PageSourceSearch

https://decisionpointfinancial.com/articles-and-insights

html decisionpointfinancial.com collected 2026-10-06 01:30:01 UTC 80,342 bytes, 2,840 lines download raw bytes

1<!DOCTYPE html>
2<html lang="en" class="no-js">
3<head>
4<meta charset="utf-8">
5<meta http-equiv="X-UA-Compatible" content="IE=edge">
6
7<link rel="shortcut icon" href="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/favicon/r1HGHj9ZQ-favicon.ico" type="image/x-icon">
8
9<meta name="viewport" content="width=device-width,initial-scale=1">
10<meta http-equiv="cleartype" content="on">
11<meta name="robots" content="noodp">
12
13<!-- Title & Description -->
14<title>DecisionPoint Financial | Financial Planning &amp; Investment Management</title>
15<meta name="description"
16content="Our thought-provoking pieces cover everything from financial planning, to investments and the latest industry news.">
17<!-- Open Graph -->
18<meta property="og:site_name" content="DecisionPoint Financial | Financial Planning &amp; Investment Management">
19<meta property="og:title" content="DecisionPoint Financial | Financial Planning &amp; Investment Management">
20<meta property="og:description" content="">
21<meta property="og:url" content="https://decisionpointfinancial.com/articles-and-insights">
22<meta property="og:type" content="website">
23
24<meta itemprop="name" content="DecisionPoint Financial | Financial Planning &amp; Investment Management">
25<meta itemprop="description" content="Our thought-provoking pieces cover everything from financial planning, to investments and the latest industry news.">
26<meta itemprop="url" content="https://decisionpointfinancial.com/articles-and-insights">
27<!-- Twitter Card -->
28<meta name="twitter:card" content="summary_large_image">
29<meta name="twitter:title" content="DecisionPoint Financial | Financial Planning &amp; Investment Management">
30<meta name="twitter:description" content="">
31
32
33<!-- Mobile App Settings -->
34
35<link rel="apple-touch-icon" href="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/favicon/r1HGHj9ZQ.png">
36
37<meta name="apple-mobile-web-app-capable" content="yes">
38<meta name="apple-mobile-web-app-status-bar-style" content="black">
39<meta name="apple-mobile-web-app-title" content="DecisionPoint Financial | Financial Planning &amp; Investment Management">
40
41<link rel="alternate" type="application/rss+xml" href="https://decisionpointfinancial.com/articles-and-insights/feed.xml"
42title="Articles &amp; Insights RSS Feed">
43
44<!-- Prefetch -->
45<link rel="dns-prefetch" href="https://static.twentyoverten.com">
46
47<style>
48@import 'https://fonts.googleapis.com/css?family=Montserrat:400,400i,000,000i|Abhaya+Libre:700,700i|Lora:400,400i|Poppins:000,000i|Open+Sans:000,000i';
49</style>
50<link href="/assets/frameworks/assets/dist/css/global.css" rel="stylesheet">
51<link href="/assets/frameworks/themes/fresnel/3.0.0/assets/dist/css/main.css" rel="stylesheet">
52<link href="/assets/css/custom.css" rel="stylesheet">
53
54
55<style>
56/*----Basic Style----*/
57.nobotmargin{margin-bottom:0px;}
58.notopmargin{margin-top:0px;}
59.topmargin {margin-top:20px;}
60.nopadding{padding:0px;}
61.smpadding{padding:5px;}
62.mdpadding{padding:25px;}
63.sppadding{padding:0px 8px;}
64.lgpadding{padding:40px;}
65@media (min-width:820px){.sppadding{padding:0px 15px;}}
66.xlgpadding{padding:70px;}
67.smradius{border-radius:10px;}
68.lgradius{border-radius:20px;}  
69.white h1, .white h2,.white h3{color:white;}
70.white h4, .white p{color:white; opacity:.8;}
71.black{color:#212121;}
72.stretch{height:100%;}
73.hugbot{margin-bottom:-4rem;}
74.hugtop{margin-top:-4rem;}
75.relative{position:relative;}
76.btn.secondary{border-width:1px;}
77.underline{text-decoration:underline;}
78.row.breakout .col-xs-12 {padding: 1.5rem 3rem;}
79.row.breakout {width: 100vw; position: relative;min-height:400px;left: 50%;right: 50%;margin-left: -50vw;margin-right: -50vw;} 
80/*--------------------*/
81
82h2 {
83    font-weight: 400;
84}
85
86h3, .is-h3 {
87    font-weight: 400;
88}
89
90p.disclaimer {
91    font-family: Montserrat;
92    font-weight: 400;
93}
94
95.footer p {
96    font-family: Montserrat;
97}
98
99.footer .btn {
100    font-family: Montserrat;
101}
102
103
104@font-face {
105  font-family: proximanova-light;
106  src: url(https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/dwGXkbL1Hpf/proximanova-light.otf);
107}
108
109/*@font-face {*/
110/*  font-family: proximanova-regular;*/
111/*  src: url(https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/IaJqowDglrW/proximanova-regular.otf);*/
112/*}*/
113
114/*@font-face {*/
115/*  font-family: proximanova-thin;*/
116/*  src: url(https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/buSrDGk6
116hgc/proximanova-thin.otf);*/
117/*}*/
118
119h1, h2, h3, h4, p, body {
120  font-family: "proximanova-light" !important;
121}
122
123.form-item label {
124  font-family: "proximanova-light";
125}
126
127.footer .btn, .btn {
128  font-family: "proximanova-light" !important;
129}
130
131#sub-navigation ul li a {
132    font-family: "proximanova-light";
133}
134
135body {
136  cursor: url("data:image/svg+xml,%3Csvg width='16px' height='16px' viewBox='0 0 72 72' id='emoji' xmlns='http://www.w3.org/2000/svg' fill='%23000000'%3E%3Cg id='SVGRepo_bgCarrier' stroke-width='0'/%3E%3Cg id='SVGRepo_tracerCarrier' stroke-linecap='round' stroke-linejoin='round'/%3E%3Cg id='SVGRepo_iconCarrier'%3E%3Cg id='color'%3E%3Ccircle cx='36' cy='36.0001' r='28' fill='%23286091'/%3E%3C/g%3E%3Cg id='line'%3E%3Ccircle cx='36' cy='36.0001' r='28' fill='none' stroke='%23ffffff' stroke-linejoin='round' stroke-width='2'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E"), auto;
137}
138
139a:hover {
140  cursor: url("data:image/svg+xml,%3Csvg width='32px' height='32px' viewBox='0 0 72 72' id='emoji' xmlns='http://www.w3.org/2000/svg' fill='%23000000'%3E%3Cg id='SVGRepo_bgCarrier' stroke-width='0'/%3E%3Cg id='SVGRepo_tracerCarrier' stroke-linecap='round' stroke-linejoin='round'/%3E%3Cg id='SVGRepo_iconCarrier'%3E%3Cg id='color'%3E%3Ccircle cx='36' cy='36.0001' r='28' fill='%23286091'/%3E%3C/g%3E%3Cg id='line'%3E%3Ccircle cx='36' cy='36.0001' r='28' fill='none' stroke='%23ffffff' stroke-linejoin='round' stroke-width='2'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E") 16 16, pointer;
141}
142
143.page-bg .scroll-down:hover {
144   cursor: url("data:image/svg+xml,%3Csvg width='32px' height='32px' viewBox='0 0 72 72' id='emoji' xmlns='http://www.w3.org/2000/svg' fill='%23000000'%3E%3Cg id='SVGRepo_bgCarrier' stroke-width='0'/%3E%3Cg id='SVGRepo_tracerCarrier' stroke-linecap='round' stroke-linejoin='round'/%3E%3Cg id='SVGRepo_iconCarrier'%3E%3Cg id='color'%3E%3Ccircle cx='36' cy='36.0001' r='28' fill='%23286091'/%3E%3C/g%3E%3Cg id='line'%3E%3Ccircle cx='36' cy='36.0001' r='28' fill='none' stroke='%23ffffff' stroke-linejoin='round' stroke-width='2'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E") 16 16, pointer;
145}
146
147div.header-push {
148  height: 0 !important;
149}
150  .header-push {
151    height: 0;
152    min-height: 0;
153  }
154
155/*------TYPE------*/
156em{
157  text-decoration:underline;
158}
159@media (min-width: 980px){
160.full-screen h1, .full-screen .is-h1 {
161    font-size: 3em;
162}}
163
164@media (min-width:820px){
165  .right-align-desktop {
166  text-align:right !important;
167}
168}
169table p{
170  margin-bottom:0px;
171}
172/*------BTNS & HRS------*/
173
174hr{
175  height:1px;
176  background:none;
177  border-left:none;
178  border-bottom:2px solid rgba(0,0,0,.2);
179  width:100%;
180}
181.bordercard hr{
182  margin:0px 0px;
183  border-color:rgba(40,96,145, .5);
184}
185.btn{
186  border-radius:30px;
187}
188@media (min-width:820px){
189  .aboslutebottom{
190  position: absolute;
191  bottom:30px;
192  left:0;
193  right:0;
194  margin:0px auto;
195  width:200px;
196}
197}
198/*------CALLOUT & DIVS------*/
199
200.bordercard{
201  border-radius:20px;
202  border:2px solid rgba(40,96,145, .5);
203  box-shadow:0px 10px 20px rgba(0,0,0,.1);
204}
205
206.callout.firefighter{
207  height:350px;
208}
209
210.callout.firefighter::before{
211    background: rgba(59,54,40,0.0);
212}
213
214.crunch{
215  margin:-30px 0px;
216}
217
218.callout.firefighter::before{
219      background-size: cover;
220    background-repeat: no-repeat;
221    height: 100%;
222    content: '';
223    position: absolute;
224    top: 0;
225    bottom: 0;
226    z-index: -2;
227    left: -30vw;
228    width: 120vw;
229    background-attachment: fixed;
230    background-image: url(https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/sOLwVPh7xlE/AZ-Desert-Photo_11by14_ratio.jpg);
231    background-position: center center;
232}
233
234@media (max-width:820px){
235  
236  .callout.firefighter::before{
237   background-position:20% center; 
238   width:120vw;
239   left:-10vw;
240   background-attachment: scroll;
241  }
242  
243}
244
245aside.left{
246  border-left:2px solid #286092;
247  padding:30px 0px 30px 40px;
248}
249
250.lightblue{
251  background:#f8fdff;
252}
253
254.circlenum{
255  background:#275d90;
256  border-radius:50px;
257  width:70px;
258  height:70px;
259  color:white;
260  text-align:center;
261  margin:30px auto;
262  line-height:70px;
263  display:block;
264}
265.bluecard .circlenum{
266  border:1px solid white;
267}
268.bluecard{
269  background:#275d90;
270  border-radius:20px;
271  padding:30px;
272}
273/*-------BIOS-------*/
274.member-item header{
275  bottom:30px;
276  left:40px;
277  z-index:10;
278  position:absolute;
279  color:white;
280  opacity:0;
281  transition:200ms ease-out all;
282}
283.member-item .open-overlay:hover header{
284   opacity:1;
285   bottom:70px;
286}
287.member-item{
288  margin-bottom:0px;
289}
290.member-item header h3, .member-item header h4{
291  color:white;
292}
293
294/*.member-item .open-overlay:hover .overlay::before, .member-item .open-overlay:hover .overlay::after {*/
295
296  
297/*}*/
298.member-item .member-title {
299  color:white;
300  opacity:.7;
301  
302}
303/*.member-item .thumbnail .overlay{*/
304/*  background: linear-gradient(180deg, rgba(0,0,0,0) 0%, rgba(0,0,0,.8) 100%);*/
305/*  opacity:0;*/
306/*  transition:200ms ease-out all;*/
307/*}*/
308/*.member-item:hover .thumbnail .overlay {*/
309/*  background: linear-gradient(180deg, rgba(0,0,0,0) 0%, rgba(0,0,0,.8) 100%);*/
310/*  opacity:1;*/
311/*}*/
312.member-item .thumbnail span.read-bio {
313  top:unset;
314  bottom:0px;
315  left:35px;
316  text-align:left;
317  font-size:.8em;
318  
319  transition:200ms ease-out all;
320}
321.member-item:hover  .thumbnail span.read-bio{
322  bottom:20px;
323}
324/*-------BLOGS--------*/
325.blog-page .container{
326  max-width:none;
327}
328.blog-page #content{
329  max-width:1200px;
330  margin:0px auto;
331}
332.search-form{
333  margin:20px auto 0px;
334}
335
336.search-form .form-item .form-control {
337  background:transparent;
338  border-bottom:2px solid rgba(0,0,0,.2);
339}
340.search-form .form-item button{
341  margin-left:10px;
342}
343.form-item button{
344  margin-left:-20px;
345  z-index:3;
346  position:relative;
347}
348
349/*#posts-list[data-columns]::before {*/
350/*	content: '3 .column.size-1of3' !important;*/
351/*}*/
352
353@media(min-width:820px) {
354  .size-1of3 {
355    width:50%;
356  }
357  #posts-list[data-columns]::before {
358	content: '3 .column.size-1of3' !important;
359}
360}
361@media(min-width:1000px) {
362  .size-1of3 {
363    width:33%;
364  }
365}
366#blog-categories nav a {
367    padding:8px 12px;
368    text-transform:capitalize;
369    font-size:16px;
370    letter-spacing:0px;
371    margin:5px;
372    border-radius:5px;
373    color:rgba(0,0,0,.4);
374    font-family:'Abhaya Libre', sans-serif;
375}
376#blog-categories nav a:hover, #blog-categories  nav .active a {
377    
378    color:#286091;
379   border:none;
380}
381span.categories-title {
382margin:5px 5px;
383  display:none;
384}
385#blog-categories{
386  position:relative;
387  padding:30px 0px;
388}
389#blog-categories nav ul {
390  justify-content:center;
391}
392#blog-categories::before{
393  content: '';
394    position: absolute;
395    top: 0;
396    bottom: 0;
397    z-index: -1;
398    left: -100vw;
399    width: 200vw;
400    background:#f6f7f8;
401}
402@media (min-width: 820px){
403#blog-categories nav {
404    display: -ms-flexbox;
405    display: block;
406    -ms-flex-align: start;
407    align-items: start;
408}}
409.post-link{
410  text-align:center;
411}
412.post-link h3{
413  font-size:18px;
414  font-weight:800;
415   margin-top:30px;
416}
417.post-link .post-meta time{
418  display:block;
419  margin-bottom:13px;
420}
421span.bullet{
422  display:none;
423}
424.post-thumbnail img{
425  outline:4px solid #286091;
426  border:1px solid #286091;
427  outline-offset:6px ;
428  margin:10px 0px;
429  transition:200ms ease-out all;
430}
431.post-link:hover img{
432  opacity:.9;
433}
434.post-thumbnail{
435 background:black;
436}
437.category a{
438  color:#286091 !important;
439}
440.post .post-thumbnail{
441  max-width:800px;
442  margin:0px auto !important;
443}
444.post .post-thumbnail img{
445  width:100%;
446}
447.post-wrapper{
448  margin-top:0px !important;
449}
450/*-------ADVANCED-------*/
451
452.form-signin input, .form-signin select{
453    display: block;
454    position: relative;
455    border: none;
456    border-radius: 0;
457    -webkit-appearance: none;
458    outline: none;
459    border-top: 2px solid transparent;
460    border-bottom: 2px solid transparent;
461    transition: all 0.2s linear;
462    width: 100%;
463    padding: 0.75em;
464    font-size: 1em;
465    line-height: 1.25;
466    margin-bottom:25px;
467  
468}
469
470.form-signin select {
471    cursor: pointer;
472    z-index: 2;
473    border-bottom:2px solid #286091;
474}
475
476.form-signin p{
477  text-transform:uppercase;
478  margin-bottom:10px;
479  letter-spacing:3px;
480  font-size:.8em;
481}
482.form-signin button{
483
484  margin-bottom:20px;
485
486}
487.form-signin label{
488  padding-bottom:15px;
489  display:none;
490}
491.form-signin option {
492    font-weight: normal;
493    display: block;
494    white-space: nowrap;
495    min-height: 1.2em;
496    padding: 0px 2px 1px;
497}
498.accordion-n {
499    padding: 0 0 0 0rem;
500    display: block;
501    margin: 0 0 1rem 0;
502    border-radius:10px;
503  overflow:hidden;
504}
505
506.accordion-n dt {
507    display: block;
508    width: 100%;
509    padding:20px;
510  background:#275d90;
511  color:white !important;
512  width:100%;
513  position:relative;
514  display:block;
515}
516
517.accordion-n dt a::before, 
518.accordion-n dt a::after {
519content: '';
520    position: absolute;
521    left: .5rem;
522    top: calc(50% - .5rem);
523    height: 1rem;
524    width: 4px;
525    background: var(--green);
526    transition: all .25s ease;
527    border-radius: 2px;
528}
529 
530.accordion-n dt a::after {
531    transform: rotate(90deg);
532}
533
534.accordion-n dt a:hover::after {
535    background: var(--green);
536}
537
538.accordion-n dt.open a::before {
539  transform: rotate(45deg);
540}
541.accordion-n dt.open a::after {
542    transform: rotate(140deg);
543}
544
545.accordion-n dt a {
546  display: block;
547  color: initial;
548  text-decoration: none;
549  padding: 0rem 0rem 0rem 0rem;
550  position: relative;
551      margin: 0;
552}
553
554.accordion-n dd {
555      margin-inline-start: 0px;
556   border:2px solid #286092;
557  padding:30px;
558  border-radius:0 0 10px 10px;
559}
560
561.accordion-n dd p {
562    margin: 0;
563}
564
565.editable .back{
566  height:auto;
567}
568
569.accordion-n dt:hover::before{
570  opacity:1;  
571}
572.accordion-n dt a{
573  color:white;
574}
575.accordion-n dt.open::before {
576    -ms-transform: rotate(45deg);
577    -webkit-transform: rotate(45deg);
578    transform: rotate(45deg);
579}
580.bar a.toggle-accordion::after {
581  display: none;
582}
583.accordion-n dt::before {
584    font-family: "Font Awesome 5 Free"; font-weight: 900; content: "\f055";
585    position: absolute;
586    right: 1rem;
587    top: 0;
588    line-height:65px;
589    font-size:20px;
590    transition: transform 200ms, opacity 200ms;
591    opacity: .5;
592    background: none;
593    width: auto;
594    left: unset;
595}
596.accordion{
597  margin-top:10px;
598}
599/* this is the minimum CSS for the card to function */
600@media (min-width:820px){
601  
602.card.flip {
603  -webkit-perspective: 40rem;
604  perspective: 40rem; /* this number can be changed to change how "3D" the flip looks */
605  height: 100%;
606  display: flex;
607}
608
609.card.flip .card-content {
610  display: flex;
611  -webkit-transform-style: preserve-3d;
612  z-index:10 !important;
613  transform-style: preserve-3d;
614  transition: .7s transform;
615  max-width: 100%;
616}
617
618.card.flip:hover .card-content, 
619.card.flip:focus .card-content {
620  -webkit-transform: rotateY(-180deg);
621  transform: rotateY(-180deg);
622}
623
624.card.flip .front, 
625.card.flip .back {
626  -webkit-backface-visibility: hidden;
627  backface-visibility: hidden;
628  min-width: 100%;
629  transform-style: preserve-3d;
630}
631
632.card.flip .back {
633  -webkit-transform: rotateY(-180deg) translate(100%, 0);
634  transform: rotateY(-180deg) translate(100%, 0);
635}
636.front, .back{
637  position:relative;
638  z-index:1;
639  background:white;
640}
641  .front{
642    border-radius:20px;
643   border:2px solid rgba(40,96,145, .5);
644  box-shadow:0px 10px 20px rgba(0,0,0,.1);
645  padding:25% 30px 0px;
646  background:white;
647  display:block;
648}
649.front i {
650  color:rgba(40,96,145, .5);
651  text-align:center;
652  display:block;
653  margin:20px auto 0;
654}
655.back{
656  padding:30px;
657  background:white;
658  display:block;
659     border-radius:20px;
660   border:2px solid rgba(40,96,145, .5);
661  box-shadow:0px 10px 20px rgba(0,0,0,.1);
662  position:relative;
663  height:100%;
664}
665}
666@media (max-width:820px){
667  .front i {
668  display:none;
669}
670.card-content{
671  padding:30px;
672  border-radius:20px;
673   border:2px solid rgba(40,96,145, .5);
674  box-shadow:0px 10px 20px rgba(0,0,0,.1);
675}
676}
677/* dashboard styles */
678
679/* dashboard styles to make the cards editable */
680.editable .card.flip {
681  perspective: none;
682  height: auto;
683}
684
685.editable .card.flip .card-content {
686   transform-style: unset;
687   flex-wrap: wrap;
688}
689
690.editable .card.flip:hover .card-content, 
691.editable .card.flip:focus .card-content {
692    transform: none;
693}
694.editable .card.flip .front, 
695.editable .card.flip .back {
696  backface-visibility: visible;
697  transform-style: unset;
698  min-width: auto;
699  position: relative;
700  position: relative;
701  display: block;
702  border: dashed 2px #aaa;
703  margin: 1rem auto;
704  padding: .5rem;
705}
706
707.editable .card.flip .back {
708    transform: none;
709}
710
711.editable .card.flip .front::after, 
712.editable .card.flip .back::after {
713    content: 'Card Front';
714    display: block;
715    position: absolute;
716    bottom: 100%;
717    left: -1px;
718    background: #333;
719    color: white;
720    font-size: 9px;
721    text-transform: uppercase;
722    font-weight: 600;
723    padding: .5em 1em;
724    border-radius: 4px;
725    border-bottom-left-radius: 0;
726    border-bottom-right-radius: 0;
727    opacity:.7;
728}
729
730.editable .card.flip .back::after {
731    content: 'Card Back';
732}
733.editable .toggle-accordion {
734  pointer-events:none;
735}
736.editable .accordion-content {
737  position:relative;
738  display:block!important;
739  border: dashed 2px #aaa;
740}
741.editable .accordion-content::before  {
742  content: 'Accordion Content';
743    display: block;
744    position: absolute;
745    bottom: 100%;
746    right: -1px;
747    background: #333;
748    color: white;
749    font-size: 9px;
750    text-transform: uppercase;
751    font-weight: 600;
752    padding: .5em 1em;
753    border-radius: 4px;
754    border-bottom-left-radius: 0;
755    border-bottom-right-radius: 0;
756    opacity:.7;
757}
758.editable .open-overlay,
759.editable .close-overlay {
760  pointer-events:none;
761}
762.editable .overlay-content {
763    opacity: 1;
764    visibility: visible;
765    position:relative;
766    top:unset;
767    left:unset;
768    width:auto;
769    height:auto;
770    border:dashed 2px #aaa;
771  border-radius:6px;
772  margin:2rem 0;
773}
774.editable .overlay-content::before {
775  content: 'Overlay Content';
776    display: block;
777    position: absolute;
778    bottom: 100%;
779    left: -1px;
780    background: #333;
781    color: white;
782    font-size: 9px;
783    text-transform: uppercase;
784    font-weight: 600;
785    padding: .5em 1em;
786    border-radius: 4px;
787    border-bottom-left-radius: 0;
788    border-bottom-right-radius: 0;
789}
790.editable .overlay-content .overlay-content-wrapper {
791  position:relative;
792  opacity:1;
793  transform: translate3d(0, 0, 0);
794    
795}
796/* end dashboard styles */
797
798
799h1 {
800  font-weight:300;
801
802}
803h1.smaller {
804    font-size:2rem;
805}
806
807/* Navigation */
808
809
810
811/* team members*/
812
813/* end team members */
814/*  callouts */
815.bg--callout {
816  padding:8rem 0;
817  margin:3rem 0;
818  position:relative;
819}
820.bg--callout::before {
821  background-size:cover;
822  background-position:center;
823  background-attachment:scroll;
824}
825@media(min-width:820px) {
826  .bg--callout::before {
827    background-attachment:fixed;
828  }
829}
830.bg--callout::after {
831  content:'';
832  position:absolute;
833  height:100%;
834  width:200vw;
835  top:0;
836  left:-100vw;;
837  background:#000;
838  opacity:.2;
839  z-index:-1;
840}
841.callout.individuals::before {
842  background-image:url('https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/SkDiioWZX/K-185-pom-7017-id-1153-jpeg.jpg');
843}
844.callout.retirement-plan::before {
845  background-image:url('https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/SJ2ZPsWZm/k-s8-pom-ae-1194-id-65715-jpeg-1-1.jpg');
846}
847.callout.first-responder::before {
848  background-image:url('https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/sOLwVPh7xlE/AZ-Desert-Photo_11by14_ratio.jpg');
849}
850
851/* end callouts */
852span.number--big {
853    display: block;
854    font-size: 5rem;
855    font-weight: 700;
856}
857.home-divider .overlay {
858  background:none;
859}
860.divider, .divider .overlay {
861  min-height:35vh;
862}
863.divider .overlay::before, .page-bg .overlay::before {
864  height:calc(35vh - 10rem)
865}
866.divider .overlay {
867  padding:3rem 0;
868}
869.bg__side {
870  background-image:url(https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/HJXYmCbyQ/k-164-rung-8304-id-30302-jpeg.jpg);
871  background-size:cover;
872  background-position:center;
873  min-height:300px;
874}
875.service.row {
876  margin-bottom:-5rem;
877  margin-top:4rem;
878}
879.service__box {
880  position:relative;
881  min-height:250px;
882  overflow:hidden;
883}
884.service__box:nth-child(1) {
885  background:rgb(19,60,98);
886}
887.service__box:nth-child(2) {
888  background:rgb(39,93,144);
889}
890.service__box:nth-child(3) {
891  background:rgb(17,141,216);
892  
893}
894.service__box::before{
895  content:'';
896  position:absolute;
897  top:0;
898  left:0;
899  width:100%;
900  height:100%;
901  background-size:cover;
902  background-position:center;
903  opacity:.2;
904  transition:transform 400ms;
905}
906.service__box:nth-child(1)::before {
907  background-image:url(https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/rJRuUn-ym/266-pom16454594-chim-id-379663-jpeg.jpg);
908}
909.service__box:nth-child(2)::before {
910  background-image:url(https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/rkuoTMiyX/311-ted04463-eye-id-416873-jpeg.jpg);
911}
912.service__box:nth-child(3)::before {
913  background-image:url(https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/HkolXCW1m/benjamin-kerensa-363991-unsplash-1.jpg);
914  filter:grayscale(1);
915}
916.service__box:hover::before {
917  -ms-transform:scale(1.1);
918  -webkit-transform:scale(1.1);
919  transform:scale(1.1);
920}
921.service .fa {
922    position: absolute;
923    top: 50%;
924    left: 50%;
925    transform: translate(-50%, 190%);
926    color: #fff;
927    opacity:0;
928    transition:all 200ms;
929}
930
931.service__box:hover .fa {
932  opacity:1;
933  transform:translate(-50%, 170%);
934}
935.service__box a {
936  position:absolute;
937  top:0;
938  left:0;
939  width:100%;
940  height:100%;
941}
942.service__box h2 {
943  position:absolute;
944  top:50%;
945  left:50%;
946  transform:translate(-50%, -50%);
947  transform-origin:left;
948  text-align:center;
949  color:#fff;
950  font-size:1.4rem;
951  width:90%;
952  transition:transform 200ms;
953}
954.service__box:hover h2 {
955  transform:scale(.8) translate(-50%, -100%);
956}
957.card2 {
958  /*border: solid 1px #eee;*/
959  border-radius:2px;
960  box-shadow: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);
961  height:98%;
962  padding:1rem .5rem;
963}
964.card h3 {
965  color:#095d90;
966  font-weight:300;
967  margin-bottom:1.2rem;
968  font-size:1.7rem;
969}
970.card ol li {
971  margin-bottom:.5rem;
972}
973.card.gray {
974  background-color:#f7f7f7;
975 
976}
977.planning__box {
978  padding:2rem .5rem;
979  text-align:center;
980}
981.planning__box h3 {
982  color:#093c62;
983  font-size:1.2rem;
984  padding-top:1rem;
985}
986.planning__box .fa {
987  font-size:2rem;
988  color:#093c62;
989}
990.financial-planning.row h3 {
991  padding-bottom:1rem;
992}
993/* list styling */
994.list--numbered {
995  list-style:none;
996  counter-reset:list-counter;
997  margin-left:0;
998}
999.list--numbered li {
1000  font-size:.95rem;
1001  margin-bottom:1.5rem!important;
1002}
1003.list--numbered li::before {
1004  content:counter(list-counter);
1005  counter-increment: list-counter;
1006  font-size: 1.6rem;
1007  vertical-align: middle;
1008  margin-right: 1rem;
1009  /*opacity: .4;*/
1010  background: #286092;
1011  color:#fff;
1012  font-weight: 300;
1013  display:inline-block;
1014  width:40px;
1015  height:40px;
1016  padding:0 .75rem;
1017}
1018/* who we serve background video */
1019.video--who-we-serve {
1020  min-height:30vh;
1021  width:90vw;
1022  left:-5vw;
1023}
1024/* video overlay */
1025.overlay--videos h3 {
1026  margin:2rem auto;
1027}
1028.sidebar h3 {
1029  font-size:1.1rem;
1030}
1031@media (min-width: 820px) {
1032.row.breakout {
1033    width: 100vw;
1034    position: relative;
1035    left: 50%;
1036    right: 50%;
1037    margin-left: -50vw;
1038    margin-right: -50vw;
1039}
1040}
1041#tot_badge {
1042  text-align:center;
1043  margin-top:2rem;
1044}
1045
1046.footer-logos {
1047  text-align:center;
1048}
1049
1050.footer-logos img {
1051  display: inline-block;
1052margin: 0 2rem;
1053  
1054}
1055
1056.editable .open-overlay,
1057.editable .close-overlay {
1058  pointer-events:none;
1059}
1060.editable .overlay-content {
1061    opacity: 1;
1062    visibility: visible;
1063    position:relative;
1064    top:unset;
1065    left:unset;
1066    width:auto;
1067    height:auto;
1068    border:dashed 2px #aaa;
1069  border-radius:6px;
1070  margin:2rem 0;
1071}
1072.editable .overlay-content::before {
1073  content: 'Overlay Content';
1074    display: block;
1075    position: absolute;
1076    bottom: 100%;
1077    left: -1px;
1078    background: #333;
1079    color: white;
1080    font-size: 9px;
1081    text-transform: uppercase;
1082    font-weight: 600;
1083    padding: .5em 1em;
1084    border-radius: 4px;
1085    border-bottom-left-radius: 0;
1086    border-bottom-right-radius: 0;
1087}
1088.editable .overlay-content .overlay-content-wrapper {
1089  position:relative;
1090  opacity:1;
1091  transform: translate3d(0, 0, 0);
1092    
1093}
1094/*editor styles*/
1095.editable .accordion-n dt a {
1096    pointer-events: none;
1097}
1098
1099.editable .accordion-n dd {
1100    display: block !important;
1101    position: relative;
1102      border: dashed 2px #aaa;
1103  margin: 1.5rem auto 1.5rem 0;
1104}
1105
1106.editable .accordion-n dd::before  {
1107  content: 'Accordion Content';
1108    display: block;
1109    position: absolute;
1110    bottom: 100%;
1111    left: -1px;
1112    background: #333;
1113    color: white;
1114    font-size: 9px;
1115    text-transform: uppercase;
1116    font-weight: 600;
1117    padding: .5em 1em;
1118    border-radius: 4px;
1119    border-bottom-left-radius: 0;
1120    border-bottom-right-radius: 0;
1121    opacity:.7;
1122}
1123
1124@media (max-width: 821px){
1125  .post .fr-video {
1126  position: relative;
1127  width: 100vw;
1128  left: 50%;
1129  margin-left: -50vw;
1130padding-bottom: 100%;
1131}
1132}
1133.fr-video.fr-active iframe, .fr-video.fr-active object, .fr-video.fr-active embed
1134{
1135  pointer-events: auto;}
1136.member-item .open-overlay:hover .overlay {
1137    background: rgba(0, 0, 0, 0.18);
1138}
1139
1140/*tab-switcher*/
1141.editable .tab-switcher .pane {
1142  margin: calc(.5rem + 25px + .5em) 1rem;
1143  position: relative;
1144}
1145.editable .tab-switcher .pane::after {
1146  content: '';
1147  position: absolute;
1148  width: calc(100% + 1rem);
1149  height: calc(100% + 1rem);
1150  border: dashed 2px #aaa;
1151  left: -.5rem;
1152  top: -.5rem;
1153  z-index:-1;
1154}
1155.editable .tab-switcher .pane::before {
1156  content: "pane: " attr(id);
1157  display: block;
1158  position: absolute;
1159  bottom: calc(100% + .5rem);
1160  left: -1px;
1161  background: #333;
1162  color: white;
1163  font-size: 9px;
1164  text-transform: uppercase;
1165  font-weight: 600;
1166  padding: .5em 1em;
1167  border-radius: 4px;
1168  border-bottom-left-radius: 0;
1169  border-bottom-right-radius: 0;
1170  opacity:.7;
1171}
1172
1173@media screen and (max-width: 820px) {
1174    .tabs {
1175        flex-direction: column !important;
1176    }
1177}
1178
1179@media screen and (max-width: 820px) {
1180    a.tab {
1181        width: auto !important;
1182    }
1183}
1184
1185.tabs {
1186    display: flex;
1187    text-align: center;
1188    position: relative;
1189    margin: 2em 0;
1190}
1191
1192a.tab.active, a.tab:hover {
1193    background: #286091;
1194    box-shadow: 0 0 0 9px #286091;
1195    border-color: #F9F6EF;
1196    border: solid 7px #FFFFFF;
1197    color: white !important;
1198}
1199
1200a.tab {
1201    width: 100%;
1202    padding: 1.6em;
1203    color: #FFFFFF;
1204    background: #98b0c9;
1205    font-weight: 700;
1206    transition: 0s;
1207    box-shadow: 0 0 0 1rem #FFFFFF;
1208    border-color: #362b19;
1209    transition: all .25s ease;
1210    margin-right: 1em;
1211    margin-left: 1em;
1212    margin-bottom: 2em;
1213}
1214
1215/*blog*/
1216  /*-------BLOGS--------*/
1217.blog-page .container{
1218  max-width:none;
1219}
1220.blog-page #content{
1221  max-width:1200px;
1222  margin:0px auto;
1223}
1224.search-form{
1225  margin:20px auto 0px;
1226}
1227
1228.search-form .form-item .form-control {
1229  background:transparent;
1230  border-bottom:2px solid rgba(0,0,0,.2);
1231}
1232.search-form .form-item button{
1233  margin-left:10px;
1234}
1235.form-item button{
1236  margin-left:-20px;
1237  z-index:3;
1238  position: relative;
1239}
1240@media(min-width:820px) {
1241  .size-1of3 {
1242    width:50%;
1243  }
1244  #posts-list[data-columns]::before {
1245	content: '3 .column.size-1of3' !important;
1246}
1247}
1248@media(min-width:1000px) {
1249  .size-1of3 {
1250    width:33%;
1251  }
1252}
1253#blog-categories nav a {
1254    padding:8px 12px;
1255    text-transform:capitalize;
1256    font-size:16px;
1257    letter-spacing:0px;
1258    margin:5px;
1259    border-radius:5px;
1260    color:rgba(0,0,0,.4);
1261    font-family:'Abhaya Libre', sans-serif;
1262}
1263#blog-categories nav a:hover, #blog-categories  nav .active a {
1264    
1265    color:#286091;
1266   border:none;
1267}
1268span.categories-title {
1269margin:5px 5px;
1270  display:none;
1271}
1272#blog-categories{
1273  position:relative;
1274  padding:30px 0px;
1275}
1276#blog-categories nav ul {
1277  justify-content:center;
1278}
1279#blog-categories::before{
1280  content: '';
1281    position: absolute;
1282    top: 0;
1283    bottom: 0;
1284    z-index: -1;
1285    left: -100vw;
1286    width: 200vw;
1287    background:#f6f7f8;
1288}
1289@media (min-width: 820px){
1290#blog-categories nav {
1291    display: -ms-flexbox;
1292    display: block;
1293    -ms-flex-align: start;
1294    align-items: start;
1295}}
1296.post-link{
1297  text-align:center;
1298}
1299.post-link h3{
1300  font-size:18px;
1301  font-weight:800;
1302   margin-top:30px;
1303}
1304.post-link .post-meta time{
1305  display:block;
1306  margin-bottom:13px;
1307}
1308span.bullet{
1309  display:none;
1310}
1311.post-thumbnail img{
1312  outline:4px solid #286091;
1313  border:1px solid #286091;
1314  outline-offset:6px ;
1315  margin:10px 0px;
1316  transition:200ms ease-out all;
1317}
1318.post-link:hover img{
1319  opacity:.9;
1320}
1321.post-thumbnail{
1322 background:black;
1323}
1324.category a{
1325  color:#286091 !important;
1326}
1327.post .post-thumbnail{
1328  max-width:800px;
1329  margin:0px auto !important;
1330}
1331.post .post-thumbnail img{
1332  width:100%;
1333}
1334.post-wrapper{
1335  margin-top:0px !important;
1336}
1337
1338/**********************
1339WORD ROTATOR
1340**********************/
1341/** Word Rotator Styles **/
1342  .word-rotator {
1343    display: inline-block;
1344    position: relative; /* Establishes a positioning context for the words */
1345    overflow: hidden;  /* Hides the words as they slide outside of the container */
1346    height: 60px;     /* Sets a fixed height based on the font size to contain the animation */
1347    margin-right: 0.2em;
1348    vertical-align: bottom; /* Aligns the rotator with the bottom of the text line */
1349  }
1350
1351.word-rotator .word {
1352  position: absolute;
1353  /* Add this line to align the text to the right within the container */
1354  text-align: right;
1355  /* The rest of the original styles */
1356  width: 100%;
1357  opacity: 0;
1358  transform: translateY(100%);
1359  transition: all .35s;
1360}
1361
1362  /* This class slides the word into the visible area */
1363  .word-rotator .word.is-showing {
1364    opacity: 1;
1365    transform: translateY(0);
1366  }
1367
1368  /* This class slides the (previously visible) word up and out */
1369  .word-rotator .word.is-hiding {
1370    transform: translateY(-100%);
1371  }
1372
1373  .word-rotator .longest-word {
1374    visibility: hidden;
1375  }
1376  
1377  /* Media query for mobile devices */
1378
1379  
1380 @media (max-width: 979px) {
1381  .word-rotator {
1382    height: 70px; /* Adjust height for smaller screens */
1383    margin-right: 0.1em; /* Adjust margin */
1384  }
1385}
1386
1387@media (max-width: 819px) {
1388  .word-rotator {
1389    height: 50px;
1390    margin-right: 0.1em;
1391  }
1392}
1393
1394
1395 /** Word Rotator Editor Styles **/
1396  .editable .word-rotator {
1397    display: flex;
1398    flex-direction: column;
1399    gap: 2rem;
1400    margin-top: 1rem;
1401    /* --- FIX --- */
1402    /* Override the animation styles to prevent clipping */
1403    overflow: visible;
1404    height: auto;
1405  }
1406
1407  .editable .word-rotator .word,
1408  .editable .word-rotator .longest-word {
1409    position: relative;
1410    padding: 8px;
1411    border: 2px dashed #aaa;
1412    opacity: 1;
1413    /* Reset any animation transforms */
1414    transform: none;
1415    transition: none;
1416  }
1417
1418  .editable .word-rotator .word::before,
1419  .editable .word-rotator .longest-word::before {
1420    content: 'ROTATING WORD';
1421    position: absolute;
1422    top: 0;
1423    left: 0;
1424    background-color: white;
1425    color: #222;
1426    font-size: .75rem;
1427    font-family: sans-serif;
1428    font-weight: bold;
1429    letter-spacing: 2px;
1430    padding: 2px 6px;
1431    transform: translateY(-100%);
1432  }
1433
1434  .editable .word-rotator .longest-word {
1435    visibility: visible;
1436  }
1437
1438  .editable .word-rotator .longest-word::before {
1439    content: 'Type the "longest" ↔ word here';
1440  }
1441
1442</style>
1443
1444<link rel="stylesheet" href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/6.0.0/css/all.min.css" integrity="sha512-9usAa10IRO0HhonpyAIVpjrylPvoDwiPUiKdWk5t3PyolY1cOd4DSE0Ga+ri4AuTroPR5aQvXU9xC6qOPnzFeg==" crossorigin="anonymous" referrerpolicy="no-referrer" />
1445
1446
1447<style>
1448
1449div.video-bg div {
1450  background-position: 50% 79% !important;
1451}
1452
1453@media (min-width: 1503px) {
1454  iframe#widget2 {
1455      top: 22% !important;
1456}
1457}
1458  .posts-list[data-count="1"] .post-link {
1459    flex: 0 1 100%;
1460}
1461 
1462.posts-list[data-count="2"] .post-link {
1463    flex: 0 1 50%;
1464}
1465 
1466.posts-list[data-count="4"] .post-link {
1467    flex: 0 1 25%;
1468}
1469</style>
1470
1471</head>
1472
1473<body class="blog-page articles-and-insights has-bg">
1474<svg style="position: absolute; width: 0; height: 0; overflow: hidden;" version="1.1"
1475xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink">
1476<defs>
1477<symbol id="icon-facebook" viewBox="0 0 24 24">
1478<title>facebook</title>
1479<path
1480d="M12 0.48c-6.362 0-11.52 5.158-11.52 11.52s5.158 11.52 11.52 11.52 11.52-5.158 11.52-11.52-5.158-11.52-11.52-11.52zM14.729 8.441h-1.732c-0.205 0-0.433 0.27-0.433 0.629v1.25h2.166l-0.328 1.783h-1.838v5.353h-2.044v-5.353h-1.854v-1.783h1.854v-1.049c0-1.505 1.044-2.728 2.477-2.728h1.732v1.897z">
1481</path>
1482</symbol>
1483<symbol id="icon-twitter" viewBox="0 0 24 24">
1484<title>twitter</title>
1485<path
1486d="M12 0.48c-6.362 0-11.52 5.158-11.52 11.52s5.158 11.52 11.52 11.52 11.52-5.158 11.52-11.52-5.158-11.52-11.52-11.52zM16.686 9.917c0.005 0.098 0.006 0.197 0.006 0.293 0 3-2.281 6.457-6.455 6.457-1.282 0-2.474-0.374-3.478-1.020 0.176 0.022 0.358 0.030 0.541 0.030 1.063 0 2.041-0.361 2.818-0.971-0.992-0.019-1.83-0.674-2.119-1.574 0.138 0.025 0.28 0.040 0.426 0.040 0.206 0 0.408-0.028 0.598-0.079-1.038-0.209-1.82-1.126-1.82-2.225v-0.028c0.306 0.169 0.656 0.272 1.028 0.284-0.61-0.408-1.009-1.102-1.009-1.89 0-0.415 0.112-0.806 0.307-1.141 1.12 1.373 2.79 2.275 4.676 2.372-0.040-0.167-0.059-0.34-0.059-0.518 0-1.252 1.015-2.269 2.269-2.269 0.652 0 1.242 0.276 1.656 0.718 0.517-0.103 1.002-0.29 1.44-0.551-0.169 0.529-0.528 0.974-0.997 1.256 0.46-0.056 0.896-0.178 1.303-0.359-0.304 0.455-0.689 0.856-1.132 1.175z">
1487</path>
1488</symbol>
1489<symbol id="icon-instagram" viewBox="0 0 24 24">
1490<title>instagram</title>
1491<path
1492d="M12.1,9.4c-1.6,0-2.9,1.3-2.9,2.9c0,1.6,1.3,2.9,2.9,2.9c1.6,0,2.9-1.3,2.9-2.9C15,10.8,13.7,9.4,12.1,9.4z M12.1,14 c-0.9,0-1.7-0.7-1.7-1.7c0-0.9,0.7-1.7,1.7-1.7c0.9,0,1.7,0.7,1.7,1.7C13.7,13.3,13,14,12.1,14z">
1493</path>
1494<path
1495d="M12,0.5C5.6,0.5,0.5,5.6,0.5,12S5.6,23.5,12,23.5S23.5,18.4,23.5,12S18.4,0.5,12,0.5z M17.5,14.9c0,1.4-1.2,2.6-2.6,2.6H9.1 c-1.4,0-2.6-1.2-2.6-2.6V9.1c0-1.4,1.2-2.6,2.6-2.6h5.9c1.4,0,2.6,1.2,2.6,2.6V14.9z">
1496</path>
1497<circle cx="15.1" cy="8.7" r="0.8"></circle>
1498</symbol>
1499<symbol id="icon-linkedin" viewBox="0 0 24 24">
1500<title>linkedin</title>
1501<path
1502d="M12 0.48c-6.362 0-11.52 5.158-11.52 11.52s5.158 11.52 11.52 11.52 11.52-5.158 11.52-11.52-5.158-11.52-11.52-11.52zM9.18 16.775h-2.333v-7.507h2.333v7.507zM7.999 8.346c-0.737 0-1.213-0.522-1.213-1.168 0-0.659 0.491-1.165 1.243-1.165s1.213 0.506 1.228 1.165c0 0.646-0.475 1.168-1.258 1.168zM17.7 16.775h-2.333v-4.16c0-0.968-0.338-1.626-1.182-1.626-0.644 0-1.027 0.445-1.196 0.874-0.062 0.152-0.078 0.368-0.078 0.583v4.328h-2.334v-5.112c0-0.937-0.030-1.721-0.061-2.395h2.027l0.107 1.043h0.047c0.307-0.49 1.060-1.212 2.318-1.212 1.535 0 2.686 1.028 2.686 3.239v4.439z">
1503</path>
1504</symbol>
1505<symbol id="icon-google" viewBox="0 0 24 24">
1506<title>google</title>
1507<path
1508d="M12 0.48v0c6.362 0 11.52 5.158 11.52 11.52s-5.158 11.52-11.52 11.52c-6.362 0-11.52-5.158-11.52-11.52s5.158-11.52 11.52-11.52zM18.125 11.443h-1.114v-1.114h-1.114v1.114h-1.114v1.114h1.114v1.114h1.114v-1.114h1.114zM9.773 11.443v1.336h2.21c-0.089 0.573-0.668 1.681-2.21 1.681-1.331 0-2.416-1.102-2.416-2.461s1.086-2.461 2.416-2.461c0.757 0 1.264 0.323 1.553 0.601l1.058-1.019c-0.679-0.635-1.559-1.019-2.611-1.019-2.155 0-3.897 1.743-3.897 3.897s1.743 3.897 3.897 3.897c2.249 0 3.742-1.581 3.742-3.808 0-0.256-0.028-0.451-0.061-0.646h-3.68z">
1509</path>
1510</symbol>
1511<symbol id="icon-youtube" viewBox="0 0 24 24">
1512<title>youtube</title>
1513<path
1514d="M13.924 11.8l-2.695-1.258c-0.235-0.109-0.428 0.013-0.428 0.274v2.369c0 0.26 0.193 0.383 0.428 0.274l2.694-1.258c0.236-0.11 0.236-0.29 0.001-0.401zM12 0.48c-6.362 0-11.52 5.158-11.52 11.52s5.158 11.52 11.52 11.52 11.52-5.158 11.52-11.52-5.158-11.52-11.52-11.52zM12 16.68c-5.897 0-6-0.532-6-4.68s0.103-4.68 6-4.68 6 0.532 6 4.68-0.103 4.68-6 4.68z">
1515</path>
1516</symbol>
1517<symbol id="icon-vimeo" viewBox="0 0 24 24">
1518<title>vimeo</title>
1519<path
1520d="M12 0.48c-6.362 0-11.52 5.158-11.52 11.52s5.158 11.52 11.52 11.52 11.52-5.158 11.52-11.52-5.158-11.52-11.52-11.52zM17.281 9.78c-0.61 3.499-4.018 6.464-5.041 7.141-1.025 0.674-1.961-0.272-2.299-0.989-0.389-0.818-1.552-5.248-1.856-5.616-0.305-0.367-1.219 0.368-1.219 0.368l-0.443-0.593c0 0 1.856-2.26 3.269-2.54 1.498-0.3 1.495 2.341 1.855 3.809 0.349 1.42 0.583 2.231 0.887 2.231 0.305 0 0.887-0.79 1.523-2.004 0.638-1.214-0.026-2.287-1.273-1.524 0.498-3.048 5.208-3.782 4.598-0.283z">
1521</path>
1522</symbol>
1523<symbol id="icon-tumblr" viewBox="0 0 24 24">
1524<title>tumblr</title>
1525<path
1526d="M12 0.48c-6.362 0-11.52 5.158-11.52 11.52s5.158 11.52 11.52 11.52 11.52-5.158 11.52-11.52-5.158-11.52-11.52-11.52zM15.092 16.969c-0.472 0.226-0.898 0.382-1.279 0.474-0.382 0.089-0.794 0.136-1.237 0.136-0.504 0-0.949-0.066-1.337-0.194s-0.718-0.312-0.991-0.551c-0.274-0.236-0.463-0.492-0.569-0.76-0.106-0.27-0.158-0.659-0.158-1.168v-3.914h-1.219v-1.577c0.431-0.143 0.804-0.347 1.112-0.614 0.308-0.265 0.557-0.583 0.743-0.956 0.187-0.372 0.316-0.848 0.386-1.422h1.568v2.82h2.616v1.75h-2.616v2.862c0 0.647 0.034 1.062 0.102 1.244 0.067 0.185 0.193 0.33 0.378 0.44 0.245 0.148 0.524 0.222 0.836 0.222 0.559 0 1.114-0.185 1.666-0.553v1.762h-0.001z">
1527</path>
1528</symbol>
1529<symbol id="icon-yelp" viewBox="0 0 24 24">
1530<title>yelp</title>
1531<path
1532d="M12 0.48v0c6.362 0 11.52 5.158 11.52 11.52s-5.158 11.52-11.52 11.52c-6.362 0-11.52-5.158-11.52-11.52s5.158-11.52 11.52-11.52zM13.716 13.671v0c0 0-0.3-0.080-0.499 0.122-0.218 0.221-0.034 0.623-0.034 0.623l1.635 2.755c0 0 0.268 0.363 0.501 0.363s0.464-0.193 0.464-0.193l1.292-1.864c0 0 0.131-0.235 0.133-0.441 0.005-0.293-0.433-0.373-0.433-0.373l-3.059-0.991zM13.062 12.406c0.156 0.268 0.588 0.19 0.588 0.19l3.052-0.9c0 0 0.416-0.171 0.475-0.398 0.058-0.228-0.069-0.503-0.069-0.503l-1.459-1.734c0 0-0.126-0.219-0.389-0.241-0.29-0.025-0.467 0.329-0.467 0.329l-1.725 2.739c0.001-0.001-0.151 0.272-0.007 0.519v0zM11.62 11.338c0.359-0.089 0.417-0.616 0.417-0.616l-0.024-4.386c0 0-0.054-0.541-0.295-0.688-0.378-0.231-0.49-0.111-0.598-0.095l-2.534 0.95c0 0-0.248 0.083-0.377 0.292-0.185 0.296 0.187 0.73 0.187 0.73l2.633 3.624c0 0 0.26 0.271 0.591 0.189v0zM10.994 13.113c0.009-0.338-0.402-0.542-0.402-0.542l-2.724-1.388c0 0-0.404-0.168-0.6-0.051-0.149 0.089-0.283 0.252-0.295 0.394l-0.177 2.204c0 0-0.026 0.382 0.072 0.556 0.139 0.246 0.596 0.075 0.596 0.075l3.18-0.709c0.123-0.084 0.34-0.092 0.352-0.539v0zM11.785 14.302c-0.273-0.141-0.6 0.151-0.6 0.151l-2.129 2.366c0 0-0.266 0.362-0.198 0.584 0.064 0.208 0.169 0.312 0.318 0.385l2.138 0.681c0 0 0.259 0.054 0.456-0.003 0.279-0.082 0.227-0.522 0.227-0.522l0.048-3.203c0 0.001-0.011-0.308-0.26-0.438v0z">
1533</path>
1534</symbol>
1535<symbol id="icon-rss" viewBox="0 0 24 24">
1536<title>rss</title>
1537<path
1538d="M11.994 0.48c-6.362 0-11.514 5.152-11.514 11.514s5.152 11.514 11.514 11.514c6.362 0 11.514-5.152 11.514-11.514s-5.152-11.514-11.514-11.514v0zM9.112 16.68c-0.788 0-1.432-0.644-1.432-1.432s0.644-1.432 1.432-1.432c0.788 0 1.432 0.644 1.432 1.432s-0.644 1.432-1.432 1.432v0zM12.788 16.68c0-2.82-2.287-5.108-5.108-5.108v-1.499c3.642 0 6.607 2.954 6.607 6.607h-1.499zM15.775 16.68c0-4.475-3.631-8.095-8.095-8.095v-1.499c5.296 0 9.594 4.297 9.594 9.594h-1.499z">
1539</path>
1540</symbol>
1541<symbol id="icon-email" viewBox="0 0 24 24">
1542<title>email</title>
1543<path
1544d="M12,0A12,12,0,1,0,24,12,12,12,0,0,0,12,0Zm5.964,8.063L12.2,12.871a0.419,0.419,0,0,1-.391,0L6.036,8.063H17.964ZM5.2,8.724l4.084,3.4L5.2,15.293V8.724Zm0.87,7.213L10.1,12.8l1.044,0.866a1.341,1.341,0,0,0,1.718,0L13.9,12.8l4.027,3.133H6.07Zm12.73-.644-4.084-3.17,4.084-3.4v6.569Z">
1545</path>
1546</symbol>
1547<symbol id="icon-podcast" viewBox="0 0 24 24">
1548<title>podcast</title>
1549<path
1550d="M12,0A12,12,0,1,0,24,12,12,12,0,0,0,12,0ZM10.1,7.9a1.9,1.9,0,0,1,3.793,0v3.793a1.9,1.9,0,1,1-3.793,0V7.9Zm2.519,8.03V18H11.378V15.926a4.386,4.386,0,0,1-3.793-4.237H8.652A3.281,3.281,0,0,0,12,14.918a3.281,3.281,0,0,0,3.348-3.229h1.066A4.386,4.386,0,0,1,12.622,15.926Z">
1551</path>
1552</symbol>
1553<symbol id="icon-phone" viewBox="0 0 24 24">
1554<title>phone</title>
1555<path
1556d="M12,0A12,12,0,1,0,24,12,12,12,0,0,0,12,0Zm6,15.47a.58.58,0,0,1-.178.509l-1.69,1.678a.968.968,0,0,1-.3.216,1.251,1.251,0,0,1-.362.114c-.009,0-.034,0-.077.007s-.1.006-.165.006a5.653,5.653,0,0,1-2.1-.489,11.2,11.2,0,0,1-1.773-.973,13.188,13.188,0,0,1-2.11-1.78,13.977,13.977,0,0,1-1.475-1.677A12.061,12.061,0,0,1,6.824,11.6a7.983,7.983,0,0,1-.533-1.233,6.473,6.473,0,0,1-.242-.954A3.217,3.217,0,0,1,6,8.784c.009-.153.013-.237.013-.254a1.247,1.247,0,0,1,.114-.363.967.967,0,0,1,.216-.3L8.032,6.178A.559.559,0,0,1,8.439,6a.475.475,0,0,1,.292.095.872.872,0,0,1,.216.236l1.361,2.58a.62.62,0,0,1,.063.445.794.794,0,0,1-.216.407l-.623.623a.2.2,0,0,0-.044.082.3.3,0,0,0-.019.1,2.282,2.282,0,0,0,.228.61,5.635,5.635,0,0,0,.471.743,8.171,8.171,0,0,0,.9,1.011,8.494,8.494,0,0,0,1.01
15567.909,5.962,5.962,0,0,0,.744.477,2.011,2.011,0,0,0,.457.184l.159.032a.332.332,0,0,0,.083-.019.219.219,0,0,0,.083-.045l.724-.737a.779.779,0,0,1,.534-.2.66.66,0,0,1,.343.077h.013l2.453,1.449A.64.64,0,0,1,18,15.47Z">
1557</path>
1558</symbol>
1559<symbol id="icon-blog" viewBox="0 0 24 24">
1560<title>blog</title>
1561<path
1562d="M12,0A12,12,0,1,0,24,12,12,12,0,0,0,12,0ZM9.083,17H7V14.917l6.146-6.146,2.083,2.083Zm7.76-7.76-1.016,1.016L13.745,8.172,14.76,7.156a0.566,0.566,0,0,1,.781,0l1.3,1.3A0.566,0.566,0,0,1,16.844,9.24Z" />
1563</symbol>
1564<symbol id="icon-search" viewBox="0 0 24 24">
1565<title>search</title>
1566<path
1567d="M17.611,15.843a9.859,9.859,0,1,0-1.769,1.769l6.379,6.379,1.769-1.769ZM9.836,17.17A7.334,7.334,0,1,1,17.17,9.836,7.342,7.342,0,0,1,9.836,17.17Z" />
1568</symbol>
1569<symbol id="icon-brokercheck" viewBox="0 0 100 100">
1570<title>brokercheck</title>
1571<path
1572d="M67.057,60.029a2.968,2.968,0,0,0-4.2-.119,19.351,19.351,0,1,1,.8-27.341A2.968,2.968,0,1,0,67.976,28.5a25.288,25.288,0,1,0-1.038,35.728A2.968,2.968,0,0,0,67.057,60.029Z" />
1573<path
1574d="M47.714,32.506a0.654,0.654,0,0,0-.49-1.185,14.61,14.61,0,0,0-9.183,23.649,0.611,0.611,0,0,0,1.084-.506C37.286,46.088,39.185,37.392,47.714,32.506Z" />
1575<path
1576d="M63.814,69.544a0.906,0.906,0,0,0-1.222-.374l-3.7,1.965a0.9,0.9,0,1,0,.848,1.6l3.7-1.965A0.906,0.906,0,0,0,63.814,69.544Z" />
1577<path
1578d="M70.211,80.4l-3.455-6.5a3.1,3.1,0,1,0-5.47,2.909l3.455,6.5A3.1,3.1,0,0,0,70.211,80.4Zm-1.012,1.8a0.948,0.948,0,0,1-1.278-.391l-1.21-2.276a0.945,0.945,0,1,1,1.669-.887l1.21,2.276A0.948,0.948,0,0,1,69.2,82.209Z" />
1579</symbol>
1580<symbol id="icon-brokercheck-color" viewBox="0 0 100 100">
1581<title>brokercheck</title>
1582<path
1583d="M67.057,60.029a2.968,2.968,0,0,0-4.2-.119,19.351,19.351,0,1,1,.8-27.341A2.968,2.968,0,1,0,67.976,28.5a25.288,25.288,0,1,0-1.038,35.728A2.968,2.968,0,0,0,67.057,60.029Z"
1584fill="#1965A2" />
1585<path
1586d="M47.714,32.506a0.654,0.654,0,0,0-.49-1.185,14.61,14.61,0,0,0-9.183,23.649,0.611,0.611,0,0,0,1.084-.506C37.286,46.088,39.185,37.392,47.714,32.506Z"
1587fill="#4DA3DB" />
1588<path
1589d="M63.814,69.544a0.906,0.906,0,0,0-1.222-.374l-3.7,1.965a0.9,0.9,0,1,0,.848,1.6l3.7-1.965A0.906,0.906,0,0,0,63.814,69.544Z"
1590fill="#CF3317" />
1591<path
1592d="M70.211,80.4l-3.455-6.5a3.1,3.1,0,1,0-5.47,2.909l3.455,6.5A3.1,3.1,0,0,0,70.211,80.4Zm-1.012,1.8a0.948,0.948,0,0,1-1.278-.391l-1.21-2.276a0.945,0.945,0,1,1,1.669-.887l1.21,2.276A0.948,0.948,0,0,1,69.2,82.209Z"
1593fill="#CF3317" />
1594</symbol>
1595<symbol id="icon-play" viewBox="0 0 100 100">
1596<title>Play</title>
1597<polygon points="31.934 26.442 72.233 50 31.934 73.558 31.934 26.442" />
1598</symbol>
1599<symbol id="icon-pause" viewBox="0 0 100 100">
1600<title>Pause</title>
1601<polygon points="69.093 80 69.093 20 58.193 20 58.193 80 69.093 80" />
1602<polygon points="41.807 80 41.807 20 30.907 20 30.907 80 41.807 80" />
1603</symbol>
1604
1605</defs>
1606</svg>
1607
1608
1609<div id="pull-out-nav">
1610<div class="pull-out-header">
1611<div class="close-menu">
1612<span></span>
1613</div>
1614</div>
1615<div class="nav-wrapper">
1616<ul class="main-nav">
1617
1618
1619
1620
1621
1622
1623
1624<li><a href="/">Home</a></li>
1625
1626
1627
1628
1629
1630
1631
1632
1633
1634<li><a href="/your-team">Your Team</a></li>
1635
1636
1637
1638
1639
1640
1641
1642
1643
1644
1645<li><a href="/services">Services</a></li>
1646
1647
1648
1649
1650
1651
1652
1653
1654
1655<li class="active"><a href="/resources">Resources</a></li>
1656
1657
1658
1659
1660
1661
1662
1663
1664
1665<li><a href="/contact-us">Contact Us</a></li>
1666
1667
1668
1669
1670
1671
1672
1673
1674
1675<li><a href="tel:8337534143"  target="_blank">833-753-4143</a></li>
1676
1677
1678
1679
1680
1681
1682
1683
1684
1685<li><a href="/account-login" class="btn">Account Login</a></li>
1686
1687
1688
1689
1690
1691
1692
1693
1694
1695
1696
1697
1698
1699
1700
1701
1702
1703
1704
1705
1706
1707
1708
1709
1710
1711
1712
1713
1714
1715
1716
1717
1718
1719
1720
1721</ul>
1722</div>
1723</div>
1724<div id="page-wrapper"
1725class="has-fixed-header transparent-header">
1726
1727<header id="header" role="banner">
1728<div class="header-inner">
1729
1730
1731<div id="logo">
1732<a href="/">
1733
1734<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/8yzba132aTv/Artboard-1asd.svg" alt="Logo for DecisionPoint Financial | Financial Planning &amp; Investment Management"class="is-default">
1735
1736<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/NQOJJneNR/sddsad.svg" alt="" class="is-alternate">
1737
1738
1739</a>
1740</div>
1741
1742
1743
1744<div class="menu-toggle">
1745<span></span>
1746</div>
1747<nav id="main-navigation">
1748<ul>
1749
1750
1751
1752<li><a href="/">Home</a></li>
1753
1754
1755
1756<li><a href="/your-team">Your Team</a></li>
1757
1758
1759
1760<li class="dropdown">
1761<a href="/services">Services</a>
1762<ul>
1763
1764
1765
1766<li><a href="/services/overview">Overview</a></li>
1767
1768
1769
1770
1771<li><a href="/services/financial-planning">Financial Planning</a></li>
1772
1773
1774
1775
1776<li><a href="/services/investment-management">Investment Management</a></li>
1777
1778
1779
1780
1781<li><a href="/services/behavioral-finance">Behavioral Finance</a></li>
1782
1783
1784
1785
1786<li><a href="/services/401k-plans">401(k) Plans</a></li>
1787
1788
1789
1790
1791<li>
1791<a href="/services/endowments-and-foundations">Endowments &amp; Foundations</a></li>
1792
1793
1794
1795
1796<li><a href="/services/fire-service-families">Fire Service Families</a></li>
1797
1798
1799
1800
1801<li><a href="/services/aviation">Aviation</a></li>
1802
1803
1804
1805
1806<li><a href="/services/onboarding-experience">Onboarding Experience</a></li>
1807
1808
1809</ul>
1810</li>
1811
1812
1813
1814<li class="dropdown active">
1815<a href="/resources">Resources</a>
1816<ul>
1817
1818
1819
1820<li class="active"><a href="/articles-and-insights">Articles &amp; Insights</a></li>
1821
1822
1823</ul>
1824</li>
1825
1826
1827
1828<li><a href="/contact-us">Contact Us</a></li>
1829
1830
1831
1832
1833<li>
1834<a href="tel:8337534143"  target="_blank">833-753-4143</a>
1835</li>
1836
1837
1838
1839
1840
1841<li>
1842<a href="/account-login" class="btn">Account Login</a>
1843</li>
1844
1845
1846
1847
1848</ul>
1849</nav>
1850
1851</div>
1852</header>
1853
1854
1855<div
1856class="page-bg is-60">
1857
1858<button data-video-control="hero-video-bg" class="video-bg--control" aria-label="Pause Video"
1859aria-pressed="false">
1860<svg class="icon" focusable="false">
1861<title>Pause Video</title>
1862<use xlink:href="#icon-pause"></use>
1863</svg>
1864</button>
1865<div class="bg">
1866<div class="video-bg" data-src="https://youtu.be/HJ4hfVsyUk4" data-type="youtube"
1867data-poster="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/NyIkrSYVQwM/Articles-and-Insights-Full.png"
1868data-control-target="hero-video-bg">
1869</div>
1870</div>
1871
1872<div class="overlay">
1873<div class="container">
1874
1875
1876<div class="header-push"></div>
1877
1878
1879<div class="hero-content"
1880data-location="hero_content" data-id="6aa03afc19ea87f2a6b868fb" data-type="hero">
1881<h4 class="is-h1" style="text-align: center;"><strong>ARTICLES &amp; Insights</strong></h4>
1882</div>
1883</div>
1884</div>
1885
1886</div>
1887
1888<div class="content-wrapper">
1889
1890
1891
1892
1893
1894
1895
1896
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910<nav id="sub-navigation">
1911<ul>
1912
1913
1914
1915<li class="active"><a href="/articles-and-insights">Articles &amp; Insights</a></li>
1916
1917
1918</ul>
1919</nav>
1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939<div class="container">
1940<main id="content" class="main-content" data-location="content" data-id="6aa03afc19ea87f2a6b868fb" data-type="page" role="main">
1941<div class="row center-xs">
1942<div class="col-xs-12 col-sm-10">
1943
1944<h2 id="isPasted" style="text-align: center;">This library is filled with valuable insights relating to some of our most commonly asked questions.&nbsp;</h2>
1945
1946<p style="text-align: center;">Topics include investments, retirement planning, tax planning, insurance, estate planning, debt management, divorce, pension benefits, and other financial planning related topics.
1947</p>
1948</div></div>
1949
1950<h3 style="text-align: center;">
1951<br>
1952</h3>
1953
1954<p>
1955<br>
1956</p>
1957
1958
1959<!-- <p>
1960
1961	<br>
1962</p>
1963<form action="https://dp457b.com/videos-and-insights/search" class="form minimal search-form" method="post" role="search">
1964	<div class="form-wrapper">
1965		<div class="form-item form-fit">
1966			<input type="input" name="q" value="" placeholder="Enter your search..." class="form-control" aria-label="Search">
1967		</div>
1968		<div class="form-item">
1969			<button class="btn" type="submit">Search</button>
1970		</div>
1971	</div>
1972</form>
1973
1974<p>
1975
1976	<br>
1977</p>
1978
1979<section class="has-search" id="blog-categories">
1980	<nav>
1981		<span class="categories-title">Categories:</span>
1982
1983		<ul>
1984
1985			<li><a href="https://dp457b.com/videos-and-insights/category/articles">Articles</a></li>
1986
1987			<li><a href="https://dp457b.com/videos-and-insights/category/college-planning">College Planning</a></li>
1988
1989			<li><a href="https://dp457b.com/videos-and-insights/category/divorce">Divorce</a></li>
1990
1991			<li><a href="https://dp457b.com/videos-and-insights/category/financial-planning">Financial Planning</a></li>
1992
1993			<li><a href="https://dp457b.com/videos-and-insights/category/insurance">Insurance</a></li>
1994
1995			<li><a href="https://dp457b.com/videos-and-insights/category/investments">Investments</a></li>
1996
1997			<li><a href="https://dp457b.com/videos-and-insights/category/leoff">LEOFF</a></li>
1998
1999			<li><a href="https://dp457b.com/videos-and-insights/category/social-security">Social Security</a></li>
2000
2001			<li><a href="https://dp457b.com/videos-and-insights/category/tip-of-the-month">Tip of the Month</a></li>
2002
2003			<li><a href="https://dp457b.com/videos-and-insights/category/videos">Videos</a></li>
2004
2005		</ul>
2006	</nav>
2007</section> -->
2008
2009<p>
2010<br>
2011</p>
2012</main>
2013
2014
2015<form action="/articles-and-insights/search" method="post" class="form minimal search-form" role="search">
2016<div class="form-wrapper">
2017<div class="form-item form-fit">
2018<input type="input" name="q" value="" placeholder="Enter your search..." class="form-control" aria-label="Search">
2019</div>
2020<div class="form-item">
2021<button type="submit" class="btn">Search</button>
2022</div>
2023</div>
2024</form>
2025
2026
2027<section id="posts-list" data-columns>
2028
2029<article class="post-link">
2030<a href="/articles-and-insights/funding-your-childs-future">
2031
2032<figure class="post-thumbnail">
2033<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/r5ntGNC51Efc/Funding-Your-Childs-Future.png" alt="Funding Your Child&#39;s Future Thumbnail">
2034</figure>
2035
2036<header class="post-header">
2037<h3>Funding Your Child&#39;s Future</h3>
2038</header>
2039</a>
2040<div class="post-meta">
2041
2042<time datetime="2026-08-04">August 4, 2026</time>
2043
2044
2045</div>
2046
2047<a href="/articles-and-insights/funding-your-childs-future" class="read-more"><span></span>View</a>
2048</article>
2049
2050<article class="post-link">
2051<a href="/articles-and-insights/why-were-choosing-differently">
2052
2053<figure class="post-thumbnail">
2054<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/TRDn9_GMCgG9/Partners.png" alt="Why We&#39;re Choosing Differently Thumbnail">
2055</figure>
2056
2057<header class="post-header">
2058<h3>Why We&#39;re Choosing Differently</h3>
2059</header>
2060</a>
2061<div class="post-meta">
2062
2063<time datetime="2026-06-13">June 13, 2026</time>
2064
2065
2066</div>
2067
2068<a href="/articles-and-insights/why-were-choosing-differently" class="read-more"><span></span>View</a>
2069</article>
2070
2071<article class="post-link">
2072<a href="/articles-and-insights/2026-retirement-limits">
2073
2074<figure class="post-thumbnail">
2075<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/gxkTfKDsLw9/2026-retirement-limits.png" alt="2026 Retirement Limits Thumbnail">
2076</figure>
2077
2078<header class="post-header">
2079<h3>2026 Retirement Limits</h3>
2080</header>
2081</a>
2082<div class="post-meta">
2083
2084<time datetime="2025-11-11">November 11, 2025</time>
2085
2086
2087</div>
2088
2089<a href="/articles-and-insights/2026-retirement-limits" class="read-more"><span></span>View</a>
2090</article>
2091
2092<article class="post-link">
2093<a href="/articles-and-insights/the-decisionpoint-story">
2094
2095<figure class="post-thumbnail">
2096<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/JJzEHBzi9IQ/The-DecisionPoint-Story.png" alt="The DecisionPoint Story Thumbnail">
2097</figure>
2098
2099<header class="post-header">
2100<h3>The DecisionPoint Story</h3>
2101</header>
2102</a>
2103<div class="post-meta">
2104
2105<time datetime="2025-10-10">October 10, 2025</time>
2106
2107
2108</div>
2109
2110<a href="/articles-and-insights/the-decisionpoint-story" class="read-more"><span></span>View</a>
2111</article>
2112
2113<article class="post-link">
2114<a href="/articles-and-insights/fee-only-advisors">
2115
2116<figure class="post-thumbnail">
2117<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/GXYgfLeqnMU/TEMPLATE.png" alt="Fee-Only Advisors Thumbnail">
2118</figure>
2119
2120<header class="post-header">
2121<h3>Fee-Only Advisors</h3>
2122</header>
2123</a>
2124<div class="post-meta">
2125
2126<time datetime="2025-07-10">July 10, 2025</time>
2127
2128
2129</div>
2130
2131<a href="/articles-and-insights/fee-only-advisors" class="read-more"><span></span>View</a>
2132</article>
2133
2134<article class="post-link">
2135<a href="/articles-and-insights/proactive-tax-planning">
2136
2137<figure class="post-thumbnail">
2138<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/UuGdDmFq0HT/Proactive-Tax-Planning.png" alt="Proactive Tax Planning Thumbnail">
2139</figure>
2140
2141<header class="post-header">
2142<h3>Proactive Tax Planning</h3>
2143</header>
2144</a>
2145<div class="post-meta">
2146
2147<time datetime="2025-06-20">June 20, 2025</time>
2148
2149
2150</div>
2151
2152<a href="/articles-and-insights/proactive-tax-planning" class="read-more"><span></span>View</a>
2153</article>
2154
2155<article class="post-link">
2156<a href="/articles-and-insights/supporting-aging-parents">
2157
2158<figure class="post-thumbnail">
2159<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/hXlQTn_Z3ho/Supporting-Aging-Parents.png" alt="Supporting Aging Parents Thumbnail">
2160</figure>
2161
2162<header class="post-header">
2163<h3>Supporting Aging Parents</h3>
2164</header>
2165</a>
2166<div class="post-meta">
2167
2168<time datetime="2025-06-17">June 17, 2025</time>
2169
2170
2171</div>
2172
2173<a href="/articles-and-insights/supporting-aging-parents" class="read-more"><span></span>View</a>
2174</article>
2175
2176<article class="post-link">
2177<a href="/articles-and-insights/what-is-a-cfpr">
2178
2179<figure class="post-thumbnail">
2180<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/15U3nxpFC57/What-is-a-CFP.png" alt="What is a CFP®?  Thumbnail">
2181</figure>
2182
2183<header class="post-header">
2184<h3>What is a CFP®? </h3>
2185</header>
2186</a>
2187<div class="post-meta">
2188
2189<time datetime="2025-06-08">June 8, 2025</time>
2190
2191
2192</div>
2193
2194<a href="/articles-and-insights/what-is-a-cfpr" class="read-more"><span></span>View</a>
2195</article>
2196
2197<article class="post-link">
2198<a href="/articles-and-insights/vetting-a-financial-advisor">
2199
2200<figure class="post-thumbnail">
2201<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/-NmY5lPEGgy/Vetting-a-financial-advisor.png" alt="Vetting a Financial Advisor Thumbnail">
2202</figure>
2203
2204<header class="post-header">
2205<h3>Vetting a Financial Advisor</h3>
2206</header>
2207</a>
2208<div class="post-meta">
2209
2210<time datetime="2025-05-28">May 28, 2025</time>
2211
2212
2213</div>
2214
2215<a href="/articles-and-insights/vetting-a-financial-advisor" class="read-more"><span></span>View</a>
2216</article>
2217
2218<article class="post-link">
2219<a href="/articles-and-insights/market-commentary-and-advice">
2220
2221<figure class="post-thumbnail">
2222<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/T2LilgMIHOc/Market-commentary-and-advice.png" alt="Market Commentary &amp; Advice Thumbnail">
2223</figure>
2224
2225<header class="post-header">
2226<h3>Market Commentary &amp; Advice</h3>
2227</header>
2228</a>
2229<div class="post-meta">
2230
2231<time datetime="2025-04-02">April 2, 2025</time>
2232
2233
2234</div>
2235
2236<a href="/articles-and-insights/market-commentary-and-advice" class="read-more"><span></span>View</a>
2237</article>
2238
2239<article class="post-link">
2240<a href="/articles-and-insights/politics-and-your-investments">
2241
2242<figure class="post-thumbnail">
2243<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/jrYhaXqzpA8/Politics-and-your-investments.png" alt="Politics &amp; Your Investments Thumbnail">
2244</figure>
2245
2246<header class="post-header">
2247<h3>Politics &amp; Your Investments</h3>
2248</header>
2249</a>
2250<div class="post-meta">
2251
2252<time datetime="2024-06-30">June 30, 2024</time>
2253
2254
2255</div>
2256
2257<a href="/articles-and-insights/politics-and-your-investments" class="read-more"><span></span>View</a>
2258</article>
2259
2260<article class="post-link">
2261<a href="/articles-and-insights/2024-ira-contribution-limits">
2262
2263<figure class="post-thumbnail">
2264<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/HnYLL2b5ghq/2024-IRA-contribution-limits.png" alt="2024 IRA Contribution Limits Thumbnail">
2265</figure>
2266
2267<header class="post-header">
2268<h3>2024 IRA Contribution Limits</h3>
2269</header>
2270</a>
2271<div class="post-meta">
2272
2273<time datetime="2023-11-02">November 2, 2023</time>
2274
2275
2276</div>
2277
2278<a href="/articles-and-insights/2024-ira-contribution-limits" class="read-more"><span></span>View</a>
2279</article>
2280
2281<article class="post-link">
2282<a href="/articles-and-insights/2023-irs-retirement-plan-limits">
2283
2284<figure class="post-thumbnail">
2285<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/ZOT8XL8m-wj/2023-IRS-Retirement-Plan-limits.png" alt="2023 IRS Retirement Plan Limits Thumbnail">
2286</figure>
2287
2288<header class="post-header">
2289<h3>2023 IRS Retirement Plan Limits</h3>
2290</header>
2291</a>
2292<div class="post-meta">
2293
2294<time datetime="2022-10-20">October 20, 2022</time>
2295
2296
2297</div>
2298
2299<a href="/articles-and-insights/2023-irs-retirement-plan-limits" class="read-more"><span></span>View</a>
2300</article>
2301
2302<article class="post-link">
2303<a href="/articles-and-insights/why-cash-is-not-always-king">
2304
2305<figure class="post-thumbnail">
2306<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/e0DqNbduzg2/Why-cash-is-not-always-king.png" alt="Why Cash is Not Always King Thumbnail">
2307</figure>
2308
2309<header class="post-header">
2310<h3>Why Cash is Not Always King</h3>
2311</header>
2312</a>
2313<div class="post-meta">
2314
2315<time datetime="2022-07-10">July 10, 2022</time>
2316
2317
2318</div>
2319
2320<a href="/articles-and-insights/why-cash-is-not-always-king" class="read-more"><span></span>View</a>
2321</article>
2322
2323<article class="post-link">
2324<a href="/articles-and-insights/understanding-bear-markets">
2325
2326<figure class="post-thumbnail">
2327<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/dGfr3z82kJj/Understanding-bear-markets.png" alt="Understanding Bear Markets Thumbnail">
2328</figure>
2329
2330<header class="post-header">
2331<h3>Understanding Bear Markets</h3>
2332</header>
2333</a>
2334<div class="post-meta">
2335
2336<time datetime="2022-06-15">June 15, 2022</time>
2337
2338
2339</div>
2340
2341<a href="/articles-and-insights/understanding-bear-markets" class="read-more"><span></span>View</a>
2342</article>
2343
2344<article class="post-link">
2345<a href="/articles-and-insights/common-market-questions">
2346
2347<figure class="post-thumbnail">
2348<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/mE9xzlMlyVh/Common-market-questions.png" alt="Common Market Questions Thumbnail">
2349</figure>
2350
2351<header class="post-header">
2352<h3>Common Market Questions</h3>
2353</header>
2354</a>
2355<div class="post-meta">
2356
2357<time datetime="2022-04-25">April 25, 2022</time>
2358
2359
2360</div>
2361
2362<a href="/articles-and-insights/common-market-questions" class="read-more"><span></span>View</a>
2363</article>
2364
2365<article class="post-link">
2366<a href="/articles-and-insights/2022-market-check-in">
2367
2368<figure class="post-thumbnail">
2369<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/zdqe-y4ZWRU/2022-market-check-in.png" alt="2022 Market Check-In Thumbnail">
2370</figure>
2371
2372<header class="post-header">
2373<h3>2022 Market Check-In</h3>
2374</header>
2375</a>
2376<div class="post-meta">
2377
2378<time datetime="2022-03-26">March 26, 2022</time>
2379
2380
2381</div>
2382
2383<a href="/articles-and-insights/2022-market-check-in" class="read-more"><span></span>View</a>
2384</article>
2385
2386<article class="post-link">
2387<a href="/articles-and-insights/2021-market-update">
2388
2389<figure class="post-thumbnail">
2390<img src="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/ktKZF2s-6sw/2021-Market-Update.png" alt="2021 Market Update Thumbnail">
2391</figure>
2392
2393<header class="post-header">
2394<h3>
23942021 Market Update</h3>
2395</header>
2396</a>
2397<div class="post-meta">
2398
2399<time datetime="2021-12-19">December 19, 2021</time>
2400
2401
2402</div>
2403
2404<a href="/articles-and-insights/2021-market-update" class="read-more"><span></span>View</a>
2405</article>
2406
2407</section>
2408
2409
2410<div class="pagination">
2411<hr>
2412<nav class="traditional">
2413
2414<span class="btn secondary inactive prev-page">Previous Page</span>
2415
2416
2417<a href="/articles-and-insights/page/2" class="btn secondary next-page">Next Page</a>
2418
2419<div class="page-count">
2420<span class="current">1</span>
2421<span class="divider">of</span>
2422<span class="total">2</span>
2423</div>
2424</nav>
2425</div>
2426
2427
2428
2429</div>
2430</div>
2431<footer class="footer" role="contentinfo">
2432<div class="footer-wrapper">
2433<div class="container">
2434<div class="footer-content" data-location="footer" data-id="6aa03afc19ea87f2a6b868fb" data-type="footer">
2435<div class="row middle-xs footer-logos">
2436
2437
2438<div class="col-xs-6 col-sm-3"><a href="http://www.letsmakeaplan.org/" rel="noopener noreferrer" target="_blank">&nbsp; &nbsp;<img src="https://static.twentyoverten.com/616722bcb93acf2c85ef9912/5TqpyxNaTd6/1640283776734-1.png" style="max-width: calc(100% - 10px); width: 151px; height: 89.033px; display: inline-block; vertical-align: bottom; margin-right: 5px; margin-left: 5px;" alt="Certified Financial Planner"></a> </div>
2439<div class="col-xs-6 col-sm-3"> <a href="https://www.feeonlynetwork.com/why-should-i-hire-a-fee-only-financial-advisor/" rel="noopener noreferrer" target="_blank">&nbsp; <img src="https://static.twentyoverten.com/616722bcb93acf2c85ef9912/MRhV3qzlA4m/1640283786303.png" style="width: 198px; display: inline-block; vertical-align: bottom; margin-right: 5px; margin-left: 5px; height: 47.4545px; max-width: calc(100% - 10px);" alt="Financial Planning Association"> </a></div>
2440<div class="col-xs-6 col-sm-3">
2441<a href="https://www.fi360.com/"><img src="https://static.twentyoverten.com/616722bcb93acf2c85ef9912/HmRWx9bmVdT/1640283794865.png" style="max-width: calc(100% - 0px); width: 147px; height: 87.4785px; display: inline-block; vertical-align: bottom; margin-right: 0px; margin-left: 0px; text-align: center;" alt="AIF"></a></div>
2442<div class="col-xs-6 col-sm-3">
2443<a href="https://www.napfa.org/financial-planning/what-is-fee-only-advising"><img src="https://static.twentyoverten.com/616722bcb93acf2c85ef9912/Q5clKSdZXsi/1640283756053.png" style="width: 208px; height: 63.7419px; display: inline-block; vertical-align: bottom; margin-right: 0px; margin-left: 0px; max-width: calc(100% - 0px); text-align: center;" alt="The National Association Of Personal Financial Advisors"></a></div>
2444
2445
2446
2447</div>
2448<hr>
2449
2450<p style="text-align: center;">Let us help you build and preserve your wealth!</p>
2451
2452<p style="text-align: center;"><a class="btn secondary is-pill" href="/contact-us">CLICK HERE TO CONNECT</a></p>
2453<hr>
2454<!-- <div class="row middle-xs"><span class="delete-row"></span>
2455
2456	<div class="col-xs-12 col-sm">
2457
2458		<h4 class="is-h3" style="text-align: center;">
2459
2460			
2461			<br>
2462		</h4>
2463
2464		<h4 class="is-h3" style="text-align: center;"><strong>WASHINGTON OFFICE</strong></h4><strong>
2465
2466</strong>
2467
2468		<p style="text-align: center;">P: 253.883.4143
2469			<br>5727 Baker Way, Suite 107&nbsp;
2470			<br>Gig Harbor, WA 98332
2471			<br><a href="mailto:[email protected]">[email protected]</a></p>
2472		<iframe src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d2702.1588110136445!2d-122.6170328483341!3d47.369818812194815!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x54904d6cc011b373%3A0xf398eb7d4f19ec08!2s5727%20Baker%20Way%20NW%20%23107%2C%20Gig%20Harbor%2C%20WA%2098332!5e0!3m2!1sen!2sus!4v1612211572816!5m2!1sen!2sus" width="100%" height="250" style="border:0;" aria-hidden="false" tabindex="0" data-gtm-yt-inspected-17="true" data-gtm-yt-inspected-6="true" data-gtm-yt-inspected-16="true" data-gtm-yt-inspected-14="true" data-gtm-yt-inspected-19="true" data-gtm-yt-inspected-8="true" data-gtm-yt-inspected-18="true"><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span></iframe>
2473
2474
2475
2476	</div>
2477	<div class="col-xs-12 col-sm-3" style="text-align: center;">
2478
2479
2480		<a class="btn btn-block is-pill secondary" href="https://static.twentyoverten.com/616722bcb93acf2c85ef9912/HxzSjzL-bc/Website-Disclosures.pdf" rel="noopener noreferrer" target="_blank">Disclosures</a>
2481		<a class="btn topmargin btn-block is-pill secondary" href="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/0C-s88JHR2U/Part-3-Form-CRS-DecisionPoint-Financial-20250327.pdf" rel="noopener noreferrer" target="_blank">Form CRS</a>
2482		<a class="btn topmargin btn-block is-pill secondary" href="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/7VBbZtOX_Xj/10DLC-Privacy-Policy.pdf" rel="noopener noreferrer" target="_blank">10DLC Privacy Policy</a>
2483
2484
2485	</div>
2486	<div class="col-xs-12 col-sm">
2487
2488		<h4 class="is-h3" style="text-align: center;">
2489			<br>
2490		</h4>
2491
2492		<h4 class="is-h3" style="text-align: center;"><strong>ARIZONA OFFICE</strong></h4><strong>
2493
2494</strong>
2495
2496		<p style="text-align: center;">P: 480.553.6249
2497			<br>2812 N. Norwalk, Suite 116
2498			<br>Mesa, Arizona 85215
2499			<br><a href="mailto:[email protected]">[email protected]</a></p>
2500
2501
2502
2503		<iframe src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d3328.3106995989606!2d-111.74580134857688!3d33.46726075568132!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x872ba433f8ac9611%3A0x79202bd62b330629!2s2812%20N%20Norwalk%20STE%20116%2C%20Mesa%2C%20AZ%2085215!5e0!3m2!1sen!2sus!4v1612211688461!5m2!1sen!2sus" width="100%" height="250" style="border:0;" aria-hidden="false" tabindex="0" data-gtm-yt-inspected-17="true" data-gtm-yt-inspected-6="true" data-gtm-yt-inspected-16="true" data-gtm-yt-inspected-14="true" data-gtm-yt-inspected-19="true" data-gtm-yt-inspected-8="true" data-gtm-yt-inspected-18="true"><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span></iframe>
2504		<br>
2505	</div></div>
2506
2507<p class="disclaimer" style="text-align: center;">
2508	<br>
2509</p> -->
2510
2511<div class="row center-xs" style="text-align: center;"><span class="delete-row"></span>
2512<div class="col-xs-12 col-sm-4">
2513
2514<p style="margin: 0 0 0.5rem 0;">ARIZONA</p>
2515
2516<p style="margin: 0 0 0.5rem 0;">P: 480.553.6249</p>
2517
2518<p>
25192443 N. Greenfield Rd. Suite 217
2520<br>Mesa, Arizona 85215</p>
2521
2522
2523<iframe src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d3328.5604186765545!2d-111.735175!3d33.4607573!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x872ba5b5aed9f26b%3A0xecd1a9e114299e82!2s2443%20N%20Greenfield%20Rd%20%23217%2C%20Mesa%2C%20AZ%2085215!5e0!3m2!1sen!2sus!4v1783458080416!5m2!1sen!2sus" width="100%" height="250" style="border:0;" loading="lazy" data-gtm-yt-inspected-8="true" data-gtm-yt-inspected-18="true"><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span></iframe>
2524</div>
2525<div class="col-xs-12 col-sm-4">
2526
2527<p style="margin: 0 0 0.5rem 0;">MONTANA</p>
2528
2529<p style="margin: 0 0 0.5rem 0;">P: 406.344.6249</p>
2530
2531<p>104 E Main Street, Suite 3D
2532<br>Bozeman, Montana 59715</p>
2533
2534<iframe src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d2787.5981265440087!2d-111.03797172328815!3d45.678967419082774!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x5345445a2283cb17%3A0xb883188d1a4e4e61!2s104%20E%20Main%20St
2534%20%23116%2C%20Bozeman%2C%20MT%2059715!5e0!3m2!1sen!2sus!4v1774279483173!5m2!1sen!2sus" width="100%" height="250" style="border:0;" loading="lazy" data-gtm-yt-inspected-8="true" data-gtm-yt-inspected-18="true"><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span></iframe>
2535</div>
2536<div class="col-xs-12 col-sm-4">
2537
2538<p style="margin: 0 0 0.5rem 0;">WASHINGTON</p>
2539
2540<p style="margin: 0 0 0.5rem 0;">P: 253.883.4143</p>
2541
2542<p>5727 Baker Way, Suite 107
2543<br>Gig Harbor, Washington 98332</p>
2544
2545<iframe src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d2702.158811418228!2d-122.61741372321765!3d47.36981880429797!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x54904d6cc0400001%3A0xb91aa86dd37dfcfb!2s5727%20Baker%20Way%20NW%20%23107%2C%20Gig%20Harbor%2C%20WA%2098332!5e0!3m2!1sen!2sus!4v1774279502635!5m2!1sen!2sus" width="100%" height="250" style="border:0;" loading="lazy" data-gtm-yt-inspected-8="true" data-gtm-yt-inspected-18="true"><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span><span class="fr-mk" style="display: none;">&nbsp;</span></iframe>
2546</div>
2547</div>
2548
2549<p>
2550<br>
2551</p>
2552<hr>
2553
2554
2555
2556<div class="row center-xs"><span class="delete-row"></span>
2557<div class="col-xs-12 col-sm-3">
2558
2559<a class="btn btn-block is-pill secondary" href="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/7VBbZtOX_Xj/10DLC-Privacy-Policy.pdf" rel="noopener noreferrer" target="_blank">10DLC Privacy Policy</a>
2560
2561
2562
2563</div>
2564<div class="col-xs-12 col-sm-3">
2565
2566<a class="btn btn-block is-pill secondary" href="https://static.twentyoverten.com/5ad4baafbd120d6c37b78545/_CCpSDCz7w8P/DecisionPoint-CRS-final-33026-4897-0178-4989.pdf" rel="noopener noreferrer" target="_blank">Form CRS</a>
2567
2568</div>
2569<div class="col-xs-12 col-sm-3">
2570
2571<a class="btn btn-block is-pill secondary" href="https://static.twentyoverten.com/616722bcb93acf2c85ef9912/HxzSjzL-bc/Website-Disclosures.pdf" rel="noopener noreferrer" target="_blank">Disclosures</a>
2572</div>
2573</div>
2574
2575<p>
2576
2577<br>
2578</p>
2579
2580<p class="disclaimer" style="text-align: center;">Information presented on this site is for informational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any product or security. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed here. The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. </p>
2581
2582<!-- Built By Zyna Pen https://zynapen.com/ -->
2583</div>
2584<div id="tot_badge">
2585<p>
2586<a href="https://twentyoverten.com" target="_blank">
2587
2588<img src="data:image/svg+xml;charset=utf8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3E%3Cpath d='M15,1.75A13.25,13.25,0,1,1,1.75,15,13.27,13.27,0,0,1,15,1.75M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0h0Z' fill='%234889c1'/%3E%3Cpath d='M13.13,6.39a0.6,0.6,0,0,1,.57-0.63h0.72a0.6,0.6,0,0,1,.64.63V9h1a0.6,0.6,0,0,1,.64.63V10a0.61,0.61,0,0,1-.56.65H15.06v6.73c0,0.82.21,1.06,0.93,1.06h0.47a0.6,0.6,0,0,1,.64.63v0.4a0.61,0.61,0,0,1-.57.64h-0.6c-2,0-2.85-.82-2.85-2.73v-11h0Z' fill='%234889c1'/%3E%3Cpath d='M17.38,23.6a0.64,0.64,0,0,1-.64.63H13.28a0.64,0.64,0,0,1-.64-0.63V23.05a0.64,0.64,0,0,1,.64-0.59h3.44a0.64,0.64,0,0,1,.64.63V23.6Z' fill='%234889c1'/%3E%3C/svg%3E" alt="Financial Advisor Websites by Twenty Over Ten">
2589
2590<span>Powered by Twenty Over Ten</span>
2591</a>
2592</p>
2593</div>
2594</div>
2595</div>
2596
2597</footer>
2598<div class="pull-out-overlay"></div>
2599</div>
2600
2601
2602<script>
2603window.appUrl = 'https://app.twentyoverten.com';
2604window.siteUrl = 'https://decisionpointfinancial.com';
2605window.suppress = false;
2606window.calendlyActive = false;
2607</script>
vendor: 1 bytes, line 2607
2607
2608<script src="https://ajax.googleapis.com/ajax/libs/jquery/2.2.4/jquery.min.js"></script>
vendor: 1 bytes, line 2608
2608
2609<script>
2610$('.g-recaptcha').html('');
2611</script>
2611
2612
2613
2614<script src="/assets/frameworks/assets/dist/js/global-2.0.2.js"></script>
vendor: 1 bytes, line 2614
2614
2615<script src="/assets/frameworks/themes/fresnel/3.0.0/assets/dist/js/main-3.0.0.js"></script>
2615
2616
2617<script>
2618 if (!window.suppress) {
2619  if($('.accordion-n').length){
2620    var allPanels = $('.accordion-n > dd');
2621    var allLines = $('.accordion-n > dt'); 
2622    var allButton = $('.accordion-n > dt > a > span'); 
2623    $('.accordion-n > dt > a').click(function() {
2624        $this = $(this);
2625        $target =  $this.parent().next();
2626        $button = $this.find('span');
2627        if($this.parent().hasClass('open')){
2628          $this.parent().removeClass('open');
2629        }
2630        if(!$target.hasClass('active')){
2631           allPanels.removeClass('active').slideUp();
2632           allButton.removeClass('rotate');
2633           allLines.removeClass('open')
2634           $target.addClass('active').slideDown();
2635           $button.addClass('rotate');
2636           $this.parent().addClass('open').siblings().removeClass('open');
2637        }
2638        else if($target.hasClass('active')){
2639           allPanels.removeClass('active').slideUp();
2640           allButton.removeClass('rotate');
2641        }
2642        
2643      return false;
2644    });
2645  }
2646}
2647  
2648</script>
2648
2649
2650<script type="text/javascript">
2651    document.getElementById("ERRORLOGINPAGE").value = 'https://' + window.location.hostname + '/account-login';
2652    
2653    document.getElementById("TRUELOGINPAGE").value = 'https://' + window.location.hostname + '/account-login';
2654    
2655    document.getElementById("sign-in-btn").onclick = function() {changeAction()};
2656
2657    function changeAction() {
2658
2659        var myURL = 'https://www.retirementlogin.com/spectrum/';
2660
2661        if (document.getElementById('usertype').value == 'participant') {
2662
2663            document.forms['loginform'].action = myURL + 'default.aspx';
2664
2665        } else if (document.getElementById('usertype').value == 'sponsor') {
2666
2667            document.forms['loginform'].action = myURL + 'sponsor.aspx';
2668
2669        } else if (document.getElementById('usertype').value == 'advisor') {
2670
2671            document.forms['loginform'].action = myURL + 'advisor.aspx';
2672
2673        }
2674
2675    }
2676
2677
2678
2679    function getParameterByName(name, url) {
2680
2681        if (!url) url = window.location.href;
2682
2683        name = name.replace(/[\[\]]/g, "\\$&");
2684
2685        var regex = new RegExp("[?&]" + name + "(=([^&#]*)|&|#|$)"),
2686
2687            results = regex.exec(url);
2688
2689        if (!results) return null;
2690
2691        if (!results[2]) return '';
2692
2693        return decodeURIComponent(results[2].replace(/\+/g, " "));
2694
2695    }
2696
2697
2698
2699    $(function(){
2700
2701        if (getParameterByName('ERROR') != null && getParameterByName('DESCRIPTION') != null && getParameterByName('ERROR') == '1') {
2702
2703            document.getElementById('lblErrorMsg').innerHTML = getParameterByName('DESCRIPTION') + " For login assistance please call (253) 565-2100";
2704
2705            document.getElementById('lblErrorMsg').style.display = "block";
2706
2707        }
2708
2709    });
2710
2711</script>
2711
2712
2713<script>
2714  $(window).load(function () {
2715  $("#iframeselector").attr("allowfullscreen", "");
2716});
2717
2718</script>
2718
2719
2720<script>
2721if (!window.suppress) { //keep it in a suppress so you can see each pane in the editor
2722  $('.pane').hide();
2723  $('.tab-switcher').each(function(){
2724    $(this).find('.pane').first().show();
2725  });
2726 
2727  $('.tab').click(function(e) {
2728    e.preventDefault();
2729    var tabSwitcher = $(this).closest('.tab-switcher');
2730    $(tabSwitcher).find('.pane').hide();
2731    $(tabSwitcher).find("#"+$(this).attr("data-target")).fadeIn(700); //change "700" to whatever speed you want, "0" will remove the fade effect
2732    $(tabSwitcher).find('.tab').removeClass('active');
2733    $(this).addClass('active');
2734  });
2735}
2736</script>
2736
2737
2738<script>
2739  if (location.href.includes("/services/onboarding-experience")) {
2740  $(".onboarding-experience-team").empty();
2741  $("#members-list").appendTo(
2742    ".onboarding-experience-team"
2743  );
2744}
2745</script>
2745
2746
2747<script>
2748  $(document).ready(function(){
2749    // Check if the current page path is exactly '/videos-and-insights'
2750    if (window.location.pathname === '/videos-and-insights') {
2751        // Hide the <p> tag that contains the exact text "No Posts Found"
2752        // Using :contains() is generally good here as the exact text is shown
2753        $("p:contains('No Posts Found')").hide();
2754
2755        // Alternatively, for a stricter match on the exact text:
2756        /*
2757        $("p").filter(function() {
2758            return $(this).text().trim() === "No Posts Found";
2759        }).hide();
2760        */
2761    }
2762});
2763</script>
2763
2764
2765<script>
2766   if (!window.suppress) {
2767    const words = document.querySelectorAll('.word-rotator .word');
2768    const animationInterval = 2000; // The rotation "interval" in milliseconds
2769    const animationDuration = 300; // The duration of the CSS transition in milliseconds
2770
2771    let wordIndex = 0;
2772
2773    // Show the first word right away
2774    words[wordIndex].classList.add('is-showing');
2775
2776    // Every X seconds, orchestrate the slide-out and slide-in animations
2777    const interval = setInterval(function() {
2778      const currentWordIndex = wordIndex;
2779      const nextWordIndex = (wordIndex + 1) % words.length;
2780
2781      // Apply classes to animate the current word out and the next word in
2782      words[currentWordIndex].classList.add('is-hiding');
2783      words[currentWordIndex].classList.remove('is-showing');
2784      words[nextWordIndex].classList.add('is-showing');
2785
2786      // After the "hiding" animation completes, remove the class
2787      // to reset the word's position for its next turn.
2788      setTimeout(function() {
2789        words[currentWordIndex].classList.remove('is-hiding');
2790      }, animationDuration);
2791
2792      // Increment the counter for the next cycle
2793      wordIndex = nextWordIndex;
2794    }, animationInterval);
2795  }
2796</script>
2796
2797
2798<script>
2799  if (location.href.includes("/articles-and-insights")) {
2800      $(".pagination").after(
2801        `<div class="callout flush-bottom firefighter">
2802	<p>
2803		<br>
2804	</p>
2805</div>`
2806      );
2807    }
2808</script>
2808
2809
2810<script>
2811  $(document).ready(function() {
2812  // Get the current page's URL path
2813  const path = window.location.pathname;
2814
2815  // Check if the path starts with '/articles-and-insights/'
2816  if (path.startsWith('/articles-and-insights/')) {
2817    // If it does, inject the CSS rule into the head of the document
2818    $('head').append('<style>#content { margin-top: 120px; }</style>');
2819  }
2820});
2821</script>
vendor: 65 bytes, lines 2821-2823
2821
2822
2823<script async src="https://www.googletagmanager.com/gtag/js?id=
2823UA-121611612-1
vendor: 12 bytes, line 2823
2823"></script>
2824<script>
vendor: 127 bytes, lines 2825-2828
2825window.dataLayer = window.dataLayer || [];
2826function gtag(){dataLayer.push(arguments);}
2827gtag('js', new Date());
2828gtag('config', '
2828UA-121611612-1
vendor: 4 bytes, line 2828
2828');
2829</script>
2829
2830
2831<!-- tot - Global site tag (gtag.js) - Google Analytics -->
vendor: 64 bytes, lines 2831-2832
2831
2832<script async src="https://www.googletagmanager.com/gtag/js?id=
2832UA-46480539-15
vendor: 12 bytes, line 2832
2832"></script>
2833<script>
vendor: 127 bytes, lines 2834-2837
2834window.dataLayer = window.dataLayer || [];
2835function gtag(){dataLayer.push(arguments);}
2836gtag('js', new Date());
2837gtag('config', '
2837UA-46480539-15
vendor: 4 bytes, line 2837
2837');
2838</script>
2838
2839</body>
2840</html>

Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.