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58<div class="not-gov-banner" role="note"><svg class="ngb-ico" width="15" height="15" viewBox="0 0 24 24" fill="none" aria-hidden="true"><path d="M12 3l7 3v5c0 4.5-3 8-7 10-4-2-7-5.5-7-10V6l7-3z" stroke="currentColor" stroke-width="2" stroke-linejoin="round"/><path d="M9 12l2 2 4-4" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"/></svg><span><strong>Not a government website.</strong> Health Enrollment Center is a licensed insurance agency operated by Sprinter Insurance Agency LLC &mdash; <strong>not</strong> HealthCare.gov and not affiliated with any government agency or marketplace.</span></div>
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64    <div class="legal">
65      <p class="meta">Effective date: July 3, 2026</p>
66      <p class="meta">Last updated: October 2, 2026</p>
67      <h1>Privacy Policy</h1>
68      <p>This Privacy Policy explains how <strong>Sprinter Insurance Agency LLC</strong>, doing business as <strong>Health Enrollment Center</strong> (&ldquo;Health Enrollment Center,&rdquo; &ldquo;we,&rdquo; &ldquo;us,&rdquo; or &ldquo;our&rdquo;), collects, uses, discloses, sells, shares, and protects information about you when you visit <strong>healthenrollcenter.com</strong> and any affiliated pages, subdomains, and landing pages, when you submit a request for a quote or information, and when you communicate with us by phone, text, email, or chat (collectively, the &ldquo;Services&rdquo;).</p>
69
70      <p><strong>Please read this Policy carefully.</strong> By accessing or using the Services, or by submitting your information to us, you acknowledge that you have read and understood this Policy and you consent to the practices it describes, including our collection of geolocation and device data, our use of tracking technologies, and our sharing of your information with insurance carriers, licensed agents, and marketing partners. If you do not agree, do not use the Services or submit your information.</p>
71
72      <div class="callout"><strong>Your consent to be contacted.</strong> When you submit your information through the Services, you provide express written consent to be contacted by us and our marketing partners at the phone number and email address you provide &mdash; including through automated telephone dialing systems, artificial and prerecorded voice messages, AI-generated or AI-assisted voice agents, and text (SMS/MMS) messages &mdash; even if your number is on a Do-Not-Call list. Details, and how to opt out, are described in Section 7 and in our <a href="/termsandconditions">Terms &amp; Conditions</a>.</div>
73
74      <div class="toc">
75        <strong>Contents</strong>
76        <ol>
77          <li><a href="#who">Who we are</a></li>
78          <li><a href="#info">Information we collect</a></li>
79          <li><a href="#geo">Geolocation information</a></li>
80          <li><a href="#tracking">Cookies &amp; tracking technologies</a></li>
81          <li><a href="#lead">Lead certification (TrustedForm)</a></li>
82          <li><a href="#use">How we use your information</a></li>
83          <li><a href="#comms">Marketing &amp; communications</a></li>
84          <li><a href="#share">How we disclose your information</a></li>
85          <li><a href="#sale">&ldquo;Sale&rdquo; &amp; &ldquo;sharing&rdquo; of information</a></li>
86          <li><a href="#rights">Your choices &amp; rights</a></li>
87          <li><a href="#states">State privacy rights</a></li>
88          <li><a href="#retention">Data retention</a></li>
89          <li><a href="#security">Security</a></li>
90          <li><a href="#children">Children&rsquo;s privacy</a></li>
91          <li><a href="#thirdparty">Third-party links</a></li>
92          <li><a href="#changes">Changes to this Policy</a></li>
93          <li><a href="#contact">Contact us</a></li>
94        </ol>
95      </div>
96
97      <h2 id="who">1. Who we are</h2>
98      <p>Health Enrollment Center is a trade name of Sprinter Insurance Agency LLC, a licensed insurance agency. We help consumers compare and enroll in health insurance and related products, including ACA/marketplace plans, private and off-marketplace plans, short-term medical plans, COBRA alternatives, and dental and vision plans. We are a private company. We are <strong>not</strong> HealthCare.gov, not a state or federal exchange or marketplace, and n
98ot affiliated with, endorsed by, or connected to any government agency.</p>
99
100      <h2 id="info">2. Information we collect</h2>
101      <p>We collect the following categories of information:</p>
102      <h3>a. Information you provide to us</h3>
103      <ul>
104        <li><strong>Identifiers and contact data:</strong> name, telephone number(s) (including mobile), email address, mailing address, and ZIP code.</li>
105        <li><strong>Demographic and eligibility data:</strong> date of birth or age, gender, marital and household status, number of dependents, household size, estimated household income, tobacco use, employment status, and citizenship or lawful-presence status where relevant to eligibility.</li>
106        <li><strong>Health-related information you choose to share:</strong> general information about your coverage needs, existing conditions, current insurance status, prescriptions, or preferred providers. We ask that you provide only what is needed to assist you.</li>
107        <li><strong>Communications:</strong> the contents of, and metadata about, your calls, texts, chats, emails, voicemails, and form submissions with us. Calls may be recorded and monitored (see Section 7).</li>
108      </ul>
109      <h3>b. Information we collect automatically</h3>
110      <ul>
111        <li><strong>Device and technical data:</strong> IP address, browser type and language, operating system, device type and identifiers, screen and viewport size, and referring and exit URLs.</li>
112        <li><strong>Usage data:</strong> pages viewed, links and buttons clicked, form-field interactions, mouse movements, scroll depth, session duration, and timestamps.</li>
113        <li><strong>Geolocation data:</strong> approximate location derived from your IP address and, where you permit it, more precise location from your device (see Section 3).</li>
114        <li><strong>Marketing and attribution data:</strong> UTM parameters, click identifiers, ad and campaign identifiers, dynamic phone numbers assigned to your session, and the landing page and source that referred you.</li>
115      </ul>
116      <h3>c. Information from third parties</h3>
117      <ul>
118        <li><strong>Lead sources and marketing partners:</strong> if you submitted your information on a partner, affiliate, comparison, or lead-generation website, that party may transfer your information to us along with a record of your consent.</li>
119        <li><strong>Verification, analytics, and enrichment providers:</strong> data used to validate phone numbers and email addresses, detect fraud, append demographic or contact information, and measure marketing performance.</li>
120        <li><strong>Insurance carriers and platforms:</strong> quote, eligibility, and enrollment information used to service your request.</li>
121      </ul>
122
123      <h2 id="geo">3. Geolocation information</h2>
124      <p>We collect location information in two ways. First, we automatically infer your <strong>approximate location</strong> (such as your region, state, city, or ZIP code area) from your IP address and other network signals. Second, where your browser or device permits and you allow it, we may collect <strong>more precise geolocation</strong> from your device. We use location information to determine which plans, carriers, agents, and pricing are available in your area, to route your inquiry to a licensed agent authorized in your state, to tailor content and advertising, to detect and prevent fraud, and to comply with legal and licensing requirements. You can limit precise location collection through your device or browser settings, though doing so may reduce the accuracy of the quotes and options we can show you.</p>
125      <p>Some third-party technologies on the Services, including the visitor identification pixel described in Section 4, may ask your browser for permission to access your device&rsquo;s <strong>precise location</strong>. If you allow it, your precise location may be collected, updated while you remain on the page, and disclosed to that provider, which may use it as described in Section 4. Precise geolocation is considered &ldquo;sensitive personal information&rdquo; under some state privacy laws. You can decline your browser&rsquo;s location request, or withdraw the permission at any time in your browser or device settings, and you may exercise the right to limit the use of sensitive personal information described 
125in Section 11.</p>
126
127      <h2 id="tracking">4. Cookies &amp; tracking technologies</h2>
128      <p>We and our service providers and advertising partners use cookies, web beacons, pixels, tags, software development kits (SDKs), local and session storage, device fingerprinting, and similar technologies to operate the Services, remember your preferences, measure performance, and deliver and measure advertising. These technologies include, among others:</p>
129      <ul>
130        <li><strong>Analytics</strong> &mdash; such as Google Analytics 4 &mdash; to understand how visitors use the Services.</li>
131        <li><strong>Advertising and conversion measurement</strong> &mdash; such as the Meta (Facebook) Pixel and Conversions API, Google Ads, and other ad-platform tags &mdash; which may allow those platforms to build profiles and serve you targeted ads across the web and their properties. This may include sending hashed identifiers (such as an email address or phone number) to those platforms to match and measure conversions.</li>
132        <li><strong>Call tracking and session attribution</strong> &mdash; including dynamic number insertion &mdash; to attribute calls and form submissions to the marketing source that referred you.</li>
133        <li><strong>Session recording and heatmapping</strong> &mdash; to analyze on-page behavior and improve the Services.</li>
134        <li><strong>Visitor identification and retargeting</strong> &mdash; including a pixel provided by FullThrottle that places a long-lived identifier cookie on your browser and collects your IP address, browser and device information, the pages you visit and the page that referred you, your language and time zone, and, if you permit it, your precise location (see Section 3). FullThrottle may combine this information with information it obtains from other sources to recognize you or your household, and we and our partners may use the results to market to you through online advertising and other channels permitted by law.</li>
135      </ul>
136      <p>Most browsers let you block or delete cookies and control other tracking through their settings. Some browsers offer a &ldquo;Do Not Track&rdquo; or Global Privacy Control (GPC) signal; where required by law, we honor GPC as a request to opt out of the &ldquo;sale&rdquo; or &ldquo;sharing&rdquo; of personal information for cross-context behavioral advertising. Blocking these technologies may affect how the Services function.</p>
137
138      <h2 id="lead">5. Lead certification (TrustedForm)</h2>
139      <p>We use ActiveProspect&rsquo;s <strong>TrustedForm</strong> service to document and verify your interactions with our forms and the consent you provide. When you visit a page containing a form, TrustedForm&rsquo;s script may capture technical and behavioral information about your visit &mdash; such as page content, the fields you complete, your keystroke and mouse activity, timestamps, and your IP address &mdash; and generate a certificate that we and our partners may retain as a record of your consent. This information is collected and processed by ActiveProspect as described in its privacy policy. We use TrustedForm certificates for compliance, quality-assurance, and dispute-resolution purposes.</p>
140
141      <h2 id="use">6. How we use your information</h2>
142      <ul>
143        <li>To respond to your requests, provide quotes, and help you compare, apply for, and enroll in insurance products.</li>
144        <li>To connect you with licensed insurance agents authorized in your state.</li>
145        <li>To contact you and follow up with you about your inquiry and related products and services, by the methods described in Section 7.</li>
146        <li>To personalize content, offers, and advertising, and to measure and improve our marketing and the Services.</li>
147        <li>To verify your identity and information, prevent fraud, maintain security, and enforce our <a href="/termsandconditions">Terms &amp; Conditions</a>.</li>
148        <li>To operate, maintain, analyze, and improve the Services and our business.</li>
149        <li>To comply with applicable laws, regulations, licensing obligations, and lawful requests, and to establish, exercise, or defend legal claims.</li>
150      </ul>
151
152      <h2 id="comms">7. Marketing &amp; communications</h2>
153      <p>When you submit your information through the Services or otherwise provide your contact information to us, you expressly authorize Health Enrollment Center, Sprinter Insurance Agency LLC, our affiliates, licensed agents, and marketing partners to contact you at the telep
153hone number(s) and email address you provide &mdash; <strong>including any wireless or cellular number</strong> &mdash; for marketing, servicing, and informational purposes, using:</p>
154      <ul>
155        <li>automatic telephone dialing systems and auto-dialers;</li>
156        <li>artificial voice and prerecorded voice messages;</li>
157        <li>artificial-intelligence (AI) generated or AI-assisted voice agents;</li>
158        <li>text messages (SMS and MMS);</li>
159        <li>ringless or direct-to-voicemail messages; and</li>
160        <li>live agents, email, and chat.</li>
161      </ul>
162      <p>This consent applies <strong>even if the number you provide is listed on a federal, state, or internal Do-Not-Call registry</strong>. You understand and agree that <strong>your consent is not a condition of purchasing any goods or services</strong>, that message and data rates may apply, and that message frequency varies. Calls and messages may be <strong>recorded and monitored</strong> for quality, training, verification, and compliance.</p>
163      <p><strong>How to opt out.</strong> You may revoke your consent and stop marketing communications at any time: reply <strong>STOP</strong> to any text message to opt out of texts (reply <strong>HELP</strong> for help); ask any agent to place you on our internal do-not-call list; use the unsubscribe link in our emails; or contact us using the details in Section 17. Revoking consent will not affect the lawfulness of communications sent before we process your request, and we may still send you non-marketing service messages related to a transaction you have with us.</p>
164
165      <h2 id="share">8. How we disclose your information</h2>
166      <p>We may disclose the categories of information described above to the following categories of recipients:</p>
167      <ul>
168        <li><strong>Insurance carriers, underwriters, and enrollment platforms</strong> to obtain quotes and process applications.</li>
169        <li><strong>Licensed insurance agents and agencies</strong> &mdash; including agents outside our company &mdash; who may contact you to discuss coverage.</li>
170        <li><strong>Marketing and advertising partners, affiliates, and lead purchasers</strong> who may use your information to market their own or third parties&rsquo; insurance and financial products and services.</li>
171        <li><strong>Service providers and vendors</strong> that perform services on our behalf, such as hosting, analytics, call and communications platforms, dialers and messaging providers, CRM and data systems, identity and lead verification (including ActiveProspect/TrustedForm), and fraud prevention.</li>
172        <li><strong>Advertising platforms</strong> such as Meta and Google, for conversion measurement and audience matching.</li>
173        <li><strong>Data and visitor identification partners</strong>, such as FullThrottle, that collect information through technologies on the Services (including, if you permit it, precise location) and may combine it with information from other sources to identify visitors and support marketing.</li>
174        <li><strong>Professional advisors and authorities</strong> where necessary to comply with law, respond to lawful requests or legal process, enforce our agreements, or protect the rights, property, or safety of Health Enrollment Center, our users, or others.</li>
175        <li><strong>Successors</strong> in connection with a merger, acquisition, financing, reorganization, or sale of assets.</li>
176      </ul>
177      <p>Because we and our partners may market a range of insurance and financial products, the agents or companies that contact you may offer products beyond the specific coverage you inquired about.</p>
178
179      <h2 id="sale">9. &ldquo;Sale&rdquo; and &ldquo;sharing&rdquo; of information</h2>
180      <p>Certain disclosures described in Section 8 &mdash; including the transfer of your information to marketing partners and lead purchasers, and the use of advertising cookies and identifiers &mdash; may be considered a &ldquo;sale&rdquo; or &ldquo;sharing&rdquo; of personal information, or &ldquo;targeted advertising,&rdquo; under certain state privacy laws. We do not knowingly sell or share the personal information of individuals we know to be under 16 years of age. You have the right to opt out of such sale or sharing as de
180scribed in Sections 10 and 11.</p>
181      <p>To exercise that right, see <a href="/do-not-sell"><strong>Do Not Sell or Share My Personal Information</strong></a>, which sets out every way to submit the request and what an opt-out does and does not change.</p>
182
183      <h2 id="rights">10. Your choices &amp; rights</h2>
184      <ul>
185        <li><strong>Communications:</strong> opt out of calls, texts, and emails as described in Section 7.</li>
186        <li><strong>Cookies and advertising:</strong> manage cookies in your browser, use available ad-industry opt-out tools, and enable a Global Privacy Control signal where supported.</li>
187        <li><strong>Access, correction, and deletion:</strong> subject to applicable law, you may request to access, correct, delete, or obtain a portable copy of your personal information, and opt out of the sale/sharing of your information and of targeted advertising.</li>
188        <li><strong>Sale and sharing:</strong> submit an opt-out at <a href="/do-not-sell">Do Not Sell or Share My Personal Information</a>. We accept these requests from residents of any state, not only those whose law requires it.</li>
189      </ul>
190      <p>To exercise these rights, contact us using the details in Section 17. We will verify your request as required by law. You may designate an authorized agent to submit a request on your behalf. We will not discriminate against you for exercising your rights.</p>
191
192      <h2 id="states">11. State privacy rights</h2>
193      <p><strong>California (CCPA/CPRA):</strong> California residents have the right to know the categories and specific pieces of personal information we collect, use, disclose, and sell/share; to delete and correct personal information; to opt out of the sale/sharing of personal information; to limit the use of sensitive personal information (such as precise geolocation); and to be free from discrimination for exercising these rights.</p>
194      <p><strong>Other states:</strong> residents of states with comprehensive privacy laws (including, for example, Virginia, Colorado, Connecticut, Utah, Texas, Oregon, and Montana) may have rights to access, correct, delete, and obtain a copy of their personal information, and to opt out of targeted advertising, sale, and certain profiling. Where required, you may appeal a decision on your request by contacting us as described in Section 17.</p>
195
196      <h2 id="retention">12. Data retention</h2>
197      <p>We retain personal information for as long as necessary to fulfill the purposes described in this Policy, including to provide the Services, maintain records of consent (such as TrustedForm certificates), comply with our legal, tax, accounting, and regulatory obligations, resolve disputes, and enforce our agreements. Retention periods vary based on the type of information and the purpose for which it is held.</p>
198
199      <h2 id="security">13. Security</h2>
200      <p>We maintain administrative, technical, and physical safeguards designed to protect personal information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security. You use the Services and transmit information to us at your own risk.</p>
201
202      <h2 id="children">14. Children&rsquo;s privacy</h2>
203      <p>The Services are intended for adults 18 years of age and older and are not directed to children. We do not knowingly collect personal information from children under 16. If you believe a child has provided us with personal information, contact us and we will take appropriate steps to delete it.</p>
204
205      <h2 id="thirdparty">
20515. Third-party links</h2>
206      <p>The Services may link to or contain content from third-party websites, carriers, and platforms that we do not control. This Policy does not apply to those third parties. We encourage you to review the privacy policies of any third party before providing your information.</p>
207
208      <h2 id="changes">16. Changes to this Policy</h2>
209      <p>We may update this Policy from time to time. When we do, we will revise the &ldquo;Last updated&rdquo; date above, and material changes may be communicated by additional means. Your continued use of the Services after an update constitutes acceptance of the revised Policy.</p>
210
211      <h2 id="contact">17. Contact us</h2>
212      <p>To ask questions about this Policy or exercise your privacy rights, contact us at:</p>
213      <p>
214        <strong>Sprinter Insurance Agency LLC</strong> d/b/a Health Enrollment Center<br />
215        Attn: Privacy<br />
216        <!-- No street address is published anywhere on this site, by decision.
217             CCPA/CPRA requires designated request methods that are easy to use,
218             not a postal one; the phone line and privacy@ inbox below are those
219             methods. An unfilled bracketed placeholder used to ship here in its
220             place, which was worse than saying nothing. -->
221        Mailing address available on request<br />
222        Phone: <a href="tel:+18446715373">(844) 671-5373</a> (TTY 711)<br />
223        Email: <a href="mailto:[email protected]">[email protected]</a>
224      </p>
225    </div>
226  </div>
227</section>
228
229<div data-site-footer></div>
230
231<div class="static-disclaimer"><div class="container"><div class="site-footer__disclaimer"><strong>THIS IS NOT A GOVERNMENT WEBSITE.</strong> www.healthenrollcenter.com is owned and operated by Sprinter Insurance Agency LLC d/b/a Health Enrollment Center (&ldquo;Health Enrollment Center&rdquo;), a licensed insurance agency offering ACA Marketplace plans, private health insurance, short-term medical and supplemental plans. We are not the Health Insurance Marketplace, HealthCare.gov or a state exchange, and we are not affiliated with or endorsed by the Centers for Medicare &amp; Medicaid Services (CMS) or any other government agency.<br><br>We don&rsquo;t offer every plan available in your area. Any information we give you is limited to the plans we offer there, and this website may not show all data on the Qualified Health Plans in your state. Possible options include, but aren&rsquo;t limited to, ACA Major Medical plans, Short-Term plans and Fixed Indemnity plans. Plan descriptions are for information only and may change. Quotes vary based on coverage choices, carrier underwriting and other factors. For a full plan description, call us at (844) 671-5373 to check your eligibility and to request a copy of the applicable policy. We only invite insurance applications in states where we&rsquo;re licensed and appointed.<br><br><strong>Affordable Care Act (ACA):</strong> The Affordable Care Act (ACA), sometimes called &ldquo;Obamacare,&rdquo; is a major healthcare reform law. Under the ACA, individual medical insurance plans must cover ten Essential Health Benefits to qualify as a Qualified Health Plan (QHP) and provide &ldquo;minimum essential coverage&rdquo; (MEC). Premium tax credits depend on eligibility, which the Marketplace determines. To see all QHP options in your state and enroll for free, visit www.HealthCare.gov or your state&rsquo;s Marketplace website, or call 1-800-318-2596 (TTY 1-855-889-4325).<br><br><strong>Short-Term Medical (STM):</strong> STM plans don&rsquo;t provide comprehensive medical coverage. They aren&rsquo;t minimum essential coverage under the ACA and may not cover all Essential Health Benefits. These plans usually don&rsquo;t cover pre-existing conditions and may limit how much they pay for health benefits. Short-term plans aren&rsquo;t available in every state.<br><br><strong>Fixed / Limited Indemnity:</strong> Indemnity plans add to health insurance. They don&rsquo;t replace it, and they aren&rsquo;t a substitute for the minimum essential coverage required by the ACA. If you&rsquo;re eligible for Medicaid, check whether these payments affect your coverage or eligibility. Discount cards, where offered, are not insurance and pay no benefits.<br><br><strong>Medicare:</strong> Health Enrollment Center doesn&rsquo;t offer Medicare plans and isn&rsquo;t connected with or endorsed by the U.S. government or the federal Medicare program. If you&rsquo;re eligible for Medicare, visit Medicare.gov, call 1-800-MEDICARE (TTY users call 1-877-486-2048), 24 hours a day, 7 days a week, or contact your local State Health Insurance Assistance Program (SHIP) to learn about all of your options. Submitting a form on this site does not affect your current Medicare enrollment and will not enroll you in any Medicare plan.<br><br><strong>State availability:</strong> Plans and services aren&rsquo;t available in every state. The limits below apply to ACA Marketplace plans.<br><strong>States where we sell add-on products and advise on Marketplace coverage:</strong> California. In California our licensed agents can enroll you in the non-ACA add-on products we offer and can answer questions about your ACA Marketplace options. State Marketplace rules don&rsquo;t let us complete your ACA Marketplace enrollment, so we&rsquo;ll walk you through enrolling with Covered California.<br><strong>States where we can advise but can&rsquo;t enroll you:</strong> Massachusetts, Nevada, New Mexico, Rhode Island and Vermont. Our licensed agents can answer your questions and help you understand your options. State Marketplace rules don&rsquo;t let us complete your enrollment, so we&rsquo;ll point you to your state&rsquo;s official Marketplace to finish.<br><strong>States we don&rsquo;t serve:</strong> Alaska, Connecticut, Hawaii, Maryland, Michigan, Minnesota, North Dakota, Oregon, South Dakota, Washington and Wisconsin. We don&rsquo;t currently offer plans or services to residents of these states.<br><br><strong>Consent to contact:</strong> By checking the consent box and clicking &ldquo;Find my plans&rdquo; on a quote form on this site, you give your express written consent to Sprinter Insurance Agency LLC d/b/a Health Enrollment Center (&ldquo;Company,&rdquo; &ldquo;we,&rdquo; or &ldquo;us&rdquo;), our licensed agents, our marketing partners, and anyone calling on our behalf to contact you about health insurance at the phone number and email you provided, including by telemarketing calls made with an automatic telephone dialing system, an artificial or AI-generated voice, or a prerecorded voice; SMS/text messages; email; and postal mail. This consent applies even if your number is on a state or federal Do Not Call registry. Message and data rates may apply. Message frequency varies. By submitting, you also confirm that the contact information you entered is correct, belongs to you, and that you&rsquo;re at least 18 years old, and that you&rsquo;re giving your electronic signature. Consent is not a condition of purchase. You can revoke it at any time by replying STOP to any text, by emailing [email protected], or by calling (844) 671-5373. If you provide a phone number you&rsquo;re not the subscriber of, or provide one in order to start a legal demand or legal action, you agree to indemnify the Company for all resulting costs and expenses, including reasonable attorneys&rsquo; fees. Form submissions are protected by TrustedForm and ActiveProspect.<br><br>By using this site, you agree that you&rsquo;ve read and accept our <a href="/termsandconditions">Terms &amp; Conditions</a> and <a href="/privacypolicy">Privacy Policy</a>. To opt out of the sale or sharing of your information, see Do Not Sell or Share My Personal Information.<br><br><a href="/do-not-sell"><strong>Do Not Sell or Share My Personal Information</strong></a></div></div></div>
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