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24<script type="application/ld+json">{"@context":"https://schema.org","@type":"InsuranceAgency","name":"Versicherungswerk","description":"Versicherungsmakler in Lorch: Gewerbekunden und Planungsbüros in ganz Deutschland, Privatkunden in der Region Stuttgart und in Ostwürttemberg","url":"https://versicherungswerk.com/","logo":"https://versicherungswerk.com/anfrage/logo.png","image":"https://versicherungswerk.com/anfrage/logo.png","founder":{"@type":"Person","@id":"https://versicherungswerk.com/#markus-schmaderer","name":"Markus Schmaderer","jobTitle":"Versicherungsmakler (Inhaber)","hasCredential":[{"@type":"EducationalOccupationalCredential","credentialCategory":"Erlaubnis als Versicherungsmakler nach § 34d Abs. 1 GewO, Registernummer D-YRQJ-P2I9E-69","recognizedBy":{"@type":"Organization","name":"IHK Ostwürttemberg"}},{"@type":"EducationalOccupationalCredential","credentialCategory":"Versicherungskaufmann"},{"@type":"EducationalOccupationalCredential","credentialCategory":"ESG-Berater, Fachberater für nachhaltiges Versicherungswesen"},{"@type":"EducationalOccupationalCredential","credentialCategory":"Spezialist für gewerbliche Sachversicherungen und betriebliche Altersvorsorge"}],"url":"https://versicherungswerk.com/versicherungsmakler-lorch","worksFor":{"@type":"InsuranceAgency","name":"Versicherungswerk","url":"https://versicherungswerk.com/"},"knowsAbout":["Berufshaftpflicht für Architekten und Ingenieure","Gewerbeversicherung","Gewerbliche Sachversicherung","Betriebliche Altersversorgung"]},"telephone":"+49 157 77781082","openingHoursSpecification":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday"],"opens":"08:00","closes":"17:00"}],"geo":{"@type":"GeoCoordinates","latitude":48.787813,"longitude":9.645611},"hasMap":"https://www.google.com/maps?cid=16485969029412784488","sameAs":["https://www.google.com/maps?cid=16485969029412784488"],"knowsLanguage":"de","address":{"@type":"PostalAddress","streetAddress":"BirkenstraÃe 12","postalCode":"73547","addressLocality":"Lorch","addressRegion":"Baden-Württemberg","addressCountry":"DE"},"areaServed":[{"@type":"Country","name":"Deutschland"},{"@type":"AdministrativeArea","name":"Region Stuttgart"},{"@type":"AdministrativeArea","name":"Ostwürttemberg"}],"foundingDate":"2010-02-01","knowsAbout":["Gewerbeversicherung","Betriebshaftpflicht","Berufshaftpflicht für Architekten und Ingenieure","Cyberversicherung","Firmen-Rechtsschutz","Betriebliche Altersversorgung","Kfz-Versicherung","Wohngebäudeversicherung","Berufsunfähigkeitsversicherung","Private Krankenversicherung"]}</script>
24 25</head> 26 27 <body> 28 <div id="root"><div role="region" aria-label="Notifications (F8)" tabindex="-1" style="pointer-events: none;"><ol tabindex="-1" class="fixed top-0 z-[100] flex max-h-screen w-full flex-col-reverse p-4 sm:bottom-0 sm:right-0 sm:top-auto sm:flex-col md:max-w-[420px]"></ol></div><section aria-label="Notifications alt+T" tabindex="-1" aria-live="polite" aria-relevant="additions text" aria-atomic="false"></section><header class="sticky top-0 z-40 bg-background/95 backdrop-blur border-b border-border"><div class="container flex items-center justify-between gap-4 py-3"><a class="flex items-center shrink-0" aria-label="Versicherungswerk, zur Startseite" href="/"><img src="/assets/logo-CK-99tkZ.gif" alt="Versicherungswerk" class="h-10 md:h-14"></a><nav aria-label="Hauptnavigation" class="hidden lg:flex items-center gap-1"><div class="relative"><button type="button" class="inline-flex items-center gap-1 rounded-md px-3 py-2 font-body font-semibold text-foreground hover:text-secondary transition-colors" aria-expanded="false" aria-controls="menue-Planer">Planer<svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down w-4 h-4 transition-transform" aria-hidden="true"><path d="m6 9 6 6 6-6"></path></svg></button><div id="menue-Planer" class="hidden absolute left-0 top-full pt-2"><div class="grid w-[34rem] grid-cols-2 gap-4 rounded-lg border border-border bg-background p-4 shadow-lg"><div><p class="px-3 pb-1 font-body text-xs uppercase tracking-[0.15em] text-muted-foreground">Themen</p><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/planer">
28Ãbersicht für Planer</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/berufshaftpflicht-architekten-ingenieure">Berufshaftpflicht</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/planer-projekt-und-objektdeckung">Projekt- und Objektdeckung</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/planer-versicherungsbestaetigung">Versicherungsbestätigung</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/planer-honorarmeldung">Honorarmeldung</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/planer-nachhaftung">Nachhaftung</a></div><div><p class="px-3 pb-1 font-body text-xs uppercase tracking-[0.15em] text-muted-foreground">Online-Formulare</p><a href="/anfrage/berufshaftpflicht/" class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors">Berufshaftpflicht anfragen</a><a href="/anfrage/versicherungsbestaetigung/" class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors">Versicherungsbestätigung anfordern</a><a href="/anfrage/planer-meldung/" class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors">Honorar oder Tätigkeit melden</a><a href="/anfrage/planer-schaden/" class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors">Schaden melden</a></div></div></div></div><div class="relative"><button type="button" class="inline-flex items-center gap-1 rounded-md px-3 py-2 font-body font-semibold text-foreground hover:text-secondary transition-colors" aria-expanded="false" aria-controls="menue-Gewerbe">Gewerbe<svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down w-4 h-4 transition-transform" aria-hidden="true"><path d="m6 9 6 6 6-6"></path></svg></button><div id="menue-Gewerbe" class="hidden absolute left-0 top-full pt-2"><div class="grid w-[34rem] grid-cols-2 gap-4 rounded-lg border border-border bg-background p-4 shadow-lg"><div><p class="px-3 pb-1 font-body text-xs uppercase tracking-[0.15em] text-muted-foreground">Themen</p><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/ratgeber-gewerbe">Versicherungen für Betriebe</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/planer">Berufshaftpflicht für Planer</a></div><div><p class="px-3 pb-1 font-body text-xs uppercase tracking-[0.15em] text-muted-foreground">Online-Formulare</p><a href="/anfrage/gewerbe/" class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors">Angebot für Ihren Betrieb</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/service-center?bereich=gewerbe">Alle Formulare für Betriebe</a><a href="/anfrage/schaden/?bereich=Gewerbe" class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors">Schaden melden</a></div></div></div></div><div class="relative"><button type="button" class="inline-flex items-center gap-1 rounded-md px-3 py-2 font-body font-semibold text-foreground hover:text-secondary transition-colors" aria-expanded="false" aria-controls="menue-Privat">Privat<svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down w-4 h-4 transition-transform" aria-hidden="true"><path d="m6 9 6 6 6-6"></path></svg></button><div id="menue-Privat" class="hidden absolute left-0 top-full pt-2">
28<div class="grid w-[34rem] grid-cols-2 gap-4 rounded-lg border border-border bg-background p-4 shadow-lg"><div><p class="px-3 pb-1 font-body text-xs uppercase tracking-[0.15em] text-muted-foreground">Häufige Fragen</p><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/ratgeber-kfz">Kfz-Versicherung</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/ratgeber-haus-und-haushalt">Haus und Haushalt</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/ratgeber-vorsorge">Vorsorge und Gesundheit</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/ratgeber-schaden">Schaden: was jetzt zu tun ist</a></div><div><p class="px-3 pb-1 font-body text-xs uppercase tracking-[0.15em] text-muted-foreground">Online-Service</p><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/service-kfz">Kfz: Angebot, Wechsel, eVB</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/service-haus">Haus und Haushalt anfragen</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/service-daten">Daten ändern</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/service-center">Alle Online-Formulare</a></div></div></div></div><a class="inline-flex items-center gap-1 rounded-md px-3 py-2 font-body font-semibold text-foreground hover:text-secondary transition-colors" href="/versicherungsmakler-lorch">Ãber uns</a><button type="button" class="inline-flex items-center gap-1 rounded-md px-3 py-2 font-body font-semibold text-foreground hover:text-secondary transition-colors" aria-haspopup="dialog" aria-expanded="false" aria-controls="radix-:r0:" data-state="closed">Kontakt</button><a class="inline-flex items-center justify-center gap-2 whitespace-nowrap text-sm ring-offset-background transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-ring focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 [&_svg]:pointer-events-none [&_svg]:size-4 [&_svg]:shrink-0 bg-secondary text-secondary-foreground hover:bg-secondary/90 font-body font-semibold tracking-wide h-9 rounded-md ml-2 px-5" href="/schadenmeldung">Schaden melden</a></nav><button type="button" class="lg:hidden p-2 text-foreground" aria-label="Menü öffnen" aria-expanded="false" aria-controls="menue-mobil"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-menu w-6 h-6"><line x1="4" x2="20" y1="12" y2="12"></line><line x1="4" x2="20" y1="6" y2="6"></line><line x1="4" x2="20" y1="18" y2="18"></line></svg></button></div><nav id="menue-mobil" aria-label="Hauptnavigation mobil" class="hidden lg:hidden max-h-[calc(100vh-4.5rem)] overflow-y-auto border-t border-border bg-background px-4 pb-5 pt-2"><details class="group border-b border-border"><summary class="flex cursor-pointer list-none items-center justify-between py-3 font-body font-semibold text-foreground [&::-webkit-details-marker]:hidden">Planer<svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down w-4 h-4 text-secondary transition-transform group-open:rotate-180" aria-hidden="true"><path d="m6 9 6 6 6-6"></path></svg></summary><div class="pb-3"><div class="mb-2"><p class="px-3 pt-1 font-body text-xs uppercase tracking-[0.15em] text-muted-foreground">Themen</p><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/planer">
28Ãbersicht für Planer</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/berufshaftpflicht-architekten-ingenieure">Berufshaftpflicht</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/planer-projekt-und-objektdeckung">Projekt- und Objektdeckung</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/planer-versicherungsbestaetigung">Versicherungsbestätigung</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/planer-honorarmeldung">Honorarmeldung</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/planer-nachhaftung">Nachhaftung</a></div><div class="mb-2"><p class="px-3 pt-1 font-body text-xs uppercase tracking-[0.15em] text-muted-foreground">Online-Formulare</p><a href="/anfrage/berufshaftpflicht/" class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors">Berufshaftpflicht anfragen</a><a href="/anfrage/versicherungsbestaetigung/" class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors">Versicherungsbestätigung anfordern</a><a href="/anfrage/planer-meldung/" class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors">Honorar oder Tätigkeit melden</a><a href="/anfrage/planer-schaden/" class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors">Schaden melden</a></div></div></details><details class="group border-b border-border"><summary class="flex cursor-pointer list-none items-center justify-between py-3 font-body font-semibold text-foreground [&::-webkit-details-marker]:hidden">Gewerbe<svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down w-4 h-4 text-secondary transition-transform group-open:rotate-180" aria-hidden="true"><path d="m6 9 6 6 6-6"></path></svg></summary><div class="pb-3"><div class="mb-2"><p class="px-3 pt-1 font-body text-xs uppercase tracking-[0.15em] text-muted-foreground">Themen</p><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/ratgeber-gewerbe">Versicherungen für Betriebe</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/planer">Berufshaftpflicht für Planer</a></div><div class="mb-2"><p class="px-3 pt-1 font-body text-xs uppercase tracking-[0.15em] text-muted-foreground">Online-Formulare</p><a href="/anfrage/gewerbe/" class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors">Angebot für Ihren Betrieb</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/service-center?bereich=gewerbe">Alle Formulare für Betriebe</a><a href="/anfrage/schaden/?bereich=Gewerbe" class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors">Schaden melden</a></div></div></details><details class="group border-b border-border"><summary class="flex cursor-pointer list-none items-center justify-between py-3 font-body font-semibold text-foreground [&::-webkit-details-marker]:hidden">Privat<svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down w-4 h-4 text-secondary transition-transform group-open:rotate-180" aria-hidden="true"><path d="m6 9 6 6 6-6"></path></svg></summary><div class="pb-3"><div class="mb-2"><p class="px-3 pt-1 font-body text-xs uppercase tracking-[0.15em] text-muted-foreground">Häufige Fragen</p><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/ratgeber-kfz">
28Kfz-Versicherung</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/ratgeber-haus-und-haushalt">Haus und Haushalt</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/ratgeber-vorsorge">Vorsorge und Gesundheit</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/ratgeber-schaden">Schaden: was jetzt zu tun ist</a></div><div class="mb-2"><p class="px-3 pt-1 font-body text-xs uppercase tracking-[0.15em] text-muted-foreground">Online-Service</p><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/service-kfz">Kfz: Angebot, Wechsel, eVB</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/service-haus">Haus und Haushalt anfragen</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/service-daten">Daten ändern</a><a class="block rounded-md px-3 py-2 font-body text-sm text-foreground hover:bg-muted hover:text-secondary transition-colors" href="/service-center">Alle Online-Formulare</a></div></div></details><a class="block border-b border-border py-3 font-body font-semibold text-foreground" href="/versicherungsmakler-lorch">Ãber uns</a><div class="grid gap-3 pt-4 sm:grid-cols-2"><a class="inline-flex items-center justify-center gap-2 whitespace-nowrap text-sm ring-offset-background transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-ring focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 [&_svg]:pointer-events-none [&_svg]:size-4 [&_svg]:shrink-0 bg-secondary text-secondary-foreground hover:bg-secondary/90 font-body font-semibold tracking-wide h-9 rounded-md px-3 w-full" href="/schadenmeldung">Schaden melden</a><button class="inline-flex items-center justify-center gap-2 whitespace-nowrap text-sm ring-offset-background transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-ring focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 [&_svg]:pointer-events-none [&_svg]:size-4 [&_svg]:shrink-0 bg-primary text-primary-foreground hover:bg-primary/90 h-9 rounded-md px-3 w-full font-body font-semibold" type="button" aria-haspopup="dialog" aria-expanded="false" aria-controls="radix-:r3:" data-state="closed">Kontakt aufnehmen</button></div><div class="flex flex-wrap gap-x-4 gap-y-1 pt-4"><a class="font-body text-sm text-muted-foreground hover:text-foreground transition-colors py-1" href="/impressum">Impressum</a><a class="font-body text-sm text-muted-foreground hover:text-foreground transition-colors py-1" href="/datenschutz">Datenschutz</a><a class="font-body text-sm text-muted-foreground hover:text-foreground transition-colors py-1" href="/erstinformation">Erstinformation</a></div></nav></header><div class="min-h-screen"><section class="relative grid grid-cols-1 lg:grid-cols-2 min-h-[580px]"><div class="bg-hero flex items-center"><div class="container py-16 lg:py-24 lg:pl-16 xl:pl-24 lg:pr-12"><h1 class="font-body text-secondary text-sm uppercase tracking-[0.2em] mb-4">Ihr Versicherungsmakler in Lorch im Remstal</h1><p class="text-primary-foreground text-4xl md:text-5xl lg:text-[3.25rem] leading-tight font-body font-bold mb-8 tracking-wide">SICHER, STATT<br>NUR VERSICHERT.</p><ul class="text-primary-foreground/90 font-body text-base md:text-lg space-y-2 mb-10 list-disc list-inside"><li>Spezialist für Gewerbeversicherungen, bundesweit</li><li>Berufshaftpflicht für Architekten, Ingenieure und Planungsbüros</li><li>Privatkunden in der Region Stuttgart und Ostwürttemberg</li><li>Vorsorge & biometrische Risiken</li></ul><div class="flex flex-wrap gap-4"><button class="inline-flex items-center justify-center gap-2 whitespace-nowrap text-sm r
28ing-offset-background transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-ring focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 [&_svg]:pointer-events-none [&_svg]:size-4 [&_svg]:shrink-0 bg-secondary text-secondary-foreground hover:bg-secondary/90 font-body font-semibold tracking-wide h-11 rounded-md px-8" type="button" aria-haspopup="dialog" aria-expanded="false" aria-controls="radix-:r6:" data-state="closed">Kontakt aufnehmen</button><a href="/service-center" class="inline-flex items-center justify-center gap-2 whitespace-nowrap text-sm ring-offset-background transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-ring focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 [&_svg]:pointer-events-none [&_svg]:size-4 [&_svg]:shrink-0 border-2 border-primary-foreground text-primary-foreground hover:bg-primary-foreground/10 font-body font-semibold tracking-wide h-11 rounded-md px-8">Service-Center</a></div></div></div><div class="relative overflow-hidden min-h-[400px] lg:min-h-0"><img src="/assets/markus-portrait-OpnD6I9t.jpg" alt="Markus Schmaderer â Ihr Versicherungsmakler" class="absolute inset-0 w-full h-full object-cover object-top"></div></section><section class="py-20 bg-background"><div class="container"><div class="grid grid-cols-1 lg:grid-cols-2 gap-12 items-start" style="opacity: 0; transform: translateY(30px);"><div><p class="font-body text-secondary text-sm uppercase tracking-[0.2em] mb-2">Ihr Versicherungsmakler</p><h2 class="text-3xl md:text-4xl font-heading font-bold text-foreground">Persönlich und individuell</h2></div><div class="font-body text-muted-foreground leading-relaxed space-y-4"><p>Ich bin Markus Schmaderer und seit 2007 in der Versicherungsbranche zu Hause. Mit Versicherungswerk begleite ich von Lorch aus Betriebe in ganz Deutschland und Familien in der Region Stuttgart und in Ostwürttemberg.</p><p>Als Versicherungsmakler habe ich Zugriff auf die Tarife der meisten Versicherer am deutschen Markt. An keinen davon bin ich gebunden, ich arbeite in Ihrem Auftrag. Ich suche also aus, was zu Ihnen passt, und nicht, was ein bestimmter Versicherer gerade verkaufen möchte.</p><p>Mein Schwerpunkt liegt bei Gewerbekunden. Für Betriebe kümmere ich mich beispielsweise um Haftpflicht, Sachversicherung, Cyber und die betriebliche Altersversorgung und auch um die persönliche Absicherung ihrer Inhaber und Geschäftsführer. Für meine Privatkunden übernehme ich unter anderem alles rund um Auto, Wohnung und Haus, Rechtsschutz und die eigene Vorsorge.</p><p>Am meisten zählt meine Arbeit, wenn etwas passiert ist. Dann sitzen Sie nicht allein vor Formularen und Rückfragen: Ich melde den Schaden, halte den Kontakt zum Versicherer und bleibe dran, bis alles geklärt ist.</p><ul class="list-disc list-inside space-y-1 text-foreground"><li>Versicherungskaufmann</li><li>ESG-Berater, Fachberater für nachhaltiges Versicherungswesen</li><li>Spezialist für gewerbliche Sachversicherungen und betriebliche Altersvorsorge</li></ul><p>Ich freue mich darauf, Sie kennenzulernen, ob persönlich, am Telefon oder per Video.</p></div></div></div></section><section class="py-20 bg-primary"><div class="container"><div class="text-center mb-14" style="opacity: 0; transform: translateY(30px);"><h2 class="text-3xl md:text-4xl font-heading font-bold text-primary-foreground">Ihre Zufriedenheit ist unsere Motivation</h2></div><div class="grid grid-cols-1 md:grid-cols-2 gap-8 max-w-4xl mx-auto"><div class="border border-primary-foreground/20 rounded-lg p-6" style="opacity: 0; transform: translateY(20px);"><h3 class="font-heading text-xl font-bold text-secondary mb-3">Wir hören Ihnen zu!</h3><p class="font-body text-primary-foreground/80 text-sm leading-relaxed">Was ist Ihnen wichtig? Was haben Sie privat oder beruflich bereits erreicht und möchten Sie bewahren? Bei welchen Themen haben Sie Bauchschmerzen?</p></div><div class="border border-primary-foreground/20 rounded-lg p-6" style="opacity: 0; transform: translateY(20px);"><h3 class="font-heading text-xl font-bold text-secondary mb-3">Wir kümmern uns!</h3>
28<p class="font-body text-primary-foreground/80 text-sm leading-relaxed">Wir unterstützen Sie aktiv bei der Erreichung Ihrer finanziellen Ziele. Wir recherchieren die für Sie optimalen Anbieter und präsentieren Ihnen ein individuelles Konzept.</p></div><div class="border border-primary-foreground/20 rounded-lg p-6" style="opacity: 0; transform: translateY(20px);"><h3 class="font-heading text-xl font-bold text-secondary mb-3">Wir begleiten Sie!</h3><p class="font-body text-primary-foreground/80 text-sm leading-relaxed">Wir bleiben Ihr Partner an Ihrer Seite und unterstützen Sie bei Fragen, bei finanziellen Herausforderungen und familiären Ãnderungen.</p></div><div class="border border-primary-foreground/20 rounded-lg p-6" style="opacity: 0; transform: translateY(20px);"><h3 class="font-heading text-xl font-bold text-secondary mb-3">Wir übernehmen!</h3><p class="font-body text-primary-foreground/80 text-sm leading-relaxed">In Schadenfällen kümmern wir uns um die Schadenabwicklung und bilden eine Schnittstelle zwischen Ihnen und Ihrer Versicherung.</p></div></div></div></section><section class="py-20 bg-background" id="bewertungen"><div class="container"><div class="text-center mb-14" style="opacity: 0; transform: translateY(30px);"><h2 class="text-3xl md:text-4xl font-heading font-bold text-foreground">Das sagen unsere Kunden</h2><p class="mt-4 flex flex-wrap items-center justify-center gap-2 font-body text-muted-foreground"><span class="inline-flex gap-0.5 " aria-label="5 von 5 Sternen"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg></span><span class="font-semibold text-foreground">5,0 von 5</span><span>· 14 Bewertungen bei Google</span></p></div><div class="grid gap-6 md:grid-cols-2 lg:grid-cols-3 max-w-6xl mx-auto items-start"><figure class="flex flex-col rounded-lg border border-border bg-card p-6 shadow-sm"><span class="inline-flex gap-0.5 " aria-label="5 von 5 Sternen"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg></span><blockquote class="mt-3 flex-1 font-body text-sm leading-relaxed text-foreground space-y-2"><p>Die meisten von uns haben bei Versicherungsmaklern ein bestimmtes Bild im Kopf, zudem sind Versicherungen ein Thema, das bei keinem von uns Jubelschreibe auslöst, auÃer, sie zahlen im richtigen Moment. Markus Schmaderer ist jemand, der dieses Bild komplett â¦</p></blockquote><button type="button" class="mt-2 self-start font-body text-sm font-semibold text-primary underline-offset-4 hover:underline" aria-expanded="false">Weiterlesen</button><figcaption class="mt-4 font-body text-sm text-muted-foreground">Susanne H. · 2025 · Google</figcaption></figure><figure class="flex flex-col rounded-lg border border-border bg-card p-6 shadow-sm"><span class="inline-flex gap-0.5 " aria-label="5 von 5 Sternen"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg></span><blockquote class="mt-3 flex-1 font-body text-sm leading-relaxed text-foreground space-y-2"><p>Wie viele Versicherungsmakler und Versicherungsvertreter hab ich schon am Esstisch sitzen gehabt? Puh. Endlich jemand der ehrlich daran interessiert ist, das Beste für mich rauszuholen. Aber auch nur das anzubieten was Sinn für uns macht. Hr. Schmaderer ist â¦</p></blockquote><button type="button" class="mt-2 self-start font-body text-sm font-semibold text-primary underline-offset-4 hover:underline" aria-expanded="false">Weiterlesen</button><figcaption class="mt-4 font-body text-sm text-muted-foreground">Peter G. · 2025 · Google</figcaption></figure><figure class="flex flex-col rounded-lg border border-border bg-card p-6 shadow-sm"><span class="inline-flex gap-0.5 " aria-label="5 von 5 Sternen"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.
28973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg></span><blockquote class="mt-3 flex-1 font-body text-sm leading-relaxed text-foreground space-y-2"><p>Mir wurde Herr Schmaderer empfohlen und ich verstehe, warum: gut informiert, organisiert und vor allen engagiert hat er der gesuchten Versicherung "Schrecken und Unsicherheit" genommen. Konkret ging es um eine Krankenversicherung für meinen (1.!) Hund. Das â¦</p></blockquote><button type="button" class="mt-2 self-start font-body text-sm font-semibold text-primary underline-offset-4 hover:underline" aria-expanded="false">Weiterlesen</button><figcaption class="mt-4 font-body text-sm text-muted-foreground">Kerstin T. · 2025 · Google</figcaption></figure><figure class="flex flex-col rounded-lg border border-border bg-card p-6 shadow-sm"><span class="inline-flex gap-0.5 " aria-label="5 von 5 Sternen"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg></span><blockquote class="mt-3 flex-1 font-body text-sm leading-relaxed text-foreground space-y-2"><p>Zuverlässig, Kompetent, Professionell. Sehr empfehlenswert.</p></blockquote><figcaption class="mt-4 font-body text-sm text-muted-foreground">Alexander K. · 2025 · Google</figcaption></figure><figure class="flex flex-col rounded-lg border border-border bg-card p-6 shadow-sm"><span class="inline-flex gap-0.5 " aria-label="5 von 5 Sternen"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg></span><blockquote class="mt-3 flex-1 font-body text-sm leading-relaxed text-foreground space-y-2"><p>Klasse Beratung - Transparent, verständlich und Vollumfänglich. Sei es für die Firma oder in privaten Belangen wurde ich von Herrn Schmaderer perfekt beraten und betreut. Hier fühlt man sich wirklich sehr aufgehoben und in Händen die wissen was sie tun. Mir â¦</p></blockquote><button type="button" class="mt-2 self-start font-body text-sm font-semibold text-primary underline-offset-4 hover:underline" aria-expanded="false">Weiterlesen</button><figcaption class="mt-4 font-body text-sm text-muted-foreground">André L. · 2023 · Google</figcaption></figure><figure class="flex flex-col rounded-lg border border-border bg-card p-6 shadow-sm"><span class="inline-flex gap-0.5 " aria-label="5 von 5 Sternen"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg></span><blockquote class="mt-3 flex-1 font-body text-sm leading-relaxed text-foreground space-y-2"><p>Sehr kompetenter und netter Berater. Ich habe meine Versicherungen für die Selbständigkeit bei ihm abgeschlossen. Herr Schmaderer hat sich viel Zeit für mich genommen und für mich alle relevanten Fragen geklärt. Top 5*</p></blockquote><figcaption class="mt-4 font-body text-sm text-muted-foreground">16zu9 Factory · 2022 · Google</figcaption></figure><figure class="flex flex-col rounded-lg border border-border bg-card p-6 shadow-sm"><span class="inline-flex gap-0.5 " aria-label="5 von 5 Sternen"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg></span><blockquote class="mt-3 flex-1 font-body text-sm leading-relaxed text-foreground space-y-2"><p>
28Markus Schmaderer ist ein sehr kompetenter Versicherungsexperte für private und geschäftliche Versicherungen. Bei Schadenfällen und Versicherungsanliegen bietet er immer schnelle und verlässliche Unterstützung. Als Selbständiger schätze ich seine Fähigkeit und â¦</p></blockquote><button type="button" class="mt-2 self-start font-body text-sm font-semibold text-primary underline-offset-4 hover:underline" aria-expanded="false">Weiterlesen</button><figcaption class="mt-4 font-body text-sm text-muted-foreground">Ben P. M. · 2021 · Google</figcaption></figure><figure class="flex flex-col rounded-lg border border-border bg-card p-6 shadow-sm"><span class="inline-flex gap-0.5 " aria-label="5 von 5 Sternen"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg></span><blockquote class="mt-3 flex-1 font-body text-sm leading-relaxed text-foreground space-y-2"><p>
28Herr Schmaderer berät sehr ausführlich und klärt einem über alle Vor- und Nachteile der jeweiligen Versicherungen auf ohne einen dabei zu irgendetwas überreden zu wollen. Er reagiert auf Anfragen sehr schnell und zuverlässig. Man fühlt sich bei ihm sehr gut â¦</p></blockquote><button type="button" class="mt-2 self-start font-body text-sm font-semibold text-primary underline-offset-4 hover:underline" aria-expanded="false">Weiterlesen</button><figcaption class="mt-4 font-body text-sm text-muted-foreground">Christiane M. · 2021 · Google</figcaption></figure><figure class="flex flex-col rounded-lg border border-border bg-card p-6 shadow-sm"><span class="inline-flex gap-0.5 " aria-label="5 von 5 Sternen"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-star h-4 w-4 fill-secondary text-secondary" aria-hidden="true"><path d="M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z"></path></svg></span><blockquote class="mt-3 flex-1 font-body text-sm leading-relaxed text-foreground space-y-2"><p>Markus Schmaderer ist ein sympathischer aber dennoch professioneller Berater. Er fasst die komplizierten Inhalte der Verträge kurz und verständlich zusammen. Wir haben uns auf Anhieb gut mit ihm verstanden. Absolute Empfehlung!</p></blockquote><figcaption class="mt-4 font-body text-sm text-muted-foreground">Nadine W. · 2021 · Google</figcaption></figure></div><div class="mt-10 text-center"><a href="https://www.google.com/maps?cid=16485969029412784488" target="_blank" rel="noopener noreferrer" class="inline-block rounded-md border border-primary px-6 py-3 font-body font-semibold text-primary hover:bg-primary hover:text-primary-foreground transition-colors">Alle Bewertungen bei Google ansehen</a><p class="mt-6 max-w-2xl mx-auto font-body text-xs text-muted-foreground">Die Bewertungen stammen aus unserem Google-Unternehmensprofil und sind wörtlich übernommen. Gezeigt wird eine Auswahl, alle Bewertungen finden Sie bei Google. Wir gleichen jede Bewertung mit unserem Kundenbestand ab; alle hier gezeigten Verfasser sind Kunden von Versicherungswerk.</p></div></div></section><section id="services" class="py-20 bg-muted overflow-hidden"><div class="container px-4 sm:px-6 lg:px-8"><div class="text-center mb-16" style="opacity: 0; transform: translateY(30px);"><p class="font-body text-secondary text-sm uppercase tracking-[0.2em] mb-2">Was ich für Sie tun kann</p><h2 class="text-3xl md:text-4xl font-heading font-bold text-foreground">Leistungen & Sparten</h2></div><div class="mb-16" style="opacity: 0; transform: translateY(30px);"><div class="flex items-center gap-3 mb-6"><div class="w-10 h-10 rounded-full bg-secondary flex items-center justify-center shrink-0"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-building2 w-5 h-5 text-secondary-foreground"><path d="M6 22V4a2 2 0 0 1 2-2h8a2 2 0 0 1 2 2v18Z"></path><path d="M6 12H4a2 2 0 0 0-2 2v6a2 2 0 0 0 2 2h2"></path><path d="M18 9h2a2 2 0 0 1 2 2v9a2 2 0 0 1-2 2h-2"></path><path d="M10 6h4"></path><path d="M10 10h4"></path><path d="M10 14h4"></path><path d="M10 18h4"></path></svg></div><h3 class="text-xl sm:text-2xl font-heading font-bold text-foreground">Schwerpunkt: Gewerbeversicherungen</h3></div><div class="bg-primary rounded-lg p-5 sm:p-8 md:p-10 mb-6 border border-border"><div class="flex flex-col sm:flex-row items-start gap-4 sm:gap-5">
28<div class="w-12 h-12 sm:w-14 sm:h-14 rounded-full bg-secondary/20 flex items-center justify-center shrink-0"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-hard-hat w-6 h-6 sm:w-7 sm:h-7 text-secondary"><path d="M10 10V5a1 1 0 0 1 1-1h2a1 1 0 0 1 1 1v5"></path><path d="M14 6a6 6 0 0 1 6 6v3"></path><path d="M4 15v-3a6 6 0 0 1 6-6"></path><rect x="2" y="15" width="20" height="4" rx="1"></rect></svg></div><div class="min-w-0"><h4 class="font-heading text-xl font-bold text-primary-foreground mb-2">Berufshaftpflicht für planende Berufe</h4><p class="font-body text-primary-foreground/80 leading-relaxed mb-4">Mein besonderer Schwerpunkt: die Absicherung von Architekten, Ingenieuren und Planern. Ich kenne die speziellen Risiken Ihrer Branche und finde die passende Berufshaftpflichtversicherung â von der Planungshaftung über Nachhaftung bis hin zur Projektdeckung.</p><div class="flex flex-wrap gap-2"><span class="bg-secondary/20 text-secondary text-xs font-body font-semibold px-3 py-1 rounded-full">Architekten</span><span class="bg-secondary/20 text-secondary text-xs font-body font-semibold px-3 py-1 rounded-full">Bauingenieure</span><span class="bg-secondary/20 text-secondary text-xs font-body font-semibold px-3 py-1 rounded-full">Statiker</span><span class="bg-secondary/20 text-secondary text-xs font-body font-semibold px-3 py-1 rounded-full">Fachplaner</span><span class="bg-secondary/20 text-secondary text-xs font-body font-semibold px-3 py-1 rounded-full">Vermessungsingenieure</span></div><a class="mt-5 inline-flex items-center gap-2 font-body font-semibold text-secondary hover:text-secondary/80 transition-colors" href="/berufshaftpflicht-architekten-ingenieure">Mehr zur Berufshaftpflicht für Planer<svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-arrow-right w-4 h-4"><path d="M5 12h14"></path><path d="m12 5 7 7-7 7"></path></svg></a></div></div></div><div class="grid grid-cols-1 md:grid-cols-3 gap-4"><div class="bg-card rounded-lg p-6 shadow-sm hover:shadow-md transition-shadow border border-border" style="opacity: 0; transform: translateY(20px);"><div class="w-10 h-10 rounded-full bg-primary flex items-center justify-center mb-4"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-briefcase w-5 h-5 text-primary-foreground"><path d="M16 20V4a2 2 0 0 0-2-2h-4a2 2 0 0 0-2 2v16"></path><rect width="20" height="14" x="2" y="6" rx="2"></rect></svg></div><h4 class="font-heading text-lg font-bold text-foreground mb-2">Gewerbliche Haftpflicht</h4><p class="font-body text-muted-foreground text-sm leading-relaxed">Betriebs- und Produkthaftpflicht, Umwelthaftpflicht â maÃgeschneidert für Ihr Unternehmen.</p></div><div class="bg-card rounded-lg p-6 shadow-sm hover:shadow-md transition-shadow border border-border" style="opacity: 0; transform: translateY(20px);"><div class="w-10 h-10 rounded-full bg-primary flex items-center justify-center mb-4"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-shield w-5 h-5 text-primary-foreground"><path d="M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"></path></svg></div><h4 class="font-heading text-lg font-bold text-foreground mb-2">Gewerbliche Sachversicherung</h4><p class="font-body text-muted-foreground text-sm leading-relaxed">Gebäude, Inventar, Maschinen, Elektronik und Betriebsunterbrechung absichern.</p></div><div class="bg-card rounded-lg p-6 shadow-sm hover:shadow-md transition-shadow border border-border" style="opacity: 0; transform: translateY(20px);"><div class="w-10 h-10 rounded-full bg-primary flex items-center justify-center mb-4"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-user-check w-5 h-5 text-primary-foreground"><path d="M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2"></path><circle cx="9" cy="7" r="4"></circle><polyline points="16 11 18 13 22 9"></polyline></svg></div><h4 class="font-heading text-lg font-bold text-foreground mb-2">Gewerbliche Rechtsschutz- &
28 Cyberversicherung</h4><p class="font-body text-muted-foreground text-sm leading-relaxed">Schutz bei rechtlichen Streitigkeiten und digitalen Risiken für Ihr Unternehmen.</p></div></div></div><div style="opacity: 0; transform: translateY(30px);"><div class="flex items-center gap-3 mb-6"><div class="w-10 h-10 rounded-full bg-secondary flex items-center justify-center shrink-0"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-shield w-5 h-5 text-secondary-foreground"><path d="M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"></path></svg></div><h3 class="text-xl sm:text-2xl font-heading font-bold text-foreground">Privatversicherungen</h3></div><div class="grid grid-cols-1 md:grid-cols-2 lg:grid-cols-4 gap-4"><div class="bg-card rounded-lg p-6 shadow-sm hover:shadow-md transition-shadow border border-border" style="opacity: 0; transform: translateY(20px);"><div class="w-10 h-10 rounded-full bg-primary flex items-center justify-center mb-4"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-shield w-5 h-5 text-primary-foreground"><path d="M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z"></path></svg></div><h4 class="font-heading text-lg font-bold text-foreground mb-2">Sachversicherungen</h4><p class="font-body text-muted-foreground text-sm leading-relaxed">Hausrat, Wohngebäude, Kfz, Haftpflicht und Rechtsschutz â privat rundum abgesichert.</p></div><div class="bg-card rounded-lg p-6 shadow-sm hover:shadow-md transition-shadow border border-border" style="opacity: 0; transform: translateY(20px);"><div class="w-10 h-10 rounded-full bg-primary flex items-center justify-center mb-4"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-heart-pulse w-5 h-5 text-primary-foreground"><path d="M19 14c1.49-1.46 3-3.21 3-5.5A5.5 5.5 0 0 0 16.5 3c-1.76 0-3 .5-4.5 2-1.5-1.5-2.74-2-4.5-2A5.5 5.5 0 0 0 2 8.5c0 2.3 1.5 4.05 3 5.5l7 7Z"></path><path d="M3.22 12H9.5l.5-1 2 4.5 2-7 1.5 3.5h5.27"></path></svg></div><h4 class="font-heading text-lg font-bold text-foreground mb-2">Krankenversicherung</h4><p class="font-body text-muted-foreground text-sm leading-relaxed">Private Vollversicherung oder leistungsstarke Zusatztarife für GKV-Versicherte.</p></div><div class="bg-card rounded-lg p-6 shadow-sm hover:shadow-md transition-shadow border border-border" style="opacity: 0; transform: translateY(20px);"><div class="w-10 h-10 rounded-full bg-primary flex items-center justify-center mb-4"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-piggy-bank w-5 h-5 text-primary-foreground"><path d="M19 5c-1.5 0-2.8 1.4-3 2-3.5-1.5-11-.3-11 5 0 1.8 0 3 2 4.5V20h4v-2h3v2h4v-4c1-.5 1.7-1 2-2h2v-4h-2c0-1-.5-1.5-1-2V5z"></path><path d="M2 9v1c0 1.1.9 2 2 2h1"></path><path d="M16 11h.01"></path></svg></div><h4 class="font-heading text-lg font-bold text-foreground mb-2">Altersvorsorge</h4><p class="font-body text-muted-foreground text-sm leading-relaxed">Rentenversicherung, Rürup und betriebliche Altersvorsorge â individuell geplant.</p></div><div class="bg-card rounded-lg p-6 shadow-sm hover:shadow-md transition-shadow border border-border" style="opacity: 0; transform: translateY(20px);"><div class="w-10 h-10 rounded-full bg-primary flex items-center justify-center mb-4"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-user-check w-5 h-5 text-primary-foreground"><path d="M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2"></path><circle cx="9" cy="7" r="4"></circle><polyline points="16 11 18 13 22 9"></polyline></svg></div><h4 class="font-heading text-lg font-bold text-foreground mb-2">Biometrische Risiken</h4><p class="font-body text-muted-foreground text-sm leading-relaxed">Berufsunfähigkeit, Erwerbsminderung, Grundfähigkeit und Risikolebensversicherung.</p></div></div></div></div></section></div><footer id="kontakt" class="bg-foreground py-16"><div class="container"><div class="grid grid-cols-1 md:grid-cols-3 gap-12 items-start"><div class="flex justify-center md:justify-start"><img src="/assets/markus-portrait-OpnD6I9t.jpg" alt="Markus Schmaderer" loading="lazy" class="w-48 h-48 rounded-full object-cover object-top border-4 border-secondary"></div><div><h3 class="font-heading text-xl font-bold text-background mb-4">Kontakt</h3><ul class="space-y-3 font-body text-background/80 text-sm"><li class="flex items-center gap-3"><a href="tel:+4915777781082" class="hover:text-secondary transition-colors flex items-center gap-3"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-phone w-4 h-4 text-secondary"><path d="M22 16.92v3a2 2 0 0 1-2.18 2 19.79 19.79 0 0 1-8.63-3.07 19.5 19.5 0 0 1-6-6 19.79 19.79 0 0 1-3.07-8.67A2 2 0 0 1 4.11 2h3a2 2 0 0 1 2 1.72 12.84 12.84 0 0 0 .7 2.81 2 2 0 0 1-.45 2.11L8.09 9.91a16 16 0 0 0 6 6l1.27-1.27a2 2 0 0 1 2.11-.45 12.84 12.84 0 0 0 2.81.7A2 2 0 0 1 22 16.92z"></path></svg><span>0157 77 78 10 82</span></a></li><li class="flex items-center gap-3"><span class="hover:text-secondary transition-colors flex items-center gap-3"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-mail w-4 h-4 text-secondary"><rect width="20" height="16" x="2" y="4" rx="2"></rect><path d="m22 7-8.97 5.7a1.94 1.94 0 0 1-2.06 0L2 7"></path></svg><span>E-Mail ladenâ¦</span></span></li><li class="flex items-center gap-3"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-clock w-4 h-4 text-secondary"><circle cx="12" cy="12" r="10"></circle><polyline points="12 6 12 12 16 14"></polyline></svg><span>Montag bis Freitag, 8 bis 17 Uhr</span></li></ul></div><div><h3 class="font-heading text-xl font-bold text-background mb-4">Adresse</h3><div class="flex items-start gap-3 font-body text-background/80 text-sm"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-map-pin w-4 h-4 text-secondary mt-0.5"><path d="M20 10c0 4.993-5.539 10.193-7.399 11.799a1 1 0 0 1-1.202 0C9.539 20.193 4 14.993 4 10a8 8 0 0 1 16 0"></path><circle cx="12" cy="10" r="3"></circle></svg><div><p>BirkenstraÃe 12</p><p>73547 Lorch</p></div></div></div></div><div class="border-t border-background/10 mt-12 pt-6 flex flex-col sm:flex-row items-center justify-between gap-2"><p class="font-body text-background/50 text-xs">© 2026 Versicherungswerk. 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