PageSourceSearch

https://www.principal.com.sg/en/unit-trustsg

html principal.com.sg collected 2026-10-08 04:38:01 UTC 42,143 bytes, 834 lines download raw bytes

1<!DOCTYPE html>
2<html  lang="en" dir="ltr" prefix="content: http://purl.org/rss/1.0/modules/content/  dc: http://purl.org/dc/terms/  foaf: http://xmlns.com/foaf/0.1/  og: http://ogp.me/ns#  rdfs: http://www.w3.org/2000/01/rdf-schema#  schema: http://schema.org/  sioc: http://rdfs.org/sioc/ns#  sioct: http://rdfs.org/sioc/types#  skos: http://www.w3.org/2004/02/skos/core#  xsd: http://www.w3.org/2001/XMLSchema# ">
3<head>
4        <!-- Google tag (gtag.js) -->
vendor: 66 bytes, lines 4-5
4
5  <script async src="https://www.googletagmanager.com/gtag/js?id=
5G-Y2BL49FR4L
vendor: 14 bytes, lines 5-6
5"></script>
6  
6<script>
7    
vendor: 152 bytes, lines 7-12
7window.dataLayer = window.dataLayer || [];
8    function gtag() {
9      dataLayer.push(arguments);
10    }
11    gtag('js', new Date());
12    gtag('config', '
12G-Y2BL49FR4L
vendor: 6 bytes, lines 12-13
12');
13  
13</script>
13
14    
15        
16  
16<script>
17    var dataLayer = window.dataLayer = window.dataLayer || [];
18    dataLayer.push({
19      'event': 'info-added',
20      'business-units': {
21        'pi': true
22      },
23      'app-data': {
24        'single-page-app': false
25      }
26    });
27  </script>
27
28
29      <!-- Google Tag Manager -->
30  
30<script>
vendor: 426 bytes, lines 30-37
30(function (w, d, s, l, i) {
31      w[l] = w[l] || []; w[l].push({
32        'gtm.start':
33          new Date().getTime(), event: 'gtm.js'
34      }); var f = d.getElementsByTagName(s)[0],
35        j = d.createElement(s), dl = l != 'dataLayer' ? '&l=' + l : ''; j.async = true; j.src =
36          'https://www.googletagmanager.com/gtm.js?id=' + i + dl; f.parentNode.insertBefore(j, f);
37    })(window, document, 'script', 'dataLayer', '
37GTM-M59TSMH
vendor: 3 bytes, line 37
37');
37</script>
37
38  <!-- End Google Tag Manager -->
39  
40  
41    
42
43  
43<script src="https://www.principalcdn.com/css/horizon/v2/horizon.min.js"></script>
43
44
45
46
47  <meta charset="utf-8" />
48<link rel="canonical" href="https://www.principal.com.sg/en/unit-trustsg" />
49<meta name="Generator" content="Drupal 11 (https://www.drupal.org)" />
50<meta name="MobileOptimized" content="width" />
51<meta name="HandheldFriendly" content="true" />
52<meta name="viewport" content="width=device-width, initial-scale=1.0" />
53<script>
54        
55      var INSTAPAGE_AJAXURL = "https:\/\/www.principal.com.sg\/instapage-ajax";
56      var INSTAPAGE_CSRF_TOKEN = "TD-tVbYS0jBLXOHnt2H7DWUgJRyHP5GNs7RjKZTujXE";
57    
58    </script>
58
59<link rel="icon" href="/sites/default/files/favicon.ico" type="image/vnd.microsoft.icon" />
60<link rel="alternate" hreflang="en" href="https://www.principal.com.sg/en/unit-trustsg" />
61
62    <meta name="format-detection" content="telephone=no" />
63    <title>Unit Trust | Principal Singapore</title>
64
65
66    <link rel="stylesheet" media="all" href="/sites/default/files/css/css__DyAAIHVzqnlfGIh3Hyi2DYm0fwxo-sC2-c8AUcO_u8.css?delta=0&amp;language=en&amp;theme=cpam&amp;include=eJxdx0EOwjAMBdELGXykyEk-UYRTR7FL6e1BrFA3o3kZEVgJ72mOmh5dv3Ru2LBEqUwZ3NSy6M3j1L41skOLLNsdyn9P0yGpSmD28sTii8lPDwzO4qBXx-H8631Y3RUftDU2Sw" />
67<link rel="stylesheet" media="all" href="https://www.principalcdn.com/css/horizon/v2/horizon.min.css" />
68<link rel="stylesheet" media="all" href="/sites/default/files/css/css_wA34wNWPFVX2FjQjOhiMIY8LUML16QwJzoEMGUkRQbc.css?delta=2&amp;language=en&amp;theme=cpam&amp;include=eJxdx0EOwjAMBdELGXykyEk-UYRTR7FL6e1BrFA3o3kZEVgJ72mOmh5dv3Ru2LBEqUwZ3NSy6M3j1L41skOLLNsdyn9P0yGpSmD28sTii8lPDwzO4qBXx-H8631Y3RUftDU2Sw" />
69<link rel="stylesheet" media="all" href="//fonts.googleapis.com/css?family=Prompt&amp;display=swap" />
70
71      
71<script type="application/json" data-drupal-selector="drupal-settings-json">{"path":{"baseUrl":"\/","pathPrefix":"en\/","currentPath":"node\/801","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"cpam_disclaimer":{"settings":[{"pid":"2","identifier":"block-block-content32d794ce-5917-4a65-8cf2-839224c6a304","type":"0","css_selector":"0","overlay":"1","trigger_method":"0","trigger_selector":"#custom-css-id","accept":"0","decline":"1","width":"400","status":"1"},{"pid":"3","identifier":"block-block-content46813101-461c-41a5-a757-e64a1d43dfb0","type":"0","css_selector":"0","overlay":"1","trigger_method":"0","trigger_selector":"#custom-css-id","accept":"1","decline":"0","width":"400","status":"1"},{"pid":"4","identifier":"block-block-content20273d21-0670-45e2-8c24-3e12895c032a","type":"0","css_selector":"0","overlay":"1","trigger_method":"0","trigger_selector":"#custom-css-id","accept":"0","decline":"1","width":"400","status":"1"},{"pid":"5","identifier":"block-block-contentb27ef7e1-60a2-40b6-92f9-79adcbadb604","type":"0","css_selector":"0","overlay":"1","trigger_method":"0","trigger_selector":"#custom-css-id","accept":"0","decline":"1","width":"400","status":"1"},{"pid":"6","identifier":"block-block-contentab2f46af-26d3-4261-8c13-b09db7bb1183","type":"0","css_selector":"0","overlay":"1","trigger_method":"1","trigger_selector":"#custom-css-id","accept":"0","decline":"1","width":"400","status":"1"},{"pid":"7","identifier":"block-block-content83ade433-3cb2-4692-a745-2e167853b30e","type":"0","css_selector":"0","overlay":"1","trigger_method":"0","trigger_selector":"#custom-css-id","accept":"1","decline":"0","width":"400","status":"1"},{"pid":"8","identifier":"block-block-contentd41921b4-95c1-4d4c-baa9-94a46513f5db","type":"0","css_selector":"0","overlay":"1","trigger_method":"0","trigger_selector":"#custom-css-id","accept":"0","decline":"0","width":"400","status":"1"}]},"bootstrap":{"forms_has_error_value_toggle":1,"modal_animation":1,"modal_backdrop":"true","modal_focus_input":1,"modal_keyboard":1,"modal_select_text":1,"modal_show":1,"modal_size":"","popover_enabled":1,"popover_animation":1,"popover_auto_close":1,"popover_container":"body","popover_content":"","popover_delay":"0","popover_html":0,"popover_placement":"right","popover_selector":"","popover_title":"","popover_trigger":"click"},"ajaxTrustedUrl":{"\/en\/site-search":true},"user":{"uid":0,"permissionsHash":"d753fa8b83410dc5d09681d7d3f344025c09597c2dccb9ef45d7244442a3be2f"}}</script>
vendor: 1 bytes, line 71
71
72<script src="/core/assets/vendor/jquery/jquery.min.js?v=4.0.0"></script>
vendor: 1 bytes, line 72
72
73<script src="/sites/default/files/js/js_0V5FUFQNYDoVtYNJN_aF25qPp0MBcN3emGpWcTNkWgU.js?scope=header&amp;delta=1&amp;language=en&amp;theme=cpam&amp;include=eJxdjFEKwkAMBS-0skda0u1rCaabkEStt7coSOnfzBt4EzLhDbtpYG4Ly6FRVww4SZlUM9LJ6p-aORoPzlM0NX3CSzfa6io6kdwi38Jj_W5t5uhCvMHrxX8d-_ET9cRFX9LJ9RGQeuJiAWozJYz7_fi7-AdTV1N3"></script>
vendor: 1 bytes, line 73
73
74<script src="https://cdn.datatables.net/1.13.4/js/jquery.dataTables.min.js"></script>
vendor: 1 bytes, line 74
74
75<script src="/sites/default/files/js/js_3xOXrsqpVkvujn_Do06r722ekm3sUZJEYJ8K3EMpVIg.js?scope=header&amp;delta=3&amp;language=en&amp;theme=cpam&amp;include=eJxdjFEKwkAMBS-0skda0u1rCaabkEStt7coSOnfzBt4EzLhDbtpYG4Ly6FRVww4SZlUM9LJ6p-aORoPzlM0NX3CSzfa6io6kdwi38Jj_W5t5uhCvMHrxX8d-_ET9cRFX9LJ9RGQeuJiAWozJYz7_fi7-AdTV1N3"></script>
75
76
77
78
79
80
81        
82</head>
83<body class="page-node-801 path-node page-node-type-category-products has-glyphicons" id="principal_sg_aleph_labs_com">
84      <!-- Google Tag Manager (noscript) -->
vendor: 70 bytes, lines 84-85
84
85  <noscript><iframe src="https://www.googletagmanager.com/ns.html?id=
85GTM-M59TSMH
vendor: 91 bytes, lines 85-87
85" height="0" width="0"
86      style="display:none;visibility:hidden"></iframe></noscript>
87  
87<!-- End Google Tag Manager (noscript) -->
88      
89  
90  
91
92
93
94  <a href="#main-content" class="visually-hidden focusable skip-link">
95    Skip to main content
96  </a>
97
98
99
100  
101        <div class="dialog-off-canvas-main-canvas" data-off-canvas-main-canvas>
102    <div class="container-fluid principalsea-product-container category_products">
103  
104  <div class="row principalsea-header">
105   <div class="container">
106     <div class="row">
107                      <div class="col-xs-7 col-lg-3">
108              <div class="navbar-header">
109                    <div class="region region-navigation">
110          <a class="logo navbar-btn pull-left" href="/en" title="Home" rel="home">
111      <img src="/sites/default/files/logo-white-r.png" alt="Home" id="mainLogo"/>
112    </a>
113      <section id="block-cpam-tempcss" class="block block-block-content block-block-contente4a5de8a-010c-4a01-96c4-663c8da05e93 clearfix">
114  
115    
116
117      
118            <div class="field field--name-body field--type-text-with-summary field--label-hidden field--item">
118<script>
119jQuery(document).ready(function () {
120setTimeout(function(){$('.view-notice-more').on('click',function(){$('.path-frontpage .pds-modal .pds-modal-dialog.pds-modal-large').unbind('click');});},500);
121$('.pds-modal-close-dialog').on('click', function(){
122//$('.pds-modal').modal('hide');
123$('body').removeClass('modal-open');
124});  });</script>
124</div>
125      
126  </section>
127
128<section id="block-fundperformancepagecss" class="block block-block-content block-block-content2e334207-582a-4491-990b-957ff02fbf7b clearfix">
129  
130    
131
132      
133            <div class="field field--name-body field--type-text-with-summary field--label-hidden field--item"><style>
134.view-id-all-performance-and-benchmark table tbody td:last-child{
135	font-size:13px;
136}
137@media (max-width: 767px) {
138  body.path-frontpage[id="principal_sg_aleph_labs_com"] .view-id-new_broad_cast .pds-modal-dialog.pds-modal-large {
139      top: 20%;
140      max-height: 70%;
141  }
142}
143@media (max-width: 767px) {
144  body.path-frontpage[id="principal_is_aleph_labs_com"] .view-id-new_broad_cast .pds-modal-dialog.pds-modal-large {
145      top: 20%;
146      max-height: 70%;
147  }
148}
149</style></div>
150      
151  </section>
152
153
154  </div>
155
156              </div>
157            </div>
158                                  
159  
160    <div class="col-xs-pull-5 col-lg-pull-1">
161  <nav class="language-switcher-language-url navbar navbar-default principalsea-navbar pull-right right-menu" id="block-languageswitcher" role="navigation">
162          <ul class="links nav navbar-nav navbar-right rightnav-col"><li data-drupal-language="en" data-drupal-link-system-path="node/801" class="en is-active" aria-current="page"><a href="/en/unit-trustsg" class="language-link hide is-active" hreflang="en" data-drupal-link-system-path="node/801" aria-current="page">EN</a></li><li id="principalsea-search-box"><a href="#"><i class="fa fa-search" aria-hidden="true"></i> </a></li>
163    <li class="mobile-burgermenu">
164      <span class="hidden-lg" onclick="console.log('menu click');showMobilemenu()">
165      <button type="button" class="navbar-toggle collapsed" data-toggle="collapse" data-target="#bs-example-navbar-collapse-1" aria-expanded="false">
166        <span class="sr-only">Toggle navigation</span>
167        <span class="icon-bar"></span>
168        <span class="icon-bar"></span>
169        <span class="icon-bar"></span>
170      </button>
171      </span>
172    </li>
173  </ul>
174      </nav>
175</div>
176
177<div class="col-xs-push-12 col-lg-push-8">
178  <nav class="navbar navbar-default principalsea-navbar main-menu-box pull-right">
179                                    <h2 class="sr-only" id="block-mainnavigation-2-menu">Main navigation</h2>
180
181                        
182      <ul class="menu menu--main main-menu nav navbar-nav">
183                      <li class="active active-trail first">
184                                        <a href="/en/unit-trustsg" class="active-trail is-active" data-drupal-link-system-path="node/801" aria-current="page">Individuals</a>
185              </li>
186                      <li>
187                                        <a href="/en/institutional-sg" data-drupal-link-system-path="node/803">Institutional</a>
188              </li>
189                      <li>
190                                        <a href="/en/knowledge-centre" data-drupal-link-system-path="knowledge-centre">Knowledge Centre</a>
191              </li>
192                      <li class="last">
193                                        <a href="/en/about-us" data-drupal-link-system-path="about-us">About Us</a>
194              </li>
195        </ul>
196  
197
198            </nav>
199</div>
200
201
202  
203                </div>
204    </div>
205</div>
206
207  <div role="main" class="row main-container  js-quickedit-main-content">
208            <div class="container-fluid">
209        <div class="row">
210                                              <div class="region region-header">
211    <section class="views-element-container block block-views block-views-blockpages-banner-block-1 clearfix" id="block-views-block-pages-banner-block-1">
212  
213    
214
215        <div class="form-group"><div class="view view-pages-banner view-id-pages_banner view-display-id-block_1 js-view-dom-id-40fde945dd7f5288d9603b95d7a73b91413c957d3215a67b8adcef1fb2cad4b8">
216  
217    
218      
219            <div class="view-content">
220        <div data-settings="{&quot;grouping&quot;:[],&quot;row_class&quot;:&quot;&quot;,&quot;default_row_class&quot;:true,&quot;uses_fields&quot;:false,&quot;items&quot;:1,&quot;itemsDesktop&quot;:[1199,1],&quot;itemsDesktopSmall&quot;:[979,1],&quot;itemsTablet&quot;:[768,1],&quot;itemsMobile&quot;:[479,1],&quot;singleItem&quot;:false,&quot;itemsScaleUp&quot;:false,&quot;slideSpeed&quot;:200,&quot;paginationSpeed&quot;:800,&quot;rewindSpeed&quot;:1000,&quot;autoPlay&quot;:false,&quot;stopOnHover&quot;:false,&quot;navigation&quot;:false,&quot;navigationText&quot;:[&quot;prev&quot;,&quot;next&quot;],&quot;prevText&quot;:&quot;prev&quot;,&quot;nextText&quot;:&quot;next&quot;,&quot;rewindNav&quot;:true,&quot;scrollPerPage&quot;:false,&quot;pagination&quot;:false,&quot;paginationNumbers&quot;:false,&quot;responsive&quot;:true,&quot;responsiveRefreshRate&quot;:200,&quot;mouseDrag&quot;:true,&quot;touchDrag&quot;:true,&quot;transitionStyle&quot;:&quot;fade&quot;}" class="owl-slider-wrapper owl-carousel">
221  
222      <div><div class="views-field views-field-nothing"><span class="field-content"><div class="hero hero-inverse">   
223  <img loading="lazy" src="/sites/default/files/media/next-g%20banner_1.jpg" width="1872" height="499" typeof="Image" class="img-responsive" />
224
225 
226          <div class="hero-copy hero-copy-left">
227                        <h1 class="hero-title">Investments that help you achieve your long-term financial goals.  </h1>
228
229        </div>
230</div>
231</span></div></div>
232  </div>
233
234      </div>
235      
236          </div>
237</div>
238
239  </section>
240
241<section class="views-exposed-form bef-exposed-form principalsea-global-search block block-views block-views-exposed-filter-blocksearch-page-page-1 clearfix" data-drupal-selector="views-exposed-form-search-page-page-1" id="block-exposedformsearch-pagepage-1-3">
242  
243    
244
245      <form action="/en/site-search" method="get" id="views-exposed-form-search-page-page-1" accept-charset="UTF-8">
246  <div class="principalsea-search-form">
247  <div class="form-content">
248    <div class="form-item js-form-item form-type-textfield js-form-type-textfield form-item-combine js-form-item-combine form-group">
249      
250  
251  
252  <input placeholder="Search" data-drupal-selector="edit-combine" class="form-text form-control" type="text" id="edit-combine" name="combine" value="" size="30" maxlength="128" />
253
254  
255  
256  </div>
257
258  </div>
259</div>
260
261</form>
262
263  </section>
264
265<section id="block-idbannerbutton" class="block block-block-content block-block-content9961c630-c7ee-4452-af08-203b7006852e clearfix">
266  
267    
268
269      
270            <div class="field field--name-body field--type-text-with-summary field--label-hidden field--item"><style type="text/css">@media (max-width: 959px) and (min-width: 0) {
271  .owl-wrapper-outer .desklearnmore {
272    display: none;
273  }
274
275}
276@media (min-width: 959px) {
277  .owl-wrapper-outer .desklearnmore {
278    display: block;
279    position: absolute;
280   bottom: 1%;
281    left: 8.5%;
282  }
283  .owl-wrapper-outer .hero-copy a.cpam-herobtn {
284    display: none;
285  }
286}
287
288.desklearnmore {
289  display: none;
290}
291</style>
292</div>
293      
294  </section>
295
296<section id="block-cpam-ckeditordisplaycenter" class="block block-block-content block-block-contentb228e3b3-66f5-46c8-98fa-e55c9dd90c3c clearfix">
297  
298    
299
300      
301            <div class="field field--name-body field--type-text-with-summary field--label-hidden field--item"><style>
302.align-center {
303    display: flex;
304    clear: both;
305    justify-content: center;
306    margin-right: auto;
307    margin-left: auto;
308}
309</style></div>
310      
311  </section>
312
313
314  </div>
315
316                                  </div>
317      </div>
318      <div class="productcontent-box">
319            
320                  <section class="col-sm-12">
321
322                
323                
324                          <a id="main-content"></a>
325            <div class="region region-content">
326    <div data-drupal-messages-fallback class="hidden"></div><section id="block-cpam-captchacss" class="block block-block-content block-block-contentdaa545c2-ab23-4a84-b5ad-cc545e1fe822 clearfix">
327  
328    
329
330      
331            <div class="field field--name-body field--type-text-with-summary field--label-hidden field--item"><style>
332.page-node-552114 a:active, a:hover, button.pds-link:active, button.pds-link:hover{
333border-bottom:0px !important;
334}
335.reload-captcha-wrapper > a {
336    width: 20px !important;
337    height: 20px !important;
338}
339.pds-modal .pds-modal-dialog .pds-modal-close svg {
340    display: none !important;
341}
342.custom-my-notice a.pdf_link {
343  color: #fff;
344  white-space: nowrap;
345  text-decoration: underline;
346  margin-left: 10px;
347}
348.custom-my-notice a.pdf_link:hover {
349  text-decoration: none;
350}
351.view-id-search_site.view-display-id-search_page .btn-box a, .view-id-search_page.view-display-id-search_page .btn-box a, .view-id-search_page.view-display-id-page_1 .btn-box a{
352font-size:16px !important;
353position: unset;
354}
355</style></div>
356      
357  </section>
358
359    <article about="/en/unit-trustsg" class="category-products full clearfix">
360
361    
362        
363
364    
365    <div class="content">
366          </div>
367  </article>
368
369
370  </div>
371
372              </section>
373                </div> <!-- ./productcontent-box -->
374  </div> <!-- ./main -->
375
376            <div class="row">
377      <div class="container">
378        <div class="row">
379                       <div class="col-xs-12 col-lg-8">
380          
381                                          <div class="principalsea-proddetails-tab myl">
382                    <div class="region region-detail-left">
383      <div class="form-group"><div class="container nav-tabs-product-mobile">
384  <div class="row">
385    <ul class="nav nav-secondary principalsea-mobile-tab-nav">
386        <li class="dropdown">
387            <a href="#" class="dropdown-toggle" data-toggle="dropdown">Select Menu<span class="sr-only"></span></a>
388            <ul class="dropdown-menu" role="menu" aria-labelledby="myTabDrop-contents">
389                                                  <li>
390                    <a href="#tab1" aria-controls="tab1" role="tab" data-toggle="tab">What is unit trust?</a>
391                  </li>
392                                                    <li>
393                    <a href="#tab2" aria-controls="tab2" role="tab" data-toggle="tab">Direct investment versus unit trust?</a>
394                  </li>
395                                                    <li>
396                    <a href="#tab3" aria-controls="tab3" role="tab" data-toggle="tab">Who should invest?</a>
397                  </li>
398                                                                              </ul>
399        </li>
400    </ul>
401  </div>
402</div>
403<div class="container-fluid nav-tabs-product">
404  <div class="row">
405    <ul class="nav nav-tabs">
406      <li role="presentation" class="active">
407      <a href="#tab1" aria-controls="tab1" role="tab" data-toggle="tab" aria-expanded="true">What is unit trust?</a>
408    </li>
409          <li role="presentation">
410      <a href="#tab2" aria-controls="tab2" role="tab" data-toggle="tab" aria-expanded="false">Direct investment versus unit trust?</a>
411    </li>
412          <li role="presentation">
413      <a href="#tab3" aria-controls="tab3" role="tab" data-toggle="tab" aria-expanded="false">Who should invest?</a>
414    </li>
415      </ul>
416</div>
417</div>
418
419</div>
420
421  <div class="form-group"><div class="tab-content">
422        <div role="tabpanel" class="tab-pane active" id="tab1">
423      <!-- Tab 1 - start here -->
424      <div class="tab-content-box"><p>Unit trust fund, also known as managed investment, allow you to pool your money with that of many other investors so that the unit trust fund can buy a wide range of investments managed by a professional team. This includes investments which may not ordinarily be available to you through direct investment such as large commercial properties and corporate bonds.</p></div>
425      <!-- Tab 1 - end here -->
426    </div>
427            <div role="tabpanel" class="tab-pane" id="tab2">
428      <!-- Tab 1 - start here -->
429      <div class="tab-content-box"><p>Once you have decide to invest, you have a choice of investing directly or through a unit trust fund. Which method is a
429ppropriate may well depend on your individual investment needs, however, using professional fund managers can generally provide better returns over the long-term.&nbsp;</p><p>Fund managers tend to outperform individual investors because:</p><ul><li data-list-item-id="e1bcdac3c1931ddc61f84cdfa7d513a86">Their portfolios are constructed using a defined and consistent investment philosophy;</li><li data-list-item-id="ec2a1a080990f700900c04ad081066f08">Fund managers have a far greater access to quality information including company contacts, competitors and customers than do individual investors;</li><li data-list-item-id="ee151142a42546d893d18ec5c95c57012">Fund managers employ full-time investment professionals to monitor investment markets and the way economic developments affect these markets;</li><li data-list-item-id="ee9f032f82ee78b7b1e24962a74a43002">The size of their portfolios generally means that fund managers can more easily reduce risk through greater diversification. They can also reduce risk by implementing sophisticated risk-management techniques involving the use of derivatives; and</li><li data-list-item-id="eb35b335e40fb9208fdc69cd3d71e7dbb">Fund managers have the economies of scale to reduce expenses through lower transaction costs. For example, fund managers generally pay much lower commissions to stockbrokers.</li></ul></div>
430      <!-- Tab 1 - end here -->
431    </div>
432            <div role="tabpanel" class="tab-pane" id="tab3">
433      <!-- Tab 1 - start here -->
434      <div class="tab-content-box"><p>Unit trusts are a simple and convenient investment option for people who have a long-term investment horizon but do not have either the time, desire, or expertise to invest directly in financial markets.&nbsp;</p><p>Unit trusts can be particularly suitable for smaller, first time investors as they offer the opportunity to establish a broadly diversified portfolio of assets with a relatively small amount of money.&nbsp;</p><p>However, larger investors can also benefit from unit trusts as they provide access to the expertise of professional investment managers.&nbsp;</p><p>When you invest in a unit trust fund, your money buys 'units' in that fund, at a price that is struck for that particular day. Over the period in which you invest, the unit trust price will move up and down as the value of the investments with the unit trust fund rise or fall. Returns from a unit trust fund are typically calculated based on movements in the bid (or withdrawal) unit trust price and assume any income distributions paid to investors are reinvested in the fund as additional units.</p></div>
435      <!-- Tab 1 - end here -->
436    </div>
437        
438</div>
439</div>
440
441
442  </div>
443
444                </div>
445                          
446          
447             
448                      </div>
449             <div class="col-xs-12 col-lg-4 border0">
450                                                                  <div class="region region-highlight-right">
451    <div class="toplist-col">
452  
453      <h4 class="h4-title">Top Unit Trust Funds</h4>
454    
455
456        <div class="form-group">  <div class="toplist">
457  
458    
459      
460        <ul>
461        <li><div class="views-field views-field-nothing"><span class="field-content"><div class="topfundsnew">
462<div class="newFund">
463<ul><li class="col-xs-12  util-padding-right-0"><i class="fa fa-circle"></i>  <a href="/en/atrf-sgd" hreflang="en">Principal ASEAN Dynamic Fund - Class SGD</a></li></ul>
464</div>
465<div class="newFund navchange">    
466    <div class="col-xs-6 util-padding-0 "><span class="fontWeightB">NAV</span>  <a>SGD 1.9980</a>
467                    <i class="fa fa-caret-up green"></i>
468            </div>
469<div class="col-xs-6  util-padding-right-0"><span class="fontWeightB">Change </span>
470
471            <span class="topFnd green"> 0.68 %</i>
472        </div>
473</div>
474</div>
475</span></div></li>
476  <li><div class="views-field views-field-nothing"><span class="field-content"><div class="topfundsnew">
477<div class="newFund">
478<ul><li class="col-xs-12  util-padding-right-0"><i class="fa fa-circle"></i>  <a href="/en/adifusd" hreflang="en">Principal Asia Pacific Dynamic Income Fund- Class USD</a></li></ul>
479</div>
480<div class="newFund navchange">    
481    <div class="col-xs-6 util-padding-0 "><span class="fontWeightB">NAV</span>  <a>USD 1.0812</a>
482                    <i class="fa fa-caret-up green"></i>
483            </div>
484<div class="col-xs-6  util-padding-right-0"><span class="fontWeightB">
484Change </span>
485
486            <span class="topFnd green"> 0.14 %</i>
487        </div>
488</div>
489</div>
490</span></div></li>
491  <li><div class="views-field views-field-nothing"><span class="field-content"><div class="topfundsnew">
492<div class="newFund">
493<ul><li class="col-xs-12  util-padding-right-0"><i class="fa fa-circle"></i>  <a href="/en/adifsgd" hreflang="en">Principal Asia Pacific Dynamic Income Fund- Class SGD</a></li></ul>
494</div>
495<div class="newFund navchange">    
496    <div class="col-xs-6 util-padding-0 "><span class="fontWeightB">NAV</span>  <a>SGD 0.9637</a>
497                    <i class="fa fa-caret-down red"></i>
498            </div>
499<div class="col-xs-6  util-padding-right-0"><span class="fontWeightB">Change </span>
500
501            <span class="topFnd red"> -0.03 %</i>
502        </div>
503</div>
504</div>
505</span></div></li>
506
507      <li>
508        
509        <div class="row marketclose-container">
510                                    <div class="col-xs-4">
511                          <a href="https://www.principal.com.sg/fund-listing/sg/all?search=&amp;field_fund_nav_date_value=&amp;field_fund_currency_value=All&amp;field_fund_type_target_id=All&amp;field_epf_mis_value=&amp;a=&amp;page=0%2C0%2C0%2C0%2C0%2C0%2C0%2C0%2C0%2C0%2C0%2C0">
512                                  See All Funds
513                 
514                <i class="fa fa-angle-right"></i>
515              </a>
516            </div>
517                        <div class="col-xs-8 text-right">
518                        <p>
519                                 As of current market close
520                            </p>
521
522            </div>
523                    </div>
524      </li>
525    </ul>
526  
527          </div>
528</div>
529
530  </div>
531
532
533  </div>
534
535                                    </div>
536        </div>
537      </div>
538    </div>
539              <div class="row xprincipalsea-region-bottom">
540        <div class="col-xs-12" role="heading">
541            <div class="region region-bottom">
542    <section class="views-element-container block_title_center block block-views block-views-blockfund-types-block-1 clearfix" id="block-views-block-fund-types-block-1">
543  
544      <h2 class="block-title">Fund Offerings</h2>
545    
546
547        <div class="form-group"><div class="view view-fund-types view-id-fund_types view-display-id-block_1 js-view-dom-id-9019d4c190d637db3ff3f99f96b95d390334db0fa401cbf5ff8cf40a4517d9e0">
548    
549        
550            
551            <div class="view-content">
552            <div class="mobile-tile-scroll">
553                <div class="row card-row">
554                                                                <div class="col-xs-12 col-lg-4">
555           
556        <a href="https://www.principal.com.sg/fund-listing/sg/all?field_fund_type_target_id=4&amp;field_fund_currency_value=All&amp;field_fund_nav_date_value=&amp;search=&amp;a=">
557                    <div class="principalsea-tile tile-small" style="background-image:url('/sites/default/files/2019-04/1_5.GIF')">
558                        <div class="tile-copy">
559                    <h4 class="tile-title">
560                                                    Regional and Global
561                                            </h4>
562                    <p class="descp">
563                                                    
564                                            </p>
565                </div>
566            </div>
567        </a>
568    </div>
569
570                </div>
571            </div>
572        </div>
573    
574                    </div>
575</div>
576
577  </section>
578
579
580  </div>
581
582        </div>
583    </div>
584      
585      
586    
587  <div class="row principalsea-footer my-footer">
588    <div class="container">
589        <div class="row no-gutters principalsea-dev-footer">
590          <div class="col-xs-12 col-lg-3">
591            <nav class="principalsea-footer-navbar">
592                                                  <div class="region region-fotter1-my">
593    <section id="block-footers4-2" class="block block-domain-menu-access block-domain-access-menu-blockabout-us clearfix">
594  
595      <h2 class="block-title">About Us</h2>
596    
597
598      
599      <ul class="menu menu--about-us nav">
600                      <li class="first">
601                                        <a href="/en/about-us" data-drupal-link-system-path="about-us">Our Company</a>
602              </li>
603                      <li>
604                                        <a href="/en/about-us/leadership" data-drupal-link-system-path="about-us/leadership">Leadership</a>
605              </li>
606                      <li>
607                                        <a href="/en/about-us/expertise-experience-sg" data-drupal-link-system-path="node/1199">Expertise &amp; Experience</a>
608              </li>
609                      <li>
610                                        <a href="/en/about-us/media-room" data-drupal-link-system-path="about-us/media-room">Media Room</a>
611              </li>
612                      <li>
613                                        <a href="/en/about-us/career" data-drupal-link-system-path="about-us/career">We&#039;re Hiring</a>
614              </li>
615                      <li class="last">
616                                        <a href="/en/contact-us" data-drupal-link-system-path="node/488">Contact Us</a>
617              </li>
618        </ul>
619  
620
621  </section>
622
623
624  </div>
625
626                                          </nav>
627          </div>
628          <div class="col-xs-12 col-lg-3">
629            <nav class="principalsea-footer-navbar">
630                                                  <div class="region region-fotter2-my">
631    <section id="block-footers1-3" class="block block-domain-menu-access block-domain-access-menu-blockindividuals clearfix">
632  
633      <h2 class="block-title">Explore</h2>
634    
635
636      
637      <ul class="menu menu--individuals nav">
638                      <li class="active active-trail first">
639                                        <a href="/en/unit-trustsg" class="active-trail is-active" data-drupal-link-system-path="node/801" aria-current="page">Unit Trust</a>
640              </li>
641                      <li class="last">
642                                        <a href="/en/etf-sg" data-drupal-link-system-path="node/802">Exchange-Traded Fund</a>
643              </li>
644        </ul>
645  
646
647  </section>
648
649
650  </div>
651
652                                          </nav>
653          </div>
654          <div class="col-xs-12 col-lg-3">
655            <nav class="principalsea-footer-navbar">
656                                                  <div class="region region-fotter3-my">
657    <section id="block-footers5-2" class="block block-domain-menu-access block-domain-access-menu-blockother-sites clearfix">
658  
659      <h2 class="block-title">Other Sites</h2>
660    
661
662      
663      <ul class="menu menu--other-sites nav">
664                      <li class="first">
665                                        <a href="https://www.principal.com">Principal Financial Group</a>
666              </li>
667                      <li>
668                                        <a href="https://www.principal.co.id">Principal Indonesia</a>
669              </li>
670                      <li>
671                                        <a href="https://www.principalislamic.com">Principal Islamic</a>
672              </li>
673                      <li>
674                                        <a href="https://www.principal.com.my">Principal Malaysia</a>
675              </li>
676                      <li class="last">
677                                        <a href="https://www.principal.th/">Principal Thailand</a>
678              </li>
679        </ul>
680  
681
682  </section>
683
684
685  </div>
686
687                                          </nav>
688          </div>
689          <div class="col-xs-12 col-lg-3">
690            <nav class="principalsea-footer-navbar">
691                                                  <div class="region region-fotter4-my">
692    <section id="block-footers6" class="block block-domain-menu-access block-domain-access-menu-blockother clearfix">
693  
694      <h2 class="block-title">Others</h2>
695    
696
697      
698      <ul class="menu menu--other nav">
699                      <li class="first">
700                                        <a href="/en/download-centre" data-drupal-link-system-path="download-centre">Download Centre</a>
701              </li>
702                      <li>
703                                        <a href="/en/investors-guide-sg" data-drupal-link-system-path="node/99136">Investor&#039;s Guide</a>
704              </li>
705                      <li>
706                                        <a href="/en/important-notice-sg" data-drupal-link-system-path="node/813">Important Notice</a>
707              </li>
708                      <li>
709                                        <a href="/en/internet-risk-sg" data-drupal-link-system-path="node/914">Internet Risk</a>
710              </li>
711                      <li>
712                                        <a href="/en/information-security" data-drupal-link-system-path="node/1039713">Security</a>
713              </li>
714                      <li class="last">
715                                        <a href="/en/awards-recognition/sg" data-drupal-link-system-path="node/99118">Awards and Recognition</a>
716              </li>
717        </ul>
718  
719
720  </section>
721
722
723  </div>
724
725                                          </nav>
726          </div>
727        
728        </div>
729
730    </div>
731    <div class="socialIcon">
732      <div class="container">
733        <div class="row">
734          <div class="col-xs-12 col-lg-12">
735            <div class="copyright">  <div class="region region-copyright">
736    <section id="block-copyrightsg" class="block block-block-content block-block-content9c827dae-0aca-4d8f-a8a8-4ff1235fe7ce clearfix">
737  
738    
739
740      
741            <div class="field field--name-body field--type-text-with-summary field--label-hidden field--item"><p class="sc-copy22" style="color:#787878;font-size:14px;margin-bottom:20px;">© 2024&nbsp;Principal Asset Management (S) Pte Ltd (200607208K)</p><p style="color:#787878;font-size:13.92px;">Note: Prospectuses, Product Highlight Sheets (PHS), Product Leaflets, Fund Fact Sheets, Annual Reports and Interim Reports can be viewed by using<a style="color:#0091da;font-size:13.92px;margin-left:5px;margin-right:0;" href="http://get.adobe.com/reader/">Adobe Acrobat Reader</a>.</p></div>
742      
743  </section>
744
745
746  </div>
747</div>
748          </div>
749          <div class="col-xs-12 col-lg-12">
750                <div class="region region-footer-logo">
751    <section id="block-disclaimersg" class="block block-block-content block-block-content46813101-461c-4
7511a5-a757-e64a1d43dfb0 clearfix">
752  
753    
754
755      
756            <div class="field field--name-field-body field--type-text-long field--label-hidden field--item">
757            <h2 class="subheadline">Disclaimer</h2>
758                    <div class="scrollbar scrollbar-grey">
759        <p><strong>Important Notice</strong><br />
760Please read this important information before proceeding further.<br />
761It contains legal and regulatory notices relevant to the information contained on this website. By accessing this website, you agree to be bound by the following terms and conditions. Please discontinue your access to this website immediately if you do not accept any of these terms or conditions.<br />
762<strong>&nbsp;<br />
763Investments</strong><br />
764The content of this website is for informational purposes only and does not have any regard to the specific investment objectives, financial situation or particular needs of any particular person.</p>
765
766<p>Advice should be sought from a financial adviser regarding the suitability of any fund before purchasing units in the fund. In the event that you choose not to seek advice from a financial adviser, you should consider whether the fund is suitable for you. Prices of funds and income from them may fall or rise and cannot be guaranteed.</p>
767
768<p>Past performance of any fund or the manager of the fund are not necessarily indicative of future performance.</p>
769
770<p>Prospectuses for funds registered with the Monetary Authority of Singapore under the Authorised Scheme and under the ASEAN CIS Framework (and for which Principal Asset Management (S) Pte Ltd (‘Principal’) is the Singapore Representative) are available on this website and investors should read the relevant prospectuses before investing in these funds.<br />
771&nbsp;<br />
772<strong>No Reliance</strong><br />
773Although Principal has taken all reasonable care that the information contained within the website is accurate at the time of publication, no representation or warranty (including liability towards third parties), expressed or implied, is made as to its accuracy, reliability or completeness by Principal or its contractual partners.</p>
774
775<p>Opinions and any other contents on this website are provided by Principal for personal use and informational purposes only and are subject to change without notice.</p>
776
777<p>Nothing contained in the website constitutes investment, legal, tax or other advice nor is to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.<br />
778&nbsp;<br />
779<strong>No Warranty</strong><br />
780The information and opinions contained on the website are provided without any warranty of any kind, either expressed or implied, to the fullest extent pursuant to applicable law. Principal further assumes no responsibility for, and makes no warranties that, functions contained on the website will be uninterrupted or error-free, that defects will be corrected, or that the website or the servers that make it available will be free of viruses or other harmful components.<br />
781&nbsp;<br />
782<strong>Liability Waiver</strong><br />
783Under no circumstances, including, but not limited to, negligence, shall Principal be liable for any special or consequential damages that result from the access or use of, or the inability to access or use, the materials at the website.<br />
784&nbsp;<br />
785<strong>Linked Sites</strong><br />
786Principal has not reviewed any websites which link to this website, and is not responsible for the contents of off-site pages linked to from this website or any other websites linked to this website. Following links to any off-site pages or other websites shall be entirely at your own risk.<br />
787&nbsp;<br />
788<strong>Copyright</strong><br />
789Copyright to this website is owned by Principal. The copyrights of third parties are reserved. You may download or print a hard copy of individual pages and/or sections of the website, provided that you do not remove any copyright or other proprietary notices. Any downloading or other copying from the website will not transfer title of any software or material to you. You may not reproduce (in whole or part), transmit (by electronic means or otherwise), modify, hyperlink or use, for any public or commercial purpose, the website without the prior permission of Principal.</p>
790
791<p>All trademarks, service marks and logos on this website are the property of Principal and other third party proprietors where applicable. Nothing on this website shall be construed as granting any license or right to use any image, trademark, service mark or logo, and Principal will enforce such rights to the full extent of applicable law.<br />
792&nbsp;<br />
793<strong>Governing Law and Jurisdiction</strong><br />
794These Terms and Conditions governing Principal's website shall be governed by and construed in accordance with the laws of the Republic of Singapore. By accessing this website's online services, you agree that in relation to any legal action or proceedings arising out of or in connection with these said terms and conditions, you hereby irrevocably submit to the jurisdiction of the courts of the Republic of Singapore.</p>
795
796<p>Principal Asset Management (S) Pte Ltd<br />
79750 Raffles Place, #22-03 Singapore Land Tower, Singapore 048623</p>
798
799      </div>
800            
801
802  </section>
803
804<section id="block-footerlogo" class="block block-block-content block-block-contentc4ecb014-ecaf-4c88-8003-496fddf94cbd clearfix">
805  
806    
807
808      
809  </section>
810
811
812  </div>
813
814          </div>
815        </div>
816       </div>
817    </div>
818  </div>                        
819  </div>
820</div>
821
822  </div>
823
824    
825    
825<script src="/sites/default/files/js/js_ah-ChNTtD4iy-NPQcKitMGaVgopV8hi_J21KsFJvf3I.js?scope=footer&amp;delta=0&amp;language=en&amp;theme=cpam&amp;include=eJxdjFEKwkAMBS-0skda0u1rCaabkEStt7coSOnfzBt4EzLhDbtpYG4Ly6FRVww4SZlUM9LJ6p-aORoPzlM0NX3CSzfa6io6kdwi38Jj_W5t5uhCvMHrxX8d-_ET9cRFX9LJ9RGQeuJiAWozJYz7_fi7-AdTV1N3"></script>
vendor: 1 bytes, line 825
825
826<script src="https://cdn.jsdelivr.net/npm/[email protected]/dist/js/lightslider.min.js"></script>
vendor: 1 bytes, line 826
826
827<script src="/sites/default/files/js/js_SQETeYWGmc-RcYE5En7jJGLhB93ccJuQ3fC8ESdb_uk.js?scope=footer&amp;delta=2&amp;language=en&amp;theme=cpam&amp;include=eJxdjFEKwkAMBS-0skda0u1rCaabkEStt7coSOnfzBt4EzLhDbtpYG4Ly6FRVww4SZlUM9LJ6p-aORoPzlM0NX3CSzfa6io6kdwi38Jj_W5t5uhCvMHrxX8d-_ET9cRFX9LJ9RGQeuJiAWozJYz7_fi7-AdTV1N3"></script>
vendor: 1 bytes, line 827
827
828<script src="https://code.jquery.com/ui/1.14.1/jquery-ui.min.js"></script>
vendor: 1 bytes, line 828
828
829<script src="/sites/default/files/js/js_Jz1Xq5e1xXNkPBG93s4Hw7MPJcmuZ57ozuKUYyfPkJE.js?scope=footer&amp;delta=4&amp;language=en&amp;theme=cpam&amp;include=eJxdjFEKwkAMBS-0skda0u1rCaabkEStt7coSOnfzBt4EzLhDbtpYG4Ly6FRVww4SZlUM9LJ6p-aORoPzlM0NX3CSzfa6io6kdwi38Jj_W5t5uhCvMHrxX8d-_ET9cRFX9LJ9RGQeuJiAWozJYz7_fi7-AdTV1N3"></script>
829
830
831
832        </body>
833
834</html>

Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.