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1,"how-to-create-a-witty-personal-account":{category:"Account Setup",readTime:"3 min watch",intro:"A personal WITTY account lets you send money internationally, protect your capital with Digital Dollar, and refer others through the rewards programme.",steps:[{title:"Navigate to the sign-up page",body:"Visit wittytech.io and click Get Started. Select Personal Account to begin."},{title:"Fill in your personal details",body:"Enter your first name, last name, email address, phone number (with country code), and create a secure password."},{title:"Provide additional profile info",body:"Enter your date of birth, gender, marital status, employment status, and occupation."},{title:"Enter your address",body:"Select your country, city of birth, current city, and postal code.",tip:"Use your current residential address â this is used during identity verification."},{title:"Complete verification",body:"Enter the verification code sent to your phone number, agree to the terms and privacy policy, and submit to activate your account."}]},"how-to-complete-your-kyb-kyc-verification":{category:"Account Setup",readTime:"1 min watch",intro:"Completing your identity or business verification (KYC/KYB) is required to unlock transfers, supplier payments, and your Digital Dollar account.",steps:[{title:"Navigate to Verification",body:"From your WITTY Pay dashboard, click on the verification banner or go to Settings â KYC/KYB Status."},{title:"Submit your BVN",body:"For Nigerian accounts, enter your 11-digit Bank Verification Number. This links your identity to your national database record.",tip:"Your BVN must match the name on your WITTY account. Mismatches will cause the verification to fail."},{title:"Submit your residential or business address",body:"Enter your full current address. For businesses, this should be your registered office address."},{title:"Continue with 3rd-party verification",body:"WITTY uses an automated KYC provider to verify your identity. Follow the on-screen steps which may include document upload or a selfie check."},{title:"Wait for approval",body:"Verification is usually instant or within a few minutes. You'll receive an email notification once your account is approved."}]},"how-to-get-your-referral-link-from-your-account-profile":{category:"Account Setup",readTime:"1 min watch",intro:"Your WITTY referral link lets you invite importers and earn rewards when they sign up and trade on the platform.",steps:[{title:"Open WITTY Pay",body:"Log into your WITTY account and navigate to the WITTY Pay section from the dashboard sidebar."},{title:"Go to Settings",body:"Click on your profile or navigate to Settings from the bottom of the sidebar."},{title:"Open Referrals & Rewards",body:"In Settings, find the Referrals & Rewards tab to view your referral dashboard."},{title:"Copy your referral link",body:"Click the copy button next to your unique referral link. Share this link via WhatsApp, email, or any channel.",tip:"Every person who signs up through your link and completes a trade contributes to your referral tier rewards."}]},"how-to-pay-your-supplier-from-your-digital-dollar-balance":{category:"Digital Dollar",readTime:"3 min watch",intro:"This tutorial explains how to pay a supplier from your Digital Dollar balance using the WITTY Pay platform.",steps:[{title:"Open WITTY Pay",body:"Open the WITTY Pay platform to begin managing your supplier payments."},{title:"Go to supplier payment",body:"Navigate to the supplier payment section to initiate near-instant payments to your suppliers."},{title:"Select the payment currency",body:"Choose Digital Dollar as the source, then search by currency code to pick the destination currency your supplier should receive (for example Renminbi)."},{title:"Choose the recipient",body:"Continue to the recipient section, then search and select the supplier you intend to pay."},{title:"Select a funds transfer network",body:"Open the fund transfer networks list and choose your preferred routing method."},{title:"Enter beneficiary details",body:"Fill in the beneficiary name, email, beneficiary type, phone number, bank name, and account number accurately so the payment can be processed."},{title:"Set remittance purpose and type",body:"Choose the purpose of the remittance (for example imported goods) and confirm supplier payment as the transaction type.",tip:"Accurate purpose codes help the payment pass compliance checks without delay."},{title:"Upload the invoice",body:"Attach the supplier invoice from your device to provide proof and details of the payment request."},{title:"Enter the amount and review",body:"Type the amount to pay, proceed to the payment review step, then confirm the payout to send the payment."},{title:"Return to the dashboard",body:"After confirmation, navigate back to the dashboard to view payment status and manage other tasks."}]},"how-to-withdraw-digital-dollars-to-your-local-bank-account":{category:"Digital Dollar",readTime:"1 min watch",intro:"This tutorial explains how to withdraw funds from your Digital Dollar balance using the WITTY Pay platform.",steps:[{title:"Open WITTY Pay",body:"Open the WITTY Pay section to manage your digital transactions within the platform."},{title:"Go to Digital Dollar withdrawal",body:"Navigate to the withdrawal area for Digital Dollar funds to initiate a transfer."},{title:"Select the destination bank",body:"Open the bank selection dropdown, type part of the bank name to filter the list, then choose the bank."},{title:"Enter the account number",body:"Click the field and enter the 10-digit account number for the withdrawal destination."},{title:"Continue",body:"Click Continue to move forward with the withdrawal process."},{title:"Enter the amount",body:"Input the amount to withdraw from your Digital Dollar balance."},{title:"Review and confirm",body:"Click Review Withdrawal to verify the details, then click Confirm & Withdraw to finalize the transfer.",tip:"Double-check the bank and account number before confirming â withdrawals go to the account you entered."}]},"how-to-view-your-full-transaction-history":{category:"Transaction Management",readTime:"1 min watch",intro:"Your full transaction history gives you a complete record of all sends, receives, Digital Dollar deposits, and withdrawals.",steps:[{title:"Go to Transactions",body:"From the WITTY Pay sidebar, click Transactions."},{title:"Browse your history",body:"All transactions are listed in reverse chronological order. 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