PageSourceSearch

https://betterwealth.us/blog

html betterwealth.us collected 2026-10-07 16:20:35 UTC 47,373 bytes, 1,563 lines download raw bytes

1<!DOCTYPE html>
2<html lang="en" class="no-js">
3<head>
4<meta charset="utf-8">
5<meta http-equiv="X-UA-Compatible" content="IE=edge">
6
7<link rel="shortcut icon" href="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/favicon/rJJ_THjzD-favicon.ico" type="image/x-icon">
8
9<meta name="viewport" content="width=device-width,initial-scale=1,maximum-scale=1,user-scalable=no">
10<meta http-equiv="cleartype" content="on">
11<meta name="robots" content="noodp">
12
13<!-- Title & Description -->
14<title>Scott Stauffer&#39;s BetterWealth Blog — BetterWealth</title>
15<meta name="description" content="">
16<!-- Open Graph -->
17<meta property="og:site_name" content="BetterWealth">
18<meta property="og:title" content="Scott Stauffer&#39;s BetterWealth Blog">
19<meta property="og:description" content="">
20<meta property="og:url" content="https://betterwealth.us/blog">
21<meta property="og:type" content="website">
22
23<meta itemprop="name" content="Scott Stauffer&#39;s BetterWealth Blog">
24<meta itemprop="description" content="">
25<meta itemprop="url" content="https://betterwealth.us/blog">
26<!-- Twitter Card -->
27<meta name="twitter:card" content="summary_large_image">
28<meta name="twitter:title" content="Scott Stauffer&#39;s BetterWealth Blog">
29<meta name="twitter:description" content="">
30
31
32<!-- Mobile App Settings -->
33
34<link rel="apple-touch-icon" href="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/favicon/rJJ_THjzD.png">
35
36<meta name="apple-mobile-web-app-capable" content="yes">
37<meta name="apple-mobile-web-app-status-bar-style" content="black">
38<meta name="apple-mobile-web-app-title" content="Scott Stauffer&#39;s BetterWealth Blog">
39
40<link rel="alternate" type="application/rss+xml" href="https://betterwealth.us/blog/feed.xml" title="Scott Stauffer&#39;s BetterWealth Blog RSS Feed">
41
42<!-- Prefetch -->
43<link rel="dns-prefetch" href="https://static.twentyoverten.com">
44
45<style>
46@import 'https://fonts.googleapis.com/css?family=Open+Sans:000,000i|Prata:000,000i';
47</style>
48<link href="/assets/frameworks/assets/dist/css/global.css" rel="stylesheet">
49<link href="/assets/frameworks/themes/fresnel/1.0.0/assets/dist/css/main.css" rel="stylesheet">
50<link href="/assets/css/custom.css" rel="stylesheet">
51
52<style>
53
54/*GENERAL*/
55h1,h2,h3,h4,body {
56  font-family: 'Open Sans', sans-serif;
57  font-weight:300;
58}
59h1,h2,h3,p {
60  margin-bottom:20px;
61}
62.btn,a.btn,a.btn:visited,.overlay .btn,.overlay .btn:visited {
63  padding:7px 18px;
64  border-radius:5px;
65  font-size:16px;
66  letter-spacing:0;
67  font-weight:300;
68  background:#1E4E8A;
69  text-transform:uppercase;
70}
71h1 {
72  margin-bottom:0;
73}
74.overlay h1 {
75  font-size:36px;
76    margin-bottom:0;
77}
78h2 {
79  font-size:22px;
80  color:#1E4E8A;
81}
82.blue {
83  color:#1E4E8A;
84}
85.scroll-down {
86  display:none;
87}
88.dots-divider {
89  font-size: 60px;
90  margin: 20px 0 60px 0;
91}
92@media (min-width:768px) {
93  .overlay h1 {
94    font-size:50px;
95  }
96  h2 {
97    font-size:30px;
98    margin-bottom:30px;
99  }
100}
101
102@media (min-width:992px) {
103  .overlay h1 {
104    font-size:70px;
105  }
106  h2 {
107  }
108}
109
110
111/*PRENAV*/
112.pre-nav {
113  padding:10px;
114  margin: 1px;
115  color:#fff;
116  font-size:10px;
117  text-align:center;
118  text-shadow:0 0 10px rgba(0,0,0,0.6);
119  font-weight: 600;
120  position: absolute;
121  top: 0;
122  right:15px;
123  
124  }
125}
126.pre-nav-divider {
127  font-weight:bold;
128  display:inline-block;
129  margin:0 2px;
130  color:#1E4E8A;
131}
132@media (min-width:768px) {
133  #header {
134    position:relative;
135  }
136  .pre-nav {
137    background:0;
138    color:#fff;
139    position:absolute;
140    top:5px;
141    right:35px;
142    text-align:right;
143    font-size:16px;  
144    /*text-shadow: none;*/
145  }
146  
147  .pre-nav a {
148    padding: 10px;
149  }
150}
151
152/*NAV*/
153#logo a {
154  height:auto;
155  max-width: 210px;
156}
157body:not(.has-bg) #header.overlay {
158  background:#1E4E8A;
159  padding-bottom:10px;
160}
161#main-navigation {
162  text-shadow:0 0 5px rgba(0,0,0,0.6);
163}
164#main-navigation ul li a {
165  font-weight:300;
166  letter-spacing:0;
167  font-size:16px;
168  text-transform:uppercase;
169  font-weight:300;
170}
171#pull-out-nav ul.main-nav li a {
172  color: #1E4E8A;
173}
174
175#main-navigation ul li.active a::after {
176  display:none;
177}
178
179#logo {
180  margin-left:0;
181}
182
183@media (min-width:768px) {
184#logo a {
185  margin-top:10px;
186}
187#main-navigation ul li a {
188    display:inline-block;
189    padding-bottom:5px;
190    border-bottom:4px solid transparent;
191    font-size:13px;
192  }
193  #main-navigation ul li a:hover,
194  #main-navigation ul li a:focus,
195  #main-navigation ul li a:active {
196    border-bottom:4px solid #29aae2;
197    color:#fff;
198  }
199  #header .active a {
200    color:#fff;
201    border-bottom:4px solid #1E4E8A;
202  }  
203}
204@media (min-width:768px) {
205  #logo img {
206    /*margin-top:10px;*/
207    /*max-height:100px;*/
208  }
209
210}
211@media (min-width:992px) {
212
213  #main-navigation ul li a {
214    font-size:16px;
215  }
216  body.has-bg #logo img {
217    margin-top:10px;
218    max-height:120px;
219    max-width:300px;
220  }
221}
222
223
224/*SUBNAV*/
225#sub-navigation ul li a {
226  font-size:0.8em;
227}
228
229
230
231/* HERO CONTENT */
232
233.hero-content h1,
234.hero-content h2,
235.hero-content h3,
236.hero-content p {
237  text-shadow:0 0 10px rgba(0,0,0,0.6);
238}
239
240
241
242/* PODCAST*/
243.footer-podcast {
244  background:url(https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/ryDUW5XRg/pod-1.jpg);
245  background-position:center;
246  background-size:cover;
247}
248.podcast-item {
249}
250.podcast-item-image {
251  border-bottom:1px solid #999;
252  height:200px !important;
253  background-position:center;
254  background-size:cover;
255}
256
257.postcast-item-inner {
258  padding:1em;
259}
260
261
262
263/*HOME MAIN CONTENT*/
264body.home .content-wrapper,
265body.home .content-wrapper h1,
266body.home .content-wrapper h3 {
267  color:#fff;
268}
269
270.home .content-wrapper {
271  background-image:url(https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/Syw4sLgil/blue-triangles.jpg);
272  background-size:cover;
273  background-position:center;
274}
275body.home .footer-podcast .content-wrapper {
276  background:0;
277  color:#2f2f2f;
278}
279body.home .footer-podcast .content-wrapper h3,
280body.home .footer-podcast .content-wrapper h1 {
281  color:#1E4E8A;
282}
283
284
285
286.get-started-icons {
287  display:flex;
288  flex-wrap:wrap;
289  justify-content:center;
290  margin-top:60px;
291}
292.get-started-icons__item {
293  width:100%;
294  max-width:150px;
295  text-align:center;
296  position:relative;
297  margin-bottom:20px;
298}
299img.get-started-icons__item__img {
300  background:rgba(24,80,139,0.5);
301  padding:13px;
302  border-radius:50%;
303  max-width:125px;
304  border:7.5px solid #18508b;
305  margin:0 auto 10px auto;
306}
307.get-started-icons__item h3 {
308  font-size:16px;
309  font-weight:400;
310}
311@media (min-width:992px) {
312
313  .get-started-icons__item::after {
314    content:' ';
315    width:30px;
316    height:7.5px;
317    background:#18508b;
318    position:absolute;
319    top: 59px;
320    right: -15px;
321    display:block;
322  }
323  .get-started-icons__item:last-of-type::after {
324    display:none;
325  }
326}
327
328
329
330img.feature-iconn {
331  max-width:100px;
332  margin:20px auto 10px auto;
333}
334.post .post-thumbnail {
335  margin:0 auto;  
336  max-width:500px;
337  display:block;
338  width:100%;
339}
340.feture-heading {
341  font-weight:400;
342  font-size:19px;
343}
344
345body.home .footer-getstarted .content-wrapper,
346.footer-getstarted .content-wrapper {
347   background-image:url(https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/rJMMbi4Zb/csp_BetterWealth2017045.jpg);
348  background-position:center;
349  background-size:cover;
350  color:#fff;   
351}
352.footer-getstarted h1,.footer-getstarted h3 {
353  color:#fff!important;
354}
355
356.main-content .footer-socials-row h1 {
357  color:#fff;
358}
359
360body.home .footer-askscott .content-wrapper,
361.footer-askscott .content-wrapper{
362   background-image:url(https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/H1A54vxox/blue-triangels-2.jpg);
363  background-position:center;
364  background-size:cover;
365  color:#fff;  
366}
367.footer-askscott .main-content h1,.footer-askscott .main-content h2, .footer-askscott .main-content h3 {
368  color:#fff;
369}
370.footer-askscott input[type=text],
371.footer-askscott input[type=email],
372.footer-askscott select,
373.footer-askscott textarea {
374  background:#fff;
375  border-radius:10px;
376}
377
378.footer-askscott .btn {
379  float:right;
380}
381
382
383.justify-center {
384  justify-content:center;
385}
386
387.page-bg .overlay {
388  height:75vh;
389  min-height:800px
390  max-height:800px;
391}
392
393
394
395
396/*PAGE CONTENT*/
397.main-content h1 {
398  padding:0;
399  margin:0 0 20px 0;
400}
401.main-content h1 {
402  color:#1E4E8A;
403}
404.ticklist {
405  background:#f6f6f7;
406  padding:20px;  
407  border:1px solid #ededed;
408  border-radius:5px;
409  
410}
411.ticklist ul {
412  list-style:none;
413  padding:0;
414  margin:0;
415}
416.ticklist li {
417  margin-bottom:10px;
418  position:relative;
419  padding-left:20px;
420  font-weight:400;
421}
422.ticklist li:last-of-type {
423  margin-bottom:0;
424}
425.ticklist li:before {
426  content:'✔';
427  color:#1E4E8A;
428  position:absolute;
429  top:0;
430  left:0;
431}
432
433aside {
434  font-size:1em;
435  background:#f6f6f7;
436  padding:20px;
437  border-radius:5px;
438  max-width:300px;
439}
440
441aside img {
442  border-radius:5px;
443  padding:5px;
444  background:#fff;
445  width:100%;
446  display:block;
447  margin:0 auto;
448  max-width:200px;
449}
450.row.align-start {
451  align-items:flex-start;
452}
453
454.whatif {
455  display:flex;
456  justify-content:center
457  align-items:middle;
458  flex-wrap:wrap;
459}
460.whatif-col {
461  background-color: rgb(44, 130, 201);
462  color:#fff;
463  padding:1em;
464  border:1px solid #fff;
465  width:50%;
466}
467
468
469
470@media (min-width:600px) {
471  blockquote {
472    float:left;
473    margin:0 2em 1em 0;
474  }
475}
476@media (min-width:768px) {
477  .whatif {
478  }
479  .whatif-col {
480    width:20%;
481  }
482  .whatif-col:first-of-type {
483    border-top-left-radius:5px;
484    border-bottom-left-radius:5px;
485  }
486  .whatif-col:last-of-type {
487    border-top-right-radius:5px;
488    border-bottom-right-radius:5px;
489  }  
490}
491
492
493/*BLOG*/
494.post-thumbnail img {
495  width:100%;
496}
497.post .post-thumbnail+.post-wrapper {
498  margin-top:2em;
499}
500#posts-list[data-columns]::before {
501	content: '1 .column.size-1of1' !important;
502}
503@media (min-width:992px) {
504  .size-1of1 {
505    width:auto;
506    position:relative;
507    padding-left:25%;
508  }
509  .blog-page .post-link .post-thumbnail {
510      position:absolute;
511      left:0;
512      width:25%;
513    }
514}
515
516
517a img {
518  margin: 0 auto !important;
519}
520
521
522/* TACTIBRAND STAY IN TOUCH */
523
524.home .footer-socials .content-wrapper,.footer-socials {
525  background:0;
526  background:#414040;
527  color:#fff;
528}
529.footer-socials-row {
530}
531.footer-socials-col {
532  text-align:center;
533}
534.footer-socials .main-content h2 {
535  color:#fff;
536}
537.footer-socials .main-content h4, .footer-socials .main-content li {
538  color:#e2e2e2;
539}
540.footer-socials-col p {
541  line-height:1.3;
542}
543.footer-socials-icon {
544  width:75px;
545  height:75px;
546  margin-bottom:5px;
547  color:#3e77b5;
548}
549#footer-certificate {
550  position:relative;
551}
552#footer-certificate::after {
553  content:'';
554  position:absolute;
555  background-image:url(https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/efHtl1LxLbu/CEFEX-Mark.png);
556  background-position: 110% 170%;
557    top: 0;
558    right: 0;
559    bottom: 0;
560    left: 0;
561    background-repeat: no-repeat;
562    background-size: 500px;
563    opacity: 0.6;
564    pointer-events:none;
565  
566}
567span.tooltip {
568    font-weight: bold;
569    position: relative;
570    cursor: help;
571}
572/*span.tooltip::after {*/
573/*    content: "?";*/
574/*    position: absolute;*/
575/*    top: -.4em;*/
576    /* left: 0; */
577/*    font-size: .5em;*/
578/*    opacity: .5;*/
579/*}*/
580
581.editable .open-overlay,
582.editable .close-overlay {
583  pointer-events:none;
584}
585.editable .overlay-content {
586    opacity: 1;
587    visibility: visible;
588    position:relative;
589    top:unset;
590    left:unset;
591    width:auto;
592    height:auto;
593    border:dashed 2px #aaa;
594  border-radius:6px;
595  margin:2rem 0;
596}
597.editable .overlay-content::before {
598  content: attr(id)' Modal';
599    display: block;
600    position: absolute;
601    bottom: 100%;
602    left: -1px;
603    background: #333;
604    color: white;
605    font-size: 9px;
606    text-transform: uppercase;
607    font-weight: 600;
608    padding: .5em 1em;
609    border-radius: 4px;
610    border-bottom-left-radius: 0;
611    border-bottom-right-radius: 0;
612}
613.editable .overlay-content .overlay-content-wrapper {
614  position:relative;
615  opacity:1;
616  transform: translate3d(0, 0, 0);
617    
618}
619
620.hero-box {
621    background: rgb(0 0 0 / 26%);
622    padding: 1em;
623    border-radius: 10px;
624    max-width: 479px;
625}
626
627@media (min-width: 908px) {
628  .hero-box {
629    position: absolute;
630    top: 19%;
631    right: 2%;
632  }
633}</style>
634
635<link href="https://fonts.googleapis.com/css?family=Open+Sans:300,400" rel="stylesheet">
636
637<div class="pre-nav" id="prenav">
638
639<a href="/schedule-a-meeting">SCHEDULE A MEETING</a>
640<span class="pre-nav-divider">|</span> <a href="/client-login">CLIENT LOGIN</a><span class="pre-nav-divider">|</span> <a href="/contact">CONTACT</a>
641
642</div>
643
644
645</head>
646
647<body class="blog-page blog has-bg">
648<svg style="position: absolute; width: 0; height: 0; overflow: hidden;" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink">
649<defs>
650<symbol id="icon-facebook" viewBox="0 0 24 24">
651<title>facebook</title>
652<path d="M12 0.48c-6.362 0-11.52 5.158-11.52 11.52s5.158 11.52 11.52 11.52 11.52-5.158 11.52-11.52-5.158-11.52-11.52-11.52zM14.729 8.441h-1.732c-0.205 0-0.433 0.27-0.433 0.629v1.25h2.166l-0.328 1.783h-1.838v5.353h-2.044v-5.353h-1.854v-1.783h1.854v-1.049c0-1.505 1.044-2.728 2.477-2.728h1.732v1.897z"></path>
653</symbol>
654<symbol id="icon-twitter" viewBox="0 0 24 24">
655<title>twitter</title>
656<path d="M12 0.48c-6.362 0-11.52 5.158-11.52 11.52s5.158 11.52 11.52 11.52 11.52-5.158 11.52-11.52-5.158-11.52-11.52-11.52zM16.686 9.917c0.005 0.098 0.006 0.197 0.006 0.293 0 3-2.281 6.457-6.455 6.457-1.282 0-2.474-0.374-3.478-1.020 0.176 0.022 0.358 0.030 0.541 0.030 1.063 0 2.041-0.361 2.818-0.971-0.992-0.019-1.83-0.674-2.119-1.574 0.138 0.025 0.28 0.040 0.426 0.040 0.206 0 0.408-0.028 0.598-0.079-1.038-0.209-1.82-1.126-1.82-2.225v-0.028c0.306 0.169 0.656 0.272 1.028 0.284-0.61-0.408-1.009-1.102-1.009-1.89 0-0.415 0.112-0.806 0.307-1.141 1.12 1.373 2.79 2.275 4.676 2.372-0.040-0.167-0.059-0.34-0.059-0.518 0-1.252 1.015-2.269 2.269-2.269 0.652 0 1.242 0.276 1.656 0.718 0.517-0.103 1.002-0.29 1.44-0.551-0.169 0.529-0.528 0.974-0.997 1.256 0.46-0.056 0.896-0.178 1.303-0.359-0.304 0.455-0.689 0.856-1.132 1.175z"></path>
657</symbol>
658<symbol id="icon-instagram" viewBox="0 0 24 24">
659<title>instagram</title>
660<path d="M12.1,9.4c-1.6,0-2.9,1.3-2.9,2.9c0,1.6,1.3,2.9,2.9,2.9c1.6,0,2.9-1.3,2.9-2.9C15,10.8,13.7,9.4,12.1,9.4z M12.1,14 c-0.9,0-1.7-0.7-1.7-1.7c0-0.9,0.7-1.7,1.7-1.7c0.9,0,1.7,0.7,1.7,1.7C13.7,13.3,13,14,12.1,14z"></path><path d="M12,0.5C5.6,0.5,0.5,5.6,0.5,12S5.6,23.5,12,23.5S23.5,18.4,23.5,12S18.4,0.5,12,0.5z M17.5,14.9c0,1.4-1.2,2.6-2.6,2.6H9.1 c-1.4,0-2.6-1.2-2.6-2.6V9.1c0-1.4,1.2-2.6,2.6-2.6h5.9c1.4,0,2.6,1.2,2.6,2.6V14.9z"></path><circle cx="15.1" cy="8.7" r="0.8"></circle>
661</symbol>
662<symbol id="icon-linkedin" viewBox="0 0 24 24">
663<title>linkedin</title>
664<path d="M12 0.48c-6.362 0-11.52 5.158-11.52 11.52s5.158 11.52 11.52 11.52 11.52-5.158 11.52-11.52-5.158-11.52-11.52-11.52zM9.18 16.775h-2.333v-7.507h2.333v7.507zM7.999 8.346c-0.737 0-1.213-0.522-1.213-1.168 0-0.659 0.491-1.165 1.243-1.165s1.213 0.506 1.228 1.165c0 0.646-0.475 1.168-1.258 1.168zM17.7 16.775h-2.333v-4.16c0-0.968-0.338-1.626-1.182-1.626-0.644 0-1.027 0.445-1.196 0.874-0.062 0.152-0.078 0.368-0.078 0.583v4.328h-2.334v-5.112c0-0.937-0.030-1.721-0.061-2.395h2.027l0.107 1.043h0.047c0.307-0.49 1.060-1.212 2.318-1.212 1.535 0 2.686 1.028 2.686 3.239v4.439z"></path>
665</symbol>
666<symbol id="icon-google" viewBox="0 0 24 24">
667<title>google</title>
668<path d="M12 0.48v0c6.362 0 11.52 5.158 11.52 11.52s-5.158 11.52-11.52 11.52c-6.362 0-11.52-5.158-11.52-11.52s5.158-11.52 11.52-11.52zM18.125 11.443h-1.114v-1.114h-1.114v1.114h-1.114v1.114h1.114v1.114h1.114v-1.114h1.114zM9.773 11.443v1.336h2.21c-0.089 0.573-0.668 1.681-2.21 1.681-1.331 0-2.416-1.102-2.416-2.461s1.086-2.461 2.416-2.461c0.757 0 1.264 0.323 1.553 0.601l1.058-1.019c-0.679-0.635-1.559-1.019-2.611-1.019-2.155 0-3.897 1.743-3.897 3.897s1.743 3.897 3.897 3.897c2.249 0 3.742-1.581 3.742-3.808 0-0.256-0.028-0.451-0.061-0.646h-3.68z"></path>
669</symbol>
670<symbol id="icon-youtube" viewBox="0 0 24 24">
671<title>youtube</title>
672<path d="M13.924 11.8l-2.695-1.258c-0.235-0.109-0.428 0.013-0.428 0.274v2.369c0 0.26 0.193 0.383 0.428 0.274l2.694-1.258c0.236-0.11 0.236-0.29 0.001-0.401zM12 0.48c-6.362 0-11.52 5.158-11.52 11.52s5.158 11.52 11.52 11.52 11.52-5.158 11.52-11.52-5.158-11.52-11.52-11.52zM12 16.68c-5.897 0-6-0.532-6-4.68s0.103-4.68 6-4.68 6 0.532 6 4.68-0.103 4.68-6 4.68z"></path>
673</symbol>
674<symbol id="icon-vimeo" viewBox="0 0 24 24">
675<title>vimeo</title>
676<path d="M12 0.48c-6.362 0-11.52 5.158-11.52 11.52s5.158 11.52 11.52 11.52 11.52-5.158 11.52-11.52-5.158-11.52-11.52-11.52zM17.281 9.78c-0.61 3.499-4.018 6.464-5.041 7.141-1.025 0.674-1.961-0.272-2.299-0.989-0.389-0.818-1.552-5.248-1.856-5.616-0.305-0.367-1.219 0.368-1.219 0.368l-0.443-0.593c0 0 1.856-2.26 3.269-2.54 1.498-0.3 1.495 2.341 1.855 3.809 0.349 1.42 0.583 2.231 0.887 2.231 0.305 0 0.887-0.79 1.523-2.004 0.638-1.214-0.026-2.287-1.273-1.524 0.498-3.048 5.208-3.782 4.598-0.283z"></path>
677</symbol>
678<symbol id="icon-tumblr" viewBox="0 0 24 24">
679<title>tumblr</title>
680<path d="M12 0.48c-6.362 0-11.52 5.158-11.52 11.52s5.158 11.52 11.52 11.52 11.52-5.158 11.52-11.52-5.158-11.52-11.52-11.52zM15.092 16.969c-0.472 0.226-0.898 0.382-1.279 0.474-0.382 0.089-0.794 0.136-1.237 0.136-0.504 0-0.949-0.066-1.337-0.194s-0.718-0.312-0.991-0.551c-0.274-0.236-0.463-0.492-0.569-0.76-0.106-0.27-0.158-0.659-0.158-1.168v-3.914h-1.219v-1.577c0.431-0.143 0.804-0.347 1.112-0.614 0.308-0.265 0.557-0.583 0.743-0.956 0.187-0.372 0.316-0.848 0.386-1.422h1.568v2.82h2.616v1.75h-2.616v2.862c0 0.647 0.034 1.062 0.102 1.244 0.067 0.185 0.193 0.33 0.378 0.44 0.245 0.148 0.524 0.222 0.836 0.222 0.559 0 1.114-0.185 1.666-0.553v1.762h-0.001z"></path>
681</symbol>
682<symbol id="icon-yelp" viewBox="0 0 24 24">
683<title>yelp</title>
684<path d="M12 0.48v0c6.362 0 11.52 5.158 11.52 11.52s-5.158 11.52-11.52 11.52c-6.362 0-11.52-5.158-11.52-11.52s5.158-11.52 11.52-11.52zM13.716 13.671v0c0 0-0.3-0.080-0.499 0.122-0.218 0.221-0.034 0.623-0.034 0.623l1.635 2.755c0 0 0.268 0.363 0.501 0.363s0.464-0.193 0.464-0.193l1.292-1.864c0 0 0.131-0.235 0.133-0.441 0.005-0.293-0.433-0.373-0.433-0.373l-3.059-0.991zM13.062 12.406c0.156 0.268 0.588 0.19 0.588 0.19l3.052-0.9c0 0 0.416-0.171 0.475-0.398 0.058-0.228-0.069-0.503-0.069-0.503l-1.459-1.734c0 0-0.126-0.219-0.389-0.241-0.29-0.025-0.467 0.329-0.467 0.329l-1.725 2.739c0.001-0.001-0.151 0.272-0.007 0.519v0zM11.62 11.338c0.359-0.089 0.417-0.616 0.417-0.616l-0.024-4.386c0 0-0.054-0.541-0.295-0.688-0.378-0.231-0.49-0.111-0.598-0.095l-2.534 0.95c0 0-0.248 0.083-0.377 0.292-0.185 0.296 0.187 0.73 0.187 0.73l2.633 3.624c0 0 0.26 0.271 0.591 0.189v0zM10.994 13.113c0.009-0.338-0.402-0.542-0.402-0.542l-2.724-1.388c0 0-0.404-0.168-0.6-0.051-0.149 0.089-0.283 0.252-0.295 0.394l-0.177 2.204c0 0-0.026 0.382 0.072 0.556 0.139 0.246 0.596 0.075 0.596 0.075l3.18-0.709c0.123-0.084 0.34-0.092 0.352-0.539v0zM11.785 14.302c-0.273-0.141-0.6 0.151-0.6 0.151l-2.129 2.366c0 0-0.266 0.362-0.198 0.584 0.064 0.208 0.169 0.312 0.318 0.385l2.138 0.681c0 0 0.259 0.054 0.456-0.003 0.279-0.082 0.227-0.522 0.227-0.522l0.048-3.203c0 0.001-0.011-0.308-0.26-0.438v0z"></path>
685</symbol>
686<symbol id="icon-rss" viewBox="0 0 24 24">
687<title>rss</title>
688<path d="M11.994 0.48c-6.362 0-11.514 5.152-11.514 11.514s5.152 11.514 11.514 11.514c6.362 0 11.514-5.152 11.514-11.514s-5.152-11.514-11.514-11.514v0zM9.112 16.68c-0.788 0-1.432-0.644-1.432-1.432s0.644-1.432 1.432-1.432c0.788 0 1.432 0.644 1.432 1.432s-0.644 1.432-1.432 1.432v0zM12.788 16.68c0-2.82-2.287-5.108-5.108-5.108v-1.499c3.642 0 6.607 2.954 6.607 6.607h-1.499zM15.775 16.68c0-4.475-3.631-8.095-8.095-8.095v-1.499c5.296 0 9.594 4.297 9.594 9.594h-1.499z"></path>
689</symbol>
690<symbol id="icon-email" viewBox="0 0 24 24">
691<title>email</title>
692<path d="M12,0A12,12,0,1,0,24,12,12,12,0,0,0,12,0Zm5.964,8.063L12.2,12.871a0.419,0.419,0,0,1-.391,0L6.036,8.063H17.964ZM5.2,8.724l4.084,3.4L5.2,15.293V8.724Zm0.87,7.213L10.1,12.8l1.044,0.866a1.341,1.341,0,0,0,1.718,0L13.9,12.8l4.027,3.133H6.07Zm12.73-.644-4.084-3.17,4.084-3.4v6.569Z"></path>
693</symbol>
694<symbol id="icon-podcast" viewBox="0 0 24 24">
695<title>podcast</title>
696<path d="M12,0A12,12,0,1,0,24,12,12,12,0,0,0,12,0ZM10.1,7.9a1.9,1.9,0,0,1,3.793,0v3.793a1.9,1.9,0,1,1-3.793,0V7.9Zm2.519,8.03V18H11.378V15.926a4.386,4.386,0,0,1-3.793-4.237H8.652A3.281,3.281,0,0,0,12,14.918a3.281,3.281,0,0,0,3.348-3.229h1.066A4.386,4.386,0,0,1,12.622,15.926Z"></path>
697</symbol>
698<symbol id="icon-blog" viewBox="0 0 24 24">
699<title>blog</title>
700<path d="M12,0A12,12,0,1,0,24,12,12,12,0,0,0,12,0ZM9.083,17H7V14.917l6.146-6.146,2.083,2.083Zm7.76-7.76-1.016,1.016L13.745,8.172,14.76,7.156a0.566,0.566,0,0,1,.781,0l1.3,1.3A0.566,0.566,0,0,1,16.844,9.24Z"/>
701</symbol>
702<symbol id="icon-search" viewBox="0 0 24 24">
703<title>search</title>
704<path d="M17.611,15.843a9.859,9.859,0,1,0-1.769,1.769l6.379,6.379,1.769-1.769ZM9.836,17.17A7.334,7.334,0,1,1,17.17,9.836,7.342,7.342,0,0,1,9.836,17.17Z"/>
705</symbol>
706<symbol id="icon-brokercheck" viewBox="0 0 100 100">
707<title>brokercheck</title>
708<path d="M67.057,60.029a2.968,2.968,0,0,0-4.2-.119,19.351,19.351,0,1,1,.8-27.341A2.968,2.968,0,1,0,67.976,28.5a25.288,25.288,0,1,0-1.038,35.728A2.968,2.968,0,0,0,67.057,60.029Z"/><path d="M47.714,32.506a0.654,0.654,0,0,0-.49-1.185,14.61,14.61,0,0,0-9.183,23.649,0.611,0.611,0,0,0,1.084-.506C37.286,46.088,39.185,37.392,47.714,32.506Z"/><path d="M63.814,69.544a0.906,0.906,0,0,0-1.222-.374l-3.7,1.965a0.9,0.9,0,1,0,.848,1.6l3.7-1.965A0.906,0.906,0,0,0,63.814,69.544Z"/><path d="M70.211,80.4l-3.455-6.5a3.1,3.1,0,1,0-5.47,2.909l3.455,6.5A3.1,3.1,0,0,0,70.211,80.4Zm-1.012,1.8a0.948,0.948,0,0,1-1.278-.391l-1.21-2.276a0.945,0.945,0,1,1,1.669-.887l1.21,2.276A0.948,0.948,0,0,1,69.2,82.209Z"/>
709</symbol>
710<symbol id="icon-brokercheck-color" viewBox="0 0 100 100">
711<title>brokercheck</title>
712<path d="M67.057,60.029a2.968,2.968,0,0,0-4.2-.119,19.351,19.351,0,1,1,.8-27.341A2.968,2.968,0,1,0,67.976,28.5a25.288,25.288,0,1,0-1.038,35.728A2.968,2.968,0,0,0,67.057,60.029Z" fill="#1965A2"/><path d="M47.714,32.506a0.654,0.654,0,0,0-.49-1.185,14.61,14.61,0,0,0-9.183,23.649,0.611,0.611,0,0,0,1.084-.506C37.286,46.088,39.185,37.392,47.714,32.506Z" fill="#4DA3DB"/><path d="M63.814,69.544a0.906,0.906,0,0,0-1.222-.374l-3.7,1.965a0.9,0.9,0,1,0,.848,1.6l3.7-1.965A0.906,0.906,0,0,0,63.814,69.544Z" fill="#CF3317"/><path d="M70.211,80.4l-3.455-6.5a3.1,3.1,0,1,0-5.47,2.909l3.455,6.5A3.1,3.1,0,0,0,70.211,80.4Zm-1.012,1.8a0.948,0.948,0,0,1-1.278-.391l-1.21-2.276a0.945,0.945,0,1,1,1.669-.887l1.21,2.276A0.948,0.948,0,0,1,69.2,82.209Z" fill="#CF3317"/>
713</symbol>
714
715</defs>
716</svg>
717
718<div id="pull-out-nav">
719<div class="pull-out-header">
720<div class="close-menu">
721<span></span>
722</div>
723</div>
724<div class="nav-wrapper">
725<ul class="main-nav">
726
727
728
729
730
731
732<li><a href="/">Home</a></li>
733
734
735
736
737
738
739
740
741
742<li><a href="/discipline">Discipline</a></li>
743
744
745
746
747
748
749
750
751
752
753<li><a href="/transparency">Transparency</a></li>
754
755
756
757
758
759
760
761
762
763
764
765<li><a href="/process">Process</a></li>
766
767
768
769
770
771
772
773
774
775<li class="active"><a href="/enlighten">enlighten</a></li>
776
777
778
779
780
781
782
783
784
785
786<li><a href="/about">About</a></li>
787
788
789
790
791
792
793
794
795
796
797
798
799
800
801
802
803
804
805</ul>
806</div>
807</div>
808<div id="page-wrapper">
809<header id="header" role="banner" class="overlay">
810<div class="header-inner">
811
812<div id="logo">
813<a href="/">
814
815<img src="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/xYzRltKD-qz/Better-Wealth-Horizontal_KO_newtag.png" alt="BetterWealth">
816
817</a>
818</div>
819
820<div class="menu-toggle">
821<span></span>
822</div>
823<nav id="main-navigation">
824<ul>
825
826
827
828
829
830
831<li><a href="/">Home</a></li>
832
833
834
835
836
837
838
839
840
841<li><a href="/discipline">Discipline</a></li>
842
843
844
845
846
847
848
849
850
851
852<li><a href="/transparency">Transparency</a></li>
853
854
855
856
857
858
859
860
861
862
863
864<li><a href="/process">Process</a></li>
865
866
867
868
869
870
871
872
873
874<li class="active"><a href="/enlighten">enlighten</a></li>
875
876
877
878
879
880
881
882
883
884
885<li><a href="/about">About</a></li>
886
887
888
889
890
891
892
893
894
895
896
897
898
899
900
901
902
903
904</ul>
905</nav>
906</div>
907</header>
908
909<div class="page-bg">
910<div class="bg" style="background-image:url('https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/EDxWi7L0QxW/cropped/csp_BW0917018.jpg'); background-position: center center; background-repeat: no-repeat; background-attachment: scroll; background-size: cover;"></div>
911
912<div class="overlay push">
913<div class="container">
914<div class="hero-content" data-location="hero_content" data-id="6aa987f675d29d5127cc91fb" data-type="hero">
915<h1>Become Enlightened</h1><h2>Our commitment to helping people be better informed and educated on key financial matters and life events&nbsp;</h2>
916</div>
917</div>
918</div>
919
920</div>
921
922<div class="content-wrapper">
923
924
925
926
927
928
929
930
931
932
933
934
935
936
937
938
939
940
941
942
943
944
945
946
947
948
949
950
951
952<nav id="sub-navigation">
953<ul>
954
955
956<li><a href="/enlighten/podcast">Podcast</a></li>
957
958
959
960<li class="active"><a href="/blog">Blog</a></li>
961
962
963
964<li><a href="/enlighten/insightful-papers">Insightful Papers</a></li>
965
966
967
968<li><a href="/enlighten/videos">Videos</a></li>
969
970
971</ul>
972</nav>
973
974
975
976
977
978
979
980<div class="container">
981<main id="content" class="main-content" data-location="content" data-id="6aa987f675d29d5127cc91fb" data-type="page" role="main">
982<h1>BetterWealth Blog</h1>
983</main>
984
985
986<form action="/blog/search" method="post" class="form minimal search-form">
987<div class="form-wrapper">
988<div class="form-item form-fit">
989<input type="input" name="q" value="" placeholder="Enter your search..." class="form-control">
990</div>
991<div class="form-item">
992<button type="submit" class="btn">Search</button>
993</div>
994</div>
995</form>
996
997
998<section id="posts-list" data-columns>
999
1000<article class="post-link">
1001<a href="/blog/step-2-dont-try-to-outguess-the-market">
1002
1003<figure class="post-thumbnail">
1004<img src="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/Hyt2STWFW/Blog-2.png" alt="Step #2: Don&#39;
1004t Try to Outguess the Market Thumbnail">
1005</figure>
1006
1007<header class="post-header">
1008<h3>Step #2: Don&#39;t Try to Outguess the Market</h3>
1009</header>
1010</a>
1011<div class="post-meta">
1012<time datetime=">2017-08-15">August 15, 2017</time>
1013
1014</div>
1015
1016<div class="post-excerpt">
1017<p>The first step to a better investment experience talked about Understanding Market Pricing and used the story of making a pencil by Leonard E. Reed in 1958.  Understanding how market pricing works is critical to Step 2 - Don’t Try to Outguess the Market.  Trying to outguess the market by finding mispriced securities really goes against the grain in terms of understanding how markets works - or how securities are priced.
1018
1019Instead of using a pencil to help us understand, let’s use a jar of jellybeans.</p>
1020</div>
1021
1022<a href="/blog/step-2-dont-try-to-outguess-the-market" class="read-more"><span></span>Read More</a>
1023</article>
1024
1025<article class="post-link">
1026<a href="/blog/step-1-understand-market-pricing">
1027
1028<figure class="post-thumbnail">
1029<img src="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/r1LFNpZtW/Blog-Image.png" alt="STEP #1: Understand Market Pricing Thumbnail">
1030</figure>
1031
1032<header class="post-header">
1033<h3>STEP #1: Understand Market Pricing</h3>
1034</header>
1035</a>
1036<div class="post-meta">
1037<time datetime=">2017-08-01">August 1, 2017</time>
1038
1039</div>
1040
1041<div class="post-excerpt">
1042<p>When it comes to investing, things can get complicated very quickly.  But it doesn&#39;t need to be that way.  This is the first in a series of blog posts called &#34;10 Steps to a Better Investment Experience&#34; which offers ten ways to improve your experience with investing. Step #1 is Understand Market Pricing and one of the best ways to understand market pricing is a take a closer look at how a pencil is made. In 1958, Leonard E. Reed published an essay about the combination of miracles needed to create a pencil. We can relate that to the work of Eugene Fama called the Efficient Market Hypothesis. Fama wrote that professional investors trying to beat the market through stock picking always had a poor record.
1043
1044Why is that? Well, that’s where the pencil comes in.</p>
1045</div>
1046
1047<a href="/blog/step-1-understand-market-pricing" class="read-more"><span></span>Read More</a>
1048</article>
1049
1050<article class="post-link">
1051<a href="/blog/protect-yourself-online-learn-from-my-mistake">
1052
1053<figure class="post-thumbnail">
1054<img src="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/ry3FKbVAe/Protect-Your-Financial-Accounts-Online.jpg" alt="Protect Yourself Online, Learn From My Mistake Thumbnail">
1055</figure>
1056
1057<header class="post-header">
1058<h3>Protect Yourself Online, Learn From My Mistake</h3>
1059</header>
1060</a>
1061<div class="post-meta">
1062<time datetime=">2017-04-09">April 9, 2017</time>
1063
1064</div>
1065
1066<div class="post-excerpt">
1067<p>As a Registered Investment Advisor, BetterWealth has a duty to diligently protect our clients’ privacy and guard against identity theft.  We are committed to keeping your information secure.  While we take many internal measures to protect your information, there are also measures you can take to help protect yourself and your financial accounts.  There are really three levels of security working on your side: our measures, your custodian’s efforts, and regulations set for the industry. Here’s a quick look at each:</p>
1068</div>
1069
1070<a href="/blog/protect-yourself-online-learn-from-my-mistake" class="read-more"><span></span>Read More</a>
1071</article>
1072
1073<article class="post-link">
1074<a href="/blog/building-wealth-what-to-do">
1075
1076<figure class="post-thumbnail">
1077<img src="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/S1doO-NAx/Build-Wealth-After-Budgeting.jpg" alt="Building Wealth: What To Do Now That You Have a Budget Thumbnail">
1078</figure>
1079
1080<header class="post-header">
1081<h3>Building Wealth: What To Do Now That You Have a Budget</h3>
1082</header>
1083</a>
1084<div class="post-meta">
1085<time datetime=">2017-03-26">March 26, 2017</time>
1086
1087</div>
1088
1089<div class="post-excerpt">
1090<p>Imagine a magician transforming data into a road map to rich treasures. But this isn’t buried treasure. It’s wealth that you’ll create through hard work, discipline, and healthy money habits, along with smart investing. Here are some steps to take so that you know you’re on the right path to building that wealth.</p>
1091</div>
1092
1093<a href="/blog/building-wealth-what-to-do" class="read-more"><span></span>Read More</a>
1094</article>
1095
1096<article class="post-link">
1097<a href="/blog/the-path-to-better-wealth-tools">
1098
1099<figure class="post-thumbnail">
1100<img src="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/HkXW_bVCl/Path-to-Better-Wealth-budgeting.jpg" alt="The Path to Better Wealth: It starts with a budget! Thumbnail">
1101</figure>
1102
1103<header class="post-header">
1104<h3>The Path to Better Wealth: It starts with a budget!</h3>
1105</header>
1106</a>
1107<div class="post-meta">
1108<time datetime=">2017-03-12">March 12, 2017</time>
1109
1110</div>
1111
1112<div class="post-excerpt">
1113<p>The first step to better financial management and budgeting is to take a hard look at your monthly expenses. Here are six tools that can help you get started.</p>
1114</div>
1115
1116<a href="/blog/the-path-to-better-wealth-tools" class="read-more"><span></span>Read More</a>
1117</article>
1118
1119<article class="post-link">
1120<a href="/blog/top-four-ways-to-avoid-the-performance-trap">
1121
1122<figure class="post-thumbnail">
1123<img src="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/HJabEWECx/Four-Ways-to-Avoid-Performance-Trap.jpg" alt="Top Four Ways to Avoid the Performance Trap Thumbnail">
1124</figure>
1125
1126<header class="post-header">
1127<h3>Top Four Ways to Avoid the Performance Trap</h3>
1128</header>
1129</a>
1130<div class="post-meta">
1131<time datetime=">2017-02-26">February 26, 2017</time>
1132
1133</div>
1134
1135<div class="post-excerpt">
1136<p>A financial advisor can create a plan tailored to your personal financial needs while helping you stay disciplined so that you can reach your goals – and avoid getting caught up in the performance trap.</p>
1137</div>
1138
1139<a href="/blog/top-four-ways-to-avoid-the-performance-trap" class="read-more"><span></span>Read More</a>
1140</article>
1141
1142</section>
1143
1144
1145<div class="pagination">
1146<hr>
1147<nav class="traditional">
1148
1149<span class="btn secondary inactive prev-page">Previous Page</span>
1150
1151
1152<a href="/blog/page/2" class="btn secondary next-page">Next Page</a>
1153
1154<div class="page-count">
1155<span class="current">1</span>
1156<span class="divider">
1156of</span>
1157<span class="total">2</span>
1158</div>
1159</nav>
1160</div>
1161
1162
1163
1164</div>
1165</div>
1166<footer class="footer" role="contentinfo">
1167<div class="footer-wrapper">
1168<div class="container">
1169<div class="footer-content" data-location="footer" data-id="6aa987f675d29d5127cc91fb" data-type="footer">
1170<div class="row">
1171<div class="col-xs-12 col-md-4">
1172
1173<h3>Disclosures</h3>
1174
1175<p><a class="fr-file" href="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/KrBegLTy_6g-/BetterWealth_Form-CRS_2026-07-16-FINAL.pdf" rel="noopener noreferrer" target="_blank">Form CRS</a>
1176<br><a href="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/dsem3OzVfzNq/BetterWealth_ADV-2A-and-2B-20260716-FINAL.pdf" rel="noopener noreferrer" target="_blank">Form ADV and Privacy Policy</a>
1177<br><a href="/fees-and-compensation">Fees and Compensation</a>
1178<br><a href="/disclaimer">Disclaimer</a>&nbsp; &nbsp;
1179<br><a href="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/7nyW_n4cDN3c/20260316-BW-Privacy-Policy-FINAL.pdf" rel="noopener noreferrer" target="_blank">Privacy Policy</a>
1180<!-- <br><a href="https://www.cefex.org/rmark/CefexRegistration.aspx?qryRegistrationNumber=seUc8wV2cQC7bpJ5g4vTiA%3d%3d" rel="noopener noreferrer" target="_blank">View CEFEX Certificate</a> -->
1181<br><a href="/professional-designations" rel="noopener noreferrer" target="_blank">Professional Designations</a></p>
1182
1183<h3>Visit us</h3>
1184
1185<p>BetterWealth
1186<br>1475 Saratoga Avenue, Suite 200
1187<br>San Jose, CA 95129</p>
1188
1189<p>
1190<a href="https://www.google.com/maps/place/1475+Saratoga+Ave+%23200,+San+Jose,+CA+95129/@37.296399,-121.987575,16z/data=!4m5!3m4!1s0x808fcaa9493a509b:0x92de99be6f40fd64!8m2!3d37.2963987!4d-121.9875747?hl=en-US" target="_blank"><img src="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/BJR73LhbW/Mamp-thumb.jpg" alt="" class="fr-fil fr-dii"></a></p>
1191
1192<h3>
1193<a href="/askscott"></a></h3>
1194</div>
1195<div class="col-xs-12 col-md-4">
1196
1197<h3>Contact Us</h3>
1198
1199<p>Toll Free: 866-659-2522
1200<br>Main: 408-659-2390
1201<br>Fax: 408-659-2391</p>
1202
1203<p class="is-m0">Scott: &nbsp;x102 or 408-660-3537
1204<br>Andrew:&nbsp; x105 or 408-673-9702
1205
1206<br>Jesse: &nbsp;x109 or 408-792-6633
1207<br id="isPasted">Sue: &nbsp;x101 or 408-659-2648
1208<br>Jodee: &nbsp;x103 or 408-659-2650 &nbsp; &nbsp; &nbsp; &nbsp; 
1209
1210<br>Joanne: &nbsp;x106 or 408-660-3538
1211<br id="isPasted">Heidi: x107 or 408-673-9986
1212<br>Miranda: x108 or 408-792-6561</p>
1213
1214<p>
1215<br>
1216</p>
1217
1218<p>
1219<br>
1220</p>
1221
1222<p>
1223<br>
1224</p>
1225
1226<!-- <p>
1227			<a href="https://directories.onepercentfortheplanet.org/profile/betterwealth?referrer=%2F%3FmemberType%3Dbusiness%26q%3Dbetterwealth" rel="noopener noreferrer" target="_blank"><img src="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/9bbP6ijGee/1ftp_Primary_Vertical_White.png" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 102px;"></a></p> -->
1228</div>
1229<div class="col-xs-12 col-md-4">
1230
1231<h3>
1232<a href="http://www.letsmakeaplan.org/why-choose-a-cfp-professional" rel="noopener noreferrer" target="_blank"><img src="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/KEu7iqK9yA1/CFP.png" style="width: 194px; display: block; vertical-align: top; margin: 5px auto 5px 0px; height: 99.1087px;"></a></h3>
1233
1234<p>
1235<br>
1236</p>
1237
1238<p>
1239<a href="https://www.fpasv.org/about" rel="noopener noreferrer" target="_blank"><img src="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/lfF1cn9d_P0/FPA_Silicon-Valley.jpg" style="width: 212px; display: block; vertical-align: top; margin: 5px auto 5px 0px; height: 53.8785px;"></a>
1240<br>
1241<!-- <a href="https://www.cefex.org/CertifiedAdvisors/Details/CFX10686" rel="noopener noreferrer" target="_blank"><img src="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/-vQr6JyHI/CEFEXMarkPNGFormat-1-300x300.png" style="display: block; vertical-align: top; margin: 0px auto; width: 157px; height: 157px;"></a> --></p>
1242</div></div>
1243
1244<p class="disclaimer">
1245<br>
1246</p>
1247
1248<p class="disclaimer">BetterWealth, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where BetterWealth and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by BetterWealth unless a client service agreement is in place.</p>
1249<!-- Prenav backup -->
1250<!-- <div class="pre-nav" id="prenav">
1251
1252<a href="/schedule-a-meeting">SCHEDULE A MEETING</a>
1253<span class="pre-nav-divider">|</span> <a href="/client-login">CLIENT LOGIN</a><span class="pre-nav-divider">|</span> <a href="/contact">CONTACT</a>
1254
1255</div> -->
1256<!-- Prenav backup end -->
1257</div>
1258<div id="tot_badge">
1259<p>
1260<a href="https://twentyoverten.com" target="_blank">
1261<img src="data:image/svg+xml;charset=utf8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3E%3Cpath d='M15,1.75A13.25,13.25,0,1,1,1.75,15,13.27,13.27,0,0,1,15,1.75M15,0A15,15,0,1,0,30,15,15,15,0,0,0,15,0h0Z' fill='%23ffffff'/%3E%3Cpath d='M13.13,6.39a0.6,0.6,0,0,1,.57-0.63h0.72a0.6,0.6,0,0,1,.64.63V9h1a0.6,0.6,0,0,1,.64.63V10a0.61,0.61,0,0,1-.56.65H15.06v6.73c0,0.82.21,1.06,0.93,1.06h0.47a0.6,0.6,0,0,1,.64.63v0.4a0.61,0.61,0,0,1-.57.64h-0.6c-2,0-2.85-.82-2.85-2.73v-11h0Z' fill='%23ffffff'/%3E%3Cpath d='M17.38,23.6a0.64,0.64,0,0,1-.64.63H13.28a0.64,0.64,0,0,1-.64-0.63V23.05a0.64,0.64,0,0,1,.64-0.59h3.44a0.64,0.64,0,0,1,.64.63V23.6Z' fill='%23ffffff'/%3E%3C/svg%3E" alt="Financial Advisor Websites by Twenty Over Ten">
1262<span>Powered by Twenty Over Ten</span>
1263</a>
1264</p>
1265</div>
1266</div>
1267</div>
1268
1269</footer>
1270<div class="pull-out-overlay"></div>
1271</div>
1272
1273<script>
1274window.appUrl = 'https://app.twentyoverten.com';
1275window.siteUrl = 'https://betterwealth.us';
1276window.suppress = false;
1277</script>
vendor: 1 bytes, line 1277
1277
1278<script src="https://ajax.googleapis.com/ajax/libs/jquery/2.2.4/jquery.min.js"></script>
vendor: 1 bytes, line 1278
1278
1279<script src="/assets/frameworks/assets/dist/js/global-2.0.2.js"></script>
vendor: 1 bytes, line 1279
1279
1280<script src="/assets/frameworks/themes/fresnel/1.0.0/assets/dist/js/main-1.0.0.js"></script>
1280
1281
1282
1283<div id="footer-getstarted" class="footer-getstarted">
1284  <div class="content-wrapper">
1285    <div class="container">
1286      <div class="main-content">
1287
1288
1289        <h1 style="text-align: center;"><strong>Begin Your Enlightenment</strong>.</h1>
1290        
1291        <h3 style="text-align: center;">Insights and resources to move your dreams and financial future forward</h3>
1292        <div class="get-started-icons">
1293        	<div class="get-started-icons__item"><a href="/enlighten/insightful-papers"><img class="get-started-icons__item__img fr-dib" src="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/Bk7OhIlsx/papers.png" alt="icon">
1294        
1295        		<h3>PAPERS</h3>
1296        	</div>
1297        	<div class="get-started-icons__item"><a href="/enlighten/podcast"><img class="get-started-icons__item__img fr-dib" src="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/rJ7Oh8xjx/podcast.png" alt="icon"></a>
1298        
1299        		<h3>PODCAST</h3>
1300        	</div>
1301        	<div class="get-started-icons__item"><a href="/blog"><img class="get-started-icons__item__img fr-dib" src="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/SJx7un8eol/speechmarks.png" alt="icon"></a>
1302        
1303        		<h3>BLOG</h3>
1304        	</div>
1305        	<div class="get-started-icons__item"><a href="/enlighten/videos"><img class="get-started-icons__item__img fr-dib" src="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/r1Z7dhLxsx/vid.png" alt="icon"></a>
1306        
1307        		<h3>VIDEOS</h3>
1308        	</div>
1309        	<!--<div class="get-started-icons__item"><a href="/learn/market-reports"><img class="get-started-icons__item__img fr-dib" src="https://static.twentyoverten.com/58bf0cbf234c1f3ac0e98e18/Skg7dhUeie/reports.png" alt="icon"></a>
1310        
1311        		<h3>REPORTS</h3>-->
1312        	</div>
1313        </div>
1314        
1315        <p style="text-align: center;"><a class="btn" href="/enlighten">Get Started now&nbsp;</a></p>
1316        
1317      </div>
1318    </div>
1319  </div>
1320</div>        
1321
1322
1323
1324<!--<div id="footer-podcast" class="footer-podcast">-->
1325<!--  <div class="content-wrapper">-->
1326<!--    <div class="container">-->
1327<!--      <div class="main-content">-->
1328
1329<!--        <h1 style="text-align: center;">BetterWealth Podcast</h1><h3 style="text-align: center;">“Enlightened Discipline” with Scott Stauffer</h3>-->
1330        
1331<!--        <div id="podcasts-feed" class="row"></div>-->
1332        
1333<!--        <p></p><p style="text-align: center;"><a class="btn" href="http://betterwealth.podbean.com/">View all</a>&nbsp;</p>-->
1334                  
1335
1336<!--      </div>-->
1337<!--    </div>-->
1338<!--  </div>-->
1339<!--</div>-->
1340
1341
1342
1343
1344
1345
1346
1347<div id="footer-askscott" class="footer-askscott">
1348  <div class="content-wrapper">
1349    <div class="container">
1350      <div class="main-content">
1351        
1352        
1353        <h1 style="text-align: center;">ASK OUR TEAM</h1>
1354        
1355        <h3 style="text-align: center;">We like to pay-it-forward. We’re always open to answering personal financial questions – no strings attached.</h3>
1356        <form class="form contact-form" novalidate="novalidate"><span class="delete-contact-form"></span>
1357        	<span class="mask-contact-form" contenteditable="false"></span>
1358        	<div class="form-wrapper">
1359        		<div class="row">
1360        			<div class="col-xs-12 col-md-6">
1361        				<div class="form-item">
1362        					<label>First Name</label>
1363        					<input name="contact[first name]" class="form-control" type="text">
1364        				</div>
1365        			</div>
1366        			<div class="col-xs-12 col-md-6">
1367        				<div class="form-item">
1368        					<label>Last Name</label>
1369        					<input name="contact[last name]" class="form-control" type="text">
1370        				</div>
1371        			</div>
1372        		</div>
1373        		<div class="row">
1374        			<div class="col-xs-12 col-md-6">
1375        				<div class="form-item">
1376        					<label>Email</label>
1377        					<input name="contact[email]" class="form-control" type="email">
1378        				</div>
1379        			</div>
1380        			<div class="col-xs-12 col-md-6">
1381        				<div class="form-item">
1382        					<label>Expected response time</label>
1383        					<div class="select">
1384        						<select class="form-control">&nbsp; &nbsp;
1385        							<option>Please select</option>
1386        							<option>within 1 business day</option>
1387        							<option>in the next few days</option>
1388        							<option>whenever you get a chance</option>&nbsp;</select>
1389        					</div>
1390        				</div>
1391        			</div>
1392        		</div>
1393        		<div class="form-item">
1394        			<label>Message</label>
1395        			<textarea name="contact[message]" class="form-control"></textarea>
1396        		</div>
1397        		<input name="email_address_honeypot" style="display:none;" type="text">
1398
1399        		<div class="form-item">
1400        			<button class="btn contact-submit" data-submit-text="Sending..." type="submit">Send</button>
1401        		</div>
1402        	</div>
1403        </form>
1404
1405      </div>
1406    </div>
1407  </div>
1408</div>
1409
1410
1411
1412
1413
1414<!-- ///////// TACTIBRAND SOCIALS SECTION ///////// -->
1415
1416<div id="footer-socials" class="footer-socials">
1417  <div class="content-wrapper">
1418    <div class="container">
1419      <div class="main-content">
1420        
1421        <div class="row footer-socials-row">
1422          
1423          <div class="col-xs-12 col-md-2 col-md-offset-1">
1424            <h2>Stay in touch with us</h2>
1425          </div>
1426          
1427          <div class="col-xs-6 col-md-2 footer-socials-col">
1428            <a href="https://www.linkedin.com/in/betterwealthus" target="_blank"><svg class="icon footer-socials-icon">
1429              <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#icon-linkedin"></use></a>
1430            </svg>
1431            <h4>Linkedin</h4>
1432            <p class="footer-socials-text">This is where we hang out on social.</p>
1433          </div>
1434          
1435         
1436          
1437          <div class="col-xs-6 col-md-2 footer-socials-col">
1438            <a href="https://betterwealth.podbean.com/" target="_blank"><svg class="icon footer-socials-icon"><use xlink:href="#icon-podcast"></use></svg></a>
1439            </svg>  
1440            <h4>BW podcast</h4>
1441            <p class="footer-socials-text">Our favorite place to reflect & debate.</p>
1442          </div>
1443                   
1444          <div class="col-xs-6 col-md-2 footer-socials-col">
1445            <a href="/blog" target="_blank"><svg class="icon footer-socials-icon"><use xlink:href="#icon-blog"></use></svg></a>
1446            </svg>  
1447            <h4>BW Blog</h4>
1448            <p class="footer-socials-text">If you prefer to read our insights.</p>
1449          </div>
1450        
1451          
1452          
1453        </div>
1454        
1455      </div>
1456    </div>
1457  </div>
1458</div>
1459
1460
1461
1462
1463
1464<script >
1465  
1466    $('#prenav').prependTo($('.header-inner'));
1467
1468  $('#footer-podcast').hide();
1469  if($('body').hasClass('home') ) {
1470    // $('#footer-podcast').show();
1471  }
1472    // $('#footer-podcast').insertBefore('body.home .footer');
1473    $('#footer-certificate').insertBefore('.footer');
1474    $('#footer-getstarted').insertBefore('.footer');
1475   $('#footer-askscott').insertBefore('.footer');
1476    $('#footer-socials').insertBefore('.footer');
1477    
1478
1479
1480  
1481  
1482 
1483
1484$.getJSON('https://twentyoverten.com/feed_api?url=http://betterwealth.podbean.com/feed', function (data) {
1485    console.log(data);
1486
1487    var length = data.length;
1488    
1489    for (var i = 0; i < 3; i++) {
1490       var obj = data[i];
1491       var title = obj.title;
1492       var link = obj.link;
1493       var img = obj.meta.image.url;
1494       var date = obj.date;
1495    
1496      var formattedDate = new Date(date);
1497      var d = formattedDate.getDate();
1498      var m =  formattedDate.getMonth();
1499      m += 1;  // JavaScript months are 0-11
1500      var y = formattedDate.getFullYear();
1501      
1502      var formatted_date = m + "." + d + "." + y;
1503
1504      var template = '<div class="col-xs-12 col-md-4"><div class="podcast-item">\
1505      <a target="_blank" href="'+link+'"><div class="podcast-item-image" style="background-image:url('+img+')"></div></a>\
1506      <div class="postcast-item-inner"><h3><a target="_blank" href="'+link+'">'+title+'</a></h3><h4>'+formatted_date+'</h4>\
1507      </div></div></div>'; 
1508      
1509      
1510      $('#podcasts-feed').append(template);
1511    }
1512
1513  });
1514
1515
1516
1517  
1518
1519  
1520</script>
1520
1521
1522<script>
1523  if (location.href.includes("/about")) {
1524  $(".member-item:nth-child(3)").after(
1525    `<div class="row center-xs" style="
1526      width: 100%;"></div>`
1527  );
1528}
1529</script>
1529
1530
1531<script>
1532$(document).ready(function() {
1533    // Target links that go to /enlighten/podcast
1534    $('a[href="/enlighten/podcast"]').attr({
1535        'href': 'https://betterwealth.podbean.com/',
1536        'target': '_blank'
1537    });
1538    
1539    // Also handle links with full domain or relative paths
1540    $('a[href*="/enlighten/podcast"]').each(function() {
1541        var currentHref = $(this).attr('href');
1542        // Only change if it's specifically the podcast page
1543        if (currentHref.endsWith('/enlighten/podcast') || currentHref === '/enlighten/podcast') {
1544            $(this).attr({
1545                'href': 'https://betterwealth.podbean.com/',
1546                'target': '_blank'
1547            });
1548        }
1549    });
1550});
1551</script>
1551
1552
1553<script>
vendor: 334 bytes, lines 1553-1558
1553
1554(function(i,s,o,g,r,a,m){i['GoogleAnalyticsObject']=r;i[r]=i[r]||function(){
1555(i[r].q=i[r].q||[]).push(arguments)},i[r].l=1*new Date();a=s.createElement(o),
1556m=s.getElementsByTagName(o)[0];a.async=1;a.src=g;m.parentNode.insertBefore(a,m)
1557})(window,document,'script','https://www.google-analytics.com/analytics.js','ga');
1558ga('create', '
1558UA-69577562-1
vendor: 36 bytes, lines 1558-1559
1558', 'auto');
1559ga('send', 'pageview');
1560</script>
1560
1561
1562</body>
1563</html>

Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.