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200/*type*/ 201 202@media only screen and (min-width: 819px) { 203#section-home .overlay h1 { 204 font-size: 3.5em; 205} 206 207.overlay h4 { 208 font-size: 1.2em; 209 letter-spacing: 7px; 210} 211 212.overlay p.hero { 213 font-size: 1.5rem; 214} 215 } 216 217 218h3, .is-h3 { 219 letter-spacing: 1px; 220} 221 222p.hero, 223li.hero { 224 font-size: 1.25rem; 225} 226 227p.jumbo { 228 font-size: 1.7em; 229} 230 231 232.right { 233 text-align: right; 234} 235@media only screen and (max-width: 819px) { 236 .right { 237 text-align: center; 238 } 239 } 240 241/*links*/ 242 243p a:not(.btn, .social-link), p li a { 244 border-bottom: 1px solid #f4d2c0; 245} 246 247.footer a, .footer p a { 248 border-bottom: none; 249} 250 251.social-link { 252 margin: 5px 0 0 0; 253} 254.social-link:not(:last-child) { 255 margin-right: 5px 10px 0 0; 256} 257 258/*buttons*/ 259 260.btn { 261 text-transform: uppercase; 262} 263 264 .btn.secondary{ 265 border-width:1px; 266 } 267 268 .btn.sticky { 269 position: fixed; 270 bottom: 1.5rem; 271 right: 1.5rem; 272 z-index: 2; 273 box-shadow: rgba(0, 0, 0, 0.35) 0px 5px 15px; 274} 275 276.editable .btn.sticky { 277 position: relative; 278 bottom: auto; 279 right: auto; 280 z-index: 2; 281} 282 283/*list*/ 284 285.checklist li{ 286 margin: 0; 287 padding: 6px 0px 6px 40px; 288 list-style: none; 289 background-image: url("https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/5nZgezqWRBv/check-5.svg"); 290 background-repeat: no-repeat; 291 background-position: left center; 292 background-size: 23px; 293} 294 295ul.checklist { 296 padding-left: 0; 297 margin-left: 0; 298} 299 300/*rule*/ 301 302hr { 303 width: 100%; 304 border-color: #fff; 305 border-bottom: none; 306 margin: 1em 0 2em 0; 307 border-top: 1px solid #bebfc5; 308 border-left: 0; 309} 310 311/*boxes */ 312 313.case-study-card { 314 background: #262a3f; 315 position: relative; 316 height: 100%; 317 overflow: hidden; 318 border-radius: .5em; 319 box-shadow: rgba(50, 50, 93, 0.25) 0px 50px 100px -20px, rgba(0, 0, 0, 0.3) 0px 30px 60px -30px; 320} 321 322.case-study-card * { 323 color: #fff; 324} 325 326.case-study-number { 327 padding: .8em; 328 position: relative; 329 z-index: 1; 330 background-color: #53798e; 331 background-image: url("data:image/svg+xml,%3Csvg width='6' height='6' viewBox='0 0 6 6' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%232e556b' fill-opacity='0.4' fill-rule='evenodd'%3E%3Cpath d='M5 0h1L0 6V5zM6 5v1H5z'/%3E%3C/g%3E%3C/svg%3E"); 332} 333 334.add-padding { 335 padding: 1.5em; 336} 337 338.case-study-card .btn.secondary { 339 border-color: #fff; 340 color: #fff; 341 background: rgb(255 255 255 / 10%); 342} 343.case-study-card .btn.secondary:hover { 344 background: rgb(255 255 255 / 20%); 345} 346 347.card-leaf { 348 position: absolute; 349 opacity: .05; 350 left: -10px; 351 bottom: -10px; 352} 353 354@media (min-width: 821px) { 355 .slick-slider .tint-box { 356 min-height: 324px; 357} 358} 359 360 .slick-slider .tint-box { 361 box-shadow: none; 362 margin: 1em; 363} 364 365.tint-box { 366 position: relative; 367 background: #262a3f; 368 padding: 3em; 369 height: 100%; 370 border-radius: .5em; 371 box-shadow: rgba(50, 50, 93, 0.25) 0px 50px 100px -20px, rgba(0, 0, 0, 0.3) 0px 30px 60px -30px; 372 background-color: #262a3f; 373 background-image: url("data:image/svg+xml,%3Csvg width='6' height='6' viewBox='0 0 6 6' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23444a69' fill-opacity='0.4' fill-rule='evenodd'%3E%3Cpath d='M5 0h1L0 6V5zM6 5v1H5z'/%3E%3C/g%3E%3C/svg%3E"); 374} 375 376.tint-box * { 377 color: #fff; 378} 379 380.stripe { 381 height: 17em; 382 margin-top: 8em; 383 width: 100vw; 384 position: absolute; 385 left: 50%; 386 right: 50%; 387 margin-left: -50vw; 388 margin-right: -50vw; 389 opacity: .15; 390 background-color: #e8a481; 391} 392 393@media only screen and (max-width: 819px) { 394 .stripe { 395 display: none; 396 } 397 } 398 399/*callouts*/ 400 401.callout { 402 margin: 3rem 0; 403 padding: 4rem 0; 404} 405 406.callout h1, 407.callout h2, 408.callout h3, 409.callout h4, 410.callout .is-h1, 411.callout .is-h2, 412.callout .is-h3, 413.callout .is-h4, 414.callout p , 415.callout li { 416 color: white; 417} 418 419.callout *:last-child { 420 margin-bottom: 0; 421} 422 423.callout::before { 424 background-color: #4b6d80; 425 background-image: url("data:image/svg+xml,%3Csvg width='6' height='6' viewBox='0 0 6 6' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23244354' fill-opacity='0.4' fill-rule='evenodd'%3E%3Cpath d='M5 0h1L0 6V5zM6 5v1H5z'/%3E%3C/g%3E%3C/svg%3E"); 426} 427 428.callout.tint::before { 429 background-color: #262a3f; 430} 431 432.flush-top { 433 margin-top: -4rem; 434} 435 436.callout.flush-bottom { 437 margin-bottom: -4rem; 438} 439 440@media(max-width: 820px) { 441 .flush-top { 442 margin-top: -2rem; 443 } 444} 445 446.row.breakout { 447 width: 100vw; 448 position: relative; 449 left: 50%; 450 right: 50%; 451 margin-left: -50vw; 452 margin-right: -50vw; 453 padding: 0 2em; 454} 455 456/*team*/ 457 458.members-list { 459 padding-top: 0; 460} 461 462#section-about-me .main-content-wrapper { 463 padding-bottom: 2em; 464} 465 466.member-item .open-overlay { 467 display: inline-block; 468} 469 470/*table */ 471 472table { 473 background: rgb(255 255 255 / 10%); 474} 475 476/*media query*/ 477 478@media only screen and (max-width: 819px) { 479 .bottom { 480 margin-bottom: 3em; 481 } 482 } 483 484/*editable*/ 485 486/* accordion dashboard styles */ 487 488.editable .toggle-accordion { 489 pointer-events:none; 490} 491.editable .accordion-content { 492 position:relative; 493 display:block; 494 border: dashed 2px #aaa; 495 margin:1rem auto; 496} 497.editable .accordion-content::before { 498 content: 'Accordion Content'; 499 display: block; 500 position: absolute; 501 bottom: 100%; 502 left: -1px; 503 background: #333; 504 color: white; 505 font-size: 9px; 506 text-transform: uppercase; 507 font-weight: 600; 508 padding: .5em 1em; 509 border-radius: 4px; 510 border-bottom-left-radius: 0; 511 border-bottom-right-radius: 0; 512 opacity:.7; 513} 514 515/* modal dashboard styles */ 516 517.editable .open-overlay, 518.editable .close-overlay { 519 pointer-events:none; 520} 521.editable .overlay-content { 522 opacity: 1; 523 visibility: visible; 524 position:relative; 525 top:unset; 526 left:unset; 527 width:auto; 528 height:auto; 529 border:dashed 2px #aaa; 530 border-radius:6px; 531 margin:2rem 0; 532} 533.editable .overlay-content::before { 534 content: "overlay: " attr(id); 535 display: block; 536 position: absolute; 537 bottom: 100%; 538 left: -1px; 539 background: #333; 540 color: white; 541 font-size: 9px; 542 text-transform: uppercase; 543 font-weight: 600; 544 padding: .5em 1em; 545 border-radius: 4px; 546 border-bottom-left-radius: 0; 547 border-bottom-right-radius: 0; 548} 549.editable .overlay-content .overlay-content-wrapper { 550 position:relative; 551 opacity:1; 552 transform: translate3d(0, 0, 0); 553} 554 555.editable .overlay-content-wrapper { 556 z-index: 9; 557} 558 559.close-overlay { 560 position: sticky; 561 margin: 0; 562 top: 20px; 563 left: calc(100% - 60px); 564 padding: 1rem; 565 background: none; 566} 567 568@media (min-width: 980px) { 569 .overlay-content .overlay-content-wrapper { 570 width: 80%; 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1006Youâre in your late 50âs to 60âs.</p> 1007 1008<p>We can help answer the following:</p> 1009 1010<ul class="checklist"> 1011 1012<li>How do we fund retirement activities?</li> 1013<li>How do we create a family gathering space with a second home?</li> 1014<li>When should I start taking Social Security?</li> 1015<li>How do I effectively fund a long-term care event?</li> 1016<li>How do I help an aging parent?</li> 1017<li>Can I help my adult children?</li> 1018<li>What kind of legacy can I leave?</li> 1019</ul> 1020<!-- <img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/8PaUYDcWovZ/leaf-icon.svg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 80%;" class="card-leaf-lg-2"> --> 1021</div></div></div> 1022 1023<p class="is-h1" style="text-align: center;"> 1024<br> 1025</p> 1026 1027<h2 style="text-align: center;"> 1028<br> 1029</h2> 1030 1031<h2 style="text-align: center;">Case Studies</h2> 1032 1033<p class="is-m0"> 1034<br> 1035</p> 1036<div class="row"> 1037<div class="col-xs-12 col-sm-4 bottom"> 1038<div class="case-study-card"> 1039<img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/egFZTLmWrIk/AdobeStock_360186007-min.jpeg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 100%;" alt=""> 1040<div class="case-study-number"> 1041 1042<h4 class="is-m0" style="text-align: center;">Case Study 1</h4> 1043</div> 1044<div class="add-padding"> 1045 1046 1047<h3 style="text-align: center;">Big Picture Planning</h3> 1048 1049<h2 class="is-mb0" style="text-align: center;">Angela & Dan 1050 1051</h2> 1052 1053<p class="is-m0 is-h4"> 1054 1055<br> 1056</p> 1057 1058<h4 style="text-align: center;">Ages: 48 & 50</h4> 1059 1060<p class="is-m0"> 1061 1062<br> 1063</p> 1064 1065<img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/8PaUYDcWovZ/leaf-icon.svg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 183px;" class="card-leaf" alt=""> 1066 1067 1068<p class="is-mb0" style="text-align: center;"><a class="open-overlay btn btn-block secondary" data-target="gearing-up" href="#">Read More</a> 1069</p> 1070</div></div></div> 1071<div class="col-xs-12 col-sm-4 bottom"> 1072 1073<div class="case-study-card"> 1074<img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/bOb1WjkSogx/happy-senior-couple-spending-time-beach-concepts-about-love-seniority-people-1-min.jpg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 100%;" alt=""> 1075<div class="case-study-number"> 1076 1077<h4 class="is-m0" style="text-align: center;">Case Study 2</h4> 1078</div> 1079<div class="add-padding"> 1080 1081 1082<h3 style="text-align: center;">Approaching Retirement 1083 1084</h3> 1085 1086<h2 class="is-mb0" style="text-align: center;">Monique & Martin 1087 1088</h2> 1089 1090<p class="is-m0 is-h4"> 1091 1092<br> 1093</p> 1094 1095<h4 style="text-align: center;">Ages: 56 & 60</h4> 1096 1097<p class="is-m0"> 1098 1099<br> 1100</p> 1101 1102<img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/8PaUYDcWovZ/leaf-icon.svg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 183px;" class="card-leaf" alt=""> 1103 1104 1105<p><a class="open-overlay btn secondary btn-block" data-target="approaching-retirement" href="#">Read More</a></p> 1106 1107</div> 1108</div></div> 1109<div class="col-xs-12 col-sm-4"> 1110 1111<div class="case-study-card"> 1112<img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/q2FHRfHUSLA/pexels-marcus-aurelius-6787568-min.jpg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 100%;" alt=""> 1113<div class="case-study-number"> 1114 1115<h4 class="is-m0" style="text-align: center;">Case Study 3</h4> 1116</div> 1117<div class="add-padding"> 1118 1119 1120<h3 style="text-align: center;">Retire with Work Optional 1121 1122</h3> 1123 1124<h2 class="is-mb0" style="text-align: center;">Catherine 1125 1126</h2> 1127 1128<p class="is-m0 is-h4"> 1129 1130<br> 1131</p> 1132 1133<h4 style="text-align: center;">Age: 65</h4> 1134 1135<p class="is-m0"> 1136 1137<br> 1138</p> 1139 1140<img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/8PaUYDcWovZ/leaf-icon.svg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 183px;" class="card-leaf" alt=""> 1141 1142 1143<p><a class="open-overlay btn secondary btn-block" data-target="work-optional" href="#">Read More</a></p> 1144 1145</div> 1146</div></div></div> 1147<div class="modal-overlay"> 1148<div class="overlay-content" id="gearing-up"> 1149<button class="close-overlay">Close</button> 1150<div class="overlay-content-wrapper"> 1151 1152<h4 class="accented" style="text-align: center;">Case Study 1</h4> 1153 1154<h4 class="accented" style="text-align: center;"> 1155 1156<br> 1157</h4> 1158 1159<div class="row middle-xs"> 1160<div class="col-xs-12 col-sm-6 bottom"> 1161 1162 1163 1164 1165<h3 style="text-align: left;">Big Picture Planning:</h3> 1166 1167 1168<p class="is-h1 is-mt0" style="text-align: left;">Angela & Dan 1169 1170</p> 1171 1172 1173<h4 style="text-align: left;">Ages: 48 & 50 1174<br> 1175<br> 1176</h4> 1177 1178<h3>Main Goals</h3> 1179 1180<p class="is-mb0">Invest inheritance, fund their kidâs college education, leave a legacy to their kids and retire in their early 60âs.<
1180/p> 1181 1182</div> 1183<div class="col-xs-12 col-sm-6"> 1184<img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/zzoAPwZ_Zpc/AdobeStock_360186007-min.jpeg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 100%;" alt=""> 1185 1186</div></div> 1187 1188 1189 1190 1191<p>Angela and Dan inherited cash from Angelaâs mother. Their main focus was to put their idle cash âto workâ. As we worked together, it became clear that the most pressing item they needed to address was to care for their two school age children, by providing them a college education and a legacy. They were short on their education funding and had no estate planning documents. They both had hectic schedules and needed to get a handle on their finances and how to align their goals with their money. </p> 1192 1193<p class="hero">Our Strategy for Angela and Dan:</p> 1194 1195<ul class="checklist"> 1196<li>They funded tax optimized 529 plans using a portion of the inheritance. By using a front-end approach their money worked for them; by maximizing their investment time horizon for account growth, the less they had to save overall.</li> 1197<li>We made sure they had a guardian for their children, assets protected in a trust and no probate costs for their estate.</li> 1198<li>We determined how much life insurance they would need.</li> 1199<li>Legacy assets for the children and a portion of long-term care expenses will be funded with backdoor Roth IRA contributions and a Roth IRA conversion strategy. The taxes were paid with the inheritance.</li> 1200<li>They invested the remaining assets in a tax-efficient portfolio to continue funding their retirement savings.</li> 1201</ul> 1202 1203<p>We partnered with them to provide the support and guidance they needed to feel confident to move forward on a clear path to their goals!</p> 1204</div> 1205</div> 1206</div> 1207<div class="modal-overlay"> 1208<div class="overlay-content" id="approaching-retirement"> 1209<button class="close-overlay">Close</button> 1210<div class="overlay-content-wrapper hero"> 1211 1212<h4 class="accented" style="text-align: center;">Case Study 2</h4> 1213 1214<h4 class="accented" style="text-align: center;"> 1215 1216<br> 1217</h4> 1218 1219<div class="row middle-xs"> 1220<div class="col-xs-12 col-sm-6 bottom"> 1221 1222 1223 1224 1225<h3 style="text-align: left;">Approaching Retirement:</h3> 1226 1227 1228<p class="is-h1 is-mt0" style="text-align: left;">Monique & Martin 1229 1230</p> 1231 1232 1233<h4 style="text-align: left;">Ages: 56 & 60 1234<br> 1235<br> 1236</h4> 1237 1238<h3>Main Goals</h3> 1239 1240<p class="is-mb0">Tax optimization strategy for exercising stock options, fund purchase of 2nd home, pay down primary mortgage and retirement options.</p> 1241 1242</div> 1243<div class="col-xs-12 col-sm-6"> 1244<img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/bOb1WjkSogx/happy-senior-couple-spending-time-beach-concepts-about-love-seniority-people-1-min.jpg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 100%;" alt=""> 1245 1246</div></div> 1247 1248 1249<p>Monique and Martin are financial do-it-yourselfers. Monique left her consulting job to work for a tech start-up company which shows significant potential for growth and Martin works part-time for the government. Monique was awarded employer stock compensation, Incentive stock options (ISOs) and Non-Qualified stock options (NQSOs), that vest annually. They contribute extensively to their childrenâs 529 plans to fund undergraduate and graduate degrees as they value higher education. They want to make sure they have enough for retirement at 80% of their current income. They donât want to give up control over their assets but know they need guidance with asset allocation and navigating the tax consequences of the stock compensation. They also dream of having a vacation home as a family gathering place; space for the family to gather as they grow.</p> 1250 1251<p class="hero">The Plan Outcomes provided Monique and Martin the following:</p> 1252 1253<ul class="checklist"> 1254<li>Tax optimization strategy for stock option exercise considering the conversion of ordinary income to long-term capital gain, the Alternative Minimum Tax (AMT) limits and the concentration of employer stock in their portfolio. </li> 1255<li>Funding strategy to purchase the vacation home.</li> 1256<li>Martin increased his pension benefits by going back to work full-time now that their youngest child is in college increasing retirement cash flow.</li> 1257<li>Increase cash flow during retirement by following a mortgage pay down plan.</li> 1258<li>Monitor and assess their asset allocation while they control the
1258ir investments.</li> 1259</ul> 1260 1261<p>We collaborated with Monique and Martin to fit together all of the moving puzzle pieces of their life. They now have a cohesive approach to move forward to achieve their goals.</p> 1262</div> 1263</div> 1264</div> 1265<div class="modal-overlay"> 1266<div class="overlay-content" id="work-optional"> 1267<button class="close-overlay">Close</button> 1268<div class="overlay-content-wrapper"> 1269 1270<h4 class="accented" style="text-align: center;">Case Study 3</h4> 1271 1272<h4 class="accented" style="text-align: center;"> 1273 1274<br> 1275</h4> 1276 1277<div class="row middle-xs"> 1278<div class="col-xs-12 col-sm-6 bottom"> 1279 1280 1281 1282 1283<h3 style="text-align: left;">Retire with Work Optional:</h3> 1284 1285 1286<p class="is-h1 is-mt0" style="text-align: left;">Catherine 1287 1288</p> 1289 1290 1291<h4 style="text-align: left;">Age: 65 1292<br> 1293<br> 1294</h4> 1295 1296<h3>Main Goals</h3> 1297 1298<p class="is-mb0">Maintain a comfortable retirement lifestyle, gift to grandchildren and favorite charities, develop tax optimized stock diversification strategy.</p> 1299 1300</div> 1301<div class="col-xs-12 col-sm-6"> 1302<img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/kXIMSl5yflq/pexels-marcus-aurelius-6787568-min.jpg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 100%;" alt=""> 1303 1304</div></div> 1305 1306 1307<p>Catherine enjoys her work. She is a marketing executive and her current income allows her to live a comfortable lifestyle. She has extensive employer incentive compensation, e.g. restricted stock, with a very low cost basis. Her portfolio is heavily weighted in her employer's stock. She has investment accounts, rollover IRAs from previous employerâs and an ESPP. She wants to scale back in the next few years but sheâs not sure she will have adequate income to do that and still maintain her lifestyle. She wants to give money to her grandchildren for education funding and leave a legacy to some charities sheâs passionate about. Sheâs unclear how a long-term care event or medical expenses will impact her savings during retirement.</p> 1308 1309<p class="hero">The Plan Outcomes allowed Catherine to:</p> 1310 1311<ul class="checklist"> 1312<li>Have an income stream from Social Security payment optimization, part-time work, required minimum distributions from retirement plans, and sale of restricted stock and ESPP units where she could live comfortably and cover estimated medical expenses.</li> 1313<li>Reduce the capital gain tax impact of selling her employer stock.</li> 1314<li>Consolidate her accounts and align her asset allocation with her risk capacity.</li> 1315<li>Fund a legacy to her favorite charities.</li> 1316<li>Develop a gifting plan to her grandkids through tax-advantaged 529 plan contributions.</li> 1317<li>Provide tax optimized de-cumulation strategies from taxable and retirement accounts.</li> 1318</ul> 1319 1320<p>We helped take the pressure off Catherine to feel as though working was her choice and not a requirement in order to maintain a comfortable retirement lifestyle.</p> 1321 1322</div> 1323</div> 1324</div> 1325</div> 1326</div> 1327 1328 1329</div> 1330 1331 1332 1333 1334</section> 1335 1336<section id="section-meet-our-team" class="section page-section"> 1337 1338 1339 1340 1341<div class="divider is-0"> 1342 1343 1344<div class="bg" style="background-image:url('https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/CELehbIIvCk/download-1.jpg'); background-position: center center; background-repeat: no-repeat; background-attachment: fixed; background-size: cover;"></div> 1345 1346 1347 1348<div class="overlay"> 1349<div class="container"> 1350 1351 1352 1353<div class="hero-content" data-location="hero_content" data-id="6ac3e5e4261139db08cb6971" data-type="hero"> 1354<div class="row center-xs"> 1355<div class="col-xs-12 col-sm-8"> 1356 1357 1358 1359<div class="overlay-box"> 1360 1361<h1 style="text-align: center;">Why Work With Us?</h1> 1362</div> 1363</div></div> 1364</div> 1365</div> 1366</div> 1367 1368</div> 1369 1370 1371<div class="main-content-wrapper"> 1372 1373 1374<div class="container"> 1375<div class="main-content" data-location="content" data-id="6ac3e5e4261139db08cb6971" data-type="page"> 1376<div class="callout flush-top"> 1377<div class="row center-xs breakout"><span class="delete-row"></span> 1378<div class="col-xs-12 col-sm-6 col-md-3 mb1 bottom"> 1379 1380<p><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/49hDBSiofA1/money-3.svg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 78px;" alt=""></p> 1381 1382<h3 style="text-align: center; font-size: 1.2em;">Make Tax-Informed Decisions</h3> 1383 1384<hr> 1385 1386<p class="is-mb0" style="text-align: left;"><strong>We </strong>look beyond this year's tax return to help you make informed decisions that support your long-term financial goals.</p> 1387</div> 1388<div class="col-xs-12 col-sm-6 col-md-3 mb1 bottom"> 1389 1390<p><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/Gnws8YFn_0n/girl.svg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 78px;" alt=""></p> 1391 1392<h3 style="text-align: center; font-size: 1.2em;">Build Lasting Income</h3> 1393<hr> 1394 1395<p class="is-mb0" style="text-align: left;"><strong>We </strong>develop retirement income strategies designed to help you spend confidently today while protecting your financial future.</p> 1396</div> 1397 1398<!-- </div> 1399<div class="row"><span class="delete-row"></span> --> 1400<div class="col-xs-12 col-sm-6 col-md-3 mb1 bottom"> 1401 1402<p><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/abquAmddSpW/card-2.svg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 78px;" alt=""></p> 1403 1404<h3 style="text-align: center; font-size: 1.2em;">Coordinate Every Decision</h3> 1405 1406<hr> 1407 1408<p class="is-mb0" style="text-align: left;"><strong>We </strong>bring the moving pieces of your financial life together into one cohesive plan so every decision supports your long-term goals.</p> 1409</div> 1410<div class="col-xs-12 col-sm-6 col-md-3 mb1"> 1411 1412<p><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/iRkKjkovfRA/shaking-hands-3.svg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 78px;" alt=""></p> 1413 1414<h3 style="text-align: center; font-size: 1.2em;">Align Money With Meaning</h3> 1415<hr> 1416 1417<p style="text-align: left;"><strong>We </strong>help ensure your financial plan supports the life you want to liveânot simply the size of your portfolio.</p> 1418</div> 1419 1420 1421 1422<p class="mt3" style="text-align: center;">As a fee-only fiduciary, our clients pay us for our adviceânot through commissions or product providers. Our fees are transparent, and our recommendations are always made in your best interest.</p> 1423 1424</div></div><!-- <div class="stripe" style=" height: 7em; 1425 margin-top: 5em;"> 1426 <br> 1427</div> 1428<div class="row"><span class="delete-row"></span> 1429 <div class="col-xs-12 col-sm-6 mt1"> 1430 <div class="tint-box"> 1431 1432 <h3 class="is-mb0" style="text-align: center;"><strong>Objective Advice</strong></h3> 1433 1434 <p style="text-align: center;">Our advice is paid for directly by our clientsânot through commissions or product providers. As a fee-only fiduciary, we're committed to acting in y
1434our best interest.</p> 1435 <img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/8PaUYDcWovZ/leaf-icon.svg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 183px;" class="card-leaf" alt=""> 1436 </div></div> 1437 <div class="col-xs-12 col-sm-6 mt1"> 1438 <div class="tint-box"> 1439 1440 <h3 class="is-mb0" style="text-align: center;"><strong>Transparent Fees</strong></h3> 1441 1442 <p style="text-align: center;">You'll always know how we're compensated and what you're paying for.</p> 1443 <img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/8PaUYDcWovZ/leaf-icon.svg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 183px;" class="card-leaf" alt=""> 1444 </div></div> 1445</div> --><br><h2 class="is-mt0" style="text-align: center;"><strong>Featured in</strong></h2><div class="slick-slider"> 1446<div class="row center-xs middle-xs"><span class="delete-row"></span> 1447<div class="col-xs-12" style="text-align: center;"> 1448<a href="https://www.wsj.com/articles/as-home-prices-and-mortgage-rates-stay-high-prospective-buyers-put-down-payments-on-ice-11666054972?mod=panda_wsj_author_alert" rel="noopener noreferrer" target="_blank"> 1449<div style="height: 60px; 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max-width: 180px; width: auto; height: auto;" alt="NextAdvisor"> 1508</div> 1509</div> 1510</div> 1511 1512<div class="row center-xs middle-xs"><span class="delete-row"></span> 1513<div class="col-xs-12" style="text-align: center;"> 1514<div style="height: 60px; display: flex; align-items: center; justify-content: center;"> 1515<img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/R-6mxlzN3zl/us-news-Capture.PNG" style="max-height: 45px; max-width: 180px; width: auto; height: auto;" alt="US News"> 1516</div> 1517</div> 1518</div> 1519 1520<div class="row center-xs middle-xs"><span class="delete-row"></span> 1521<div class="col-xs-12" style="text-align: center;"> 1522<a href="https://www.investopedia.com/dependent-impact-on-taxes-11678396" rel="noopener noreferrer" target="_blank"> 1523<div style="height: 60px; display: flex; align-items: center; justify-content: center;"> 1524<img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/QFVYrOMIPie/Investopedia_Logosvg.png" style="max-height: 45px; max-width: 180px; width: auto; height: auto;" alt="Investopedia"> 1525</div> 1526</a> 1527</div> 1528</div> 1529</div><br><div class="callout tint" style="margin-bottom: -2em;"> 1530 1531<h2 style="text-align: center;">Backed by Specialized Expertise</h2> 1532<p style="text-align: center;">With more than 30 years of experience, Joanne is one of the few financial advisors who combines advanced tax expertise with retirement income and gift & estate planning, helping clients evaluate the tax implications of retirement decisionsânot just the investment implications.</p> 1533<!-- <p style="text-align: center;">Few financial advisors combine advanced tax expertise with retirement income planning and gift & estate planning. Joanne's credentials allow her to help clients evaluate the tax implications of retirement decisionsânot just the investment implications.</p> --> 1534<div class="row center-xs breakout" style="display: flex; flex-wrap: wrap; justify-content: center; align-items: center; gap: 10px; padding: 20px 10px; text-align: center;"> 1535<span style="background-color: #53798e; color: #ffffff; border: 1px solid #648c9e; padding: 6px 14px; border-radius: 50px; font-size: 13px;">Certified Public Accountant (CPA)</span> 1536<span style="background-color: #53798e; color: #ffffff; border: 1px solid #648c9e; padding: 6px 14px; border-radius: 50px; font-size: 13px;">Master's in Taxation (MSAT)</span> 1537<span style="background-color: #53798e; color: #ffffff; border: 1px solid #648c9e; padding: 6px 14px; border-radius: 50px; font-size: 13px;">CERTIFIED FINANCIAL PLANNER⢠(CFP®)</span> 1538<span style="background-color: #53798e; color: #ffffff; border: 1px solid #648c9e; padding: 6px 14px; border-radius: 50px; font-size: 13px;">Retirement Income Certified Professional (RICP®)</span> 1539<span style="background-color: #53798e; color: #ffffff; border: 1px solid #648c9e; padding: 6px 14px; border-radius: 50px; font-size: 13px;">Personal Financial Specialist (CPA/PFS)</span> 1540</div> 1541<!-- <div class="row center-xs breakout" style="display: flex; flex-wrap: wrap; justify-content: center; align-items: center; gap: 10px; padding: 20px 10px; text-align: center;">
1542 <span style="background-color: rgba(83, 121, 142, 0.08); color: #FFFFFF; border: 1px solid rgba(83, 121, 142, 0.2); padding: 6px 14px; border-radius: 50px; font-size: 13px; font-weight: 600;">Certified Public Accountant (CPA)</span> 1543 <span style="background-color: rgba(83, 121, 142, 0.08); color: #FFFFFF; border: 1px solid rgba(83, 121, 142, 0.2); padding: 6px 14px; border-radius: 50px; font-size: 13px; font-weight: 600;">Master's in Taxation (MSAT)</span> 1544 <span style="background-color: rgba(83, 121, 142, 0.08); color: #FFFFFF; border: 1px solid rgba(83, 121, 142, 0.2); padding: 6px 14px; border-radius: 50px; font-size: 13px; font-weight: 600;">CERTIFIED FINANCIAL PLANNER⢠(CFP®)</span> 1545 <span style="background-color: rgba(83, 121, 142, 0.08); color: #FFFFFF; border: 1px solid rgba(83, 121, 142, 0.2); padding: 6px 14px; border-radius: 50px; font-size: 13px; font-weight: 600;">Retirement Income Certified Professional (RICP®)</span> 1546 <span style="background-color: rgba(83, 121, 142, 0.08); color: #FFFFFF; border: 1px solid rgba(83, 121, 142, 0.2); padding: 6px 14px; border-radius: 50px; font-size: 13px; font-weight: 600;">Personal Financial Specialist (CPA/PFS)</span> 1547 </div> --> 1548</div><!-- <div class="row center-xs middle-xs"> 1549 <div class="col-xs-4 col-sm-3" style=" text-align: center;"> 1550 <a href="https://www.wsj.com/articles/as-home-prices-and-mortgage-rates-stay-high-prospective-buyers-put-down-payments-on-ice-11666054972?mod=panda_wsj_author_alert" rel="noopener noreferrer" style=" text-align: center;" target="_blank"><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/xoV_LLzEEm/the-wall-street-journal-1.svg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 210px;" alt="The Wallstreet Journal"></a> 1551 </div> 1552 <div class="col-xs-4 col-sm-3" style=" text-align: center;"> 1553 1554 1555 <a href="https://www.investmentnews.com/clients-are-upping-charitable-giving-in-the-wake-of-the-pandemic-208621" rel="noopener noreferrer" target="_blank"><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/EKS_oczCIWP/a6dd5de85d22ee397b960800a8c0.jpeg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 210px;" alt="Investment news"></a> 1556 </div> 1557 <div class="col-xs-4 col-sm-3" style=" text-align: center;"> 1558 <a href="https://www.marketwatch.com/story/dont-know-whether-to-file-taxes-early-or-wait-5-questions-to-help-you-sort-it-out-11613080696" rel="noopener noreferrer" target="_blank"><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/pxs15AFBVxy/download-3.png" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 210px;" alt="Market Watch"></a> 1559 </div> 1560 1561 <div class="col-xs-4 col-sm-3" style=" text-align: center;"> 1562 <a href="https://money.com/taxes-college-students-teens-2020/" rel="noopener noreferrer" target="_blank"><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/7E45v3uRFHA/Money-Logo.png" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 136px;" alt="Money"></a> 1563 </div> 1564 <div class="col-xs-4 col-sm-3" style=" text-align: center;"> 1565 <a href="https://event.on24.com/wcc/r/3884208/03D7025D0E9D0668B8E22F7B1A39F211" rel="noopener noreferrer" target="_blank"><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/S__-4FNkm5/inwebcasts.png" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 210px;" alt="Investment News"></a> 1566 </div> 1567 <div class="col-xs-4 col-sm-3" style=" text-align: center;"> 1568 <img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/NrBYojDiIU/Think-Advisor-Logo-Color.png" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 210px;" alt="Investment News"> 1569 </div> 1570 <div class="col-xs-4 col-sm-3" style=" text-align: center;"> 1571 <img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/0oV_avJViw/Capture.PNG" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 210px;" alt="NextAdvisor"> 1572 </div> 1573 <div class="col-xs-4 col-sm-3" style=" text-align: center;"> 1574 <img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/R-6mxlzN3zl/us-news-Capture.PNG" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 210px;" alt="US News"> 1575 </div> 1576 <div class="col-xs-4 col-sm-3" style=" text-align: center;"> 1577 <a href="https://www.investopedia.com/dependent-impact-on-taxes-11678396" rel="noopener noreferrer" style=" text-align: center;" target="_blank"><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/QFVYrOMIPie/Investopedia_Logosvg.png" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 210px;" alt="The Wallstreet Journal"></a> 1578 </div> 1579 1580</div> --><!-- 1581<p> 1582 1583 1584 <br> 1585</p> 1586<hr style="margin-bottom: -2em;"> 1587 1588<p> 1589 <br> 1590</p> 1591 --> 1592</div> 1593</div> 1594 1595 1596</div> 1597 1598 1599 1600 1601 1602<section class="members-list"> 1603<div class="members-wrapper"> 1604 1605<div class="member-item has-thumb show-1-up"> 1606 1607 1608<figure class="thumbnail"> 1609<img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/W8lOyzjPIpI-/BSHighRes-11.jpg" alt="Joanne Burke Photo"> 1610 1611<div class="overlay"></div> 1612</figure> 1613 1614 1615<div class="member-details"> 1616 1617<header class="member-header"> 1618<h3>Joanne Burke</h3> 1619 1620<div class="member-title">Founder, Financial Planner</div> 1621 1622 1623</header> 1624 1625 1626<div class="member-content"> 1627 1628<div class="overlay-content-wrapper"> 1629<p><a href="mailto:[email protected]">[email protected]</a></p> 1630 1631<p>I will work to help you live the life youâd relive. I know firsthand that it isn't easy going alone on the journey to define and work toward financial goals. I graduated from college in debt. I had to finance my undergraduate and masterâs degrees. I worked throughout college, took out loans and applied for grants. Once I graduated and started earning real money, I knew I needed to âsave for retirementâ but had gotten conflicting money messages growing up about saving vs. spending. How was I going to juggle paying off student loan debt, save for retirement and a first home purchase? In addition, from my experience, I knew someday I wanted to give my children the gift of an education. I had to figure out how to pay for college, fund my retirement, fund my kidâs education and possibly help my aging parents on my own. This is what drew me to financial planning.</p> 1632 1633<p><a class="open-overlay btn secondary" data-target="bio" href="#">Learn More</a></p> 1634<div class="modal-overlay"> 1635<div class="overlay-content" id="bio"> 1636<button class="close-overlay">Close</button> 1637<div class="overlay-content-wrapper"> 1638<div class="anchor" id="joanne-burke"></div> 1639 1640<h2>Joanne Burke</h2> 1641 1642<h4>Founder & CCO</h4> 1643 1644<p><a href="mailto:[email protected]">[email protected]</a></p> 1645 1646 1647<p>I started my career in the tax arena and quickly found my passion for financial planning by preparing complex planning engagements for executive tax clients while working at KPMG, a Big 4 accounting firm. I left KPMG to join a start-up tax boutique CPA and the law firm where I delved deeper into comprehensive planning by adding estate planning engagements. After having my second child, I started a sister tax firm focused on tax consulting and compliance for individuals, estates and trusts. The practice grew as my children grew. Throughout my career, I have combined tax and financial planning. Tax-focused financial planning allows me to provide an in-depth assessment and analysis of retirement and estate planning scenarios for pre-retirees and retirees since these decisions are heavily tax-driven. Through Birch Street Financial Advisors, I work with you to define and work toward financial goals, while providing you a holistic approach to providing financial security and live the life youâd relive.</p> 1648 1649 1650<p>I have my CFP<sup>®</sup> CERTIFIED FINANCIAL PLANNER⢠and CPA/PFS designations. I am the founder of Joanne Burke CPA PLLC, tax compliance and consulting firm and Birch Street Financial Advisors, an RIA firm. I received my Bachelorâs and Masterâs degrees in Accounting with a Specialization in Taxation from the McIntire School of Commerce at the University of Virginia. I am a member of the NoVA Society of Women CPAs, VA Society of CPAs âNorthern Chapter, AICPA - Tax and Financial Planning sections, XY Planning Network and NAPFA. I am also affiliated with Garrett Investment Advisors.</p> 1651 1652<p>I am married to Tom and we have two lovely daughters, Emily and Olivia. As a family, we value fitness and are avid Crossfitters. We have a Boston Terrier rescue dog named Macie who tirelessly plays fetch. Iâve served as Treasurer of the National Womanâs Party, a 501(c)(3) integral in passing the 19th Amendment â the womanâs right to vote and as co-chair of the Town of Vienna Conservation and Sustainability Commission for over 12 years. Iâm passionate about promoting equal rights and living sustainably. I enjoy traveling with my family to visit friends around the globe, native gardening and mindfulness meditation to relax and unwind.</p> 1653 1654<img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/jySbBo_XS3m/190818Vienna-Burke-1952-min.jpg" style="display: block; vertical-align: top; margin: 5px auto; text-align: center; width: 100%;" alt=""> 1655 1656<!-- <h4 style="text-align: center;">Featured in</h4> 1657 <div class="row center-xs middle-xs"> 1658 <div class="col-xs-6 col-sm-4"> 1659 <img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/EKS_oczCIWP/a6dd5de85d22ee397b960800a8c0.jpeg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 210px;" alt="Investment News">
1660 </div> 1661 <div class="col-xs-6 col-sm-4"> 1662 <img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/pxs15AFBVxy/download-3.png" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 210px;" alt="Market Watch"> 1663 </div> 1664 1665 <div class="col-xs-6 col-sm-4"> 1666 <img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/7E45v3uRFHA/Money-Logo.png" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 136px;" alt="Money"> 1667 </div> 1668 </div> 1669 <img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/jySbBo_XS3m/190818Vienna-Burke-1952-min.jpg" style="display: block; vertical-align: top; margin: 5px auto; text-align: center; width: 100%;" alt=""> 1670 </div> 1671 </div> --> 1672</div> 1673<!--p>My passion for financial planning began early in my career. ;Working for KPMG in Washington, DC out of college allowed me the opportunity to rotate through different tax practice groups. ;I chose the High net worth individual practice because it was the most diverse. I worked with individuals and all of their related entities such as partnerships, trusts and estates. ;After leaving KPMG, I went to work for a boutique tax law firm where I was able to further develop my client relationships and estate planning skills. I decided to get the CFP® designation because I knew I wanted to bring added value to clients through all facets of financial planning in addition to income tax planning. ;I felt like I could provide a more holistic approach to guiding client's to make sound financial decisions while helping them fit all of the puzzle pieces together in their financial lives.;</p> 1674 1675<p>As my family started to grow, I started my own tax practice and it grew organically. ;Iâve worked with individuals, couples and families of all backgrounds and ages providing individual, trust and estate tax planning and compliance. ;After 20 years, I decided it was time to circle back to my passion providing comprehensive financial planning with a tax centric focus. Every day, I find new ways to better serve my clients.;</p> 1676 1677<p> 1678 <br> 1679</p> 1680 1681<h3>Learn More About Me</h3> 1682 1683<p><em>Resume</em></p> 1684 1685<p>I earned a Bachelorâs and Masterâs degree in Accountancy with a Specialization in Taxation from the McIntire School of Commerce at the University of Virginia. I am a CPA/PFS and CFP®. I am a member of the NoVA Society of Women CPAs, VA Society of CPAs âNorthern Chapter, AICPA - Tax and Financial Planning sections, XY Planning Network and NAPFA. 1686 <br> 1687 <br> 1688</p> 1689 1690<h3> 1691 <br> 1692</h3> 1693 1694<p>Outside of work, my husband Tom and I along with our daughters, Emily and Olivia, are avid Crossfitters. ;We have a Boston Terrier rescue named Macie who is a master ball chaser. ;I served as Treasurer of the National Womanâs Party, a 501(c)(3) integral in passing the 19th Amendment â the womanâs right to vote. I'm also passionate about sustainability and served as Co-chair of the Town of Vienna Conservation and Sustainability Commission for over 12 years. ;I most enjoy exploring the world with my family, native gardening and mindfulness meditation to relax and unwind. ;;</p> 1695 1696<h3> 1697 <br> 1698</h3> 1699 1700<p><strong>If you had a million dollars to spend, what would be the first things you would buy?</strong> 1701 <br>I would take a year to travel to each continent and buy a vacation house for my family to visit and enjoy.</p> 1702 1703<p><strong>Where might you find me on a Saturday night?</strong></p> 1704 1705<p>With my husband, visiting friends on the deck or catching up on our favorite Netflix series.</p> 1706 1707<p><strong>If you had the ability to travel back in time, whatâs something you would tell your 18-year-old self?</strong></p> 1708 1709<p>No one expects you to know everything.; Be curious and open to learning.;</p> 1710 1711<p><strong><br></strong></p> 1712 1713<p> 1714 <a class="social-link" href="#linkedin" rel="noopener noreferrer" target="_blank"></a> 1715 <a class="social-link" href="#facebook" target="_blank"> 1716 <svg class="icon"></svg> 1717 </a> 1718</p--> 1719</div></div> 1720</div> 1721</div> 1722 1723 1724</div> 1725 1726</div> 1727 1728<div class="member-item has-thumb show-1-up"> 1729 1730 1731<figure class="thumbnail"> 1732<img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/nTunRK_ykSkN/Emily-Headshot.jpg" alt="Emily Burke Photo"> 1733 1734<div class="overlay"></div> 1735</figure> 1736 1737 1738<div class="member-details"> 1739 1740<header class="member-header"> 1741<h3>Emily Burke</h3> 1742 1743<div class="member-title">Financial Planning Associate</div> 1744 1745 1746</header> 1747 1748 1749<div class="member-content"> 1750 1751<div class="overlay-content-wrapper"> 1752<p>Financial clarity begins with understanding what matters most. My path into financial planning developed through a growing interest in personal finance during my twenties, when I began to see how thoughtful financial decisions can shape not just outcomes, but the way
1752we live our lives. That realizationâcombined with a desire to help others gain that same sense of clarity and confidenceâultimately led me to join Birch Street Financial Advisors.</p> 1753 1754<p><a class="open-overlay btn secondary" data-target="bio-emily" href="#">Learn More</a></p> 1755<div class="modal-overlay"> 1756<div class="overlay-content" id="bio-emily"> 1757<button class="close-overlay">Close</button> 1758<div class="overlay-content-wrapper"> 1759<div class="anchor" id="emily-burke"><br></div> 1760<h2>Emily Burke</h2> 1761 1762<p>I believe that financial clarity begins with understanding what matters most. My path into financial planning developed through a growing interest in personal finance during my twenties, when I began to see how thoughtful financial decisions can shape not just outcomes, but the way we live our lives. That realizationâcombined with a desire to help others gain that same sense of clarity and confidenceâultimately led me to join Birch Street Financial Advisors.</p> 1763 1764 1765<p>I started my career in the tax arena and quickly found my passion for financial planning by preparing complex planning engagements for executive tax clients while working at KPMG, a Big 4 accounting firm. I left KPMG to join a start-up tax boutique CPA and the law firm where I delved deeper into comprehensive planning by adding estate planning engagements. After having my second child, I started a sister tax firm focused on tax consulting and compliance for individuals, estates and trusts. The practice grew as my children grew. Throughout my career, I have combined tax and financial planning. Tax-focused financial planning allows me to provide an in-depth assessment and analysis of retirement and estate planning scenarios for pre-retirees and retirees since these decisions are heavily tax-driven. Through Birch Street Financial Advisors, I work with you to define and work toward financial goals, while providing you a holistic approach to providing financial security and live the life youâd relive.</p> 1766 1767 1768<p>Growing up, I had a unique perspective on this profession watching my mom build her career in tax-focused financial planning and the impact it had on the clients she served. Iâve seen firsthand how integrating tax strategy with long-term planning can create meaningful opportunities for individuals and families. Today, I am proud to be part of continuing that workâhelping clients align their financial resources with their values and supporting them through important life transitions with care and intention.</p> 1769 1770<p>At Birch Street, I work alongside our team to support clients in defining their goals and making thoughtful, informed decisions. Whether someone is navigating a transition or preparing for retirement, I am committed to helping simplify complexity and provide a steady, supportive planning experience.</p> 1771 1772<p>I graduated from Virginia Tech in 2019 with dual bachelorâs degrees in Environmental Studies and Economics. This combination allows me to approach financial planning with both analytical rigor and a long-term perspectiveâbalancing technical insight with an appreciation for sustainability and lasting impact. My prior professional experience further strengthened my project management and client relationship skills, which I draw on in my work with clients today.</p> 1773 1774<p>To deepen my expertise, I am currently completing coursework through the University of Virginiaâs Certified Financial Planning program and working toward obtaining my Enrolled Agent designation through the IRS. I plan to sit for the CFP® exam as I continue building my career in the profession.</p> 1775 1776<p>I live in Falls Church with my fiancé, Joe, and our Husky, Max. Outside of work, I enjoy coaching part-time at Ballston CrossFit, working on home projects, and spending time in the garden. Staying active and engagedâboth physically and mentallyâis an important part of how I show up for my work and for the clients we serve.</p> 1777 1778<img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/iwtt6sGKQZ6Z/BSHighRes-12.jpg" style="display: block; vertical-align: top; margin: 5px auto; text-align: center; width: 100%;" alt=""> 1779 1780 1781<!-- <div class="row"><span class="delete-row"></span> 1782 <div class="col-xs-12 col-sm-6"> 1783 <img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/02ZGjpFQ29IB/BSHighRes-2.jpg" style="display: block; vertical-align: top; margin: 5px auto; text-align: center; width: 100%;" alt="">
1784 </div> 1785 <div class="col-xs-12 col-sm-6"> 1786 1787 <img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/iwtt6sGKQZ6Z/BSHighRes-12.jpg" style="display: block; vertical-align: top; margin: 5px auto; text-align: center; width: 100%;" alt=""> 1788 </div> 1789 </div> --> 1790 1791</div> 1792 1793</div></div> 1794</div> 1795</div> 1796 1797 1798</div> 1799 1800</div> 1801 1802<div class="member-item has-thumb show-1-up"> 1803 1804 1805<figure class="thumbnail"> 1806<img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/DuDNiFVcV1av/IMG_2860.JPG" alt="Alyson Reid Photo"> 1807 1808<div class="overlay"></div> 1809</figure> 1810 1811 1812<div class="member-details"> 1813 1814<header class="member-header"> 1815<h3>Alyson Reid</h3> 1816 1817<div class="member-title">Strategic Partner</div> 1818 1819 1820</header> 1821 1822 1823<div class="member-content"> 1824 1825<div class="overlay-content-wrapper"> 1826<p>Meaningful work is often found in the detailsâhow things are organized, communicated, and carried through behind the scenes. My path into this role has been shaped by a passion for supporting others, creating structure, and helping things run smoothly so that the focus can remain on what matters most.</p> 1827 1828<p><a class="open-overlay btn secondary" data-target="bio-alyson" href="#">Learn More</a></p> 1829<div class="modal-overlay"> 1830<div class="overlay-content" id="bio-alyson"> 1831<button class="close-overlay">Close</button> 1832<div class="overlay-content-wrapper"> 1833<div class="anchor" id="alyson-reid"><br></div> 1834<h2>Alyson Reid</h2> 1835 1836<h4>Strategic Partner</h4> 1837 1838<p>I believe that meaningful work is often found in the detailsâhow things are organized, communicated, and carried through behind the scenes. My path into this role has been shaped by a passion for supporting others, creating structure, and helping things run smoothly so that the focus can remain on what matters most.</p> 1839 1840<p>At Birch Street Financial Advisors, I support the team as an Advisor Support Specialist, helping to streamline operations, enhance communication, and create a more seamless experience for our clients. I enjoy bringing organization and intention to the planning process, ensuring that each step feels thoughtful, coordinated, and aligned with the level of care our clients expect.</p> 1841 1842<p>I earned my undergraduate degree from Vanderbilt University and went on to complete my masterâs at Southern Methodist University. This foundation, combined with my professional experience, has shaped a detail-oriented and thoughtful approach to my work.</p> 1843 1844<p>I live in Santa Fe, New Mexico, where I enjoy an active, outdoor lifestyle balanced with quieter moments at home. As a parent to two daughters, much of my time is spent with family. I also enjoy spending time in the garden and caring for our chickens. When I have the chance, I love curling up with a good book and a cup of hot tea.</p> 1845 1846<img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/Itf41dHjkEGO/ReidFamily-003.jpg" style="display: block; vertical-align: top; margin: 5px auto; text-align: center; width: 100%;" alt=""> 1847 1848 1849 1850</div> 1851 1852</div></div> 1853</div> 1854</div> 1855 1856 1857</div> 1858 1859</div> 1860 1861</div> 1862</section> 1863 1864 1865 1866</section> 1867 1868<section id="section-services" class="section page-section"> 1869 1870 1871 1872 1873<div class="divider is-0"> 1874 1875 1876<div class="bg" style="background-image:url('https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/0sG0ZY9Gh7M/ServicesHIghRes-3.jpg'); background-position: center center; background-repeat: no-repeat; background-attachment: scroll; background-size: cover;"></div> 1877 1878 1879 1880<div class="overlay"> 1881<div class="container"> 1882 1883 1884 1885<div class="hero-content" data-location="hero_content" data-id="6ac3e5e5261139db08cb6985" data-type="hero"> 1886<div class="row center-xs"> 1887<div class="col-xs-12 col-sm-8"> 1888 1889 1890 1891<div class="overlay-box"> 1892 1893<h1 style="text-align: center;">Services</h1> 1894</div></div></div> 1895</div> 1896</div> 1897</div> 1898 1899</div> 1900 1901 1902<div class="main-content-wrapper"> 1903 1904 1905<div class="container"> 1906<div class="main-content" data-location="content" data-id="6ac3e5e5261139db08cb6985" data-type="page"> 1907<div class="row center-xs"> 1908<div class="col-xs-12 col-sm-6"> 1909 1910 1911<h2><a class="open-overlay btn btn-block" data-target="ongoing-financial-planning-services" href="#">Ongoing Financial <br>Planning Services</a></h2> 1912 1913</div> 1914<div class="col-xs-12 col-sm-6"> 1915 1916 1917 1918<h2><a class="open-overlay btn btn-block" data-target="investment-management" href="#">Investment <br>Management</a></h2> 1919 1920</div></div> 1921<div class="modal-overlay"> 1922<div class="overlay-content" id="ongoing-financial-planning-services"> 1923<button class="close-overlay">Close</button> 1924<div class="overlay-content-wrapper"> 1925 1926<div class="row"> 1927<div class="col-xs-12 col-sm-6 bottom extra-padding"> 1928 1929 1930 1931<p class="is-h3"><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/BOE2urgNrgT/piggy-bank.svg" style="display: block; vertical-align: top; margin: 0px auto 0px 0px; text-align: left; width: 75px;" alt=""></p> 1932 1933<h3>Retirement Income & Social Security (SS) Optimization</h3> 1934<hr> 1935 1936<p>Taxes can be one of the most significant costs during retirement so our focus is to keep them low. We consider your retirement assets and income to develop a withdrawal strategy so that you have a comfortable income stream and pay less tax. </p> 1937 1938<p>We focus on the following to provide you an income stream:</p> 1939 1940<ul class="checklist"> 1941<li>Understand your current and future goals</li> 1942<li>Implement a savings plan</li> 1943<li>Size up expenses</li> 1944<li>Stress test your portfolio for different life events</li> 1945<li>Coordinate income streams from SS benefits, Required Minimum Distributions (RMDs), pensions and other sources to reduce taxes</li> 1946<li>Optimize SS benefits by considering spousal benefits, other income, health issues and personal preference</li> 1947</ul> 1948</div> 1949 1950<div class="col-xs-12 col-sm-6 extra-padding"> 1951 1952<p class="is-h3"><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/EO8J8lyQpQy/tax.svg" style="display: block; vertical-align: top; margin: 0px auto 0px 0px; text-align: left; width: 75px;" alt=""></p> 1953 1954<h3>Tax Planning</h3> 1955 1956<p> 1957<br> 1958</p> 1959<hr> 1960 1961<p>Taxes play a crucial role during retirement and surprisingly, you may have a larger tax b
1961ill than when you were working. We provide proactive tax planning and analysis calculations to minimize taxes before and during retirement.</p> 1962 1963<p>We help you minimize your tax liability by providing the following:</p> 1964 1965<ul class="checklist"> 1966 1967<li>Roth IRA conversion planning</li> 1968<li>Charitable giving planning</li> 1969<li>Tax loss harvesting</li> 1970<li>Asset location strategies</li> 1971<li>Deduction planning</li> 1972<li>Required withdrawal strategies</li> 1973</ul> 1974 1975<p>We offer tax preparation services through my tax firm Joanne Burke CPA PLLC.</p></div></div> 1976 1977<p> 1978<br> 1979</p> 1980<div class="row"> 1981<div class="col-xs-12 col-sm-6 bottom extra-padding"> 1982 1983<p class="is-h3"><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/gquocGOyYA-/insurance.svg" style="display: block; vertical-align: top; margin: 0px auto 0px 0px; text-align: left; width: 75px;" alt=""></p> 1984 1985<h3>Risk Management & Insurance</h3> 1986<hr> 1987 1988<p>We review your current insurance benefits and help you determine whatâs appropriate for your needs. We are not paid any commission on products and act in an advisory capacity. We review and assess the following types of insurance:</p> 1989 1990<ul class="checklist"> 1991 1992<li>Long-Term Care Insurance</li> 1993<li>Disability Insurance</li> 1994<li>Home & Auto Insurance</li> 1995<li>Life Insurance</li> 1996<li>Health Insurance</li> 1997<li>Umbrella Insurance</li> 1998</ul> 1999</div> 2000 2001<div class="col-xs-12 col-sm-6 extra-padding"> 2002 2003<p class="is-h3"><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/3fY0jGT9NoQ/house.svg" style="display: block; vertical-align: top; margin: 0px auto 0px 0px; text-align: left; width: 75px;" alt=""></p> 2004 2005<h3>Estate Planning</h3> 2006<hr> 2007 2008<p>Estate planning is critical to ensure your hard earned assets are protected in the event of incapacitation and your legacy is honored. We help you put together a plan to protect beneficiaries, protect young children, reduce taxes, and limit family conflict. Our estate planning services include:</p> 2009 2010<ul class="checklist"> 2011 2012<li>Facilitate making or updating wills, health care proxy and power of attorney</li> 2013<li>Review beneficiary designations</li> 2014<li>Assess need for trusts in estate plan</li> 2015<li>Develop charitable and family gifting strategies</li> 2016<li>Ensure you have guardians for minor children</li> 2017</ul> 2018 2019</div></div> 2020 2021<p> 2022<br> 2023</p> 2024<a href="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/DXDuh000hAbr/financial-planning-process.pdf" rel="noopener noreferrer" target="_blank"><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/m7znyubNI4XV/financial-planning-process.png" style="display: block; vertical-align: top; margin: 0px auto; text-align: center;" alt=""></a> 2025<div class="row center-xs"> 2026<div class="col-xs-12 col-sm-10"> 2027 2028<p><br></p> 2029<p class="hero" style="text-align: center;">The financial planning process is ongoing. As your life changes, we continue to assess your plan and make modifications to fit your needs.</p> 2030 2031 2032</div></div> 2033 2034 2035 2036<h2 style="text-align: center;"> 2037<br> 2038</h2> 2039 2040<h2 style="text-align: center;"><strong>2026 Cost Structure</strong></h2> 2041<br> 2042 2043<p style="text-align: center;"><strong>Assets Under Management < $3MM</strong></p> 2044 2045<table border="0" cellpadding="0" cellspacing="0" id="isPasted" width="520"><tbody><tr height="30"><td height="30" style="text-align: center;" width="157"><strong>Category</strong></td> 2046<td style="text-align: center;" width="142"><strong>Financial Planning Cost</strong></td> 2047<td style="text-align: center;" width="159"><strong>Assets Under Management</strong></td> 2048<td style="text-align: center;" width="62"><strong>Cost</strong></td></tr> 2049<tr height="16"><td height="88" rowspan="4" style="text-align: center;" width="157"><strong>Upfront Onboarding Cost</strong></td> 2050<td rowspan="4" style="text-align: center;" width="142">$1,500</td> 2051<td rowspan="3" style="text-align: center;" width="159"><strong>$0- $1,000,000</strong></td> 2052<td rowspan="3" style="text-align: center;" width="62">0.70%</td></tr> 2053 2054 2055<tr height="28"><td height="57" rowspan="3" style="text-align: center;" width="159"><strong>$1,000,001 - $2,500,000</strong></td> 2056<td rowspan="3" style="text-align: center;" width="62">0.55%</td></tr> 2057<tr height="17"><td height="94" rowspan="5" style="text-align: center;" width="157"><strong>Ongoing Planning Cost</strong></td> 2058<td rowspan="5" style="text-align: center;" width="142">Minimum $7,200/year 2059<br>(Based on Complexity*)</td></tr> 2060 2061<tr height="19"><td height="65" rowspan="3" style="text-align: center;" width="159"><strong>$2,500,001 - $3,000,000</strong></td> 2062<td rowspan="3" style="text-align: center;" width="62">0.45%</td></tr> 2063 2064</tbody></table> 2065 2066<p class="is-mb0" style="text-align: center;">
2067The financial planning cost can be paid monthly or quarterly. 2068</p> 2069 2070<p class="disclaimer" style="text-align: center;">*Some factors that increase complexity include, but are not limited to: employer stock compensation, rental property, self-employed business owner, trusts in estate planning, and stock concentration</p> 2071 2072<p style="text-align: center;"><strong>Assets Under Management > $3MM</strong></p> 2073 2074<table border="0" cellpadding="0" cellspacing="0" id="isPasted" width="549"><tbody><tr height="30"><td height="30" style="text-align: center;" width="162"><strong>Category</strong></td> 2075<td style="text-align: center;" width="147"><strong>Financial Planning Cost</strong></td> 2076<td style="text-align: center;" width="170"><strong>Assets Under Management</strong></td> 2077<td style="text-align: center;" width="70"><strong>Cost</strong></td></tr> 2078<tr height="16"><td height="88" rowspan="4" style="text-align: center;" width="162"><strong>Upfront Onboarding Cost</strong></td> 2079<td rowspan="9" style="text-align: center;" width="147">Included in AUM Cost 2080</td> 2081<td rowspan="2" style="text-align: center;" width="170"><strong>$0- $1,000,000</strong></td> 2082<td rowspan="2" style="text-align: center;" width="70">0.95%</td></tr> 2083<tr height="28"></tr> 2084<tr height="16"><td height="44" rowspan="2" style="text-align: center;" width="170"><strong>$1,000,001 - $2,500,000</strong></td> 2085<td rowspan="2" style="text-align: center;" width="70">0.80%</td></tr> 2086<tr height="28"></tr> 2087<tr height="17"><td height="94" rowspan="5" style="text-align: center;" width="162"><strong>Ongoing Planning Cost</strong></td> 2088<td rowspan="3" style="text-align: center;" width="170"><strong>$2,500,001 - $5,000,000</strong></td> 2089<td rowspan="3" style="text-align: center;" width="70">0.70%</td></tr> 2090<tr height="12"></tr> 2091<tr height="19"></tr> 2092<tr height="19"><td height="46" rowspan="2" style="text-align: center;" width="170"><strong>> $5,000,001</strong></td> 2093<td rowspan="2" style="text-align: center;" width="70">0.50%</td></tr> 2094<tr height="27"></tr></tbody></table> 2095 2096<p style="text-align: center;"> 2097AUM charges will be deducted monthly from your accounts under management. 2098</p> 2099 2100<!-- <h2 style="text-align: center;">Our Fees</h2> 2101 2102 <h4 style="text-align: center;">Ongoing Financial Planning</h4> 2103 2104 <p class="is-m0"> 2105 <br> 2106 </p> 2107 <div class="row center-xs"> 2108 <div class="col-xs-12 col-sm-8"> 2109 2110 2111 <table style="width: 100%;"> 2112 <tbody> 2113 <tr> 2114 <td style="width: 50%; text-align: center;"> 2115 2116 <h4>Up-front onboarding fee</h4> 2117 </td> 2118 <td style="width: 50%; text-align: center;"> 2119 2120 <h4> annual ongoing planning fee payable monthly or quarterly installments</h4> 2121 </td> 2122 </tr> 2123 <tr> 2124 <td style="width: 50%; text-align: center;"> 2125 <div class="hero">$1,250</div> 2126 </td> 2127 <td class="hero" style="width: 50%; text-align: center;">Starts at $7,200/yr. depending upon complexity* </td> 2128 </tr> 2129 </tbody> 2130 </table> 2131 </div></div> 2132 2133 <p class="is-mb0" style="text-align: center;"> 2134 <br> 2135 </p> 2136 2137 <p class="disclaimer is-mb0" style="text-align: center;">(You can select your payment terms)</p> 2138 2139 <p class="disclaimer" style="text-align: center;">Please note: When paying an ongoing financial planning fee and also desiring investment advisory services, the AUM fee is reduced by 25 basis points per tier. 2140 <br>If assets under management are in excess of $3MM, financial planning is included in the AUM fee. </p> 2141 2142 <p class="disclaimer" style="text-align: center;">* Some factors that increase complexity include, but are not limited to, employer stock compensation, rental property, self-employed business owner, trusts in estate planning, and stock concentration.</p> --> 2143 2144 2145</div> 2146 2147 2148</div> 2149</div> 2150<div class="modal-overlay"> 2151<div class="overlay-content" id="investment-management"> 2152<button class="close-overlay">Close</button> 2153<div class="overlay-content-wrapper"> 2154 2155<h2 style="text-align: center;">We Act as Your Emotional Buffer</h2> 2156 2157<p>We donât try to beat or time the market;
2157 we believe the market is largely efficient. We donât gamble with your money; this is your lifeâs savings. We make investment decisions on your behalf to build long-term, strategic, diversified portfolios aligned with your risk tolerance and goals that take cost and taxes into consideration. </p> 2158 2159<p>We also take your current holdings into consideration and incorporate them into the portfolio when appropriate. Investment management services are provided in addition to ongoing financial planning. I meet with clients twice a year to review the plan and determine if the portfolio is meeting the plan goals.</p> 2160 2161<p class="is-m0"> 2162<br> 2163</p> 2164<div class="row"> 2165<div class="col-xs-12 col-sm-4 bottom"> 2166 2167 2168 2169<p><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/wmqovr6Jyvh/pie-chart-4.svg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 78px;" alt=""></p> 2170 2171<h3 style="text-align: center;">Asset Allocation</h3> 2172<hr> 2173 2174<p>Be diversified across asset classes and asset types.</p> 2175 2176</div> 2177<div class="col-xs-12 col-sm-4 bottom"> 2178 2179<p><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/hfdAzoTvWek/to-do-list.svg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 78px;" alt=""></p> 2180 2181<h3 style="text-align: center;">Investment Policy Statement</h3> 2182<hr> 2183 2184<p>Document your investment objectives based on your goals and risk profile. Revisit your objectives annually.</p> 2185 2186</div> 2187<div class="col-xs-12 col-sm-4"> 2188 2189<p><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/SDAUaFJRJqW/calendar-3.svg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 78px;" alt=""></p> 2190 2191<h3 style="text-align: center;">Risk Management</h3> 2192<hr> 2193 2194<p>Achieve long-term returns within your risk comfort zone so you can sleep at night.</p> 2195</div></div> 2196 2197<p> 2198<br> 2199</p> 2200<div class="row"> 2201<div class="col-xs-12 col-sm-4 bottom"> 2202 2203<p><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/scdq0K2Tw3O/calculator.svg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 78px;" alt=""></p> 2204 2205 2206<h3 style="text-align: center;">Tax Efficiency</h3> 2207<hr> 2208 2209<p>Minimize taxes on your portfolio by tax loss harvesting, minimizing capital gain exposure and selecting appropriate vehicles for different account types.</p> 2210 2211</div> 2212<div class="col-xs-12 col-sm-4 bottom"> 2213 2214<p><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/zmZstQ7eI7e/infographic-1.svg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 78px;" alt=""></p> 2215 2216<h3 style="text-align: center;">Investing Preferences</h3> 2217<hr> 2218 2219 2220<p><strong>ESG Investing</strong> - Sustainability is important to us so we have impact investing options that allow you to connect your money with your values.</p> 2221 2222<p class="is-mb0"><strong>Retain legacy holdings</strong> - You donât have to sell all of your assets to fit our models. We work to retain your legacy holdings as part of your portfolio.</p> 2223 2224 2225</div> 2226<div class="col-xs-12 col-sm-4"> 2227 2228<p><img src="https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/BUNC2_Rob3F/infographic.svg" style="display: block; vertical-align: top; margin: 0px auto; text-align: center; width: 78px;" alt=""></p> 2229 2230<h3 style="text-align: center;">Low Cost Investments</h3> 2231<hr> 2232 2233<p>We select low cost vehicles that maximize your investable assets.</p> 2234</div></div> 2235 2236<p> 2237<br> 2238</p> 2239 2240<h2 style="text-align: center;"><strong>2026 Cost Structure</strong></h2> 2241<br> 2242 2243<p style="text-align: center;"><strong>Assets Under Management < $3MM</strong></p> 2244 2245<table border="0" cellpadding="0" cellspacing="0" id="isPasted" width="520"><tbody><tr height="30"><td height="30" style="text-align: center;" width="157"><strong>Category</strong></td> 2246<td style="text-align: center;" width="142"><strong>Financial Planning Cost</strong></td> 2247<td style="text-align: center;" width="159"><strong>Assets Under Management</strong></td> 2248<td style="text-align: center;" width="62"><strong>Cost</strong></td></tr> 2249<tr height="16"><td height="88" rowspan="4" style="text-align: center;" width="157"><strong>Upfront Onboarding Cost</strong></td> 2250<td rowspan="4" style="text-align: center;" width="142">$1,500</td> 2251<td rowspan="3" style="text-align: center;" width="159"><strong>$0- $1,000,000</strong></td> 2252<td rowspan="3" style="text-align: center;" width="62">0.70%</td></tr> 2253<tr height="28"></tr> 2254<tr height="16"></tr> 2255<tr height="28"><td height="57" rowspan="3" style="text-align: center;" width="159"><strong>$1,000,001 - $2,500,000</strong></td> 2256<td rowspan="3" style="text-align: center;" width="62">0.55%</td></tr> 2257<tr height="17"><td height="94" rowspan="5" style="text-align: center;" width="157"><strong>Ongoing Planning Cost</strong></td> 2258<td rowspan="5" style="text-align: center;" width="142">Minimum $7,200/year 2259<br>(Based on Complexity*)</td></tr> 2260<tr height="12"></tr> 2261<tr height="19"><td height="65" rowspan="3" style="text-align: center;" width="159"><strong>$2,500,001 - $3,000,000</strong></td> 2262<td rowspan="3" style="text-align: center;" width="62">0.45%</td></tr> 2263<tr height="19"></tr> 2264<tr height="27"></tr></tbody></table> 2265 2266<p class="is-mb0" style="text-align: center;">
2267The financial planning cost can be paid monthly or quarterly. 2268</p> 2269 2270<p class="disclaimer" style="text-align: center;">*Some factors that increase complexity include, but are not limited to: employer stock compensation, rental property, self-employed business owner, trusts in estate planning, and stock concentration</p> 2271 2272<p style="text-align: center;"><strong>Assets Under Management > $3MM</strong></p> 2273 2274<table border="0" cellpadding="0" cellspacing="0" id="isPasted" width="549"><tbody><tr height="30"><td height="30" style="text-align: center;" width="162"><strong>Category</strong></td> 2275<td style="text-align: center;" width="147"><strong>Financial Planning Cost</strong></td> 2276<td style="text-align: center;" width="170"><strong>Assets Under Management</strong></td> 2277<td style="text-align: center;" width="70"><strong>Cost</strong></td></tr> 2278<tr height="16"><td height="88" rowspan="4" style="text-align: center;" width="162"><strong>Upfront Onboarding Cost</strong></td> 2279<td rowspan="9" style="text-align: center;" width="147">Included in AUM Cost 2280</td> 2281<td rowspan="2" style="text-align: center;" width="170"><strong>$0- $1,000,000</strong></td> 2282<td rowspan="2" style="text-align: center;" width="70">0.95%</td></tr> 2283<tr height="28"></tr> 2284<tr height="16"><td height="44" rowspan="2" style="text-align: center;" width="170"><strong>$1,000,001 - $2,500,000</strong></td> 2285<td rowspan="2" style="text-align: center;" width="70">0.80%</td></tr> 2286<tr height="28"></tr> 2287<tr height="17"><td height="94" rowspan="5" style="text-align: center;" width="162"><strong>Ongoing Planning Cost</strong></td> 2288<td rowspan="3" style="text-align: center;" width="170"><strong>$2,500,001 - $5,000,000</strong></td> 2289<td rowspan="3" style="text-align: center;" width="70">0.70%</td></tr> 2290<tr height="12"></tr> 2291<tr height="19"></tr> 2292<tr height="19"><td height="46" rowspan="2" style="text-align: center;" width="170"><strong>> $5,000,001</strong></td> 2293<td rowspan="2" style="text-align: center;" width="70">0.50%</td></tr> 2294<tr height="27"></tr></tbody></table> 2295 2296<p style="text-align: center;"> 2297AUM charges will be deducted monthly from your accounts under management. 2298</p> 2299 2300 2301<!-- <h2 class="is-mt0" style="text-align: center;">Our Fees</h2> 2302 2303 <h4 style="text-align: center;">Assets Under Management</h4> 2304 2305 <p class="is-m0"> 2306 <br> 2307 </p> 2308 <div class="row center-xs"> 2309 <div class="col-xs-12 col-sm-6"> 2310 2311 2312 <table style="width: 100%;"> 2313 <tbody> 2314 <tr> 2315 <td style="width: 50%; text-align: center;"> 2316 2317 <h4>Account Value</h4> 2318 </td> 2319 <td style="width: 50%; text-align: center;"> 2320 2321 <h4>Annual Advisory Fee</h4> 2322 </td> 2323 </tr> 2324 <tr> 2325 <td style="width: 50%; text-align: center;">$0 - $1,000,000</td> 2326 <td style="width: 50%; text-align: center;">0.95%</td> 2327 </tr> 2328 <tr> 2329 <td style="width: 50%; text-align: center;">$1,000,000 - $2,500,000</td> 2330 <td style="width: 50%; text-align: center;">0.80%</td> 2331 </tr> 2332 <tr> 2333 <td style="width: 50%; text-align: center;">$2,500,001 - $5,000,000</td> 2334 <td style="width: 50%; text-align: center;">0.70%</td> 2335 </tr> 2336 <tr> 2337 <td style="width: 50%; text-align: center;">$5,000,001 and Above</td> 2338 <td style="width: 50%; text-align: center;">0.50%</td> 2339 </tr> 2340 </tbody> 2341 </table> --> 2342 2343 2344</div></div> 2345 2346<p> 2347<br> 2348</p> 2349 2350<p class="disclaimer is-mb0" style="text-align: center;">(You can select your payment terms)</p> 2351 2352<p class="disclaimer" style="text-align: center;">Please note: When paying an ongoing financial planning fee, the AUM fee is reduced by 25 basis points per tier. 2353<br>If assets under management are in excess of $3MM, financial planning is included in the AUM fee. </p> 2354 2355<p class="disclaimer" style="text-align: center;">* Some factors that increase complexity include, but are not limited to, employer stock compensation, rental property, self-employed business owner, trusts in estate planning, and stock concentration.</p> 2356</div> 2357</div> 2358</div> 2359 2360 2361</div> 2362 2363 2364 2365 2366</section> 2367 2368<section id="section-blog-preview" class="section page-section"> 2369 2370 2371 2372 2373<div class="divider is-0"> 2374 2375 2376<div class="bg" style="background-image:url('https://static.twentyoverten.com/5fe10c065dc88a1ec1c29934/NdFoVlp_ssL/john-price-4QfFBGyvhSk-unsplash.jpg'); 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2747
2748<script> 2749/* instantiate slider if logged out*/ 2750if (!window.suppress) { 2751 $(document).ready(function(){ 2752 $('.slick-slider').slick({ 2753 /* Standard Desktop options (> 1024px) */ 2754 infinite: true, 2755 dots: true, 2756 arrows: true, 2757 speed: 300, 2758 autoplay: true, 2759 autoplaySpeed: 10000, 2760 slidesToShow: 3, 2761 slidesToScroll: 1, 2762 adaptiveHeight: true, 2763 2764 /* Responsive Settings */ 2765 responsive: [ 2766 { 2767 breakpoint: 1024, // Tablets (e.g., iPad Air) <= 1023px 2768 settings: { 2769 slidesToShow: 2, 2770 slidesToScroll: 1 2771 } 2772 }, 2773 { 2774 breakpoint: 768, // Mobile phones <= 767px 2775 settings: { 2776 slidesToShow: 1, 2777 slidesToScroll: 1 2778 } 2779 } 2780 ] 2781 }); 2782 }); 2783} 2784</script>
vendor: 66 bytes, lines 2784-2787
2784 2785 2786 2787<script async src="https://www.googletagmanager.com/gtag/js?id=
2787G-G9HEXXK2MT
vendor: 12 bytes, line 2787
2787"></script>
2788<script>
vendor: 127 bytes, lines 2789-2792
2789window.dataLayer = window.dataLayer || []; 2790function gtag(){dataLayer.push(arguments);} 2791gtag('js', new Date()); 2792gtag('config', '
2792G-G9HEXXK2MT
vendor: 4 bytes, line 2792
2792');
2793</script>
2793 2794 2795<!-- tot - Global site tag (gtag.js) - Google Analytics -->
vendor: 64 bytes, lines 2795-2796
2795 2796<script async src="https://www.googletagmanager.com/gtag/js?id=
2796UA-46480539-15
vendor: 12 bytes, line 2796
2796"></script>
2797<script>
vendor: 127 bytes, lines 2798-2801
2798window.dataLayer = window.dataLayer || []; 2799function gtag(){dataLayer.push(arguments);} 2800gtag('js', new Date()); 2801gtag('config', '
2801UA-46480539-15
vendor: 4 bytes, line 2801
2801');
2802</script>
2802 2803</body> 2804</html>
Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.