PageSourceSearch

https://www.american-ins.com/articles-and-information

html american-ins.com collected 2026-10-08 04:16:26 UTC 110,059 bytes, 659 lines download raw bytes

1
2<!DOCTYPE html>
3<html lang="en">
4<head id="html_header"><title>
5	Articles & Information
6</title><meta http-equiv="Content-Type" content="text/html; charset=utf-8" /><meta id="iwb_keywords" name="keywords" content="auto insurance, business &amp;amp; commercial insurance, group benefit, homeowners insurance, life insurance, other, other personal insurance, professional liability insurance, workers compensation, las vegas, salt lake city, nv, ut" /><meta id="iwb_description" name="description" content="American Ins &amp;amp; Inv Corp  covering all of your personal and business needs.  Our convenient website allows you to request insurance quotes twenty-four hours a day.  Our valued customers can also service their policies at anytime, day or night, at www.american-ins.com." /><link type="text/css" rel="stylesheet" href="/style.css" /><link id="default_lang_link" rel="alternate" hreflang="x-default" href="https://www.american-ins.com/articles-and-information/" /><link id="en_lang_link" rel="alternate" hreflang="en-us" href="https://www.american-ins.com/articles-and-information/" /><link id="es_lang_link" rel="alternate" hreflang="es-us" href="https://www.american-ins.com/es-us/articles-and-information/" />
7    
7<script src="/scripts/alert.js" defer></script>
7
8    
8<script src="https://iwb.blob.core.windows.net/assets/ada_shim.js"></script>
8
9    
9<script src="/scripts/hotspotter.js" defer></script>
9
10    <link type="text/css" rel="stylesheet" href="/style/hotspotter.css" />
11    <style>
12        @media screen and (max-width: 48em) {
13            .insurance-list {
14                text-align: center;
15            }
16        }
17
18        .insurance-list .column, .insurance-list .false {
19            padding-right: 1rem;
20            padding-left: 1rem;
21        }
22
23        .insurance-list .insurance-card {
24            margin-bottom: 30px;
25            height: 230px;
26            display: -ms-flexbox;
27            display: flex;
28            cursor: pointer;
29            width: 100%;
30            box-shadow: 0px 2px 5px 0px rgba(0, 0, 68, 0.5);
31            background-color: #fff;
32            -ms-flex-align: center;
33            align-items: center;
34        }
35
36            .insurance-list .insurance-card img {
37                margin: auto;
38            }
39
40        @media screen and (min-width: 48.0625em) {
41            .insurance-list .insurance-card img {
42                max-width: 200px;
43            }
44        }
45         .flex-container {
46  display: flex;
47  justify-content:center;
48  flex-wrap: wrap; 
49}
50
51.flex-cell {
52  
53  width:217px;
54  margin:10px;
55}
56
57.flex-cell:before {
58  content: '';
59  display: table;
60  padding-top: 100%;
61}
62    </style>
63
64    <style>
65        .plyr__video-wrapper {
66            position: relative;
67            padding-bottom: 56.25%; /* 16:9 */
68            padding-top: 25px;
69            height: 0;
70        }
71
72            .plyr__video-wrapper video {
73                position: absolute;
74                top: 0;
75                left: 0;
76                width: 100%;
77                height: 100%;
78            }
79    </style>
80
81    <link href="/scripts/fancyboxnew/jquery.fancybox.min.css" rel="stylesheet" />
vendor: 140 bytes, lines 81-85
81
82    <script src="https://www.google.com/recaptcha/api.js?onload=onloadCallback&render=explicit"
83        async defer>
84    </script>
85    
85<script type="text/javascript">
86        var onloadCallback = function () {
87            try {
88                var widget = grecaptcha.render('captchaDiv', {
89                    'sitekey': '6LfrNuwUAAAAAGkUyHVtzgcUVudoQPtnEIfpVJB0'
90                });
91                grecaptcha.reset();
92            } catch (e) {
93            }
94        };
95
96    </script>
96
97<!-- M-V-IWB-WP-01:IWB:3.1.8626.40989 [HTML5] -->
98<link href="/blog/rss/" rel="alternate" type="application/rss+xml" title="American Ins &amp; Inv Corp  RSS Feed" /><link href="/blog/atom/" rel="alternate" type="application/atom+xml" title="American Ins &amp; Inv Corp  ATOM Feed" /><link href="/img/~www.american-ins.com/favicon.ico" rel="shortcut icon" />
vendor: 80 bytes, line 98
98<script type="text/javascript" src="https://www.googletagmanager.com/gtag/js?id=
98UA-743349-4
vendor: 20 bytes, line 98
98" async=""></script>
98<script type="text/javascript">
99<!-- Global site tag (gtag.js) - Google Analytics -->
vendor: 130 bytes, lines 100-103
100window.dataLayer = window.dataLayer || [];
101function gtag(){dataLayer.push(arguments);}
102gtag('js', new Date());
103gtag('config', '
103UA-743349-4
vendor: 5 bytes, line 103
103');
104gtag('config', 'UA-239534742-1');
105
106<!-- End Google Analytics -->
107
108WebFontConfig = {
109	google: { families: [ 'Oswald::latin','Lato::latin' ] }
110};
111
112(function() {
113	var wf = document.createElement('script'); wf.type = 'text/javascript'; wf.async = 'true';
114	wf.src = ('https:' == document.location.protocol ? 'https' : 'http') + '://ajax.googleapis.com/ajax/libs/webfont/1/webfont.js';
115	var s = document.getElementsByTagName('script')[0]; s.parentNode.insertBefore(wf, s);
116})();
117
118</script>
118<link id="lnkCanonical" rel="canonical" href="https://www.american-ins.com/articles-and-information/" /><!-- Google tag (gtag.js) -->
vendor: 65 bytes, lines 118-119
118
119<script async src="https://www.googletagmanager.com/gtag/js?id=
119G-4LFC251VCM
vendor: 13 bytes, line 119
119"></script>
120<script>
121  
vendor: 138 bytes, lines 121-125
121window.dataLayer = window.dataLayer || [];
122  function gtag(){dataLayer.push(arguments);}
123  gtag('js', new Date());
124
125  gtag('config', '
125G-4LFC251VCM
vendor: 5 bytes, line 125
125');
126</script>
vendor: 2 bytes, line 126
126
127<script src="https://iwb.blob.core.windows.net/assets/ada/ada_panel.js" defer></script>
127
128<meta name="viewport" content="width=device-width, target-densitydpi=device-dpi, user-scalable=no, initial-scale=1, minimum-scale=1">
129<link href="/img/~www.american-ins.com/carriers/jquery.bxslider.css" rel="stylesheet">
130<link href="/img/resources/responsive.min.css" rel="stylesheet">
131<!-- HTML5 shim and Respond.js for IE8 support of HTML5 elements and media queries -->
132<!--[if lt IE 9]>
133<script src="https://oss.maxcdn.com/html5shiv/3.7.2/html5shiv.min.js"></script>
vendor: 2 bytes, line 133
133
134<script src="https://oss.maxcdn.com/respond/1.4.2/respond.min.js"></script>
134
135<![endif]--><link href="/Telerik.Web.UI.WebResource.axd?d=F9ABJNId_aFsfnFV7tCeyKsS-pC_oPaTtaHns0hdxwUo7JETPVrOnos2PVSaDTfSTxiEY2AdD70bxs1TDZTbN2nxNtOCM5hW21DmIzkHBlMtxpbZAFK6dJlawXFF_oQ9B9_JQw2&amp;t=639129846196843403&amp;compress=1&amp;_TSM_CombinedScripts_=%3b%3bTelerik.Web.UI%2c+Version%3d2018.3.910.40%2c+Culture%3dneutral%2c+PublicKeyToken%3d121fae78165ba3d4%3aen-US%3adf8a796a-503f-421d-9d40-9475fc76f21f%3aed2942d4" type="text/css" rel="stylesheet" /></head>
136<body id="ctl00_html_body" class="pageBody">
137    
138    <form method="post" action="/articles-and-information" id="form1">
139<div class="aspNetHidden">
140<input type="hidden" name="rsm_Master_TSM" id="rsm_Master_TSM" value="" />
141<input type="hidden" name="rssm_Master_TSSM" id="rssm_Master_TSSM" value="" />
142<input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE" value="/wEPDwUKLTU5NDc4Nzk4NWQYAQUeX19Db250cm9sc1JlcXVpcmVQb3N0QmFja0tleV9fFgEFDmN0bDAwJHJtX3VwcGVyTzQDUe3xH6g1DoBSRzIN9OsZ5K0=" />
143</div>
144
145
146<script src="/Telerik.Web.UI.WebResource.axd?_TSM_HiddenField_=rsm_Master_TSM&amp;compress=1&amp;_TSM_CombinedScripts_=%3b%3bSystem.Web.Extensions%2c+Version%3d4.0.0.0%2c+Culture%3dneutral%2c+PublicKeyToken%3d31bf3856ad364e35%3aen-US%3a39dc0f0b-b5e9-4901-bc67-ede7f0e4b1cd%3aea597d4b%3bTelerik.Web.UI%3aen-US%3adf8a796a-503f-421d-9d40-9475fc76f21f%3a16e4e7cd%3af7645509%3a22a6274a%3a24ee1bba%3a33715776%3ae330518b%3a2003d0b8%3ac128760b%3a88144a7a%3a1e771326%3ac8618e41%3a1a73651d%3a333f8d94" type="text/javascript"></script>
vendor: 2 bytes, line 146
146
147<script src="/ScriptResource.axd?d=FPcjEkFszK1UjQbxArLIX2nRkuAHuCXKHxEnej4XJ5sEjYv09F-RaWzHPf3iCljUo3LXXmeJZQ_y1XWgLlJO3FwWu5iT1hiWIyhOlAd5H__R3RAVqSi-Y34kBrSBu2rRvnXjKJ2xi9_cqRJu7vrYG-Ddj-UYjBdg03oUaHM_yTpERB6xwLBUoDlee8kmUXbKujSmW870zzJeVElH0dlMJfA4JOkLCLYojcMbuEEQ-tkmUUz90" type="text/javascript"></script>
147
148        
149
150        
151        <div id="master_div" itemscope itemtype="http://schema.org/WebPage">
152            <meta itemprop="author" content="" itemscope itemtype="http://schema.org/InsuranceAgency" itemref="siteOrganization" />
153            <table id="headerTable" class="headerTableStyle" role="presentation">
154                <tr>
155                    <td class="headerTextCell">
156                        <div id="preheader">
157<div id="hamburgerMenu">
158<div class="blackBar">
159<a class="hamburgerCall" href="tel:8013643434">Call Us 801-364-3434</a>
160<a class="hamburger">☰</a>
161<a class="cross">˟</a>
162</div>
163<div class="mobileMenu">
164</div>
165</div>
166<div class="container">
167<div class="row">
168<div id="preheader1" class="col-xs-12 col-sm-4"><img src="/img/~www.american-ins.com/assets/new_logo.png" alt="a close up of a sign" style=""></div>
169<div id="preheader2" class="hidden-xs col-sm-3">
170<span class="uppercased">
171Call Us Today
172<a href="tel:8013643434">801-364-3434</a>
173</span>
174</div>
175<div id="preheader3" class="col-xs-12 col-sm-5">
176<a href="https://portal.csr24.com/mvc/3643434">Client Portal</a>
177<a href="https://www.employeenavigator.com/benefits/Account/Login">Benefit Enrollment</a>
178<a href="/design_conference/">Design Conference</a>
179</div>
180</div>
181</div>
182</div>
183                        <div tabindex="0" id="ctl00_rm_upper" class="RadMenu RadMenu_IWB">
184	<!-- 2018.3.910.40 --><ul class="rmRootGroup rmShadows rmHorizontal">
185		<li class="rmItem rmFirst"><a class="rmLink rmRootLink" href="#"><span class="rmText">Our Agency</span></a><div class="rmSlide">
186			<ul class="rmVertical rmGroup rmLevel1">
187				<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/about"><span class="rmText">About<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
188					<ul class="rmVertical rmGroup rmLevel2">
189						<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/about/our-locations"><span class="rmText">Our Locations</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/employees/"><span class="rmText">Employee Directory</span></a></li>
190					</ul>
191				</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/products"><span class="rmText">Personal Products<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
192					<ul class="rmVertical rmGroup rmLevel2">
193						<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/products/auto-insurance"><span class="rmText">Auto Insurance<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
194							<ul class="rmVertical rmGroup rmLevel3">
195								<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/products/auto-insurance/liability-coverage"><span class="rmText">Liability Coverage</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/auto-insurance/comprehensive-coverage"><span class="rmText">Comprehensive Coverage</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/auto-insurance/collision-coverage"><span class="rmText">Collision Coverage</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/products/auto-insurance/specialty-auto-insurance"><span class="rmText">Specialty Auto Insurance</span></a></li>
196							</ul>
197						</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/home-insurance"><span class="rmText">Home Insurance<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
198							<ul class="rmVertical rmGroup rmLevel3">
199								<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/products/home-insurance/property-insurance"><span class="rmText">Property Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/home-insurance/homeowners-liability"><span class="rmText">Homeowners Liability</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/home-insurance/renters-insurance"><span class="rmText">Renters Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/home-insurance/condo-insurance"><span class="rmText">Condo Insurance</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/products/home-insurance/earthquake-insurance"><span class="rmText">Earthquake Insurance</span></a></li>
200							</ul>
201						</div></li><li class="rmItem ">
201<a class="rmLink" target="_top" href="/products/other-personal-insurance"><span class="rmText">Other Personal Insurance<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
202							<ul class="rmVertical rmGroup rmLevel3">
203								<li class="rmItem rmFirst rmLast"><a class="rmLink" target="_top" href="/products/other-personal-insurance/personal-umbrella-insurance"><span class="rmText">Personal Umbrella Insurance</span></a></li>
204							</ul>
205						</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/life-insurance"><span class="rmText">Life Insurance<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
206							<ul class="rmVertical rmGroup rmLevel3">
207								<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/products/life-insurance/individual-life-insurance"><span class="rmText">Individual Life Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/life-insurance/group-life-insurance"><span class="rmText">Group Life Insurance</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/products/life-insurance/key-person-key-men-insurance"><span class="rmText">Key Person (Key Men) Insurance</span></a></li>
208							</ul>
209						</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/health-insurance"><span class="rmText">Health Insurance<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
210							<ul class="rmVertical rmGroup rmLevel3">
211								<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/products/health-insurance/group-health-insurance"><span class="rmText">Group Health Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/health-insurance/dental-coverage"><span class="rmText">Dental Coverage</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/health-insurance/vision-coverage"><span class="rmText">Vision Coverage</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/health-insurance/supplemental-insurance"><span class="rmText">Supplemental Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/health-insurance/disability-insurance"><span class="rmText">Disability Insurance</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/products/health-insurance/hsas"><span class="rmText">HSAs</span></a></li>
212							</ul>
213						</div></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/products/recreational-vehicle-insurance"><span class="rmText">Recreational Vehicle Insurance</span></a></li>
214					</ul>
215				</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products"><span class="rmText">Commercial Products<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
216					<ul class="rmVertical rmGroup rmLevel2">
217						<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries"><span class="rmText">Coverage for Specific Industries<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
218							<ul class="rmVertical rmGroup rmLevel3">
219								<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/accounting-firm-insurance"><span class="rmText">Accounting Firm Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/our-specialties/architects-engineers"><span class="rmText">Architects &amp; Engineers</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/car-dealership-insurance"><span class="rmText">Car Dealership Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/charter-schools"><span class="rmText">Charter Schools</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/dental-practice-insurance"><span class="rmText">Dental Practice Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/educational-facility-insurance"><span class="rmText">Educational Facility Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/petroleum"><span class="rmText">Fuel Marketers and Distributors</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/garage-insurance"><span class="rmText">Garage Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/healthcare-facility-insurance"><span class="rmText">Healthcare Facility Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/law-firm-insurance"><span class="rmText">Law Firm Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/manufacturing-insurance"><span class="rmText">Manufacturing Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/medical-malpractice-insurance"><span class="rmText">Medical Malpractice Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/nursing-home-insurance"><span class="rmText">Nursing Home Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/printers--publishers-insurance"><span class="rmText">Printers &amp; Publishers Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/restaurant-insurance"><span class="rmText">Restaurant Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/retail-insurance"><span class="rmText">Retail Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/self-storage-insurance"><span class="rmText">Self-Storage Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/specialty-trade-contractors-insurance"><span class="rmText">Specialty Trade Contractors Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/technology-services-insurance"><span class="rmText">Technology Services Insurance</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/underground-storage-tank-insurance"><span class="rmText">Underground Storage Tank Insurance</span></a></li>
220							</ul>
221						</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business"><span class="rmText">Coverage for Your Business<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
222							<ul class="rmVertical rmGroup rmLevel3">
223								<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/business-catastrophe-insurance"><span class="rmText">Business Catastrophe Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/business-owners-policy-bop"><span class="rmText">Business Owners Policy (BOP)</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/commercial-auto-insurance"><span class="rmText">Commercial Auto Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/commercial-general-liability"><span class="rmText">Commercial General Liability</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/commercial-property-insurance"><span class="rmText">Commercial Property Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/commercial-umbrella-insurance"><span class="rmText">Commercial Umbrella Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/crime-insurance"><span class="rmText">Crime Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/drone-tech-liability"><span class="rmText">Drone / Tech Liability</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/epli"><span class="rmText">Employment Practices Liability (EPLI)</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/equipment-insurance"><span class="rmText">Equipment Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/errors-and-omissions-insurance"><span class="rmText">Errors and Omissions Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/hvac-contractor-insurance"><span class="rmText">HVAC Contractors Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/liquor-liability-insurance"><span class="rmText">Liquor Liability Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/mechanical-breakdown-insurance"><span class="rmText">Mechanical Breakdown Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/office-insurance"><span class="rmText">Office Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/professional-liability"><span class="rmText">Professional Liability</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/small-business-insurance"><span class="rmText">Small Business Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/storage-insurance"><span class="rmText">Storage Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/technology-insurance"><span class="rmText">Technology Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/transportation-insurance"><span class="rmText">Transportation Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/trucking-insurance-and-semi-truck-insurance"><span class="rmText">Trucking Insurance and Semi Truck Insurance</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/workers-compensation"><span class="rmText">Workers Compensation</span></a></li>
224							</ul>
225						</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees"><span class="rmText">Coverage for Your Employees<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
226							<ul class="rmVertical rmGroup rmLevel3">
227								<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees/group-benefits"><span class="rmText">Group Benefits</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees/group-disability-insurance"><span class="rmText">Group Disability Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees/voluntary-benefits"><span class="rmText">Voluntary Benefits</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees/group-health-insurance"><span class="rmText">Group Health Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees/disability-insurance"><span class="rmText">Disability Insurance</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees/individual-life-insurance"><span class="rmText">Individual Life Insurance</span></a></li>
228							</ul>
229						</div></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/commercial-products/farm-insurance"><span class="rmText">Farm Insurance<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
230							<ul class="rmVertical rmGroup rmLevel3">
231								<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/commercial-products/farm-insurance/crop-insurance"><span class="rmText">Crop Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/farm-insurance/farm-owners-insurance"><span class="rmText">Farm Owners Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/farm-insurance/farm-livestock-insurance"><span class="rmText">Farm Livestock Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/farm-insurance/equine-insurance"><span class="rmText">Equine Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/farm-insurance/farm-equipment-insurance"><span class="rmText">Farm Equipment Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/farm-insurance/farm-dwelling-insurance"><span class="rmText">Farm Dwelling Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/farm-insurance/farm-structures-insurance"><span class="rmText">Farm Structures Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/farm-insurance/farm-auto-insurance"><span class="rmText">Farm Auto Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/farm-insurance/farm-umbrella-insurance"><span class="rmText">Farm Umbrella Insurance</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/commercial-products/farm-insurance/farm-liability-insurance"><span class="rmText">Farm Liability Insurance</span></a></li>
232							</ul>
233						</div></li>
234					</ul>
235				</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/our-specialties"><span class="rmText">Our Specialties<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 
23526px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
236					<ul class="rmVertical rmGroup rmLevel2">
237						<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/our-specialties/architects-engineers"><span class="rmText">Architects &amp; Engineers</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/our-specialties/petroleum-c-stores"><span class="rmText">Petroleum / C-Stores </span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/our-specialties/underground-storage-tanks"><span class="rmText">Underground Storage Tanks</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/our-specialties/charter-schools"><span class="rmText">Charter Schools</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/our-specialties/restaurants"><span class="rmText">Restaurants</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/our-specialties/auto-dealerships"><span class="rmText">Auto Dealerships</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/our-specialties/accountants"><span class="rmText">Accountants</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/our-specialties/lawyers"><span class="rmText">Lawyers</span></a></li>
238					</ul>
239				</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/category.aspx?id=MISC101"><span class="rmText">Design Conference </span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/request-a-quote"><span class="rmText">Get A Quote</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/self-service-client-portal"><span class="rmText">
239Client Portal </span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/benefit-enrollment-portal"><span class="rmText">Benefit Enrollment Portal</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/carriers"><span class="rmText">Our Providers</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/tools-resources"><span class="rmText">Tools &amp; Resources</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/articles-and-information"><span class="rmText">Articles &amp; Information<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
240					<ul class="rmVertical rmGroup rmLevel2">
241						<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/category.aspx?id=MISC102"><span class="rmText">Coronavirus Newsletter</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/articles-and-information/covid-19-info"><span class="rmText">Covid-19 Info</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/articles-and-information/earthquake-info"><span class="rmText">Earthquake Info</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/articles-and-information/great-utah-shake-out"><span class="rmText">2019 Great Utah Shake Out</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/articles-and-information/flood-insurance-faqs"><span class="rmText">Flood Insurance FAQs</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/articles-and-information/urban-wildfire-protection"><span class="rmText">Urban Wildfire Protection</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/articles-and-information/firework-safety"><span class="rmText">Firework Safety</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/articles-and-information/home-inspections"><span class="rmText">Home Inspections</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/articles-and-information/umbrellas"><span class="rmText">Umbrellas</span></a></li>
242					</ul>
243				</div></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/contact-us"><span class="rmText">Contact Us<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
244					<ul class="rmVertical rmGroup rmLevel2">
245						<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/contact-us/location-1"><span class="rmText">Salt Lake Office</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/contact-us/location-2"><span class="rmText">Las Vegas Office</span></a></li>
246					</ul>
247				</div></li>
248			</ul>
249		</div></li><li class="rmItem rmSeparator"><span class="rmText"></span></li><li class="rmItem "><a class="rmLink rmRootLink" href="#"><span class="rmText">Products</span></a><div class="rmSlide">
250			<ul class="rmVertical rmGroup rmLevel1">
251				<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/products/auto-insurance"><span class="rmText">Auto Insurance<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
252					<ul class="rmVertical rmGroup rmLevel2">
253						<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/products/auto-insurance/liability-coverage"><span class="rmText">Liability Coverage</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/auto-insurance/comprehensive-coverage"><span class="rmText">Comprehensive Coverage</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/auto-insurance/collision-coverage"><span class="rmText">Collision Coverage</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/products/auto-insurance/specialty-auto-insurance"><span class="rmText">Specialty Auto Insurance</span></a></li>
254					</ul>
255				</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/home-insurance"><span class="rmText">Home Insurance<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
256					<ul class="rmVertical rmGroup rmLevel2">
257						<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/products/home-insurance/property-insurance"><span class="rmText">Property Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/home-insurance/homeowners-liability"><span class="rmText">Homeowners Liability</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/home-insurance/renters-insurance"><span class="rmText">Renters Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/home-insurance/condo-insurance"><span class="rmText">Condo Insurance</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/products/home-insurance/earthquake-insurance"><span class="rmText">Earthquake Insurance</span></a></li>
258					</ul>
259				</div></li><li class="rmItem ">
259<a class="rmLink" target="_top" href="/products/other-personal-insurance"><span class="rmText">Other Personal Insurance<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
260					<ul class="rmVertical rmGroup rmLevel2">
261						<li class="rmItem rmFirst rmLast"><a class="rmLink" target="_top" href="/products/other-personal-insurance/personal-umbrella-insurance"><span class="rmText">Personal Umbrella Insurance</span></a></li>
262					</ul>
263				</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/life-insurance"><span class="rmText">Life Insurance<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
264					<ul class="rmVertical rmGroup rmLevel2">
265						<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/products/life-insurance/individual-life-insurance"><span class="rmText">Individual Life Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/life-insurance/group-life-insurance"><span class="rmText">Group Life Insurance</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/products/life-insurance/key-person-key-men-insurance"><span class="rmText">Key Person (Key Men) Insurance</span></a></li>
266					</ul>
267				</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/health-insurance"><span class="rmText">Health Insurance<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
268					<ul class="rmVertical rmGroup rmLevel2">
269						<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/products/health-insurance/group-health-insurance"><span class="rmText">Group Health Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/health-insurance/dental-coverage"><span class="rmText">Dental Coverage</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/health-insurance/vision-coverage"><span class="rmText">Vision Coverage</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/health-insurance/supplemental-insurance"><span class="rmText">Supplemental Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/health-insurance/disability-insurance"><span class="rmText">Disability Insurance</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/products/health-insurance/hsas"><span class="rmText">HSAs</span></a></li>
270					</ul>
271				</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/recreational-vehicle-insurance"><span class="rmText">Recreational Vehicle Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries"><span class="rmText">Coverage for Specific Industries<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
272					<ul class="rmVertical rmGroup rmLevel2">
273						<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/accounting-firm-insurance"><span class="rmText">Accounting Firm Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="https://www.american-ins.com/a-and-e-coverage/default.aspx"><span class="rmText">A&E Liability Coverage</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/architects-and-engineers"><span class="rmText">Architects and Engineers</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/car-dealership-insurance"><span class="rmText">Car Dealership Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/charter-schools"><span class="rmText">Charter Schools</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/dental-practice-insurance"><span class="rmText">Dental Practice Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/educational-facility-insurance"><span class="rmText">Educational Facility Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/petroleum"><span class="rmText">Fuel Marketers and Distributors</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/garage-insurance"><span class="rmText">Garage Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/healthcare-facility-insurance"><span class="rmText">Healthcare Facility Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/law-firm-insurance"><span class="rmText">Law Firm Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/manufacturing-insurance"><span class="rmText">Manufacturing Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/medical-malpractice-insurance"><span class="rmText">Medical Malpractice Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/nursing-home-insurance"><span class="rmText">Nursing Home Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/printers--publishers-insurance"><span class="rmText">Printers &amp; Publishers Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/restaurant-insurance"><span class="rmText">Restaurant Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/retail-insurance"><span class="rmText">Retail Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/self-storage-insurance"><span class="rmText">Self-Storage Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/specialty-trade-contractors-insurance"><span class="rmText">Specialty Trade Contractors Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/technology-services-insurance"><span class="rmText">Technology Services Insurance</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/underground-storage-tank-insurance"><span class="rmText">Underground Storage Tank Insurance</span></a></li>
274					</ul>
275				</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business"><span class="rmText">Coverage for Your Business<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
276					<ul class="rmVertical rmGroup rmLevel2">
277						<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/business-catastrophe-insurance"><span class="rmText">Business Catastrophe Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/business-owners-policy-bop"><span class="rmText">Business Owners Policy (BOP)</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/commercial-auto-insurance"><span class="rmText">Commercial Auto Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/commercial-general-liability"><span class="rmText">Commercial General Liability</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/commercial-property-insurance"><span class="rmText">Commercial Property Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/commercial-umbrella-insurance"><span class="rmText">Commercial Umbrella Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/crime-insurance"><span class="rmText">Crime Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/drone-tech-liability"><span class="rmText">Drone / Tech Liability</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/epli"><span class="rmText">Employment Practices Liability (EPLI)</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/equipment-insurance"><span class="rmText">Equipment Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/errors-and-omissions-insurance"><span class="rmText">Errors and Omissions Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/hvac-contractor-insurance"><span class="rmText">HVAC Contractors Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/liquor-liability-insurance"><span class="rmText">Liquor Liability Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/mechanical-breakdown-insurance"><span class="rmText">Mechanical Breakdown Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/office-insurance"><span class="rmText">Office Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/professional_liability/"><span class="rmText">Professional Liability Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/small-business-insurance"><span class="rmText">Small Business Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/storage-insurance"><span class="rmText">Storage Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/technology-insurance"><span class="rmText">Technology Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/transportation-insurance"><span class="rmText">Transportation Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/trucking-insurance-and-semi-truck-insurance"><span class="rmText">Trucking Insurance and Semi Truck Insurance</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/workers_compensation/"><span class="rmText">Workers Compensation</span></a></li>
278					</ul>
279				</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees"><span class="rmText">Coverage for Your Employees<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
280					<ul class="rmVertical rmGroup rmLevel2">
281						<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/group-benefits/"><span class="rmText">Group Benefits</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees/group-disability-insurance"><span class="rmText">Group Disability Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees/voluntary-benefits"><span class="rmText">Voluntary Benefits</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees/group-health-insurance"><span class="rmText">Group Health Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees/disability-insurance"><span class="rmText">Disability Insurance</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees/individual-life-insurance"><span class="rmText">Individual Life Insurance</span></a></li>
282					</ul>
283				</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/products"><span class="rmText">Personal Products<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
284					<ul class="rmVertical rmGroup rmLevel2">
285						<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/products/auto-insurance"><span class="rmText">Auto Insurance<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
286							<ul class="rmVertical rmGroup rmLevel3">
287								<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/products/auto-insurance/liability-coverage"><span class="rmText">Liability Coverage</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/auto-insurance/comprehe
287nsive-coverage"><span class="rmText">Comprehensive Coverage</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/auto-insurance/collision-coverage"><span class="rmText">Collision Coverage</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/products/auto-insurance/specialty-auto-insurance"><span class="rmText">Specialty Auto Insurance</span></a></li>
288							</ul>
289						</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/home-insurance"><span class="rmText">Home Insurance<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
290							<ul class="rmVertical rmGroup rmLevel3">
291								<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/products/home-insurance/property-insurance"><span class="rmText">Property Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/home-insurance/homeowners-liability"><span class="rmText">Homeowners Liability</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/home-insurance/renters-insurance"><span class="rmText">Renters Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/home-insurance/condo-insurance"><span class="rmText">Condo Insurance</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/products/home-insurance/earthquake-insurance"><span class="rmText">Earthquake Insurance</span></a></li>
292							</ul>
293						</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/other-personal-insurance"><span class="rmText">Other Personal Insurance<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
294							<ul class="rmVertical rmGroup rmLevel3">
295								<li class="rmItem rmFirst rmLast"><a class="rmLink" target="_top" href="/products/other-personal-insurance/personal-umbrella-insurance"><span class="rmText">Personal Umbrella Insurance</span></a></li>
296							</ul>
297						</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/life-insurance"><span class="rmText">Life Insurance<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
298							<ul class="rmVertical rmGroup rmLevel3">
299								<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/products/life-insurance/individual-life-insurance"><span class="rmText">Individual Life Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/life-insurance/group-life-insurance"><span class="rmText">Group Life Insurance</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/products/life-insurance/key-person-key-men-insurance"><span class="rmText">Key Person (Key Men) Insurance</span></a></li>
300							</ul>
301						</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/health-insurance"><span class="rmText">Health Insurance<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
302							<ul class="rmVertical rmGroup rmLevel3">
303								<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/products/health-insurance/group-health-insurance"><span class="rmText">Group Health Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/health-insurance/dental-coverage"><span class="rmText">Dental Coverage</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/health-insurance/vision-coverage"><span class="rmText">Vision Coverage</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/health-insurance/supplemental-insurance"><span class="rmText">Supplemental Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/products/health-insurance/disability-insurance"><span class="rmText">Disability Insurance</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/products/health-insurance/hsas"><span class="rmText">HSAs</span></a></li>
304							</ul>
305						</div></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/products/recreational-vehicle-insurance"><span class="rmText">Recreational Vehicle Insurance</span></a></li>
306					</ul>
307				</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products"><span class="rmText">Commercial Products<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
308					<ul class="rmVertical rmGroup rmLevel2">
309						<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries"><span class="rmText">Coverage for Specific Industries<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
310							<ul class="rmVertical rmGroup rmLevel3">
311								<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/accounting-firm-insurance"><span class="rmText">Accounting Firm Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/architects-and-engineers"><span class="rmText">Architects and Engineers</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/car-dealership-insurance"><span class="rmText">Car Dealership Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/charter-schools"><span class="rmText">Charter Schools</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/dental-practice-insurance"><span class="rmText">Dental Practice Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/educational-facility-insurance"><span class="rmText">Educational Facility Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/petroleum"><span class="rmText">Fuel Marketers and Distributors</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/garage-insurance"><span class="rmText">Garage Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/healthcare-facility-insurance"><span class="rmText">Healthcare Facility Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/law-firm-insurance"><span class="rmText">Law Firm Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/manufacturing-insurance"><span class="rmText">Manufacturing Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/medical-malpractice-insurance"><span class="rmText">Medical Malpractice Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/nursing-home-insurance"><span class="rmText">Nursing Home Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/printers--publishers-insurance"><span class="rmText">Printers &amp; Publishers Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/restaurant-insurance"><span class="rmText">Restaurant Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/retail-insurance"><span class="rmText">Retail Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/self-storage-insurance"><span class="rmText">Self-Storage Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/specialty-trade-contractors-insurance"><span class="rmText">Specialty Trade Contractors Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/technology-services-insurance"><span class="rmText">Technology Services Insurance</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/commercial-products/coverage-for-specific-industries/underground-storage-tank-insurance"><span class="rmText">Underground Storage Tank Insurance</span></a></li>
312							</ul>
313						</div></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business"><span class="rmText">Coverage for Your Business<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
314							<ul class="rmVertical rmGroup rmLevel3">
315								<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/business-catastrophe-insurance"><span class="rmText">Business Catastrophe Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/business-owners-policy-bop"><span class="rmText">Business Owners Policy (BOP)</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/commercial-auto-insurance"><span class="rmText">Commercial Auto Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/commercial-general-liability"><span class="rmText">Commercial General Liability</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/commercial-property-insurance"><span class="rmText">Commercial Property Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/commercial-umbrella-insurance"><span class="rmText">Commercial Umbrella Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/crime-insurance"><span class="rmText">Crime Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/drone-tech-liability"><span class="rmText">Drone / Tech Liability</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/epli"><span class="rmText">Employment Practices Liability (EPLI)</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/equipment-insurance"><span class="rmText">Equipment Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/errors-and-omissions-insurance"><span class="rmText">Errors and Omissions Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/hvac-contractor-insurance"><span class="rmText">HVAC Contractors Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/liquor-liability-insurance"><span class="rmText">Liquor Liability Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/mechanical-breakdown-insurance"><span class="rmText">Mechanical Breakdown Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/office-insurance"><span class="rmText">Office Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/professional-liability"><span class="rmText">Professional Liability</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/small-business-insurance"><span class="rmText">Small Business Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/storage-insurance"><span class="rmText">Storage Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/technology-insurance"><span class="rmText">Technology Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/transportation-insurance"><span class="rmText">Transportation Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/trucking-insurance-and-semi-truck-insurance"><span class="rmText">Trucking Insurance and Semi Truck Insurance</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-business/workers-compensation"><span class="rmText">Workers Compensation</span></a></li>
316							</ul>
317						</div></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees"><span class="rmText">Coverage for Your Employees<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
318							<ul class="rmVertical rmGroup rmLevel3">
319								<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees/group-benefits"><span class="rmText">Group Benefits</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees/group-disability-insurance"><span class="rmText">Group Disability Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees/voluntary-benefits"><span class="rmText">Voluntary Benefits</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees/group-health-insurance"><span class="rmText">Group Health Insurance</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees/disability-insurance"><span class="rmText">Disability Insurance</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/commercial-products/coverage-for-your-employees/individual-life-insurance"><span class="rmText">Individual Life Insurance</span></a></li>
320							</ul>
321						</div></li>
322					</ul>
323				</div></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/our-specialties"><span class="rmText">Our Specialties<img src="/images/rightArrow.png" style="display: inline-block; border: 0; width: 26px; height: 10px;" alt="Image of right arrow" /></span></a><div class="rmSlide">
324					<ul class="rmVertical rmGroup rmLevel2">
325						<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/our-specialties/architects-engineers"><span class="rmText">Architects &amp; Engineers</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/our-specialties/petroleum-c-stores"><span class="rmText">Petroleum / C-Stores </span></a></li><li class="rm
325Item "><a class="rmLink" target="_top" href="/our-specialties/underground-storage-tanks"><span class="rmText">Underground Storage Tanks</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/our-specialties/charter-schools"><span class="rmText">Charter Schools</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/our-specialties/restaurants"><span class="rmText">Restaurants</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/our-specialties/auto-dealerships"><span class="rmText">Auto Dealerships</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/our-specialties/accountants"><span class="rmText">Accountants</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/our-specialties/lawyers"><span class="rmText">Lawyers</span></a></li>
326					</ul>
327				</div></li>
328			</ul>
329		</div></li><li class="rmItem rmSeparator"><span class="rmText"></span></li><li class="rmItem "><a class="rmLink rmRootLink" href="#"><span class="rmText">Resources</span></a><div class="rmSlide">
330			<ul class="rmVertical rmGroup rmLevel1">
331				<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/refer/"><span class="rmText">Refer a friend</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/links/"><span class="rmText">Important Links</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/glossary/"><span class="rmText">Insurance Glossary</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="https://www.american-ins.com/blog/"><span class="rmText">Blog</span></a></li>
332			</ul>
333		</div></li><li class="rmItem rmSeparator"><span class="rmText"></span></li><li class="rmItem "><a class="rmLink rmRootLink" href="#"><span class="rmText">About Us</span></a><div class="rmSlide">
334			<ul class="rmVertical rmGroup rmLevel1">
335				<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/about/"><span class="rmText">About</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/locations/"><span class="rmText">Our Location</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/employees/"><span class="rmText">Employee Directory</span></a></li><li class="rmItem "><a class="rmLink" target="_top" href="/testimonials/"><span class="rmText">Testimonials</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/privacy/"><span class="rmText">Privacy Policy</span></a></li>
336			</ul>
337		</div></li><li class="rmItem rmSeparator"><span class="rmText"></span></li><li class="rmItem rmLast"><a class="rmLink rmRootLink" href="#"><span class="rmText">Contact</span></a><div class="rmSlide">
338			<ul class="rmVertical rmGroup rmLevel1">
339				<li class="rmItem rmFirst"><a class="rmLink" target="_top" href="/contact/"><span class="rmText">Contact</span></a></li><li class="rmItem rmLast"><a class="rmLink" target="_top" href="/locations/"><span class="rmText">Location(s)</span></a></li>
340			</ul>
341		</div></li>
342	</ul><input id="ctl00_rm_upper_ClientState" name="ctl00_rm_upper_ClientState" type="hidden" />
343</div>
344                        
344<script>
345$(window).bind("load", function() {
346	sizePreheader();
347});
348$(window).resize(sizePreheader);
349function sizePreheader() {
350	$("#preheaderClear").height($("#preheader").height()+10);
351}
352</script>
352
353<div id="preheaderClear"></div>
354                        
355                        
355<script type="text/javascript">try { $('#ctl00_rm_upper').children('ul').css('padding-left', Math.floor(($('#ctl00_rm_upper').width() - $('#ctl00_rm_upper').children('ul').width()) / 2) + 'px'); } catch(err) { }</script>
355
356                        
357                    </td>
358                </tr>
359            </table>
360            <div id="breadcrumb" itemprop="breadcrumb" class="breadcrumb">
361	<a rel="home" href="/">Home</a><span class="bcSeparator"> > </span><span id="lblBCPage">Articles & Information</span>
362</div>
363            <table id="bodyTable" class="primaryTable" role="presentation">
364                <tr>
365                    
366                    <td id="ctl00_tdBodyCenter" class="primaryTextCell">
367                        
368    <br />
369    <div itemprop="mainContentOfPage">
370        
371        
372        
373        <div class="content" data-ada-original-font-size="13" data-ada-original-font-weight="400">
374<h1 data-ada-original-font-size="24" data-ada-original-font-weight="400" data-ada-not-tabbable="true">
375Education Reference</h1>
376<h3 data-ada-original-font-size="19" data-ada-original-font-weight="400" data-ada-not-tabbable="true">
377<u data-ada-original-font-size="19" data-ada-original-font-weight="400"><a href="/education-reference/tools-resources" data-ada-original-font-size="19" data-ada-original-font-weight="400">Tools &amp; Resources</a></u></h3>
378<h3 data-ada-original-font-size="19" data-ada-original-font-weight="400" data-ada-not-tabbable="true">
379<a href="/education-reference/urban-wildlife-protection" data-ada-original-font-size="19" data-ada-original-font-weight="400"><u data-ada-original-font-size="19" data-ada-original-font-weight="400">Urban Wildlife Protection</u></a></h3>
380<h3 data-ada-original-font-size="19" data-ada-original-font-weight="400" data-ada-not-tabbable="true">
381<u data-ada-original-font-size="19" data-ada-original-font-weight="400"><a href="/education-reference/firework-safety" data-ada-original-font-size="19" data-ada-original-font-weight="400">Firework Safety</a></u></h3>
382<h3 data-ada-original-font-size="19" data-ada-original-font-weight="400" data-ada-not-tabbable="true">
383<a href="/education-reference/home-inspections" data-ada-original-font-size="19" data-ada-original-font-weight="400"><u data-ada-original-font-size="19" data-ada-original-font-weight="400">Home Inspections</u></a></h3>
384<h3 data-ada-original-font-size="19" data-ada-original-font-weight="400" data-ada-not-tabbable="true">
385<a href="/education-reference/umbrellas" data-ada-original-font-size="19" data-ada-original-font-weight="400"><u data-ada-original-font-size="19" data-ada-original-font-weight="400">Umbrellas</u></a></h3>
386</div>
387        
388        
389    </div>
390    
391                    <link href="/Scripts/Bootstrap/css/bootstrap_fancy.min.css" rel="stylesheet" type="text/css" /> 
391<script src="/Scripts/Bootstrap/js/bootstrap.min.js" type= "text/javascript"></script>
391
392    
393    
394    <link href="/Scripts/fancyboxnew/jquery.fancybox.min.css" rel="stylesheet" />
395    
395<script src="/Scripts/fancyboxnew/jquery.fancybox.min.js"></script>
395
396    
396<script>
397        $(".fancyLink").fancybox();
398    </script>
398
399
400                    </td>
401
402                    
403                </tr>
404            </table>
405            <table id="footerTable" class="footerTableStyle" role="presentation">
406                <tr>
407                    <td class="footerTextCell">
408                        <div id="footerTop">
409<div class="container">
410<div class="row">
411<div class="col-xs-12 col-sm-3"><img src="/img/~www.american-ins.com/assets/footer_logo.PNG" class="img100" alt="text" style="">
412<div class="visible-xs"><br>
413</div>
414</div>
415<div class="col-xs-12 col-sm-3">
416<h2>Salt Lake Office</h2>
417<a href="/locations.aspx">448 South 400 East<br>
418Salt Lake City, UT 84111</a><br>
419<a href="tel:8013643434">Ph: 801-364-3434</a><br>
420Fx: 801-355-5234
421</div>
422<div class="col-xs-12 col-sm-3">
423<h2>Las Vegas Office</h2>
424<a href="/locations.aspx">Las Vegas, NV 89118 </a><br>
425<a href="tel:7028771760">Ph: (702) 877-1760 </a><br>
426Fx: (702) 877-0937
427<div class="visible-xs"><br>
428</div>
429</div>
430<div class="col-xs-12 col-sm-3">
431<div id="searchGroup">
432<input type="text" placeholder="Search..." class="searchquery" aria-label="Search field">
433<input type="button" value="    " class="searchbutton" aria-label="Search Button">
434</div>
435</div>
436</div>
437</div>
438</div>
439<div id="footerBottom">
440<div class="container">
441<div class="row">
442<div class="col-xs-12 col-sm-8">
443© Copyright. All rights reserved | Powered by <a href="http://www.getitc.com/products/websites/" target="_blank">Insurance Website Builder</a>
444</div>
445</div>
446</div>
447</div>
448<script src="https://ajax.googleapis.com/ajax/libs/jquery/1.12.4/jquery.min.js"></script>
vendor: 2 bytes, line 448
448
449<script src="/img/resources/responsive.min.js"></script>
vendor: 2 bytes, line 449
449
450<script src="/img/~www.american-ins.com/js/jquery.cycle2.js"></script>
vendor: 2 bytes, line 450
450
451<script src="/img/~www.american-ins.com/js/validate-code.js"></script>
vendor: 2 bytes, line 451
451
452<script src="/img/~www.american-ins.com/carriers/jquery.bxslider.min.js"></script>
452
453<!-- Cookie Consent by https://www.CookieConsent.com -->
454<script type="text/javascript" src="//www.cookieconsent.com/releases/4.0.0/cookie-consent.js" charset="UTF-8"></script>
vendor: 2 bytes, line 454
454
455<script type="text/javascript" charset="UTF-8">
456document.addEventListener('DOMContentLoaded', function () {
457cookieconsent.run({"notice_banner_type":"simple","consent_type":"express","palette":"dark","language":"en","page_load_consent_levels":["strictly-necessary"],"notice_banner_reject_button_hide":false,"preferences_center_close_button_hide":false,"website_privacy_policy_url":"https://www.american-ins.com/privacy","website_name":"https://www.american-ins.com/"});
458});
459</script>
459
460<noscript>ePrivacy and GPDR Cookie Consent by <a href="https://www.CookieConsent.com/" rel="nofollow noopener">Cookie Consent</a></noscript>
461<!-- End Cookie Consent by https://www.CookieConsent.com -->
462                    </td>
463                </tr>
464            </table>
465        </div>
466        <div id="siteOrganization" style="display: none;">
467            <meta itemprop="name" content="American Ins & Inv Corp " />
468            <meta itemprop="url" content="https://www.american-ins.com/" />
469        </div>
470    
471<div class="aspNetHidden">
472
473	<input type="hidden" name="__VIEWSTATEGENERATOR" id="__VIEWSTATEGENERATOR" value="A0DDA87A" />
474</div>
475
476<script type="text/javascript">
477//<![CDATA[
478$(".homeBody .primaryTable").addClass("col-xs-12");
479$("#preheader").append($("#ctl00_rm_upper"));
480
481$(function() {
482    var preheader = $("#preheader");
483    $(window).scroll(function() {
484        var scroll = $(window).scrollTop();
485
486        if (scroll >= 100) {
487            preheader.addClass("solidFFF");
488        } else {
489            preheader.removeClass("solidFFF");
490        }
491    });
492});
493
494fillDropDownFromFeed($('#txtInsurance'), '/resources/data/website_data.ashx?r=lines', 'name', 'url');
495
496function buildDropDown() {
497	$("#txtInsurance").prepend("<option selected='selected' value='No Type Selected' disabled='disabled'>Select Insurance Type</option>");
498	$("#txtInsurance")[0].options[0].selected = true;
499	$("#txtInsurance").animate({ opacity: 1 }, 1000);
500}
501
502function loadCarriers() {
503	$(".bxslider").animate({ opacity: 1 }, 2000);
504};
505
506function loadTestimonials() {
507    $(function () {
508        $.ajax({
509            url: '/resources/data/website_data.ashx?r=testimonials',
510            dataType: 'json',
511            success: Testimonials
512        });
513    });
514};
515
516function Testimonials(result) {
517 
518    $.each(result, function (i, item) {
519 
520        var trimmedString = item.text.substring(0, 200) + '...';
521        var newDiv = $('<div/>', {
522            html: '"' + trimmedString + '"<br><br>-' + item.name
523        }).appendTo('#testimonials');
524 
525    });
526       
527};
528
529$(document).ready(function() { 
530	loadCarriers();
531	loadTestimonials();
532	
533	function showSlideText() {
534		$("#headSlideshow .slide .container").animate({ opacity: 1 }, 2000);
535	}
536	setTimeout(showSlideText, 1000)
537	
538	$("img[src*='employee_photo']").removeClass("img-responsive"); 
539
540	function buildNav() {
541		$("#ctl00_rm_upper.RadMenu.RadMenu_IWB ul.rmRootGroup.rmShadows.rmHorizontal li.rmItem a.rmLink.rmRootLink").addClass("dropdown-li");
542		$("#ctl00_rm_upper.RadMenu.RadMenu_IWB ul.rmRootGroup.rmShadows.rmHorizontal li.rmItem a.rmLink").each(function() {
543			$(this).clone().appendTo('.mobileMenu')
544		});
545		$('.mobileMenu .dropdown-li').each(function(){ 
546			$(this).nextUntil(".dropdown-li").wrapAll('<div class="dropdown-menu" />');
547		});
548		$(".mobileMenu a.rmLink.rmRootLink.dropdown-li[href*='about']").attr("href", "#");
549		$(".mobileMenu a.rmLink.rmRootLink.dropdown-li[href*='contact']").attr("href", "#");
550		$( ".dropdown-li" ).click(function() {
551			$( ".mobileMenu .dropdown-menu" ).hide();
552			$(this).next(".mobileMenu .dropdown-menu").slideToggle( "slow" );
553		});
554	}
555	setTimeout(buildNav, 500)
556	
557	function buildTestimonials() {
558		$('#testimonials.cycle-slideshow').cycle('reinit');
559		$("#testimonials.cycle-slideshow div").animate({ opacity: 1 }, 2000);
560	}
561	setTimeout(buildTestimonials, 1000)
562
563	$( ".cross" ).hide();
564	$( ".mobileMenu" ).hide();
565	$( ".hamburger" ).click(function() {
566		$( ".mobileMenu" ).slideToggle( "slow", function() {
567			$( ".hamburger" ).hide();
568			$( ".cross" ).show();
569		});
570	});
571	$('.bxslider').show().bxSlider({
572		auto: true,
573		autoControls: false,
574		controls: false,
575		pager: false,
576		moveSlides: 1,
577		minSlides: 1,
578		maxSlides: 5,
579        preloadImages: 'all',
580		slideWidth: 234,
581		slideMargin: 0
582	});
583
584	$( ".cross" ).click(function() {
585		$( ".mobileMenu" ).slideToggle( "slow", function() {
586			$( ".cross" ).hide();
587			$( ".hamburger" ).show();
588		});
589	});
590});
591window.__TsmHiddenField = $get('rsm_Master_TSM');;(function() {
592                        function loadHandler() {
593                            var hf = $get('rssm_Master_TSSM');
594                            if (!hf._RSSM_init) { hf._RSSM_init = true; hf.value = ''; }
595                            hf.value += ';Telerik.Web.UI, Version=2018.3.910.40, Culture=neutral, PublicKeyToken=121fae78165ba3d4:en-US:df8a796a-503f-421d-9d40-9475fc76f21f:ed2942d4';
596                            Sys.Application.remove_load(loadHandler);
597                        };
598                        Sys.Application.add_load(loadHandler);
599                    })();Sys.Application.add_init(function() {
600    $create(Telerik.Web.UI.RadMenu, {"_childListElementCssClass":null,"_skin":"IWB","clientStateFieldID":"ctl00_rm_upper_ClientState","collapseAnimation":"{\"duration\":450}","enableAutoScroll":true,"enableShadows":true,"expandAnimation":"{\"duration\":450}","itemData":[{"items":[{"items":[{"navigateUrl":"/about/our-locations","target":"_top"},{"navigateUrl":"/employees/","target":"_top"}],"navigateUrl":"/about","target":"_top"},{"items":[{"items":[{"navigateUrl":"/products/auto-insurance/liability-coverage","target":"_top"}
600,{"navigateUrl":"/products/auto-insurance/comprehensive-coverage","target":"_top"},{"navigateUrl":"/products/auto-insurance/collision-coverage","target":"_top"},{"navigateUrl":"/products/auto-insurance/specialty-auto-insurance","target":"_top"}],"navigateUrl":"/products/auto-insurance","target":"_top"},{"items":[{"navigateUrl":"/products/home-insurance/property-insurance","target":"_top"},{"navigateUrl":"/products/home-insurance/homeowners-liability","target":"_top"},{"navigateUrl":"/products/home-insurance/renters-insurance","target":"_top"},{"navigateUrl":"/products/home-insurance/condo-insurance","target":"_top"},{"navigateUrl":"/products/home-insurance/earthquake-insurance","target":"_top"}],"navigateUrl":"/products/home-insurance","target":"_top"},{"items":[{"navigateUrl":"/products/other-personal-insurance/personal-umbrella-insurance","target":"_top"}],"navigateUrl":"/products/other-personal-insurance","target":"_top"},{"items":[{"navigateUrl":"/products/life-insurance/individual-life-insurance","target":"_top"},{"navigateUrl":"/products/life-insurance/group-life-insurance","target":"_top"},{"navigateUrl":"/products/life-insurance/key-person-key-men-insurance","target":"_top"}],"navigateUrl":"/products/life-insurance","target":"_top"},{"items":[{"navigateUrl":"/products/health-insurance/group-health-insurance","target":"_top"},{"navigateUrl":"/products/health-insurance/dental-coverage","target":"_top"},{"navigateUrl":"/products/health-insurance/vision-coverage","target":"_top"},{"navigateUrl":"/products/health-insurance/supplemental-insurance","target":"_top"},{"navigateUrl":"/products/health-insurance/disability-insurance","target":"_top"},{"navigateUrl":"/products/health-insurance/hsas","target":"_top"}],"navigateUrl":"/products/health-insurance","target":"_top"},{"navigateUrl":"/products/recreational-vehicle-insurance","target":"_top"}],"navigateUrl":"/products","target":"_top"},{"items":[{"items":[{"navigateUrl":"/commercial-products/coverage-for-specific-industries/accounting-firm-insurance","target":"_top"},{"navigateUrl":"/our-specialties/architects-engineers","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/car-dealership-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/charter-schools","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/dental-practice-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/educational-facility-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/petroleum","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/garage-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/healthcare-facility-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/law-firm-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/manufacturing-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/medical-malpractice-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/nursing-home-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/printers--publishers-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/restaurant-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/retail-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/self-storage-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/specialty-trade-contractors-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/technology-services-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/underground-storage-tank-insurance","target":"_top"}],"navigateUrl":"/commercial-products/coverage-for-specific-industries","target":"_top"},{"items":[{"navigateUrl":"/commercial-products/coverage-for-your-business/business-catastrophe-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/business-owners-policy-bop","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/commercial-auto-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/commercial-general-liability","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/commercial-property-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/commercial-umbrella-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/crime-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/drone-tech-liability","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/epli","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/equipment-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/errors-and-omissions-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/hvac-contractor-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/liquor-liability-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/mechanical-breakdown-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/office-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/professional-liability","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/small-business-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/storage-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/technology-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/transportation-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/trucking-insurance-and-semi-truck-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/workers-compensation","target":"_top"}],"navigateUrl":"/commercial-products/coverage-for-your-business","target":"_top"},{"items":[{"navigateUrl":"/commercial-products/coverage-for-your-employees/group-benefits","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-employees/group-disability-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-employees/voluntary-benefits","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-employees/group-health-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-employees/disability-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-employees/individual-life-insurance","target":"_top"}],"navigateUrl":"/commercial-products/coverage-for-your-employees","target":"_top"},{"items":[{"navigateUrl":"/commercial-products/farm-insurance/crop-insurance","target":"_top"},{"navigateUrl":"/commercial-products/farm-insurance/farm-owners-insurance","target":"_top"},{"navigateUrl":"/commercial-products/farm-insurance/farm-livestock-insurance","target":"_top"},{"navigateUrl":"/commercial-products/farm-insurance/equine-insurance","target":"_top"},{"navigateUrl":"/commercial-products/farm-insurance/farm-equipment-insurance","target":"_top"},{"navigateUrl":"/commercial-products/farm-insurance/farm-dwelling-insurance","target":"_top"},{"navigateUrl":"/commercial-products/farm-insurance/farm-structures-insurance","target":"_top"},{"navigateUrl":"/commercial-products/farm-insurance/farm-auto-insurance","target":"_top"},{"navigateUrl":"/commercial-products/farm-insurance/farm-umbrella-insurance","target":"_top"},{"navigateUrl":"/commercial-products/farm-insurance/farm-liability-insurance","target":"_top"}],"navigateUrl":"/commercial-products/farm-insurance","target":"_top"}],"navigateUrl":"/commercial-products","target":"_top"},{"items":[{"navigateUrl":"/our-specialties/architects-engineers","target":"_top"},{"navigateUrl":"/our-specialties/petroleum-c-stores","target":"_top"},{"navigateUrl":"/our-specialties/underground-storage-tanks","target":"_top"},{"navigateUrl":"/our-specialties/charter-schools","target":"_top"},{"navigateUrl":"/our-specialties/restaurants","target":"_top"},{"navigateUrl":"/our-specialties/auto-dealerships","target":"_top"},{"navigateUrl":"/our-specialties/accountants","target":"_top"},{"navigateUrl":"/our-specialties/lawyers","target":"_top"}],"navigateUrl":"/our-specialties","target":"_top"},{"navigateUrl":"/category.aspx?id=MISC101","target":"_top"},{"navigateUrl":"/request-a-quote","target":"_top"},{"navigateUrl":"/self-service-client-portal","target":"_top"},{"navigateUrl":"/benefit-enrollment-portal","target":"_top"},{"navigateUrl":"/carriers","target":"_top"},{"navigateUrl":"/tools-resources","target":"_top"},{"items":[{"navigateUrl":"/category.aspx?id=MISC102","target":"_top"},{"navigateUrl":"/articles-and-information/covid-19-info","target":"_top"},{"navigateUrl":"/articles-and-information/earthquake-info","target":"_top"},{"navigateUrl":"/articles-and-information/great-utah-shake-out","target":"_top"},{"navigateUrl":"/articles-and-information/flood-insurance-faqs","target":"_top"},{"navigateUrl":"/articles-and-information/urban-wildfire-protection","target":"_top"},{"navigateUrl":"/articles-and-information/firework-safety","target":"_top"},{"navigateUrl":"/articles-and-information/home-inspections","target":"_top"},{"navigateUrl":"/articles-and-information/umbrellas","target":"_top"}],"navigateUrl":"/articles-and-information","target":"_top"},{"items":[{"navigateUrl":"/contact-us/location-1","target":"_top"},{"navigateUrl":"/contact-us/location-2","target":"_top"}],"navigateUrl":"/contact-us","target":"_top"}]},{"isSeparator":true},{"items":[{"items":[{"navigateUrl":"/products/auto-insurance/liability-coverage","target":"_top"}
600,{"navigateUrl":"/products/auto-insurance/comprehensive-coverage","target":"_top"},{"navigateUrl":"/products/auto-insurance/collision-coverage","target":"_top"},{"navigateUrl":"/products/auto-insurance/specialty-auto-insurance","target":"_top"}],"navigateUrl":"/products/auto-insurance","target":"_top"},{"items":[{"navigateUrl":"/products/home-insurance/property-insurance","target":"_top"},{"navigateUrl":"/products/home-insurance/homeowners-liability","target":"_top"},{"navigateUrl":"/products/home-insurance/renters-insurance","target":"_top"},{"navigateUrl":"/products/home-insurance/condo-insurance","target":"_top"},{"navigateUrl":"/products/home-insurance/earthquake-insurance","target":"_top"}],"navigateUrl":"/products/home-insurance","target":"_top"},{"items":[{"navigateUrl":"/products/other-personal-insurance/personal-umbrella-insurance","target":"_top"}],"navigateUrl":"/products/other-personal-insurance","target":"_top"},{"items":[{"navigateUrl":"/products/life-insurance/individual-life-insurance","target":"_top"},{"navigateUrl":"/products/life-insurance/group-life-insurance","target":"_top"},{"navigateUrl":"/products/life-insurance/key-person-key-men-insurance","target":"_top"}],"navigateUrl":"/products/life-insurance","target":"_top"},{"items":[{"navigateUrl":"/products/health-insurance/group-health-insurance","target":"_top"},{"navigateUrl":"/products/health-insurance/dental-coverage","target":"_top"},{"navigateUrl":"/products/health-insurance/vision-coverage","target":"_top"},{"navigateUrl":"/products/health-insurance/supplemental-insurance","target":"_top"},{"navigateUrl":"/products/health-insurance/disability-insurance","target":"_top"},{"navigateUrl":"/products/health-insurance/hsas","target":"_top"}],"navigateUrl":"/products/health-insurance","target":"_top"},{"navigateUrl":"/products/recreational-vehicle-insurance","target":"_top"},{"items":[{"navigateUrl":"/commercial-products/coverage-for-specific-industries/accounting-firm-insurance","target":"_top"},{"navigateUrl":"https://www.american-ins.com/a-and-e-coverage/default.aspx","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/architects-and-engineers","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/car-dealership-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/charter-schools","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/dental-practice-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/educational-facility-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/petroleum","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/garage-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/healthcare-facility-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/law-firm-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/manufacturing-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/medical-malpractice-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/nursing-home-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/printers--publishers-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/restaurant-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/retail-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/self-storage-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/specialty-trade-contractors-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/technology-services-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/underground-storage-tank-insurance","target":"_top"}],"navigateUrl":"/commercial-products/coverage-for-specific-industries","target":"_top"},{"items":[{"navigateUrl":"/commercial-products/coverage-for-your-business/business-catastrophe-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/business-owners-policy-bop","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/commercial-auto-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/commercial-general-liability","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/commercial-property-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/commercial-umbrella-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/crime-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/drone-tech-liability","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/epli","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/equipment-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/errors-and-omissions-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/hvac-contractor-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/liquor-liability-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/mechanical-breakdown-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/office-insurance","target":"_top"},{"navigateUrl":"/professional_liability/","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/small-business-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/storage-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/technology-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/transportation-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/trucking-insurance-and-semi-truck-insurance","target":"_top"},{"navigateUrl":"/workers_compensation/","target":"_top"}],"navigateUrl":"/commercial-products/coverage-for-your-business","target":"_top"},{"items":[{"navigateUrl":"/group-benefits/","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-employees/group-disability-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-employees/voluntary-benefits","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-employees/group-health-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-employees/disability-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-employees/individual-life-insurance","target":"_top"}],"navigateUrl":"/commercial-products/coverage-for-your-employees","target":"_top"},{"items":[{"items":[{"navigateUrl":"/products/auto-insurance/liability-coverage","target":"_top"}
600,{"navigateUrl":"/products/auto-insurance/comprehensive-coverage","target":"_top"},{"navigateUrl":"/products/auto-insurance/collision-coverage","target":"_top"},{"navigateUrl":"/products/auto-insurance/specialty-auto-insurance","target":"_top"}],"navigateUrl":"/products/auto-insurance","target":"_top"},{"items":[{"navigateUrl":"/products/home-insurance/property-insurance","target":"_top"},{"navigateUrl":"/products/home-insurance/homeowners-liability","target":"_top"},{"navigateUrl":"/products/home-insurance/renters-insurance","target":"_top"},{"navigateUrl":"/products/home-insurance/condo-insurance","target":"_top"},{"navigateUrl":"/products/home-insurance/earthquake-insurance","target":"_top"}],"navigateUrl":"/products/home-insurance","target":"_top"},{"items":[{"navigateUrl":"/products/other-personal-insurance/personal-umbrella-insurance","target":"_top"}],"navigateUrl":"/products/other-personal-insurance","target":"_top"},{"items":[{"navigateUrl":"/products/life-insurance/individual-life-insurance","target":"_top"},{"navigateUrl":"/products/life-insurance/group-life-insurance","target":"_top"},{"navigateUrl":"/products/life-insurance/key-person-key-men-insurance","target":"_top"}],"navigateUrl":"/products/life-insurance","target":"_top"},{"items":[{"navigateUrl":"/products/health-insurance/group-health-insurance","target":"_top"},{"navigateUrl":"/products/health-insurance/dental-coverage","target":"_top"},{"navigateUrl":"/products/health-insurance/vision-coverage","target":"_top"},{"navigateUrl":"/products/health-insurance/supplemental-insurance","target":"_top"},{"navigateUrl":"/products/health-insurance/disability-insurance","target":"_top"},{"navigateUrl":"/products/health-insurance/hsas","target":"_top"}],"navigateUrl":"/products/health-insurance","target":"_top"},{"navigateUrl":"/products/recreational-vehicle-insurance","target":"_top"}],"navigateUrl":"/products","target":"_top"},{"items":[{"items":[{"navigateUrl":"/commercial-products/coverage-for-specific-industries/accounting-firm-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/architects-and-engineers","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/car-dealership-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/charter-schools","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/dental-practice-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/educational-facility-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/petroleum","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/garage-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/healthcare-facility-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/law-firm-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/manufacturing-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/medical-malpractice-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/nursing-home-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/printers--publishers-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/restaurant-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/retail-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/self-storage-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/specialty-trade-contractors-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/technology-services-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-specific-industries/underground-storage-tank-insurance","target":"_top"}],"navigateUrl":"/commercial-products/coverage-for-specific-industries","target":"_top"},{"items":[{"navigateUrl":"/commercial-products/coverage-for-your-business/business-catastrophe-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/business-owners-policy-bop","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/commercial-auto-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/commercial-general-liability","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/commercial-property-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/commercial-umbrella-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/crime-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/drone-tech-liability","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/epli","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/equipment-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/errors-and-omissions-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/hvac-contractor-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/liquor-liability-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/mechanical-breakdown-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/office-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/professional-liability","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/small-business-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/storage-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/technology-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/transportation-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/trucking-insurance-and-semi-truck-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-business/workers-compensation","target":"_top"}],"navigateUrl":"/commercial-products/coverage-for-your-business","target":"_top"},{"items":[{"navigateUrl":"/commercial-products/coverage-for-your-employees/group-benefits","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-employees/group-disability-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-employees/voluntary-benefits","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-employees/group-health-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-employees/disability-insurance","target":"_top"},{"navigateUrl":"/commercial-products/coverage-for-your-employees/individual-life-insurance","target":"_top"}],"navigateUrl":"/commercial-products/coverage-for-your-employees","target":"_top"}],"navigateUrl":"/commercial-products","target":"_top"},{"items":[{"navigateUrl":"/our-specialties/architects-engineers","target":"_top"},{"navigateUrl":"/our-specialties/petroleum-c-stores","target":"_top"},{"navigateUrl":"/our-specialties/underground-storage-tanks","target":"_top"},{"navigateUrl":"/our-specialties/charter-schools","target":"_top"},{"navigateUrl":"/our-specialties/restaurants","target":"_top"},{"navigateUrl":"/our-specialties/auto-dealerships","target":"_top"},{"navigateUrl":"/our-specialties/accountants","target":"_top"},{"navigateUrl":"/our-specialties/lawyers","target":"_top"}],"navigateUrl":"/our-specialties","target":"_top"}]},{"isSeparator":true},{"items":[{"navigateUrl":"/refer/","target":"_top"},{"navigateUrl":"/links/","target":"_top"},{"navigateUrl":"/glossary/","target":"_top"},{"navigateUrl":"https://www.american-ins.com/blog/","target":"_top"}]},{"isSeparator":true},{"items":[{"navigateUrl":"/about/","target":"_top"},{"navigateUrl":"/locations/","target":"_top"},{"navigateUrl":"/employees/","target":"_top"},{"navigateUrl":"/testimonials/","target":"_top"},{"navigateUrl":"/privacy/","target":"_top"}]},{"isSeparator":true},{"items":[{"navigateUrl":"/contact/","target":"_top"},{"navigateUrl":"/locations/","target":"_top"}]}]}
600, null, null, $get("ctl00_rm_upper"));
601});
602//]]>
603</script>
603
604</form>
605    
605<script src="/scripts/fancyboxnew/jquery.fancybox.min.js"></script>
605
606    
606<script>
607        function extractHostname(url) {
608            var hostname;
609            //find & remove protocol (http, ftp, etc.) and get hostname
610
611            if (url.indexOf("://") > -1) {
612                hostname = url.split('/')[2];
613            }
614            else {
615                hostname = url.split('/')[0];
616            }
617
618            //find & remove port number
619            hostname = hostname.split(':')[0];
620            //find & remove "?"
621            hostname = hostname.split('?')[0];
622
623            return hostname;
624        }
625        function extractRootDomain(url) {
626            var domain = extractHostname(url),
627                splitArr = domain.split('.'),
628                arrLen = splitArr.length;
629            //secure page fix
630            if (domain == 'default.aspx' || domain.length < 2) {
631                return '';
632            }
633            //extracting the root domain here
634            //if there is a subdomain 
635            else if (arrLen > 2) {
636                domain = splitArr[arrLen - 2] + '.' + splitArr[arrLen - 1];
637                //check to see if it's using a Country Code Top Level Domain (ccTLD) (i.e. ".me.uk")
638                if (splitArr[arrLen - 1].length == 2 && splitArr[arrLen - 1].length == 2) {
639                    //this is using a ccTLD
640                    domain = splitArr[arrLen - 3] + '.' + domain;
641                }
642            }
643            return domain;
644        }
645        try {
646            const players = Plyr.setup('.iwb-player', { invertTime: false, });
647            $('.fancyboxpopclass').fancybox();
648            $('video').contextmenu(function () {
649                return false;
650            });
651        }
652        catch (e) {
653
654        }
655        
656
657    </script>
657
658</body>
659</html>

Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.