https://stackhaus.co/assets/Article-xqWQXIYJ.js

1import{a6 as l,j as e,L as r,S as c,a7 as u,l as h,m as d,a as m,A as p}from"./index-BLHHgiEd.js";const y={"fema-appeal-guide":{title:"FEMA Appeal Process: Step-by-Step Guide",subtitle:"How to formally challenge a FEMA determination and win",tag:"FEMA",readTime:"8 min read",sections:[{heading:"Why FEMA Denials Happen",body:"FEMA denies or underpays thousands of legitimate disaster claims every year. The most common reasons include: incomplete documentation submitted at the time of application, the applicant owning insurance that FEMA assumes will cover the full loss (even if it doesn't), and technical errors in how the claim was initially filed. None of these are automatic dead ends — all of them are appealable."},{heading:"The 60-Day Window",body:"You have exactly 60 days from the date on your FEMA decision letter to file an appeal. Missing this deadline is one of the most costly mistakes disaster survivors make. Start the clock the moment you receive any letter — even a partial denial. If you believe more than 60 days have passed, consult a disaster recovery attorney immediately; some states have additional protections."},{heading:"What to Include in Your Appeal",body:"A strong FEMA appeal includes: (1) A signed, written appeal letter clearly stating why you believe the decision was wrong. (2) Your registration number on every page. (3) Supporting documents — repair estimates from licensed contractors, a doctor's note if medical needs drove specific housing costs, proof of ownership or occupancy, and any insurance denial or partial settlement letters. (4) Photos and video showing the damage. The more documented your case, the stronger your position."},{heading:"How to Submit",body:"Appeals can be submitted online at DisasterAssistance.gov, by mail to the FEMA National Processing Service Center, or in person at a Disaster Recovery Center. Keep copies of everything you send. If mailing, use certified mail with return receipt. Track your submission number and follow up within 2 weeks if you receive no acknowledgment."},{heading:"After You Submit",body:"FEMA is required to respond to your appeal within 90 days. During this window, keep detailed records of all housing and living expenses — these may factor into your award. If your appeal is denied again, you can request a second appeal or escalate to the FEMA Office of the Inspector General. You may also contact your Congressional representative's constituent services office, which can significantly accelerate the process."},{heading:"The Real Cost of Going It Alone",body:"On average, homeowners who navigate FEMA appeals without experienced advocates receive significantly less than those who have professional support. Advocates know which documentation FEMA weighs most heavily, how to phrase appeal language, and which escalation paths produce results. The process is designed to be bureaucratic — having someone who knows the system is not a luxury, it's a financial decision."}],cta:{heading:"Skip the FEMA Maze. Build With StackHaus.",body:"When you build with StackHaus, our advocacy team handles your entire FEMA process — from initial application through appeals. We've navigated hundreds of FEMA cases and know exactly what it takes to recover the maximum. You focus on your family. We fight for your funding.",buttonText:"Get My Free FEMA Recovery Plan"}},"insurance-underpayment":{title:"Insurance Underpayment: How to Fight Back",subtitle:"Your rights when an insurer lowballs your disaster claim",tag:"Insurance",readTime:"7 min read",sections:[{heading:"What Insurance Underpayment Looks Like",body:"Most homeowners don't realize they've been underpaid until they receive contractor estimates that far exceed the insurer's settlement offer. Common signs: the offer was issued unusually quickly (within days of the inspection), the estimate doesn't include code-upgrade costs required by your local jurisdiction, personal property losses are valued at depreciated cost rather than replacement cost, or the adjuster conducted only an exterior inspection."},{heading:"Actual Cash Value vs. Replacement Cost Value",body:"This is the most important distinction in your entire policy. If your policy pays Replacement Cost Value (RCV), your insurer must pay what it actually costs to rebuild your home today — not what your 10-year-old roof was worth last week. Many insurers default to Actual Cash Value (ACV) — the depreciated value — unless you push back. Check your policy language. If it says RCV, demand that amount."},{heading:"Getting an Independent Estimate",body:"The single most powerful move you can make after receiving a lowball offer is to get 2-3 independent estimates from licensed contractors in your area. When those estimates exceed the insurer's number, you have documented grounds for a formal dispute. Attach these estimates to your dispute letter and request a line-item reconciliation from the adjuster."},{heading:"How to File a Formal Dispute",body:"Write a formal dispute letter to your insurer's claims department (not just your adjuster). Include: your policy number and claim number, a clear statement that you believe the settlement is insufficient, the specific items you believe are undervalued or missing, copies of your independent contractor estimates, and a request for a written response within 30 days. Keep everything in writing — email is fine, but confirm receipt."},{heading:"Public Adjusters and Bad-Faith Claims",body:"If your insurer continues to lowball after a formal dispute, consider hiring a licensed public adjuster — they work on your behalf (not the insurer's) and are paid a percentage of any increased settlement they negotiate. For severe underpayment, consult an insurance bad-faith attorney. Many states have laws that penalize insurers who unreasonably delay or underpay claims, including mandatory interest and attorney's fee awards."}],cta:{heading:"When You Build With StackHaus, We Handle Your Insurer.",body:"StackHaus clients don't fight insurance battles alone. Our team disputes lowball offers, appeals denials, and coordinates your full settlement process as part of your build contract. We've helped clients recover $40K–$120K above their initial offers. Stop leaving money on the table.",buttonText:"Build With StackHaus — We Handle the Insurance"}},"documenting-losses":{title:"Documenting Disaster Losses for Maximum Recovery",subtitle:"How to build a claim package that insurers and FEMA can't dispute",tag:"FEMA",readTime:"6 min read",sections:[{heading:"Start Before You Enter the Property",body:"Your documentation should begin before you set foot inside the damaged property. Photograph the exterior from all four sides. Capture the lot, neighboring properties (for context), utilities, and any visible structural damage. If possible, film a continuous walkthrough video before disturbing anything — this creates a clear before-cleanup record that's extremely difficult to dispute."},{heading:"Photograph Everything — Including What Survived",body:"Document not just what was destroyed, but what survived. This establishes a baseline for what the property looked like before the disaster. Capture serial numbers on all appliances, electronics, and HVAC equipment. For total losses (wildfire, tornado), collect any records of major purchases — bank statements, credit card receipts, and warranties are often recoverable even when the physical items are not."},{heading:"The Home Inventory Method",body:"Create a room-by-room inventory with item descriptions, estimated ages, and replacement costs. Your insurer will scrutinize personal property claims — the more specific your inventory, the harder it is to dispute. Use the Replacement Cost Value (not what you paid 10 years ago). Online replacement cost estimators and retailer websites can help establish current market pricing."},{heading:"Structural Documentation",body:"Hire a licensed structural engineer or certified building inspector to provide a formal damage report as early as possible after the disaster. Their report should identify: load-bearing damage, foundation issues, electrical and plumbing system damage, HVAC impacts, and any code-upgrade requirements. This professional report carries far more weight with adjusters than homeowner photos alone."},{heading:"Keep a Communication Log",body:"Every call with your insurer, every adjuster visit, every email — log it with date, time, name of representative, and summary of what was discussed. This record is invaluable if your claim is disputed or if you later need to pursue bad-faith remedies. Insurance disputes are won or lost on documentation quality."}],cta:{heading:"Let StackHaus Handle the Documentation — All of It.",body:"StackHaus manages your entire claim documentation process as part of your rebuild package. Our team works with licensed structural engineers, public adjusters, and insurance advocates to build the strongest possible case for your recovery. You shouldn't have to become an expert in insurance law while dealing with a disaster.",buttonText:"Start My Rebuild With StackHaus"}},"ale-coverage":{title:"Understanding ALE (Additional Living Expenses) Coverage",subt

1itle:"How to maximize your temporary housing benefits after a disaster",tag:"Insurance",readTime:"5 min read",sections:[{heading:"What ALE Actually Covers",body:"Additional Living Expenses coverage pays for the increased costs of living while your home is being repaired or rebuilt. This includes: temporary housing (hotel, rental), increased food costs if you can't access your kitchen, storage costs, laundry, transportation if you've relocated further from work, and sometimes even pet boarding. It does NOT cover your mortgage payment or normal living costs you would have incurred anyway."},{heading:"How Long ALE Lasts",body:'Most policies provide ALE for the "shortest time required to repair or replace the damage" or for a specified period (commonly 12–24 months). In major disaster scenarios — particularly wildfires and hurricanes — repairs routinely take longer than the ALE period. Document every attempt to expedite repairs and communicate delays to your insurer in writing, as this can support a request for extended benefits.'},{heading:"Tracking Eligible ALE Expenses",body:"Keep every receipt for every expense during your displacement — hotel bills, restaurant meals, rental furniture, moving costs. Calculate the difference between what you spend displaced versus what you'd normally spend at home. That differential is what your insurer owes you under ALE. Use a dedicated credit card for all displacement expenses to make tracking easier."},{heading:"When Insurers Prematurely Cap ALE",body:'One of the most aggressive insurer tactics is declaring a property "habitable" before it actually is — or claiming the repair timeline has been exceeded — to cut off ALE payments. If your insurer tries to end ALE while you are still displaced, respond immediately in writing, provide documentation of the ongoing displacement, and request a formal extension review. Hire a public adjuster if necessary.'},{heading:"ALE and FEMA Housing Assistance",body:"FEMA's Transitional Sheltering Assistance (TSA) and Rental Assistance programs are separate from your insurance ALE. However, receiving FEMA housing assistance does not reduce your right to ALE from your insurer (though some policies attempt to offset). Review your policy language carefully and dispute any offset that isn't explicitly authorized."}],cta:{heading:"The Fastest Path Out of Temporary Housing: Build With StackHaus.",body:"Every month in a hotel or rental is money out of your pocket and disruption for your family. StackHaus builds your new concrete home in 12–18 months — dramatically faster than the 3–5 year average for homeowners managing the process themselves. The sooner you start, the sooner you're home.",buttonText:"End the Displacement — Build With StackHaus"}},"malibu-wildfire-rebuild":{title:"Malibu Wildfire Rebuild: From Ash to Keys in 14 Months",subtitle:"How one family fought their insurer, secured financing, and moved into a concrete home ahead of their neighbors",tag:"Wildfire",readTime:"6 min read",sections:[{heading:"The Situation",body:"When the Woolsey Fire swept through Malibu's hillside neighborhoods, it left hundreds of families facing the same impossible situation: a total loss, a lowball insurance offer, a 3-year permit queue, and a construction market that had no capacity to take them on. This family lost a 3,400 sq ft Mediterranean-style home with ocean views that had been in the family for 22 years."},{heading:"The Insurance Fight",body:"Their initial insurance offer came in at $680,000 — against an independent rebuild estimate of $1.2 million for the same square footage. The offer excluded code-upgrade costs required under California's new WUI (Wildland Urban Interface) ordinances and depreciated the contents by 40%. StackHaus's advocacy team disputed the settlement on three grounds: scope gaps, improper depreciation of contents, and missing code-upgrade allowances. The final settlement: $1.05 million — $370,000 above the original offer."},{heading:"Design and Permitting",body:"Rather than rebuild in wood frame — the same material that burned — the family chose an ICF concrete structure. StackHaus's in-house architects designed the same Mediterranean aesthetic: arched windows, clay tile roof, warm stucco — all applied to a non-combustible ICF core. Because the project used a pre-engineered ICF system with documented fire ratings, permitting with the County was significantly faster than custom timber-frame projects in the queue."},{heading:"Construction",body:"Ground was broken 7 months after the fire — the family's neighbors wouldn't break ground for another 14 months. The ICF structure went up in 6 weeks. Final interior finishing took another 5 months. Total time from contract signing to keys: 14 months. Their neighbors completed their wood-frame rebuild 3.5 years after the fire."},{heading:"The Outcome",body:"The family moved into a home with a 4-hour fire rating, a 30% reduction in annual insurance premium compared to their old policy, and an estimated 40% lower energy bill. Their home is also FAIR Plan eligible at standard rates — a significant financial benefit in a state where many insurers have exited the high-risk market entirely."}],cta:{heading:"Your Rebuild Can Look Like This.",body:"StackHaus handles every step: insurance advocacy, financing, design, permitting, and concrete construction. Families who build with StackHaus are typically in their new homes 18–30 months faster than those who manage the process alone. Your new home can be any style you want — it just won't burn down.",buttonText:"Start My Rebuild Plan"}},"hurricane-icf-vs-wood":{title:"Hurricane Rebuild in South Florida: ICF vs. Wood Frame",subtitle:"After losing two homes in back-to-back hurricanes, one family built in concrete. Their third storm season was damage-free.",tag:"Hurricane",readTime:"5 min read",sections:[{heading:"Two Total Losses in Seven Years",body:"This Naples family lost their first home to Hurricane Irma in 2017. They rebuilt in wood frame — the standard approach — and moved back in 2019. In 2022, Hurricane Ian destroyed that home as well. Two total-loss rebuilds in seven years. After the second loss, their insurance carrier dropped them, they were placed in Citizens Insurance at nearly triple the premium, and their contractor's rebuild quote came in at $1.6 million for a 3,200 sq ft home."}

1,{heading:"Choosing ICF Concrete",body:"After the second rebuild, the family refused to repeat the cycle. They researched ICF construction — a system where polystyrene forms are filled with reinforced concrete, creating walls that are non-combustible, resistant to 185+ mph winds, and impervious to flood and mold damage. The exterior can be finished to look identical to a wood-frame home: traditional stucco, hurricane impact windows, clay tile roof. Structurally, it is a fundamentally different category of building."},{heading:"The Insurance Difference",body:"Upon completion of the ICF concrete build, the family received a structural certification documenting the wind rating and impact resistance. Three major carriers who had previously declined to quote them offered coverage — at significantly lower rates than their Citizens policy. Annual premium: $14,200 — compared to $22,800 for the equivalent wood-frame home in Miami-Dade County. That's a $8,600 annual reduction — $258,000 over 30 years."},{heading:"2024 Hurricane Season",body:"During the 2024 season, two named storms passed within 50 miles of the property. Zero damage. Zero claims. Zero disruption. Their wood-frame neighbors filed claims for roof damage and minor flooding. The family's concrete home performed exactly as designed."}],cta:{heading:"Stop Rebuilding in Wood. Build Once. Build in Concrete.",body:"StackHaus builds hurricane-resistant concrete homes in Florida and across the Gulf Coast. One contract covers insurance advocacy, financing, design, permitting, and construction. Your new home will be rated for Category 5 winds and eligible for insurance discounts most wood-frame homes can't qualify for.",buttonText:"Get My Hurricane Rebuild Plan"}},"altadena-permitting":{title:"Altadena Rebuild: Navigating Post-Fire Permitting Delays",subtitle:"How StackHaus's in-house permitting team helped a family break ground 4 months ahead of neighbors",tag:"Wildfire",readTime:"5 min read",sections:[{heading:"The Post-Fire Permitting Crisis",body:"After the Eaton Fire in January 2025, Los Angeles County was faced with processing thousands of demolition and rebuild permits simultaneously. Building departments that normally handle 200 permits a month were suddenly receiving 2,000. Families who submitted standard permit applications in February were told to expect 12–18 months before permit issuance — before construction even started."},{heading:"The ICF Advantage in Permitting",body:"ICF concrete construction uses pre-engineered wall systems with established structural ratings and fire certifications. When a permit application includes factory-tested performance data for the structural system, plan checkers spend significantly less time reviewing structural calculations. StackHaus's permit packages include pre-formatted documentation that aligns with California's updated WUI (Wildland Urban Interface) ordinance requirements — reducing the back-and-forth review cycle that consumes months on custom designs."},{heading:"Expedited Processing",body:"For one Altadena family who lost their home in the Eaton Fire, StackHaus submitted a complete permit package — including soils report, drainage plan, structural calculations, energy compliance documentation, and fire-resistive assembly certifications — within 60 days of the fire. The permit was issued in 14 weeks. Their neighbors, working with traditional architects and builders, were still in first-round plan check review at the same time."},{heading:"Construction Timeline",body:"With permits in hand in mid-spring, ground was broken in May 2025. The ICF structure was enclosed in 8 weeks. Interior finishing, mechanical, electrical, and plumbing work proceeded in parallel with exterior finishing. The family received their Certificate of Occupancy in November 2025 — roughly 10 months after the fire destroyed their home. Neighbors using traditional contractors who started permitting later were targeting 2026 completion at the earliest."}],cta:{heading:"Permitting Is Where Most Rebuilds Stall. Not Ours.",body:"StackHaus handles your complete permitting package — soils, structural, energy, and WUI compliance — in-house. We know exactly how to format applications for fast-track review in disaster-impacted jurisdictions. Every week you save in the permit queue is a week sooner you're home.",buttonText:"Start My Rebuild — Permitting Included"}},"tornado-recovery":{title:"Tornado Recovery in Tornado Alley: Fixed-Price Success Story",subtitle:"A Kansas family received a $180K insurance offer. StackHaus advocated for $420K and delivered a new build on time and on budget.",tag:"Tornado",readTime:"5 min read",sections:[{heading:"The Lowball Offer",body:"When an EF-3 tornado destroyed this Wichita family's 2,400 sq ft home, their insurer's first settlement offer came in at $182,000 — citing depreciation on the roof, foundation, and HVAC systems totaling over $90,000 in reductions from replacement cost. The offer also excluded code-upgrade costs required under the city's updated post-2010 building code. The family had a Replacement Cost Value policy. They were owed far more."},{heading:"The Advocacy Process",body:"StackHaus's insurance advocacy team reviewed the policy, the adjuster's estimate, and the city's current building code requirements. They identified: $62,000 in improper depreciation deductions (RCV policy means no depreciation), $38,000 in missing code-upgrade allowances, $28,000 in personal property undervaluation, and $14,000 in ALE (Additional Living Expenses) that were denied. A formal written dispute was submitted with supporting documentation. The final settlement: $421,500."},{heading:"Building Tornado-Resistant in Concrete",body:"The family chose to build their new home in ICF concrete rather than the wood frame that was destroyed. Their new 2,400 sq ft home has ICF walls rated for 200+ mph winds. The same home in wood frame would have required hurricane straps, reinfor

1ced sheathing, and impact-rated windows at additional cost — and still would not match the structural integrity of the concrete alternative. Total cost of the new concrete build: $398,000. Fully covered by the settlement."},{heading:"First Tornado Season in the New Home",body:"In May 2026, an EF-2 tornado passed within 2 miles of the property. Minor debris damage to landscaping. Zero structural impact. The family's insurance premium for the concrete home was $3,200/year — compared to $5,800/year for the previous wood-frame structure. The savings cover a significant portion of the original cost premium for concrete construction within 15 years."}],cta:{heading:"We Fight for Your Full Settlement. Then We Build.",body:"StackHaus handles both sides of your disaster recovery — insurance advocacy to maximize your settlement, and concrete construction to make sure the next tornado doesn't take your home again. Fixed price. One contract. Done in 12–18 months.",buttonText:"Get My Tornado Rebuild Plan"}}};function f(a){const t=`
2<!DOCTYPE html>
3<html>
4<head>
5  <meta charset="utf-8"/>
6  <title>${a.title} — StackHaus</title>
7  <style>
8    body { font-family: Arial, sans-serif; max-width: 700px; margin: 40px auto; color: #1a1d2e; line-height: 1.7; padding: 0 24px; }
9    h1 { font-size: 28px; font-weight: 700; margin-bottom: 6px; }
10    .subtitle { color: #555; font-size: 16px; margin-bottom: 24px; }
11    .meta { display: flex; gap: 16px; font-size: 13px; color: #888; margin-bottom: 32px; padding-bottom: 16px; border-bottom: 2px solid #f0ede8; }
12    h2 { font-size: 18px; font-weight: 700; color: #293468; margin-top: 28px; margin-bottom: 8px; }
13    p { font-size: 14px; color: #444; margin-bottom: 14px; }
14    .cta-box { background: #293468; color: white; padding: 24px; border-radius: 8px; margin-top: 40px; }
15    .cta-box h3 { color: #c8ab71; margin: 0 0 8px 0; font-size: 18px; }
16    .cta-box p { color: rgba(255,255,255,0.85); margin: 0 0 14px 0; font-size: 14px; }
17    .cta-box a { background: #c8ab71; color: white; padding: 10px 22px; border-radius: 6px; text-decoration: none; font-weight: 700; font-size: 14px; }
18    .logo { font-size: 13px; font-weight: 700; color: #293468; letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 32px; }
19    .footer { margin-top: 40px; padding-top: 16px; border-top: 1px solid #eee; font-size: 11px; color: #aaa; }
20  </style>
21</head>
22<body>
23  <div class="logo">STACKHAUS — stackhaus.co</div>
24  <h1>${a.title}</h1>
25  <div class="subtitle">${a.subtitle}</div>
26  <div class="meta">
27    <span>🏷 ${a.tag}</span>
28    <span>⏱ ${a.readTime}</span>
29    <span>📅 StackHaus Resource Library</span>
30  </div>
31  ${a.sections.map(s=>`<h2>${s.heading}</h2><p>${s.body}</p>`).join(`
32`)}
33  <div class="cta-box">
34    <h3>${a.cta.heading}</h3>
35    <p>${a.cta.body}</p>
36    <a href="https://stackhaus.co/StartRebuild">${a.cta.buttonText}</a>
37  </div>
38  <div class="footer">© StackHaus · stackhaus.co · 1-888-405-5610 · [email protected]<br/>This document is for informational purposes only. Contact StackHaus for personalized advice.</div>
39</body>
40</html>`,i=new Blob([t],{type:"text/html"}),o=URL.createObjectURL(i),n=window.open(o,"_blank");n&&(n.onload=()=>{n.print()})}function b(){const{slug:a}=l(),t=y[a];return t?e.jsxs("div",{className:"min-h-screen bg-white",children:[e.jsx(c,{pageName:"Resources",overrides:{title:`${t.title} | StackHaus`,description:t.subtitle}}

40),e.jsx("div",{className:"bg-gradient-to-br from-[#1a1d2e] to-[#293468] pt-24 pb-16 px-6",children:e.jsxs("div",{className:"max-w-3xl mx-auto",children:[e.jsxs(r,{to:"/Resources",className:"inline-flex items-center gap-2 text-white/60 hover:text-white text-[13px] font-medium mb-6 transition-colors",children:[e.jsx(u,{className:"w-4 h-4"})," Back to Resources"]}),e.jsxs("div",{className:"flex flex-wrap items-center gap-3 mb-4",children:[e.jsx("span",{className:"bg-[#c8ab71]/20 text-[#c8ab71] border border-[#c8ab71]/30 text-[11px] font-bold uppercase tracking-wider px-3 py-1 rounded-full",children:t.tag}),e.jsxs("span",{className:"text-white/50 text-[13px] flex items-center gap-1",children:[e.jsx(h,{className:"w-3.5 h-3.5"})," ",t.readTime]})]}),e.jsx("h1",{className:"text-[28px] sm:text-[40px] font-bold text-white leading-tight mb-3",children:t.title}),e.jsx("p",{className:"text-[16px] text-white/65 leading-relaxed",children:t.subtitle})]})}),e.jsx("div",{className:"bg-[#f7f5f2] border-b border-gray-200 py-3 px-6",children:e.jsxs("div",{className:"max-w-3xl mx-auto flex items-center justify-between gap-4",children:[e.jsx("p",{className:"text-[13px] text-gray-500",children:"StackHaus Resource Library — Free to share"}),e.jsx("button",{onClick:()=>f(t),className:"inline-flex items-center gap-2 bg-[#293468] hover:bg-[#1e2552] text-white px-4 py-2 rounded-lg text-[12px] font-bold transition-all",children:"⬇ Download PDF"})]})}),e.jsxs("div",{className:"max-w-3xl mx-auto px-6 py-12",children:[e.jsx("div",{className:"space-y-10",children:t.sections.map((i,o)=>e.jsxs(d.div,{initial:{opacity:0,y:16},whileInView:{opacity:1,y:0},viewport:{once:!0},transition:{delay:o*.06},children:[e.jsx("h2",{className:"text-[20px] font-bold text-[#293468] mb-3",children:i.heading}),e.jsx("p",{className:"text-[15px] text-gray-600 leading-relaxed",children:i.body})]},o))}),e.jsxs(d.div,{initial:{opacity:0,y:20},whileInView:{opacity:1,y:0},viewport:{once:!0},className:"mt-16 bg-gradient-to-br from-[#293468] to-[#1e2552] rounded-2xl p-8 sm:p-10 text-white",children:[e.jsxs("div",{className:"flex items-start gap-4 mb-5",children:[e.jsx("div",{className:"w-10 h-10 rounded-xl bg-[#c8ab71]/20 flex items-center justify-center flex-shrink-0",children:e.jsx(m,{className:"w-5 h-5 text-[#c8ab71]"})}),e.jsxs("div",{children:[e.jsx("p",{className:"text-[#c8ab71] text-[11px] tracking-[0.3em] uppercase font-bold mb-1",children:"The StackHaus Difference"}),e.jsx("h3",{className:"text-[22px] sm:text-[26px] font-bold leading-snug",children:t.cta.heading})]})]}),e.jsx("p",{className:"text-[15px] text-white/75 leading-relaxed mb-7 max-w-2xl",children:t.cta.body}),e.jsxs(r,{to:"/StartRebuild",className:"inline-flex items-center gap-2 bg-[#c8ab71] hover:bg-[#b8995d] text-white px-8 py-4 rounded-xl font-bold text-[15px] transition-all shadow-lg hover:scale-105",children:[t.cta.buttonText,e.jsx(p,{className:"w-5 h-5"})]}),e.jsx("p",{className:"text-[12px] text-white/40 mt-4",children:"Free consultation · No obligation · Nationwide"})]})]})]}):e.jsx("div",{className:"min-h-screen flex items-center justify-center bg-white",children:e.jsxs("div",{className:"text-center px-6",children:[e.jsx("h1",{className:"text-[28px] font-bold text-[#293468] mb-3",children:"Article Not Found"}),e.jsx(r,{to:"/Resources",className:"text-[#3390ce] underline text-[15px]",children:"← Back to Resources"})]})})}export{b as default};