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11    <title>Dog Insurance | Pet Insurance for Dogs</title>
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101<meta name="description" content="Discover pet insurance for your dog with Buddy. Explore 3 levels of cover and get back up to 90% of eligible vet bills, depending on your cover." />
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141			<div class="text-center font-wt-bolder">
142	<i class="icon-tag unmask"></i> 
143	Buy now & get the <span class="font-wt-bolder text-nowrap color-pink">first month free</span><sup>1</sup>
144</div>
145
146		</div>
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157
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160	<div class="nav-backdrop" tabindex="-1"></div>
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162    <div class="container header-content">
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164		<div class="nav-grid">
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166			<nav class="nav-mobile-menu" role="menu">
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177
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180			<ul class="mainmenu-grid" role="group" aria-label="main menu">
181					<li>
182							<a class='btn nav-button' href="/about" role="menuitem" aria-label="About Us link">
183								About Us
184							</a>
185					</li>
186					<li>
187							<button class='btn nav-button has-menu' data-expand-target="mobileMainMenu1" data-expand-group="mobile-mainmenu-toggle" role="menuitem" aria-haspopup="true">
188								Pet Insurance
189								<i class='icon icon-chevron-down'></i>
190							</button>
191							<div id="mobileMainMenu1" data-expand>
192								<div data-expand-content>
193									
194
195
196	
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198<div class='suppmenu-grid'>
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202				<a href="/pet-insurance" class="btn supp-button"  >
203					Pet Insurance
204				</a>
205				<a href="/pet-insurance/dog-insurance" class="btn supp-button"  >
206					Dog Insurance
207				</a>
208				<a href="/pet-insurance/cat-insurance" class="btn supp-button"  >
209					Cat Insurance
210				</a>
211		</div>
212
213
214		<div class="tool-links">
215			<h4>Tools</h4>
216				<a href="/pet-insurance/faqs" class="btn supp-button"  >
217					FAQs
218				</a>
219				<a href="/claims" class="btn supp-button"  >
220					Make a claim
221				</a>
222				<a href="https://pet.buddypetinsurance.com.au" class="btn supp-button" target="_blank" rel="nofollow noopener" >
223					Get a quote
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225				<a href="/pet-insurance/info-pack" class="btn supp-button"  >
226					Request an info brochure
227				</a>
228				<a href="/pet-insurance/call-back" class="btn supp-button"  >
229					Have us call you
230				</a>
231		</div>
232
233</div>
234
235								</div>
236							</div>
237					</li>
238					<li>
239							<a class='btn nav-button' href="/giving-program" role="menuitem" aria-label="Giving link">
240								Giving
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242					</li>
243					<li>
244							<a class='btn nav-button' href="/pet-insurance/the-dish" role="menuitem" aria-label="The Dish link">
245								The Dish
246							</a>
247					</li>
248
249
250						<li>
251							<a class="btn nav-button" href="https://portal.buddypetinsurance.com.au" target="_blank" rel="nofollow noopener" role="menuitem" aria-label="Pet Portal link">
252								Pet Portal
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254						</li>
255						<li>
256							<a class="btn nav-button" href="/claims"  role="menuitem" aria-label="Claims link">
257								Claims
258							</a>
259						</li>
260						<li>
261							<a class="btn nav-button" href="/contact"  role="menuitem" aria-label="Contact Us link">
262								Contact Us
263							</a>
264						</li>
265
266			</ul>
267
268		</div>
269
270	</div>
271
272			</nav>
273
274			<div class="nav-logo">
275				
276<a class="header-logo-link" href="/" aria-label="Buddy Pet Insurance logo">
277    <img src="https://assets-au-01.kc-usercontent.com/21c86aae-c279-026b-9fdc-7039abb142c1/b712ae50-7865-4f62-9845-8d6c9518b779/placeholder-image.png?w=145&amp;h=60&amp;fit=crop&amp;auto=format&amp;lossless=1" data-lazyimage="https://assets-au-01.kc-usercontent.com:443/e1621e10-ba16-02ac-ad25-967c7df25d92/8e3392d6-cdb8-4d33-8a47-0eac70f47393/buddy-logo-rgb.svg?auto=format&amp;lossless=1" alt="Buddy Pet Insurance logo" width="145" height="60" />
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282			<nav class="nav-desktop-menu" role="menu">
283				
284
285	<ul class="mainmenu-grid" role="group" aria-label="main menu">
286
287			<li class='hover-effect'>
288
289					<a class='navmain-button hover-effect' href="/about" role="menuitem" aria-label="About Us link">
290						About Us
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292
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295
296					<button class='navmain-button' aria-controls="desktopMainMenu1" aria-expanded="false" role="menuitem" aria-haspopup="true">
297						<span class="text">Pet Insurance</span>
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301						
302
303
304<div class="catmenu-grid" role="menu">
305
306	<div class="navcat-buttons"
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308		role="group"
309		aria-label="product category menu. you can optionally use arrow keys to navigate this section.">
310
311				<button class='btn navcat-button' role="menuitem" aria-controls="desktopCatMenu0" aria-expanded="false" aria-haspopup="true">
312					<span class="text">Pet Insurance</span>
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317
318	<div class="navcat-menus">
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320				<div hidden id="desktopCatMenu0" class='navcat-menu' aria-hidden="true">
321
322					
323
324<div class="suppmenu-grid">
325
326	<div class="supp-links" role="group" aria-label="Pet Insurance supplementary links">
327
328			<a href="/pet-insurance" class="link" role="menuitem"  >
329				<span>Pet Insurance</span>
330			</a>
331			<a href="/pet-insurance/dog-insurance" class="link" role="menuitem"  >
332				<span>Dog Insurance</span>
333			</a>
334			<a href="/pet-insurance/cat-insurance" class="link" role="menuitem"  >
335				<span>Cat Insurance</span>
336			</a>
337
338	</div>
339
340
341	<div class='misc-div'>
342
343
344			<div class="tool-links" role="group" aria-label="Pet Insurance Tools & Resources links">
345
346				<h4>Tools</h4>
347
348					<a href="/pet-insurance/faqs" class="link" role="menuitem"  >
349						<span>FAQs</span>
350					</a>
351					<a href="/claims" class="link" role="menuitem"  >
352						<span>Make a claim</span>
353					</a>
354					<a href="https://pet.buddypetinsurance.com.au" class="link" role="menuitem" target="_blank" rel="nofollow noopener" >
355						<span>Get a quote</span>
356					</a>
357					<a href="/pet-insurance/info-pack" class="link" role="menuitem"  >
358						<span>Request an info brochure</span>
359					</a>
360					<a href="/pet-insurance/call-back" class="link" role="menuitem"  >
361						<span>Have us call you</span>
362					</a>
363			</div>
364
365	</div>
366
367</div>
368
369
370				</div>
371
372	</div>
373
374</div>
375
376					</div>
377
378			</li>
379			<li class='hover-effect'>
380
381					<a class='navmain-button hover-effect' href="/giving-program" role="menuitem" aria-label="Giving link">
382						Giving
383					</a>
384
385			</li>
386			<li class='hover-effect'>
387
388					<a class='navmain-button hover-effect' href="/pet-insurance/the-dish" role="menuitem" aria-label="The Dish link">
389						The Dish
390					</a>
391
392			</li>
393
394	</ul>
395
396			</nav>
397
398			<div class="nav-search">
399				
400
401	<form id="headerSearchForm" class="header-search-form" method="get" action="/search" role="search" aria-label="sitewide">
402
403		<button class="btn search-button" type="submit" aria-label="submit search form"></button>
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405
406		<input id="headerSearchInput" placeholder="Search keyword" autocomplete="off" type="search" name="q" spellcheck="false" value="" />
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410	</form>
411
412			</div>
413
414			<div class="nav-cta">
415				
416
417<div class="header-phone-cta-wrapper">
418
419		<span class="phone-span">
420
421			<span class="btn-outline-primary phone-text">
422				1300 946 501
423			</span>
424
425			<a class="btn-outline-primary phone-link" href="tel:1300946501">
426				<span class="phone-icon icon-phone"></span>
427				<span class="visually-hidden">1300 946 501</span>
428			</a>
429
430		</span>
431
432		<a class="btn-primary cta-button" href="https://pet.buddypetinsurance.com.au" target="_blank" rel="nofollow noopener" >
433
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462                            Claims
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498                                    <span>Pet Insurance</span>
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503                            <span>Dog Insurance </span>
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574                                <h1 class="title">Dog Insurance</h1>
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582                                </g>
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584                        </div>
585
586                        <div class="summary-wrapper">
587                            <p>Pet insurance that cares for your dog and supports Australia’s animal welfare communities. </p>
588                        </div>
589                </div>
590
591				<div class="action-div">
592                        
593
594<a class="btn btn-primary"
595   href="https://pet.buddypetinsurance.com.au"
596   target="_blank" rel="nofollow noopener"
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629  "name": "Dog Insurance | Pet Insurance for Dogs | Buddy Pet Insurance",
630  "description": "Discover pet insurance for your dog with Buddy. Explore 3 levels of cover and get back up to 90% of eligible vet bills, depending on your cover.",
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653                    </div>
654                </div>
655
656                <div class="reviews-summary-count">
657                    <p>
658                        <span class="feefo-rating-num">4.6</span><span class="feefo-rating-total">/5</span>
659                    </p>
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662                            <img class="img-fluid" src="https://assets-au-01.kc-usercontent.com/21c86aae-c279-026b-9fdc-7039abb142c1/b712ae50-7865-4f62-9845-8d6c9518b779/placeholder-image.png?w=95&amp;h=22&amp;fit=crop&amp;auto=format&amp;lossless=1" data-lazyimage="https://assets-au-01.kc-usercontent.com:443/e1621e10-ba16-02ac-ad25-967c7df25d92/9fcf8329-58cb-40d1-afb1-bcbd3f603855/logo-feefo.png?auto=format&amp;lossless=1" alt="Feefo logo" width="95" height="22" />
663                    </p>
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665
666                <div class="reviews-summary">
667                    <p class="feedback-based-mobile">Feedback based on 
668                        <a href="https://www.feefo.com/en-GB/reviews/buddy-pet-insurance" target="_blank" rel="nofollow noopener">
669                            185 verified reviews
670                        </a>
671                    </p>
672                    <p class="from-desktop">from  
673                        <a href="https://www.feefo.com/en-GB/reviews/buddy-pet-insurance" target="_blank" rel="nofollow noopener">
674                            185 verified reviews
675                        </a>
676                    </p>     
677                </div>
678            </div>
679        </div>
680    </div>
681
682        
683
684<div 
685	 class='block-text-wrapper has-sidebar'>
686
687    <div class="container">
688        <div class="grid">
689            <div class="text-container">
690                    <h2>Pet insurance for your dog </h2>
691
692<p>We know that your dog is more than just your pet, they’re an important part of your family. In fact, a recent survey showed that <a href="https://aifs.gov.au/media/australians-increasingly-choosing-their-family-members#:~:text=The%20survey%20of%20almost%206%2C000,their%20pets%20as%20family%20members." target="_blank" rel="nofollow noopener">52%</a> of respondents consider their pets to be family. Yet only <a href="https://animalmedicinesaustralia.org.au/wp-content/uploads/2022/11/AMAU008-Pet-Ownership22-Report_v1.6_WEB.pdf" target="_blank" rel="nofollow noopener">17%</a> of Australians with dogs had pet insurance in 2022, often because they’re unaware of the value. Despite this, at least <a href="https://animalmedicinesaustralia.org.au/wp-content/uploads/2022/11/AMAU008-Pet-Ownership22-Report_v1.6_WEB.pdf" target="_blank" rel="nofollow noopener">84%</a> of dog owners take their furry friend to the vet once a year or more, paying out of pocket for vet bills.</p><p>Whether your four-legged bestie is a little pup or has grown enough to have found their paws, they probably have a way of sniffing out adventures in places they shouldn’t be sticking their nose! Or they love going full throttle when playing catch with their favourite toy, with no fear of accidents or injuries. These escapades can lead to unexpected vet visits – this is when dog insurance can come in handy. With Buddy Pet Insurance, you can claim up to $35,000 every year, depending on your level of cover.  </p>
693            </div>
694
695                <div class="sidebar-container">
696                        <div class="widget-container">
697                            
698
699        
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701    <div class="widget-control">
702
703            <div class="widget-icon">
704                <img src="https://assets-au-01.kc-usercontent.com/21c86aae-c279-026b-9fdc-7039abb142c1/b712ae50-7865-4f62-9845-8d6c9518b779/placeholder-image.png?w=100&amp;h=100&amp;fit=crop&amp;auto=format&amp;lossless=1" data-lazyimage="https://assets-au-01.kc-usercontent.com:443/e1621e10-ba16-02ac-ad25-967c7df25d92/c48a7ecf-90e9-4f97-ace6-012cc75c0d9d/icon-request-info-pack.svg?auto=format&amp;lossless=1" alt="Icon" width="100" height="100" />
705            </div>
706
707            <div class="h4 widget-title">Get a Buddy info brochure</div>
708
709            <div class="content-div">
710                <div class="summary-div">
711                    <p>Digging for more info? We can send you everything you need to know about Buddy Pet Insurance<em>
711.</em></p>
712                </div>
713            </div>
714
715            <div class="widget-actions">
716                    
717
718<a class="btn btn-outline-primary on-white"
719   href="/pet-insurance/info-pack"
720   
721   aria-label="Request now">
722    Request now
723</a>
724
725            </div>
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727</div>
728
729                        </div>
730                </div>
731        </div>
732    </div>
733</div>
734        
735
736<div 
737class='container block-text-image-wrapper no-padding-bottom bgcolor-grey image_fit_cover image_position_left'>
738
739	<div class="layout">
740
741		    <img class="image" src="https://assets-au-01.kc-usercontent.com/21c86aae-c279-026b-9fdc-7039abb142c1/b712ae50-7865-4f62-9845-8d6c9518b779/placeholder-image.png?w=600&amp;h=570&amp;fit=crop&amp;auto=format&amp;lossless=1" data-lazyimage="https://assets-au-01.kc-usercontent.com:443/e1621e10-ba16-02ac-ad25-967c7df25d92/874da256-875a-4c87-bc09-62515181c72d/content-dog-totally-bark-tastie.png?auto=format&amp;lossless=1" alt="" width="600" height="570" />
742
743		<div class="text-content">
744
745				<h2 class="title">
746					Buddy dog insurance
747				</h2>
748
749
750<p>Buddy Pet Insurance offers three different levels of cover to help Aussie dog lovers care for their pets, while helping to protect their wallet from unexpected eligible vet bills: </p><ul>  <li><strong>Gold Accidental Injury &amp; Illness</strong> is our highest level of cover that can take care of up to 90% of your dog’s eligible vet costs with a benefit limit of up to $35,000 per year. </li>  <li><strong>Silver Accidental Injury &amp; Illness</strong> is the next level of cover, which can help you keep your dog feeling fit with a benefit limit of up to $20,000 per year that can take care of up to 80% of eligible vet bills. </li>  <li><strong>Bronze Accidental Injury &amp; Illness</strong> cover can come in handy if you have to visit the vet occasionally. It can cover up to 70% of eligible vet costs with a benefit limit of up to $11,000 per year.</li></ul>
751
752
753
754		</div>
755
756	</div>
757
758</div>
759        
760
761<div class="block-product-options-wrapper bg-coolblue text-center">
762    <div class="container">
763        <div class="block-product-options">
764                <h2>Compare dog insurance</h2>
765<p>Choose the level of cover that suits you and your mate best<sup>2</sup>  </p>            <div class="product-wrapper">
766                    <div class="product">
767                        <div class="outer">
768                                <div class="product-icon">
769                                    <img class="option-icon" src="https://assets-au-01.kc-usercontent.com/21c86aae-c279-026b-9fdc-7039abb142c1/b712ae50-7865-4f62-9845-8d6c9518b779/placeholder-image.png?w=68&amp;h=68&amp;fit=crop&amp;auto=format&amp;lossless=1" data-lazyimage="https://assets-au-01.kc-usercontent.com:443/e1621e10-ba16-02ac-ad25-967c7df25d92/f6d9c66c-52c7-4e4f-aeaa-a45972b07d48/icon-collar-gold.svg?auto=format&amp;lossless=1" alt="Cover Option Icon" width="68" height="68" />
770                                </div>
771                            <div class="product-cover">
772                                    <p class="cover-name">GOLD</p>
773                                    <h3 class="cover-title">Accidental Injury &amp; Illness Cover&#x202F;</h3>
774                            </div>
775                        </div>
776                        <div class="inner">
777                            <div class="summary-div">
778                                <ul>  <li>Up to 90% of eligible vet bills reimbursed &nbsp;</li>  <li>$35,000 benefit limit per year</li>  <li>Annual $0/$200/$500 excess – your choice &nbsp;</li>  <li>Pay your premiums fortnightly, monthly or annually &nbsp;</li>  <li>No sub-limits &nbsp;</li>  <li>Optional Routine Care (non-insurance) benefit of $100 to contribute towards everyday items such as vaccinations or health checks</li>  <li>Optional Booster Care cover of $2,000 for specified dental conditions and specialised therapies including behavioural conditions, physiotherapy and acupuncture</li></ul><p><br></p>
779                            </div>
780
781                                    <div class="button">
782                                        
783
784<a class="btn btn-primary on-coolblue"
785   href="https://pet.buddypetinsurance.com.au"
786   target="_blank" rel="nofollow noopener"
787   aria-label="Get a quote">
788    Get a quote
789</a>
790
791                                    </div>
792                        </div>
793                    </div>
794                    <div class="product">
795                        <div class="outer">
796                                <div class="product-icon">
797                                    <img class="option-icon" src="https://assets-au-01.kc-usercontent.com/21c86aae-c279-026b-9fdc-7039abb142c1/b712ae50-7865-4f62-9845-8d6c9518b779/placeholder-image.png?w=68&amp;h=68&amp;fit=crop&amp;auto=format&amp;lossless=1" data-lazyimage="https://assets-au-01.kc-usercontent.com:443/e1621e10-ba16-02ac-ad25-967c7df25d92/968420a8-ce59-4d10-96bc-bd4d32458531/icon-collar-silver.svg?auto=format&amp;lossless=1" alt="Cover Option Icon" width="68" height="68" />
798                                </div>
799                            <div class="product-cover">
800                                    <p class="cover-name">SILVER</p>
801                                    <h3 class="cover-title">Accidental Injury &amp; Illness Cover</h3>
802                            </div>
803                        </div>
804                        <div class="inner">
805                            <div class="summary-div">
806                                <ul>  <li>Up to 80% of eligible vet bills reimbursed &nbsp;</li>  <li>$20,000 benefit limit per year &nbsp;</li>  <li>Annual $0/$200/$500 excess – your choice </li>  <li>Pay your premiums fortnightly, monthly or annually</li>  <li>No sub-limits</li>  <li>Optional Routine Care&nbsp;(non-insurance benefit) of $100 to contribute towards everyday items such as vaccinations or health checks</li>  <li>Optional Booster Care cover of $2,000 for specified dental conditions and specialised therapies including behavioural conditions, physiotherapy and acupuncture</li></ul>
807                            </div>
808
809                                    <div class="button">
810                                        
811
812<a class="btn btn-primary on-coolblue"
813   href="https://pet.buddypetinsurance.com.au"
814   target="_blank" rel="nofollow noopener"
815   aria-label="Get a quote">
816    Get a quote
817</a>
818
819                                    </div>
820                        </div>
821                    </div>
822                    <div class="product">
823                        <div class="outer">
824                                <div class="product-icon">
825                                    <img class="option-icon" src="https://assets-au-01.kc-usercontent.com/21c86aae-c279-026b-9fdc-7039abb142c1/b712ae50-7865-4f62-9845-8d6c9518b779/placeholder-image.png?w=68&amp;h=68&amp;fit=crop&amp;auto=format&amp;lossless=1" data-lazyimage="https://assets-au-01.kc-usercontent.com:443/e1621e10-ba16-02ac-ad25-967c7df25d92/2fd7dffe-c0a1-48a3-a571-f9d9c0c3ed64/icon-collar-bronze.svg?auto=format&amp;lossless=1" alt="Cover Option Icon" width="68" height="68" />
826                                </div>
827                            <div class="product-cover">
828                                    <p class="cover-name">BRONZE</p>
829                                    <h3 class="cover-title">Accidental Injury &amp; Illness Cover</h3>
830                            </div>
831                        </div>
832                        <div class="inner">
833                            <div class="summary-div">
834                                <ul>  <li>Up to 70% of eligible vet bills reimbursed</li>  <li>$11,000 benefit limit per year</li>  <li>Annual $0/$200 excess – your choice</li>  <li>Pay your premiums fortnightly, monthly or annually </li>  <li>No sub-limits</li>  <li>Optional Routine Care (non-insurance benefit) of $100 to contribute towards everyday items such as vaccinations or health checks</li>  <li>Optional Booster Care cover of $2,000 for specified dental conditions and specialised therapies including behavioural conditions, physiotherapy and acupuncture</li></ul>
835                            </div>
836
837                                    <div class="button">
838                                        
839
840<a class="btn btn-primary on-coolblue"
841   href="https://pet.buddypetinsurance.com.au"
842   target="_blank" rel="nofollow noopener"
843   aria-label="Get a quote">
844    Get a quote
845</a>
846
847                                    </div>
848                        </div>
849                    </div>
850            </div>
851        </div>
852    </div>
853</div>
854        
855
856<div id="" class='block-cta-wrapper enable-button-arrow enable-button-underline bgcolor-midnight'>
857    <div class="container">
858        <div class="grid">
859            <section class="content-section">
860                    <div class="content-div">
861                            <h2 class="heading">Help protect your pet and your pocket</h2>
862
863<p>Get cover that helps you put your bestie first with Buddy Pet Insurance. </p>                    </div>
864            </section>
865
866                <div class="button-section">
867                    <svg class="button-arrow-svg" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 59.017 77.518">
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869                            <path d="M40.361,139.69c2.46-5.239,16.928-35.775,9.011-6
8695.25" transform="translate(0 0)" fill="none" stroke="transparent" stroke-linecap="round" stroke-linejoin="round" stroke-width="5" />
870                            <path d="M0,0C2.943,10.617,12,21,12,21S25.381,16.116,39.131,1.817" transform="translate(28.017 119.651)" fill="none" stroke="transparent" stroke-linecap="round" stroke-linejoin="round" stroke-width="5" />
871                        </g>
872                    </svg>
873
874                    <div class="button-wrapper">
875                            
876
877<a class="btn btn-primary on-midnight"
878   href="https://pet.buddypetinsurance.com.au"
879   target="_blank" rel="nofollow noopener"
880   aria-label="Get a quote">
881    Get a quote
882</a>
883
884                    </div>
885
886                    <svg class="button-double-underline-svg" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 154.471 57.926">
887                        <g transform="translate(-883.493 -643.984)">
888                            <path d="M18.682,0C6.295,44.4-.451,94.328.024,146.951" transform="translate(1031.518 646.936) rotate(81)" fill="none" stroke="transparent" stroke-linecap="round" stroke-linejoin="round" stroke-width="5" />
889                            <path d="M18.772,0A261.874,261.874,0,0,0,.024,101.7" transform="translate(1009.166 663.848) rotate(81)" fill="none" stroke="transparent" stroke-linecap="round" stroke-linejoin="round" stroke-width="5" />
890                        </g>
891                    </svg>
892                </div>
893        </div>
894    </div>
895
896    <svg class="bottom-curve-svg" xmlns="http://www.w3.org/2000/svg" viewBox="1.7 0 250 5.2">
897        <path fill="transparent" d="M0,0H257.1V5.2H0ZM257.1,0c-25.2,3.1-73.3,5.2-128.6,5.2S25.2,3.1,0,0v5.2h257.1V0Z" />
898    </svg>
899</div>
900
901        
902
903<div class="block-widget-container-wrapper bg-grey">
904    <div class="container">
905            <h2>What does dog insurance cover?</h2>
906
907        <div class="widget-container-wrapper">
908                <div class="widget-container">
909                    
910
911<div class="widget-text-card">
912    <div class="outer">
913            <h3 class="text-card-title">What is covered in all plans?&#xB2;</h3>
914    </div>
915    <div class="inner">
916        <div class="summary-div list-tick">
917<ul>
918  <li>Accidental injuries and illnesses</li>
919  <li>Hereditary and congenital conditions</li>
920  <li>Emergency pet boarding with no waiting period</li>
921  <li>Essential euthanasia (required as a result of covered condition)</li>
922  <li>Pet overseas travel insurance (New Zealand and the Norfolk Islands only)</li>
923  <li>Skin conditions and allergies</li>
924  <li>Ear infections and eye conditions like conjunctivitis</li>
925  <li>Gastrointestinal conditions</li>
926  <li>Tick paralysis</li>
927  <li>Respiratory conditions like asthma</li>
928  <li>Endocrine diseases like diabetes</li>
929  <li>Lumps, masses and cancer treatment</li>
930  <li>Musculoskeletal conditions like arthritis</li>
931  <li>Infectious diseases like kennel cough</li>
932  <li>Injuries from heatstroke, frostbite, or near drowning</li>
933  <li>Injuries from rough play, stick injury or ingesting foreign objects</li>
934</ul>        </div>
935    </div>
936</div>
937                </div>
938                <div class="widget-container">
939                    
940
941<div class="widget-text-card">
942    <div class="outer">
943            <h3 class="text-card-title">Exclusions</h3>
944    </div>
945    <div class="inner">
946        <div class="summary-div list-cross">
947<ul>
948  <li>Pre-existing conditions</li>
949  <li>Elective treatments and procedures&nbsp;</li>
950  <li>Behavioural conditions like anxiety disorders, phobias or chemical imbalances&nbsp;</li>
951  <li>Dental care and procedures&nbsp;</li>
952  <li>Food and diet, including supplements and vitamins</li>
953  <li>Pet grooming or medicated baths and shampoo<sup>3</sup></li>
954  <li>Pet accessories like pill poppers, cage hire, crates, bedding and collars</li>
955  <li>Training and socialisation</li>
956  <li>Preventative or routine items like vaccination or microchipping</li>
957  <li>Flea, tick or worm treatment</li>
958</ul>        </div>
959    </div>
960        <div class="disclaimer">
961            <p>For the full list of all exclusions and further information on what’s covered by Buddy Pet Insurance, please refer to your <a href="/useful-documents">Product Disclosure Statement</a>&nbsp;</p>
962        </div>
963</div>
964                </div>
965        </div>
966    </div>
967</div>
968        
969
970<div class="block-widget-container-wrapper bg-white">
971    <div class="container">
972            <h2>Buddy&#x2019;s optional extras</h2>
973
974        <div class="widget-container-wrapper">
975                <div class="widget-container">
976                    
977
978<div class="widget-text-card">
979    <div class="outer">
980            <h3 class="text-card-title">Routine Care</h3>
981    </div>
982    <div class="inner">
983        <div class="summary-div list-tick">
984<p>Add optional Routine Care (non-insurance benefit) to your cover for a $100 annual contribution towards the following items to help keep your buddy feeling their best:</p>
985<ul>
986  <li>De-sexing&nbsp;</li>
987  <li>FeLV/FIV test&nbsp;</li>
988  <li>Flea, tick and worm control&nbsp;</li>
989  <li>Heartworm control&nbsp;</li>
990  <li>Health checks&nbsp;</li>
991  <li>Micro chipping&nbsp;</li>
992  <li>Nail clipping&nbsp;</li>
993  <li>Prescription diets&nbsp;</li>
994  <li>Obedience training&nbsp;</li>
995  <li>Vaccinations</li>
996  <li>Wellness blood screening</li>
997</ul>        </div>
998    </div>
999</div>
1000                </div>
1001                <div class="widget-container">
1002                    
1003
1004<div class="widget-text-card">
1005    <div class="outer">
1006            <h3 class="text-card-title">Booster Care</h3>
1007    </div>
1008    <div class="inner">
1009        <div class="summary-div list-tick">
1010<p>Take advantage of a $2,000 yearly benefit limit with Booster Care and boost your cover for your buddy’s health and wellbeing<sup>2</sup></p>
1011<ul>
1012  <li>Dental conditions</li>
1013  <li>Eligible vet expenses incurred for scaling, polishing, dental x-rays and tooth removal for specified dental conditions only: &nbsp;
1014    <ul>
1015      <li>gingivitis; abscesses; &nbsp;</li>
1016      <li>odontoclastic resorptive lesions; &nbsp;</li>
1017      <li>dental disease arising from infection; retained deciduous teeth; &nbsp;</li>
1018      <li>cavities; or &nbsp;</li>
1019      <li>fractured teeth due to dental disease.&nbsp;</li>
1020    </ul>
1021  </li>
1022  <li>Specialised therapies&nbsp;</li>
1023  <li>Eligible vet expenses incurred for the following specialised therapies to treat a covered condition: Physiotherapy or physical therapy, chiropractic manipulation, acupuncture, hydrotherapy, prescribed medication and diagnostic tests for behavioural conditions, vet behavioural specialist consultations.</li>
1024</ul>        </div>
1025    </div>
1026</div>
1027                </div>
1028        </div>
1029    </div>
1030</div>
1031        
1032
1033<div 
1034	 class='block-graphic-standard-wrapper bgcolor-grey icons-wrapper'
1035     data-logo-count="0"
1036     data-icon-count="3">
1037
1038    <div class="container">
1039
1040			<div class="block-graphic-standard-title-wrapper">
1041				<h2 class="block-graphic-standard-title">Dog insurance claims &#x2013; it&#x2019;s quick and easy!</h2>
1042			</div>
1043			<div class="block-graphic-standard-presummary-wrapper">
1044				<p>With Buddy, claiming for your dog's vet visit is a walk in the park. Whether you're using our convenient <a href="/claims/gaponly">GapOnly®</a>  service for on-the-spot claims<sup>4</sup>, or opting to lodge online through our <a href="https://portal.buddypetinsurance.com.au" target="_blank" rel="nofollow noopener">Pet Portal</a>, we've got you sorted. Make quick and easy claims at any time, so you can focus on your furry friend.</p>
1045			</div>
1046			<div class="icons-grid">
1047						<div class="block-graphic-standard-icon-wrapper">
1048							<div class="graphic-img">
1049								<img class="img-fluid" src="https://assets-au-01.kc-usercontent.com/21c86aae-c279-026b-9fdc-7039abb142c1/b712ae50-7865-4f62-9845-8d6c9518b779/placeholder-image.png?w=112&amp;h=112&amp;fit=crop&amp;auto=format&amp;lossless=1" data-lazyimage="https://assets-au-01.kc-usercontent.com:443/e1621e10-ba16-02ac-ad25-967c7df25d92/5bf9f36d-87e1-46ec-aa12-e3ead2c79f1d/icon-stethoscope.svg?auto=format&amp;lossless=1" alt="" width="112" height="112" />
1050							</div>
1051							<div class="inner">
1052								<h3>Take your dog to the vet</h3>
1053									<div class="summary-wrapper">
1054										<p>Claim on the spot with <a href="/claims/gaponly">GapOnly®</a> at participating vets<sup>4</sup>, or claim online through our <a href="https://portal.buddypetinsurance.com.au" target="_blank" rel="nofollow noopener">Pet Portal</a> after paying your bill.</p>
1055									</div>
1056							</div>
1057						</div>
1058						<div class="block-graphic-standard-icon-wrapper">
1059							<div class="graphic-img">
1060								<img class="img-fluid" src="https://assets-au-01.kc-usercontent.com/21c86aae-c279-026b-9fdc-7039abb142c1/b712ae50-7865-4f62-9845-8d6c9518b779/placeholder-image.png?w=112&amp;h=112&amp;fit=crop&amp;auto=format&amp;lossless=1" data-lazyimage="https://assets-au-01.kc-usercontent.com:443/e1621e10-ba16-02ac-ad25-967c7df25d92/135bfe0b-c1e0-47d9-a913-6ba2bf37bcd7/icon-paperwork-claim.svg?auto=format&amp;lossless=1" alt="" width="112" height="112" />
1061							</div>
1062							<div class="inner">
1063								<h3>Fill out your paperwork</h3>
1064									<div class="summary-wrapper">
1065										<p>Submit a copy of your vet’s itemised invoice via our online Pet Portal.</p>
1066									</div>
1067							</div>
1068						</div>
1069						<div class="block-graphic-standard-icon-wrapper">
1070							<div class="graphic-img">
1071								<img class="img-fluid" src="https://assets-au-01.kc-usercontent.com/21c86aae-c279-026b-9fdc-7039abb142c1/b712ae50-7865-4f62-9845-8d6c9518b779/placeholder-image.png?w=112&amp;h=112&amp;fit=crop&amp;auto=format&amp;lossless=1" data-lazyimage="https://assets-au-01.kc-usercontent.com:443/e1621e10-ba16-02ac-ad25-967c7df25d92/7e1d6986-3604-4db8-9af0-3cdb7107532c/icon-claims-benefit.svg?auto=format&amp;lossless=1" alt="" width="112" height="112" />
1072							</div>
1073							<div class="inner">
1074								<h3>Receive your payment</h3>
1075									<div class="summary-wrapper">
1076										<p>
1076Eligible claims are assessed within five business days of receiving all documentation.  Once approved you’ll receive your payment.</p>
1077									</div>
1078							</div>
1079						</div>
1080			</div>
1081    </div>
1082</div>
1083        
1084
1085<div id='table-compact-1'
1086	 class='container block-table text-center bgcolor-cool-blue'>
1087
1088
1089		<div class="summary">
1090			<h2><strong>Examples of how we settle your claim</strong></h2><p>Your claim payment will be based on your level of cover and any applicable excess. Exclusions, excess, limits and waiting periods under your policy may affect your benefit amount. Here’s an example of how claims can be calculated, depending on your level of cover.</p><p>Amanda has a 3-year-old Labrador Retriever, Ruby, who loves playing in their backyard. Amanda noticed Ruby limping during playtime, and after a vet visit, found out that she needed surgery costing $3,000. </p><p> Since Ruby has Buddy’s Gold Accidental Injury &amp; Illness cover with $0 excess, she’ll be covered for up to 90% of eligible vet expenses, and Amanda can claim $2,700 – being only $300 out of pocket. </p><p>Use our table below to see how claim benefits are calculated for each of our levels of cover. </p>
1091		</div>
1092
1093
1094
1095
1096	<div class='table-container compact_table_1'
1097		style='--total-cols: 4;'>
1098
1099		<table><thead><tr><th><div><strong>Claim&nbsp;</strong></div></th><th><div><strong>Gold Accid­ental Injury &amp; Illness cover</strong></div></th><th><div><strong>Silver Accid­ental Injury &amp; Illness cover</strong></div></th><th><div><strong>Bronze Accid­ental Injury &amp; Illness cover</strong></div></th></tr></thead><tbody>
1100  
1101  <tr><td><div><strong>Total amount of eligible vet expenses incurred&nbsp;</strong></div></td><td><div>$3,000</div></td><td><div>$3,000</div></td><td><div>$3,000</div></td></tr>
1102  <tr><td><div><strong>Total claim benefit payment&nbsp;</strong></div></td><td><div>$2,700</div></td><td><div>$2,400</div></td><td><div>$2,100</div></td></tr>
1103  <tr><td><div><strong>Out-of-pocket expense&nbsp;</strong></div></td><td><div>$300</div></td><td><div>$600</div></td><td><div>$900</div></td></tr>
1104</tbody></table>
1105	</div>
1106
1107
1108
1109
1110
1111
1112
1113
1114</div>
1115
1116        
1117
1118<div id="" class="container block-carousel-logos-wrapper  bgcolor-white">
1119
1120        <h2 class="title">Award-winning pet insurance</h2>
1121
1122        <div class="summary"><p>At Buddy Pet Insurance, we’re proud to be recognised for providing trusted service and exceptional quality pet insurance, supporting you and your furry friends when it matters most.</p></div>
1123
1124        <ui-carousel>
1125            <button slot="backButton" id="blockCarouselBackBtn" class="btn" aria-label="previous slide">
1126                <i class="icon-chevron-left"></i>
1127            </button>
1128            <button slot="nextButton" id="blockCarouselNextBtn" class="btn" aria-label="next slide">
1129                <i class="icon-chevron-right"></i>
1130            </button>
1131
1132                <div class='carousel-item'>
1133                        <div class="logo-img">
1134                            <img data-lazyimage="https://assets-au-01.kc-usercontent.com:443/e1621e10-ba16-02ac-ad25-967c7df25d92/acbc71a7-0fbc-4ca6-9363-17845bd0f782/we-money-best-new-pet-insurer-2026.png" alt=" logo" />
1135                        </div>
1136                </div>
1137                <div class='carousel-item'>
1138                        <div class="logo-img">
1139                            <img data-lazyimage="https://assets-au-01.kc-usercontent.com:443/e1621e10-ba16-02ac-ad25-967c7df25d92/1fc158f7-cc45-4911-9bc4-2a7a916ee80c/we-money-winner-best-comprehensive-pet-cover-2026.png" alt=" logo" />
1140                        </div>
1141                </div>
1142                <div class='carousel-item'>
1143                        <div class="logo-img">
1144                            <img data-lazyimage="https://assets-au-01.kc-usercontent.com:443/e1621e10-ba16-02ac-ad25-967c7df25d92/3073f2c6-c3e6-40ea-a756-c02904d2a38f/Gold%20Trusted%20Service%20Award%202026.png" alt=" logo" />
1145                        </div>
1146                </div>
1147                <div class='carousel-item'>
1148                        <div class="logo-img">
1149                            <img data-lazyimage="https://assets-au-01.kc-usercontent.com:443/e1621e10-ba16-02ac-ad25-967c7df25d92/562d19f0-6f28-407e-8fac-257a93c9f9ed/Mozo-Exceptional-Quality-Pet-Insurance-2025.png" alt=" logo" />
1150                        </div>
1151                </div>
1152        </ui-carousel>
1153
1154</div>
1155
1156        
1157
1158
1159<div id="dog-insurance-faqs" class="block-accordion-wrapper bgcolor-grey has-image has-side-elems">
1160    <div class="container">
1161
1162
1163        <div class="layout-grid">
1164            <div class="left-section">
1165                <div class="header-section">
1166                        <h2 class="block-title">Dog insurance 
1167	<abbr aria-hidden='true' title='Frequently Asked Questions'>FAQs</abbr><span class='visually-hidden'>Frequently Asked Questions</span>
1168</h2>
1169                </div>
1170                <div class="main-section">
1171                    <ul class="accordion-control">
1172                            <li>
1173                                <button class="accordion-button" data-expand-target="item-zaYtabz9a0" data-expand-group="group-DUY8D2Lf8R">
1174                                    <h3 class="acc-title h5">At what age should I take out dog insurance?</h3>
1175                                    <span class="icon-chevron-down expand-icon"></span>
1176                                </button>
1177
1178                                <div id="item-zaYtabz9a0" data-expand="true">
1179                                    <div data-expand-content>
1180
1181                                        <div class="summary-div">
1182                                            <p>Buddy Pet Insurance makes it easy for you to protect your best friend from the day they’re born or as soon as you bring them home, so long as they’re under 9 years of age,  when you first apply. Once your pet is covered with Buddy, provided there’s no break in their policy and as long as we continue to offer the product we’ll continue to offer renewal of your policy every year (subject to the terms and conditions of the renewal policy).</p>
1183                                        </div>
1184
1185                                    </div>
1186                                </div>
1187                            </li>
1188                            <li>
1189                                <button class="accordion-button" data-expand-target="item-w3ZhyD4H1t" data-expand-group="group-DUY8D2Lf8R">
1190                                    <h3 class="acc-title h5">Can I get pet insurance for an older dog?</h3>
1191                                    <span class="icon-chevron-down expand-icon"></span>
1192                                </button>
1193
1194                                <div id="item-w3ZhyD4H1t" data-expand="false">
1195                                    <div data-expand-content>
1196
1197                                        <div class="summary-div">
1198                                            <p>You can insure an older dog under 9 years of age with Buddy Pet Insurance. As dogs approach their senior years, they become more prone to health issues such as, skin conditions, arthritis and cancer. So, you may want to consider getting insurance while they are still young.</p>
1199                                        </div>
1200
1201                                    </div>
1202                                </div>
1203                            </li>
1204                            <li>
1205                                <button class="accordion-button" data-expand-target="item-lGxfI0gHe0" data-expand-group="group-DUY8D2Lf8R">
1206                                    <h3 class="acc-title h5">Does dog insurance cover desexing?</h3>
1207                                    <span class="icon-chevron-down expand-icon"></span>
1208                                </button>
1209
1210                                <div id="item-lGxfI0gHe0" data-expand="false">
1211                                    <div data-expand-content>
1212
1213                                        <div class="summary-div">
1214                                            <p>While desexing isn’t covered by most dog insurance policies, you can still receive a contribution towards it with Buddy Pet Insurance by choosing our optional Routine Care (non-insurance) benefit. You’ll receive a contribution up to the Routine Care limit towards items including desexing, spaying, or neutering.</p>
1215                                        </div>
1216
1217                                    </div>
1218                                </div>
1219                            </li>
1220                            <li>
1221                                <button class="accordion-button" data-expand-target="item-c7fjWrg8eO" data-expand-group="group-DUY8D2Lf8R">
1222                                    <h3 class="acc-title h5">Does dog insurance cover dental?</h3>
1223                                    <span class="icon-chevron-down expand-icon"></span>
1224                                </button>
1225
1226                                <div id="item-c7fjWrg8eO" data-expand="false">
1227                                    <div data-expand-content>
1228
1229                                        <div class="summary-div">
1230                                            <p>Dental care isn’t typically covered by dog insurance, but with Buddy Pet Insurance, you can opt in for Booster Care and receive a $2,000 annual benefit limit that can be used to cover specified dental conditions. Including scaling, polishing, dental x-rays and tooth removal for the following dental conditions: gingivitis, abscesses, odontoclastic resorptive lesions, dental diseases arising from infections, retained deciduous teeth, cavities, and fractured teeth due to dental disease.</p>
1231                                        </div>
1232
1233                                    </div>
1234                                </div>
1235                            </li>
1236                            <li>
1237                                <button class="accordion-button" data-expand-target="item-aYtjfvZnQH" data-expand-group="group-DUY8D2Lf8R">
1238                                    <h3 class="acc-title h5">Can my dog be insured if it has pre-existing conditions?</h3>
1239                                    <span class="icon-chevron-down expand-icon"></span>
1240                                </button>
1241
1242                                <div id="item-aYtjfvZnQH" data-expand="false">
1243                                    <div data-expand-content>
1244
1245                                        <div class="summary-div">
1246                                            <p>It’s possible to get insurance for your dog , but pre-existing conditions are excluded as they are considered a pre-existing risk and may require ongoing treatment. Pre-existing conditions can also include a related condition or bilateral condition of a pre-existing condition. Some temporary pre-existing conditions may be covered after review. </p><p>If your dog has a temporary pre-existing condition, which is a health issue that usually resolves with treatment and they remain symptom-free for a specified period, that condition can be removed from your policy as an exclusion. </p><p>If your dog has a chronic pre-existing condition, which is long-term or requires ongoing care, and it’s present before purchasing the policy or during the waiting period, then it won’t be covered under the policy. </p><p>Check your <a href="/useful-documents">Product Disclosure Statement</a> to understand what your dog insurance covers.</p>
1247                                        </div>
1248
1249                                    </div>
1250                                </div>
1251                            </li>
1252                            <li>
1253                                <button class="accordion-button" data-expand-target="item-zgOOmMvzQE" data-expand-group="group-DUY8D2Lf8R">
1254                                    <h3 class="acc-title h5">I have more than one dog, do I get a discount?</h3>
1255                                    <span class="icon-chevron-down expand-icon"></span>
1256                                </button>
1257
1258                                <div id="item-zgOOmMvzQE" data-expand="false">
1259                                    <div data-expand-content>
1260
1261                                        <div class="summary-div">
1262                                            <p>Buddy Pet Insurance offers a multi-pet discount to pet-parents who have more than one dog (or even a <a href="/pet-insurance/cat-insurance">cat</a>!). Enjoy a <a href="/promotions">10% discount</a> for a second policy and every additional pet policy with Buddy. See here for <a href="/promotions">terms and conditions</a></p>
1263                                        </div>
1264
1265                                    </div>
1266                                </div>
1267                            </li>
1268                    </ul>
1269
1270                        <div class="footer-section">
1271                            <div class="accordion-link-div">
1272                                <a href="/pet-insurance/faqs" class="link-icon-right" >
1273                                    <span>More FAQs &amp; help</span>
1274                                </a>
1275                            </div>
1276                        </div>
1277                </div>
1278            </div>
1279
1280                <aside class="aside-section">
1281
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1302      "name": "At what age should I take out dog insurance?",
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1305        "text": "Buddy Pet Insurance makes it easy for you to protect your best friend from the day they\u2019re born or as soon as you bring them home, so long as they\u2019re under 9 years of age, when you first apply. Once your pet is covered with Buddy, provided there\u2019s no break in their policy and as long as we continue to offer the product we\u2019ll continue to offer renewal of your policy every year (subject to the terms and conditions of the renewal policy)."
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1603<ol>  <li>Each new policy purchased on or after 21/06/25 is entitled to one month free in y
1603our first year of cover (the first month). All quotes provided automatically include this offer. <a href="/promotions ">Terms and conditions apply</a>.</li>  <li>Pre-existing conditions are excluded Policy Terms and Conditions, exclusions, waiting periods, excesses and limits apply. Benefit limit amounts and benefit percentage vary by level of cover. Does not apply to the non-insurance Optional Routine Care benefit.  The annual excess is the amount deducted from your claim benefit for each claim in the policy period, until fully paid, and will reset at each renewal.   </li>  <li>Medicated baths and shampoos are excluded unless your vet says they are medically necessary to treat a condition covered by your policy. </li>  <li>The gap is defined as the difference between the eligible vet’s invoice and the claim benefit under your policy. Policy terms and conditions apply. GapOnly® is only available at participating <a href="https://gaponly.com.au/find-a-gaponly-vet/" target="_blank" rel="nofollow noopener">vets</a>. Please visit <a href="https://gaponly.com.au/find-a-gaponly-vet/" target="_blank" rel="nofollow noopener">GapOnly</a>® to search for participating vets. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183. </li></ol>
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1778			<p>Buddy Pet Insurance policies (excluding replacement policies and their subsequent renewals) are issued by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure). Policies that are issued as replacement policies and their subsequent renewals are arranged and administered by PetSure and issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436. Distributed and promoted by Greenstone Financial Services Pty Ltd ABN 53 128 692 884, AFSL 343079. Replacement policies are offered in accordance with the replacement policy process of a product that is no longer distributed. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing or choosing to continue with the product.<a href="/useful-documents"><br>
1779PDS and TMD</a><strong> </strong> available at <a href="https://www.buddypetinsurance.com.au">buddypetinsurance.com.au</a></p>
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