PageSourceSearch

https://zoomhomelending.com/_next/static/chunks/0kr1uo67ivw-4.js

js zoomhomelending.com collected 2026-10-07 13:05:08 UTC 52,354 bytes, 12 lines download raw bytes

1;!function(){try { var e="undefined"!=typeof globalThis?globalThis:"undefined"!=typeof global?global:"undefined"!=typeof window?window:"undefined"!=typeof self?self:{},n=(new e.Error).stack;n&&((e._debugIds|| (e._debugIds={}))[n]="6813eb57-dbcc-733c-259a-2ff2d94665ae")}catch(e){}}();
2(globalThis.TURBOPACK||(globalThis.TURBOPACK=[])).push(["object"==typeof document?document.currentScript:void 0,323730,986317,e=>{"use strict";let t=(0,e.i(456420).default)("dollar-sign",[["line",{x1:"12",x2:"12",y1:"2",y2:"22",key:"7eqyqh"}],["path",{d:"M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6",key:"1b0p4s"}]]);e.s(["default",0,t],986317),e.s(["DollarSign",0,t],323730)},902434,e=>{"use strict";let t=(0,e.i(456420).default)("house",[["path",{d:"M15 21v-8a1 1 0 0 0-1-1h-4a1 1 0 0 0-1 1v8",key:"5wwlr5"}],["path",{d:"M3 10a2 2 0 0 1 .709-1.528l7-6a2 2 0 0 1 2.582 0l7 6A2 2 0 0 1 21 10v9a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z",key:"r6nss1"}]]);e.s(["default",0,t])},644419,e=>{"use strict";let t=(0,e.i(456420).default)("percent",[["line",{x1:"19",x2:"5",y1:"5",y2:"19",key:"1x9vlm"}],["circle",{cx:"6.5",cy:"6.5",r:"2.5",key:"4mh3h7"}],["circle",{cx:"17.5",cy:"17.5",r:"2.5",key:"1mdrzq"}]]);e.s(["default",0,t])},749817,e=>{"use strict";var t=e.i(902434);e.s(["Home",()=>t.default])},1702,e=>{"use strict";var t=e.i(644419);e.s(["Percent",()=>t.default])},768877,364895,e=>{"use strict";let t=(0,e.i(456420).default)("arrow-right",[["path",{d:"M5 12h14",key:"1ays0h"}],["path",{d:"m12 5 7 7-7 7",key:"xquz4c"}]]);e.s(["default",0,t],364895),e.s(["ArrowRight",0,t],768877)},711241,694838,e=>{"use strict";let t=(0,e.i(456420).default)("arrow-left",[["path",{d:"m12 19-7-7 7-7",key:"1l729n"}],["path",{d:"M19 12H5",key:"x3x0zl"}]]);e.s(["default",0,t],694838),e.s(["ArrowLeft",0,t],711241)},786563,180778,e=>{"use strict";let t=(0,e.i(456420).default)("star",[["path",{d:"M11.525 2.295a.53.53 0 0 1 .95 0l2.31 4.679a2.123 2.123 0 0 0 1.595 1.16l5.166.756a.53.53 0 0 1 .294.904l-3.736 3.638a2.123 2.123 0 0 0-.611 1.878l.882 5.14a.53.53 0 0 1-.771.56l-4.618-2.428a2.122 2.122 0 0 0-1.973 0L6.396 21.01a.53.53 0 0 1-.77-.56l.881-5.139a2.122 2.122 0 0 0-.611-1.879L2.16 9.795a.53.53 0 0 1 .294-.906l5.165-.755a2.122 2.122 0 0 0 1.597-1.16z",key:"r04s7s"}]]);e.s(["default",0,t],180778),e.s(["Star",0,t],786563)},657495,631167,e=>{"use strict";let t=(0,e.i(456420).default)("credit-card",[["rect",{width:"20",height:"14",x:"2",y:"5",rx:"2",key:"ynyp8z"}],["line",{x1:"2",x2:"22",y1:"10",y2:"10",key:"1b3vmo"}]]);e.s(["default",0,t],657495),e.s(["testimonials",0,[{text:"The team at Zoom made the entire process seamless. From pre-approval to closing, they were with us every step of the way.",author:"Satisfied Homebuyer",role:"First-Time Buyer, Michigan",rating:5},{text:"As a veteran, I appreciated how knowledgeable they were about VA loans. Got us an incredible rate with zero down.",author:"Veteran Homeowner",role:"VA Loan, Florida",rating:5},{text:"Refinancing was so much easier than I expected. The transparency and communication were top-notch throughout.",author:"Happy Client",role:"Refinance, California",rating:5},{text:"Zoom Home Lending made buying our first home feel simple. They walked us through every step and answered all our questions.",author:"New Homeowner",role:"FHA Loan, Texas",rating:5},{text:"We were able to close on our dream home in just 21 days. The team was responsive and professional from start to finish.",author:"Delighted Buyer",role:"Conventional Loan, Colorado",rating:5},{text:"As a self-employed business owner, I thought getting a mortgage would be impossible. Zoom found the right program for me.",author:"Small Business Owner",role:"Bank Statement Program, Arizona",rating:5},{text:"Zoom Home Lending made our VA loan process incredibly smooth. Closed in just 12 days!",author:"Alex M.",role:"VA Loan, Michigan",rating:5}]],631167)},77071,127012,e=>{"use strict";let t=(0,e.i(456420).default)("plus",[["path",{d:"M5 12h14",key:"1ays0h"}],["path",{d:"M12 5v14",key:"s699le"}]]);e.s(["default",0,t],127012),e.s(["Plus",0,t],77071)},518435,e=>{"use strict";let t=(0,e.i(456420).default)("banknote",[["rect",{width:"20",height:"12",x:"2",y:"6",rx:"2",key:"9lu3g6"}],["circle",{cx:"12",cy:"12",r:"2",key:"1c9p78"}],["path",{d:"M6 12h.01M18 12h.01",key:"113zkx"}]]);e.s(["default",0,t])},748499,e=>{"use strict";let t=(0,e.i(456420).default)("heart-pulse",[["path",{d:"M2 9.5a5.5 5.5 0 0 1 9.591-3.676.56.56 0 0 0 .818 0A5.49 5.49 0 0 1 22 9.5c0 2.29-1.5 4-3 5.5l-5.492 5.313a2 2 0 0 1-3 .019L5 15c-1.5-1.5-3-3.2-3-5.5",key:"mvr1a0"}],["path",{d:"M3.22 13H9.5l.5-1 2 4.5 2-7 1.5 3.5h5.27",key:"auskq0"}]]);e.s(["default",0,t])},266447,326476,e=>{"use strict";var t=e.i(456420);let a=(0,t.default)("paintbrush",[["path",{d:"m14.622 17.897-10.68-2.913",key:"vj2p1u"}],["path",{d:"M18.376 2.622a1 1 0 1 1 3.002 3.002L17.36 9.643a.5.5 0 0 0 0 .707l.944.944a2.41 2.41 0 0 1 0 3.408l-.944.944a.5.5 0 0 1-.707 0L8.354 7.348a.5.5 0 0 1 0-.707l.944-.944a2.41 2.41 0 0 1 3.408 0l.944.944a.5.5 0 0 0 .707 0z",ke
2y:"18tc5c"}],["path",{d:"M9 8c-1.804 2.71-3.97 3.46-6.583 3.948a.507.507 0 0 0-.302.819l7.32 8.883a1 1 0 0 0 1.185.204C12.735 20.405 16 16.792 16 15",key:"ytzfxy"}]]);e.s(["default",0,a],266447);let s=(0,t.default)("piggy-bank",[["path",{d:"M11 17h3v2a1 1 0 0 0 1 1h2a1 1 0 0 0 1-1v-3a3.16 3.16 0 0 0 2-2h1a1 1 0 0 0 1-1v-2a1 1 0 0 0-1-1h-1a5 5 0 0 0-2-4V3a4 4 0 0 0-3.2 1.6l-.3.4H11a6 6 0 0 0-6 6v1a5 5 0 0 0 2 4v3a1 1 0 0 0 1 1h2a1 1 0 0 0 1-1z",key:"1piglc"}],["path",{d:"M16 10h.01",key:"1m94wz"}],["path",{d:"M2 8v1a2 2 0 0 0 2 2h1",key:"1env43"}]]);e.s(["default",0,s],326476)},960168,e=>{"use strict";let t=(0,e.i(456420).default)("refresh-cw",[["path",{d:"M3 12a9 9 0 0 1 9-9 9.75 9.75 0 0 1 6.74 2.74L21 8",key:"v9h5vc"}],["path",{d:"M21 3v5h-5",key:"1q7to0"}],["path",{d:"M21 12a9 9 0 0 1-9 9 9.75 9.75 0 0 1-6.74-2.74L3 16",key:"3uifl3"}],["path",{d:"M8 16H3v5",key:"1cv678"}]]);e.s(["default",0,t])},676836,e=>{"use strict";var t=e.i(843476),a=e.i(271645),s=e.i(522016),r=e.i(749817),i=e.i(323730),l=e.i(1702),o=e.i(768877),n=e.i(846932);e.s(["default",0,function({defaultMode:e="purchase",showTabs:c=!0}){let[d,h]=(0,a.useState)(e),[u,m]=(0,a.useState)(35e4),[p,x]=(0,a.useState)(7e4*("purchase"===e)),[f,y]=(0,a.useState)(6.5),[g,v]=(0,a.useState)(30),w=(0,a.useMemo)(()=>{let e=u-p;if(e<=0)return 0;let t=f/100/12,a=12*g;return 0===t?e/a:Math.round(t*Math.pow(1+t,a)*e/(Math.pow(1+t,a)-1))},[u,p,f,g]),b=u>0?Math.round(p/u*100):0;return(0,t.jsx)("section",{className:"bg-off-white py-16 md:py-20",children:(0,t.jsx)("div",{className:"mx-auto max-w-4xl px-6",children:(0,t.jsxs)("div",{className:"grid gap-8 lg:grid-cols-2 items-start",children:[(0,t.jsxs)("div",{className:"space-y-5 bg-white rounded-2xl shadow-sm p-6",children:[c&&(0,t.jsx)("div",{className:"flex rounded-xl bg-gray-100 p-1",children:[{key:"purchase",label:"Purchase"},{key:"refinance",label:"Refinance"},{key:"equity",label:"Home Equity"}].map(e=>(0,t.jsx)("button",{onClick:()=>{h(e.key),x(7e4*("purchase"===e.key))},className:`flex-1 py-2 rounded-lg text-xs font-semibold transition-all ${d===e.key?"bg-white text-charcoal shadow-sm":"text-slate hover:text-charcoal"}`,children:e.label},e.key))}),(0,t.jsxs)("div",{children:[(0,t.jsxs)("div",{className:"flex justify-between items-center mb-1.5",children:[(0,t.jsxs)("label",{className:"flex items-center gap-1.5 text-xs text-slate font-medium",children:[(0,t.jsx)(r.Home,{className:"w-3.5 h-3.5 text-blue"}),"purchase"===d?"Home Price":"refinance"===d?"Loan Balance":"Home Value"]}),(0,t.jsxs)("span",{className:"text-sm font-bold text-charcoal",children:["$",u.toLocaleString()]})]}),(0,t.jsx)("input",{type:"range",min:5e4,max:2e6,step:5e3,value:u,onChange:e=>{let t=Number(e.target.value);m(t),p>t&&x(Math.round(.2*t))},className:"w-full h-1.5 bg-gray-200 rounded-full appearance-none cursor-pointer"})]}),"refinance"!==d&&(0,t.jsxs)("div",{children:[(0,t.jsxs)("div",{className:"flex justify-between items-center mb-1.5",children:[(0,t.jsxs)("label",{className:"flex items-center gap-1.5 text-xs text-slate font-medium",children:[(0,t.jsx)(i.DollarSign,{className:"w-3.5 h-3.5 text-blue"}),"equity"===d?"Existing Mortgage":"Down Payment"]}),(0,t.jsxs)("span",{className:"text-sm font-bold text-charcoal",children:["$",p.toLocaleString(),"purchase"===d?` (${b}%)`:""]})]}),(0,t.jsx)("input",{type:"range",min:0,max:u,step:5e3,value:p,onChange:e=>x(Number(e.target.value)),className:"w-full h-1.5 bg-gray-200 rounded-full appearance-none cursor-pointer"})]}),(0,t.jsxs)("div",{children:[(0,t.jsxs)("div",{className:"flex justify-between items-center mb-1.5",children:[(0,t.jsxs)("label",{className:"flex items-center gap-1.5 text-xs text-slate font-medium",children:[(0,t.jsx)(l.Percent,{className:"w-3.5 h-3.5 text-blue"})," Interest Rate"]}),(0,t.jsxs)("span",{className:"text-sm font-bold text-charcoal",children:[f,"%"]})]}),(0,t.jsx)("input",{type:"range",min:1,max:12,step:.125,value:f,onChange:e=>y(Number(e.target.value)),className:"w-full h-1.5 bg-gray-200 rounded-full appearance-none cursor-pointer"})]}),(0,t.jsx)("div",{className:"flex gap-2",children:[15,20,30].map(e=>(0,t.jsxs)("button",{onClick:()=>v(e),className:`flex-1 py-2 rounded-lg text-xs font-semibold transition-colors ${g===e?"btn-gradient text-white":"bg-gray-100 text-slate hover:bg-gray-200"}`,children:[e," yr"]},e))})]}),(0,t.jsxs)("div",{className:"bg-white rounded-2xl shadow-sm p-6 text-center",children:[(0,t.jsx)("p",{className:"text-xs text-slate mb-1",children:"equity"===d?"Estimated HELOC Payment":"Estimated Monthly Payment"}),(0,t.jsxs)(n.motion.p,{initial:{scale:.9,opacity:0}
2,animate:{scale:1,opacity:1},className:"text-4xl md:text-5xl font-bold text-gradient",children:["$",w.toLocaleString()]},w),(0,t.jsx)("p",{className:"text-[10px] text-slate/60 mt-1",children:"Principal & Interest only"}),(0,t.jsx)("div",{className:"mt-6 space-y-2 text-left",children:[{label:"equity"===d?"Available Equity":"Loan Amount",value:`$${(u-p).toLocaleString()}`},{label:"Total Interest",value:`$${(w*g*12-(u-p)).toLocaleString()}`},{label:"Total Cost",value:`$${(w*g*12).toLocaleString()}`}].map(e=>(0,t.jsxs)("div",{className:"flex justify-between text-xs border-b border-gray-50 pb-1.5",children:[(0,t.jsx)("span",{className:"text-slate",children:e.label}),(0,t.jsx)("span",{className:"font-semibold text-charcoal",children:e.value})]},e.label))}),(0,t.jsxs)(s.default,{href:"/pre-approval",className:"btn-gradient mt-6 inline-flex items-center gap-2 rounded-full px-6 py-2.5 text-sm font-semibold text-white w-full justify-center",children:["Get Pre-Approved ",(0,t.jsx)(o.ArrowRight,{className:"h-3.5 w-3.5"})]})]})]})})})}])},364569,e=>{"use strict";var t=e.i(832198);e.s(["Zap",()=>t.default])},88653,e=>{"use strict";e.i(247167);var t=e.i(843476),a=e.i(271645),s=e.i(231178),r=e.i(947414),i=e.i(674008),l=e.i(821476),o=e.i(772846),n=a,c=e.i(737806);function d(e,t){if("function"==typeof e)return e(t);null!=e&&(e.current=t)}class h extends n.Component{getSnapshotBeforeUpdate(e){let t=this.props.childRef.current;if((0,o.isHTMLElement)(t)&&e.isPresent&&!this.props.isPresent&&!1!==this.props.pop){let e=t.offsetParent,a=(0,o.isHTMLElement)(e)&&e.offsetWidth||0,s=(0,o.isHTMLElement)(e)&&e.offsetHeight||0,r=getComputedStyle(t),i=this.props.sizeRef.current;i.height=parseFloat(r.height),i.width=parseFloat(r.width),i.top=t.offsetTop,i.left=t.offsetLeft,i.right=a-i.width-i.left,i.bottom=s-i.height-i.top}return null}componentDidUpdate(){}render(){return this.props.children}}function u({children:e,isPresent:s,anchorX:r,anchorY:i,root:l,pop:o}){let m=(0,n.useId)(),p=(0,n.useRef)(null),x=(0,n.useRef)({width:0,height:0,top:0,left:0,right:0,bottom:0}),{nonce:f}=(0,n.useContext)(c.MotionConfigContext),y=function(...e){return a.useCallback(function(...e){return t=>{let a=!1,s=e.map(e=>{let s=d(e,t);return a||"function"!=typeof s||(a=!0),s});if(a)return()=>{for(let t=0;t<s.length;t++){let a=s[t];"function"==typeof a?a():d(e[t],null)}}}}(...e),e)}(p,e.props?.ref??e?.ref);return(0,n.useInsertionEffect)(()=>{let{width:e,height:t,top:a,left:n,right:c,bottom:d}=x.current;if(s||!1===o||!p.current||!e||!t)return;let h="left"===r?`left: ${n}`:`right: ${c}`,u="bottom"===i?`bottom: ${d}`:`top: ${a}`;p.current.dataset.motionPopId=m;let y=document.createElement("style");f&&(y.nonce=f);let g=l??document.head;return g.appendChild(y),y.sheet&&y.sheet.insertRule(`
3          [data-motion-pop-id="${m}"] {
4            position: absolute !important;
5            width: ${e}px !important;
6            height: ${t}px !important;
7            ${h}px !important;
8            ${u}px !important;
9          }
10        `),()=>{p.current?.removeAttribute("data-motion-pop-id"),g.contains(y)&&g.removeChild(y)}},[s]),(0,t.jsx)(h,{isPresent:s,childRef:p,sizeRef:x,pop:o,children:!1===o?e:n.cloneElement(e,{ref:y})})}let m=({children:e,initial:s,isPresent:i,onExitComplete:o,custom:n,presenceAffectsLayout:c,mode:d,anchorX:h,anchorY:m,root:x})=>{let f=(0,r.useConstant)(p),y=(0,a.useId)(),g=!0,v=(0,a.useMemo)(()=>(g=!1,{id:y,initial:s,isPresent:i,custom:n,onExitComplete:e=>{for(let t of(f.set(e,!0),f.values()))if(!t)return;o&&o()},register:e=>(f.set(e,!1),()=>f.delete(e))}),[i,f,o]);return c&&g&&(v={...v}),(0,a.useMemo)(()=>{f.forEach((e,t)=>f.set(t,!1))},[i]),a.useEffect(()=>{i||f.size||!o||o()},[i]),e=(0,t.jsx)(u,{pop:"popLayout"===d,isPresent:i,anchorX:h,anchorY:m,root:x,children:e}),(0,t.jsx)(l.PresenceContext.Provider,{value:v,children:e})};function p(){return new Map}var x=e.i(464978);let f=e=>e.key||"";function y(e){let t=[];return a.Children.forEach(e,e=>{(0,a.isValidElement)(e)&&t.push(e)}),t}e.s(["AnimatePresence",0,({children:e,custom:l,initial:o=!0,onExitComplete:n,presenceAffectsLayout:c=!0,mode:d="sync",propagate:h=!1,anchorX:u="left",anchorY:p="top",root:g})=>{let[v,w]=(0,x.usePresence)(h),b=(0,a.useMemo)(()=>y(e),[e]),k=h&&!v?[]:b.map(f),j=(0,a.useRef)(!0),N=(0,a.useRef)(b),M=(0,r.useConstant)(()=>new Map),A=(0,a.useRef)(new Set),[C,H]=(0,a.useState)(b),[S,q]=(0,a.useState)(b);(0,i.useIsomorphicLayoutEffect)(()=>{j.current=!1,N.current=b;for(let e=0;e<S.length;e++){let t=f(S[e]);k.includes(t)?(M.delete(t),A.current.delete(t)):!0!==M.get(t)&&M.set(t,!1)}},[S,k.length,k.join("-")]);let L=[];if(b!==C){let e=[...b];for(let t=0;t<S.length;t++){let a=S[t],s=f(a);k.includes(s)||(e.splice(t,0,a),L.push(a))}return"wait"===d&&L.length&&(e=L),q(y(e)),H(b),null}let{forceRender:F}=(0,a.useContext)(s.LayoutGroupContext);return(0,t.jsx)(t.Fragment,{children:S.map(e=>{let a=f(e),s=(!h||!!v)&&(b===S||k.includes(a));return(0,t.jsx)(m,{isPresent:s,initial:(!j.current||!!o)&&void 0,custom:l,presenceAffectsLayout:c,mode:d,root:g,onExitComplete:s?void 0:()=>
10{if(A.current.has(a)||!M.has(a))return;A.current.add(a),M.set(a,!0);let e=!0;M.forEach(t=>{t||(e=!1)}),e&&(F?.(),q(N.current),h&&w?.(),n&&n())},anchorX:u,anchorY:p,children:e},a)})})}],88653)},630299,e=>{"use strict";let t=(0,e.i(456420).default)("search",[["path",{d:"m21 21-4.34-4.34",key:"14j7rj"}],["circle",{cx:"11",cy:"11",r:"8",key:"4ej97u"}]]);e.s(["default",0,t])},26495,897690,e=>{"use strict";var t=e.i(456420);let a=(0,t.default)("chevron-down",[["path",{d:"m6 9 6 6 6-6",key:"qrunsl"}]]);e.s(["default",0,a],26495);let s=(0,t.default)("inbox",[["polyline",{points:"22 12 16 12 14 15 10 15 8 12 2 12",key:"o97t9d"}],["path",{d:"M5.45 5.11 2 12v6a2 2 0 0 0 2 2h16a2 2 0 0 0 2-2v-6l-3.45-6.89A2 2 0 0 0 16.76 4H7.24a2 2 0 0 0-1.79 1.11z",key:"oot6mr"}]]);e.s(["default",0,s],897690)},758379,e=>{"use strict";let t=(0,e.i(456420).default)("loader-circle",[["path",{d:"M21 12a9 9 0 1 1-6.219-8.56",key:"13zald"}]]);e.s(["default",0,t])},71395,e=>{"use strict";let t=(0,e.i(456420).default)("user",[["path",{d:"M19 21v-2a4 4 0 0 0-4-4H9a4 4 0 0 0-4 4v2",key:"975kel"}],["circle",{cx:"12",cy:"7",r:"4",key:"17ys0d"}]]);e.s(["default",0,t])},144716,e=>{"use strict";let t=(0,e.i(456420).default)("chevron-up",[["path",{d:"m18 15-6-6-6 6",key:"153udz"}]]);e.s(["default",0,t])},460573,e=>{"use strict";let t=(0,e.i(456420).default)("calendar",[["path",{d:"M8 2v4",key:"1cmpym"}],["path",{d:"M16 2v4",key:"4m81vk"}],["rect",{width:"18",height:"18",x:"3",y:"4",rx:"2",key:"1hopcy"}],["path",{d:"M3 10h18",key:"8toen8"}]]);e.s(["default",0,t])},893999,e=>{"use strict";let t=(0,e.i(456420).default)("send",[["path",{d:"M14.536 21.686a.5.5 0 0 0 .937-.024l6.5-19a.496.496 0 0 0-.635-.635l-19 6.5a.5.5 0 0 0-.024.937l7.93 3.18a2 2 0 0 1 1.112 1.11z",key:"1ffxy3"}],["path",{d:"m21.854 2.147-10.94 10.939",key:"12cjpa"}]]);e.s(["default",0,t])},712239,e=>{"use strict";var t=e.i(843476),a=e.i(846932),s=e.i(271645),r=e.i(749652);let i={some:0,all:1};e.s(["Counter",0,function({target:e,prefix:a="",suffix:l="",duration:o=2,className:n=""}){let c=(0,s.useRef)(null),d=function(e,{root:t,margin:a,amount:l,once:o=!1,initial:n=!1}={}){let[c,d]=(0,s.useState)(n);return(0,s.useEffect)(()=>{if(!e.current||o&&c)return;let s={root:t&&t.current||void 0,margin:a,amount:l};return function(e,t,{root:a,margin:s,amount:l="some"}={}){let o=(0,r.resolveElements)(e),n=new WeakMap,c=new IntersectionObserver(e=>{e.forEach(e=>{let a=n.get(e.target);if(!!a!==e.isIntersecting)if(e.isIntersecting){let a=t(e.target,e);"function"==typeof a?n.set(e.target,a):c.unobserve(e.target)}else"function"==typeof a&&(a(e),n.delete(e.target))})},{root:a,rootMargin:s,threshold:"number"==typeof l?l:i[l]});return o.forEach(e=>c.observe(e)),()=>c.disconnect()}(e.current,()=>(d(!0),o?void 0:()=>d(!1)),s)},[t,e,a,o,l]),c}(c,{once:!0,margin:"-50px"}),[h,u]=(0,s.useState)(0);return(0,s.useEffect)(()=>{if(!d)return;let t=0,a=e/(60*o),s=setInterval(()=>{(t+=a)>=e?(u(e),clearInterval(s)):u(Math.floor(t))},1e3/60);return()=>clearInterval(s)},[d,e,o]),(0,t.jsxs)("span",{ref:c,className:n,children:[a,h.toLocaleString(),l]})},"FadeUp",0,function({children:e,delay:s=0,className:r=""}){return(0,t.jsx)(a.motion.div,{initial:{opacity:0,y:40},whileInView:{opacity:1,y:0},viewport:{once:!0,margin:"-50px"},transition:{duration:.6,delay:s,ease:[.22,1,.36,1]},className:r,children:e})},"SlideIn",0,function({children:e,from:s="left",delay:r=0,className:i=""}){return(0,t.jsx)(a.motion.div,{initial:{opacity:0,x:"left"===s?-80:80},whileInView:{opacity:1,x:0},viewport:{once:!0,margin:"-50px"},transition:{duration:.7,delay:r,ease:[.22,1,.36,1]},className:i,children:e})},"Stagger",0,function({children:e,className:s="",staggerDelay:r=.1}){return(0,t.jsx)(a.motion.div,{initial:"hidden",whileInView:"visible",viewport:{once:!0,margin:"-50px"},variants:{visible:{transition:{staggerChildren:r}}},className:s,children:e})},"StaggerChild",0,function({children:e,className:s=""}){return(0,t.jsx)(a.motion.div,{variants:{hidden:{opacity:0,y:30},visible:{opacity:1,y:0,transition:{duration:.5,ease:[.22,1,.36,1]}}},className:`h-full ${s}`,children:e})}],712239)},548161,402661,e=>{"use strict";let t=(0,e.i(456420).default)("circle-check-big",[["path",{d:"M21.801 10A10 10 0 1 1 17 3.335",key:"yps3ct"}],["path",{d:"m9 11 3 3L22 4",key:"1pflzl"}]]);e.s(["default",0,t],402661),e.s(["CheckCircle",0,t],548161)},951437,e=>{"use strict";let t=(0,e.i(456420).default)("book-open",[["path",{d:"M12 7v14",key:"1akyts"}],["path",{d:"M3 18a1 1 0 0 1-1-1V4a1 1 0 0 1 1-1h5a4 4 0 0 1 4 4 4 4 0 0 1 4-4h5a1 1 0 0 1 1 1v13a1 1 0 0 1-1 1h-6a3 3 0 0 0-3 3 3 3 0 0 0-3-3z",key:"ruj8y"}]]);e.s(["default",0,t])},139908,e=>{"use strict";let t=(0,e.i(456420).default)("building",[["path",{d:"M12 10h.01",key:"1nrarc"}],["path",{d:"M12 14h.01",key:"1etili"}],["path",{d:"M12 6h.01",key:"1vi96p"}],["path",{d:"M16 10h.01",key:"1m94wz"}],["path",{d:"M16 14h.01",key:"1gbofw"}],["path",{d:"M16 6h.01",key:"1x0f13"}],["path",{d:"M8 10h.01",key:"19clt8"}],["path",{d:"M8 14h.01",key:"6423bh"}],["path",{d:"M8 6h.01",key:"1dz90k"}],["path",{d:"M9 22v-3a1 1 0 0 1 1-1h4a1 1 0 0 1 1 1v3",key:"cabbwy"}],["rect",{x:"4",y:"2",width:"16",height:"20",rx:"2",key:"1uxh74"}]]);e.s(["default",0,t])},533504,e=>{"use strict";let t=(0,e.i(456420).default)("calculator",[["rect",{width:"16",height:"20",x:"4",y:"2",rx:"2",key:"1nb95v"}],["line",{x1:"8",x2:"16",y1:"6",y2:"6",key:"x4nwl0"}],["line",{x1:"16",x2:"16",y1:"14",y2:"18",key:"wjye3r"}],["path",{d:"M16 10h.01",key:"1m94wz"}],["path",{d:"M12 10h.01",key:"1nrarc"}],["path",{d:"M8 10h.01",key:"19clt8"}],["path",{d:"M12 14h.01",key:"1etili"}],["path",{d:"M8 14h.01",key:"6423bh"}],["path",{d:"M12 18h.01",key:"mhygvu"}],["path",{d:"M8 18h.01",key:"lrp35t"}]]);e.s(["default",0,t])},125391,e=>{"use strict";let t=(0,e.i(456420).default)("chart-column",[["path",{d:"M3 3v16a2 2 0 0 0 2 2h16",key:"c24i48"}],["path",{d:"M18 17V9",key:"2bz60n"}],["path",{d:"M13 17V5",key:"1frdt8"}],["path",{d:"M8 17v-3",key:"17ska0"}]]);e.s(["default",0,t])},986253,e=>{"use strict";let t=(0,e.i(456420).default)("chevron-right",[["path",{d:"m9 18 6-6-6-6",key:"mthhwq"}]]);e.s(["default",0,t])},609870,e=>{"use strict";
10let t=(0,e.i(456420).default)("clipboard-check",[["rect",{width:"8",height:"4",x:"8",y:"2",rx:"1",ry:"1",key:"tgr4d6"}],["path",{d:"M16 4h2a2 2 0 0 1 2 2v14a2 2 0 0 1-2 2H6a2 2 0 0 1-2-2V6a2 2 0 0 1 2-2h2",key:"116196"}],["path",{d:"m9 14 2 2 4-4",key:"df797q"}]]);e.s(["default",0,t])},413281,e=>{"use strict";let t=(0,e.i(456420).default)("clock",[["circle",{cx:"12",cy:"12",r:"10",key:"1mglay"}],["path",{d:"M12 6v6l4 2",key:"mmk7yg"}]]);e.s(["default",0,t])},374491,e=>{"use strict";let t=(0,e.i(456420).default)("file-text",[["path",{d:"M6 22a2 2 0 0 1-2-2V4a2 2 0 0 1 2-2h8a2.4 2.4 0 0 1 1.704.706l3.588 3.588A2.4 2.4 0 0 1 20 8v12a2 2 0 0 1-2 2z",key:"1oefj6"}],["path",{d:"M14 2v5a1 1 0 0 0 1 1h5",key:"wfsgrz"}],["path",{d:"M10 9H8",key:"b1mrlr"}],["path",{d:"M16 13H8",key:"t4e002"}],["path",{d:"M16 17H8",key:"z1uh3a"}]]);e.s(["default",0,t])},424170,e=>{"use strict";let t=(0,e.i(456420).default)("gem",[["path",{d:"M10.5 3 8 9l4 13 4-13-2.5-6",key:"b3dvk1"}],["path",{d:"M17 3a2 2 0 0 1 1.6.8l3 4a2 2 0 0 1 .013 2.382l-7.99 10.986a2 2 0 0 1-3.247 0l-7.99-10.986A2 2 0 0 1 2.4 7.8l2.998-3.997A2 2 0 0 1 7 3z",key:"7w4byz"}],["path",{d:"M2 9h20",key:"16fsjt"}]]);e.s(["default",0,t])},941086,e=>{"use strict";let t=(0,e.i(456420).default)("key",[["path",{d:"m15.5 7.5 2.3 2.3a1 1 0 0 0 1.4 0l2.1-2.1a1 1 0 0 0 0-1.4L19 4",key:"g0fldk"}],["path",{d:"m21 2-9.6 9.6",key:"1j0ho8"}],["circle",{cx:"7.5",cy:"15.5",r:"5.5",key:"yqb3hr"}]]);e.s(["default",0,t])},832411,e=>{"use strict";let t=(0,e.i(456420).default)("lock",[["rect",{width:"18",height:"11",x:"3",y:"11",rx:"2",ry:"2",key:"1w4ew1"}],["path",{d:"M7 11V7a5 5 0 0 1 10 0v4",key:"fwvmzm"}]]);e.s(["default",0,t])},417225,e=>{"use strict";let t=(0,e.i(456420).default)("repeat",[["path",{d:"m17 2 4 4-4 4",key:"nntrym"}],["path",{d:"M3 11v-1a4 4 0 0 1 4-4h14",key:"84bu3i"}],["path",{d:"m7 22-4-4 4-4",key:"1wqhfi"}],["path",{d:"M21 13v1a4 4 0 0 1-4 4H3",key:"1rx37r"}]]);e.s(["default",0,t])},545093,e=>{"use strict";let t=(0,e.i(456420).default)("trending-up",[["path",{d:"M16 7h6v6",key:"box55l"}],["path",{d:"m22 7-8.5 8.5-5-5L2 17",key:"1t1m79"}]]);e.s(["default",0,t])},672050,e=>{"use strict";let t=(0,e.i(456420).default)("users",[["path",{d:"M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2",key:"1yyitq"}],["path",{d:"M16 3.128a4 4 0 0 1 0 7.744",key:"16gr8j"}],["path",{d:"M22 21v-2a4 4 0 0 0-3-3.87",key:"kshegd"}],["circle",{cx:"9",cy:"7",r:"4",key:"nufk8"}]]);e.s(["default",0,t])},409150,e=>{"use strict";let t=(0,e.i(456420).default)("bot",[["path",{d:"M12 8V4H8",key:"hb8ula"}],["rect",{width:"16",height:"12",x:"4",y:"8",rx:"2",key:"enze0r"}],["path",{d:"M2 14h2",key:"vft8re"}],["path",{d:"M20 14h2",key:"4cs60a"}],["path",{d:"M15 13v2",key:"1xurst"}],["path",{d:"M9 13v2",key:"rq6x2g"}]]);e.s(["default",0,t])},991313,e=>{"use strict";let t=(0,e.i(456420).default)("message-square",[["path",{d:"M22 17a2 2 0 0 1-2 2H6.828a2 2 0 0 0-1.414.586l-2.202 2.202A.71.71 0 0 1 2 21.286V5a2 2 0 0 1 2-2h16a2 2 0 0 1 2 2z",key:"18887p"}]]);e.s(["default",0,t])},235328,e=>{"use strict";let t=(0,e.i(456420).default)("layout-dashboard",[["rect",{width:"7",height:"9",x:"3",y:"3",rx:"1",key:"10lvy0"}],["rect",{width:"7",height:"5",x:"14",y:"3",rx:"1",key:"16une8"}],["rect",{width:"7",height:"9",x:"14",y:"12",rx:"1",key:"1hutg5"}],["rect",{width:"7",height:"5",x:"3",y:"16",rx:"1",key:"ldoo1y"}]]);e.s(["default",0,t])},545995,e=>{"use strict";let t=(0,e.i(456420).default)("log-out",[["path",{d:"m16 17 5-5-5-5",key:"1bji2h"}],["path",{d:"M21 12H9",key:"dn1m92"}],["path",{d:"M9 21H5a2 2 0 0 1-2-2V5a2 2 0 0 1 2-2h4",key:"1uf3rs"}]]);e.s(["default",0,t])},16239,e=>{"use strict";let t=(0,e.i(456420).default)("settings",[["path",{d:"M9.671 4.136a2.34 2.34 0 0 1 4.659 0 2.34 2.34 0 0 0 3.319 1.915 2.34 2.34 0 0 1 2.33 4.033 2.34 2.34 0 0 0 0 3.831 2.34 2.34 0 0 1-2.33 4.033 2.34 2.34 0 0 0-3.319 1.915 2.34 2.34 0 0 1-4.659 0 2.34 2.34 0 0 0-3.32-1.915 2.34 2.34 0 0 1-2.33-4.033 2.34 2.34 0 0 0 0-3.831A2.34 2.34 0 0 1 6.35 6.051a2.34 2.34 0 0 0 3.319-1.915",key:"1i5ecw"}],["circle",{cx:"12",cy:"12",r:"3",key:"1v7zrd"}]]);e.s(["default",0,t])},271977,e=>{"use strict";let t=(0,e.i(456420).default)("rocket",[["path",{d:"M12 15v5s3.03-.55 4-2c1.08-1.62 0-5 0-5",key:"qeys4"}],["path",{d:"M4.5 16.5c-1.5 1.26-2 5-2 5s3.74-.5 5-2c.71-.84.7-2.13-.09-2.91a2.18 2.18 0 0 0-2.91-.09",key:"u4xsad"}],["path",{d:"M9 12a22 22 0 0 1 2-3.95A12.88 12.88 0 0 1 22 2c0 2.72-.78 7.5-6 11a22.4 22.4 0 0 1-4 2z",key:"676m9"}],["path",{d:"M9 12H4s.55-3.03 2-4c1.62-1.08 5 .05 5 .05",key:"92ym6u"}]]);e.s(["default",0,t])},616933,e=>{"use strict";let t=(0,e.i(456420).default)("circle-check",[["circle",{cx:"12",cy:"12",r:"10",key:"1mglay"}],["path",{d:"m9 12 2 2 4-4",key:"dzmm74"}]]);e.s(["default",0,t])},682275,e=>{"use strict";let t=(0,e.i(456420).default)("file-code",[["path",{d:"M6 22a2 2 0 0 1-2-2V4a2 2 0 0 1 2-2h8a2.4 2.4 0 0 1 1.704.706l3.588 3.588A2.4 2.4 0 0 1 20 8v12a2 2 0 0 1-2 2z",key:"1oefj6"}],["path",{d:"M14 2v5a1 1 0 0 0 1 1h5",key:"wfsgrz"}],["path",{d:"M10 12.5 8 15l2 2.5",key:"1tg20x"}],["path",{d:"m14 12.5 2 2.5-2 2.5",key:"yinavb"}]]);e.s(["default",0,t])},557921,e=>{"use strict";let t=(0,e.i(456420).default)("folder-open",[["path",{d:"m6 14 1.5-2.9A2 2 0 0 1 9.24 10H20a2 2 0 0 1 1.94 2.5l-1.54 6a2 2 0 0 1-1.95 1.5H4a2 2 0 0 1-2-2V5a2 2 0 0 1 2-2h3.9a2 2 0 0 1 1.69.9l.81 1.2a2 2 0 0 0 1.67.9H18a2 2 0 0 1 2 2v2",key:"usdka0"}]]);e.s(["default",0,t])},203029,e=>{"use strict";let t=(0,e.i(456420).default)("shield",[["path",{d:"M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z",ke
10y:"oel41y"}]]);e.s(["default",0,t])},389876,e=>{"use strict";let t=(0,e.i(456420).default)("map-pin",[["path",{d:"M20 10c0 4.993-5.539 10.193-7.399 11.799a1 1 0 0 1-1.202 0C9.539 20.193 4 14.993 4 10a8 8 0 0 1 16 0",key:"1r0f0z"}],["circle",{cx:"12",cy:"10",r:"3",key:"ilqhr7"}]]);e.s(["default",0,t])},290135,e=>{"use strict";let t=(0,e.i(456420).default)("mail",[["path",{d:"m22 7-8.991 5.727a2 2 0 0 1-2.009 0L2 7",key:"132q7q"}],["rect",{x:"2",y:"4",width:"20",height:"16",rx:"2",key:"izxlao"}]]);e.s(["default",0,t])},832198,e=>{"use strict";let t=(0,e.i(456420).default)("zap",[["path",{d:"M4 14a1 1 0 0 1-.78-1.63l9.9-10.2a.5.5 0 0 1 .86.46l-1.92 6.02A1 1 0 0 0 13 10h7a1 1 0 0 1 .78 1.63l-9.9 10.2a.5.5 0 0 1-.86-.46l1.92-6.02A1 1 0 0 0 11 14z",key:"1xq2db"}]]);e.s(["default",0,t])},373235,e=>{"use strict";let t=(0,e.i(456420).default)("heart",[["path",{d:"M2 9.5a5.5 5.5 0 0 1 9.591-3.676.56.56 0 0 0 .818 0A5.49 5.49 0 0 1 22 9.5c0 2.29-1.5 4-3 5.5l-5.492 5.313a2 2 0 0 1-3 .019L5 15c-1.5-1.5-3-3.2-3-5.5",key:"mvr1a0"}]]);e.s(["default",0,t])},873984,e=>{"use strict";let t=(0,e.i(456420).default)("user-plus",[["path",{d:"M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2",key:"1yyitq"}],["circle",{cx:"9",cy:"7",r:"4",key:"nufk8"}],["line",{x1:"19",x2:"19",y1:"8",y2:"14",key:"1bvyxn"}],["line",{x1:"22",x2:"16",y1:"11",y2:"11",key:"1shjgl"}]]);e.s(["default",0,t])},724983,e=>{"use strict";let t=(0,e.i(456420).default)("circle-alert",[["circle",{cx:"12",cy:"12",r:"10",key:"1mglay"}],["line",{x1:"12",x2:"12",y1:"8",y2:"12",key:"1pkeuh"}],["line",{x1:"12",x2:"12.01",y1:"16",y2:"16",key:"4dfq90"}]]);e.s(["default",0,t])},130716,e=>{"use strict";let t=(0,e.i(456420).default)("shield-check",[["path",{d:"M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z",key:"oel41y"}],["path",{d:"m9 12 2 2 4-4",key:"dzmm74"}]]);e.s(["default",0,t])},9306,e=>{"use strict";let t=(0,e.i(456420).default)("trash-2",[["path",{d:"M10 11v6",key:"nco0om"}],["path",{d:"M14 11v6",key:"outv1u"}],["path",{d:"M19 6v14a2 2 0 0 1-2 2H7a2 2 0 0 1-2-2V6",key:"miytrc"}],["path",{d:"M3 6h18",key:"d0wm0j"}],["path",{d:"M8 6V4a2 2 0 0 1 2-2h4a2 2 0 0 1 2 2v2",key:"e791ji"}]]);e.s(["default",0,t])},584026,e=>{"use strict";var t=e.i(130716);e.s(["ShieldCheck",()=>t.default])},844939,e=>{"use strict";e.s(["loanProducts",0,[{slug:"fixed-rate",name:"Fixed Rate Mortgage",shortName:"Fixed Rate",icon:"lock",tagline:"Predictable payments for the life of your loan",description:"A fixed rate mortgage offers stability and predictability. Your interest rate and monthly payments remain the same for the entire term of the loan, making it easy to budget and plan for the future.",features:["Consistent monthly payments that never change","Available in 15, 20, and 30-year terms","Protection from rising interest rates","Easy to understand and budget for"],whoIsItFor:"Homebuyers who want predictable payments and plan to stay in their home long-term."},{slug:"fha",name:"FHA Loan",shortName:"FHA Loans",icon:"building",tagline:"Government-insured with flexible requirements",description:"FHA loans are government-insured mortgages designed to make homeownership more accessible. With lower down payment requirements and more flexible credit guidelines, FHA loans are an excellent option for many buyers.",features:["Down payments as low as 3.5%","More flexible credit score requirements","Government-insured for added security","Competitive interest rates"],whoIsItFor:"First-time homebuyers, buyers with lower credit scores, or those with limited down payment savings."},{slug:"va",name:"VA Loan",shortName:"VA Loans",icon:"shield",tagline:"The home loan you earned.",description:"VA loans are a benefit earned through military service. The
10se flexible mortgages are available as either fixed-rate or adjustable-rate options, designed exclusively for veterans, active duty service members, and eligible surviving spouses.",features:["No down payment required","No private mortgage insurance (PMI)","Competitive interest rates","Limited closing costs"],whoIsItFor:"Veterans, active duty military, National Guard/Reserve members, and eligible surviving spouses."},{slug:"jumbo",name:"Jumbo Loan",shortName:"Jumbo Loans",icon:"gem",tagline:"Maximum flexibility for larger purchases",description:"Jumbo loans offer maximum flexibility for home financing that exceeds conventional loan limits. Ideal for purchasing luxury properties or homes in high-cost areas.",features:["Loan amounts above conventional limits","Competitive rates for high-value properties","Flexible terms and structures","Available for primary and secondary homes"],whoIsItFor:"Buyers purchasing high-value properties that exceed conventional conforming loan limits."},{slug:"investment-property",name:"Investment Property",shortName:"Investment Property",icon:"trending-up",tagline:"Financing for vacation and investment properties",description:"Mortgage loan programs for vacation and investment properties. Whether you're building a rental portfolio or purchasing a vacation home, we have flexible financing solutions.",features:["Available for 1-4 unit properties","Rental income can help you qualify","Fixed and adjustable rate options","Portfolio and conventional options"],whoIsItFor:"Real estate investors and buyers looking to purchase vacation or rental properties."},{slug:"dscr",name:"DSCR Home Loan",shortName:"DSCR",icon:"bar-chart-3",tagline:"Qualify based on rental income, not personal income",description:"Focus on the debt-service coverage ratio to get the right home loan. DSCR loans qualify based on the property's rental income rather than your personal income, making them ideal for investors.",features:["Qualify based on property cash flow","No personal income verification needed","Available for investment properties","Unlimited number of financed properties"],whoIsItFor:"Real estate investors looking to qualify based on rental income rather than personal income documentation."},{slug:"bank-statement",name:"Bank Statement Program",shortName:"Bank Statement",icon:"file-text",tagline:"Use bank statements to qualify, not tax returns",description:"Leverage your bank statements to secure a favorable home loan. Ideal for self-employed borrowers, this program uses 12-24 months of bank statements instead of traditional tax returns to verify income.",features:["12 or 24 month bank statement options","No tax returns required","Designed for self-employed borrowers","Competitive rates for non-QM loans"],whoIsItFor:"Self-employed borrowers, business owners, and freelancers whose tax returns don't reflect their true income."},{slug:"first-time-buyer",name:"First Time Home Buyer",shortName:"First-Time Buyer",icon:"key",tagline:"Programs designed for new homeowners",description:"Popular loan programs designed specifically for first-time home buyers. We offer tailored qualification requirements, educational resources, and dedicated support to guide you through your first home purchase.",features:["Low down payment options (as low as 3%)","First-time buyer education and support","Access to down payment assistance programs","Flexible credit requirements"],whoIsItFor:"Anyone purchasing their first home or who hasn't owned a home in the last three years."},{slug:"refinance",name:"Refinance",shortName:"Refinance",icon:"repeat",tagline:"Lower your rate or access cash from equity",description:"Refinancing replaces your current mortgage with a new one — often at a lower rate, shorter term, or with cash taken out of your equity. Whether you want to reduce your monthly payment or tap into your home's value, we'll help you find the right fit.",features:["Lower your monthly payment","Shorten your loan term","Switch from an ARM to a fixed rate","Cash-out to consolidate debt or fund projects"],whoIsItFor:"Homeowners who want to lower their rate, change their term, or access equity."},{slug:"fha-refinance",name:"FHA Refinance",shortName:"FHA Refi",icon:"building-2",tagline:"Streamlined refinancing for FHA homeowners",description:"The FHA Streamline Refinance makes it easy for current FHA borrowers to lower their rate and payment with minimal paperwork. No new appraisal required in most cases.",features:["Reduced documentation requirements","No appraisal required in most cases","Lower monthly payments","Fast closing process"],whoIsItFor:"Homeowners with an existing FHA loan who want to lower their rate or payment."},{slug:"heloc",name:"HELOC",shortName:"HELOC",icon:"credit-card",tagline:"Unlock the value in y
10our home equity",description:"Unlock the value in your home with flexible home equity lines of credit. A HELOC gives you access to a revolving credit line based on your home's equity, which you can draw from as needed.",features:["Revolving line of credit","Pay interest only on what you use","Flexible draw and repayment periods","Potential tax benefits on interest"],whoIsItFor:"Homeowners with built-up equity who want flexible access to funds for renovations, debt consolidation, or other expenses."}]])},468929,e=>{"use strict";var t=e.i(843476),a=e.i(271645),s=e.i(522016),r=e.i(657688),i=e.i(846932),l=e.i(88653),o=e.i(768877),n=e.i(711241),c=e.i(575387),d=e.i(786563),h=e.i(77071),u=e.i(263676),m=e.i(548161),p=e.i(584026),x=e.i(364569),f=e.i(731370),y=e.i(712239),g=e.i(676836),v=e.i(845337),w=e.i(844939),b=e.i(631167);let k=["fixed-rate","fha","va","jumbo","first-time-buyer","investment-property","dscr","bank-statement"],j=w.loanProducts.filter(e=>k.includes(e.slug)),N=[{icon:x.Zap,title:"Easy online process",desc:"Answer a few questions and get custom loan options in minutes."},{icon:p.ShieldCheck,title:"Zero credit impact",desc:"Get pre-approved commitment-free. No hard credit pull to start."},{icon:m.CheckCircle,title:"Shop with confidence",desc:"Know your buying power and move fast when you find the one."}],M=[{num:1,title:"Chat with Zoey",desc:"Tell us about your goals and we'll match you with the right program.",image:"https://images.unsplash.com/photo-1556742049-0cfed4f6a45d?auto=format&fit=crop&w=800&q=80"},{num:2,title:"Get Pre-Approved",desc:"A licensed loan officer reviews your file and locks in your rate.",image:"https://images.unsplash.com/photo-1560518883-ce09059eeffa?auto=format&fit=crop&w=800&q=80"},{num:3,title:"Close on Your Home",desc:"Sign your docs and get the keys. We handle everything else.",image:"https://images.unsplash.com/photo-1600596542815-ffad4c1539a9?auto=format&fit=crop&w=800&q=80"}],A=[{title:"First-Time Buyer",desc:"Down payment as low as 3%. We'll walk you through it.",href:"/pre-approval",image:"https://images.unsplash.com/photo-1582268611958-ebfd161ef9cf?auto=format&fit=crop&w=800&q=80"},{title:"VA Home Loans",desc:"Veterans, explore $0 down and special rates.",href:"/va-eligibility",image:"https://images.unsplash.com/photo-1600585154340-be6161a56a0c?auto=format&fit=crop&w=800&q=80"},{title:"Mortgage Calculator",desc:"See your estimated payment and plan your budget.",href:"/calculator",image:"https://images.unsplash.com/photo-1554224155-6726b3ff858f?auto=format&fit=crop&w=800&q=80"}];function C(){let[e,s]=(0,a.useState)(0),r=b.testimonials;return(0,t.jsxs)("div",{className:"relative",children:[(0,t.jsx)("div",{className:"overflow-hidden rounded-2xl bg-white shadow-lg",children:(0,t.jsx)(l.AnimatePresence,{mode:"wait",children:(0,t.jsxs)(i.motion.div,{initial:{opacity:0,x:60},animate:{opacity:1,x:0},exit:{opacity:0,x:-60},transition:{duration:.4,ease:[.22,1,.36,1]},className:"p-8 md:p-12",children:[(0,t.jsx)("div",{className:"flex gap-1 mb-4",children:Array.from({length:r[e].rating}).map((e,a)=>(0,t.jsx)(d.Star,{className:"h-5 w-5 fill-amber-400 text-amber-400"},a))}),(0,t.jsxs)("blockquote",{className:"text-lg md:text-xl leading-relaxed text-charcoal",children:["“",r[e].text,"”"]}),(0,t.jsxs)("div",{className:"mt-6 flex items-center gap-4",children:[(0,t.jsx)("div",{className:"h-12 w-12 rounded-full bg-gradient-to-br from-blue to-teal flex items-center justify-center text-white font-bold text-lg",children:r[e].author.charAt(0)}),(0,t.jsxs)("div",{children:[(0,t.jsx)("p",{className:"font-semibold text-charcoal",children:r[e].author}),(0,t.jsx)("p",{className:"text-sm text-slate",children:r[e].role})]})]})]},e)})}),(0,t.jsxs)("div",{className:"mt-6 flex items-center justify-center gap-4",children:[(0,t.jsx)("button",{onClick:()=>s(e=>0===e?r.length-1:e-1),className:"flex h-10 w-10 items-center justify-center rounded-full bg-white shadow-md hover:shadow-lg transition-shadow","aria-label":"Previous review",children:(0,t.jsx)(n.ArrowLeft,{className:"h-4 w-4 text-charcoal"})}),(0,t.jsx)("div",{className:"flex gap-2",children:r.map((a,r)=>
10(0,t.jsx)("button",{onClick:()=>s(r),className:`h-2.5 rounded-full transition-all ${r===e?"w-8 bg-blue":"w-2.5 bg-gray-300 hover:bg-gray-400"}`,"aria-label":`Show review ${r+1}`},r))}),(0,t.jsx)("button",{onClick:()=>s(e=>e===r.length-1?0:e+1),className:"flex h-10 w-10 items-center justify-center rounded-full bg-white shadow-md hover:shadow-lg transition-shadow","aria-label":"Next review",children:(0,t.jsx)(o.ArrowRight,{className:"h-4 w-4 text-charcoal"})})]})]})}e.s(["default",0,function(){let[e,n]=(0,a.useState)(null);return(0,t.jsxs)(t.Fragment,{children:[(0,t.jsxs)("section",{className:"relative overflow-hidden",children:[(0,t.jsxs)("div",{className:"absolute inset-0",children:[(0,t.jsx)(r.default,{src:"https://images.unsplash.com/photo-1600585154340-be6161a56a0c?auto=format&fit=crop&w=1920&q=80",alt:"",fill:!0,className:"object-cover",priority:!0}),(0,t.jsx)("div",{className:"absolute inset-0 bg-navy/80"})]}),(0,t.jsxs)("div",{className:"relative mx-auto max-w-4xl px-6 py-24 md:py-36 text-center",children:[(0,t.jsxs)(i.motion.h1,{initial:{opacity:0,y:30},animate:{opacity:1,y:0},transition:{duration:.7},className:"text-4xl font-bold leading-tight text-white md:text-5xl lg:text-6xl",children:["Your Home Journey"," ",(0,t.jsx)("span",{className:"text-gradient",children:"Starts Here"})]}),(0,t.jsx)(i.motion.p,{initial:{opacity:0,y:20},animate:{opacity:1,y:0},transition:{duration:.6,delay:.15},className:"mx-auto mt-5 max-w-2xl text-lg text-white/80 md:text-xl",children:"Buying a home should be exciting, not stressful. We make the mortgage process simple, transparent, and fast."}),(0,t.jsxs)(i.motion.div,{initial:{opacity:0,y:20},animate:{opacity:1,y:0},transition:{duration:.6,delay:.3},className:"mt-10 flex flex-col items-center justify-center gap-4 sm:flex-row",children:[(0,t.jsxs)(s.default,{href:"/pre-approval",className:"btn-gradient inline-flex items-center gap-2 rounded-full px-8 py-3.5 text-base font-semibold text-white shadow-lg transition-transform hover:scale-[1.02]",children:["Start Pre-Approval",(0,t.jsx)(o.ArrowRight,{className:"h-4 w-4"})]}),(0,t.jsx)("a",{href:"#programs",className:"inline-flex items-center gap-2 rounded-full border border-white/40 bg-white/10 backdrop-blur-sm px-8 py-3.5 text-base font-semibold text-white transition-colors hover:bg-white/20",children:"See Our Programs"})]})]})]}),(0,t.jsx)(g.default,{defaultMode:"purchase",showTabs:!1}),(0,t.jsx)("section",{className:"bg-white py-24 md:py-32",children:(0,t.jsxs)("div",{className:"mx-auto max-w-7xl px-6",children:[(0,t.jsxs)(y.FadeUp,{className:"text-center",children:[(0,t.jsx)("h2",{className:"text-3xl font-bold text-charcoal md:text-4xl",children:"Get Pre-Approved in Minutes"}),(0,t.jsx)("p",{className:"mx-auto mt-4 max-w-xl text-slate",children:"Start your home search with confidence. Our process is designed to be fast, easy, and stress-free."})]}),(0,t.jsx)(y.Stagger,{className:"mt-14 grid gap-8 md:grid-cols-3",children:N.map(e=>{let a=e.icon;return(0,t.jsx)(y.StaggerChild,{children:(0,t.jsxs)("div",{className:"card-modern rounded-2xl p-8 text-center transition-all hover:shadow-lg hover:-translate-y-1",children:[(0,t.jsx)("div",{className:"mx-auto flex h-14 w-14 items-center justify-center rounded-full bg-blue/10",children:(0,t.jsx)(a,{className:"h-7 w-7 text-blue"})}),(0,t.jsx)("h3",{className:"mt-5 text-lg font-semibold text-charcoal",children:e.title}),(0,t.jsx)("p",{className:"mt-3 text-sm leading-relaxed text-slate",children:e.desc})]})},e.title)})})]})}),(0,t.jsx)("section",{className:"bg-off-white py-24 md:py-32",children:(0,t.jsxs)("div",{className:"mx-auto max-w-7xl px-6",children:[(0,t.jsxs)(y.FadeUp,{className:"text-center",children:[(0,t.jsx)("h2",{className:"text-3xl font-bold text-charcoal md:text-4xl",children:"How Buying Works"}),(0,t.jsx)("p",{className:"mx-auto mt-4 max-w-xl text-slate",children:"Three simple steps from conversation to keys in hand."})]}),(0,t.jsx)(y.Stagger,{className:"mt-16 grid gap-8 md:grid-cols-3",children:M.map(e=>(0,t.jsx)(y.StaggerChild,{children:(0,t.jsxs)("div",{className:"group overflow-hidden rounded-2xl bg-white shadow-sm transition-all hover:shadow-lg hover:-translate-y-1",children:[(0,t.jsxs)("div",{className:"relative h-52 overflow-hidden",children:[(0,t.jsx)(r.default,{src:e.image,alt:e.title,fill:!0,className:"object-cover transition-transform duration-700 group-hover:scale-110"}),(0,t.jsx)("div",{className:"absolute inset-0 bg-gradient-to-t from-black/40 to-transparent"}),(0,t.jsx)("div",{className:"absolute top-4 left-4 flex h-10 w-10 items-center justify-center rounded-full bg-white shadow-md",children:(0,t.jsx)("span",{className:"text-gradient text-lg font-bold",children:e.num})})]}),(0,t.jsxs)("div",{className:"p-6",children:[(0,t.jsx)("h3",{className:"text-lg font-semibold text-charcoal",children:e.title}),(0,t.jsx)("p",{className:"mt-2 text-sm leading-relaxed text-slate",children:e.desc})]})]})},e.num))})]})}),(0,t.jsx)("section",{className:"bg-white py-24 md:py-32",children:(0,t.jsxs)("div",{className:"mx-auto max-w-7xl px-6",children:[(0,t.jsxs)(y.FadeUp,{className:"text-center",children:[(0,t.jsx)("h2",{className:"text-3xl font-bold text-charcoal md:text-4xl",children:"Whatever Your Goal"}),(0,t.jsx)("p",{className:"mx-auto mt-4 max-w-xl text-slate",children:"Free resources to help you buy smarter and with confidence."})]}),(0,t.jsx)(y.Stagger,{className:"mt-14 grid gap-8 md:grid-cols-3",children:A.map(e=>(0,t.jsx)(y.StaggerChild,{children:(0,t.jsxs)(s.default,{href:e.href,className:"group block overflow-hidden rounded-2xl bg-white shadow-sm ring-1 ring-gray-100 transition-all hover:shadow-xl hover:-translate-y-1 h-full flex flex-col",children:[(0,t.jsxs)("div",{className:"relative h-48 overflow-hidden",children:[(0,t.jsx)(r.default,{src:e.image,alt:e.title,fill:!0,className:"object-cover transition-transform duration-700 group-hover:scale-105"}),(0,t.jsx)("div",{className:"absolute inset-0 bg-gradient-to-t from-black/30 to-transparent"}),(0,t.jsx)("span",{className:"absolute top-4 left-4 rounded-full bg-white/90 backdrop-blur-sm px-3 py-1 text-xs font-semibold text-teal",children:"Free resource"})]}),(0,t.jsxs)("div",{className:"p-6",children:[(0,t.jsx)("h3",{className:"text-lg font-semibold text-charcoal",children:e.title}),(0,t.jsx)("p",{className:"mt-2 text-sm leading-relaxed text-slate",children:e.desc}),(0,t.jsxs)("span",{className:"mt-4 inline-flex items-center gap-2 text-sm font-semibold text-blue group-hover:gap-3 transition-all",children:["Learn more ",(0,t.jsx)(o.ArrowRight,{className:"h-4 w-4"})]})]})]})}
10,e.title))})]})}),(0,t.jsx)("section",{className:"bg-off-white py-24 md:py-32",children:(0,t.jsx)("div",{className:"mx-auto max-w-7xl px-6",children:(0,t.jsxs)("div",{className:"grid items-center gap-12 lg:grid-cols-2",children:[(0,t.jsx)(y.SlideIn,{from:"left",children:(0,t.jsxs)("div",{children:[(0,t.jsx)("h2",{className:"text-3xl font-bold text-charcoal md:text-4xl",children:"Why Buy with Zoom?"}),(0,t.jsx)("p",{className:"mt-4 text-lg text-slate leading-relaxed",children:"We make buying a home simple, fast, and stress-free. Real people, real answers, and a process designed around you."}),(0,t.jsx)("ul",{className:"mt-6 space-y-3",children:["Close in as little as 12 days","Licensed loan officers — not a call center","$0 upfront costs to get started","Licensed in 40+ states across America","AI-powered pre-approval in minutes"].map(e=>(0,t.jsxs)("li",{className:"flex items-center gap-3 text-sm text-charcoal/80",children:[(0,t.jsx)(m.CheckCircle,{className:"h-5 w-5 shrink-0 text-teal"}),e]},e))}),(0,t.jsxs)(s.default,{href:"/pre-approval",className:"btn-gradient mt-8 inline-flex items-center gap-2 rounded-full px-8 py-3.5 text-base font-semibold text-white",children:["Start Pre-Approval",(0,t.jsx)(o.ArrowRight,{className:"h-4 w-4"})]})]})}),(0,t.jsx)(y.SlideIn,{from:"right",children:(0,t.jsxs)("div",{className:"relative h-80 rounded-2xl overflow-hidden shadow-lg",children:[(0,t.jsx)(r.default,{src:"https://images.unsplash.com/photo-1600585154340-be6161a56a0c?auto=format&fit=crop&w=800&q=80",alt:"Beautiful home exterior",fill:!0,className:"object-cover"}),(0,t.jsx)("div",{className:"absolute inset-0 bg-gradient-to-tr from-blue/20 to-transparent"})]})})]})})}),(0,t.jsx)("section",{className:"bg-white py-24 md:py-32",children:(0,t.jsxs)("div",{className:"mx-auto max-w-3xl px-6",children:[(0,t.jsxs)(y.FadeUp,{className:"text-center mb-12",children:[(0,t.jsx)("h2",{className:"text-3xl font-bold text-charcoal md:text-4xl",children:"What Our Clients Say"}),(0,t.jsx)("p",{className:"mx-auto mt-4 max-w-xl text-slate",children:"Real stories from real homeowners across the country."})]}),(0,t.jsx)(y.FadeUp,{delay:.2,children:(0,t.jsx)(C,{})})]})}),(0,t.jsx)("section",{className:"px-6 py-20 md:py-28",style:{background:"linear-gradient(135deg, #2563EB 0%, #0891B2 100%)"},children:(0,t.jsx)("div",{className:"mx-auto max-w-3xl text-center",children:(0,t.jsxs)(y.FadeUp,{children:[(0,t.jsx)("h2",{className:"text-3xl font-bold text-white md:text-4xl",children:"Ready to Make Your Move?"}),(0,t.jsx)("p",{className:"mx-auto mt-4 max-w-xl text-white/80",children:"Get pre-approved in minutes. Chat with Zoey or call a licensed loan officer to get started today."}),(0,t.jsxs)("div",{className:"mt-10 flex flex-col items-center justify-center gap-4 sm:flex-row",children:[(0,t.jsxs)(s.default,{href:"/pre-approval",className:"inline-flex items-center gap-2 rounded-full bg-white px-8 py-3.5 text-base font-semibold text-blue shadow-lg transition-transform hover:scale-[1.02]",children:["Start Pre-Approval",(0,t.jsx)(o.ArrowRight,{className:"h-4 w-4"})]}),(0,t.jsxs)("a",{href:v.companyInfo.phoneHref,className:"inline-flex items-center gap-2 rounded-full border border-white/40 px-8 py-3.5 text-base font-semibold text-white transition-colors hover:bg-white/10",children:[(0,t.jsx)(c.Phone,{className:"h-4 w-4"}),v.companyInfo.phone]})]})]})})}),(0,t.jsx)("section",{id:"programs",className:"bg-white py-24 md:py-32 px-6",children:(0,t.jsxs)("div",{className:"mx-auto max-w-7xl",children:[(0,t.jsxs)(y.FadeUp,{className:"text-center mb-14",children:[(0,t.jsx)("h2",{className:"text-3xl font-bold text-charcoal md:text-4xl",children:"Our Purchase Programs"}),(0,t.jsxs)("p",{className:"mx-auto mt-4 max-w-xl text-slate",children:[j.length," loan programs designed for every type of home buyer. Find your perfect fit."]})]}),(0,t.jsx)(y.Stagger,{className:"grid grid-cols-1 gap-5 sm:grid-cols-2 lg:grid-cols-3",children:j.map(a=>{let r=f[a.icon.split("-").map(e=>e.charAt(0).toUpperCase()+e.slice(1)).join("")]||f.HelpCircle,c=e===a.slug;return(0,t.jsx)(y.StaggerChild,{children:(0,t.jsx)(i.motion.div,{layout:!0,children:(0,t.jsxs)("div",{className:"overflow-hidden rounded-2xl bg-white shadow-sm ring-1 ring-gray-100 transition-shadow hover:shadow-lg",children:[(0,t.jsx)("div",{className:"bg-navy relative overflow-hidden p-5",children:(0,t.jsxs)("div",{className:"relative z-10 flex items-center gap-3",children:[(0,t.jsx)(r,{className:"h-7 w-7 text-white"}),(0,t.jsx)("h3",{className:"text-lg font-bold tracking-wide text-white",children:a.shortName})]})}),(0,t.jsxs)("div",{className:"p-5",children:[(0,t.jsx)("p",{className:"mb-4 text-sm leading-relaxed text-slate",children:a.tagline}),(0,t.jsx)("ul",{className:"mb-4 space-y-2",children:a.features.map(e=>(0,t.jsxs)("li",{className:"flex items-center gap-2 text-xs text-charcoal/60",children:[(0,t.jsx)("div",{className:"h-1 w-1 shrink-0 rounded-full bg-teal"}),e]},e))}),(0,t.jsxs)("button",{onClick:()=>{var e;return e=a.slug,void n(t=>t===e?null:e)},className:"flex items-center gap-2 text-sm font-semibold text-blue transition-colors hover:text-teal",children:[(0,t.jsx)("span",{className:`flex h-7 w-7 items-center justify-center rounded-full transition-all ${c?"bg-charcoal text-white":"bg-blue/10 text-blue"}`,children:c?(0,t.jsx)(u.X,{className:"h-4 w-4"}):(0,t.jsx)(h.Plus,{className:"h-4 w-4"})}),c?"Close":"What is this?"]}),(0,t.jsx)(l.AnimatePresence,{children:c&&(0,t.jsx)(i.motion.div,{initial:{height:0,opacity:0}
10,animate:{height:"auto",opacity:1},exit:{height:0,opacity:0},transition:{duration:.3,ease:[.22,1,.36,1]},className:"overflow-hidden",children:(0,t.jsxs)("div",{className:"mt-4 space-y-4 border-t border-gray-100 pt-4",children:[(0,t.jsx)("p",{className:"text-sm leading-relaxed text-charcoal/80",children:a.description}),(0,t.jsxs)("div",{className:"rounded-xl bg-blue/5 p-4",children:[(0,t.jsx)("p",{className:"text-xs font-semibold uppercase tracking-wider text-blue mb-2",children:"Who is this for?"}),(0,t.jsx)("p",{className:"text-sm text-slate leading-relaxed",children:a.whoIsItFor})]}),(0,t.jsxs)(s.default,{href:"/pre-approval",className:"btn-gradient inline-flex items-center gap-2 rounded-full px-6 py-2.5 text-sm font-semibold text-white",children:["Get Pre-Approved",(0,t.jsx)(o.ArrowRight,{className:"h-3.5 w-3.5"})]})]})})})]})]})})},a.slug)})})]})})]})}])}]);
11
12//# debugId=6813eb57-dbcc-733c-259a-2ff2d94665ae

Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.