https://www.simplyfunded.co.uk/assets/UnsecuredSmeLoans-DrbFtcGG.js

1import{j as e}from"./vendor-Bi-cl1FD.js";import{S as t,a as o,o as r,f as i,b as l,H as d,g as c,P as u,B as p,F as m}from"./index-DZRNM6yZ.js";import{R as x}from"./RelatedInternalLinks-BEh5hWI4.js";import{L as s}from"./router-BXVBYPdj.js";import"./framework-pPNwWwtS.js";const a=[{question:"What are unsecured SME loans?",answer:"Unsecured SME loans do not normally require business property, equipment or other physical assets as collateral. The application is assessed using business performance, revenue, cash flow and affordability instead."},{question:"Can I get an unsecured SME loan without property?",answer:"Yes. Property is not normally required for SimplyFunded unsecured business funding. A personal guarantee may still be requested from a director or owner as part of the approval process."},{question:"How much can I borrow with an unsecured SME loan?",answer:"Applications from £5,000 to £500,000 can be considered. The amount offered depends on revenue, trading history, existing commitments, affordability and the purpose of the funding."},{question:"How quickly can unsecured SME funding be available?",answer:"Apply online in around 60 seconds and connect your business bank through Open Banking. Eligible applicants may receive a decision within hours, with funding often transferred within 24 hours after approval and acceptance."}],h={"@context":"https://schema.org","@type":"FAQPage",mainEntity:a.map(n=>({"@type":"Question",name:n.question,acceptedAnswer:{"@type":"Answer",text:n.answer}}))};function S(){return e.jsxs("div",{className:"min-h-screen bg-white",children:[e.jsx(t,{title:"Unsecured SME Loans UK | No Property Required - SimplyFunded",description:"Unsecured SME loans for UK businesses from £5,000 to £500,000. 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Funding from £5,000 to £500,000 may be used for stock, supplier invoices, payroll, tax bills, repairs, marketing or other legitimate business costs, subject to assessment and affordability."]})]})}),e.jsx("section",{className:"py-12 md:py-16 px-4 sm:px-6 lg:px-8 bg-white",children:e.jsxs("div",{className:"container-custom max-w-4xl mx-auto",children:[e.jsx("h2",{className:"text-2xl md:text-3xl font-bold text-gray-900 mb-5",children:"How Unsecured SME Funding Is Assessed"}),e.jsx("p",{className:"text-gray-700 leading-relaxed mb-4",children:"Without physical collateral, the application depends more heavily on the strength of the business and its ability to repay. The review considers current revenue, cash flow, trading history, existing finance and the purpose of the borrowing."}),e.jsxs("p",{className:"text-gray-700 leading-relaxed",children:["SimplyFunded uses an online application and"," ",e.jsx(s,{to:"/how-to-get-a-bank-statement",className:"font-medium text-primary hover:underline",children:"secure Open Banking connection"})," ","to review business activity. No property is normally required, although a personal guarantee may be requested from a director or owner. Terms and pricing reflect the individual application."]})]})}),e.jsx(c,{}),e.jsx(u,{faqs:a,title:"Unsecured SME Loans FAQs",className:"bg-white"}),e.jsx("section",{className:"py-14 px-4 sm:px-6 lg:px-8 bg-primary text-center",children:e.jsxs("div",{className:"container-custom max-w-3xl mx-auto",children:[e.jsx("h2",{className:"text-2xl md:text-3xl font-bold text-white mb-4",children:"Need Funding Without Property Security?"}),e.jsx("p",{className:"text-blue-100 mb-7",children:"Check your eligibility online and explore unsecured funding for your business."}),e.jsx(p,{to:"/apply",variant:"secondary",className:"px-10 py-4 text-lg font-semibold rounded-xl",children:"Apply for Funding"})]})}),e.jsx(x,{links:[{label:"Unsecured business loans",to:"/unsecured-business-loans"},{label:"Fast SME loans",to:"/fast-sme-loans"},{label:"Online SME loans",to:"/online-sme-loans"},{label:"SME loans for bad credit",to:"/sme-loans-for-bad-credit"},{label:"Working capital loans",to:"/working-capital-loans"},{label:"Apply for funding",to:"/apply"},{label:"SME loans without collateral",to:"/sme-loans-without-collateral"}]}),e.jsx(m,{})]})}

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