceea367d6-control" aria-labelledby="menu-item-0-60a29a01ba7a2bcce2c6181ceea367d6-trigger">
2409          <div class="sub-menu-header flex justify-content-between mb24">
2410            <div><svg class="back-icon-mobile-menu pointer p12 mt4" tabindex="0" xmlns="http://www.w3.org/2000/svg" width="39" height="39" viewbox="0 0 6 10" fill="none"><path d="M4.71152 9.42304L0 4.71152L4.71152 0L5.58971 0.878188L1.75638 4.71152L5.58971 8.54485L4.71152 9.42304Z" fill="#212121" /></svg></div>
2411            <div class="bt-body100 mt10">Invest</div>
2412            <svg class="close-icon-mobile-menu pointer p12" style="margin-right:-0.7rem" width="39" tabindex="0" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 16 16" aria-label="Open menu" role="button"><title>Close menu</title><path id="for-close" d="M14.6 0L8 6.6 1.4 0 0 1.4 6.6 8 0 14.6 1.4 16 8 9.4l6.6 6.6 1.4-1.4L9.4 8 16 1.4 14.6 0z"></path></svg>
2413          </div>
2414          
2415            <div class="columns">
2416              
2417                
2418  
2419  <div class="column width100">
2420    
2421    <ul class="">
2422      
2423        <li id="menu-item-208986cdbf8b72cc8b46161b4affbe8b" class="mb16 menu-item menu-item-208986cdbf8b72cc8b46161b4affbe8b menu-item_depth-2">
2424          <a href="https://www.betterment.com/investing" target="_self" rel="" data-event="Automated investing" data-track-event="ElementClicked" data-track-name="Automated investing" data-track-module="TopNav" data-itemindex="0" tabindex="0">
2425            <div class="flex flex-middle">
2426              <div class="link-title grey90">
2427                Automated investing
2428              </div>
2429              
2430                <div class="flex flex-middle rounded42 height24 px8 bt-body25 
2431                  uppercase whitespace-nowrap ml8 bg-teal20 teal95">
2432                  Popular
2433                </div>
2434              
2435            </div>
2436            
2437                <div class="bt-body50 mt2 
2438                  grey70">
2439                  <span>Get a globally diversified portfolio that we build and manage for you. <br></span>
2440                </div>
2441            
2442          </a>
2443        </li>
2444      
2445        <li id="menu-item-e9f3e01335524bb27f0938d3b7d7a452" class="mb16 menu-item menu-item-e9f3e01335524bb27f0938d3b7d7a452 menu-item_depth-2">
2446          <a href="https://www.betterment.com/ira-and-401k" target="_self" rel="" data-event="Retirement" data-track-event="ElementClicked" data-track-name="Retirement" data-track-module="TopNav" data-itemindex="1" tabindex="0">
2447            <div class="flex flex-middle">
2448              <div class="link-title grey90">
2449                Retirement
2450              </div>
2451              
2452            </div>
2453            
2454                <div class="bt-body50 mt2 
2455                  grey70">
2456                  <span>Save with tax-advantaged traditional, Roth, and SEP IRAs.</span>
2457                </div>
2458            
2459          </a>
2460        </li>
2461      
2462        <li id="menu-item-0d6c202c231b044f028c2341852ca67d" class="mb16 menu-item menu-item-0d6c202c231b044f028c2341852ca67d menu-item_depth-2">
2463          <a href="//betterment.com/self-directed-investing" target="_self" rel="" data-event="Self-directed investing" data-track-event="ElementClicked" data-track-name="Self-directed investing" data-track-module="TopNav" data-itemindex="2" tabindex="0">
2464            <div class="flex flex-middle">
2465              <div class="link-title grey90">
2466                Self-directed investing
2467              </div>
2468              
2469            </div>
2470            
2471                <div class="bt-body50 mt2 
2472                  grey70">
2473                  <span>Select and manage your investments with tax guidance you’ll only get here.</span>
2474                </div>
2475            
2476          </a>
2477        </li>
2478      
2479        <li id="menu-item-a691f9c795491f63b27601937c157a69" class="mb16 menu-item menu-item-a691f9c795491f63b27601937c157a69 menu-item_depth-2">
2480          <a href="https://www.betterment.com/custom-portfolios" target="_self" rel="" data-event="Custom portfolios" data-track-event="ElementClicked" data-track-name="Custom portfolios" data-track-module="TopNav" data-itemindex="3" tabindex="0">
2481            <div class="flex flex-middle">
2482              <div class="link-title grey90">
2483                Custom portfolios
2484              </div>
2485              
2486                <div class="flex flex-middle rounded42 height24 px8 bt-body25 
2487                  uppercase whitespace-nowrap ml8 bg-teal20 teal95">
2488                  New
2489                </div>
2490              
2491            </div>
2492            
2493                <div class="bt-body50 mt2 
2494                  grey70">
2495                  <span>Pick your own stocks and ETFs. We automate the rest for you.</span>
2496                </div>
2497            
2498          </a>
2499        </li>
2500      
2501    </ul>
2502  </div>
2503
2504              
2505              
2506                
2507  
2508  <div class="column width100">
2509    
2510    <ul class="">
2511      
2512        <li id="menu-item-c649ee25c300b999cb7f5fac900ba72b" class="mb16 menu-item menu-item-c649ee25c300b999cb7f5fac900ba72b menu-item_depth-2">
2513          <a href="https://www.betterment.com/investments" target="_self" rel="" data-event="Portfolio options" data-track-event="ElementClicked" data-track-name="Portfolio options" data-track-module="TopNav" data-itemindex="0" tabindex="0">
2514            <div class="flex flex-middle">
2515              <div class="link-title grey90">
2516                Portfolio options
2517              </div>
2518              
2519            </div>
2520            
2521          </a>
2522        </li>
2523      
2524        <li id="menu-item-f444a3995c9177d1fcf3720732ae5941" class="mb16 menu-item menu-item-f444a3995c9177d1fcf3720732ae5941 menu-item_depth-2">
2525          <a href="https://www.betterment.com/performance" target="_self" rel="" data-event="Historical performance" data-track-event="ElementClicked" data-track-name="Historical performance" data-track-module="TopNav" data-itemindex="1" tabindex="0">
2526            <div class="flex flex-middle">
2527              <div class="link-title grey90">
2528                Historical performance
2529              </div>
2530              
2531            </div>
2532            
2533          </a>
2534        </li>
2535      
2536        <li id="menu-item-82124dd4e91d3d6c91a8a931761c53d9" class="mb16 menu-item menu-item-82124dd4e91d3d6c91a8a931761c53d9 menu-item_depth-2">
2537          <a href="https://www.betterment.com/taxes" target="_self" rel="" data-event="Tax-saving technology" data-track-event="ElementClicked" data-track-name="Tax-saving technology" data-track-module="TopNav" data-itemindex="2" tabindex="0">
2538            <div class="flex flex-middle">
2539              <div class="link-title grey90">
2540                Tax-saving technology
2541              </div>
2542              
2543            </div>
2544            
2545          </a>
2546        </li>
2547      
2548        <li id="menu-item-837380f7a0360d8d528a9909ee304238" class="mb16 menu-item menu-item-837380f7a0360d8d528a9909ee304238 menu-item_depth-2">
2549          <a href="https://www.betterment.com/premium" target="_self" rel="" data-event="Work with an advisor" data-track-event="ElementClicked" data-track-name="Work with an advisor" data-track-module="TopNav" data-itemindex="3" tabindex="0">
2550            <div class="flex flex-middle">
2551              <div class="link-title grey90">
2552                Work with an advisor
2553              </div>
2554              
2555            </div>
2556            
2557          </a>
2558        </li>
2559      
2560        <li id="menu-item-98ba560aab5e9018612fc9c23bc05871" class="mb16 menu-item menu-item-98ba560aab5e9018612fc9c23bc05871 menu-item_depth-2">
2561          <a href="https://www.betterment.com/securities-lending" target="_self" rel="" data-event="Securities lending" data-track-event="ElementClicked" data-track-name="Securities lending" data-track-module="TopNav" data-itemindex="4" tabindex="0">
2562            <div class="flex flex-middle">
2563              <div class="link-title grey90">
2564                Securities lending
2565              </div>
2566              
2567            </div>
2568            
2569                <div class="bt-body50 mt2 
2570                  grey70">
2571                  Earn extra income by lending your stocks and ETFs.
2572                </div>
2573            
2574          </a>
2575        </li>
2576      
2577    </ul>
2578  </div>
2579
2580              
2581            </div>
2582          
2583          
2584            
2585  <div class="callout-box px20 py32 flex flex-column bg-grey10">
2586    
2587      
2588   
2589       <img src="https://www.betterment.com/hubfs/Offers/Investing%20Offer%20$2000.png" alt="Investing Offer $2000" class="background-size_cover rounded4 width100">
2590   
2591 
2592    
2593    
2594      <div class="bt-title7 pt12 grey90">
2595        Start investing with Betterment today and earn up to $2,000! Terms apply.
2596      </div>
2597    
2598    
2599    
2600      <a class="width-fit-content highlight-cta mt4" href="https://www.betterment.com/investing?utm_campaign=tiered_investing_2026" target="_self" rel="" data-event="Claim offer" data-track-event="ElementClicked" data-track-name="Claim offer" data-track-module="TopNav" tabindex="0">
2601        <span class="button-link-medium">Claim offer</span>
2602      </a>
2603    
2604  </div>
2605
2606          
2607         </div>
2608      
2609   </li>
2610
2611                      
2612                        
2613  
2614  
2615  
2616  
2617  
2618  
2619  <li id="menu-item-1-069b30db06d047a398f9eb0940d3279c" class="menu-item menu-item_depth-1 menu-item_depth-1-hover menu-item-has-children">
2620    
2621      <button type="button" class="grey90 position-relative menu-item-trigger " data-event="Cash" data-track-event="ElementClicked" data-track-name="Cash" data-track-module="TopNav" id="menu-item-1-069b30db06d047a398f9eb0940d3279c-trigger" aria-controls="menu-item-1-069b30db06d047a398f9eb0940d3279c-control" aria-expanded="false">
2622        <span>Cash</span>
2623        <svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewbox="0 0 20 20">
2624          <path d="M10.5426 8.71158L6.70924 12.5449L5.83105 11.6667L10.5426 6.9552L15.2541 11.6667L14.3759 12.5449L10.5426 8.71158Z" fill="currentColor" />
2625        </svg>
2626      </button>
2627    
2628    
2629      
2630      
2631      
2632         <div class="sub-menu left-0" id="menu-item-1-069b30db06d047a398f9eb0940d3279c-control" aria-labelledby="menu-item-1-069b30db06d047a398f9eb0940d3279c-trigger">
2633          <div class="sub-menu-header flex justify-content-between mb24">
2634            <div><svg class="back-icon-mobile-menu pointer p12 mt4" tabindex="0" xmlns="http://www.w3.org/2000/svg" width="39" height="39" viewbox="0 0 6 10" fill="none"><path d="M4.71152 9.42304L0 4.71152L4.71152 0L5.58971 0.878188L1.75638 4.71152L5.58971 8.54485L4.71152 9.42304Z" fill="#212121" /></svg></div>
2635            <div class="bt-body100 mt10">Cash</div>
2636            <svg class="close-icon-mobile-menu pointer p12" style="margin-right:-0.7rem" width="39" tabindex="0" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 16 16" aria-label="Open menu" role="button"><title>Close menu</title><path id="for-close" d="M14.6 0L8 6.6 1.4 0 0 1.4 6.6 8 0 14.6 1.4 16 8 9.4l6.6 6.6 1.4-1.4L9.4 8 16 1.4 14.6 0z"></path></svg>
2637          </div>
2638          
2639            <div class="columns">
2640              
2641                
2642  
2643  <div class="column width100">
2644    
2645    <ul class="">
2646      
2647        <li id="menu-item-edcde7079a023533f9785bb28a31bed4" class="mb16 menu-item menu-item-edcde7079a023533f9785bb28a31bed4 menu-item_depth-2">
2648          <a href="https://www.betterment.com/cash-reserve" target="_self" rel="" data-event="High-yield cash" data-track-event="ElementClicked" data-track-name="High-yield cash" data-track-module="TopNav" data-itemindex="0" tabindex="0">
2649            <div class="flex flex-middle">
2650              <div class="link-title grey90">
2651                High-yield cash
2652              </div>
2653              
2654            </div>
2655            
2656                <div class="bt-body50 mt2 
2657                  grey70">
2658                  <span>No fees or minimums. FDIC insured up to $8M (joint).&nbsp;Unlimited withdrawals. Variable APY.<br></span>
2659                </div>
2660            
2661          </a>
2662        </li>
2663      
2664        <li id="menu-item-195917574edc9b6bbeb5be9785b6a479" class="mb16 menu-item menu-item-195917574edc9b6bbeb5be9785b6a479 menu-item_depth-2">
2665          <a href="https://www.betterment.com/checking" target="_self" rel="" data-event="Checking" data-track-event="ElementClicked" data-track-name="Checking" data-track-module="TopNav" data-itemindex="1" tabindex="0">
2666            <div class="flex flex-middle">
2667              <div class="link-title grey90">
2668                Checking
2669              </div>
2670              
2671            </div>
2672            
2673                <div class="bt-body50 mt2 
2674                  grey70">
2675                  <span>Everyday spending with no foreign transaction or ATM withdrawal fees.</span>
2676                </div>
2677            
2678          </a>
2679        </li>
2680      
2681    </ul>
2682  </div>
2683
2684              
2685              
2686            </div>
2687          
2688          
2689            
2690  <div class="callout-box px20 py32 flex flex-column bg-grey10">
2691    
2692      
2693   
2694       <picture class="background-size_cover rounded4 width100">
2695         <source media="(max-width:1074px)" srcSet="https://5274572.fs1.hubspotusercontent-na1.net/hubfs/5274572/Retail%20Nav_Featured%20Image_CR%20offer_425.png" width="">
2696         <img src="https://www.betterment.com/hubfs/Retail%20Nav_Featured%20Image_CR%20offer_425.png" alt="Featured Image_CR offer_425" class="background-size_cover rounded4 width100">
2697       </picture>
2698   
2699 
2700    
2701    
2702      <div class="bt-title7 pt12 grey90">
2703        New customer offer: 4.25% APY
2704      </div>
2705    
2706    
2707      <p class="bt-body50 mt4 grey90">
2708        <span>Unlock our highest variable rate of the year!</span>
2709      </p>
2710    
2711    
2712      <a class="width-fit-content highlight-cta mt4" href="https://www.betterment.com/affiliate-partner-offer" target="_self" rel="" data-event="Claim offer" data-track-event="ElementClicked" data-track-name="Claim offer" data-track-module="TopNav" tabindex="0">
2713        <span class="button-link-medium">Claim offer</span>
2714      </a>
2715    
2716  </div>
2717
2718          
2719         </div>
2720      
2721   </li>
2722
2723                      
2724                        
2725  
2726  
2727  
2728  
2729  
2730  
2731  <li id="menu-item-2-e9f3e01335524bb27f0938d3b7d7a452" class="menu-item menu-item_depth-1 menu-item_depth-1-hover menu-item-has-children">
2732    
2733      <button type="button" class="grey90 position-relative menu-item-trigger " data-event="Retirement" data-track-event="ElementClicked" data-track-name="Retirement" data-track-module="TopNav" id="menu-item-2-e9f3e01335524bb27f0938d3b7d7a452-trigger" aria-controls="menu-item-2-e9f3e01335524bb27f0938d3b7d7a452-control" aria-expanded="false">
2734        <span>Retirement</span>
2735        <svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewbox="0 0 20 20">
2736          <path d="M10.5426 8.71158L6.70924 12.5449L5.83105 11.6667L10.5426 6.9552L15.2541 11.6667L14.3759 12.5449L10.5426 8.71158Z" fill="currentColor" />
2737        </svg>
2738      </button>
2739    
2740    
2741      
2742      
2743      
2744         <div class="sub-menu left-0" id="menu-item-2-e9f3e01335524bb27f0938d3b7d7a452-control" aria-labelledby="menu-item-2-e9f3e01335524bb27f0938d3b7d7a452-trigger">
2745          <div class="sub-menu-header flex justify-content-between mb24">
2746            <div><svg class="back-icon-mobile-menu pointer p12 mt4" tabindex="0" xmlns="http://www.w3.org/2000/svg" width="39" height="39" viewbox="0 0 6 10" fill="none"><path d="M4.71152 9.42304L0 4.71152L4.71152 0L5.58971 0.878188L1.75638 4.71152L5.58971 8.54485L4.71152 9.42304Z" fill="#212121" /></svg></div>
2747            <div class="bt-body100 mt10">Retirement</div>
2748            <svg class="close-icon-mobile-menu pointer p12" style="margin-right:-0.7rem" width="39" tabindex="0" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 16 16" aria-label="Open menu" role="button"><title>Close menu</title><path id="for-close" d="M14.6 0L8 6.6 1.4 0 0 1.4 6.6 8 0 14.6 1.4 16 8 9.4l6.6 6.6 1.4-1.4L9.4 8 16 1.4 14.6 0z"></path></svg>
2749          </div>
2750          
2751            <div class="columns">
2752              
2753                
2754  
2755  <div class="column width100">
2756    
2757    <ul class="">
2758      
2759        <li id="menu-item-c6899f348a6e3daf7c5ec81e1b1efd27" class="mb16 menu-item menu-item-c6899f348a6e3daf7c5ec81e1b1efd27 menu-item_depth-2">
2760          <a href="https://www.betterment.com/ira-and-401k" target="_self" rel="" data-event="Retirement accounts" data-track-event="ElementClicked" data-track-name="Retirement accounts" data-track-module="TopNav" data-itemindex="0" tabindex="0">
2761            <div class="flex flex-middle">
2762              <div class="link-title grey90">
2763                Retirement accounts
2764              </div>
2765              
2766            </div>
2767            
2768                <div class="bt-body50 mt2 
2769                  grey70">
2770                  <span>Save with tax-advantaged traditional, Roth, and SEP IRAs. <br></span>
2771                </div>
2772            
2773          </a>
2774        </li>
2775      
2776        <li id="menu-item-6e2226fc3ee96702b82a9d7798e9823c" class="mb16 menu-item menu-item-6e2226fc3ee96702b82a9d7798e9823c menu-item_depth-2">
2777          <a href="https://www.betterment.com/rollover" target="_self" rel="" data-event="401(k) &amp; IRA rollovers" data-track-event="ElementClicked" data-track-name="401(k) &amp; IRA rollovers" data-track-module="TopNav" data-itemindex="1" tabindex="0">
2778            <div class="flex flex-middle">
2779              <div class="link-title grey90">
2780                401(k) &amp; IRA rollovers
2781              </div>
2782              
2783            </div>
2784            
2785                <div class="bt-body50 mt2 
2786                  grey70">
2787                  <span>Get white-glove support moving over old retirement accounts.<br></span>
2788                </div>
2789            
2790          </a>
2791        </li>
2792      
2793        <li id="menu-item-b3dc43e7eb005b574c150a2b7366f1de" class="mb16 menu-item menu-item-b3dc43e7eb005b574c150a2b7366f1de menu-item_depth-2">
2794          <a href="https://www.betterment.com/retirement" target="_self" rel="" data-event="Retirement planning" data-track-event="ElementClicked" data-track-name="Retirement planning" data-track-module="TopNav" data-itemindex="2" tabindex="0">
2795            <div class="flex flex-middle">
2796              <div class="link-title grey90">
2797                Retirement planning
2798              </div>
2799              
2800            </div>
2801            
2802                <div class="bt-body50 mt2 
2803                  grey70">
2804                  <span>Gain insights to help you make smarter retirement decisions.</span>
2805                </div>
2806            
2807          </a>
2808        </li>
2809      
2810    </ul>
2811  </div>
2812
2813              
2814              
2815                
2816  
2817  <div class="column width100">
2818    
2819    <ul class="">
2820      
2821        <li id="menu-item-d4176f9f4f0c6c0340d1a96a75b8bc78" class="mb16 menu-item menu-item-d4176f9f4f0c6c0340d1a96a75b8bc78 menu-item_depth-2">
2822          <a href="https://www.betterment.com/solo-401k" target="_self" rel="" data-event="Solo 401(k)s" data-track-event="ElementClicked" data-track-name="Solo 401(k)s" data-track-module="TopNav" data-itemindex="0" tabindex="0">
2823            <div class="flex flex-middle">
2824              <div class="link-title grey90">
2825                Solo 401(k)s
2826              </div>
2827              
2828            </div>
2829            
2830                <div class="bt-body50 mt2 
2831                  grey70">
2832                  <span>Save with a high contribution limit for self-employed individuals.</span>
2833                </div>
2834            
2835          </a>
2836        </li>
2837      
2838        <li id="menu-item-0fdbea1aaada86291be235e3ddcd1b1a" class="mb16 menu-item menu-item-0fdbea1aaada86291be235e3ddcd1b1a menu-item_depth-2">
2839          <a href="https://www.betterment.com/work" target="_self" rel="" data-event="401(k) plans for your business" data-track-event="ElementClicked" data-track-name="401(k) plans for your business" data-track-module="TopNav" data-itemindex="1" tabindex="0">
2840            <div class="flex flex-middle">
2841              <div class="link-title grey90">
2842                401(k) plans for your business
2843              </div>
2844              
2845            </div>
2846            
2847                <div class="bt-body50 mt2 
2848                  grey70">
2849                  <div aria-setsize="-1" id="message-list_1769012812.012859" data-qa="virtual-list-item" data-item-key="1769012812.012859" tabindex="0" role="listitem">
2850<div data-qa="message_container" data-qa-unprocessed="false" data-qa-placeholder="false" data-msg-ts="1769012812.012859" data-msg-channel-id="C09V4LK6UD6" role="presentation">
2851<div data-qa-hover="true" role="document" aria-roledescription="message">
2852<div data-qa="message_content" role="presentation">
2853<div data-qa="message-text">
2854<div data-qa="block-kit-renderer">
2855<div><span>Scalable retirement solutions for your employees.</span></div>
2856</div>
2857</div>
2858</div>
2859</div>
2860</div>
2861</div>
2862                </div>
2863            
2864          </a>
2865        </li>
2866      
2867    </ul>
2868  </div>
2869
2870              
2871            </div>
2872          
2873          
2874            
2875  <div class="callout-box px20 py32 flex flex-column bg-grey10">
2876    
2877      
2878   
2879       <img src="https://www.betterment.com/hubfs/Offers/Investing%20Offer%20$2000.png" alt="Investing Offer $2000" class="background-size_cover rounded4 width100">
2880   
2881 
2882    
2883    
2884      <div class="bt-title7 pt12 grey90">
2885        Start investing with Betterment today and earn up to $2,000! Terms apply.
2886      </div>
2887    
2888    
2889    
2890      <a class="width-fit-content highlight-cta mt4" href="https://www.betterment.com/investing?utm_campaign=tiered_investing_2026" target="_self" rel="" data-event="Claim offer" data-track-event="ElementClicked" data-track-name="Claim offer" data-track-module="TopNav" tabindex="0">
2891        <span class="button-link-medium">Claim offer</span>
2892      </a>
2893    
2894  </div>
2895
2896          
2897         </div>
2898      
2899   </li>
2900
2901                      
2902                        
2903  
2904  
2905  
2906  
2907  
2908  
2909  <li id="menu-item-3-8d5e7e72f12067991186cdf3cb7d5d9d" class="menu-item menu-item_depth-1 menu-item_depth-1-hover ">
2910    
2911      <a class="grey90 top-level-link" href="https://www.betterment.com/premium" data-event="Premium" data-track-event="ElementClicked" data-track-name="Premium" data-track-module="TopNav">
2912        Premium
2913      </a>
2914    
2915    
2916      
2917      
2918      
2919   </li>
2920
2921                      
2922                        
2923  
2924  
2925  
2926  
2927  
2928  
2929  <li id="menu-item-4-9461bed8b71377318436990e57106729" class="menu-item menu-item_depth-1 menu-item_depth-1-hover menu-item-has-children">
2930    
2931      <button type="button" class="grey90 position-relative menu-item-trigger " data-event="Offers" data-track-event="ElementClicked" data-track-name="Offers" data-track-module="TopNav" id="menu-item-4-9461bed8b71377318436990e57106729-trigger" aria-controls="menu-item-4-9461bed8b71377318436990e57106729-control" aria-expanded="false">
2932        <span>Offers</span>
2933        <svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewbox="0 0 20 20">
2934          <path d="M10.5426 8.71158L6.70924 12.5449L5.83105 11.6667L10.5426 6.9552L15.2541 11.6667L14.3759 12.5449L10.5426 8.71158Z" fill="currentColor" />
2935        </svg>
2936      </button>
2937    
2938    
2939      
2940      
2941      
2942         <div class="sub-menu right-0" id="menu-item-4-9461bed8b71377318436990e57106729-control" aria-labelledby="menu-item-4-9461bed8b71377318436990e57106729-trigger">
2943          <div class="sub-menu-header flex justify-content-between mb24">
2944            <div><svg class="back-icon-mobile-menu pointer p12 mt4" tabindex="0" xmlns="http://www.w3.org/2000/svg" width="39" height="39" viewbox="0 0 6 10" fill="none"><path d="M4.71152 9.42304L0 4.71152L4.71152 0L5.58971 0.878188L1.75638 4.71152L5.58971 8.54485L4.71152 9.42304Z" fill="#212121" /></svg></div>
2945            <div class="bt-body100 mt10">Offers</div>
2946            <svg class="close-icon-mobile-menu pointer p12" style="margin-right:-0.7rem" width="39" tabindex="0" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 16 16" aria-label="Open menu" role="button"><title>Close menu</title><path id="for-close" d="M14.6 0L8 6.6 1.4 0 0 1.4 6.6 8 0 14.6 1.4 16 8 9.4l6.6 6.6 1.4-1.4L9.4 8 16 1.4 14.6 0z"></path></svg>
2947          </div>
2948          
2949            <div class="columns">
2950              
2951                
2952  
2953  <div class="column width100">
2954    
2955    <ul class="">
2956      
2957        <li id="menu-item-7f0b42c9e66e48ca98297ca004542b6b" class="mb16 menu-item menu-item-7f0b42c9e66e48ca98297ca004542b6b menu-item_depth-2">
2958          <a href="https://www.betterment.com/affiliate-partner-offer" target="_self" rel="" data-event="4.25% APY boost" data-track-event="ElementClicked" data-track-name="4.25% APY boost" data-track-module="TopNav" data-itemindex="0" tabindex="0">
2959            <div class="flex flex-middle">
2960              <div class="link-title grey90">
2961                4.25% APY boost
2962              </div>
2963              
2964            </div>
2965            
2966                <div class="bt-body50 mt2 
2967                  grey70">
2968                  <span>Open a Cash Reserve account and make a deposit to get a 0.75% APY boost on up to $1M through 2/15/2027.</span>
2969                </div>
2970            
2971          </a>
2972        </li>
2973      
2974        <li id="menu-item-296265530d155772b2a8ec933449c086" class="mb16 menu-item menu-item-296265530d155772b2a8ec933449c086 menu-item_depth-2">
2975          <a href="https://www.betterment.com/investing?utm_campaign=tiered_investing_2026" target="_self" rel="" data-event="Earn up to $2,000" data-track-event="ElementClicked" data-track-name="Earn up to $2,000" data-track-module="TopNav" data-itemindex="1" tabindex="0">
2976            <div class="flex flex-middle">
2977              <div class="link-title grey90">
2978                Earn up to $2,000
2979              </div>
2980              
2981            </div>
2982            
2983                <div class="bt-body50 mt2 
2984                  grey70">
2985                  <span>Open any individual investing account&nbsp;and make a deposit to&nbsp;</span>earn up to $2,000 on us.
2986                </div>
2987            
2988          </a>
2989        </li>
2990      
2991        <li id="menu-item-4a3fd11e8eb2c51746eb4d4799df8d36" class="mb16 menu-item menu-item-4a3fd11e8eb2c51746eb4d4799df8d36 menu-item_depth-2">
2992          <a href="https://www.betterment.com/rate" target="_self" rel="" data-event="Unlock a discounted mortgage rate" data-track-event="ElementClicked" data-track-name="Unlock a discounted mortgage rate" data-track-module="TopNav" data-itemindex="2" tabindex="0">
2993            <div class="flex flex-middle">
2994              <div class="link-title grey90">
2995                Unlock a discounted mortgage rate
2996              </div>
2997              
2998            </div>
2999            
3000                <div class="bt-body50 mt2 
3001                  grey70">
3002                  Get up to 0.75% off through our partnership with Rate.<br><span style="color: #000b50; background-color: #ffffff;"></span>
3003                </div>
3004            
3005          </a>
3006        </li>
3007      
3008        <li id="menu-item-b297bff8ad6642851fbd2347fc63d764" class="mb16 menu-item menu-item-b297bff8ad6642851fbd2347fc63d764 menu-item_depth-2">
3009          <a href="https://www.betterment.com/refer-a-friend-offer" target="_self" rel="" data-event="Refer a friend" data-track-event="ElementClicked" data-track-name="Refer a friend" data-track-module="TopNav" data-itemindex="3" tabindex="0">
3010            <div class="flex flex-middle">
3011              <div class="link-title grey90">
3012                Refer a friend
3013              </div>
3014              
3015            </div>
3016            
3017                <div class="bt-body50 mt2 
3018                  grey70">
3019                  Invite a friend and you both earn a $150 investing bonus, and a boosted rate of 4.25% variable APY boost! Terms apply.
3020                </div>
3021            
3022          </a>
3023        </li>
3024      
3025    </ul>
3026  </div>
3027
3028              
3029              
3030            </div>
3031          
3032          
3033            
3034  <div class="callout-box px20 py32 flex flex-column bg-grey10">
3035    
3036      
3037   
3038       <img src="https://www.betterment.com/hubfs/Multi-reward%20RAF%20ice%20cream%20photo-2.png" alt="Multi-reward RAF 4.25" class="background-size_cover rounded4 width100">
3039   
3040 
3041    
3042    
3043      <div class="bt-title7 pt12 grey90">
3044        Double dip on rewards when you refer a friend!
3045      </div>
3046    
3047    
3048    
3049      <a class="width-fit-content highlight-cta mt4" href="https://www.betterment.com/refer-a-friend-offer" target="_self" rel="" data-event="Learn more" data-track-event="ElementClicked" data-track-name="Learn more" data-track-module="TopNav" tabindex="0">
3050        <span class="button-link-medium">Learn more</span>
3051      </a>
3052    
3053  </div>
3054
3055          
3056         </div>
3057      
3058   </li>
3059
3060                      
3061                        
3062  
3063  
3064  
3065  
3066  
3067  
3068  <li id="menu-item-5-ddcf50c29294d4414f3f7c1bbc892cb5" class="menu-item menu-item_depth-1 menu-item_depth-1-hover menu-item-has-children">
3069    
3070      <button type="button" class="grey90 position-relative menu-item-trigger " data-event="Resources" data-track-event="ElementClicked" data-track-name="Resources" data-track-module="TopNav" id="menu-item-5-ddcf50c29294d4414f3f7c1bbc892cb5-trigger" aria-controls="menu-item-5-ddcf50c29294d4414f3f7c1bbc892cb5-control" aria-expanded="false">
3071        <span>Resources</span>
3072        <svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewbox="0 0 20 20">
3073          <path d="M10.5426 8.71158L6.70924 12.5449L5.83105 11.6667L10.5426 6.9552L15.2541 11.6667L14.3759 12.5449L10.5426 8.71158Z" fill="currentColor" />
3074        </svg>
3075      </button>
3076    
3077    
3078      
3079      
3080      
3081         <div class="sub-menu left-0" id="menu-item-5-ddcf50c29294d4414f3f7c1bbc892cb5-control" aria-labelledby="menu-item-5-ddcf50c29294d4414f3f7c1bbc892cb5-trigger">
3082          <div class="sub-menu-header flex justify-content-between mb24">
3083            <div><svg class="back-icon-mobile-menu pointer p12 mt4" tabindex="0" xmlns="http://www.w3.org/2000/svg" width="39" height="39" viewbox="0 0 6 10" fill="none"><path d="M4.71152 9.42304L0 4.71152L4.71152 0L5.58971 0.878188L1.75638 4.71152L5.58971 8.54485L4.71152 9.42304Z" fill="#212121" /></svg></div>
3084            <div class="bt-body100 mt10">Resources</div>
3085            <svg class="close-icon-mobile-menu pointer p12" style="margin-right:-0.7rem" width="39" tabindex="0" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 16 16" aria-label="Open menu" role="button"><title>Close menu</title><path id="for-close" d="M14.6 0L8 6.6 1.4 0 0 1.4 6.6 8 0 14.6 1.4 16 8 9.4l6.6 6.6 1.4-1.4L9.4 8 16 1.4 14.6 0z"></path></svg>
3086          </div>
3087          
3088            <div class="columns">
3089              
3090                
3091  
3092  <div class="column width100">
3093    
3094    <ul class="">
3095      
3096        <li id="menu-item-de7a22a0c94aa64ba2449e520aa20c99" class="mb16 menu-item menu-item-de7a22a0c94aa64ba2449e520aa20c99 menu-item_depth-2">
3097          <a href="https://www.betterment.com/resources" target="_self" rel="" data-event="Education" data-track-event="ElementClicked" data-track-name="Education" data-track-module="TopNav" data-itemindex="0" tabindex="0">
3098            <div class="flex flex-middle">
3099              <div class="link-title grey90">
3100                Education
3101              </div>
3102              
3103            </div>
3104            
3105          </a>
3106        </li>
3107      
3108        <li id="menu-item-db5eb84117d06047c97c9a0191b5fffe" class="mb16 menu-item menu-item-db5eb84117d06047c97c9a0191b5fffe menu-item_depth-2">
3109          <a href="" target="_self" rel="" data-event="Support" data-track-event="ElementClicked" data-track-name="Support" data-track-module="TopNav" data-itemindex="1" tabindex="0">
3110            <div class="flex flex-middle">
3111              <div class="link-title grey90">
3112                Support
3113              </div>
3114              
3115            </div>
3116            
3117          </a>
3118        </li>
3119      
3120        <li id="menu-item-580606daf13bbe3d496f8f7ceba14fd5" class="mb16 menu-item menu-item-580606daf13bbe3d496f8f7ceba14fd5 menu-item_depth-2">
3121          <a href="https://www.betterment.com/reviews" target="_self" rel="" data-event="Customer reviews" data-track-event="ElementClicked" data-track-name="Customer reviews" data-track-module="TopNav" data-itemindex="2" tabindex="0">
3122            <div class="flex flex-middle">
3123              <div class="link-title grey90">
3124                Customer reviews
3125              </div>
3126              
3127            </div>
3128            
3129          </a>
3130        </li>
3131      
3132        <li id="menu-item-153c8e70c76e33a339d9f10944cd24fb" class="mb16 menu-item menu-item-153c8e70c76e33a339d9f10944cd24fb menu-item_depth-2">
3133          <a href="https://www.betterment.com/bonds-investing" target="_self" rel="" data-event="Understanding risk and return" data-track-event="ElementClicked" data-track-name="Understanding risk and return" data-track-module="TopNav" data-itemindex="3" tabindex="0">
3134            <div class="flex flex-middle">
3135              <div class="link-title grey90">
3136                Understanding risk and return
3137              </div>
3138              
3139            </div>
3140            
3141          </a>
3142        </li>
3143      
3144        <li id="menu-item-e22ac25b066b201473de7aa700ef5d92" class="mb16 menu-item menu-item-e22ac25b066b201473de7aa700ef5d92 menu-item_depth-2">
3145          <a href="https://www.betterment.com/pricing" target="_self" rel="" data-event="Pricing" data-track-event="ElementClicked" data-track-name="Pricing" data-track-module="TopNav" data-itemindex="4" tabindex="0">
3146            <div class="flex flex-middle">
3147              <div class="link-title grey90">
3148                Pricing
3149              </div>
3150              
3151            </div>
3152            
3153          </a>
3154        </li>
3155      
3156    </ul>
3157  </div>
3158
3159              
3160              
3161                
3162  
3163  <div class="column width100">
3164    
3165    <ul class="">
3166      
3167        <li id="menu-item-0610123bdd4ffc191a3ea05a847e1307" class="mb16 menu-item menu-item-0610123bdd4ffc191a3ea05a847e1307 menu-item_depth-2">
3168          <a href="https://www.betterment.com/press" target="_self" rel="" data-event="Press" data-track-event="ElementClicked" data-track-name="Press" data-track-module="TopNav" data-itemindex="0" tabindex="0">
3169            <div class="flex flex-middle">
3170              <div class="link-title grey90">
3171                Press
3172              </div>
3173              
3174            </div>
3175            
3176          </a>
3177        </li>
3178      
3179        <li id="menu-item-27c7b8732d1a279720d27cc8c3a26c93" class="mb16 menu-item menu-item-27c7b8732d1a279720d27cc8c3a26c93 menu-item_depth-2">
3180          <a href="https://www.betterment.com/careers" target="_self" rel="" data-event="Careers" data-track-event="ElementClicked" data-track-name="C
3180areers" data-track-module="TopNav" data-itemindex="1" tabindex="0">
3181            <div class="flex flex-middle">
3182              <div class="link-title grey90">
3183                Careers
3184              </div>
3185              
3186            </div>
3187            
3188          </a>
3189        </li>
3190      
3191        <li id="menu-item-beb09a9389bfd5c6ff5190dbad3a9ffc" class="mb16 menu-item menu-item-beb09a9389bfd5c6ff5190dbad3a9ffc menu-item_depth-2">
3192          <a href="https://www.betterment.com/pursuebetter" target="_self" rel="" data-event="Pursue Better" data-track-event="ElementClicked" data-track-name="Pursue Better" data-track-module="TopNav" data-itemindex="2" tabindex="0">
3193            <div class="flex flex-middle">
3194              <div class="link-title grey90">
3195                Pursue Better
3196              </div>
3197              
3198            </div>
3199            
3200          </a>
3201        </li>
3202      
3203    </ul>
3204  </div>
3205
3206              
3207            </div>
3208          
3209          
3210            
3211  <div class="callout-box px20 py32 flex flex-column bg-grey10">
3212    
3213      
3214   
3215       <img src="https://www.betterment.com/hubfs/live-chat-supernav.png" alt="live-chat-supernav" class="background-size_cover rounded4 width100">
3216   
3217 
3218    
3219    
3220      <div class="bt-title7 pt12 grey90">
3221        Free financial advice, for the busiest season of your life
3222      </div>
3223    
3224    
3225      <p class="bt-body50 mt4 grey90">
3226        <span>Unlock live chats with a licensed financial specialist, then get help moving beyond the basics of investing.</span>
3227      </p>
3228    
3229    
3230      <a class="width-fit-content highlight-cta mt4" href="https://www.betterment.com/resources/free-live-chat-financial-goals" target="_self" rel="" data-event="Learn how" data-track-event="ElementClicked" data-track-name="Learn how" data-track-module="TopNav" tabindex="0">
3231        <span class="button-link-medium">Learn how</span>
3232      </a>
3233    
3234  </div>
3235
3236          
3237         </div>
3238      
3239   </li>
3240
3241                      
3242                    
3243                  </ul>
3244                </div>
3245              </nav>
3246              
3247  
3248  
3249  
3250  
3251
3252  
3253    
3254  
3255    
3256  
3257
3258  
3259  <nav class="bt-courtesy-nav-list flex-wrap flex-middle flex-spaceBetween mobile" data-behavior-large-screen-nav="" aria-label="Mobile audience navigation">
3260    <div class="solutions-info">
3261      
3262        <div class="headline grey70">
3263          See solutions for
3264        </div>
3265      
3266      <ul class="flex-wrap">
3267        
3268          <li class="item active-lob" id="menu-item-Individuals">
3269            <a href="/" class="item-link grey90" data-event="Individuals" data-track-event="ElementClicked" data-track-name="Individuals" data-track-module="CourtesyNav" tabindex="0">
3270              Individuals
3271            </a>
3272          </li>
3273        
3274          <li class="item " id="menu-item-Employers">
3275            <a href="/work" class="item-link grey90" data-event="Employers" data-track-event="ElementClicked" data-track-name="Employers" data-track-module="CourtesyNav" tabindex="0">
3276              Employers
3277            </a>
3278          </li>
3279        
3280          <li class="item " id="menu-item-Advisors">
3281            <a href="/advisors" class="item-link grey90" data-event="Advisors" data-track-event="ElementClicked" data-track-name="Advisors" data-track-module="CourtesyNav" tabindex="0">
3282              Advisors
3283            </a>
3284          </li>
3285        
3286      </ul>
3287    </div>
3288
3289    
3290  </nav>
3291
3292              
3293                
3294                
3295                
3296
3297  
3298  
3299    
3300  
3301
3302  
3303
3304
3305  
3306      
3307  
3308  
3309  <div class="bt-nav-cta-1">
3310    <div class="bt-nav-additional-links">
3311      <div>
3312        <a href="https://www.betterment.com/app/login" class="header-login-button" tabindex="0" data-cy-nav-large-secondary-cta="" data-track-event="ElementClicked" data-track-name="LogIn" data-track-module="TopNav" data-interaction-listener-registered="true">
3313          Log in
3314        </a>
3315      </div>
3316    </div>
3317  </div>
3318  
3319
3320
3321
3322  
3323      
3324  
3325    
3326    <div class="bt-nav-additional-links bt-nav-cta-2">
3327      <div>
3328        <span id="hs_cos_wrapper_module_1629490775_" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_cta" style="" data-hs-cos-general-type="widget" data-hs-cos-type="cta"><!--HubSpot Call-to-Action Code --><span class="hs-cta-wrapper" id="hs-cta-wrapper-4effd7d2-e029-4b8e-a60a-54cebca19abe"><span class="hs-cta-node hs-cta-4effd7d2-e029-4b8e-a60a-54cebca19abe" id="hs-cta-4effd7d2-e029-4b8e-a60a-54cebca19abe"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]-->
3328<a href="https://cta-redirect.hubspot.com/cta/redirect/5274572/4effd7d2-e029-4b8e-a60a-54cebca19abe"><img class="hs-cta-img" id="hs-cta-img-4effd7d2-e029-4b8e-a60a-54cebca19abe" style="border-width:0px;" src="https://no-cache.hubspot.com/cta/default/5274572/4effd7d2-e029-4b8e-a60a-54cebca19abe.png" alt="Get started"></a></span>
3328<script charset="utf-8" src="/hs/cta/cta/current.js"></script>
3328<script type="text/javascript"> hbspt.cta._relativeUrls=true;hbspt.cta.load(5274572, '4effd7d2-e029-4b8e-a60a-54cebca19abe', {"useNewLoader":"true","region":"na1"}); </script>
3328</span><!-- end HubSpot Call-to-Action Code --></span>
3329      </div>      
3330    </div>
3331   
3332
3333
3334              
3335            </div>
3336          </div>
3337        </div>
3338      </div>
3339    </div>
3340  </header>
3341
3342  
3343 
3344</div>
3345
3346</div>
3347      
3348      <div id="hs_cos_wrapper_module_16419355051849" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module">
3349
3350
3351
3352
3353
3354
3355
3356   
3357      
3358   
3359      
3360      
3360<script id="hero-spacing-script" type="application/json">{"pt_lg":150,"pt_sm":100}</script>
3360
3361   
3362
3363
3364
3365
3366
3367
3368
3369
3370     
3371      
3372      
3373      
3374      
3375      
3376      
3377      
3378      
3379      
3380      
3381      
3382      
3383
3384      
3385         
3386            
3387               
3388   
3389
3390            
3391               
3392   
3393
3394            
3395         
3396        
3397      
3398     
3399      
3400      
3401      
3402      
3403      
3404      
3405      
3406      
3407      
3408      
3409      
3410      
3411
3412      
3413         
3414            
3415               
3416   
3417
3418            
3419               
3420   
3421
3422            
3423         
3424        
3425      
3426     
3427      
3428      
3429      
3430      
3431      
3432      
3433      
3434      
3435      
3436      
3437      
3438      
3439
3440      
3441         
3442            
3443               
3444   
3445
3446            
3447         
3448        
3449      
3450     
3451      
3452      
3453      
3454      
3455      
3456      
3457      
3458      
3459      
3460      
3461      
3462      
3463
3464      
3465     
3466      
3467      
3468      
3469      
3470      
3471      
3472      
3473      
3474      
3475      
3476      
3477      
3478
3479      
3480         
3481            
3482               
3483   
3484
3485            
3486               
3487   
3488
3489            
3490         
3491        
3492      
3493     
3494      
3495      
3496      
3497      
3498      
3499      
3500      
3501      
3502      
3503      
3504      
3505      
3506
3507      
3508         
3509            
3510               
3511   
3512
3513            
3514         
3515        
3516      
3517     
3518      
3519      
3520      
3521      
3522      
3523      
3524      
3525      
3526      
3527      
3528      
3529      
3530
3531      
3532     
3533      
3534      
3535      
3536      
3537      
3538      
3539      
3540      
3541      
3542      
3543      
3544      
3545
3546      
3547   
3548
3549   
3550
3551   
3552
3553   
3554   
3555
3556</div>
3557    </div>
3558  </div>
3559</div>
3560
3561
3562      
3563  
3564  
3565
3566<main id="main-content" class="body-container-wrapper help-center-listing ">  
3567
3568  
3569  
3570     
3571      
3572      
3573  <div class="tags-template">
3574    
3575    
3576
3577    
3578    
3579    
3580    
3581    
3582    
3583
3584    
3585    
3586    
3587      
3588    
3589      
3590    
3591      
3592    
3593      
3594    
3595      
3596    
3597      
3598    
3599      
3600    
3601      
3602    
3603      
3604    
3605      
3606    
3607      
3608    
3609      
3610    
3611      
3612        
3613      
3614    
3615      
3616    
3617      
3618    
3619      
3620    
3621      
3622    
3623      
3624    
3625      
3626    
3627      
3628    
3629      
3630    
3631      
3632    
3633      
3634    
3635      
3636    
3637      
3638    
3639      
3640    
3641      
3642    
3643      
3644    
3645      
3646    
3647      
3648    
3649      
3650    
3651      
3652    
3653      
3654    
3655      
3656    
3657      
3658    
3659      
3660    
3661      
3662    
3663      
3664    
3665      
3666    
3667      
3668    
3669      
3670    
3671      
3672    
3673      
3674    
3675      
3676    
3677      
3678    
3679      
3680    
3681      
3682    
3683      
3684    
3685    
3686    <div id="hs_cos_wrapper_module_1633457593" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module">
3687
3688
3689<section class="bt-section hero-spacer help-center-list-hero bg-grey10">
3690  <div class="bt-container">
3691    <div class="content-area">
3692     
3693
3694      <nav aria-label="Breadcrumb" class="breadcrumb">
3695        <ol class="flex-wrap">
3696          <li>
3697            <a href="https://www.betterment.com/help">Help Center</a>
3698          </li>
3699        </ol>
3700      </nav>
3701      <h1>Connecting accounts </h1>
3702      <p>Connect external accounts to see your money in one financial dashboard</p>
3703    
3704    </div>
3705  </div>  
3706</section></div>
3707    
3708    
3709    
3710      
3711         
3712      
3713    
3714      
3715         
3716      
3717    
3718      
3719         
3720      
3721    
3722      
3723         
3724      
3725    
3726
3727    <section class="bt-section tag-results">
3728      <div class="bt-container">
3729        <div class="flex-wrap">        
3730        
3731  <aside class="flex-item cols col-1 sticky-sidebar toc-wrap" id="main-aside">            
3732    <div class="sticky">
3733      
3734        <header class="flex-wrap flex-middle flex-spaceBetween sticky-header">
3735            <p class="headline">
3736      <span class="item-eyebrow bt-eyebrow display-block bt-small-caps  ">Table of content</span>
3737    </p>
3738            <button class="toggle-aside" id="open-aside" aria-label="open jump to popup"><svg aria-hidden="true" fill="none" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 24 24">
3739<path fill-rule="evenodd" clip-rule="evenodd" d="M21 13H3v-2h18v2ZM21 18H3v-2h18v2ZM21 8H3V6h18v2Z" fill="currentColor" />
3740</svg></button>
3741            <button class="toggle-aside" id="close-aside" aria-label="close jump to popup"><svg xmlns="http://www.w3.org/2000/svg" viewbox="0 0 24 24" aria-hidden="true" aria-label="close icon"> <title>Close Icon</title><path fill-rule="evenodd" d="M17.293 18.7072L5.29297 6.70718L6.70718 5.29297L18.7072 17.293L17.293 18.7072Z" clip-rule="evenodd" fill="currentColor"></path> <path fill-rule="evenodd" d="M5.29297 17.293L17.293 5.29297L18.7072 6.70718L6.70718 18.7072L5.29297 17.293Z" clip-rule="evenodd" fill="currentColor"></path> </svg></button>
3742        </header>
3743      
3744       <ul>
3745        
3746          <li>
3747            <a href="#getting-started" aria-current="true">Getting started</a>
3748          </li>
3749        
3750       </ul>
3751    </div>
3752  </aside>
3753
3754
3755          <div class="flex-item cols col-2">
3756            
3757              <div class="grouper-item item" data-offsettablet="-100" id="getting-started">
3758                <h2 class="bt-title3">Getting started</h2>
3759                  
3760  <ul class="accordion-controls" aria-label="Accordion Control Group Buttons">
3761     
3762        
3763        <li class="item border-btGrey20">
3764           <button class="accordion-trigger bt-body1" type="button" aria-controls="content-how-do-i-connect-an-external-account-so-that-i-can-view-my-other-savings-and-retirement-accounts-alongside-my-betterment-accounts" aria-expanded="false">How do I connect an external account so that I can view my other savings and retirement accounts alongside my Betterment accounts? <svg xmlns="http://www.w3.org/2000/svg" viewbox="0 0 24 24" aria-hidden="true" aria-label="Caret Down" class="display-block width100"><title>Caret Down Icon</title><path d="M18.3536 9.70709L12 16.0606L5.64648 9.70708L6.70714 8.64642L12 13.9393L17.2929 8.64643L18.3536 9.70709Z" fill="currentColor" /></svg></button>
3765            <div class="accordion-body" aria-hidden="true" id="content-how-do-i-connect-an-external-account-so-that-i-can-view-my-other-savings-and-retirement-accounts-alongside-my-betterment-accounts" hidden>
3766              
3767                     <span class="bt-body2">
3768                      <p>To instantly connect an external account: Web browser: Log in to your Betterment account. Select “Settings” from the lefthand menu. Click on the “External accounts” tab then “Link new account”. Choose the institution where your account is located and instantly connect by providing your login credentials. Mobile app: Log into the Betterment app. Tap the three lines in the upper left-hand corner to open the menu. Select “Settings”, then “External Accounts”. Tap the “+” to connect a new external ...</p> 
3769                      <a class="link" href="https://www.betterment.com/help/how-to-connect-accounts" aria-label="Read more about How do I connect an external account so that I can view my other savings and retirement accounts alongside my Betterment accounts?">Read More</a>
3770                     </span>
3771                    
3772            </div>
3773        </li>
3774     
3775        
3776        <li class="item border-btGrey20">
3777           <button class="accordion-trigger bt-body1" type="button" aria-controls="content-can-i-delete-or-hide-an-external-account-from-my-betterment-profile" aria-expanded="false">Can I delete or hide an external account from my Betterment profile? <svg xmlns="http://www.w3.org/2000/svg" viewbox="0 0 24 24" aria-hidden="true" aria-label="Caret Down" class="display-block width100"><title>Caret Down Icon</title><path d="M18.3536 9.70709L12 16.0606L5.64648 9.70708L6.70714 8.64642L12 13.9393L17.2929 8.64643L18.3536 9.70709Z" fill="currentColor" /></svg></button>
3778            <div class="accordion-body" aria-hidden="true" id="content-can-i-delete-or-hide-an-external-account-from-my-betterment-profile" hidden>
3779              
3780                     <span class="bt-body2">
3781                      <p>You can remove connected accounts from Betterment, or you can hide a specific account to prevent it from showing up on your Betterment overview or being included in your total net worth. To delete an External account: Web browser: Log in to your Betterment account. Select “Settings” from the left-hand menu. Click on the “External accounts” tab. Click “Delete” next to the account(s) you wish to remove. Mobile app: Log into the Betterment app. Tap the three lines in the upper left-hand corner to ...</p> 
3782                      <a class="link" href="https://www.betterment.com/help/delete-connected-account" aria-label="Read more about Can I delete or hide an external account from my Betterment profile?">Read More</a>
3783                     </span>
3784                    
3785            </div>
3786        </li>
3787     
3788        
3789        <li class="item border-btGrey20">
3790           <button class="accordion-trigger bt-body1" type="button" aria-controls="content-why-should-i-connect-an-external-account" aria-expanded="false">Why should I connect an external account? <svg xmlns="http://www.w3.org/2000/svg" viewbox="0 0 24 24" aria-hidden="true" aria-label="Caret Down" class="display-block width100"><title>Caret Down Icon</title><path d="M18.3536 9.70709L12 16.0606L5.64648 9.70708L6.70714 8.64642L12 13.9393L17.2929 8.64643L18.3536 9.70709Z" fill="currentColor" /></svg></button>
3791            <div class="accordion-body" aria-hidden="true" id="content-why-should-i-connect-an-external-account" hidden>
3792              
3793                     <span class="bt-body2">
3794                      <p>Connecting your non-Betterment accounts gives you a more complete financial picture in one location and can allow Betterment to give more informed advice. Instantly connecting a financial account creates a secure, read-only connection with your firm through our data partner, Plaid. Most accounts are eligible for instant, electronic connection through Plaid, although not all are available at this time. As an alternative, you can always manually connect any account. When you connect an account to ...</p> 
3795                      <a class="link" href="https://www.betterment.com/help/why-connect-accounts" aria-label="Read more about Why should I connect an external account?">Read More</a>
3796                     </span>
3797                    
3798            </div>
3799        </li>
3800     
3801        
3802        <li class="item border-btGrey20">
3803           <button class="accordion-trigger bt-body1" type="button" aria-controls="content-when-i-connect-a-nonbetterment-account-does-betterment-store-my-username-and-password" aria-expanded="false">When I connect a non-Betterment account, does Betterment store my username and password? <svg xmlns="http://www.w3.org/2000/svg" viewbox="0 0 24 24" aria-hidden="true" aria-label="Caret Down" class="display-block width100"><title>Caret Down Icon</title><path d="M18.3536 9.70709L12 16.0606L5.64648 9.70708L6.70714 8.64642L12 13.9393L17.2929 8.64643L18.3536 9.70709Z" fill="currentColor" /></svg></button>
3804            <div class="accordion-body" aria-hidden="true" id="content-when-i-connect-a-nonbetterment-account-does-betterment-store-my-username-and-password" hidden>
3805              
3806                     <span class="bt-body2">
3807                      <p>No. Betterment does not store your credentials. Our trusted partner for account aggregation protects the credentials using bank-level encryption both when transmitted and when stored.</p> 
3808                      <a class="link" href="https://www.betterment.com/help/connected-account-credentials" aria-label="Read more about When I connect a non-Betterment account, does Betterment store my username and password?">Read More</a>
3809                     </span>
3810                    
3811            </div>
3812        </li>
3813     
3814  </ul>
3815
3816              </div>
3817            
3818
3819            <div id="hs_cos_wrapper_social_share_1629497677" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module">
3820
3821<div class="social-container">
3822   
3823      
3824   <span id="hs_cos_wrapper_social_share_1629497677_my_social_sharing" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_social_sharing" style="" data-hs-cos-general-type="widget" data-hs-cos-type="social_sharing"></span>
3825   
3826   <ul class="flex flex-middle social-items"> 
3827      
3828         <li>
3829            <a href="http://www.facebook.com/share.php?u=https://www.betterment.com/help/tag/connecting-accounts?utm_medium=social&amp;utm_source=linkedin" target="_blank" rel="noopener noreferrer">
3830               <svg fill="currentColor" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 16 16" aria-label="Betterment on Facebook" role="img"><title>Betterment on Facebook</title><path d="M9.5 3H12V0H9.5C7.5 0 6 1.6 6 3.5V5H4v3h2v8h3V8h2.5l.5-3H9V3.5c0-.3.2-.5.5-.5"></path></svg>
3831            </a>
3832         </li>
3833      
3834         <li>
3835            <a href="https://www.linkedin.com/shareArticle?mini=true&amp;url=https%3A%2F%2Fwww.betterment.com%2Fhelp%2Ftag%2Fconnecting-accounts%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin" target="_blank" rel="noopener noreferrer">
3836               <svg fill="currentColor" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 16 16" aria-label="Betterment on LinkedIn" role="img"> <title>Betterment on LinkedIn</title> <path d="M.2 15.2h3.4V4.9H.2v10.3zM1.9 0C.8 0 0 .8 0 1.8s.7 1.8 1.9 1.8 2-.8 2-1.8S3 0 1.9 0zM16 9.3v5.9h-3.4V9.7c0-1.4-.5-2.3-1.8-2.3-1 0-1.5.6-1.7 1.2l-.1.9v5.7H5.5V4.9H9v1.5c.4-.7 1.2-1.7 3-1.7 2.3 0 4 1.5 4 4.6z"></path> </svg>
3837            </a>
3838         </li>
3839      
3840
3841      
3842         <li class="copy-clip-container">
3843            <button aria-label="Copy Post Link" class="bt-UnstyledButton copy-clip-button">
3844               <svg viewbox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-label="Betterment Clipboard Share"><title>Betterment Clipboard Share</title><path fill-rule="evenodd" clip-rule="evenodd" d="M2.53333 5.13332C2.83406 4.82896 3.19221 4.58731 3.58703 4.42238C3.98184 4.25746 4.40546 4.17253 4.83333 4.17253C5.26121 4.17253 5.68483 4.25746 6.07964 4.42238C6.47445 4.58731 6.8326 4.82896 7.13333 5.13332L9.03333 7.03332L8.2 7.86666L6.3 5.96666C5.89446 5.64917 5.38639 5.49179 4.87239 5.52443C4.35839 5.55707 3.87432 5.77746 3.5122 6.1437C3.15008 6.50993 2.93517 6.99647 2.90834 7.5108C2.88151 8.02514 3.04462 8.5314 3.36667 8.93332L5.26667 10.8L4.43333 11.6333L2.53333 9.73332C2.22897 9.43259 1.98732 9.07444 1.82239 8.67963C1.65746 8.28482 1.57254 7.8612 1.57254 7.43332C1.57254 7.00545 1.65746 6.58183 1.82239 6.18702C1.98732 5.79221 2.22897 5.43405 2.53333 5.13332V5.13332Z" /> <path fill-rule="evenodd" clip-rule="evenodd" d="M11.8667 14.4667C12.4733 13.8549 12.8136 13.0282 12.8136 12.1667C12.8136 11.3051 12.4733 10.4785 11.8667 9.86666L9.96667 7.96666L9.13334 8.79999L11.0333 10.7C11.4223 11.089 11.6408 11.6166 11.6408 12.1667C11.6408 12.7168 11.4223 13.2443 11.0333 13.6333C10.6444 14.0223 10.1168 14.2408 9.56667 14.2408C9.01656 14.2408 8.48899 14.0223 8.1 13.6333L6.2 11.7333L5.36667 12.5667L7.26667 14.4667C7.87847 15.0733 8.70513 15.4136 9.56667 15.4136C10.4282 15.4136 11.2549 15.0733 11.8667 14.4667V14.4667Z" /> <path fill-rule="evenodd" clip-rule="evenodd" d="M9.13334 12.5667L4.43333 7.86667L5.26667 7.03334L9.96667 11.7333L9.13334 12.5667V12.5667Z" /></svg>
3845            </button>
3846            <div class="copy-clip-confirmation">
3847               <p>Copied!</p>
3848            </div>
3849         </li>
3850      
3851   </ul>
3852   
3853</div>
3854
3855</div>
3856          </div>
3857
3858        </div>
3859      </div>
3860    </section>
3861
3862  </div>
3863
3864
3865
3866
3867    
3868   
3869
3870</main>
3871
3872
3873
3874
3875
3876   
3877      
3878<div class="">
3879  <footer class="bt-section footer bg-navy white">
3880    <div class="bt-container">
3881      
3882  <footer class="bt-section footer bg-navy white">
3883    <div class="bt-container">
3884      <div id="hs_cos_wrapper_footer_global_b4c_react" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><link rel="stylesheet" href="/hubfs/build_assets/betterment-website-project/260/js_client_assets/assets/index-CZLIcOua.css">
3885<link rel="stylesheet" href="/hubfs/build_assets/betterment-website-project/260/js_client_assets/assets/layout-Dk2r9mf5.css">
3886<link rel="stylesheet" href="/hubfs/build_assets/betterment-website-project/260/js_client_assets/assets/sizing-BiMz9WO6.css">
3887<div class="_flex_g8bz2_82 _flexSpaceBetween_g8bz2_150 _mainColumns_ls0im_38"><div class="_logoWrapper_ls0im_9"><svg width="36" height="29" viewbox="0 0 36 29" fill="none" xmlns="http://www.w3.org/2000/svg" role="img" aria-label="Betterment"><title>Betterment Logo Icon SVG Footer</title><path d="M17.9674 23.8321L32.2371 29C34.5741 25.9877 35.9348 22.1523 35.9348 17.8745C35.9348 7.68493 28.2117 0 17.9674 0C7.72309 0 0 7.
388768493 0 17.8745C0 22.1523 1.36248 25.9824 3.69943 29L17.9674 23.8321Z" fill="url(#paint0_linear_2090_61405)"></path><defs><lineargradient id="paint0_linear_2090_61405" x1="21.9039" y1="20.0598" x2="20.0961" y2="-2.86808" gradientunits="userSpaceOnUse"><stop stop-color="#FF835E"></stop><stop offset="1" stop-color="#FFC729"></stop></lineargradient></defs></svg></div><nav class="_wFull_1qgl7_21 _menuWrapper_ls0im_146" aria-label="Footer navigation"><ul class="_resetList_g8bz2_23 _flex_g8bz2_82 _menuList_ls0im_151"><li class="_column_ls0im_165"><h3 class="_menuTitle_ls0im_155">Accounts</h3><ul class="_resetList_g8bz2_23"><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/investing" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Automated investing">Automated investing</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/self-directed-investing" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Self-directed investing">Self-directed investing</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/cash-reserve" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="High-yield cash ">High-yield cash </a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/ira-and-401k" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="IRAs">IRAs</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/crypto" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Crypto investing">Crypto investing</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/checking" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Checking">Checking</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/trust-accounts" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Trusts">Trusts</a></li></ul></li><li class="_column_ls0im_165"><h3 class="_menuTitle_ls0im_155">Tools</h3><ul class="_resetList_g8bz2_23"><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/investments" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Portfolio options">Portfolio options</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/custom-portfolios" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Custom portfolios">Custom portfolios</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/performance" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Historical performance">Historical performance</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/taxes" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Tax savings">Tax savings</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/securities-lending" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Securities lending">Securities lending</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/mobile-app" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Mobile app">Mobile app</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/goals" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Goal tracker">Goal tracker</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/dashboard" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="All-in-one dashboard">All-in-one dashboard</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/charitable-giving/" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Charitable giving">Charitable giving</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/socially-responsible-investing" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Socially responsible investing (SRI)">Socially responsible investing (SRI)</a></li></ul></li><li class="_column_ls0im_165"><h3 class="_menuTitle_ls0im_155">Service </h3><ul class="_resetList_g8bz2_23"><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/financial-experts" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Talk to an advisor">Talk to an advisor</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/premium" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Premium">Premium</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/rollover" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Rollover support">Rollover support</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/retirement" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Retirement advice">Retirement advice</a></li></ul></li><li class="_column_ls0im_165"><h3 class="_menuTitle_ls0im_155">Resources</h3><ul class="_resetList_g8bz2_23"><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/resources" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Education">Education</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/compare-betterment-products-betterment" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Compare Betterment">Compare Betterment</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/contact" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Support">Support</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="/help/tag/common-questions" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="FAQ">FAQ</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/bonds-investing" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Risk and return">Risk and return</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/pricing" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Pricing">Pricing</a></li></ul></li><li class="_column_ls0im_165"><h3 class="_menuTitle_ls0im_155">About</h3><ul class="_resetList_g8bz2_23"><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/about" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="About us">About us</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/reviews" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Reviews">Reviews</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/press" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Press">Press</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/careers" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="C
3887areers">Careers</a></li></ul></li><li class="_column_ls0im_165"><h3 class="_menuTitle_ls0im_155">Rewards</h3><ul class="_resetList_g8bz2_23"><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/affiliate-partner-offer" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="4.25% APY boost">4.25% APY boost</a></li><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/friend-referral-offer" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Refer a friend">Refer a friend</a></li></ul></li><li class="_column_ls0im_165"><h3 class="_menuTitle_ls0im_155">Disclosures</h3><ul class="_resetList_g8bz2_23"><li><a class="_block_g8bz2_88 _menuItem_ls0im_175" href="https://www.betterment.com/legal" data-track-event="ElementClicked" data-track-module="Footer" data-track-name="Legal">Legal</a></li></ul></li></ul></nav></div><div class="_flex_g8bz2_82 _flexWrap_g8bz2_101 flex-wrap _flexMiddle_g8bz2_169 _bottomMenu_ls0im_13"><div><ul class="_resetList_g8bz2_23 _flex_g8bz2_82 _socialList_ls0im_79"><li><a href="https://www.instagram.com/betterment/" target="_blank" rel="noopener noreferrer"><svg aria-label="Betterment on Instagram" width="24" height="24" viewbox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"><title>Betterment on Instagram</title><path d="M12 2.163C15.204 2.163 15.584 2.175 16.85 2.233C20.102 2.381 21.621 3.924 21.769 7.152C21.827 8.417 21.838 8.797 21.838 12.001C21.838 15.206 21.826 15.585 21.769 16.85C21.62 20.075 20.105 21.621 16.85 21.769C15.584 21.827 15.206 21.839 12 21.839C8.796 21.839 8.416 21.827 7.151 21.769C3.891 21.62 2.38 20.07 2.232 16.849C2.174 15.584 2.162 15.205 2.162 12C2.162 8.796 2.175 8.417 2.232 7.151C2.381 3.924 3.896 2.38 7.151 2.232C8.417 2.175 8.796 2.163 12 2.163ZM12 0C8.741 0 8.333 0.014 7.053 0.072C2.695 0.272 0.273 2.69 0.073 7.052C0.014 8.333 0 8.741 0 12C0 15.259 0.014 15.668 0.072 16.948C0.272 21.306 2.69 23.728 7.052 23.928C8.333 23.986 8.741 24 12 24C15.259 24 15.668 23.986 16.948 23.928C21.302 23.728 23.73 21.31 23.927 16.948C23.986 15.668 24 15.259 24 12C24 8.741 23.986 8.333 23.928 7.053C23.732 2.699 21.311 0.273 16.949 0.073C15.668 0.014 15.259 0 12 0V0ZM12 5.838C8.597 5.838 5.838 8.597 5.838 12C5.838 15.403 8.597 18.163 12 18.163C15.403 18.163 18.162 15.404 18.162 12C18.162 8.597 15.403 5.838 12 5.838ZM12 16C9.791 16 8 14.21 8 12C8 9.791 9.791 8 12 8C14.209 8 16 9.791 16 12C16 14.21 14.209 16 12 16ZM18.406 4.155C17.61 4.155 16.965 4.8 16.965 5.595C16.965 6.39 17.61 7.035 18.406 7.035C19.201 7.035 19.845 6.39 19.845 5.595C19.845 4.8 19.201 4.155 18.406 4.155Z" fill="currentColor"></path></svg></a></li><li><a href="http://facebook.com/betterment" target="_blank" rel="noopener noreferrer"><svg fill="currentColor" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 16 16" aria-label="Betterment on Facebook" role="img"><title>Betterment on Facebook</title><path d="M9.5 3H12V0H9.5C7.5 0 6 1.6 6 3.5V5H4v3h2v8h3V8h2.5l.5-3H9V3.5c0-.3.2-.5.5-.5"></path></svg></a></li><li><a href="http://twitter.com/betterment" target="_blank" rel="noopener noreferrer"><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewbox="0 0 1200 1227" aria-label="Betterment on X" role="img"><title>Betterment on X</title><path fill="currentColor" d="M714.163 519.284 1160.89 0h-105.86L667.137 450.887 357.328 0H0l468.492 681.821L0 1226.37h105.866l409.625-476.152 327.181 476.152H1200L714.137 519.284h.026ZM569.165 687.828l-47.468-67.894-377.686-540.24h162.604l304.797 435.991 47.468 67.894 396.2 566.721H892.476L569.165 687.854v-.026Z"></path></svg></a></li><li><a href="http://www.linkedin.com/company/betterment" target="_blank" rel="noopener noreferrer"><svg fill="currentColor" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 16 16" aria-label="Betterment on LinkedIn" role="img"><title>Betterment on LinkedIn</title><path d="M.2 15.2h3.4V4.9H.2v10.3zM1.9 0C.8 0 0 .8 0 1.8s.7 1.8 1.9 1.8 2-.8 2-1.8S3 0 1.9 0zM16 9.3v5.9h-3.4V9.7c0-1.4-.5-2.3-1.8-2.3-1 0-1.5.6-1.7 1.2l-.1.9v5.7H5.5V4.9H9v1.5c.4-.7 1.2-1.7 3-1.7 2.3 0 4 1.5 4 4.6z"></path></svg></a></li></ul></div><div class="_appsIcons_ls0im_100"><ul class="_resetList_g8bz2_23 _flex_g8bz2_82 _appStoreList_ls0im_104"><li>
3887<a class="track-ios-click" href="https://apps.apple.com/us/app/betterment-invest-save-money/id393156562" target="_blank" rel="noopener noreferrer" data-behavior-app-store-link="" data-cy-apple-store-link="" data-appsflyer-source="retailBrochureFooter" data-track-event="AppStoreSelected" data-track-name="DownloadIOSAppStore" data-track-module="Footer"><img src="https://www.betterment.com/hs-fs/hubfs/Graphics/shared-assets/apple-app-store.png?width=450&amp;height=135&amp;name=apple-app-store.png" alt="Betterment App on App Store" loading="lazy" width="450" height="135" srcset="https://www.betterment.com/hs-fs/hubfs/Graphics/shared-assets/apple-app-store.png?width=225&amp;height=68&amp;name=apple-app-store.png 225w, https://www.betterment.com/hs-fs/hubfs/Graphics/shared-assets/apple-app-store.png?width=450&amp;height=135&amp;name=apple-app-store.png 450w, https://www.betterment.com/hs-fs/hubfs/Graphics/shared-assets/apple-app-store.png?width=675&amp;height=203&amp;name=apple-app-store.png 675w, https://www.betterment.com/hs-fs/hubfs/Graphics/shared-assets/apple-app-store.png?width=900&amp;height=270&amp;name=apple-app-store.png 900w, https://www.betterment.com/hs-fs/hubfs/Graphics/shared-assets/apple-app-store.png?width=1125&amp;height=338&amp;name=apple-app-store.png 1125w, https://www.betterment.com/hs-fs/hubfs/Graphics/shared-assets/apple-app-store.png?width=1350&amp;height=405&amp;
3887name=apple-app-store.png 1350w" sizes="(max-width: 450px) 100vw, 450px"></a></li><li><a class="track-google-play-click" href="https://play.google.com/store/apps/details?id=com.betterment" target="_blank" rel="noopener noreferrer" data-behavior-app-store-link="" data-cy-android-store-link="" data-android-store-link="" data-appsflyer-source="retailBrochureFooter" data-track-event="AppStoreSelected" data-track-name="DownloadGooglePlay" data-track-module="Footer"><img src="https://www.betterment.com/hs-fs/hubfs/Graphics/shared-assets/google-play-store.png?width=450&amp;height=135&amp;name=google-play-store.png" alt="google-play-store" loading="lazy" width="450" height="135" srcset="https://www.betterment.com/hs-fs/hubfs/Graphics/shared-assets/google-play-store.png?width=225&amp;height=68&amp;name=google-play-store.png 225w, https://www.betterment.com/hs-fs/hubfs/Graphics/shared-assets/google-play-store.png?width=450&amp;height=135&amp;name=google-play-store.png 450w, https://www.betterment.com/hs-fs/hubfs/Graphics/shared-assets/google-play-store.png?width=675&amp;height=203&amp;name=google-play-store.png 675w, https://www.betterment.com/hs-fs/hubfs/Graphics/shared-assets/google-play-store.png?width=900&amp;height=270&amp;name=google-play-store.png 900w, https://www.betterment.com/hs-fs/hubfs/Graphics/shared-assets/google-play-store.png?width=1125&amp;height=338&amp;name=google-play-store.png 1125w, https://www.betterment.com/hs-fs/hubfs/Graphics/shared-assets/google-play-store.png?width=1350&amp;height=405&amp;name=google-play-store.png 1350w" sizes="(max-width: 450px) 100v
3887w, 450px"></a></li></ul></div></div>
3888    
3888<script type="text/javascript">
3889      window.__hsEnvConfig = {"hsDeployed":true,"hsEnv":"prod","hsJSRGates":["CMS:JSRenderer:GetServerSideProps","CMS:JSRenderer:EnvAllowlistRenderTime","CMS:JSRenderer:EnvAllowlist"],"hublet":"na1","portalID":5274572};
3890      window.__hsServerPageUrl = "https:\u002F\u002Fwww.betterment.com\u002Fhelp\u002Ftag\u002Fconnecting-accounts";
3891      window.__hsBasePath = "\u002Fhelp\u002Ftag\u002Fconnecting-accounts";
3892    </script>
3892
3893      </div>
3894      <div id="hs_cos_wrapper_footer_disclosures_set" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> 
3895
3896 
3897  
3898
3899
3900
3901
3902
3903
3904  
3905
3906
3907
3908
3909
3910
3911    
3912    
3913  
3914
3915   
3916
3917     
3918
3919     
3920
3921
3922<div class="footer-disclosure-wrap">
3923  
3924
3925
3926  
3927  
3928  
3929    <div class="footer-disclosure-rows entity-disclosure flex" data-disclosure-id="CORE_Standard_Footer_Public_Website">
3930      
3931      <div>
3932        <p><br></p>
3933<hr>
3934<p><span><strong>IMPORTANT BETTERMENT DISCLOSURES&nbsp;</strong></span></p>
3935<p><span>Information is educational only&nbsp;</span><span>and not investment or tax advice. External links are educational, and do not imply Betterment’s endorsement. All screenshots are for illustrative purposes only.</span></p><br>
3936<p><span><strong>Who Provides What Service?</strong></span></p><span>Investment Advice: Advisory services are provided by Betterment LLC, an SEC-registered investment adviser. Betterment LLC's internet-based advisory services are designed to assist clients in achieving discrete financial goals. They are not intended to provide comprehensive tax advice or financial planning with respect to every aspect of a client's financial situation and do not incorporate specific investments that clients hold elsewhere. Betterment is not a tax advisor.</span><br><br><span>Brokerage Services &amp; Custody: Brokerage services are provided to clients of Betterment LLC by Betterment Securities, an SEC-registered broker-dealer and member of&nbsp;</span><a href="https://www.finra.org/"><span>FINRA</span></a><span>/</span><a href="https://www.sipc.org/"><span>SIPC</span></a><span>, and Apex Clearing Corporation, a third-party SEC registered broker-dealer and member FINRA/SIPC.</span><br><br><span>Betterment Checking: Betterment Checking is made available through Betterment Financial LLC. Checking accounts and the Betterment Visa Debit Card provided by and issued by nbkc bank, Member FDIC. &nbsp;</span><a href="https://www.betterment.com/betterment-checking-disclosure"><span><strong>See Betterment Checking Disclosure</strong></span><span><strong>.</strong></span></a><br><br><span>Betterment at Work: 401(k) plan administration services provided by Betterment for Business LLC. &nbsp;Investment advice to plans and plan participants provided by Betterment LLC, an SEC registered investment adviser.</span><br><br><span><strong>No Betterment entity is a bank.</strong></span><br><br>
3937<p><a href="https://www.betterment.com/cash-portfolio"><span>Special Disclosure For Betterment Cash Reserve</span></a></p><span>Betterment Cash Reserve is part of the Cash Sweep Program (“CSP”) and is offered by Betterment LLC. CSP requires a Betterment Securities brokerage account. Client funds in the CSP are deposited into one or more FDIC-insured banks (“</span><a href="https://www.betterment.com/cash-portfolio"><span>Program Banks</span></a><span>”). Assets in the Cash Reserve Program under the CSP earn variable interest. CSP assets are eligible for FDIC insurance (subject to certain conditions). Funds in brokerage accounts are protected by SIPC, but funds at Program Banks are FDIC-insured up to $250K per depositor per bank, with a potential aggregate limit of $4M ($8M for joint accounts) once the funds reach one or more Program Banks. Funds in transit to or from Program Banks are generally not FDIC-insured but are covered by SIPC. FDIC insurance limits include all accounts held at a bank, not just CSP funds. For details, see Betterment’s&nbsp;</span><a href="//betterment.com/cash-portfolio"><span>CSP disclosure&nbsp;</span></a><span>and&nbsp;</span><a href="//www.betterment.com/adv"><span>Form ADV Part 2</span></a><span>. FDIC insurance information is available at&nbsp;</span><a href="http://fdic.gov"><span>FDIC.gov</span></a>.<br>
3938<p><span><strong>Let’s Talk About Risk:</strong></span></p><span>Investing involves risk and there is the potential of losing money when you invest in securities. Past performance does not guarantee future results and the likelihood of investment outcomes are hypothetical in nature.</span><span>Investments in securities are:&nbsp;</span><span><strong>Not FDIC Insured • Not Bank Guaranteed • May Lose Value.</strong>&nbsp;</span><span>Before investing, consider your investment objectives and Betterment LLC's fees and expenses.&nbsp;</span><span>For more details, see Betterment’s&nbsp;</span><a href="https://www.betterment.com/legal/form-crs"><span>Form CRS</span></a><span>,&nbsp;</span><a href="https://www.betterment.com/adv"><span>Form ADV Part II</span></a><span>&nbsp;and&nbsp;</span><a href="https://www.betterment.com/legal"><span>other disclosures</span></a><span>.&nbsp;</span><span>Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where Betterment LLC is not registered.</span><br><br><span><strong>Who Provides the Market Data?&nbsp;</strong>Market Data by&nbsp;</span><a href="http://www.xignite.com/"><span>Xignite</span></a><span>&nbsp;and&nbsp;</span><a href="https://www.factset.com/"><span>FactSet</span></a><span>. Copyright © 2025 FactSet Research Systems Inc. Fund data © 2022 Morningstar. All Rights Reserved.</span><br><br><span><strong>© Betterment Holdings Inc.</strong></span><span><strong>&nbsp;All rights reserved. </strong></span><span><strong>Betterment,&nbsp;</strong></span><span><strong>450 West 33rd Street, FL 11 New York, NY 10001</strong></span>
3939      </div>
3940    </div>
3941  
3942
3943  <div class="footer-disclosure-rows">
3944    
3945  
3946<div>
3947  <p> You are viewing a web property located at Betterment.com. Different properties may be provided by a different entity with different marketing standards. </p>
3948
3949  <br>
3950
3951  
3952  <ul class="flex-wrap list-links">
3953    
3954    <li>
3955      <a href="/sitemap">Site Map</a>
3956    </li>
3957  
3958    
3959    <li>
3960      <a href="/legal/terms">Terms of Use</a>
3961    </li>
3962  
3963    
3964    <li>
3965      <a href="/legal/privacy-policy">Privacy Policy</a>
3966    </li>
3967  
3968    
3969    <li>
3970      <a href="/legal/copyright-intellectual-property">Trademark</a>
3971    </li>
3972  
3973    
3974    <li>
3975      <a href="/legal">Legal Directory</a>
3976    </li>
3977  
3978    <li>
3979      <button class="button-reset flex-wrap u-flexAlignItemsCenter privacy-banner-trigger" type="button" aria-label="Privacy controls" data-track-event="ElementClicked" data-track-name="Privacy controls" data-track-module="Footer" data-interaction-listener-registered="true" aria-haspopup="dialog">
3980        <span>Privacy controls</span>
3981        <span aria-hidden="true">
3982          <img src="https://www.betterment.com/hubfs/Graphics/webpage-graphics/privacy-controls-logo.png" alt="">
3983        </span>
3984      </button>
3985    </li>
3986  </ul>
3987
3988  <p>Google Play and the Google Play logo are trademarks of Google, Inc.</p>
3989  <p>Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S.</p>
3990  <p>Betterment assumes no responsibility or liability whatsoever for the content, accuracy, reliability or opinions expressed in a third-party website, to which a published article links (a “linked website”). Such linked websites are not monitored, investigated, or checked for accuracy or completeness by Betterment. It is your responsibility to evaluate the accuracy, reliability, timeliness and completeness of any information available on a linked website. All products, services, and content obtained from a linked website are provided “as is” without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, security, or accuracy. If Betterment has a relationship or affiliation with the author or content, it will note this in additional disclosure.</p>
3991  <p>© Betterment. All rights reserved</p>
3992</div>
3993
3994
3995  </div>
3996</div></div>
3997    </div>
3998  </footer>
3999  
4000      <div id="hs_cos_wrapper_module_chatbot" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module">
4001    
4001<script type="text/javascript">
4002      window.__hsEnvConfig = {"hsDeployed":true,"hsEnv":"prod","hsJSRGates":["CMS:JSRenderer:GetServerSideProps","CMS:JSRenderer:EnvAllowlistRenderTime","CMS:JSRenderer:EnvAllowlist"],"hublet":"na1","portalID":5274572};
4003      window.__hsServerPageUrl = "https:\u002F\u002Fwww.betterment.com\u002Fhelp\u002Ftag\u002Fconnecting-accounts";
4004      window.__hsBasePath = "\u002Fhelp\u002Ftag\u002Fconnecting-accounts";
4005    </script>
4005
4006      </div>
4007    </div> 
4008  </footer>  
4009
4010  
4011  
4012  <div id="hs_cos_wrapper_post_classification_16739651532502" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module">
4013
4014
4015
4016
4017
4018   
4019
4020
4021
4022
4023   
4024   
4025      
4026   
4027   
4028      
4029   
4030
4031   
4032      
4033   
4034      
4035   
4036  
4036<script id="user-intent-script-data" type="application/json">
4037    {"account_interest":{"associated_page_type":null,"key":"null","motivation":null},"page_type":"b4c-site","portfolio_interest":{"associated_page_type":null,"key":"null","motivation":null},"product_category":{"associated_page_type":["b4c-site"],"key":null,"motivation":null},"template_type":"blog_listing","url":"/help/tag/connecting-accounts","visited_order":1}
4038  </script>
4038
4039
4040</div>
4041</div>
4042
4043    </div>
4044    
4045    
4046    
4047    
4048<!-- HubSpot performance collection script -->
4049<script defer src="/hs/hsstatic/content-cwv-embed/static-1.1293/embed.js"></script>
vendor: 1 bytes, line 4049
4049
4050<script src="https://cdnjs.cloudflare.com/ajax/libs/jquery/3.5.1/jquery.min.js"></script>
vendor: 1 bytes, line 4050
4050
4051<script src="https://cdnjs.cloudflare.com/ajax/libs/jquery-migrate/3.3.1/jquery-migrate.min.js"></script>
vendor: 1 bytes, line 4051
4051
4052<script src="https://www.betterment.com/hubfs/hub_generated/template_assets/1/57001203564/1790196764856/template_btTrackingInit.min.js"></script>
vendor: 1 bytes, line 4052
4052
4053<script src="https://www.betterment.com/hubfs/hub_generated/template_assets/1/49666399874/1790196838636/template_main.min.js"></script>
vendor: 1 bytes, line 4053
4053
4054<script>
4055var hsVars = hsVars || {}; hsVars['language'] = 'en';
4056</script>
4056
4057
4058<script src="/hs/hsstatic/cos-i18n/static-1.53/bundles/project.js"></script>
vendor: 1 bytes, line 4058
4058
4059<script src="https://www.betterment.com/hubfs/hub_generated/module_assets/1/53648885521/1790023746567/module_b4c_navigation_global.min.js"></script>
vendor: 1 bytes, line 4059
4059
4060<script src="https://www.betterment.com/hubfs/hub_generated/template_assets/1/54140855575/1790196766219/template_navigation.min.js"></script>
vendor: 1 bytes, line 4060
4060
4061<script src="https://www.betterment.com/hubfs/hub_generated/module_assets/1/64614019605/1790023757598/module_toast_banner_global.min.js"></script>
vendor: 1 bytes, line 4061
4061
4062<script src="https://www.betterment.com/hubfs/hub_generated/module_assets/1/56913877023/1790023762133/module_listing_hero.min.js"></script>
vendor: 1 bytes, line 4062
4062
4063<script src="https://www.betterment.com/hubfs/hub_generated/module_assets/1/53653099091/1779904147865/module_social_share.min.js"></script>
4063
4064
4065
4066<script>
4067   $(".copy-clip-container").click(function() {
4068      let clipContainer = $(this);
4069      $(clipContainer).find('.copy-clip-confirmation').removeClass('copy-clip-confirmation--animate');
4070      navigator.clipboard.writeText('https://www.betterment.com/help/tag/connecting-accounts').then(
4071      function() 
4072         { 
4073            $(clipContainer).find('.copy-clip-confirmation').addClass('copy-clip-confirmation--animate');
4074         }
4075      );
4076   });
4077
4078</script>
4078
4079
4080<script src="https://www.betterment.com/hubfs/hub_generated/template_assets/1/56913876530/1790196770192/template_blog.min.js"></script>
vendor: 1 bytes, line 4080
4080
4081<script src="/hs/hsstatic/keyboard-accessible-menu-flyouts/static-1.17/bundles/project.js"></script>
vendor: 1 bytes, line 4081
4081
4082<script src="https://www.betterment.com/hubfs/hub_generated/module_assets/1/145947863887/1787615390364/module_footer_disclosures_set.min.js"></script>
vendor: 1 bytes, line 4082
4082
4083<script src="https://www.betterment.com/hubfs/hub_generated/module_assets/1/99901870235/1790023755060/module_post_classification.min.js"></script>
4083
4084
4085<!-- Start of HubSpot Analytics Code -->
4086<script type="text/javascript">
4087var _hsq = _hsq || [];
4088_hsq.push(["setContentType", "listing-page"]);
4089_hsq.push(["setCanonicalUrl", "https:\/\/www.betterment.com\/help\/tag\/connecting-accounts"]);
4090_hsq.push(["setPageId", "55357736012"]);
4091_hsq.push(["setContentMetadata", {
4092    "contentPageId": 55357736012,
4093    "legacyPageId": "55357736012",
4094    "contentFolderId": null,
4095    "contentGroupId": 52677804193,
4096    "abTestId": null,
4097    "languageVariantId": 55357736012,
4098    "languageCode": "en",
4099    
4100    
4101}]);
4102</script>
4102
4103
4104<script type="text/javascript">
4105var hbspt = hbspt || {};
4106(hbspt.targetedContentMetadata = hbspt.targetedContentMetadata || []).push(...[]);
4107
4108var _hsq = _hsq || [];
4109_hsq.push(["setTargetedContentMetadata", hbspt.targetedContentMetadata]);
4110</script>
vendor: 1 bytes, line 4110
4110
4111<script type="text/javascript" id="hs-script-loader" async defer src="/hs/scriptloader/5274572.js"></script>
4111
4112<!-- End of HubSpot Analytics Code -->
4113
4114
4115<script type="text/javascript">
4116var hsVars = {
4117    render_id: "be147ea2-9fc1-4d28-a7f0-daa8377ded87",
4118    ticks: 1790174814288,
4119    page_id: 55357736012,
4120    
4121    content_group_id: 52677804193,
4122    portal_id: 5274572,
4123    app_hs_base_url: "https://app.hubspot.com",
4124    cp_hs_base_url: "https://cp.hubspot.com",
4125    language: "en",
4126    analytics_page_type: "listing-page",
4127    scp_content_type: "",
4128    
4129    analytics_page_id: "55357736012",
4130    category_id: 7,
4131    folder_id: 0,
4132    is_hubspot_user: false
4133}
4134</script>
4134
4135
4136<!--  Added by RollWorks integration -->
4137<script type="text/javascript">
4138    adroll_adv_id = "CWX7J3OCSZHGVD5OVW7E4C";
4139    adroll_pix_id = "V6C2R6IKYZCITFSAYP4FEN";
4140    adroll_version = "2.0";
4141
4142    (function(w, d, e, o, a) {
4143        w.adroll_tag_source = w.adroll_tag_source || "manual";
4144        w.__adroll_loaded = true;
4145        w.adroll = w.adroll || [];
4146        w.adroll.f = [ 'setProperties', 'identify', 'track', 'identify_email', 'get_cookie' ];
4147        var roundtripUrl = "https://s.adroll.com/j/" + adroll_adv_id
4148                + "/roundtrip.js";
4149        for (a = 0; a < w.adroll.f.length; a++) {
4150            w.adroll[w.adroll.f[a]] = w.adroll[w.adroll.f[a]] || (function(n) {
4151                return function() {
4152                    w.adroll.push([ n, arguments ])
4153                }
4154            })(w.adroll.f[a])
4155        }
4156
4157        e = d.createElement('script');
4158        o = d.getElementsByTagName('script')[0];
4159        e.async = 1;
4160        e.src = roundtripUrl;
4161        o.parentNode.insertBefore(e, o);
4162    })(window, document);
4163    adroll.track("pageView");
4164</script>
4164
4165
4166<!-- /Added by RollWorks integration -->
4167
4168
4169<script defer src="/hs/hsstatic/HubspotToolsMenu/static-1.640/js/index.js"></script>
4169
4170
4171<script>
4172  document.addEventListener('DOMContentLoaded', function () {
4173  var DISCLOSURE = '<legend style="font-size:12px" class="hs-field-desc">Portfolio includes 0.5% cash position. 401(k) accounts do not include a cash allocation. <a href="#footer">See disclosure.</a></legend>';
4174
4175  function addDisclosure() {
4176    document.querySelectorAll('.portfolio-details-table_holdings[data-dynamic-holdings]').forEach(function (table) {
4177      if (table.dataset.dynamicHoldings === 'Crypto') return;   // skip crypto — match the real value
4178      if (table.dataset.disclosureAdded) return;                // avoid duplicates
4179      table.dataset.disclosureAdded = '1';
4180      table.insertAdjacentHTML('afterend', DISCLOSURE);
4181    });
4182  }
4183
4184  addDisclosure();
4185  new MutationObserver(addDisclosure).observe(document.body, { childList: true, subtree: true }); // handles async render
4186});
4187</script>
vendor: 1 bytes, line 4187
4187
4188<script>
4189(function () {
4190  var MARK = 'data-bt-temp-disclosure';
4191  var CASH = 'Portfolio includes 0.5% cash position. 401(k) accounts do not include a cash allocation. <a href="#footer">See disclosure.</a>';
4192
4193  // Default: cash disclosure after the Risk level select.
4194  var DEFAULT = { field: 'riskLevel', reverse: false, legends: [
4195    { id: 'cash', html: CASH }
4196  ]};
4197
4198  // Page exceptions (matched by pathname; first match wins, else DEFAULT).
4199  var RULES = [{
4200    match: '/crypto-etf',
4201    field: 'accountType',
4202    reverse: true,   // wrapper is column-reverse, so legends sit before the select in the DOM
4203    legends: [
4204      { id: 'cash', html: CASH },
4205      { id: 'crypto-taxable', html: 'The Crypto ETF Portfolio is only available in taxable accounts.' }
4206    ]
4207  }];
4208
4209  function rule() {
4210    var p = location.pathname;
4211    for (var i = 0; i < RULES.length; i++) {
4212      var m = RULES[i].match;
4213      if (p === m || p.indexOf(m + '/') === 0) return RULES[i];
4214    }
4215    return DEFAULT;
4216  }
4217
4218  function textOf(html) { var d = document.createElement('div'); d.innerHTML = html; return d.textContent.trim(); }
4219
4220  function find(wrapper, html) {
4221    var all = wrapper.querySelectorAll('legend.hs-field-desc'), t = textOf(html);
4222    for (var j = 0; j < all.length; j++) if (all[j].textContent.trim() === t) return all[j];
4223    return null;
4224  }
4225
4226  function make(item) {
4227    var el = document.createElement('legend');
4228    el.className = 'hs-field-desc';
4229    el.setAttribute(MARK, item.id);
4230    el.innerHTML = item.html;
4231    return el;
4232  }
4233
4234  function inject() {
4235    var r = rule();
4236    var select = document.getElementById(r.field);
4237    if (!select) return;                       // field not on this page / not rendered yet
4238    var wrapper = select.parentNode;
4239    if (r.reverse) wrapper.classList.add('flex', 'u-flexColReverse');
4240
4241    if (r.reverse) {
4242      // Build [legend0, legend1, ..., select]; only insert what's missing (no moving = no observer loop).
4243      var anchor = select;
4244      for (var k = r.legends.length - 1; k >= 0; k--) {
4245        var el = find(wrapper, r.legends[k].html);
4246        if (!el) { el = make(r.legends[k]); wrapper.insertBefore(el, anchor); }
4247        anchor = el;
4248      }
4249    } else {
4250      // Build [select, legend0, legend1, ...].
4251      var a = select;
4252      for (var n = 0; n < r.legends.length; n++) {
4253        var e = find(wrapper, r.legends[n].html);
4254        if (!e) { e = make(r.legends[n]); a.insertAdjacentElement('afterend', e); }
4255        a = e;
4256      }
4257    }
4258  }
4259
4260  function start() {
4261    inject();
4262    new MutationObserver(inject).observe(document.body, { childList: true, subtree: true });
4263  }
4264  if (document.body) start(); else document.addEventListener('DOMContentLoaded', start);
4265})();
4266</script>
4266
4267<div id="fb-root"></div>
4268  
4268<script>(function(d, s, id) {
4269  var js, fjs = d.getElementsByTagName(s)[0];
4270  if (d.getElementById(id)) return;
4271  js = d.createElement(s); js.id = id;
4272  js.src = "//connect.facebook.net/en_GB/sdk.js#xfbml=1&version=v3.0";
4273  fjs.parentNode.insertBefore(js, fjs);
4274 }(document, 'script', 'facebook-jssdk'));</script>
4274 
4274<script>!function(d,s,id){var js,fjs=d.getElementsByTagName(s)[0];if(!d.getElementById(id)){js=d.createElement(s);js.id=id;js.src="https://platform.twitter.com/widgets.js";fjs.parentNode.insertBefore(js,fjs);}}(document,"script","twitter-wjs");</script>
4274
4275 
4276
4277
4278  
4279</body></html>

Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.