1 2 3 4 5 6 7<!DOCTYPE html> 8 9<html> 10 11<head id="head"> 12 <meta name="viewport" content="width=device-width, initial-scale=1" /> 13 <meta charset="UTF-8" /> 14 <meta content="Buying your first home can be overwhelming. But when you have the right resources professionals by your side, buying a home is a milestone to celebrate rather than a hassle. Follow this guide to get started on the path to homeownership." name="description" /> 15 <meta content="lancaster pa, york pa, harrisburg pa, carlisle pa, central pa, south central pa, dauphin county pa, york county pa, lancaster county pa, cumberland county pa, lancaster city, west chester pa, lebanon pa, hershey pa, mechanicsburg pa, camp hill pa, manheim pa, ephrata pa, lititz pa, downtown harrisburg, york city, susquehanna valley, carlisle pa, central pa, south central pa, dauphin county pa, york county pa, lancaster county pa, cumberland county pa, lancaster city, york city, downtown harrisburg, west chester pa, lebanon pa, hershey pa, mechanicsburg pa, camp hill pa, manheim pa, ephrata pa, lititz pa, susquehanna valley, west end lancaster, school lane hills, chestnut hill, downtown lancaster, musser park, east side lancaster, north york, east york, grantley, new freedom, stonybrook, spry, springettsbury, manheim township, red lion, dallastown, shrewsbury, hanover, new cumberland, enola, boiling springs, le moyne, mechanicsburg, downtown harrisburg, midtown harrisburg, uptown harrisburg, allison hill, shipoke, olde uptown, mortgage loan, home loan, refinance mortgage, mortgage rates, mortgage calculator, FHA loans, VA loans, first-time home buyer, jumbo loan, mortgage pre-approval, mortgage lender near me, commercial mortgage, mortgage broker, conventional loan, 30-year fixed mortgage, 15-year fixed mortgage, current mortgage rates, how much house can I afford, mortgage interest rates, local mortgage lender, best mortgage rates, mortgage pre-qualification, home equity loan, cash-out refinance, second mortgage, USDA loan, physician loan, mortgage for self-employed, low-down-payment mortgage, bad credit mortgage, mortgage closing costs, mortgage application process, what is a fixed-rate mortgage, adjustable-rate mortgage (ARM), low-down-payment mortgage, VA loan eligibility, FHA loan requirements, USDA loan qualifying, jumbo loan limits, physician loan program, conventional loan vs FHA, how to get a mortgage with bad credit, mortgage for self-employed, second home financing, cash-out refinance eligibility, refinance with a high debt-to-income ratio, how to get pre-approved for a mortgage, mortgage closing costs explained, what is a fixed-rate mortgage, how much is a down payment on a house, steps to buying a home, mortgage application checklist, documents needed for a mortgage, mortgage refinance calculator, home affordability calculator, debt-to-income ratio calculator, closing costs calculator, mortgage payment calculator, Alabama, Colorado, Delaware, Florida, Georgia, Kentucky, Maryland, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington D.C., West Virginia, black homeownership programs, mortgage for black families, black first-time home buyer assistance, black mortgage broker, loans for black entrepreneurs, low-down-payment mortgages for black home buyers, down payment assistance for black home buyers, black veterans mortgage, hipotecas para hispanos, préstamos hipotecarios para latinos, hispanic home loan programs, first-time home buyer assistance for latinos, down payment assistance for hispanics, mortgage broker bilingüe, mortgage for immigrant home buyers, dream home loans for latinos, asian home buyer programs, mortgage loans for asian americans, first-time home buyer assistance for asian community, mortgage for vietnamese buyers, asian american mortgage broker, mortgage for multi-generational homes, minority home buying programs, home loan options for minorities, down payment assistance for diverse buyers, mortgage for people of color, diverse real estate agent, homeownership for underserved communities" name="keywords" /> 16 <title>HomeSale Mortgage | Local Mortgage Lending for Your Home Loan Needs</title> 17 18 <link rel="icon" href="https://homesalemortgage.com/getattachment/327f6c3c-bdff-4cdf-be7c-02fd97ed0762/HSM_Favicon.png"> 19 20 <!-- JQUERY, added in header so available anywhere --> 21
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80<!-- End Google Tag Manager (noscript) --> 81 82 83<body> 84 <noscript>Javascript must be enabled for the correct page display</noscript> 85 <div id="wrapper" class="container-fluid"> 86 87 <div class="d-none d-lg-flex"> 88 89 90<div class="row top-banner fixed-top px-lg-4 px-xl-5 align-items-center text-gray" 91 style="background-color: #E4E2E4"> 92 <div class="col-8 d-flex align-items-center"> 93 <i class="fas fa-chart-line pr-2"></i> 94 <span class="banner-text font-weight-bold"> 95 <a href="/blog/news-events/more-homebuying-power-today/">New loan updates could boost your buying power. Click here to learn more.</a> 96 </span> 97 </div> 98 <div class="col-4 d-flex justify-content-end"> 99 <i id="search-btn" class="fas fa-search"></i> 100 </div> 101</div> 102<div id="search-overlay" style="display:none"> 103 <div class="row top-banner fixed-top px-lg-4 px-xl-5 justify-content-center align-items-center text-gray" style="background-color: #E4E2E4"> 104 <div class="col-4 d-flex justify-content-center align-items-center"> 105 <i id="search-opened_icon" class="fas fa-search brand-text-primary mr-2"></i> 106 <form method="get" class="searchBox w-100" action="/search"> 107 <input class="form-control" name="searchtext" type="text" placeholder="Search" autocomplete="off" /> 108 <input type="submit" value="" class="d-none" id="top-banner-search" /> 109 </form> 110 <button type="button" class="close ml-2" aria-label="Close"> 111 <span aria-hidden="true"><i id="close-btn" class="fa fa-times fa-2x"></i></span> 112 </button> 113 </div> 114 </div> 115 <div class="row fixed-top mt-5 justify-content-center h-100 text-gray" style="z-index:99999999;"> 116 <div class="col-4 shadow-sm bg-white p-4" style="z-index:9999999999; height:235px;"> 117 <h6 class="mb-3"> 118 <span class="fa-stack"> 119 <i class="fas fa-certificate fa-stack-2x"></i> 120 <i class="fas fa-check fa-stack-1x fa-inverse"></i> 121 </span> Popular Searches 122 </h6> 123 <ul> 124 <li><a href="/search?searchtext=refinance">refinance</a></li> 125 <li><a href="/search?searchtext=renovation+loans">renovation loans</a></li> 126 <li><a href="/search?searchtext=jumbo">jumbo</a></li> 127 <li><a href="/search?searchtext=conventional+loans">conventional loans</a></li> 128 <li><a href="/search?searchtext=loan+officer">loan officer</a></li> 129 </ul> 130 </div> 131 </div> 132</div> 133 134<style> 135 .fa-search:hover { 136 cursor: pointer; 137 } 138</style> 139
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152 153 154 </div> 155 <header id="header" class="row align-items-center px-lg-3 px-xl-5 py-lg-2 no-gutters bg-white fixed-top border-bottom border-lighter-gray"> 156 157 158 159<div class="col-12 d-lg-none d-flex"> 160 <!-- Apply Now button MOBILE --> 161 <a id="ApplyTopnav" class="apply-now-button mobile py-2 brand-border-radius text-uppercase font-size-14 font-weight-bold d-flex justify-content-center align-items-center w-50 brand-bg-quaternary border brand-border-quaternary brand-text-primary text-decoration-none" 162 href="https://myloan.homesalemortgage.com/homehub/signup/[email protected]" target="_blank">Apply Now</a> 163 <a id="SignInTopnav" class="signin-now-button mobile py-2 brand-border-radius text-uppercase font-size-14 font-weight-bold d-flex justify-content-center align-items-center w-50 border brand-border-quaternary brand-text-primary text-decoration-none" 164 href="https://myloan.homesalemortgage.com/homehub/login/[email protected]" target="_blank">Sign In</a> 165</div> 166<div class="logo col-6 col-lg-2 mx-0 pl-3 pl-lg-0 py-2 py-lg-0 d-flex align-items-center"> 167 <a href="/"> 168 169 <img src="https://homesalemortgage.com/getattachment/f79ab5fa-73b7-43db-9233-3ed569a508a3/HSM_Web_Logo.png" alt="HomeSale Mortgage, LLC" /> 170 171 </a> 172</div> 173<div class="col-lg-8 col-6 py-2 py-lg-0"> 174 <nav id="nav" class="navbar navbar-light navbar-expand-lg navbar-toggler"> 175 <button class="navbar-toggler border-0 ml-auto" type="button" data-toggle="offcanvas" data-target="#navbarSupportedContent" aria-controls="navbarSupportedContent" aria-expanded="false" aria-label="Toggle navigation"> 176 <span class="navbar-toggler-icon"></span> 177 </button> 178 <div class="collapse navbar-collapse offcanvas-collapse px-0 px-lg-2 bg-white" id="navbarSupportedContent"> 179 <ul class="navbar-nav w-100"> 180 <li class="nav-item d-lg-none"> 181 <span class="d-flex align-items-center position-absolute pl-3" style="height: 40px"> 182 <i class="fas fa-search mobile-search-icon brand-text-primary"></i> 183 </span> 184 <form method="get" class="searchBox w-100" action="/search"> 185 <input class="form-control border-0 py-2 pl-5 pr-3" name="searchtext" type="text" method="get" placeholder="Search" aria-label="Search" autocomplete="off"> 186 <input type="submit" value="" class="d-none" /> 187 </form> 188 </li> 189 <li class="nav-item dropdown font-weight-bold d-lg-flex flex-nowrap"> 190 <a class="nav-link py-3 py-lg-2 px-3 pl-lg-2 pr-lg-0 d-inline-flex flex-grow-1 justify-content-between brand-text-primary" href="#"> 191 Find a Professional 192 </a> 193 <button class="dropdown-toggle d-inline-flex align-items-center justify-content-end border-0 bg-transparent px-3 py-3 pr-lg-0 pl-lg-1 py-lg-0" data-toggle="dropdown" aria-expanded="false"></button> 194 <div class="dropdown-menu border-top-0 brand-border-radius py-0"> 195 <a class="dropdown-item font-weight-bold px-3 py-3" href="/officers/" 196 target="_self"> 197 <i class="fas fa-users menu-icon d-none d-lg-inline-block"> 198 <span class="hidden">Loan Officers</span> 199 </i> 200 <span class="pl-3">Loan Officers</span> 201 </a> 202 <a class="dropdown-item font-weight-bold px-3 py-3" href="/branches/" 203 target="_self"> 204 <i class="fas fa-map-marked-alt menu-icon d-none d-lg-inline-block">
205 <span class="hidden">Locations</span> 206 </i> 207 <span class="pl-3">Locations</span> 208 </a> 209 <a class="dropdown-item font-weight-bold px-3 py-3" href="https://myloan.homesalemortgage.com/homehub/signup/[email protected]" 210 target="_blank"> 211 <i class="fas fa-edit menu-icon d-none d-lg-inline-block"> 212 <span class="hidden">Apply Now</span> 213 </i> 214 <span class="pl-3">Apply Now</span> 215 </a> 216 </div> 217 </li> 218 <li class="nav-item dropdown font-weight-bold d-lg-flex flex-nowrap"> 219 <a class="nav-link py-3 py-lg-2 px-3 pl-lg-2 pr-lg-0 d-inline-flex flex-grow-1 justify-content-between brand-text-primary" href="/loan-products/"> 220 Loan Products 221 </a> 222 <button class="dropdown-toggle d-inline-flex align-items-center justify-content-end border-0 bg-transparent px-3 py-3 pr-lg-0 pl-lg-1 py-lg-0" data-toggle="dropdown" aria-expanded="false"></button> 223 <div class="dropdown-menu border-top-0 brand-border-radius py-0"> 224 <a class="dropdown-item font-weight-bold px-3 py-3" href="/loan-products/build/" 225 target="_self"> 226 <i class="fas fa-tools menu-icon d-none d-lg-inline-block"> 227 <span class="hidden">Build</span> 228 </i> 229 <span class="pl-3">Build</span> 230 </a> 231 <a class="dropdown-item font-weight-bold px-3 py-3" href="/loan-products/purchase/" 232 target="_self"> 233 <i class="fas fa-key menu-icon d-none d-lg-inline-block"> 234 <span class="hidden">Purchase</span> 235 </i> 236 <span class="pl-3">Purchase</span> 237 </a> 238 <a class="dropdown-item font-weight-bold px-3 py-3" href="/loan-products/refinance/" 239 target="_self"> 240 <i class="fas fa-house-user menu-icon d-none d-lg-inline-block"> 241 <span class="hidden">Refinance</span> 242 </i> 243 <span class="pl-3">Refinance</span> 244 </a> 245 </div> 246 </li> 247 <li class="nav-item dropdown font-weight-bold d-lg-flex flex-nowrap"> 248 <a class="nav-link py-3 py-lg-2 px-3 pl-lg-2 pr-lg-0 d-inline-flex flex-grow-1 justify-content-between brand-text-primary" href="#"> 249 Resources 250 </a> 251 <button class="dropdown-toggle d-inline-flex align-items-center justify-content-end border-0 bg-transparent px-3 py-3 pr-lg-0 pl-lg-1 py-lg-0" data-toggle="dropdown" aria-expanded="false"></button> 252 <div class="dropdown-menu border-top-0 brand-border-radius py-0"> 253 <a class="dropdown-item font-weight-bold px-3 py-3" href="/calculators/" 254 target="_self"> 255 <i class="fas fa-calculator menu-icon d-none d-lg-inline-block">
256 <span class="hidden">Mortgage Calculators</span> 257 </i> 258 <span class="pl-3">Mortgage Calculators</span> 259 </a> 260 <a class="dropdown-item font-weight-bold px-3 py-3" href="/resources/" 261 target="_self"> 262 <i class="fas fa-book menu-icon d-none d-lg-inline-block"> 263 <span class="hidden">Mortgage Resources</span> 264 </i> 265 <span class="pl-3">Mortgage Resources</span> 266 </a> 267 <a class="dropdown-item font-weight-bold px-3 py-3" href="https://simplenexus.com/borrower/go_mobile/[email protected]" 268 target="_blank"> 269 <i class="fas fa-mobile-alt menu-icon d-none d-lg-inline-block"> 270 <span class="hidden">Download Our Mortgage App</span> 271 </i> 272 <span class="pl-3">Download Our Mortgage App</span> 273 </a> 274 </div> 275 </li> 276 <li class="nav-item dropdown font-weight-bold d-lg-flex flex-nowrap"> 277 <a class="nav-link py-3 py-lg-2 px-3 pl-lg-2 pr-lg-0 d-inline-flex flex-grow-1 justify-content-between brand-text-primary" href="#"> 278 About Us 279 </a> 280 <button class="dropdown-toggle d-inline-flex align-items-center justify-content-end border-0 bg-transparent px-3 py-3 pr-lg-0 pl-lg-1 py-lg-0" data-toggle="dropdown" aria-expanded="false"></button> 281 <div class="dropdown-menu border-top-0 brand-border-radius py-0"> 282 <a class="dropdown-item font-weight-bold px-3 py-3" href="/aboutus/about-homesale/" 283 target="_self"> 284 <i class="fas fa-home menu-icon d-none d-lg-inline-block"> 285 <span class="hidden">About HomeSale Mortgage, LLC</span> 286 </i> 287 <span class="pl-3">About HomeSale Mortgage, LLC</span> 288 </a> 289 <a class="dropdown-item font-weight-bold px-3 py-3" href="/aboutus/opportunitiesattowne/" 290 target="_self"> 291 <i class="far fa-user-circle menu-icon d-none d-lg-inline-block"> 292 <span class="hidden">Career Opportunities</span> 293 </i> 294 <span class="pl-3">Career Opportunities</span> 295 </a> 296 <a class="dropdown-item font-weight-bold px-3 py-3" href="/aboutus/our-leadership/" 297 target="_self"> 298 <i class="fas fa-star menu-icon d-none d-lg-inline-block"> 299 <span class="hidden">Our Leadership</span> 300 </i> 301 <span class="pl-3">Our Leadership</span> 302 </a> 303 </div> 304 </li> 305 <li class="nav-item font-weight-bold"> 306 <a class="py-3 py-lg-2 px-3 px-lg-2 d-block brand-text-primary" href="/blog/">Blog</a> 307 </li> 308 <li class="nav-item font-weight-bold"> 309 <a class="py-3 py-lg-2 px-3 px-lg-2 d-block brand-text-primary" href="/partners/">Partners</a> 310 </li> 311 <li class="nav-item font-weight-bold"> 312 <a class="py-3 py-lg-2 px-3 px-lg-2 d-block brand-text-primary" href="/contact/">Contact</a> 313 </li> 314 </ul> 315 316 <ul class="header-socials list-group list-unstyled d-flex flex-row justify-content-center flex-wrap py-3 d-lg-none"> 317 <li class="list-group-item py-0 px-3 border-0"> 318 319 <a href="https://www.facebook.com/homesalemortgage" target="_blank"> 320 <i class="fab fa-facebook-square brand-text-primary">
321 <span class="hidden">facebook</span> 322 </i> 323 </a> 324 325 </li> 326 <li class="list-group-item py-0 px-3 border-0"> 327 328 <a href="https://www.linkedin.com/company/homesale-mortgage-llc" target="_blank"><i class="fab fa-linkedin brand-text-primary"><span class="hidden">linkedin</span></i></a> 329 330 </li> 331 <li class="list-group-item py-0 px-3 border-0"> 332 333 <a href="https://www.instagram.com/homesalemtg/" target="_blank"><i class="fab fa-instagram-square brand-text-primary"><span class="hidden">instagram</span></i></a> 334 335 </li> 336 <li class="list-group-item py-0 px-3 border-0"> 337 338 <a href="https://www.tiktok.com/@townebankmtg?lang=en" target="_blank"><i class="fab fa-tiktok brand-text-primary"><span class="hidden">tiktok</span></i></a> 339 340 </li> 341 </ul> 342 </div> 343 </nav> 344</div> 345<div class="d-none d-lg-flex col-lg-2 align-items-center text-center"> 346 <!-- Apply Now button DESKTOP --> 347 <a id="ApplyTopnav" class="apply-now-button py-2 px-2 w-50 text-uppercase font-size-14 font-weight-bold brand-bg-quaternary border brand-border-quaternary brand-text-primary text-decoration-none" 348 href="https://myloan.homesalemortgage.com/homehub/signup/[email protected]" target="_blank">Apply Now</a> 349 <a id="SignInTopnav" class="signin-now-button py-2 px-2 ml-2 w-50 text-uppercase font-size-14 font-weight-bold border text-decoration-none" 350 href="https://myloan.homesalemortgage.com/homehub/login/[email protected]" target="_blank">Sign In</a> 351</div> 352 353<style> 354 .signin-now-button { 355 background-color: white !important; 356 border: 1px solid var(--brand-primary) !important; 357 /* padding: 14px 18px;*/ 358 color: var(--brand-primary) !important; 359 /*width: calc(50% - 10px);*/ /* Adjust width to ensure space between buttons */ 360 text-align: center; 361 } 362 .signin-now-button:hover { 363 background-color: #E4E2E4 !important; 364 border: 1px solid var(--brand-primary) !important; 365 color: var(--brand-primary) !important; 366 } 367 #header .signin-now-button.mobile { 368 height: 2.8125rem; 369 background-color: #E4E2E4 !important; 370 border: 1px solid #E4E2E4 !important; 371 } 372 #header .signin-now-button.mobile:hover { 373 background-color: var(--brand-primary) !important; 374 border: 1px solid #E4E2E4 !important; 375 color: white !important; 376 } 377</style> 378
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391 392 </header> 393 394 <div class="mobile-overlay"></div> 395 <main id="main" role="main" class="d-flex mx-n3 flex-column"> 396 397 398<link rel="stylesheet" href="/Content/Css/loan-products.css" /> 399 400<div class="container mt-5"> 401 <div class="row"> 402 <div class="col-12 text-center"> 403 <h1 class="main-title brand-text-primary py-2 font-weight-light">Loan Products</h1> 404 <p class="sub-title font-size-14">Let's start together</p> 405 <div class="row"> 406 <div class="col-12"> 407 <ul class="list-group list-unstyled flex-md-row flex-grow-1 justify-content-center px-3 px-md-5 px-lg-0"> 408<li class="list-group-item border-0 text-uppercase my-2 p-0 m-md-0 px-md-4 py-md-3"> 409 <!-- Desktop --> 410 <a class="section-links d-none d-md-inline brand-text-primary text-decoration-none font-weight-light" 411 href="/loan-products/build/" id="build-tab">Build</a> 412 <!-- Mobile --> 413 <a class="section-links d-inline d-md-none brand-text-primary text-decoration-none font-weight-light border brand-border-primary brand-border-radius d-flex justify-content-center py-3" 414 href="/loan-products/build/" id="build-tab">Build</a> 415 </li> 416<li class="list-group-item border-0 text-uppercase my-2 p-0 m-md-0 px-md-4 py-md-3"> 417 <!-- Desktop --> 418 <a class="section-links d-none d-md-inline brand-text-primary text-decoration-none font-weight-light" 419 href="/loan-products/purchase/" id="purchase-tab">Purchase</a> 420 <!-- Mobile --> 421 <a class="section-links d-inline d-md-none brand-text-primary text-decoration-none font-weight-light border brand-border-primary brand-border-radius d-flex justify-content-center py-3" 422 href="/loan-products/purchase/" id="purchase-tab">Purchase</a> 423 </li> 424<li class="list-group-item border-0 text-uppercase my-2 p-0 m-md-0 px-md-4 py-md-3"> 425 <!-- Desktop --> 426 <a class="section-links d-none d-md-inline brand-text-primary text-decoration-none font-weight-light" 427 href="/loan-products/refinance/" id="refinance-tab">Refinance</a> 428 <!-- Mobile --> 429 <a class="section-links d-inline d-md-none brand-text-primary text-decoration-none font-weight-light border brand-border-primary brand-border-radius d-flex justify-content-center py-3" 430 href="/loan-products/refinance/" id="refinance-tab">Refinance</a> 431 </li> 432 </ul> 433 </div> 434 </div> 435 </div> 436 </div> 437 <hr class="d-none d-md-block" /> 438 <div class="section-preview my-5 row flex-md-row-reverse"> 439 <div class="preview-image-container col-12 col-md-6"> 440 <img src="https://homesalemortgage.com/getattachment/7f026fc0-fd31-4452-b074-8550aa19dbe3/Build.png" class="w-100" /> 441 </div> 442 <div class="section-text-container text-center text-md-left px-3 col-12 col-md-6"> 443 <h2 class="brand-text-primary font-weight-light pt-4 pt-md-0 pt-lg-4 pb-2">Build</h2> 444 <h5 class="section-subtitle text-capitalize pb-2">Your forever home starts now</h5> 445 <div class="font-size-14 text-gray pb-3"><p>With a wide variety of construction and renovation products, our goal is to help streamline the building process, leaving you comfortable and confident throughout your entire journey.</p> 446</div> 447 <div class="d-flex text-center text-uppercase justify-content-center justify-content-md-start"> 448 <a href="/loan-products/build/" class="button-blue brand-text-primary text-decoration-none"> 449 Learn more 450 </a> 451 </div> 452 </div> 453 </div> 454 <hr class="d-none d-md-block" /> 455 <div class="section-preview my-5 row "> 456 <div class="preview-image-container col-12 col-md-6"> 457 <img src="https://homesalemortgage.com/getattachment/bc4f5cb9-89f5-494d-976f-4204f92544bd/Purchase-(1).png" class="w-100" /> 458 </div> 459 <div class="section-text-container text-center text-md-left px-3 col-12 col-md-6"> 460 <h2 class="brand-text-primary font-weight-light pt-4 pt-md-0 pt-lg-4 pb-2">Purchase</h2> 461 <h5 class="section-subtitle text-capitalize pb-2"></h5> 462 <div class="font-size-14 text-gray pb-3">As your local mortgage professionals, we're here to provide you with a simple, stress-free mortgage experience. Whether you're buying your very first home, purchasing a second home, or adding to your investment portfolio, allow us to show you the HomeSale Mortgage, LLC difference.</div> 463 <div class="d-flex text-center text-uppercase justify-content-center justify-content-md-start"> 464 <a href="/loan-products/purchase/" class="button-blue brand-text-primary text-decoration-none"> 465 Learn more 466 </a> 467 </div> 468 </div> 469 </div> 470 <hr class="d-none d-md-block" /> 471 <div class="section-preview my-5 row flex-md-row-reverse"> 472 <div class="preview-image-container col-12 col-md-6"> 473 <img src="https://homesalemortgage.com/getattachment/4aee9c6f-0f73-452a-ac90-4f9bca14ddc8/Refinance-(1).png" class="w-100" /> 474 </div> 475 <div class="section-text-container text-center text-md-left px-3 col-12 col-md-6"> 476 <h2 class="brand-text-primary font-weight-light pt-4 pt-md-0 pt-lg-4 pb-2">
476Refinance</h2> 477 <h5 class="section-subtitle text-capitalize pb-2"></h5> 478 <div class="font-size-14 text-gray pb-3">Refinancing can help you achieve many of life's goals. Whether you are refinancing to lower your monthly payments, pay your loan off faster, or put your home's equity to good use, let us help you accomplish your dreams.</div> 479 <div class="d-flex text-center text-uppercase justify-content-center justify-content-md-start"> 480 <a href="/loan-products/refinance/" class="button-blue brand-text-primary text-decoration-none"> 481 Learn more 482 </a> 483 </div> 484 </div> 485 </div> 486</div> 487 488 </main> 489 <footer id="footer" class="row px-lg-5 px-3 py-5"> 490 <div class="container-fluid"> 491 <div class="row flex-column flex-lg-row"> 492 <div class="footer-logo col-lg-5 col-12 col-sm-6 offset-sm-3 m-lg-0 mx-auto mt-0 mb-4"> 493 <a href="/"> 494 495 <img src="https://homesalemortgage.com/getattachment/29d884ac-e6ef-48ba-8568-895ba4ea1d61/HSM_Web_Footer_Logo.png" alt="HomeSale Mortgage, LLC" class="footer-logo d-block mx-auto"> 496 497 </a> 498 <ul class="list-group list-unstyled d-flex flex-row justify-content-center mt-4"> 499 <li class="list-group-item py-0 px-3 border-0"> 500 501 <a href="https://www.facebook.com/homesalemortgage" target="_blank"> 502 <i class="fab fa-facebook-square brand-text-primary"> 503 <span class="hidden">facebook</span> 504 </i> 505 </a> 506 507 </li> 508 <li class="list-group-item py-0 px-3 border-0"> 509 510 <a href="https://www.linkedin.com/company/homesale-mortgage-llc" target="_blank"><i class="fab fa-linkedin brand-text-primary"><span class="hidden">linkedin</span></i></a> 511 512 </li> 513 <li class="list-group-item py-0 px-3 border-0"> 514 515 <a href="https://www.instagram.com/homesalemtg/" target="_blank"><i class="fab fa-instagram-square brand-text-primary"><span class="hidden">instagram</span></i></a> 516 517 </li> 518 <li class="list-group-item py-0 px-3 border-0"> 519 520 <a href="https://www.tiktok.com/@townebankmtg?lang=en" target="_blank"><i class="fab fa-tiktok brand-text-primary"><span class="hidden">tiktok</span></i></a> 521 522 </li> 523 </ul> 524 </div> 525 <div class="footer-mission-statement font-size-14 col-lg-7 col-12 mb-4 mb-md-0 pb-lg-3 pl-lg-5"> 526
527HomeSale Mortgage is your hometown mortgage company. As a subsidiary of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. 528 <nav class="pt-3 text-center"> 529 <ul class="list-group list-unstyled flex-lg-row m-0 p-0"> 530 <li class="list-group-item border-0 py-1 px-0 py-lg-0 pr-lg-3"><a href="/aboutus/website-accessibility">Website Accessibility</a></li> 531 <li class="list-group-item border-0 py-1 px-0 py-lg-0 px-lg-3"><a href="/aboutus/privacy-policy">Privacy & Security</a></li> 532 <li class="list-group-item border-0 py-1 px-0 py-lg-0 px-lg-3">NMLS # 5331054689</li> 534 </ul> 535 </nav> 536 </div> 537 </div> 538 <div class="row row-cols-1 row-cols-md-5 footer-navigation my-2 my-md-5"> 539 540 541 542 <div class="col"> 543 <ul class="list-group mb-4 mb-md-0 text-center text-md-left"> 544 <li class="list-group-item border-0">HOME PURCHASE</li> 545 <li class="list-group-item border-0 font-size-14"> 546 <a href="/purchase-a-new-home/"> 547 Purchase A New Home 548 </a> 549 </li> 550 <li class="list-group-item border-0 font-size-14"> 551 <a href="/mortgage-prequalification/"> 552 Mortgage Pre-Qualification 553 </a> 554 </li> 555 <li class="list-group-item border-0 font-size-14"> 556 <a href="/home-buying-process/"> 557 Home Buying Process 558 </a> 559 </li> 560 <li class="list-group-item border-0 font-size-14"> 561 <a href="/first-time-home-buyer/"> 562 First-Time Home Buyer 563 </a> 564 </li> 565 </ul> 566 </div> 567 <div class="col"> 568 <ul class="list-group mb-4 mb-md-0 text-center text-md-left"> 569 <li class="list-group-item border-0">HOME REFINANCE</li> 570 <li class="list-group-item border-0 font-size-14"> 571 <a href="/home-refinancing/"> 572 Home Refinancing 573 </a> 574 </li> 575 <li class="list-group-item border-0 font-size-14"> 576 <a href="/cash-out-refinance/"> 577 Cash-Out Refinance 578 </a> 579 </li> 580 <li class="list-group-item border-0 font-size-14"> 581 <a href="/reasons-to-refinance/"> 582 Reasons To Refinance 583 </a> 584 </li> 585 <li class="list-group-item border-0 font-size-14"> 586 <a href="/refinance-process/"> 587 Refinance Process 588 </a> 589 </li> 590 </ul> 591 </div> 592 <div class="col"> 593 <ul class="list-group mb-4 mb-md-0 text-center text-md-left"> 594 <li class="list-group-item border-0">LOAN OPTIONS</li> 595 <li class="list-group-item border-0 font-size-14"> 596 <a href="/fixed-rate-mortgage/"> 597 Fixed-Rate Mortgage 598 </a> 599 </li> 600 <li class="list-group-item border-0 font-size-14"> 601 <a href="/adjustable-rate-mortgage/"> 602 Adjustable-Rate Mortgage 603 </a> 604 </li> 605 <li class="list-group-item border-0 font-size-14"> 606 <a href="/construction-loans/"> 607 Construction Loans 608 </a> 609 </li> 610 <li class="list-group-item border-0 font-size-14"> 611 <a href="/loan-types/"> 612 Loan Types 613 </a> 614 </li> 615 </ul> 616 </div> 617 <div class="col"> 618 <ul class="list-group mb-4 mb-md-0 text-center text-md-left"> 619 <li class="list-group-item border-0">LEGAL</li> 620 <li class="list-group-item border-0 font-size-14"> 621 <a href="/privacy-security/"> 622 Privacy & Security 623 </a> 624 </li> 625 <li class="list-group-item border-0 font-size-14"> 626 <a href="/digital-use-practices/"> 627 Digital Use Practices 628 </a> 629 </li> 630 <li class="list-group-item border-0 font-size-14"> 631 <a href="/terms-of-use/"> 632 Terms Of Use 633 </a> 634 </li> 635 </ul> 636 </div> 637 <div class="col"> 638 <ul class="list-group mb-4 mb-md-0 text-center text-md-left"> 639 <li class="list-group-item border-0">ABOUT</li> 640 <li class="list-group-item border-0 font-size-14"> 641 <a href="/contact-us/"> 642 Contact Us 643 </a> 644 </li> 645 <li class="list-group-item border-0 font-size-14"> 646 <a href="/aboutus/opportunitiesattowne/"> 647 Career Opportunities 648 </a> 649 </li> 650 <li class="list-group-item border-0 font-size-14"> 651 <a href="/branches/"> 652 Locations 653 </a> 654 </li> 655 </ul> 656 </div> 657 658 </div> 659 <hr /> 660 <div class="row text-center mx-sm-5 font-weight-bold mt-5 mb-3"> 661 <div class="col"> 662 663 <p>HomeSale Mortgage, LLC lends in the following states:<br />Colorado |
Delaware |
Florida |
Louisiana |
Maryland |
Mississippi |
North Carolina |
Ohio |
Pennsylvania |
Tennessee |
Virginia |
West Virginia</p> 664 665 </div> 666 </div> 667 <div class="row justify-content-center mb-4"> 668 <img src="/Content/Images/ehl.svg" style="width: 65px;" /> 669 </div> 670 <div class="row text-center"> 671 672 <div class="col-12"> 673 674 <p>NOTICE TO CONSUMERS REGARDING MARYLAND LENDER LICENSEES: HomeSale Mortgage, LLC is licensed to engage in business as a Maryland Mortgage Lender and assigned a unique NMLS identifier number: 1054689. The NMLS Consumer Access Website is linked here: <a href="https://www.nmlsconsumeraccess.org" target="_blank">https://www.nmlsconsumeraccess.org/</a> 675<br> 676<br> 677While HomeSale Mortgage, LLC offers educational and promotional materials in languages other than English, not all of HomeSale Mortgageâs services and documents are available in those languages. All official mortgage documents, such as applications, disclosures, closing documents, etc. will occur in English. If you have questions about the extent of our Non-English language services or would like additional information, please contact <a href="mailto:[email protected]">[email protected]</a></p> 678 679 </div> 680 <div class="col-12"> 681 682 <p>Links and content are being provided for informational purposes only. TowneBank Mortgage has no control over any other website and is not able to endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on any site other than this one. This is not a commitment to lend.</p> 683 684 </div> 685 <div class="col-12"> 686
687 <span class="copyright font-weight-lighter w-100"> 688 © 2026 HomeSale Mortgage, LLC. All Rights Reserved. 131 Centerville Road, Lancaster, PA 17603. Phone: (717) 286-9936 689 </span> 690 691 </div> 692 </div> 693 </footer> 694 </div> 695 <!-- Modal [see jquery.main.js] --> 696 <div class="modal" id="newsletter" tabindex="-1" role="dialog" aria-labelledby="NewsletterLabel" aria-hidden="true"> 697 <div class="modal-content" role="document"> 698 <div class="modal-header"> 699 <h5 class="modal-title" id="addContactLabel">Subscribe</h5> 700 </div> 701 <div class="modal-body">
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