1 2 3<!DOCTYPE html> 4<html> 5<head> 6 <meta charset="utf-8"> 7 <meta http-equiv="X-UA-Compatible" content="IE=edge"> 8 <meta name="viewport" content="width=device-width, initial-scale=1.0, maximum-scale=1.0, user-scalable=0"> 9 10 <title>Cihan Bank</title> 11 12 <!-- Fav Icon --> 13 <link rel="icon" href="assets/images/favicon.ico" type="image/x-icon"> 14 15 <!-- Google Fonts --> 16 <link href="https://fonts.googleapis.com/css2?family=Manrope:wght@200;300;400;500;600;700;800&display=swap" rel="stylesheet"> 17 <link href="https://fonts.googleapis.com/css2?family=Inter:wght@100;200;300;400;500;600;700;800;900&display=swap" rel="stylesheet"> 18 <link href='https://fonts.googleapis.com/css?family=Cinzel' rel='stylesheet'> 19 20 <!-- Stylesheets --> 21 <link href="assets/css/font-awesome-all.css" rel="stylesheet"> 22 <link href="assets/css/flaticon.css" rel="stylesheet"> 23 <link href="assets/css/owl.css" rel="stylesheet"> 24 <link href="assets/css/bootstrap.css" rel="stylesheet"> 25 <link href="assets/css/jquery.fancybox.min.css" rel="stylesheet"> 26 <link href="assets/css/animate.css" rel="stylesheet"> 27 <link href="assets/css/nice-select.css" rel="stylesheet"> 28 <link href="assets/css/elpath.css" rel="stylesheet"> 29 <link href="assets/css/color/theme-color.css" id="jssDefault" rel="stylesheet"> 30 <link href="assets/css/switcher-style.css" rel="stylesheet"> 31 <link href="assets/css/rtl.css" rel="stylesheet"> 32 <link href="assets/css/style.css" rel="stylesheet"> 33 <link href="assets/css/module-css/banner.css" rel="stylesheet"> 34 <link href="assets/css/module-css/feature.css" rel="stylesheet"> 35 <link href="assets/css/module-css/about.css" rel="stylesheet"> 36 <link href="assets/css/module-css/service.css" rel="stylesheet"> 37 <link href="assets/css/module-css/calculator.css" rel="stylesheet"> 38 <link href="assets/css/module-css/video.css" rel="stylesheet"> 39 <link href="assets/css/module-css/funfact.css" rel="stylesheet"> 40 <link href="assets/css/module-css/apps.css" rel="stylesheet"> 41 <link href="assets/css/module-css/testimonial.css" rel="stylesheet"> 42 <link href="assets/css/module-css/news.css" rel="stylesheet"> 43 <link href="assets/css/module-css/subscribe.css" rel="stylesheet"> 44 <link href="assets/css/responsive.css" rel="stylesheet"> 45 <link href="assets/css/module-css/faq.css" rel="stylesheet"> 46 <link href="assets/css/module-css/page-title.css" rel="stylesheet"> 47 <link href="assets/css/module-css/card.css" rel="stylesheet"> 48 <link href="assets/css/module-css/career.css" rel="stylesheet"> 49 <link href="assets/css/module-css/blog-details.css" rel="stylesheet"> 50 51 <link href="assets/css/module-css/contact.css" rel="stylesheet"> 52 <link href="assets/css/module-css/exchange.css" rel="stylesheet"> 53 <link href="assets/css/module-css/requirements.css" rel="stylesheet"> 54 <link href="assets/css/responsive.css" rel="stylesheet"> 55 <link href="assets/css/module-css/page-title.css" rel="stylesheet"> 56 <link href="assets/css/module-css/about.css" rel="stylesheet"> 57 <link href="assets/css/module-css/feature.css" rel="stylesheet"> 58 <link href="assets/css/flaticon.css" rel="stylesheet"> 59 <link href="assets/css/font-awesome-all.css" rel="stylesheet"> 60 <link href="assets/css/flaticon.css" rel="stylesheet"> 61 <link href="assets/css/owl.css" rel="stylesheet"> 62 <link href="assets/css/bootstrap.css" rel="stylesheet"> 63 <link href="assets/css/jquery.fancybox.min.css" rel="stylesheet"> 64 <link href="assets/css/animate.css" rel="stylesheet"> 65 <link href="assets/css/nice-select.css" rel="stylesheet"> 66 <link href="assets/css/elpath.css" rel="stylesheet"> 67 <link href="assets/css/switcher-style.css" rel="stylesheet"> 68 <link href="assets/css/rtl.css" rel="stylesheet"> 69 <link href="assets/css/style.css" rel="stylesheet"> 70 <link href="assets/css/module-css/page-title.css" rel="stylesheet"> 71 <link href="assets/css/module-css/about.css" rel="stylesheet"> 72 <link href="assets/css/module-css/feature.css" rel="stylesheet"> 73 <link href="assets/css/module-css/process.css" rel="stylesheet"> 74 <link href="assets/css/module-css/requirements.css" rel="stylesheet"> 75 <link href="assets/css/module-css/testimonial.css" rel="stylesheet"> 76 <link href="assets/css/module-css/subscribe.css" rel="stylesheet"> 77 <link href="assets/css/responsive.css" rel="stylesheet"> 78 <link href="assets/css/module-css/team.css" rel="stylesheet"> 79 <link rel="stylesheet" href="https://unpkg.com/[email protected]/dist/leaflet.css" /> 80 <link href="assets/css/module-css/news.css" rel="stylesheet"> 81 <link href="assets/css/module-css/sidebar.css" rel="stylesheet"> 82 83 <style> 84 /* Fonts */ 85 86 87 /* Modal Overlay */ 88 .modal { 89 top: 0; 90 left: 0; 91 width: 100%; 92 height: 100%; 93 background-color: rgba(0, 0, 0, 0.5); /* Semi-transparent background */ 94 display: none; /* Hidden by default */ 95 justify-content: center; /* Center horizontally */ 96 align-items: center; /* Center vertically */ 97 z-index: 1000; /* Ensures it appears above all other elements */ 98 } 99 100 /* Modal Content */
101 .modal-content { 102 top: 30%; 103 left: 30%; 104 right: 30%; 105 background-color: #fff; 106 padding: 20px; 107 border-radius: 8px; 108 width: 50%; 109 max-width: 700px; 110 height: 100%; 111 text-align: center; 112 box-shadow: 0 4px 8px rgba(0, 0, 0, 0.5); 113 overflow-y: auto; /* Add scrolling if content is too large */ 114 z-index: 1001; 115 } 116 117 /* Close Button */ 118 .close-btn { 119 display: inline-block; 120 margin-top: 20px; 121 padding: 10px 20px; 122 background-color: #007bff; 123 color: white; 124 text-decoration: none; 125 border-radius: 4px; 126 cursor: pointer; 127 } 128 129 .close-btn:hover { 130 background-color: #0056b3; 131 } 132 133 /* Show modal when targeted */ 134 .modal:target { 135 display: flex; /* Flexbox to center content */ 136 } 137 138 .gallery-container { 139 position: relative; 140 width: 100%; 141 overflow: hidden; 142 text-align: center; 143 } 144 145 .gallery-image { 146 display: none; 147 width: 100%; 148 height: auto; 149 } 150 151 .gallery-image.active { 152 display: block; 153 } 154 155 .dots-container { 156 text-align: center; 157 margin-top: 15px; 158 } 159 160 .dot { 161 display: inline-block; 162 width: 15px; 163 height: 15px; 164 margin: 0 5px; 165 background-color: #ddd; 166 border-radius: 50%; 167 cursor: pointer; 168 transition: background-color 0.3s; 169 } 170 171 .dot.active { 172 background-color: #333; 173 } 174 175 .doc-link__container--custom { 176 text-align: left; 177 } 178 179 .doc-link__list--custom { 180 list-style: none; 181 padding: 0; 182 margin: 0; 183 } 184 185 #map { 186 height: 1000px; 187 width: 100%; 188 margin: 0 auto; /* Center the map if needed */ 189 } 190 191 .doc-link__item--custom { 192 display: flex; 193 align-items: center; 194 margin-bottom: 10px; 195 } 196 197 .doc-link__anchor--custom { 198 text-decoration: none; 199 color: #EB292C; 200 font-weight: bold; 201 font-family: Arial, sans-serif; 202 display: flex; 203 align-items: center; 204 transition: color 0.3s ease; 205 } 206 207 .doc-link__anchor--custom:hover { 208 color: #a00000; /* Slightly darker shade for hover effect */ 209 } 210 211 .doc-link__icon--custom { 212 display: inline-block; 213 width: 50px; 214 height: 50px; 215 margin-right: 8px; 216 background-color: #EB292C; 217 background-image: url('icon-path.svg'); /* Fallback for unsupported browsers */ 218 background-size: contain; 219 background-repeat: no-repeat; 220 background-position: center; 221 mask: url('icon-path.svg') no-repeat center; 222 -webkit-mask: url('icon-path.svg') no-repeat center; 223 mask-size: contain; 224 -webkit-mask-size: contain; 225 } 226 /* Basic styles for the language switcher */ 227 .language-switcher { 228 display: flex; 229 align-items: center; 230 gap: 10px; /* Space between flags */ 231 } 232 233 .language-switcher img { 234 width: 30px; /* Flag width */ 235 height: auto; /* Keep aspect ratio */ 236 cursor: pointer; /* Pointer cursor on hover */ 237 } 238 239 @font-face { 240 font-family: 'Shahd'; 241 src: url('assets/fonts/Shahd-Font-Regular.ttf') format('truetype'); 242 font-weight: normal; 243 font-style: normal; 244 } 245 246 .arabic-font *:not(.fa):not(.fas):not(.fab):not([class^="fa-"]):not([class^="icon-"]) { 247 font-family: 'Shahd', sans-serif !important; 248 } 249 250 @font-face { 251 font-family: 'Barham'; 252 /* font-family: 'Qaisy'; 253 src: url('assets/fonts/72_Sarchia_Qaisy.ttf') format('truetype');*/ 254 src: url('assets/fonts/23_Sarchia_Barham.ttf') format('truetype'); 255 font-weight: normal; 256 font-style: normal; 257 } 258 259 .Kurdish-font *:not(.fa):not(.fas):not(.fab):not([class^="fa-"]):not([class^="icon-"]) { 260 /* font-family: 'Barham', sans-serif !important; 261*/ font-family: sans-serif !important; 262 } 263 264 .table-container { 265 margin: 20px auto; 266 padding: 10px; 267 max-width: 800px; 268 border-radius: 10px; 269 background-color: #f9f9f9; 270 box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1); 271 overflow-x: auto; 272 } 273 274 .modern-table { 275 width: 100%; 276 border-collapse: collapse; 277 font-family: Arial, sans-serif; 278 font-size: 14px; 279 color: #333; 280 } 281 282 .modern-table thead { 283 background-color: #EB292C; 284 color: #fff; 285 } 286 287 .modern-table thead th { 288 padding: 10px 15px; 289 text-align: center; 290 font-weight: bold; 291 text-transform: uppercase; 292 } 293 294 .modern-table tbody tr { 295 background-color: #fff; 296 border-bottom: 1px solid #ddd; 297 transition: background-color 0.3s ease; 298 text-align: start; 299 } 300 301 .modern-table tbody tr:hover { 302 background-color: #f5f5f5; 303 } 304 305 .modern-table tbody td { 306 padding: 10px 15px; 307 } 308 309 .modern-table tbody tr:nth-child(even) { 310 background-color: #f9f9f9; 311 } 312 313 .modern-table tbody td:first-child { 314 font-weight: bold; 315 } 316 317 .modern-table tbody td:last-child { 318 text-align: right; 319 } 320 /* â Optimize rendering */ 321 .page-title .bg-layer, 322 .page-title .pattern-layer .pattern-1, 323 .page-title .pattern-layer .pattern-2 { 324 will-change: transform, opacity; 325 transition: transform 0.3s ease-in-out, opacity 0.3s ease-in-out; 326 } 327 328 /* â LTR Layout (English) */ 329 .ltr .page-title .pattern-layer .pattern-1 { 330 right: 0; 331 transform: scaleX(1); 332 } 333 334 .ltr .page-title .pattern-layer .pattern-2 { 335 left: 120px; 336 } 337 338 .ltr .page-title .bg-layer { 339 transform: scaleX(-1); 340 } 341 342 /* â RTL Layout (Arabic, Kurdish) */ 343 .rtl .page-title .pattern-layer .pattern-1 { 344 left: 0; 345 transform: scaleX(-1); 346 } 347 348 .rtl .page-title .pattern-layer .pattern-2 { 349 left: auto; 350 } 351 352 .rtl .page-title .bg-layer { 353 transform: scaleX(1); 354 } 355 </style> 356</head> 357 358 359<!-- page wrapper --> 360<body> 361 362 <div class="boxed_wrapper"> 363 364 365 <!-- preloader --> 366 <div class="loader-wrap" dir="ltr"> 367 <div class="preloader"> 368 369 <div id="handle-preloader" class="handle-preloader"> 370 <div class="animation-preloader"> 371 <div class="spinner"></div> 372 <div class="txt-loading" style="font-family: 'Cinzel' !important;">
373 <span style="font-family: 'Cinzel' !important;" data-text-preloader="C" class="letters-loading">C 374 </span> 375 <span style="font-family: 'Cinzel' !important;" data-text-preloader="I" class="letters-loading">I 376 </span> 377 <span style="font-family: 'Cinzel' !important;" data-text-preloader="H" class="letters-loading">H 378 </span> 379 <span style="font-family: 'Cinzel' !important;" data-text-preloader="A" class="letters-loading">A 380 </span> 381 <span style="font-family: 'Cinzel' !important;" data-text-preloader="N" class="letters-loading">N 382 </span> 383 <span style="font-family: 'Cinzel' !important;" data-text-preloader="B" class="letters-loading">B 384 </span> 385 <span style="font-family: 'Cinzel' !important;" data-text-preloader="A" class="letters-loading">A 386 </span> 387 <span style="font-family: 'Cinzel' !important;" data-text-preloader="N" class="letters-loading">N 388 </span> 389 <span style="font-family: 'Cinzel' !important;" data-text-preloader="K" class="letters-loading">K 390 </span> 391 </div> 392 </div> 393 </div> 394 </div> 395 </div> 396 <!-- preloader end --> 397 398 399 400 401 402 <!-- switcher menu --> 403 404 <!-- end switcher menu --> 405 406 407 <!-- main header --> 408 <header class="main-header"> 409 <!-- header-top --> 410 <div class="header-top"> 411 <div class="large-container"> 412 <div class="top-inner"> 413 414 <ul class="links-list clearfix" > 415 416 <li><a href="https://ibanking.cihanbankeservices.com/home/index">iBanking-individual</a></li> 417 <li><a href="https://cardportal.cihanbank.com/login/">Card Portal</a></li> 418 <li><a href="Faq.aspx">FAQ</a></li> 419 </ul> 420 <ul class="info-list clearfix"> 421 <li> 422 <i class="icon-1"></i> 423 <a href="mailto:[email protected]">[email protected]</a> 424 </li> 425 <li> 426 <i class="icon-2"></i> 427 <a href="Branches.aspx">Find nearest branch</a> 428 </li> 429 </ul> 430 <div class="lang-links"> 431 <ul class="info-list clearfix"> 432 <li><a href="#" data-lang="ar" data-dir="rtl">AR</a> 433 <img src="WebImages/IQ.png" alt="Arabic (Iraq)" title="Arabic (Iraq)" data-lang="ar" data-dir="rtl"> 434 </li> 435 <li><a href="#" data-lang="en" data-dir="ltr">EN</a> 436 <img src="WebImages/en.png" alt="English" title="English" data-lang="en" data-dir="ltr"></li> 437 <li><a href="#" data-lang="ku" data-dir="rtl">KU</a> 438 <img src="WebImages/ku.png" alt="Kurdish (Kurdistan)" title="Kurdish (Kurdistan)" data-lang="ku" data-dir="rtl"></li> 439 </ul> 440 </div> 441 442 443 </div> 444 </div> 445 </div> 446 <!-- header-lower --> 447 <div class="header-lower"> 448 <div class="large-container"> 449 <div class="outer-box"> 450 <div class="logo-box" style="padding: 30px 25px 15px 0px;"> 451 <div class="shape"></div> 452 <figure class="logo"> 453 <a href="index.aspx"> 454 <img src="WebImages/logo.svg" alt=""></a> 455 </figure> 456 <p style="padding: 0; display: grid; place-items: center; color: white; font-weight: bold; margin-bottom: -12px;">Creating with you, rising together</p> 457 </div> 458 <div class="menu-area"> 459 <!--Mobile Navigation Toggler--> 460 <div class="mobile-nav-toggler"> 461 <i class="icon-bar"></i> 462 <i class="icon-bar"></i> 463 <i class="icon-bar"></i> 464 </div> 465 <nav class="main-menu navbar-expand-md
465navbar-light clearfix" style="font-size: 10px !important"> 466 <div class="collapse navbar-collapse show clearfix" id="navbarSupportedContent"> 467 <ul class="navigation clearfix" style="font-size: 10px !important"> 468 <li style="margin: 0px 9px !important;"><a href="index.aspx">Home</a></li> 469 470 <li style="margin: 0px 9px !important;" class=" dropdown"> 471 <a href="index.aspx">Banking Services</a> 472 <ul> 473 474 <li class=" dropdown"> 475 <a href="#">Retail Banking Services</a> 476 <ul> 477 478 <li><a href="Retail_Accounts.aspx">Retail Accounts</a></li> 479 <li><a href="SME_Finance.aspx">Project Financing</a></li> 480 481 482 483 </ul> 484 485 </li> 486 487 <li class=" dropdown"><a href="#">Corporate Banking Services</a> 488 <ul> 489 490 <li><a href="Coroprate_Accounts.aspx">Corporate Accounts</a></li> 491 <li><a href="LG.aspx">Letters of Guarantee</a></li> 492 493 <li><a href="LC.aspx">Documentary Credits</a></li> 494 495 496 497 </ul> 498 </li> 499 <li><a href="Checkbook_Service.aspx">Checkbook Service</a></li> 500 <li><a href="Money_Transfare.aspx">Money Transfer</a></li> 501 <li><a href="Products.aspx">Credit Products</a></li> 502 <li class="dropdown"><a href="#">Electronic Services</a> 503 <ul> 504 505 <li> 506 <a href="Cards.aspx">Bank Cards</a> 507 508 </li> 509 <li><a href="ChatBot.aspx">Digital Assistant</a></li> 510 <li> 511 <a href="iBanking.aspx">Online Banking Services</a> 512 513 </li> 514 <li> 515 <a href="MBanking.aspx">Services in Mobile Banking</a> 516 517 </li> 518 <li><a href="SMS.aspx">SMS Services</a></li> 519 520 </ul> 521 </li> 522 </ul> 523 524 </li> 525 <li style="margin: 0px 9px !important;" class="dropdown"> 526 <a href="#">
526Financial Inclusion and Sustainability</a> 527 <ul> 528 <li> 529 <a href="StrategicPlanInclusionFinancial.aspx">Bank Strategic Plan for Financial Inclusion</a> 530 </li> 531 <li class=" dropdown"><a href="#">Banking Awareness and Social Responsibility</a> 532 <ul> 533 <li> 534 <a href="Social_Responsibility_Policy.aspx">Corporate Social Responsibility Policy</a> 535 </li> 536 <li> 537 <a href="Code_of_Conduct.aspx">Code of Conduct and Professional Ethics</a> 538 </li> 539 <li> 540 <a href="Branches.aspx">Bank Branches</a> 541 </li> 542 <li> 543 <a href="Bank_Opening_Hours.aspx">Bank Opening Hours</a> 544 </li> 545 546 <li> 547 <a href="Contact_us.aspx">Contact Channels with Cihan Bank</a> 548 </li> 549 </ul> 550 </li> 551 <li> 552 <a href="Sustainability_reports.aspx">Sustainability Reports</a> 553 </li> 554 555 556 </ul> 557 558 </li> 559 560 561 562 563 <li style="margin: 0px 9px !important;" class="dropdown"><a href="#"> 564 Investor Relations 565</a> 566 <ul> 567 <li class="dropdown"> 568 <a href="#"> 569 Financial Statements (Reports) 570 </a> 571 <ul> 572 <li><a href="Annual_reports.aspx"> 573 Annual Reports 574 </a></li> 575 <li><a href="Financial_Reports_and_Performance.aspx"> 576 Quarterly Financial Reports 577 </a></li> 578 </ul> 579 </li> 580 <li> 581 <a href="Ownership_Structure.aspx"> 582 Ownership Structure 583 </a> 584 </li> 585 <li> 586 <a href="General_Assembly_Meetings.aspx"> 587 General Assembly Meetings 588 </a> 589 </li> 590 591 <li> 592 <a href="Issued_Shares.aspx"> 593 Issued Shares</a> 594 </li> 595 <li> 596 <a href="Traded_Shares.aspx"> 597 Traded Shares</a> 598 </li> 599 <li> 600 <a href="Trading_Values.aspx"> 601 Trading Values</a> 602 </li> 603 <li> 604 <a href="Share_Price.aspx"> 605 Share Price </a> 606 </li> 607 <li> 608 <a href="Board_of_Directors.aspx"> 609 Board of Directors 610 </a> 611 </li> 612 <li> 613 <a href="Board_of_Directors_Subcommittees.aspx"> 614 Committees emanating from the Board of Directors</a> 615 </li> 616 <li> 617 <a href="Executive_Management.aspx"> 618 Executive Committee 619 </a> 620 </li> 621 622 623 624 <li class="dropdown"> 625 <a href="#"> 626 Governance and Compliance 627 </a> 628 <ul> 629 <li><a href="Governance_Guide.aspx"> 630 Environmental, Social and Corporate Governance Standards Guide 631 </a></li> 632 633 <li><a href="Governance_Annual_Report.aspx"> 634 The Bank's Annual Report 635 </a></li> 636 <li><a href="ESG_Annual_Report.aspx"> 637 Annual Report of the Committee on Environmental, Social, Corporate Governance and Sustainability Standards 638 </a></li> 639 </ul> 640 </li> 641 642 643 </ul> 644 645 </li> 646 <li style="margin: 0px 9px !important;" class="dropdown"> 647 <a> 648 About us 649 </a> 650 <ul> 651 <li> 652 <a href="About_us.aspx#tab-1"> 653 Chairmanâs Message 654 </a> 655 </li> 656 <li> 657 <a href="About_us.aspx#tab-2"> 658 An overview about the bank 659 </a> 660 </li> 661 <li> 662 <a href="About_us.aspx#tab-3"> 663 Our Vision 664 </a> 665 </li> 666 <li> 667 <a href="About_us.aspx#tab-4"> 668 Our Mission 669 </a> 670 </li> 671 <li> 672 <a href="About_us.aspx#tab-5"> 673 Core Values 674 </a> 675 </li> 676 <li> 677 <a href="About_us.aspx#tab-6"> 678 The Bank's Strategy 679 </a> 680 </li> 681 <li> 682 <a href="Awards.aspx"> 683 Awards 684 </a> 685 </li> 686 <li> 687 <a href="Certifications.aspx"> 688 Certificates 689 </a> 690 </li> 691 692 <li>
693 <a href="Correspondent_Banks_List.aspx"> 694 Correspondent Banks List 695 </a> 696 </li> 697 <li> 698 <a href="News.aspx"> 699 Updates and News</a> 700 </li> 701 <li> 702 <a href="Terms_and_Conditions.aspx">Terms and Conditions</a> 703 </li> 704 <li class=" dropdown"><a href="#">Information Security</a> 705 <ul> 706 <li> 707 <a href="Information_Security.aspx">Information Security / Cyber Security</a> 708 </li> 709 710 <li> 711 <a href="Security_Tips.aspx">Security Tips</a> 712 </li> 713 </ul> 714 </li> 715 716 </ul> 717 718 719 </li> 720 721 722 <li style="margin: 0px 9px !important;" class="dropdown"> 723 <a href="#"> 724 Jobs 725 </a> 726 <ul> 727 <li> 728 <a href="Our_team.aspx"> 729 Our Team 730 </a> 731 </li> 732 <li> 733 <a href="Job_details.aspx"> 734 Work with us 735 </a> 736 </li> 737 </ul> 738 739 </li> 740 741 742 <li style="margin: 0px 9px !important;"><a href="Contact_us.aspx">Contact us</a></li> 743 </ul> 744 </div> 745 </nav> 746 747 </div> 748 </div> 749 </div> 750 </div> 751 752 <!--sticky Header--> 753 <div class="sticky-header"> 754 <div class="large-container"> 755 <div class="outer-box"> 756 <div class="logo-box"> 757 <div class="shape"></div> 758 <figure class="logo"> 759 <a href="index.aspx"> 760 <img src="WebImages/logo_sticky.svg" alt=""></a> 761 </figure> 762 </div> 763 <div class="menu-area"> 764 <nav class="main-menu clearfix"> 765 <!--Keep This Empty / Menu will come through Javascript--> 766 </nav> 767 768 </div> 769 </div> 770 </div> 771 </div> 772 </header> 773 <!-- main-header end --> 774 775 <div id="modal" class="modal"> 776 <div class="modal-content"> 777 <div class="content-box"> 778 <h4>Car Murabaha (Small, Medium, and Large Vehicles) for Public and Private Use</h4> 779 <div class="vehicle-conditions mb_30"> 780 <h4>Vehicles and cars must not exceed the following age:</h4> 781 <ul> 782 <li>
782Private cars: Maximum age of 10 years.</li> 783 <li>Public cars: Maximum age of 5 years.</li> 784 <li>Transport (freight) cars: Maximum age of 5 years.</li> 785 <li>A technical inspection of the vehicle from an approved entity is required for used vehicles, with a recent date.</li> 786 </ul> 787 </div> 788 789 <!-- General Conditions --> 790 <ul> 791 <li>The applicant must have a stable and regular income, with proof or documentation to support it.</li> 792 <li>The monthly installment, including all obligations to the bank, must not exceed 50% of the applicant's monthly income.</li> 793 <li>Provide suitable and acceptable guarantors and guarantees for the bank.</li> 794 <li>Provide an invoice and a price quotation addressed to the bank, detailing the purchases.</li> 795 </ul> 796 </div> 797 </div> 798 <button id="closeModalButton" class="btn">Close</button> 799 </div> 800 <div id="modal2" class="modal"> 801 <div class="modal-content"> 802 <div class="content-box"> 803 <div class="sec-title mb_30"> 804 <h2>General Conditions:</h2> 805 </div> 806 807 <!-- Conditions List --> 808 <ul> 809 <li>The property intended for purchase must be ready for occupancy and within a regulated area.</li> 810 <li>A property ownership deed must be available if the purchase is outside housing projects.</li> 811 <li>A property ownership certificate issued by the project management must be provided.</li> 812 <li>Submit a property valuation from the bank's committee and an approved expert.</li> 813 <li>Provide a down payment of at least 20% of the property's value.</li> 814 <li>The applicant must have a stable and regular income, with proof or documentation to support it.</li> 815 <li>The monthly installment, including all obligations to the bank, must not exceed 50% of the applicant's monthly income.</li> 816 <li>Provide suitable and acceptable guarantors and guarantees for the bank.</li> 817 <li>The goods intended for purchase must be permissible under Islamic Sharia.</li> 818 <li>Provide an invoice and a price quotation addressed to the bank, detailing the purchases.</li> 819 </ul> 820 </div> 821 </div> 822 <button id="closeModalButton2" class="btn">Close</button> 823 </div> 824 <div id="modal3" class="modal"> 825 <div class="modal-content"> 826 <div class="content-box"> 827 <div class="sec-title mb_30"> 828 <h2>General Conditions:</h2> 829 </div> 830 831 <!-- Conditions List --> 832 <ul> 833 <li>The applicant must have a stable and regular income, with proof or documentation to support it.</li> 834 <li>The monthly installment, including all obligations to the bank, must not exceed 50% of the applicant's monthly income.</li> 835 <li>Provide suitable and acceptable guarantors and guarantees for the bank.</li> 836 <li>The goods intended for purchase must be permissible under Islamic Sharia.</li> 837 <li>Provide an invoice and a price quotation addressed to the bank, detailing the purchases, and ensuring they are within market rates.</li> 838 </ul> 839 </div> 840 </div> 841 <button id="closeModalButton3" class="btn">Close</button> 842 </div> 843 <div id="modal6" class="modal"> 844 <div class="modal-content"> 845 <div class="content-box"> 846 <div class="sec-title mb_30"> 847 <h2>General Conditions:</h2> 848 </div> 849 850 <!-- Conditions List --> 851 <ul> 852 <li>A license from the relevant authorities to engage in construction or industrial activities must be provided.
852</li> 853 <li>The age of the construction vehicle must not exceed five years.</li> 854 <li>A technical inspection and report on the suitability of the construction vehicle or industrial machine must be provided.</li> 855 <li>Audited financial statements from an approved and certified accounting office must be provided.</li> 856 <li>The monthly installment, including all obligations to the bank, must not exceed 50% of the applicant's monthly income.</li> 857 <li>Provide suitable and acceptable guarantors and guarantees for the bank.</li> 858 <li>Provide an invoice and a price quotation addressed to the bank, detailing the purchases, and ensuring they align with market prices.</li> 859 </ul> 860 </div> 861 </div> 862 <button id="closeModalButton6" class="btn">Close</button> 863 </div> 864 <div id="modal8" class="modal"> 865 <div class="modal-content"> 866 <div class="content-box"> 867 <div class="sec-title mb_30"> 868 <h2>General Conditions:</h2> 869 </div> 870 871 <!-- Conditions List --> 872 <ul> 873 <li>Possession of a license from relevant authorities to practice medical professions or to open medical laboratories.</li> 874 <li>Availability of a licensed and equipped location for conducting the activity.</li> 875 <li>The monthly installment, including all obligations to the bank, must not exceed 50% of the applicant's monthly income.</li> 876 <li>Provide suitable and acceptable guarantors and guarantees for the bank.</li> 877 <li>Provide an invoice and a price quotation addressed to the bank, detailing the purchases, and ensuring they are within market rates.</li> 878 </ul> 879 </div> 880 </div> 881 <button id="closeModalButton8" class="btn">Close</button> 882 </div> 883 <div id="modal9" class="modal"> 884 <div class="modal-content"> 885 <div class="content-box"> 886 <div class="sec-title mb_30"> 887 <h2>General Conditions:</h2> 888 </div> 889 890 <!-- Conditions List --> 891 <ul> 892 <li>A license from the relevant authorities to engage in commercial activities must be provided.</li> 893 <li>A licensed and equipped location for commercial activities must be available, supported by a lease contract or property ownership deed.</li> 894 <li>Audited financial statements from an approved and certified accounting office must be provided.</li> 895 <li>The monthly installment, including all obligations to the bank, must not exceed 50% of the applicant's monthly income.</li> 896 <li>Provide suitable and acceptable guarantors and guarantees for the bank.</li> 897 <li>Provide an invoice and a price quotation addressed to the bank, detailing the purchases, and ensuring they align with market prices.</li> 898 </ul> 899 </div> 900 </div> 901 <button id="closeModalButton9" class="btn">Close</button> 902 </div> 903 <!-- page-title --> 904 <section class="page-title centred"> 905 <div class="bg-layer" style="background-image: url(WebImages/Finance.png);"></div> 906 <div class="pattern-layer"> 907 <div class="pattern-1" style="background-image: url(assets/images/shape/shape-18.png);"></div> 908 <div class="pattern-2" style="background-image: url(assets/images/shape/shape-17.png);"></div> 909 </div> 910 <div class="auto-container"> 911 <div class="content-box"> 912 <h1>All Products</h1> 913 <ul class="bread-crumb clearfix"> 914 <li><a href="index.aspx">Home</a></li> 915 <li>All Products</li> 916 </ul> 917 </div> 918 </div> 919 </section> 920 <!-- page-title end --> 921 922 <!-- -section --> 923 <section class="service-style-two pb_120 centred"> 924 <div class="auto-container"> 925 926 <div class="tabs-box"> 927 <div class="tab-btn-box p_relative mb_100"> 928 <ul class="tab-btns tab-buttons"> 929 <li class="tab-btn active-btn" data-tab="#tab-1"><span>Murabaha Financing (Monthly Payment)</span></li> 930 931 <li class="tab-btn" data-tab="#tab-3"><span>Al-Ijarah Al-Muntahia BilTamleek</span></li> 932 933 <li class="tab-btn" data-tab="#tab-5"><span>Al Muqasatah Card </span></li> 934 935 <li class="tab-btn" data-tab="#tab-7"><span>Commercial Allowances</span></li> 936 937 938 </ul> 939 </div> 940 <div class="tabs-content"> 941 942 <div class="tab active-tab" id="tab-1"> 943 <div class="sec-title mb_70"> 944 <h6>Murabaha Financing (Monthly Payment)</h6> 945 <h4>Murabaha financing is one of the Islamic financing methods, known as a financing format where the bank purchases an asset and sells it to the customer at the original cost plus a predetermined profit.</h4> 946 <h4>Credit which includes (Murabaha for electrical equipment, structural materials, cars, real estate, etc.) for a maximum period of 5 years after a full study of the customer's file and the guarantees provided to the bank.</h4> 947 </div> 948 <div class="row clearfix"> 949 <div class="col-lg-3 col-md-6 col-sm-12 team-block"> 950 <div class="team-block-one"> 951 <div class="inner-box"> 952 <div class="image-box"> 953 <figure class="image"> 954 <img src="WebImages/Car_Murabaha.png" alt=""> 955 </figure> 956 </div> 957 <div class="lower-content"> 958 <h3><a href="#" id="openModalLink">Car Murabaha (Small, Medium, and Large Vehicles) for Public and Private Use</a></h3> 959 960 </div> 961 </div> 962 </div> 963 </div> 964 <div class="col-lg-3 col-md-6 col-sm-12 team-block"> 965 <div class="team-block-one"> 966 <div class="inner-box"> 967 <div class="image-box"> 968 <figure class="image"> 969 <img src="WebImages/Solar_financing.png" alt=""> 970 </figure> 971 </div> 972 <div class="lower-content"> 973 <h3><a href="#">Solar financing</a></h3> 974 975 </div> 976 </div> 977 </div> 978 </div> 979 <!-- Modal Structure --> 980 <div class="col-lg-3 col-md-6 col-sm-12 team-block"> 981 <div class="team-block-one"> 982 <div class="inner-box"> 983 <div class="image-box"> 984 <figure class="image"> 985 <img src="WebImages/Medical_Equipment_Murabaha.png" alt=""> 986 </figure> 987 988 </div> 989 <div class="lower-content"> 990 <h3><a href="#" id="openModalLink8">Murabaha for Medical and Laboratory Equipment</a></h3> 991 992 </div> 993 </div> 994 </div> 995 </div> 996 997 998 </div> 999 1000 </div> 1001 1002 <div class="tab" id="tab-3"> 1003 <div class="sec-title mb_70"> 1004 <h6>Al-Ijarah Al-Muntahia BilTamleek (Own it with Your Monthly Rent)</h6> 1005 <h3>It is one of the Islamic financing formats that meets customer needs for residential or commercial investment financing, as well as vehicles and construction equipment. The bank owns the asset intended for leasing to the customer and rents it out for a leasing installment, including an agreed-upon leasing return. At the end of the lease contract, the ownership of the leased asset transfers to the lessee, either for free or for a nominal fee.</h3> 1006 </div> 1007 <div class="row clearfix"> 1008 1009 <div class="col-lg-3 col-md-6 col-sm-12 team-block"> 1010 <div class="team-block-one"> 1011 <div class="inner-box"> 1012 <div class="image-box"> 1013 <figure class="image"> 1014 <img src="WebImages/Car_Murabaha.png" alt=""> 1015 </figure> 1016 </div> 1017 <div class="lower-content"> 1018 <h3><a>Car Ijara</a></h3> 1019 </div> 1020 </div> 1021 </div> 1022 </div> 1023 </div> 1024 <section class="requirements-section centred pt_120 pb_90" style="margin-top: -100px"> 1025 <div class="auto-container"> 1026 <div class="sec-title mb_70"> 1027 <h6>The execution format is as follows:</h6> 1028 <div class="content_block_three"> 1029 <div class="text-box mb_40"> 1030 1031 <ul class="list-style-one clearfix" style="font-weight: bold"> 1032 <li>The customer submits a request to the bank to lease a specific asset (apartment, house, land, commercial store, commercial complex, residential complex, vehicle) and provides the required guarantees to the bank.</li> 1033 <li>The bank reviews the request, evaluates the guarantees, and decides on approval, rejection, or approval with additional conditions.</li> 1034 <li>In case of approval, the customer submits a price quotation from the property owner.</li> 1035 <li>The bank acquires ownership of the property after the customer signs a promise to lease it from the bank under a lease-to-own agreement.</li> 1036 <li>The lease agreements and related forms are signed by the lessee (customer) and guarantors, with other guarantees fulfilled.</li> 1037 <li>The property is handed over to the lessee, who signs an acknowledgment of receipt and confirms it is free of defects.</li> 1038 <li>The lessee is obligated to pay the monthly rental installment to the bank as agreed upon in the contracts.</li> 1039 1040 </ul> 1041 </div> 1042 </div> 1043 </div> 1044 1045 <div class="row clearfix"> 1046 <div class="col-lg-4 col-md-6 col-sm-12 requirements-block"> 1047 <div class="requirements-block-one"> 1048 <div class="inner-box"> 1049 <h4>Terms and Conditions</h4> 1050 <ul class="list-item clearfix"> 1051 <li>The leasing return, repayment periods, total financing, and guarantees depend on the bank's credit policy and are communicated to branches and the contact center upon any updates.</li> 1052 <li>The applicant for credit must be an adult, sane, and capable of managing their own affairs.</li> 1053 <li>The applicant must be employed or have a stable and regular income source.</li> 1054 <li>The credit request must align with the purposes or needs of the applicant.</li> 1055 <li>The services and benefits must be permissible under Islamic Sharia and the law.</li> 1056 <li>The property price must be within acceptable real estate market prices and equal to similar properties in value.</li> 1057 <li>The credit request must be submitted through the branch closest to the customer's residence or workplace.</li> 1058 <li>Provide acceptable guarantees to the bank as deemed necessary by the bank.</li> 1059 1060 </ul> 1061 </div> 1062 </div> 1063 </div> 1064 <div class="col-lg-4 col-md-6 col-sm-12 requirements-block"> 1065 <div class="requirements-block-one"> 1066 <div class="inner-box"> 1067 <h4>Features:</h4> 1068 <ul class="list-item clearfix"> 1069 <li>Flexible financing.</li> 1070 <li>Provides an opportunity to own the property at the same monthly rental value.</li> 1071 <li>Facilitated terms.</li> 1072 <li>Acceptable leasing return.</li> 1073 <li>Flexible repayment periods.</li> 1074 </ul> 1075 1076 1077 </div> 1078 </div> 1079 </div> 1080 1081 1082 <div class="col-lg-4 col-md-6 col-sm-12 requirements-block"> 1083 <div class="requirements-block-one"> 1084 <div class="inner-box"> 1085 <h4>Targeted Audience:</h4> 1086 <ul class="list-item clearfix"> 1087 <li>Individuals working in the private sector.</li> 1088 <li>Individuals working in the public sector.</li> 1089 <li>Traders and investors.</li> 1090 <li>Commercial companies.</l
1090i> 1091 1092 </ul> 1093 </div> 1094 </div> 1095 </div> 1096 </div> 1097 </div> 1098 </section> 1099 </div> 1100 1101 1102 <div class="tab" id="tab-5"> 1103 <div class="sec-title mb_70"> 1104 <h6>Al Muqasatah Card </h6> 1105 </div> 1106 <div class="row clearfix" style="margin-top: -100px"> 1107 <!-- about-style-two --> 1108 <section class="about-style-two pt_120 pb_120"> 1109 <div class="auto-container"> 1110 <div class="row align-items-center"> 1111 <div class="col-lg-6 col-md-12 col-sm-12 content-column"> 1112 <div class="content_block_three"> 1113 <div class="content-box mr_110"> 1114 <div class="sec-title mb_20"> 1115 <h3>It is a credit card that allows the installment payment of goods and services over agreed and predefined periods, with a maximum of 36 months and a minimum of 12 months, operating under Murabaha and Ijarah Dhimma financing formats.</h3> 1116 </div> 1117 1118 </div> 1119 </div> 1120 </div> 1121 <div class="col-lg-6 col-md-12 col-sm-12 image-column"> 1122 <div class="image_block_two"> 1123 <div class="image-box"> 1124 <div class="image-shape"> 1125 <div class="shape-3" style="background-image: url(assets/images/shape/shape-11.png);"></div> 1126 <div class="shape-4" style="background-image: url(assets/images/shape/shape-3.png);"></div> 1127 </div> 1128 <figure class="image"> 1129 <img src="WebImages/Cihan_Islamic_Installment_Card.png" alt=""> 1130 </figure> 1131 </div> 1132 </div> 1133 </div> 1134 </div> 1135 </div> 1136 </section> 1137 1138 <!-- about-style-two end --> 1139 </div> 1140 <section class="requirements-section centred pt_120 pb_90" style="margin-top: -100px"> 1141 <div class="auto-container"> 1142 <div class="sec-title mb_70"> 1143 <h6>The execution format is as follows:</h6> 1144 <div class="content_block_three"> 1145 <div class="text-box mb_40"> 1146 1147 <ul class="list-style-one clearfix" style="font-weight: bold"> 1148 1149 <li>The customer submits a request to the bank to issue the installment card and provides the required guarantees.</li> 1150 <li>The bank reviews the request, evaluates the guarantees, and decides on approval, rejection, or approval with additional conditions.</li> 1151 <li>Upon approval, the contracts and forms for the card and financing formats are signed by the customer and guarantors, and other guarantees, such as property mortgages, are completed if applicable.</li> 1152 <li>The card is issued and handed over to the customer after signing the receipt and card-related commitments.</li> 1153 <li>The purchase value is paid in installments, adding the profit margin, based on pre-agreed repayment plans.</li> 1154 1155 </ul> 1156 </div> 1157 </div> 1158 </div> 1159 1160 <div class="row clearfix"> 1161 <div class="col-lg-4 col-md-6 col-sm-12 requirements-block"> 1162 <div class="requirements-block-one"> 1163 <div class="inner-box"> 1164 <h4>Terms and Conditions</h4> 1165 <ul class="list-item clearfix"> 1166 <li>The profit margin, repayment periods, total financing, and guarantees depend on the bank's credit policy and are communicated to branches and the contact center upon any updates.</li> 1167 <li>The applicant for credit must be an adult, sane, and capable of managing their own affairs.</li> 1168 <li>The applicant must be employed or have a stable and regular income source.</li> 1169 <li>The goods and services purchased must be permissible under Islamic Sharia and the law.</li> 1170 <li>The credit request must be submitted through the branch closest to the customer's residence or workplace.</li> 1171 <li>Provide acceptable guarantees to the bank as deemed necessary by the bank.</li> 1172 1173 </ul> 1174 </div> 1175 </div> 1176 </div> 1177 <div class="col-lg-4 col-md-6 col-sm-12 requirements-block"> 1178 <div class="requirements-block-one"> 1179 <div class="inner-box"> 1180 <h4>Features:</h4> 1181 <ul class="list-item clearfix"> 1182 <li>Flexible usage and benefit from financing through the card.</li> 1183 <li>Can be used inside and outside Iraq.</li> 1184 <li>Facilitated terms.</li> 1185 <li>Acceptable profit rates.</li> 1186 <li>Flexible repayment periods.</li> 1187 <li>Issued in Iraqi Dinar.</li> 1188 1189 </ul> 1190 1191 1192 </div> 1193 </div> 1194 </div> 1195 1196 1197 <div class="col-lg-4 col-md-6 col-sm-12 requirements-block"> 1198 <div class="requirements-block-one"> 1199 <div class="inner-box"> 1200 <h4>Targeted Audience:</h4> 1201 <ul class="list-item clearfix"> 1202 <li>Individuals working in the private sector.</li> 1203 <li>Individuals working in the public sector.</li> 1204 <li>Traders and investors.</li> 1205 1206 </ul> 1207 </div> 1208 </div> 1209 </div> 1210 </div> 1211 </div> 1212 </section> 1213 </div> 1214 1215 <div class="tab" id="tab-7"> 1216 <div class="sec-title mb_70"> 1217 <h6>Commercial Allowances</h6> 1218 </div> 1219 <div class="row clearfix" style="margin-top: -100px">
1220 <!-- about-style-two --> 1221 <section class="about-style-two pt_120 pb_120"> 1222 <div class="auto-container"> 1223 <div class="row align-items-center"> 1224 <div class="col-lg-6 col-md-12 col-sm-12 content-column"> 1225 <div class="content_block_three"> 1226 <div class="content-box mr_110"> 1227 <div class="sec-title mb_20"> 1228 <h3>It is a credit limit (commitment and/or cash) granted to traders, companies, and commercial institutions, with a specific amount that can be utilized throughout the year. Repayment is made in multiple installments based on the customer's preference, ranging from 3 months to 24 months, depending on the type of goods purchased and profit rates suitable for the repayment periods. The repaid amount during the year can be reused. The granted credit limit falls under one of the following financing types:</h3> 1229 </div> 1230 <div class="text-box mb_40"> 1231 1232 <ul class="list-style-one clearfix"> 1233 1234 1235 <li>Ceiling for self-funding letters of credit.</li> 1236 <li>Ceiling for guarantee letters.</li> 1237 1238 </ul> 1239 </div> 1240 </div> 1241 </div> 1242 </div> 1243 <div class="col-lg-6 col-md-12 col-sm-12 image-column"> 1244 <div class="image_block_two"> 1245 <div class="image-box"> 1246 <div class="image-shape"> 1247 <div class="shape-3" style="background-image: url(assets/images/shape/shape-11.png);"></div> 1248 <div class="shape-4" style="background-image: url(assets/images/shape/shape-3.png);"></div> 1249 </div> 1250 <figure class="image"> 1251 <img src="WebImages/Commercial_Allowances.png" alt=""> 1252 </figure> 1253 </div> 1254 </div> 1255 </div> 1256 </div> 1257 </div> 1258 </section> 1259 1260 <!-- about-style-two end --> 1261 </div> 1262 <section class="requirements-section centred pt_120 pb_90" style="margin-top: -100px"> 1263 <div class="auto-container"> 1264 <div class="sec-title mb_70"> 1265 <h6>The execution format is as follows:</h6> 1266 <div class="content_block_three"> 1267 <div class="text-box mb_40"> 1268 1269 <ul class="list-style-one clearfix" style="font-weight: bold"> 1270 <li>The client (trader or company) submits a request to the bank for a credit allocation ceiling and provides suitable guarantees.</li> 1271 <li>The bank reviews the request, evaluates the guarantees, and decides on approval, rejection, or approval with additional conditions.</li> 1272 <li>The contracts and forms for the financing process are signed by the client and guarantors, and other guarantees, such as property mortgages, are completed if applicable.</li> 1273 <li>After meeting the bank's conditions and requirements, the client submits Exploitation requests to utilize the allocation ceilings based on their commercial needs.</li> 1274 <li>The bank pays the supplier the invoice value after reviewing it and ensuring it falls within the granted ceiling.</li> 1275 <li>The cost of the goods, along with the profit margin, is paid in installments based on the repayment period agreed upon during approval.</li> 1276 1277 1278 </ul> 1279 </div> 1280 </div> 1281 </div> 1282 1283 <div class="row clearfix"> 1284 <div class="col-lg-4 col-md-6 col-sm-12 requirements-block"> 1285 <div class="requirements-block-one"> 1286 <div class="inner-box"> 1287 <h4>Terms and Conditions</h4> 1288 <ul class="list-item clearfix"> 1289 <li>The profit rates, repayment periods, total financing, and guarantees depend on the bank's credit policy and are communicated to branches and the contact center upon any updates.</li> 1290 <li>The applicant for credit must be an adult, sane, and capable of managing their own affairs.</li> 1291 <li>The applicant must be legally registered and licensed to engage in their commercial or industrial activity.</li> 1292 <li>The credit request must align with the purposes or needs of the activity registered in the commercial registry.</li> 1293 <li>The items to be purchased must be permissible under Islamic Sharia and the law.</li> 1294 <li>The provided invoices must be official and issued from the supplier's invoice book or billing system.</li> 1295 <li>The credit request must be submitted through the branch closest to the customer's residence or workplace.</li> 1296 <li>Provide acceptable guarantees to the bank as deemed necessary by the bank.</li> 1297 1298 </ul> 1299 </div> 1300 </div> 1301 </div> 1302 <div class="col-lg-4 col-md-6 col-sm-12 requirements-block"> 1303 <div class="requirements-block-one"> 1304 <div class="inner-box"> 1305 <h4>Features:</h4> 1306 <ul class="list-item clearfix"> 1307 <li>Flexible financing that covers a wide range of goods and products, with options for partial or full financing.</li> 1308 <li>Acceptable profit rates.</li> 1309 <li>Flexible repayment periods.</li> 1310 <li>Financing available in USD as well as Iraqi Dinar.</li> 1311 <li>Allows both local and international purchases.</li> 1312 1313 </ul> 1314 1315 1316 </div> 1317 </div> 1318 </div> 1319 1320 1321 <div class="col-lg-4 col-md-6 col-sm-12 requirements-block"> 1322 <div class="requirements-block-one"> 1323 <div class="inner-box"> 1324 <h4>Targeted Audience:</h4> 1325 <ul class="list-item clearfix"> 1326 <li>Traders and investors.</li> 1327 <li>Companies of all types.</li> 1328 1329 </ul> 1330 </div> 1331 </div> 1332 </div> 1333 </div> 1334 </div> 1335 </section> 1336 </div> 1337 1338 1339 </div> 1340 </div> 1341 </div> 1342 </section> 1343 <!-- -section end --> 1344
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1405 1406 //// Close modal on button click 1407 //closeModalButton2.addEventListener('click', function () { 1408 // modal2.style.display = 'none'; 1409 //}); 1410 1411 //// Optional: Close modal when clicking outside the modal content 1412 //window.addEventListener('click', function (e) { 1413 // if (e.target === modal) { 1414 // modal.style.display = 'none'; 1415 // } 1416 //}); 1417 //window.addEventListener('click', function (e) { 1418 // if (e.target === modal2) { 1419 // modal2.style.display = 'none'; 1420 // } 1421 //}); 1422 //const openModalLink3 = document.getElementById('openModalLink3'); 1423 //const openModalLink4 = document.getElementById('openModalLink4'); 1424 //const openModalLink5 = document.getElementById('openModalLink5'); 1425 //const modal3 = document.getElementById('modal3'); 1426 //const closeModalButton3 = document.getElementById('closeModalButton3'); 1427 1428 // Open modal on link click 1429 //openModalLink3.addEventListener('click', function (e) { 1430 // e.preventDefault(); // Prevent default link behavior 1431 // modal3.style.display = 'block'; 1432 //}); 1433 //openModalLink4.addEventListener('click', function (e) { 1434 // e.preventDefault(); // Prevent default link behavior 1435 // modal3.style.display = 'block'; 1436 //}); 1437 //openModalLink5.addEventListener('click', function (e) { 1438 // e.preventDefault(); // Prevent default link behavior 1439 // modal3.style.display = 'block'; 1440 //}); 1441 //// Close modal on button click 1442 //closeModalButton3.addEventListener('click', function () { 1443 // modal3.style.display = 'none'; 1444 //}); 1445 1446 1447 //window.addEventListener('click', function (e) { 1448 // if (e.target === modal3) { 1449 // modal3.style.display = 'none'; 1450 // } 1451 //}); 1452 //const openModalLink6 = document.getElementById('openModalLink6'); 1453 //const openModalLink7 = document.getElementById('openModalLink7'); 1454 //const openModalLink10 = document.getElementById('openModalLink10'); 1455 //const modal6 = document.getElementById('modal6'); 1456 //const closeModalButton6 = document.getElementById('closeModalButton6'); 1457 1458 //// Open modal on link click 1459 //openModalLink6.addEventListener('click', function (e) { 1460 // e.preventDefault(); // Prevent default link behavior 1461 // modal6.style.display = 'block'; 1462 //}); 1463 //openModalLink7.addEventListener('click', function (e) { 1464 // e.preventDefault(); // Prevent default link behavior 1465 // modal6.style.display = 'block'; 1466 //}); 1467 //openModalLink10.addEventListener('click', function (e) { 1468 // e.preventDefault(); // Prevent default link behavior 1469 // modal6.style.display = 'block'; 1470 //}); 1471 1472 //// Close modal on button click 1473 //closeModalButton6.addEventListener('click', function () { 1474 // modal6.style.display = 'none'; 1475 //}); 1476 1477 1478 //window.addEventListener('click', function (e) { 1479 // if (e.target === modal6) { 1480 // modal6.style.display = 'none'; 1481 // } 1482 //}); 1483 const openModalLink8 = document.getElementById('openModalLink8'); 1484 const modal8 = document.getElementById('modal8'); 1485 const closeModalButton8 = document.getElementById('closeModalButton8'); 1486 1487 // Open modal on link click 1488 openModalLink8.addEventListener('click', function (e) { 1489 e.preventDefault(); // Prevent default link behavior 1490 modal8.style.display = 'block'; 1491 }); 1492 1493 1494 // Close modal on button click 1495 closeModalButton8.addEventListener('click', function () { 1496 modal8.style.display = 'none'; 1497 }); 1498 1499 1500 window.addEventListener('click', function (e) { 1501 if (e.target === modal8) { 1502 modal8.style.display = 'none'; 1503 } 1504 }); 1505 //const openModalLink9 = document.getElementById('openModalLink9'); 1506 //const modal9 = document.getElementById('modal9'); 1507 //const closeModalButton9 = document.getElementById('closeModalButton9'); 1508 1509 //// Open modal on link click 1510 //openModalLink9.addEventListener('click', function (e) { 1511 // e.preventDefault(); // Prevent default link behavior 1512 // modal9.style.display = 'block'; 1513 //}); 1514 1515 1516 //// Close modal on button click 1517 //closeModalButton9.addEventListener('click', function () { 1518 // modal9.style.display = 'none'; 1519 //}); 1520 1521 1522 //window.addEventListener('click', function (e) { 1523 // if (e.target === modal9) { 1524 // modal9.style.display = 'none'; 1525 // } 1526 //}); 1527</script>
1527 1528 <!-- jQuery CDN --> 1529 1530 1531 <!-- Mobile Menu --> 1532 <div class="mobile-menu"> 1533 <div class="menu-backdrop"></div> 1534 <div class="close-btn"><i class="fas fa-times"></i></div> 1535 1536 <nav class="menu-box"> 1537 <div class="nav-logo"> 1538 <a href="index.aspx"> 1539 <img src="WebImages/logo.svg" alt="" title=""></a> 1540 </div> 1541 <div class="menu-outer"> 1542 <!--Here Menu Will Come Automatically Via Javascript / Same Menu as in Header--> 1543 </div> 1544 <div class="contact-info"> 1545 1546 <h4>Contact Info</h4> 1547 <ul> 1548 <li>Erbil, 100m Road 1549 <br /> 1550 Next to Cihan university</li> 1551 <li><a href="tel:2085550112">+(964) 066 211 5700</a></li> 1552 <li><a href="mailto:[email protected]">[email protected]</a></li> 1553 </ul> 1554 </div> 1555 <div class="social-links"> 1556 <ul class="clearfix"> 1557 <li><a href="https://www.facebook.com/cihanbank"><i class="fab fa-facebook-f"></i></a></li> 1558 <li><a href="https://x.com/cihanbank?mx=2"><i class="fab fa-twitter"></i></a></li> 1559 <li><a href="https://www.instagram.com/cihanbank/"><i class="fab fa-instagram"></i></a></li> 1560 <li><a href="https://www.linkedin.com/uas/login?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Fcompany-beta%2F9112503%2F"><i class="fab fa-linkedin-in"></i></a></li> 1561 </ul> 1562 </div> 1563 </nav> 1564 </div> 1565 <!-- End Mobile Menu --> 1566 1567 1568 1569 1570 <!-- main-footer --> 1571 <footer class="main-footer"> 1572 <div class="widget-section"> 1573 <div class="pattern-layer"> 1574 <div class="pattern-1" style="background-image: url(assets/images/shape/shape-8.png);"></div> 1575 <div class="pattern-2" style="background-image: url(assets/images/shape/shape-9.png);"></div> 1576 </div> 1577 <div class="auto-container"> 1578 <div class="row clearfix"> 1579 <div class="col-lg-3 col-md-6 col-sm-12 footer-column"> 1580 <div class="footer-widget logo-widget"> 1581 1582 <p>Cihan Bank offers a diverse range of Islamic banking products and services, striving to provide the best and most unique banking experiences. The bank is committed to developing its offerings in accordance with Islamic law principles to serve a broad customer base, including government institutions, companies, and individuals throughout the new Iraq, including the provinces in the Kurdistan Region.</p> 1583 <ul class="social-links"> 1584 <li><a href="https://www.facebook.com/cihanbank"><i class="fab fa-facebook-f"></i></a></li> 1585 <li><a href="https://x.com/cihanbank?mx=2"><i class="fab fa-twitter"></i></a></li> 1586 <li><a href="https://www.instagram.com/cihanbank/"><i class="fab fa-instagram"></i></a></li> 1587 <li><a href="https://www.linkedin.com/uas/login?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Fcompany-beta%2F9112503%2F"><i class="fab fa-linkedin-in"></i></a></li> 1588 </ul> 1589 </div> 1590 </div> 1591 <div class="col-lg-2 col-md-6 col-sm-12 footer-column"> 1592 <div class="footer-widget links-widget ml_40"> 1593 <div class="widget-title"> 1594 <h4>Quick Links</h4> 1595 </div> 1596 <div class="widget-content"> 1597 <ul class="links-list clearfix"> 1598 <li><a href="about_us.aspx">About Us</a></li> 1599 <li><a href="News.aspx">News</a></li> 1600 <li><a href="ATM.aspx">Our ATMs</a></li> 1601 <li><a href="Faq.aspx">FAQs</a></li> 1602 <li><a href="Information_Security.aspx">Information Security</a></li> 1603 <li><a href="CHARGE_FEES.aspx">Charge Price List 2026</a></li> 1604 <li><a href="EXCHANGE_RATES.aspx">Exchange Rates</a></li> 1605 </ul> 1606 </div> 1607 </div> 1608 </div> 1609 <div class="col-lg-2 col-md-6 col-sm-12 footer-column"> 1610 <div class="footer-widget links-widget ml_40"> 1611 <div class="widget-title"> 1612 <h4>Financial Information</h4> 1613 </div> 1614 <div class="widget-content"> 1615 <ul class="links-list clearfix"> 1616 <li><a href="Annual_reports.aspx">Annual Reports</a></li> 1617 <li><a href="faq.aspx">Islamic Glossary</a></li> 1618 <li><a href="Governance_and_compliance.aspx#tab-2">
1618CBI Guide</a></li> 1619 <li><a href="Products.aspx">Islamic Products</a></li> 1620 1621 <li><a href="faq.aspx">Investment</a></li> 1622 <li><a href="Money_Transfare.aspx">Foreign Remittance & Exchange Commissions</a></li> 1623 </ul> 1624 </div> 1625 </div> 1626 </div> 1627 <div class="col-lg-2 col-md-6 col-sm-12 footer-column"> 1628 <div class="footer-widget links-widget"> 1629 <div class="widget-title"> 1630 <h4>Services</h4> 1631 </div> 1632 <div class="widget-content"> 1633 <ul class="links-list clearfix"> 1634 <li><a href="iBanking.aspx">Internet Banking</a></li> 1635 <li><a href="SME_Finance.aspx">SME Finance</a></li> 1636 <li><a href="Cards.aspx#tab-2">Credit Card</a></li> 1637 <li><a href="Cards.aspx#tab-1">Debit Card</a></li> 1638 <li><a href="MBanking.aspx">Mobile Banking</a></li> 1639 1640 </ul> 1641 </div> 1642 </div> 1643 </div> 1644 <div class="col-lg-3 col-md-6 col-sm-12 footer-column"> 1645 <div class="footer-widget contact-widget"> 1646 <div class="widget-title"> 1647 <h4>Find Our Branchs & ATM</h4> 1648 </div> 1649 <div class="form-inner"> 1650 <form method="get" action="ATM.aspx#tab-2"> 1651 <div class="form-group"> 1652 <div class="select-box"> 1653 <select name="city" class="wide" required> 1654 <option value="" disabled selected>City</option> 1655 <option value="Erbil">Erbil</option> 1656 <option value="Duhok">Duhok</option> 1657 <option value="Sulaymaniyah">Sulaymaniyah</option> 1658 <option value="Kirkuk">Kirkuk</option> 1659 1660 <option value="Basrah">Basra</option> 1661 <option value="Baghdad">Baghdad</option> 1662 <option value="Mosul">Mosul</option> 1663 </select> 1664 </div> 1665 </div> 1666 <div class="form-group"> 1667 <button type="submit" class="theme-btn btn-one">Find on Map</button> 1668 </div> 1669 </form> 1670 1671 </div> 1672 </div> 1673 </div> 1674 </div> 1675 </div> 1676 </div> 1677 <div class="footer-bottom centred"> 1678 <div class="auto-container"> 1679 <div class="copyright"> 1680 <p>Copyright 2025 by <a href="index.aspx">CihanBank</a>. All Right Reserved.</p> 1681 </div> 1682 </div> 1683 </div> 1684 </footer> 1685 <!-- main-footer end --> 1686 1687 1688 1689 <!--Scroll to top--> 1690 <div class="scroll-to-top"> 1691 <div> 1692 <div class="scroll-top-inner"> 1693 <div class="scroll-bar"> 1694 <div class="bar-inner"></div> 1695 </div> 1696 <div class="scroll-bar-text">Go To Top</div> 1697 </div> 1698 </div> 1699 </div> 1700 <!-- Scroll to top end --> 1701 1702 </div> 1703 1704 1705 <!-- jequery plugins --> 1706
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1729<script> 1730 1731 document.addEventListener("DOMContentLoaded", function () { 1732 initializePage(); 1733 1734 1735 //document.querySelector(".language-switcher").addEventListener("pointerdown", function (event) { 1736 // const target = event.target.closest("button"); // â Ensure it detects clicks on the button 1737 // if (target) { 1738 // const newLanguage = target.getAttribute("data-lang"); 1739 // const newDirection = target.getAttribute("data-dir"); 1740 1741 // console.log("Language pointerdown:", newLanguage, "Direction:", newDirection); 1742 1743 // if (newLanguage && newDirection) { 1744 // switchLanguage(newLanguage, newDirection); 1745 // } 1746 // } 1747 //}); 1748 //document.querySelector(".lang-links ul").addEventListener("click", function (event) { 1749 // const target = event.target.closest("a"); // Ensures only <a> elements are detected 1750 // if (target) { 1751 // event.preventDefault(); // Prevents default link behavior 1752 1753 // const newLanguage = target.getAttribute("data-lang"); 1754 // const newDirection = target.getAttribute("data-dir"); 1755 1756 // console.log("Language Selected:", newLanguage, "Direction:", newDirection); 1757 // // alert("â CLICK DETECTED!\nLanguage: " + newLanguage + "\nDirection: " + newDirection); 1758 // if (newLanguage && newDirection) { 1759 // switchLanguage(newLanguage, newDirection); 1760 // } 1761 // } 1762 //}); 1763 1764 1765 document.querySelector(".lang-links ul").addEventListener("click", function (event) { 1766 // alert("â CLICK EVENT DETECTED!"); // â If this doesn't show, event is not firing 1767 const target = event.target.closest("a"); 1768 if (target) { 1769 event.preventDefault(); // Prevents default behavior 1770 // alert("â CLICK DETECTED ON iPHONE!"); // Debugging alert 1771 1772 const newLanguage = target.getAttribute("data-lang"); 1773 const newDirection = target.getAttribute("data-dir"); 1774 1775 // console.log("Language Selected:", newLanguage, "Direction:", newDirection); 1776 if (newLanguage && newDirection) { 1777 switchLanguage(newLanguage, newDirection); 1778 } 1779 } 1780 }); 1781 1782 }); 1783 1784 function switchLanguage(newLang, newDir) { 1785 const currentLang = localStorage.getItem("language") || "en"; 1786 1787 // Save new settings 1788 localStorage.setItem("language", newLang); 1789 document.cookie = `language=${newLang};path=/;expires=${new Date(new Date().setFullYear(new Date().getFullYear() + 1)).toUTCString()}`; 1790 1791 localStorage.setItem("direction", newDir); 1792 document.cookie = `direction=${newDir};path=/;expires=${new Date(new Date().setFullYear(new Date().getFullYear() + 1)).toUTCString()}`; 1793 1794 // â **Batch updates for better performance** 1795 setTimeout(() => { 1796 document.body.classList.remove("arabic-font", "Kurdish-font", "ltr", "rtl"); 1797 1798 if (newLang === "ar") { 1799 document.body.classList.add("arabic-font", "rtl"); 1800 } else if (newLang === "ku") { 1801 document.body.classList.add("Kurdish-font", "rtl"); 1802 } else { 1803 document.body.classList.add("ltr"); 1804 } 1805 1806 document.body.setAttribute("dir", newDir); 1807 document.body.setAttribute("lang", newLang); 1808 updateVideoLink(newLang);
1809 updateBackgroundImage(newDir); // â **Update base path dynamically** 1810 }, 0); 1811 1812 // â **Refresh only if the language actually changes** 1813 if (newLang !== currentLang) { 1814 setTimeout(() => location.reload(), 50); 1815 } 1816 } 1817 1818 // â **Function to update background image path dynamically** 1819 function updateBackgroundImage(direction) { 1820 const bgLayer = document.querySelector(".bg-layer"); 1821 if (bgLayer) { 1822 let currentBgImage = window.getComputedStyle(bgLayer).backgroundImage; 1823 1824 // â **Extract filename from full absolute URL** 1825 const matches = currentBgImage.match(/\/WebImages\/([^\/]+?\.(png|jpg|jpeg|gif|svg))/i); 1826 1827 if (matches && matches[1]) { 1828 const imageName = matches[1]; // â Extract filename (e.g., Annual_reports_title.png) 1829 const newPath = `WebImages/${direction}/${imageName}`; // â Construct new path 1830 bgLayer.style.backgroundImage = `url('${newPath}')`; 1831 // console.log(`â Background Updated: ${newPath}`); 1832 } else {
1833 // console.warn("ð¨ Background image filename could not be extracted!"); 1834 } 1835 } 1836 } 1837 1838 1839 // â **Function to update video link dynamically** 1840 function updateVideoLink(language) { 1841 const videoLink = document.getElementById("videoLink"); 1842 if (videoLink) { 1843 videoLink.href = `Video/${language === "en" ? "ar" : language}/WithD.mp4`; 1844 } 1845 } 1846 1847 // â **Initialize settings on page load** 1848 function initializePage() { 1849 // alert("â initializePage() is running!"); 1850 const language = localStorage.getItem("language") || "en"; 1851 const direction = localStorage.getItem("direction") || "ltr"; 1852 1853 // console.log("Initializing Page - Language:", language, "Direction:", direction); 1854 1855 // â **Batch updates for better performance** 1856 setTimeout(() => { 1857 document.body.classList.add(direction); 1858 document.body.setAttribute("dir", direction); 1859 // alert("3"); // â This will now work on iPhone 1860 1861 if (language === "ar") { 1862 document.body.classList.add("arabic-font"); 1863 } else if (language === "ku") { 1864 document.body.classList.add("Kurdish-font"); 1865 } 1866 1867 updateVideoLink(language);
1868 updateBackgroundImage(direction); 1869 }, 0); 1870 // alert("â initializePage() is running!"); 1871 } 1872 1873</script>
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