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1<!DOCTYPE html><html class="no-js" lang="en"><head><meta charset="utf-8"><meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1"><title>
2      Kaw Valley Bank
3    </title><meta name="description" content="Trust the strength of the kaw&#x000a;Hometown proud &#x000a;Community&#x000a;CD rates&#x000a;Topeka bank&#x000a;checking&#x000a;lending"><meta name="keywords" content=""><meta name="viewport" content="width=device-width,initial-scale=1"><meta name="apple-mobile-web-app-title" content="Kaw Valley Bank">
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5        </head><body class="home"><div role="navigation" aria-label="Skip content and Acrobat Reader"><div class="hidden-compliance" id="complianceMenu"><ul class="list-unstyled"><li><a href="/">Home</a></li><li><a href="#main">Skip to main content</a></li><li><a href="#footer">Skip to footer</a></li></ul></div><a class="hidden-compliance external" href="http://get.adobe.com/reader/" title="External link to download Acrobat Reader" aria-label="Acrobat Reader download">Download Acrobat Reader 5.0 or higher to view .pdf files.</a></div><div class="master-container"><meta name="smartbanner:title" content="GoMobile"><meta name="smartbanner:author" content="Kaw Valley Bank"><meta name="smartbanner:price" content="FREE"><meta name="smartbanner:price-suffix-apple" content=" - On the App Store"><meta name="smartbanner:price-suffix-google" content=" - In Google Play"><meta name="smartbanner:icon-apple" content="/apple-touch-icon-60x60.png"><meta name="smartbanner:icon-google" content="/apple-touch-icon-60x60.png"><meta name="smartbanner:button" content="VIEW"><meta name="smartbanner:button-url-apple" content="https://apps.apple.com/us/app/gomobile-with-kaw-valley-bank/id886156627"><meta name="smartbanner:button-url-google" content="https://play.google.com/store/apps/details?id=com.mfoundry.mb.android.mb_101100142&hl=en_US"><meta name="smartbanner:enabled-platforms" content="android,ios"> <section class="alert hidden-alert" aria-label="Important Notice"><div class="container"><div class="alert-msg"><div data-content-block="alertCopy" data-content="content" data-editable="editable" class="alert-body"> <div style="text-align: center;"><br></div>
6<div>We will be closed on Monday, October 12th for Columbus Day. ATM and on line banking available.  </div> </div><button type="button" class="close"><span class="sr-only">Close Alert</span><span class="icon icon-close" aria-hidden="true"></span></button></div></div></section> <header class="header"><link rel="stylesheet" href="https://fonts.googleapis.com/css2?family=Source+Sans+3:ital,wght@1,400;1,600"><div class="fdic-banner"><div class="container"><div class="fdic-container"><div class="fdic-logo"><svg width="38" height="17" viewBox="0 0 38 17" aria-labelledby="fdicLogo"><title>
7      Kaw Valley Bank
8    </title><g><path fill-rule="evenodd" clip-rule="evenodd" d="M8.79102 0.673615H13.9183C18.5271 0.673615 21.4825 3.66654 21.4825 8.34109C21.4825 13.5134 18.216 16.0328 13.0138 16.0328H8.79102V0.673615ZM13.5956 4.19475C13.4113 4.19475 13.1751 4.2251 12.8525 4.2251V12.5057C15.4564 12.5057 17.4613 11.413 17.4613 8.25614C17.4613 5.54248 15.8194 4.20082 13.5841 4.20082L13.5956 4.19475Z" fill="currentColor"></path><path fill-rule="evenodd" clip-rule="evenodd" d="M37.3603 5.14182V1.0865C36.3305 0.61301 35.2172 0.375059 34.0938 0.388356C32.0639 0.322493 30.0956 1.12816 28.6402 2.6207C27.1847 4.11323 26.3669 6.16465 26.3741 8.30473C26.3741 12.8093 29.7673 16.1118 34.0131 16.1118C35.2019 16.1973 36.3828 15.8524 37.3603 15.1344V11.073C36.4505 11.779 35.3558 12.1713 34.2263 12.1961C33.1948 12.2257 32.198 11.8027 31.4739 11.0281C30.7497 10.2535 30.3632 9.19685 30.4068 8.11047C30.3706 7.02121 30.7578 5.96358 31.4788 5.18208C32.1997 4.40058 33.192 3.96287 34.2263 3.97015C35.3567 4.01174 36.4489 4.41161 37.3603 5.11754V5.14182Z" fill="currentColor"></path><path fill-rule="evenodd" clip-rule="evenodd" d="M0 0.673615V16.0328H4.00964L4.03845 10.1563H7.93863V6.60483H4.06149L4.03845 4.22506H8.23244V0.673615H0Z" fill="currentColor"></path><path fill-rule="evenodd" clip-rule="evenodd" d="M21.9092 16.0328H25.9188V0.673615H21.9092V16.0328Z" fill="currentColor"></path></g></svg></div><span class="fdic-text">FDIC-Insured - Backed by the full faith and credit of the U.S. Government</span></div></div></div><div class="container d-md-flex justify-content-md-between align-items-md-center"><div><span itemscope="" itemtype="http://schema.org/BankOrCreditUnion"><span itemprop="name" class="sr-only">Kaw Valley Bank</span> <a href="/" class="logo" title="Kaw Valley Bank, Topeka, KS" itemprop="url"><span itemprop="image" itemscope="" itemtype="http://schema.org/ImageObject"><img src="/assets/img/kaw-valley-bank-logo.svg" alt="Kaw Valley Bank" itemprop="url"></span></a></span></div><div class="d-lg-flex justify-content-lg-end align-items-lg-center"><nav id="main-nav" class="d-lg-block floater" aria-label="Primary"><div class="container"><div class="box"><ul class="banno-menu menu-508736aa-fa7f-11e9-b9f7-0242f56b771e">
9                       <li class="dropdown menu-category">
10        <span role="button" aria-expanded="false" class="category-item" tabindex="0">Personal</span>
11        <ul class="dropdown-menu">
12            <li class="menu-internal">
13        <a href="/personal/personal-checking">Personal Checking</a>
14        
15      </li><li class="menu-internal">
16        <a href="/personal/personal-savings">Personal Savings</a>
17        
18      </li><li class="menu-internal">
19        <a href="/personal/mortgage-residential-lending-2" target="_blank">Mortgage Home Loans </a>
20        
21      </li><li class="menu-internal">
22        <a href="/personal/lending">Lending</a>
23        
24      </li><li class="menu-internal">
25        <a href="/personal/trust-and-investment-services">Trust and Investment Services</a>
26        
27      </li><li class="menu-internal">
28        <a href="/calculators">Calculators</a>
29        
30      </li>
31          </ul>
32      </li><li class="dropdown menu-category">
33        <span role="button" aria-expanded="false" class="category-item" tabindex="0">Business</span>
34        <ul class="dropdown-menu">
35            <li class="menu-internal">
36        <a href="/business/checking-and-savings">Checking & Savings</a>
37        
38      </li><li class="menu-internal">
39        <a href="/business/lending">Lending</a>
40        
41      </li><li class="menu-internal">
42        <a href="/calculators">Calculators</a>
43        
44      </li>
45          </ul>
46      </li><li class="menu-internal">
47        <a href="/rates">Rates</a>
48        
49      </li><li class="dropdown menu-category">
50        <span role="button" aria-expanded="false" class="category-item" tabindex="0">Online</span>
51        <ul class="dropdown-menu">
52            <li class="menu-internal">
53        <a href="/personal/debit-card-alerts">Debit Card</a>
54        
55      </li><li class="menu-internal">
56        <a href="/online/mobile-wallet">Mobile Wallet</a>
57        
58      </li><li class="menu-internal">
59        <a href="/online/online-banking-bill-pay-information">Online Banking/Bill Pay Information</a>
60        
61      </li><li class="menu-external">
62        <a href="https://onlinebanking.kawvalleybank.com/Enrollment/EnrollmentAdv.aspx" target="_blank">Online Banking Enrollment Form</a>
63        
64      </li>
65          </ul>
66      </li><li class="dropdown menu-category">
67        <span role="button" aria-expanded="false" class="category-item" tabindex="0">About</span>
68        <ul class="dropdown-menu">
69            <li class="menu-internal">
70        <a href="/consumer-education">CRA Public File</a>
71        
72      </li><li class="menu-internal">
73        <a href="/about/contact-us">Contact Us</a>
74        
75      </li><li class="menu-internal">
76        <a href="/about/locations-and-hours">Locations & Hours</a>
77        
78      </li><li class="menu-internal">
79        <a href="/about/meet-our-team">Meet Our Team</a>
80        
81      </li><li class="menu-internal">
82        <a href="/community">KVB in the Community</a>
83        
84      </li><li class="menu-internal">
85        <a href="/consumer-education">Consumer Education</a>
86        
87      </li><li class="menu-internal">
88        <a href="/about/history">History</a>
89        
90      </li><li class="menu-internal">
91        <a href="/about/careers">Careers</a>
92        
93      </li>
94          </ul>
95      </li>
96                     </ul></div></div></nav><div class="hdr-toggles"><button type="button" class="d-lg-none" data-target="#main-nav" aria-expanded="false" aria-haspopup="true"><span class="inactive"><span class="icon icon-menu" aria-hidden="true"></span> <span class="sr-only">Open Main Navigation </span>Menu </span><span class="active"><span class="icon icon-close" aria-hidden="true"></span> Close<span class="sr-only"> Main Navigation</span></span></button> <button type="button" data-target="#search" aria-expanded="false" aria-haspopup="true"><span class="inactive"><span class="icon icon-search" aria-hidden="true"></span> <span class="sr-only">Open Site Search</span> </span><span class="active"><span class="icon icon-close" aria-hidden="true"></span> <span class="sr-only">Close Site Search</span></span></button> <button type="button" class="olb-toggle" data-target="#olb" aria-expanded="false" aria-haspopup="true"><span class="icon icon-lock" aria-hidden="true"></span> <span class="inactive">Login<span class="sr-only"> to Online Banking</span> </span><span class="active">Close<span class="sr-only"> Online Banking</span></span></button></div></div></div><div id="olb" class="floater"><div class="container"><div class="box" tabindex="-1" role="dialog" aria-labelledby="olb-title"><h2 id="olb-title">Online Banking Login</h2><div><a href="https://onlinebanking.kawvalleybank.com/LoginAdv.aspx" class="btn" target="_blank">Login</a></div><p><a href="https://onlinebanking.kawvalleybank.com/Enrollment/ProjectFrame.aspx?qs=aGIuBIbdq5OySU1oeYgJTQ%3d%3d" target="_blank">Enroll</a></p></div></div></div> <div id="search" class="floater"><div class="container"><div class="box" tabindex="-1" aria-labelledby="search-title" role="search"><h2 id="search-title">What can we help you find?</h2><form method="GET" action="/search" data-parsley-validate=""><label for="search-input" class="sr-only">Enter search terms</label> <input name="q" id="search-input" type="search" placeholder="I'm looking for..." data-parsley-required="true" data-parsley-errors-container="#search-error"><div id="search-error" class="parsley-errors" role="alert" aria-atomic="true"></div><button type="submit" id="search-submit" class="btn" title="Start your search">Search</button></form></div></div></div></header><div id="main" tabindex="-1" role="main"><h1 class="sr-only">Kaw Valley Bank</h1><section aria-label="Hero" class="hero text-center"><div class="hero-slider mb-0"><div class="hero-slide remove-blank"><div class="hero-text remove-blank"><div class="content" data-content-block="hero1Text" data-content="content" data-editable="editable"> <h2><span class="medium"> </span></h2>
97<h2><span class="medium"> </span></h2>
98<h2><span class="medium"> </span></h2>
99<h2><span class="medium"> </span><span class="medium"> </span></h2>
100<h2><span class="medium">
100Lux Checking: Checking with Benefits </span></h2>
101<div><span class="medium"> </span></div>
102<div><span class="medium"> </span></div>
103<div><a href="/personal/lux-checking" data-link-id="/personal/lux-checking" data-link-type-id="page" class="btn btn-primary " data-disclaimer-id="null" target="_self">Lux Checking</a></div> </div></div><div class="hero-gradient"></div><div class="hero-img"><div class="content" data-content-block="hero1Img" data-content="content" data-editable="editable"> <div><img alt="" src="/assets/files/gsD7qogt/Banner%20for%20Lux%20checking%202.jpg" image-id="gsD7qogt"></div> </div></div></div><div class="hero-slide remove-blank"><div class="hero-text remove-blank"><div class="content" data-content-block="hero2Text" data-content="content" data-editable="editable"> <div> </div>
104<div> </div>
105<h2 style="text-align: center;">Build Your Business Your Way</h2>
106<div> </div>
107<div> </div>
108<div> </div>
109<h2 style="text-align: center;"><a href="/business/checking-and-savings" data-link-id="/business/checking-and-savings" data-link-type-id="page" class="btn btn-primary btn-small btn-sm" data-disclaimer-id="null" target="_self">Business Accounts </a></h2>
110<h2 style="text-align: center;"><br></h2>
111<p style="text-align: center;"> </p>
112<p style="text-align: center;"><br></p>
113<p style="text-align: center;"><br></p>
114<p style="text-align: center;"><br></p>
115<p style="text-align: center;"><br></p> </div></div><div class="hero-gradient"></div><div class="hero-img"><div class="content" data-content-block="hero2Img" data-content="content" data-editable="editable"> <div><img alt="" src="/assets/files/7av6v8Zb/Rotator%20-%20Commercial%20lending%20.jpg" image-id="7av6v8Zb"></div> </div></div></div><div class="hero-slide remove-blank"><div class="hero-text remove-blank"><div class="content" data-content-block="hero3Text" data-content="content" data-editable="editable"> <h2> </h2>
116<h2> </h2>
117<h2> </h2>
118<h2>We'll Help You Plan Your Legacy</h2>
119<div> </div>
120<div> </div>
121<div> </div>
122<div><a href="/personal/trust-and-investment-services" data-link-id="/personal/trust-and-investment-services" data-link-type-id="page" class="btn btn-primary btn-small btn-sm" data-disclaimer-id="null" target="_self">Trust and Investment Services </a></div>
123<p> </p> </div></div><div class="hero-gradient"></div><div class="hero-img"><div class="content" data-content-block="hero3Img" data-content="content" data-editable="editable"> <div><img alt="" src="/assets/files/8jKjtyET/Website-rotator-Trust1.jpg" image-id="8jKjtyET"><img alt="" src="/assets/files/kFiFbcsD/Website%20rotator%20Trust%20.jpg" image-id="kFiFbcsD"></div> </div></div></div></div><div class="hero-nav d-flex justify-content-center mb-2 mb-md-4 mb-lg-6 position-absolute w-100"><button class="ss-control"><span class="sr-only"><span>Start</span> the hero slideshow's autoplay feature.</span></button></div></section><section aria-label="Icons" class="home-icons text-center remove-blank py-4 py-md-6 py-lg-10"><div class="container"><div class="home-icons-top remove-blank"><div class="content" data-content-block="iconsTop" data-content="content" data-editable="editable"> <h2>Your Financial Goals. Our Priority. </h2>
124<div><br></div>
125<div><span class="biggest">We believe that great banking starts with strong relationships. Connecting with our local community helps us tailor the perfect financial solutions for you. </span></div> </div></div><div class="home-icons-carousel mt-4 remove-blank"><div class="home-icon remove-blank"><div class="content" data-content-block="icon1Copy" data-content="content" data-editable="editable"> <div><img alt="Personal accounts icon." src="/assets/files/dtrCiKuI/icons_personal-accounts-90px.png" image-id="dtrCiKuI"></div>
126<div><a href="/personal/personal-checking" data-link-id="/personal/personal-checking" data-link-type-id="page" class="" data-disclaimer-id="null" target="_self">Personal Checking</a></div> </div></div><div class="home-icon remove-blank"><div class="content" data-content-block="icon2Copy" data-content="content" data-editable="editable"> <div><img alt="Trust icon." src="/assets/files/Vl9Smexw/icons_trusts-90px.png" image-id="Vl9Smexw"><br><a href="/personal/trust-and-investment-services" data-link-id="/personal/trust-and-investment-services" data-link-type-id="page" class="" data-disclaimer-id="null" target="_self">Trust & Investment </a></div> </div></div><div class="home-icon remove-blank"><div class="content" data-content-block="icon3Copy" data-content="content" data-editable="editable"> <div>
126<img alt="Business accounts icon." src="/assets/files/Q7KVvC0K/icons_business-accounts-90px.png" image-id="Q7KVvC0K"></div>
127<div><a href="/business/checking-and-savings" data-link-id="/business/checking-and-savings" data-link-type-id="page" class="" data-disclaimer-id="null" target="_self">Business Accounts</a></div> </div></div><div class="home-icon remove-blank"><div class="content" data-content-block="icon4Copy" data-content="content" data-editable="editable"> <div><br></div>
128<div><img alt="Loan center icon." src="/assets/files/lJx6BUxf/icons_loan-center-90px.png" image-id="lJx6BUxf"></div>
129<div><a href="/personal/lending" data-link-id="/personal/lending" data-link-type-id="page" class="" data-disclaimer-id="null" target="_self">Lending</a><br></div> </div></div></div><div class="icon icon-swipe d-lg-none" aria-hidden="true"></div></div></section><section aria-label="Rates" class="home-rates text-center container remove-blank my-4 my-lg-8"><div class="content" data-content-block="ratesTop" data-content="content" data-editable="editable"> <h2>Current CD Specials </h2> </div><div class="remove-blank row"><div class="col remove-blank"><div class="content" data-content-block="rate1" data-content="content" data-editable="editable"> <h1>9 months</h1>
130<div>Minimum deposit $1000</div>
131<h1><span class="big">3.98% APY*</span></h1> </div></div><div class="col remove-blank"><div class="content" data-content-block="rate2" data-content="content" data-editable="editable"> <h1>14 months</h1>
132<div>Minimum deposit $1000 </div>
133<div><span class="big">4.08% APY*</span></div> </div></div><div class="col remove-blank"><div class="content" data-content-block="rate3" data-content="content" data-editable="editable"> <div>
134<h1>21 months</h1>
135<div>Minimum deposit $1000 </div>
136<div><span class="big">4.08% APY*</span></div>
137</div> </div></div></div><div class="content" data-content-block="ratesBottom" data-content="content" data-editable="editable"> <div>*APY= Annual Percentage Yield Rates are subject to change. Rate current as of August 19, 2026.</div>
138<div>See all Rate information by going to the link below.  </div>
139<div><br></div>
140<div><a href="/rates" data-link-id="/rates" data-link-type-id="page" class="btn btn-primary " data-disclaimer-id="null" target="_self">Rates</a></div> </div></section><section aria-label="Features" class="row no-gutter remove-blank"><div class="home-feature col-sm-6"><div class="home-feature-img"><div class="content" data-content-block="feature1Img" data-content="content" data-editable="editable"> <div><img alt="Image of city at night." src="/assets/files/dCOo3Bd9/iStock-1089004248.jpg" image-id="dCOo3Bd9"></div> </div></div><div class="home-feature-text text-center center-v remove-blank"><div class="content" data-content-block="feature1Text" data-content="content" data-editable="editable"> <div><a href="/community" data-link-id="/community" data-link-type-id="page" class="" data-disclaimer-id="null" target="_self">Kaw Valley Bank in the Community</a></div> </div></div></div><div class="home-feature col-sm-6"><div class="home-feature-img"><div class="content" data-content-block="feature2Img" data-content="content" data-editable="editable"> <div><img alt="" src="/assets/files/XvW6QtR5/Lenders%20ad.jpg" image-id="XvW6QtR5"></div> </div></div><div class="home-feature-text text-center center-v remove-blank"><div class="content" data-content-block="feature2Text" data-content="content" data-editable="editable"> <div><a href="/about/meet-our-team" data-link-id="/about/meet-our-team" data-link-type-id="page" class="" data-disclaimer-id="null" target="_self">Meet Our Team</a></div> </div></div></div></section><section aria-label="Community Resources" class="community container remove-blank my-4 my-lg-8"><div class="content text-center mb-3" data-content-block="communityTop" data-content="content" data-editable="editable"> <h2> Proudly Serving Our Community For Over 150 Years  </h2> </div><div class="community-cards remove-blank"><div class="card remove-blank"><div class="content" data-content-block="commCard1" data-content="content" data-editable="editable"> <h3 style="text-align: center;"><strong>Hometown Proud</strong></h3>
141<div><iframe title="Video title - change this to briefly describe the video" src="https://www.facebook.com/plugins/video.php?href=https%3A%2F%2Fwww.facebook.com%2Fkawvalleybanktopeka%2Fvideos%2F405622187019452%2F&show_text=0" allowfullscreen="allowfullscreen"></iframe></div> </div></div><div class="card remove-blank"><div class="content" data-content-block="commCard2" data-content="content" data-editable="editable"> <div><img alt="" src="/assets/files/PIbRhWCz/RoarPourSlide2023.jpg" image-id="PIbRhWCz"></div> </div></div><div class="card remove-blank"><div class="content" data-content-block="commCard3" data-content="content" data-editable="editable"> <div><img alt="Old black and white bank photo." src="/assets/files/gt6bUza8/old%20bank%20photo.jpg" image-id="gt6bUza8">  <em style="font-size: 1.125rem; color: #153a62; font-family: inherit; font-weight: bold; text-align: center;">Supporting the community for Over 150 years.</em></div>
142<div><br></div> </div></div></div><div class="text-center content mt-4" data-content-block="communityBottom" data-content="content" data-editable="editable"> <div><br></div> </div></section></div><footer class="footer" id="footer"><div class="container"><div class="row"><div class="col-lg-3 col-xl-4 pr-xl-4"><h2>Connect with Us</h2><p>Follow us to learn about special events, community news, and other relevant announcements.</p><div class="social-links"><a href="https://www.facebook.com/kawvalleybanktopeka/"><img src="/assets/img/facebook.png" alt="facebook"></a><a href="https://www.instagram.com/kawvalleybank/"><img src="/assets/img/instagram.png" alt="instagram"></a></div></div><div class="col-lg-9 col-xl-8"><div class="row"><div class="col-lg-9"><h2>Legal</h2><nav class="footer-links" aria-label="Footer"><ul class="banno-menu menu-50875dc7-fa7f-11e9-b9f7-0242f56b771e">
143                       <li class="menu-internal">
144        <a href="/privacy-policy">Privacy Policy</a>
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