1<!DOCTYPE html><html lang="en-GB" data-accent="navy" data-region="US" data-region-source="header"><head><meta charSet="utf-8"/><meta name="viewport" content="width=device-width, initial-scale=1"/><link rel="preload" href="/fonts/manrope-var-latin.woff2" as="font" crossorigin="" type="font/woff2"/><link rel="preload" href="/fonts/public-sans-var-latin.woff2" as="font" crossorigin="" type="font/woff2"/><link rel="preload" href="/fonts/montserrat-var-latin.woff2" as="font" crossorigin="" type="font/woff2"/><link rel="preload" as="image" href="/assets/arum-wordmark-white-CoI_4Ixw.png"/><link rel="stylesheet" href="/assets/styles-BwH_YWsX.css" data-precedence="default"/><title>About arum | Collections and recoveries technology experts since 1998</title><meta name="author" content="arum"/><meta name="application-name" content="arum"/><meta name="theme-color" content="#002855"/><meta property="og:site_name" content="arum"/><meta name="description" content="Since 1998 arum has helped banks, governments and major brands choose, implement and get value from collections and recoveries technology, AI and data."/><meta property="og:title" content="About arum | Collections and recoveries technology experts since 1998"/><meta property="og:description" content="Since 1998 arum has helped banks, governments and major brands choose, implement and get value from collections and recoveries technology, AI and data."/><meta property="og:url" content="https://www.arum-global.com/about"/><meta property="og:type" content="website"/><meta property="og:image" content="https://www.arum-global.com/assets/og/about.png"/><meta name="twitter:card" content="summary_large_image"/><meta name="twitter:title" content="About arum | Collections and recoveries technology experts since 1998"/><meta name="twitter:description" content="Since 1998 arum has helped banks, governments and major brands choose, implement and get value from collections and recoveries technology, AI and data."/><meta name="twitter:image" content="https://www.arum-global.com/assets/og/about.png"/><meta name="robots" content="index,follow,max-image-preview:large"/><meta property="og:image:width" content="1200"/><meta property="og:image:height" content="630"/><link rel="modulepreload" href="/assets/index-CxAP_u41.js"/><link rel="modulepreload" href="/assets/jsx-runtime-DUAcabCT.js"/><link rel="modulepreload" href="/assets/button-CgtoLtn3.js"/><link rel="modulepreload" href="/assets/portraits-foQpHJd_.js"/><link rel="modulepreload" href="/assets/insights-db-aMaAjI0U.js"/><link rel="modulepreload" href="/assets/booking-flow-DLu9dUoZ.js"/><link rel="modulepreload" href="/assets/useStore-ch-uZoUR.js"/><link rel="modulepreload" href="/assets/page-kit-DbXs5C-Y.js"/><link rel="modulepreload" href="/assets/redirect-DCb_aIiF.js"/><link rel="modulepreload" href="/assets/qss-CuvTgpZA.js"/><link rel="modulepreload" href="/assets/root-DLTE-HSj.js"/><link rel="modulepreload" href="/assets/platform-summaries-D2Zjq9wP.js"/><link rel="modulepreload" href="/assets/about-DZa1K0BU.js"/><link rel="modulepreload" href="/assets/about.index-DRNspmgI.js"/><link rel="modulepreload" href="/assets/specialist-services-Cx90OZog.js"/><link rel="icon" type="image/svg+xml" href="/favicon.svg"/><link rel="icon" type="image/png" sizes="32x32" href="/favicon-32.png"/><link rel="icon" type="image/x-icon" href="/favicon.ico"/><link rel="apple-touch-icon" sizes="180x180" href="/apple-touch-icon.png"/><link rel="canonical" href="https://www.arum-global.com/about"/>
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grid-cols-[minmax(0,4fr)_minmax(0,8fr)] items-start gap-12 pb-10 pt-9"><div><p class="font-display text-[25px] text-[var(--color-navy)]" style="font-weight:600;letter-spacing:-0.03em;line-height:1.1">From technology decision to delivered value.</p><p class="mt-3 max-w-[34ch] text-[15px] text-[var(--color-ink-2)]">Five stages, one team. The experts who advise you will deliver for you too.</p><a href="/services" class="inline-flex items-center justify-center gap-2 whitespace-nowrap rounded-[2px] font-semibold transition-colors duration-200 disabled:pointer-events-none disabled:opacity-50 border border-[var(--color-navy)] bg-transparent text-[var(--color-navy)] hover:bg-[var(--color-navy)] hover:text-white focus-visible:bg-[var(--color-navy)] focus-visible:text-white px-[18px] py-[11px] text-[14px] mt-5">All services</a></div><div class="relative grid grid-cols-3 gap-x-6 gap-y-1"><span aria-hidden="true" class="pointer-events-none absolute left-0 top-0 rounded-[4px] bg-[rgba(0,151,169,0.12)]" style="width:0;height:0;transform:translate(0px, 0px);opacity:0;transition:opacity .25s;will-change:transform"></span><span class="col-span-full px-3 pb-1 pt-2 text-[11px] uppercase text-[var(--color-teal-ink)]" style="font-family:var(--font-brand);letter-spacing:0.14em;font-weight:600">The lifecycle</span><a href="/collections-technology-advice" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle cx="12" cy="12" r="9.25"></circle><path class="acc" d="M12 4.5L14.6 12H9.4z"></path><path d="M12 4.5L14.6 12 12 19.5 9.4 12z"></path><path d="M9.4 12h5.2"></path><circle cx="12" cy="12" r="1"></circle></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">01 · Advise</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Work out what you need, and whether to optimize, buy or build.</span></span></a>
1<a href="/collections-technology-procurement" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path d="M14 21H5.5A1.5 1.5 0 0 1 4 19.5v-15A1.5 1.5 0 0 1 5.5 3H13l4 4v3.5"></path><path d="M13 3v4h4"></path><path d="M7.5 11h5M7.5 14.5h3.5"></path><circle class="acc" cx="16.5" cy="16.5" r="3.5"></circle><circle cx="16.5" cy="16.5" r="3.5"></circle><path d="M19 19l2.5 2.5"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">02 · Procure</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Choose the right technology from the whole market, at the right price.</span></span></a><a href="/collections-technology-implementation" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M12 2.5c3 2.4 4.6 5.8 4.6 9.9l-1 4.1H8.4l-1-4.1C7.4 8.3 9 4.9 12 2.5z"></path><path d="M12 2.5c3 2.4 4.6 5.8 4.6 9.9l-1 4.1H8.4l-1-4.1C7.4 8.3 9 4.9 12 2.5z"></path><circle cx="12" cy="9.5" r="1.7"></circle><path d="M8.4 16.5L5.5 19h3.3M15.6 16.5l2.9 2.5h-3.3"></path><path d="M10.4 19.5c0 1.6.7 2.5 1.6 3 .9-.5 1.6-1.4 1.6-3"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">03 · Implement</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Get it live, on a plan the business can trust.</span></span></a><a href="/implementation-rescue" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle cx="12" cy="12" r="9.25"></circle><circle class="acc" cx="12" cy="12" r="4"></circle><circle cx="12" cy="12" r="4"></circle><path d="M5.5 5.5l3.7 3.7M18.5 5.5l-3.7 3.7M5.5 18.5l3.7-3.7M18.5 18.5l-3.7-3.7"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">04 · Rescue</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Get a stalled program moving again, and through to go-live.</span></span></a><a href="/collections-technology-optimisation" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M3 18l5.5-5.5 4 3L20 8v10z"></path><path d="M3 18l5.5-5.5 4 3L20 8"></path><path d="M15.5 8H20v4.5"></path><path d="M3 21.5h18"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">05 · Optimize</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Get more from the technology, data and the AI you already own.</span></span></a><span class="col-span-full px-3 pb-1 pt-2 text-[11px] uppercase text-[var(--color-teal-ink)]" style="font-family:var(--font-brand);letter-spacing:0.14em;font-weight:600">Specialist services</span><a href="/collections-ai" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle class="acc" cx="12" cy="12" r="3"></circle><circle cx="12" cy="12" r="3"></circle><circle cx="4.5" cy="6.5" r="1.8"></circle><circle cx="19.5" cy="6.5" r="1.8"></circle><circle cx="4.5" cy="17.5" r="1.8"></circle><circle cx="19.5" cy="17.5" r="1.8"></circle><path d="M6 7.4l3.6 2.6M18 7.4l-3.6 2.6M6 16.6l3.6-2.6M18 16.6l-3.6-2.6"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">AI solutions</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Identify, select, implement and govern practical AI in regulated settings.</span></span></a><a href="/collections-analytics" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle class="acc" cx="12" cy="12" r="7.5"></circle><path d="M12 3.5A8.5 8.5 0 1 0 20.5 12H12V3.5z"></path><path d="M12 3.5V12h8.5"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">Analytics</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Scoring, segmentation and performance insight from your own data.</span></span></a><a href="/collections-platform-managed-services" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M12 2.5l8 3v6.2c0 4.6-3.3 8-8 9.8-4.7-1.8-8-5.2-8-9.8V5.5z"></path><path d="M12 2.5l8 3v6.2c0 4.6-3.3 8-8 9.8-4.7-1.8-8-5.2-8-9.8V5.5z"></path><path d="M8.5 12.2l2.4 2.4 4.6-4.8"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">Managed services</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Run, support and improve your collections technology.</span></span></a></div></div></div></li><li class="flex items-center"><div class="inline-flex items-center gap-1.5 rounded-[2px] px-[13px] py-2 text-[15px] font-medium transition-colors text-white/[0.88] hover:text-white"><a href="/sectors">Sectors</a><button type="button" aria-expanded="false" aria-controls="mega-sectors" aria-label="Sectors menu" class="-my-2 -mr-2 inline-flex h-7 w-5 items-center justify-start"><svg viewBox="0 0 12 12" width="12" height="12" fill="none" stroke="currentColor" stroke-width="1.5" aria-hidden="true" style="transition:transform .25s;transform:none"><path d="M2 4l4 4 4-4"></path></svg></button></div><div id="mega-sectors" role="region" aria-label="Sectors menu" data-open="false" class="mega-panel"><div class="container-content grid grid-cols-[minmax(0,4fr)_minmax(0,8fr)] items-start gap-12 pb-10 pt-9"><div><p class="font-display text-[25px] text-[var(--color-navy)]" style="font-weight:600;letter-spacing:-0.03em;line-height:1.1">Collections and recoveries. It's all we do.</p><p class="mt-3 max-w-[34ch] text-[15px] text-[var(--color-ink-2)]">Regulation changes by sector. Our expertise doesn't.</p><a href="/sectors" class="inline-flex items-center justify-center gap-2 whitespace-nowrap rounded-[2px] font-semibold transition-colors duration-200 disabled:pointer-events-none disabled:opacity-50 border border-[var(--color-navy)] bg-transparent text-[var(--color-navy)] hover:bg-[var(--color-navy)] hover:text-white focus-visible:bg-[var(--color-navy)] focus-visible:text-white px-[18px] py-[11px] text-[14px] mt-5">All sectors</a></div><div class="relative grid grid-cols-3 gap-x-6 gap-y-1"><span aria-hidden="true" class="pointer-events-none absolute left-0 top-0 rounded-[4px] bg-[rgba(0,151,169,0.12)]" style="width:0;height:0;transform:translate(0px, 0px);opacity:0;transition:opacity .25s;will-change:transform"></span><span class="col-span-full px-3 pb-1 pt-2 text-[11px] uppercase text-[var(--color-teal-ink)]" style="font-family:var(--font-brand);letter-spacing:0.14em;font-weight:600">Financial services</span><a href="/sectors/banking" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M2.5 9.5L12 3.5l9.5 6z"></path><path d="M2.5 9.5L12 3.5l9.5 6z"></path><path d="M5 9.5v8M9.7 9.5v8M14.3 9.5v8M19 9.5v8"></path><path d="M3.5 17.5h17M2.5 21h19"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">Banking</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Consumer Duty and vulnerability, evidenced decision by decision.</span></span></a><a href="/sectors/retail" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><rect x="2.5" y="5" width="19" height="14" rx="2"></rect><path class="acc" d="M2.5 8.5h19v3.5h-19z"></path><path d="M2.5 8.5h19M2.5 12h19"></path><rect x="5.5" y="14.5" width="4" height="2"></rect></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">Retail</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Cards and digital lending, with collections that work the same in every channel.</span></span></a><a href="/sectors/bnpl" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><rect x="3" y="4.5" width="18" height="16.5" rx="1.5"></rect><path class="acc" d="M3 4.5h18V10H3z"></path><path d="M3 10h18M8 2.5v4M16 2.5v4"></path><circle cx="8" cy="15.5" r="1.3"></circle><circle cx="12" cy="15.5" r="1.3"></circle><circle cx="16" cy="15.5" r="1.3"></circle></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">Buy Now Pay Later</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Newly regulated. Collections built for a digital-first model.</span></span></a><a href="/sectors/debt-purchase" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><rect x="2.5" y="7" width="19" height="13.5" rx="1.5"></rect><path class="acc" d="M2.5 7h19v3.5h-19z"></path><path d="M8.5 7V4.8A1.3 1.3 0 0 1 9.8 3.5h4.4a1.3 1.3 0 0 1 1.3 1.3V7"></path><path d="M6 17l3.4-3 3 2 5.6-4"></path><path d="M15 12h3v3"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">Debt purchase</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Know what a portfolio is worth before you buy it.</span></span></a><a href="/
1sectors/dca-bpo" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path d="M4.5 13.5V12a7.5 7.5 0 0 1 15 0v1.5"></path><rect class="acc" x="3" y="12.5" width="4.5" height="6.5" rx="1.2"></rect><rect x="3" y="12.5" width="4.5" height="6.5" rx="1.2"></rect><rect class="acc" x="16.5" y="12.5" width="4.5" height="6.5" rx="1.2"></rect><rect x="16.5" y="12.5" width="4.5" height="6.5" rx="1.2"></rect><path d="M18.75 19v.8a2.2 2.2 0 0 1-2.2 2.2H13"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">DCA and BPO</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Win panels, onboard portfolios faster and prove your controls.</span></span></a><span class="col-span-full px-3 pb-1 pt-2 text-[11px] uppercase text-[var(--color-teal-ink)]" style="font-family:var(--font-brand);letter-spacing:0.14em;font-weight:600">Utilities</span><a href="/sectors/energy" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M13.5 2.5L4.5 13.5H11l-1.5 8 9-11H12z"></path><path d="M13.5 2.5L4.5 13.5H11l-1.5 8 9-11H12z"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">Energy</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Rising arrears, affordability and vulnerability, under Ofgem's rules.</span></span></a><a href="/sectors/water" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M12 2.5s6.5 7 6.5 12a6.5 6.5 0 0 1-13 0c0-5 6.5-12 6.5-12z"></path><path d="M12 2.5s6.5 7 6.5 12a6.5 6.5 0 0 1-13 0c0-5 6.5-12 6.5-12z"></path><path d="M8.5 14.5a3.5 3.5 0 0 0 3.5 3.5"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">Water</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Tell hardship from disengagement across household and non-household debt.</span></span></a><span class="col-span-full px-3 pb-1 pt-2 text-[11px] uppercase text-[var(--color-teal-ink)]" style="font-family:var(--font-brand);letter-spacing:0.14em;font-weight:600">Public sector</span><a href="/sectors/central-government" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M4.5 10.5a7.5 7.5 0 0 1 15 0z"></path><path d="M4.5 10.5a7.5 7.5 0 0 1 15 0"></path><path d="M12 3V1.5M3 10.5h18M6 10.5v7.5M10 10.5v7.5M14 10.5v7.5M18 10.5v7.5M3.5 18h17M2.5 21.5h19"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">Central government</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Recover more for public services, and treat citizens fairly.</span></span></a><a href="/sectors/local-government" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M2.5 11l5.5-5.5 5.5 5.5z"></path><path d="M2.5 11l5.5-5.5 5.5 5.5v9.5h-11z"></path><path d="M13.5 9.5l4-4 4 4v11h-8"></path><path d="M6.5 20.5v-4h3v4M17 13h1.5M17 16.5h1.5"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">Local government</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Council tax, housing and overpayments, with the whole resident picture.</span></span></a></div></div></div></li><li class="flex items-center"><div class="inline-flex items-center gap-1.5 rounded-[2px] px-[13px] py-2 text-[15px] font-medium transition-colors text-white/[0.88] hover:text-white"><a href="/insights">Insights</a><button type="button" aria-expanded="false" aria-controls="mega-insights" aria-label="Insights menu" class="-my-2 -mr-2 inline-flex h-7 w-5 items-center justify-start"><svg viewBox="0 0 12 12" width="12" height="12" fill="none" stroke="currentColor" stroke-width="1.5" aria-hidden="true" style="transition:transform .25s;transform:none"><path d="M2 4l4 4 4-4"></path></svg></button></div><div id="mega-insights" role="region" aria-label="Insights menu" data-open="false" class="mega-panel"><div class="container-content grid grid-cols-[minmax(0,4fr)_minmax(0,8fr)] items-start gap-12 pb-10 pt-9"><div><p class="font-display text-[25px] text-[var(--color-navy)]" style="font-weight:600;letter-spacing:-0.03em;line-height:1.1">What we're thinking about.</p><p class="mt-3 max-w-[34ch] text-[15px] text-[var(--color-ink-2)]">Points of view, research and events, going back to 2014.</p><a href="/insights" class="inline-flex items-center justify-center gap-2 whitespace-nowrap rounded-[2px] font-semibold transition-colors duration-200 disabled:pointer-events-none disabled:opacity-50 border border-[var(--color-navy)] bg-transparent text-[var(--color-navy)] hover:bg-[var(--color-navy)] hover:text-white focus-visible:bg-[var(--color-navy)] focus-visible:text-white px-[18px] py-[11px] text-[14px] mt-5">All insights</a></div><div><div class="flex flex-wrap gap-2 mb-5"><a href="/insights" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em" class="inline-flex rounded-[2px] border px-4 py-2 text-[12px] uppercase transition-colors border-[var(--color-navy)]/25 bg-transparent text-[var(--color-ink-2)] hover:border-[var(--color-navy)] hover:text-[var(--color-navy)]">All</a><a href="/insights?type=blog" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em" class="inline-flex rounded-[2px] border px-4 py-2 text-[12px] uppercase transition-colors border-[var(--color-navy)]/25 bg-transparent text-[var(--color-ink-2)] hover:border-[var(--color-navy)] hover:text-[var(--color-navy)]">Blog</a><a href="/insights?type=whitepaper" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em" class="inline-flex rounded-[2px] border px-4 py-2 text-[12px] uppercase transition-colors border-[var(--color-navy)]/25 bg-transparent text-[var(--color-ink-2)] hover:border-[var(--color-navy)] hover:text-[var(--color-navy)]">Whitepapers</a><a href="/insights?type=event" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em" class="inline-flex rounded-[2px] border px-4 py-2 text-[12px] uppercase transition-colors border-[var(--color-navy)]/25 bg-transparent text-[var(--color-ink-2)] hover:border-[var(--color-navy)] hover:text-[var(--color-navy)]">Events</a><a href="/insights?type=news" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em" class="inline-flex rounded-[2px] border px-4 py-2 text-[12px] uppercase transition-colors border-[var(--color-navy)]/25 bg-transparent text-[var(--color-ink-2)] hover:border-[var(--color-navy)] hover:text-[var(--color-navy)]">News</a></div></div></div></div></li><li class="flex items-center"><div class="inline-flex items-center gap-1.5 rounded-[2px] px-[13px] py-2 text-[15px] font-medium transition-colors text-white"><a class="active" href="/about" data-status="active" aria-current="page">Company</a><button type="button" aria-expanded="false" aria-controls="mega-company" aria-label="Company menu" class="-my-2 -mr-2 inline-flex h-7 w-5 items-center justify-start"><svg viewBox="0 0 12 12" width="12" height="12" fill="none" stroke="currentColor" stroke-width="1.5" aria-hidden="true" style="transition:transform .25s;transform:none"><path d="M2 4l4 4 4-4"></path></svg></button></div><div id="mega-company" role="region" aria-label="Company menu" data-open="false" class="mega-panel"><div class="container-content grid grid-cols-[minmax(0,4fr)_minmax(0,8fr)] items-start gap-12 pb-10 pt-9"><div><p class="font-display text-[25px] text-[var(--color-navy)]" style="font-weight:600;letter-spacing:-0.03em;line-height:1.1">Technology transformation experts. Since 1998.</p><p class="mt-3 max-w-[34ch] text-[15px] text-[var(--color-ink-2)]">
1Offices in London, Atlanta and Sydney. Accredited where it matters.</p><a class="inline-flex items-center justify-center gap-2 whitespace-nowrap rounded-[2px] font-semibold transition-colors duration-200 disabled:pointer-events-none disabled:opacity-50 border border-[var(--color-navy)] bg-transparent text-[var(--color-navy)] hover:bg-[var(--color-navy)] hover:text-white focus-visible:bg-[var(--color-navy)] focus-visible:text-white px-[18px] py-[11px] text-[14px] mt-5 active" href="/about" data-status="active" aria-current="page">About arum</a></div><div class="relative grid grid-cols-3 gap-x-6 gap-y-1"><span aria-hidden="true" class="pointer-events-none absolute left-0 top-0 rounded-[4px] bg-[rgba(0,151,169,0.12)]" style="width:0;height:0;transform:translate(0px, 0px);opacity:0;transition:opacity .25s;will-change:transform"></span><a class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0 active" href="/about" data-status="active" aria-current="page"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M3.5 21V4h10v17z"></path><path d="M3.5 21V4h10v17M13.5 9.5H20.5V21M2.5 21h19"></path><path d="M6.5 7.5h2M6.5 11h2M6.5 14.5h2M6.5 18h2M16.5 13h1.5M16.5 16.5h1.5"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">About</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Independent, specialist, since 1998.</span></span></a><a href="/about/story" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle class="acc" cx="12" cy="12" r="5"></circle><path d="M3.5 12a8.5 8.5 0 1 0 2.5-6"></path><path d="M3.5 3.5V8h4.5"></path><path d="M12 7.5V12l3 2"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">Our story</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">The milestones that built arum over 28 years.</span></span></a><a href="/about/offices" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M12 2.75c2.6 2.5 3.9 5.6 3.9 9.25s-1.3 6.75-3.9 9.25c-2.6-2.5-3.9-5.6-3.9-9.25S9.4 5.25 12 2.75z"></path><circle cx="12" cy="12" r="9.25"></circle><path d="M2.75 12h18.5"></path><path d="M12 2.75c2.6 2.5 3.9 5.6 3.9 9.25s-1.3 6.75-3.9 9.25c-2.6-2.5-3.9-5.6-3.9-9.25S9.4 5.25 12 2.75z"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">Offices</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Offices in London, Atlanta and Sydney.</span></span></a><a href="/about/accreditations" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle class="acc" cx="12" cy="9" r="6"></circle><circle cx="12" cy="9" r="6"></circle><path d="M9.5 9.2l1.7 1.7 3.3-3.4"></path><path d="M8.5 14l-1.5 7.5 5-2.5 5 2.5L15.5 14"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">Accreditations</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">ISO 27001, Cyber Essentials Plus, CCS, G-Cloud, RMAI and more.</span></span></a><a href="/people" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle class="acc" cx="9" cy="8" r="3.5"></circle><circle cx="9" cy="8" r="3.5"></circle><path d="M2.5 20c0-3.6 2.9-6 6.5-6s6.5 2.4 6.5 6"></path><circle cx="17" cy="9.5" r="2.5"></circle><path d="M16 14.5c3 0 5.5 2 5.5 5"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">People</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Leadership and how we work.</span></span></a><a href="/people/careers" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><rect x="2.5" y="7" width="19" height="13.5" rx="1.5"></rect><path class="acc" d="M2.5 7h19v4.5h-19z"></path><path d="M8.5 7V4.8A1.3 1.3 0 0 1 9.8 3.5h4.4a1.3 1.3 0 0 1 1.3 1.3V7M2.5 11.5
1h19"></path><path d="M12 10v4"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">Careers</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Permanent roles with specialist technology experts.</span></span></a><a href="/people/associates" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle class="acc" cx="12" cy="12" r="3"></circle><circle cx="12" cy="12" r="3"></circle><circle cx="4.5" cy="6.5" r="1.8"></circle><circle cx="19.5" cy="6.5" r="1.8"></circle><circle cx="4.5" cy="17.5" r="1.8"></circle><circle cx="19.5" cy="17.5" r="1.8"></circle><path d="M6 7.4l3.6 2.6M18 7.4l-3.6 2.6M6 16.6l3.6-2.6M18 16.6l-3.6-2.6"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">Associates</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Experienced experts who work with arum.</span></span></a><a href="/contact" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><rect x="2.5" y="5" width="19" height="14" rx="2"></rect><path class="acc" d="M2.5 7l9.5 6.5L21.5 7v-.5a1.5 1.5 0 0 0-1.5-1.5H4a1.5 1.5 0 0 0-1.5 1.5z"></path><path d="M2.5 7l9.5 6.5L21.5 7"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">Contact</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Talk to our experts.</span></span></a></div></div></div></li><li class="flex items-center"><div class="inline-flex items-center gap-1.5 rounded-[2px] px-[13px] py-2 text-[15px] font-medium transition-colors text-white/[0.88] hover:text-white"><a href="/marketplace">Marketplace</a><button type="button" aria-expanded="false" aria-controls="mega-marketplace" aria-label="Marketplace menu" class="-my-2 -mr-2 inline-flex h-7 w-5 items-center justify-start"><svg viewBox="0 0 12 12" width="12" height="12" fill="none" stroke="currentColor" stroke-width="1.5" aria-hidden="true" style="transition:transform .25s;transform:none"><path d="M2 4l4 4 4-4"></path></svg></button></div><div id="mega-marketplace" role="region" aria-label="Marketplace menu" data-open="false" class="mega-panel"><div class="container-content grid grid-cols-[minmax(0,4fr)_minmax(0,8fr)] items-start gap-12 pb-10 pt-9"><div><p class="font-display text-[25px] text-[var(--color-navy)]" style="font-weight:600;letter-spacing:-0.03em;line-height:1.1">Procurement, simplified.</p><p class="mt-3 max-w-[34ch] text-[15px] text-[var(--color-ink-2)]">The whole market, assessed. Not a preferred list.</p><a href="/marketplace" class="inline-flex items-center justify-center gap-2 whitespace-nowrap rounded-[2px] font-semibold transition-colors duration-200 disabled:pointer-events-none disabled:opacity-50 border border-[var(--color-navy)] bg-transparent text-[var(--color-navy)] hover:bg-[var(--color-navy)] hover:text-white focus-visible:bg-[var(--color-navy)] focus-visible:text-white px-[18px] py-[11px] text-[14px] mt-5">Visit Marketplace</a></div><div class="relative grid grid-cols-3 gap-x-6 gap-y-1"><span aria-hidden="true" class="pointer-events-none absolute left-0 top-0 rounded-[4px] bg-[rgba(0,151,169,0.12)]" style="width:0;height:0;transform:translate(0px, 0px);opacity:0;transition:opacity .25s;will-change:transform"></span><a href="/marketplace" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M3 9l1.5-5h15L21 9v1a3 3 0 0 1-6 0 3 3 0 0 1-6 0 3 3 0 0 1-6 0z"></path><path d="M3 9l1.5-5h15L21 9"></path><path d="M3 9v1a3 3 0 0 0 6 0 3 3 0 0 0 6 0 3 3 0 0 0 6 0V9"></path><path d="M5 12.5V20.5h14v-8M10 20.5v-5h4v5"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">Marketplace</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">Approved and accredited systems and servicers</span></span></a><a href="/arum-approved" class="group relative grid grid-cols-[42px_1fr] items-start gap-[14px] rounded-[4px] px-3 py-2.5 focus-visible:outline-offset-0"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-[var(--color-teal-wash)] text-[var(--color-navy)] group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)] group-focus-visible:bg-[var(--color-navy)] group-focus-visible:text-[var(--color-citron)]" style="width:42px;height:42px"><svg viewBox="0 0 24 24" width="23" height="23" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle class="acc" cx="12" cy="9" r="6"></circle><circle cx="12" cy="9" r="6"></circle><path d="M9.5 9.2l1.7 1.7 3.3-3.4"></path><path d="M8.5 14l-1.5 7.5 5-2.5 5 2.5L15.5 14"></path></svg></span><span class="block"><b class="block text-[15px] font-semibold text-[var(--color-navy)]">arum approved</b><span class="mt-0.5 block text-[13px] leading-[1.4] text-[var(--color-ink-2)]">arum's paid assessment and certification service</span></span></a></div></div></div></li></ul></nav><div class="flex items-center gap-3"><a href="/contact" class="items-center justify-center gap-2 whitespace-nowrap rounded-[2px] font-semibold transition-colors duration-200 disabled:pointer-events-none disabled:opacity-50 btn-sheen bg-[var(--color-magenta)] text-white hover:bg-[var(--color-magenta-hover)] focus-visible:bg-[var(--color-magenta-hover)] px-[18px] py-[11px] text-[14px] hidden sm:inline-flex">Book a conversation</a><button type="button" aria-label="Open menu" aria-expanded="false" aria-controls="mobile-nav" class="inline-flex items-center gap-2 rounded-[2px] border border-[var(--color-navy-line)] px-3 py-2.5 text-[15px] text-white lg:hidden"><span class="relative block h-3 w-[18px]" aria-hidden="true"><i class="absolute inset-x-0 top-0 h-[1.5px] bg-white"></i><i class="absolute inset-x-0 top-[5px] h-[1.5px] bg-white"></i><i class="absolute inset-x-0 top-[10px] h-[1.5px] bg-white"></i></span>Menu</button></div></div><span aria-hidden="true" class="pointer-events-none absolute left-0 hidden h-[1.5px] rounded-[1px] bg-[var(--color-citron)] lg:block" style="bottom:22px;width:0;transform:translateX(0px);opacity:0;transition:opacity .25s, bottom .3s cubic-bezier(.2,.7,.2,1)"></span></div><div id="mobile-nav" class="mnav lg:hidden" data-open="false" aria-hidden="true" role="dialog" aria-modal="true" aria-label="Site menu"><div class="flex h-[72px] items-center justify-between"><img src="/assets/arum-wordmark-white-CoI_4Ixw.png" alt="arum" width="720" height="153" class="h-auto w-[104px]"/><button type="button" class="rounded-[2px] border border-[var(--color-navy-line)] px-3 py-2.5 text-[15px] text-white">Close</button></div><nav aria-label="Site navigation" class="mt-3"><div class="mnav-grp border-b border-[var(--color-navy-line)]" data-open="false" style="--i:0"><button type="button" aria-expanded="false" aria-controls="mnav-services" class="flex w-full items-center justify-between py-4 text-left font-display text-[31px] text-white" style="font-weight:600;letter-spacing:-0.03em;line-height:1.05">Services<svg viewBox="0 0 18 18" width="18" height="18" fill="none" stroke="currentColor" stroke-width="1.5" aria-hidden="true" style="transition:transform .35s cubic-bezier(.2,.7,.2,1);transform:none"><path d="M9 3v12M3 9h12"></path></svg></button><div id="mnav-services" class="mnav-panel"><div><a tabindex="-1" href="/collections-technology-advice" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle cx="12" cy="12" r="9.25"></circle><path class="acc" d="M12 4.5L14.6 12H9.4z"></path><path d="M12 4.5L14.6 12 12 19.5 9.4 12z"></path><path d="M9.4 12h5.2"></path><circle cx="12" cy="12" r="1"></circle></svg></span><span>Advise</span></a><a tabindex="-1" href="/collections-technology-procurement" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path d="M14 21H5.5A1.5 1.5 0 0 1 4 19.5v-15A1.5 1.5 0 0 1 5.5 3H13l4 4v3.5"></path><path d="M13 3v4h4"></path><path d="M7.5 11h5M7.5 14.5h3.5"></path><circle class="acc" cx="16.5" cy="16.5" r="3.5"></circle><circle cx="16.5" cy="16.5" r="3.5"></circle><path d="M19 19l2.5 2.5"></path></svg></span><span>Procure</span></a><a tabindex="-1" href="/collections-technology-implementation" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M12 2.5c3 2.4 4.6 5.8 4.6 9.9l-1 4.1H8.4l-1-4.1C7.4 8.3 9 4.9 12 2.5z"></path><path d="M12 2.5c3 2.4 4.6 5.8 4.6 9.9l-1 4.1H8.4l-1-4.1C7.4 8.3 9 4.9 12 2.5z"></path><circle cx="12" cy="9.5" r="1.7"></circle><path d="M8.4 16.5L5.5 19h3.3M15.6 16.5l2.9 2.5h-3.3"></path><path d="M10.4 19.5c0 1.6.7 2.5 1.6 3 .9-.5 1.6-1.4 1.6-3"></path></svg></span><span>Implement</span></a><a tabindex="-1" href="/implementation-rescue" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle cx="12" cy="12" r="9.25"></circle><circle class="acc" cx="12" cy="12" r="4"></circle><circle cx="12" cy="12" r="4"></circle><path d="M5.5 5.5l3.7 3.7M18.5 5.5l-3.7 3.7M5.5 18.5l3.7-3.7M18.5 18.5l-3.7-3.7"></path></svg></span><span>Rescue</span></a><a tabindex="-1" href="/collections-technology-optimisation" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M3 18l5.5-5.5 4 3L20 8v10z"></path><path d="M3 18l5.5-5.5 4 3L20 8"></path><path d="M15.5 8H20v4.5"></path><path d="M3 21.5h18"></path></svg></span><span>Optimize</span></a><a tabindex="-1" href="/collections-ai" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle class="acc" cx="12" cy="12" r="3"></circle><circle cx="12" cy="12" r="3"></circle><circle cx="4.5" cy="6.5" r="1.8"></circle><circle cx="19.5" cy="6.5" r="1.8"></circle><circle cx="4.5" cy="17.5" r="1.8"></circle><circle cx="19.5" cy="17.5" r="1.8"></circle><path d="M6 7.4l3.6 2.6M18 7.4l-3.6 2.6M6 16.6l3.6-2.6M18 16.6l-3.6-2.6"></path></svg></span><span>AI solutions</span></a><a tabindex="-1" href="/collections-analytics" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle class="acc" cx="12" cy="12" r="7.5"></circle><path d="M12 3.5A8.5 8.5 0 1 0 20.5 12H12V3.5z"></path><path d="M12 3.5V12h8.5"></path></svg></span><span>Analytics</span></a><a tabindex="-1" href="/collections-platform-managed-services" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true"
1 focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M12 2.5l8 3v6.2c0 4.6-3.3 8-8 9.8-4.7-1.8-8-5.2-8-9.8V5.5z"></path><path d="M12 2.5l8 3v6.2c0 4.6-3.3 8-8 9.8-4.7-1.8-8-5.2-8-9.8V5.5z"></path><path d="M8.5 12.2l2.4 2.4 4.6-4.8"></path></svg></span><span>Managed services</span></a><a tabindex="-1" href="/services" style="transition-delay:0ms" class="mnav-link inline-flex items-center gap-2 pb-5 pt-2.5 text-[16px] font-semibold text-[var(--color-citron)]">All services<!-- --> <svg viewBox="0 0 24 24" width="16" height="16" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path d="M4.5 12h15"></path><path d="M13.5 6l6 6-6 6"></path></svg></a></div></div></div><div class="mnav-grp border-b border-[var(--color-navy-line)]" data-open="false" style="--i:1"><button type="button" aria-expanded="false" aria-controls="mnav-sectors" class="flex w-full items-center justify-between py-4 text-left font-display text-[31px] text-white" style="font-weight:600;letter-spacing:-0.03em;line-height:1.05">Sectors<svg viewBox="0 0 18 18" width="18" height="18" fill="none" stroke="currentColor" stroke-width="1.5" aria-hidden="true" style="transition:transform .35s cubic-bezier(.2,.7,.2,1);transform:none"><path d="M9 3v12M3 9h12"></path></svg></button><div id="mnav-sectors" class="mnav-panel"><div><a tabindex="-1" href="/sectors/banking" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M2.5 9.5L12 3.5l9.5 6z"></path><path d="M2.5 9.5L12 3.5l9.5 6z"></path><path d="M5 9.5v8M9.7 9.5v8M14.3 9.5v8M19 9.5v8"></path><path d="M3.5 17.5h17M2.5 21h19"></path></svg></span><span>Banking</span></a><a tabindex="-1" href="/sectors/bnpl" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><rect x="3" y="4.5" width="18" height="16.5" rx="1.5"></rect><path class="acc" d="M3 4.5h18V10H3z"></path><path d="M3 10h18M8 2.5v4M16 2.5v4"></path><circle cx="8" cy="15.5" r="1.3"></circle><circle cx="12" cy="15.5" r="1.3"></circle><circle cx="16" cy="15.5" r="1.3"></circle></svg></span><span>Buy Now Pay Later</span></a><a tabindex="-1" href="/sectors/central-government" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M4.5 10.5a7.5 7.5 0 0 1 15 0z"></path><path d="M4.5 10.5a7.5 7.5 0 0 1 15 0"></path><path d="M12 3V1.5M3 10.5h18M6 10.5v7.5M10 10.5v7.5M14 10.5v7.5M18 10.5v7.5M3.5 18h17M2.5 21.5h19"></path></svg></span><span>Central government</span></a><a tabindex="-1" href="/sectors/dca-bpo" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path d="M4.5 13.5V12a7.5 7.5 0 0 1 15 0v1.5"></path><rect class="acc" x="3" y="12.5" width="4.5" height="6.5" rx="1.2"></rect><rect x="3" y="12.5" width="4.5" height="6.5" rx="1.2"></rect><rect class="acc" x="16.5" y="12.5" width="4.5" height="6.5" rx="1.2"></rect><rect x="16.5" y="12.5" width="4.5" height="6.5" rx="1.2"></rect><path d="M18.75 19v.8a2.2 2.2 0 0 1-2.2 2.2H13"></path></svg></span><span>DCA and BPO</span></a><a tabindex="-1" href="/sectors/debt-purchase" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><rect x="2.5" y="7" width="19" height="13.5" rx="1.5"></rect><path class="acc" d="M2.5 7h19v3.5h-19z"></path><path d="M8.5 7V4.8A1.3 1.3 0 0 1 9.8 3.5h4.4a1.3 1.3 0 0 1 1.3 1.3V7"></path><path d="M6 17l3.4-3 3 2 5.6-4"></path><path d="M15 12h3v3"></path></svg></span><span>Debt purchase</span></a><a tabindex="-1" href="/sectors/energy" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M13.5 2.5L4.5 13.5H11l-1.5 8 9-11H12z"></path><path d="M13.5 2.5L4.5 13.5H11l-1.5 8 9-11H12z"></path></svg></span><span>Energy</span></a><a tabindex="-1" href="/sectors/local-government" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M2.5 11l5.5-5.5 5.5 5.5z"></path><path d="M2.5 11l5.5-5.5 5.5 5.5v9.5h-11z"></path><path d="M13.5 9.5l4-4 4 4v11h-8"></path><path d="M6.5 20.5v-4h3v4M17 13h1.5M17 16.5h1.5"></path></svg></span><span>Local government</span></a><a tabindex="-1" href="/sectors/retail" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><rect x="2.5" y="5" width="19" height="14" rx="2"></rect><path class="acc" d="M2.5 8.5h19v3.5h-19z"></path><path d="M2.5 8.5h19M2.5 12h19"></path><rect x="5.5" y="14.5" width="4" height="2"></rect></svg></span><span>Retail</span></a><a tabindex="-1" href="/sectors/water" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M12 2.5s6.5 7 6.5 12a6.5 6.5 0 0 1-13 0c0-5 6.5-12 6.5-12z"></path><path d="M12 2.5s6.5 7 6.5 12a6.5 6.5 0 0 1-13 0c0-5 6.5-12 6.5-12z"></path><path d="M8.5 14.5a3.5 3.5 0 0 0 3.5 3.5"></path></svg></span><span>Water</span></a><a tabindex="-1" href="/sectors" style="transition-delay:0ms" class="mnav-link inline-flex items-center gap-2 pb-5 pt-2.5 text-[16px] font-semibold text-[var(--color-citron)]">All sectors<!-- --> <svg viewBox="0 0 24 24" width="16" height="16" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path d="M4.5 12h15"></path><path d="M13.5 6l6 6-6 6"></path></svg></a></div></div></div><div class="mnav-grp border-b border-[var(--color-navy-line)]" data-open="false" style="--i:2"><button type="button" aria-expanded="false" aria-controls="mnav-insights" class="flex w-full items-center justify-between py-4 text-left font-display text-[31px] text-white" style="font-weight:600;letter-spacing:-0.03em;line-height:1.05">Insights<svg viewBox="0 0 18 18" width="18" height="18" fill="none" stroke="currentColor" stroke-width="1.5" aria-hidden="true" style="transition:transform .35s cubic-bezier(.2,.7,.2,1);transform:none"><path d="M9 3v12M3 9h12"></path></svg></button><div id="mnav-insights" class="mnav-panel"><div><div class="flex flex-wrap gap-2 pb-4 pt-2"><a href="/insights" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em" class="inline-flex rounded-[2px] border px-4 py-2 text-[12px] uppercase transition-colors border-[var(--color-navy-line)] bg-transparent text-white hover:border-white/60">All</a><a href="/insights?type=blog" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em" class="inline-flex rounded-[2px] border px-4 py-2 text-[12px] uppercase transition-colors border-[var(--color-navy-line)] bg-transparent text-white hover:border-white/60">Blog</a><a href="/insights?type=whitepaper" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em" class="inline-flex rounded-[2px] border px-4 py-2 text-[12px] uppercase transition-colors border-[var(--color-navy-line)] bg-transparent text-white hover:border-white/60">Whitepapers</a><a href="/insights?type=event" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em" class="inline-flex rounded-[2px] border px-4 py-2 text-[12px] uppercase transition-colors border-[var(--color-navy-line)] bg-transparent text-white hover:border-white/60">Events</a><a href="/insights?type=news" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em" class="inline-flex rounded-[2px] border px-4 py-2 text-[12px] uppercase transition-colors border-[var(--color-navy-line)] bg-transparent text-white hover:border-white/60">News</a></div><a tabindex="-1" href="/insights" style="transition-delay:0ms" class="mnav-link inline-flex items-center gap-2 pb-5 pt-2.5 text-[16px] font-semibold text-[var(--color-citron)]">All insights<!-- --> <svg viewBox="0 0 24 24" width="16" height="16" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path d="M4.5 12h15"></path><path d="M13.5 6l6 6-6 6"></path></svg></a></div></div></div><div class="mnav-grp border-b border-[var(--color-navy-line)]" data-open="false" style="--i:3"><button type="button" aria-expanded="false" aria-controls="mnav-company" class="flex w-full items-center justify-between py-4 text-left font-display text-[31px] text-white" style="font-weight:600;letter-spacing:-0.03em;line-height:1.05">Company<svg viewBox="0 0 18 18" width="18" height="18" fill="none" stroke="currentColor" stroke-width="1.5" aria-hidden="true" style="transition:transform .35s cubic-bezier(.2,.7,.2,1);transform:none"><path d="M9 3v12M3 9h12"></path></svg></button><div id="mnav-company" class="mnav-panel"><div><a tabindex="-1" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82] active" href="/about" style="transition-delay:0ms" data-status="active" aria-current="page"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M3.5 21V4h10v17z"></path><path d="M3.5 21V4h10v17M13.5 9.5H20.5V21M2.5 21h19"></path><path d="M6.5 7.5h2M6.5 11h2M6.5 14.5h2M6.5 18h2M16.5 13h1.5M16.5 16.5h1.5"></path></svg></span><span>About</span></a><a tabindex="-1" href="/about/story" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle class="acc" cx="12" cy="12" r="5"></circle><path d="M3.5 12a8.5 8.5 0 1 0 2.5-6"></path><path d="M3.5 3.5V8h4.5"></path><path d="M12 7.5V12l3 2"></path></svg></span><span>Our story</span></a><a tabindex="-1" href="/about/offices" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M12 2.75c2.6 2.5 3.9 5.6 3.9 9.25s-1.3 6.75-3.9 9.25c-2.6-2.5-3.9-5.6-3.9-9.25S9.4 5.25 12 2.75z"></path><circle cx="12" cy="12" r="9.25"></circle><path d="M2.75 12h18.5"></path><path d="M12 2.75c2.6 2.5 3.9 5.6 3.9 9.25s-1.3 6.75-3.9 9.25c-2.6-2.5-3.9-5.6-3.9-9.25S9.4 5.25 12 2.75z"></path></svg></span><span>Offices</span></a><a tabindex="-1" href="/about/accreditations" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle class="acc" cx="12" cy="9" r="6"></circle><circle cx="12" cy="9" r="6"></circle><path d="M9.5 9.2l1.7 1.7 3.3-3.4"></pa
1th><path d="M8.5 14l-1.5 7.5 5-2.5 5 2.5L15.5 14"></path></svg></span><span>Accreditations</span></a><a tabindex="-1" href="/people" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle class="acc" cx="9" cy="8" r="3.5"></circle><circle cx="9" cy="8" r="3.5"></circle><path d="M2.5 20c0-3.6 2.9-6 6.5-6s6.5 2.4 6.5 6"></path><circle cx="17" cy="9.5" r="2.5"></circle><path d="M16 14.5c3 0 5.5 2 5.5 5"></path></svg></span><span>People</span></a><a tabindex="-1" href="/people/careers" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><rect x="2.5" y="7" width="19" height="13.5" rx="1.5"></rect><path class="acc" d="M2.5 7h19v4.5h-19z"></path><path d="M8.5 7V4.8A1.3 1.3 0 0 1 9.8 3.5h4.4a1.3 1.3 0 0 1 1.3 1.3V7M2.5 11.5h19"></path><path d="M12 10v4"></path></svg></span><span>Careers</span></a><a tabindex="-1" href="/people/associates" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle class="acc" cx="12" cy="12" r="3"></circle><circle cx="12" cy="12" r="3"></circle><circle cx="4.5" cy="6.5" r="1.8"></circle><circle cx="19.5" cy="6.5" r="1.8"></circle><circle cx="4.5" cy="17.5" r="1.8"></circle><circle cx="19.5" cy="17.5" r="1.8"></circle><path d="M6 7.4l3.6 2.6M18 7.4l-3.6 2.6M6 16.6l3.6-2.6M18 16.6l-3.6-2.6"></path></svg></span><span>Associates</span></a><a tabindex="-1" href="/contact" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><rect x="2.5" y="5" width="19" height="14" rx="2"></rect><path class="acc" d="M2.5 7l9.5 6.5L21.5 7v-.5a1.5 1.5 0 0 0-1.5-1.5H4a1.5 1.5 0 0 0-1.5 1.5z"></path><path d="M2.5 7l9.5 6.5L21.5 7"></path></svg></span><span>Contact</span></a><a tabindex="-1" class="mnav-link inline-flex items-center gap-2 pb-5 pt-2.5 text-[16px] font-semibold text-[var(--color-citron)] active" href="/about" style="transition-delay:0ms" data-status="active" aria-current="page">About arum<!-- --> <svg viewBox="0 0 24 24" width="16" height="16" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path d="M4.5 12h15"></path><path d="M13.5 6l6 6-6 6"></path></svg></a></div></div></div><div class="mnav-grp border-b border-[var(--color-navy-line)]" data-open="false" style="--i:4"><button type="button" aria-expanded="false" aria-controls="mnav-marketplace" class="flex w-full items-center justify-between py-4 text-left font-display text-[31px] text-white" style="font-weight:600;letter-spacing:-0.03em;line-height:1.05">Marketplace<svg viewBox="0 0 18 18" width="18" height="18" fill="none" stroke="currentColor" stroke-width="1.5" aria-hidden="true" style="transition:transform .35s cubic-bezier(.2,.7,.2,1);transform:none"><path d="M9 3v12M3 9h12"></path></svg></button><div id="mnav-marketplace" class="mnav-panel"><div><a tabindex="-1" href="/marketplace" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M3 9l1.5-5h15L21 9v1a3 3 0 0 1-6 0 3 3 0 0 1-6 0 3 3 0 0 1-6 0z"></path><path d="M3 9l1.5-5h15L21 9"></path><path d="M3 9v1a3 3 0 0 0 6 0 3 3 0 0 0 6 0 3 3 0 0 0 6 0V9"></path><path d="M5 12.5V20.5h14v-8M10 20.5v-5h4v5"></path></svg></span><span>Marketplace</span></a><a tabindex="-1" href="/arum-approved" style="transition-delay:0ms" class="mnav-link grid grid-cols-[36px_1fr] items-center gap-3 py-2.5 text-[16px] text-white/[0.82]"><span aria-hidden="true" class="inline-flex shrink-0 items-center justify-center rounded-full transition-colors duration-200 bg-white/[0.08] text-[var(--color-citron)]" style="width:36px;height:36px"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle class="acc" cx="12" cy="9" r="6"></circle><circle cx="12" cy="9" r="6"></circle><path d="M9.5 9.2l1.7 1.7 3.3-3.4"></path><path d="M8.5 14l-1.5 7.5 5-2.5 5 2.5L15.5 14"></path></svg></span><span>arum approved</span></a><a tabindex="-1" href="/marketplace" style="transition-delay:0ms" class="mnav-link inline-flex items-center gap-2 pb-5 pt-2.5 text-[16px] font-semibold text-[var(--color-citron)]">Visit Marketplace<!-- --> <svg viewBox="0 0 24 24" width="16" height="16" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path d="M4.5 12h15"></path><path d="M13.5 6l6 6-6 6"></path></svg></a></div></div></div></nav><div class="mnav-foot mt-7 grid gap-3"><a href="/contact" class="inline-flex items-center justify-center gap-2 whitespace-nowrap rounded-[2px] font-semibold transition-colors duration-200 disabled:pointer-events-none disabled:opacity-50 btn-sheen bg-[var(--color-magenta)] text-white hover:bg-[var(--color-magenta-hover)] focus-visible:bg-[var(--color-magenta-hover)] px-[26px] py-[15px] text-[15px] w-full">Book a conversation</a><a href="/contact" class="inline-flex items-center justify-center gap-2 whitespace-nowrap rounded-[2px] font-semibold transition-colors duration-200 disabled:pointer-events-none disabled:opacity-50 border border-white/45 bg-transparent text-white hover:bg-white/10 focus-visible:bg-white/10 px-[26px] py-[15px] text-[15px] w-full">General inquiry</a><div class="mt-4 flex flex-wrap items-center justify-between gap-3 text-[14px] text-white/70"><a href="/search" class="inline-flex items-center gap-2 hover:text-white"><svg viewBox="0 0 24 24" width="16" height="16" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle class="acc" cx="10.5" cy="10.5" r="6.5"></circle><circle cx="10.5" cy="10.5" r="6.5"></circle><path d="M15.5 15.5l5 5"></path></svg> <!-- -->Search</a><a href="mailto:[email protected]" class="hover:text-white">[email protected]</a><button type="button" title="Change your region, currently US and Canada" class="inline-flex items-center gap-2 rounded-[999px] border px-3 py-1.5 text-[13px] font-semibold text-white transition-colors hover:bg-white/10 hover:text-white focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-white focus-visible:ring-offset-0 border-white/25" aria-label="Change your region, currently US and Canada" id="radix-_R_1vgba_" aria-haspopup="menu" aria-expanded="false" data-state="closed"><span aria-hidden="true" style="display:inline-block;width:28.5px;height:15px;border-radius:2px;overflow:hidden;flex-shrink:0;box-shadow:0 0 0 1px rgba(15,31,54,0.16);line-height:0"><svg viewBox="0 0 60 30" width="100%" height="100%" preserveAspectRatio="xMidYMid meet" focusable="false"><rect x="0" y="0" width="60" height="2.3076923076923075" fill="#B22234"></rect><rect x="0" y="2.3076923076923075" width="60" height="2.3076923076923075" fill="#fff"></rect><rect x="0" y="4.615384615384615" width="60" height="2.3076923076923075" fill="#B22234"></rect><rect x="0" y="6.9230769230769225" width="60" height="2.3076923076923075" fill="#fff"></rect><rect x="0" y="9.23076923076923" width="60" height="2.3076923076923075" fill="#B22234"></rect><rect x="0" y="11.538461538461537" width="60" height="2.3076923076923075" fill="#fff"></rect><rect x="0" y="13.846153846153845" width="60" height="2.3076923076923075" fill="#B22234"></rect><rect x="0" y="16.153846153846153" width="60" height="2.3076923076923075" fill="#fff"></rect><rect x="0" y="18.46153846153846" width="60" height="2.3076923076923075" fill="#B22234"></rect><rect x="0" y="20.769230769230766" width="60" height="2.3076923076923075" fill="#fff"></rect><rect x="0" y="23.076923076923073" width="60" height="2.3076923076923075" fill="#B22234"></rect><rect x="0" y="25.384615384615383" width="60" height="2.3076923076923075" fill="#fff"></rect><rect x="0" y="27.69230769230769" width="60" height="2.3076923076923075" fill="#B22234"></rect><rect x="0" y="0" width="24" height="16.153846153846153" fill="#3C3B6E"></rect></svg></span><span>US / CA</span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down h-3.5 w-3.5 text-white" aria-hidden="true"><path d="m6 9 6 6 6-6"></path></svg></button></div></div></div></header><main id="main"><!--$--><!--$--><!--$--><nav aria-label="Breadcrumb" class="border-b border-[var(--color-line)] bg-[var(--color-paper)]"><div class="container-content"><ol class="flex min-h-[44px] flex-wrap items-center gap-x-2.5 gap-y-1 py-2 text-[13px] text-[var(--color-ink-3)]"><li class="flex items-center gap-2.5"><a href="/" class="transition-colors hover:text-[var(--color-teal-ink)]">Home</a></li><li class="flex items-center gap-2.5"><span aria-hidden="true">/</span><span aria-current="page" class="font-medium text-[var(--color-ink-2)]">About</span></li></ol></div></nav>
1<section data-family="company" class="relative overflow-hidden bg-[var(--color-navy)] text-white"><div aria-hidden="true" class="v2-hero-rings" style="--hr-dx:5.62%;--hr-dy:-0.12%;--hr-dgap:4.6px;--hr-rot:0deg"></div><div class="container-content relative" style="padding-block:var(--space-hero-y)"><div class="v2-rise flex items-center gap-3.5" style="--d:0ms"><span class="inline-flex h-11 w-11 shrink-0 items-center justify-center rounded-full bg-white/[0.08] text-[var(--color-citron)]"><svg viewBox="0 0 24 24" width="22" height="22" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M3.5 21V4h10v17z"></path><path d="M3.5 21V4h10v17M13.5 9.5H20.5V21M2.5 21h19"></path><path d="M6.5 7.5h2M6.5 11h2M6.5 14.5h2M6.5 18h2M16.5 13h1.5M16.5 16.5h1.5"></path></svg></span><p class="text-[12px] uppercase text-[var(--color-citron)]" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em">About</p></div>
1<h1 class="v2-rise text-balance text-white mt-4" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.03em;line-height:1.04;font-size:calc(clamp(40px,5vw,68px) * 0.9);--d:120ms">Digital transformation and collections experts since 1998</h1><div class="mt-6 grid items-start gap-x-16 gap-y-8 lg:grid-cols-[minmax(0,7fr)_minmax(0,5fr)]"><div class="v2-hero-copy min-w-0"><div class="v2-rise" style="--d:260ms"><p class="max-w-[56ch] text-[19px] leading-[1.55] text-white/80">We are digital transformation experts with one focus: helping organizations choose, implement and get value from technology, AI and data in collections and recoveries.</p></div><div class="v2-rise flex flex-wrap gap-3.5 mt-7" style="--d:380ms"><a href="/contact" class="inline-flex items-center justify-center gap-2 whitespace-nowrap rounded-[2px] font-semibold transition-colors duration-200 disabled:pointer-events-none disabled:opacity-50 btn-sheen bg-[var(--color-magenta)] text-white hover:bg-[var(--color-magenta-hover)] focus-visible:bg-[var(--color-magenta-hover)] px-[26px] py-[15px] text-[15px]">Book a conversation</a><a href="/people" class="inline-flex items-center justify-center gap-2 whitespace-nowrap rounded-[2px] font-semibold transition-colors duration-200 disabled:pointer-events-none disabled:opacity-50 border border-white/45 bg-transparent text-white hover:bg-white/10 focus-visible:bg-white/10 px-[26px] py-[15px] text-[15px]">Meet our people</a></div></div><div class="v2-rise min-w-0" style="--d:460ms"><div class="grid grid-cols-2 border-t border-l border-[var(--color-navy-line)]"><div class="border-r border-b border-[var(--color-navy-line)] px-5 py-6"><div class="text-[var(--color-citron)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.045em;line-height:1.04;font-size:clamp(38px,4.4vw,54px)">-28</div><div class="mt-2 text-[13.5px] leading-[1.45] text-white/70">Years in collections and recoveries</div></div><div class="border-r border-b border-[var(--color-navy-line)] px-5 py-6"><div class="text-[var(--color-citron)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.045em;line-height:1.04;font-size:clamp(38px,4.4vw,54px)">23</div><div class="mt-2 text-[13.5px] leading-[1.45] text-white/70">Countries worked in</div></div><div class="border-r border-b border-[var(--color-navy-line)] px-5 py-6"><div class="text-[var(--color-citron)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.045em;line-height:1.04;font-size:clamp(38px,4.4vw,54px)">3</div><div class="mt-2 text-[13.5px] leading-[1.45] text-white/70">Offices on three continents</div></div><div class="border-r border-b border-[var(--color-navy-line)] px-5 py-6"><div class="text-[var(--color-citron)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.045em;line-height:1.04;font-size:clamp(38px,4.4vw,54px)">500+</div><div class="mt-2 text-[13.5px] leading-[1.45] text-white/70">Projects delivered</div></div></div></div></div></div></section><section class="relative overflow-hidden bg-white" data-tone="white"><div aria-hidden="true" class="rings" style="--rings-x:92%;--rings-y:20%"></div><div class="container-content relative" style="padding-block:var(--space-band)"><div class="grid items-start gap-10 lg:grid-cols-[minmax(0,5fr)_minmax(0,7fr)] lg:gap-14"><div class="v2-reveal"><p class="text-[12px] uppercase text-[var(--color-teal-ink)]" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em">Who we are</p><h2 class="mt-3 whitespace-pre-line text-[var(--color-navy)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.03em;line-height:1.08;font-size:calc(clamp(30px,3.4vw,44px) * 0.9)">Our experts have sat where our clients sit.</h2></div><div class="v2-reveal min-w-0"><div class="v2-prose max-w-[66ch]"><p>Many of our people have held senior roles in banks, governments and some of the world's largest brands. Some have run major collections operations. Others have led complex technology programs.</p><p>That's why we don't stop at advice. We advise and we deliver, working alongside clients to solve hard problems and produce results they can measure.</p></div></div></div></div></section><section class="relative overflow-hidden bg-[var(--color-navy)] text-white" data-tone="navy"><div aria-hidden="true" class="rings" data-tone="dark" style="--rings-x:8%;--rings-y:80%"></div><div class="container-content relative" style="padding-block:var(--space-band)">
1<div class="v2-reveal mb-[clamp(32px,3.5vw,44px)] grid items-end gap-x-16 gap-y-7 lg:grid-cols-[minmax(0,7fr)_minmax(0,5fr)]"><div><p class="text-[12px] uppercase text-[var(--color-citron)]" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em">Who we work with</p><h2 class="mt-3.5 max-w-[24ch] text-white" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.03em;line-height:1.04;font-size:calc(clamp(34px,4vw,52px) * 0.9)">Trusted by the organizations that carry the most customers.</h2></div><div><p class="max-w-[56ch] text-[17px] leading-[1.55] text-white/[0.78]">Banks, governments and some of the world's largest brands, across 23 countries.</p></div></div><div class="flex flex-wrap items-center justify-between gap-x-8 gap-y-5"><span class="inline-flex items-center"><img src="/assets/logos/synchrony.webp?v=2" alt="Synchrony" width="103" height="28" loading="lazy" style="height:24px;width:auto;filter:brightness(0) invert(1);opacity:0.85;transition:opacity .25s cubic-bezier(.2,.7,.2,1)"/></span><span class="inline-flex items-center"><img src="/assets/logos/cbe-group.webp" alt="CBE Group" width="96" height="28" loading="lazy" style="height:24px;width:auto;filter:brightness(0) invert(1);opacity:0.85;transition:opacity .25s cubic-bezier(.2,.7,.2,1)"/></span><span class="inline-flex items-center"><img src="/assets/logos/phillips-cohen-associates.webp?v=2" alt="Phillips and Cohen Associates" width="134" height="28" loading="lazy" style="height:24px;width:auto;filter:brightness(0) invert(1);opacity:0.85;transition:opacity .25s cubic-bezier(.2,.7,.2,1)"/></span><span class="inline-flex items-center"><img src="/assets/logos/hsbc.webp" alt="HSBC" width="104" height="28" loading="lazy" style="height:22px;width:auto;filter:brightness(0) invert(1);opacity:0.85;transition:opacity .25s cubic-bezier(.2,.7,.2,1)"/></span><span class="inline-flex items-center"><img src="/assets/logos/natwest.webp" alt="NatWest" width="111" height="28" loading="lazy" style="height:22px;width:auto;filter:brightness(0) invert(1);opacity:0.85;transition:opacity .25s cubic-bezier(.2,.7,.2,1)"/></span><span class="inline-flex items-center"><img src="/assets/logos/tesco-bank.webp" alt="Tesco Bank" width="153" height="28" loading="lazy" style="height:22px;width:auto;filter:brightness(0) invert(1);opacity:0.85;transition:opacity .25s cubic-bezier(.2,.7,.2,1)"/></span><span class="inline-flex items-center"><img src="/assets/logos/dwp.webp" alt="Department for Work and Pensions" width="34" height="28" loading="lazy" style="height:44px;width:auto;filter:brightness(0) invert(1);opacity:0.85;transition:opacity .25s cubic-bezier(.2,.7,.2,1)"/></span><span class="inline-flex items-center"><img src="/assets/logos/british-gas.webp" alt="British Gas" width="72" height="28" loading="lazy" style="height:22px;width:auto;filter:brightness(0) invert(1);opacity:0.85;transition:opacity .25s cubic-bezier(.2,.7,.2,1)"/></span><span class="inline-flex items-center"><img src="/assets/logos/experian.webp" alt="Experian" width="85" height="28" loading="lazy" style="height:22px;width:auto;filter:brightness(0) invert(1);opacity:0.85;transition:opacity .25s cubic-bezier(.2,.7,.2,1)"/></span><a title="Read the Lloyds Banking Group case study" href="/case-studies/lloyds-breathing-space" class="inline-flex items-center"><img src="/assets/logos/lloyds.webp" alt="Lloyds Banking Group" width="112" height="42" loading="lazy" style="height:42px;width:auto;filter:brightness(0) invert(1);opacity:0.85;transition:opacity .25s cubic-bezier(.2,.7,.2,1)"/></a><span class="inline-flex items-center"><img src="/assets/logos/engie.png" alt="Engie UK" width="70" height="28" loading="lazy" style="height:22px;width:auto;filter:brightness(0) invert(1);opacity:0.85;transition:opacity .25s cubic-bezier(.2,.7,.2,1)"/></span><span class="inline-flex items-center"><img src="/assets/logos/westpac.webp" alt="Westpac" width="141" height="28" loading="lazy" style="height:24px;width:auto;filter:brightness(0) invert(1);opacity:0.85;transition:opacity .25s cubic-bezier(.2,.7,.2,1)"/></span><span class="inline-flex items-center"><img src="/assets/logos/bnz.webp?v=2" alt="BNZ" width="58" height="28" loading="lazy" style="height:24px;width:auto;filter:brightness(0) invert(1);opacity:0.85;transition:opacity .25s cubic-bezier(.2,.7,.2,1)"/></span><span class="inline-flex items-center"><img src="/assets/logos/ing.webp?v=2" alt="ING" width="66" height="28" loading="lazy" style="height:24px;width:auto;filter:brightness(0) invert(1);opacity:0.85;transition:opacity .25s cubic-bezier(.2,.7,.2,1)"/></span><span class="inline-flex items-center"><img src="/assets/logos/bank-of-ireland-uk.svg" alt="Bank of Ireland" width="100" height="28" loading="lazy" style="height:24px;width:auto;filter:brightness(0) invert(1);opacity:0.85;transition:opacity .25s cubic-bezier(.2,.7,.2,1)"/></span><span class="inline-flex items-center"><img src="/assets/logos/raiffeisen.webp?v=2" alt="Raiffeisen" width="50" height="28" loading="lazy" style="height:24px;width:auto;filter:brightness(0) invert(1);opacity:0.85;transition:opacity .25s cubic-bezier(.2,.7,.2,1)"/></span><span class="inline-flex items-center"><img src="/assets/logos/tsb.webp?v=2" alt="TSB" width="73" height="28" loading="lazy" style="height:24px;width:auto;filter:brightness(0) invert(1);opacity:0.85;transition:opacity .25s cubic-bezier(.2,.7,.2,1)"/></span></div><div class="mt-10 border-t border-[var(--color-navy-line)] pt-10"><figure class="border-l-2 border-[var(--color-teal)] pl-[22px]"><blockquote class="text-white" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.02em;line-height:1.35;font-size:calc(23px * 0.9)">â<!-- -->arum are great to work with, they are proactive, responsive, knowledgeable, flexible and friendly.<!-- -->â</blockquote><figcaption class="mt-3.5 text-[13.5px] text-white/60"><b class="font-semibold text-white/85">Senior Manager</b>, <!-- -->Multinational banking and financial services company, APAC</figcaption></figure></div></div></section><section class="relative overflow-hidden bg-white" data-tone="white"><div class="container-content relative" style="padding-block:var(--space-band)">
1<div class="v2-reveal mb-[clamp(32px,3.5vw,44px)] grid items-end gap-x-16 gap-y-7"><div><p class="text-[12px] uppercase text-[var(--color-teal-ink)]" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em">How we work</p><h2 class="mt-3.5 max-w-[24ch] text-[var(--color-navy)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.03em;line-height:1.04;font-size:calc(clamp(34px,4vw,52px) * 0.9)">One method, five stages.</h2></div></div><ol class="v2-reveal border-t border-[var(--color-line)]"><li><a href="/collections-technology-advice" class="group relative grid items-start gap-x-6 gap-y-2 border-b px-3 py-[26px] transition-colors duration-200 md:min-h-[116px] border-[var(--color-line)] hover:bg-[var(--color-teal-wash)] grid-cols-1 md:grid-cols-[40px_minmax(0,0.9fr)_minmax(0,1.6fr)_24px]"><span aria-hidden="true" class="v2-row-rule"></span><span class="hidden text-[12px] leading-[1.6] md:block text-[var(--color-teal-ink)]" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.12em">01</span><h3 class="text-balance transition-colors text-[var(--color-navy)] group-hover:text-[var(--color-teal-ink)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.03em;line-height:1.1;font-size:calc(30px * 0.9)">Advise</h3><span class="text-[16px] leading-[1.55] md:col-start-auto text-[var(--color-ink-2)]">Work out what you need, and whether to optimise, buy or build.</span><span class="hidden transition-colors md:block text-[var(--color-ink-3)] group-hover:text-[var(--color-teal-ink)]"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path d="M4.5 12h15"></path><path d="M13.5 6l6 6-6 6"></path></svg></span></a></li><li><a href="/collections-technology-procurement" class="group relative grid items-start gap-x-6 gap-y-2 border-b px-3 py-[26px] transition-colors duration-200 md:min-h-[116px] border-[var(--color-line)] hover:bg-[var(--color-teal-wash)] grid-cols-1 md:grid-cols-[40px_minmax(0,0.9fr)_minmax(0,1.6fr)_24px]"><span aria-hidden="true" class="v2-row-rule"></span><span class="hidden text-[12px] leading-[1.6] md:block text-[var(--color-teal-ink)]" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.12em">02</span><h3 class="text-balance transition-colors text-[var(--color-navy)] group-hover:text-[var(--color-teal-ink)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.03em;line-height:1.1;font-size:calc(30px * 0.9)">Procure</h3><span class="text-[16px] leading-[1.55] md:col-start-auto text-[var(--color-ink-2)]">Choose the right technology from the whole market, at the right price.</span><span class="hidden transition-colors md:block text-[var(--color-ink-3)] group-hover:text-[var(--color-teal-ink)]"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path d="M4.5 12h15"></path><path d="M13.5 6l6 6-6 6"></path></svg></span></a></li><li><a href="/collections-technology-implementation" class="group relative grid items-start gap-x-6 gap-y-2 border-b px-3 py-[26px] transition-colors duration-200 md:min-h-[116px] border-[var(--color-line)] hover:bg-[var(--color-teal-wash)] grid-cols-1 md:grid-cols-[40px_minmax(0,0.9fr)_minmax(0,1.6fr)_24px]"><span aria-hidden="true" class="v2-row-rule"></span><span class="hidden text-[12px] leading-[1.6] md:block text-[var(--color-teal-ink)]" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.12em">03</span><h3 class="text-balance transition-colors text-[var(--color-navy)] group-hover:text-[var(--color-teal-ink)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.03em;line-height:1.1;font-size:calc(30px * 0.9)">Implement</h3><span class="text-[16px] leading-[1.55] md:col-start-auto text-[var(--color-ink-2)]">Get it live, on a plan the business can trust.</span><span class="hidden transition-colors md:block text-[var(--color-ink-3)] group-hover:text-[var(--color-teal-ink)]"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path d="M4.5 12h15"></path><path d="M13.5 6l6 6-6 6"></path></svg></span></a></li><li><a href="/implementation-rescue" class="group relative grid items-start gap-x-6 gap-y-2 border-b px-3 py-[26px] transition-colors duration-200 md:min-
1h-[116px] border-[var(--color-line)] hover:bg-[var(--color-teal-wash)] grid-cols-1 md:grid-cols-[40px_minmax(0,0.9fr)_minmax(0,1.6fr)_24px]"><span aria-hidden="true" class="v2-row-rule"></span><span class="hidden text-[12px] leading-[1.6] md:block text-[var(--color-teal-ink)]" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.12em">04</span><h3 class="text-balance transition-colors text-[var(--color-navy)] group-hover:text-[var(--color-teal-ink)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.03em;line-height:1.1;font-size:calc(30px * 0.9)">Rescue</h3><span class="text-[16px] leading-[1.55] md:col-start-auto text-[var(--color-ink-2)]">Get a stalled programme moving again, and through to go-live.</span><span class="hidden transition-colors md:block text-[var(--color-ink-3)] group-hover:text-[var(--color-teal-ink)]"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path d="M4.5 12h15"></path><path d="M13.5 6l6 6-6 6"></path></svg></span></a></li><li><a href="/collections-technology-optimisation" class="group relative grid items-start gap-x-6 gap-y-2 border-b px-3 py-[26px] transition-colors duration-200 md:min-h-[116px] border-[var(--color-line)] hover:bg-[var(--color-teal-wash)] grid-cols-1 md:grid-cols-[40px_minmax(0,0.9fr)_minmax(0,1.6fr)_24px]"><span aria-hidden="true" class="v2-row-rule"></span><span class="hidden text-[12px] leading-[1.6] md:block text-[var(--color-teal-ink)]" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.12em">05</span><h3 class="text-balance transition-colors text-[var(--color-navy)] group-hover:text-[var(--color-teal-ink)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.03em;line-height:1.1;font-size:calc(30px * 0.9)">Optimise</h3><span class="text-[16px] leading-[1.55] md:col-start-auto text-[var(--color-ink-2)]">Get more from the technology, data and the AI you already own.</span><span class="hidden transition-colors md:block text-[var(--color-ink-3)] group-hover:text-[var(--color-teal-ink)]"><svg viewBox="0 0 24 24" width="20" height="20" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path d="M4.5 12h15"></path><path d="M13.5 6l6 6-6 6"></path></svg></span></a></li></ol><div class="mt-9 border-t border-[var(--color-line)] pt-7"><p class="text-[11px] font-semibold uppercase tracking-[0.14em] text-[var(--color-teal-ink)]">Specialist services</p><div class="mt-4 grid gap-3 md:grid-cols-3"><a href="/collections-ai" class="group grid min-h-[112px] grid-cols-[34px_1fr_18px] items-start gap-3 border border-[var(--color-line)] bg-white p-4 focus-compass"><span class="grid h-[34px] w-[34px] place-items-center rounded-full bg-[var(--color-teal-wash)] text-[var(--color-navy)] transition-colors group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)]"><svg viewBox="0 0 24 24" width="18" height="18" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle class="acc" cx="12" cy="12" r="3"></circle><circle cx="12" cy="12" r="3"></circle><circle cx="4.5" cy="6.5" r="1.8"></circle><circle cx="19.5" cy="6.5" r="1.8"></circle><circle cx="4.5" cy="17.5" r="1.8"></circle><circle cx="19.5" cy="17.5" r="1.8"></circle><path d="M6 7.4l3.6 2.6M18 7.4l-3.6 2.6M6 16.6l3.6-2.6M18 16.6l-3.6-2.6"></path></svg></span><span><span class="block text-[16px] font-semibold text-[var(--color-navy)]">AI solutions</span><span class="mt-1 block text-[14px] leading-[1.45] text-[var(--color-ink-2)]">Prepare, select, implement and govern practical AI in collections.</span></span><svg viewBox="0 0 24 24" width="17" height="17" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-1 text-[var(--color-ink-3)] transition-colors group-hover:text-[var(--color-teal-ink)]"><path d="M4.5 12h15"></path><path d="M13.5 6l6 6-6 6"></path></svg></a><a href="/collections-analytics" class="group grid min-h-[112px] grid-cols-[34px_1fr_18px] items-start gap-3 border border-[var(--color-line)] bg-white p-4 focus-compass"><span class="grid h-[34px] w-[34px] place-items-center rounded-full bg-[var(--color-teal-wash)] text-[var(--color-navy)] transition-colors group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)]"><svg viewBox="0 0 24 24" width="18" height="18" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><circle class="acc" cx="12" cy="12" r="7.5"></circle><path d="M12 3.5A8.5 8.5 0 1 0 20.5 12H12V3.5z"></path><path d="M12 3.5V12h8.5"></path></svg></span><span><span class="block text-[16px] font-semibold text-[var(--color-navy)]">Analytics</span><span class="mt-1 block text-[14px] leading-[1.45] text-[var(--color-ink-2)]">Use scoring, segmentation and insight to improve outcomes.</span></span><svg viewBox="0 0 24 24" width="17" height="17" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-1 text-[var(--color-ink-3)] transition-colors group-hover:text-[var(--color-teal-ink)]"><path d="M4.5 12h15"></path><path d="M13.5 6l6 6-6 6"></path></svg></a><a href="/collections-platform-managed-services" class="group grid min-h-[112px] grid-cols-[34px_1fr_18px] items-start gap-3 border border-[var(--color-line)] bg-white p-4 focus-compass"><span class="grid h-[34px] w-[34px] place-items-center rounded-full bg-[var(--color-teal-wash)] text-[var(--color-navy)] transition-colors group-hover:bg-[var(--color-navy)] group-hover:text-[var(--color-citron)]"><svg viewBox="0 0 24 24" width="18" height="18" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path class="acc" d="M12 2.5l8 3v6.2c0 4.6-3.3 8-8 9.8-4.7-1.8-8-5.2-8-9.8V5.5z"></path><path d="M12 2.5l8 3v6.2c0 4.6-3.3 8-8 9.8-4.7-1.8-8-5.2-8-9.8V5.5z"></path><path d="M8.5 12.2l2.4 2.4 4.6-4.8"></path></svg></span><span><span class="block text-[16px] font-semibold text-[var(--color-navy)]">Managed services</span><span class="mt-1 block text-[14px] leading-[1.45] text-[var(--color-ink-2)]">Run and improve your collections technology with a specialist team.</span></span><svg viewBox="0 0 24 24" width="17" height="17" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-1 text-[var(--color-ink-3)] transition-colors group-hover:text-[var(--color-teal-ink)]"><path d="M4.5 12h15"></path><path d="M13.5 6l6 6-6 6"></path></svg></a></div></div><div class="mt-8"><a href="/services" class="inline-flex items-center justify-center gap-2 whitespace-nowrap rounded-[2px] font-semibold transition-colors duration-200 disabled:pointer-events-none disabled:opacity-50 border border-[var(--color-navy)] bg-transparent text-[var(--color-navy)] hover:bg-[var(--color-navy)] hover:text-white px-[26px] py-[15px] text-[15px]">See all services</a></div></div></section><section class="relative overflow-hidden bg-[var(--color-paper)]" data-tone="paper"><div class="container-content relative" style="padding-block:var(--space-band)">
1<div class="v2-reveal mb-[clamp(32px,3.5vw,44px)] grid items-end gap-x-16 gap-y-7"><div><p class="text-[12px] uppercase text-[var(--color-teal-ink)]" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em">Our values</p><h2 class="mt-3.5 max-w-[24ch] text-[var(--color-navy)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.03em;line-height:1.04;font-size:calc(clamp(34px,4vw,52px) * 0.9)">Four values that shape the work.</h2></div></div><ul class="v2-reveal grid border-t border-[var(--color-line)] md:grid-cols-2 md:gap-x-10"><li class="grid grid-cols-[28px_1fr] gap-3.5 border-b border-[var(--color-line)] py-[18px] text-[16px] text-[var(--color-ink-2)]"><span aria-hidden="true" class="mt-[9px] h-2 w-2 rounded-full bg-[var(--color-teal)]"></span><span><b class="font-semibold text-[var(--color-navy)]">Protect our clients' brand<!-- -->.</b> <!-- -->Our work protects the reputation and trust clients have spent decades building.</span></li><li class="grid grid-cols-[28px_1fr] gap-3.5 border-b border-[var(--color-line)] py-[18px] text-[16px] text-[var(--color-ink-2)]"><span aria-hidden="true" class="mt-[9px] h-2 w-2 rounded-full bg-[var(--color-teal)]"></span><span><b class="font-semibold text-[var(--color-navy)]">Be disciplined<!-- -->.</b> <!-- -->We do what we say and deliver what we commit to.</span></li><li class="grid grid-cols-[28px_1fr] gap-3.5 border-b border-[var(--color-line)] py-[18px] text-[16px] text-[var(--color-ink-2)]"><span aria-hidden="true" class="mt-[9px] h-2 w-2 rounded-full bg-[var(--color-teal)]"></span><span><b class="font-semibold text-[var(--color-navy)]">See the human behind the data<!-- -->.</b> <!-- -->Behind every account is a person. We never forget that, and neither should the technology we advise on, build and run.</span></li><li class="grid grid-cols-[28px_1fr] gap-3.5 border-b border-[var(--color-line)] py-[18px] text-[16px] text-[var(--color-ink-2)]"><span aria-hidden="true" class="mt-[9px] h-2 w-2 rounded-full bg-[var(--color-teal)]"></span><span><b class="font-semibold text-[var(--color-navy)]">Be bold<!-- -->.</b> <!-- -->Curious about what could be better, creative about how to get there and accountable for making it happen.</span></li></ul></div></section><section class="relative overflow-hidden bg-white" data-tone="white"><div class="container-content relative" style="padding-block:var(--space-band)"><div class="v2-reveal mb-[clamp(32px,3.5vw,44px)] grid items-end gap-x-16 gap-y-7"><div><p class="text-[12px] uppercase text-[var(--color-teal-ink)]" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em">Our people</p><h2 class="mt-3.5 max-w-[24ch] text-[var(--color-navy)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.03em;line-height:1.04;font-size:calc(clamp(34px,4vw,52px) * 0.9)">People who have done the job.</h2></div></div><ul class="grid grid-cols-2 gap-5 lg:grid-cols-4"><li class="overflow-hidden rounded-[2px] border border-[var(--color-line)] bg-white"><img src="/__l5e/assets-v1/b3242dfc-2a1d-49c2-9bd3-17a2b0f3a0b9/arum-owen-atkinson-director-delivery-portrait.webp" alt="Owen Atkinson, Director of Delivery Services at arum" width="264" height="264" loading="lazy" class="aspect-[4/5] h-auto w-full object-cover object-top" style="object-position:center top"/><div class="p-4"><h3 class="text-[20px] text-[var(--color-navy)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.03em;line-height:1.1">Owen Atkinson</h3><div class="mt-1 flex items-start justify-between gap-3"><p class="text-[14px] text-[var(--color-ink-2)]">Director of Delivery Services</p><a href="https://www.linkedin.com/in/owen-atkinson/" target="_blank" rel="noopener noreferrer me" aria-label="Owen Atkinson on LinkedIn" title="Owen Atkinson on LinkedIn" class="inline-grid h-8 w-8 shrink-0 place-items-center rounded-[2px] border border-[var(--color-line)] text-[var(--color-teal-ink)] transition-colors hover:border-[var(--color-navy)] hover:bg-[var(--color-navy)] hover:text-[var(--color-citron)]"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" viewB
1ox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-linkedin" aria-hidden="true"><path d="M16 8a6 6 0 0 1 6 6v7h-4v-7a2 2 0 0 0-2-2 2 2 0 0 0-2 2v7h-4v-7a6 6 0 0 1 6-6z"></path><rect width="4" height="12" x="2" y="9"></rect><circle cx="4" cy="4" r="2"></circle></svg></a></div><p class="mt-2 text-[14px] leading-[1.55] text-[var(--color-ink-3)]">More than 20 years in collections, recoveries and credit risk, leading transformation programs for Lloyds Banking Group, Barclays, TSB, BNZ, ANZ, British Gas and the Student Loans Company.</p></div></li><li class="overflow-hidden rounded-[2px] border border-[var(--color-line)] bg-white"><img src="/__l5e/assets-v1/fc71d1d9-14bd-4084-aac9-b94dbfab83f6/arum-forid-meah-director-advisory-portrait.webp" alt="Forid Meah, Director of Advisory at arum" width="264" height="264" loading="lazy" class="aspect-[4/5] h-auto w-full object-cover object-top" style="object-position:center top"/><div class="p-4"><h3 class="text-[20px] text-[var(--color-navy)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.03em;line-height:1.1">Forid Meah</h3><div class="mt-1 flex items-start justify-between gap-3"><p class="text-[14px] text-[var(--color-ink-2)]">Director of Advisory</p><a href="https://www.linkedin.com/in/foridmeah/" target="_blank" rel="noopener noreferrer me" aria-label="Forid Meah on LinkedIn" title="Forid Meah on LinkedIn" class="inline-grid h-8 w-8 shrink-0 place-items-center rounded-[2px] border border-[var(--color-line)] text-[var(--color-teal-ink)] transition-colors hover:border-[var(--color-navy)] hover:bg-[var(--color-navy)] hover:text-[var(--color-citron)]"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-linkedin" aria-hidden="true"><path d="M16 8a6 6 0 0 1 6 6v7h-4v-7a2 2 0 0 0-2-2 2 2 0 0 0-2 2v7h-4v-7a6 6 0 0 1 6-6z"></path><rect width="4" height="12" x="2" y="9"></rect><circle cx="4" cy="4" r="2"></circle></svg></a></div><p class="mt-2 text-[14px] leading-[1.55] text-[var(--color-ink-3)]">Joined arum in 2019. More than 15 years of advisory experience across the UK, Europe, Australia, New Zealand and North America, for clients including the Department for Work and Pensions and Hoist Finance.</p></div></li><li class="overflow-hidden rounded-[2px] border border-[var(--color-line)] bg-white"><img src="/__l5e/assets-v1/22bf0299-a198-4065-8f62-efb7fa0289fe/arum-matt-riddall-client-solutions-portrait.webp" alt="Matt Riddall, SVP, Client Solutions at arum" width="264" height="264" loading="lazy" class="aspect-[4/5] h-auto w-full object-cover object-top" style="object-position:center top"/><div class="p-4"><h3 class="text-[20px] text-[var(--color-navy)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.03em;line-height:1.1">Matt Riddall</h3><div class="mt-1 flex items-start justify-between gap-3"><p class="text-[14px] text-[var(--color-ink-2)]">SVP, Client Solutions</p><a href="https://www.linkedin.com/in/matthewriddall/" target="_blank" rel="noopener noreferrer me" aria-label="Matt Riddall on LinkedIn" title="Matt Riddall on LinkedIn" class="inline-grid h-8 w-8 shrink-0 place-items-center rounded-[2px] border border-[var(--color-line)] text-[var(--color-teal-ink)] transition-colors hover:border-[var(--color-navy)] hover:bg-[var(--color-navy)] hover:text-[var(--color-citron)]"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-linkedin" aria-hidden="true"><path d="M16 8a6 6 0 0 1 6 6v7h-4v-7a2 2 0 0 0-2-2 2 2 0 0 0-2 2v7h-4v-7a6 6 0 0 1 6-6z"></path><rect width="4" height="12" x="2" y="9"></rect><circle cx="4" cy="4" r="2"></circle></svg></a></div><p class="mt-2 text-[14px] leading-[1.55] text-[var(--color-ink-3)]">Joined arum in 2008. Almost two decades across collections, recoveries and customer operations, working with retail banks including NatWest, HSBC and Lloyds Banking Group, and utilities including E.ON and Thames Water.</p></div></li><li class="overflow-hidden rounded-[2px] border border-[var(--color-line)] bg-white"><img src="/__l5e/assets-v1/2fc7401a-ec17-4709-84cd-29a6f4a87805/arum-stephen-wright-sales-director-portrait.webp" alt="Stephen Wright, Sales Director at arum" width="264" height="264" loading="lazy" class="aspect-[4/5] h-auto w-full object-cover object-top" style="object-position:center top"/><div class="p-4"><h3 class="text-[20px] text-[var(--color-navy)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.03em;line-height:1.1">Stephen Wright</h3><div class="mt-1 flex items-start justify-between gap-3"><p class="text-[14px] text-[var(--color-ink-2)]">Sales Director</p>
1<a href="https://www.linkedin.com/in/slwright/" target="_blank" rel="noopener noreferrer me" aria-label="Stephen Wright on LinkedIn" title="Stephen Wright on LinkedIn" class="inline-grid h-8 w-8 shrink-0 place-items-center rounded-[2px] border border-[var(--color-line)] text-[var(--color-teal-ink)] transition-colors hover:border-[var(--color-navy)] hover:bg-[var(--color-navy)] hover:text-[var(--color-citron)]"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-linkedin" aria-hidden="true"><path d="M16 8a6 6 0 0 1 6 6v7h-4v-7a2 2 0 0 0-2-2 2 2 0 0 0-2 2v7h-4v-7a6 6 0 0 1 6-6z"></path><rect width="4" height="12" x="2" y="9"></rect><circle cx="4" cy="4" r="2"></circle></svg></a></div><p class="mt-2 text-[14px] leading-[1.55] text-[var(--color-ink-3)]">Leads financial services engagements across the UK and Canada, with a track record of delivering complex solutions for major enterprises including Citibank, Lloyds Banking Group, Centrica, Chevron and Shell.</p></div></li></ul><div class="mt-8"><a href="/people" class="inline-flex items-center justify-center gap-2 whitespace-nowrap rounded-[2px] font-semibold transition-colors duration-200 disabled:pointer-events-none disabled:opacity-50 border border-[var(--color-navy)] bg-transparent text-[var(--color-navy)] hover:bg-[var(--color-navy)] hover:text-white px-[26px] py-[15px] text-[15px]">Meet the whole team</a></div></div></section><section class="relative overflow-hidden bg-[var(--color-paper)]" data-tone="paper"><div aria-hidden="true" class="rings" style="--rings-x:8%;--rings-y:80%"></div><div class="container-content relative" style="padding-block:var(--space-band)"><div class="grid items-start gap-10 lg:grid-cols-[minmax(0,5fr)_minmax(0,7fr)] lg:gap-14"><div class="v2-reveal"><p class="text-[12px] uppercase text-[var(--color-teal-ink)]" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em">FAQs</p><h2 class="mt-3 whitespace-pre-line text-[var(--color-navy)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.03em;line-height:1.08;font-size:calc(clamp(30px,3.4vw,44px) * 0.9)">Questions we're asked before the first call.</h2></div><div class="v2-reveal min-w-0"><div class="v2-reveal border-t border-[var(--color-line)]"><details open="" class="v2-faq border-b border-[var(--color-line)]"><summary class="grid cursor-pointer list-none grid-cols-[1fr_28px] items-center gap-4 py-[22px] text-[var(--color-navy)] [&::-webkit-details-marker]:hidden" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.02em;line-height:1.2;font-size:calc(24px * 0.9)"><span>What does arum do?</span><span aria-hidden="true" class="v2-faq-plus grid h-7 w-7 place-items-center rounded-full border border-[var(--color-line)] text-[18px] text-[var(--color-teal-ink)]" style="font-family:var(--font-sans);font-weight:400;letter-spacing:0">+</span></summary><div class="max-w-[62ch] pb-6 text-[16px] leading-[1.6] text-[var(--color-ink-2)] [&_a]:font-semibold [&_a]:text-[var(--color-teal-ink)] [&>p+p]:mt-3">We help organizations choose, implement and get value from technology, AI and data in collections and recoveries. We advise, and we deliver.</div></details><details class="v2-faq border-b border-[var(--color-line)]"><summary class="grid cursor-pointer list-none grid-cols-[1fr_28px] items-center gap-4 py-[22px] text-[var(--color-navy)] [&::-webkit-details-marker]:hidden" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.02em;line-height:1.2;font-size:calc(24px * 0.9)"><span>Who does arum work for?</span><span aria-hidden="true" class="v2-faq-plus grid h-7 w-7 place-items-center rounded-full border border-[var(--color-line)] text-[18px] text-[var(--color-teal-ink)]" style="font-family:var(--font-sans);font-weight:400;letter-spacing:0">+</span></summary><div class="max-w-[62ch] pb-6 text-[16px] leading-[1.6] text-[var(--color-ink-2)] [&_a]:font-semibold [&_a]:text-[var(--color-teal-ink)] [&>p+p]:mt-3">
1Banks, governments and some of the world's largest brands, including utilities, telecoms, retail lenders, BNPL providers, debt purchasers and collection agencies. 23 countries across three continents so far.</div></details><details class="v2-faq border-b border-[var(--color-line)]"><summary class="grid cursor-pointer list-none grid-cols-[1fr_28px] items-center gap-4 py-[22px] text-[var(--color-navy)] [&::-webkit-details-marker]:hidden" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.02em;line-height:1.2;font-size:calc(24px * 0.9)"><span>Is arum independent of the technology vendors?</span><span aria-hidden="true" class="v2-faq-plus grid h-7 w-7 place-items-center rounded-full border border-[var(--color-line)] text-[18px] text-[var(--color-teal-ink)]" style="font-family:var(--font-sans);font-weight:400;letter-spacing:0">+</span></summary><div class="max-w-[62ch] pb-6 text-[16px] leading-[1.6] text-[var(--color-ink-2)] [&_a]:font-semibold [&_a]:text-[var(--color-teal-ink)] [&>p+p]:mt-3">Yes. We aren't owned by any software vendor and don't resell technology. Recommendations are made in our client's interest, based on evidence.</div></details><details class="v2-faq border-b border-[var(--color-line)]"><summary class="grid cursor-pointer list-none grid-cols-[1fr_28px] items-center gap-4 py-[22px] text-[var(--color-navy)] [&::-webkit-details-marker]:hidden" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.02em;line-height:1.2;font-size:calc(24px * 0.9)"><span>Where is arum based?</span><span aria-hidden="true" class="v2-faq-plus grid h-7 w-7 place-items-center rounded-full border border-[var(--color-line)] text-[18px] text-[var(--color-teal-ink)]" style="font-family:var(--font-sans);font-weight:400;letter-spacing:0">+</span></summary><div class="max-w-[62ch] pb-6 text-[16px] leading-[1.6] text-[var(--color-ink-2)] [&_a]:font-semibold [&_a]:text-[var(--color-teal-ink)] [&>p+p]:mt-3">We were founded in Edinburgh in 1998. The group works from Atlanta, London and Sydney, so the teams overlap through the working day.</div></details><details class="v2-faq border-b border-[var(--color-line)]"><summary class="grid cursor-pointer list-none grid-cols-[1fr_28px] items-center gap-4 py-[22px] text-[var(--color-navy)] [&::-webkit-details-marker]:hidden" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.02em;line-height:1.2;font-size:calc(24px * 0.9)"><span>What accreditations does arum hold?</span><span aria-hidden="true" class="v2-faq-plus grid h-7 w-7 place-items-center rounded-full border border-[var(--color-line)] text-[18px] text-[var(--color-teal-ink)]" style="font-family:var(--font-sans);font-weight:400;letter-spacing:0">+</span></summary><div class="max-w-[62ch] pb-6 text-[16px] leading-[1.6] text-[var(--color-ink-2)] [&_a]:font-semibold [&_a]:text-[var(--color-teal-ink)] [&>p+p]:mt-3">ISO 27001 and Cyber Essentials Plus, Crown Commercial Service and HM Government G-Cloud listings, Hellios FSQS registration and RMAI membership.</div></details></div></div></div></div></section><section class="relative overflow-hidden bg-white" data-tone="white"><div class="container-content relative" style="padding-block:var(--space-band)"><div class="v2-reveal mb-[clamp(32px,3.5vw,44px)] grid items-end gap-x-16 gap-y-7"><div><p class="text-[12px] uppercase text-[var(--color-teal-ink)]" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em">Go deeper</p><h2 class="mt-3.5 max-w-[24ch] text-[var(--color-navy)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.03em;line-height:1.04;font-size:calc(clamp(34px,4vw,52px) * 0.9)">More about arum.</h2></div></div><div class="grid gap-6 sm:grid-cols-2 lg:grid-cols-3"><a href="/about/story" class="v2-reveal group grid content-start border border-[var(--color-line)] bg-white transition-colors duration-200 hover:border-[var(--color-teal)] hover:bg-[var(--color-teal-wash)] overflow-hidden min-h-[416px]"><div class="aspect-[3/2] overflow-hidden bg-[var(--color-paper)]"><img src="/assets/story/1998-edinburgh.webp" alt="Edinburgh Castle above the Ross Fountain" width="1600" height="1064" loading="lazy" class="h-full w-full object-cover"/>
1</div><div class="grid content-start gap-2.5 p-7"><h3 class="text-[var(--color-navy)] transition-colors group-hover:text-[var(--color-teal-ink)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.02em;line-height:1.15;font-size:calc(26px * 0.9)">Our story</h3><div class="text-[15px] leading-[1.55] text-[var(--color-ink-2)] [&>p+p]:mt-3"><p>From a small Edinburgh firm to specialists on three continents.</p></div><span class="mt-auto inline-flex items-center gap-2 pt-2 text-[15px] font-semibold text-[var(--color-teal-ink)]">Read our story<!-- --> <svg viewBox="0 0 24 24" width="16" height="16" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path d="M4.5 12h15"></path><path d="M13.5 6l6 6-6 6"></path></svg></span></div></a><a href="/about/accreditations" class="v2-reveal group grid content-start border border-[var(--color-line)] bg-white transition-colors duration-200 hover:border-[var(--color-teal)] hover:bg-[var(--color-teal-wash)] overflow-hidden min-h-[416px]"><div class="aspect-[3/2] overflow-hidden bg-[var(--color-paper)]"><div class="flex h-full w-full items-center justify-center bg-[var(--color-navy)] p-7"><div class="flex flex-wrap items-center justify-center min-[900px]:justify-between !justify-center gap-x-[26px] gap-y-[22px] min-[900px]:!justify-center min-[900px]:gap-x-[26px]"><a title="RMAI member" href="/about/accreditations" style="height:40px" class="accred-logo inline-flex items-center"><img src="/assets/accreditations/rmai.png" alt="RMAI member" loading="lazy" decoding="async" width="69" height="25" style="height:25px;width:auto"/></a><a title="ISO 27001" href="/about/accreditations" style="height:40px" class="accred-logo inline-flex items-center"><img src="/assets/accreditations/iso-27001.png" alt="ISO 27001" loading="lazy" decoding="async" width="36" height="36" style="height:36px;width:auto"/></a><a title="Cyber Essentials Plus" href="/about/accreditations" style="height:40px" class="accred-logo inline-flex items-center"><img src="/assets/accreditations/cyber-essentials.png" alt="Cyber Essentials Plus" loading="lazy" decoding="async" width="29" height="36" style="height:36px;width:auto"/></a><a title="Crown Commercial Service supplier" href="/about/accreditations" style="height:40px" class="accred-logo inline-flex items-center"><img src="/assets/accreditations/crown-commercial-service.png" alt="Crown Commercial Service supplier" loading="lazy" decoding="async" width="41" height="31" style="height:31px;width:auto"/></a><a title="HM Government G-Cloud supplier" href="/about/accreditations" style="height:40px" class="accred-logo inline-flex items-center"><img src="/assets/accreditations/g-cloud.png" alt="HM Government G-Cloud supplier" loading="lazy" decoding="async" width="90" height="27" style="height:27px;width:auto"/></a><a title="Hellios FSQS registered" href="/about/accreditations" style="height:40px" class="accred-logo inline-flex items-center"><img src="/assets/accreditations/hellios-fsqs.png" alt="Hellios FSQS registered" loading="lazy" decoding="async" width="28" height="34" style="height:34px;width:auto"/></a></div></div></div><div class="grid content-start gap-2.5 p-7"><h3 class="text-[var(--color-navy)] transition-colors group-hover:text-[var(--color-teal-ink)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.02em;line-height:1.15;font-size:calc(26px * 0.9)">Accreditations</h3><div class="text-[15px] leading-[1.55] text-[var(--color-ink-2)] [&>p+p]:mt-3"><p>The certifications and memberships regulated buyers expect.</p></div><span class="mt-auto inline-flex items-center gap-2 pt-2 text-[15px] font-semibold text-[var(--color-teal-ink)]">See our accreditations<!-- --> <svg viewBox="0 0 24 24" width="16" height="16" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path d="M4.5 12h15"></path><path d="M13.5 6l6 6-6 6"></path></svg></span></div></a>
1<a href="/about/offices" class="v2-reveal group grid content-start border border-[var(--color-line)] bg-white transition-colors duration-200 hover:border-[var(--color-teal)] hover:bg-[var(--color-teal-wash)] overflow-hidden min-h-[416px]"><div class="aspect-[3/2] overflow-hidden bg-[var(--color-paper)]"><img src="/assets/about/office-london.webp" alt="Tower Bridge and the City of London skyline at dusk" width="1200" height="800" loading="lazy" class="h-full w-full object-cover"/></div><div class="grid content-start gap-2.5 p-7"><h3 class="text-[var(--color-navy)] transition-colors group-hover:text-[var(--color-teal-ink)]" style="font-family:var(--font-display);font-weight:600;letter-spacing:-0.02em;line-height:1.15;font-size:calc(26px * 0.9)">Offices</h3><div class="text-[15px] leading-[1.55] text-[var(--color-ink-2)] [&>p+p]:mt-3"><p>Where we work, and how.</p></div><span class="mt-auto inline-flex items-center gap-2 pt-2 text-[15px] font-semibold text-[var(--color-teal-ink)]">See our offices<!-- --> <svg viewBox="0 0 24 24" width="16" height="16" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0"><path d="M4.5 12h15"></path><path d="M13.5 6l6 6-6 6"></path></svg></span></div></a></div></div></section><section id="closing-cta" style="background-color:var(--color-navy)"><div class="container-content" style="padding-block:var(--space-band)"><div class="grid grid-cols-1 gap-10 min-[1000px]:grid-cols-[7fr_5fr] min-[1000px]:gap-16"><div class="flex flex-col gap-5"><h2 class="font-display" style="color:#FFFFFF;font-weight:600;letter-spacing:-0.03em;line-height:1.04">Let's talk.</h2><div style="color:rgba(255,255,255,0.82);font-size:17px;line-height:1.6">Thirty minutes with one of our senior experts, in your time zone. Tell us what you're working on.</div><div class="flex flex-wrap items-center gap-3 pt-2"><button class="inline-flex items-center justify-center gap-2 whitespace-nowrap rounded-[2px] font-semibold transition-colors duration-200 disabled:pointer-events-none disabled:opacity-50 btn-sheen bg-[var(--color-magenta)] text-white hover:bg-[var(--color-magenta-hover)] focus-visible:bg-[var(--color-magenta-hover)] px-[26px] py-[15px] text-[15px]">Book a conversation</button><a href="/contact" class="inline-flex items-center justify-center gap-2 whitespace-nowrap rounded-[2px] font-semibold transition-colors duration-200 disabled:pointer-events-none disabled:opacity-50 border border-white/45 bg-transparent text-white hover:bg-white/10 focus-visible:bg-white/10 px-[26px] py-[15px] text-[15px]">General enquiry</a></div></div><ul class="flex flex-col"><li class="flex flex-col gap-1 border-t py-4 first:border-t-0 first:pt-0" style="border-color:var(--color-navy-line)"><span class="text-[12px] uppercase" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em;color:var(--color-citron)">Atlanta</span><span class="text-[15px]" style="color:rgba(255,255,255,0.78)">Atlanta Financial Center, 3343 Peachtree Rd NE, Suite 145, Atlanta, GA 30326</span></li><li class="flex flex-col gap-1 border-t py-4 first:border-t-0 first:pt-0" style="border-color:var(--color-navy-line)"><span class="text-[12px] uppercase" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em;color:var(--color-citron)">London</span><span class="text-[15px]" style="color:rgba(255,255,255,0.78)">1 Lyric Square, London W6 0NB</span></li><li class="flex flex-col gap-1 border-t py-4 first:border-t-0 first:pt-0" style="border-color:var(--color-navy-line)"><span class="text-[12px] uppercase" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em;color:var(--color-citron)">Sydney</span><span class="text-[15px]" style="color:rgba(255,255,255,0.78)">97-99 Bathurst St, Suite 1087, Ground Floor, Sydney NSW 2000</span></li></ul></div></div></section><!--/$--><!--/$-->
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1<!--/$--></main><footer style="background-color:var(--color-navy-deep);color:#FFFFFF;border-top:1px solid var(--color-navy-line)"><div class="container-content" style="padding-top:56px;padding-bottom:40px"><div class="grid grid-cols-2 gap-x-7 gap-y-12 sm:grid-cols-3 min-[1080px]:!grid-cols-[1.35fr_1fr_1.55fr_1fr_1fr_1fr]"><div class="col-span-2 flex min-w-0 flex-col gap-5 sm:col-span-3 min-[1080px]:!col-span-1"><a aria-label="arum, home" href="/" class="inline-flex w-fit items-center focus-compass"><img src="/assets/arum-wordmark-white-CoI_4Ixw.png" alt="" width="720" height="153" class="h-auto w-[122px]" loading="lazy"/></a><p class="max-w-[36ch] text-[14px] leading-relaxed text-white/70">Collections and recoveries technology transformation experts. Founded in Edinburgh in 1998. 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1<a href="/collections-technology-procurement" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><path d="M14 21H5.5A1.5 1.5 0 0 1 4 19.5v-15A1.5 1.5 0 0 1 5.5 3H13l4 4v3.5"></path><path d="M13 3v4h4"></path><path d="M7.5 11h5M7.5 14.5h3.5"></path><circle class="acc" cx="16.5" cy="16.5" r="3.5"></circle><circle cx="16.5" cy="16.5" r="3.5"></circle><path d="M19 19l2.5 2.5"></path></svg><span>Procure</span></a><a href="/collections-technology-implementation" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><path class="acc" d="M12 2.5c3 2.4 4.6 5.8 4.6 9.9l-1 4.1H8.4l-1-4.1C7.4 8.3 9 4.9 12 2.5z"></path><path d="M12 2.5c3 2.4 4.6 5.8 4.6 9.9l-1 4.1H8.4l-1-4.1C7.4 8.3 9 4.9 12 2.5z"></path><circle cx="12" cy="9.5" r="1.7"></circle><path d="M8.4 16.5L5.5 19h3.3M15.6 16.5l2.9 2.5h-3.3"></path><path d="M10.4 19.5c0 1.6.7 2.5 1.6 3 .9-.5 1.6-1.4 1.6-3"></path></svg><span>Implement</span></a><a href="/implementation-rescue" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><circle cx="12" cy="12" r="9.25"></circle><circle class="acc" cx="12" cy="12" r="4"></circle><circle cx="12" cy="12" r="4"></circle><path d="M5.5 5.5l3.7 3.7M18.5 5.5l-3.7 3.7M5.5 18.5l3.7-3.7M18.5 18.5l-3.7-3.7"></path></svg><span>Rescue</span></a><a href="/collections-technology-optimisation" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><path class="acc" d="M3 18l5.5-5.5 4 3L20 8v10z"></path><path d="M3 18l5.5-5.5 4 3L20 8"></path><path d="M15.5 8H20v4.5"></path><path d="M3 21.5h18"></path></svg><span>Optimize</span></a><a href="/collections-ai" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><circle class="acc" cx="12" cy="12" r="3"></circle><circle cx="12" cy="12" r="3"></circle><circle cx="4.5" cy="6.5" r="1.8"></circle><circle cx="19.5" cy="6.5" r="1.8"></circle><circle cx="4.5" cy="17.5" r="1.8"></circle><circle cx="19.5" cy="17.5" r="1.8"></circle><path d="M6 7.4l3.6 2.6M18 7.4l-3.6 2.6M6 16.6l3.6-2.6M18 16.6l-3.6-2.6"></path></svg><span>AI solutions</span></a><a href="/collections-analytics" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><circle class="acc" cx="12" cy="12" r="7.5"></circle><path d="M12 3.5A8.5 8.5 0 1 0 20.5 12H12V3.5z"></path><path d="M12 3.5V12h8.5"></path></svg><span>Analytics</span></a><a href="/collections-platform-managed-services" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><path class="acc" d="M12 2.5l8 3v6.2c0 4.6-3.3 8-8 9.8-4.7-1.8-8-5.2-8-9.8V5.5z"></path><path d="M12 2.5l8 3v6.2c0 4.6-3.3 8-8 9.8-4.7-1.8-8-5.2-8-9.8V5.5z"></path><path d="M8.5 12.2l2.4 2.4 4.6-4.8"></path></svg><span>Managed services</span></a></div></div><div class="flex flex-col gap-3 col-span-2 row-start-3 sm:col-span-1 sm:row-start-auto min-[1080px]:col-span-1"><div class="text-[11px] uppercase" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em;color:rgba(255,255,255,0.5)">Sectors</div><div class="grid grid-flow-col grid-rows-7 gap-x-5 gap-y-[9px] sm:flex sm:flex-col min-[1080px]:!grid min-[1080px]:grid-flow-col min-[1080px]:grid-rows-7"><a href="/sectors" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><path class="acc" d="M3.5 21V4h10v17z"></path><path d="M3.5 21V4h10v17M13.5 9.5H20.5V21M2.5 21h19"></path><path d="M6.5 7.5h2M6.5 11h2M6.5 14.5h2M6.5 18h2M16.5 13h1.5M16.5 16.5h1.5"></path></svg><span>All sectors</span></a><a href="/sectors/banking" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><path class="acc" d="M2.5 9.5L12 3.5l9.5 6z"></path><path d="M2.5 9.5L12 3.5l9.5 6z"></path><path d="M5 9.5v8M9.7 9.5v8M14.3 9.5v8M19 9.5v8"></path><path d="M3.5 17.5h17M2.5 21h19"></path></svg><span>Banking</span></a><a href="/sectors/dca-bpo" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><path d="M4.5 13.5V12a7.5 7.5 0 0 1 15 0v1.5"></path><rect class="acc" x="3" y="12.5" width="4.5" height="6.5" rx="1.2"></rect><rect x="3" y="12.5" width="4.5" height="6.5" rx="1.2"></rect><rect class="acc" x="16.5" y="12.5" width="4.5" height="6.5" rx="1.2"></rect><rect x="16.5" y="12.5" width="4.5" height="6.5" rx="1.2"></rect><path d="M18.75 19v.8a2.2 2.2 0 0 1-2.2 2.2H13"></path></svg><span>DCA and BPO</span></a><a href="/sectors/debt-purchase" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><rect x="2.5" y="7" width="19" height="13.5" rx="1.5"></rect><path class="acc" d="M2.5 7h19v3.5h-19z"></path><path d="M8.5 7V4.8A1.3 1.3 0 0 1 9.8 3.5h4.4a1.3 1.3 0 0 1 1.3 1.3V7"></path><path d="M6 17l3.4-3 3 2 5.6-4"></path><path d="M15 12h3v3"></path></svg><span>Debt purchase</span></a><a href="/sectors/retail" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><rect x="2.5" y="5" width="19" height="14" rx="2"></rect><path class="acc" d="M2.5 8.5h19v3.5h-19z"></path><path d="M2.5 8.5h19M2.5 12h19"></path><rect x="5.5" y="14.5" width="4" height="2"></rect></svg><span>Retail</span></a><a href="/sectors/bnpl" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><rect x="3" y="4.5" width="18" height="16.5" rx="1.5"></rect><path class="acc" d="M3 4.5h18V10H3z"></path><path d="M3 10h18M8 2.5v4M16 2.5v4"></path><circle cx="8" cy="15.5" r="1.3"></circle><circle cx="12" cy="15.5" r="1.3"></circle><circle cx="16" cy="15.5" r="1.3"></circle></svg><span>Buy Now Pay Later</span></a><a href="/sectors/water" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><path class="acc" d="M12 2.5s6.5 7 6.5 12a6.5 6.5 0 0 1-13 0c0-5 6.5-12 6.5-12z"></path><path d="M12 2.5s6.5 7 6.5 12a6.5 6.5 0 0 1-13 0c0-5 6.5-12 6.5-12z"></path><path d="M8.5 14.5a3.5 3.5 0 0 0 3.5 3.5"></path></svg><span>Water</span></a><a href="/sectors/energy" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><path class="acc" d="M13.5 2.5L4.5 13.5H11l-1.5 8 9-11H12z"></path><path d="M13.5 2.5L4.5 13.5H11l-1.5 8 9-11H12z"></path></svg><span>Energy</span></a><a href="/sectors/central-government" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><path class="acc" d="M4.5 10.5a7.5 7.5 0 0 1 15 0z"></path><path d="M4.5 10.5a7.5 7.5 0 0 1 15 0"></path><path d="M12 3V1.5M3 10.5h18M6 10.5v7.5M10 10.5v7.5M14 10.5v7.5M18 10.5v7.5M3.5 18h17M2.5 21.5h19"></path></svg><span>Central government</span></a><a href="/sectors/local-government" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><path class="acc" d="M2.5 11l5.5-5.5 5.5 5.5z"></path><path d="M2.5 11l5.5-5.5 5.5 5.5v9.5h-11z"></path><path d="M13.5 9.5l4-4 4 4v11h-8"></path><path d="M6.5 20.5v-4h3v4M17 13h1.5M17 16.5h1.5"></path></svg><span>Local government</span></a></div></div><div class="flex flex-col gap-3 col-start-2 row-start-2 sm:col-start-auto sm:row-start-auto"><div class="text-[11px] uppercase" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em;color:rgba(255,255,255,0.5)">Insights</div><div class="flex flex-col gap-[9px]"><a href="/insights" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><rect x="3" y="4" width="18" height="16" rx="1.5"></rect><path class="acc" d="M7 16v-4h2.5v4zM11 16V8h2.5v8zM15 16v-2.5h2.5V16z"></path><path d="M7 16v-4h2.5v4zM11 16V8h2.5v8zM15 16v-2.5h2.5V16z"></path></svg><span>All insights</span></a><a href="/insights?type=blog" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><rect x="3" y="4" width="18" height="16" rx="1.5"></rect><path class="acc" d="M7 16v-4h2.5v4zM11 16V8h2.5v8zM15 16v-2.5h2.5V16z"></path><path d="M7 16v-4h2.5v4zM11 16V8h2.5v8zM15 16v-2.5h2.5V16z"></path></svg><span>Blog</span></a><a href="/insights?type=whitepaper" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><rect x="3" y="4" width="18" height="16" rx="1.5"></rect><path class="acc" d="M7 16v-4h2.5v4zM11 16V8h2.5v8zM15 16v-2.5h2.5V16z"></path><path d="M7 16v-4h2.5v4zM11 16V8h2.5v8zM15 16v-2.5h2.5V16z"></path></svg><span>Whitepapers</span></a><a href="/insights?type=news" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><rect x="3" y=
1"4" width="18" height="16" rx="1.5"></rect><path class="acc" d="M7 16v-4h2.5v4zM11 16V8h2.5v8zM15 16v-2.5h2.5V16z"></path><path d="M7 16v-4h2.5v4zM11 16V8h2.5v8zM15 16v-2.5h2.5V16z"></path></svg><span>News</span></a><a href="/insights?type=event" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><rect x="3" y="4" width="18" height="16" rx="1.5"></rect><path class="acc" d="M7 16v-4h2.5v4zM11 16V8h2.5v8zM15 16v-2.5h2.5V16z"></path><path d="M7 16v-4h2.5v4zM11 16V8h2.5v8zM15 16v-2.5h2.5V16z"></path></svg><span>Events</span></a><div class="mt-5 sm:hidden"><div class="flex flex-col gap-3 "><div class="text-[11px] uppercase" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em;color:rgba(255,255,255,0.5)">Marketplace</div><div class="flex flex-col gap-[9px]"><a href="/marketplace" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><path class="acc" d="M3 9l1.5-5h15L21 9v1a3 3 0 0 1-6 0 3 3 0 0 1-6 0 3 3 0 0 1-6 0z"></path><path d="M3 9l1.5-5h15L21 9"></path><path d="M3 9v1a3 3 0 0 0 6 0 3 3 0 0 0 6 0 3 3 0 0 0 6 0V9"></path><path d="M5 12.5V20.5h14v-8M10 20.5v-5h4v5"></path></svg><span>Marketplace by arum</span></a><a href="/arum-approved" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><circle class="acc" cx="12" cy="9" r="6"></circle><circle cx="12" cy="9" r="6"></circle><path d="M9.5 9.2l1.7 1.7 3.3-3.4"></path><path d="M8.5 14l-1.5 7.5 5-2.5 5 2.5L15.5 14"></path></svg><span>arum approved</span></a></div></div></div></div></div><div class="flex flex-col gap-3 col-span-2 row-start-4 sm:col-span-1 sm:row-start-auto min-[1080px]:col-span-1"><div class="text-[11px] uppercase" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em;color:rgba(255,255,255,0.5)">Company</div><div class="grid grid-flow-col grid-rows-4 gap-x-5 gap-y-[9px] sm:flex sm:flex-col"><a class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass active" href="/about" data-status="active" aria-current="page"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><path class="acc" d="M3.5 21V4h10v17z"></path><path d="M3.5 21V4h10v17M13.5 9.5H20.5V21M2.5 21h19"></path><path d="M6.5 7.5h2M6.5 11h2M6.5 14.5h2M6.5 18h2M16.5 13h1.5M16.5 16.5h1.5"></path></svg><span>About</span></a><a href="/case-studies" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><rect x="3" y="4" width="18" height="16" rx="1.5"></rect><path class="acc" d="M7 16v-4h2.5v4zM11 16V8h2.5v8zM15 16v-2.5h2.5V16z"></path><path d="M7 16v-4h2.5v4zM11 16V8h2.5v8zM15 16v-2.5h2.5V16z"></path></svg><span>Case studies</span></a><a href="/about/accreditations" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><circle class="acc" cx="12" cy="9" r="6"></circle><circle cx="12" cy="9" r="6"></circle><path d="M9.5 9.2l1.7 1.7 3.3-3.4"></path><path d="M8.5 14l-1.5 7.5 5-2.5 5 2.5L15.5 14"></path></svg><span>Accreditations</span></a><a href="/people" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><circle class="acc" cx="9" cy="8" r="3.5"></circle><circle cx="9" cy="8" r="3.5"></circle><path d="M2.5 20c0-3.6 2.9-6 6.5-6s6.5 2.4 6.5 6"></path><circle cx="17" cy="9.5" r="2.5"></circle><path d="M16 14.5c3 0 5.5 2 5.5 5"></path></svg><span>People</span></a><a href="/people/careers" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><rect x="2.5" y="7" width="19" height="13.5" rx="1.5"></rect><path class="acc" d="M2.5 7h19v4.5h-19z"></path><path d="M8.5 7V4.8A1.3 1.3 0 0 1 9.8 3.5h4.4a1.3 1.3 0 0 1 1.3 1.3V7M2.5 11.5
1h19"></path><path d="M12 10v4"></path></svg><span>Careers</span></a><a href="/people/associates" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><circle class="acc" cx="12" cy="12" r="3"></circle><circle cx="12" cy="12" r="3"></circle><circle cx="4.5" cy="6.5" r="1.8"></circle><circle cx="19.5" cy="6.5" r="1.8"></circle><circle cx="4.5" cy="17.5" r="1.8"></circle><circle cx="19.5" cy="17.5" r="1.8"></circle><path d="M6 7.4l3.6 2.6M18 7.4l-3.6 2.6M6 16.6l3.6-2.6M18 16.6l-3.6-2.6"></path></svg><span>Associates</span></a><a href="/contact" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><rect x="2.5" y="5" width="19" height="14" rx="2"></rect><path class="acc" d="M2.5 7l9.5 6.5L21.5 7v-.5a1.5 1.5 0 0 0-1.5-1.5H4a1.5 1.5 0 0 0-1.5 1.5z"></path><path d="M2.5 7l9.5 6.5L21.5 7"></path></svg><span>Contact</span></a><div class="contents sm:hidden"><a href="/about/offices" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><path class="acc" d="M12 2.75c2.6 2.5 3.9 5.6 3.9 9.25s-1.3 6.75-3.9 9.25c-2.6-2.5-3.9-5.6-3.9-9.25S9.4 5.25 12 2.75z"></path><circle cx="12" cy="12" r="9.25"></circle><path d="M2.75 12h18.5"></path><path d="M12 2.75c2.6 2.5 3.9 5.6 3.9 9.25s-1.3 6.75-3.9 9.25c-2.6-2.5-3.9-5.6-3.9-9.25S9.4 5.25 12 2.75z"></path></svg><span>Our offices</span></a></div><div class="hidden flex-col gap-[9px] sm:flex"><a href="/about/offices/atlanta" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><path class="acc" d="M12 2.75c2.6 2.5 3.9 5.6 3.9 9.25s-1.3 6.75-3.9 9.25c-2.6-2.5-3.9-5.6-3.9-9.25S9.4 5.25 12 2.75z"></path><circle cx="12" cy="12" r="9.25"></circle><path d="M2.75 12h18.5"></path><path d="M12 2.75c2.6 2.5 3.9 5.6 3.9 9.25s-1.3 6.75-3.9 9.25c-2.6-2.5-3.9-5.6-3.9-9.25S9.4 5.25 12 2.75z"></path></svg><span>Atlanta office</span></a><a href="/about/offices/london" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><path class="acc" d="M12 2.75c2.6 2.5 3.9 5.6 3.9 9.25s-1.3 6.75-3.9 9.25c-2.6-2.5-3.9-5.6-3.9-9.25S9.4 5.25 12 2.75z"></path><circle cx="12" cy="12" r="9.25"></circle><path d="M2.75 12h18.5"></path><path d="M12 2.75c2.6 2.5 3.9 5.6 3.9 9.25s-1.3 6.75-3.9 9.25c-2.6-2.5-3.9-5.6-3.9-9.25S9.4 5.25 12 2.75z"></path></svg><span>London office</span></a><a href="/about/offices/sydney" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><path class="acc" d="M12 2.75c2.6 2.5 3.9 5.6 3.9 9.25s-1.3 6.75-3.9 9.25c-2.6-2.5-3.9-5.6-3.9-9.25S9.4 5.25 12 2.75z"></path><circle cx="12" cy="12" r="9.25"></circle><path d="M2.75 12h18.5"></path><path d="M12 2.75c2.6 2.5 3.9 5.6 3.9 9.25s-1.3 6.75-3.9 9.25c-2.6-2.5-3.9-5.6-3.9-9.25S9.4 5.25 12 2.75z"></path></svg><span>Sydney office</span></a></div></div></div><div class="flex flex-col gap-3 hidden sm:flex"><div class="text-[11px] uppercase" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em;color:rgba(255,255,255,0.5)">Marketplace</div><div class="flex flex-col gap-[9px]"><a href="/marketplace" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><path class="acc" d="M3 9l1.5-5h15L21 9v1a3 3 0 0 1-6 0 3 3 0 0 1-6 0 3 3 0 0 1-6 0z"></path><path d="M3 9l1.5-5h15L21 9"></path><path d="M3 9v1a3 3 0 0 0 6 0 3 3 0 0 0 6 0 3 3 0 0 0 6 0V9"></path><path d="M5 12.5V20.5h14v-8M10 20.5v-5h4v5"></path></svg><span>Marketplace by arum</span></a><a href="/arum-approved" class="group grid grid-cols-[16px_minmax(0,1fr)] items-start gap-2 text-[14px] text-white/70 transition-colors hover:text-white focus-compass"><svg viewBox="0 0 24 24" width="15" height="15" fill="none" stroke="currentColor" stroke-width="1.75" stroke-linecap="round" stroke-linejoin="round" overflow="visible" aria-hidden="true" focusable="false" class="icon-v2 shrink-0 mt-[3px] text-[var(--color-teal)] transition-colors group-hover:text-[var(--color-citron)]"><circle class="acc" cx="12" cy="9" r="6"></circle><circle cx="12" cy="9" r="6"></circle><path d="M9.5 9.2l1.7 1.7 3.3-3.4"></path><path d="M8.5 14l-1.5 7.5 5-2.5 5 2.5L15.5 14"></path></svg><span>arum approved</span></a></div></div></div><div class="mt-14 flex flex-col gap-5 pt-8 min-[900px]:flex-row min-[900px]:items-center min-[900px]:gap-12" style="border-top:1px solid var(--color-navy-line)"><span class="shrink-0 text-[11px] uppercase" style="font-family:var(--font-brand);font-weight:600;letter-spacing:0.14em;color:rgba(255,255,255,0.5)">Accredited</span><div class="flex flex-wrap items-center justify-center gap-x-7 gap-y-5 min-[900px]:justify-between min-[900px]:gap-x-8 flex-1"><a title="RMAI member" href="/about/accreditations" style="height:37px" class="accred-logo inline-flex items-center"><img src="/assets/accreditations/rmai.png" alt="RMAI member" loading="lazy" decoding="async" width="65" height="24" style="height:24px;width:auto"/></a><a title="ISO 27001" href="/about/accreditations" style="height:37px" class="accred-logo inline-flex items-center"><img src="/assets/accreditations/iso-27001.png" alt="ISO 27001" loading="lazy" decoding="async" width="34" height="34" style="height:34px;width:auto"/></a><a title="Cyber Essentials Plus" href="/about/accreditations" style="height:37px" class="accred-logo inline-flex items-center"><img src="/assets/accreditations/cyber-essentials.png" alt="Cyber Essentials Plus" loading="lazy" decoding="async" width="27" height="34" style="height:34px;width:auto"/></a><a title="Crown Commercial Service supplier" href="/about/accreditations" style="height:37px" class="accred-logo inline-flex items-center"><img src="/assets/accreditations/crown-commercial-service.png" alt="Crown Commercial Service supplier" loading="lazy" decoding="async" width="38" height="29" style="height:29px;width:auto"/></a><a title="HM Government G-Cloud supplier" href="/about/accreditations" style="height:37px" class="accred-logo inline-flex items-center"><img src="/assets/accreditations/g-cloud.png" alt="HM Government G-Cloud supplier" loading="lazy" decoding="async" width="85" height="26" style="height:26px;width:auto"/></a><a title="Hellios FSQS registered" href="/about/accreditations" style="height:37px" class="accred-logo inline-flex items-center"><img src="/assets/accreditations/hellios-fsqs.png" alt="Hellios FSQS registered" loading="lazy" decoding="async" width="26" height="32" style="height:32px;width:auto"/></a></div></div><div class="mt-8 pt-6" style="border-top:1px solid var(--color-navy-line)"><nav aria-label="Policies"><ul class="flex flex-wrap items-center text-[13.5px] text-white/80"><li class="flex items-center"><a href="/privacy" class="transition-colors hover:text-white focus-compass"><span class="sm:hidden">Privacy</span><span class="hidden sm:inline">Online privacy statement</span></a></li><li class="flex items-center"><span aria-hidden="true" class="mx-[9px] text-[3px] text-white/45 sm:mx-3">â</span><a href="/cookies" class="transition-colors hover:text-white focus-compass"><span class="sm:hidden">Cookies</span><span class="hidden sm:inline">Cookies policy</span></a></li><li class="flex items-center"><span aria-hidden="true" class="mx-[9px] text-[3px] text-white/45 sm:mx-3">â</span><a 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