PageSourceSearch

https://www.atomiccu.com/resource-center/financial-education/financial-articles

html atomiccu.com collected 2026-10-01 14:17:21 UTC 172,937 bytes, 2,235 lines download raw bytes

1
2
3<!DOCTYPE html>
4<html class="no-js" lang="en">
5<head>
6    <meta http-equiv="X-UA-Compatible" content="IE=edge" />
7    <meta charset="utf-8" />
8    <meta name="viewport" content="width=device-width, initial-scale=1, shrink-to-fit=no">
9
10    <title>Financial Articles | Southeast OH Budgeting Tips | AtomicCU</title>
11	<meta name="description" content="Atomic Credit Union provides a collection of financial articles to help members in Southeast OH with budgeting, investing, and planning. Learn more online." />
12	<meta property="og:title" content="Financial Articles | Southeast OH Budgeting Tips | AtomicCU" />
13	<meta property="og:type" content="website" />
14	<meta property="og:description" content="Atomic Credit Union provides a collection of financial articles to help members in Southeast OH with budgeting, investing, and planning. Learn more online." />
15	<meta property="og:image" content="https://www.atomiccu.com/Images/default-open-graph.jpg" />
16	<meta property="og:image:alt" content="Financial Articles | Southeast OH Budgeting Tips | AtomicCU" />
17	<meta property="og:url" content="https://www.atomiccu.com/resource-center/financial-education/financial-articles" />
18	<meta name="apple-itunes-app" content="app-id=1085742428" />
19	<meta name="google-play-app" content="app-id=com.atomiccu.atomiccu" />
20	<link rel="canonical" href="https://www.atomiccu.com/resource-center/financial-education/financial-articles" />
21    <!-- Google Tag Manager -->
22    
22<script>
vendor: 551 bytes, lines 22-30
22
23        (function (w, d, s, l, i) {
24                    w[l] = w[l] || []; w[l].push({
25                        'gtm.start':
26                            new Date().getTime(), event: 'gtm.js'
27                    }); var f = d.getElementsByTagName(s)[0],
28                        j = d.createElement(s), dl = l != 'dataLayer' ? '&l=' + l : ''; j.async = true; j.src =
29                            'https://www.googletagmanager.com/gtm.js?id=' + i + dl; f.parentNode.insertBefore(j, f);
30                })(window, document, 'script', 'dataLayer', '
30GTM-PD46PHC
vendor: 3 bytes, line 30
30');
30</script>
30
31    <!-- End Google Tag Manager -->
32    <!-- fonts -->
33    <link rel="preconnect" href="https://fonts.googleapis.com">
34    <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin>
35    <link href="https://fonts.googleapis.com/css2?family=Caveat&#x2B;Brush&amp;family=Roboto&#x2B;Condensed:ital,wght@0,100..900;1,100..900&amp;family=Roboto:ital,wght@0,100..900;1,100..900&amp;display=swap" rel="stylesheet">
36
37    <!-- font awesome -->
38    <link rel="preload" as="style" href="/Fonts/fontawesome-pro/css/fontawesome.min.css?v=xDhcWhqonhiyqjvYlyErEjyXlTLnDfkNDT4ko4QNNwk" />
39    <link rel="preload" as="style" href="/Fonts/fontawesome-pro/css/regular.min.css?v=PMB8SZUX-u7_WtAuTXx-44tUbvmTpu0YDett_B59ZIw" />
40    <link rel="preload" as="style" href="/Fonts/fontawesome-pro/css/light.min.css?v=s6A16VZEpQRRZbXEnwax7DWksBoUEDXH1CwMc_0RYsc" />
41    <link rel="preload" as="style" href="/Fonts/fontawesome-pro/css/solid.min.css?v=SbzH4vIe_Z4R6Gj1Mjx3OjrSm5uNLC18stq090j1LLI" />
42    <link rel="preload" as="style" href="/Fonts/fontawesome-pro/css/brands.min.css?v=wRUGs3mreeuLo7XoQoMvtMknWwqh5hptJUDwksNawY8" />
43    <link rel="stylesheet" media="print" onload="this.onload=null;this.removeAttribute('media');" href="/Fonts/fontawesome-pro/css/fontawesome.min.css?v=xDhcWhqonhiyqjvYlyErEjyXlTLnDfkNDT4ko4QNNwk" />
44    <link rel="stylesheet" media="print" onload="this.onload=null;this.removeAttribute('media');" href="/Fonts/fontawesome-pro/css/regular.min.css?v=PMB8SZUX-u7_WtAuTXx-44tUbvmTpu0YDett_B59ZIw" />
45    <link rel="stylesheet" media="print" onload="this.onload=null;this.removeAttribute('media');" href="/Fonts/fontawesome-pro/css/light.min.css?v=s6A16VZEpQRRZbXEnwax7DWksBoUEDXH1CwMc_0RYsc" />
46    <link rel="stylesheet" media="print" onload="this.onload=null;this.removeAttribute('media');" href="/Fonts/fontawesome-pro/css/solid.min.css?v=SbzH4vIe_Z4R6Gj1Mjx3OjrSm5uNLC18stq090j1LLI" />
47    <link rel="stylesheet" media="print" onload="this.onload=null;this.removeAttribute('media');" href="/Fonts/fontawesome-pro/css/brands.min.css?v=wRUGs3mreeuLo7XoQoMvtMknWwqh5hptJUDwksNawY8" />
48
49    <!-- favicons -->
50    <link rel="icon" type="image/png" href="/favicon-96x96.png?v=X5F6IeVktOvrDfHUn0Sg9UfdVxeYOjVATVHEEdh6D2c" sizes="96x96" />
51    <link rel="icon" type="image/svg+xml" href="/favicon.svg?v=ajwoSd-_TkQVz04YXhUPRYo9nuVg_iXf9yN7yAJ7dy0" />
52    <link rel="shortcut icon" href="/favicon.ico?v=dthqm9D-aAUbt53qnJUEWkXWWtcJkq_ztsoNVnaH5KY" />
53    <link rel="apple-touch-icon" sizes="180x180" href="/apple-touch-icon.png?v=2mOimV1Wa4povMcBG105wHNDJ68OjV2x7hLFAtSzhmw" />
54    <link rel="manifest" href="/site.webmanifest" />
55
56
57    <link href="/_content/Kentico.Content.Web.Rcl/Content/Bundles/Public/systemPageComponents.min.css" rel="stylesheet" />
58
59    <link href="https://cdn.segmint.net/responsive.css" rel="stylesheet" />
60    <link rel="stylesheet" href="/Assets/Base.css?v=hUjz5f-Zr_OObkShqooRY_1KObV2W8ENUPG0jHlfups" />
61
62
63    
63<script id='seg-client' src="https://cdn.segmint.net/segmint.min.js" type='text/javascript' data-config-id='f9804e11-39f1-4478-8ea2-b9bdd575cb4f' data-config-base-url='https://cdn.segmint.net'> </script>
63
64
65    
65<script async src="https://api.glia.com/salemove_integration.js"></script>
65
66    
67    
68</head>
69<body class="default" data-ac-pagebuilder="False">
70    <!-- Google Tag Manager (noscript) -->
vendor: 83 bytes, lines 70-72
70
71    <noscript>
72        <iframe src="https://www.googletagmanager.com/ns.html?id=
72GTM-PD46PHC
vendor: 114 bytes, lines 72-75
72"
73                height="0" width="0" style="display: none; visibility: hidden"></iframe>
74    </noscript>
75    
75<!-- End Google Tag Manager (noscript) -->
76    <div data-ktc-search-exclude>
77        
78<aside class="cookie-notice fixed-bottom" id="CookieNotice" aria-labelledby="CookieNotice_Title">
79    <div class="cookie-notice__container">
80        <div class="d-flex flex-row gap-5 align-items-center">
81            <span class="fa-regular fa-cookie-bite"></span>
82            <div class="d-flex flex-column">
83                <div class="rich-text"><p>Our website uses cookies and other similar technologies to improve our site and your online experience. By continuing to use our website you consent to cookies being used. View our <a href="/privacy-notice" >Privacy Policy</a> for more info.</p></div>
84            </div>
85        </div>
86        <div>
87            <button type="button" class="text-nowrap" data-cookienotice="confirm">I Understand <span class="fa-regular fa-circle-check"></span></button>
88        </div>
89    </div>
90</aside>
91
92
93        <aside class="bypass" aria-label="Bypass repeated content">
94            <a href="#page-content" class="btn btn-primary bypass">Page content</a>
95                <a href="#button-login" class="btn btn-primary bypass">Login</a>
96            <a href="/sitemap" class="btn btn-primary bypass">Sitemap</a>
97        </aside>
98        
99            
100
101<header class="site-header default" aria-label="Site Header">
102    <div class="site-header__start align-items-center justify-content-between gap-4">
103        <div class="container">
104            <div class="d-flex align-items-center justify-content-between gap-4">
105                
106
107<nav class="secondary-nav" id="secondary-nav" aria-label="Secondary">
108    <ul class="list-inline">
109                <li class="list-inline-item">
110
111<a href="/resource-center/member-support/contact-us"   aria-label="Contact - Contact Us" >Contact</a></li>
112                <li class="list-inline-item">
113
114<a href="/resource-center/member-support/locations"    >Locations</a></li>
115                <li class="list-inline-item">
116
117<a href="/about-us"   aria-label="Why Atomic - Become a Member" >Why Atomic?</a></li>
118                <li class="list-inline-item">
119
120<a href="/about-us/community-impact"    >Community Impact</a></li>
121                <li class="list-inline-item">
122
123<a href="/about-us/careers"    >Careers</a></li>
124    </ul>
125</nav>
126                <div class="secondary-nav white">
127                    <ul class="list-unstyled list-inline">
128                                <li class="list-inline-item">
129                                    <a href="/resource-center/member-support/become-a-member" target="_self">
130                                        <span class="text">Join</span>
131                                    </a>
132                                </li>
133                                <li class="list-inline-item">
134                                    <a href="/current-specials">
135                                        <span class="text">Promotions</span>
136                                    </a>
137                                </li>
138                    </ul>
139                    <button class="btn btn-search" data-bs-toggle="offcanvas" data-bs-target="#header-offcanvas-search" aria-controls="header-offcanvas-search">
140                        <span class="visually-hidden">Search</span>
141                        <span class="fa-regular fa-magnifying-glass"></span>
142                    </button>
143                </div>
144            </div>
145        </div>
146    </div>
147    <div class="site-header__end align-items-center justify-content-between gap-1">
148        <div class="container">
149            <div class="header-primary">
150                
151
152
153    
154
155        <div class="header-buttons__mobile">
156            <button class="hamburger-nav__btn" type="button" data-bs-toggle="offcanvas" data-bs-target="#hamburger-menu" aria-controls="hamburger-menu" aria-label="Open Menu">
157                <span class="fa-regular fa-bars" aria-hidden="true"></span>
158            </button>
159        </div>
160        <div class="offcanvas offcanvas-start hamburger-nav__menu" tabindex="-1" id="hamburger-menu">
161            <div class="offcanvas-header hamburger-nav__menu-header">
162                    <ul class="hamburger-nav__primary-ctas">
163                            <li class="list-inline-item">
164                                <span></span>
165                                <a href="/resource-center/member-support/become-a-member" target="_self">
166                                    Join
167                                </a>
168                            </li>
169                            <li class="list-inline-item">
170                                <span></span>
171                                <a href="/current-specials">
172                                    Promotions
173                                </a>
174                            </li>
175                    </ul>
176                <button type="button" class="hamburger-nav__close btn-close" data-bs-dismiss="offcanvas" aria-label="Close Menu"></button>
177            </div>
178            <div class="offcanvas-body">
179                <ul class="hamburger-nav__level-1 list-unstyled">
180                        <li class="hamburger-nav__level-1-item hamburger-nav__level-1-item--has-children">
181                            <a href="/personal" id="hamburger-nav-8cb16367-20f6-4cce-882a-c9872665e33c" data-bs-toggle="offcanvas" data-bs-target="#hamburger-menu-8cb16367-20f6-4cce-882a-c9872665e33c" aria-controls="hamburger-menu-8cb16367-20f6-4cce-882a-c9872665e33c" aria-label="Open Personal Submenu">
182                                Personal
183                            </a>
184                        </li>
185                        <li class="hamburger-nav__level-1-item hamburger-nav__level-1-item--has-children">
186                            <a href="/business" id="hamburger-nav-8aa6a936-845a-4a2d-8809-419bd15525d3" data-bs-toggle="offcanvas" data-bs-target="#hamburger-menu-8aa6a936-845a-4a2d-8809-419bd15525d3" aria-controls="hamburger-menu-8aa6a936-845a-4a2d-8809-419bd15525d3" aria-label="Open Business Submenu">
187                                Business
188                            </a>
189                        </li>
190                        <li class="hamburger-nav__level-1-item hamburger-nav__level-1-item--has-children">
191                            <a href="/resource-center" id="hamburger-nav-ed903cf1-c0e5-49a3-bab6-c94be398a216" data-bs-toggle="offcanvas" data-bs-target="#hamburger-menu-ed903cf1-c0e5-49a3-bab6-c94be398a216" aria-controls="hamburger-menu-ed903cf1-c0e5-49a3-bab6-c94be398a216" aria-label="Open Resource Center Submenu">
192                                Resource Center
193                            </a>
194                        </li>
195                </ul>
196            </div>
197            <div class="offcanvas-footer">
198                
199
200<ul class="list-unstyled hamburger-nav__secondary">
201            <li>
202
203<a href="/resource-center/member-support/contact-us"   aria-label="Contact - Contact Us" >Contact</a></li>
204            <li>
205
206<a href="/resource-center/member-support/locations"    >Locations</a></li>
207            <li>
208
209<a href="/about-us"   aria-label="Why Atomic - Become a Member" >Why Atomic?</a></li>
210            <li>
211
212<a href="/about-us/community-impact"    >Community Impact</a></li>
213            <li>
214
215<a href="/about-us/careers"    >Careers</a></li>
216</ul>
217                <form action="/search" class="hamburger-nav__search">
218                    <label for="SiteSearch_Mobile" class="visually-hidden">Search</label>
219                    <input id="SiteSearch_Mobile" type="text" class="form-control" name="search" placeholder="What can we help with?" />
220                    <button type="submit" class="btn btn-search" aria-label="Submit search mobile"><span class="Search Submit Mobile"></span><span class="fa-regular fa-search"></span></button>
221                </form>
222            </div>
223        </div>
224        <div class="offcanvas offcanvas-start hamburger-nav__menu hamburger-nav__submenu" tabindex="-1" id="hamburger-menu-8cb16367-20f6-4cce-882a-c9872665e33c" aria-labelledby="hamburger-menu-8cb16367-20f6-4cce-882a-c9872665e33c-title">
225            <div class="offcanvas-header hamburger-nav__menu-header">
226                <button type="button" class="hamburger-nav__close btn-close" data-bs-dismiss="offcanvas" aria-label="Close Menu"></button>
227                <button type="button" class="btn btn-link hamburger-nav__back" data-bs-toggle="offcanvas" data-bs-target="#hamburger-menu" aria-controls="hamburger-menu"><span class="arrow-back"><span class="fa-regular fa-circle-arrow-up-left" aria-hidden="true"></span>&#xFEFF;</span>Back to main menu</button>
228            </div>
229            <div class="offcanvas-body">
230                <ul class="hamburger-nav__level-2 list-unstyled dropdown" aria-labelledby="hamburger-nav-8cb16367-20f6-4cce-882a-c9872665e33c">
231                    <li class="hamburger-nav__menu-title" id="hamburger-menu
231-8cb16367-20f6-4cce-882a-c9872665e33c-title">Personal</li>
232
233                    <li class="accordion accordion-flush my-3 mobile-nav" id="accordion-menu">
234                            <ul class="accordion-item list-unstyled">
235                                <li class="accordion-header list-item">
236                                    <button id="accordion-menu-heading-060c8ebf-2896-4483-961e-b1357fbf176f" class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#accordion-menu-collapse-060c8ebf-2896-4483-961e-b1357fbf176f" aria-expanded="false" aria-controls="accordion-menu-collapse-060c8ebf-2896-4483-961e-b1357fbf176f">
237                                        Accounts
238                                    </button>
239                                </li>
240                                <li id="accordion-menu-collapse-060c8ebf-2896-4483-961e-b1357fbf176f" class="accordion-collapse collapse" aria-labelledby="accordion-menu-heading-060c8ebf-2896-4483-961e-b1357fbf176f" data-bs-parent="#accordion-menu">
241                                    <div class="accordion-body hamburger-nav__children overflow-hidden">
242                                            <ul class="hamburger-nav__level-3 list-unstyled" aria-labelledby="hamburger-nav-060c8ebf-2896-4483-961e-b1357fbf176f">
243                                                    <li class="hamburger-nav__level-3-item">
244
245<a href="/personal/accounts/savings-accounts/savings-account"    >Savings Account</a></li>
246                                                    <li class="hamburger-nav__level-3-item">
247
248<a href="/personal/accounts/savings-accounts/certificates"    >Certificates</a></li>
249                                                    <li class="hamburger-nav__level-3-item">
250
251<a href="/personal/accounts/savings-accounts/health-savings-account-hsa"    >Health Savings Account</a></li>
252                                                    <li class="hamburger-nav__level-3-item">
253
254<a href="/personal/accounts/savings-accounts/individual-retirement-account-ira"    >Individual Retirement Account</a></li>
255                                                    <li class="hamburger-nav__level-3-item">
256
257<a href="/personal/accounts/savings-accounts/money-market-accounts"    >Money Market Accounts</a></li>
258                                                    <li class="hamburger-nav__level-3-item">
259
260<a href="/personal/accounts/checking-account"    >Checking Account</a></li>
261                                                    <li class="hamburger-nav__level-3-item">
262
263<a href="/personal/accounts/youth-accounts"    >Youth Accounts</a></li>
264                                            </ul>
265                                    </div>
266                                </li>
267                            </ul>
268                            <ul class="accordion-item list-unstyled">
269                                <li class="accordion-header list-item">
270                                    <button id="accordion-menu-heading-0e3bc859-436a-438b-bd5b-c2a1d1320c32" class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#accordion-menu-collapse-0e3bc859-436a-438b-bd5b-c2a1d1320c32" aria-expanded="false" aria-controls="accordion-menu-collapse-0e3bc859-436a-438b-bd5b-c2a1d1320c32">
271                                        Loans
272                                    </button>
273                                </li>
274                                <li id="accordion-menu-collapse-0e3bc859-436a-438b-bd5b-c2a1d1320c32" class="accordion-collapse collapse" aria-labelledby="accordion-menu-heading-0e3bc859-436a-438b-bd5b-c2a1d1320c32" data-bs-parent="#accordion-menu">
275                                    <div class="accordion-body hamburger-nav__children overflow-hidden">
276                                            <ul class="hamburger-nav__level-3 list-unstyled" aria-labelledby="hamburger-nav-0e3bc859-436a-438b-bd5b-c2a1d1320c32">
277                                                    <li class="hamburger-nav__level-3-item">
278
279<a href="/personal/loans/auto-loans"    >Auto Loans</a></li>
280                                                    <li class="hamburger-nav__level-3-item">
281
282<a href="/personal/loans/mortgage-loans"    >Mortgage Loans</a></li>
283                                                    <li class="hamburger-nav__level-3-item">
284
285<a href="/personal/loans/home-equity"    >Home Equity</a></li>
286                                                    <li class="hamburger-nav__level-3-item">
287
288<a href="/personal/loans/personal-loans"    >Personal Loans</a></li>
289                                                    <li class="hamburger-nav__level-3-item">
290
291<a href="https://www.atomiccu.com/personal/loans/student-loans" target="_blank"   >Sallie Mae Student Loan</a></li>
292                                            </ul>
293                                    </div>
294                                </li>
295                            </ul>
296                            <ul class="accordion-item list-unstyled">
297                                <li class="accordion-header list-item">
298                                    <button id="accordion-menu-heading-106579a5-d392-4fea-892d-47bfc7e4d7b4" class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#accordion-menu-collapse-106579a5-d392-4fea-892d-47bfc7e4d7b4" aria-expanded="false" aria-controls="accordion-menu-collapse-106579a5-d392-4fea-892d-47bfc7e4d7b4">
299                                        Cards
300                                    </button>
301                                </li>
302                                <li id="accordion-menu-collapse-106579a5-d392-4fea-892d-47bfc7e4d7b4" class="accordion-collapse collapse" aria-labelledby="accordion-menu-heading-106579a5-d392-4fea-892d-47bfc7e4d7b4" data-bs-parent="#accordion-menu">
303                                    <div class="accordion-body hamburger-nav__children overflow-hidden">
304                                            <ul class="hamburger-nav__level-3 list-unstyled" aria-labelledby="hamburger-nav-106579a5-d392-4fea-892d-47bfc7e4d7b4">
305                                                    <li class="hamburger-nav__level-3-item">
306
307<a href="/personal/cards/visa-platinum-credit-card"    >Visa Platinum Credit Card </a></li>
308                                                    <li class="hamburger-nav__level-3-item">
309
310<a href="/personal/cards/debit-cards"    >Debit Cards</a></li>
311                                                    <li class="hamburger-nav__level-3-item">
312
313<a href="/personal/cards/visa-prepaid-gift-cards"    >Visa Prepaid Gift Cards</a></li>
314                                                    <li class="hamburger-nav__level-3-item">
315
316<a href="/personal/cards/student-credit-debit-cards"    >Student Credit & Debit Cards</a></li>
317                                            </ul>
318                                    </div>
319                                </li>
320                            </ul>
321                            <ul class="accordion-item list-unstyled">
322                                <li class="accordion-header list-item">
323                                    <button id="accordion-menu-heading-9b91826c-2bb6-4b86-bf00-2f9667fcefd2" class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#accordion-menu-collapse-9b91826c-2bb6-4b86-bf00-2f9667fcefd2" aria-expanded="false" aria-controls="accordion-menu-collapse-9b91826c-2bb6-4b86-bf00-2f9667fcefd2">
324                                        Banking Tools
325                                    </button>
326                                </li>
327                                <li id="accordion-menu-collapse-9b91826c-2bb6-4b86-bf00-2f9667fcefd2" class="accordion-collapse collapse" aria-labelledby="accordion-menu-heading-9b91826c-2bb6-4b86-bf00-2f9667fcefd2" data-bs-parent="#accordion-menu">
328                                    <div class="accordion-body hamburger-nav__children overflow-hidden">
329                                            <ul class="hamburger-nav__level-3 list-unstyled" aria-labelledby="hamburger-nav-9b91826c-2bb6-4b86-bf00-2f9667fcefd2">
330                                                    <li class="hamburger-nav__level-3-item">
331
332<a href="/resource-center/banking-tools/digital-banking"    >Digital Banking</a></li>
333                                                    <li class="hamburger-nav__level-3-item">
334
335<a href="/resource-center/banking-tools/payment-services"    >Payment Services</a></li>
336                                                    <li class="hamburger-nav__level-3-item">
337
338<a href="/resource-center/financial-education/calculators"    >Calculators</a></li>
339                                                    <li class="hamburger-nav__level-3-item">
340
341<a href="/resource-center/financial-education/financial-articles"    >Financial Articles</a></li>
342                                            </ul>
343                                    </div>
344                                </li>
345                            </ul>
346                    </li>
347                </ul>
348
349            </div>
350            <div class="offcanvas-footer">
351                    <div class="hamburger-nav__quick-links">
352                        <div class="quick-links__heading" id="hamburger-nav-quick-links-hamburger-menu
352-8cb16367-20f6-4cce-882a-c9872665e33c">Get Started</div>
353                        <ul class="list-unstyled" aria-labelledby="hamburger-nav-quick-links-hamburger-menu-8cb16367-20f6-4cce-882a-c9872665e33c">
354                                <li>
355
356<a href="/resource-center/member-support/become-a-member/open-an-account" class="btn btn-link"    ><span class="fa-regular fa-laptop" aria-hidden="true"></span>Open an Account</a></li>
357                                <li>
358
359<a href="/resource-center/member-support/become-a-member/apply-for-a-loan" class="btn btn-link"    ><span class="fa-regular fa-pen-field" aria-hidden="true"></span>Apply for a Loan</a></li>
360                                <li>
361
362<a href="/resource-center/helpful-information/rates" class="btn btn-link"    ><span class="fa-regular fa-percent" aria-hidden="true"></span>Current Rates</a></li>
363                                <li>
364
365<a href="/resource-center/helpful-information/faqs" class="btn btn-link"    ><span class="fa-regular fa-question" aria-hidden="true"></span>Helpful FAQs</a></li>
366                        </ul>
367                    </div>
368            </div>
369        </div>
370        <div class="offcanvas offcanvas-start hamburger-nav__menu hamburger-nav__submenu" tabindex="-1" id="hamburger-menu-8aa6a936-845a-4a2d-8809-419bd15525d3" aria-labelledby="hamburger-menu-8aa6a936-845a-4a2d-8809-419bd15525d3-title">
371            <div class="offcanvas-header hamburger-nav__menu-header">
372                <button type="button" class="hamburger-nav__close btn-close" data-bs-dismiss="offcanvas" aria-label="Close Menu"></button>
373                <button type="button" class="btn btn-link hamburger-nav__back" data-bs-toggle="offcanvas" data-bs-target="#hamburger-menu" aria-controls="hamburger-menu"><span class="arrow-back"><span class="fa-regular fa-circle-arrow-up-left" aria-hidden="true"></span>&#xFEFF;</span>Back to main menu</button>
374            </div>
375            <div class="offcanvas-body">
376                <ul class="hamburger-nav__level-2 list-unstyled dropdown" aria-labelledby="hamburger-nav-8aa6a936-845a-4a2d-8809-419bd15525d3">
377                    <li class="hamburger-nav__menu-title" id="hamburger-menu-8aa6a936-845a-4a2d-8809-419bd15525d3-title">Business</li>
378
379                    <li class="accordion accordion-flush my-3 mobile-nav" id="accordion-menu">
380                            <ul class="accordion-item list-unstyled">
381                                <li class="accordion-header list-item">
382                                    <button id="accordion-menu-heading-5b75c061-87a3-488b-b3c2-0558a986d42b" class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#accordion-menu-collapse-5b75c061-87a3-488b-b3c2-0558a986d42b" aria-expanded="false" aria-controls="accordion-menu-collapse-5b75c061-87a3-488b-b3c2-0558a986d42b">
383                                        Accounts
384                                    </button>
385                                </li>
386                                <li id="accordion-menu-collapse-5b75c061-87a3-488b-b3c2-0558a986d42b" class="accordion-collapse collapse" aria-labelledby="accordion-menu-heading-5b75c061-87a3-488b-b3c2-0558a986d42b" data-bs-parent="#accordion-menu">
387                                    <div class="accordion-body hamburger-nav__children overflow-hidden">
388                                            <ul class="hamburger-nav__level-3 list-unstyled" aria-labelledby="hamburger-nav-5b75c061-87a3-488b-b3c2-0558a986d42b">
389                                                    <li class="hamburger-nav__level-3-item">
390
391<a href="/business/accounts/business-savings-account"    >Business Savings Account</a></li>
392                                                    <li class="hamburger-nav__level-3-item">
393
394<a href="/business/accounts/business-certificate-account"    >Business Certificate Account</a></li>
395                                                    <li class="hamburger-nav__level-3-item">
396
397<a href="/business/accounts/business-checking-accounts"    >Business Checking Accounts</a></li>
398                                            </ul>
399                                    </div>
400                                </li>
401                            </ul>
402                            <ul class="accordion-item list-unstyled">
403                                <li class="accordion-header list-item">
404                                    <button id="accordion-menu-heading-31540ffd-98b4-493d-ada4-d39c0daafc2a" class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#accordion-menu-collapse-31540ffd-98b4-493d-ada4-d39c0daafc2a" aria-expanded="false" aria-controls="accordion-menu-collapse-31540ffd-98b4-493d-ada4-d39c0daafc2a">
405                                        Loans
406                                    </button>
407                                </li>
408                                <li id="accordion-menu-collapse-31540ffd-98b4-493d-ada4-d39c0daafc2a" class="accordion-collapse collapse" aria-labelledby="accordion-menu-heading-31540ffd-98b4-493d-ada4-d39c0daafc2a" data-bs-parent="#accordion-menu">
409                                    <div class="accordion-body hamburger-nav__children overflow-hidden">
410                                            <ul class="hamburger-nav__level-3 list-unstyled" aria-labelledby="hamburger-nav-31540ffd-98b4-493d-ada4-d39c0daafc2a">
411                                                    <li class="hamburger-nav__level-3-item">
412
413<a href="/business/loans/business-loans"    >Business Loans</a></li>
414                                                    <li class="hamburger-nav__level-3-item">
415
416<a href="/business/loans/operating-lines-of-credit"    >Operating Lines of Credit</a></li>
417                                                    <li class="hamburger-nav__level-3-item">
418
419<a href="/ag-services"    >Agricultural Lending</a></li>
420                                            </ul>
421                                    </div>
422                                </li>
423                            </ul>
424                            <ul class="accordion-item list-unstyled">
425                                <li class="accordion-header list-item">
426                                    <button id="accordion-menu-heading-be84685a-ec52-4e94-aaba-988080f8f908" class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#accordion-menu-collapse-be84685a-ec52-4e94-aaba-988080f8f908" aria-expanded="false" aria-controls="accordion-menu-collapse-be84685a-ec52-4e94-aaba-988080f8f908">
427                                        Cards
428                                    </button>
429                                </li>
430                                <li id="accordion-menu-collapse-be84685a-ec52-4e94-aaba-988080f8f908" class="accordion-collapse collapse" aria-labelledby="accordion-menu-heading-be84685a-ec52-4e94-aaba-988080f8f908" data-bs-parent="#accordion-menu">
431                                    <div class="accordion-body hamburger-nav__children overflow-hidden">
432                                            <ul class="hamburger-nav__level-3 list-unstyled" aria-labelledby="hamburger-nav-be84685a-ec52-4e94-aaba-988080f8f908">
433                                                    <li class="hamburger-nav__level-3-item">
434
435<a href="/business/cards/business-credit-card"    >Business Credit Card</a></li>
436                                                    <li class="hamburger-nav__level-3-item">
437
438<a href="/business/cards/merchant-services"    >Merchant Services</a></li>
439                                            </ul>
440                                    </div>
441                                </li>
442                            </ul>
443                            <ul class="accordion-item list-unstyled">
444                                <li class="accordion-header list-item">
445                                    <button id="accordion-menu-heading-acea1feb-1541-4c37-b059-01afc614d714" class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#accordion-menu-collapse-
445acea1feb-1541-4c37-b059-01afc614d714" aria-expanded="false" aria-controls="accordion-menu-collapse-acea1feb-1541-4c37-b059-01afc614d714">
446                                        Banking Tools
447                                    </button>
448                                </li>
449                                <li id="accordion-menu-collapse-acea1feb-1541-4c37-b059-01afc614d714" class="accordion-collapse collapse" aria-labelledby="accordion-menu-heading-acea1feb-1541-4c37-b059-01afc614d714" data-bs-parent="#accordion-menu">
450                                    <div class="accordion-body hamburger-nav__children overflow-hidden">
451                                            <ul class="hamburger-nav__level-3 list-unstyled" aria-labelledby="hamburger-nav-acea1feb-1541-4c37-b059-01afc614d714">
452                                                    <li class="hamburger-nav__level-3-item">
453
454<a href="/resource-center/banking-tools/digital-banking"    >Digital Banking</a></li>
455                                                    <li class="hamburger-nav__level-3-item">
456
457<a href="/resource-center/banking-tools/payment-services"    >Payment Services</a></li>
458                                                    <li class="hamburger-nav__level-3-item">
459
460<a href="/resource-center/financial-education/calculators"    >Calculators</a></li>
461                                                    <li class="hamburger-nav__level-3-item">
462
463<a href="/resource-center/financial-education/financial-articles"    >Financial Articles</a></li>
464                                            </ul>
465                                    </div>
466                                </li>
467                            </ul>
468                    </li>
469                </ul>
470
471            </div>
472            <div class="offcanvas-footer">
473                    <div class="hamburger-nav__quick-links">
474                        <div class="quick-links__heading" id="hamburger-nav-quick-links-hamburger-menu-8aa6a936-845a-4a2d-8809-419bd15525d3">Get Started</div>
475                        <ul class="list-unstyled" aria-labelledby="hamburger-nav-quick-links-hamburger-menu-8aa6a936-845a-4a2d-8809-419bd15525d3">
476                                <li>
477
478<a href="/resource-center/member-support/become-a-member/open-an-account" class="btn btn-link"    ><span class="fa-regular fa-laptop" aria-hidden="true"></span>Open an Account</a></li>
479                                <li>
480
481<a href="/resource-center/member-support/become-a-member/apply-for-a-loan" class="btn btn-link"    ><span class="fa-regular fa-pen-field" aria-hidden="true"></span>Apply for a Loan</a></li>
482                                <li>
483
484<a href="/resource-center/helpful-information/rates" class="btn btn-link"    ><span class="fa-regular fa-percent" aria-hidden="true"></span>Current Rates</a></li>
485                                <li>
486
487<a href="/resource-center/helpful-information/faqs" class="btn btn-link"    ><span class="fa-regular fa-question" aria-hidden="true"></span>Helpful FAQs</a></li>
488                        </ul>
489                    </div>
490            </div>
491        </div>
492        <div class="offcanvas offcanvas-start hamburger-nav__menu hamburger-nav__submenu" tabindex="-1" id="hamburger-menu-ed903cf1-c0e5-49a3-bab6-c94be398a216" aria-labelledby="hamburger-menu-ed903cf1-c0e5-49a3-bab6-c94be398a216-title">
493            <div class="offcanvas-header hamburger-nav__menu-header">
494                <button type="button" class="hamburger-nav__close btn-close" data-bs-dismiss="offcanvas" aria-label="Close Menu"></button>
495                <button type="button" class="btn btn-link hamburger-nav__back" data-bs-toggle="offcanvas" data-bs-target="#hamburger-menu" aria-controls="hamburger-menu"><span class="arrow-back"><span class="fa-regular fa-circle-arrow-up-left" aria-hidden="true"></span>&#xFEFF;</span>Back to main menu</button>
496            </div>
497            <div class="offcanvas-body">
498                <ul class="hamburger-nav__level-2 list-unstyled dropdown" aria-labelledby="hamburger-nav-ed903cf1-c0e5-49a3-bab6-c94be398a216">
499                    <li class="hamburger-nav__menu-title" id="hamburger-menu
499-ed903cf1-c0e5-49a3-bab6-c94be398a216-title">Resource Center</li>
500
501                    <li class="accordion accordion-flush my-3 mobile-nav" id="accordion-menu">
502                            <ul class="accordion-item list-unstyled">
503                                <li class="accordion-header list-item">
504                                    <button id="accordion-menu-heading-7a169b3f-a299-4efb-9b01-13965bf89851" class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#accordion-menu-collapse-7a169b3f-a299-4efb-9b01-13965bf89851" aria-expanded="false" aria-controls="accordion-menu-collapse-7a169b3f-a299-4efb-9b01-13965bf89851">
505                                        Member Support
506                                    </button>
507                                </li>
508                                <li id="accordion-menu-collapse-7a169b3f-a299-4efb-9b01-13965bf89851" class="accordion-collapse collapse" aria-labelledby="accordion-menu-heading-7a169b3f-a299-4efb-9b01-13965bf89851" data-bs-parent="#accordion-menu">
509                                    <div class="accordion-body hamburger-nav__children overflow-hidden">
510                                            <ul class="hamburger-nav__level-3 list-unstyled" aria-labelledby="hamburger-nav-7a169b3f-a299-4efb-9b01-13965bf89851">
511                                                    <li class="hamburger-nav__level-3-item">
512
513<a href="/resource-center/member-support/locations"    >Locations</a></li>
514                                                    <li class="hamburger-nav__level-3-item">
515
516<a href="/resource-center/member-support/become-a-member"    >Become a Member</a></li>
517                                                    <li class="hamburger-nav__level-3-item">
518
519<a href="/resource-center/member-support/contact-us"    >Contact Us</a></li>
520                                                    <li class="hamburger-nav__level-3-item">
521
522<a href="/resource-center/member-support/member-assistance-program"    >Member Assistance Program</a></li>
523                                                    <li class="hamburger-nav__level-3-item">
524
525<a href="/resource-center/member-support/member-services"    >Member Services</a></li>
526                                                    <li class="hamburger-nav__level-3-item">
527
528<a href="/personal/loans/auto-loans/find-a-dealer"    >Find a Dealer</a></li>
529                                            </ul>
530                                    </div>
531                                </li>
532                            </ul>
533                            <ul class="accordion-item list-unstyled">
534                                <li class="accordion-header list-item">
535                                    <button id="accordion-menu-heading-6ba0ba69-3858-4fa5-b623-8242580641a0" class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#accordion-menu-collapse-6ba0ba69-3858-4fa5-b623-8242580641a0" aria-expanded="false" aria-controls="accordion-menu-collapse-6ba0ba69-3858-4fa5-b623-8242580641a0">
536                                        Financial Education
537                                    </button>
538                                </li>
539                                <li id="accordion-menu-collapse-6ba0ba69-3858-4fa5-b623-8242580641a0" class="accordion-collapse collapse" aria-labelledby="accordion-menu-heading-6ba0ba69-3858-4fa5-b623-8242580641a0" data-bs-parent="#accordion-menu">
540                                    <div class="accordion-body hamburger-nav__children overflow-hidden">
541                                            <ul class="hamburger-nav__level-3 list-unstyled" aria-labelledby="hamburger-nav-6ba0ba69-3858-4fa5-b623-8242580641a0">
542                                                    <li class="hamburger-nav__level-3-item">
543
544<a href="/resource-center/financial-education/calculators"    >Calculators</a></li>
545                                                    <li class="hamburger-nav__level-3-item">
546
547<a href="/resource-center/financial-education/how-to-videos"    >How-To Videos</a></li>
548                                                    <li class="hamburger-nav__level-3-item">
549
550<a href="/resource-center/financial-education/financial-articles"    >Financial Articles</a></li>
551                                                    <li class="hamburger-nav__level-3-item">
552
553<a href="/resource-center/financial-education/security-resources"    >Security Resources</a></li>
554                                            </ul>
555                                    </div>
556                                </li>
557                            </ul>
558                            <ul class="accordion-item list-unstyled">
559                                <li class="accordion-header list-item">
560                                    <button id="accordion-menu-heading-1faccdc4-f4f6-4532-a269-5a90544ccee0" class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#accordion-menu-collapse-1faccdc4-f4f6-4532-a269-5a90544ccee0" aria-expanded="false" aria-controls="accordion-menu-collapse-1faccdc4-f4f6-4532-a269-5a90544ccee0">
561                                        Helpful Information
562                                    </button>
563                                </li>
564                                <li id="accordion-menu-collapse-1faccdc4-f4f6-4532-a269-5a90544ccee0" class="accordion-collapse collapse" aria-labelledby="accordion-menu-heading-1faccdc4-f4f6-4532-a269-5a90544ccee0" data-bs-parent="#accordion-menu">
565                                    <div class="accordion-body hamburger-nav__children overflow-hidden">
566                                            <ul class="hamburger-nav__level-3 list-unstyled" aria-labelledby="hamburger-nav-1faccdc4-f4f6-4532-a269-5a90544ccee0">
567                                                    <li class="hamburger-nav__level-3-item">
568
569<a href="/resource-center/helpful-information/what-s-new-with-atomic-cu"    >What's New with Atomic CU</a></li>
570                                                    <li class="hamburger-nav__level-3-item">
571
572<a href="/resource-center/helpful-information/faqs"    >FAQs</a></li>
573                                                    <li class="hamburger-nav__level-3-item">
574
575<a href="/resource-center/helpful-information/rates"    >Rates</a></li>
576                                                    <li class="hamburger-nav__level-3-item">
577
578<a href="/current-specials"    >Current Specials</a></li>
579                                                    <li class="hamburger-nav__level-3-item">
580
581<a href="/resource-center/helpful-information/holiday-closures"    >Holiday Closures</a></li>
582                                                    <li class="hamburger-nav__level-3-item">
583
584<a href="/resource-center/helpful-information/foreclosure-sales"    >Foreclosure Sales</a></li>
585                                            </ul>
586                                    </div>
587                                </li>
588                            </ul>
589                            <ul class="accordion-item list-unstyled">
590                                <li class="accordion-header list-item">
591                                    <button id="accordion-menu-heading-5b739d11-d27e-45f2-b6e6-c7e6269c6f87" class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#accordion-menu-collapse-5b739d11-d27e-45f2-b6e6-c7e6269c6f87" aria-expanded="false" aria-controls="accordion-menu-collapse-5b739d11-d27e-45f2-b6e6-c7e6269c6f87">
592                                        Banking Tools
593                                    </button>
594                                </li>
595                                <li id="accordion-menu-collapse-5b739d11-d27e-45f2-b6e6-c7e6269c6f87" class="accordion-collapse collapse" aria-labelledby="accordion-menu-heading-5b739d11-d27e-45f2-b6e6-c7e6269c6f87" data-bs-parent="#accordion-menu">
596                                    <div class="accordion-body hamburger-nav__children overflow-hidden">
597                                            <ul class="hamburger-nav__level-3 list-unstyled" aria-labelledby="hamburger-nav-5b739d11-d27e-45f2-b6e6-c7e6269c6f87">
598                                                    <li class="hamburger-nav__level-3-item">
599
600<a href="/resource-center/banking-tools/digital-banking"    >Digital Banking</a></li>
601                                                    <li class="hamburger-nav__level-3-item">
602
603<a href="/resource-center/banking-tools/payment-services"    >Payment Services</a></li>
604                                                    <li class="hamburger-nav__level-3-item">
605
606<a href="/resource-center/banking-tools/make-a-payment"    >Make a Payment</a></li>
607                                                    <li class="hamburger-nav__level-3-item">
608
609<a href="https://app.consumer.meridianlink.com/cu/ViewSubmittedLoans.aspx?lenderref=atomiccu100523"    >Check Application Status</a></li>
610                                            </ul>
611                                    </div>
612                                </li>
613                            </ul>
614                    </li>
615                </ul>
616
617            </div>
618            <div class="offcanvas-footer">
619                    <div class="hamburger-nav__quick-links">
620                        <div class="quick-links__heading" id="hamburger-nav-quick-links-hamburger-menu
620-ed903cf1-c0e5-49a3-bab6-c94be398a216">Get Started</div>
621                        <ul class="list-unstyled" aria-labelledby="hamburger-nav-quick-links-hamburger-menu-ed903cf1-c0e5-49a3-bab6-c94be398a216">
622                                <li>
623
624<a href="/resource-center/member-support/become-a-member/open-an-account" class="btn btn-link"    ><span class="fa-regular fa-laptop" aria-hidden="true"></span>Open an Account</a></li>
625                                <li>
626
627<a href="/resource-center/member-support/become-a-member/apply-for-a-loan" class="btn btn-link"    ><span class="fa-regular fa-pen-field" aria-hidden="true"></span>Apply for a Loan</a></li>
628                                <li>
629
630<a href="/personal/accounts/savings-accounts" class="btn btn-link"   aria-label="Savings - Savings Accounts" ><span class="fa-solid fa-piggy-bank" aria-hidden="true"></span>Savings</a></li>
631                                <li>
632
633<a href="/personal/accounts/checking-account" class="btn btn-link"   aria-label="Checking - Checking Account" ><span class="fa-solid fa-money-bill" aria-hidden="true"></span>Checking</a></li>
634                        </ul>
635                    </div>
636            </div>
637        </div>
638
639                <div class="header-logo">
640                    <a href="/">
641                        <img src="/images/atomic-logo-blue.svg?v=h9MURtg-oB46DcewgOplMmDibzVJU50wqC-UlZ8uAsM" alt="Atomic Credit Union" />
642                    </a>
643                </div>
644
645                
646
647<nav class="primary-nav" id="primary-nav" aria-label="Main">
648    <ul class="primary-nav__level-1">
649            <li class="primary-nav__level-1-item primary-nav__level-1-item--has-children">
650                <a href="#" id="primary-nav-8cb16367-20f6-4cce-882a-c9872665e33c" aria-haspopup="true" aria-expanded="false" >
651                    Personal
652                </a>
653                    
654                        
655                        <div class="primary-nav__menu">
656                            <div class="primary-nav__menu-container">
657                                <ul class="primary-nav__level-2 list-unstyled" aria-labelledby="primary-nav-8cb16367-20f6-4cce-882a-c9872665e33c">
658                                        <li class="primary-nav__level-2-item">
659                                            <div class="primary-nav__menu-heading" id="primary-nav-060c8ebf-2896-4483-961e-b1357fbf176f">Accounts</div>
660                                                <ul class="primary-nav__level-3 list-unstyled" aria-labelledby="primary-nav-060c8ebf-2896-4483-961e-b1357fbf176f">
661                                                        <li class="primary-nav__level-3-item">
662
663<a href="/personal/accounts/savings-accounts/savings-account"    >Savings Account</a></li>
664                                                        <li class="primary-nav__level-3-item">
665
666<a href="/personal/accounts/savings-accounts/certificates"    >Certificates</a></li>
667                                                        <li class="primary-nav__level-3-item">
668
669<a href="/personal/accounts/savings-accounts/health-savings-account-hsa"    >Health Savings Account</a></li>
670                                                        <li class="primary-nav__level-3-item">
671
672<a href="/personal/accounts/savings-accounts/individual-retirement-account-ira"    >Individual Retirement Account</a></li>
673                                                        <li class="primary-nav__level-3-item">
674
675<a href="/personal/accounts/savings-accounts/money-market-accounts"    >Money Market Accounts</a></li>
676                                                        <li class="primary-nav__level-3-item">
677
678<a href="/personal/accounts/checking-account"    >Checking Account</a></li>
679                                                        <li class="primary-nav__level-3-item">
680
681<a href="/personal/accounts/youth-accounts"    >Youth Accounts</a></li>
682                                                </ul>
683                                        </li>
684                                        <li class="primary-nav__level-2-item">
685                                            <div class="primary-nav__menu-heading" id="primary-nav-0e3bc859-436a-438b-bd5b-c2a1d1320c32">Loans</div>
686                                                <ul class="primary-nav__level-3 list-unstyled" aria-labelledby="primary-nav-0e3bc859-436a-438b-bd5b-c2a1d1320c32">
687                                                        <li class="primary-nav__level-3-item">
688
689<a href="/personal/loans/auto-loans"    >Auto Loans</a></li>
690                                                        <li class="primary-nav__level-3-item">
691
692<a href="/personal/loans/mortgage-loans"    >Mortgage Loans</a></li>
693                                                        <li class="primary-nav__level-3-item">
694
695<a href="/personal/loans/home-equity"    >Home Equity</a></li>
696                                                        <li class="primary-nav__level-3-item">
697
698<a href="/personal/loans/personal-loans"    >Personal Loans</a></li>
699                                                        <li class="primary-nav__level-3-item">
700
701<a href="https://www.atomiccu.com/personal/loans/student-loans" target="_blank"   >Sallie Mae Student Loan</a></li>
702                                                </ul>
703                                        </li>
704                                        <li class="primary-nav__level-2-item">
705                                            <div class="primary-nav__menu-heading" id="primary-nav-106579a5-d392-4fea-892d-47bfc7e4d7b4">Cards</div>
706                                                <ul class="primary-nav__level-3 list-unstyled" aria-labelledby="primary-nav-106579a5-d392-4fea-892d-47bfc7e4d7b4">
707                                                        <li class="primary-nav__level-3-item">
708
709<a href="/personal/cards/visa-platinum-credit-card"    >Visa Platinum Credit Card </a></li>
710                                                        <li class="primary-nav__level-3-item">
711
712<a href="/personal/cards/debit-cards"    >Debit Cards</a></li>
713                                                        <li class="primary-nav__level-3-item">
714
715<a href="/personal/cards/visa-prepaid-gift-cards"    >Visa Prepaid Gift Cards</a></li>
716                                                        <li class="primary-nav__level-3-item">
717
718<a href="/personal/cards/student-credit-debit-cards"    >Student Credit & Debit Cards</a></li>
719                                                </ul>
720                                        </li>
721                                        <li class="primary-nav__level-2-item">
722                                            <div class="primary-nav__menu-heading" id="primary-nav-9b91826c-2bb6-4b86-bf00-2f9667fcefd2">Banking Tools</div>
723                                                <ul class="primary-nav__level-3 list-unstyled" aria-labelledby="primary-nav-9b91826c-2bb6-4b86-bf00-2f9667fcefd2">
724                                                        <li class="primary-nav__level-3-item">
725
726<a href="/resource-center/banking-tools/digital-banking"    >Digital Banking</a></li>
727                                                        <li class="primary-nav__level-3-item">
728
729<a href="/resource-center/banking-tools/payment-services"    >Payment Services</a></li>
730                                                        <li class="primary-nav__level-3-item">
731
732<a href="/resource-center/financial-education/calculators"    >Calculators</a></li>
733                                                        <li class="primary-nav__level-3-item">
734
735<a href="/resource-center/financial-education/financial-articles"    >Financial Articles</a></li>
736                                                </ul>
737                                        </li>
738                                </ul>
739                                    <div class="quick-links">
740                                        <div class="primary-nav__quick-links-heading" id="primary-nav-quick-links-8cb16367-20f6-4cce-882a-c9872665e33c">Get Started</div>
741                                        <ul class="list-unstyled" aria-labelledby="primary-nav-quick-links-8cb16367-20f6-4cce-882a-c9872665e33c">
742                                                <li>
743
744<a href="/resource-center/member-support/become-a-member/open-an-account" class="btn btn-link"    ><span class="fa-regular fa-laptop" aria-hidden="true"></span>
744Open an Account</a></li>
745                                                <li>
746
747<a href="/resource-center/member-support/become-a-member/apply-for-a-loan" class="btn btn-link"    ><span class="fa-regular fa-pen-field" aria-hidden="true"></span>Apply for a Loan</a></li>
748                                                <li>
749
750<a href="/resource-center/helpful-information/rates" class="btn btn-link"    ><span class="fa-regular fa-percent" aria-hidden="true"></span>Current Rates</a></li>
751                                                <li>
752
753<a href="/resource-center/helpful-information/faqs" class="btn btn-link"    ><span class="fa-regular fa-question" aria-hidden="true"></span>Helpful FAQs</a></li>
754                                        </ul>
755                                    </div>
756                            </div>
757                        </div>
758                    
759            </li>
760            <li class="primary-nav__level-1-item primary-nav__level-1-item--has-children">
761                <a href="#" id="primary-nav-8aa6a936-845a-4a2d-8809-419bd15525d3" aria-haspopup="true" aria-expanded="false" >
762                    Business
763                </a>
764                    
765                        
766                        <div class="primary-nav__menu">
767                            <div class="primary-nav__menu-container">
768                                <ul class="primary-nav__level-2 list-unstyled" aria-labelledby="primary-nav-8aa6a936-845a-4a2d-8809-419bd15525d3">
769                                        <li class="primary-nav__level-2-item">
770                                            <div class="primary-nav__menu-heading" id="primary-nav-5b75c061-87a3-488b-b3c2-0558a986d42b">Accounts</div>
771                                                <ul class="primary-nav__level-3 list-unstyled" aria-labelledby="primary-nav-5b75c061-87a3-488b-b3c2-0558a986d42b">
772                                                        <li class="primary-nav__level-3-item">
773
774<a href="/business/accounts/business-savings-account"    >Business Savings Account</a></li>
775                                                        <li class="primary-nav__level-3-item">
776
777<a href="/business/accounts/business-certificate-account"    >Business Certificate Account</a></li>
778                                                        <li class="primary-nav__level-3-item">
779
780<a href="/business/accounts/business-checking-accounts"    >Business Checking Accounts</a></li>
781                                                </ul>
782                                        </li>
783                                        <li class="primary-nav__level-2-item">
784                                            <div class="primary-nav__menu-heading" id="primary-nav-31540ffd-98b4-493d-ada4-d39c0daafc2a">Loans</div>
785                                                <ul class="primary-nav__level-3 list-unstyled" aria-labelledby="primary-nav-31540ffd-98b4-493d-ada4-d39c0daafc2a">
786                                                        <li class="primary-nav__level-3-item">
787
788<a href="/business/loans/business-loans"    >Business Loans</a></li>
789                                                        <li class="primary-nav__level-3-item">
790
791<a href="/business/loans/operating-lines-of-credit"    >Operating Lines of Credit</a></li>
792                                                        <li class="primary-nav__level-3-item">
793
794<a href="/ag-services"    >Agricultural Lending</a></li>
795                                                </ul>
796                                        </li>
797                                        <li class="primary-nav__level-2-item">
798                                            <div class="primary-nav__menu-heading" id="primary-nav-be84685a-ec52-4e94-aaba-988080f8f908">Cards</div>
799                                                <ul class="primary-nav__level-3 list-unstyled" aria-labelledby="primary-nav-be84685a-ec52-4e94-aaba-988080f8f908">
800                                                        <li class="primary-nav__level-3-item">
801
802<a href="/business/cards/business-credit-card"    >Business Credit Card</a></li>
803                                                        <li class="primary-nav__level-3-item">
804
805<a href="/business/cards/merchant-services"    >Merchant Services</a></li>
806                                                </ul>
807                                        </li>
808                                        <li class="primary-nav__level-2-item">
809                                            <div class="primary-nav__menu-heading" id="primary-nav-acea1feb-1541-4c37-b059-01afc614d714">Banking Tools</div>
810                                                <ul class="primary-nav__level-3 list-unstyled" aria-labelledby="primary-nav-acea1feb-1541-4c37-b059-01afc614d714">
811                                                        <li class="primary-nav__level-3-item">
812
813<a href="/resource-center/banking-tools/digital-banking"    >Digital Banking</a></li>
814                                                        <li class="primary-nav__level-3-item">
815
816<a href="/resource-center/banking-tools/payment-services"    >Payment Services</a></li>
817                                                        <li class="primary-nav__level-3-item">
818
819<a href="/resource-center/financial-education/calculators"    >Calculators</a></li>
820                                                        <li class="primary-nav__level-3-item">
821
822<a href="/resource-center/financial-education/financial-articles"    >Financial Articles</a></li>
823                                                </ul>
824                                        </li>
825                                </ul>
826                                    <div class="quick-links">
827                                        <div class="primary-nav__quick-links-heading" id="primary-nav-quick-links-8aa6a936-845a-4a2d-8809-419bd15525d3">Get Started</div>
828                                        <ul class="list-unstyled" aria-labelledby="primary-nav-quick-links-8aa6a936-845a-4a2d-8809-419bd15525d3">
829                                                <li>
830
831<a href="/resource-center/member-support/become-a-member/open-an-account" class="btn btn-link"    ><span class="fa-regular fa-laptop" aria-hidden="true"></span>
831Open an Account</a></li>
832                                                <li>
833
834<a href="/resource-center/member-support/become-a-member/apply-for-a-loan" class="btn btn-link"    ><span class="fa-regular fa-pen-field" aria-hidden="true"></span>Apply for a Loan</a></li>
835                                                <li>
836
837<a href="/resource-center/helpful-information/rates" class="btn btn-link"    ><span class="fa-regular fa-percent" aria-hidden="true"></span>Current Rates</a></li>
838                                                <li>
839
840<a href="/resource-center/helpful-information/faqs" class="btn btn-link"    ><span class="fa-regular fa-question" aria-hidden="true"></span>Helpful FAQs</a></li>
841                                        </ul>
842                                    </div>
843                            </div>
844                        </div>
845                    
846            </li>
847            <li class="primary-nav__level-1-item primary-nav__level-1-item--has-children">
848                <a href="#" id="primary-nav-ed903cf1-c0e5-49a3-bab6-c94be398a216" aria-haspopup="true" aria-expanded="false" class="active">
849                    Resource Center
850                </a>
851                    
852                        
853                        <div class="primary-nav__menu">
854                            <div class="primary-nav__menu-container">
855                                <ul class="primary-nav__level-2 list-unstyled" aria-labelledby="primary-nav-ed903cf1-c0e5-49a3-bab6-c94be398a216">
856                                        <li class="primary-nav__level-2-item">
857                                            <div class="primary-nav__menu-heading" id="primary-nav-7a169b3f-a299-4efb-9b01-13965bf89851">Member Support</div>
858                                                <ul class="primary-nav__level-3 list-unstyled" aria-labelledby="primary-nav-7a169b3f-a299-4efb-9b01-13965bf89851">
859                                                        <li class="primary-nav__level-3-item">
860
861<a href="/resource-center/member-support/locations"    >Locations</a></li>
862                                                        <li class="primary-nav__level-3-item">
863
864<a href="/resource-center/member-support/become-a-member"    >Become a Member</a></li>
865                                                        <li class="primary-nav__level-3-item">
866
867<a href="/resource-center/member-support/contact-us"    >Contact Us</a></li>
868                                                        <li class="primary-nav__level-3-item">
869
870<a href="/resource-center/member-support/member-assistance-program"    >Member Assistance Program</a></li>
871                                                        <li class="primary-nav__level-3-item">
872
873<a href="/resource-center/member-support/member-services"    >Member Services</a></li>
874                                                        <li class="primary-nav__level-3-item">
875
876<a href="/personal/loans/auto-loans/find-a-dealer"    >Find a Dealer</a></li>
877                                                </ul>
878                                        </li>
879                                        <li class="primary-nav__level-2-item">
880                                            <div class="primary-nav__menu-heading" id="primary-nav-6ba0ba69-3858-4fa5-b623-8242580641a0">Financial Education</div>
881                                                <ul class="primary-nav__level-3 list-unstyled" aria-labelledby="primary-nav-6ba0ba69-3858-4fa5-b623-8242580641a0">
882                                                        <li class="primary-nav__level-3-item">
883
884<a href="/resource-center/financial-education/calculators"    >Calculators</a></li>
885                                                        <li class="primary-nav__level-3-item">
886
887<a href="/resource-center/financial-education/how-to-videos"    >How-To Videos</a></li>
888                                                        <li class="primary-nav__level-3-item">
889
890<a href="/resource-center/financial-education/financial-articles"    >Financial Articles</a></li>
891                                                        <li class="primary-nav__level-3-item">
892
893<a href="/resource-center/financial-education/security-resources"    >Security Resources</a></li>
894                                                </ul>
895                                        </li>
896                                        <li class="primary-nav__level-2-item">
897                                            <div class="primary-nav__menu-heading" id="primary-nav-1faccdc4-f4f6-4532-a269-5a90544ccee0">Helpful Information</div>
898                                                <ul class="primary-nav__level-3 list-unstyled" aria-labelledby="primary-nav-1faccdc4-f4f6-4532-a269-5a90544ccee0">
899                                                        <li class="primary-nav__level-3-item">
900
901<a href="/resource-center/helpful-information/what-s-new-with-atomic-cu"    >What's New with Atomic CU</a></li>
902                                                        <li class="primary-nav__level-3-item">
903
904<a href="/resource-center/helpful-information/faqs"    >FAQs</a></li>
905                                                        <li class="primary-nav__level-3-item">
906
907<a href="/resource-center/helpful-information/rates"    >Rates</a></li>
908                                                        <li class="primary-nav__level-3-item">
909
910<a href="/current-specials"    >Current Specials</a></li>
911                                                        <li class="primary-nav__level-3-item">
912
913<a href="/resource-center/helpful-information/holiday-closures"    >Holiday Closures</a></li>
914                                                        <li class="primary-nav__level-3-item">
915
916<a href="/resource-center/helpful-information/foreclosure-sales"    >Foreclosure Sales</a></li>
917                                                </ul>
918                                        </li>
919                                        <li class="primary-nav__level-2-item">
920                                            <div class="primary-nav__menu-heading" id="primary-nav-5b739d11-d27e-45f2-b6e6-c7e6269c6f87">Banking Tools</div>
921                                                <ul class="primary-nav__level-3 list-unstyled" aria-labelledby="primary-nav-5b739d11-d27e-45f2-b6e6-c7e6269c6f87">
922                                                        <li class="primary-nav__level-3-item">
923
924<a href="/resource-center/banking-tools/digital-banking"    >Digital Banking</a></li>
925                                                        <li class="primary-nav__level-3-item">
926
927<a href="/resource-center/banking-tools/payment-services"    >Payment Services</a></li>
928                                                        <li class="primary-nav__level-3-item">
929
930<a href="/resource-center/banking-tools/make-a-payment"    >Make a Payment</a></li>
931                                                        <li class="primary-nav__level-3-item">
932
933<a href="https://app.consumer.meridianlink.com/cu/ViewSubmittedLoans.aspx?lenderref=atomiccu100523"    >Check Application Status</a></li>
934                                                </ul>
935                                        </li>
936                                </ul>
937                                    <div class="quick-links">
938                                        <div class="primary-nav__quick-links-heading" id="primary-nav-quick-links-ed903cf1-c0e5-49a3-bab6-c94be398a216">Get Started</div>
939                                        <ul class="list-unstyled" aria-labelledby="primary-nav-quick-links-ed903cf1-c0e5-49a3-bab6-c94be398a216">
940                                                <li>
941
942<a href="/resource-center/member-support/become-a-member/open-an-account" class="btn btn-link"    ><span class="fa-regular fa-laptop" aria-hidden="true"></span>
942Open an Account</a></li>
943                                                <li>
944
945<a href="/resource-center/member-support/become-a-member/apply-for-a-loan" class="btn btn-link"    ><span class="fa-regular fa-pen-field" aria-hidden="true"></span>Apply for a Loan</a></li>
946                                                <li>
947
948<a href="/personal/accounts/savings-accounts" class="btn btn-link"   aria-label="Savings - Savings Accounts" ><span class="fa-solid fa-piggy-bank" aria-hidden="true"></span>Savings</a></li>
949                                                <li>
950
951<a href="/personal/accounts/checking-account" class="btn btn-link"   aria-label="Checking - Checking Account" ><span class="fa-solid fa-money-bill" aria-hidden="true"></span>Checking</a></li>
952                                        </ul>
953                                    </div>
954                            </div>
955                        </div>
956                    
957            </li>
958        <li>
959            <div class="buttons">
960                <ul class="list-inline mb-0">
961                            <li class="list-inline-item">
962                                <span class="fa-corn fa-regular"></span>
963                                <a href="/ag-services">
964                                    Ag Services
965                                </a>
966                            </li>
967                            <li class="list-inline-item">
968                                <span class="fa-regular fa-graduation-cap"></span>
969                                <a href="/student-run-program">
970                                    Student-Run Program
971                                </a>
972                            </li>
973                    <li class="list-inline-item"><button class="btn btn-primary btn-login-toggle" id="button-login"><span class="log-in">Log In <span class="fa-regular fa-lock"></span></span><span class="log-in-close">Close <span class="fa-regular fa-close"></span></span></button></li>
974                </ul>
975            </div>
976        </li>
977    </ul>
978</nav>
979                <button class="btn btn-secondary btn-login-toggle btn-login-toggle__mobile"><span class="log-in">Log In <span class="fa-regular fa-lock"></span></span><span class="log-in-close">Close <span class="fa-regular fa-close"></span></span> </button>
980            </div>
981        </div>
982        <div class="header-primary__login__container">
983            <div class="login__wrapper">
984                    <div class="d-flex flex-column gap-4">
985                            
986<div class="shared-promo-card">
987    <div class="card" style="background-image: url(/getContentAsset/dfedc4cd-f955-468a-8c5b-8d1351472934/bd9e9f4d-9bd3-4fd9-b768-227495ff59c1/Debit-Card-Promo.webp?language=en)">
988     
989        <div class="card-body">
990            <div class="card-title card-title-heading5">Turn everyday purchases into rewards</div>
991            <p class="card-text"><p>Earn points to use for merchandise, gift cards, or cash back every time you spend.</p></p>
992                    <ul class="list-inline">
993                            <li class="list-inline-item">
994                                <a class=" btn-icon" href="/personal/cards/visa-platinum-credit-card">
995                                    <span>View Credit Cards</span>
996                                </a>
997                            </li>
998                    </ul>
999        </div>
1000    </div>
1001</div>
1002                    </div>
1003                <div class="login-form__wrapper">
1004                    <div class="login-heading5">
1005                        Log into your account
1006                    </div>
1007                    <form action="https://digitalbanking.atomiccu.com/Authentication/Username" id="login-form" method="post" enctype="application/x-www-form-urlencoded" onsubmit="App.Header.encode();" target="_blank">
1008                        <div>
1009                            <label class="form-label" for="UserName">Username</label>
1010                            <input class="form-control" type="text" name="UserName" id="UserName" />
1011                        </div>
1012                        <div>
1013                            <label class="form-label" for="Password">Password</label>
1014                            <input class="form-control" type="password" name="Password" id="Password" />
1015                        </div>
1016                        <button type="submit" class="btn btn-primary">Log In</button>
1017
1018                    </form>
1019                        <ul class="list-inline">
1020                                    <li class="list-inline-item">
1021                                        <a href="https://digitalbanking.atomiccu.com/forgotusername">
1022                                            <span class="text">Forgot Username</span>
1023                                        </a>
1024                                    </li>
1025                                    <li class="list-inline-item">
1026                                        <a href="https://digitalbanking.atomiccu.com/forgotpassword">
1027                                            <span class="text">Forgot Password</span>
1028                                        </a>
1029                                    </li>
1030                                    <li class="list-inline-item">
1031                                        <a href="https://digitalbanking.atomiccu.com/register">
1032                                            <span class="text">New User</span>
1033                                        </a>
1034                                    </li>
1035                        </ul>
1036                                <a href="/current-specials" class="btn-icon">
1037                                    <span class="fa-solid fa-stars"></span>View Current Promotions
1038                                </a>
1039                </div>
1040            </div>
1041        </div>
1042
1043    </div>
1044
1045    <div class="offcanvas offcanvas-top offcanvas-site-search" tabindex="-1" id="header-offcanvas-search" aria-labelledby="header-offcanvas-search-title">
1046        <div class="container">
1047            <div class="offcanvas-header">
1048                <div class="offcanvas-title offcanvas-title-heading2" id="header-offcanvas-search-title">
1049                    Search Atomic Credit Union
1050                </div>
1051                <button type="button" class="btn-close" data-bs-dismiss="offcanvas" aria-label="Close"></button>
1052            </div>
1053            <div class="offcanvas-body">
1054                <div class="d-flex flex-column gap-2">
1055                    <form action="/search">
1056                        <label for="SiteSearch_Header" class="visually-hidden">Search terms</label>
1057                        <div class="d-flex flex-row align-items-center justify-content-end">
1058                            <input id="SiteSearch_Header" type="text" class="form-control" name="search" placeholder="What can we help with?" />
1059                            <button type="submit" class="btn btn-search"><span class="fa-regular fa-search"></span><span class="visually-hidden">Submit</span></button>
1060                        </div>
1061                    </form>
1062                        <div class="d-flex flex-column align-items-center gap-3">
1063                            <ul class="list-inline list-unstyled">
1064                                    <li class="list-inline-item">
1065                                        <a href="/personal/loans/auto-loans">
1066                                            <span class="fa-regular fa-cars"></span>
1067                                            Auto Loans
1068                                        </a>
1069                                    </li>
1070                                    <li class="list-inline-item">
1071                                        <a href="/personal/cards/visa-platinum-credit-card">
1072                                            <span class="fa-regular fa-credit-card"></span>
1073                                            Credit Cards
1074                                        </a>
1075                                    </li>
1076                                    <li class="list-inline-item">
1077                                        <a href="/resource-center/helpful-information/rates">
1078                                            <span class="fa-regular fa-percent"></span>
1079                                            Rates
1080                                        </a>
1081                                    </li>
1082                            </ul>
1083                        </div>
1084                        <div class="offcanvas-site-search__routing">
1085                            <span class="offcanvas-site-search__routing-label">Routing Number</span> 244281193
1086                        </div>
1087                </div>
1088            </div>
1089        </div>
1090    </div>
1091
1092
1093</header>
1094    </div>
1095    <main id="page-content" class="site-main" aria-label="Page content">
1096        
1097
1098<div class="d-flex flex-column">
1099    <div>
1100        <div class="masthead-container">
1101            
1102
1103<div class="masthead-zone">
1104    <div class="widget widget-masthead " data-acu-background="Graphic">
1105        <div class="container">
1106                    <div class="widget-masthead-image" style="background-image: url(/getContentAsset/f377bab4-5dd4-4b59-82d7-d29415c84a37/bd9e9f4d-9bd3-4fd9-b768-227495ff59c1/Financial-Articles.webp?language=en)">
1107                    </div>
1108            <div class="widget-masthead-content">
1109                
1110<nav aria-label="Breadcrumb">
1111    <ol class="breadcrumb m-0">
1112        <li class="breadcrumb-item"><a href="/"><span class="visually-hidden">Home</span><span class="fa-home fa-regular"></span></a></li>
1113                <li class="breadcrumb-item">
1114                        <span>Resource Center</span>
1115                </li>
1116                <li class="breadcrumb-item">
1117                        <span>Financial Education</span>
1118                </li>
1119                <li class="breadcrumb-item active" aria-current="page">Financial Articles</li>
1120    </ol>
1121</nav>
1122                    <h1 class="mb-1">Financial Articles</h1>
1123                    <div class="rich-text"><p>Stay informed and empowered with our collection of financial articles, designed to help you make smart decisions for every stage of life.</p></div>
1124                    <ul class="ctas">
1125                            <li class="list-inline-item">
1126                                <a class="btn" href="/resource-center/resource-hub" target="_self">View Resources</a>
1127                            </li>
1128                    </ul>
1129            </div>
1130        </div>
1131    </div>
1132</div>
1133            <div class="masthead-curve-bg">
1134                
1135
1136
1137
1138
1139
1140<div class="section section-default " id="Section_1ec0c2d2-a52d-47f7-acbd-62b534351dcd">
1141    
1142
1143
1144
1145
1146
1147<div class="widget widget-rich-text" id="Widget_b23ecd03-b24b-4c75-b487-861348cee878">
1148    <div class="container">
1149        <div class="rich-text">
1150            <h2 style="text-align: center">Explore financial information</h2><p style="text-align: center">From budgeting tips and savings strategies to insights on investing and planning for the future, our content equips you with practical knowledge to take control of your finances.</p>
1151        </div>
1152    </div>
1153</div>
1154    
1155
1156
1157
1158
1159
1160
1161
1162<div class="widget widget-news" id="Widget_6e651386-9dd5-4175-80e8-e3ad90227501">
1163    <div class="container">
1164        <div class="d-flex flex-column gap-4">
1165                <div class="widget-news__headline d-flex align-items-center justify-content-center">
1166                    <div class="widget-news-heading2"><p>We have you covered with some financial tips!</p></div>
1167                        <span class="fa-regular fa-memo-circle-check">
1168                        </span>
1169                </div>
1170                <div class="widget-news-list">
1171                        <div class="widget-news-list-item">
1172                            <div class="card">
1173                                    <div class="card-header">Preparing for Winter Utility Bills: Budgeting Tips for Cooler Months</div>
1174                                <div class="card-body d-flex flex-column gap-3">
1175                                        <div class="rich-text">
1176                                            <p style="margin-left: 0" data-pasted="true">As temperatures drop, utility bills often rise. Between heating costs, shorter days, and more time spent indoors, winter can put extra pressure on your monthly budget. And when those higher bills show up alongside holiday spending, winter clothes, or seasonal travel, it can feel like everything hits at once.</p><p style="margin-left: 0">The good news is that winter utility bills do not have to catch you off guard. A little planning now can help you feel more prepared later.</p>
1177                                        </div>
1178                                        <ul class="list-unstyled widget-news-list-item-ctas">
1179                                                <li>
1180                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/preparing-for-winter-utility-bills" target="_blank" aria-label="Learn More: Preparing for Winter Utility Bills: Budgeting Tips for Cooler Months">Learn More</a>
1181                                                </li>
1182                                        </ul>
1183                                </div>
1184                            </div>
1185                        </div>
1186                        <div class="widget-news-list-item">
1187                            <div class="card">
1188                                    <div class="card-header">Money Questions to Ask This Fall</div>
1189                                <div class="card-body d-flex flex-column gap-3">
1190                                        <div class="rich-text">
1191                                            <p style="margin-left: 0" data-pasted="true">As the seasons change, fall can be a great time to slow down, reset, and take a fresh look at your finances. Between back-to-school costs, holiday planning, and year-end goals, this time of year offers a natural opportunity to check in on where you stand and where you want to go.</p><p>If you’re looking for a simple way to get started, begin by asking yourself a few important money questions.</p>
1192                                        </div>
1193                                        <ul class="list-unstyled widget-news-list-item-ctas">
1194                                                <li>
1195                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/money-questions-to-ask-this-fall" target="_blank" aria-label="Learn More: Money Questions to Ask This Fall">Learn More</a>
1196                                                </li>
1197                                        </ul>
1198                                </div>
1199                            </div>
1200                        </div>
1201                        <div class="widget-news-list-item">
1202                            <div class="card">
1203                                    <div class="card-header">Build an Emergency Fund One Step at a Time</div>
1204                                <div class="card-body d-flex flex-column gap-3">
1205                                        <div class="rich-text">
1206                                            <p style="margin-left: 0" data-pasted="true">Life has a way of surprising us. One day everything is running smoothly, and the next day it’s a car repair, a medical bill, or an unexpected trip to help someone you love. That’s why building an emergency fund matters. It can offer peace of mind, help you avoid turning to debt for surprise expenses, and give you more flexibility when life doesn’t go as planned.</p><p style="margin-left: 0">The good news? You do not have to build it all at once.</p>
1207                                        </div>
1208                                        <ul class="list-unstyled widget-news-list-item-ctas">
1209                                                <li>
1210                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/build-an-emergency-fund-one-step-at-a-time" target="_blank" aria-label="Learn More: Build an Emergency Fund One Step at a Time">Learn More</a>
1211                                                </li>
1212                                        </ul>
1213                                </div>
1214                            </div>
1215                        </div>
1216                        <div class="widget-news-list-item">
1217                            <div class="card">
1218                                    <div class="card-header">Why September Is a Great Time to Start Holiday Savings</div>
1219                                <div class="card-body d-flex flex-column gap-3">
1220                                        <div class="rich-text">
1221                                            <p style="margin-left: 0" data-pasted="true">The holiday season has a way of showing up faster than expected. One minute it’s back-to-school season, and the next you’re thinking about gifts, family gatherings, travel plans, meals, and all the extra expenses that can come with the end of the year.</p><p style="margin-left: 0">Starting in September gives you more time to prepare, more flexibility in your budget, and more peace of mind as the season gets closer.&nbsp;</p>
1222                                        </div>
1223                                        <ul class="list-unstyled widget-news-list-item-ctas">
1224                                                <li>
1225                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/why-september-is-a-great-time-to-start-holiday-savings" target="_blank" aria-label="Learn More: Why September Is a Great Time to Start Holiday Savings">Learn More</a>
1226                                                </li>
1227                                        </ul>
1228                                </div>
1229                            </div>
1230                        </div>
1231                        <div class="widget-news-list-item">
1232                            <div class="card">
1233                                    <div class="card-header">Why September May Be a Good Time to Upgrade Your Ride</div>
1234                                <div class="card-body d-flex flex-column gap-3">
1235                                        <div class="rich-text">
1236                                            <p style="margin-left: 0" data-pasted="true">If you’ve been thinking about getting a different vehicle, September may be a smart time to start shopping.</p><p>One reason is simple: as newer model years begin arriving, some dealerships may be looking to move remaining 2026 inventory off the lot. That can create opportunities for buyers who are open to purchasing a vehicle that’s still new, but may be part of the previous model-year lineup.</p>
1237                                        </div>
1238                                        <ul class="list-unstyled widget-news-list-item-ctas">
1239                                                <li>
1240                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/why-september-may-be-a-good-time-to-upgrade-your-ride" target="_blank" aria-label="Learn More: Why September May Be a Good Time to Upgrade Your Ride">Learn More</a>
1241                                                </li>
1242                                        </ul>
1243                                </div>
1244                            </div>
1245                        </div>
1246                        <div class="widget-news-list-item">
1247                            <div class="card">
1248                                    <div class="card-header">End-of-Summer Savings Reset: Simple Ways to Get Back on Track</div>
1249                                <div class="card-body d-flex flex-column gap-3">
1250                                        <div class="rich-text">
1251                                            <p style="margin-left: 0" data-pasted="true">As summer starts to wind down, many of us are looking back on vacations, family outings, back-to-school shopping, and all the little extras that can add up this time of year. If your budget feels a little stretched, you’re not alone.</p><p style="margin-left: 0">The good news? The end of summer is a great time for a savings reset.</p>
1252                                        </div>
1253                                        <ul class="list-unstyled widget-news-list-item-ctas">
1254                                                <li>
1255                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/end-of-summer-savings-reset-simple-ways-to-get-back-on-track" target="_blank" aria-label="Learn More: End-of-Summer Savings Reset: Simple Ways to Get Back on Track">Learn More</a>
1256                                                </li>
1257                                        </ul>
1258                                </div>
1259                            </div>
1260                        </div>
1261                        <div class="widget-news-list-item">
1262                            <div class="card">
1263                                    <div class="card-header">Financial Wellness Tips for College Students Starting a New Semester</div>
1264                                <div class="card-body d-flex flex-column gap-3">
1265                                        <div class="rich-text">
1266                                            <p style="margin-left: 0" data-pasted="true">Financial wellness doesn’t mean being perfect with money. It means building habits that help you feel more confident, prepared, and in control. Starting the semester with a plan can make everyday money decisions a little less stressful.</p>
1267                                        </div>
1268                                        <ul class="list-unstyled widget-news-list-item-ctas">
1269                                                <li>
1270                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/financial-wellness-tips-for-college-students-starting-a-new-semester" target="_blank" aria-label="Learn More: Financial Wellness Tips for College Students Starting a New Semester">Learn More</a>
1271                                                </li>
1272                                        </ul>
1273                                </div>
1274                            </div>
1275                        </div>
1276                        <div class="widget-news-list-item">
1277                            <div class="card">
1278                                    <div class="card-header">What to Know Before Applying for a Loan</div>
1279                                <div class="card-body d-flex flex-column gap-3">
1280                                        <div class="rich-text">
1281                                            <p style="margin-left: 0" data-pasted="true">Whether you are borrowing for a vehicle, home improvements, debt consolidation, or another important expense, understanding the basics before you apply can help you feel more confident and make more informed decisions. The goal is not just to get a loan — it is to find a loan that fits your budget and your needs.</p>
1282                                        </div>
1283                                        <ul class="list-unstyled widget-news-list-item-ctas">
1284                                                <li>
1285                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/what-to-know-before-applying-for-a-loan" target="_blank" aria-label="Learn More: What to Know Before Applying for a Loan">Learn More</a>
1286                                                </li>
1287                                        </ul>
1288                                </div>
1289                            </div>
1290                        </div>
1291                        <div class="widget-news-list-item">
1292                            <div class="card">
1293                                    <div class="card-header">How to Review Your Monthly Budget When Life Gets Busy</div>
1294                                <div class="card-body d-flex flex-column gap-3">
1295                                        <div class="rich-text">
1296                                            <p style="margin-left: 0" data-pasted="true">Between work, school, family responsibilities, appointments, and everyday surprises, it can feel hard to find time to sit down and look over your finances. The good news is that reviewing your monthly budget does not have to be complicated or time-consuming. A few small check-ins each month can help you stay organized, spot problems early, and feel more confident about where your money is going.</p>
1297                                        </div>
1298                                        <ul class="list-unstyled widget-news-list-item-ctas">
1299                                                <li>
1300                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/how-to-review-your-monthly-budget-when-life-gets-busy" target="_blank" aria-label="Learn More: How to Review Your Monthly Budget When Life Gets Busy">Learn More</a>
1301                                                </li>
1302                                        </ul>
1303                                </div>
1304                            </div>
1305                        </div>
1306                        <div class="widget-news-list-item">
1307                            <div class="card">
1308                                    <div class="card-header">Steps to Take Before Buying Your First Home</div>
1309                                <div class="card-body d-flex flex-column gap-3">
1310                                        <div class="rich-text">
1311                                            <p style="margin-left: 0" data-pasted="true">Buying your first home is an exciting milestone. It’s a chance to put down roots, create a space that feels like your own, and take an important step toward your future. But before you start scrolling listings or scheduling tours, it helps to prepare financially and practically. Here are some important steps to take before buying your first home.</p>
1312                                        </div>
1313                                        <ul class="list-unstyled widget-news-list-item-ctas">
1314                                                <li>
1315                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/steps-to-take-before-buying-your-first-home" target="_blank" aria-label="Learn More: Steps to Take Before Buying Your First Home">Learn More</a>
1316                                                </li>
1317                                        </ul>
1318                                </div>
1319                            </div>
1320                        </div>
1321                        <div class="widget-news-list-item">
1322                            <div class="card">
1323                                    <div class="card-header">Why Parents or Guardians Should Sign Their Student Up for Our Student-Run Program This School Year</div>
1324                                <div class="card-body d-flex flex-column gap-3">
1325                                        <div class="rich-text">
1326                                            <p style="margin-left: 0" data-pasted="true">Parents and guardians play an important role in helping students build strong habits for the future — and learning how to save money is one of the most valuable lessons a child can learn early.</p>
1327                                        </div>
1328                                        <ul class="list-unstyled widget-news-list-item-ctas">
1329                                                <li>
1330                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/benefits-of-student-run-program" target="_blank" aria-label="Learn More: Why Parents or Guardians Should Sign Their Student Up for Our Student-Run Program This School Year">Learn More</a>
1331                                                </li>
1332                                        </ul>
1333                                </div>
1334                            </div>
1335                        </div>
1336                        <div class="widget-news-list-item">
1337                            <div class="card">
1338                                    <div class="card-header">5 Ways to Keep Utility Bills Under Control During Hot Summer Months</div>
1339                                <div class="card-body d-flex flex-column gap-3">
1340                                        <div class="rich-text">
1341                                            <p style="margin-left: 0" data-pasted="true">When summer temperatures rise, utility bills often do too. Air conditioning, extra laundry, fans, and more time spent at home can all add up quickly. The good news is that a few simple habits can help you stay more comfortable while keeping monthly costs more manageable.</p>
1342                                        </div>
1343                                        <ul class="list-unstyled widget-news-list-item-ctas">
1344                                                <li>
1345                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/save-on-utilities-this-summer" target="_blank" aria-label="Learn More: 5 Ways to Keep Utility Bills Under Control During Hot Summer Months">Learn More</a>
1346                                                </li>
1347                                        </ul>
1348                                </div>
1349                            </div>
1350                        </div>
1351                        <div class="widget-news-list-item">
1352                            <div class="card">
1353                                    <div class="card-header">
1353Back-to-School Budgeting Starts Now</div>
1354                                <div class="card-body d-flex flex-column gap-3">
1355                                        <div class="rich-text">
1356                                            <p style="margin-left: 0" data-pasted="true">Back-to-school season has a way of sneaking up on families. One minute it’s summer, and the next you’re facing supply lists, new clothes, activity fees, lunch costs, and tech purchases. The good news: the best way to reduce stress later is to start budgeting now.</p>
1357                                        </div>
1358                                        <ul class="list-unstyled widget-news-list-item-ctas">
1359                                                <li>
1360                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/back-to-school-budgeting" target="_blank" aria-label="Learn More: Back-to-School Budgeting Starts Now">Learn More</a>
1361                                                </li>
1362                                        </ul>
1363                                </div>
1364                            </div>
1365                        </div>
1366                        <div class="widget-news-list-item">
1367                            <div class="card">
1368                                    <div class="card-header">Summer Travel Tips to Protect Your Debit and Credit Cards</div>
1369                                <div class="card-body d-flex flex-column gap-3">
1370                                        <div class="rich-text">
1371                                            <p style="margin-left: 0" data-pasted="true">Summer is the perfect time for vacations, weekend getaways, and family road trips. Whether you are heading to the beach, visiting family, or exploring somewhere new, it is important to make sure your debit and credit cards stay protected while you travel.</p>
1372                                        </div>
1373                                        <ul class="list-unstyled widget-news-list-item-ctas">
1374                                                <li>
1375                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/travel-card-protection" target="_blank" aria-label="Learn More: Summer Travel Tips to Protect Your Debit and Credit Cards">Learn More</a>
1376                                                </li>
1377                                        </ul>
1378                                </div>
1379                            </div>
1380                        </div>
1381                        <div class="widget-news-list-item">
1382                            <div class="card">
1383                                    <div class="card-header">The True Cost of Waiting: Why Small Financial Decisions Matter</div>
1384                                <div class="card-body d-flex flex-column gap-3">
1385                                        <div class="rich-text">
1386                                            <p style="margin-left: 0" data-pasted="true">When it comes to managing money, most people focus on the big decisions—buying a home, financing a vehicle, or planning for retirement. While those choices certainly matter, it's often the small financial decisions we delay that have the greatest long-term impact.</p>
1387                                        </div>
1388                                        <ul class="list-unstyled widget-news-list-item-ctas">
1389                                                <li>
1390                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/cost-of-waiting" target="_blank" aria-label="Learn More: The True Cost of Waiting: Why Small Financial Decisions Matter">Learn More</a>
1391                                                </li>
1392                                        </ul>
1393                                </div>
1394                            </div>
1395                        </div>
1396                        <div class="widget-news-list-item">
1397                            <div class="card">
1398                                    <div class="card-header">6 Mid-Year Financial Checkups You Should Do This June</div>
1399                                <div class="card-body d-flex flex-column gap-3">
1400                                        <div class="rich-text">
1401                                            <p style="margin-left: 0" data-pasted="true">
1401As we reach the halfway point of the year, June is the perfect time to take a step back and evaluate your financial health. Just like scheduling a regular medical checkup helps you stay healthy, conducting a mid-year financial review can help ensure you're on track to reach your goals.</p>
1402                                        </div>
1403                                        <ul class="list-unstyled widget-news-list-item-ctas">
1404                                                <li>
1405                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/mid-year-financial-check-up" target="_blank" aria-label="Learn More: 6 Mid-Year Financial Checkups You Should Do This June">Learn More</a>
1406                                                </li>
1407                                        </ul>
1408                                </div>
1409                            </div>
1410                        </div>
1411                        <div class="widget-news-list-item">
1412                            <div class="card">
1413                                    <div class="card-header">Teaching Financial Literacy Through Everyday Summer Activities</div>
1414                                <div class="card-body d-flex flex-column gap-3">
1415                                        <div class="rich-text">
1416                                            <p style="margin-left: 0" data-pasted="true">Summer can be one of the best classrooms for money lessons. School may be out, but opportunities to teach budgeting, saving, spending, and planning show up almost every day—from a trip to the ice cream stand to planning a family vacation. The best part? These lessons don’t have to feel like a lecture. They can happen naturally through activities families are already doing.</p>
1417                                        </div>
1418                                        <ul class="list-unstyled widget-news-list-item-ctas">
1419                                                <li>
1420                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/summer-financial-literacy" target="_blank" aria-label="Learn More: Teaching Financial Literacy Through Everyday Summer Activities">Learn More</a>
1421                                                </li>
1422                                        </ul>
1423                                </div>
1424                            </div>
1425                        </div>
1426                        <div class="widget-news-list-item">
1427                            <div class="card">
1428                                    <div class="card-header">5 Summer Expenses People Forget to Budget For</div>
1429                                <div class="card-body d-flex flex-column gap-3">
1430                                        <div class="rich-text">
1431                                            <p style="margin-left: 0" data-pasted="true">Summer is a season full of sunshine, vacations, cookouts, and family fun. While many people plan for major expenses like travel and summer activities, there are several hidden costs that can sneak up and put pressure on your budget.</p>
1432                                        </div>
1433                                        <ul class="list-unstyled widget-news-list-item-ctas">
1434                                                <li>
1435                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/summer-expenses" target="_blank" aria-label="Learn More: 5 Summer Expenses People Forget to Budget For">Learn More</a>
1436                                                </li>
1437                                        </ul>
1438                                </div>
1439                            </div>
1440                        </div>
1441                        <div class="widget-news-list-item">
1442                            <div class="card">
1443                                    <div class="card-header">5 Atomic Credit Union Features Members Should Be Taking Advantage Of</div>
1444                                <div class="card-body d-flex flex-column gap-3">
1445                                        <div class="rich-text">
1446                                            <p style="margin-left: 0" data-pasted="true">At Atomic Credit Union, we’re always looking for ways to make banking easier, more convenient, and more rewarding for our members. While many members use us for checking accounts or loans, there are several powerful features available that can help save time, improve financial wellness, and simplify everyday life.</p>
1447                                        </div>
1448                                        <ul class="list-unstyled widget-news-list-item-ctas">
1449                                                <li>
1450                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles" target="_blank" aria-label="Learn More: 5 Atomic Credit Union Features Members Should Be Taking Advantage Of">Learn More</a>
1451                                                </li>
1452                                        </ul>
1453                                </div>
1454                            </div>
1455                        </div>
1456                        <div class="widget-news-list-item">
1457                            <div class="card">
1458                                    <div class="card-header">Atomic Credit Union Highlights Decade-Long Commitment to Financial Literacy During National Roundtable with Federal Agencies and Financial Institutions</div>
1459                                <div class="card-body d-flex flex-column gap-3">
1460                                        <div class="rich-text">
1461                                            <p style="margin-left: 0" data-pasted="true">Atomic Credit Union President and CEO Thomas Griffiths joined some of the nation’s top financial leaders this week for a national financial literacy roundtable hosted by the U.S. Department of the Treasury and Office of the Comptroller of the Currency.&nbsp;</p>
1462                                        </div>
1463                                        <ul class="list-unstyled widget-news-list-item-ctas">
1464                                                <li>
1465                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/financial-literacy-roundtable" target="_blank" aria-label="Learn More: Atomic Credit Union Highlights Decade-Long Commitment to Financial Literacy During National Roundtable with Federal Agencies and Financial Institutions">Learn More</a>
1466                                                </li>
1467                                        </ul>
1468                                </div>
1469                            </div>
1470                        </div>
1471                        <div class="widget-news-list-item">
1472                            <div class="card">
1473                                    <div class="card-header">Save Money This Summer Without Missing Out on the Fun</div>
1474                                <div class="card-body d-flex flex-column gap-3">
1475                                        <div class="rich-text">
1476                                            <p style="margin-left: 0" data-pasted="true">Summer is the season for vacations, cookouts, festivals, and family memories—but it can also become one of the most expensive times of the year. Between travel, dining out, activities for the kids, and rising everyday costs, it’s easy for your budget to heat up right along with the weather.</p>
1477                                        </div>
1478                                        <ul class="list-unstyled widget-news-list-item-ctas">
1479                                                <li>
1480                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/save-money-this-summer" target="_blank" aria-label="Learn More: Save Money This Summer Without Missing Out on the Fun">Learn More</a>
1481                                                </li>
1482                                        </ul>
1483                                </div>
1484                            </div>
1485                        </div>
1486                        <div class="widget-news-list-item">
1487                            <div class="card">
1488                                    <div class="card-header">Celebrating Small Business Appreciation Week: The Heartbeat of Our Communities</div>
1489                                <div class="card-body d-flex flex-column gap-3">
1490                                        <div class="rich-text">
1491                                            <p style="margin-left: 0" data-pasted="true">Every successful community has one thing in common: small businesses that care deeply about the people they serve. During Small Business Appreciation Week, we’re proud to recognize the entrepreneurs, dreamers, and hardworking business owners who help our local communities thrive every single day.</p>
1492                                        </div>
1493                                        <ul class="list-unstyled widget-news-list-item-ctas">
1494                                                <li>
1495                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/small-business-appreciation" target="_blank" aria-label="Learn More: Celebrating Small Business Appreciation Week: The Heartbeat of Our Communities">Learn More</a>
1496                                                </li>
1497                                        </ul>
1498                                </div>
1499                            </div>
1500                        </div>
1501                        <div class="widget-news-list-item">
1502                            <div class="card">
1503                                    <div class="card-header">Your First Home Is Closer Than You Think</div>
1504                                <div class="card-body d-flex flex-column gap-3">
1505                                        <div class="rich-text">
1506                                            <p style="margin-left: 0" data-pasted="true">Buying your first home is one of the biggest financial steps you'll ever take — and it can feel overwhelming. But with the right information and a trusted partner by your side, it's absolutely achievable. This guide breaks it all down into manageable steps so you can move forward with confidence.</p>
1507                                        </div>
1508                                        <ul class="list-unstyled widget-news-list-item-ctas">
1509                                                <li>
1510                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/first-home" target="_blank" aria-label="Learn More: Your First Home Is Closer Than You Think">Learn More</a>
1511                                                </li>
1512                                        </ul>
1513                                </div>
1514                            </div>
1515                        </div>
1516                        <div class="widget-news-list-item">
1517                            <div class="card">
1518                                    <div class="card-header">When (and Why) Refinancing Your Vehicle Is a Smart Move</div>
1519                                <div class="card-body d-flex flex-column gap-3">
1520                                        <div class="rich-text">
1521                                            <p style="margin-left: 0" data-pasted="true">When you first financed your vehicle, you likely focused on getting approved, securing a good rate, and driving off the lot with confidence. But what many people don’t realize is that your auto loan doesn’t have to stay the same for its entire life. Refinancing your vehicle can be a powerful way to save money and better align your loan with your current financial situation.</p>
1522                                        </div>
1523                                        <ul class="list-unstyled widget-news-list-item-ctas">
1524                                                <li>
1525                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/when-refinancing-your-auto-makes-sense" target="_blank" aria-label="Learn More: When (and Why) Refinancing Your Vehicle Is a Smart Move">Learn More</a>
1526                                                </li>
1527                                        </ul>
1528                                </div>
1529                            </div>
1530                        </div>
1531                        <div class="widget-news-list-item">
1532                            <div class="card">
1533                                    <div class="card-header">Why a Quarterly Financial Check-In Matters More Than You Think</div>
1534                                <div class="card-body d-flex flex-column gap-3">
1535                                        <div class="rich-text">
1536                                            <p style="margin-left: 0" data-pasted="true">Life moves fast—and so do your finances. Between daily expenses, long-term goals, and unexpected changes, it’s easy to lose track of where you stand financially. That’s why taking time for a quarterly financial check-in isn’t just helpful—it’s essential.</p>
1537                                        </div>
1538                                        <ul class="list-unstyled widget-news-list-item-ctas">
1539                                                <li>
1540                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/quarterly-financial-check-in" target="_blank" aria-label="Learn More: Why a Quarterly Financial Check-In Matters More Than You Think">Learn More</a>
1541                                                </li>
1542                                        </ul>
1543                                </div>
1544                            </div>
1545                        </div>
1546                        <div class="widget-news-list-item">
1547                            <div class="card">
1548                                    <div class="card-header">5 Ways to Save More Without Drastically Changing Your Lifestyle</div>
1549                                <div class="card-body d-flex flex-column gap-3">
1550                                        <div class="rich-text">
1551                                            <p style="margin-left: 0" data-pasted="true">Saving money doesn’t have to mean giving up everything you enjoy. In fact, some of the most effective ways to build your savings come from small, consistent habits that barely disrupt your day-to-day life. If you’ve been wanting to save more but feel overwhelmed by the idea of a total financial overhaul, this is for you.</p>
1552                                        </div>
1553                                        <ul class="list-unstyled widget-news-list-item-ctas">
1554                                                <li>
1555                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/save-more" target="_blank" aria-label="Learn More: 5 Ways to Save More Without Drastically Changing Your Lifestyle">Learn More</a>
1556                                                </li>
1557                                        </ul>
1558                                </div>
1559                            </div>
1560                        </div>
1561                        <div class="widget-news-list-item">
1562                            <div class="card">
1563                                    <div class="card-header">What Is a Credit Score—and How Can You Improve It?</div>
1564                                <div class="card-body d-flex flex-column gap-3">
1565                                        <div class="rich-text">
1566                                            <p style="margin-left: 0" data-pasted="true">If you’ve ever applied for a loan, credit card,
1566 or even tried to rent an apartment, you’ve likely heard the term <em>credit score</em>. But what does it actually mean—and why does it matter so much? Let’s break it down in a simple, practical way.</p>
1567                                        </div>
1568                                        <ul class="list-unstyled widget-news-list-item-ctas">
1569                                                <li>
1570                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/credit-score" target="_blank" aria-label="Learn More: What Is a Credit Score&#x2014;and How Can You Improve It?">Learn More</a>
1571                                                </li>
1572                                        </ul>
1573                                </div>
1574                            </div>
1575                        </div>
1576                        <div class="widget-news-list-item">
1577                            <div class="card">
1578                                    <div class="card-header">Helping Kids Build Strong Money Habits Early</div>
1579                                <div class="card-body d-flex flex-column gap-3">
1580                                        <div class="rich-text">
1581                                            <p style="margin-left: 0" data-pasted="true">Teaching kids about money doesn’t have to wait until they’re older. In fact, some of the most important financial habits are formed early in life. As a parent or guardian, you play a key role in shaping how your child thinks about saving, spending, and managing money.</p>
1582                                        </div>
1583                                        <ul class="list-unstyled widget-news-list-item-ctas">
1584                                                <li>
1585                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/teach-kids-money-habits" target="_blank" aria-label="Learn More: Helping Kids Build Strong Money Habits Early">Learn More</a>
1586                                                </li>
1587                                        </ul>
1588                                </div>
1589                            </div>
1590                        </div>
1591                        <div class="widget-news-list-item">
1592                            <div class="card">
1593                                    <div class="card-header">Honoring the Hands That Feed Us: Celebrating National Ag Week</div>
1594                                <div class="card-body d-flex flex-column gap-3">
1595                                        <div class="rich-text">
1596                                            <p data-pasted="true">Each year, National Ag Week gives us a meaningful opportunity to pause and recognize the people who make it all possible—our farmers. At Atomic Credit Union, this week holds a special place in our hearts as we reflect on the dedication, resilience, and hard work that define agriculture in our communities.</p>
1597                                        </div>
1598                                        <ul class="list-unstyled widget-news-list-item-ctas">
1599                                                <li>
1600                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/national-ag-week-2026" target="_blank" aria-label="Learn More: Honoring the Hands That Feed Us: Celebrating National Ag Week">Learn More</a>
1601                                                </li>
1602                                        </ul>
1603                                </div>
1604                            </div>
1605                        </div>
1606                        <div class="widget-news-list-item">
1607                            <div class="card">
1608                                    <div class="card-header">The Hidden Costs of Buy Now, Pay Later — What You Should Know Before You Click "Checkout"</div>
1609                                <div class="card-body d-flex flex-column gap-3">
1610                                        <div class="rich-text">
1611                                            <p data-pasted="true">Buy Now, Pay Later (BNPL) services seem like a dream come true. Split your purchase into easy installments, get your item today, and worry about the rest later. Sounds simple, right?</p><p>Not always.</p>
1612                                        </div>
1613                                        <ul class="list-unstyled widget-news-list-item-ctas">
1614                                                <li>
1615                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/bnpl-hidden-costs" target="_blank" aria-label="Learn More: The Hidden Costs of Buy Now, Pay Later &#x2014; What You Should Know Before You Click Checkout">Learn More</a>
1616                                                </li>
1617                                        </ul>
1618                                </div>
1619                            </div>
1620                        </div>
1621                        <div class="widget-news-list-item">
1622                            <div class="card">
1623                                    <div class="card-header">
1623Why Financial Habits Matter More Than Income</div>
1624                                <div class="card-body d-flex flex-column gap-3">
1625                                        <div class="rich-text">
1626                                            <p data-pasted="true">When people think about building wealth, the first thing that comes to mind is usually income. <em>“If I just made more money, everything would be easier.”</em></p><p>While earning more can absolutely help, income alone doesn’t determine financial success. Your habits do.</p>
1627                                        </div>
1628                                        <ul class="list-unstyled widget-news-list-item-ctas">
1629                                                <li>
1630                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/habits-over-income" target="_blank" aria-label="Learn More: Why Financial Habits Matter More Than Income">Learn More</a>
1631                                                </li>
1632                                        </ul>
1633                                </div>
1634                            </div>
1635                        </div>
1636                        <div class="widget-news-list-item">
1637                            <div class="card">
1638                                    <div class="card-header">5 Smart Money Moves to Make Before Spring (That Most People Forget)</div>
1639                                <div class="card-body d-flex flex-column gap-3">
1640                                        <div class="rich-text">
1641                                            <p>Spring is known as the season of fresh starts. We clean out closets, organize garages, and open the windows to let in fresh air. But one area that often gets overlooked? Our finances.</p><p>Before spring expenses start piling up — vacations, home projects, sports fees, and graduations — here are five smart money moves to make now.</p>
1642                                        </div>
1643                                        <ul class="list-unstyled widget-news-list-item-ctas">
1644                                                <li>
1645                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/money-moves-before-spring" target="_blank" aria-label="Learn More: 5 Smart Money Moves to Make Before Spring (That Most People Forget)">Learn More</a>
1646                                                </li>
1647                                        </ul>
1648                                </div>
1649                            </div>
1650                        </div>
1651                        <div class="widget-news-list-item">
1652                            <div class="card">
1653                                    <div class="card-header">How To Audit Your Relationship With Money </div>
1654                                <div class="card-body d-flex flex-column gap-3">
1655                                        <div class="rich-text">
1656                                            <p style="margin: 0 0 8pt; line-height: 115%; font-size: 16px; font-family: &quot;Aptos&quot;, sans-serif" data-pasted="true">There’s one relationship that quietly shapes your stress levels, your freedom, your options, and even your future… your relationship with money.</p><p style="margin: 0 0 8pt; line-height: 115%; font-size: 16px; font-family: &quot;Aptos&quot;, sans-serif">Most people don’t think of money as a relationship. They think of it as math. Income. Expenses. Numbers on a screen. But money is deeply emotional. This article will show you how to give your relationship with money the attention it deserves.</p>
1657                                        </div>
1658                                        <ul class="list-unstyled widget-news-list-item-ctas">
1659                                                <li>
1660                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/money-audit" target="_blank" aria-label="Learn More: How To Audit Your Relationship With Money">Learn More</a>
1661                                                </li>
1662                                        </ul>
1663                                </div>
1664                            </div>
1665                        </div>
1666                        <div class="widget-news-list-item">
1667                            <div class="card">
1668                                    <div class="card-header">Make the Most of Your Tax Refund: A Strategy for Financial Progress</div>
1669                                <div class="card-body d-flex flex-column gap-3">
1670                                        <div class="rich-text">
1671                                            <p data-pasted="true">Tax refunds often feel like a bonus, and for many households they represent one of the largest lump-sum payments received all year. While it’s perfectly fine to enjoy a portion of your refund, using at least part of it strategically can create lasting financial benefits that extend far beyond the current season.</p>
1672                                        </div>
1673                                        <ul class="list-unstyled widget-news-list-item-ctas">
1674                                                <li>
1675                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles" target="_blank" aria-label="Learn More: Make the Most of Your Tax Refund: A Strategy for Financial Progress">Learn More</a>
1676                                                </li>
1677                                        </ul>
1678                                </div>
1679                            </div>
1680                        </div>
1681                        <div class="widget-news-list-item">
1682                            <div class="card">
1683                                    <div class="card-header">Debt Snowball vs. Debt Avalanche: Which One Is Right for You?</div>
1684                                <div class="card-body d-flex flex-column gap-3">
1685                                        <div class="rich-text">
1686                                            <p data-pasted="true">If you’ve ever felt overwhelmed by debt, you’re not alone. Credit cards, student loans, car payments—it can feel like you’re carrying financial weight everywhere you go. The good news? There <em data-pasted="true">is</em> a way forward, and it starts with having a plan.</p>
1687                                        </div>
1688                                        <ul class="list-unstyled widget-news-list-item-ctas">
1689                                                <li>
1690                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles" target="_blank" aria-label="Learn More: Debt Snowball vs. Debt Avalanche: Which One Is Right for You?">Learn More</a>
1691                                                </li>
1692                                        </ul>
1693                                </div>
1694                            </div>
1695                        </div>
1696                        <div class="widget-news-list-item">
1697                            <div class="card">
1698                                    <div class="card-header">Vehicle Loan Interest Deduction</div>
1699                                <div class="card-body d-flex flex-column gap-3">
1700                                        <div class="rich-text">
1701                                            <p>For informational purposes only. This content is not intended as tax or legal advice. Please consult a qualified tax professional regarding your individual situation. Read more in this article.</p>
1702                                        </div>
1703                                        <ul class="list-unstyled widget-news-list-item-ctas">
1704                                                <li>
1705                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/vehicle-loan-interest-deduction" target="_blank" aria-label="Learn More: Vehicle Loan Interest Deduction">Learn More</a>
1706                                                </li>
1707                                        </ul>
1708                                </div>
1709                            </div>
1710                        </div>
1711                        <div class="widget-news-list-item">
1712                            <div class="card">
1713                                    <div class="card-header">Starting (or Growing) a Business This Year? Why Atomic Credit Union Is the Business Partner You Want by Your Side</div>
1714                                <div class="card-body d-flex flex-column gap-3">
1715                                        <div class="rich-text">
1716                                            <p data-pasted="true">Starting a business is exciting. Growing one is even more exciting—but let’s be honest, it can also feel overwhelming. That’s where Atomic Credit Union comes in.</p>
1717                                        </div>
1718                                        <ul class="list-unstyled widget-news-list-item-ctas">
1719                                                <li>
1720                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/business-partner" target="_blank" aria-label="Learn More: Starting (or Growing) a Business This Year? Why Atomic Credit Union Is the Business Partner You Want by Your Side">Learn More</a>
1721                                                </li>
1722                                        </ul>
1723                                </div>
1724                            </div>
1725                        </div>
1726                        <div class="widget-news-list-item">
1727                            <div class="card">
1728                                    <div class="card-header">What is Debt Consolidation and Is It the Right Move for You?</div>
1729                                <div class="card-body d-flex flex-column gap-3">
1730                                        <div class="rich-text">
1731                                            <p>Managing multiple debts can feel overwhelming. Between different due dates, interest rates, and payment amounts, it’s easy to feel like you’re just treading water. That’s where debt consolidation comes in. For many members, it can be a smart tool to regain control, simplify finances, and reduce stress.</p>
1732                                        </div>
1733                                        <ul class="list-unstyled widget-news-list-item-ctas">
1734                                                <li>
1735                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/debt-consolidation" target="_blank" aria-label="Learn More: What is Debt Consolidation and Is It the Right Move for You?">Learn More</a>
1736                                                </li>
1737                                        </ul>
1738                                </div>
1739                            </div>
1740                        </div>
1741                        <div class="widget-news-list-item">
1742                            <div class="card">
1743                                    <div class="card-header">Supporting the Next Generation of Farmers</div>
1744                                <div class="card-body d-flex flex-column gap-3">
1745                                        <div class="rich-text">
1746                                            <p>In communities rooted deeply in agriculture, supporting young people as they step into farming isn’t just meaningful—it’s essential. At Atomic Credit Union, we’re committed to helping future farmers grow both their livestock and their financial confidence through programs designed specifically for youth involvement in agriculture.&nbsp;</p>
1747                                        </div>
1748                                        <ul class="list-unstyled widget-news-list-item-ctas">
1749                                                <li>
1750                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/next-gen-farmers" target="_blank" aria-label="Learn More: Supporting the Next Generation of Farmers">Learn More</a>
1751                                                </li>
1752                                        </ul>
1753                                </div>
1754                            </div>
1755                        </div>
1756                        <div class="widget-news-list-item">
1757                            <div class="card">
1758                                    <div class="card-header">Why the New Year Is a Smart Time to Refinance Your Loans</div>
1759                                <div class="card-body d-flex flex-column gap-3">
1760                                        <div class="rich-text">
1761                                            <p style="margin: 0 0 8pt; line-height: 115%; font-size: 16px; font-family: &quot;Aptos&quot;, sans-serif" data-pasted="true">The start of a new year often brings fresh goals, renewed focus, and a desire to improve financial health. While many people think about budgeting or saving more, one of the most impactful financial moves you can make early in the year is refinancing existing loans—especially your mortgage or auto loan.</p>
1762                                        </div>
1763                                        <ul class="list-unstyled widget-news-list-item-ctas">
1764                                                <li>
1765                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/new-year-refinance" target="_blank" aria-label="Learn More: Why the New Year Is a Smart Time to Refinance Your Loans">Learn More</a>
1766                                                </li>
1767                                        </ul>
1768                                </div>
1769                            </div>
1770                        </div>
1771                        <div class="widget-news-list-item">
1772                            <div class="card">
1773                                    <div class="card-header">How to Protect Yourself from Fraud in 2026</div>
1774                                <div class="card-body d-flex flex-column gap-3">
1775                                        <div class="rich-text">
1776                                            <p style="margin: 0 0 8pt; line-height: 115%; font-size: 16px; font-family: &quot;Aptos&quot;, sans-serif" data-pasted="true"><strong>Smart, Simple Steps to Keep Your Money and Identity Safe</strong></p><p style="margin: 0 0 8pt; line-height: 115%; font-size: 16px; font-family: &quot;Aptos&quot;, sans-serif">Fraud is evolving faster than ever. As technology becomes more advanced, scammers are becoming more creative—and unfortunately, more convincing. In 2026, protecting yourself from fraud isn’t just about being cautious; it’s about being informed, proactive, and prepared.</p>
1777                                        </div>
1778                                        <ul class="list-unstyled widget-news-list-item-ctas">
1779                                                <li>
1780                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/fraud-protection-2026" target="_blank" aria-label="Learn More: How to Protect Yourself From Fraud in 2026">Learn More</a>
1781                                                </li>
1782                                        </ul>
1783                                </div>
1784                            </div>
1785                        </div>
1786                        <div class="widget-news-list-item">
1787                            <div class="card">
1788                                    <div class="card-header">How to Crush your Financial Goals in 2026</div>
1789                                <div class="card-body d-flex flex-column gap-3">
1790                                        <div class="r
1790ich-text">
1791                                            <p data-start="87" data-end="332" data-pasted="true">A new year brings fresh opportunity—and 2026 is no exception. Whether you want to save more, pay down debt, buy a home, or simply feel more confident about your finances, the key isn’t luck. It’s having a clear plan and the right support system.</p><p data-start="334" data-end="416">Here’s a simple, realistic roadmap to help you crush your financial goals in 2026.</p>
1792                                        </div>
1793                                        <ul class="list-unstyled widget-news-list-item-ctas">
1794                                                <li>
1795                                                    <a href="https://www.atomiccu.com/resource-center/financial-education/financial-articles/financial-goals-2026" target="_blank" aria-label="Learn more: How to Crush your Financial Goals in 2026">Learn more</a>
1796                                                </li>
1797                                        </ul>
1798                                </div>
1799                            </div>
1800                        </div>
1801                        <div class="widget-news-list-item">
1802                            <div class="card">
1803                                    <div class="card-header">Expand Your Business with Affordable Financing Options from Atomic Credit Union</div>
1804                                <div class="card-body d-flex flex-column gap-3">
1805                                        <div class="rich-text">
1806                                            <p>When it comes to growing and maintaining a successful business, having the right tools and resources is crucial. From reliable transportation to the ability to purchase new equipment or expand your commercial space, financing plays a pivotal role in helping businesses thrive.</p>
1807                                        </div>
1808                                        <ul class="list-unstyled widget-news-list-item-ctas">
1809                                                <li>
1810                                                    <a href="/resource-center/financial-education/financial-articles/expand-your-business-with-affordable-financing-options-from-atomic-credit-union" target="_self" aria-label="Learn More: Expand Your Business with Affordable Financing Options from Atomic Credit Union">Learn More</a>
1811                                                </li>
1812                                        </ul>
1813                                </div>
1814                            </div>
1815                        </div>
1816                        <div class="widget-news-list-item">
1817                            <div class="card">
1818                                    <div class="card-header">Why You Should Be Using Your Atomic Credit Union Debit or Credit Card</div>
1819                                <div class="card-body d-flex flex-column gap-3">
1820                                        <div class="rich-text">
1821                                            <p>At Atomic Credit Union, we're always looking for ways to help our members make the most of their everyday finances. One simple step that can make a big impact? Choosing to use your debit or credit card for purchases.</p>
1822                                        </div>
1823                                        <ul class="list-unstyled widget-news-list-item-ctas">
1824                                                <li>
1825                                                    <a href="/resource-center/financial-education/financial-articles/why-you-should-be-using-your-atomic-credit-union-debit-or-credit-card" target="_self" aria-label="Learn More: Why You Should Be Using Your Atomic Credit Union Debit or Credit Card">Learn More</a>
1826                                                </li>
1827                                        </ul>
1828                                </div>
1829                            </div>
1830                        </div>
1831                        <div class="widget-news-list-item">
1832                            <div class="card">
1833                                    <div class="card-header">Saving for a Rainy Day: Why It Matters and How to Start</div>
1834                                <div class="card-body d-flex flex-column gap-3">
1835                                        <div class="rich-text">
1836                                            <p>Life has a funny way of throwing curveballs when we least expect it. Whether it's a flat tire, an unexpected medical bill, or a last-minute trip to help a loved one—emergencie
1836s don’t ask for permission. That’s why saving for a “rainy day” isn’t just wise—it’s essential.</p>
1837                                        </div>
1838                                        <ul class="list-unstyled widget-news-list-item-ctas">
1839                                                <li>
1840                                                    <a href="/resource-center/financial-education/financial-articles/saving-for-a-rainy-day-why-it-matters-and-how-to-start" target="_self" aria-label="Learn More: Saving for a Rainy Day: Why It Matters and How to Start">Learn More</a>
1841                                                </li>
1842                                        </ul>
1843                                </div>
1844                            </div>
1845                        </div>
1846                        <div class="widget-news-list-item">
1847                            <div class="card">
1848                                    <div class="card-header">Building Credit: A Guide to Financial Success</div>
1849                                <div class="card-body d-flex flex-column gap-3">
1850                                        <div class="rich-text">
1851                                            <p>Building a strong credit history is essential for achieving financial stability and accessing better borrowing opportunities. Whether you’re just starting or looking to improve your credit score, understanding the fundamentals of credit can help you make smart financial decisions.</p>
1852                                        </div>
1853                                        <ul class="list-unstyled widget-news-list-item-ctas">
1854                                                <li>
1855                                                    <a href="/resource-center/financial-education/financial-articles/building-credit-a-guide-to-financial-success" target="_self" aria-label="Learn More: Building Credit: A Guide to Financial Success">Learn More</a>
1856                                                </li>
1857                                        </ul>
1858                                </div>
1859                            </div>
1860                        </div>
1861                        <div class="widget-news-list-item">
1862                            <div class="card">
1863                                    <div class="card-header">How to Change Your Relationship with Money</div>
1864                                <div class="card-body d-flex flex-column gap-3">
1865                                        <div class="rich-text">
1866                                            <p>Money plays a significant role in our lives, but many people struggle with their financial mindset. At Atomic Credit Union, we believe that financial well-being starts with the right mindset. Here are five key steps to help you take control of your financial future.</p>
1867                                        </div>
1868                                        <ul class="list-unstyled widget-news-list-item-ctas">
1869                                                <li>
1870                                                    <a href="/resource-center/financial-education/financial-articles/how-to-change-your-relationship-with-money" target="_self" aria-label="Learn More: How to Change Your Relationship with Money">Learn More</a>
1871                                                </li>
1872                                        </ul>
1873                                </div>
1874                            </div>
1875                        </div>
1876                        <div class="widget-news-list-item">
1877                            <div class="card">
1878                                    <div class="card-header">The Benefits of Opening a Youth Account for Your Child</div>
1879                                <div class="card-body d-flex flex-column gap-3">
1880                                        <div class="rich-text">
1881                                            <p>As parents, we all want to set our children up for success. One of the best ways to do this is by introducing them to the world of personal finance at an early age. Opening a youth account for your child not only teaches them valuable lessons about money management but also helps them develop habits that will last a lifetime.</p>
1882                                        </div>
1883                                        <ul class="list-unstyled widget-news-list-item-ctas">
1884                                                <li>
1885                                                    <a href="/resource-center/financial-education/financial-articles/the-benefits-of-opening-a-youth-account-for-your-child" target="_self" aria-label="Learn More: The Benefits of Opening a Youth Account for Your Child">Learn More</a>
1886                                                </li>
1887                                        </ul>
1888                                </div>
1889                            </div>
1890                        </div>
1891                        <div class="widget-news-list-item">
1892                            <div class="card">
1893                                    <div class="card-header">What Every First-Time Homebuyer Should Know</div>
1894                                <div class="card-body d-flex flex-column gap-3">
1895                                        <div class="rich-text">
1896                                            <p>
1896Buying your first home is one of the most exciting milestones in life. It’s a journey filled with dreams of finding the perfect place to call your own, but it can also be overwhelming without the right information and resources.</p>
1897                                        </div>
1898                                        <ul class="list-unstyled widget-news-list-item-ctas">
1899                                                <li>
1900                                                    <a href="/resource-center/financial-education/financial-articles/what-every-first-time-homebuyer-should-know" target="_self" aria-label="Learn More: What Every First-Time Homebuyer Should Know">Learn More</a>
1901                                                </li>
1902                                        </ul>
1903                                </div>
1904                            </div>
1905                        </div>
1906                        <div class="widget-news-list-item">
1907                            <div class="card">
1908                                    <div class="card-header">Protect Yourself from Spoofing Scams: What You Need to Know</div>
1909                                <div class="card-body d-flex flex-column gap-3">
1910                                        <div class="rich-text">
1911                                            <p>At Atomic Credit Union, your financial security is our top priority. Recently, we’ve seen a rise in a dangerous scam that has impacted credit union members and we want to make sure you and your family stay safe.</p>
1912                                        </div>
1913                                        <ul class="list-unstyled widget-news-list-item-ctas">
1914                                                <li>
1915                                                    <a href="/resource-center/financial-education/financial-articles/protect-yourself-from-spoofing-scams-what-you-need-to-know" target="_self" aria-label="Learn More: Protect Yourself from Spoofing Scams: What You Need to Know">Learn More</a>
1916                                                </li>
1917                                        </ul>
1918                                </div>
1919                            </div>
1920                        </div>
1921                        <div class="widget-news-list-item">
1922                            <div class="card">
1923                                    <div class="card-header">Manage Your Cards with Ease Using the Atomic Credit Union Mobile App</div>
1924                                <div class="card-body d-flex flex-column gap-3">
1925                                        <div class="rich-text">
1926                                            <p>Keeping track of your debit and credit cards has never been easier. With the Atomic Credit Union mobile app, you can manage all your cards in one convenient place—right from your phone.</p>
1927                                        </div>
1928                                        <ul class="list-unstyled widget-news-list-item-ctas">
1929                                                <li>
1930                                                    <a href="/resource-center/financial-education/financial-articles/manage-your-cards-with-ease-using-the-atomic-credit-union-mobile-app" target="_self" aria-label="Learn More: Manage Your Cards with Ease Using the Atomic Credit Union Mobile App">Learn More</a>
1931                                                </li>
1932                                        </ul>
1933                                </div>
1934                            </div>
1935                        </div>
1936                        <div class="widget-news-list-item">
1937                            <div class="card">
1938                                    <div class="card-header">Elder Abuse Awareness: Recognize It. Report It. Prevent It.</div>
1939                                <div class="card-body d-flex flex-column gap-3">
1940                                        <div class="rich-text">
1941                                            <p>Each year, we observe World Elder Abuse Awareness Day—a day dedicated to raising awareness about the abuse and neglect our seniors may face. At Atomic Credit Union, we are proud to stand with communities around the world in protecting and honoring the lives of older adults.</p>
1942                                        </div>
1943                                        <ul class="list-unstyled widget-news-list-item-ctas">
1944                                                <li>
1945                                                    <a href="/resource-center/financial-education/financial-articles/elder-abuse-awareness-recognize-it-report-it-prevent-it" target="_self" aria-label="Learn More about elder financial abuse">Learn More</a>
1946                                                </li>
1947                                        </ul>
1948                                </div>
1949                            </div>
1950                        </div>
1951                        <div class="widget-news-list-item">
1952                            <div class="card">
1953                                    <div class="card-header">Scam Survivor Day</div>
1954                                <div class="card-body d-flex flex-column gap-3">
1955                                        <div class="rich-text">
1956                                            <p>Every year, Scam Survivor Day gives us the opportunity to pause, reflect, and recognize the courage of those who have fallen victim to scams—but chose not to stay silent. At Atomic Credit Union, we’re proud to stand with scam survivors and commit to being a resource for prevention, support, and education.</p>
1957                                        </div>
1958                                        <ul class="list-unstyled widget-news-list-item-ctas">
1959                                                <li>
1960                                                    <a href="/resource-center/financial-education/financial-articles/scam-survivor-day" target="_self" aria-label="Learn More: Scam Survivor Day">Learn More</a>
1961                                                </li>
1962                                        </ul>
1963                                </div>
1964                            </div>
1965                        </div>
1966                </div>
1967        </div>
1968    </div>
1969</div>
1970    
1971
1972
1973</div>
1974    
1975
1976
1977            </div>
1978        </div>
1979            
1980
1981
1982
1983
1984
1985<div class="section section-default " id="Section_053f710d-234c-4da4-aa42-e9e1166369c2">
1986    
1987</div>
1988    
1989
1990
1991    </div>
1992    <div data-ktc-search-exclude>
1993        <div class="container">
1994            <div class="d-flex flex-column gap-3 pt-5">
1995                
1996<div class="pages-within" data-ktc-search-exclude>
1997    <div class="pages-within__label">Pages within</div>
1998    <div class="dropdown">
1999        <button class="btn dropdown-toggle" type="button" data-bs-toggle="dropdown" aria-expanded="false">Financial Education</button>
2000        <ul class="dropdown-menu">
2001                <li>
2002                        <a class="dropdown-item" href="/resource-center/financial-education/calculators">Calculators</a>
2003                </li>
2004                <li>
2005                        <a class="dropdown-item" href="/resource-center/financial-education/how-to-videos">How-To Videos</a>
2006                </li>
2007                <li>
2008                        <a class="dropdown-item" href="/resource-center/financial-education/financial-articles">Financial Articles</a>
2009                </li>
2010                <li>
2011                        <a class="dropdown-item" href="/resource-center/financial-education/security-resources">Security Resources</a>
2012                </li>
2013        </ul>
2014    </div>
2015</div>
2016
2017            </div>
2018        </div>
2019    </div>
2020</div>
2021    </main>
2022    <div data-ktc-search-exclude>
2023        
2024        
2025<footer class="site-footer" id="site-footer" data-ktc-search-exclude>
2026    <div class="container">
2027        <div class="site-footer__start">
2028            <div class="site-footer__start__col-1">
2029                <img src="/images/logo.svg" alt="Atomic Credit Union" />
2030            </div>
2031            <div class="site-footer__start__col-2">
2032                <div class="site-footer__start__col-2-row1">
2033                        <div class="site-footer__routing">
2034                            <span class="site-footer__routing-label">Routing Number</span> 244281193
2035                        </div>
2036                        <div class="site-footer__call d-flex align-items-start">
2037                            <div class="site-footer__call-icon">
2038                                <span class="fa-fw fa-regular fa-mobile"></span>
2039                            </div>
2040                            <div class="d-flex align-items-start">
2041                                <a href="tel:&#x2B;1-800-652-2328" >800.652.2328</a>
2042                            </div>
2043                        </div>
2044                        <div class="site-footer__socials">
2045                            <ul class="list-inline" aria-labelledby="site-footer-socials-heading">
2046                                    <li class="list-inline-item">
2047                                        
2048
2049<a href="https://www.facebook.com/AtomicCreditUnion/" class="" target="_blank"  aria-label="Follow us on Facebook" ><span class="fa-brands fa-facebook" aria-hidden="true"></span><span class="visually-hidden">Facebook</span></a>
2050                                    </li>
2051                                    <li class="list-inline-item">
2052                                        
2053
2054<a href="https://instagram.com/atomiccreditunion" class="" target="_blank"  aria-label="Follow us on Instagram" ><span class="fa-brands fa-instagram" aria-hidden="true"></span><span class="visually-hidden">Instagram</span></a>
2055                                    </li>
2056                                    <li class="list-inline-item">
2057                                        
2058
2059<a href="https://x.com/Atomic_CU" class="" target="_blank"  aria-label="Follow us on X" ><span class="fa-brands fa-x-twitter" aria-hidden="true"></span><span class="visually-hidden">X</span></a>
2060                                    </li>
2061                                    <li class="list-inline-item">
2062                                        
2063
2064<a href="https://www.linkedin.com/company/atomiccreditunion/?viewAsMember=true" class="" target="_blank"  aria-label="Follow us on LinkedIn" ><span class="fa-brands fa-linkedin" aria-hidden="true"></span><span class="visually-hidden">LinkedIn</span></a>
2065                                    </li>
2066                                    <li class="list-inline-item">
2067                                        
2068
2069<a href="https://www.youtube.com/@atomiccreditunion153" class="" target="_blank"  aria-label="Follow us on YouTube" ><span class="fa-brands fa-youtube" aria-hidden="true"></span><span class="visually-hidden">YouTube</span></a>
2070                                    </li>
2071                            </ul>
2072                        </div>
2073                </div>
2074                <div class="site-footer__start__col-2-row2">
2075                    
2076
2077<ul class="footer-nav__level-1 list-unstyled">
2078        <li class="footer-nav__level-1-item">
2079            <div class="footer-nav__heading" id="footer-nav-538e4ada-c130-4019-91d3-4e61f3ed87c4">
2080                Connect With Us
2081            </div>
2082                <ul class="footer-nav__level-2 list-unstyled list-columns-2" aria-labelledby="footer-nav-538e4ada-c130-4019-91d3-4e61f3ed87c4">
2083                        <li class="footer-nav__level-2-item">
2084
2085<a href="/resource-center/member-support/locations"    ><span class="fa-regular fa-location-dot"></span> Southeastern Ohio Locations</a></li>
2086                        <li class="footer-nav__level-2-item">
2087
2088<a href="/resource-center/member-support/contact-us"    ><span class="fa-regular fa-phone"></span> Contact Us</a></li>
2089                </ul>
2090        </li>
2091        <li class="footer-nav__level-1-item">
2092            <div class="footer-nav__heading" id="footer-nav-d983e906-c1b2-431a-8269-b83b15da6b13">
2093                Popular Products
2094            </div>
2095                <ul class="footer-nav__level-2 list-unstyled list-columns-2" aria-labelledby="footer-nav-d983e906-c1b2-431a-8269-b83b15da6b13">
2096                        <li class="footer-nav__level-2-item">
2097
2098<a href="/personal/cards/visa-platinum-credit-card"    >Credit Cards</a></li>
2099                        <li class="footer-nav__level-2-item">
2100
2101<a href="/personal/accounts/savings-accounts"    >Savings</a></li>
2102                        <li class="footer-nav__level-2-item">
2103
2104<a href="/personal/accounts/checking-account"    >Checking</a></li>
2105                        <li class="footer-nav__level-2-item">
2106
2107<a href="/personal/loans/auto-loans"    >Auto Loans</a></li>
2108                </ul>
2109        </li>
2110        <li class="footer-nav__level-1-item">
2111            <div class="footer-nav__heading" id="footer-nav-f6a88c32-30ac-466e-9e6f-0692b06c2fbe">
2112                Quick Links
2113            </div>
2114                <ul class="footer-nav__level-2 list-unstyled list-columns-2" aria-labelledby="footer-nav-f6a88c32-30ac-466e-9e6f-0692b06c2fbe">
2115                        <li class="footer-nav__level-2-item">
2116
2117<a href="/resource-center/member-support/become-a-member/open-an-account"    >
2117Open an Account</a></li>
2118                        <li class="footer-nav__level-2-item">
2119
2120<a href="/resource-center/member-support/become-a-member/apply-for-a-loan"    >Apply for a Loan</a></li>
2121                        <li class="footer-nav__level-2-item">
2122
2123<a href="/resource-center/resource-hub"    >Resource Hub</a></li>
2124                        <li class="footer-nav__level-2-item">
2125
2126<a href="/resource-center/banking-tools/digital-banking"    >Digital Banking</a></li>
2127                </ul>
2128        </li>
2129</ul>
2130                </div>
2131            </div>
2132        </div>
2133        <div class="site-footer__apps">
2134            <span class="site-footer__apps-title">Download Our App</span>
2135            <div class="site-footer_apps-icons">
2136                    <a href="https://apps.apple.com/us/app/atomic-credit-union/id1085742428" target="_blank">
2137                        <img src="/Images/apple-store.svg?v=5HlrGdefrDKY2enZx5FHyBQudDkmglKE0WFC2dMpzCU" alt="Download on the App Store" width="110" height="37" />
2138                    </a>
2139                    <a href="https://play.google.com/store/apps/details?id=com.atomiccu.atomiccu" target="_blank">
2140                        <img src="/Images/google-play.svg?v=IKYT2o3eXIppsi62hF2QrlVEU95bg47OqOeFR9k5CqY" alt="Get it on Google Play" width="124" height="37" />
2141                    </a>
2142            </div>
2143        </div>
2144        <div class="site-footer__end">
2145            <div class="site-footer__end__col-1">
2146                    <div class="site-footer__copyright">
2147                        <p>© Atomic Credit Union 2025. All rights reserved. Site design by ZAG Interactive.</p>
2148                    </div>
2149                    <ul class="list-inline site-footer__legal">
2150                            <li class="list-inline-item">
2151                                
2152
2153<a href="/privacy-notice" class=""    >Privacy Notice</a>
2154                            </li>
2155                            <li class="list-inline-item">
2156                                
2157
2158<a href="/accessibility" class=""    >Accessibility</a>
2159                            </li>
2160                            <li class="list-inline-item">
2161                                
2162
2163<a href="/sitemap" class=""    >Sitemap</a>
2164                            </li>
2165                    </ul>
2166            </div>
2167            <div class="site-footer__end__col-2">
2168                <div class="site-footer__logos">
2169                                <span>NMLS Number: 412622</span>
2170                                <img src="/getContentAsset/da24e36a-4ab1-4226-98ef-c6406113b3ee/bd9e9f4d-9bd3-4fd9-b768-227495ff59c1/NCUA-Dark.svg?language=en" alt="NCUA" />
2171                                <img src="/getContentAsset/06f58e25-6497-447a-9f4f-691e21d513eb/bd9e9f4d-9bd3-4fd9-b768-227495ff59c1/Equal-Housing-Opportunity-1.svg?language=en" alt="Equal Housing Opportunity" />
2172                                <img src="/getContentAsset/deed069b-d42e-43f7-87d0-cf9ce8cde31f/bd9e9f4d-9bd3-4fd9-b768-227495ff59c1/dc5a3cc5dcf812f34b0e49a10c56a7e4f07dfdf9.png?language=en" alt="ESI" />
2173                </div>
2174            </div>
2175        </div>
2176    </div>
2177</footer>
2178        
2179<div class="unsupported-browser">
2180    <div class="modal-backdrop" id="UnsupportedBrowser_backdrop" style="display: none;"></div>
2181    <div class="modal show" id="UnsupportedBrowser" tabindex="-1" role="dialog" aria-labelledby="UnsupportedBrowser_Title" aria-hidden="true">
2182        <div class="modal-dialog">
2183            <div class="modal-content">
2184                <div class="modal-header">
2185                    <div class="modal-title fs-5 unsupported-browser-heading5" id="UnsupportedBrowser_Title">You are using an unsupported web browser </div>
2186                </div>
2187                <div class="modal-body"><p>It looks like you're trying to use a browser that is not fully supported by this website. For the best experience, we recommend updating your browser to the latest version or using a different browser altogether.</p><p>Supported browsers include:</p><ul><li>Google Chrome (latest version)</li><li>Mozilla Firefox (latest version)</li><li>Microsoft Edge (latest version)</li><li>Safari (latest version for Mac)</li></ul><p>Please update your browser or switch to one of the recommended options to continue using the site without issues. Thank y
2187ou for your understanding!</p></div>
2188            </div>
2189        </div>
2190    </div>
2191    
2191<script src="/Scripts/UnsupportedBrowser.js?v=BI7iDfd4w0-YUUpzkQlP7Hg9hy2JzHjt_ImHTEFt61U"></script>
2191
2192</div>
2193
2194        
2195<div class="speed-bump">
2196    <div class="modal fade" id="SpeedBump" tabindex="-1" role="dialog" aria-labelledby="SpeedBump_Title" aria-hidden="true">
2197        <div class="modal-dialog">
2198            <div class="modal-content">
2199                <div class="modal-header">
2200                    <div class="modal-title fs-5 sppedbump-heading5" id="SpeedBump_Title">You are leaving Atomic Credit Union</div>
2201                    <button type="button" class="btn-close" data-bs-dismiss="modal" aria-label="Close"></button>
2202                </div>
2203                <div class="modal-body">
2204                    <p>By clicking "Continue" below, you will be leaving Atomic Credit Union’s website and visiting one of our trusted partner sites. While we have a valued and trusted relationship with this business, please note that Atomic Credit Union does not own or operate this website and cannot ensure its content. We encourage you to review the partner’s privacy policy and terms to understand how your information may be collected and used. If you wish to continue, please click "Continue".</p>
2205                </div>
2206                <div class="modal-footer">
2207                    <button type="button" class="btn btn-primary" data-bs-dismiss="modal">Close</button>
2208                    <button type="button" class="btn btn-primary" data-speedbump="proceed">Continue</button>
2209                </div>
2210            </div>
2211        </div>
2212    </div>
2213    
2213<script>
2214        var SpeedbumpData = SpeedbumpData || {};
2215        SpeedbumpData.ExemptList = ["app.consumer.meridianlink.com","www.paycomdfw.net","www.salliemae.com","salliemae.com","digitalbanking.atomiccu.com","mortgageclick.org","www.mortgageclick.org","app.consumer.meridianlink.com","online.flippingbook.com","www.facebook.com","instagram.com","x.com","www.linkedin.com","www.youtube.com"];
2216    </script>
2216
2217</div>
2218
2219    </div>
2220    
2220<script src="/Lib/jquery/jquery.min.js?v=o88AwQnZB-VDvE9tvIXrMQaPlFFSUTR-nldQm1LuPXQ"></script>
2220
2221    
2221<script src="/Lib/jquery-ajax-unobtrusive/jquery.unobtrusive-ajax.min.js?v=PAC000yuHt78nszJ2RO0OiDMu_uLzPLRlYTk8J3AO10"></script>
2221
2222    
2222<script src="/_content/Kentico.Content.Web.Rcl/Content/Bundles/Public/systemFormComponents.min.js"></script>
2222
2223
2224    
2224<script src="/Assets/Base.js?v=JQHXDCr0_7EFPhTUQlKANync5YSrTnB_z3bXFJm5SeI"></script>
2224
2225    
2225<script>
2226    if (typeof App !== "undefined") {
2227        App.CookieNotice.Init();
2228    }
2229</script>
2229
2230
2231    
2232    
2233<script type="module" src="https://static.cloudflareinsights.com/beacon.min.js/v31edd6df95cf4e85bb4c19e7a9bdbcba1788362987495" integrity="sha512-iIg7k2xntmwu6/uSb5tpc/hySgZc4eoL31yB29W6tJFo2akwjPWcEqnCEdJvGexCL0KEQwVYv5BlowfhVz26hg==" data-cf-beacon='{"version":"2024.11.0","token":"73aa8bf14ce645978ce72b48a02e5a86","spa":2}' crossorigin="anonymous"></script>
2233
2234</body>
2235</html>

Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.