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58.column.is-offset-one-third-fullhd{margin-left:33.3333%}.column.is-offset-one-quarter-fullhd{margin-left:25%}.column.is-offset-one-fifth-fullhd{margin-left:20%}.column.is-offset-two-fifths-fullhd{margin-left:40%}.column.is-offset-three-fifths-fullhd{margin-left:60%}.column.is-offset-four-fifths-fullhd{margin-left:80%}.column.is-0-fullhd{flex:none;width:0}.column.is-offset-0-fullhd{margin-left:0}.column.is-1-fullhd{flex:none;width:8.33333%}.column.is-offset-1-fullhd{margin-left:8.33333%}.column.is-2-fullhd{flex:none;width:16.66667%}.column.is-offset-2-fullhd{margin-left:16.66667%}.column.is-3-fullhd{flex:none;width:25%}.column.is-offset-3-fullhd{margin-left:25%}.column.is-4-fullhd{flex:none;width:33.33333%}.column.is-offset-4-fullhd{margin-left:33.33333%}.column.is-5-fullhd{flex:none;width:41.66667%}.column.is-offset-5-fullhd{margin-left:41.66667%}.column.is-6-fullhd{flex:none;width:50%}.column.is-offset-6-fullhd{margin-left:50%}.column.is-7-fullhd{flex:none;width:58.33333%}.column.is-offset-7-fullhd{margin-left:58.33333%}.column.is-8-fullhd{flex:none;width:66.66667%}.column.is-offset-8-fullhd{margin-left:66.66667%}.column.is-9-fullhd{flex:none;width:75%}.column.is-offset-9-fullhd{margin-left:75%}.column.is-10-fullhd{flex:none;width:83.33333%}.column.is-offset-10-fullhd{margin-left:83.33333%}.column.is-11-fullhd{flex:none;width:91.66667%}.column.is-offset-11-fullhd{margin-left:91.66667%}.column.is-12-fullhd{flex:none;width:100%}.column.is-offset-12-fullhd{margin-left:100%}}.columns{margin-left:-.75rem;margin-right:-.75rem;margin-top:-.75rem}.columns:last-child{margin-bottom:-.75rem}.columns:not(:last-child){margin-bottom:.75rem}.columns.is-centered{justify-content:center}.columns.is-gapless{margin-left:0;margin-right:0;margin-top:0}.columns.is-gapless>.column{margin:0;padding:0!important}.columns.is-gapless:not(:last-child){margin-bottom:1.5rem}.columns.is-gapless:last-child{margin-bottom:0}.columns.is-mobile{display:flex}.columns.is-multiline{flex-wrap:wrap}.columns.is-vcentered{align-items:center}@media print,screen and (min-width:769px){.columns:not(.is-desktop){display:flex}}@media screen and (min-width:1024px){.columns.is-desktop{display:flex}}.columns.is-variable{--columnGap:0.75rem;margin-left:calc(var(--columnGap)*-1);margin-right:calc(var(--columnGap)*-1)}.columns.is-variable>.column{padding-left:var(--columnGap);padding-right:var(--columnGap)}.columns.is-variable.is-0{--columnGap:0rem}@media screen and (max-width:768px){.columns.is-variable.is-0-mobile{--columnGap:0rem}}@media print,screen and (min-width:769px){.columns.is-variable.is-0-tablet{--columnGap:0rem}}@media screen and (min-width:769px) and (max-width:1023px){.columns.is-variable.is-0-tablet-only{--columnGap:0rem}}@media screen and (max-width:1023px){.columns.is-variable.is-0-touch{--columnGap:0rem}}@media screen and (min-width:1024px){.columns.is-variable.is-0-desktop{--columnGap:0rem}}@media screen and (min-width:1024px) and (max-width:1215px){.columns.is-variable.is-0-desktop-only{--columnGap:0rem}}@media screen and (min-width:1216px){.columns.is-variable.is-0-widescreen{--columnGap:0rem}}@media screen and (min-width:1216px) and (max-width:1407px){.columns.is-variable.is-0-widescreen-only{--columnGap:0rem}}@media screen and (min-width:1408px){.columns.is-variable.is-0-fullhd{--columnGap:0rem}}.columns.is-variable.is-1{--columnGap:0.25rem}@media screen and (max-width:768px){.columns.is-variable.is-1-mobile{--columnGap:0.25rem}}@media print,screen and (min-width:769px){.columns.is-variable.is-1-tablet{--columnGap:0.25rem}}@media screen and (min-width:769px) and (max-width:1023px){.columns.is-variable.is-1-tablet-only{--columnGap:0.25rem}}@media screen and (max-width:1023px){.columns.is-variable.is-1-touch{--columnGap:0.25rem}}@media screen and (min-width:1024px){.columns.is-variable.is-1-desktop{--columnGap:0.25rem}}@media screen and (min-width:1024px) and (max-width:1215px){.columns.is-variable.is-1-desktop-only{--columnGap:0.25rem}}@media screen and (min-width:1216px){.columns.is-variable.is-1-widescreen{--columnGap:0.25rem}}@media screen and (min-width:1216px) and (max-width:1407px){.columns.is-variable.
58is-1-widescreen-only{--columnGap:0.25rem}}@media screen and (min-width:1408px){.columns.is-variable.is-1-fullhd{--columnGap:0.25rem}}.columns.is-variable.is-2{--columnGap:0.5rem}@media screen and (max-width:768px){.columns.is-variable.is-2-mobile{--columnGap:0.5rem}}@media print,screen and (min-width:769px){.columns.is-variable.is-2-tablet{--columnGap:0.5rem}}@media screen and (min-width:769px) and (max-width:1023px){.columns.is-variable.is-2-tablet-only{--columnGap:0.5rem}}@media screen and (max-width:1023px){.columns.is-variable.is-2-touch{--columnGap:0.5rem}}@media screen and (min-width:1024px){.columns.is-variable.is-2-desktop{--columnGap:0.5rem}}@media screen and (min-width:1024px) and (max-width:1215px){.columns.is-variable.is-2-desktop-only{--columnGap:0.5rem}}@media screen and (min-width:1216px){.columns.is-variable.is-2-widescreen{--columnGap:0.5rem}}@media screen and (min-width:1216px) and (max-width:1407px){.columns.is-variable.is-2-widescreen-only{--columnGap:0.5rem}}@media screen and (min-width:1408px){.columns.is-variable.is-2-fullhd{--columnGap:0.5rem}}.columns.is-variable.is-3{--columnGap:0.75rem}@media screen and (max-width:768px){.columns.is-variable.is-3-mobile{--columnGap:0.75rem}}@media print,screen and (min-width:769px){.columns.is-variable.is-3-tablet{--columnGap:0.75rem}}@media screen and (min-width:769px) and (max-width:1023px){.columns.is-variable.is-3-tablet-only{--columnGap:0.75rem}}@media screen and (max-width:1023px){.columns.is-variable.is-3-touch{--columnGap:0.75rem}}@media screen and (min-width:1024px){.columns.is-variable.is-3-desktop{--columnGap:0.75rem}}@media screen and (min-width:1024px) and (max-width:1215px){.columns.is-variable.is-3-desktop-only{--columnGap:0.75rem}}@media screen and (min-width:1216px){.columns.is-variable.is-3-widescreen{--columnGap:0.75rem}}@media screen and (min-width:1216px) and (max-width:1407px){.columns.is-variable.is-3-widescreen-only{--columnGap:0.75rem}}@media screen and (min-width:1408px){.columns.is-variable.is-3-fullhd{--columnGap:0.75rem}}.columns.is-variable.is-4{--columnGap:1rem}@media screen and (max-width:768px){.columns.is-variable.is-4-mobile{--columnGap:1rem}}@media print,screen and (min-width:769px){.columns.is-variable.is-4-tablet{--columnGap:1rem}}@media screen and (min-width:769px) and (max-width:1023px){.columns.is-variable.is-4-tablet-only{--columnGap:1rem}}@media screen and (max-width:1023px){.columns.is-variable.is-4-touch{--columnGap:1rem}}@media screen and (min-width:1024px){.columns.is-variable.is-4-desktop{--columnGap:1rem}}@media screen and (min-width:1024px) and (max-width:1215px){.columns.is-variable.is-4-desktop-only{--columnGap:1rem}}@media screen and (min-width:1216px){.columns.is-variable.is-4-widescreen{--columnGap:1rem}}@media screen and (min-width:1216px) and (max-width:1407px){.columns.is-variable.is-4-widescreen-only{--columnGap:1rem}}@media screen and (min-width:1408px){.columns.is-variable.is-4-fullhd{--columnGap:1rem}}.columns.is-variable.is-5{--columnGap:1.25rem}@media screen and (max-width:768px){.columns.is-variable.is-5-mobile{--columnGap:1.25rem}}@media print,screen and (min-width:769px){.columns.is-variable.is-5-tablet{--columnGap:1.25rem}}@media screen and (min-width:769px) and (max-width:1023px){.columns.is-variable.is-5-tablet-only{--columnGap:1.25rem}}@media screen and (max-width:1023px){.columns.is-variable.is-5-touch{--columnGap:1.25rem}}@media screen and (min-width:1024px){.columns.is-variable.is-5-desktop{--columnGap:1.25rem}}@media screen and (min-width:1024px) and (max-width:1215px){.columns.is-variable.is-5-desktop-only{--columnGap:1.25rem}}@media screen and (min-width:1216px){.columns.is-variable.is-5-widescreen{--columnGap:1.25rem}}@media screen and (min-width:1216px) and (max-width:1407px){.columns.is-variable.is-5-widescreen-only{--columnGap:1.25rem}}@media screen and (min-width:1408px){.columns.is-variable.is-5-fullhd{--columnGap:1.25rem}}.columns.is-variable.is-6{--columnGap:1.5rem}@media screen and (max-width:768px){.columns.is-variable.is-6-mobile{--columnGap:1.5rem}}
58@media print,screen and (min-width:769px){.columns.is-variable.is-6-tablet{--columnGap:1.5rem}}@media screen and (min-width:769px) and (max-width:1023px){.columns.is-variable.is-6-tablet-only{--columnGap:1.5rem}}@media screen and (max-width:1023px){.columns.is-variable.is-6-touch{--columnGap:1.5rem}}@media screen and (min-width:1024px){.columns.is-variable.is-6-desktop{--columnGap:1.5rem}}@media screen and (min-width:1024px) and (max-width:1215px){.columns.is-variable.is-6-desktop-only{--columnGap:1.5rem}}@media screen and (min-width:1216px){.columns.is-variable.is-6-widescreen{--columnGap:1.5rem}}@media screen and (min-width:1216px) and (max-width:1407px){.columns.is-variable.is-6-widescreen-only{--columnGap:1.5rem}}@media screen and (min-width:1408px){.columns.is-variable.is-6-fullhd{--columnGap:1.5rem}}.columns.is-variable.is-7{--columnGap:1.75rem}@media screen and (max-width:768px){.columns.is-variable.is-7-mobile{--columnGap:1.75rem}}@media print,screen and (min-width:769px){.columns.is-variable.is-7-tablet{--columnGap:1.75rem}}@media screen and (min-width:769px) and (max-width:1023px){.columns.is-variable.is-7-tablet-only{--columnGap:1.75rem}}@media screen and (max-width:1023px){.columns.is-variable.is-7-touch{--columnGap:1.75rem}}@media screen and (min-width:1024px){.columns.is-variable.is-7-desktop{--columnGap:1.75rem}}@media screen and (min-width:1024px) and (max-width:1215px){.columns.is-variable.is-7-desktop-only{--columnGap:1.75rem}}@media screen and (min-width:1216px){.columns.is-variable.is-7-widescreen{--columnGap:1.75rem}}@media screen and (min-width:1216px) and (max-width:1407px){.columns.is-variable.is-7-widescreen-only{--columnGap:1.75rem}}@media screen and (min-width:1408px){.columns.is-variable.is-7-fullhd{--columnGap:1.75rem}}.columns.is-variable.is-8{--columnGap:2rem}@media screen and (max-width:768px){.columns.is-variable.is-8-mobile{--columnGap:2rem}}@media print,screen and 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92.card-title[data-v-021c3343]{color:#14161f;font-size:18px;font-weight:600;height:90px;line-height:1.3;text-align:center;text-transform:lowercase}.card-title[data-v-021c3343]:first-letter{text-transform:capitalize}.read-more[data-v-021c3343]{margin:0 auto;max-width:100px} 93.congrats-modal .close-icon-container{cursor:pointer;position:absolute;right:20px;top:20px}.congrats-modal .v--modal-box{align-items:center;display:flex;height:100%;justify-content:center}@media print,screen and (min-width:769px){.congrats-modal .v--modal-box{padding:50px}} 94.container[data-v-228fdae5]{max-width:1100px}.subtitle[data-v-228fdae5],.title[data-v-228fdae5]{color:#3e4cd4}.subtitle[data-v-228fdae5]{margin-bottom:15px}.navbar-item[data-v-228fdae5]{color:#303030;margin:10px 0;padding:0}.logo[data-v-228fdae5]{font-size:2rem}@media screen and (min-width:1024px){.logo[data-v-228fdae5]{font-size:2rem}}.right[data-v-228fdae5]{text-align:center}@media print,screen and (min-width:769px){.right[data-v-228fdae5]{text-align:right}}.text[data-v-228fdae5]{border-top:1px solid #4b5061;font-size:.6rem;padding:20px 20px 0}@media print,screen and (min-width:769px){.text[data-v-228fdae5]{padding:30px 20px 0}}.social-container[data-v-228fdae5]{margin-bottom:30px}.social-container li[data-v-228fdae5]{display:inline-block}.social-container li a[data-v-228fdae5]{color:#4b5061;display:inline-block;height:45px;width:45px}.trust-pilot img[data-v-228fdae5]{height:50px;width:140px}</style><style data-vue-ssr-id="0e783494:0"> 95.v--modal-block-scroll { 96 overflow: hidden; 97 width: 100vw; 98} 99.v--modal-overlay { 100 position: fixed; 101 box-sizing: border-box; 102 left: 0; 103 top: 0; 104 width: 100%; 105 height: 100vh; 106 background: rgba(0, 0, 0, 0.2); 107 z-index: 999; 108 opacity: 1; 109} 110.v--modal-overlay.scrollable { 111 height: 100%; 112 min-height: 100vh; 113 overflow-y: auto; 114 -webkit-overflow-scrolling: touch; 115} 116.v--modal-overlay .v--modal-background-click { 117 width: 100%; 118 min-height: 100%; 119 height: auto; 120} 121.v--modal-overlay .v--modal-box { 122 position: relative; 123 overflow: hidden; 124 box-sizing: border-box; 125} 126.v--modal-overlay.scrollable .v--modal-box { 127 margin-bottom: 2px; 128} 129.v--modal { 130 background-color: white; 131 text-align: left; 132 border-radius: 3px; 133 box-shadow: 0 20px 60px -2px rgba(27, 33, 58, 0.4); 134 padding: 0; 135} 136.v--modal.v--modal-fullscreen { 137 width: 100vw; 138 height: 100vh; 139 margin: 0; 140 left: 0; 141 top: 0; 142} 143.v--modal-top-right { 144 display: block; 145 position: absolute; 146 right: 0; 147 top: 0; 148} 149.overlay-fade-enter-active, 150.overlay-fade-leave-active { 151 transition: all 0.2s; 152} 153.overlay-fade-enter, 154.overlay-fade-leave-active { 155 opacity: 0; 156} 157.nice-modal-fade-enter-active, 158.nice-modal-fade-leave-active { 159 transition: all 0.4s; 160} 161.nice-modal-fade-enter, 162.nice-modal-fade-leave-active { 163 opacity: 0; 164 transform: translateY(-20px); 165} 166</style> 167 </head> 168 <body > 169 <div data-server-rendered="true" id="__nuxt"><!----><div id="__layout"><div><nav role="navigation" aria-label="main navigation" class="navbar" data-v-3c100563><div class="navbar-brand" data-v-3c100563><div class="navbar-item is-hidden get-quote-mobile-bt" data-v-3c100563><div class="buttons" data-v-3c100563><a href="/quote?src=nav" data-test="nav-quote-mobile" class="button ps-button get-quote-bt short is-inverted" data-v-3c100563><span data-v-3c100563>Get your personal quote</span></a></div></div> <div class="ps-logo-container is-hidden-desktop" data-v-3c100563><a href="/" aria-current="page" class="ps-logo nuxt-link-exact-active nuxt-link-active" data-v-3c100563><img src="/_nuxt/img/Pedalsure-Logo_Large.48825a2.svg" alt="Pedalsure" width="1080" height="173" class="ps-wordmark" data-v-3c100563></a></div> <a role="button" aria-label="menu" aria-expanded="false" data-target="navbarBasicExample" class="navbar-burger burger" data-v-3c100563><span aria-hidden="true" data-v-3c100563></span> <span aria-hidden="true" data-v-3c100563></span> <span aria-hidden="true" data-v-3c100563></span></a></div> <div id="navbarBasicExample" class="navbar-menu" data-v-3c100563><div class="drawer is-hidden-desktop" data-v-3c100563>
169<div class="drawer-head" data-v-3c100563><a href="/" aria-current="page" class="drawer-logo nuxt-link-exact-active nuxt-link-active" data-v-3c100563><img src="/_nuxt/img/Pedalsure-Logo_Large.48825a2.svg" alt="Pedalsure" width="1080" height="173" data-v-3c100563></a> <button aria-label="Close menu" class="drawer-close" data-v-3c100563><svg viewBox="0 0 24 24" aria-hidden="true" focusable="false" data-v-3c100563><path d="M6.5 6.5l11 11M17.5 6.5l-11 11" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" data-v-3c100563></path></svg></button></div> <a href="/quote?src=nav" data-test="nav-quote-drawer" class="button ps-button is-fullwidth call-to-action drawer-cta" data-v-3c100563> 170 Get your personal quote 171 </a> <p class="drawer-cta-note" data-v-3c100563> 172 Takes about two minutes · no payment today 173 </p> <p class="drawer-proof" data-v-3c100563><svg viewBox="0 0 24 24" aria-hidden="true" focusable="false" data-v-3c100563><path d="M12 3.6l2.5 5.1 5.6.8-4 4 .95 5.6L12 16.4l-5.05 2.7.95-5.6-4-4 5.6-.8L12 3.6z" fill="currentColor" data-v-3c100563></path></svg> <b data-v-3c100563>4.6 Excellent</b> · 50,000+ cyclists covered 174 </p> <ul class="drawer-links" data-v-3c100563><li data-v-3c100563><a href="/" aria-current="page" class="nuxt-link-exact-active nuxt-link-active" data-v-3c100563><span aria-hidden="true" class="drawer-icon" data-v-3c100563><svg viewBox="0 0 24 24" focusable="false" data-v-3c100563><path d="M4 11l8-6 8 6v8.5a.5.5 0 0 1-.5.5H15v-6H9v6H4.5a.5.5 0 0 1-.5-.5V11z" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" data-v-3c100563></path></svg></span> <span class="drawer-link-text" data-v-3c100563><span class="drawer-link-title" data-v-3c100563>Home</span> <span class="drawer-link-copy" data-v-3c100563> 175 Theft and accidental damage cover 176 </span></span> <svg viewBox="0 0 24 24" aria-hidden="true" focusable="false" class="drawer-chevron" data-v-3c100563><path d="M9.5 5.5l6.5 6.5-6.5 6.5" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" data-v-3c100563></path></svg></a></li> <li data-v-3c100563><div class="nav-dd nav-dd--mobile" data-v-39615bd3 data-v-3c100563><button id="bike-insurance-nav-trigger-mobile-93027" type="button" aria-haspopup="true" aria-expanded="false" aria-controls="bike-insurance-nav-panel-mobile-93027" class="nav-dd-trigger" data-v-39615bd3><span aria-hidden="true" class="drawer-icon" data-v-39615bd3><svg viewBox="0 0 24 24" focusable="false" data-v-39615bd3><circle cx="6" cy="17" r="3.3" fill="none" stroke="currentColor" stroke-width="1.7" data-v-39615bd3></circle> <circle cx="18" cy="17" r="3.3" fill="none" stroke="currentColor" stroke-width="1.7" data-v-39615bd3></circle> <path d="M6 17l4.5-8h4L12 17M10.5 9h4.5M14.5 9l3.5 8M9 12h4" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" data-v-39615bd3></path></svg></span> <span class="nav-dd-trigger-label" data-v-39615bd3>Bike insurance</span> <svg viewBox="0 0 24 24" aria-hidden="true" focusable="false" class="nav-dd-chevron" data-v-39615bd3><path d="M6 9.5l6 6 6-6" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" data-v-39615bd3></path></svg></button> <ul id="bike-insurance-nav-panel-mobile-93027" aria-labelledby="bike-insurance-nav-trigger-mobile-93027" class="nav-dd-panel" style="display:none;" data-v-39615bd3><li class="nav-dd-overview" data-v-39615bd3><a href="/bike-insurance" data-v-39615bd3> 177 Bike insurance 178 </a></li><li data-v-39615bd3><a href="/what-we-cover" data-v-39615bd3> 179 What we cover 180 </a></li><li data-v-39615bd3><a href="/bike-theft-insurance" data-v-39615bd3> 181 Bike theft insurance 182 </a></li><li data-v-39615bd3><a href="/electric-bike-insurance" data-v-39615bd3> 183 Electric bike insurance 184 </a></li><li data-v-39615bd3><a href="/road-bike-insurance" data-v-39615bd3> 185 Road bike insurance 186 </a></li><li data-v-39615bd3><a href="/mountain-bike-insurance" data-v-39615bd3> 187 Mountain bike insurance 188 </a></li><li data-v-39615bd3><a href="/cargo-bike-insurance" data-v-39615bd3> 189 Cargo bike insurance 190 </a></li><li data-v-39615bd3><a href="/commuter-cycle-insurance" data-v-39615bd3> 191 Commuter cycle insurance 192 </a></li><li data-v-39615bd3><a href="/triathlon-cycle-insurance" data-v-39615bd3> 193 Triathlon bike insurance 194 </a></li></ul></div></li> <li data-v-3c100563><a href="/policy-information" data-v-3c100563>
194<span aria-hidden="true" class="drawer-icon" data-v-3c100563><svg viewBox="0 0 24 24" focusable="false" data-v-3c100563><path d="M6 3.5h8L18.5 8v12a.5.5 0 0 1-.5.5H6a.5.5 0 0 1-.5-.5V4a.5.5 0 0 1 .5-.5z" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" data-v-3c100563></path><path d="M13.5 3.7V8.5h4.8" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" data-v-3c100563></path><path d="M8.5 13h7M8.5 16.5h4.5" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" data-v-3c100563></path></svg></span> <span class="drawer-link-text" data-v-3c100563><span class="drawer-link-title" data-v-3c100563>Policy</span> <span class="drawer-link-copy" data-v-3c100563>Policy details, limits and exclusions</span></span> <svg viewBox="0 0 24 24" aria-hidden="true" focusable="false" class="drawer-chevron" data-v-3c100563><path d="M9.5 5.5l6.5 6.5-6.5 6.5" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" data-v-3c100563></path></svg></a></li><li data-v-3c100563><a href="/price-match-promise" data-v-3c100563><span aria-hidden="true" class="drawer-icon" data-v-3c100563><svg viewBox="0 0 24 24" focusable="false" data-v-3c100563><path d="M11 3.5H4.5V10l9.5 9.5 6.5-6.5L11 3.5z" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" data-v-3c100563></path><path d="M7.9 7.1h.01" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" data-v-3c100563></path></svg></span> <span class="drawer-link-text" data-v-3c100563><span class="drawer-link-title" data-v-3c100563>Price Match Promise</span> <span class="drawer-link-copy" data-v-3c100563>Same cover cheaper? Weâll match it</span></span> <svg viewBox="0 0 24 24" aria-hidden="true" focusable="false" class="drawer-chevron" data-v-3c100563><path d="M9.5 5.5l6.5 6.5-6.5 6.5" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" data-v-3c100563></path></svg></a></li><li data-v-3c100563><a href="/hiplok" data-v-3c100563><span aria-hidden="true" class="drawer-icon" data-v-3c100563><svg viewBox="0 0 24 24" focusable="false" data-v-3c100563><path d="M5.5 10.5h13a1 1 0 0 1 1 1v7a1 1 0 0 1-1 1h-13a1 1 0 0 1-1-1v-7a1 1 0 0 1 1-1z" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" data-v-3c100563></path><path d="M8 10.5V7.5a4 4 0 0 1 8 0v3" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" data-v-3c100563></path></svg></span> <span class="drawer-link-text" data-v-3c100563><span class="drawer-link-title" data-v-3c100563>Hiplok offer</span> <span class="drawer-link-copy" data-v-3c100563>Up to 40% off approved locks</span></span> <svg viewBox="0 0 24 24" aria-hidden="true" focusable="false" class="drawer-chevron" data-v-3c100563><path d="M9.5 5.5l6.5 6.5-6.5 6.5" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" data-v-3c100563></path></svg></a></li><li data-v-3c100563><a href="/claim" data-v-3c100563><span aria-hidden="true" class="drawer-icon" data-v-3c100563><svg viewBox="0 0 24 24" focusable="false" data-v-3c100563><path d="M12 3.2l7 2.8v6c0 4.2-2.9 7.6-7 9-4.1-1.4-7-4.8-7-9V6l7-2.8z" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" data-v-3c100563></path>
194<path d="M9 12l2.2 2.2L15.2 10" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" data-v-3c100563></path></svg></span> <span class="drawer-link-text" data-v-3c100563><span class="drawer-link-title" data-v-3c100563>Make a claim</span> <span class="drawer-link-copy" data-v-3c100563>Claims assessed within 24 hours</span></span> <svg viewBox="0 0 24 24" aria-hidden="true" focusable="false" class="drawer-chevron" data-v-3c100563><path d="M9.5 5.5l6.5 6.5-6.5 6.5" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" data-v-3c100563></path></svg></a></li><li data-v-3c100563><a href="/faq" data-v-3c100563><span aria-hidden="true" class="drawer-icon" data-v-3c100563><svg viewBox="0 0 24 24" focusable="false" data-v-3c100563><path d="M12 3.8a8.2 8.2 0 1 1 0 16.4 8.2 8.2 0 0 1 0-16.4z" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" data-v-3c100563></path><path d="M9.6 9.4a2.5 2.5 0 1 1 3.3 2.4c-.6.2-.9.7-.9 1.3v.5" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" data-v-3c100563></path><path d="M12 16.6h.01" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linecap="round" stroke-linejoin="round" data-v-3c100563></path></svg></span> <span class="drawer-link-text" data-v-3c100563><span class="drawer-link-title" data-v-3c100563>FAQs</span> <span class="drawer-link-copy" data-v-3c100563>Answers to the questions we get most</span></span> <svg viewBox="0 0 24 24" aria-hidden="true" focusable="false" class="drawer-chevron" data-v-3c100563><path d="M9.5 5.5l6.5 6.5-6.5 6.5" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" data-v-3c100563></path></svg></a></li></ul> <div class="drawer-account" data-v-3c100563><a href="/login" class="button ps-button is-outlined is-inverted is-fullwidth" data-v-3c100563> 195 Log in to your account 196 </a></div> <div class="drawer-help" data-v-3c100563><p class="drawer-help-title" data-v-3c100563>Need a hand?</p> <button class="drawer-help-row" data-v-3c100563><svg viewBox="0 0 24 24" aria-hidden="true" focusable="false" data-v-3c100563><path d="M20 12a7.5 7.5 0 0 1-10.9 6.7L4.5 20l1.3-4.6A7.5 7.5 0 1 1 20 12z" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linejoin="round" data-v-3c100563></path></svg> 197 Chat with support 198 </button> <a href="tel:08008886745" class="drawer-help-row" data-v-3c100563><svg viewBox="0 0 24 24" aria-hidden="true" focusable="false" data-v-3c100563><path d="M6.5 4h3l1.5 3.7-2 1.4a11 11 0 0 0 5.9 5.9l1.4-2L20 14.5v3a2 2 0 0 1-2.2 2A15.5 15.5 0 0 1 4 6.2 2 2 0 0 1 6 4z" fill="none" stroke="currentColor" stroke-width="1.7" stroke-linejoin="round" data-v-3c100563></path></svg> 199 0800 888 6745 200 <span class="drawer-help-note" data-v-3c100563>MonâFri, 9amâ5pm</span></a></div></div> <div class="navbar-desktop is-hidden-touch" data-v-3c100563><div class="navbar-desktop-left" data-v-3c100563><a href="/" aria-current="page" class="ps-logo navbar-desktop-logo nuxt-link-exact-active nuxt-link-active" data-v-3c100563><img src="/_nuxt/img/Pedalsure-Logo_Large.48825a2.svg" alt="Pedalsure" width="1080" height="173" class="ps-wordmark" data-v-3c100563></a> <div class="navbar-desktop-links" data-v-3c100563><div class="navbar-item" data-v-3c100563><div class="nav-dd nav-dd--desktop" data-v-39615bd3 data-v-3c100563><button id="bike-insurance-nav-trigger-desktop-93044" type="button" aria-haspopup="true" aria-expanded="false" aria-controls="bike-insurance-nav-panel-desktop-93044" class="nav-dd-trigger" data-v-39615bd3><!----> <span class="nav-dd-trigger-label" data-v-39615bd3>Bike insurance</span> <svg viewBox="0 0 24 24" aria-hidden="true" focusable="false" class="nav-dd-chevron" data-v-39615bd3><path d="M6 9.5l6 6 6-6" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" data-v-39615bd3></path></svg></button> <ul id="bike-insurance-nav-panel-desktop-93044" aria-labelledby="bike-insurance-nav-trigger-desktop-93044" class="nav-dd-panel" style="display:none;" data-v-39615bd3><li class="nav-dd-overview" data-v-39615bd3><a href="/bike-insurance" data-v-39615bd3> 201 Bike insurance 202 </a></li><li data-v-39615bd3><a href="/what-we-cover" data-v-39615bd3> 203 What we cover 204 </a></li><li data-v-39615bd3><a href="/bike-theft-insurance" data-v-39615bd3> 205 Bike theft insurance 206 </a></li><li data-v-39615bd3><a href="/electric-bike-insurance" data-v-39615bd3> 207 Electric bike insurance 208 </a></li><li data-v-39615bd3><a href="/road-bike-insurance" data-v-39615bd3> 209 Road bike insurance 210 </a></li><li data-v-39615bd3><a href="/mountain-bike-insurance" data-v-39615bd3> 211 Mountain bike insurance 212 </a></li><li data-v-39615bd3><a href="/cargo-bike-insurance" data-v-39615bd3> 213 Cargo bike insurance 214 </a></li><li data-v-39615bd3><a href="/commuter-cycle-insurance" data-v-39615bd3> 215 Commuter cycle insurance 216 </a></li><li data-v-39615bd3><a href="/triathlon-cycle-insurance" data-v-39615bd3> 217 Triathlon bike insurance 218 </a></li></ul></div></div> <a href="/policy-information" class="navbar-item main-link" data-v-3c100563> 219 Policy 220 </a> <a href="/faq" class="navbar-item main-link" data-v-3c100563> 221 FAQs 222 </a></div></div> <div class="navbar-desktop-right" data-v-3c100563><a href="/login" class="navbar-item main-link login-link" data-v-3c100563> 223 Log in 224 </a> <div class="buttons" data-v-3c100563><a href="/quote?src=nav" data-test="nav-quote-desktop" class="button ps-button get-quote-bt is-inverted" data-v-3c100563><span data-v-3c100563>Get your personal quote</span></a></div></div></div></div></nav> <section class="home-page"><div><div class="landing columns is-centered is-fullheight"><div class="text"><h1 class="_logo"> 225 Cycling insurance,<br> 226 trusted by thousands 227 </h1> <h2 class="ride-smart"> 228 Ride smart with Pedalsure 229 </h2> <div class="trust-list" data-v-7476d070><div class="is-flex mb-3" data-v-7476d070><div class="checkbox-icon" data-v-7476d070></div> <div data-v-7476d070>Trusted by over 50,000 other riders</div></div> <div class="is-flex mb-3" data-v-7476d070><div class="checkbox-icon" data-v-7476d070></div> <div data-v-7476d070>Family cover as standard</div></div> <div class="is-flex mb-3" data-v-7476d070><div class="checkbox-icon" data-v-7476d070></div> <div data-v-7476d070>We'll match any cheaper quote</div></div></div> <button class="button ps-button get-quote-bt-custom get-quote-bt my-4"><span>Get your personal quote</span></button>
229 <div data-fetch-key="data-v-0db0d1b4:0" data-v-0db0d1b4></div></div></div> <div class="container"><div class="featured" data-v-2d6d2b90><div class="subtitle" data-v-2d6d2b90>As featured in...</div> <div class="img-container" data-v-2d6d2b90><div class="img rouler" data-v-2d6d2b90><img src="/_nuxt/img/rouleur.ac5dea3.300.png" alt="rouler image" width="300" height="60" data-v-2d6d2b90></div> <div class="img cycling-weekly" data-v-2d6d2b90><img src="/_nuxt/img/cycling-weekly.c19ea05.300.png" alt="weekly image" width="300" height="60" data-v-2d6d2b90></div> <div class="img cycling-plus" data-v-2d6d2b90><img src="/_nuxt/img/cycling-plus.ebe4278.300.png" alt="plus image" width="300" height="60" data-v-2d6d2b90></div> <div class="img ribble" data-v-2d6d2b90><img src="/_nuxt/img/ribble.d45c24e.300.png" alt="plus image" width="300" height="60" data-v-2d6d2b90></div> <div class="img bike-radar" data-v-2d6d2b90><img src="/_nuxt/img/bike-radar.01f626a.300.png" alt="radar image" width="300" height="60" data-v-2d6d2b90></div> <div class="img sigma" data-v-2d6d2b90><img src="/_nuxt/img/sigma.bc1abc3.100.png" alt="sigma image" width="100" height="27" data-v-2d6d2b90></div> <div class="img the-times" data-v-2d6d2b90><img src="/_nuxt/img/the-times.0f1c879.300.png" alt="times image" width="300" height="60" data-v-2d6d2b90></div></div></div> <div class="can-pedalsure hp-block-container" data-v-52b25a26><h3 class="hp-block-title" data-v-52b25a26>Why you can Pedalsure...</h3> <div class="element-container" data-v-52b25a26><div class="element" data-v-52b25a26><div class="icon price-match-promise" data-v-52b25a26><img src="/_nuxt/img/price-match-promise.3c36c5f.svg" alt="payment promise icon" width="1000" height="500" class="alt" data-v-52b25a26></div> <div class="subtitle" data-v-52b25a26>Outstanding value</div> <div class="content-text" data-v-52b25a26><span data-v-52b25a26> 230 Find a cheaper quote for the same cover and weâll match it. 231 </span></div></div> <div class="element trust-pilot" data-v-52b25a26><div class="icon" data-v-52b25a26><picture data-v-52b25a26><source srcset="/_nuxt/img/rating.4f0ffdf.webp" type="image/webp" data-v-52b25a26> <img src="/_nuxt/img/rating.c0f03db.180.png" width="90" height="110" alt="trustPilotLogoImgURL" style="width: 90px" data-v-52b25a26></picture></div> <div class="subtitle" data-v-52b25a26>Excellent rating</div> <div class="content-text" data-v-52b25a26><span data-v-52b25a26> Rated Excellent by cyclists across the country </span></div></div> <div class="element" data-v-52b25a26><div class="icon" data-v-52b25a26><img src="/_nuxt/img/super-fast-service.501bfa3.svg" alt="super fast service icon" width="80" height="80" class="alt" data-v-52b25a26></div> <div class="subtitle" data-v-52b25a26>Super-fast service</div> <div class="content-text" data-v-52b25a26><span data-v-52b25a26> We aim to cover and pay out faster than anyone else. </span></div></div></div></div> <div class="spamrtest-cover hp-block-container" data-v-d5aec792><h3 class="hp-block-title" data-v-d5aec792> 232 What our cycling insurance covers 233 </h3> <div class="element-container" data-v-d5aec792><div class="element" data-v-d5aec792><div class="icon" data-v-d5aec792><img src="/_nuxt/img/theft.6a6e75b.svg" alt="pedalsure icon" class="icon alt" data-v-d5aec792></div> <div class="subtitle" data-v-d5aec792>Theft</div> <div class="content-text" data-v-d5aec792><span data-v-d5aec792> 234 Youâll be covered for theft whether at home or out and about. 235 </span></div></div> <div class="element" data-v-d5aec792><div class="icon" data-v-d5aec792><img src="/_nuxt/img/damage.7468c62.svg" alt="pedalsure icon" class="icon alt" data-v-d5aec792></div> <div class="subtitle" data-v-d5aec792>Damage</div> <div class="content-text" data-v-d5aec792><span data-v-d5aec792> 236 If your bike is accidentally damaged or vandalised, weâll cover the 237 costs. 238 </span></div></div> <div class="element" data-v-d5aec792><div class="icon" data-v-d5aec792><img src="data:image/svg+xml;base64,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" alt="pedalsure icon" class="icon alt" data-v-d5aec792></div> <div class="subtitle" data-v-d5aec792>Personal injury</div> <div class="content-text" data-v-d5aec792><span data-v-d5aec792> 239 Covers bodily injury following an accident whilst cycling. 240 </span></div></div> <div class="element" data-v-d5aec792><div class="icon" data-v-d5aec792><img src="/_nuxt/img/public-liability.47c44c9.svg" alt="pedalsure icon" class="icon alt" data-v-d5aec792></div> <div class="subtitle" data-v-d5aec792>Public liability</div> <div class="content-text" data-v-d5aec792><span data-v-d5aec792>
241 If someone else is injured or their property is damaged our public 242 liability covers you. 243 </span></div></div> <div class="element" data-v-d5aec792><div class="icon" data-v-d5aec792><img src="/_nuxt/img/race.5d40915.svg" alt="pedalsure icon" class="icon alt" data-v-d5aec792></div> <div class="subtitle" data-v-d5aec792> 244 Sportives<span data-v-d5aec792> & races</span></div> <div class="content-text" data-v-d5aec792><span data-v-d5aec792> 245 Whether in a sportive 246 <span data-v-d5aec792>or competitive race</span>, youâll be 247 covered. 248 </span></div></div> <div class="element" data-v-d5aec792><div class="icon" data-v-d5aec792><img src="/_nuxt/img/loss-of-earnings.fcfc5c7.svg" alt="pedalsure icon" class="icon alt" data-v-d5aec792></div> <div class="subtitle" data-v-d5aec792>Loss of earnings</div> <div class="content-text" data-v-d5aec792><span data-v-d5aec792> 249 If youâre injured and cannot work, weâll provide a weekly payment. 250 </span></div></div> <div class="element" data-v-d5aec792><div class="icon" data-v-d5aec792><img src="/_nuxt/img/travel.42a3980.svg" alt="pedalsure icon" class="icon alt" data-v-d5aec792></div> <div class="subtitle" data-v-d5aec792>Overseas & transit</div> <div class="content-text" data-v-d5aec792><span data-v-d5aec792> 251 Up to 60 days cover for overseas adventures and the transit to get 252 there. 253 </span></div></div> <div class="element" data-v-d5aec792><div class="icon" data-v-d5aec792><img src="/_nuxt/img/accessories-1500.b4001c7.svg" alt="pedalsure icon" class="icon alt" data-v-d5aec792></div> <div class="subtitle" data-v-d5aec792>Accessories</div> <div class="content-text" data-v-d5aec792><span data-v-d5aec792> 254 Cover for any accessories and personal possessions which you have on 255 the bike. 256 </span></div></div></div></div> <div class="site-trust hp-block-container" data-v-71d74e71><h3 class="hp-block-title" data-v-71d74e71>Safe, secure and regulated</h3> <p class="site-trust-intro" data-v-71d74e71> 257 Pedalsure has been insuring cyclists since 2014. Here's how we keep you, 258 your details and your money safe. 259 </p> <div class="site-trust-grid" data-v-71d74e71><div class="site-trust-item" data-v-71d74e71><img src="/_nuxt/img/approved-lock.cee3e03.svg" alt class="icon" data-v-71d74e71> <div class="subtitle" data-v-71d74e71>A verified, encrypted website</div> <p data-v-71d74e71> 260 Every page of pedalsure.com is protected by an Extended Validation SSL 261 certificate from Sectigo. What you send us stays private, and Sectigo 262 has independently checked that you're dealing with the real Pedalsure. 263 </p> <div class="security-seal site-trust-seal" data-v-71d74e71><div><img src="/_nuxt/img/sectigo-trust-seal.0161d2d.212.png" alt="Secured by Sectigo" width="106" height="42"></div></div></div> <div class="site-trust-item" data-v-71d74e71><img src="/_nuxt/img/payment-promise.9fc0f57.svg" alt class="icon" data-v-71d74e71> <div class="subtitle" data-v-71d74e71>Safe, secure payments</div> <p data-v-71d74e71> 264 Every payment is made over an encrypted connection, through secure 265 payment providers. We never store your full card details. 266 </p></div> <div class="site-trust-item" data-v-71d74e71><img src="/_nuxt/img/policy.1b07a20.svg" alt class="icon" data-v-71d74e71> <div class="subtitle" data-v-71d74e71>How we're regulated</div> <p data-v-71d74e71><span data-v-687a2bc8 data-v-71d74e71>Your policy is arranged by Pedalsure No3 Limited, an Appointed Representative of Pro MGA Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority under reference 770419.</span> <a href="/what-we-cover" data-v-71d74e71>Who we are</a></p></div> <div class="site-trust-item" data-v-71d74e71><img src="/_nuxt/img/terms-and-conditions.057a29a.svg" alt class="icon" data-v-71d74e71> <div class="subtitle" data-v-71d74e71>Your data, respected</div> <p data-v-71d74e71> 267 We handle your personal information in line with UK data protection 268 law, and you stay in control of how we contact you. 269 <a href="/contact-permissions" data-v-71d74e71> 270 Data protection 271 </a></p></div></div></div> <div data-v-17b06d6a></div> <div class="pt-4" data-v-097e5f02><h3 class="hp-block-title mt-5" data-v-097e5f02>We insure all types of bikes</h3> <div class="image-container is-flex is-justify-content-space-evenly mt-5 pb-5" data-v-097e5f02><div data-v-097e5f02><a href="/road-bike-insurance" class="type-card is-flex is-flex-direction-column" data-v-097e5f02><figure class="image" data-v-097e5f02><img alt="Bike" src="/_nuxt/img/Road Bike Woman.c136022.svg" data-v-097e5f02></figure> <div class="card-title px-5 py-5" data-v-097e5f02>Road Bike Insurance</div> <div class="ps-button short is-outlined button read-more mb-5" data-v-097e5f02> 272 Learn more 273 </div></a></div> <div data-v-097e5f02><a href="/electric-bike-insurance" class="type-card is-flex is-flex-direction-column" data-v-097e5f02><figure class="image" data-v-097e5f02><img alt="Bike" src="/_nuxt/img/E-bike.2de3eae.svg" data-v-097e5f02></figure> <div class="card-title px-5 py-5" data-v-097e5f02>E-bike Insurance</div> <div class="ps-button short is-outlined button read-more mb-5" data-v-097e5f02> 274 Learn more 275 </div></a></div> <div data-v-097e5f02><a href="/mountain-bike-insurance" class="type-card is-flex is-flex-direction-column" data-v-097e5f02><figure class="image" data-v-097e5f02><img alt="Bike" src="/_nuxt/img/Mountain-Bike.ba59873.svg" data-v-097e5f02></figure> <div class="card-title px-5 py-5" data-v-097e5f02>Mountain Bike Insurance</div> <div class="ps-button short is-outlined button read-more mb-5" data-v-097e5f02> 276 Learn more 277 </div></a></div> <div data-v-097e5f02><a href="/cargo-bike-insurance" class="type-card is-flex is-flex-direction-column" data-v-097e5f02><figure class="image" data-v-097e5f02><img alt="Bike" src="/_nuxt/img/Cargo Bike Woman.bab3e69.svg" data-v-097e5f02></figure> <div class="card-title px-5 py-5" data-v-097e5f02>Cargo Bike Insurance</div> <div class="ps-button short is-outlined button read-more mb-5" data-v-097e5f02> 278 Learn more 279 </div></a></div></div></div> <div class="price-comparison-wrapper hp-block-container mx-4" data-v-7d3febb4><div class="price-comparison-container" data-v-7d3febb4><div class="left" data-v-7d3febb4><h3 class="hp-block-title" data-v-7d3febb4> 280 How much does our<br data-v-7d3febb4> 281 cycling insurance cost? 282 </h3> <div class="text" data-v-7d3febb4><p data-v-7d3febb4> 283 Our smart cycling insurance provides cover for outstanding value, at 284 a fixed amount each month so youâll always know how much youâre 285 paying. Maximum budget certainty at a fair price. 286 </p> <p data-v-7d3febb4> 287 Weâve been dedicated to cycling insurance since 2014. Thatâs all we
288 do and we know what it takes to offer the most comprehensive cover 289 for the most competitive price. 290 </p></div> <ul class="price-points" data-v-7d3febb4><li data-v-7d3febb4><span aria-hidden="true" class="tick" data-v-7d3febb4><svg fill="none" viewBox="0 0 20 20" stroke="currentColor" data-v-7d3febb4><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2.5" d="M4 10.5l4 4 8-8" data-v-7d3febb4></path></svg></span> 291 Theft, accidental and malicious damage as standard 292 </li><li data-v-7d3febb4><span aria-hidden="true" class="tick" data-v-7d3febb4><svg fill="none" viewBox="0 0 20 20" stroke="currentColor" data-v-7d3febb4><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2.5" d="M4 10.5l4 4 8-8" data-v-7d3febb4></path></svg></span> 293 Your price is fixed for the whole policy year 294 </li><li data-v-7d3febb4><span aria-hidden="true" class="tick" data-v-7d3febb4><svg fill="none" viewBox="0 0 20 20" stroke="currentColor" data-v-7d3febb4><path stroke-linecap="round" stroke-linejoin="round" stroke-width="2.5" d="M4 10.5l4 4 8-8" data-v-7d3febb4></path></svg></span> 295 Weâll match any cheaper quote for the same cover 296 </li></ul></div> <div class="right" data-v-7d3febb4><div class="price-slider-calculator" data-v-0a374517 data-v-7d3febb4><h4 class="calc-title" data-v-0a374517>Estimate your premium</h4> <p class="calc-subtitle" data-v-0a374517> 297 Set your bike value and age for an idea of your fixed monthly or annual 298 premium. 299 </p> <div class="calc-field" data-v-0a374517><div class="calc-field-head" data-v-0a374517><span id="bike-value-label" class="calc-label" data-v-0a374517>Bike value</span> <span class="calc-value" data-v-0a374517>£1,000</span></div> <div aria-labelledby="bike-value-label" class="vue-slider vue-slider-ltr" style="padding:7px 0;width:auto;height:4px;" data-v-0a374517><div class="vue-slider-rail"><div class="vue-slider-process" style="height:100%;top:0;left:0%;width:4.10958904109589%;transition-property:width,left;transition-duration:0.5s;"></div><div aria-valuetext="1000" role="slider" aria-valuenow="1000" aria-valuemin="400" aria-valuemax="15000" aria-orientation="horizontal" tabindex="0" class="vue-slider-dot" style="width:14px;height:14px;transform:translate(-50%, -50%);-webkit-transform:translate(-50%, -50%);top:50%;left:4.10958904109589%;transition:left 0.5s;"><div class="vue-slider-dot-handle"></div></div></div></div> <div class="calc-range" data-v-0a374517><span data-v-0a374517>£400</span> <span data-v-0a374517>£15,000</span></div></div> <div class="calc-field" data-v-0a374517><div class="calc-field-head" data-v-0a374517><span id="age-label" class="calc-label" data-v-0a374517>Your age</span> <span class="calc-value" data-v-0a374517>29</span></div> <div aria-labelledby="age-label" class="vue-slider vue-slider-ltr" style="padding:7px 0;width:auto;height:4px;" data-v-0a374517><div class="vue-slider-rail"><div class="vue-slider-process" style="height:100%;top:0;left:0%;width:18.84057971014493%;transition-property:width,left;transition-duration:0.5s;"></div><div aria-valuetext="29" role="slider" aria-valuenow="29" aria-valuemin="16" aria-valuemax="85" aria-orientation="horizontal" tabindex="0" class="vue-slider-dot" style="width:14px;height:14px;transform:translate(-50%, -50%);-webkit-transform:translate(-50%, -50%);top:50%;left:18.84057971014493%;transition:left 0.5s;"><div class="vue-slider-dot-handle"></div></div></div></div> <div class="calc-range" data-v-0a374517><span data-v-0a374517>16</span> <span data-v-0a374517>85</span></div></div> <div class="price-panel is-loading" data-v-0a374517><p class="price-headline" data-v-0a374517><span class="price-amount" data-v-0a374517>£0.00</span> <span class="price-period" data-v-0a374517>monthly</span></p> <p class="price-annual" data-v-0a374517> a year, including IPT</p></div> <button class="button ps-button get-quote-bt is-fullwidth" data-v-0a374517> 300 Get your personal quote 301 </button> <p class="calc-footnote" data-v-0a374517> 302 Estimate only, inclusive of IPT. Your personal quote takes about two 303 minutes.
304 </p></div></div></div></div> <div class="cycling-container hp-block-container" data-v-16476ac5><h3 class="hp-block-title" data-v-16476ac5>How quickly can I get covered?</h3> <div class="cycling" data-v-16476ac5><div class="block left" data-v-16476ac5><div data-v-16476ac5>Weâll cover you in under 60 seconds</div> <button class="button ps-button get-quote" data-v-16476ac5> 305 Get a quote 306 </button></div> <div class="img-container" data-v-16476ac5></div> <div class="block right" data-v-16476ac5><div data-v-16476ac5>Weâll assess your claim within 24 hours</div> <a href="/claim" class="button ps-button get-quote" data-v-16476ac5> 307 Make a claim 308 </a></div></div></div> <!----> <div class="blog-widget-container" data-v-2abed3c1><h2 class="blog-widget-title" data-v-2abed3c1>Learn more about cycling insurance</h2> <div class="blog-widget is-flex" data-v-2abed3c1><a href="/blog/which-cycling-insurance-is-best-for-me" data-fetch-key="data-v-021c3343:0" class="card-container is-flex is-flex-direction-column card" data-v-021c3343 data-v-2abed3c1><div data-v-021c3343><figure class="image" data-v-021c3343><img src="https://storage.ghost.io/c/ff/4a/ff4a3f41-236e-4d74-b6cf-d7110d2a764f/content/images/size/w600/2020/03/Which-type-of-cycling-insurance-WEB-1.jpg" srcset="https://storage.ghost.io/c/ff/4a/ff4a3f41-236e-4d74-b6cf-d7110d2a764f/content/images/size/w300/2020/03/Which-type-of-cycling-insurance-WEB-1.jpg 300w, https://storage.ghost.io/c/ff/4a/ff4a3f41-236e-4d74-b6cf-d7110d2a764f/content/images/size/w600/2020/03/Which-type-of-cycling-insurance-WEB-1.jpg 600w" sizes="(min-width: 769px) 300px, 92vw" alt="" loading="lazy" decoding="async" data-v-021c3343></figure></div> <div class="card-title px-5 py-5" data-v-021c3343> 309 Which Type Of Cycling Insurance Is Best For Me? 310 </div> <div class="ps-button short is-outlined button read-more mb-5" data-v-021c3343> 311 Read more 312 </div></a><a href="/blog/does-home-insurance-cover-my-bike" data-fetch-key="data-v-021c3343:1" class="card-container is-flex is-flex-direction-column card" data-v-021c3343 data-v-2abed3c1><div data-v-021c3343><figure class="image" data-v-021c3343><img src="https://storage.ghost.io/c/ff/4a/ff4a3f41-236e-4d74-b6cf-d7110d2a764f/content/images/size/w600/2020/03/Does-home-insurance-cover-my-bike-WEB-1.jpg" srcset="https://storage.ghost.io/c/ff/4a/ff4a3f41-236e-4d74-b6cf-d7110d2a764f/content/images/size/w300/2020/03/Does-home-insurance-cover-my-bike-WEB-1.jpg 300w, https://storage.ghost.io/c/ff/4a/ff4a3f41-236e-4d74-b6cf-d7110d2a764f/content/images/size/w600/2020/03/Does-home-insurance-cover-my-bike-WEB-1.jpg 600w" sizes="(min-width: 769px) 300px, 92vw" alt="" loading="lazy" decoding="async" data-v-021c3343></figure></div> <div class="card-title px-5 py-5" data-v-021c3343> 313 Does Home Insurance Cover My Bike? 314 </div> <div class="ps-button short is-outlined button read-more mb-5" data-v-021c3343> 315 Read more 316 </div></a><a href="/blog/do-cyclists-have-to-have-insurance" data-fetch-key="data-v-021c3343:2" class="card-container is-flex is-flex-direction-column card" data-v-021c3343 data-v-2abed3c1><div data-v-021c3343><figure class="image" data-v-021c3343><img src="https://storage.ghost.io/c/ff/4a/ff4a3f41-236e-4d74-b6cf-d7110d2a764f/content/images/size/w600/2022/10/Do-cyclists-need-insurance-1.jpg" srcset="https://storage.ghost.io/c/ff/4a/ff4a3f41-236e-4d74-b6cf-d7110d2a764f/content/images/size/w300/2022/10/Do-cyclists-need-insurance-1.jpg 300w, https://storage.ghost.io/c/ff/4a/ff4a3f41-236e-4d74-b6cf-d7110d2a764f/content/images/size/w600/2022/10/Do-cyclists-need-insurance-1.jpg 600w" sizes="(min-width: 769px) 300px, 92vw" alt="" loading="lazy" decoding="async" data-v-021c3343></figure></div> <div class="card-title px-5 py-5" data-v-021c3343> 317 Do Cyclists Have To Have Insurance? 318 </div> <div class="ps-button short is-outlined button read-more mb-5" data-v-021c3343> 319 Read more 320 </div></a></div></div></div></div></section> <!----> <!----> <!----> <!----> <footer class="footer" data-v-228fdae5><div class="container" data-v-228fdae5><div class="columns is-mobile is-multiline" data-v-228fdae5><div class="column is-half-mobile" data-v-228fdae5><div class="subtitle is-6" data-v-228fdae5>FEATURES</div> <div data-v-228fdae5><a href="/quote?src=footer" class="navbar-item" data-v-228fdae5> 321 Get a quote 322 </a> <a href="/claim" class="navbar-item" data-v-228fdae5> 323 Make a claim 324 </a> <a href="/price-match-promise" class="navbar-item" data-v-228fdae5> 325 Price match promise 326 </a> <a href="/hiplok" class="navbar-item" data-v-228fdae5> 327 Hiplok offer 328 </a> <a href="/bike-insurance" class="navbar-item" data-v-228fdae5> 329 Bike Insurance 330 </a> <a href="/what-we-cover" class="navbar-item" data-v-228fdae5> 331 What We Cover 332 </a> <a href="/bike-theft-insurance" class="navbar-item" data-v-228fdae5> 333 Bike Theft Insurance 334 </a> <a href="/road-bike-insurance" class="navbar-item" data-v-228fdae5> 335 Road Bike Insurance 336 </a> <a href="/mountain-bike-insurance" class="navbar-item" data-v-228fdae5> 337 Mountain Bike Insurance 338 </a> <a href="/commuter-cycle-insurance" class="navbar-item" data-v-228fdae5> 339 Commuter Cycle Insurance 340 </a> <a href="/electric-bike-insurance" class="navbar-item" data-v-228fdae5> 341 E-bike Insurance 342 </a> <a href="/triathlon-cycle-insurance" class="navbar-item" data-v-228fdae5> 343 Triathlon Cycle Insurance 344 </a> <a href="/cargo-bike-insurance" class="navbar-item" data-v-228fdae5> 345 Cargo Bike Insurance 346 </a></div></div> <div class="column is-half-mobile" data-v-228fdae5><div class="subtitle is-6" data-v-228fdae5>RESOURCES</div> <div data-v-228fdae5><a href="/policy-information" class="navbar-item" data-v-228fdae5> 347 Policy Details 348 </a> <a href="/faq" class="navbar-item" data-v-228fdae5> 349 FAQs 350 </a> <a href="/affiliate-programme" class="navbar-item" data-v-228fdae5> 351 Affiliates 352 </a> <br data-v-228fdae5> <a href="/documents/august_2024/Terms & Conditions 08-24.pdf" class="navbar-item" data-v-228fdae5> 353 Terms & conditions 354 </a> <a href="/contact-permissions" class="navbar-item" data-v-228fdae5> 355 Data protection 356 </a> <a href="/documents/Vulnerable Customer Policy - MAY 2026.pdf" class="navbar-item" data-v-228fdae5> 357 Vulnerable Customer Policy 358 </a></div></div> <div class="column is-half-mobile" data-v-228fdae5><div class="subtitle is-6" data-v-228fdae5>COMPANY</div> <div data-v-228fdae5><a href="/about-us" class="navbar-item" data-v-228fdae5> 359 About Pedalsure 360 </a> <a href="/blog" class="navbar-item" data-v-228fdae5> 361 Blog 362 </a> <a href="/contact-us" class="navbar-item" data-v-228fdae5> 363 Contact us 364 </a></div></div> <div class="column right" data-v-228fdae5><div class="logo" data-v-228fdae5>Pedalsure.</div> <div class="social-container" data-v-228fdae5><ul data-v-228fdae5><li data-v-228fdae5><a href="https://www.facebook.com/pedalsure" rel="noopener" target="_blank" data-v-228fdae5><svg aria-hidden="true" focusable="false" data-prefix="fab" data-icon="facebook" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512" class="svg-inline--fa fa-facebook fa-w-16" data-v-228fdae5 data-v-228fdae5>
364<path fill="currentColor" d="M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z" data-v-228fdae5 data-v-228fdae5></path></svg></a></li> <li data-v-228fdae5><a href="https://www.instagram.com/ridepedalsure" rel="noopener" target="_blank" data-v-228fdae5><svg aria-hidden="true" focusable="false" data-prefix="fab" data-icon="instagram" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" class="svg-inline--fa fa-instagram fa-w-14" data-v-228fdae5 data-v-228fdae5><path fill="currentColor" d="M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z" data-v-228fdae5 data-v-228fdae5></path></svg></a></li> <li data-v-228fdae5><a href="https://twitter.com/pedalsure" rel="noopener" target="_blank" data-v-228fdae5><svg aria-hidden="true" focusable="false" data-prefix="fab" data-icon="twitter" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512" class="svg-inline--fa fa-twitter fa-w-16" data-v-228fdae5 data-v-228fdae5><path fill="currentColor" d="M459.37 151.716c.325 4.548.325 9.097.325 13.645 0 138.72-105.583 298.558-298.558 298.558-59.452 0-114.68-17.219-161.137-47.106 8.447.974 16.568 1.299 25.34 1.299 49.055 0 94.213-16.568 130.274-44.832-46.132-.975-84.792-31.188-98.112-72.772 6.498.974 12.995 1.624 19.818 1.624 9.421 0 18.843-1.3 27.614-3.573-48.081-9.747-84.143-51.98-84.143-102.985v-1.299c13.969 7.797 30.214 12.67 47.431 13.319-28.264-18.843-46.781-51.005-46.781-87.391 0-19.492 5.197-37.36 14.294-52.954 51.655 63.675 129.3 105.258 216.365 109.807-1.624-7.797-2.599-15.918-2.599-24.04 0-57.828 46.782-104.934 104.934-104.934 30.213 0 57.502 12.67 76.67 33.137 23.715-4.548 46.456-13.32 66.599-25.34-7.798 24.366-24.366 44.833-46.132 57.827 21.117-2.273 41.584-8.122 60.426-16.243-14.292 20.791-32.161 39.308-52.628 54.253z" data-v-228fdae5 data-v-228fdae5></path></svg></a></li></ul></div></div></div> <div class="text" data-v-687a2bc8 data-v-228fdae5> 365 Copyright ©2026 Pedalsure*. All rights reserved. Dukes House Insurance 366 Limited is a company registered in the Bailiwick of Guernsey under the 367 Companies (Guernsey) Law 2008 (Company number 66539) and is 368 authorised and regulated by the Guernsey Financial Services Commission. 369 Registration Number 2522730. Dukes House Insurance Limited is not 370 party to the UK Financial Services Compensation Scheme. 371 <br data-v-687a2bc8> <br data-v-687a2bc8> 372 Your policy is arranged by Pedalsure No3 Limited with Dukes House Insurance 373 Limited. Pedalsure No3 Limited is an Appointed Representative of Pro MGA 374 Solutions Ltd which is authorised and regulated by the Financial Conduct 375 Authority under reference 770419. Pedalsure No3 Limited and 376 Dukes House Insurance Limited are under common ownership. 377</div></div></footer></div></div></div>
377<script>window.__NUXT__=(function(a,b,c,d,e,f,g,h,i,j,k,l,m,n,o,p,q,r,s,t,u,v,w,x,y,z,A,B,C,D,E,F,G,H,I,J,K){return {layout:q,data:[{}],fetch:{"data-v-0db0d1b4:0":{},"data-v-021c3343:0":{article:{slug:"which-cycling-insurance-is-best-for-me",id:r,uuid:"78e0abf1-5742-4ed8-934c-118d3547ee8a",title:s,html:"\u003Cfigure class=\"kg-card kg-image-card kg-card-hascaption\"\u003E\u003Cimg src=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2020\u002F03\u002FWhich-type-of-cycling-insurance-WEB.jpg\" class=\"kg-image\" alt=\"Group of cyclists climbing a mountain on road bikes\" loading=\"lazy\"\u003E\u003Cfigcaption\u003ECycling insurance is all about picking only what you need (Credit: @danielhughesuk)\u003C\u002Ffigcaption\u003E\u003C\u002Ffigure\u003E\u003Cp\u003ENo two cyclists are the same. Thatâs why we offer a wide range of different \u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002F\"\u003Ecycling insurance policies\u003C\u002Fa\u003E that can be tailored and adapted to your specific two-wheeled needs.\u003C\u002Fp\u003E\u003Ch2 id=\"how-to-choose-the-perfect-cycle-insurance-policy\"\u003EHow to choose the perfect cycle insurance policy \u003C\u002Fh2\u003E\u003Cp\u003EEvery cyclist is different. We ride different bikes, cover different ground, we even wear different kit! What unites us all, however, is a love for our prized, two-wheeled machines. \u003C\u002Fp\u003E\u003Cp\u003EAt Pedalsure we understand that your bike is more than just a possession, itâs an investment and a means for you to get out there and explore the world. Thatâs why we offer a range of different insurance policies to protect yourself and your bike from theft or damage. \u003C\u002Fp\u003E\u003Cp\u003EYou can tailor your policy to suit your needs, including:\u003C\u002Fp\u003E\u003Cul\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002Froad-bike-insurance\"\u003ERoad bike insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002Fcargo-bike-insurance\"\u003ECargo bike insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002Fmountain-bike-insurance\"\u003EMountain bike insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002Fcommuter-cycle-insurance\"\u003ECommuter cycle insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002Felectric-bike-insurance\"\u003EE-bike insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cp\u003EHereâs how to choose the perfect Pedalsure policy for your kind of riding:\u003C\u002Fp\u003E\u003Ch3 id=\"step-1-covering-your-bicycle-type\"\u003EStep 1: Covering your bicycle type\u003C\u002Fh3\u003E\u003Cp\u003E\u003Cbr\u003EAt Pedalsure we cover all kinds of bicycle, including the most common types: mountain, road, electric, commuter and cargo bikes.\u003C\u002Fp\u003E\u003Cp\u003EWhile it is not a legal requirement to get insurance for most of these kinds of bikes, it is an incredibly useful investment. With a lot of bikes costing upwards of £1,000, and some of the top-end models coming in at the same price as a car, thereâs a hell of a lot to protect.\u003C\u002Fp\u003E\u003Cp\u003EWe can offer insurance cover for five bikes, up to the total value of £30,000, on just one policy â perfect for those of you with a fleet of bikes for all seasons. This policy covers you in the case of theft or damage, up to the value of the bike. The value of each bike on the policy can range from as little as £400 to as high as £15,000, ensuring that both your bog-standard commuter and top-end race bike can be covered under the same policy.\u003C\u002Fp\u003E\u003Cp\u003EAs cyclists ourselves, we understand how annoying it is to be without a bike, especially if youâre a commuter and rely upon one to get to and from work. Thatâs why we offer a replacement bike hire service as standard so you can continue to satisfy your two-wheeled needs while you await repairs or a replacement.\u003C\u002Fp\u003E\u003Ch3 id=\"step-2-add-further-cover-options\"\u003EStep 2: Add further cover options\u003C\u002Fh3\u003E\u003Cp\u003E\u003Cbr\u003EOnce youâve identified the type of bicycle youâd like to insure and its replacement value, you can then start to look at other cover options to add to your Pedalsure policy. These further cover options will vary depending on the type of riding you do or are planning on doing â you may want to add them all to your policy, or just a select few.\u003C\u002Fp\u003E\u003Ch3 id=\"accessories-and-possessions-cover\"\u003E\u003Cem\u003EAccessories and possessions cover\u003C\u002Fem\u003E\u003Cbr\u003E\u003C\u002Fh3\u003E\u003Cfigure class=\"kg-card kg-image-card\"\u003E\u003Cimg src=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2020\u002F03\u002Faccessories-1500--1-.jpg\" class=\"kg-image\" alt=\"Cycling accessories \" loading=\"lazy\"\u003E\u003C\u002Ffigure\u003E\u003Cp\u003EGoing hand in hand with bicycle cover, accessories and possessions cover helps to protect all of your cycling essentials from theft or damage, not just your bike. This includes coverage for things like bike bags, lights and bike computers up to a combined value of £1,000.\u
377003C\u002Fp\u003E\u003Ch3 id=\"competition-cover\"\u003E\u003Cem\u003ECompetition cover\u003C\u002Fem\u003E\u003C\u002Fh3\u003E\u003Cfigure class=\"kg-card kg-image-card\"\u003E\u003Cimg src=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2020\u002F03\u002Frace--1--1.jpg\" class=\"kg-image\" alt=\"Cycling race number\" loading=\"lazy\"\u003E\u003C\u002Ffigure\u003E\u003Cp\u003EUnlike a lot of other insurers, we also offer a specific cover option for competing in organised cycling events, like an amateur race or triathlon (note that cover for sportives and charity rides is included as standard without the need to add it on). \u003C\u002Fp\u003E\u003Cp\u003EWith competition cover, you can rest easy in the knowledge that you'll be fully covered just as you would be if you were riding on your own.\u003C\u002Fp\u003E\u003Cp\u003EIf you take part in an organised triathlon or duathlon then your bike will be covered in transition and you (if added) will also be covered in the non-cycling legs - the swim and run.\u003C\u002Fp\u003E\u003Ch3 id=\"foreign-travel-cover\"\u003E\u003Cem\u003EForeign travel cover\u003C\u002Fem\u003E\u003C\u002Fh3\u003E\u003Cfigure class=\"kg-card kg-image-card\"\u003E\u003Cimg src=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2020\u002F03\u002Fabroad-60.jpg\" class=\"kg-image\" alt=\"Bike box\" loading=\"lazy\"\u003E\u003C\u002Ffigure\u003E\u003Cp\u003EIf you would like to compete in events like these abroad, or just fancy exploring overseas in your own time, then youâll definitely want to look into adding the foreign travel cover option to your policy. \u003C\u002Fp\u003E\u003Cp\u003EThe foreign travel cover option extends your entire cover worldwide for the number of days selected. This excludes public liability (if added) in the USA & Canada, however. \u003C\u002Fp\u003E\u003Cp\u003EIn addition, your bike and a bike box valued up to £500 will be covered whilst they are in the care of an airline.\u003C\u002Fp\u003E\u003Ch3 id=\"personal-injury-and-public-liability-cover\"\u003E\u003Cem\u003EPersonal injury and public liability cover\u003C\u002Fem\u003E\u003Cbr\u003E\u003C\u002Fh3\u003E\u003Cfigure class=\"kg-card kg-image-card\"\u003E\u003Cimg src=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2020\u002F03\u002Fpersonal-injury--1--1.jpg\" class=\"kg-image\" alt=\"Plaster\" loading=\"lazy\"\u003E\u003C\u002Ffigure\u003E\u003Cp\u003EThe perfect cycle insurance policy wonât just cover your bike, itâll also cover you in case of any accidents you may suffer, or cause, while out riding your bike. Personal injury and personal liability cover are two further cover options that everyone should consider when choosing their cycling insurance policy; no matter how often or how far you ride, youâre always going to be at risk of suffering or causing an injury.\u003C\u002Fp\u003E\u003Cp\u003EOur personal cover comes in three options: Bronze, Silver and Gold. Each package includes personal injury cover (compensating you for broken bones and the like), personal liability cover (against claims from other people for damage to them or their property caused by your negligence), cover for legal costs and expenses, and more.\u003C\u002Fp\u003E\u003Ch3 id=\"step-3-get-a-quote\"\u003EStep 3: Get a quote\u003C\u002Fh3\u003E\u003Cp\u003E\u003Cbr\u003ENow youâve selected which type of cycling insurance you need, itâs time to get a quote: \u003C\u002Fp\u003E\u003C!--kg-card-begin: markdown--\u003E\u003Cp\u003E\u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002F?getQuote=true\"\u003E\u003Cimg src=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2020\u002F04\u002FGet-a-quote-in-30-seconds.png\" alt=\"Get-a-quote-in-30-seconds\" loading=\"lazy\"\u003E\u003C\u002Fa\u003E\u003C\u002Fp\u003E\n\u003C!--kg-card-end: markdown--\u003E\u003Cp\u003EPricing and quotations vary based on the cover options you select, as well as your personal circumstances, but for the price of a couple of coffees a week we can cover you for almost any unfortunate situation that may befall you while riding your bike. \u003C\u002Fp\u003E\u003Cp\u003EAs cyclists ourselves, we understand how painstaking choosing an insurance policy can be. Thatâs why we tailor make ours to fit your two-wheeled needs. If youâd like to ask any questions before applying for a quote, or you want to let us know about any special circumstances you may have, then please get in touch. \u003C\u002Fp\u003E",comment_id:r,feature_image:"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2020\u002F03\u002FWhich-type-of-cycling-insurance-WEB-1.jpg",featured:c,visibility:d,created_at:"2020-02-25T11:40:08.000+00:00",updated_at:"2022-11-29T11:56:00.000+00:00",published_at:"2020-02-25T13:49:26.000+00:00",custom_excerpt:t,codeinjection_head:"\u003Cmeta name=\"keywords\" content=\"road cycling, bike racing, No two cyclists are the same. Thatâs why we offer a wide range of different policies that can be tailored and adapted to your specific two-wheeled needs.\"\u003E\n",codeinjection_foot:a,custom_template:a,canonical_url:a,tags:[{id:e,name:f,slug:g,description:a,feature_image:a,visibility:d,meta_title:a,meta_description:a,og_image:a,og_title:a,og_description:a,twitter_image:a,twitter_title:a,twitter_description:a,codeinjection_head:a,codeinjection_foot:a,canonical_url:a,accent_color:a,url:h}],authors:[{id:l,name:m,slug:n,profile_image:a,cover_image:a,bio:a,website:a,location:a,facebook:a,twitter:a,meta_title:a,meta_description:a,threads:a,bluesky:a,mastodon:a,tiktok:a,youtube:a,instagram:a,linkedin:a,url:o}],primary_author:{id:l,name:m,slug:n,profile_image:a,cover_image:a,bio:a,website:a,location:a,facebook:a,twitter:a,meta_title:a,meta_description:a,threads:a,bluesky:a,mastodon:a,tiktok:a,youtube:a,instagram:a,linkedin:a,url:o},primary_tag:{id:e,name:f,slug:g,description:a,feature_image:a,visibility:d,meta_title:a,meta_description:a,og_image:a,og_title:a,og_description:a,twitter_image:a,twitter_title:a,twitter_description:a,codeinjection_head:a,codeinjection_foot:a,canonical_url:a,accent_color:a,url:h}
377,url:"https:\u002F\u002Fphiliplochner.ghost.io\u002Fwhich-cycling-insurance-is-best-for-me\u002F",excerpt:t,reading_time:5,access:k,comments:c,og_image:a,og_title:a,og_description:a,twitter_image:a,twitter_title:a,twitter_description:a,meta_title:s,meta_description:"No two cyclists are the same. Thatâs why we offer a wide range of different policies that can be tailored and adapted to your specific two-wheeled needs.",email_subject:a,frontmatter:a,feature_image_alt:a,feature_image_caption:a}},"data-v-021c3343:1":{article:{slug:"does-home-insurance-cover-my-bike",id:u,uuid:"cfb05c03-fa71-466f-a87b-29abd7e1f0b1",title:"Does Home Insurance Cover My Bike?",html:"\u003Cfigure class=\"kg-card kg-image-card kg-card-hascaption\"\u003E\u003Cimg src=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2020\u002F03\u002FDoes-home-insurance-cover-my-bike-WEB.jpg\" class=\"kg-image\" alt=\"Road bike leaning against a wall\" loading=\"lazy\"\u003E\u003Cfigcaption\u003EEver wondered if home insurance protects your bikes as much as you think?\u003C\u002Ffigcaption\u003E\u003C\u002Ffigure\u003E\u003Cp\u003EHome insurance is great but, as you might expect, itâs designed to protect the contents of your home, so it only covers so many bases. Let's take a look.\u003C\u002Fp\u003E\u003Cp\u003EUltimately, when it comes to protecting you and your bikes, itâs sensible to make sure youâve got a dedicated \u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002F\"\u003Ecycling insurance\u003C\u002Fa\u003E policy behind you.\u003C\u002Fp\u003E\u003Chr\u003E\u003Ch3 id=\"is-my-bike-covered-under-my-home-insurance-policy\"\u003EIs my bike covered under my home insurance policy?\u003C\u002Fh3\u003E\u003Cfigure class=\"kg-card kg-image-card kg-card-hascaption\"\u003E\u003Cimg src=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2022\u002F06\u002FIs-my-bicycle-covered-by-home-insurance-comparison-table.png\" class=\"kg-image\" alt=\"Does home insurance cover my bicycle comparison table\" loading=\"lazy\" width=\"1000\" height=\"1314\" srcset=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002Fsize\u002Fw600\u002F2022\u002F06\u002FIs-my-bicycle-covered-by-home-insurance-comparison-table.png 600w, https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2022\u002F06\u002FIs-my-bicycle-covered-by-home-insurance-comparison-table.png 1000w\" sizes=\"(min-width: 720px) 720px\"\u003E\u003Cfigcaption\u003EAs always check the full terms of your home and contents insurance policy to see exactly what's covered\u003C\u002Ffigcaption\u003E\u003C\u002Ffigure\u003E\u003Cp\u003EA lot of us make the mistake of assuming that things like our bikes and cycling accessories are covered under our home contents insurance policies, and while in some cases they might be, in the vast majority of them theyâre not, or at least not as well covered as you think. Bikes are sometimes also treated as add-ons to home insurance policies, with many insurers demanding high prices to cover and protect your prized machines.\u003C\u002Fp\u003E\u003Cp\u003EEven if you do pay the premium to have your bikes covered under your home contents insurance policy, you yourself will not be covered if you are involved in an accident while out riding your bike. With that in mind, itâs best to look into a dedicated cycling insurance policy, one that can protect both you and your machine. \u003C\u002Fp\u003E\u003Cp\u003EAt Pedalsure we make it our mission to give this kind of cover in abundance, with a handful of optional extras that can be tweaked and tailored to match your specific cycling needs. Here are 6 reasons why you should opt for a \u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002F\"\u003Ecycling-specific insurance policy\u003C\u002Fa\u003E over a generic home contents insurance policy.\u003C\u002Fp\u003E\u003Ch3 id=\"1-we-protect-your-bike-from-theft-anywhere-not-just-at-home\"\u003E1. We protect your bike from theft anywhere, not just at home\u003C\u002Fh3\u003E\u003Cfigure class=\"kg-card kg-image-card kg-card-hascaption\"\u003E\u003Cimg src=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2020\u002F03\u002Frelax.jpg\" class=\"kg-image\" alt=\"Mug\" loading=\"lazy\"\u003E\u003Cfigcaption\u003EPedalsure offer a wide range in coverage\u003C\u002Ffigcaption\u003E\u003C\u002Ffigure\u003E\u003Cp\u003EEvery year in the UK somewhere in the region of \u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002Fblog\u002Fthe-worst-place-in-the-uk-for-bike-theft\"\u003E100,000 bikes are stolen\u003C\u002Fa\u003E â thatâs roughly one every 5 minutes. Thereâs no escaping the risk of theft, unfortunately.\u003C\u002Fp\u003E\u003Cp\u003EWhile, according to ONS data, just over half of these thefts happen from the owner's home (including garages, sheds and driveways), thereâs also the chance that some particularly audacious thief might nick your pride and j
377oy from outside a cafe or shop when youâre out and about. Youâve probably seen enough grainy \u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002Fblog\u002Fbike-thieves-are-more-brazen-than-ever-and-heres-the-evidence\"\u003Eimagery from CCTV cameras showing a bloke with bolt cutters sidling up to, and lopping off, a bike lock\u003C\u002Fa\u003E to know a bike isnât necessarily safe if itâs chained up. \u003C\u002Fp\u003E\u003Cp\u003EWhile we offer away from home cover as standard, the same cannot be said for a lot of home contents insurance policies. It really pays to check this with your home insurance provider.\u003C\u002Fp\u003E\u003Cp\u003EOnly a \u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002F\"\u003Ededicated cycling insurance policy\u003C\u002Fa\u003E will offer a larger amount of cover, along with the assurance that your bike will be covered if itâs stolen while away from home.\u003C\u002Fp\u003E\u003Ch3 id=\"2-we-ll-remedy-any-accidental-damage\"\u003E2. Weâll remedy any accidental damage\u003Cbr\u003E\u003C\u002Fh3\u003E\u003Cfigure class=\"kg-card kg-image-card kg-card-hascaption\"\u003E\u003Cimg src=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2020\u002F03\u002Fdamage.jpg\" class=\"kg-image\" alt=\"Broken bike wheel\" loading=\"lazy\"\u003E\u003Cfigcaption\u003EPedalsure offer cover for accidental damage \u003C\u002Ffigcaption\u003E\u003C\u002Ffigure\u003E\u003Cp\u003EOne thing that most home contents insurance policies wonât protect against is accidental damage. A dedicated cycling insurance policy, on the other hand, will offer your bike protection just like a car insurance policy offers a car.\u003C\u002Fp\u003E\u003Cp\u003EThat means if youâre involved in an accident while out riding and your bike comes out of it looking a little worse for wear, itâs fully covered â up to the price of the bike. And because weâre cyclists ourselves and understand how infuriating it can be to be without a bike, we also offer a replacement bike hire service so you can carry on riding while you await repairs or a replacement. \u003C\u002Fp\u003E\u003Cp\u003ENow thatâs definitely something your home contents insurance policy canât brag about.\u003C\u002Fp\u003E\u003Ch3 id=\"3-we-ll-cover-accessories-too\"\u003E3. Weâll cover accessories too\u003Cbr\u003E\u003C\u002Fh3\u003E\u003Cfigure class=\"kg-card kg-image-card kg-card-hascaption\"\u003E\u003Cimg src=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2020\u002F03\u002Faccessories-1500.jpg\" class=\"kg-image\" alt=\"Cycling accessories\" loading=\"lazy\"\u003E\u003Cfigcaption\u003ECycling-specific Pedalsure policy will cover accessories\u003C\u002Ffigcaption\u003E\u003C\u002Ffigure\u003E\u003Cp\u003EWhile your cycling accessories could be stolen from your own home, itâs much more likely that theyâll be taken from your bike while youâre out on a ride and have stopped for a much-needed coffee. A home contents insurance policy wonât normally cover your accessories in this kind of situation, but a cycling-specific Pedalsure policy will.\u003C\u002Fp\u003E\u003Cp\u003EAccessories and possessions cover can be chosen as an optional cover option when you apply for a quote from us. This cover option protects all manner of different accessories, including things like bike bags, lights and GPS units, up to the combined total of £1,000. \u003C\u002Fp\u003E\u003Ch3 id=\"4-the-sky-is-almost-the-limit\"\u003E4. The sky is almost the limit\u003Cbr\u003E\u003C\u002Fh3\u003E\u003Cfigure class=\"kg-card kg-image-card kg-card-hascaption\"\u003E\u003Cimg src=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2020\u002F03\u002Ftravel.jpg\" class=\"kg-image\" alt=\"Plane\" loading=\"lazy\"\u003E\u003Cfigcaption\u003EEven when you're abroad, Pedalsure have got you covered\u003C\u002Ffigcaption\u003E\u003C\u002Ffigure\u003E\u003Cp\u003EWhether youâre a seasoned veteran or two-wheeled newbie, thereâs a high chance that your bike â and all the accessories with it â has burned a sizeable hole in your pocket. These machines are investments, rather than just mere possessions, and therefore something that needs protecting.\u003C\u002Fp\u003E\u003Cp\u003EMany home contents insurance policies will only cover your bike up to a certain value, typically between £500 and £1,000. At Pedalsure weâll cover your bike up to the grand sum of £15,000 â a figure that should cover everything from an entry-level hybrid bike, all the way up to a top-end race bike ridden by a Tour de France winner.\u003C\u002Fp\u003E\u003Ch3 id=\"5-insured-for-any-event-anywhere\"\u003E5. Insured for any event, anywhere\u003Cbr\u003E\u003C\u002Fh3\u003E\u003Cfigure class=\"kg-card kg-image-card kg-card-hascaption\"\u003E\u003Cimg src=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2020\u002F03\u002Frace.jpg\" class=\"kg-image\" alt=\"Cycling race number\" loading=\"lazy\"\u003E\u003Cfigcaption\u003EPeace of mind even when racing\u003C\u002Ffigcaption\u003E\u003C\u002Ffigure\u003E\u003Cp\u003EOne of the biggest benef
377its of opting for a cycling-specific Pedalsure policy over a generic home contents insurance policy is that you can enter any competition, at home or abroad, and have the peace of mind that both you and your bike are fully covered for any eventuality.\u003C\u002Fp\u003E\u003Cp\u003EWith Pedalsure youâll also be covered while riding abroad, just as you would be if you were riding your home roads. This foreign travel cover option can offer cover for up to 60 days overseas, protecting you and your bike on any kind of cycling trip, whether itâs an impromptu weekend getaway or season-long vacation. \u003C\u002Fp\u003E\u003Ch3 id=\"6-you-and-your-bike\"\u003E6. You AND your bike\u003Cbr\u003E\u003C\u002Fh3\u003E\u003Cfigure class=\"kg-card kg-image-card kg-card-hascaption\"\u003E\u003Cimg src=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2020\u002F03\u002Fpersonal-injury.jpg\" class=\"kg-image\" alt=\"Personal injury\" loading=\"lazy\"\u003E\u003Cfigcaption\u003EWe'll give you the helping hand you need to get back on your bike and riding again\u003C\u002Ffigcaption\u003E\u003C\u002Ffigure\u003E\u003Cp\u003EWhile there are some home contents insurance policies thatâll cover your bike, there are none thatâll cover you and your bike should you be involved in an accident while riding.\u003C\u002Fp\u003E\u003Cp\u003EUnlike a lot of other insurers, we put you â the rider â first and foremost. Bikes can easily be replaced, you on the other hand cannot. If youâre involved in an accident and suffer an injury while on your bike, weâll cover any and all of your medical needs, like emergency dental work or rehabilitating physiotherapy, up to the value of £50,000.\u003C\u002Fp\u003E\u003Cp\u003EAs cyclists ourselves we understand how hard it can be to return to riding after a nasty accident, thatâs why â as well as financial support â weâll also offer you emotional support, giving you that helping hand you need to get back on your bike and riding again.\u003C\u002Fp\u003E\u003Cp\u003EPutting the person first also means weâll help anyone else involved in \u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002Fblog\u002Fwhat-happens-if-a-cyclist-causes-an-accident-or-damage-to-a-car\"\u003Ean accident that you may have caused\u003C\u002Fa\u003E. We can offer personal liability cover up to the value of £1,000,000 should you cause any accidental harm or damage to another personâs property while riding your bike.\u003C\u002Fp\u003E\u003Chr\u003E\u003Cp\u003EHome contents insurance policies are great and should definitely be used in tandem with a cycling-specific insurance policy to protect your most treasured possessions. They shouldnât however be used as an alternative, for all the reasons illustrated by this article.\u003C\u002Fp\u003E\u003Cp\u003EIf youâve not yet chosen a dedicated cycling insurance policy to cover you and your bike, itâs about time you did. Cross the box on that to-do list and get a free quote from us today. \u003C\u002Fp\u003E\u003C!--kg-card-begin: markdown--\u003E\u003Cp\u003E\u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002F\"\u003E\u003Cimg src=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2020\u002F04\u002FGet-a-quote-in-30-seconds.png\" alt=\"Get-a-quote-in-30-seconds\" loading=\"lazy\"\u003E\u003C\u002Fa\u003E\u003C\u002Fp\u003E\n\u003C!--kg-card-end: markdown--\u003E",comment_id:u,feature_image:"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2020\u002F03\u002FDoes-home-insurance-cover-my-bike-WEB-1.jpg",featured:c,visibility:d,created_at:"2020-02-25T13:43:16.000+00:00",updated_at:"2022-12-09T15:23:37.000+00:00",published_at:"2020-02-25T13:49:43.000+00:00",custom_excerpt:v,codeinjection_head:"\u003Cmeta name=\"keywords\" content=\"road cycling, bike racing, Home insurance only covers so many bases. When it comes to protecting you and your bikes, a dedicated cycling insurance policy is the sensible option.\"\u003E",codeinjection_foot:a,custom_template:a,canonical_url:a,tags:[{id:e,name:f,slug:g,description:a,feature_image:a,visibility:d,meta_title:a,meta_description:a,og_image:a,og_title:a,og_description:a,twitter_image:a,twitter_title:a,twitter_description:a,codeinjection_head:a,codeinjection_foot:a,canonical_url:a,accent_color:a,url:h}],authors:[{id:l,name:m,slug:n,profile_image:a,cover_image:a,bio:a,website:a,location:a,facebook:a,twitter:a,meta_title:a,meta_description:a,threads:a,bluesky:a,mastodon:a,tiktok:a,youtube:a,instagram:a,linkedin:a,url:o}],primary_author:{id:l,name:m,slug:n,profile_image:a,cover_image:a,bio:a,website:a,location:a,facebook:a,twitter:a,meta_title:a,meta_description:a,threads:a,bluesky:a,mastodon:a,tiktok:a,youtube:a,instagram:a,linkedin:a,url:o},primary_tag:{id:e,name:f,slug:g,description:a,feature_image:a,visibility:d,meta_title:a,meta_description:a,og_image:a,og_title:a,og_description:a,twitter_image:a,twitter_title:a,twitter_description:a,codeinjection_head:a,codeinjection_foot:a,canonical_url:a,accent_color:a,url:h},url:"https:\u002F\u002Fphiliplochner.ghost.io\u002Fdoes-home-insurance-cover-my-bike\u002F",excerpt:v,reading_time:6,access:k,comments:c,og_image:a,og_title:a,og_description:a,twitter_image:a,twitter_title:a,twitter_description:a,meta_title:"Does Home Insurance Cover My Bike? Why Cycling Insurance Is Better",meta_description:"Home insurance only covers so many bases. When it comes to protecting you and your bikes, a dedicated cycling insurance policy is the sensible option.",email_subject:a,frontmatter:a,feature_image_alt:a,feature_image_caption:a}},"data-v-021c3343:2":{article:{slug:"do-cyclists-have-to-have-insurance",id:"6054d590bf1016003b146a42",uuid:"049a7c66-fd83-4758-a694-aeef50868043",title:w,html:"\u003Cfigure class=\"kg-card kg-image-card kg-card-hascaption\"\u003E\u003Cimg src=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2022\u002F10\u002FDo-cycl
377ists-need-insurance.jpg\" class=\"kg-image\" alt=\"Road cyclists ready to race in London\" loading=\"lazy\" width=\"1200\" height=\"900\" srcset=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002Fsize\u002Fw600\u002F2022\u002F10\u002FDo-cyclists-need-insurance.jpg 600w, https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002Fsize\u002Fw1000\u002F2022\u002F10\u002FDo-cyclists-need-insurance.jpg 1000w, https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2022\u002F10\u002FDo-cyclists-need-insurance.jpg 1200w\" sizes=\"(min-width: 720px) 720px\"\u003E\u003Cfigcaption\u003EA frequently asked question that we can help answer (Credit: Nielsen Cerbolles)\u003C\u002Ffigcaption\u003E\u003C\u002Ffigure\u003E\u003Cp\u003E\u003Cem\u003ELast updated: October 2022\u003C\u002Fem\u003E\u003C\u002Fp\u003E\u003Cp\u003EâDo cyclists have to have insurance?â This is one of the most frequently asked questions of us here at Pedalsure, so letâs take a look. \u003C\u002Fp\u003E\u003Ch3 id=\"what-does-the-law-say\"\u003EWhat does the law say?\u003C\u002Fh3\u003E\u003Cp\u003EAs much as people online will try and tell you otherwise, \u003Cstrong\u003Ecyclists are not required by law to have \u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002F\"\u003Ecycling insurance\u003C\u002Fa\u003E\u003C\u002Fstrong\u003E in the UK owing to the fact that push bikes are not motor-powered vehicles.\u003C\u002Fp\u003E\u003Cblockquote\u003E\u003Cu\u003EBut note\u003C\u002Fu\u003E: if you own an e-bike that doesn't qualify as an electric bike under UK regulations (the vast majority sold in the UK will qualify) then it'll likely be classed as a motor vehicle and require the usual mandatory licensing, tax and insurance to be used on public roads. \u003Cbr\u003E\u003Cbr\u003ESee \u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002Fblog\u002Fdo-you-need-insurance-for-an-electric-bike\"\u003EDo You Need Insurance For An Electric Bike?\u003C\u002Fa\u003E for more information. \u003C\u002Fblockquote\u003E\u003Cp\u003EHowever, although this knowledge can be used to rebuff the keyboard warriors, many recommend that you do have insurance to cover you against theft, damage, personal injury and against any third party who may claim against you if you were to cause the damage while out on the road.\u003C\u002Fp\u003E\u003Ch3 id=\"why-would-i-need-cycle-insurance-and-how-much-does-it-cost\"\u003EWhy would I need cycle insurance and how much does it cost?\u003C\u002Fh3\u003E\u003Cp\u003EFeeling safe and protected on the road is paramount and cycling insurance can provide the reassurance you need. You wear a crash helmet to protect yourself against the potential injury caused by a nasty fall, so why not invest in cycling insurance to protect against the anguish sustained by damage, bike theft and claims from third parties? \u003C\u002Fp\u003E\u003Cp\u003EHow much does it cost? We've got a dedicated guide for that: \u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002Fblog\u002Fhow-much-does-it-cost-to-insure-your-bicycle\"\u003EHow Much Does It Cost To Insure Your Bicycle?\u003C\u002Fa\u003E\u003C\u002Fp\u003E\u003Ch3 id=\"the-home-insurance-conu
377ndrum\"\u003EThe home insurance conundrum\u003C\u002Fh3\u003E\u003Cp\u003EHome insurance is of course a must-have, but donât make the mistake of assuming it grants absolute protection over your bicycles. In the vast majority of home contents insurance policies, bikes and accessories are not included. Even if they are in the policy, many insurers will charge a premium for bikes due to their often high value. Thatâs before we even get to you, the rider, as most home insurance policies will not cover you if you are involved in an accident while out on your bike.\u003C\u002Fp\u003E\u003Cp\u003EWe've got a dedicated guide answering the question: \u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002Fblog\u002Fdoes-home-insurance-cover-my-bike\"\u003EDoes Home Insurance Cover My Bike?\u003C\u002Fa\u003E\u003C\u002Fp\u003E\u003Ch3 id=\"where-you-are-covered\"\u003EWhere you are covered\u003C\u002Fh3\u003E\u003Cfigure class=\"kg-card kg-image-card kg-card-hascaption\"\u003E\u003Cimg src=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2022\u002F10\u002FDo-cyclists-need-insurance-2.jpg\" class=\"kg-image\" alt=\"track road cyclists racing \" loading=\"lazy\" width=\"1000\" height=\"500\" srcset=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002Fsize\u002Fw600\u002F2022\u002F10\u002FDo-cyclists-need-insurance-2.jpg 600w, https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2022\u002F10\u002FDo-cyclists-need-insurance-2.jpg 1000w\" sizes=\"(min-width: 720px) 720px\"\u003E\u003Cfigcaption\u003EComprehensive cover or just theft and damage: it's up to you (Credit: Nielsen Cerbolles)\u003C\u002Ffigcaption\u003E\u003C\u002Ffigure\u003E\u003Cp\u003EWeâve already touched on a few different areas that our cycle insurance protects, but more broadly, with comprehensive cycle insurance, you are covered:\u003C\u002Fp\u003E\u003Cul\u003E\u003Cli\u003E\u003Cstrong\u003EOn holiday\u003C\u002Fstrong\u003E â our travel policies cover your bike in case of theft or accidental damage, and even your travel money and other essentials.\u003C\u002Fli\u003E\u003Cli\u003EIn case of \u003Cstrong\u003Epersonal injury\u003C\u002Fstrong\u003E.\u003C\u002Fli\u003E\u003Cli\u003E\u003Cstrong\u003EPersonal liability\u003C\u002Fstrong\u003E â when you can be perceived as the one at fault for an accident with a pedestrian, for instance.\u003C\u002Fli\u003E\u003Cli\u003EDuring \u003Cstrong\u003Eraces\u003C\u002Fstrong\u003E and \u003Cstrong\u003Eevents\u003C\u002Fstrong\u003E, including\u003Cstrong\u003E sportives\u003C\u002Fstrong\u003E.\u003C\u002Fli\u003E\u003Cli\u003E\u003Cstrong\u003EAccidental damage\u003C\u002Fstrong\u003E cover â we cover bikes from £400-£15,000 and even cover up to £1,000 worth of damage to your cycling accessories.\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Ch3 id=\"the-process\"\u003EThe process\u003C\u002Fh3\u003E\u003Cp\u003ETaking out insurance has a reputation of being a long, drawn-out process full of online forms and dead ends. However, getting a quote couldnât be easier as itâs a simple three step process:\u003C\u002Fp\u003E\u003Col\u003E\u003Cli\u003ETell us your bike's replacement value;\u003C\u002Fli\u003E\u003Cli\u003EGive us your date of birth; and\u003C\u002Fli\u003E\u003Cli\u003EProvide us with your post code,\u003C\u002Fli\u003E\u003C\u002Fol\u003E\u003Cp\u003Eand, voila! Our quote calculator will give you a price. Itâs as quick and easy as 1-2-3 to get your monthly or annual quote. \u003C\u002Fp\u003E\u003Ch3 id=\"related-articles-you-may-also-be-interested-in\"\u003ERelated articles you may also be interested in\u003C\u002Fh3\u003E\u003Cp\u003EYou may also be interested in these articles relating to cycling and the law:\u003C\u002Fp\u003E\u003Cul\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002Fblog\u002Fdo-cyclists-pay-road-tax\"\u003EDo Cyclists Pay Road Tax?\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002Fblog\u002Fcan-cyclist-be-sued-cause-accident\"\u003ECan A Cyclist Be Sued If They Cause An Accident?\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002Fblog\u002F10-rules-of-the-highway-code-every-cycl
377ist-should-know\"\u003E10 Rules Of The Highway Code Every Cyclist Should Know\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Chr\u003E\u003Cp\u003ESo, as a cyclist, you are not required by law to have insurance in the UK, but can you really afford not to? As weâve seen, home insurance may not give you the cover you believe it offers, in which case itâs time to call us. \u003C\u002Fp\u003E\u003Cp\u003EAre you looking for comprehensive, competitive cycle insurance? Get an instant quote from us today in 30 seconds. If you're still not sure you can go ahead and learn more about \u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002F\"\u003Ecycling specific insurance\u003C\u002Fa\u003E to help you make the right decisions.\u003C\u002Fp\u003E\u003C!--kg-card-begin: markdown--\u003E\u003Cp\u003E\u003Ca href=\"https:\u002F\u002Fwww.pedalsure.com\u002F?getQuote=true\"\u003E\u003Cimg src=\"https:\u002F\u002Fstorage.ghost.io\u002Fc\u002Fff\u002F4a\u002Fff4a3f41-236e-4d74-b6cf-d7110d2a764f\u002Fcontent\u002Fimages\u002F2020\u002F04\u002FGet-a-quote-in-30-seconds.png\" alt=\"Get-a-quote-in-30-seconds\" loading=\"lazy\"\u003E\u003C\u002Fa\u003E\u003C\u002Fp\u003E\n\u003C!--kg-card-end: 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377Slug:a,partnerLabel:a,bicycles:[],effectiveDate:"2026-10-07T16:27:03.188Z",payment_type:"annually",policy_type:b,insurance_components:{accessories_cover:j,amateur_racing:j,loss_of_earnings:j,personal_injury:j,public_liability:j,worldwide_cover:j},userDetails:{firstName:b,lastName:b,email:b,phone:b,house:b,street:b,city:b,county:b,dateBirth:a},hiplokProducts:{dx:{count:i},gold:{count:i},edx:{count:i}}},accessoriesData:[{id:p,name:C,price:D,isBikeAddedPrice:"0.00"},{id:E,name:"500",price:F,isBikeAddedPrice:D},{id:"3",name:"1000",price:G,isBikeAddedPrice:F},{id:"4",name:"1500",price:"6.45",isBikeAddedPrice:G}],competitionData:[{id:p,Yes:C,price:H}],foreignTravelData:[{id:p,name:"30 days",price:H},{id:E,name:"60 days",price:"10%"}],isDiscountLoading:c,isPaymentLoading:c,isQuoteLoading:c,quoteError:b,isPriceLoading:c,priceError:b,isMtaPriceLoading:c,mtaPriceError:b,replacementValueSum:i,isMta:c,mtaRules:[],isSendQuoteEmailLoading:c,sendQuoteEmailError:b,sendQuoteEmailSuccess:b,notifications:[],isFreePaymentLoading:c,freePaymentError:b,freePaymentSuccess:b},theme:{theme:"blue"},trustpilot:{overview:{links:[{href:"\u003CUrl for the resource\u003E",method:"\u003CHttp method for the resource\u003E",rel:"\u003CDescription of the relation\u003E"}],id:"507f191e810c19729de860ea",displayName:"Trustpilot",name:{identifying:I,referring:[I,"www.trustpilot.com"]},websiteUrl:"http:\u002F\u002Fwww.trustpilot.com",country:"DK",numberOfReviews:{total:J,usedForTrustScoreCalculation:J,oneStar:58,twoStars:14,threeStars:44,fourStars:190,fiveStars:1157},status:"active",score:{trustScore:4.6,stars:4.5},badFit:k}},user:{uid:a,user:a,isAdmin:c}},serverRendered:k,routePath:K,config:{envType:"live",gtm:{id:"GTM-TVLM46K"},_app:{basePath:K,assetsPath:"\u002F_nuxt\u002F",cdnURL:a}}}}(null,"",false,"public","5e6f9ace768f57003832f334","Cycling Insurance","cycling-insurance","https:\u002F\u002Fphiliplochner.ghost.io\u002Ftag\u002Fcycling-insurance\u002F",0,"none",true,"5e55069ffe3f3800394233da","Oliver Attinger","oliver","https:\u002F\u002Fphiliplochner.ghost.io\u002Fauthor\u002Foliver\u002F","1","default","5e550798fe3f3800394233dd","Which Type Of Cycling Insurance Is Best For Me?","Every cyclist is different. We ride different bikes, cover different ground, we even wear different kit! What unites us all, however, is a love for our prized, two-wheeled machines. ","5e552474fe3f380039423444","Home insurance is great but, as you might expect, itâs designed to protect the contents of your home, so it only covers so many bases. When it comes to protecting you and your bikes, itâs sensible to make sure youâve got a dedicated cycling insurance policy behind you.","Do Cyclists Have To Have Insurance?","âDo cyclists have to have insurance?â This is one of the most frequently asked questions of us here at Pedalsure. ","6054d58fbf1016003b146a1f","Nielsen Cerbolles","nielsen","https:\u002F\u002Fphiliplochner.ghost.io\u002Fauthor\u002Fnielsen\u002F","250","1.61","2","3.23","4.84","5%","trustpilot.com",1464,"\u002F"));</script>
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