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1ding EXL Inc., Mr. Kapoor served as a business head of Deutsche Bank from July 1999 to July 2000. From 1991 to 2000, Mr. Kapoor served in various capacities at Bank of America in the United States and Asia, including India."},{name:"Michael Richter",role:"External Board Member",category:"external",credentials:"MBA degree from MIT's Sloan School of Management, and B.Tech degree in Mechanical Engineering from Rensselaer Polytechnic Institute & CPA in New York State.",image:"/team/michael-richter.jpg",bio:"Michael has had a 40+ year career in financial services. Currently he serves as Director and Chairman of the Audit Committee of BATS Global Markets Inc, a major operator of stock exchanges in the U.S. and Europe. He also is a member of the Advisory Board to the Financial Engineering & Risk Analysis Program at the Lally School of Management at Rensselaer Polytechnic Institute. 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