1<!DOCTYPE html> 2<html lang="en" class="no-js"> 3<head> 4<meta charset="utf-8"> 5<meta http-equiv="X-UA-Compatible" content="IE=edge"> 6 7<link rel="shortcut icon" href="https://static.twentyoverten.com/5b9686c2694a555a435452e9/fhfQDvCcieM/HCM-color-thumbnail.png" type="image/x-icon"> 8 9<meta name="viewport" content="width=device-width,initial-scale=1"> 10<meta http-equiv="cleartype" content="on"> 11<meta name="robots" content="noodp"> 12 13<!-- Title & Description --> 14<title>Cincinnati Fiduciary Financial Planning â HCM Wealth Advisors</title> 15<meta name="description" 16content="We are independent, fee-only fiduciary financial advisors in Cincinnati, OH. We offer retirement planning and comprehensive wealth management services."> 17<!-- Open Graph --> 18<meta property="og:site_name" content="HCM Wealth Advisors"> 19<meta property="og:title" content="Cincinnati Fiduciary Financial Planning"> 20<meta property="og:description" content="Nearing Retirement? Already there? HCM Wealth Advisors has 30 years of experience with fiduciary financial planning and wealth management. We offer Wealth Design for a Smart Retirement. "> 21<meta property="og:url" content="https://hcmwealthadvisors.com/"> 22<meta property="og:type" content="website"> 23 24<meta prefix="og: http://ogp.me/ns#" property="og:image" content="https://static.twentyoverten.com/5b9686c2694a555a435452e9/bC-U5b6WfrL/homepage-hero-image.jpg"> 25<meta property="og:image:width" content="694"> 26<meta property="og:image:height" content="463"> 27 28<meta itemprop="name" content="Cincinnati Fiduciary Financial Planning"> 29<meta itemprop="description" content="We are independent, fee-only fiduciary financial advisors in Cincinnati, OH. We offer retirement planning and comprehensive wealth management services."> 30<meta itemprop="url" content="https://hcmwealthadvisors.com/"> 31<!-- Twitter Card --> 32<meta name="twitter:card" content="summary_large_image"> 33<meta name="twitter:title" content="Cincinnati Fiduciary Financial Planning"> 34<meta name="twitter:description" content="Nearing Retirement? Already there? HCM Wealth Advisors has 30 years of experience with fiduciary financial planning and wealth management. We offer Wealth Design for a Smart Retirement. "> 35 36<meta name="twitter:image" content="https://static.twentyoverten.com/5b9686c2694a555a435452e9/bC-U5b6WfrL/homepage-hero-image.jpg"> 37 38 39<!-- Mobile App Settings --> 40 41<meta name="apple-mobile-web-app-capable" content="yes"> 42<meta name="apple-mobile-web-app-status-bar-style" content="black"> 43<meta name="apple-mobile-web-app-title" content="Cincinnati Fiduciary Financial Planning"> 44 45<!-- Prefetch --> 46<link rel="dns-prefetch" href="https://static.twentyoverten.com"> 47 48<style> 49@import 'https://fonts.googleapis.com/css?family=Montserrat:000,000i|Prata:000,000i|Muli:000,000i'; 50</style> 51<link href="/assets/frameworks/assets/dist/css/global.css" rel="stylesheet"> 52<link href="/assets/frameworks/themes/fresnel/3.0.0/assets/dist/css/main.css" rel="stylesheet"> 53<link href="/assets/css/custom.css" rel="stylesheet"> 54 55<link href="https://assets.calendly.com/assets/external/widget.css" rel="stylesheet"> 56 57 58<style> 59h1, h3 { 60 /*font-family: 'Chonburi', serif;*/ 61} 62 63hr { 64 width: 100% !important; 65 margin: 3em 0 !important; 66} 67/* jump fix */ 68.overlay-open { 69 overflow: initial!important; 70} 71.overlay-open body { 72 overflow: hidden ; 73} 74::selection { 75 color:#fff; 76} 77.btn.secondary { 78 background:none; 79 color:#de763a; 80} 81 82/* nav */ 83.transparent-header #logo img{ 84 filter:grayscale(1) contrast(0) brightness(5); 85} 86.transparent-header #header .active > a { 87 color: #ffffff; 88} 89.transparent-header #header .active > a::after { 90 background: #fff; 91} 92#main-navigation>ul>li a { 93 font-size: 0.85em; 94} 95 96/* secondary nav */ 97 98.nav-secondary { 99 text-align: right; 100 padding: .5em 2rem; 101 background: #2b3339; 102 color: white; 103 position: fixed; 104 top: 0; 105 left: 0; 106 right: 0; 107 width: 100%; 108 z-index: 2; 109} 110.nav-secondary p { 111 margin-bottom:0; 112} 113.nav-secondary a { 114 font-size:.8em; 115} 116.transparent-header .nav-secondary { 117 background:none; 118} 119.transparent-header .nav-secondary a{ 120 color:#fff; 121} 122 123#header { 124 top: 45px !important; 125} 126 127 128@media (max-width: 819px) { 129.nav-secondary { 130 display: none; 131} 132#header { 133 top: 0px !important; 134} 135} 136 137/* type */ 138.accented { 139 color:#de763a!important; 140} 141 142h2 {
143 /*font-weight:300;*/ 144 font-size:2em; 145 font-weight:700; 146} 147p, main li{ 148 font-size:1.2rem; 149 font-weight:300; 150} 151/* full width row */ 152@media (min-width: 820px) { 153.row.breakout { 154 width: 100vw; 155 position: relative; 156 left: 50%; 157 right: 50%; 158 margin-left: -50vw; 159 margin-right: -50vw; 160} 161 162} 163.color-block { 164 position:relative; 165 padding:4rem 1.5rem; 166} 167.color-block h2 { 168 /*font-weight:300;*/ 169} 170@media(min-width:820px) { 171 .color-block { 172 /*margin-top:2rem;*/ 173 } 174} 175.color-block.light { 176 background:#e8eef2; 177} 178.color-block.bordered::after { 179 content: ''; 180 border: solid 1px #e06622; 181 position: absolute; 182 width: 100%; 183 height: 100%; 184 top: -0.75rem; 185 left: -0.75rem; 186} 187.color-block.light-blue { 188 background:#b5deec; 189} 190.color-block.dark { 191 background:#2b3339; 192} 193.color-block.dark h2, 194.color-block.dark p, 195.color-block.dark li{ 196 color:#e8eef2; 197} 198.color-block.orange { 199 background:#de763a; 200} 201.color-block.orange h2, 202.color-block.orange p, 203.color-block.orange li { 204 color:#fff; 205} 206/* carousel */ 207.editable .owl-carousel { 208 display:block; 209 counter-reset: value; 210} 211.editable .owl-carousel > div { 212 border:dashed 1px #aaa; 213 border-radius:6px; 214 position:relative; 215 margin:2rem 0; 216} 217.editable .owl-carousel > div::before { 218 counter-increment: value; 219 content: 'Value ' counter(value); 220 /*content: 'Slide';*/ 221 display: block; 222 position: absolute; 223 bottom: 100%; 224 left: -1px; 225 background: #262e35; 226 color: white; 227 font-size: 9px; 228 text-transform: uppercase; 229 font-weight: 600; 230 padding: .5em 1em; 231 border-radius: 4px; 232 border-bottom-left-radius: 0; 233 border-bottom-right-radius: 0; 234} 235.owl-carousel h2 { 236 position:relative; 237 /*border:solid 3px #de763a;*/ 238 /*background:#fff;*/ 239 /*padding:2rem 0;*/ 240 color:#de763a; 241} 242.owl-item p { 243 font-size:1.6rem; 244} 245/* services */ 246ul.service { 247 margin-left:2rem; 248 padding-left:0; 249} 250/* overlays */ 251.bg--hero { 252 position:relative; 253 /*padding:1.5rem 1rem 1.5rem 1.3rem;*/ 254 padding:1.5rem; 255 /*background:#fff;*/ 256 width:100%; 257 max-width:500px; 258 /*box-shadow:7px 6px 0px #b5deec;*/ 259 box-shadow:7px 6px 0px #2b3339; 260 /*box-shadow:7px 6px 0px #de763a;*/ 261 border-radius:2px; 262 /*text-align:center*/ 263} 264.home .bg--hero { 265 max-width:700px; 266} 267.bg--hero span { 268 font-size:1.2rem; 269 display:block; 270} 271.bg--hero::after { 272 content:''; 273 position:absolute; 274 width:100%; 275 height:100%; 276 left:-.6rem; 277 top:-.6rem; 278 /*left:0;*/ 279 /*top:0;*/ 280 border:solid 8px #fff; 281 border-radius:2px; 282 /*border:solid 2px #fff;*/ 283 z-index:0; 284 pointer-events:none 285} 286/* 287@media(min-width:820px) { 288 .page-bg .overlay { 289 width:40%; 290 } 291}*/ 292.bg--hero h1 { 293 text-transform:uppercase; 294} 295.overlay h1 { 296 font-weight:700; 297 298 /*color:#2b3339;*/ 299} 300.overlay h2 { 301 font-weight:300; 302} 303.home .overlay h1 { 304 font-size:2.5rem; 305 letter-spacing:2px; 306 /*padding-left:1rem;*/ 307 /*font-weight:500;*/ 308} 309@media(min-width:820px) { 310 .home .overlay h1 { 311 font-size:4rem; 312 } 313} 314/* modals */ 315 316@media (min-width:820px) { 317.services.row .overlay-content { 318 max-width: 800px; 319 max-height: 80vh; 320 border-bottom: solid 10px white; 321 top: 50%; 322 left: 50%; 323 -ms-transform: translate(-50%, -50%); 324 -webkit-transform: translate(-50%, -50%); 325 transform: translate(-50%, -50%); 326 box-shadow:3px 3px 0 #de763a; 327 box-shadow: 0 19px 38px rgba(0,0,0,0.07), 0 15px 12px rgba(0,0,0,0.05); 328 box-shadow: 0 14px 28px rgba(0,0,0,0.25), 0 10px 10px rgba(0,0,0,0.22); 329} 330} 331 332.overlay-content ul { 333 margin-left:0; 334} 335@media (min-width: 820px) { 336.overlay-content .sidebar { 337 border-left: none; 338 border-right:solid 2px rgba(222, 118, 58, 0.3); 339 padding-top: 0; 340 padding-right: 1rem; 341 margin: 0 0 .5rem; 342} 343} 344/* team */ 345/* turn off overlay for solid bg */ 346body.team .page-bg .overlay { 347 background:0,0,0,0; 348} 349.member-item .thumbnail { 350 /*max-width:150px;*/ 351} 352figure.thumbnail::after { 353 background: rgba(43, 51, 57, 0.9); 354} 355 356.member-item .open-overlay:hover .overlay::before, .member-item .open-overlay:hover .overlay::after { 357 -ms-transform: scale(1.22); 358 transform: scale(1.22); 359} 360.member-item .thumbnail .overlay::before { 361 border-top: 2px solid #e06622; 362 border-bottom: 2px solid #e06622; 363} 364.member-item .thumbnail .overlay::after { 365 border-left: 2px solid #e06622; 366 border-right: 2px solid #e06622; 367} 368figure.thumbnail span.read-bio {
369 color: #e06622; 370} 371 372@media(min-width:820px) { 373 .overlay-content { 374 background:rgba(0,0,0,.3); 375} 376.overlay-content-wrapper { 377 background:#fff; 378 padding:1rem .5rem; 379} 380 .cover-image { 381 margin-bottom:2rem; 382 width:100%; 383 384} 385.member-content .close-overlay::before, .member-content .close-overlay::after { 386 background: #de763a; 387 box-shadow: 0px 0px 1px #de763a; 388} 389 body:not(.editable) .cover-image { 390 position: absolute; 391 top:0; 392 left:0; 393 width:100%; 394 z-index: -1; 395 max-width: unset; 396} 397body:not(.editable) .member-content.overlay-content .overlay-content-wrapper { 398 padding-top:16rem; 399} 400} 401.home .overlay-content-wrapper { 402 padding:3rem 2rem; 403} 404/* footer */ 405footer { 406 border-top:solid 4px #de763a; 407} 408/*callouts */ 409 410.callout.light::before { 411 background:#f7f7f7; 412 413} 414.callout.light p, 415.callout.light h3{ 416 color:#2b3339; 417} 418.callout.light .btn.primary { 419 background:#262e35; 420 color:#fff; 421} 422.callout h2 { 423 color:#de763a; 424} 425.callout p { 426 color:#fff; 427} 428.callout.callout--bg::before { 429 background-color:#2b3339; 430 background-size:cover; 431 background-position:center; 432 background-attachment:scroll; 433 background-repeat:no-repeat; 434 background-blend-mode:overlay; 435} 436@media(min-width:820px) { 437 .callout.callout--bg::before { 438 background-attachment:fixed; 439 } 440} 441.callout.callout--roadmap::before { 442 background-image:url(https://static.twentyoverten.com/5b9686c2694a555a435452e9/oBE-ajDn34U/arid-asphalt-barren-163848-1.jpg); 443 444} 445.callout.callout--comprehensive-planning::before { 446 background-image:url(https://static.twentyoverten.com/5b9686c2694a555a435452e9/6WvLg8iB_2y/book-data-graph-970198-1.jpg); 447 448} 449.callout.callout--discover::before { 450 background-image:url(https://static.twentyoverten.com/5b9686c2694a555a435452e9/HXqO2VQ_R1BG/adventure-alps-climb-314703-1.jpg); 451} 452.callout.callout--define::before { 453 background-image:url(https://static.twentyoverten.com/5b9686c2694a555a435452e9/kckk0VeGnj4/jan-kahanek-184675-unsplash-1.jpg); 454 455} 456.callout.callout--design::before { 457 background-image:url(https://static.twentyoverten.com/5b9686c2694a555a435452e9/3bxN-GbJrN2/brainstorming-campaign-collaborate-6224-1.jpg); 458 459} 460.callout.callout--deploy::before { 461 background-image:url(https://static.twentyoverten.com/5b9686c2694a555a435452e9/sMecpLruNwg/smart-304883-unsplash-1.jpg); 462 463} 464 465.callout p, .callout .post-excerpt { 466 color: #2b3339; 467} 468/* accordions*/ 469.accordion { 470 margin-bottom: 2rem; 471} 472a.toggle-accordion { 473 text-align: center; 474 width: 100%; 475 font-size: .9rem; 476 margin-top:.5rem; 477} 478a.toggle-accordion::before { 479 content: 'Read More'; 480 font-size:.8rem; 481 text-transform:uppercase; 482 letter-spacing:2px; 483 background: none; 484} 485a.toggle-accordion.open::before { 486 content: 'Hide'; 487} 488a.toggle-accordion::after { 489 display:none!important; 490} 491 492/* accordions 2*/ 493.editable .accordion-content { 494 display: block !important; 495} 496 497.custom-accordion a.toggle-accordion::before { 498 display: none; 499} 500 501.custom-accordion a.toggle-accordion { 502 text-align: center; 503 width: 100%; 504 font-size: 1.5rem; 505 margin-top:.5rem; 506} 507 508.custom-accordion .accordion-content { 509 padding-left: 3.5rem; 510} 511 512.custom-accordion-icon { 513 display: inline-block; 514 width: 2.5rem; 515 height: 2.5rem; 516 vertical-align: middle; 517 margin-right: 1rem; 518} 519 520 521/* card */ 522/*.card {*/ 523/* position:relative;*/ 524/* background:#fff;*/ 525/* box-shadow: 0 19px 38px rgba(0,0,0,0.07), 0 15px 12px rgba(0,0,0,0.05);*/ 526 527/* height:95%;*/ 528/* padding:2rem 1.5rem;*/ 529/* border*/ 530/*}*/ 531/*.card::after {*/ 532/* content:'';*/ 533/* border: solid 1px #e06622;*/ 534/* position: absolute;*/ 535/* width: 100%;*/ 536/* height: 100%;*/ 537/* top: -0.75rem;*/ 538/* left: -0.75rem;*/ 539/* -ms-transform:translate(1rem, 1rem);*/ 540/* -webkit-transform:translate(1rem, 1rem);*/ 541/* transform:translate(1rem, 1rem);*/ 542/* transition:all 300ms;*/ 543/* opacity:0;*/ 544/* z-index:0;*/ 545/* pointer-events:none;*/ 546/*}*/ 547/*.card:hover::after {*/ 548/* -ms-transform:translate(0, 0);*/ 549/* -webkit-transform:translate(0, 0);*/ 550/* transform:translate(0, 0);*/ 551/* opacity:.9;*/ 552/*}*/ 553/*.card {*/ 554/* position: relative;*/ 555/* border: solid 2px #de763a;*/ 556/* border-radius:4px;*/ 557/* font-size:1.2rem;*/ 558/* padding:.8rem 1rem;*/ 559/* margin:2rem 1rem;*/ 560/* font-weight:300;*/ 561/*}*/ 562/*.card::before {*/ 563/*}*/ 564/*.card::after {*/ 565/* content: '';*/ 566/* width: 100%;*/ 567/* height: 100%;*/ 568/* position: absolute;*/ 569/* border: solid 2px #b5deec;*/ 570 /*border-radius:4px;*/ 571/* background: #b5deec;*/ 572/* left: 1rem;*/ 573/* top: 1rem;*/ 574/* z-index: -1;*/ 575/* transition:transform 200ms;*/ 576/*}*/ 577/*.card:hover::after {*/ 578/* transform:translate(-1.5rem, -1.5rem);*/ 579/*}*/ 580 581/*.card h3 {*/ 582/* color:#de763a;*/ 583/*}*/ 584 585.card { 586 box-shadow: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24); 587 height:90%; 588 padding:2rem 1rem; 589 background:#fff; 590 border-left:solid 6px #848c8e; 591} 592/* blockquotes */ 593blockquote { 594 position: relative; 595 border: solid 2px #de763a; 596 display: inline-block; 597 font-size:1.6rem; 598 padding:.8rem 1rem; 599 margin:4rem 1rem; 600 font-weight:300; 601 background:#fff; 602} 603blockquote::before { 604 content: 'â'; 605 font-family:'Montserrat';
606 color: rgba(255, 87, 34, 0.17); 607 font-size: 9em; 608 position: absolute; 609 left: -3rem; 610 /* right: 0; */ 611 top: -61px; 612} 613blockquote::after { 614 content: ''; 615 width: 100%; 616 height: 100%; 617 position: absolute; 618 border: solid 2px #2b3339; 619 background: #2b3339; 620 left: 1rem; 621 top: 1rem; 622 z-index: -1; 623} 624blockquote span { 625 display:block; 626 font-size:.6em; 627 text-transform:uppercase; 628 letter-spacing:2px; 629 margin-top:1rem; 630} 631/*blog preview */ 632.post-link h3 { 633 color:#de763a; 634} 635.post-meta { 636 color:#2b3339; 637} 638.callout .post-link a:hover h3 { 639 color: #2b3339; 640} 641@media (min-width: 820px) { 642.posts-wrapper .post-link { 643 -ms-flex: 0 1 33.3333%; 644 flex: 0 1 33.3333%; 645} 646} 647@media (min-width: 1300px){ 648.posts-wrapper .post-link { 649 -ms-flex: 0 1 25%; 650 flex: 0 1 25%; 651} 652} 653/* blog */ 654.search-form { 655 margin:auto; 656} 657.search-form .form-item .form-control { 658 background:none; 659 border-bottom-color:#ccc; 660} 661.search-form.minimal .form-item .btn { 662 background:none; 663 color:#de763a; 664 border:solid 1px ; 665 margin-left:1rem; 666} 667/* general styles */ 668.number--large { 669 font-size:3rem; 670 color:#de763a; 671} 672hr { 673 height:0; 674 width:70px; 675 border-left:none; 676 border-bottom:1px solid; 677 margin:2em auto; 678} 679/*main ul,*/ 680/*.member-content ul {*/ 681/* margin-top:.5rem;*/ 682/* margin-left:0;*/ 683/* padding-left:0;*/ 684/*}*/ 685/*main li,*/ 686/*.member-content li{*/ 687/* list-style-type:none;*/ 688/* margin-bottom:1.5rem;*/ 689/* line-height:1.2;*/ 690 691/*}*/ 692/* icons */ 693.icon--color{ 694 filter: invert(42%) sepia(97%) saturate(384%) hue-rotate(338deg) brightness(104%) contrast(89%); 695 margin-top:.5rem; 696 margin-bottom:.5rem; 697 width:100%; 698 max-width:60px; 699} 700.icon--large { 701 max-width:80px; 702} 703/* sticky btn */ 704.btn.sticky { 705 position:fixed; 706 z-index:100; 707 right:5px; 708 bottom:5px; 709 border-radius:10px; 710 box-shadow: 0 3px 6px rgba(0,0,0,0.16), 0 3px 6px rgba(0,0,0,0.23); 711} 712/* contact */ 713.map.row { 714 margin-bottom:1rem; 715 padding-bottom:1rem; 716} 717div.ctct-form-embed div.ctct-form-defaults { 718 padding:0!important; 719} 720/* footer */ 721#tot_badge { 722 text-align:center; 723} 724#tot_badge a{ 725 font-size:.8rem; 726} 727footer li { 728 list-style-type:none; 729 margin-left:0; 730 padding-left:0; 731} 732 733@media (min-width: 820px) { 734.home .posts-wrapper .post-link { 735 -ms-flex: 0 1 90%; 736 flex: 0 1 90%; 737} 738} 739@media (min-width: 1300px) { 740.home .posts-wrapper .post-link { 741 -ms-flex: 0 1 90%; 742 flex: 0 1 90%; 743} 744} 745.owl-item { 746 /*opacity:0;*/ 747 transition:opacity 300ms; 748 padding:1rem; 749} 750.owl-item.active { 751 opacity:1; 752} 753 754.form--inline .form-wrapper { 755 display: flex; 756 flex-wrap: wrap; 757 justify-content: space-between; 758} 759.form--inline .form-item { 760 width: 100%; 761} 762@media (min-width: 820px) { 763.form--inline .form-item { 764 width: 30%; 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height: 184px;"></a> 1764</div> 1765 1766<div class="col-xs-12 col-sm-3"> 1767 1768 1769 1770 1771<a href="/download-five-steps-to-a-smart-retirement" rel="noopener noreferrer" target="_blank"><img src="https://static.twentyoverten.com/5b9686c2694a555a435452e9/V428KWpIFRt/five-steps-to-a-smart-retirement.png" alt="Five Steps to a Smart Retirement" style="width: 252px; height: 184px;"></a> 1772</div> 1773 1774<div class="col-xs-12 col-sm-3"> 1775 1776<a href="/download-what-should-happen-to-my-pst-when-i-leave-pandg" rel="noopener noreferrer" target="_blank"><img src="https://static.twentyoverten.com/5b9686c2694a555a435452e9/PhvqmKf-S-q/PST-after-PG.png" alt="P&G Headquarters Building" style="width: 252px; height: 184px;"></a> 1777</div> 1778 1779<div class="col-xs-12 col-sm-3"> 1780 1781 1782<a href="https://pro.riskalyze.com/embed/6e455130a81efbc7e4a4" rel="noopener noreferrer" target="_blank"><img src="https://static.twentyoverten.com/5b9686c2694a555a435452e9/mlbB6tIgK-Q/Free-Risk-Analysis.png" alt="Free Portfolio Analysis" style="width: 252px; height: 184px;"></a> 1783</div></div> 1784<!-- <div class="row breakout no-padding middle-xs flush-top"> 1785 <div class="col-xs-12"> 1786 <div class="box--container"> 1787 <div class="box" style="text-align:center;"><a class="open-overlay" data-target="retirement-planning" href="#">Retirement Planning Specialists</a> 1788 start retirement overlay 1789 <div class="modal-overlay"> 1790 <div class="overlay-content" id="retirement-planning"> 1791 <div class="overlay-content-wrapper"> 1792 <button class="close-overlay">Close</button> 1793 1794 <h2 style="text-align:center;">Retirement Planning Specialists</h2> 1795 1796 <p>Financial independence in retirement doesn't just happen. It takes planning, commitment, and a great team guiding you. HCM Wealth Advisors takes great pride in helping our clients reach retirement without a change in lifestyle. We work closely with you to develop a comprehensive strategy to help make the best tax, investment and financial decisions to support your personal and financial independence.</p> 1797 </div></div> 1798 end retirement overlay
1799 </div></div> 1800 <div class="box" style="text-align:center;"><a class="open-overlay" data-target="tax-business-accounting" href="#">Tax & Business Accounting Services</a> 1801 start tax & business overlay 1802 <div class="modal-overlay"> 1803 <div class="overlay-content" id="tax-business-accounting"> 1804 <div class="overlay-content-wrapper"> 1805 <button class="close-overlay">Close</button> 1806 1807 <h2 style="text-align:center;">Tax & Business Accounting Services</h2> 1808 1809 <p>Your tax burden is one of the few financial variables you can control. Do it well! HCM Wealth Advisors offers comprehensive tax services. We can design an efficient tax plan as part of your larger wealth plan, and we can help you prepare your tax return. We make the entire process easy.</p> 1810 </div></div></div> 1811 end tax & business overlay 1812 </div> 1813 <div class="box" style="text-align:center;"><a class="open-overlay" data-target="dividend-growth" href="#">Dividend Growth Investment Philosophy</a> 1814 start dividend growth overlay 1815 <div class="modal-overlay"> 1816 <div class="overlay-content" id="dividend-growth"> 1817 <div class="overlay-content-wrapper"> 1818 <button class="close-overlay">Close</button> 1819 1820 <h2 style="text-align:center;">Dividend Growth Investment Philosophy</h2> 1821 1822 <p>Since our founding in 1990, HCM Wealth Advisors has had at its core a strategy of dividend-growth. By including companies that pay growing dividends in your wealth plan, you benefit from dependable, diversified cash returns that grow faster than inflation, helping you achieve real financial independence.</p> 1823 </div></div></div> 1824 end dividend growth overlay 1825 </div> 1826 <div class="box" style="text-align:center;"><a class="open-overlay" data-target="family-cfo" href="#">Family Office</a> 1827 start family CFO overlay 1828 <div class="modal-overlay"> 1829 <div class="overlay-content" id="family-cfo"> 1830 <div class="overlay-content-wrapper"> 1831 <button class="close-overlay">Close</button> 1832 1833 <h2 style="text-align:center;">Family Office</h2> 1834 1835 <p>All organizations benefit from centralized financial operation. Families are no different. HCM Wealth Advisors can fill the role of your Familyâs Chief Financial Officer, from bill payment to managing your family's foundation.</p> 1836 </div></div></div> 1837 end family CFO overlay 1838 </div></div></div></div> 1839 1840<h1 style="text-align: center;"> 1841 <br> 1842</h1> 1843 1844<h1 style="text-align: center;">Wealth Design for 1845 <br>a <span class="accented">Smart Retirement</span></h1> 1846 1847<p> 1848 <br> 1849</p> 1850<div class="row breakout no-padding middle-xs"> 1851 <div class="col-xs-12"> 1852 <div class="box--container"> 1853 <div class="box" style="text-align:center;"><a class="open-overlay" data-target="fiduciary" href="#">Fiduciary</a> 1854 <div class="modal-overlay"> 1855 <div class="overlay-content" id="fiduciary"> 1856 <div class="overlay-content-wrapper"> 1857 <button class="close-overlay">Close</button> 1858 1859 <h2 style="text-align:center;">Fiduciary</h2> 1860 1861 <p>HCM Wealth Advisors is one of a small number of Advisors that has accepted a fiduciary duty to every one of our clients both ethically and legally. That means we put your interests first, always. This is the highest legal duty from one partner to another, binding us to act ethically and in your best interest. At HCM Wealth Advisors weâre proud to say that weâre always looking out for your best interests.</p> 1862 </div></div></div></div> 1863 <div class="box" style="text-align:center;"> 1864 1865 <h4 style="text-align: center;"> 1866 <br> 1867 </h4> 1868 <a class="open-overlay" data-target="fee-only" href="#">Fee Only</a> 1869 <div class="modal-overlay"> 1870 <div class="overlay-content" id="fee-only"> 1871 <div class="overlay-content-wrapper"> 1872 <button class="close-overlay">Close</button> 1873 1874 <h2 style="text-align:center;">Fee Only</h2> 1875 1876 <p>HCM Wealth Advisors is a fee-only registered advisory firm. That means we donât make money from commissions or any other sources other than the fees our clients pay for our services. It also means we wonât be trying to sell you complicated or expensive financial products that you donât need. It does mean that we do better when you do better, so you can rest easy knowing that weâve got your best interests at heart, because your interests are our interests.</p> 1877 </div></div></div></div> 1878 <div class="box" style="text-align:center;"><a class="open-overlay" data-target="independent" href="#">Independent</a> 1879 <div class="modal-overlay"> 1880 <div class="overlay-content" id="independent"> 1881 <div class="overlay-content-wrapper"> 1882 <button class="close-overlay">Close</button> 1883 1884 <h2 style="text-align:center;">Independent</h2> 1885 1886 <p>HCM Wealth Advisors is proud to be independent. We are not a subsidiary of a larger company, and no one from New York will be telling us how to handle our relationship with you. We make decisions to benefit you, not the stock price of a national firm.</p> 1887 </div></div></div></div> 1888 <div class="box" style="text-align:center;"><a class="open-overlay" data-target="sustainable" href="#">Sustainable</a> 1889 <div class="modal-overlay"> 1890 <div class="overlay-content" id="sustainable"> 1891 <div class="overlay-content-wrapper"> 1892 <button class="close-overlay">Close</button> 1893 1894 <h2 style="text-align:center;">Sustainable</h2> 1895 1896 <p>HCM Wealth Advisors thinks long term, in our financial planning and our social resonsibility. For that reason, weâve chosen to âgo greenâ by adding solar power generation to our office. Over the next 25 years, our solar installation will eliminate the pollution equivalent of 71,548 gallons of gasoline or 695,120 pounds of coal burned. 1897 <br>For those clients who are interested, we also offer a Socially Responsible Investment portfolio. Our SRI portfolio invests in companies with records of solid environmental, social, and corporate governance performance.</p> 1898 </div></div></div></div></div></div></div> --> 1899 1900<hr> 1901 1902<h2 style="text-align: center;">Our Latest Communications</h2> 1903<div class="row"> 1904<div class="col-xs-12 col-sm-6"> 1905<div class="posts-list" data-count="1" data-feed="/blog/feed.xml" data-show-image="true" data-type="internal"> 1906<div class="posts-wrapper image-thumbnail"> 1907 1908<p class="loading">Loading Posts...</p> 1909</div></div> 1910 1911<p style="text-align: center;"><a class="btn primary" href="/blog">More from the Blog</a></p> 1912</div> 1913<div class="col-xs-12 col-sm-6">
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