PageSourceSearch

https://cihanbank.com.iq/Products.aspx

html cihanbank.com.iq collected 2026-10-07 04:16:20 UTC 102,021 bytes, 1,885 lines download raw bytes

1
2
3<!DOCTYPE html>
4<html>
5<head>
6    <meta charset="utf-8">
7    <meta http-equiv="X-UA-Compatible" content="IE=edge">
8    <meta name="viewport" content="width=device-width, initial-scale=1.0, maximum-scale=1.0, user-scalable=0">
9
10    <title>Cihan Bank</title>
11
12    <!-- Fav Icon -->
13    <link rel="icon" href="assets/images/favicon.ico" type="image/x-icon">
14
15    <!-- Google Fonts -->
16    <link href="https://fonts.googleapis.com/css2?family=Manrope:wght@200;300;400;500;600;700;800&display=swap" rel="stylesheet">
17    <link href="https://fonts.googleapis.com/css2?family=Inter:wght@100;200;300;400;500;600;700;800;900&display=swap" rel="stylesheet">
18    <link href='https://fonts.googleapis.com/css?family=Cinzel' rel='stylesheet'>
19
20    <!-- Stylesheets -->
21    <link href="assets/css/font-awesome-all.css" rel="stylesheet">
22    <link href="assets/css/flaticon.css" rel="stylesheet">
23    <link href="assets/css/owl.css" rel="stylesheet">
24    <link href="assets/css/bootstrap.css" rel="stylesheet">
25    <link href="assets/css/jquery.fancybox.min.css" rel="stylesheet">
26    <link href="assets/css/animate.css" rel="stylesheet">
27    <link href="assets/css/nice-select.css" rel="stylesheet">
28    <link href="assets/css/elpath.css" rel="stylesheet">
29    <link href="assets/css/color/theme-color.css" id="jssDefault" rel="stylesheet">
30    <link href="assets/css/switcher-style.css" rel="stylesheet">
31    <link href="assets/css/rtl.css" rel="stylesheet">
32    <link href="assets/css/style.css" rel="stylesheet">
33    <link href="assets/css/module-css/banner.css" rel="stylesheet">
34    <link href="assets/css/module-css/feature.css" rel="stylesheet">
35    <link href="assets/css/module-css/about.css" rel="stylesheet">
36    <link href="assets/css/module-css/service.css" rel="stylesheet">
37    <link href="assets/css/module-css/calculator.css" rel="stylesheet">
38    <link href="assets/css/module-css/video.css" rel="stylesheet">
39    <link href="assets/css/module-css/funfact.css" rel="stylesheet">
40    <link href="assets/css/module-css/apps.css" rel="stylesheet">
41    <link href="assets/css/module-css/testimonial.css" rel="stylesheet">
42    <link href="assets/css/module-css/news.css" rel="stylesheet">
43    <link href="assets/css/module-css/subscribe.css" rel="stylesheet">
44    <link href="assets/css/responsive.css" rel="stylesheet">
45    <link href="assets/css/module-css/faq.css" rel="stylesheet">
46    <link href="assets/css/module-css/page-title.css" rel="stylesheet">
47    <link href="assets/css/module-css/card.css" rel="stylesheet">
48    <link href="assets/css/module-css/career.css" rel="stylesheet">
49    <link href="assets/css/module-css/blog-details.css" rel="stylesheet">
50
51    <link href="assets/css/module-css/contact.css" rel="stylesheet">
52    <link href="assets/css/module-css/exchange.css" rel="stylesheet">
53    <link href="assets/css/module-css/requirements.css" rel="stylesheet">
54    <link href="assets/css/responsive.css" rel="stylesheet">
55    <link href="assets/css/module-css/page-title.css" rel="stylesheet">
56    <link href="assets/css/module-css/about.css" rel="stylesheet">
57    <link href="assets/css/module-css/feature.css" rel="stylesheet">
58    <link href="assets/css/flaticon.css" rel="stylesheet">
59    <link href="assets/css/font-awesome-all.css" rel="stylesheet">
60    <link href="assets/css/flaticon.css" rel="stylesheet">
61    <link href="assets/css/owl.css" rel="stylesheet">
62    <link href="assets/css/bootstrap.css" rel="stylesheet">
63    <link href="assets/css/jquery.fancybox.min.css" rel="stylesheet">
64    <link href="assets/css/animate.css" rel="stylesheet">
65    <link href="assets/css/nice-select.css" rel="stylesheet">
66    <link href="assets/css/elpath.css" rel="stylesheet">
67    <link href="assets/css/switcher-style.css" rel="stylesheet">
68    <link href="assets/css/rtl.css" rel="stylesheet">
69    <link href="assets/css/style.css" rel="stylesheet">
70    <link href="assets/css/module-css/page-title.css" rel="stylesheet">
71    <link href="assets/css/module-css/about.css" rel="stylesheet">
72    <link href="assets/css/module-css/feature.css" rel="stylesheet">
73    <link href="assets/css/module-css/process.css" rel="stylesheet">
74    <link href="assets/css/module-css/requirements.css" rel="stylesheet">
75    <link href="assets/css/module-css/testimonial.css" rel="stylesheet">
76    <link href="assets/css/module-css/subscribe.css" rel="stylesheet">
77    <link href="assets/css/responsive.css" rel="stylesheet">
78    <link href="assets/css/module-css/team.css" rel="stylesheet">
79    <link rel="stylesheet" href="https://unpkg.com/[email protected]/dist/leaflet.css" />
80    <link href="assets/css/module-css/news.css" rel="stylesheet">
81    <link href="assets/css/module-css/sidebar.css" rel="stylesheet">
82    
83    <style>
84        /* Fonts */
85
86
87        /* Modal Overlay */
88        .modal {
89            top: 0;
90            left: 0;
91            width: 100%;
92            height: 100%;
93            background-color: rgba(0, 0, 0, 0.5); /* Semi-transparent background */
94            display: none; /* Hidden by default */
95            justify-content: center; /* Center horizontally */
96            align-items: center; /* Center vertically */
97            z-index: 1000; /* Ensures it appears above all other elements */
98        }
99
100        /* Modal Content */
101        .modal-content {
102            top: 30%;
103            left: 30%;
104            right: 30%;
105            background-color: #fff;
106            padding: 20px;
107            border-radius: 8px;
108            width: 50%;
109            max-width: 700px;
110            height: 100%;
111            text-align: center;
112            box-shadow: 0 4px 8px rgba(0, 0, 0, 0.5);
113            overflow-y: auto; /* Add scrolling if content is too large */
114            z-index: 1001;
115        }
116
117        /* Close Button */
118        .close-btn {
119            display: inline-block;
120            margin-top: 20px;
121            padding: 10px 20px;
122            background-color: #007bff;
123            color: white;
124            text-decoration: none;
125            border-radius: 4px;
126            cursor: pointer;
127        }
128
129            .close-btn:hover {
130                background-color: #0056b3;
131            }
132
133        /* Show modal when targeted */
134        .modal:target {
135            display: flex; /* Flexbox to center content */
136        }
137
138        .gallery-container {
139            position: relative;
140            width: 100%;
141            overflow: hidden;
142            text-align: center;
143        }
144
145        .gallery-image {
146            display: none;
147            width: 100%;
148            height: auto;
149        }
150
151            .gallery-image.active {
152                display: block;
153            }
154
155        .dots-container {
156            text-align: center;
157            margin-top: 15px;
158        }
159
160        .dot {
161            display: inline-block;
162            width: 15px;
163            height: 15px;
164            margin: 0 5px;
165            background-color: #ddd;
166            border-radius: 50%;
167            cursor: pointer;
168            transition: background-color 0.3s;
169        }
170
171            .dot.active {
172                background-color: #333;
173            }
174
175        .doc-link__container--custom {
176            text-align: left;
177        }
178
179        .doc-link__list--custom {
180            list-style: none;
181            padding: 0;
182            margin: 0;
183        }
184
185        #map {
186            height: 1000px;
187            width: 100%;
188            margin: 0 auto; /* Center the map if needed */
189        }
190
191        .doc-link__item--custom {
192            display: flex;
193            align-items: center;
194            margin-bottom: 10px;
195        }
196
197        .doc-link__anchor--custom {
198            text-decoration: none;
199            color: #EB292C;
200            font-weight: bold;
201            font-family: Arial, sans-serif;
202            display: flex;
203            align-items: center;
204            transition: color 0.3s ease;
205        }
206
207            .doc-link__anchor--custom:hover {
208                color: #a00000; /* Slightly darker shade for hover effect */
209            }
210
211        .doc-link__icon--custom {
212            display: inline-block;
213            width: 50px;
214            height: 50px;
215            margin-right: 8px;
216            background-color: #EB292C;
217            background-image: url('icon-path.svg'); /* Fallback for unsupported browsers */
218            background-size: contain;
219            background-repeat: no-repeat;
220            background-position: center;
221            mask: url('icon-path.svg') no-repeat center;
222            -webkit-mask: url('icon-path.svg') no-repeat center;
223            mask-size: contain;
224            -webkit-mask-size: contain;
225        }
226        /* Basic styles for the language switcher */
227        .language-switcher {
228            display: flex;
229            align-items: center;
230            gap: 10px; /* Space between flags */
231        }
232
233            .language-switcher img {
234                width: 30px; /* Flag width */
235                height: auto; /* Keep aspect ratio */
236                cursor: pointer; /* Pointer cursor on hover */
237            }
238
239        @font-face {
240            font-family: 'Shahd';
241            src: url('assets/fonts/Shahd-Font-Regular.ttf') format('truetype');
242            font-weight: normal;
243            font-style: normal;
244        }
245
246        .arabic-font *:not(.fa):not(.fas):not(.fab):not([class^="fa-"]):not([class^="icon-"]) {
247            font-family: 'Shahd', sans-serif !important;
248        }
249
250        @font-face {
251            font-family: 'Barham';
252            /* font-family: 'Qaisy';
253            src: url('assets/fonts/72_Sarchia_Qaisy.ttf') format('truetype');*/
254            src: url('assets/fonts/23_Sarchia_Barham.ttf') format('truetype');
255            font-weight: normal;
256            font-style: normal;
257        }
258
259        .Kurdish-font *:not(.fa):not(.fas):not(.fab):not([class^="fa-"]):not([class^="icon-"]) {
260            /*            font-family: 'Barham', sans-serif !important;
261*/ font-family: sans-serif !important;
262        }
263
264        .table-container {
265            margin: 20px auto;
266            padding: 10px;
267            max-width: 800px;
268            border-radius: 10px;
269            background-color: #f9f9f9;
270            box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
271            overflow-x: auto;
272        }
273
274        .modern-table {
275            width: 100%;
276            border-collapse: collapse;
277            font-family: Arial, sans-serif;
278            font-size: 14px;
279            color: #333;
280        }
281
282            .modern-table thead {
283                background-color: #EB292C;
284                color: #fff;
285            }
286
287                .modern-table thead th {
288                    padding: 10px 15px;
289                    text-align: center;
290                    font-weight: bold;
291                    text-transform: uppercase;
292                }
293
294            .modern-table tbody tr {
295                background-color: #fff;
296                border-bottom: 1px solid #ddd;
297                transition: background-color 0.3s ease;
298                text-align: start;
299            }
300
301                .modern-table tbody tr:hover {
302                    background-color: #f5f5f5;
303                }
304
305            .modern-table tbody td {
306                padding: 10px 15px;
307            }
308
309            .modern-table tbody tr:nth-child(even) {
310                background-color: #f9f9f9;
311            }
312
313            .modern-table tbody td:first-child {
314                font-weight: bold;
315            }
316
317            .modern-table tbody td:last-child {
318                text-align: right;
319            }
320        /* ✅ Optimize rendering */
321        .page-title .bg-layer,
322        .page-title .pattern-layer .pattern-1,
323        .page-title .pattern-layer .pattern-2 {
324            will-change: transform, opacity;
325            transition: transform 0.3s ease-in-out, opacity 0.3s ease-in-out;
326        }
327
328        /* ✅ LTR Layout (English) */
329        .ltr .page-title .pattern-layer .pattern-1 {
330            right: 0;
331            transform: scaleX(1);
332        }
333
334        .ltr .page-title .pattern-layer .pattern-2 {
335            left: 120px;
336        }
337
338        .ltr .page-title .bg-layer {
339            transform: scaleX(-1);
340        }
341
342        /* ✅ RTL Layout (Arabic, Kurdish) */
343        .rtl .page-title .pattern-layer .pattern-1 {
344            left: 0;
345            transform: scaleX(-1);
346        }
347
348        .rtl .page-title .pattern-layer .pattern-2 {
349            left: auto;
350        }
351
352        .rtl .page-title .bg-layer {
353            transform: scaleX(1);
354        }
355    </style>
356</head>
357
358
359<!-- page wrapper -->
360<body>
361
362    <div class="boxed_wrapper">
363
364
365        <!-- preloader -->
366        <div class="loader-wrap" dir="ltr">
367            <div class="preloader">
368                
369                <div id="handle-preloader" class="handle-preloader">
370                    <div class="animation-preloader">
371                        <div class="spinner"></div>
372                        <div class="txt-loading" style="font-family: 'Cinzel' !important;">
373                            <span style="font-family: 'Cinzel' !important;" data-text-preloader="C" class="letters-loading">C
374                            </span>
375                            <span style="font-family: 'Cinzel' !important;" data-text-preloader="I" class="letters-loading">I
376                            </span>
377                            <span style="font-family: 'Cinzel' !important;" data-text-preloader="H" class="letters-loading">H
378                            </span>
379                            <span style="font-family: 'Cinzel' !important;" data-text-preloader="A" class="letters-loading">A
380                            </span>
381                            <span style="font-family: 'Cinzel' !important;" data-text-preloader="N" class="letters-loading">N
382                            </span>
383                            <span style="font-family: 'Cinzel' !important;" data-text-preloader="B" class="letters-loading">B
384                            </span>
385                            <span style="font-family: 'Cinzel' !important;" data-text-preloader="A" class="letters-loading">A
386                            </span>
387                            <span style="font-family: 'Cinzel' !important;" data-text-preloader="N" class="letters-loading">N
388                            </span>
389                            <span style="font-family: 'Cinzel' !important;" data-text-preloader="K" class="letters-loading">K
390                            </span>
391                        </div>
392                    </div>
393                </div>
394            </div>
395        </div>
396        <!-- preloader end -->
397
398
399        
400
401
402        <!-- switcher menu -->
403        
404        <!-- end switcher menu -->
405
406
407        <!-- main header -->
408        <header class="main-header">
409            <!-- header-top -->
410            <div class="header-top">
411                <div class="large-container">
412                    <div class="top-inner">
413                        
414                        <ul class="links-list clearfix" >
415
416                            <li><a href="https://ibanking.cihanbankeservices.com/home/index">iBanking-individual</a></li>
417                            <li><a href="https://cardportal.cihanbank.com/login/">Card Portal</a></li>
418                            <li><a href="Faq.aspx">FAQ</a></li>
419                        </ul>
420                        <ul class="info-list clearfix">
421                            <li>
422                                <i class="icon-1"></i>
423                                <a href="mailto:[email protected]">[email protected]</a>
424                            </li>
425                            <li>
426                                <i class="icon-2"></i>
427                                <a href="Branches.aspx">Find nearest branch</a>
428                            </li>
429                        </ul>
430                        <div class="lang-links">
431                            <ul class="info-list clearfix">
432                                <li><a href="#" data-lang="ar" data-dir="rtl">AR</a>
433                                    <img src="WebImages/IQ.png" alt="Arabic (Iraq)" title="Arabic (Iraq)" data-lang="ar" data-dir="rtl">
434                                </li>
435                                <li><a href="#" data-lang="en" data-dir="ltr">EN</a>
436                                    <img src="WebImages/en.png" alt="English" title="English" data-lang="en" data-dir="ltr"></li>
437                                <li><a href="#" data-lang="ku" data-dir="rtl">KU</a>
438                                    <img src="WebImages/ku.png" alt="Kurdish (Kurdistan)" title="Kurdish (Kurdistan)" data-lang="ku" data-dir="rtl"></li>
439                            </ul>
440                        </div>
441
442
443                    </div>
444                </div>
445            </div>
446            <!-- header-lower -->
447            <div class="header-lower">
448                <div class="large-container">
449                    <div class="outer-box">
450                        <div class="logo-box" style="padding: 30px 25px 15px 0px;">
451                            <div class="shape"></div>
452                            <figure class="logo">
453                                <a href="index.aspx">
454                                    <img src="WebImages/logo.svg" alt=""></a>
455                            </figure>
456                            <p style="padding: 0; display: grid; place-items: center; color: white; font-weight: bold; margin-bottom: -12px;">Creating with you, rising together</p>
457                        </div>
458                        <div class="menu-area">
459                            <!--Mobile Navigation Toggler-->
460                            <div class="mobile-nav-toggler">
461                                <i class="icon-bar"></i>
462                                <i class="icon-bar"></i>
463                                <i class="icon-bar"></i>
464                            </div>
465                            <nav class="main-menu navbar-expand-md 
465navbar-light clearfix" style="font-size: 10px !important">
466                                <div class="collapse navbar-collapse show clearfix" id="navbarSupportedContent">
467                                    <ul class="navigation clearfix" style="font-size: 10px !important">
468                                        <li style="margin: 0px 9px !important;"><a href="index.aspx">Home</a></li>
469                                        
470                                        <li style="margin: 0px 9px !important;" class=" dropdown">
471                                            <a href="index.aspx">Banking Services</a>
472                                            <ul>
473
474                                                <li class=" dropdown">
475                                                    <a href="#">Retail Banking Services</a>
476                                                    <ul>
477                                                        
478                                                        <li><a href="Retail_Accounts.aspx">Retail Accounts</a></li>
479                                                        <li><a href="SME_Finance.aspx">Project Financing</a></li>
480                                                        
481
482                                                        
483                                                    </ul>
484
485                                                </li>
486
487                                                <li class=" dropdown"><a href="#">Corporate Banking Services</a>
488                                                    <ul>
489                                                        
490                                                        <li><a href="Coroprate_Accounts.aspx">Corporate Accounts</a></li>
491                                                        <li><a href="LG.aspx">Letters of Guarantee</a></li>
492                                                        
493                                                        <li><a href="LC.aspx">Documentary Credits</a></li>
494                                                        
495
496                                                        
497                                                    </ul>
498                                                </li>
499                                                <li><a href="Checkbook_Service.aspx">Checkbook Service</a></li>
500                                                <li><a href="Money_Transfare.aspx">Money Transfer</a></li>
501                                                <li><a href="Products.aspx">Credit Products</a></li>
502                                                <li class="dropdown"><a href="#">Electronic Services</a>
503                                                    <ul>
504                                                        
505                                                        <li>
506                                                            <a href="Cards.aspx">Bank Cards</a>
507                                                            
508                                                        </li>
509                                                        <li><a href="ChatBot.aspx">Digital Assistant</a></li>
510                                                        <li>
511                                                            <a href="iBanking.aspx">Online Banking Services</a>
512                                                            
513                                                        </li>
514                                                        <li>
515                                                            <a href="MBanking.aspx">Services in Mobile Banking</a>
516                                                            
517                                                        </li>
518                                                        <li><a href="SMS.aspx">SMS Services</a></li>
519                                                        
520                                                    </ul>
521                                                </li>
522                                            </ul>
523
524                                        </li>
525                                        <li style="margin: 0px 9px !important;" class="dropdown">
526                                            <a href="#">
526Financial Inclusion and Sustainability</a>
527                                            <ul>
528                                                <li>
529                                                    <a href="StrategicPlanInclusionFinancial.aspx">Bank Strategic Plan for Financial Inclusion</a>
530                                                </li>
531                                                <li class=" dropdown"><a href="#">Banking Awareness and Social Responsibility</a>
532                                                    <ul>
533                                                        <li>
534                                                            <a href="Social_Responsibility_Policy.aspx">Corporate Social Responsibility Policy</a>
535                                                        </li>
536                                                        <li>
537                                                            <a href="Code_of_Conduct.aspx">Code of Conduct and Professional Ethics</a>
538                                                        </li>
539                                                        <li>
540                                                            <a href="Branches.aspx">Bank Branches</a>
541                                                        </li>
542                                                        <li>
543                                                            <a href="Bank_Opening_Hours.aspx">Bank Opening Hours</a>
544                                                        </li>
545                                                        
546                                                        <li>
547                                                            <a href="Contact_us.aspx">Contact Channels with Cihan Bank</a>
548                                                        </li>
549                                                    </ul>
550                                                </li>
551                                                <li>
552                                                    <a href="Sustainability_reports.aspx">Sustainability Reports</a>
553                                                </li>
554
555
556                                            </ul>
557
558                                        </li>
559
560
561                                        
562                                        
563                                        <li style="margin: 0px 9px !important;" class="dropdown"><a href="#">
564                                            Investor Relations
565</a>
566                                            <ul>
567                                                <li class="dropdown">
568                                                    <a href="#">
569                                                        Financial Statements (Reports)
570                                                    </a>
571                                                    <ul>
572                                                        <li><a href="Annual_reports.aspx">
573                                                            Annual Reports
574                                                    </a></li>
575                                                        <li><a href="Financial_Reports_and_Performance.aspx">
576                                                            Quarterly Financial Reports
577                                                    </a></li>
578                                                    </ul>
579                                                </li>
580                                                <li>
581                                                    <a href="Ownership_Structure.aspx">
582                                                        Ownership Structure
583        </a>
584                                                </li>
585                                                <li>
586                                                    <a href="General_Assembly_Meetings.aspx">
587                                                        General Assembly Meetings
588        </a>
589                                                </li>
590
591                                                <li>
592                                                    <a href="Issued_Shares.aspx">
593                                                        Issued Shares</a>
594                                                </li>
595                                                <li>
596                                                    <a href="Traded_Shares.aspx">
597                                                        Traded Shares</a>
598                                                </li>
599                                                <li>
600                                                    <a href="Trading_Values.aspx">
601                                                        Trading Values</a>
602                                                </li>
603                                                <li>
604                                                    <a href="Share_Price.aspx">
605                                                        Share Price  </a>
606                                                </li>
607                                                <li>
608                                                    <a href="Board_of_Directors.aspx">
609                                                        Board of Directors
610                                                </a>
611                                                </li>
612                                                <li>
613                                                    <a href="Board_of_Directors_Subcommittees.aspx">
614                                                        Committees emanating from the Board of Directors</a>
615                                                </li>
616                                                <li>
617                                                    <a href="Executive_Management.aspx">
618                                                        Executive Committee
619                                                </a>
620                                                </li>
621
622                                                
623                                                
624                                                <li class="dropdown">
625                                                    <a href="#">
626                                                        Governance and Compliance
627                                                    </a>
628                                                    <ul>
629                                                        <li><a href="Governance_Guide.aspx">
630                                                            Environmental, Social and Corporate Governance Standards Guide
631                                                        </a></li>
632
633                                                        <li><a href="Governance_Annual_Report.aspx">
634                                                            The Bank's Annual Report
635                                                        </a></li>
636                                                        <li><a href="ESG_Annual_Report.aspx">
637                                                            Annual Report of the Committee on Environmental, Social, Corporate Governance and Sustainability Standards
638                                                        </a></li>
639                                                    </ul>
640                                                </li>
641
642                                                
643                                            </ul>
644
645                                        </li>
646                                        <li style="margin: 0px 9px !important;" class="dropdown">
647                                            <a>
648                                                About us
649                                        </a>
650                                            <ul>
651                                                <li>
652                                                    <a href="About_us.aspx#tab-1">
653                                                        Chairman’s Message
654                                                </a>
655                                                </li>
656                                                <li>
657                                                    <a href="About_us.aspx#tab-2">
658                                                        An overview about the bank
659                                                </a>
660                                                </li>
661                                                <li>
662                                                    <a href="About_us.aspx#tab-3">
663                                                        Our Vision
664                                                </a>
665                                                </li>
666                                                <li>
667                                                    <a href="About_us.aspx#tab-4">
668                                                        Our Mission
669                                                </a>
670                                                </li>
671                                                <li>
672                                                    <a href="About_us.aspx#tab-5">
673                                                        Core Values
674                                                </a>
675                                                </li>
676                                                <li>
677                                                    <a href="About_us.aspx#tab-6">
678                                                        The Bank's Strategy
679                                                </a>
680                                                </li>
681                                                <li>
682                                                    <a href="Awards.aspx">
683                                                        Awards
684                                                </a>
685                                                </li>
686                                                <li>
687                                                    <a href="Certifications.aspx">
688                                                        Certificates
689                                                </a>
690                                                </li>
691
692                                                <li>
693                                                    <a href="Correspondent_Banks_List.aspx">
694                                                        Correspondent Banks List
695                                                </a>
696                                                </li>
697                                                <li>
698                                                    <a href="News.aspx">
699                                                        Updates and News</a>
700                                                </li>
701                                                <li>
702                                                    <a href="Terms_and_Conditions.aspx">Terms and Conditions</a>
703                                                </li>
704                                                <li class=" dropdown"><a href="#">Information Security</a>
705                                                    <ul>
706                                                        <li>
707                                                            <a href="Information_Security.aspx">Information Security / Cyber Security</a>
708                                                        </li>
709
710                                                        <li>
711                                                            <a href="Security_Tips.aspx">Security Tips</a>
712                                                        </li>
713                                                    </ul>
714                                                </li>
715
716                                            </ul>
717
718
719                                        </li>
720                                        
721
722                                        <li style="margin: 0px 9px !important;" class="dropdown">
723                                            <a href="#">
724                                                Jobs
725                                        </a>
726                                            <ul>
727                                                <li>
728                                                    <a href="Our_team.aspx">
729                                                        Our Team
730                                        </a>
731                                                </li>
732                                                <li>
733                                                    <a href="Job_details.aspx">
734                                                        Work with us
735                                        </a>
736                                                </li>
737                                            </ul>
738
739                                        </li>
740
741
742                                        <li style="margin: 0px 9px !important;"><a href="Contact_us.aspx">Contact us</a></li>
743                                    </ul>
744                                </div>
745                            </nav>
746
747                        </div>
748                    </div>
749                </div>
750            </div>
751
752            <!--sticky Header-->
753            <div class="sticky-header">
754                <div class="large-container">
755                    <div class="outer-box">
756                        <div class="logo-box">
757                            <div class="shape"></div>
758                            <figure class="logo">
759                                <a href="index.aspx">
760                                    <img src="WebImages/logo_sticky.svg" alt=""></a>
761                            </figure>
762                        </div>
763                        <div class="menu-area">
764                            <nav class="main-menu clearfix">
765                                <!--Keep This Empty / Menu will come through Javascript-->
766                            </nav>
767
768                        </div>
769                    </div>
770                </div>
771            </div>
772        </header>
773        <!-- main-header end -->
774        
775    <div id="modal" class="modal">
776        <div class="modal-content">
777            <div class="content-box">
778                <h4>Car Murabaha (Small, Medium, and Large Vehicles) for Public and Private Use</h4>
779                <div class="vehicle-conditions mb_30">
780                    <h4>Vehicles and cars must not exceed the following age:</h4>
781                    <ul>
782                        <li>
782Private cars: Maximum age of 10 years.</li>
783                        <li>Public cars: Maximum age of 5 years.</li>
784                        <li>Transport (freight) cars: Maximum age of 5 years.</li>
785                        <li>A technical inspection of the vehicle from an approved entity is required for used vehicles, with a recent date.</li>
786                    </ul>
787                </div>
788
789                <!-- General Conditions -->
790                <ul>
791                    <li>The applicant must have a stable and regular income, with proof or documentation to support it.</li>
792                    <li>The monthly installment, including all obligations to the bank, must not exceed 50% of the applicant's monthly income.</li>
793                    <li>Provide suitable and acceptable guarantors and guarantees for the bank.</li>
794                    <li>Provide an invoice and a price quotation addressed to the bank, detailing the purchases.</li>
795                </ul>
796            </div>
797        </div>
798        <button id="closeModalButton" class="btn">Close</button>
799    </div>
800    <div id="modal2" class="modal">
801        <div class="modal-content">
802            <div class="content-box">
803                <div class="sec-title mb_30">
804                    <h2>General Conditions:</h2>
805                </div>
806
807                <!-- Conditions List -->
808                <ul>
809                    <li>The property intended for purchase must be ready for occupancy and within a regulated area.</li>
810                    <li>A property ownership deed must be available if the purchase is outside housing projects.</li>
811                    <li>A property ownership certificate issued by the project management must be provided.</li>
812                    <li>Submit a property valuation from the bank's committee and an approved expert.</li>
813                    <li>Provide a down payment of at least 20% of the property's value.</li>
814                    <li>The applicant must have a stable and regular income, with proof or documentation to support it.</li>
815                    <li>The monthly installment, including all obligations to the bank, must not exceed 50% of the applicant's monthly income.</li>
816                    <li>Provide suitable and acceptable guarantors and guarantees for the bank.</li>
817                    <li>The goods intended for purchase must be permissible under Islamic Sharia.</li>
818                    <li>Provide an invoice and a price quotation addressed to the bank, detailing the purchases.</li>
819                </ul>
820            </div>
821        </div>
822        <button id="closeModalButton2" class="btn">Close</button>
823    </div>
824    <div id="modal3" class="modal">
825        <div class="modal-content">
826            <div class="content-box">
827                <div class="sec-title mb_30">
828                    <h2>General Conditions:</h2>
829                </div>
830
831                <!-- Conditions List -->
832                <ul>
833                    <li>The applicant must have a stable and regular income, with proof or documentation to support it.</li>
834                    <li>The monthly installment, including all obligations to the bank, must not exceed 50% of the applicant's monthly income.</li>
835                    <li>Provide suitable and acceptable guarantors and guarantees for the bank.</li>
836                    <li>The goods intended for purchase must be permissible under Islamic Sharia.</li>
837                    <li>Provide an invoice and a price quotation addressed to the bank, detailing the purchases, and ensuring they are within market rates.</li>
838                </ul>
839            </div>
840        </div>
841        <button id="closeModalButton3" class="btn">Close</button>
842    </div>
843    <div id="modal6" class="modal">
844        <div class="modal-content">
845            <div class="content-box">
846                <div class="sec-title mb_30">
847                    <h2>General Conditions:</h2>
848                </div>
849
850                <!-- Conditions List -->
851                <ul>
852                    <li>A license from the relevant authorities to engage in construction or industrial activities must be provided.
852</li>
853                    <li>The age of the construction vehicle must not exceed five years.</li>
854                    <li>A technical inspection and report on the suitability of the construction vehicle or industrial machine must be provided.</li>
855                    <li>Audited financial statements from an approved and certified accounting office must be provided.</li>
856                    <li>The monthly installment, including all obligations to the bank, must not exceed 50% of the applicant's monthly income.</li>
857                    <li>Provide suitable and acceptable guarantors and guarantees for the bank.</li>
858                    <li>Provide an invoice and a price quotation addressed to the bank, detailing the purchases, and ensuring they align with market prices.</li>
859                </ul>
860            </div>
861        </div>
862        <button id="closeModalButton6" class="btn">Close</button>
863    </div>
864    <div id="modal8" class="modal">
865        <div class="modal-content">
866            <div class="content-box">
867                <div class="sec-title mb_30">
868                    <h2>General Conditions:</h2>
869                </div>
870
871                <!-- Conditions List -->
872                <ul>
873                    <li>Possession of a license from relevant authorities to practice medical professions or to open medical laboratories.</li>
874                    <li>Availability of a licensed and equipped location for conducting the activity.</li>
875                    <li>The monthly installment, including all obligations to the bank, must not exceed 50% of the applicant's monthly income.</li>
876                    <li>Provide suitable and acceptable guarantors and guarantees for the bank.</li>
877                    <li>Provide an invoice and a price quotation addressed to the bank, detailing the purchases, and ensuring they are within market rates.</li>
878                </ul>
879            </div>
880        </div>
881        <button id="closeModalButton8" class="btn">Close</button>
882    </div>
883    <div id="modal9" class="modal">
884        <div class="modal-content">
885            <div class="content-box">
886                <div class="sec-title mb_30">
887                    <h2>General Conditions:</h2>
888                </div>
889
890                <!-- Conditions List -->
891                <ul>
892                    <li>A license from the relevant authorities to engage in commercial activities must be provided.</li>
893                    <li>A licensed and equipped location for commercial activities must be available, supported by a lease contract or property ownership deed.</li>
894                    <li>Audited financial statements from an approved and certified accounting office must be provided.</li>
895                    <li>The monthly installment, including all obligations to the bank, must not exceed 50% of the applicant's monthly income.</li>
896                    <li>Provide suitable and acceptable guarantors and guarantees for the bank.</li>
897                    <li>Provide an invoice and a price quotation addressed to the bank, detailing the purchases, and ensuring they align with market prices.</li>
898                </ul>
899            </div>
900        </div>
901        <button id="closeModalButton9" class="btn">Close</button>
902    </div>
903    <!-- page-title -->
904    <section class="page-title centred">
905        <div class="bg-layer" style="background-image: url(WebImages/Finance.png);"></div>
906        <div class="pattern-layer">
907            <div class="pattern-1" style="background-image: url(assets/images/shape/shape-18.png);"></div>
908            <div class="pattern-2" style="background-image: url(assets/images/shape/shape-17.png);"></div>
909        </div>
910        <div class="auto-container">
911            <div class="content-box">
912                <h1>All Products</h1>
913                <ul class="bread-crumb clearfix">
914                    <li><a href="index.aspx">Home</a></li>
915                    <li>All Products</li>
916                </ul>
917            </div>
918        </div>
919    </section>
920    <!-- page-title end -->
921
922    <!-- -section -->
923    <section class="service-style-two pb_120 centred">
924        <div class="auto-container">
925
926            <div class="tabs-box">
927                <div class="tab-btn-box p_relative mb_100">
928                    <ul class="tab-btns tab-buttons">
929                        <li class="tab-btn active-btn" data-tab="#tab-1"><span>Murabaha Financing (Monthly Payment)</span></li>
930                        
931                        <li class="tab-btn" data-tab="#tab-3"><span>Al-Ijarah Al-Muntahia BilTamleek</span></li>
932                        
933                        <li class="tab-btn" data-tab="#tab-5"><span>Al Muqasatah Card </span></li>
934                        
935                        <li class="tab-btn" data-tab="#tab-7"><span>Commercial Allowances</span></li>
936                        
937                        
938                    </ul>
939                </div>
940                <div class="tabs-content">
941
942                    <div class="tab active-tab" id="tab-1">
943                        <div class="sec-title mb_70">
944                            <h6>Murabaha Financing (Monthly Payment)</h6>
945                            <h4>Murabaha financing is one of the Islamic financing methods, known as a financing format where the bank purchases an asset and sells it to the customer at the original cost plus a predetermined profit.</h4>
946                            <h4>Credit which includes (Murabaha for electrical equipment, structural materials, cars, real estate, etc.) for a maximum period of 5 years after a full study of the customer's file and the guarantees provided to the bank.</h4>
947                        </div>
948                        <div class="row clearfix">
949                            <div class="col-lg-3 col-md-6 col-sm-12 team-block">
950                                <div class="team-block-one">
951                                    <div class="inner-box">
952                                        <div class="image-box">
953                                            <figure class="image">
954                                                <img src="WebImages/Car_Murabaha.png" alt="">
955                                            </figure>
956                                        </div>
957                                        <div class="lower-content">
958                                            <h3><a href="#" id="openModalLink">Car Murabaha (Small, Medium, and Large Vehicles) for Public and Private Use</a></h3>
959                                            
960                                        </div>
961                                    </div>
962                                </div>
963                            </div>
964                            <div class="col-lg-3 col-md-6 col-sm-12 team-block">
965                                <div class="team-block-one">
966                                    <div class="inner-box">
967                                        <div class="image-box">
968                                            <figure class="image">
969                                                <img src="WebImages/Solar_financing.png" alt="">
970                                            </figure>
971                                        </div>
972                                        <div class="lower-content">
973                                            <h3><a href="#">Solar financing</a></h3>
974                                            
975                                        </div>
976                                    </div>
977                                </div>
978                            </div>
979                            <!-- Modal Structure -->
980                            <div class="col-lg-3 col-md-6 col-sm-12 team-block">
981                                <div class="team-block-one">
982                                    <div class="inner-box">
983                                        <div class="image-box">
984                                            <figure class="image">
985                                                <img src="WebImages/Medical_Equipment_Murabaha.png" alt="">
986                                            </figure>
987
988                                        </div>
989                                        <div class="lower-content">
990                                            <h3><a href="#" id="openModalLink8">Murabaha for Medical and Laboratory Equipment</a></h3>
991
992                                        </div>
993                                    </div>
994                                </div>
995                            </div>
996
997                            
998                        </div>
999
1000                    </div>
1001                    
1002                    <div class="tab" id="tab-3">
1003                        <div class="sec-title mb_70">
1004                            <h6>Al-Ijarah Al-Muntahia BilTamleek (Own it with Your Monthly Rent)</h6>
1005                            <h3>It is one of the Islamic financing formats that meets customer needs for residential or commercial investment financing, as well as vehicles and construction equipment. The bank owns the asset intended for leasing to the customer and rents it out for a leasing installment, including an agreed-upon leasing return. At the end of the lease contract, the ownership of the leased asset transfers to the lessee, either for free or for a nominal fee.</h3>
1006                        </div>
1007                        <div class="row clearfix">
1008                            
1009                            <div class="col-lg-3 col-md-6 col-sm-12 team-block">
1010                                <div class="team-block-one">
1011                                    <div class="inner-box">
1012                                        <div class="image-box">
1013                                            <figure class="image">
1014                                                <img src="WebImages/Car_Murabaha.png" alt="">
1015                                            </figure>
1016                                        </div>
1017                                        <div class="lower-content">
1018                                            <h3><a>Car Ijara</a></h3>
1019                                        </div>
1020                                    </div>
1021                                </div>
1022                            </div>
1023                        </div>
1024                        <section class="requirements-section centred pt_120 pb_90" style="margin-top: -100px">
1025                            <div class="auto-container">
1026                                <div class="sec-title mb_70">
1027                                    <h6>The execution format is as follows:</h6>
1028                                    <div class="content_block_three">
1029                                        <div class="text-box mb_40">
1030
1031                                            <ul class="list-style-one clearfix" style="font-weight: bold">
1032                                                <li>The customer submits a request to the bank to lease a specific asset (apartment, house, land, commercial store, commercial complex, residential complex, vehicle) and provides the required guarantees to the bank.</li>
1033                                                <li>The bank reviews the request, evaluates the guarantees, and decides on approval, rejection, or approval with additional conditions.</li>
1034                                                <li>In case of approval, the customer submits a price quotation from the property owner.</li>
1035                                                <li>The bank acquires ownership of the property after the customer signs a promise to lease it from the bank under a lease-to-own agreement.</li>
1036                                                <li>The lease agreements and related forms are signed by the lessee (customer) and guarantors, with other guarantees fulfilled.</li>
1037                                                <li>The property is handed over to the lessee, who signs an acknowledgment of receipt and confirms it is free of defects.</li>
1038                                                <li>The lessee is obligated to pay the monthly rental installment to the bank as agreed upon in the contracts.</li>
1039
1040                                            </ul>
1041                                        </div>
1042                                    </div>
1043                                </div>
1044
1045                                <div class="row clearfix">
1046                                    <div class="col-lg-4 col-md-6 col-sm-12 requirements-block">
1047                                        <div class="requirements-block-one">
1048                                            <div class="inner-box">
1049                                                <h4>Terms and Conditions</h4>
1050                                                <ul class="list-item clearfix">
1051                                                    <li>The leasing return, repayment periods, total financing, and guarantees depend on the bank's credit policy and are communicated to branches and the contact center upon any updates.</li>
1052                                                    <li>The applicant for credit must be an adult, sane, and capable of managing their own affairs.</li>
1053                                                    <li>The applicant must be employed or have a stable and regular income source.</li>
1054                                                    <li>The credit request must align with the purposes or needs of the applicant.</li>
1055                                                    <li>The services and benefits must be permissible under Islamic Sharia and the law.</li>
1056                                                    <li>The property price must be within acceptable real estate market prices and equal to similar properties in value.</li>
1057                                                    <li>The credit request must be submitted through the branch closest to the customer's residence or workplace.</li>
1058                                                    <li>Provide acceptable guarantees to the bank as deemed necessary by the bank.</li>
1059
1060                                                </ul>
1061                                            </div>
1062                                        </div>
1063                                    </div>
1064                                    <div class="col-lg-4 col-md-6 col-sm-12 requirements-block">
1065                                        <div class="requirements-block-one">
1066                                            <div class="inner-box">
1067                                                <h4>Features:</h4>
1068                                                <ul class="list-item clearfix">
1069                                                    <li>Flexible financing.</li>
1070                                                    <li>Provides an opportunity to own the property at the same monthly rental value.</li>
1071                                                    <li>Facilitated terms.</li>
1072                                                    <li>Acceptable leasing return.</li>
1073                                                    <li>Flexible repayment periods.</li>
1074                                                </ul>
1075
1076
1077                                            </div>
1078                                        </div>
1079                                    </div>
1080
1081
1082                                    <div class="col-lg-4 col-md-6 col-sm-12 requirements-block">
1083                                        <div class="requirements-block-one">
1084                                            <div class="inner-box">
1085                                                <h4>Targeted Audience:</h4>
1086                                                <ul class="list-item clearfix">
1087                                                    <li>Individuals working in the private sector.</li>
1088                                                    <li>Individuals working in the public sector.</li>
1089                                                    <li>Traders and investors.</li>
1090                                                    <li>Commercial companies.</l
1090i>
1091
1092                                                </ul>
1093                                            </div>
1094                                        </div>
1095                                    </div>
1096                                </div>
1097                            </div>
1098                        </section>
1099                    </div>
1100                    
1101
1102                    <div class="tab" id="tab-5">
1103                        <div class="sec-title mb_70">
1104                            <h6>Al Muqasatah Card </h6>
1105                        </div>
1106                        <div class="row clearfix" style="margin-top: -100px">
1107                            <!-- about-style-two -->
1108                            <section class="about-style-two pt_120 pb_120">
1109                                <div class="auto-container">
1110                                    <div class="row align-items-center">
1111                                        <div class="col-lg-6 col-md-12 col-sm-12 content-column">
1112                                            <div class="content_block_three">
1113                                                <div class="content-box mr_110">
1114                                                    <div class="sec-title mb_20">
1115                                                        <h3>It is a credit card that allows the installment payment of goods and services over agreed and predefined periods, with a maximum of 36 months and a minimum of 12 months, operating under Murabaha and Ijarah Dhimma financing formats.</h3>
1116                                                    </div>
1117                                                    
1118                                                </div>
1119                                            </div>
1120                                        </div>
1121                                        <div class="col-lg-6 col-md-12 col-sm-12 image-column">
1122                                            <div class="image_block_two">
1123                                                <div class="image-box">
1124                                                    <div class="image-shape">
1125                                                        <div class="shape-3" style="background-image: url(assets/images/shape/shape-11.png);"></div>
1126                                                        <div class="shape-4" style="background-image: url(assets/images/shape/shape-3.png);"></div>
1127                                                    </div>
1128                                                    <figure class="image">
1129                                                        <img src="WebImages/Cihan_Islamic_Installment_Card.png" alt="">
1130                                                    </figure>
1131                                                </div>
1132                                            </div>
1133                                        </div>
1134                                    </div>
1135                                </div>
1136                            </section>
1137
1138                            <!-- about-style-two end -->
1139                        </div>
1140                        <section class="requirements-section centred pt_120 pb_90" style="margin-top: -100px">
1141                            <div class="auto-container">
1142                                <div class="sec-title mb_70">
1143                                    <h6>The execution format is as follows:</h6>
1144                                    <div class="content_block_three">
1145                                        <div class="text-box mb_40">
1146
1147                                            <ul class="list-style-one clearfix" style="font-weight: bold">
1148
1149                                                <li>The customer submits a request to the bank to issue the installment card and provides the required guarantees.</li>
1150                                                <li>The bank reviews the request, evaluates the guarantees, and decides on approval, rejection, or approval with additional conditions.</li>
1151                                                <li>Upon approval, the contracts and forms for the card and financing formats are signed by the customer and guarantors, and other guarantees, such as property mortgages, are completed if applicable.</li>
1152                                                <li>The card is issued and handed over to the customer after signing the receipt and card-related commitments.</li>
1153                                                <li>The purchase value is paid in installments, adding the profit margin, based on pre-agreed repayment plans.</li>
1154
1155                                            </ul>
1156                                        </div>
1157                                    </div>
1158                                </div>
1159
1160                                <div class="row clearfix">
1161                                    <div class="col-lg-4 col-md-6 col-sm-12 requirements-block">
1162                                        <div class="requirements-block-one">
1163                                            <div class="inner-box">
1164                                                <h4>Terms and Conditions</h4>
1165                                                <ul class="list-item clearfix">
1166                                                    <li>The profit margin, repayment periods, total financing, and guarantees depend on the bank's credit policy and are communicated to branches and the contact center upon any updates.</li>
1167                                                    <li>The applicant for credit must be an adult, sane, and capable of managing their own affairs.</li>
1168                                                    <li>The applicant must be employed or have a stable and regular income source.</li>
1169                                                    <li>The goods and services purchased must be permissible under Islamic Sharia and the law.</li>
1170                                                    <li>The credit request must be submitted through the branch closest to the customer's residence or workplace.</li>
1171                                                    <li>Provide acceptable guarantees to the bank as deemed necessary by the bank.</li>
1172
1173                                                </ul>
1174                                            </div>
1175                                        </div>
1176                                    </div>
1177                                    <div class="col-lg-4 col-md-6 col-sm-12 requirements-block">
1178                                        <div class="requirements-block-one">
1179                                            <div class="inner-box">
1180                                                <h4>Features:</h4>
1181                                                <ul class="list-item clearfix">
1182                                                    <li>Flexible usage and benefit from financing through the card.</li>
1183                                                    <li>Can be used inside and outside Iraq.</li>
1184                                                    <li>Facilitated terms.</li>
1185                                                    <li>Acceptable profit rates.</li>
1186                                                    <li>Flexible repayment periods.</li>
1187                                                    <li>Issued in Iraqi Dinar.</li>
1188
1189                                                </ul>
1190
1191
1192                                            </div>
1193                                        </div>
1194                                    </div>
1195
1196
1197                                    <div class="col-lg-4 col-md-6 col-sm-12 requirements-block">
1198                                        <div class="requirements-block-one">
1199                                            <div class="inner-box">
1200                                                <h4>Targeted Audience:</h4>
1201                                                <ul class="list-item clearfix">
1202                                                    <li>Individuals working in the private sector.</li>
1203                                                    <li>Individuals working in the public sector.</li>
1204                                                    <li>Traders and investors.</li>
1205
1206                                                </ul>
1207                                            </div>
1208                                        </div>
1209                                    </div>
1210                                </div>
1211                            </div>
1212                        </section>
1213                    </div>
1214                    
1215                    <div class="tab" id="tab-7">
1216                        <div class="sec-title mb_70">
1217                            <h6>Commercial Allowances</h6>
1218                        </div>
1219                        <div class="row clearfix" style="margin-top: -100px">
1220                            <!-- about-style-two -->
1221                            <section class="about-style-two pt_120 pb_120">
1222                                <div class="auto-container">
1223                                    <div class="row align-items-center">
1224                                        <div class="col-lg-6 col-md-12 col-sm-12 content-column">
1225                                            <div class="content_block_three">
1226                                                <div class="content-box mr_110">
1227                                                    <div class="sec-title mb_20">
1228                                                        <h3>It is a credit limit (commitment and/or cash) granted to traders, companies, and commercial institutions, with a specific amount that can be utilized throughout the year. Repayment is made in multiple installments based on the customer's preference, ranging from 3 months to 24 months, depending on the type of goods purchased and profit rates suitable for the repayment periods. The repaid amount during the year can be reused. The granted credit limit falls under one of the following financing types:</h3>
1229                                                    </div>
1230                                                    <div class="text-box mb_40">
1231
1232                                                        <ul class="list-style-one clearfix">
1233
1234                                                            
1235                                                            <li>Ceiling for self-funding letters of credit.</li>
1236                                                            <li>Ceiling for guarantee letters.</li>
1237
1238                                                        </ul>
1239                                                    </div>
1240                                                </div>
1241                                            </div>
1242                                        </div>
1243                                        <div class="col-lg-6 col-md-12 col-sm-12 image-column">
1244                                            <div class="image_block_two">
1245                                                <div class="image-box">
1246                                                    <div class="image-shape">
1247                                                        <div class="shape-3" style="background-image: url(assets/images/shape/shape-11.png);"></div>
1248                                                        <div class="shape-4" style="background-image: url(assets/images/shape/shape-3.png);"></div>
1249                                                    </div>
1250                                                    <figure class="image">
1251                                                        <img src="WebImages/Commercial_Allowances.png" alt="">
1252                                                    </figure>
1253                                                </div>
1254                                            </div>
1255                                        </div>
1256                                    </div>
1257                                </div>
1258                            </section>
1259
1260                            <!-- about-style-two end -->
1261                        </div>
1262                        <section class="requirements-section centred pt_120 pb_90" style="margin-top: -100px">
1263                            <div class="auto-container">
1264                                <div class="sec-title mb_70">
1265                                    <h6>The execution format is as follows:</h6>
1266                                    <div class="content_block_three">
1267                                        <div class="text-box mb_40">
1268
1269                                            <ul class="list-style-one clearfix" style="font-weight: bold">
1270                                                <li>The client (trader or company) submits a request to the bank for a credit allocation ceiling and provides suitable guarantees.</li>
1271                                                <li>The bank reviews the request, evaluates the guarantees, and decides on approval, rejection, or approval with additional conditions.</li>
1272                                                <li>The contracts and forms for the financing process are signed by the client and guarantors, and other guarantees, such as property mortgages, are completed if applicable.</li>
1273                                                <li>After meeting the bank's conditions and requirements, the client submits Exploitation requests to utilize the allocation ceilings based on their commercial needs.</li>
1274                                                <li>The bank pays the supplier the invoice value after reviewing it and ensuring it falls within the granted ceiling.</li>
1275                                                <li>The cost of the goods, along with the profit margin, is paid in installments based on the repayment period agreed upon during approval.</li>
1276
1277
1278                                            </ul>
1279                                        </div>
1280                                    </div>
1281                                </div>
1282
1283                                <div class="row clearfix">
1284                                    <div class="col-lg-4 col-md-6 col-sm-12 requirements-block">
1285                                        <div class="requirements-block-one">
1286                                            <div class="inner-box">
1287                                                <h4>Terms and Conditions</h4>
1288                                                <ul class="list-item clearfix">
1289                                                    <li>The profit rates, repayment periods, total financing, and guarantees depend on the bank's credit policy and are communicated to branches and the contact center upon any updates.</li>
1290                                                    <li>The applicant for credit must be an adult, sane, and capable of managing their own affairs.</li>
1291                                                    <li>The applicant must be legally registered and licensed to engage in their commercial or industrial activity.</li>
1292                                                    <li>The credit request must align with the purposes or needs of the activity registered in the commercial registry.</li>
1293                                                    <li>The items to be purchased must be permissible under Islamic Sharia and the law.</li>
1294                                                    <li>The provided invoices must be official and issued from the supplier's invoice book or billing system.</li>
1295                                                    <li>The credit request must be submitted through the branch closest to the customer's residence or workplace.</li>
1296                                                    <li>Provide acceptable guarantees to the bank as deemed necessary by the bank.</li>
1297
1298                                                </ul>
1299                                            </div>
1300                                        </div>
1301                                    </div>
1302                                    <div class="col-lg-4 col-md-6 col-sm-12 requirements-block">
1303                                        <div class="requirements-block-one">
1304                                            <div class="inner-box">
1305                                                <h4>Features:</h4>
1306                                                <ul class="list-item clearfix">
1307                                                    <li>Flexible financing that covers a wide range of goods and products, with options for partial or full financing.</li>
1308                                                    <li>Acceptable profit rates.</li>
1309                                                    <li>Flexible repayment periods.</li>
1310                                                    <li>Financing available in USD as well as Iraqi Dinar.</li>
1311                                                    <li>Allows both local and international purchases.</li>
1312
1313                                                </ul>
1314
1315
1316                                            </div>
1317                                        </div>
1318                                    </div>
1319
1320
1321                                    <div class="col-lg-4 col-md-6 col-sm-12 requirements-block">
1322                                        <div class="requirements-block-one">
1323                                            <div class="inner-box">
1324                                                <h4>Targeted Audience:</h4>
1325                                                <ul class="list-item clearfix">
1326                                                    <li>Traders and investors.</li>
1327                                                    <li>Companies of all types.</li>
1328
1329                                                </ul>
1330                                            </div>
1331                                        </div>
1332                                    </div>
1333                                </div>
1334                            </div>
1335                        </section>
1336                    </div>
1337                    
1338                    
1339                </div>
1340            </div>
1341        </div>
1342    </section>
1343    <!-- -section end -->
1344    
1344<script>
1345        window.addEventListener('load', function () {
1346            var targetTab = window.location.hash;
1347
1348            if (targetTab) {
1349                setTimeout(function () {
1350                    var targetElement = document.querySelector(targetTab);
1351                    var targetBtn = document.querySelector('.tab-btn[data-tab="' + targetTab + '"]');
1352
1353                    if (targetElement && targetBtn) {
1354                        targetElement.scrollIntoView({ behavior: 'smooth', block: 'start' });
1355                        switchTab(targetTab, targetBtn);
1356                    }
1357                }, 100);
1358            }
1359        });
1360
1361        function switchTab(targetTab, targetBtn) {
1362            var allTabs = document.querySelectorAll('.tab');
1363            var allBtns = document.querySelectorAll('.tab-btn');
1364
1365            allTabs.forEach(function (tab) {
1366                tab.classList.remove('active-tab');
1367            });
1368
1369            allBtns.forEach(function (btn) {
1370                btn.classList.remove('active-btn');
1371            });
1372            var activeTab = document.querySelector(targetTab);
1373            if (activeTab) {
1374                activeTab.classList.add('active-tab');
1375            }
1376
1377            if (targetBtn) {
1378                targetBtn.classList.add('active-btn');
1379            }
1380        }
1381        // Select elements
1382        const openModalLink = document.getElementById('openModalLink');
1383        const modal = document.getElementById('modal');
1384        const closeModalButton = document.getElementById('closeModalButton');
1385
1386        // Open modal on link click
1387        openModalLink.addEventListener('click', function (e) {
1388            e.preventDefault(); // Prevent default link behavior
1389            modal.style.display = 'block';
1390        });
1391
1392        // Close modal on button click
1393        closeModalButton.addEventListener('click', function () {
1394            modal.style.display = 'none';
1395        });
1396        //const openModalLink2 = document.getElementById('openModalLink2');
1397        //const modal2 = document.getElementById('modal2');
1398        //const closeModalButton2 = document.getElementById('closeModalButton2');
1399
1400        //// Open modal on link click
1401        //openModalLink2.addEventListener('click', function (e) {
1402        //    e.preventDefault(); // Prevent default link behavior
1403        //    modal2.style.display = 'block';
1404        //});
1405
1406        //// Close modal on button click
1407        //closeModalButton2.addEventListener('click', function () {
1408        //    modal2.style.display = 'none';
1409        //});
1410
1411        //// Optional: Close modal when clicking outside the modal content
1412        //window.addEventListener('click', function (e) {
1413        //    if (e.target === modal) {
1414        //        modal.style.display = 'none';
1415        //    }
1416        //});
1417        //window.addEventListener('click', function (e) {
1418        //    if (e.target === modal2) {
1419        //        modal2.style.display = 'none';
1420        //    }
1421        //});
1422        //const openModalLink3 = document.getElementById('openModalLink3');
1423        //const openModalLink4 = document.getElementById('openModalLink4');
1424        //const openModalLink5 = document.getElementById('openModalLink5');
1425        //const modal3 = document.getElementById('modal3');
1426        //const closeModalButton3 = document.getElementById('closeModalButton3');
1427
1428        // Open modal on link click
1429        //openModalLink3.addEventListener('click', function (e) {
1430        //    e.preventDefault(); // Prevent default link behavior
1431        //    modal3.style.display = 'block';
1432        //});
1433        //openModalLink4.addEventListener('click', function (e) {
1434        //    e.preventDefault(); // Prevent default link behavior
1435        //    modal3.style.display = 'block';
1436        //});
1437        //openModalLink5.addEventListener('click', function (e) {
1438        //    e.preventDefault(); // Prevent default link behavior
1439        //    modal3.style.display = 'block';
1440        //});
1441        //// Close modal on button click
1442        //closeModalButton3.addEventListener('click', function () {
1443        //    modal3.style.display = 'none';
1444        //});
1445
1446
1447        //window.addEventListener('click', function (e) {
1448        //    if (e.target === modal3) {
1449        //        modal3.style.display = 'none';
1450        //    }
1451        //});
1452        //const openModalLink6 = document.getElementById('openModalLink6');
1453        //const openModalLink7 = document.getElementById('openModalLink7');
1454        //const openModalLink10 = document.getElementById('openModalLink10');
1455        //const modal6 = document.getElementById('modal6');
1456        //const closeModalButton6 = document.getElementById('closeModalButton6');
1457
1458        //// Open modal on link click
1459        //openModalLink6.addEventListener('click', function (e) {
1460        //    e.preventDefault(); // Prevent default link behavior
1461        //    modal6.style.display = 'block';
1462        //});
1463        //openModalLink7.addEventListener('click', function (e) {
1464        //    e.preventDefault(); // Prevent default link behavior
1465        //    modal6.style.display = 'block';
1466        //});
1467        //openModalLink10.addEventListener('click', function (e) {
1468        //    e.preventDefault(); // Prevent default link behavior
1469        //    modal6.style.display = 'block';
1470        //});
1471
1472        //// Close modal on button click
1473        //closeModalButton6.addEventListener('click', function () {
1474        //    modal6.style.display = 'none';
1475        //});
1476
1477
1478        //window.addEventListener('click', function (e) {
1479        //    if (e.target === modal6) {
1480        //        modal6.style.display = 'none';
1481        //    }
1482        //});
1483        const openModalLink8 = document.getElementById('openModalLink8');
1484        const modal8 = document.getElementById('modal8');
1485        const closeModalButton8 = document.getElementById('closeModalButton8');
1486
1487        // Open modal on link click
1488        openModalLink8.addEventListener('click', function (e) {
1489            e.preventDefault(); // Prevent default link behavior
1490            modal8.style.display = 'block';
1491        });
1492
1493
1494        // Close modal on button click
1495        closeModalButton8.addEventListener('click', function () {
1496            modal8.style.display = 'none';
1497        });
1498
1499
1500        window.addEventListener('click', function (e) {
1501            if (e.target === modal8) {
1502                modal8.style.display = 'none';
1503            }
1504        });
1505        //const openModalLink9 = document.getElementById('openModalLink9');
1506        //const modal9 = document.getElementById('modal9');
1507        //const closeModalButton9 = document.getElementById('closeModalButton9');
1508
1509        //// Open modal on link click
1510        //openModalLink9.addEventListener('click', function (e) {
1511        //    e.preventDefault(); // Prevent default link behavior
1512        //    modal9.style.display = 'block';
1513        //});
1514
1515
1516        //// Close modal on button click
1517        //closeModalButton9.addEventListener('click', function () {
1518        //    modal9.style.display = 'none';
1519        //});
1520
1521
1522        //window.addEventListener('click', function (e) {
1523        //    if (e.target === modal9) {
1524        //        modal9.style.display = 'none';
1525        //    }
1526        //});
1527</script>
1527
1528    <!-- jQuery CDN -->
1529
1530
1531        <!-- Mobile Menu  -->
1532        <div class="mobile-menu">
1533            <div class="menu-backdrop"></div>
1534            <div class="close-btn"><i class="fas fa-times"></i></div>
1535
1536            <nav class="menu-box">
1537                <div class="nav-logo">
1538                    <a href="index.aspx">
1539                        <img src="WebImages/logo.svg" alt="" title=""></a>
1540                </div>
1541                <div class="menu-outer">
1542                    <!--Here Menu Will Come Automatically Via Javascript / Same Menu as in Header-->
1543                </div>
1544                <div class="contact-info">
1545
1546                    <h4>Contact Info</h4>
1547                    <ul>
1548                        <li>Erbil, 100m Road
1549                            <br />
1550                            Next to Cihan university</li>
1551                        <li><a href="tel:2085550112">+(964) 066 211 5700</a></li>
1552                        <li><a href="mailto:[email protected]">[email protected]</a></li>
1553                    </ul>
1554                </div>
1555                <div class="social-links">
1556                    <ul class="clearfix">
1557                        <li><a href="https://www.facebook.com/cihanbank"><i class="fab fa-facebook-f"></i></a></li>
1558                        <li><a href="https://x.com/cihanbank?mx=2"><i class="fab fa-twitter"></i></a></li>
1559                        <li><a href="https://www.instagram.com/cihanbank/"><i class="fab fa-instagram"></i></a></li>
1560                        <li><a href="https://www.linkedin.com/uas/login?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Fcompany-beta%2F9112503%2F"><i class="fab fa-linkedin-in"></i></a></li>
1561                    </ul>
1562                </div>
1563            </nav>
1564        </div>
1565        <!-- End Mobile Menu -->
1566
1567
1568
1569
1570        <!-- main-footer -->
1571        <footer class="main-footer">
1572            <div class="widget-section">
1573                <div class="pattern-layer">
1574                    <div class="pattern-1" style="background-image: url(assets/images/shape/shape-8.png);"></div>
1575                    <div class="pattern-2" style="background-image: url(assets/images/shape/shape-9.png);"></div>
1576                </div>
1577                <div class="auto-container">
1578                    <div class="row clearfix">
1579                        <div class="col-lg-3 col-md-6 col-sm-12 footer-column">
1580                            <div class="footer-widget logo-widget">
1581                                
1582                                <p>Cihan Bank offers a diverse range of Islamic banking products and services, striving to provide the best and most unique banking experiences. The bank is committed to developing its offerings in accordance with Islamic law principles to serve a broad customer base, including government institutions, companies, and individuals throughout the new Iraq, including the provinces in the Kurdistan Region.</p>
1583                                <ul class="social-links">
1584                                    <li><a href="https://www.facebook.com/cihanbank"><i class="fab fa-facebook-f"></i></a></li>
1585                                    <li><a href="https://x.com/cihanbank?mx=2"><i class="fab fa-twitter"></i></a></li>
1586                                    <li><a href="https://www.instagram.com/cihanbank/"><i class="fab fa-instagram"></i></a></li>
1587                                    <li><a href="https://www.linkedin.com/uas/login?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Fcompany-beta%2F9112503%2F"><i class="fab fa-linkedin-in"></i></a></li>
1588                                </ul>
1589                            </div>
1590                        </div>
1591                        <div class="col-lg-2 col-md-6 col-sm-12 footer-column">
1592                            <div class="footer-widget links-widget ml_40">
1593                                <div class="widget-title">
1594                                    <h4>Quick Links</h4>
1595                                </div>
1596                                <div class="widget-content">
1597                                    <ul class="links-list clearfix">
1598                                        <li><a href="about_us.aspx">About Us</a></li>
1599                                        <li><a href="News.aspx">News</a></li>
1600                                        <li><a href="ATM.aspx">Our ATMs</a></li>
1601                                        <li><a href="Faq.aspx">FAQs</a></li>
1602                                        <li><a href="Information_Security.aspx">Information Security</a></li>
1603                                        <li><a href="CHARGE_FEES.aspx">Charge Price List 2026</a></li>
1604                                        <li><a href="EXCHANGE_RATES.aspx">Exchange Rates</a></li>
1605                                    </ul>
1606                                </div>
1607                            </div>
1608                        </div>
1609                        <div class="col-lg-2 col-md-6 col-sm-12 footer-column">
1610                            <div class="footer-widget links-widget ml_40">
1611                                <div class="widget-title">
1612                                    <h4>Financial Information</h4>
1613                                </div>
1614                                <div class="widget-content">
1615                                    <ul class="links-list clearfix">
1616                                        <li><a href="Annual_reports.aspx">Annual Reports</a></li>
1617                                        <li><a href="faq.aspx">Islamic Glossary</a></li>
1618                                        <li><a href="Governance_and_compliance.aspx#tab-2">
1618CBI Guide</a></li>
1619                                        <li><a href="Products.aspx">Islamic Products</a></li>
1620                                        
1621                                        <li><a href="faq.aspx">Investment</a></li>
1622                                        <li><a href="Money_Transfare.aspx">Foreign Remittance & Exchange Commissions</a></li>
1623                                    </ul>
1624                                </div>
1625                            </div>
1626                        </div>
1627                        <div class="col-lg-2 col-md-6 col-sm-12 footer-column">
1628                            <div class="footer-widget links-widget">
1629                                <div class="widget-title">
1630                                    <h4>Services</h4>
1631                                </div>
1632                                <div class="widget-content">
1633                                    <ul class="links-list clearfix">
1634                                        <li><a href="iBanking.aspx">Internet Banking</a></li>
1635                                        <li><a href="SME_Finance.aspx">SME Finance</a></li>
1636                                        <li><a href="Cards.aspx#tab-2">Credit Card</a></li>
1637                                        <li><a href="Cards.aspx#tab-1">Debit Card</a></li>
1638                                        <li><a href="MBanking.aspx">Mobile Banking</a></li>
1639                                        
1640                                    </ul>
1641                                </div>
1642                            </div>
1643                        </div>
1644                        <div class="col-lg-3 col-md-6 col-sm-12 footer-column">
1645                            <div class="footer-widget contact-widget">
1646                                <div class="widget-title">
1647                                    <h4>Find Our Branchs & ATM</h4>
1648                                </div>
1649                                <div class="form-inner">
1650                                    <form method="get" action="ATM.aspx#tab-2">
1651                                        <div class="form-group">
1652                                            <div class="select-box">
1653                                                <select name="city" class="wide" required>
1654                                                    <option value="" disabled selected>City</option>
1655                                                    <option value="Erbil">Erbil</option>
1656                                                    <option value="Duhok">Duhok</option>
1657                                                    <option value="Sulaymaniyah">Sulaymaniyah</option>
1658                                                    <option value="Kirkuk">Kirkuk</option>
1659                                                    
1660                                                    <option value="Basrah">Basra</option>
1661                                                    <option value="Baghdad">Baghdad</option>
1662                                                    <option value="Mosul">Mosul</option>
1663                                                </select>
1664                                            </div>
1665                                        </div>
1666                                        <div class="form-group">
1667                                            <button type="submit" class="theme-btn btn-one">Find on Map</button>
1668                                        </div>
1669                                    </form>
1670
1671                                </div>
1672                            </div>
1673                        </div>
1674                    </div>
1675                </div>
1676            </div>
1677            <div class="footer-bottom centred">
1678                <div class="auto-container">
1679                    <div class="copyright">
1680                        <p>Copyright 2025 by <a href="index.aspx">CihanBank</a>. All Right Reserved.</p>
1681                    </div>
1682                </div>
1683            </div>
1684        </footer>
1685        <!-- main-footer end -->
1686
1687
1688
1689        <!--Scroll to top-->
1690        <div class="scroll-to-top">
1691            <div>
1692                <div class="scroll-top-inner">
1693                    <div class="scroll-bar">
1694                        <div class="bar-inner"></div>
1695                    </div>
1696                    <div class="scroll-bar-text">Go To Top</div>
1697                </div>
1698            </div>
1699        </div>
1700        <!-- Scroll to top end -->
1701
1702    </div>
1703
1704
1705    <!-- jequery plugins -->
1706    
1706<script src="assets/js/jquery.js"></script>
1706
1707    
1707<script src="assets/js/bootstrap.min.js"></script>
1707
1708    
1709    
1709<script src="assets/js/owl.js"></script>
1709
1710    
1710<script src="assets/js/wow.js"></script>
1710
1711    
1711<script src="assets/js/validation.js"></script>
1711
1712    
1712<script src="assets/js/jquery.fancybox.js"></script>
1712
1713    
1713<script src="assets/js/appear.js"></script>
1713
1714    
1714<script src="assets/js/isotope.js"></script>
1714
1715    
1715<script src="assets/js/parallax-scroll.js"></script>
1715
1716    
1716<script src="assets/js/jquery.nice-select.min.js"></script>
1716
1717    
1717<script src="assets/js/jQuery.style.switcher.min.js"></script>
1717
1718    
1719
1720    <!-- main-js -->
1721    
1721<script src="assets/js/script.js"></script>
1721
1722
1723</body>
1724<!-- End of .page_wrapper -->
1725</html>
1726
1727
1728
1729<script>
1730
1731    document.addEventListener("DOMContentLoaded", function () {
1732        initializePage();
1733
1734
1735        //document.querySelector(".language-switcher").addEventListener("pointerdown", function (event) {
1736        //    const target = event.target.closest("button"); // ✅ Ensure it detects clicks on the button
1737        //    if (target) {
1738        //        const newLanguage = target.getAttribute("data-lang");
1739        //        const newDirection = target.getAttribute("data-dir");
1740
1741        //        console.log("Language pointerdown:", newLanguage, "Direction:", newDirection);
1742
1743        //        if (newLanguage && newDirection) {
1744        //            switchLanguage(newLanguage, newDirection);
1745        //        }
1746        //    }
1747        //});
1748        //document.querySelector(".lang-links ul").addEventListener("click", function (event) {
1749        //    const target = event.target.closest("a"); // Ensures only <a> elements are detected
1750        //    if (target) {
1751        //        event.preventDefault(); // Prevents default link behavior
1752
1753        //        const newLanguage = target.getAttribute("data-lang");
1754        //        const newDirection = target.getAttribute("data-dir");
1755
1756        //        console.log("Language Selected:", newLanguage, "Direction:", newDirection);
1757        //       // alert("✅ CLICK DETECTED!\nLanguage: " + newLanguage + "\nDirection: " + newDirection);
1758        //        if (newLanguage && newDirection) {
1759        //            switchLanguage(newLanguage, newDirection);
1760        //        }
1761        //    }
1762        //});
1763
1764
1765        document.querySelector(".lang-links ul").addEventListener("click", function (event) {
1766            // alert("✅ CLICK EVENT DETECTED!"); // ✅ If this doesn't show, event is not firing
1767            const target = event.target.closest("a");
1768            if (target) {
1769                event.preventDefault(); // Prevents default behavior
1770                // alert("✅ CLICK DETECTED ON iPHONE!"); // Debugging alert
1771
1772                const newLanguage = target.getAttribute("data-lang");
1773                const newDirection = target.getAttribute("data-dir");
1774
1775                //   console.log("Language Selected:", newLanguage, "Direction:", newDirection);
1776                if (newLanguage && newDirection) {
1777                    switchLanguage(newLanguage, newDirection);
1778                }
1779            }
1780        });
1781
1782    });
1783
1784    function switchLanguage(newLang, newDir) {
1785        const currentLang = localStorage.getItem("language") || "en";
1786
1787        // Save new settings
1788        localStorage.setItem("language", newLang);
1789        document.cookie = `language=${newLang};path=/;expires=${new Date(new Date().setFullYear(new Date().getFullYear() + 1)).toUTCString()}`;
1790
1791        localStorage.setItem("direction", newDir);
1792        document.cookie = `direction=${newDir};path=/;expires=${new Date(new Date().setFullYear(new Date().getFullYear() + 1)).toUTCString()}`;
1793
1794        // ✅ **Batch updates for better performance**
1795        setTimeout(() => {
1796            document.body.classList.remove("arabic-font", "Kurdish-font", "ltr", "rtl");
1797
1798            if (newLang === "ar") {
1799                document.body.classList.add("arabic-font", "rtl");
1800            } else if (newLang === "ku") {
1801                document.body.classList.add("Kurdish-font", "rtl");
1802            } else {
1803                document.body.classList.add("ltr");
1804            }
1805
1806            document.body.setAttribute("dir", newDir);
1807            document.body.setAttribute("lang", newLang);
1808            updateVideoLink(newLang);
1809            updateBackgroundImage(newDir); // ✅ **Update base path dynamically**
1810        }, 0);
1811
1812        // ✅ **Refresh only if the language actually changes**
1813        if (newLang !== currentLang) {
1814            setTimeout(() => location.reload(), 50);
1815        }
1816    }
1817
1818    // ✅ **Function to update background image path dynamically**
1819    function updateBackgroundImage(direction) {
1820        const bgLayer = document.querySelector(".bg-layer");
1821        if (bgLayer) {
1822            let currentBgImage = window.getComputedStyle(bgLayer).backgroundImage;
1823
1824            // ✅ **Extract filename from full absolute URL**
1825            const matches = currentBgImage.match(/\/WebImages\/([^\/]+?\.(png|jpg|jpeg|gif|svg))/i);
1826
1827            if (matches && matches[1]) {
1828                const imageName = matches[1]; // ✅ Extract filename (e.g., Annual_reports_title.png)
1829                const newPath = `WebImages/${direction}/${imageName}`; // ✅ Construct new path
1830                bgLayer.style.backgroundImage = `url('${newPath}')`;
1831                //    console.log(`✅ Background Updated: ${newPath}`);
1832            } else {
1833                //     console.warn("🚨 Background image filename could not be extracted!");
1834            }
1835        }
1836    }
1837
1838
1839    // ✅ **Function to update video link dynamically**
1840    function updateVideoLink(language) {
1841        const videoLink = document.getElementById("videoLink");
1842        if (videoLink) {
1843            videoLink.href = `Video/${language === "en" ? "ar" : language}/WithD.mp4`;
1844        }
1845    }
1846
1847    // ✅ **Initialize settings on page load**
1848    function initializePage() {
1849        //  alert("✅ initializePage() is running!"); 
1850        const language = localStorage.getItem("language") || "en";
1851        const direction = localStorage.getItem("direction") || "ltr";
1852
1853        // console.log("Initializing Page - Language:", language, "Direction:", direction);
1854
1855        // ✅ **Batch updates for better performance**
1856        setTimeout(() => {
1857            document.body.classList.add(direction);
1858            document.body.setAttribute("dir", direction);
1859            //  alert("3"); // ✅ This will now work on iPhone
1860
1861            if (language === "ar") {
1862                document.body.classList.add("arabic-font");
1863            } else if (language === "ku") {
1864                document.body.classList.add("Kurdish-font");
1865            }
1866
1867            updateVideoLink(language);
1868            updateBackgroundImage(direction);
1869        }, 0);
1870        // alert("✅ initializePage() is running!"); 
1871    }
1872
1873</script>
vendor: 2 bytes, line 1873
1873
1874<script>
1875    (function () {
1876        var script = document.createElement('script');
1877        script.dataset.bot = "67c4c01587cc477145ae23c2";
1878        script.dataset.widget = "ZKAYfPR5AozgJG7nHz85M3";
1879        script.dataset.zindex = "99999";
1880        script.src = "https://panel.chatfuel.com/widgets/chat-widget/chat-widget.js";
1881        script.async = true;
1882        script.defer = true;
1883        document.getElementsByTagName('head')[0].appendChild(script);
1884    })()
1885</script>
vendor: 2 bytes, line 1885
1885

Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.