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1</head><body><div hidden=""><!--$--><!--/$--></div><nav class="sticky top-0 z-50 bg-navy"><div class="max-w-7xl mx-auto flex items-center justify-between px-4 md:px-8 h-[64px]"><a href="/"><img alt="Zoom Home Lending" width="160" height="40" decoding="async" data-nimg="1" class="h-8 w-auto md:h-10 logo-white" style="color:transparent" srcSet="/_next/image?url=%2Flogo.png&amp;w=256&amp;q=75 1x, /_next/image?url=%2Flogo.png&amp;w=384&amp;q=75 2x" src="/_next/image?url=%2Flogo.png&amp;w=384&amp;q=75"/></a><div class="hidden md:flex items-center gap-1"><a class="px-4 py-2 text-[15px] font-medium text-white/80 hover:text-white transition-colors rounded-lg hover:bg-white/5" href="/loan-options">Buy</a><a class="px-4 py-2 text-[15px] font-medium text-white/80 hover:text-white transition-colors rounded-lg hover:bg-white/5" href="/refinance">Refinance</a><a class="px-4 py-2 text-[15px] font-medium text-white/80 hover:text-white transition-colors rounded-lg hover:bg-white/5" href="/home-equity">Home Equity</a><a class="px-4 py-2 text-[15px] font-medium text-white/80 hover:text-white transition-colors rounded-lg hover:bg-white/5" href="/va-eligibility">VA Loans</a><a class="px-4 py-2 text-[15px] font-medium text-white/80 hover:text-white transition-colors rounded-lg hover:bg-white/5" href="/calculator">Calculator</a><a class="px-4 py-2 text-[15px] font-medium text-white/80 hover:text-white transition-colors rounded-lg hover:bg-white/5" href="/about">About Us</a></div><div class="hidden md:flex items-center gap-3"><a href="tel:8006283183" class="flex items-center gap-1.5 text-white/70 hover:text-white text-sm font-medium transition-colors"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-phone w-3.5 h-3.5" aria-hidden="true"><path d="M13.832 16.568a1 1 0 0 0 1.213-.303l.355-.465A2 2 0 0 1 17 15h3a2 2 0 0 1 2 2v3a2 2 0 0 1-2 2A18 18 0 0 1 2 4a2 2 0 0 1 2-2h3a2 2 0 0 1 2 2v3a2 2 0 0 1-.8 1.6l-.468.351a1 1 0 0 0-.292 1.233 14 14 0 0 0 6.392 6.384"></path></svg>(800) 628-3183</a><a class="btn-gradient px-5 py-2 rounded-full text-sm font-semibold text-white" href="/pre-approval">Get Started</a></div><button class="md:hidden p-2" aria-label="Toggle menu"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-menu w-6 h-6 text-white" aria-hidden="true"><path d="M4 5h16"></path><path d="M4 12h16"></path><path d="M4 19h16"></path></svg></button></div></nav><main><section class="py-20 md:py-28 px-4 bg-off-white "><div class="max-w-4xl mx-auto text-center"><h1 class="text-4xl md:text-6xl font-bold leading-tight text-charcoal" style="opacity:0;transform:translateY(20px)">Blog</h1><p class="mt-5 text-lg md:text-xl leading-relaxed max-w-2xl mx-auto text-slate" style="opacity:0;transform:translateY(16px)">Mortgage tips, market insights, and guides to help you on your homeownership journey.</p></div></section><section class="py-24 px-4 bg-off-white text-charcoal "><div class="max-w-7xl mx-auto"><div class="" style="opacity:0;transform:translateY(40px)"><div class="max-w-lg mx-auto text-center py-16"><div class="w-16 h-16 rounded-2xl bg-blue/10 flex items-center justify-center text-blue mx-auto mb-6"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-book-open w-8 h-8" aria-hidden="true"><path d="M12 7v14"></path><path d="M3 18a1 1 0 0 1-1-1V4a1 1 0 0 1 1-1h5a4 4 0 0 1 4 4 4 4 0 0 1 4-4h5a1 1 0 0 1 1 1v13a1 1 0 0 1-1 1h-6a3 3 0 0 0-3 3 3 3 0 0 0-3-3z"></path></svg></div><h2 class="text-2xl font-bold text-charcoal mb-3">Coming Soon</h2><p class="text-slate leading-relaxed mb-8">We&#x27;re working on helpful articles about mortgages, homebuying, and the housing market. Check back soon for expert insights and tips.</p><a class="btn-gradient px-6 py-3 rounded-full font-semibold text-white text-sm inline-block" href="/mortgage-101">Browse Mortgage 101</a></div></div></div></section><!--$--><!--/$--></main><footer class="bg-navy pt-14 pb-8 px-4 md:px-12"><div class="max-w-6xl mx-auto grid grid-cols-1 md:grid-cols-2 lg:grid-cols-4 gap-10 mb-10 text-center md:text-left"><div><img alt="Zoom Home Lending" loading="lazy" width="160" height="36" decoding="async" data-nimg="1" class="h-9 w-auto mb-4 mx-auto md:mx-0 logo-white" style="color:transparent" srcSet="/_next/image?url=%2Flogo.png&amp;w=256&amp;q=75 1x, /_next/image?url=%2Flogo.png&amp;w=384&amp;q=75 2x" src="/_next/image?url=%2Flogo.png&amp;w=384&amp;q=75"/><p class="text-xs text-white/40 leading-relaxed">Zoom Home Lending, LLC<!-- --> — NMLS #<!-- -->2620616<br/>17187 North Laurel Park, Suite 350<br/>Livonia<!-- -->, <!-- -->MI<!-- --> <!-- -->48152</p><div class="mt-4 flex flex-col gap-2 items-center md:items-start"><a href="tel:8006283183" class="text-xs text-white/50 hover:text-blue flex items-center gap-2 transition-colors"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-phone w-3.5 h-3.5" aria-hidden="true">
1<path d="M13.832 16.568a1 1 0 0 0 1.213-.303l.355-.465A2 2 0 0 1 17 15h3a2 2 0 0 1 2 2v3a2 2 0 0 1-2 2A18 18 0 0 1 2 4a2 2 0 0 1 2-2h3a2 2 0 0 1 2 2v3a2 2 0 0 1-.8 1.6l-.468.351a1 1 0 0 0-.292 1.233 14 14 0 0 0 6.392 6.384"></path></svg> <!-- -->(800) 628-3183</a><a href="mailto:[email protected]" class="text-xs text-white/50 hover:text-blue flex items-center gap-2 transition-colors"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-mail w-3.5 h-3.5" aria-hidden="true"><path d="m22 7-8.991 5.727a2 2 0 0 1-2.009 0L2 7"></path><rect x="2" y="4" width="20" height="16" rx="2"></rect></svg> <!-- -->[email protected]</a></div></div><div><h4 class="text-xs font-bold text-white/70 uppercase tracking-widest mb-4">Programs</h4><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/loan-options/fixed-rate">Fixed Rate</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/loan-options/fha">FHA Loans</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/loan-options/va">VA Loans</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/loan-options/jumbo">Jumbo Loans</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/loan-options/investment-property">Investment Property</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/loan-options/dscr">DSCR</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/loan-options/bank-statement">Bank Statement</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/loan-options/first-time-buyer">First-Time Buyer</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/loan-options/heloc">HELOC</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/refinance">Refinance</a></div><div><h4 class="text-xs font-bold text-white/70 uppercase tracking-widest mb-4">Resources</h4><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/calculator">Mortgage Calculator</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/mortgage-101">Mortgage 101</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/blog">Blog</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/reviews">Reviews</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/mortgage-101#faq">FAQ</a></div><div><h4 class="text-xs font-bold text-white/70 uppercase tracking-widest mb-4">Company</h4><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/about">About Us</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/careers">Careers</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/contact">Contact</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/privacy-policy">Privacy Policy</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/terms-and-conditions">Terms &amp; Conditions</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/licensing">State Licensing</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" href="/accessibility">Accessibility</a><a class="block text-[13px] text-white/40 hover:text-blue mb-2.5 transition-colors" target="_blank" rel="noopener noreferrer" href="https://www.nmlsconsumeraccess.org/TuringTestPage.as
1px?ReturnUrl=/EntityDetails.aspx/COMPANY/2620616">NMLS Consumer Access</a></div></div><div class="max-w-6xl mx-auto border-t border-white/10 pt-6 text-center"><div class="flex items-center justify-center gap-2 text-white/40 text-xs mb-2"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-house w-3.5 h-3.5" aria-hidden="true"><path d="M15 21v-8a1 1 0 0 0-1-1h-4a1 1 0 0 0-1 1v8"></path><path d="M3 10a2 2 0 0 1 .709-1.528l7-6a2 2 0 0 1 2.582 0l7 6A2 2 0 0 1 21 10v9a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z"></path></svg> Equal Housing Opportunity</div><p class="text-[11px] text-white/25 leading-relaxed max-w-3xl mx-auto">© <!-- -->2026<!-- --> <!-- -->Zoom Home Lending, LLC<!-- -->. All rights reserved. NMLS #<!-- -->2620616<!-- -->. California License #<!-- -->60DBO-197762<!-- -->.<br/>This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. Not all products are available in all states.</p><p class="mt-4 text-[10px] text-white/20">Delivered by<!-- --> <a href="https://scusamedia.com" target="_blank" rel="noopener noreferrer" class="hover:text-white/40 transition-colors underline">scusamedia.com</a></p></div></footer><noscript><img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1707347967227032&amp;ev=PageView&amp;noscript=1" alt=""/></noscript><!--$!--><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template><!--/$--><!--$!--><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template><!--/$-->
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