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225 <span>Chat with Us!</span> 226 </div> 227 </a> 228 </div> 229 230 <div class="socialIcon-wrapper"> 231 <div class="socialIcon"> 232 <a target="_blank" href="https://www.facebook.com/UARKFederalCU"aria-label="Link to UARK FCU Facebook Page"> 233 <img class="grow" src="https://static1.squarespace.com/static/ta/5b1848203917eee800010858/360/assets/smallfacebook.svg" alt="Facebook" /> 234 </a> 235 </div> 236 <div class="socialIcon"> 237 <a target="_blank" href="https://twitter.com/UARK_FCU"aria-label="Link to UARK FCU Twitter Page"> 238 <img class="grow" src="https://static1.squarespace.com/static/ta/5b1848203917eee800010858/360/assets/twitter.svg" alt="Twitter" /> 239 </a> 240 </div> 241 <div class="socialIcon"> 242 <a target="_blank" href="https://www.instagram.com/uarkfcu3/"aria-label="Link to UARK FCU Instagram Page"> 243 <img class="grow" src="https://static1.squarespace.com/static/ta/5b1848203917eee800010858/360/assets/small-instagram.svg" alt="Twitter" /> 244 </a> 245 </div> 246 </div> 247</div> 248 </div> 249 <div class="Mobile" data-nc-base="mobile-bar" data-controller="AncillaryLayout"> 250 <div class="Mobile-bar Mobile-bar--top" data-nc-group="top" data-controller="MobileOffset"> 251 252 <div data-nc-container="top-left"> 253 <a href="/" class="Mobile-bar-branding" data-nc-element="branding" data-content-field="site-title"> 254 255 256 <img src="//images.squarespace-cdn.com/content/v1/5b1848203917eee800010858/a559d18b-114b-4c34-91f1-3eb059c82195/Uark+Federal+Credit+Union.jpg?format=1500w" alt="UARK Federal Credit Union" class="Mobile-bar-branding-logo" /> 257 258 259 </a> 260 </div> 261 <div data-nc-container="top-center"></div> 262 <div data-nc-container="top-right"></div> 263 </div> 264 <div class="Mobile-bar Mobile-bar--bottom" data-nc-group="bottom" data-controller="MobileOffset"> 265 <div data-nc-container="bottom-left"> 266 <button class="Mobile-bar-menu" aria-label="Mobile Menu" data-nc-element="menu-icon" data-controller-overlay="menu" 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355 <span class="sqs-announcement-bar-close" tabindex="0" role="button" aria-label="Close Announcement"></span> 356 <div id="announcement-bar-text-inner-id" class="sqs-announcement-bar-text-inner"> 357 <p class="custom-announcement-bar" data-rte-preserve-empty="true" style="white-space:pre-wrap;">Welcome to our new website!</p> 358 </div> 359 </div> 360 </div> 361 </div> 362 </div--> 363 364 </div> 365 366 <header class="Header Header--top"> 367 <div class="Header-inner Header-inner--top" data-nc-group="top"> 368 <div data-nc-container="top-left"> 369 370 <div class="Header-search" data-nc-element="search"> 371 <form class="Header-search-form" action="/search" method="get"> 372 <input class="Header-search-form-input" aria-label="Search Block" name="q" type="text" spellcheck="false" value="" autocomplete="off" placeholder="Search" /> 373 <button class="Header-search-form-submit" aria-label="Search Button" type="submit" data-test="template-search"> 374 <svg class="Icon Icon--search--small" viewBox="0 0 15 15"> 375 <use xlink:href="/assets/ui-icons.svg#search-icon--small"></use> 376 </svg> 377 <svg class="Icon Icon--search" viewBox="0 0 20 20"> 378 <use xlink:href="/assets/ui-icons.svg#search-icon"></use> 379 </svg> 380 </button> 381 </form> 382 </div> 383 384 </div> 385 <div data-nc-container="top-center"> 386 387 <div class="Header-social" data-nc-element="social"> 388 389 <nav class="SocialLinks" data-content-field="connected-accounts"> 390 <div class="SocialLinks-inner"> 391 <a href="https://www.facebook.com/UARKFederalCU" target="_blank" class="SocialLinks-link facebook-unauth" style=""> 392 <div> 393 <svg class="SocialLinks-link-svg" viewBox="0 0 64 64"> 394 395 <use class="SocialLinks-link-icon" xlink:href="#facebook-unauth-icon"></use> 396 <use class="SocialLinks-link-mask" xlink:href="#facebook-unauth-mask"></use> 397 </svg> 398 </div> 399 </a><a href="https://www.instagram.com/uarkfederalcreditunion/" target="_blank" class="SocialLinks-link instagram-unauth" style=""> 400 <div> 401 <svg class="SocialLinks-link-svg" viewBox="0 0 64 64"> 402 403 <use class="SocialLinks-link-icon" xlink:href="#instagram-unauth-icon"></use> 404 <use class="SocialLinks-link-mask" xlink:href="#instagram-unauth-mask"></use> 405 </svg> 406 </div> 407 </a><a href="https://x.com/UARK_FCU" target="_blank" class="SocialLinks-link x-formerly-twitter-unauth" style=""> 408 <div> 409 <svg class="SocialLinks-link-svg" viewBox="0 0 64 64"> 410 411 <use class="SocialLinks-link-icon" xlink:href="#x-formerly-twitter-unauth-icon"></use> 412 <use class="SocialLinks-link-mask" xlink:href="#x-formerly-twitter-unauth-mask"></use> 413 </svg> 414 </div> 415 </a><a href="mailto:[email protected]" target="_blank" class="SocialLinks-link email" style=""> 416 <div> 417 <svg class="SocialLinks-link-svg" viewBox="0 0 64 64"> 418 419 <use class="SocialLinks-link-icon" xlink:href="#email-icon"></use> 420 <use class="SocialLinks-link-mask" xlink:href="#email-mask"></use> 421 </svg> 422 </div> 423 </a> 424 </div> 425 </nav> 426 427 </div> 428 429 </div> 430 <div data-nc-container="top-right"> 431 432 433 434 </div> 435 </div> 436 </header> 437 438 <div class="Site-inner"> 439 440 <header class="Header Header--bottom"> 441 <div class="Header-inner Header-inner--bottom" data-nc-group="bottom"> 442 443 <!-- 444 <div align="center" class="socialMedia2 new-social-media"> 445 446 <div class="header-chat"> 447 <a target = "_blank" href="https://urldefense.com/v3/__https:/282974750.revation.com/widget/?rev-brand=282974750&rev-group=282974750&[email protected]__;!!P9vvK-4S!mfRrXYT0tGvLCKHHdSs_ogXB7e4ugdPl7vKfkoAv1kbk1DZXBCDowvRyWj4XvmEIFHjaEmrytg3AoIRv8w%24"> 448 <div class="grow2"> 449 <i class="fa-duotone fa-comments"></i>
450 <span>Chat with Us!</span> 451 </div> 452 </a> 453 </div> 454 455 <div class="socialIcon-wrapper"> 456 <div class="socialIcon"> 457 <a target="_blank" href="https://www.facebook.com/UARKFederalCU"aria-label="Link to UARK FCU Facebook Page"> 458 <img class="grow" src="https://static1.squarespace.com/static/ta/5b1848203917eee800010858/360/assets/smallfacebook.svg" alt="Facebook" /> 459 </a> 460 </div> 461 <div class="socialIcon"> 462 <a target="_blank" href="https://twitter.com/UARK_FCU"aria-label="Link to UARK FCU Twitter Page"> 463 <img class="grow" src="https://static1.squarespace.com/static/ta/5b1848203917eee800010858/360/assets/twitter.svg" alt="Twitter" /> 464 </a> 465 </div> 466 <div class="socialIcon"> 467 <a target="_blank" href="https://www.instagram.com/uarkfcu3/"aria-label="Link to UARK FCU Instagram Page"> 468 <img class="grow" src="https://static1.squarespace.com/static/ta/5b1848203917eee800010858/360/assets/small-instagram.svg" alt="Twitter" /> 469 </a> 470 </div> 471 </div> 472</div> 473 --> 474 475 <div data-nc-container="bottom-left"> 476 <nav class="Header-nav Header-nav--primary" data-nc-element="primary-nav" data-content-field="navigation"> 477 478 <div class="Header-nav-inner"> 479 <span class="Header-nav-item Header-nav-item--folder"> 480 481 <a href="/accounts-types" class="Header-nav-folder-title Header-nav-folder-title--active" data-controller="HeaderNavFolderTouch">Accounts</a> 482 483 <span class="Header-nav-folder"> 484 485 486 <a href="/savings" class="Header-nav-folder-item" data-test="template-nav">Savings</a> 487 488 489 490 <a href="/checking" class="Header-nav-folder-item" data-test="template-nav">Checking </a> 491 492 493 494 <a href="/certificates" class="Header-nav-folder-item" data-test="template-nav">Certificates</a> 495 496 497 498 <a href="/individual-retirement-account" class="Header-nav-folder-item Header-nav-folder-item--active" data-test="template-nav">Individual Retirement Account</a> 499 500 501 </span> 502 </span><span class="Header-nav-item Header-nav-item--folder"> 503 504 <a href="/borrow" class="Header-nav-folder-title" data-controller="HeaderNavFolderTouch">Borrow</a> 505 506 <span class="Header-nav-folder"> 507 508 509 <a href="/apply-for-a-loan" class="Header-nav-folder-item" data-test="template-nav">Apply For A Loan</a> 510 511 512 513 <a href="/vehicle-loans" class="Header-nav-folder-item" data-test="template-nav">Auto Loans</a> 514 515 516 517 <a href="/adventure-loans" class="Header-nav-folder-item" data-test="template-nav">Adventure Loans</a> 518 519 520 521 522 <a href="https://www.mycardapply.com/synindex/?ecdma-lc=37150&ecid=OTHE_25940&offertype=0" target="_blank" class="Header-nav-folder-item">Credit Cards</a> 523 524 525 526 527 <a href="/personal-loans" class="Header-nav-folder-item" data-test="template-nav">Personal Loans</a> 528 529 530 531 532 <a href="/real-estate-loans" class="Header-nav-folder-item">Home & Land Loans</a> 533 534 535 536 537 <a href="/student-loans" class="Header-nav-folder-item" data-test="template-nav">Student Loans</a> 538 539 540 541 542 <a href="/insurance" class="Header-nav-folder-item">GAP, Extended Warranty & Other Insurance</a> 543 544 545 546 </span> 547 </span><span class="Header-nav-item Header-nav-item--folder"> 548 549 <a href="/explore" class="Header-nav-folder-title" data-controller="HeaderNavFolderTouch">Explore</a> 550 551 <span class="Header-nav-folder"> 552 553 554 555 <a href="/who-we-are-1" class="Header-nav-folder-item">About Us</a> 556 557 558 559 560 561 <a href="https://www.culiance.com/atmlocator/?charterNum=16946" target="_blank" class="Header-nav-folder-item">ATMs</a> 562 563 564 565 566 <a href="/uark-blog" class="Header-nav-folder-item" data-test="template-nav">Blog</a> 567 568 569 570 571 <a href="/calculators" class="Header-nav-folder-item">Calculators</a> 572 573 574 575 576 <a href="/community" class="Header-nav-folder-item" data-test="template-nav">Community</a> 577 578 579 580 <a href="/digital-services" class="Header-nav-folder-item" data-test="template-nav">Digital Services</a> 581 582 583 584 <a href="/financial-counseling" class="Header-nav-folder-item" data-test="template-nav">Financial Counseling</a> 585 586 587 588 589 <a href="https://images.printable.com/nonimpositions/22712/501363/22712_501363_ik2p0nao_press.html" target="_blank" class="Header-nav-folder-item">Financial Literacy</a> 590 591 592 593 594 595 <a href="/forms-applications" class="Header-nav-folder-item">Forms & Disclosures</a> 596 597 598 599 600 <a href="/fraud-alerts" class="Header-nav-folder-item" data-test="template-nav">Fraud Alerts & Awareness</a> 601 602 603 604 <a href="/genz" class="Header-nav-folder-item" data-test="template-nav">Money Basics for Gen Z</a> 605 606 607 608 <a href="/latest-news" class="Header-nav-folder-item" data-test="template-nav">Newsletters</a> 609 610 611 612 <a href="/other-services1" class="Header-nav-folder-item" data-test="template-nav">Other Services</a> 613 614 615 616 <a href="/rates" class="Header-nav-folder-item" data-test="template-nav">Rates</a> 617 618 619 620 <a href="/repossessions-foreclosures" class="Header-nav-folder-item" data-test="template-nav">Repossessions & Foreclosures</a> 621 622 623 624 <a href="/trust-and-will" class="Header-nav-folder-item" data-test="template-nav">Trust & Will</a> 625 626 627 </span> 628 </span><span class="Header-nav-item Header-nav-item--folder"> 629 630 <a href="/specials-1" class="Header-nav-folder-title" data-controller="HeaderNavFolderTouch">Specials</a> 631
632 <span class="Header-nav-folder"> 633 634 635 636 <a href="https://www.uarkfcu.com/specials#loans" class="Header-nav-folder-item">Loans</a> 637 638 639 640 641 642 <a href="https://www.uarkfcu.com/specials#savings" class="Header-nav-folder-item">Savings</a> 643 644 645 646 </span> 647 </span><a href="https://282974750.revation.com/widget/?rev-brand=282974750&rev-dst-pid=questions%40uarkfcu.com&rev-group=282974750" class="Header-nav-item">Chat With Us</a> 648 </div> 649 650 </nav> 651 </div> 652 <div data-nc-container="bottom-center"> 653 654 <a href="/" class="Header-branding" data-nc-element="branding" data-content-field="site-title"> 655 656 657 <img src="//images.squarespace-cdn.com/content/v1/5b1848203917eee800010858/a559d18b-114b-4c34-91f1-3eb059c82195/Uark+Federal+Credit+Union.jpg?format=1500w" alt="UARK Federal Credit Union" class="Header-branding-logo" /> 658 659 660 </a> 661 662 663 </div> 664 <div data-nc-container="bottom-right"> 665 666 <nav class="Header-nav Header-nav--secondary" data-nc-element="secondary-nav" data-content-field="navigation"> 667 668 </nav> 669 670 </div> 671 </div> 672 </header> 673 674 675 676<div class="login-refresh" id="loginForm" 677data-aos="fade-left" 678data-aos-easing="ease-out" 679data-aos-duration="800"> 680 <div class="refresh-login-form-holder" style="display: flex; justify-content: center; align-items: center;"> 681 <div class="login-form"> 682 <div class="login-head"> 683 <span>Login</span> 684 </div> 685 <form method="post" action="https://online.uarkfcu.com/auth/TetheredSignIn/Index"> 686 <div class="input-wrapper"> 687 <label>Username</label> 688 <input type="text" name="UserName" aria-label="Enter Username" /> 689 </div> 690 <div class="input-wrapper wrapper2"> 691 <label>Password</label> 692 <input type="password" name="Password" aria-label="Enter Password" /> 693 </div> 694 <input class="button" type="submit" name="submit" value="Submit" /> 695 <div style="display: flex; justify-content: space-between; width: 100%;"> 696 <a href="https://online.uarkfcu.com/auth/Enrollment" class="enroll-me">Enroll</a> 697 <a href="https://online.uarkfcu.com/auth/ForgottenPassword?hasSecureNow=True" class="enroll-me">Forgot Password</a> 698 </div> 699 </form> 700 <hr> 701 <div class="refresh-social-media-container"> 702 <a href="https://www.facebook.com/UARKFederalCU" target="_blank" class="social-media-link"> 703 <i class="fa-brands fa-facebook-f"><span class="sr-only">Visit our Facebook page</span></i> 704 </a> 705 <a href="https://twitter.com/UARK_FCU" target="_blank" class="social-media-link"> 706 <i class="fa-brands fa-twitter"><span class="sr-only">Visit our Twitter page</span></i> 707 </a> 708 <a href="https://www.instagram.com/uarkfcu3/" target="_blank" class="social-media-link"> 709 <i class="fa-brands fa-instagram"><span class="sr-only">Visit our Instagram page</span></i> 710 </a> 711 </div> 712 </div> 713 <div class="online-banking-title"> 714 <div class="online-banking-title-inner"> 715 <i class="fa-solid fa-right-to-bracket"></i><span>Online Banking</span> 716 </div> 717 </div> 718 </div> 719</div> 720<div id="sideSecondaryNav"> 721 722 <nav class="Footer-nav" data-content-field="navigation"> 723 724 <div class="Footer-nav-group"> 725 726 <p class="footerNavLink"> 727 <a href="/apply-for-a-loan" class="Footer-nav-item"><div class="loginNavButton"><i class="fa-solid fa-hand-holding-dollar"></i><span class="navItemText">Get a Loan</span></div></a> 728 </p> 729 730 731 <p class="footerNavLink"> 732 <a href="/payment" class="Footer-nav-item"><div class="loginNavButton"><i class="fa-solid fa-file-invoice-dollar"></i><span class="navItemText">Make A Payment</span></div></a> 733 </p> 734 735 736 <p class="footerNavLink"> 737 <a href="/join-us" class="Footer-nav-item"><div class="loginNavButton"><i class="fa-solid fa-file-lines"></i> <span class="navItemText">Join Us</span></div></a> 738 </p> 739 740 741 <p class="footerNavLink"> 742 <a href="/emplyment-opportunities" class="Footer-nav-item"><div class="loginNavButton"><i class="fa-solid fa-user-tie"></i> <span class="navItemText">Careers</span></div></a> 743 </p> 744 745 746 <p class="footerNavLink"> 747 <a href="https://uarkfcu.groovecar.com" class="Footer-nav-item"><div class="loginNavButton"><i class="fa-solid fa-car"></i> <span class="navItemText">Car Shopping</span></div></a> 748 </p> 749 750 </div> 751 752 </nav> 753 754</div> 755 756 757 758 759 <div class="Content-outer"> 760 761 762 763 764 765 766 767 768 769 770 <main class="Main Main--page" > 771 772 <section class="Main-content" data-content-field="main-content" id="main-content">
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Embedded scripts are disabled while you're logged in and editing your site.","enableSafeModeTitle":"Embedded Scripts","exitSafeModeButton":"Exit safe preview","exitSafeModeText":"Please view the page after logging out for accurate rendering.","exitSafeModeTitle":"Safe Preview","globalSafeMode":"Embedded Code: This block contains embedded code that has been disabled.","scriptDisabled":"Script Disabled"}" 907 908 909 910 911> 912 913 <!-- IRA PAGE | UARK FCU --> 914 915<style> 916:root { 917 --primary: #779a0c; 918 --secondary: #bd4701; 919 --light: #f5f7fa; 920 --dark: #1a1a1a; 921 --soft-green: #eef6e3; 922} 923 924.uark-ira-page { 925 font-family: "Segoe UI", Arial, sans-serif; 926 background: var(--light); 927 color: var(--dark); 928 line-height: 1.6; 929} 930 931.uark-ira-hero { 932 background: linear-gradient(135deg, var(--primary), #5f7f09); 933 color: white; 934 text-align: center; 935 padding: 80px 20px; 936} 937 938.uark-ira-hero h1 { 939 font-size: 3em; 940 margin-bottom: 10px; 941} 942 943.uark-ira-hero p { 944 max-width: 780px; 945 margin: auto; 946 font-size: 1.2em; 947} 948 949.uark-section { 950 max-width: 1100px; 951 margin: auto; 952 padding: 60px 20px; 953} 954 955.uark-section h2 { 956 color: var(--primary); 957 margin-bottom: 20px; 958} 959 960.uark-grid { 961 display: grid; 962 grid-template-columns: repeat(auto-fit, minmax(255px, 1fr)); 963 gap: 25px; 964} 965 966.uark-card { 967 background: white; 968 padding: 28px; 969 border-radius: 18px; 970 box-shadow: 0 10px 25px rgba(0,0,0,0.06); 971 border: 1px solid rgba(0,0,0,0.04); 972 position: relative; 973 overflow: hidden; 974} 975 976.uark-card::before { 977 content: ""; 978 position: absolute; 979 top: 0; 980 left: 0; 981 height: 5px; 982 width: 100%; 983 background: linear-gradient(90deg, var(--primary), var(--secondary)); 984} 985 986.uark-card h3 { 987 color: var(--secondary); 988 margin-top: 0; 989} 990 991.uark-list { 992 padding-left: 20px; 993} 994 995.uark-list li { 996 margin-bottom: 10px; 997} 998 999.uark-highlight { 1000 background: linear-gradient(135deg, var(--secondary), #9e3a01); 1001 color: white; 1002 padding: 35px; 1003 border-radius: 18px; 1004 text-align: center; 1005} 1006 1007.uark-highlight h2 { 1008 color: white; 1009} 1010 1011.uark-note { 1012 background: var(--soft-green); 1013 border-left: 6px solid var(--primary); 1014 padding: 24px; 1015 border-radius: 14px; 1016} 1017 1018.uark-btn-row { 1019 display: flex; 1020 flex-wrap: wrap; 1021 gap: 14px; 1022 justify-content: center; 1023 margin-top: 25px; 1024} 1025 1026.uark-btn { 1027 display: inline-block; 1028 width: 235px; 1029 text-align: center; 1030 padding: 14px 22px; 1031 background: var(--secondary); 1032 color: white !important; 1033 text-decoration: none; 1034 border-radius: 30px; 1035 font-weight: bold; 1036 transition: 0.3s ease; 1037} 1038 1039.uark-btn:hover { 1040 background: #9e3a01; 1041 transform: translateY(-3px); 1042} 1043 1044.uark-small { 1045 font-size: 0.85em; 1046 color: #666; 1047} 1048 1049@media(max-width:768px) { 1050 .uark-ira-hero h1 { 1051 font-size: 2.2em; 1052 } 1053 1054 .uark-btn { 1055 width: 100%; 1056 max-width: 310px; 1057 } 1058} 1059</style> 1060 1061<div class="uark-ira-page"> 1062 1063 <div class="uark-ira-hero"> 1064 <h1>IRA Savings</h1> 1065 <p> 1066 Prepare for retirement with Traditional and Roth IRA options designed to help you make the most of your future. 1067 </p> 1068 1069 <div class="uark-btn-row"> 1070 <a href="/contact-us" class="uark-btn">Contact Us</a> 1071 1072 </div> 1073 </div> 1074 1075 <div class="uark-section"> 1076 <h2>
1076Plan for Retirement with Confidence</h2> 1077 <p> 1078 Opening a Traditional or Roth IRA is a great way to prepare for retirement. 1079 Whether you’re just starting your career or plan to retire soon, UARK FCU can help you 1080 make the most of your retirement goals with an IRA option that fits your needs. 1081 </p> 1082 1083 <div class="uark-note"> 1084 <strong>Retirement planning does not have to feel overwhelming.</strong> 1085 We’re here to help you understand your options and choose the account that works for your goals. 1086 </div> 1087 </div> 1088 1089 <div class="uark-section"> 1090 <h2>IRA Options</h2> 1091 1092 <div class="uark-grid"> 1093 <div class="uark-card"> 1094 <h3>Traditional IRA</h3> 1095 <p> 1096 A Traditional IRA is a tax-deferred retirement savings account funded with before-tax earnings. 1097 This may allow you to save money on taxes while funding the account during your working years, 1098 then pay taxes on withdrawals after retirement. 1099 </p> 1100 </div> 1101 1102 <div class="uark-card"> 1103 <h3>Roth IRA</h3> 1104 <p> 1105 A Roth IRA is funded with after-tax earnings. Since taxes have already been paid on the money 1106 used to fund the account, qualified withdrawals after retirement are generally not taxed. 1107 </p> 1108 </div> 1109 </div> 1110 </div> 1111 1112 <div class="uark-section"> 1113 <h2>Traditional vs. Roth IRA</h2> 1114 1115 <div class="uark-grid"> 1116 <div class="uark-card"> 1117 <h3>Traditional IRA</h3> 1118 <ul class="uark-list"> 1119 <li>No income limits to open</li> 1120 <li>No minimum contribution in any year, allowing flexibility</li> 1121 <li>Contributions may be tax-deductible on state and federal income tax<sup>1</sup></li> 1122 <li>Withdrawals can begin at age 59½</li> 1123 <li>Early withdrawals may be subject to penalty<sup>2</sup></li> 1124 <li>Mandatory withdrawals begin at age 73</li> 1125 <li>Earnings accumulate tax-deferred until distribution</li> 1126 <li>Federally insured by NCUA<sup>3</sup></li> 1127 </ul> 1128 </div> 1129 1130 <div class="uark-card"> 1131 <h3>Roth IRA</h3> 1132 <ul class="uark-list"> 1133 <li>Income limits apply to be eligible to open a Roth IRA</li> 1134 <li>Contributions are not tax-deductible</li> 1135 <li>Principal contributions can be withdrawn without penalty<sup>1</sup></li> 1136 <li>Withdrawals on interest can begin at age 59½</li> 1137 <li>Early withdrawals on interest may be subject to penalty<sup>2</sup></li> 1138 <li>No mandatory distribution age</li> 1139 <li>No age limit on making contributions as long as you have earned income</li> 1140 <li>Federally insured by NCUA<sup>3</sup></li> 1141 </ul> 1142 </div> 1143 </div> 1144 </div> 1145 <!-- RATE TABLE --> 1146<div class="section"> 1147 1148 1149 <table class="rate-table"> 1150 <thead> 1151 <tr> 1152 <th>Traditional & ROTH </th> 1153 <th>Dividend Rate</th> 1154 <th>APY*</th> 1155 <th>Minimum Deposit</th> 1156 </tr> 1157 </thead> 1158 <tbody> 1159 <tr><td>Savings</td><td>.25%</td><td>.25%</td><td>$5</td></tr> 1160 </td></tr> 1161 </tbody> 1162 </table> 1163<!-- RATE TABLE --> 1164<div class="section"> 1165 1166 1167 <table class="rate-table"> 1168 <thead> 1169 <tr> 1170 <th>Term</th> 1171 <th>Dividend Rate</th> 1172 <th>APY*</th> 1173 <th>Minimum Deposit</th> 1174 </tr> 1175 </thead> 1176 <tbody> 1177 <tr><td>6 Months</td><td>2.75%</td><td>2.78%</td><td>$500</td></tr> 1178 1179 <tr><td>12 Months</td><td>3.00%</td><td>3.04%</td><td>$500</td></tr> 1180 <tr><td>18 Months</td><td>3.00%</td><td>3.04%</td><td>$500</td></tr> 1181 <tr><td>24 Months</td><td>3.00%</td><td>3.04%</td><td>$500</td></tr> 1182 <tr><td>30 Months</td><td>3.00%</td><td>3.04%</td><td>$500</td></tr> 1183 <tr><td>36 Months</td><td>3.00%</td><td>3.04%</td><td>$500</td></tr> 1184 </tbody> 1185 </table> 1186 <div class="uark-section"> 1187 <div class="uark-highlight"> 1188 <h2>Ready to Start Planning?</h2> 1189 <p>Contact UARK FCU to learn more about Traditional and Roth IRA options.</p> 1190 1191 <div class="uark-btn-row"> 1192 <a href="/contact-us" class="uark-btn">Contact Us</a> 1193 1194 </div> 1195 </div> 1196 </div> 1197 1198 <div class="uark-section uark-small"> 1199 <p> 1200 <sup>1</sup> See your tax advisor for details. 1201 </p> 1202 <p> 1203 <sup>2</sup> Certain exclusions may apply, such as health care, purchasing a home, etc. 1204 Consult your tax advisor for details. 1205 </p> 1206 <p> 1207 <sup>3</sup> Your savings are federally insured to at least $250,000 and backed by the full faith 1208 and credit of the United States Government by the National Credit Union Administration (NCUA), 1209 an agency of the federal government. 1210 <div> Rates effective February 19, 2026. Current as of August 18, 2026. 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1556<div class="row sqs-row"><div class="col sqs-col-12 span-12"><div class="sqs-block html-block sqs-block-html" data-block-type="2" data-border-radii="{"topLeft":{"unit":"px","value":0.0},"topRight":{"unit":"px","value":0.0},"bottomLeft":{"unit":"px","value":0.0},"bottomRight":{"unit":"px","value":0.0}}" data-sqsp-block="text" id="block-1b1e286c62c08af6080d"><div class="sqs-block-content"> 1557 1558<div class="sqs-html-content" data-sqsp-text-block-content> 1559 <p class="" style="white-space:pre-wrap;"><a href="https://uarkfcu.originate.fiservapps.com/Rpc0wmKhO-070tq" target="_blank">Get a Loan</a></p><p class="" style="white-space:pre-wrap;"><a href="/payment">Make a Payment</a></p><p class="" style="white-space:pre-wrap;"><a href="/contact-us">Find Us</a></p><p class="" style="white-space:pre-wrap;"><a href="/emplyment-opportunities">Careers</a></p><p class="" style="white-space:pre-wrap;"><a href="/forms-applications">Forms</a></p> 1560</div> 1561 1562 1563 1564 1565 1566 1567 1568 1569 1570 1571 1572 1573 1574 1575 1576 1577 1578 1579 1580 1581 1582 1583 1584 1585 1586</div></div></div></div></div> 1587 </div> 1588 </div> 1589 1590 </div> 1591 <div class="insideFooter footerBottom"> 1592 <div class="footerRow rowTwo"> 1593 <div class="footerCol medCol colOne"> 1594 1595 <nav class="Footer-nav" data-content-field="navigation"> 1596 1597 <div class="Footer-nav-group"> 1598 1599 <p class="footerNavLink"> 1600 <a href="http://www.consumer.ftc.gov/articles/0031-protecting-your-childs-privacy-online" target="_blank" class="Footer-nav-item">COPPA Disclosure</a> 1601 </p> 1602 1603 <p class="footerNavLink"> 1604 <a href="/site-map" class="Footer-nav-item">Site Map</a> 1605 </p> 1606 1607 1608 1609 <p class="footerNavLink"> 1610 <a href="/forms-applications" class="Footer-nav-item">Forms & Disclosures</a> 1611 </p> 1612 1613 1614 <p class="footerNavLink"> 1615 <a href="/s/priv-statement.pdf" target="_blank" class="Footer-nav-item">Privacy Policy</a> 1616 </p> 1617 1618 1619 <p class="footerNavLink"> 1620 <a href="/s/uark_accessibilitystatement.pdf" target="_blank" class="Footer-nav-item">Accessibility Statement</a> 1621 </p> 1622 1623 </div> 1624 1625 </nav> 1626 1627 1628 <p class="footerP" style="white-space:pre-wrap;">*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan.<br>**APY = Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed.<br>We provide links to third party partners, independent from UARK Federal Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of UARK Federal Credit Union.</p> 1629 1630 </div> 1631 <div class="footerCol smallCol colTwo"> 1632 <div class="footerIcons"> 1633 <div class="footerIcon footerIcon1"> 1634 <a class="lift" href="https://www.ncua.gov" target="_blank"> 1635 <img src="https://static1.squarespace.com/static/ta/5b1848203917eee800010858/463/assets/ncuaWhite.svg" alt="Federally insured by NCUA"> 1636 </a> 1637 </div> 1638 <div class="footerIcon footerIcon2"> 1639 <a class="lift" href="http://hud.gov/" target="_blank"> 1640 <img src="https://static1.squarespace.com/static/ta/5b1848203917eee800010858/463/assets/ehlWhite.svg" alt="Equal Housing Lender"> 1641 </a> 1642 </div> 1643 <a class = "oc-sigLink" target="_blank" href="https://www.omnicommander.com/"> 1644 <div class = "flexSig"> 1645 <div class = "power"> 1646 <p class = "oc-sig-header">Powered By: </p> 1647 </div> 1648 <div class = "ocLink"> 1649 <strong>OMNICOMM</strong> 1650 </div> 1651 <div class = "theStar"> 1652 <svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" version="1.1" id="Capa_1" x="0px" y="0px" viewB
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