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227 <li id="menu-item-348" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-348"><a href="https://www.mccolluminsuranceagency.com/insurance-review/" class="ct-menu-link">Insurance Coverage Review</a></li> 228 <li id="menu-item-202" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-202"><a href="https://www.mccolluminsuranceagency.com/philadelphia-pensylvania/" class="ct-menu-link">Philadelphia Location</a></li> 229 <li id="menu-item-62" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-62"><a href="https://www.mccolluminsuranceagency.com/newtown-square-pennsylvania/" class="ct-menu-link">Newtown Square Location</a></li> 230</ul> 231</li> 232</ul></nav> 233 234 235<div 236 class="ct-header-cta" 237 data-id="button"> 238 <a 239 href="/quotes/" 240 class="ct-button" 241 data-size="large" aria-label="Start a Quote"> 242 Start a Quote </a> 243</div> 244</div></div></div></div></div><div data-device="mobile"><div data-row="top" data-column-set="1"><div class="ct-container"><div data-column="middle"><div data-items=""> 245<div 246 class="ct-header-cta" 247 data-id="button"> 248 <a 249 href="/quotes/" 250 class="ct-button" 251 data-size="large" aria-label="Start a Quote"> 252 Start a Quote </a> 253</div> 254</div></div></div></div><div data-row="middle" data-column-set="2"><div class="ct-container"><div data-column="start" data-placements="1"><div data-items="primary"> 255<div class="site-branding" 256 data-id="logo" > 257 258 <a href="https://www.mccolluminsuranceagency.com/" class="site-logo-container" rel="home" itemprop="url" ><img data-perfmatters-preload width="799" height="155" src="https://www.mccolluminsuranceagency.com/wp-content/uploads/sites/35/2017/05/CWP_McCollum_Full-Logo-color-e1495726550495.png" class="default-logo" alt="Philadelphia-Auto-Insurance" decoding="async" fetchpriority="high"></a> 259 </div> 260 261</div></div><div data-column="end" data-placements="1"><div data-items="primary"> 262<button 263 class="ct-header-trigger ct-toggle " 264 data-toggle-panel="#offcanvas" 265 aria-controls="offcanvas" 266 data-design="simple" 267 data-label="right" 268 aria-label="Menu" 269 data-id="trigger"> 270 271 <span class="ct-label ct-hidden-sm ct-hidden-md ct-hidden-lg" aria-hidden="true">Menu</span> 272 273 <svg class="ct-icon" width="18" height="14" viewBox="0 0 18 14" data-type="type-3" aria-hidden="true"> 274 <rect y="0.00" width="18" height="1.7" rx="1"/> 275 <rect y="6.15" width="18" height="1.7" rx="1"/> 276 <rect y="12.3" width="18" height="1.7" rx="1"/> 277 </svg></button> 278</div></div></div></div></div></header> 279 <main id="main" class="site-main hfeed" tabindex="-1"> 280 281 <div class="fl-builder-content fl-builder-content-20455 fl-builder-global-templates-locked" data-post-id="20455"><div class="fl-row fl-row-full-width fl-row-bg-photo fl-node-5f4818e26c971 fl-row-default-height fl-row-align-center fl-row-bg-overlay" data-node="5f4818e26c971"> 282 <div class="fl-row-content-wrap"> 283 <div class="fl-row-content fl-row-fixed-width fl-node-content"> 284 285<div class="fl-col-group fl-node-5f4818e26c972" data-node="5f4818e26c972"> 286 <div class="fl-col fl-node-5f4818e26c973 fl-col-bg-color" data-node="5f4818e26c973"> 287 <div class="fl-col-content fl-node-content"><div class="fl-module fl-module-heading fl-node-5f4818e26c968" data-node="5f4818e26c968" aria-label="Heading"> 288 <div class="fl-module-content fl-node-content"> 289 <h1 class="fl-heading"> 290 <span class="fl-heading-text">Life Insurance</span> 291 </h1> 292 </div> 293</div> 294</div> 295</div> 296 </div> 297 </div> 298 </div> 299</div> 300<div class="fl-row fl-row-full-width fl-row-bg-color fl-node-5f481a38207a6 fl-row-default-height fl-row-align-center" data-node="5f481a38207a6"> 301 <div class="fl-row-content-wrap"> 302 <div class="fl-row-content fl-row-fixed-width fl-node-content"> 303 304<div class="fl-col-group fl-node-5f481a3827df9" data-node="5f481a3827df9"> 305 <div class="fl-col fl-node-5f481a3827fb6 fl-col-bg-color" data-node="5f481a3827fb6"> 306 <div class="fl-col-content fl-node-content"><div class="fl-module fl-module-fl-post-content fl-node-5f4818e26c967" data-node="5f4818e26c967" aria-label="Post Content"> 307 <div class="fl-module-content fl-node-content"> 308 <p>Life insurance is not only the cornerstone of a solid financial plan, but it’s hands down one of the most cost effective ways to protect the people who depen
308d on you financially.</p> 309<p>What would happen to your family if you were to die prematurely? Would they be able to maintain their current lifestyle?</p> 310<p>Would your kids be able to go to college? Would your spouse be able to shoulder the load with one income?</p> 311<p>If you have a child, are married, or you are carrying any kind of debt, purchasing life insurance is a no-brainer.</p> 312<p>If all three, well, hopefully you already have life insurance. Here are a few other reasons to have life insurance though:</p> 313<ul> 314<li>charitable donations</li> 315<li>pay federal death and estate taxes</li> 316<li>create an inheritance for your heirs</li> 317<li>pay final expenses</li> 318</ul> 319<h2>We make buying life insurance easy</h2> 320<p>At McCollum Insurance Agency, we make the process of buying life insurance <strong>extremely simple.</strong></p> 321<p>We have access to a wide range of life insurance companies so we can survey the marketplace and based on your individual rating criteria, find the best possible life insurance policy at the best price.</p> 322<p>When purchasing life insurance there are a few things to consider. Do you want <strong>Term Life</strong> Insurance, or <strong>Whole Life</strong>?</p> 323<p>If you don’t understand the difference that’s okay. That’s what we’re here for.</p> 324<p>Life insurance is based on two main variables â your <strong>age</strong>, and your <strong>health</strong>.</p> 325<h2>How much life insurance do I need?</h2> 326<p>A mistake that we often see people make is basing their life insurance coverage on a guess, or just grabbing a number out of thin air without realizing what the impact of inflation could have on their life insurance proceeds.</p> 327<p>One of the benefits of working with an independent agent like us is that we can sit down, and through a comprehensive needs analysis, determine the exact amount of coverage you will need to protect the people who depend on you.</p> 328<p>The amount of coverage you need depends on a number of different variables. Here are a few examples:</p> 329<ul> 330<li>how many children you have</li> 331<li>your future earnings potential</li> 332<li>whether or not your married</li> 333<li>spouses future earnings potential</li> 334<li>you and your spouses age</li> 335<li>amount of debt you have</li> 336</ul> 337<p>If you have questions, or would like the get the ball rolling, give our office a call, or head over to our <a href="https://www.mccolluminsuranceagency.com/quotes/">quotes page</a> to get started.</p> 338 </div> 339</div> 340</div> 341</div> 342 <div class="fl-col fl-node-5f481a3827fbd fl-col-bg-color fl-col-small" data-node="5f481a3827fbd"> 343 <div class="fl-col-content fl-node-content"><div class="fl-module fl-module-info-box fl-node-5f481adc021de" data-node="5f481adc021de" aria-label="Info Box"> 344 <div class="fl-module-content fl-node-content"> 345 <div class="uabb-module-content uabb-infobox infobox-center infobox-has-icon infobox-icon-above-title "> 346 <div class="uabb-infobox-left-right-wrap"> 347 <div class="uabb-infobox-content"> 348 <div class="uabb-module-content uabb-imgicon-wrap"> <span class="uabb-icon-wrap"> 349 <span class="uabb-icon"> 350 <i class="fas fa-check-circle" aria-hidden="true"></i> 351 </span> 352 </span> 353 354 </div><div class='uabb-infobox-title-wrap'><h3 class="uabb-infobox-title">Request Your Proposal Here</h3></div> <div class="uabb-infobox-text-wrap"> 355 <div class="uabb-infobox-text uabb-text-editor"><p>Are you ready to save time, aggravation, and money? The team at McCollum Insurance is here and ready to make the process as painless as possible. We look forward to meeting you!</p> 356</div><div class="uabb-infobox-button"> 357<div class="uabb-module-content uabb-button-wrap uabb-creative-button-wrap uabb-button-width-auto uabb-creative-button-width-auto uabb-button-center uabb-creative-button-center"> 358 <a href="/quotes/" title="Start Here" target="_blank" rel="noopener" class="uabb-button uabb-creative-button uabb-creative-flat-btn uabb-none-btn " role="button" aria-label="Start Here"> 359 <span class="uabb-button-text uabb-creative-button-text">Start Here</span> 360 361 362 </a> 363 </div> 364 365 366 367 368</div> </div> 369 </div> </div> 370</div> 371 </div> 372</div> 373<div class="fl-module fl-module-uabb-business-reviews fl-node-5f481dcf296b5" data-node="5f481dcf296b5" aria-label="Business Reviews"> 374 <div class="fl-module-content fl-node-content"> 375 </div> 376</div> 377</div> 378</div> 379 </div> 380 </div> 381 </div> 382</div> 383</div><div class="uabb-js-breakpoint" style="display: none;"></div> </main> 384 385 <footer id="footer" class="ct-footer" data-id="type-1" itemscope="" itemtype="https://schema.org/WPFooter"><div data-row="middle"><div class="ct-container"><div data-column="contacts"><div class="ct-contact-info" data-id="contacts"> 386 <ul data-icons-type="rounded:outline"> 387 <li class=""> 388 <span class="ct-icon-container"><svg width="18" height="18" viewBox="0 0 20 20" aria-hidden="true">
388<path d="M10,0C6.1,0,3,3.1,3,7c0,4.5,6,11.8,6.2,12.1L10,20l0.8-0.9C11,18.8,17,11.5,17,7C17,3.1,13.9,0,10,0z M10,2c2.8,0,5,2.2,5,5c0,2.7-3.1,7.4-5,9.8C8.1,14.4,5,9.7,5,7C5,4.2,7.2,2,10,2zM10,4.5C8.6,4.5,7.5,5.6,7.5,7S8.6,9.5,10,9.5s2.5-1.1,2.5-2.5S11.4,4.5,10,4.5z"/></svg></span> 389 <div class="contact-info"> 390 <span class="contact-title"> 391 PHILADELPHIA LOCATION </span> 392 393 <span class="contact-text"> 394 395 106 Grape St. #2 Philadelphia PA 19127 396 </span> 397 </div> 398 </li> 399 <li class=""> 400 <span class="ct-icon-container"><svg width="18" height="18" viewBox="0 0 20 20" aria-hidden="true"><path 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Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.