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123	<header id="header" class=""><div id="mobileMenu" class="collapse navbar-collapse"><div class="site-search"><form action="/search.html" class="searchForm"><div class="form-floating"><input type="text" name="search" title="Search" required="required" class="form-control" placeholder="Search"/><label for="search">Search</label></div><button type="submit" class="searchsubmit btn" name="Search"><i class="fa fa-search" aria-hidden="true"></i></button></form></div></div><div id="" class="container"><div id="" class="row align-items-center"><div id="" class="col-md-12"><div id="" class="ultratop"><ul class="nthTier-1 ultratopNav"><li class="even nthChild-1 firstChild current-promos"><a class="even nthChild-1 firstChild current-promos" href="https://www.familytrust.org/current-promotions.html" title="Current Promotions">Current Promotions</a></li><li class="odd nthChild-2 fin-calc"><a class="odd nthChild-2 fin-calc" href="https://www.familytrust.org/services/digital-banking/financial-calculators.html" title="Financial Calculators">Financial Calculators</a></li><li class="even nthChild-3 contact"><a class="even nthChild-3 contact" href="https://www.familytrust.org/contact-us.html" title="Contact Us">Contact Us</a></li><li class="odd nthChild-4 payment"><a class="odd nthChild-4 payment" href="https://www.familytrust.org/make-a-payment.html" title="Make A Payment">Make A Payment</a></li><li class="even nthChild-5 loan apply-loan-popup"><a class="even nthChild-5 loan apply-loan-popup" href="https://app.loanspq.com/apply.aspx?lenderref=Familytrustcu10918&amp;list=vlplcchest" title="Apply for a Loan" target="_blank">Apply for a Loan</a></li><li class="odd nthChild-6 member"><a class="odd nthChild-6 member" href="https://www.familytrust.org/become-a-member.html" title="Become a Member">Become a Member</a></li><li class="even nthChild-7 lastChild rates"><a class="even nthChild-7 lastChild rates" href="https://www.familytrust.org/services/member-services/rates.html" title="Rates">Rates</a></li></ul><div id="" class="dropdown"><button class="primary-button oblPopupTrigger d-none d-md-block dropdown-toggle" type="button" id="dropdownMenu" data-bs-toggle="dropdown" data-bs-display="static" aria-expanded="false">
124    Login
125<span class="button-return"></span>
126  </button><div id="" class="dropdown-menu obl-dropdown dropdown-menu-end"><div id="" class="obLogin"><div id="" class="wrapper"><h2 id="" class="">Online Banking</h2><form target="_parent" method="post" id="formid" action="https://ob.familytrust.org/Authentication/Username"><div class="form-floating mb-2"><input type="text" name="username" id="userid" autocomplete="off" required="required" class="form-control" placeholder="Username"/><label for="userid">Username</label></div><div class="form-floating"><input type="password" name="password" id="passwordid" required="required" class="form-control" placeholder="password"/><label for="passwordid">Password</label></div><input type="submit" value="Login"/></form><ul class="nthTier-1 oblNav"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://ob.familytrust.org/Registration?_ga=2.260704648.484930812.1582737591-711690951.1582737591" title="Enroll Now" target="_blank">Enroll Now</a></li><li class="odd nthChild-2 lastChild"><a class="odd nthChild-2 lastChild" href="https://ob.familytrust.org/ForgotPassword" title="Forgot Password" target="_blank">Forgot Password</a></li></ul></div></div></div></div></div></div><div id="" class="col-md-3 clearfix business-logo"><div class="row align-items-center"><div class="col-3 text-center d-md-none"><a class="primaryNavLink" data-bs-toggle="collapse" data-bs-target="#mobileMenu" role="button"><i class="fa fa-bars" aria-hidden="true"></i> Menu</a></div><div class="logo col-6 col-md-12 text-center text-md-start"><a href="/" title="Family Trust Federal Credit Union"><img src="/custom/4057/image/logo-2x-biz.png" alt="Family Trust Federal Credit Union Homepage"/></a><div class="d-none d-print-block">(803) 367-4100</div></div><div class="col-3 text-center d-md-none"><a href="#oblPopup" class="oblPopupTrigger" data-bs-toggle="modal" data-bs-target="#oblPopup"><i class="fa fa-lock" aria-hidden="true"></i> Login</a></div></div></div><div id="" class="col-md-9"><nav id="" class="primaryNavWrapper col-12 navbar static"><ul id="megaMenu" class="nthTier-1 primaryNav static"><li class="even nthChild-1 firstChild personal"><a class="even nthChild-1 firstChild personal" href="https://www.familytrust.org/personal-banking" title="Personal Banking">Personal Banking</a><ul class="nthTier-2"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.familytrust.org/personal-banking/pers
126onal-accounts" title="Accounts">Accounts</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.familytrust.org/personal-banking/personal-accounts/personal-checking" title="Personal Checking">Personal Checking</a></li><li class="odd nthChild-2 lastChild"><a class="odd nthChild-2 lastChild" href="https://www.familytrust.org/personal-banking/personal-accounts/personal-savingsz" title="Personal Savings">Personal Savings</a></li></ul></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.familytrust.org/personal-banking/loans" title="Loans">Loans</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.familytrust.org/personal-banking/loans/mortgage-home-equity" title="Mortgage &amp; Home Equity">Mortgage & Home Equity</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.familytrust.org/personal-banking/loans/credit-cards" title="Credit Cards">Credit Cards</a></li><li class="even nthChild-3 lastChild"><a class="even nthChild-3 lastChild" href="https://www.familytrust.org/personal-banking/loans/auto-and-personal-loans" title="Auto and Personal Loans">Auto and Personal Loans</a></li></ul></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.familytrust.org/personal-banking/features-support" title="Features &amp; Support">Features & Support</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.familytrust.org/personal-banking/features-support/debit-cards.html" title="Debit Cards">Debit Cards</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.familytrust.org/personal-banking/features-support/overdraft-protection.html" title="Overdraft Protection">Overdraft Protection</a></li><li class="even nthChild-3"><a class="even nthChild-3" href="/who-we-are/find-an-atm.html" title="Surcharge-Free ATMs">Surcharge-Free ATMs</a></li><li class="odd nthChild-4 lastChild"><a class="odd nthChild-4 lastChild" href="/services/member-services/insurance.html" title="Insurance">Insurance</a></li></ul></li><li class="odd nthChild-4"><a class="odd nthChild-4" href="/services/member-services/investments.html" title="Investments">Investments</a></li><li class="even nthChild-5"><a class="even nthChild-5" href="/services/digital-banking" title="Digital Banking">Digital Banking</a></li><li class="odd nthChild-6"><a class="odd nthChild-6" href="https://www.familytrust.org/personal-banking/loan-protection.html" title="Loan Protection">Loan Protection</a></li><li class="even nthChild-7 lastChild"><a class="even nthChild-7 lastChild" href="/faqs.html#tab-loans-tab" title="Loan FAQs">Loan FAQs</a></li></ul></li><li class="inPath odd nthChild-2 business"><a class="inPath odd nthChild-2 business" href="https://www.familytrust.org/business-banking" title="Business Banking">Business Banking</a><ul class="nthTier-2"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.familytrust.org/business-banking/home.html" title="Business Banking">Business Banking</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.familytrust.org/business-banking/business-accounts" title="Business Accounts">Business Accounts</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.familytrust.org/business-banking/business-accounts/business-checking" title="Business Checking">Business Checking</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.familytrust.org/business-banking/business-accounts/business-preferred-checking" title="Business Preferred Checking">Business Preferred Checking</a></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.familytrust.org/business-banking/business-accounts/business-money-market" title="Business Money Market">Business Money Market</a></li><li class="odd nthChild-4 lastChild"><a class="odd nthChild-4 lastChild" href="https://www.familytrust.org/business-banking/business-accounts/business-prime-savings" title="Business Prime Savings">Business Prime Savings</a></li></ul></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.familytrust.org/business-banking/business-loans" title="Business Loans">Business Loans</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.familytrust.org/business-banking/business-loans/business-visa-platinum" title="Business Visa Platinum">Business Visa Platinum</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.familytrust.org/business-banking/business-loans/business-auto-loan" title="Business Auto Loan">Business Auto Loan</a></li><li class="even nthChild-3 lastChild"><a class="even nthChild-3 lastChild" href="https://www.familytrust.org/business-banking/business-loans/business-equipment-loan" title="Business Equipment Loan">Business Equipment Loan</a></li></ul></li><li class="inPath selected odd nthChild-4"><a class="inPath selected odd nthChild-4" href="https://www.familytrust.org/business-banking/about-us" title="About Us">About Us</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild lastChild"><a class="even nthChild-1 firstChild lastChild" href="https://www.familytrust.org/business-banking/about-us/become-a-business-member.html" title="Become a Business Member">Become a Business Member</a></li></ul></li><li class="even nthChild-5"><a class="even nthChild-5" href="https://www.familytrust.org/business-banking/treasury-services.html" title="Treasury Services">Treasury Services</a></li><li class="odd nthChild-6"><a class="odd nthChild-6" href="https://www.familytrust.org/business-banking/business-services.html" title="Business Services">Business Services</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.familytrust.org/business-banking/business-services.html/business-contact-us" title="Business Contact Us">Business Contact Us</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.familytrust.org/business-banking/business-services.html/business-online-banking" title="Business Online Banking">Business Online Banking</a></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.familytrust.org/business-banking/business-services.html/business-debit-cards" title="Business Debit Cards">Business Debit Cards</a></li><li class="warn odd nthChild-4"><a class="warn odd nthChild-4" href="https://orderpoint.deluxe.com/personal-checks/welcome.htm?locid=DLX:404_2_OP-order-pers-cks" title="Reorder Checks" target="_blank">Reorder Checks</a></li><li class="even nthChild-5"><a class="even nthChild-5" href="https://www.familytrust.org/contact-us.html" title="Lost or Stolen Card">Lost or Stolen Card</a></li><li class="odd nthChild-6 lastChild"><a class="odd nthChild-6 lastChild" href="https://www.familytrust.org/who-we-are/locations-hours.html" title="Find a Branch or ATM">Find a Branch or ATM</a></li></ul></li><li class="even nthChild-7 lastChild"><a class="even nthChild-7 lastChild" href="/become-a-member.html" title="Open a Business Membership">Open a Business Membership</a></li></ul></li><li class="even nthChild-3 services"><a class="even nthChild-3 services" href="https://www.familytrust.org/services" title="Services">Services</a><ul class="nthTier-2"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.familytrust.org/services/member-services" title="Member Services">Member Services</a><ul class="nthTier-3"><li class="confirm even nthChild-1 firstChild"><a class="confirm even nthChild-1 firstChild" href="https://orderpoint.deluxe.com/personal-checks/welcome.htm?locid=DLX:404_2_OP-order-pers-cks" title="Reorder Checks" target="_blank">Reorder Checks</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.familytrust.org/services/member-services/investments.html" title="Investments">Investments</a></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.familytrust.org/services/member-services/insurance.html" title="Insurance">Insurance</a></li><li class="odd nthChild-4"><a class="odd nthChild-4" href="/contact-us.html" title="Lost or Stolen Cards">Lost or Stolen Cards</a></li><li class="even nthChild-5"><a class="even nthChild-5" href="/who-we-are/find-an-atm.html" title="Find a Branch/ATM">Find a Branch/ATM</a></li><li class="odd nthChild-6"><a class="odd nthChild-6" href="https://www.familytrust.org/services/member-services/rates.html" title="Rates">Rates</a></li><li class="even nthChild-7 lastChild"><a class="even nthChild-7 lastChild" href="https://www.familytrust.org/services/member-services/additional-services.html" title="Additional Services">Additional Services</a></li></ul></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.familytrust.org/services/resources" title="Resources">Resources</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild lastChild"><a class="even nthChild-1 firstChild lastChild" href="/who-we-are/resources/family-trust-blog/index.html" title="Family Trust Blog">Family Trust Blog</a></li></ul></li><li class="even nthChild-3 lastChild"><a class="even nthChild-3 lastChild" href="https://www.familytrust.org/services/digital-banking" title="Digital Banking">Digital Banking</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.familytrust.org/services/digital-banking/online-banking-bill-pay.html" title="Online Banking &amp; Bill Pay">Online Banking & Bill Pay</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.familytrust.org/services/digital-banking/mobile-banking-with-mobile-deposit.html" title="Mobile Banking with Mobile Deposit">Mobile Banking with Mobile Deposit</a></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.familytrust.org/services/digital-banking/mobile-wallet.html" title="Mobile Wallet">Mobile Wallet</a></li><li class="odd nthChild-4"><a class="odd nthChild-4" href="https://www.familytrust.org/services/digital-banking/financial-calculators.html" title="Financial Calculators">Financial Calculators</a></li><li class="even nthChild-5 lastChild"><a class="even nthChild-5 lastChild" href="https://www.familytrust.org/services/digital-banking/login-assistance.html" title="Login Assistance">Login Assistance</a></li></ul></li></ul></li><li class="odd nthChild-4 lastChild about"><a class="odd nthChild-4 lastChild about" href="https://www.familytrust.org/who-we-are" title="Who We Are">Who We Are</a><ul class="nthTier-2"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.familytrust.org/who-we-are/about" title="About">About</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.familytrust.org/who-we-are/about/our-story.html" title="Our Story">Our Story</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.familytrust.org/who-we-are/about/board-of-directors.html" title="Board of Directors">Board of Directors</a></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.familytrust.org/who-we-are/about/careers.html" title="Careers">Careers</a></li><li class="odd nthChild-4 lastChild"><a class="odd nthChild-4 lastChild" href="https://www.familytrust.org/who-we-are/about/community-involvement.html" title="Community Involvement">Community Involvement</a></li></ul></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.familytrust.org/who-we-are/resources" title="Resources">Resources</a><ul class="nthTier-3"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://www.familytrust.org/who-we-are/resources/sponsorships.html" title="Sponsorships">Sponsorships</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.familytrust.org/who-we-are/resources/scholarships.html" title="Scholarships">
126Scholarships</a></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.familytrust.org/who-we-are/resources/financial-education.html" title="Financial Education">Financial Education</a></li><li class="odd nthChild-4"><a class="odd nthChild-4" href="https://www.familytrust.org/who-we-are/resources/financial-counseling.html" title="Financial Counseling">Financial Counseling</a></li><li class="even nthChild-5"><a class="even nthChild-5" href="https://www.familytrust.org/who-we-are/resources/fraud-education.html" title="Fraud Education">Fraud Education</a></li><li class="odd nthChild-6 lastChild"><a class="odd nthChild-6 lastChild" href="https://www.familytrust.org/who-we-are/resources/family-trust-blog" title="Family Trust Blog">Family Trust Blog</a></li></ul></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.familytrust.org/who-we-are/locations-hours.html" title="Locations &amp; Hours">Locations & Hours</a></li><li class="odd nthChild-4"><a class="odd nthChild-4" href="/contact-us.html" title="Contact Us">Contact Us</a></li><li class="even nthChild-5 lastChild"><a class="even nthChild-5 lastChild" href="https://www.familytrust.org/who-we-are/find-an-atm.html" title="Find an ATM">Find an ATM</a></li></ul></li></ul><a href="#searchPopup" data-bs-toggle="modal" data-bs-target="#searchPopup" class="searchbox-toggle d-none d-md-block" aria-label="Search site" title="Search"></a></nav></div></div></div></header><div id="oblPopup" class="modal"><div id="" class="oblPopupWrapper modal-dialog"><button type="button" class="btn-close btn-close-white" aria-label="Close" data-bs-dismiss="modal"></button><div id="" class="obLogin"><div id="" class="wrapper"><h2 id="" class="">Online Banking</h2><form target="_parent" method="post" id="formid" action="https://ob.familytrust.org/Authentication/Username"><div class="form-floating mb-2"><input type="text" name="username" id="userid" autocomplete="off" required="required" class="form-control" placeholder="Username"/><label for="userid">Username</label></div><div class="form-floating"><input type="password" name="password" id="passwordid" required="required" class="form-control" placeholder="password"/><label for="passwordid">Password</label></div><input type="submit" value="Login"/></form><ul class="nthTier-1 oblNav"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="https://ob.familytrust.org/Registration?_ga=2.260704648.484930812.1582737591-711690951.1582737591" title="Enroll Now" target="_blank">Enroll Now</a></li><li class="odd nthChild-2 lastChild"><a class="odd nthChild-2 lastChild" href="https://ob.familytrust.org/ForgotPassword" title="Forgot Password" target="_blank">Forgot Password</a></li></ul></div></div><div id="" class="d-none d-md-flex oblPromo"><div>Sorry, content not available.</div></div></div></div><div id="" class="site-search"><div tabindex="-1" id="searchPopup" class="modal"><div id="" class="searchPopupWrapper"><div id="" class="modal-dialog"><button type="button" class="btn-close btn-close-white" data-bs-dismiss="modal" aria-label="Close"></button><form class="searchForm" action="/search.html"><label>What can we help you find?</label><div class="input-group"><span class="input-group-text"><i class="fa fa-search"></i></span><input type="text" class="form-control" name="search" title="Search" required="required"/><button type="submit" class="searchsubmit btn">Search</button></div></form><div class="search-features">
127  <ul>
128      <li>
129      <div class="wrapper featured-content">
130        <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/e27a6bf9-9b3f-4ef1-acf0-40c8d1bc0963/icon.png" alt="" />
131        <p><a href="/routing-number.html">Routing Number</a></p>
132      </div>
133    </li>
134      <li>
135      <div class="wrapper featured-content">
136        <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/7ef893f9-777c-4298-a803-21ffecdcdaa0/icon.png" alt="" />
137        <p><a href="/contact-us.html">Lost or Stolen Card</a></p>
138      </div>
139    </li>
140      <li>
141      <div class="wrapper featured-content">
142        <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/24e2f4a8-9a7f-41c5-8e45-909d9bd98402/icon.png" alt="" />
143        <p><a href="/who-we-are/locations-hours.html">Locations</a></p>
144      </div>
145    </li>
146      <li>
147      <div class="wrapper featured-content">
148        <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/d2d3d89d-a77b-406e-83a3-ee0d172a86d5/icon.png" alt="" />
149        <p><a href="/services/member-services/rates.html">Rates</a></p>
150      </div>
151    </li>
152    </ul>
153</div></div></div></div></div><main id="main" class=""><div id="" class="container"><div id="" class="row"><div id="" class="col-sm-12"><div id="" class="page-header"><div class="page-header-img"><img style="visibility:hidden;" data-bv="{&quot;pageId&quot;:&quot;310195&quot;}"/></div><style type="text/css"> .page-header-img { background-image: url(https://cdn.firstbranchcms.com/kcms-media/pageimage/1964/e7fca452-03c2-4633-9630-e0b0c49f9df4/Business-Savings-Accounts-Page-Photo-Mobile.png); } @media (min-width: 601px) { .page-header-img { background-image: url(https://cdn.firstbranchcms.com/kcms-media/pageimage/1964/d2e1ca56-8f31-41d7-8ef1-889f682026ea/Business-Savings-Accounts-Page-Photo.png); background-image: image-set( url(https://cdn.firstbranchcms.com/kcms-media/pageimage/1964/d2e1ca56-8f31-41d7-8ef1-889f682026ea/Business-Savings-Accounts-Page-Photo.png) 1x, url(https://cdn.firstbranchcms.com/kcms-media/pageimage/1964/81f6a4dc-b878-40dd-a481-7cc409fbc40a/Business-Savings-Accounts-Page-Photo-2x.png) 2x ); background-image: -webkit-image-set( url(https://cdn.firstbranchcms.com/kcms-media/pageimage/1964/d2e1ca56-8f31-41d7-8ef1-889f682026ea/Business-Savings-Accounts-Page-Photo.png) 1x, url(https://cdn.firstbranchcms.com/kcms-media/pageimage/1964/81f6a4dc-b878-40dd-a481-7cc409fbc40a/Business-Savings-Accounts-Page-Photo-2x.png) 2x ); } } </style><div id="" class="page-header-content"><h1>About Us</h1></div></div></div></div><div id="" class="row"><section id="" class="col-md-12"><div id="" class="content-list"><div class="odd nthChild-1 firstChild lastChild content-item images" data-aos="fade" data-aos-delay="250" data-aos-duration="500" data-aos-offset="100"><div class="content-image col-md-6"><!-- <div class="bg lazyload" tal:attributes="data-bg item/thumbSrc"></div> --><!-- <img tal:attributes="src item/thumbSrc; alt item/alt" /> --><div class="bg lazyload" data-bg="https://cdn.firstbranchcms.com/kcms-media/pageimage/1964/74335614-f241-4664-a759-5b247765fdc8/Become-a-Business-Member-Page-Photo-Mobile.png"></div><!-- <img tal:attributes="src item/thumbSrc; alt item/alt" /> --></div><div class="content-details col-md-6"><h3>Become a Business Member</h3><a class="primary-button odd nthChild-1 firstChild lastChild" title="Become a Business Member" aria-label="Learn more about Become a Business Member" href="https://www.familytrust.org/business-banking/about-us/become-a-business-member.html" target="">Learn More</a></div></div></div>  
154</section><div id="" class="col-md-12"><div id="" class="pm-wrapper">  
155    	  	              	  	              	  	  							  	        <div class="row justify-content-center pm-simple-content order-9" data-product-location="lower">
156                <div class="fp-headline col-12 text-center"  data-aos="fade-up" data-aos-delay="500" data-aos-duration="750">
157          <h2 style="text-align: center;">Frequently Asked Questions</h2>
158        </div>
159                <div class="col-12 simple-content"  data-aos="fade-up" data-aos-delay="500" data-aos-duration="750">
160          <p>{beginAccordion}</p>
161<h3 data-section-id="1cvfber" data-start="116" data-end="173">When will business account applications be available?</h3>
162<p data-start="174" data-end="389">Business account applications will be available beginning September 1, 2026. In the meantime, our Business Banking team is available to discu
162ss your needs, answer questions, and help you prepare for account opening.</p>
163<h3 data-section-id="gayn9q" data-start="391" data-end="447">What documents do I need to open a business account?</h3>
164<p data-start="448" data-end="536">Required documentation varies based on your business structure. Generally, you may need:</p>
165<ul data-start="537" data-end="836">
166<li data-section-id="civn3r" data-start="537" data-end="575">Employer Identification Number (EIN)</li>
167<li data-section-id="gqkis9" data-start="576" data-end="606">Business formation documents</li>
168<li data-section-id="15xswtm" data-start="607" data-end="692">Operating Agreement, Partnership Agreement, or Corporate Resolution (if applicable)</li>
169<li data-section-id="bq59oz" data-start="693" data-end="770">Government-issued identification for business owners and authorized signers</li>
170<li data-section-id="lr28e3" data-start="771" data-end="836">Business license or other supporting documentation, if required</li>
171</ul>
172<p data-start="838" data-end="914">Our team will guide you through the specific requirements for your business.</p>
173<h3 data-section-id="mimtr7" data-start="916" data-end="968">Do I need to be an existing Family Trust member?</h3>
174<p data-start="969" data-end="1176">No. If you're not already a member, we'll walk you through the membership process and help determine your eligibility. Our team can answer any questions about becoming a member and opening business accounts.</p>
175<h3 data-section-id="xtzluh" data-start="1178" data-end="1217">What types of businesses can apply?</h3>
176<p data-start="1218" data-end="1269">We serve a variety of business entities, including:</p>
177<ul data-start="1270" data-end="1385">
178<li data-section-id="g9cmkm" data-start="1270" data-end="1292">Sole proprietorships</li>
179<li data-section-id="1ilgqdn" data-start="1293" data-end="1329">Limited Liability Companies (LLCs)</li>
180<li data-section-id="tmumzb" data-start="1330" data-end="1344">Partnerships</li>
181<li data-section-id="1rg6ket" data-start="1345" data-end="1359">Corporations</li>
182<li data-section-id="2f08wp" data-start="1360" data-end="1385">Nonprofit organizations</li>
183</ul>
184<p data-start="1387" data-end="1475">If you have questions about your specific business structure, our team is happy to help.</p>
185<h3 data-section-id="q096s8" data-start="1477" data-end="1513">Can I apply for a business loan?</h3>
186<p data-start="1514" data-end="1698">Business lending solutions are coming soon. Contact our Business Banking team to discuss your financing needs and learn more about available options and upcoming lending opportunities.</p>
187<h3 data-section-id="1xtp2b2" data-start="1700" data-end="1752">What treasury management services are available?</h3>
188<p data-start="1753" data-end="1887">Our treasury management solutions are designed to help businesses operate more efficiently and manage cash flow. Services will include:</p>
189<ul data-start="1888" data-end="2034">
190<li data-section-id="q0jz63" data-start="1888" data-end="1905">ACH origination</li>
191<li data-section-id="luiud5" data-start="1906" data-end="1922">Wire transfers</li>
192<li data-section-id="18jasw9" data-start="1947" data-end="1970">Cash management tools</li>
193<li data-section-id="l83ckh" data-start="1971" data-end="1998">Fraud mitigation services</li>
194<li data-section-id="lnv6j1" data-start="1999" data-end="2034">Online business banking solutions</li>
195</ul>
196<p data-start="2036" data-end="2123">Our team will work with you to identify the services that best fit your business needs.</p>
197<h3 data-section-id="nj2yne" data-start="2125" data-end="2192">Is there a minimum deposit required to open a business account?</h3>
198<p data-start="2193" data-end="2335">Minimum opening deposit requirements may vary by account type. Contact our Business Banking team for current account details and requirements.</p>
199<h3 data-section-id="9qgu1t" data-start="2337" data-end="2378">Can I open a business account online?</h3>
200<p data-start="2379" data-end="2567">Business account applications will be available starting September 1, 2026. Until then, we encourage you to contact our team to discu
200ss your needs and learn more about available solutions.</p>
201<h3 data-section-id="18gq6rg" data-start="2569" data-end="2594">How do I get started?</h3>
202<p data-start="2595" data-end="2817">Getting started is easy. Simply contact our Business Banking team by phone, email, or through our online contact form. We'll schedule a conversation to learn about your business and recommend solutions that fit your goals.</p>
203<p>{endAccordion}</p>
204        </div>
205      </div>
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209	  	  	  		      	        							  	        <div class="row justify-content-center pm-row-images order-10" data-product-location="lower">
210                	<div class="fp-headline col-12 text-center"  data-aos="fade-up" data-aos-delay="500" data-aos-duration="750"><h2 style="text-align: center;">Explore Our Business Offerings</h2></div>
211                <div class="col-md-6 col-lg-3 fp-image "  data-aos="flip-left" data-aos-delay="250" data-aos-duration="750">
212          <div class="wrapper ">
213            <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/7782cb8b-847a-4b12-b3dd-9b4ef2f65758/feature1Image.png" alt="" />
214            <div class="content">
215              <h2>Business Accounts</h2>
216<div>Choose from a variety of business checking and savings accounts designed to help you manage your finances efficiently while supporting your day-to-day banking needs.</div>
217<div>&nbsp;</div>
218<div><a href="https://www.familytrust.org/business-banking/business-accounts.html">Explore Business Accounts</a></div>
219            </div>
220          </div>
221        </div>
222                <div class="col-md-6 col-lg-3 fp-image "  data-aos="flip-left" data-aos-delay="500" data-aos-duration="750">
223          <div class="wrapper ">
224            <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/4e3bf5e6-7b67-45fd-92fe-d4a8bbca2048/feature2Image.jpeg" alt="" />
225            <div class="content">
226              <h2>Business Loans</h2>
227<div>Access flexible financing solutions to help fund expansion, manage cash flow, purchase equipment, or invest in future business opportunities.</div>
228<div>&nbsp;</div>
229<div><a href="https://www.familytrust.org/business-banking/business-loans.html">Explore Business Loans</a></div>
230            </div>
231          </div>
232        </div>
233                        <div class="col-md-6 col-lg-3 fp-image "  data-aos="flip-left" data-aos-delay="750" data-aos-duration="750">
234          <div class="wrapper ">
235            <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/ddf72d6d-5742-4656-8fc2-58c8eb4fdba6/feature3Image.jpeg" alt="" />
236            <div class="content">
237              <h2>Business Services</h2>
238<div>Streamline operations with business solutions designed to help you save time, improve efficiency, and focus on what matters most, growing your business.</div>
239<div>&nbsp;</div>
240<div><a href="https://www.familytrust.org/business-banking/business-services.html">Explore Business Services</a></div>
241            </div>
242          </div>
243        </div>
244                        <div class="col-md-6 col-lg-3 fp-image "  data-aos="flip-left" data-aos-delay="1000" data-aos-duration="750">
245          <div class="wrapper ">
246            <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/9bc1c76c-08c2-4f7d-ad59-d4514a9dd934/feature4Image.jpeg" alt="" />
247            <div class="content">
248              <h2>Treasury Services</h2>
249<div>Optimize cash flow and gain greater control over your finances with treasury management solutions designed to simplify payments, collections, and account management.</div>
250<div>&nbsp;</div>
251<div><a href="https://www.familytrust.org/business-banking/treasury-services.html">Explore Treasury Services</a></div>
252            </div>
253          </div>
254        </div>
255              </div>
256          	  	              	  	              	  	              	  	              	  	              	  	              	  	                          
257	  	  	  		      	        							  	        <div class="row justify-content-center pm-row-images order-3" data-product-location="lower">
258                	<div class="fp-headline col-12 text-center"  data-aos="fade-up" data-aos-delay="500" data-aos-duration="750"><h2 style="text-align: center;">Meet the Family Trust Business Team</h2></div>
259                <div class="col-md-6 fp-image "  data-aos="flip-left" data-aos-delay="250" data-aos-duration="750">
260          <div class="wrapper ">
261            <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/57431a64-8e63-4eea-ae6b-21004507a93b/feature1Image.jpeg" alt="" />
262            <div class="content">
263              <h2>LeoDan Montero</h2>
264<h3>Business Relationship Manager</h3>
265<p>LeoDan leads Family Trust's Business Services program, helping business owners navigate banking, lending, and cash management solutions. He takes a relationship-driven approach, working closely with businesses to understand their goals and connect them with the financial tools and resources needed to support growth.</p>
266<p><a href="tel:+18033677611">803-367-7611</a></p>
267<p><a href="/cdn-cgi/l/email-protection#bed2d3d1d0cadbccd1fed8dfd3d7d2c7cacccbcdca90d1ccd9"><span class="__cf_email__" data-cfemail="1e727371706a7b6c715e787f737772676a6c6b6d6a30716c79">[email&#160;protected]</span></a></p>
268<p><a href="https://www.familytrust.org/business-manager.html">Read LeoDan's Bio</a></p>
269            </div>
270          </div>
271        </div>
272                <div class="col-md-6 fp-image "  data-aos="flip-left" data-aos-delay="500" data-aos-duration="750">
273          <div class="wrapper ">
274            <img class="lazyload" data-src="https://cdn.firstbranchcms.com/kcms-structure/9f0d497c-6e18-4c0b-b1c9-700a078efc91/feature2Image.jpeg" alt="" />
275            <div class="content">
276              <h2>Rikki Thomas</h2>
277<h3>Business Services Consultant</h3>
278<p>Rikki partners with business members to deliver personalized banking solutions and day-to-day support. From opening accounts to identifying opportunities that improve financial efficiency, she is committed to providing exceptional service and helping businesses succeed at every stage.</p>
279<p><a href="tel:+18033677611">803-367-1212</a></p>
280<p><a href="/cdn-cgi/l/email-protection#53213b273b3c3e32201335323e3a3f2a27212620277d3c2134"><span class="__cf_email__" data-cfemail="e496908c8b898597a48285898d889d9096919790ca8b9683">[email&#160;protected]</span></a></p>
281<p><a href="https://www.familytrust.org/business-account-specialist.html">Read Rikki's Bio</a></p>
282<p>&nbsp;</p>
283            </div>
284          </div>
285        </div>
286                              </div>
287          	  	              	  	              	  	              	  	              	  	              	  	              	  	              	  	              	  	        	  	              	  	              	  	              	  	              	  	              	  	              	  	              	  	              	  	              	  	              	  	              	  	              	  	              	  	              	  	              	  	              	  	              	  	              	  	              	  	            
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325                	<div class="fp-headline col-12 text-center"  data-aos="fade-up" data-aos-delay="500" data-aos-duration="750">
326              <h2>Become a Business Banking Member</h2>
327        	</div>
328                <div class="col-12 fp-image-alternating image-left">
329          <div class="row">
330          <div class="col-md-6 order-md-1">
331            <div class="image"  data-aos="zoom-in-right" data-aos-delay="500" data-aos-duration="750">
332              <div class="bg lazyload" data-bg="https://cdn.firstbranchcms.com/kcms-structure/7b24b15e-dcf5-4fba-a35c-2a5404f55e4d/feature1Image.jpeg"></div>
333            </div>
334          </div>
335          <div class="content col-md-6 col-lg-5 order-md-2 ">
336            <div class="inner"  data-aos="fade-left" data-aos-delay="500" data-aos-duration="750">
337              <div>We believe business banking is about more than transactions. It's about building lasting relationships and supporting the success of our business community.</div>
338<div>&nbsp;</div>
339<div>As a member, you'll gain access to tailored financial solutions, dedicated support, and valuable opportunities designed to help your business thrive. Explore membership benefits for your business and become a member today.</div>
340<div>&nbsp;</div>
341<div><a href="/cdn-cgi/l/email-protection#afcddadcc6c1cadcdc81dccaddd9c6cccadcefc9cec2c6c3d6dbdddadcdb81c0ddc8">Become a Business Member&nbsp;</a></div>
342<div><a href="https://www.familytrust.org/business-banking/about-us/become-a-business-member.html">Learn More About Membership</a></div>
343<div>&nbsp;</div>
344            </div>
345          </div>
346        </div>
347        </div>
348              </div>
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390    	  	              	  	              	  	              	        							  	        <div class="row pm-full-feature-bg full-feature-bg order-5" data-product-location="lower">
391        <div class="col-12">
392          <div class="bg-image lazyload" data-bg="https://cdn.firstbranchcms.com/kcms-structure/89a47c62-503c-462f-b759-08add5714fa6/backgroundImage.jpeg"></div>
393          <div class="row justify-content-center">
394            <div class="col-md-10 col-lg-9 col-xl-8 content"  data-aos="fade-down" data-aos-delay="500" data-aos-duration="750">
395              <div class="inner featured-content text-center">
396                 <h2 style="text-align: center;"><strong>Let's Talk Business</strong></h2>
397<p style="text-align: center;"><br />Whether you're looking for a new banking partner, financing for growth, or tools to manage your cash flow, we're here to help.
397</p>
398<p style="text-align: center;"><a href="/cdn-cgi/l/email-protection#51332422383f3422227f22342327383234221137303c383d2825232422257f3e2336">Contact Us</a></p>               </div>
399            </div>
400          </div>
401        </div>
402      </div>
403          	  	              	  	              	  	              	  	              	  	          
404      	  	              	  	              	  	          </div></div></div></div></main><footer id="" class="footer"><div id="" class="container"><div id="" class="row"><div id="" class="col-md-4"><a href="https://www.familytrust.org/index.html" class="footer-logo"><img src="/custom/4057/image/footer-logo.png" alt="Logo"/></a></div><div id="" class="col-md-8"><ul class="nthTier-1 footer-main-nav"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="/become-a-member.html" title="Join Today">Join Today</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.familytrust.org/faqs.html" title="FAQs">FAQs</a></li><li class="even nthChild-3"><a class="even nthChild-3" href="https://www.familytrust.org/contact-us.html" title="Contact Us">Contact Us</a></li><li class="odd nthChild-4"><a class="odd nthChild-4" href="https://www.familytrust.org/routing-number.html" title="Routing Number">Routing Number</a></li><li class="even nthChild-5 lastChild"><a class="even nthChild-5 lastChild" href="https://www.familytrust.org/who-we-are/locations-hours.html" title="Locations &amp; Hours">Locations & Hours</a></li></ul></div><div id="" class="col-md-4"><div id="" class="cobrowsing-button d-block"><button class="omnibrowse-code-button" onclick="document.body.appendChild(document.createElement('sm-visitor-code'))"> Get CoBrowsing Code </button></div><div id="" class="social-wrapper d-flex align-items-center"><h3 class="mb-0" data-bv="[]">Follow Us:</h3><ul class="nthTier-1 socialNav"><li class="warn even nthChild-1 firstChild facebook"><a class="warn even nthChild-1 firstChild facebook" href="https://www.facebook.com/FamilyTrustFCU/" title="Facebook" target="_blank">Facebook</a></li><li class="warn odd nthChild-2 instagram"><a class="warn odd nthChild-2 instagram" href="http://instagram.com/familytrustfcu" title="Instagram" target="_blank">Instagram</a></li><li class="warn even nthChild-3 lastChild twitter"><a class="warn even nthChild-3 lastChild twitter" href="https://x.com/FAMILYTRUSTFCU" title="Twitter" target="_blank">Twitter</a></li></ul></div><a href="https://www.familytrust.org/share-your-experience.html" class="experience-link"><h3 data-bv="[]">Share Your Experience</h3></a></div><div id="" class="col-md-8 col-lg-5"><ul class="nthTier-1 footerNav"><li class="even nthChild-1 firstChild"><a class="even nthChild-1 firstChild" href="/audioeye-accessibility-statement.html" title="AudioEye Accessibility">AudioEye Accessibility</a></li><li class="odd nthChild-2"><a class="odd nthChild-2" href="https://www.familytrust.org/privacy-policy.html" title="Privacy Policy">Privacy Policy</a></li><li class="even nthChild-3 lastChild"><a class="even nthChild-3 lastChild" href="https://www.familytrust.org/disclosures.html" title="Disclosures">Disclosures</a></li></ul><p class="copyright">&copy; 2026 Family Trust Federal Credit Union | Portions Copyright &copy; Kasasa, Ltd. All rights reserved.</p></div><div id="" class="col-md-12 col-lg-3 text-end"><div id="" class="compliance"><div id="bv-logo" class=""></div><div id="eh" class=""></div><div id="ncua" class=""></div></div></div></div></div></footer>
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