https://dhpay.com/js/app.2c9c0fe4.js

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1Œæ”¯æŒä¸»æµçš„开源商务网站如Zencart、Ecshop、Magento、PRESTASHOP、Opencart、Cscart，商户可以快速完成接入。 ")])]),a("div",{staticClass:"digital-two"},[a("p"),a("div",{staticClass:"adv-writi"},[a("b",[t._v("支持多种货币交易")]),t._v(" 客户只要输入卡号和验证码即可完成付款；收银台支持英语、日语、意大利语、西班牙语、德语、法语等；支持人民币、美元、欧元、英镑、日元、卢布、加元、澳大利亚元等多币种收款语言。 ")])]),a("div",{staticClass:"digital-three"},[a("p"),a("div",{staticClass:"adv-writi"},[a("b",[t._v("人民币结算、周期短")]),t._v(" DHPAY提供人民币结算服务，避免客户每年5万美金的外汇限制；汇率每个工作日调整，最大限度减少汇率变动对您造成的损失。交易资金实时入账，提现没有任何费用，结算周期最短T+7日。 ")])]),a("div",{staticClass:"digital-four"},[a("p"),a("div",{staticClass:"adv-writi"},[a("b",[t._v("完善的风控管理")]),t._v(" 基于多年跨境收款经验所建立的风控系统，旨在为您安全收款保驾护航，有效降低欺诈买家、高风险订单。 ")])]),a("div",{staticClass:"digital-five"},[a("p"),a("div",{staticClass:"adv-writi"},[a("b",[t._v("业内专利保证高支付成功率")]),t._v(" DHPAY创新的专利技术，保证支付成功率，为商户带来更多价值。我们在支付领域成功申请专利技术："),a("br"),t._v(" ·“基于国际卡支付通道管理支付成功率的系统及方法”"),a("br"),t._v(" ·“一种跨境支付方式限制方法和系统” 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a("div",{staticClass:"right"},[a("div",{staticClass:"contactUs",staticStyle:{height:"auto"}},[a("h2",[t._v("联系我们")]),a("p",[t._v(" 客服邮箱："),a("br"),a("a",{staticStyle:{"text-decoration":"none"},attrs:{href:"mailto:[email protected]"}},[t._v("[email protected]")]),a("br"),t._v(" 客服热线："),a("br"),a("em",{staticStyle:{display:"inline-block",width:"108px"}},[t._v("400-700-2018")])])])])}],E=function(){var t=this,s=t.$createElement;t._self._c;return t._m(0)},T=[function(){var t=this,s=t.$createElement,a=t._self._c||s;return a("div",{staticClass:"magleft",staticStyle:{display:"block"}},[a("p",{staticClass:"title"},[t._v("第一章 总则")]),a("span",{staticClass:"color333"},[t._v("第一条 目的")]),a("p",{staticClass:"safeContent3"},[t._v("DHPAY尊重他人的知识产权，我们希望网站的商户同样尊重他人的知识产权。为了保护知识产权所有人利益，防止侵权行为给商户及DHPAY带来的风险，建立公平，诚信，透明的平台运营环境，特制订本规则。")]),a("span",{staticClass:"color333"},[t._v("第二条 适用范围")]),a("p",{staticClass:"safeContent3"},[t._v("所有注册为DHPAY的商户。")]),a("span",{staticClass:"color333"},[t._v("第三条 名词解释")]),a("p",{staticClass:"safeContent3Title"},[t._v("1. 知识产权")]),a("p",{staticClass:"safeContent4"},[t._v("知识产权，（英文“Intellectual Property Right”，缩写IPR），保护的是是智力成果、无形财产，是人们对自己所创造的智力活动成果依法享有的占有、使用、收益和处分的权利；")]),a("p",{staticClass:"safeContent4"},[t._v("知识产权只是一个统称，根据保护对象的不同，主要包含专利权、商标权、著作权等。")]),a("p",{staticClass:"safeContent3Title"},[t._v("2. 专利权")]),a("p",{staticClass:"safeContent4"},[t._v("专利权（Patent Right），简称“专利”，是发明创造人或其权利受让人对特定的发明创造在一定期限内依法享有的独占实施权，是知识产权的一种。专利权包括如下三种：")]),a("p",{staticClass:"safeContent4"},[a("span",{staticClass:"fontB"},[t._v("· 发明专利权：")]),t._v("发明，是指对产品、方法或者其改进所提出的新的技术方案。发明专利的保护范围以发明专利审定授权说明书中权利要求的内容为准，说明书及附图可以用于解释权利要求的内容。在中国，发明专利权的保护期限为20年。")]),a("p",{staticClass:"safeContent4"},[a("span",{staticClass:"fontB"},[t._v("· 实用新型专利权：")]),t._v("实用新型是指对产品的形状、构造或者其结合所提出的适于实用的新的技术方案。实用新型专利只保护产品。在中国，实用新型专利权的保护期限为10年。")]),a("p",{staticClass:"safeContent4"},[a("span",{staticClass:"fontB"},[t._v("· 外观设计专利权：")]),t._v("外观设计是指对产品的形状、图案或者其结合以及色彩与形状、图案相结合所作出的富有美感并适于工业上应用的新设计。外观设计的载体必须是产品。在中国，外观设计专利权的保护期限为10年。")]),a("p",{staticClass:"safeContent3Title"},[t._v("3. 商标权")]),a("p",{staticClass:"safeContent4"},[t._v("商标是用以区别商品和服务不同来源的商业性标志，由文字、图形、字母、数字、三维标志、颜色组合或者上述要素的组合构成。")]),a("p",{staticClass:"safeContent4"},[t._v("商标权是商标专用权的简称，是指商标主管机关依法授予商标所有人对其注册商标受国家法律保护的专有权。商标注册人依法支配其注册商标并禁止他人侵害的权利，包括商标注册人对其注册商标的排他使用权、收益权、处分权、续展权和禁止他人侵害的权利。")]),a("p",{staticClass:"safeContent3Title"},[t._v("4. 著作权")]),a("p",{staticClass:"safeContent4"},[t._v("著作权，是指作者和其他著作权人对文学，艺术和科学工程作品所享有的各项专有权利。它是自然人，法人或者其他组织对文学，艺术或科学作品依法享有的财产权利（出版、复制等）和人身权利（署名等）的总称。 ")]),a("p",{staticClass:"title"}

1,[t._v("第二章 侵犯知识产权违规类型")]),a("span",{staticClass:"color333"},[t._v("第四条 侵犯知识产权权利人专利权")]),a("p",{staticClass:"safeContent3Title"},[t._v("1. 是指指以营利为目的，没有得到专利权人的许可，实施其专利的行为；")]),a("p",{staticClass:"safeContent3Title"},[t._v("2. 侵犯专利的行为可分为假冒他人专利；以非专利产品冒充专利产品、以非专利方法冒充专利方法两种。")]),a("p",{staticClass:"safeContent3Title"},[t._v("其中假冒他人专利的行为，包括但不限于以下情况：")]),a("p",{staticClass:"safeContent3"},[a("span",{staticClass:"fontB"},[t._v("· ")]),t._v("在其制造或者销售的产品、产品的包装上标注他人的专利号；")]),a("p",{staticClass:"safeContent3"},[a("span",{staticClass:"fontB"},[t._v("· ")]),t._v("在广告或者其他宣称材料中使用他人的专利号，使人将所设计的技术误认为是他人的专利技术；")]),a("p",{staticClass:"safeContent3"},[a("span",{staticClass:"fontB"},[t._v("· ")]),t._v("在合同中使用他人的专利号，使人将合同设计的技术误认为是他人的专利技术；")]),a("p",{staticClass:"safeContent3"},[a("span",{staticClass:"fontB"},[t._v("· ")]),t._v("伪造或者变造他人的专利证书、专利文件或者专利申请文件。")]),a("span",{staticClass:"color333"},[t._v("第五条 侵犯知识产权权利人商标权")]),a("p",{staticClass:"safeContent3Title"},[t._v("1. 是指以营利为目的，未经权利人许可，侵犯他人注册商标专用权的行为；")]),a("p",{staticClass:"safeContent3Title"},[t._v("2. 侵犯知识产权权利人商标权的行为，包括但不限于以下情况：")]),a("p",{staticClass:"safeContent3"},[a("span",{staticClass:"fontB"},[t._v("· ")]),t._v("未经注册商标所有人的许可，在同种商品或者类似商品上使用与其注册商标相近或者近似的商标的；")]),a("p",{staticClass:"safeContent3"},[a("span",{staticClass:"fontB"},[t._v("· ")]),t._v("销售明知是假冒注册商标的商品的；")]),a("p",{staticClass:"safeContent3"},[a("span",{staticClass:"fontB"},[t._v("· ")]),t._v("伪造、擅自制造他人注册商标标识或者销售伪造、擅自制造的注册商标标识的；")]),a("p",{staticClass:"safeContent3"},[a("span",{staticClass:"fontB"},[t._v("· ")]),t._v("故意为侵犯注册商标专用权的行为提供便利条件的；")]),a("p",{staticClass:"safeContent3"},[a("span",{staticClass:"fontB"},[t._v("· ")]),t._v("给他人注册商标专用权造成其他损害的。")]),a("span",{staticClass:"color333"},[t._v("第六条 侵犯知识产权权利人著作权")]),a("p",{staticClass:"safeContent3Title"},[t._v("1. 是指以营利为目的，未经著作权人许可，侵犯他人的著作权，违法所得数额较大或者有其他严重情节的行为；")]),a("p",{staticClass:"safeContent3Title"},[t._v("2. 侵犯知识产权权利人著作权的行为，包括但不限于以下情况：")]),a("p",{staticClass:"safeContent3"},[a("span",{staticClass:"fontB"},[t._v("· ")]),t._v("未经著作权人许可，发表其作品的；")]),a("p",{staticClass:"safeContent3"},[a("span",{staticClass:"fontB"},[t._v("· ")]),t._v("剽窃他人作品的；")]),a("p",{staticClass:"safeContent3"},[a("span",{staticClass:"fontB"},[t._v("· ")]),t._v("使用他人作品，应当支付报酬而未支付的；")]),a("p",{staticClass:"safeContent3"},[a("span",{staticClass:"fontB"},[t._v("· ")]),t._v("未经电影作品和以类似摄制电影的方法创作的作品、计算机软件、录音录像制品的著作权人或者与著作权有关的权利人许可，出租其作品或者录音录像制品的；")]),a("p",{staticClass:"safeContent3"},[a("span",{staticClass:"fontB"},[t._v("· ")]),t._v("未经出版者许可，使用其出版的图书、期刊的版式设计的。")]),a("p",{staticClass:"title"},[t._v("第三章 侵犯知识产权行为处理办法")]),a("span",{staticClass:"color333"},[t._v("第七条 侵犯知识产权行为处理办法")]),a("p",{staticClass:"safeContent3Title"},[t._v("1．违规发布内的产品的行为，视情节严重，可能导致：")]),a("p",{staticClass:"safeContent3"},[a("span",{staticClass:"fontB"},[t._v("· ")]),t._v("延长结算周期；")]),a("p",{staticClass:"safeContent3"},[a("span",{staticClass:"fontB"},[t._v("· ")]),t._v("增加风险保证金；")]),a("p",{staticClass:"safeContent3"},[a("span",{staticClass:"fontB"},[t._v("· ")]),t._v("暂停商户款项结算；")]),a("p",{staticClass:"safeContent3"},[a("span",{staticClass:"fontB"},[t._v("· ")]),t._v("关闭账户。")]),a("p",{staticClass:"safeContent3Title"},[t._v("2．对于由于侵犯知识产权行为，给DHPAY造成经济、法律及声誉损失的，DHPAY有追究相关损

1失及法律责任的权利。")]),a("p",{staticClass:"safeContent3Title"},[t._v("3．对于因商户售卖侵权品、禁销品等行为引起的品牌商、卡组织及其他国际权益组织等第三方投诉的，若最终导致品牌商、卡组织或其他国际权益组织的罚款，此笔罚款应由商户自行承担。DHPAY有权从商户资金账户代为扣除相应罚款。若资金账户余额不足以支付相应罚款，则DHPAY有权保留处理商户账号及诉诸法律的权利。 ")])])}],R={name:"p1",components:{},directives:{},mixins:[],props:{},data:function(){return{}},computed:{},watch:{},beforeCreate:function(){},created:function(){},beforeMount:function(){},mounted:function(){},beforeUpdate:function(){},updated:function(){},beforeDestroy:function(){},destroyed:function(){},filter:{},methods:{}},D=R,j=Object(u["a"])(D,E,T,!1,null,"7251ebf8",null),B=j.exports,k=function(){var t=this,s=t.$createElement,a=t._self._c||s;return a("div",{staticClass:"magleft",staticStyle:{display:"block"}},[a("p",{staticClass:"title"},[t._v("第一部分 总则")]),a("span",{staticClass:"color333"},[t._v("第一条 目的")]),a("p",{staticClass:"safeContent3"},[t._v("为了加强对高风险商户的管理，降低骆驼金服及所有商户的风险，骆驼金服特规定《信风收银台业务规则之一高风险商户管理规则》（“本业务规则”），供商户遵守。")]),a("span",{staticClass:"color333"},[t._v("第二条 适用范围")]),a("p",{staticClass:"safeContent3"},[t._v("本业务规则于【2019年7月22日】公布，自公布之日起的三个工作日后生效。自本业务规则生效之日后，对所有商户具有约束力，如果本业务规则与之前公布的业务规则有冲突的，以本业务规则为准。为骆驼金服与商户《信风收银台业务规则》及《信风收银台服务协议》的一部分。")]),a("span",{staticClass:"color333"},[t._v("第三条 定义及术语")]),a("p",{staticClass:"safeContent4"},[t._v("以下名词为国际卡组织（包括但不限于Visa、MasterCard等）规则作出的最新定义及解释，本业务规则将根据国际卡组织的要求及骆驼金服的需要，不时进行更新。")]),a("p",{staticClass:"safeContent3Title"},[t._v("1. BRAM")]),a("p",{staticClass:"safeContent4"},[t._v("（全称Business Risk Assessment and Mitigation）业务风险评估及缓解。业务风险评估及缓解计划于2005年7月由MasterCard主动发起，目的在于保护MasterCard及其用户远离非法及品牌侵权交易和行为。请参见《MasterCard条例》和业务风险评估及缓解计划的具体标准和行为规定。")]),a("p",{staticClass:"safeContent3Title"},[t._v("2. GBPP")]),a("p",{staticClass:"safeContent4"},[t._v("（全称Global Brand Protection Program）全球品牌保护计划。全球品牌保护计划旨在确保收单行对其合作商户的收单活动进行适当的控制。目标是为了保护收单行和Visa支付系统的完整性，并防止商户进行一系列的违规交易。具体要求可参见《Visa核心规则和产品与服务规则》。")]),a("p",{staticClass:"safeContent3Title"},[t._v("3. ECP")]),a("p",{staticClass:"safeContent4"},[t._v("（全称Excessive Chargeback Program）超额拒付计划。超额拒付计划由MasterCard设计，目的在于监控收单行合作商户的拒付情况，并且在商户已经或有可能超过每月拒付标准的时候，立即采取相应措施。具体的拒付标准已定义在《MasterCard安全条例和程序》中。")]),a("p",{staticClass:"safeContent3Title"},[t._v("4. GMAP")]),a("p",{staticClass:"safeContent4"},[t._v("（全称Global Merchant Audit Program）全球商户审核计划。目的在于保证合规的持续性、警示进行高风险欺诈交易的商户，确保采取相应措施，减轻任何潜在的欺诈和拒付风险，具体要求请参见《MasterCard安全条例和程序》8.2节之规定。")]),a("p",{staticClass:"safeContent3Title"},[t._v("5. VCMP")]),a("p",{staticClass:"safeContent4"},[t._v("（全称Visa Chargeback Monitoring Program）Visa拒付监控计划，具体内容可参见《Visa核心规则和产品与服务规则》（Visa Core Rules and Visa Product and Service Rules）。")]),a("p",{staticClass:"safeContent3Title"},[t._v("6. VFMP")]),a("p",{staticClass:"safeContent4"},[t._v("（全称Visa Fraud Monitoring Program）Visa欺诈监控计划，具体内容可参见《Visa核心规则和产品与服务规则》（Visa Core Rules and Visa Product and Service Rules）。")]),a("p",{staticClass:"title"},[t._v("第二章 管理规则")]),a("span",{staticClass:"color333"}

1,[t._v("四、 GBPP/BRAM")]),a("p",{staticClass:"safeContent4"},[t._v("商户在接入骆驼金服平台进行外币结算清算业务时，商户对商户网站销售的产品必需严格把控，不得开展毒品、炸药、枪支弹药等国家或国际卡组织禁止交易物品的销售，不得销售侵犯知识产权的产品，未经审核批准私自经营赌博、药品等违规业务。")]),a("p",{staticClass:"safeContent3Title"},[t._v("1. 销售侵权品的监控指标及处罚措施")]),t._m(0),a("p",{staticClass:"safeContent4"},[t._v("如因商户销售侵权品造成卡组织罚款及骆驼金服其他损失的，由商户承担。如商户连续6个月无违规行为，可提交申请停止处罚。")]),a("p",{staticClass:"safeContent3Title"},[t._v("2. 从事禁限售产品经营的监控及处罚措施")]),a("p",{staticClass:"safeContent4"},[t._v("商户从事禁入行业产品或服务，或未经审核批准私自从事受限行业产品或服务（具体参见禁限售名录请查看附件一）等违法违规业务的，一经发现，立即终止合作，并处25000美元罚款，如商户账户ä½

1™é¢åŠä¿è¯é‡‘余额足以支付罚款，则从商户账户中扣除，如商户账户余额及保证金不足以支付罚款，商户需在3个工作日内补足。此罚款为骆驼金服收取的违规罚款，与卡组织的罚款不冲突，可以并收。")]),a("p",{staticClass:"safeContent4"},[t._v("扣除罚款后，如商户账户仍有待结算款项，骆驼金服有权冻结该款项，180天后如果卡组织或任何有管辖权机关没有任何罚款或处罚的情况下，骆驼金服可以酌情返还给商户。")]),a("p",{staticClass:"safeContent4"},[t._v("如商户网站经营产品中，有个别商品为药品等违规品，6个月内第一次发现的，商户需在24小时内下架产品，并强制加入第三方扫描；第二次发现的，暂停结算30天并提高保证金；第三次发现的，关闭商户。如商户连续6个月无违规行为，可提交申请停止处罚。")]),a("span",{staticClass:"color333"},[t._v("第五条 VCMP/VFMP/ECP/GMAP及异常交易监控")]),a("p",{staticClass:"safeContent4"},[t._v("根据国际信用卡组织的操作惯例，国际卡收单银行在任何时候都有权根据持卡人的请求拒绝或索回向商户（无论是已向商户支付或在骆驼金服账户中持有）支付的电子商务交易的全部或部分款项。同时，国际信用卡组织规定，各收单机构，需严格控制各商户的拒付及伪冒交易比例。")]),a("p",{staticClass:"safeContent4"},[t._v("骆驼金服对于拒付、伪冒的监控，将基于商户网址进行计算，对于拒付、伪冒超标的商户网址，将采取下述处罚措施：")]),a("p",{staticClass:"safeContent3Title"},[t._v("1. 伪冒（VFMP/GMAP）")]),t._m(1),a("p",{staticClass:"safeContent4"},[t._v("同时，商户连续超标导致的卡组织罚款，将由商户承担；如商户连续三月将拒付、伪冒降低到监控指标以下，可提交申请停止处罚。")]),a("p",{staticClass:"safeContent3Title"},[t._v("2. 拒付（VCMP/ECP））")]),t._m(2),a("p",{staticClass:"safeContent3Title"},[t._v("3. 异常交易")]),a("p",{staticClass:"safeContent4"},[t._v("骆驼金服将结合商户注册信息、资质材料、交易、行为等信息对异常的商户进行调查，商户需在骆驼金服规定时间内向骆驼金服提交相关信息，包括但不限于订单信息、发货凭证、交易流水、最近一年的财务报告、商品配送渠道说明、退换货政策说明、以及买家的授权等。")]),t._m(3),a("p",{staticClass:"safeContent4"},[t._v("其中不可查指商户提供的信息不可查或不能与订单信息匹配。")]),a("span",{staticClass:"color333"},[t._v("第六条 交易量异常波动监控")]),a("p",{staticClass:"safeContent3Title"},[t._v("1. 停止交易")]),a("p",{staticClass:"safeContent4"},[t._v("商户交易出现异常停止时，骆驼金服有权对商户的交易发起调查并冻结结算，冻结的金额自最后一笔交易起180天后，由骆驼金服酌情进行释放。针对历史交易稳定、风险指标较好的商户，可依据商户冻结期内风险指标进行逐步释放。")]),a("p",{staticClass:"safeContent4"},[a("img",{attrs:{width:"70%",src:t.img1,alt:"停止交易",title:"停止交易"}})]),a("p",{staticClass:"safeContent3Title"},[t._v("2. 交易量异常增加或降低")]),a("p",{staticClass:"safeContent4"},[t._v("商户交易量出现突增或突减时，骆驼金服有权对商户交易发起调查，并依据调查结果进行相应处罚。商户稳定交易达到60天之后，可提交申请停止处罚。")]),a("p",{staticClass:"safeContent4"},[a("img",{attrs:{width:"70%",src:t.img2,alt:"交易增加",title:"交易增加"}})]),a("p",{staticClass:"safeContent4"},[a("img",{attrs:{width:"70%",src:t.img3,alt:"交易降低",title:"停止交易"}})]),a("p",{staticClass:"safeContent4"},[t._v("其中不可查指商户提供的信息不可查或不能与订单信息匹配。")]),a("p",{staticClass:"title"},[t._v("第三章 其他条款")]),a("span",{staticClass:"color333"},[t._v("第七条 本业务规则中提到的强制使用第三方工具的处罚措施，骆驼金服将按照实际使用的产品对商户进行收费")]),a("span",{staticClass:"color333"},[t._v("第八条 本业务规则中涉及的各项监控指标，骆驼金服可依据实际情况和卡组织政策进行调整。")]),a("span",{staticClass:"color333"},[t._v("第九条 如果本业务规则与《信风收银台服务协议》有任何不一致之处，以本业务规则为准。骆驼金服有权单方修改本业务规则，无须征得商户的同意。骆驼金服会提前3个工作日将本业务规则的修改或更新文件在骆驼金服平台上公布，不另作个别通知。")]),a("p",{staticClass:"title"},[t._v("附录")]),t._m(4)])},S=[function(){var t=this,s=t.$createElement,a=t._self._c||s;return a("table",{staticClass:"cost-table",attrs:{width:"100%",border:"0",cellspacing:"0",cellpadding:"0"}},[a("thead",[a("tr",[a("td",[t._v("监控指标")]),a("td",[t._v("处罚措施")])])]),a("tbody",[a("tr",[a("td",[t._v("6个月内被骆驼金服发现侵权第一次")]),a("td",[t._v("强制使用第三方扫描工具")])]),a("tr",[a("td",[t._v("6个月内被骆驼金服发现侵权第二次")]),a("td",[t._v("暂停结算30天+提高风险保证金")])]),a("tr",[a("td",[t._v("6个月内被骆驼金服发现侵权第三次")]),a("td",[t._v("关闭商户")])]),a("tr",[a("td",[t._v("被卡组织发现销售侵权品")]),a("td",[t._v("关闭商户+冻结保证金+冻结结算")])])])])},function(){var t=this,s=t.$createElement,a=t._self._c||s;return a("table",{staticClass:"cost-table",attrs:{width:"100%",border:"0",cellspacing:"0",cellpadding:"0"}},[a("thead",[a("tr",[a("td",[t._v("监控指标")]),a("td",[t._v("处罚措施")])])]),a("tbody",[a("tr",[a("td",[t._v("Visa：伪冒率≥0.75%且伪冒金额≥3000美金 MC：伪冒率≥2.5%、伪冒金额≥3000美金且伪冒笔数≥3笔 ")]),a("td",[t._v("强制使用第三方反欺诈和欺诈通知工具")])]),a("tr",[a("td",[t._v("Visa：伪冒率≥0.9%且伪冒金额≥5000美金 MC：伪冒率≥4%、伪冒金额≥4000美金且伪冒笔数≥4笔 ")]),a("td",[t._v("骆驼金服有权对æ”

1¶åˆ°æ¬ºè¯ˆé€šçŸ¥çš„订单强制退款")])]),a("tr",[a("td",[t._v("Visa：伪冒率≥1.5%且伪冒金额≥1万美金 MC：伪冒率≥6%、伪冒金额≥5000美金且伪冒笔数≥5笔 ")]),a("td",[t._v("提高保证金比例+延长结算周期")])]),a("tr",[a("td",[t._v("Visa：伪冒率≥1.8%且伪冒金额≥2万美金 MC：伪冒率≥8%、伪冒金额≥5000美金且伪冒笔数≥5笔 ")]),a("td",[t._v("关闭商户")])]),a("tr",[a("td",[t._v("连续3个月伪冒率＞3% ")]),a("td",[t._v("关闭商户")])])])])},function(){var t=this,s=t.$createElement,a=t._self._c||s;return a("table",{staticClass:"cost-table",attrs:{width:"100%",border:"0",cellspacing:"0",cellpadding:"0"}},[a("thead",[a("tr",[a("td",[t._v("监控指标")]),a("td",[t._v("处罚措施")])])]),a("tbody",[a("tr",[a("td",[t._v("Visa：拒付率≥0.65%且拒付笔数≥65笔 MC：拒付率≥0.75%且拒付笔数≥65笔 ")]),a("td",[t._v("强制使用第三方反欺诈和欺诈通知工具")])]),a("tr",[a("td",[t._v("Visa：拒付率≥0.9%且拒付笔数≥80笔 MC：拒付率≥1%且拒付笔数≥80笔 ")]),a("td",[t._v("骆驼金服有权对收到欺诈通知的订单强制退款")])]),a("tr",[a("td",[t._v("Visa：拒付率≥1%且拒付笔数≥100笔 MC：拒付率≥1.5%且拒付笔数≥100笔 ")]),a("td",[t._v("提高保证金比例+延长结算周期")])]),a("tr",[a("td",[t._v("Visa：连续2月拒付率≥1%且拒付笔数≥100笔 MC：连续2月拒付率≥1.5%且拒付笔数≥100笔 ")]),a("td",[t._v("关闭商户")])]),a("tr",[a("td",[t._v("连续3个月拒付率＞3% ")]),a("td",[t._v("关闭商户")])])])])},function(){var t=this,s=t.$createElement,a=t._self._c||s;return a("table",{staticClass:"cost-table",attrs:{width:"100%",border:"0",cellspacing:"0",cellpadding:"0"}},[a("thead",[a("tr",[a("td",[t._v("监控指标")]),a("td",[t._v("处罚措施")])])]),a("tbody",[a("tr",[a("td",[t._v("商户提供的信息中15%不可查 ")]),a("td",[t._v("强制提供每笔交易的物流信息")])]),a("tr",[a("td",[t._v("商户提供的信息中30%不可查 ")]),a("td",[t._v("强制提供物流信息，发货结算")])]),a("tr",[a("td",[t._v("商户提供的信息中50%不可查 ")]),a("td",[t._v("强制提供物流信息，妥投结算，提高保证金")])]),a("tr",[a("td",[t._v("商户提供的信息中50%以上不可查或无法提供 ")]),a("td",[t._v("关闭商户+冻结保证金+冻结结算")])])])])},function(){var t=this,s=t.$createElement,a=t._self._c||s;return a("table",{staticClass:"cost-table",attrs:{width:"100%",border:"0",cellspacing:"0",cellpadding:"0"}},[a("thead",[a("tr",[a("td",[t._v("受限行业类型")]),a("td",[t._v("禁入行业类型")])])]),a("tbody",[a("tr",[a("td",[t._v("广告")]),a("td",[t._v("预付款超过一年")])]),a("tr",[a("td",[t._v("成人用品或服务")]),a("td",[t._v("航空公司")])]),a("tr",[a("td",[t._v("古董")]),a("td",[t._v("招标拍卖")])]),a("tr",[a("td",[t._v("拍卖")]),a("td",[t._v("盗取身份信息或信用卡信息")])]),a("tr",[a("td",[t._v("手机/传呼机（设备或服务）")]),a("td",[t._v("算命")])]),a("tr",[a("td",[t._v("慈善")]),a("td",[t._v("投资会")])]),a("tr",[a("td",[t._v("催收")]),a("td",[t._v("大麻（含附属服务）")])]),a("tr",[a("td",[t._v("差价合约（CFD的外汇期权和二元期权）")]),a("td",[t._v("被卡组织禁止的商户")])]),a("tr",[a("td",[t._v("优惠券/证书/预付费卡或礼品卡")]),a("td",[t._v("向上销售和交叉销售")])]),a("tr",[a("td",[t._v("航线")]),a("td",[t._v("商户与第三方共享持卡人数据")])]),a("tr",[a("td",[t._v("虚拟货币")]),a("td",[t._v("商家提供折扣或特殊奖励（即免费礼品，奖品，抽奖或赢得比赛作为购买产品/服务的诱因）")])]),a("tr",[a("td",[t._v("定制产品")]),a("td",[t._v("任何非法产品/服务或提供非法活动的外围支持")])]),a("tr",[a("td",[t._v("文件共享")]),a("td",[t._v("现金垫款")])]),a("tr",[a("td",[t._v("征友、婚介")]),a("td",[t._v("现金赠送")])]),a("tr",[a("td",[t._v("饮食计划")]),a("td",[t._v("连环信")])]),a("tr",[a("td",[t._v("数字游戏")]),a("td",[t._v("支票兑现")])]),a("tr",[a("td",[t._v("折扣/团购")]),a("td",[t._v("信用修复")])]),a("tr",[a("td",[t._v("电子产品")]),a("td",[t._v("债务合并或减少")])]),a("tr",[a("td",[t._v("陪伴服务")]),a("td",[t._v("磁盘解密设备")])]),a("tr",[a("td",[t._v("电子钱包")]),a("td",[t._v("毒品用具")])]),a("tr",[a("td",[t._v("学生贷款/奖学金")]),a("td",[t._v("电子烟")])]),a("tr",[a("td",[t._v("财务顾问")]),a("td",[t._v("论文、试卷")])]),a("tr",[a("td",[t._v("跳蚤市场")]),a("td",[t._v("延长保修")])]),a("tr",[a("td",[t._v("家具")]

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