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1<style id="__jsx-4262071498">html{font-family:'__Inter_de012b', '__Inter_Fallback_de012b'}</style></head><body><noscript><iframe 2 src="https://www.googletagmanager.com/ns.html?id=GTM-W6DFR53" 3 height="0" 4 width="0" 5 style={{ display: 'none', visibility: 'hidden' }} 6 ></iframe></noscript><div id="__next"><div class="my-10 mx-auto max-w-max md:max-w-screen-sm 7 fixed bottom-0 left-0 right-0 8 flex px-3 md:px-4 py-3 justify-between items-center flex-col sm:flex-row gap-4 z-50 9 bg-[#D7F5F3] rounded-lg shadow 10 hidden"><div class="text-center"><p>We use cookies to guarantee you the best experience on our site.</p></div><div class="flex min-w-fit gap-2"><button class="px-5 py-2 rounded-md">Decline</button><button class="px-5 py-2 bg-primary rounded-lg text-white">Allow</button></div></div><div class="jsx-4262071498 text-dark"><header class="sticky top-0 z-50 h-[82px] bg-white"><div class="mx-auto flex h-full max-w-6xl items-center justify-between px-4"><div class="flex items-center"><a href="/en"><img alt="Logo" loading="lazy" width="173" height="36" decoding="async" data-nimg="1" class="h-[36px] w-[173px] object-contain" style="color:transparent" src="/logo/comparea.svg"/></a><nav aria-label="Main" data-orientation="horizontal" dir="ltr" class="z-10 max-w-max flex-1 items-center justify-center ml-8 hidden xl:block"><div style="position:relative"><ul data-orientation="horizontal" class="group flex flex-1 list-none items-center justify-center space-x-1" dir="ltr"><li><button id="radix-:Rin6:-trigger-assurances" data-state="closed" aria-expanded="false" aria-controls="radix-:Rin6:-content-assurances" class="group inline-flex h-10 w-max items-center justify-center rounded-md bg-white px-2 py-2 text-base font-semibold transition-colors hover:bg-primary-100 hover:text-dark/85 focus:bg-slate-100 focus:text-dark/hover:text-dark/85 focus:outline-none disabled:pointer-events-none disabled:opacity-50 data-[active]:bg-slate-100/50 data-[state=open]:bg-slate-100/50 group" data-radix-collection-item="">Insurance<svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down relative top-[1px] ml-1 h-5 w-5 transition duration-200 group-data-[state=open]:rotate-180" aria-hidden="true"><path d="m6 9 6 6 6-6"></path></svg></button><div id="radix-:Rin6:-content-assurances" aria-labelledby="radix-:Rin6:-trigger-assurances" data-orientation="horizontal" data-state="closed" class="left-0 top-0 data-[motion^=from-]:animate-in data-[motion^=to-]:animate-out data-[motion^=from-]:fade-in data-[motion^=to-]:fade-out data-[motion=from-end]:slide-in-from-right-52 data-[motion=from-start]:slide-in-from-left-52 data-[motion=to-end]:slide-out-to-right-52 data-[motion=to-start]:slide-out-to-left-52 md:absolute flex rounded-2xl invisible w-0 overflow-hidden md:w-0" style="pointer-events:none" dir="ltr"><ul class="flex flex-col gap-2 border-r border-[rgba(136,136,148,0.20)] px-2.5 py-3"><li class="flex h-[60px] w-[228px] items-center gap-2 px-1 rounded-xl bg-primary text-white"><div class="flex-shrink-0"><svg xmlns="http://www.w3.org/2000/svg" fill="none" width="32" height="32" viewBox="0 0 42 42" size="32"><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M21.25 8.619c1.356-1.587 3.703-3.369 7.276-3.369 6.25 0 10.443 5.866 10.443 11.33 0 11.42-14.219 20.17-17.719 20.17-3.5 0-17.719-8.75-17.719-20.17 0-5.464 4.193-11.33 10.442-11.33 3.574 0 5.92 1.782 7.277 3.369Z" clip-rule="evenodd"></path><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M12.5 20.125h3.889l2.917-4.375 3.888 8.75 2.918-4.375H30"></path></svg></div><span class="text-center text-base font-medium">Health insurance</span></li><li class="flex h-[60px] w-[228px] items-center gap-2 px-1"><div class="flex-shrink-0"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" fill="none" size="32" viewBox="0 0 42 42"><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M30.5 31.5c0 2.9-2.35 5.25-5.25 5.25h-7A5.25 5.25 0 0 1 13 31.5M13 31.5v-7M30.5 24.5v7M34 19.25l-3.5 5.25M9.5 19.25 13 24.5M26.125 24.5a11.375 11.375 0 0 1-8.75 0M30.5 15.75V9.43a3.527 3.527 0 0 0-2.605-3.393 24.382 24.382 0 0 0-12.29 0A3.527 3.527 0 0 0 13 9.43v6.32M17.375 14h8.75"></path></svg></div><span class="text-center text-base font-medium">Car insurance</span></li><li class="flex h-[60px] w-[228px] items-center gap-2 px-1"><div class="flex-shrink-0"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" fill="none" viewBox="0 0 42 42" size="32">
10<path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M14.747 36.757H9.495a3.501 3.501 0 0 1-3.502-3.502V8.745a3.501 3.501 0 0 1 3.502-3.502h19.258a3.501 3.501 0 0 1 3.501 3.502v5.252M30.103 26.532l6.446 5.456A2.705 2.705 0 1 1 32.8 35.87l-5.715-6.293M12.996 13.997h10.505M12.996 21h3.502"></path><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="m23.368 24.258-2.565 2.043a2.138 2.138 0 0 0-.175 3.178l1.952 1.96a2.113 2.113 0 0 0 3.151-.175l2.059-2.56c.49-.61 1.045-1.162 1.656-1.648l2.565-2.045a2.137 2.137 0 0 0 .175-3.176l-1.945-1.963a2.113 2.113 0 0 0-3.151.176l-2.066 2.563c-.49.608-1.046 1.16-1.656 1.647Z" clip-rule="evenodd"></path><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M25.117 36.721h-3.502"></path></svg></div><span class="text-center text-base font-medium">Legal protection</span></li><li class="flex h-[60px] w-[228px] items-center gap-2 px-1"><div class="flex-shrink-0"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" fill="none" size="32" viewBox="0 0 42 42"><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M35.255 16.82V6.993c0-.966-.784-1.75-1.75-1.75h-3.252c-.966 0-1.75.784-1.75 1.75v4.037"></path><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5.993 18.749 19.471 7.197a3.5 3.5 0 0 1 4.557 0L37.507 18.75"></path><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M8.245 16.82v16.435a3.5 3.5 0 0 0 3.501 3.502H20M31.379 38.507a7.879 7.879 0 1 1 .001-15.758 7.879 7.879 0 0 1-.001 15.758Z"></path><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="m34.492 29.073-3.89 3.89-2.336-2.334"></path></svg></div><span class="text-center text-base font-medium">Home insurance</span></li><li class="flex h-[60px] w-[228px] items-center gap-2 px-1"><div class="flex-shrink-0"><svg width="32" height="32" viewBox="0 0 43 42" fill="none" xmlns="http://www.w3.org/2000/svg" size="32"><path d="M21.25 5.25V7" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M14.25 31.8208V33.5708V33.5883C14.25 35.5115 15.8162 37.0708 17.75 37.0708C19.6837 37.0708 21.25 35.5115 21.25 33.5883V20.6103" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path fill-rule="evenodd" clip-rule="evenodd" d="M16 22.708C18.8997 19.908 23.6003 19.908 26.5 22.708C29.3997 19.908 34.1003 19.908 37 22.708C36.9772 14.0297 29.9352 7 21.25 7C12.5648 7 5.52275 14.0297 5.5 22.708C8.39975 19.908 13.1003 19.908 16 22.708Z" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg></div><span class="text-center text-base font-medium">Funeral Insurance</span></li><li class="flex h-[60px] w-[228px] items-center gap-2 px-1"><div class="flex-shrink-0"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" class="tabler-icon tabler-icon-news"><path d="M16 6h3a1 1 0 0 1 1 1v11a2 2 0 0 1 -4 0v-13a1 1 0 0 0 -1 -1h-10a1 1 0 0 0 -1 1v12a3 3 0 0 0 3 3h11"></path><path d="M8 8l4 0"></path><path d="M8 12l4 0"></path><path d="M8 16l4 0"></path></svg></div><span class="text-center text-base font-medium">Blog</span></li></ul><div class="w-[900px]"><div class="grid w-full grid-cols-3"><div class="flex flex-col px-[14px] py-[24px]"><span class="mb-[16px] text-[18px] font-semibold">Our products</span><ul class="flex flex-col gap-2"><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/health-insurance">Comparative health insurance 2025</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/health-insurance/lamal">Basic insurance (KVG/LAMal)</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/health-insurance/complementary">Supplementary insurance</a></li></ul></div><div class="flex flex-col px-[14px] py-[24px]"><span class="mb-[16px] text-[18px] font-semibold">Read more</span><ul class="flex flex-col gap-2"><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/health-insurance/complementary/dental">Dental care coverage</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/health-insurance/complementary/vision">
10Glasses/lenses insurance</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/health-insurance/etudiants">Student health insurance</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/health-insurance/lamal/frontier-worker">Insurance for cross-border commuters</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/health-insurance/complementary/hospital-insurance">Hospitalization coverage</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/health-insurance/prenatale">Prenatal insurance</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/health-insurance/lamal/lamal-or-cmu">Cross-border commuters: LAMal or CMU?</a></li></ul></div><div class="flex h-full flex-col items-center justify-center px-[14px] py-[16px]"><img alt="Logo" loading="lazy" width="238" height="238" decoding="async" data-nimg="1" class="h-[238px] w-[238px] object-contain" style="color:transparent" srcSet="/_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=256&q=75 1x, /_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=640&q=75 2x" src="/_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=640&q=75"/><div class="flex flex-col rounded-xl border border-[rgba(136,136,148,0.10)] bg-[#F9FAFD] px-[18px] py-[24px] text-center"><span class="font-semibold">Get an estimate</span><span class="mb-4 text-[16px] font-normal">Free & without obligation</span><a rel="next" class="inline-flex items-center justify-center whitespace-nowrap rounded-[56px] text-base font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 text-center bg-thirdy text-white hover:bg-thirdy/90 h-[56px] px-[26px]" href="https://assurance-sante.comparea.ch/?locale=en">Compare offers</a></div></div></div></div><div class="w-[900px] invisible absolute"><div class="grid w-full grid-cols-3"><div class="flex flex-col px-[14px] py-[24px]"><span class="mb-[16px] text-[18px] font-semibold">Our products</span><ul class="flex flex-col gap-2"><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/car-insurance">Car insurance</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/car-insurance/electric-car">Electric car insurance</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/car-insurance/electric-car">Commercial vehicle insurance</a></li></ul></div><div class="flex flex-col px-[14px] py-[24px]"><span class="mb-[16px] text-[18px] font-semibold">Read more</span><ul class="flex flex-col gap-2"><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/car-insurance/mileage-insurance">Per-kilometre insurance</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/car-insurance/parking-damage">Parking damage insurance</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/car-insurance/young-driver">Young driver insurance</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/car-insurance/low-priced">Cheap car insurance</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/car-insurance/canceling">Cancellation of car insurance</a></li></ul></div><div class="flex h-full flex-col items-center justify-center px-[14px] py-[16px]"><img alt="Logo" loading="lazy" width="238" height="238" decoding="async" data-nimg="1" class="h-[238px] w-[238px] object-contain" style="color:transparent" srcSet="/_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=256&q=75 1x, /_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=640&q=75 2x" src="/_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=640&q=75"/><div class="flex flex-col rounded-xl border border-[rgba(136,136,148,0.10)] bg-[#F9FAFD] px-[18px] py-[24px] text-center"><span class="font-semibold">Get an estimate</span><span class="mb-4 text-[16px] font-normal">Free & without obligation</span><a rel="next" class="inline-flex items-center justify-center whitespace-nowrap rounded-[56px] text-base font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 text-center bg-thirdy text-white hover:bg-thirdy/90 h-[56px] px-[26px]" href="https://assurance-voiture.comparea.ch/?locale=en">Compare offers</a></div></div></div></div><div class="w-[900px] invisible absolute"><div class="grid w-full grid-cols-3"><div class="flex flex-col px-[14px] py-[24px]"><span class="mb-[16px] text-[18px] font-semibold">Our products</span><ul class="flex flex-col gap-2"><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/legal-protection">Legal protection</a></li></ul></div><div class="flex flex-col px-[14px] py-[24px]"></div><div class="flex h-full flex-col items-center justify-center px-[14px] py-[16px]"><img alt="Logo" loading="lazy" width="238" height="238" decoding="async" data-nimg="1" class="h-[238px] w-[238px] object-contain" style="color:transparent" srcSet="/_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=256&q=75 1x, /_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=640&q=75 2x" src="/_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=640&q=75"/><div class="flex flex-col rounded-xl border border-[rgba(136,136,148,0.10)] bg-[#F9FAFD] px-[18px] py-[24px] text-center"><span class="font-semibold">Get an estimate</span><span class="mb-4 text-[16px] font-normal">Free & without obligation</span><a rel="next" class="inline-flex items-center justify-center whitespace-nowrap rounded-[56px] text-base font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 text-center bg-thirdy text-white hover:bg-thirdy/90 h-[56px] px-[26px]" href="https://protection-juridique.comparea.ch/?locale=en">Compare offers</a></div></div></div></div><div class="w-[900px] invisible absolute"><div class="grid w-full grid-cols-3"><div class="flex flex-col px-[14px] py-[24px]"><span class="mb-[16px] text-[18px] font-semibold">Our products</span><ul class="flex flex-col gap-2"><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/household-insurance">Home contents and Personal liability insurance</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/unpaid-rent-insurance">Unpaid rent insurance</a></li></ul></div><div class="flex flex-col px-[14px] py-[24px]"></div><div class="flex h-full flex-col items-center justify-center px-[14px] py-[16px]"><img alt="Logo" loading="lazy" width="238" height="238" decoding="async" data-nimg="1" class="h-[238px] w-[238px] object-contain" style="color:transparent" srcSet="/_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=256&q=75 1x, /_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=640&q=75 2x" src="/_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=640&q=75"/><div class="flex flex-col rounded-xl border border-[rgba(136,136,148,0.10)] bg-[#F9FAFD] px-[18px] py-[24px] text-center"><span class="font-semibold">Get an estimate</span><span class="mb-4 text-[16px] font-normal">Free & without obligation</span><a rel="next" class="inline-flex items-center justify-center whitespace-nowrap rounded-[56px] text-base font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 text-center bg-thirdy text-white hover:bg-thirdy/90 h-[56px] px-[26px]" href="https://assurance-menage.comparea.ch/?locale=en">Compare offers</a></div></div></div></div><div class="w-[900px] invisible absolute"><div class="grid w-full grid-cols-3"><div class="flex flex-col px-[14px] py-[24px]"><span class="mb-[16px] text-[18px] font-semibold">Our products</span><ul class="flex flex-col gap-2"><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/prevoyance-funeraire">Funeral insurance comparison</a></li></ul></div><div class="flex flex-col px-[14px] py-[24px]"></div><div class="flex h-full flex-col items-center justify-center px-[14px] py-[16px]"><img alt="Logo" loading="lazy" width="238" height="238" decoding="async" data-nimg="1" class="h-[238px] w-[238px] object-contain" style="color:transparent" srcSet="/_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=256&q=75 1x, /_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=640&q=75 2x" src="/_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=640&q=75"/><div class="flex flex-col rounded-xl border border-[rgba(136,136,148,0.10)] bg-[#F9FAFD] px-[18px] py-[24px] text-center"><span class="font-semibold">Get an estimate</span><span class="mb-4 text-[16px] font-normal">Free & without obligation</span><a rel="next" class="inline-flex items-center justify-center whitespace-nowrap rounded-[56px] text-base font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 text-center bg-thirdy text-white hover:bg-thirdy/90 h-[56px] px-[26px]" href="https://prevoyance-funeraire.comparea.ch/?locale=en">Compare offers</a></div></div></div></div><div class="w-[900px] invisible absolute"><div class="grid w-full grid-cols-3"><div class="flex flex-col px-[14px] py-[24px]"><span class="mb-[16px] text-[18px] font-semibold">Our products</span><ul class="flex flex-col gap-2"><li class="text-[16px] font-medium text-primary hover:underline"><a rel="next" href="https://blog.comparea.ch/?locale=en">Comparea blog</a></li></ul></div><div class="flex flex-col px-[14px] py-[24px]"></div></div></div></div></li><li><button id="radix-:Rin6:-trigger-credits" data-state="closed" aria-expanded="false" aria-controls="radix-:Rin6:-content-credits" class="group inline-flex h-10 w-max items-center justify-center rounded-md bg-white px-2 py-2 text-base font-semibold transition-colors hover:bg-primary-100 hover:text-dark/85 focus:bg-slate-100 focus:text-dark/hover:text-dark/85 focus:outline-none disabled:pointer-events-none disabled:opacity-50 data-[active]:bg-slate-100/50 data-[state=open]:bg-slate-100/50 group" data-radix-collection-item="">Loans<svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down relative top-[1px] ml-1 h-5 w-5 transition duration-200 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10<path d="M21.25 5.25V7" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M14.25 31.8208V33.5708V33.5883C14.25 35.5115 15.8162 37.0708 17.75 37.0708C19.6837 37.0708 21.25 35.5115 21.25 33.5883V20.6103" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path fill-rule="evenodd" clip-rule="evenodd" d="M16 22.708C18.8997 19.908 23.6003 19.908 26.5 22.708C29.3997 19.908 34.1003 19.908 37 22.708C36.9772 14.0297 29.9352 7 21.25 7C12.5648 7 5.52275 14.0297 5.5 22.708C8.39975 19.908 13.1003 19.908 16 22.708Z" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg></div><span class="text-center text-base font-medium">Pension</span></li><li class="flex h-[60px] w-[228px] items-center gap-2 px-1"><div class="flex-shrink-0"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" fill="none" size="32" viewBox="0 0 42 42"><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M37.603 16.11c.504 1.582.764 3.23.772 4.89 0 9.182-7.443 16.625-16.625 16.625S5.125 30.182 5.125 21 12.568 4.375 21.75 4.375c1.66.007 3.308.268 4.89.772M38.375 6.9l-3.5 3.5M34.875 10.4l-2.188-2.187"></path><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M14.75 24.5v-5.25c0-.797.363-1.552.985-2.05l4.375-3.5a2.625 2.625 0 0 1 3.28 0l4.375 3.5c.623.498.985 1.253.985 2.05v5.25a2.625 2.625 0 0 1-2.625 2.625h-8.75A2.625 2.625 0 0 1 14.75 24.5Z" clip-rule="evenodd"></path></svg></div><span class="text-center text-base font-medium">Mortgage</span></li></ul><div class="w-[900px]"><div class="grid w-full grid-cols-3"><div class="flex flex-col px-[14px] py-[24px]"><span class="mb-[16px] text-[18px] font-semibold">Our products</span><ul class="flex flex-col gap-2"><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/third-pilar/comparison">3rd pillar comparison</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/third-pilar">Everything you need to know about the 3rd pillar</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/third-pilar/pilar-3a">Pillar 3A</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/third-pilar/pilar-3b">Pillar 3B</a></li></ul></div><div class="flex flex-col px-[14px] py-[24px]"><span class="mb-[16px] text-[18px] font-semibold">Read more</span><ul class="flex flex-col gap-2"><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/third-pilar/maximum-amount">Maximum deductible amount</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/third-pilar/withdraw">Withdrawal from a 3rd pillar</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/third-pilar/taxation">Tax deductions</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/third-pilar/3a-or-3b">What to choose between 3A and 3B?</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/third-pilar/bank-or-insurance">3rd pillar: Bank or insurance?</a></li></ul></div><div class="flex h-full flex-col items-center justify-center px-[14px] py-[16px]"><img alt="Logo" loading="lazy" width="238" height="238" decoding="async" data-nimg="1" class="h-[238px] w-[238px] object-contain" style="color:transparent" srcSet="/_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=256&q=75 1x, /_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=640&q=75 2x" src="/_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=640&q=75"/><div class="flex flex-col rounded-xl border border-[rgba(136,136,148,0.10)] bg-[#F9FAFD] px-[18px] py-[24px] text-center"><span class="font-semibold">Get an estimate</span><span class="mb-4 text-[16px] font-normal">Free & without obligation</span><a rel="next" class="inline-flex items-center justify-center whitespace-nowrap rounded-[56px] text-base font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 text-center bg-thirdy text-white hover:bg-thirdy/90 h-[56px] px-[26px]" href="https://prevoyance.comparea.ch/?locale=en">Compare offers</a></div></div></div></div><div class="w-[900px] invisible absolute"><div class="grid w-full grid-cols-3"><div class="flex flex-col px-[14px] py-[24px]"><span class="mb-[16px] text-[18px] font-semibold">Our products</span><ul class="flex flex-col gap-2"><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/mortgage">Mortgage</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/mortgage/mortgage-loan">Mortgage loan</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/mortgage/deferred-effects">Deferred mortgage</a></li></ul></div><div class="flex flex-col px-[14px] py-[24px]"><span class="mb-[16px] text-[18px] font-semibold">Read more</span><ul class="flex flex-col gap-2"><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/mortgage/amortization">Pay off my mortgage</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/mortgage/calculation">Calculate my mortgage</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/mortgage/comparison">Compare rates</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/mortgage/renewal">Renew my mortgage</a></li><li class="text-[16px] font-medium text-primary hover:underline"><a href="/en/mortgage/advices">Mortgage advice</a></li></ul></div><div class="flex h-full flex-col items-center justify-center px-[14px] py-[16px]"><img alt="Logo" loading="lazy" width="238" height="238" decoding="async" data-nimg="1" class="h-[238px] w-[238px] object-contain" style="color:transparent" srcSet="/_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=256&q=75 1x, /_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=640&q=75 2x" src="/_next/image?url=%2Fmascotte%2Fbras_croise_close.png&w=640&q=75"/><div class="flex flex-col rounded-xl border border-[rgba(136,136,148,0.10)] bg-[#F9FAFD] px-[18px] py-[24px] text-center"><span class="font-semibold">Get an estimate</span><span class="mb-4 text-[16px] font-normal">Free & without obligation</span><a rel="next" class="inline-flex items-center justify-center whitespace-nowrap rounded-[56px] text-base font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 text-center bg-thirdy text-white hover:bg-thirdy/90 h-[56px] px-[26px]" href="https://hypotheque.comparea.ch/?locale=en">Compare 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10ing-offset-white focus:outline-none focus:ring-2 focus:ring-primary focus:ring-offset-2 disabled:cursor-not-allowed disabled:opacity-50 data-[placeholder]:text-grey [&>span]:line-clamp-1 px-2 h-[42px] bg-transparent border-0 gap-1"><span style="pointer-events:none"></span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="h-4 w-4 opacity-50" aria-hidden="true"><path d="M6 9l6 6l6 -6"></path></svg></button><select aria-hidden="true" tabindex="-1" style="position:absolute;border:0;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0, 0, 0, 0);white-space:nowrap;word-wrap:normal"></select></div><button class="items-center justify-center whitespace-nowrap rounded-[56px] text-base font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-slate-950 focus-visible:ring-offset-2 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xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="tabler-icon tabler-icon-phone-call"><path d="M5 4h4l2 5l-2.5 1.5a11 11 0 0 0 5 5l1.5 -2.5l5 2v4a2 2 0 0 1 -2 2a16 16 0 0 1 -15 -15a2 2 0 0 1 2 -2"></path><path d="M15 7a2 2 0 0 1 2 2"></path><path d="M15 3a6 6 0 0 1 6 6"></path></svg></button><button type="button" aria-haspopup="dialog" aria-expanded="false" aria-controls="radix-:R2sn6:" data-state="closed" aria-label="mobile-menu"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="tabler-icon tabler-icon-menu-2"><path d="M4 6l16 0"></path><path d="M4 12l16 0"></path><path d="M4 18l16 0"></path></svg></button></div></div></div></header><meta charSet="UTF-8"/><meta name="theme-color" content="white"/><link rel="preconnect" href="https://fonts.googleapis.com"/><link rel="preconnect" href="https://fonts.gstatic.com"/><link rel="shortcut icon" type="image/x-icon" href="/favicon.ico"/><link rel="icon" type="image/png" href="/android-chrome-192x192.png" sizes="192x192"/><link rel="icon" type="image/png" href="/android-chrome-512x512.png" sizes="512x512"/><main><div class=" flex w-full justify-center bg-[#D7F5F3] px-4 md:px-12"><div class="mx-auto flex max-w-6xl flex-col gap-6 md:flex-row md:items-end"><div class="flex min-w-[1/2] flex-col justify-start pt-11 md:pb-[107px] md:pt-[70px]"><h1 class="mb-[24px] block text-[36px] font-bold leading-[40px] text-secondary md:text-[40px]">Health insurance comparison 2025</h1><ul class="flex flex-col gap-[18px]"><li class="flex items-center gap-2.5 text-base font-medium"><div class="grid h-[30px] w-[30px] flex-shrink-0 place-items-center rounded-full bg-white"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="text-secondary"><path d="M5 12l5 5l10 -10"></path></svg></div><span class="text-base font-medium leading-6 md:text-[18px]">Compare from the widest range of insurers in Switzerland</span></li><li class="flex items-center gap-2.5 text-base font-medium"><div class="grid h-[30px] w-[30px] flex-shrink-0 place-items-center rounded-full bg-white"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="text-secondary"><path d="M5 12l5 5l10 -10"></path></svg></div><span class="text-base font-medium leading-6 md:text-[18px]">Save up to 35% by comparing your health insurance !</span></li></ul><div class="mt-[40px] flex flex-col items-center gap-2.5 md:flex-row"><button type="button" role="combobox" aria-controls="radix-:Rt3b6:" aria-expanded="false" aria-autocomplete="none" dir="ltr" data-state="closed" data-placeholder="" class="flex h-[56px] w-full items-center justify-between rounded-lg border border-secondary bg-white px-4 py-[18px] text-sm r
10ing-offset-white focus:outline-none focus:ring-2 focus:ring-primary focus:ring-offset-2 disabled:cursor-not-allowed disabled:opacity-50 data-[placeholder]:text-grey [&>span]:line-clamp-1"><span style="pointer-events:none">Who would you like to insure ?</span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="h-4 w-4 opacity-50" aria-hidden="true"><path d="M6 9l6 6l6 -6"></path></svg></button><select aria-hidden="true" tabindex="-1" style="position:absolute;border:0;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0, 0, 0, 0);white-space:nowrap;word-wrap:normal"><option value=""></option></select><a rel="next" class="inline-flex items-center justify-center whitespace-nowrap rounded-[56px] text-base font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 text-center bg-thirdy text-white hover:bg-thirdy/90 h-[56px] w-full flex-shrink-0 px-[32px] md:w-fit" href="https://assurance-sante.comparea.ch/?locale=en">Compare freely</a></div></div><div class="relative flex-shrink-0 md:pt-[70px]"><img alt="finger up" fetchpriority="high" width="430" height="430" decoding="async" data-nimg="1" class="h-[338px] w-[338px] object-cover md:h-[430px] md:w-[430px]" style="color:transparent" srcSet="/_next/image?url=%2Fmascotte%2Ffinger_up.png&w=640&q=75 1x, /_next/image?url=%2Fmascotte%2Ffinger_up.png&w=1080&q=75 2x" src="/_next/image?url=%2Fmascotte%2Ffinger_up.png&w=1080&q=75"/><div class="flex w-fit items-center gap-2.5 rounded-lg p-[11.5px] md:p-[14px] bg-white text-dark absolute bottom-[14px] right-[66px] md:bottom-5 md:left-[0px]"><img alt="Google Review" loading="lazy" width="50" height="50" decoding="async" data-nimg="1" class="h-[41px] w-[41px] md:h-[50px] md:w-[50px]" style="color:transparent" src="/logo/google.svg"/><div class="flex flex-col md:gap-1"><div class="flex items-center"><span class="mr-1 text-lg font-bold md:text-[22px]">5</span><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="h-5 w-5 md:h-6 md:w-6" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="h-5 w-5 md:h-6 md:w-6" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="h-5 w-5 md:h-6 md:w-6" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="h-5 w-5 md:h-6 md:w-6" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="h-5 w-5 md:h-6 md:w-6" style="color:transparent" src="/icons/star.svg"/></div><p class="text-[11.5px] md:text-[14px]">940+ Google customer reviews</p></div></div></div></div></div><div class="w-full bg-[linear-gradient(278deg,#F8FCFC_0%,rgba(248,252,252,0.00)_100%)]"><div class="mx-auto flex w-full max-w-6xl flex-col items-center gap-9 py-[60px] md:py-[60px]"><h2 class="hidden text-[34px] font-bold md:block ">3 reasons to choose Comparea</h2><div class="grid w-full grid-cols-1 place-items-center justify-between gap-[38px] md:grid-cols-3 md:gap-6"><div class="flex flex-col items-center"><div class="mb-2 w-fit rounded-full bg-[#0cbcb026] p-[19px] text-secondary"><svg xmlns="http://www.w3.org/2000/svg" width="42" height="42" fill="none" size="42" viewBox="0 0 42 42"><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M21.914 6.228V4.375M13.575 13.64h-1.853M32.105 13.64h-1.853M16.355 8.08l-1.31-1.31M27.472 8.08l1.31-1.31M16.187 21.676v14.199M25.67 21.676h3.934a3.727 3.727 0 0 1 3.64 4.529l-1.485 6.744a3.727 3.727 0 0 1-3.64 2.926"></path><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M28.12 35.875H10.968a1.864 1.864 0 0 1-1.864-1.864V23.54c0-1.03.835-1.864 1.864-1.864h5.236M25.67 21.676v-5.171c0-.942-.531-1.802-1.373-2.223l-.629-.314a3.106 3.106 0 0 0-4.142 1.342l-3.321 6.366"></path></svg></div><h3 class="text-center text-lg font-bold">91% of our users</h3><p class="text-center text-base">recommend us</p></div><div class="flex flex-col items-center">
10<div class="mb-2 w-fit rounded-full bg-[#0cbcb026] p-[19px] text-secondary"><svg xmlns="http://www.w3.org/2000/svg" width="42" height="42" fill="none" size="42" viewBox="0 0 42 42"><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M17.5 3.5h7M15.75 17.5 21 22.75M35 8.75l-4.095 4.095M33.25 7l3.5 3.5M5.25 26.25H14M14 31.5H8.75M14 36.75h-1.75M7.469 19.25C9.023 13.216 14.479 8.75 21 8.75c7.732 0 14 6.268 14 14s-6.268 14-14 14"></path></svg></div><h3 class="text-center text-lg font-bold">180,000+ users</h3><p class="text-center text-base">trust us</p></div><div class="flex flex-col items-center"><div class="mb-2 w-fit rounded-full bg-[#0cbcb026] p-[19px] text-secondary"><svg xmlns="http://www.w3.org/2000/svg" width="42" height="42" fill="none" size="42" viewBox="0 0 42 42"><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M5.25 21C5.25 12.3 12.3 5.25 21 5.25S36.75 12.3 36.75 21M36.75 21c0 8.7-7.05 15.75-15.75 15.75S5.25 29.7 5.25 21M14.875 15.75v1.75M27.125 15.75v1.75"></path><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="2" d="M27.125 25.704S24.827 28 21 28c-3.829 0-6.125-2.296-6.125-2.296"></path></svg></div><h3 class="text-center text-lg font-bold">100% Free</h3><p class="text-center text-base">and without obligation</p></div></div></div></div><div class="mx-auto my-[60px] w-full max-w-6xl bg-white px-4"><div class="flex flex-col items-center justify-center gap-6 md:flex-row md:gap-8"><div class="flex-shrink-0"><h4 class="text-center text-[22px] font-bold md:text-left md:text-[24px]">Partner to the<br class="hidden md:block"/> <!-- -->biggest companies</h4></div><div class="flex flex-nowrap items-center justify-between gap-6 overflow-auto px-3.5 md:w-full md:overflow-hidden"><img alt="partnaire" loading="lazy" width="162" height="42" decoding="async" data-nimg="1" class="h-[36px] w-[140px] flex-shrink-0 opacity-50 md:h-[34px] md:w-[131px]" style="color:transparent" src="/logo/assura_grey.svg"/><img alt="partnaire" loading="lazy" width="162" height="42" decoding="async" data-nimg="1" class="h-[36px] w-[140px] flex-shrink-0 opacity-50 md:h-[34px] md:w-[131px]" style="color:transparent" src="/logo/groupe-mutuel_grey.svg"/><img alt="partnaire" loading="lazy" width="162" height="42" decoding="async" data-nimg="1" class="h-[36px] w-[140px] flex-shrink-0 opacity-50 md:h-[34px] md:w-[131px]" style="color:transparent" src="/logo/helsana_grey.svg"/><img alt="partnaire" loading="lazy" width="162" height="42" decoding="async" data-nimg="1" class="h-[36px] w-[140px] flex-shrink-0 opacity-50 md:h-[34px] md:w-[131px]" style="color:transparent" src="/logo/sympany_grey.svg"/><img alt="partnaire" loading="lazy" width="162" height="42" decoding="async" data-nimg="1" class="h-[36px] w-[140px] flex-shrink-0 opacity-50 md:h-[34px] md:w-[131px]" style="color:transparent" src="/logo/helvetia_grey.svg"/></div></div></div><div class="w-full bg-[#F8FCFC]"><div class="mx-auto max-w-6xl px-4 pb-[72px] pt-[60px]"><h2 class="mb-[28px] text-[32px] font-bold leading-9 md:text-[34px]">They chose Comparea for their insurance!</h2><div class="flex flex-col items-center gap-[22px] md:hidden"><div class="relative w-full max-w-xs" role="region" aria-roledescription="carousel"><div class="overflow-hidden"><div class="flex -ml-4"><div role="group" aria-roledescription="slide" class="min-w-0 shrink-0 grow-0 basis-full pl-4"><div class="h-full p-0.5"><div class="flex h-full flex-col rounded-2xl bg-white px-4 py-6 shadow-md shadow-[rgba(44,48,77,0.05)]"><div class="mb-2 flex items-center"><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/></div><span class="text-base font-bold">Benjamin L.</span><span class="mb-3.5 text-sm font-normal text-grey">December 2023</span><span class="mb-3.5 text-base font-bold leading-normal">Very pleasant and informative meeting</span><span class="text-[15px] font-normal leading-6"><span class="text-grey">(<!-- -->Translated from french<!-- -->)<!-- --> </span>Very pleasant and informative meeting, very good advice, Déborah is a very friendly person, patient to explain the whole system and the possibilities, really great advisor, tip top!</span></div></div></div><div role="group" aria-roledescription="slide" class="min-w-0 shrink-0 grow-0 basis-full pl-4"><div class="h-full p-0.5"><div class="flex h-full flex-col rounded-2xl bg-white px-4 py-6 shadow-md shadow-[rgba(44,48,77,0.05)]"><div class="mb-2 flex items-center"><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/></div><span class="text-base font-bold">Heritage F.</span><span class="mb-3.5 text-sm font-normal text-grey">December 2023</span><span class="mb-3.5 text-base font-bold leading-normal">Very satisfied with the customer service</span><span class="text-[15px] font-normal leading-6"><span class="text-grey">(<!-- -->Translated from french<!-- -->)<!-- --> </span>Very satisfied with the customer service. Thanks to Andy for your clear explanations and support in creating my membership file.</span></div></div></div><div role="group" aria-roledescription="slide" class="min-w-0 shrink-0 grow-0 basis-full pl-4"><div class="h-full p-0.5"><div class="flex h-full flex-col rounded-2xl bg-white px-4 py-6 shadow-md shadow-[rgba(44,48,77,0.05)]"><div class="mb-2 flex items-center"><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/></div><span class="text-base font-bold">Victoria D.</span><span class="mb-3.5 text-sm font-normal text-grey">May 2023</span><span class="mb-3.5 text-base font-bold leading-normal">Professionalism and speed</span><span class="text-[15px] font-normal leading-6"><span class="text-grey">(<!-- -->Translated from french<!-- -->)<!-- --> </span>Professionalism and speed. I can recommend this company with my eyes closed.</span></div></div></div></div></div></div><div class="flex items-center gap-2"><button class="h-[10px] w-[10px] rounded-full bg-[#888894CC] transition-all" aria-label="caroussel-0"></button><button class="h-[10px] w-[10px] rounded-full bg-[#888894CC] transition-all" aria-label="caroussel-1"></button><button class="h-[10px] w-[10px] rounded-full bg-[#888894CC] transition-all" aria-label="caroussel-2"></button></div></div><div class="hidden flex-row items-center gap-[54px] md:flex"><div class="grid grid-cols-3 gap-6"><div class="flex flex-col rounded-2xl bg-white px-4 py-6 shadow-md shadow-[rgba(44,48,77,0.05)]"><div class="mb-2 flex items-center"><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/></div><span class="text-base font-bold">Benjamin L.</span><span class="mb-3.5 text-sm font-normal text-grey">December 2023</span><span class="mb-3.5 text-base font-bold leading-normal">Very pleasant and informative meeting</span><span class="text-[15px] font-normal leading-6"><span class="text-grey">(<!-- -->Translated from french<!-- -->
10) </span>Very pleasant and informative meeting, very good advice, Déborah is a very friendly person, patient to explain the whole system and the possibilities, really great advisor, tip top!</span></div><div class="flex flex-col rounded-2xl bg-white px-4 py-6 shadow-md shadow-[rgba(44,48,77,0.05)]"><div class="mb-2 flex items-center"><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/></div><span class="text-base font-bold">Heritage F.</span><span class="mb-3.5 text-sm font-normal text-grey">December 2023</span><span class="mb-3.5 text-base font-bold leading-normal">Very satisfied with the customer service</span><span class="text-[15px] font-normal leading-6"><span class="text-grey">(<!-- -->Translated from french<!-- -->) </span>Very satisfied with the customer service. Thanks to Andy for your clear explanations and support in creating my membership file.</span></div><div class="flex flex-col rounded-2xl bg-white px-4 py-6 shadow-md shadow-[rgba(44,48,77,0.05)]"><div class="mb-2 flex items-center"><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/><img alt="icon" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" style="color:transparent" src="/icons/star.svg"/></div><span class="text-base font-bold">Victoria D.</span><span class="mb-3.5 text-sm font-normal text-grey">May 2023</span><span class="mb-3.5 text-base font-bold leading-normal">Professionalism and speed</span><span class="text-[15px] font-normal leading-6"><span class="text-grey">(<!-- -->Translated from french<!-- -->) </span>Professionalism and speed. I can recommend this company with my eyes closed.</span></div></div></div></div></div><div class="-translate-y-[36px] px-6 md:-translate-y-[34px]"><div class="mx-auto w-full max-w-6xl rounded-lg bg-white py-3 shadow"><div class="flex flex-col items-center justify-around gap-6 p-6 md:flex-row md:px-6 md:py-0"><h2 class="text-center text-[24px] font-bold">Quick access</h2><div class="h-0.5 w-full bg-[#88889433] md:h-[44px] md:w-0.5"></div><a class="text-base font-normal transition-all hover:scale-110 hover:underline" href="/en/health-insurance/etudiants">Student health insurance</a><div class="h-0.5 w-full bg-[#88889433] md:h-[44px] md:w-0.5"></div><a class="text-base font-normal transition-all hover:scale-110 hover:underline" href="/en/health-insurance/tools">Sample letters</a><div class="h-0.5 w-full bg-[#88889433] md:h-[44px] md:w-0.5"></div><a class="text-base font-normal transition-all hover:scale-110 hover:underline" href="/en/health-insurance/prenatale">Prenatal insurance</a></div></div></div><div class="mx-auto w-full max-w-6xl px-4 py-4"><div class="mb-6 hidden md:block"><nav aria-label="Breadcrumb"><ol itemscope="" itemType="https://schema.org/BreadcrumbList" class="flex items-center gap-1 text-sm text-dark mb-1"><li itemProp="itemListElement" itemscope="" itemType="https://schema.org/ListItem"><a itemProp="item" class="flex-shrink-0truncate hover:text-secondary hover:underline" href="/en"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="M6.785 21h10.43a3.322 3.322 0 0 0 3.323-3.322v-7.174c0-.89-.401-1.734-1.092-2.298l-5.574-4.54a2.964 2.964 0 0 0-3.743 0l-5.574 4.54a2.965 2.965 0 0 0-1.092 2.299v7.173A3.322 3.322 0 0 0 6.785 21ZM9.365 15.834h5.273"></path></svg><span class="truncate" itemProp="name"><span class="sr-only">Link to <!-- -->/</span></span><meta itemProp="position" content="1"/></a></li><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="flex-shrink-0 text-dark opacity-50"><path d="M9 6l6 6l-6 6"></path></svg><li itemProp="itemListElement" itemscope="" itemType="https://schema.org/ListItem" class="truncate font-semibold"><span itemProp="name">Health insurance comparison</span><meta itemProp="position" content="2"/></li></ol></nav></div><div class="relative flex flex-col md:flex-row md:gap-14" id=":R2db6:"><div class="sticky left-0 top-[106px] hidden h-fit w-full max-w-[286px] shrink-0 md:block"><div class="grid h-full grid-cols-[6px,1fr] gap-2.5"><div class="h-full w-[6px] rounded-md bg-[#ECEDEF]"><div data-articles-indicator="true" class="absolute w-[6px] rounded-md bg-primary transition-all"></div></div><div class="flex flex-col gap-[18px] overflow-auto" data-articles-index="true"></div></div><div class="mt-[18px] flex w-full items-center justify-center gap-2.5"><span class="text-sm font-medium">Reading time</span>
10<div class="flex items-center gap-1 rounded-full bg-[#0CBCB040] px-2 py-1.5"><svg xmlns="http://www.w3.org/2000/svg" width="18" height="21" fill="none"><g fill="#082623" clip-path="url(#a)"><path d="M6.92 0a.797.797 0 0 0-.687.385.75.75 0 0 0 0 .77.797.797 0 0 0 .686.384h1.3v1.652a9.17 9.17 0 0 0-4.33 1.513l-.848-.813a1.06 1.06 0 0 0-1.425-.035c-.227.197-.445.402-.654.616a.996.996 0 0 0-.287.713.998.998 0 0 0 .31.704l.807.775a8.561 8.561 0 0 0-1.75 6.069 8.654 8.654 0 0 0 2.905 5.635A9.15 9.15 0 0 0 9 20.64c2.238 0 4.396-.81 6.053-2.272a8.654 8.654 0 0 0 2.906-5.635 8.56 8.56 0 0 0-1.751-6.07l.807-.775a.996.996 0 0 0 .31-.703.995.995 0 0 0-.286-.713c-.21-.214-.428-.42-.655-.616a1.06 1.06 0 0 0-1.424.035l-.847.813A9.17 9.17 0 0 0 9.78 3.191V1.54h1.3a.797.797 0 0 0 .686-.384.75.75 0 0 0 0-.77A.797.797 0 0 0 11.08 0H6.92Zm1.902 4.638a7.557 7.557 0 0 1 5.388 2.067 7.122 7.122 0 0 1 2.228 5.194 7.12 7.12 0 0 1-2.166 5.132 7.551 7.551 0 0 1-5.273 2.129 7.551 7.551 0 0 1-5.272-2.129 7.12 7.12 0 0 1-2.166-5.132 7.118 7.118 0 0 1 2.102-5.072 7.544 7.544 0 0 1 5.159-2.189Z"></path><path d="M6.288 8.87 5.18 7.794a.294.294 0 0 0-.401.006.274.274 0 0 0-.005.389l1.109 1.077c.113.104.29.102.4-.005a.273.273 0 0 0 .006-.39ZM6.288 14.928l-1.11 1.077a.293.293 0 0 1-.4-.005.273.273 0 0 1-.005-.39l1.109-1.077a.293.293 0 0 1 .4.005c.11.107.113.28.006.39ZM4.877 12.179a.283.283 0 0 0 .288-.28.283.283 0 0 0-.288-.279H3.31a.283.283 0 0 0-.288.28c0 .154.129.279.288.279h1.567ZM8.712 17.427c0 .154.13.28.288.28a.284.284 0 0 0 .288-.28v-1.524a.284.284 0 0 0-.288-.28.283.283 0 0 0-.288.28v1.524ZM11.796 17.032c1.585-.815 2.71-2.277 3.065-3.984a5.684 5.684 0 0 0-1.234-4.827A6.05 6.05 0 0 0 9 6.092v5.807l2.796 5.133Z"></path></g><defs><clipPath id="a"><path fill="#fff" d="M0 0h18v21H0z"></path></clipPath></defs></svg><span class="text-xs font-semibold">0<!-- --> min</span></div></div></div><div class="flex w-full flex-col items-center gap-5 pb-[40px] md:hidden"><div class="flex w-full justify-between"><span class="text-2xl font-semibold">Index</span><div class="flex items-center gap-1 rounded-full bg-[#0CBCB040] px-2 py-1.5"><svg xmlns="http://www.w3.org/2000/svg" width="18" height="21" fill="none"><g fill="#082623" clip-path="url(#a)"><path d="M6.92 0a.797.797 0 0 0-.687.385.75.75 0 0 0 0 .77.797.797 0 0 0 .686.384h1.3v1.652a9.17 9.17 0 0 0-4.33 1.513l-.848-.813a1.06 1.06 0 0 0-1.425-.035c-.227.197-.445.402-.654.616a.996.996 0 0 0-.287.713.998.998 0 0 0 .31.704l.807.775a8.561 8.561 0 0 0-1.75 6.069 8.654 8.654 0 0 0 2.905 5.635A9.15 9.15 0 0 0 9 20.64c2.238 0 4.396-.81 6.053-2.272a8.654 8.654 0 0 0 2.906-5.635 8.56 8.56 0 0 0-1.751-6.07l.807-.775a.996.996 0 0 0 .31-.703.995.995 0 0 0-.286-.713c-.21-.214-.428-.42-.655-.616a1.06 1.06 0 0 0-1.424.035l-.847.813A9.17 9.17 0 0 0 9.78 3.191V1.54h1.3a.797.797 0 0 0 .686-.384.75.75 0 0 0 0-.77A.797.797 0 0 0 11.08 0H6.92Zm1.902 4.638a7.557 7.557 0 0 1 5.388 2.067 7.122 7.122 0 0 1 2.228 5.194 7.12 7.12 0 0 1-2.166 5.132 7.551 7.551 0 0 1-5.273 2.129 7.551 7.551 0 0 1-5.272-2.129 7.12 7.12 0 0 1-2.166-5.132 7.118 7.118 0 0 1 2.102-5.072 7.544 7.544 0 0 1 5.159-2.189Z"></path><path d="M6.288 8.87 5.18 7.794a.294.294 0 0 0-.401.006.274.274 0 0 0-.005.389l1.109 1.077c.113.104.29.102.4-.005a.273.273 0 0 0 .006-.39ZM6.288 14.928l-1.11 1.077a.293.293 0 0 1-.4-.005.273.273 0 0 1-.005-.39l1.109-1.077a.293.293 0 0 1 .4.005c.11.107.113.28.006.39ZM4.877 12.179a.283.283 0 0 0 .288-.28.283.283 0 0 0-.288-.279H3.31a.283.283 0 0 0-.288.28c0 .154.129.279.288.279h1.567ZM8.712 17.427c0 .154.13.28.288.28a.284.284 0 0 0 .288-.28v-1.524a.284.284 0 0 0-.288-.28.283.283 0 0 0-.288.28v1.524ZM11.796 17.032c1.585-.815 2.71-2.277 3.065-3.984a5.684 5.684 0 0 0-1.234-4.827A6.05 6.05 0 0 0 9 6.092v5.807l2.796 5.133Z"></path></g><defs><clipPath id="a"><path fill="#fff" d="M0 0h18v21H0z"></path></clipPath></defs></svg><span class="text-xs font-semibold">0<!-- --> min</span></div></div><div class="flex flex-col"><div class="grid overflow-hidden transition-[grid-template-rows] duration-700 ease-out grid-rows-[0fr]"><div class="grid grid-cols-1 overflow-hidden"><div class="flex flex-col"></div></div></div></div></div><div data-articles-list="true" class="flex flex-col gap-6"><div class=""><h2 class=" text-[32px] font-bold leading-10 md:text-[34px]">All about health insurance</h2></div>
10<div class="text-justify text-base font-normal leading-6"> When you live in Switzerland, you are required to take out health insurance. This covers part of your healthcare costs. How does LAMal work? How much does it cost? Do I also need to take out supplementary health insurance? What are the particularities of healthcare coverage for cross-border workers? Find out all you need to know about health insurance in Switzerland. </div> <h2 data-article-title="true" class="mb-[6px] block text-[30px] font-bold leading-9 md:leading-[38px]">Swiss health insurance: what you need to know</h2> <div class="text-justify text-base font-normal leading-6"> In 1996, a federal law made membership of the <a target="_self" class="font-semibold text-secondary transition-colors hover:text-secondary/80 hover:underline" href="/en/health-insurance/lamal"> LAMal </a> compulsory. In other words, anyone living in Switzerland is <strong class="font-semibold">obliged to take out this health insurance.</strong> </div> <h3 class="mb-[6px] text-[24px] font-bold leading-7">How does health insurance work in Switzerland?</h3> <div class="text-justify text-base font-normal leading-6"> The aim of Swiss health insurance is to <strong class="font-semibold">provide access to basic health care in the event of illness, maternity or accident.</strong> But it is neither centralized nor managed by the government. It is the Federal Office of Public Health FOPH, which controls the way private insurers administer the health protection part of their business. For more legal information, <a rel="next" target="_blank" class="font-semibold text-secondary transition-colors hover:text-secondary/80 hover:underline" href="https://www.ge.ch/?locale=en">click here</a>. </div> <div class="text-justify text-base font-normal leading-6">Basic health insurance:</div> <ul class="flex list-inside list-disc flex-col gap-0.5 pl-2.5 text-base font-normal marker:text-dark"> <li class="text-base font-normal leading-6">Covers the insured's main healthcare needs</li> <li class="text-base font-normal leading-6">Guarantees at least the cost of hospitalization in a shared room.</li> </ul> <div class="text-justify text-base font-normal leading-6"> On the other hand, dental expenses and alternative medicine, among other things, are not covered by basic compulsory health insurance. </div> <div class="text-justify text-base font-normal leading-6"> You are free to choose the insurer with whom you wish to take out a health insurance contract. All family members must be insured, including children. </div> <div class="text-justify text-base font-normal leading-6"> New Swiss residents <strong class="font-semibold">have 3 months in which to select their health insurer</strong>. After this period, the cantonal administration automatically assigns them a provider. </div> <h2 data-article-title="true" class="mb-[6px] block text-[30px] font-bold leading-9 md:leading-[38px]">How much does it cost?</h2> <div class="text-justify text-base font-normal leading-6">Health insurance premiums for 2025 vary according to :</div> <ul class="flex list-inside list-disc flex-col gap-0.5 pl-2.5 text-base font-normal marker:text-dark"> <li class="text-base font-normal leading-6">the insured's place of residence</li> <li class="text-base font-normal leading-6">Age</li> <li class="text-base font-normal leading-6">The deductible chosen</li> <li class="text-base font-normal leading-6">The basic model</li> <li class="text-base font-normal leading-6">Services selected (e.g. accident coverage)</li> </ul> <div class="text-justify text-base font-normal leading-6"> Regardless of these factors, the level of reimbursement is the same for everyone. </div> <div class="text-justify text-base font-normal leading-6"> It is, however, <strong class="font-semibold">possible to benefit from reductions</strong> on compulsory health insurance premiums, known as <a target="_self" class="font-semibold text-secondary transition-colors hover:text-secondary/80 hover:underline" href="/en/health-insurance/subsides"> subsidies </a> .. These are subsidies paid by the canton, which may cover all or part of the premiums. The amount of this assistance varies according to :
10</div> <ul class="flex list-inside list-disc flex-col gap-0.5 pl-2.5 text-base font-normal marker:text-dark"> <li class="text-base font-normal leading-6">place of residence</li> <li class="text-base font-normal leading-6">Income</li> </ul> <div class="text-justify text-base font-normal leading-6"> Subsidies are paid directly to the health insurance fund, which then deducts them from the premium due. </div> <div class="text-justify text-base font-normal leading-6"> Please note that it is possible to benefit from full and automatic coverage by the Assurance Maladie. This is particularly the case for people receiving a supplementary pension (AVS/AI) or social assistance. </div> <h3 class="mb-[6px] text-[24px] font-bold leading-7">How do I obtain compulsory health insurance?</h3> <div class="text-justify text-base font-normal leading-6"> All policyholders are free to choose the provider with whom they wish to take out a health insurance contract. The insurer <strong class="font-semibold">is not entitled to refuse an application</strong>. Nor is the insurer allowed to ask a future policyholder to fill in a health questionnaire when signing the contract. </div> <div class="text-justify text-base font-normal leading-6"> As each insurer can charge the premium it wishes, it is important to <a target="_self" class="font-semibold text-secondary transition-colors hover:text-secondary/80 hover:underline" href="/en/health-insurance">compare</a> several proposals, taking into account: </div> <ul class="flex list-inside list-disc flex-col gap-0.5 pl-2.5 text-base font-normal marker:text-dark"> <li class="text-base font-normal leading-6">the budget available for compulsory health insurance</li> <li class="text-base font-normal leading-6"><a target="_self" class="font-semibold text-secondary transition-colors hover:text-secondary/80 hover:underline" href="/en/health-insurance/couverture">coverage</a> needs</li> <li class="text-base font-normal leading-6"><a target="_self" class="font-semibold text-secondary transition-colors hover:text-secondary/80 hover:underline" href="/en/health-insurance/canton">canton of residence</a></li> <li class="text-base font-normal leading-6">the insured's age and family situation</li> <li class="text-base font-normal leading-6">the deductible</li> </ul> <h2 data-article-title="true" class="mb-[6px] block text-[30px] font-bold leading-9 md:leading-[38px]">Taking out supplementary health insurance</h2> <div class="text-justify text-base font-normal leading-6"> In addition to basic Swiss health insurance, it is advisable to take out a <a target="_self" class="font-semibold text-secondary transition-colors hover:text-secondary/80 hover:underline" href="/en/health-insurance/complementary">complementary health insurance</a> policy. </div> <h3 class="mb-[6px] text-[24px] font-bold leading-7">Why take out a supplementary health insurance policy?</h3> <div class="text-justify text-base font-normal leading-6"> Basic health insurance coversomp only a modest proportion of healthcare costs. As a result, policyholders are well <strong class="font-semibold">advised to supplement their coverage with a complementary health contract</strong>. This is a private contract that covers a wider range of healthcare expenses, such as </div> <ul class="flex list-inside list-disc flex-col gap-0.5 pl-2.5 text-base font-normal marker:text-dark"> <li class="text-base font-normal leading-6">Hospitalization costs (double or single room);</li> <li class="text-base font-normal leading-6">Dental care</li> <li class="text-base font-normal leading-6">Eye care</li> <li class="text-base font-normal leading-6">Natural or alternative medicine services</li> <li class="text-base font-normal leading-6">Rescue services</li> <li class="text-base font-normal leading-6">Etc.</li> </ul> <div class="text-justify text-base font-normal leading-6"> Unlike Assurance Maladie, <strong class="font-semibold">complementary health insurance is not compulsory</strong>. </div> <h3 class="mb-[6px] text-[24px] font-bold leading-7">How to choose your complementary health insurance?</h3>
10 <div class="text-justify text-base font-normal leading-6"> Once again, you are free to choose not only the provider, but also the scope of your supplementary health insurance coverage. It is advisable to <strong class="font-semibold">compare the proposals of several insurers</strong> before making your choice, and to determine your needs in advance. Do you wear glasses? Do you use alternative or natural medicine? Do you insist on a single room in the event of hospitalization? Do your children need orthodontic treatment? Etc. </div> <a target="_self" class="inline-flex items-center justify-center rounded-[56px] text-base font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 text-center bg-[#60dcd499] text-dark hover:bg-[#60DCD4] h-[56px] px-[26px] mt-[10px] w-fit whitespace-normal" href="/en/health-insurance/lca">All you need to know about the Law on Insurance Contracts (LCA) </a> <h2 data-article-title="true" class="mb-[6px] block text-[30px] font-bold leading-9 md:leading-[38px]">Focus on health insurance for cross-border workers</h2> <div class="text-justify text-base font-normal leading-6"> Switzerland is home to a large number of cross-border workers. That's why two schemes have been set up to provide health insurance coverage for cross-border workers. </div> <h3 class="mb-[6px] text-[24px] font-bold leading-7">Can a cross-border worker benefit from the LAMal?</h3> <div class="text-justify text-base font-normal leading-6"> Cross-border commuters, whether living in France and working in Switzerland or vice versa, are obliged to take out health insurance. They can choose between two solutions: </div> <ul class="flex list-inside list-disc flex-col gap-0.5 pl-2.5 text-base font-normal marker:text-dark"> <li class="text-base font-normal leading-6">CMU (replicating the French health insurance scheme)</li> <li class="text-base font-normal leading-6">LAMal frontalier (replicating the Swiss system)</li> </ul> <div class="text-justify text-base font-normal leading-6"> It is advisable to take out one of these solutions before starting work for the first time. </div> <div class="text-justify text-base font-normal leading-6"> Under the LAMal frontalier scheme, insured persons can receive health care in both France and Switzerland. This is not the case with CMU frontalier, which only covers treatment in Switzerland under certain conditions. This is just one of the many differences between the two schemes. <strong class="font-semibold">It is essential that cross-border commuters take the time to study both solutions</strong> and choose the most advantageous one. </div> <div class="text-justify text-base font-normal leading-6"><a target="_self" class="inline-flex items-center justify-center rounded-[56px] text-base font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 text-center bg-[#60dcd499] text-dark hover:bg-[#60DCD4] h-[56px] px-[26px] mt-[10px] w-fit whitespace-normal" href="/en/health-insurance/lamal/lamal-or-cmu">LAMal or CMU? How to choose?</a></div> <h3 class="mb-[6px] text-[24px] font-bold leading-7"> Is it necessary to take out a special cross-border supplementary health insurance policy? </h3> <div class="text-justify text-base font-normal leading-6"> Cross-border commuters are strongly advised to take out a supplementary health insurance policy specially designed to cover healthcare costs in both the country where they live and the country where they work. <strong class="font-semibold">Only a mutuelle santé frontaliers, also known as a complémentaire santé frontaliers</strong>, offers this extended coverage. Here too, it is essential to compare several proposals before making your choice and taking out a complementary health insurance contract. </div> <h2 data-article-title="true" class="mb-[6px] block text-[30px] font-bold leading-9 md:leading-[38px]">All health insurance funds</h2>
10 <div class="text-justify text-base font-normal leading-6"> With the widest choice of health insurance offers, compare 2025 premiums for basic and supplementary insurance from over 30 companies in just a few clicks. </div> <div class="relative" role="region" aria-roledescription="carousel"><div class="overflow-hidden"><div class="flex -ml-4 gap-4 px-6 py-2"><div role="group" aria-roledescription="slide" class="min-w-0 shrink-0 grow-0 basis-1/3 pl-0 transition-all hover:scale-110 md:basis-1/6"><a class="flex h-32 w-full items-center justify-center p-4 shadow" href="/en/health-insurance/concordia"><img alt="Logo" loading="lazy" width="173" height="36" decoding="async" data-nimg="1" class="h-[36px] w-[173px] object-contain" style="color:transparent" srcSet="/_next/image?url=%2Flogo-caisses%2FConcordia.png&w=256&q=75 1x, /_next/image?url=%2Flogo-caisses%2FConcordia.png&w=384&q=75 2x" src="/_next/image?url=%2Flogo-caisses%2FConcordia.png&w=384&q=75"/></a></div><div role="group" aria-roledescription="slide" class="min-w-0 shrink-0 grow-0 basis-1/3 pl-0 transition-all hover:scale-110 md:basis-1/6"><a class="flex h-32 w-full items-center justify-center p-4 shadow" href="/en/health-insurance/css"><img alt="Logo" loading="lazy" width="173" height="36" decoding="async" data-nimg="1" class="h-[36px] w-[173px] object-contain" style="color:transparent" srcSet="/_next/image?url=%2Flogo-caisses%2Fcss.jpg&w=256&q=75 1x, /_next/image?url=%2Flogo-caisses%2Fcss.jpg&w=384&q=75 2x" src="/_next/image?url=%2Flogo-caisses%2Fcss.jpg&w=384&q=75"/></a></div><div role="group" aria-roledescription="slide" class="min-w-0 shrink-0 grow-0 basis-1/3 pl-0 transition-all hover:scale-110 md:basis-1/6"><a class="flex h-32 w-full items-center justify-center p-4 shadow" href="/en/health-insurance/groupe-mutuel"><img alt="Logo" loading="lazy" width="173" height="36" decoding="async" data-nimg="1" class="h-[36px] w-[173px] object-contain" style="color:transparent" srcSet="/_next/image?url=%2Flogo-caisses%2FMutuel.png&w=256&q=75 1x, /_next/image?url=%2Flogo-caisses%2FMutuel.png&w=384&q=75 2x" src="/_next/image?url=%2Flogo-caisses%2FMutuel.png&w=384&q=75"/></a></div><div role="group" aria-roledescription="slide" class="min-w-0 shrink-0 grow-0 basis-1/3 pl-0 transition-all hover:scale-110 md:basis-1/6"><a class="flex h-32 w-full items-center justify-center p-4 shadow" href="/en/health-insurance/helsana"><img alt="Logo" loading="lazy" width="173" height="36" decoding="async" data-nimg="1" class="h-[36px] w-[173px] object-contain" style="color:transparent" srcSet="/_next/image?url=%2Flogo-caisses%2FHelsana.png&w=256&q=75 1x, /_next/image?url=%2Flogo-caisses%2FHelsana.png&w=384&q=75 2x" src="/_next/image?url=%2Flogo-caisses%2FHelsana.png&w=384&q=75"/></a></div><div role="group" aria-roledescription="slide" class="min-w-0 shrink-0 grow-0 basis-1/3 pl-0 transition-all hover:scale-110 md:basis-1/6"><a class="flex h-32 w-full items-center justify-center p-4 shadow" href="/en/health-insurance/sanitas"><img alt="Logo" loading="lazy" width="173" height="36" decoding="async" data-nimg="1" class="h-[36px] w-[173px] object-contain" style="color:transparent" srcSet="/_next/image?url=%2Flogo-caisses%2FSanitas.png&w=256&q=75 1x, /_next/image?url=%2Flogo-caisses%2FSanitas.png&w=384&q=75 2x" src="/_next/image?url=%2Flogo-caisses%2FSanitas.png&w=384&q=75"/></a></div><div role="group" aria-roledescription="slide" class="min-w-0 shrink-0 grow-0 basis-1/3 pl-0 transition-all hover:scale-110 md:basis-1/6"><a class="flex h-32 w-full items-center justify-center p-4 shadow" href="/en/health-insurance/swica"><img alt="Logo" loading="lazy" width="173" height="36" decoding="async" data-nimg="1" class="h-[36px] w-[173px] object-contain" style="color:transparent" srcSet="/_next/image?url=%2Flogo-caisses%2FSwica.png&w=256&q=75 1x, /_next/image?url=%2Flogo-caisses%2FSwica.png&w=384&q=75 2x" src="/_next/image?url=%2Flogo-caisses%2FSwica.png&w=384&q=75"/></a></div><div role="group" aria-roledescription="slide" class="min-w-0 shrink-0 grow-0 basis-1/3 pl-0 transition-all hover:scale-110 md:basis-1/6"><a class="flex h-32 w-full items-center justify-center p-4 shadow" href="/en/health-insurance/visana"><img alt="Logo" loading="lazy" width="173" height="36" decoding="async" data-nimg="1" class="h-[36px] w-[173px] object-contain" style="color:transparent" srcSet="/_next/image?url=%2Flogo-caisses%2FVisana.png&w=256&q=75 1x, /_next/image?url=%2Flogo-caisses%2FVisana.png&w=384&q=75 2x" src="/_next/image?url=%2Flogo-caisses%2FVisana.png&w=384&q=75"/></a></div><div role="group" aria-roledescription="slide" class="min-w-0 shrink-0 grow-0 basis-1/3 pl-0 transition-all hover:scale-110 md:basis-1/6"><a class="flex h-32 w-full items-center justify-center p-4 shadow" href="/en/health-insurance/sympany"><img alt="Logo" loading="lazy" width="173" height="36" decoding="async" data-nimg="1" class="h-[36px] w-[173px] object-contain" style="color:transparent" srcSet="/_next/image?url=%2Flogo-caisses%2FMoove%2520Sympany.png&w=256&q=75 1x, /_next/image?url=%2Flogo-caisses%2FMoove%2520Sympany.png&w=384&q=75 2x" src="/_next/image?url=%2Flogo-caisses%2FMoove%2520Sympany.png&w=384&q=75"/></a></div></div></div></div> <h2 data-article-title="true" class="mb-[6px] block text-[30px] font-bold leading-9 md:leading-[38px]">Health insurance comparison: what criteria should you use?</h2>
10 <div class="text-justify text-base font-normal leading-6"> When it comes to comparing Swiss health insurers, there are a number of points that need to be <strong class="font-semibold">analysed carefully.</strong> </div> <h3 class="mb-[6px] text-[24px] font-bold leading-7">Reimbursement</h3> <div class="text-justify text-base font-normal leading-6"> The first thing to look out for when reading a health insurance contract is the reimbursements. Don't hesitate to go into detail, to find out to what extent you will be reimbursed for dental expenses, alternative medical care or hospitalization. <strong class="font-semibold">The coverage offered must truly correspond to your expectations</strong> and, above all, your needs. </div> <h3 class="mb-[6px] text-[24px] font-bold leading-7">Customer service</h3> <div class="text-justify text-base font-normal leading-6"> You may also be interested in the <strong class="font-semibold">quality of the customer service</strong> you receive. The opinions of policyholders are of course central to determining the quality of the support provided. Other factors can also help you <strong class="font-semibold">compare insurance companies</strong>. For example, a simple, intuitive application is an asset when it comes to requesting reimbursements. </div> <h3 class="mb-[6px] text-[24px] font-bold leading-7">Other criteria</h3> <div class="text-justify text-base font-normal leading-6"> Each insurance company <strong class="font-semibold">has its own arguments to convince you</strong>. Some, for example, make significant commitments to the environment, while others offer specific benefits, such as reimbursement for treatment abroad when traveling. </div> <h2 data-article-title="true" class="mb-[6px] block text-[30px] font-bold leading-9 md:leading-[38px]"> <a target="_self" class="font-semibold text-secondary transition-colors hover:text-secondary/80 hover:underline" href="/en/health-insurance/tools">Tools </a> for comparing health insurers in Switzerland </h2> <div class="text-justify text-base font-normal leading-6"> Comparing health insurance in Switzerland used to be a painstaking task. Policyholders were able to request quotes from different insurance companies. The lack of expertise on the part of individuals could <strong class="font-semibold">sometimes make it difficult to choose</strong> between the various contracts on offer. </div> <div class="text-justify text-base font-normal leading-6"> Nowadays, comparisons are available directly on the Internet. They enable you to <strong class="font-semibold">identify the advantages of each contract</strong> at a glance. </div> <h2 data-article-title="true" class="mb-[6px] block text-[30px] font-bold leading-9 md:leading-[38px]">Comparative table of health insurance companies (Ranking 2025)</h2> <div class="relative w-full overflow-auto rounded-b-lg rounded-t-xl border"><table class="w-full caption-bottom text-sm"> <thead class="rounded-t-xl bg-secondary [&_tr]:border-b"> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <th class="h-12 px-4 text-center align-middle font-semibold text-white md:text-lg [&:has([role=checkbox])]:pr-0">Rank</th> <th class="h-12 px-4 text-center align-middle font-semibold text-white md:text-lg [&:has([role=checkbox])]:pr-0">Health insurance</th> <th class="h-12 px-4 text-center align-middle font-semibold text-white md:text-lg [&:has([role=checkbox])]:pr-0">Location</th> <th class="h-12 px-4 text-center align-middle font-semibold text-white md:text-lg [&:has([role=checkbox])]:pr-0">Number of employees</th> <th class="h-12 px-4 text-center align-middle font-semibold text-white md:text-lg [&:has([role=checkbox])]:pr-0">Number of clients</th> <th class="h-12 px-4 text-center align-middle font-semibold text-white md:text-lg [&:has([role=checkbox])]:pr-0">Average rates</th> <th class="h-12 px-4 text-center align-middle font-semibold text-white md:text-lg [&:has([role=checkbox])]:pr-0">Customer service</th> </tr> </thead> <tbody class="[&_tr:last-child]:border-0"> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">1</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">AXA</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">+100 agencies in French and German-speaking Switzerland</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">1 Ã 5k</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">2'000'000</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Medium</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><span class="text-green-500">5/5</span></td> </tr> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">2</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">OKK</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">+30 German-language agencies</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">200 Ã 500</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">200'000</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Bottom</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><span class="text-green-500">5/5</span></td> </tr> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">3</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Concordia</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">+20 agencies in French and German-speaking Switzerland</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">1 Ã 5k</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">630'000</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Medium</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><span class="text-green-500">5/5</span></td> </tr> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">4</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Sympany</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">-10 agencies in Switzerland</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">200 Ã 500</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">300'000</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Medium</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><span class="text-green-500">5/5</span></td> </tr> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">5</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Helsana</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">+35 agencies in French and German-speaking Switzerland</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">1 Ã 5k</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">2'200'000</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Medium</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><span class="text-green-500">5/5</span></td> </tr> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">6</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Visana</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">+50 agencies in French and German-speaking Switzerland</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">1 Ã 5k</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">850'000</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">High</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><span class="text-green-500">5/5</span></td> </tr> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">7</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Groupe Mutuel</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">+35 agencies in French and German-speaking Switzerland</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">1 Ã 5k</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">1'360'000</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Bas</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><span class="text-orange-500">4/5</span></td> </tr> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">8</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Sanitas</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">+10 agencies in Switzerland</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">500 Ã 1k</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">100'000</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">High</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><span class="text-orange-500">4/5</span></td> </tr> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">9</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">KPT</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">-10 agencies in Switzerland</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">500 Ã 1k</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">100'000</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">High</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><span class="text-green-500">5/5</span></td> </tr> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">10</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">CSS</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">+100 agencies in French and German-speaking Switzerland</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">1 Ã 5k</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">1'800'000</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">High</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><span class="text-orange-500">4/5</span></td> </tr> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">11</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Swica</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">+50 agencies in French and German-speaking Switzerland</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">1 Ã 5k</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">1'600'0000</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">High</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><span class="text-green-500">5/5</span></td> </tr> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">12</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Assura</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">+10 agencies in French and German-speaking Switzerland</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">1 Ã 5k</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">1'000'000</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Bottom</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><span class="text-red-500">3/5</span></td> </tr> </tbody> </table></div> <h2 data-article-title="true" class="mb-[6px] block text-[30px] font-bold leading-9 md:leading-[38px]">Health insurance comparison in Switzerland</h2>
10 <div class="text-justify text-base font-normal leading-6"> We have chosen to compare some of the Swiss health insurance plans available on the market. Each has its own strengths to convince you. </div> <h3 class="mb-[6px] text-[24px] font-bold leading-7">Helsana: four health plans</h3> <div class="text-justify text-base font-normal leading-6"> Helsana is the supplementary health insurance company with the highest customer ratings. Its advantage is a simple, intuitive platform for carrying out the various health administration procedures. This means rapid turnaround times. It also boasts responsive, high-quality customer service, ideal for those in need of assistance. </div> <div class="text-justify text-base font-normal leading-6"> When comparing Swiss health insurers, Helsana is one of the easiest to understand. You can choose from 4 different formulas, depending on your profile and expectations. Reimbursements for each type of service are clearly indicated. </div> <div class="text-justify text-base font-normal leading-6"> The company also knows how to adapt to individual needs. However, additional options are often quite expensive. From the policyholder's point of view, it is therefore imperative to take reimbursement needs into account, to know whether the premium to be paid is acceptable. </div> <h3 class="mb-[6px] text-[24px] font-bold leading-7">Swica and its excellent customer service</h3> <div class="text-justify text-base font-normal leading-6"> Swica is one of the most expensive supplementary insurers in Switzerland. Yet it has over 700,000 members. The quality of its customer service is undoubtedly one of the reasons why its policies are so popular. According to a satisfaction survey conducted by K-Tip, the company ranks number 1 for customer satisfaction in the health insurance sector. </div> <div class="text-justify text-base font-normal leading-6"> Swica's main strength is that it accepts policyholders suffering from chronic illnesses. For example, it offers excellent cover for diabetics. If you've been turned down by other insurance companies, don't hesitate to ask for a quote. </div> <div class="text-justify text-base font-normal leading-6"> It's also important to note that the quality of the cover offered is perfectly in line with the company's premiums. Certain services, which are not free with other insurers, are also offered, to reward those who place their trust in them. </div> <h3 class="mb-[6px] text-[24px] font-bold leading-7">Agrisano: insurance committed to the environment</h3> <div class="text-justify text-base font-normal leading-6"> Agrisano is an insurance company with a highly targeted clientele, whose communications focus on supporting families working in agriculture. Thanks to a particular understanding of its target market, the insurance company has established itself as one of the best in terms of customer service. Supplementary health insurance cover is also adapted to this sector of activity and the risks associated with it. </div> <div class="text-justify text-base font-normal leading-6"> This closeness to nature also translates into strong environmental commitments. Part of the premiums are reinvested in promoting nature and Swiss farming activities. </div> <div class="text-justify text-base font-normal leading-6"> Premiums remain reasonable in relation to the quality of the services offered. Members benefit from comprehensive coverage, with good reimbursements for optical and dental expenses. On the other hand, administrative charges are applied to new members. However, this insurance company does not offer an HMO option or a Telmed model. </div> <h3 class="mb-[6px] text-[24px] font-bold leading-7">KPT: cost-effective health insurance</h3> <div class="text-justify text-base font-normal leading-6"> If the HMO option is important to you, you can put your trust in KPT. This health insurance fund offers both basic and supplementary insurance. Your contract will be tailor-made to suit your profile and expectations. You can also count on state-of-the-art digital services to facilitate your various administrative procedures. </
10div> <div class="text-justify text-base font-normal leading-6"> When it comes to customer service, KPT is not to be outdone, thanks to itsparticular strategy. Each contract is associated with a personal contact, so you don't have to waste time phoning platforms. He or she is responsible for advising you on choosing the best cover, as well as providing support throughout the life of the contract. </div> <div class="text-justify text-base font-normal leading-6"> Finally, you can count on additional services, such as suggestions for savings vehicles. KPT invites you to optimize your capital, to anticipate your future and that of your loved ones. </div> <h3 class="mb-[6px] text-[24px] font-bold leading-7">Concordia: ideal for travelers</h3> <div class="text-justify text-base font-normal leading-6"> Concordia is the ideal supplementary health insurance for families. In particular, it offers specific benefits for children, to meet any health needs they may have. </div> <div class="text-justify text-base font-normal leading-6"> The insurer's proximity to its members is consistent with this approach. Policyholders can count on individualized, responsive and competent assistance. Their services are even available 24 hours a day. </div> <div class="text-justify text-base font-normal leading-6"> Concordia also offers a range of contracts, enabling you to benefit from comprehensive reimbursements on several expense items, as well as protection abroad, should you need to travel. We also offer an HMO option. </div> <h3 class="mb-[6px] text-[24px] font-bold leading-7">Visana: insurance for those who are never ill</h3> <div class="text-justify text-base font-normal leading-6"> Visana is one of the insurance companies with the highest customer service ratings. It's the speed with which cases are processed that makes all the difference. The brand also relies on innovation to convince new customers to place their trust in it. For example, it has set up a service that enables healthcare professionals to be found rapidly by teleconsultation. Here too, the aim is to reduce delays and find a practitioner quickly. </div> <div class="text-justify text-base font-normal leading-6"> When it comes to reimbursements, the company offers formulas to suit the whole family. You can choose the benefits that best suit your needs. However, Visana seems to be selective when it comes to choosing which policyholders will be covered by complementary health insurance. </div> <h3 class="mb-[6px] text-[24px] font-bold leading-7">Provita for dental reimbursements</h3> <div class="text-justify text-base font-normal leading-6"> We couldn't conclude this comparison of health insurance in Switzerland without mentioning the policies offered by Provita. This insurance company ranks among the best for dental and hospital reimbursements. </div> <div class="text-justify text-base font-normal leading-6"> In recent months, it has succeeded in attracting new customers, thanks to a controlled increase in premiums for 2025, despite the current context in Switzerland. It is important to note that Provita charges administrative fees for international coverage. </div> <div class="text-justify text-base font-normal leading-6"> This human-scale insurer is now part of the same group as Swica. You can therefore enjoy the same quality of customer service and coverage as with this giant of Swiss health insurance. Take a look at the different formulas on offer, to find the one that suits you best. </div> <h2 data-article-title="true" class="mb-[6px] block text-[30px] font-bold leading-9 md:leading-[38px]"> The importance of comparing health insurers before taking out basic
10insurance cover </h2> <div class="text-justify text-base font-normal leading-6"> A careful comparison of basic insurance plans, such as those offered under the <a target="_self" class="font-semibold text-secondary transition-colors hover:text-secondary/80 hover:underline" href="/en/health-insurance/lamal">Swiss Health Insurance Act (KVG/LAMal)</a>, is crucial before taking out insurance in Switzerland. Comparing basic insurance plans helps you to understand the different <strong class="font-semibold">benefits offered by insurers</strong>, and to choose the coverage that best suits your specific needs. </div> <div class="text-justify text-base font-normal leading-6"> By comparing the premiums, deductibles and benefits offered by <strong class="font-semibold">different insurance companies</strong>, you can make an informed decision about the best option for your individual situation. What's more, comparing basic insurances ensures that the insured receives the necessary benefits while keeping costs under control. In short, <strong class="font-semibold">comparing basic insurance plans</strong> is an essential step in ensuring optimal coverage tailored to your health needs in Switzerland. </div> <h2 data-article-title="true" class="mb-[6px] block text-[30px] font-bold leading-9 md:leading-[38px]">Key points for comparing supplementary insurances</h2> <div class="text-justify text-base font-normal leading-6"> It's essential to carry out a thorough comparison of supplementary insurances in Switzerland <strong class="font-semibold">before taking out additional coverage</strong>. A comparison of supplementary insurances enables you to assess the various options available to <strong class="font-semibold">improve basic coverage,</strong> such as dental care, alternative medicine or single rooms in hospital. </div> <div class="text-justify text-base font-normal leading-6"> By comparing the benefits, rates and <strong class="font-semibold">specific conditions offered by insurers</strong>, it is possible to find supplementary insurances that precisely meet individual health needs. What's more, by comparing the premiums and <strong class="font-semibold">benefits offered by different insurance companies</strong>, you can strike an optimum balance between the cost of insurance and the scope of cover on offer. </div> <div class="text-justify text-base font-normal leading-6"> In short, comparing supplementary insurances in Switzerland is essential to guaranteeing <strong class="font-semibold">additional coverage tailored to your specific needs</strong>, while keeping costs under control. </div> <h2 data-article-title="true" class="mb-[6px] block text-[30px] font-bold leading-9 md:leading-[38px]">Health insurer rankings: Market share</h2> <div class="relative w-full overflow-auto rounded-b-lg rounded-t-xl border"><table class="w-full caption-bottom text-sm"> <thead class="rounded-t-xl bg-secondary [&_tr]:border-b"> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <th class="h-12 px-4 text-center align-middle font-semibold text-white md:text-lg [&:has([role=checkbox])]:pr-0 hidden md:table-cell"></th> <th class="h-12 px-4 text-center align-middle font-semibold text-white md:text-lg [&:has([role=checkbox])]:pr-0">Health insurance</th> <th class="h-12 px-4 text-center align-middle font-semibold text-white md:text-lg [&:has([role=checkbox])]:pr-0">Market share</th> <th class="h-12 px-4 text-center align-middle font-semibold text-white md:text-lg [&:has([role=checkbox])]:pr-0">Head office</th> <th class="h-12 px-4 text-center align-middle font-semibold text-white md:text-lg [&:has([role=checkbox])]:pr-0 hidden md:table-cell"></th> </tr> </thead> <tbody class="[&_tr:last-child]:border-0"> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><img alt="Logo" loading="lazy" width="173" height="36" decoding="async" data-nimg="1" class="h-[36px] w-[173px] object-contain" style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2FAssura.png&w=256&q=75 1x, /_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2FAssura.png&w=384&q=75 2x" src="/_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2FAssura.png&w=384&q=75"/></td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Assura</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">11.5%</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Av. C.-F. Ramuz 70, 1009 Pully</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><a rel="next" target="_self" class="items-center justify-center rounded-[56px] text-base font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 text-center bg-[#60dcd499] text-dark hover:bg-[#60DCD4] h-[56px] px-[26px] mt-[10px] w-fit hidden whitespace-nowrap align-middle md:table-cell" href="https://assurance-sante.comparea.ch/?locale=en">Read more</a></td> </tr> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><img alt="Logo" loading="lazy" width="173" height="36" decoding="async" data-nimg="1" class="h-[36px] w-[173px] object-contain" style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2FHelsana.png&w=256&q=75 1x, /_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2FHelsana.png&w=384&q=75 2x" src="/_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2FHelsana.png&w=384&q=75"/></td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Helsana</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">10.2%</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Rte de Chancy 46, 1213 Petit-Lancy</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><a rel="next" target="_self" class="items-center justify-center rounded-[56px] text-base font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 text-center bg-[#60dcd499] text-dark hover:bg-[#60DCD4] h-[56px] px-[26px] mt-[10px] w-fit hidden whitespace-nowrap align-middle md:table-cell" href="https://assurance-sante.comparea.ch/?locale=en">Read more</a></td> </tr> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><img alt="Logo" loading="lazy" width="173" height="36" decoding="async" data-nimg="1" class="h-[36px] w-[173px] object-contain" style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2Fcss.png&w=256&q=75 1x, /_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2Fcss.png&w=384&q=75 2x" src="/_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2Fcss.png&w=384&q=75"/></td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">CSS</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">10.0%</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">CSS, Postfach 2568, 6002 Luzern</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><a rel="next" target="_self" class="items-center justify-center rounded-[56px] text-base font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 text-center bg-[#60dcd499] text-dark hover:bg-[#60DCD4] h-[56px] px-[26px] mt-[10px] w-fit hidden whitespace-nowrap align-middle md:table-cell" href="https://assurance-sante.comparea.ch/?locale=en">Read more</a></td> </tr> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><img alt="Logo" loading="lazy" width="173" height="36" decoding="async" data-nimg="1" class="h-[36px] w-[173px] object-contain" style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2FSwica.png&w=256&q=75 1x, /_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2FSwica.png&w=384&q=75 2x" src="/_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2FSwica.png&w=384&q=75"/></td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Swica</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">8.6%</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Römerstrasse 38, 8401 Winterthur</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><a rel="next" target="_self" class="items-center justify-center rounded-[56px] text-base font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 text-center bg-[#60dcd499] text-dark hover:bg-[#60DCD4] h-[56px] px-[26px] mt-[10px] w-fit hidden whitespace-nowrap align-middle md:table-cell" href="https://assurance-sante.comparea.ch/?locale=en">Read more</a></td> </tr> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><img alt="Logo" loading="lazy" width="173" height="36" decoding="async" data-nimg="1" class="h-[36px] w-[173px] object-contain" style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2FConcordia.png&w=256&q=75 1x, /_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2FConcordia.png&w=384&q=75 2x" src="/_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2FConcordia.png&w=384&q=75"/></td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Concordia</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">7.1%</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Bundesplatz 15, 6002 Lucerne</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><a rel="next" target="_self" class="items-center justify-center rounded-[56px] text-base font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 text-center bg-[#60dcd499] text-dark hover:bg-[#60DCD4] h-[56px] px-[26px] mt-[10px] w-fit hidden whitespace-nowrap align-middle md:table-cell" href="https://assurance-sante.comparea.ch/?locale=en">Read more</a></td> </tr> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><img alt="Logo" loading="lazy" width="173" height="36" decoding="async" data-nimg="1" class="h-[36px] w-[173px] object-contain" style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2FSanitas.png&w=256&q=75 1x, /_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2FSanitas.png&w=384&q=75 2x" src="/_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2FSanitas.png&w=384&q=75"/></td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Sanitas</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">6.1%</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Sanitas, Jägergasse 3, 8021 Zurich</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><a rel="next" target="_self" class="items-center justify-center rounded-[56px] text-base font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 text-center bg-[#60dcd499] text-dark hover:bg-[#60DCD4] h-[56px] px-[26px] mt-[10px] w-fit hidden whitespace-nowrap align-middle md:table-cell" href="https://assurance-sante.comparea.ch/?locale=en">Read more</a></td> </tr> <tr class="border-b transition-colors hover:bg-secondary/10 data-[state=selected]:bg-slate-100"> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><img alt="Logo" loading="lazy" width="173" height="36" decoding="async" data-nimg="1" class="h-[36px] w-[173px] object-contain" style="color:transparent" srcSet="/_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2FVisana.png&w=256&q=75 1x, /_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2FVisana.png&w=384&q=75 2x" src="/_next/image?url=https%3A%2F%2Fcomparea.s3.eu-central-2.amazonaws.com%2Fimages%2Flogo-caisses%2FVisana.png&w=384&q=75"/></td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Visana</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">5.7%</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0">Visana, Postfach 253, 3000 Bern 15</td> <td class="p-4 text-center align-middle md:text-base [&:has([role=checkbox])]:pr-0"><a rel="next" target="_self" class="items-center justify-center rounded-[56px] text-base font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 text-center bg-[#60dcd499] text-dark hover:bg-[#60DCD4] h-[56px] px-[26px] mt-[10px] w-fit hidden whitespace-nowrap align-middle md:table-cell" href="https://assurance-sante.comparea.ch/?locale=en">Read more</a></td> </tr> </tbody> </table></div> <a rel="next" target="_self" class="inline-flex items-center justify-center rounded-[56px] text-base font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 text-center bg-[#60dcd499] text-dark hover:bg-[#60DCD4] h-[56px] px-[26px] mt-[10px] whitespace-normal w-fit md:hidden" href="https://assurance-sante.comparea.ch/?locale=en">Read more</a><small class="text-grey">*Source : OFSP</small> <h3 class="mb-[6px] text-[24px] font-bold leading-7">Market share: Health insurer division</h3> <img alt="Graphiqu
10e des parts de marché des caisses maladie" loading="lazy" width="700" height="400" decoding="async" data-nimg="1" class="mx-auto rounded-xl md:w-1/2" style="color:transparent" srcSet="/_next/image?url=%2Fgraph-maladie.png&w=750&q=75 1x, /_next/image?url=%2Fgraph-maladie.png&w=1920&q=75 2x" src="/_next/image?url=%2Fgraph-maladie.png&w=1920&q=75"/> <h2 data-article-title="true" class="mb-[6px] block text-[30px] font-bold leading-9 md:leading-[38px]">How do I change my health insurance in Switzerland?</h2> <div class="text-justify text-base font-normal leading-6"> Your choice of insurance company in Switzerland is not final, whether for basic or supplementary insurance. If our insurance comparison has convinced you to switch to a new provider, you can cancel your current contract and take out a new one. </div> <h3 class="mb-[6px] text-[24px] font-bold leading-7">When should I cancel my health insurance in Switzerland?</h3> <div class="text-justify text-base font-normal leading-6"> The best date to cancel your health insurance is November 30. This is when you can cancel your current contract. Please note that written notice of termination must be sent to the insurance company before this date. After this date, your contract will be renewed until November 30 of the following year. </div> <h3 class="mb-[6px] text-[24px] font-bold leading-7">How do I change my health insurance?</h3> <div class="text-justify text-base font-normal leading-6"> Once you've sent your cancellation letter, all you need to do is contact a new insurer to take out a new contract. This can be done in advance, to ensure that you are always covered. If you suffer from a chronic illness or could be considered a high-risk profile, we strongly advise you to look for a new insurer before sending your letter of cancellation. </div> <h3 class="mb-[6px] text-[24px] font-bold leading-7">In a nutshell ?</h3> <div class="text-justify text-base font-normal leading-6"> In short, basic health insurance in Switzerland is an essential element in guaranteeing access to basic healthcare, but it is also important to take out supplementary health insurance for optimum coverage (accident cover, hospitalization cover, etc.). Costs vary according to many factors and data, but subsidies can reduce the financial burden. </div> <div class="text-justify text-base font-normal leading-6"> Whether you choose a health insurance company in Switzerland or wish to change health insurance companies for potential savings, in both cases the decision must be a well-considered one that takes into account your needs, your budget (how many francs can you spend per year?) and your personal situation. When comparing premiums and health insurers, be sure to take into account various criteria, such as the level of reimbursement, the deductible, the quality of customer service, possible coverage options abroad, and many other aspects. </div> <div class="text-justify text-base font-normal leading-6"> To make an informed decision about health insurance, it's essential to have comprehensive, reliable information and data. Information on different insurers, deductibles, health premiums, insurance models and associated costs is crucial to choosing the best option. All the information you find enables you to compare health insurance premiums, co-payments and deductibles. </div> <div class="text-justify text-base font-normal leading-6"> To help you in your search for the best health insurance company in Switzerland, please use our premium calculator and health insurance comparator in Switzerland to get a comparison of basic and supplementary insurance premiums and find the best option for you. Comparing all health insurance premiums is an essential first step to making an informed decision. That's why Comparea has developed a fast, intuitive and free, but above all entirely independent, comparator that allows you to choose the best option according to your data. As well as being a comparator and calculator, it will also enable you to calculate your premium and subscribe if you are interested, while guaranteeing the protection of the confidential data you share with us. </
10div> <div class="text-justify text-base font-normal leading-6"> Consult your family doctor for information specific to your health. Your doctor will be able to help you determine your real needs. </div> <div class="flex flex-col items-center justify-center gap-7 rounded-[20px] bg-[#F9FAFD] px-6 py-[18px] md:flex-row md:justify-start"><img alt="Alexis Milon" loading="lazy" width="84" height="84" decoding="async" data-nimg="1" class="rounded-full border-2 border-primary object-cover" style="color:transparent" srcSet="/_next/image?url=%2Fagents%2Falexis_milon.png&w=96&q=75 1x, /_next/image?url=%2Fagents%2Falexis_milon.png&w=256&q=75 2x" src="/_next/image?url=%2Fagents%2Falexis_milon.png&w=256&q=75"/><div class="flex w-full flex-col"><span class="leading-[44px] tracking-[-0.32px]"><span class="font-semibold">Updated on:</span> <!-- -->22/01/2024</span><span class="leading-[22px] tracking-[-0.32px]"><span class="font-medium">Written by<!-- --> </span> <!-- -->Alexis Milon</span><span class="text-sm leading-5">Head of health insurance department at Comparea.</span><div class="my-[18px] h-[1px] w-full bg-secondary"></div><span class="text-base font-medium">To learn more about our team<!-- --> <a class="font-semibold text-primary hover:underline" href="/en/about-us">click here</a>.</span></div></div><div class="flex flex-col"><h3 class="text-2xl font-bold">On the same theme</h3><div class="mt-5 flex flex-col gap-[18px]"><a class="group flex items-center gap-2.5 hover:underline" href="/en/health-insurance/lamal"><div class="flex-shrink-0"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="text-primary transition-transform group-hover:-translate-y-1 group-hover:translate-x-1 "><path d="M17 7l-10 10"></path><path d="M8 7l9 0l0 9"></path></svg></div><span class="font-medium">KVG/LAMal: Basic insurance - How it works</span></a><a class="group flex items-center gap-2.5 hover:underline" href="/en/health-insurance/concordia"><div class="flex-shrink-0"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="text-primary transition-transform group-hover:-translate-y-1 group-hover:translate-x-1 "><path d="M17 7l-10 10"></path><path d="M8 7l9 0l0 9"></path></svg></div><span class="font-medium">Concordia : All you need to know about health insurance</span></a><a class="group flex items-center gap-2.5 hover:underline" href="/en/health-insurance/lca"><div class="flex-shrink-0"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="text-primary transition-transform group-hover:-translate-y-1 group-hover:translate-x-1 "><path d="M17 7l-10 10"></path><path d="M8 7l9 0l0 9"></path></svg></div><span class="font-medium">Federal Law on Insurance Contracts (LCA)</span></a></div></div></div></div></div><div class="mx-auto flex w-full max-w-6xl items-center gap-16 px-4 py-[60px]"><div class="w-full"><h3 class="mb-2 block text-[34px] font-semibold leading-9 tracking-[-0.68px]">Frequently Asked Questions</h3><div class="w-full" itemscope="" itemType="http://schema.org/FAQPage" data-orientation="vertical"><div data-state="open" data-orientation="vertical" class="border-b" itemscope="" itemProp="mainEntity" itemType="http://schema.org/Question"><h3 data-orientation="vertical" data-state="open" class="flex"><button type="button" aria-controls="radix-:R4pfb6:" aria-expanded="true" data-state="open" data-orientation="vertical" id="radix-:Rpfb6:" class="flex flex-1 items-center justify-between pb-6 pt-6 text-left text-lg font-semibold transition-all hover:underline [&[data-state=open]>svg]:rotate-180 [&[data-state=open]]:pb-3" itemProp="name" data-radix-collection-item="">Is basic health insurance (LAMal) mandatory for all Swiss citizens?<svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down h-4 w-4 shrink-0 text-secondary transition-transform duration-200"><path d="m6 9 6 6 6-6"></path></svg></button></h3><div data-state="open" id="radix-:R4pfb6:" role="region" aria-labelledby="radix-:Rpfb6:" data-orientation="vertical" class="overflow-hidden text-base font-normal text-grey transition-all data-[state=closed]:animate-accordion-up data-[state=open]:animate-accordion-down" itemscope="" itemProp="acceptedA
10nswer" itemType="http://schema.org/Answer" style="--radix-accordion-content-height:var(--radix-collapsible-content-height);--radix-accordion-content-width:var(--radix-collapsible-content-width)"><div class="pt-0 pb-0"><span itemProp="text" class="block pb-6">Yes, in Switzerland, health insurance is mandatory, including for family members without gainful employment.</span></div></div></div><div data-state="closed" data-orientation="vertical" class="border-b" itemscope="" itemProp="mainEntity" itemType="http://schema.org/Question"><h3 data-orientation="vertical" data-state="closed" class="flex"><button type="button" aria-controls="radix-:R59fb6:" aria-expanded="false" data-state="closed" data-orientation="vertical" id="radix-:R19fb6:" class="flex flex-1 items-center justify-between pb-6 pt-6 text-left text-lg font-semibold transition-all hover:underline [&[data-state=open]>svg]:rotate-180 [&[data-state=open]]:pb-3" itemProp="name" data-radix-collection-item="">How can I save on health insurance premiums?<svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down h-4 w-4 shrink-0 text-secondary transition-transform duration-200"><path d="m6 9 6 6 6-6"></path></svg></button></h3><div data-state="closed" id="radix-:R59fb6:" role="region" aria-labelledby="radix-:R19fb6:" data-orientation="vertical" class="overflow-hidden text-base font-normal text-grey transition-all data-[state=closed]:animate-accordion-up data-[state=open]:animate-accordion-down" itemscope="" itemProp="acceptedAnswer" itemType="http://schema.org/Answer" style="--radix-accordion-content-height:var(--radix-collapsible-content-height);--radix-accordion-content-width:var(--radix-collapsible-content-width)"><div class="pt-0 pb-0"><span itemProp="text" hidden="" class="hidden">There are various tips for saving on health insurance premiums in Switzerland. Visit our online comparison to find out more!</span></div></div></div><div data-state="closed" data-orientation="vertical" class="border-b" itemscope="" itemProp="mainEntity" itemType="http://schema.org/Question"><h3 data-orientation="vertical" data-state="closed" class="flex"><button type="button" aria-controls="radix-:R5pfb6:" aria-expanded="false" data-state="closed" data-orientation="vertical" id="radix-:R1pfb6:" class="flex flex-1 items-center justify-between pb-6 pt-6 text-left text-lg font-semibold transition-all hover:underline [&[data-state=open]>svg]:rotate-180 [&[data-state=open]]:pb-3" itemProp="name" data-radix-collection-item="">How do I apply for subsidies for health insurance?<svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down h-4 w-4 shrink-0 text-secondary transition-transform duration-200"><path d="m6 9 6 6 6-6"></path></svg></button></h3><div data-state="closed" id="radix-:R5pfb6:" role="region" aria-labelledby="radix-:R1pfb6:" data-orientation="vertical" class="overflow-hidden text-base font-normal text-grey transition-all data-[state=closed]:animate-accordion-up data-[state=open]:animate-accordion-down" itemscope="" itemProp="acceptedAnswer" itemType="http://schema.org/Answer" style="--radix-accordion-content-height:var(--radix-collapsible-content-height);--radix-accordion-content-width:var(--radix-collapsible-content-width)"><div class="pt-0 pb-0"><span itemProp="text" hidden="" class="hidden">Subsidy applications can be made online or by contacting the subsidy office of your canton of residence.</span></div></div></div><div data-state="closed" data-orientation="vertical" class="border-b" itemscope="" itemProp="mainEntity" itemType="http://schema.org/Question"><h3 data-orientation="vertical" data-state="closed" class="flex"><button type="button" aria-controls="radix-:R69fb6:" aria-expanded="false" data-state="closed" data-orientation="vertical" id="radix-:R29fb6:" class="flex flex-1 items-center justify-between pb-6 pt-6 text-left text-lg font-semibold transition-all hover:underline [&[data-state=open]>svg]:rotate-180 [&[data-state=open]]:pb-3" itemProp="name" data-radix-collection-item="">Who receives an insured person card and who issues it?<svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down h-4 w-4 shrink-0 text-secondary transition-transform duration-200"><path d="m6 9 6 6 6-6"></path></svg></button></h3><div data-state="closed" id="radix-:R69fb6:" role="region" aria-labelledby="radix-:R29fb6:" data-orientation="vertical" class="overflow-hidden text-base font-normal text-grey transition-all data-[state=closed]:animate-accordion-up data-[state=open]:animate-accordion-down" itemscope="" itemProp="acceptedA
10nswer" itemType="http://schema.org/Answer" style="--radix-accordion-content-height:var(--radix-collapsible-content-height);--radix-accordion-content-width:var(--radix-collapsible-content-width)"><div class="pt-0 pb-0"><span itemProp="text" hidden="" class="hidden">Anyone enrolled in health insurance in Switzerland receives an insured person card from their health insurance provider.</span></div></div></div></div></div><img alt="finger up" loading="lazy" width="256" height="500" decoding="async" data-nimg="1" class="hidden h-[500px] w-[256px] flex-shrink-0 object-contain md:block" style="color:transparent" srcSet="/_next/image?url=%2Fmascotte%2Fbras_croise.png&w=256&q=75 1x, /_next/image?url=%2Fmascotte%2Fbras_croise.png&w=640&q=75 2x" src="/_next/image?url=%2Fmascotte%2Fbras_croise.png&w=640&q=75"/></div><div class="w-full bg-[#F8FCFC] px-4 py-[60px]"><div class="mx-auto flex max-w-6xl flex-col"><h2 class="mb-[28px] text-[32px] font-bold leading-9 md:text-[34px]">Insurance news</h2><div class="flex flex-nowrap items-center gap-5 overflow-auto"><div class="h-[450px] w-[310px] animate-pulse rounded-lg bg-grey/30 md:w-[378px]"></div><div class="h-[450px] w-[310px] animate-pulse rounded-lg bg-grey/30 md:w-[378px]"></div><div class="h-[450px] w-[310px] animate-pulse rounded-lg bg-grey/30 md:w-[378px]"></div></div></div></div></main><footer class="w-full bg-[#282C2C]"><div class="mx-auto w-full max-w-6xl px-4 py-10"><div class="mb-[28px] flex w-full flex-col items-start md:mb-[48px]"><div class="mb-[18px] flex w-full flex-col items-center justify-between gap-[18px] md:mb-2 md:flex-row"><div class="items- flex gap-1.5"><img alt="Logo Comparea" loading="lazy" width="50" height="50" decoding="async" data-nimg="1" style="color:transparent" src="/mascotte/logo.svg"/><img alt="Logo Comparea" loading="lazy" width="135" height="28" decoding="async" data-nimg="1" style="color:transparent" src="/logo/comparea_
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Our agents in our three branches are available to answer your questions, guide you and advise you on your entire insurance portfolio.\u003cbr/\u003eThis is how Comparea positions itself as an independent insurance comparator, enabling over 3,000 users to save on their insurance every day.\u003c/p\u003e\u003ch2\u003eA fast, efficient and transparent health insurance comparator\u003c/h2\u003e\u003cp\u003eDo you think you are adequately covered in the event of health problems? Do you need to change your glasses? Are you planning a dental operation? Medical costs can quickly escalate. Comparea allows you to compare hundreds of basic health insurance offers in just a few minutes, by entering your precise needs, so that you can benefit from the best rates every year. Want to find out more?\u003cmutuelleSanteInlineLink\u003eCompare offers with our 2025 health insurance comparator\u003c/mutuelleSanteInlineLink\u003e.\u003cbr/\u003eHow does it work? 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Comparea lets you quickly compare car insurance policies to get the best cover at the best price. What could be simpler? In just one minute, enter your vehicle details and choose the best deal.\u003c/p\u003e\u003ch2\u003eLegal protection: a dedicated, high-performance and unique comparator!\u003c/h2\u003e\u003cp\u003eA dispute with your landlord? A disagreement with your employer? Unfortunately, legal costs can quickly escalate. Thanks to our legal protection comparator, you won't need to get lost among the thousands of offers available. Comparea will guide you towards the most attractive legal protection, according to your profile.\u003cbr/\u003eHow does our legal protection comparison tool work? It couldn't be simpler: in less than a minute, enter your needs and compare the various legal protection plans from a wide range of offers selected by our experts.\u003c/p\u003e\u003ch2\u003e3rd pillar: The reference comparator in Switzerland\u003c/h2\u003e\u003cp\u003e3rd pillar A or B? 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10so need to take out supplementary health insurance? What are the particularities of healthcare coverage for cross-border workers? Find out all you need to know about health insurance in Switzerland. \u003c/p\u003e \u003ch2\u003eSwiss health insurance: what you need to know\u003c/h2\u003e \u003cp\u003e In 1996, a federal law made membership of the \u003carticleLamal\u003e LAMal \u003c/articleLamal\u003e compulsory. In other words, anyone living in Switzerland is \u003cb \u003eobliged to take out this health insurance.\u003c/b\u003e \u003c/p\u003e \u003ch3\u003eHow does health insurance work in Switzerland?\u003c/h3\u003e \u003cp\u003e The aim of Swiss health insurance is to \u003cb\u003eprovide access to basic health care in the event of illness, maternity or accident.\u003c/b\u003e But it is neither centralized nor managed by the government. It is the Federal Office of Public Health FOPH, which controls the way private insurers administer the health protection part of their business. For more legal information, \u003carticleGe\u003eclick here\u003c/articleGe\u003e. \u003c/p\u003e \u003cp\u003eBasic health insurance:\u003c/p\u003e \u003cul\u003e \u003cli\u003eCovers the insured's main healthcare needs\u003c/li\u003e \u003cli\u003eGuarantees at least the cost of hospitalization in a shared room.\u003c/li\u003e \u003c/ul\u003e \u003cp\u003e On the other hand, dental expenses and alternative medicine, among other things, are not covered by basic compulsory health insurance. \u003c/p\u003e \u003cp\u003e You are free to choose the insurer with whom you wish to take out a health insurance contract. All family members must be insured, including children. \u003c/p\u003e \u003cp\u003e New Swiss residents \u003cb\u003ehave 3 months in which to select their health insurer\u003c/b\u003e. After this period, the cantonal administration automatically assigns them a provider. \u003c/p\u003e \u003ch2\u003eHow much does it cost?\u003c/h2\u003e \u003cp\u003eHealth insurance premiums for 2025 vary according to :\u003c/p\u003e \u003cul\u003e \u003cli\u003ethe insured's place of residence\u003c/li\u003e \u003cli\u003eAge\u003c/li\u003e \u003cli\u003eThe deductible chosen\u003c/li\u003e \u003cli\u003eThe basic model\u003c/li\u003e \u003cli\u003eServices selected (e.g. accident coverage)\u003c/li\u003e \u003c/ul\u003e \u003cp\u003e Regardless of these factors, the level of reimbursement is the same for everyone. \u003c/p\u003e \u003cp\u003e It is, however, \u003cb\u003epossible to benefit from reductions\u003c/b\u003e on compulsory health insurance premiums, known as \u003carticleSubside\u003e subsidies \u003c/articleSubside\u003e .. These are subsidies paid by the canton, which may cover all or part of the premiums. The amount of this assistance varies according to : \u003c/p\u003e \u003cul\u003e \u003cli\u003eplace of residence\u003c/li\u003e \u003cli\u003eIncome\u003c/li\u003e \u003c/ul\u003e \u003cp\u003e Subsidies are paid directly to the health insurance fund, which then deducts them from the premium due. \u003c/p\u003e \u003cp\u003e Please note that it is possible to benefit from full and automatic coverage by the Assurance Maladie. This is particularly the case for people receiving a supplementary pension (AVS/AI) or social assistance. \u003c/p\u003e \u003ch3\u003eHow do I obtain compulsory health insurance?\u003c/h3\u003e \u003cp\u003e All policyholders are free to choose the provider with whom they wish to take out a health insurance contract. The insurer \u003cb\u003eis not entitled to refuse an application\u003c/b\u003e. Nor is the insurer allowed to ask a future policyholder to fill in a health questionnaire when signing the contract. \u003c/p\u003e \u003cp\u003e As each insurer can charge the premium it wishes, it is important to \u003clinkComparer\u003ecompare\u003c/linkComparer\u003e several proposals, taking into account: \u003c/p\u003e \u003cul\u003e \u003cli\u003ethe budget available for compulsory health insurance\u003c/li\u003e \u003cli\u003e\u003clinkCover\u003ecoverage\u003c/linkCover\u003e needs\u003c/li\u003e \u003cli\u003e\u003clinkArea\u003ecanton of residence\u003c/linkArea\u003e\u003c/li\u003e \u003cli\u003ethe insured's age and family situation\u003c/li\u003e \u003cli\u003ethe deductible\u003c/li\u003e \u003c/ul\u003e \u003ch2\u003eTaking out supplementary health insurance\u003c/h2\u003e \u003cp\u003e In addition to basic Swiss health insurance, it is advisable to take out a \u003clinkCoverage\u003ecomplementary health insurance\u003c/linkCoverage\u003e policy. \u003c/p\u003e \u003ch3\u003eWhy take out a supplementary health insurance policy?\u003c/h3\u003e \u003cp\u003e Basic health insurance coversomp only a modest proportion of healthcare costs. As a result, policyholders are well \u003cb\u003eadvised to supplement their coverage with a complementary health contract\u003c/b\u003e. This is a private contract that covers a wider range of healthcare expenses, such as \u003c/p\u003e \u003cul\u003e \u003cli\u003eHospital
10ization costs (double or single room);\u003c/li\u003e \u003cli\u003eDental care\u003c/li\u003e \u003cli\u003eEye care\u003c/li\u003e \u003cli\u003eNatural or alternative medicine services\u003c/li\u003e \u003cli\u003eRescue services\u003c/li\u003e \u003cli\u003eEtc.\u003c/li\u003e \u003c/ul\u003e \u003cp\u003e Unlike Assurance Maladie, \u003cb\u003ecomplementary health insurance is not compulsory\u003c/b\u003e. \u003c/p\u003e \u003ch3\u003eHow to choose your complementary health insurance?\u003c/h3\u003e \u003cp\u003e Once again, you are free to choose not only the provider, but also the scope of your supplementary health insurance coverage. It is advisable to \u003cb\u003ecompare the proposals of several insurers\u003c/b\u003e before making your choice, and to determine your needs in advance. Do you wear glasses? Do you use alternative or natural medicine? Do you insist on a single room in the event of hospitalization? Do your children need orthodontic treatment? Etc. \u003c/p\u003e \u003clinkLca \u003eAll you need to know about the Law on Insurance Contracts (LCA) \u003c/linkLca\u003e \u003ch2\u003eFocus on health insurance for cross-border workers\u003c/h2\u003e \u003cp\u003e Switzerland is home to a large number of cross-border workers. That's why two schemes have been set up to provide health insurance coverage for cross-border workers. \u003c/p\u003e \u003ch3\u003eCan a cross-border worker benefit from the LAMal?\u003c/h3\u003e \u003cp\u003e Cross-border commuters, whether living in France and working in Switzerland or vice versa, are obliged to take out health insurance. They can choose between two solutions: \u003c/p\u003e \u003cul\u003e \u003cli\u003eCMU (replicating the French health insurance scheme)\u003c/li\u003e \u003cli\u003eLAMal frontalier (replicating the Swiss system)\u003c/li\u003e \u003c/ul\u003e \u003cp\u003e It is advisable to take out one of these solutions before starting work for the first time. \u003c/p\u003e \u003cp\u003e Under the LAMal frontalier scheme, insured persons can receive health care in both France and Switzerland. This is not the case with CMU frontalier, which only covers treatment in Switzerland under certain conditions. This is just one of the many differences between the two schemes. \u003cb\u003eIt is essential that cross-border commuters take the time to study both solutions\u003c/b\u003e and choose the most advantageous one. \u003c/p\u003e \u003cp\u003e\u003clinkLamalOrCmu\u003eLAMal or CMU? How to choose?\u003c/linkLamalOrCmu\u003e\u003c/p\u003e \u003ch3\u003e Is it necessary to take out a special cross-border supplementary health insurance policy? \u003c/h3\u003e \u003cp\u003e Cross-border commuters are strongly advised to take out a supplementary health insurance policy specially designed to cover healthcare costs in both the country where they live and the country where they work. \u003cb\u003eOnly a mutuelle santé frontaliers, also known as a complémentaire santé frontaliers\u003c/b\u003e, offers this extended coverage. Here too, it is essential to compare several proposals before making your choice and taking out a complementary health insurance contract. \u003c/p\u003e \u003ch2\u003eAll health insurance funds\u003c/h2\u003e \u003cp\u003e With the widest choice of health insurance offers, compare 2025 premiums for basic and supplementary insurance from over 30 companies in just a few clicks. \u003c/p\u003e \u003ccarou
10ssel /\u003e \u003ch2\u003eHealth insurance comparison: what criteria should you use?\u003c/h2\u003e \u003cp\u003e When it comes to comparing Swiss health insurers, there are a number of points that need to be \u003cb\u003eanalysed carefully.\u003c/b\u003e \u003c/p\u003e \u003ch3\u003eReimbursement\u003c/h3\u003e \u003cp\u003e The first thing to look out for when reading a health insurance contract is the reimbursements. Don't hesitate to go into detail, to find out to what extent you will be reimbursed for dental expenses, alternative medical care or hospitalization. \u003cb\u003eThe coverage offered must truly correspond to your expectations\u003c/b\u003e and, above all, your needs. \u003c/p\u003e \u003ch3\u003eCustomer service\u003c/h3\u003e \u003cp\u003e You may also be interested in the \u003cb\u003equality of the customer service\u003c/b\u003e you receive. The opinions of policyholders are of course central to determining the quality of the support provided. Other factors can also help you \u003cb\u003ecompare insurance companies\u003c/b\u003e. For example, a simple, intuitive application is an asset when it comes to requesting reimbursements. \u003c/p\u003e \u003ch3\u003eOther criteria\u003c/h3\u003e \u003cp\u003e Each insurance company \u003cb\u003ehas its own arguments to convince you\u003c/b\u003e. Some, for example, make significant commitments to the environment, while others offer specific benefits, such as reimbursement for treatment abroad when traveling. \u003c/p\u003e \u003ch2\u003e \u003clinktoTools\u003eTools \u003c/linktoTools\u003e for comparing health insurers in Switzerland \u003c/h2\u003e \u003cp\u003e Comparing health insurance in Switzerland used to be a painstaking task. Policyholders were able to request quotes from different insurance companies. The lack of expertise on the part of individuals could \u003cb\u003esometimes make it difficult to choose\u003c/b\u003e between the various contracts on offer. \u003c/p\u003e \u003cp\u003e Nowadays, comparisons are available directly on the Internet. They enable you to \u003cb\u003eidentify the advantages of each contract\u003c/b\u003e at a glance. \u003c/p\u003e \u003ch2\u003eComparative table of health insurance companies (Ranking 2025)\u003c/h2\u003e \u003ctable\u003e \u003cthead\u003e \u003ctr\u003e \u003cth\u003eRank\u003c/th\u003e \u003cth\u003eHealth insurance\u003c/th\u003e \u003cth\u003eLocation\u003c/th\u003e \u003cth\u003eNumber of employees\u003c/th\u003e \u003cth\u003eNumber of clients\u003c/th\u003e \u003cth\u003eAverage rates\u003c/th\u003e \u003cth\u003eCustomer service\u003c/th\u003e \u003c/tr\u003e \u003c/thead\u003e \u003ctbody\u003e \u003ctr\u003e \u003ctd\u003e1\u003c/td\u003e \u003ctd\u003eAXA\u003c/td\u003e \u003ctd\u003e+100 agencies in French and German-speaking Switzerland\u003c/td\u003e \u003ctd\u003e1 Ã 5k\u003c/td\u003e \u003ctd\u003e2'000'000\u003c/td\u003e \u003ctd\u003eMedium\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-green-500'\u003e5/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e2\u003c/td\u003e \u003ctd\u003eOKK\u003c/td\u003e \u003ctd\u003e+30 German-language agencies\u003c/td\u003e \u003ctd\u003e200 Ã 500\u003c/td\u003e \u003ctd\u003e200'000\u003c/td\u003e \u003ctd\u003eBottom\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-green-500'\u003e5/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e3\u003c/td\u003e \u003ctd\u003eConcordia\u003c/td\u003e \u003ctd\u003e+20 agencies in French and German-speaking Switzerland\u003c/td\u003e \u003ctd\u003e1 Ã 5k\u003c/td\u003e \u003ctd\u003e630'000\u003c/td\u003e \u003ctd\u003eMedium\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-green-500'\u003e5/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e4\u003c/td\u003e \u003ctd\u003eSympany\u003c/td\u003e \u003ctd\u003e-10 agencies in Switzerland\u003c/td\u003e \u003ctd\u003e200 Ã 500\u003c/td\u003e \u003ctd\u003e300'000\u003c/td\u003e \u003ctd\u003eMedium\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-green-500'\u003e5/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e5\u003c/td\u003e \u003ctd\u003eHelsana\u003c/td\u003e \u003ctd\u003e+35 agencies in French and German-speaking Switzerland\u003c/td\u003e \u003ctd\u003e1 Ã 5k\u003c/td\u003e \u003ctd\u003e2'200'000\u003c/td\u003e \u003ctd\u003eMedium\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-green-500'\u003e5/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e6\u003c/td\u003e \u003ctd\u003eVisana\u003c/td\u003e \u003ctd\u003e+50 agencies in French and German-speaking Switzerland\u003c/td\u003e \u003ctd\u003e1 Ã 5k\u003c/td\u003e \u003ctd\u003e850'000\u003c/td\u003e \u003ctd\u003eHigh\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-green-500'\u003e5/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e7\u003c/td\u003e \u003ctd\u003eGroupe Mutuel\u003c/td\u003e \u003ctd\u003e+35 agencies in French and German-speaking Switzerland\u003c/td\u003e \u003ctd\u003e1 Ã 5k\u003c/td\u003e \u003ctd\u003e1'360'000\u003c/td\u003e \u003ctd\u003eBas\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-orange-500'\u003e4/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e8\u003c/td\u003e \u003ctd\u003eSanitas\u003c/td\u003e \u003ctd\u003e+10 agencies in Switzerland\u003c/td\u003e \u003ctd\u003e500 Ã 1k\u003c/td\u003e \u003ctd\u003e100'000\u003c/td\u003e \u003ctd\u003eHigh\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-orange-500'\u003e4/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e9\u003c/td\u003e \u003ctd\u003eKPT\u003c/td\u003e \u003ctd\u003e-10 agencies in Switzerland\u003c/td\u003e \u003ctd\u003e500 Ã 1k\u003c/td\u003e \u003ctd\u003e100'000\u003c/td\u003e \u003ctd\u003eHigh\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-green-500'\u003e5/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e10\u003c/td\u003e \u003ctd\u003eCSS\u003c/td\u003e \u003ctd\u003e+100 agencies in French and German-speaking Switzerland\u003c/td\u003e \u003ctd\u003e1 Ã 5k\u003c/td\u003e \u003ctd\u003e1'800'000\u003c/td\u003e \u003ctd\u003eHigh\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-orange-500'\u003e4/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e11\u003c/td\u003e \u003ctd\u003eSwica\u003c/td\u003e \u003ctd\u003e+50 agencies in French and German-speaking Switzerland\u003c/td\u003e \u003ctd\u003e1 Ã 5k\u003c/td\u003e \u003ctd\u003e1'600'0000\u003c/td\u003e \u003ctd\u003eHigh\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-green-500'\u003e5/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e12\u003c/td\u003e \u003ctd\u003eAssura\u003c/td\u003e \u003ctd\u003e+10 agencies in French and German-speaking Switzerland\u003c/td\u003e \u003ctd\u003e1 Ã 5k\u003c/td\u003e \u003ctd\u003e1'000'000\u003c/td\u003e \u003ctd\u003eBottom\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-red-500'\u003e3/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003c/tbody\u003e \u003c/table\u003e \u003ch2\u003eHealth insurance comparison in Switzerland\u003c/h2\u003e \u003cp\u003e We have chosen to compare some of the Swiss health insurance plans available on the market. Each has
10its own strengths to convince you. \u003c/p\u003e \u003ch3\u003eHelsana: four health plans\u003c/h3\u003e \u003cp\u003e Helsana is the supplementary health insurance company with the highest customer ratings. Its advantage is a simple, intuitive platform for carrying out the various health administration procedures. This means rapid turnaround times. It also boasts responsive, high-quality customer service, ideal for those in need of assistance. \u003c/p\u003e \u003cp\u003e When comparing Swiss health insurers, Helsana is one of the easiest to understand. You can choose from 4 different formulas, depending on your profile and expectations. Reimbursements for each type of service are clearly indicated. \u003c/p\u003e \u003cp\u003e The company also knows how to adapt to individual needs. However, additional options are often quite expensive. From the policyholder's point of view, it is therefore imperative to take reimbursement needs into account, to know whether the premium to be paid is acceptable. \u003c/p\u003e \u003ch3\u003eSwica and its excellent customer service\u003c/h3\u003e \u003cp\u003e Swica is one of the most expensive supplementary insurers in Switzerland. Yet it has over 700,000 members. The quality of its customer service is undoubtedly one of the reasons why its policies are so popular. According to a satisfaction survey conducted by K-Tip, the company ranks number 1 for customer satisfaction in the health insurance sector. \u003c/p\u003e \u003cp\u003e Swica's main strength is that it accepts policyholders suffering from chronic illnesses. For example, it offers excellent cover for diabetics. If you've been turned down by other insurance companies, don't hesitate to ask for a quote. \u003c/p\u003e \u003cp\u003e It's also important to note that the quality of the cover offered is perfectly in line with the company's premiums. Certain services, which are not free with other insurers, are also offered, to reward those who place their trust in them. \u003c/p\u003e \u003ch3\u003eAgrisano: insurance committed to the environment\u003c/h3\u003e \u003cp\u003e Agrisano is an insurance company with a highly targeted clientele, whose communications focus on supporting families working in agriculture. Thanks to a particular understanding of its target market, the insurance company has established itself as one of the best in terms of customer service. Supplementary health insurance cover is also adapted to this sector of activity and the risks associated with it. \u003c/p\u003e \u003cp\u003e This closeness to nature also translates into strong environmental commitments. Part of the premiums are reinvested in promoting nature and Swiss farming activities. \u003c/p\u003e \u003cp\u003e Premiums remain reasonable in relation to the quality of the services offered. Members benefit from comprehensive coverage, with good reimbursements for optical and dental expenses. On the other hand, administrative charges are applied to new members. However, this insurance company does not offer an HMO option or a Telmed model. \u003c/p\u003e \u003ch3\u003eKPT: cost-effective health insurance\u003c/h3\u003e \u003cp\u003e If the HMO option is important to you, you can put your trust in KPT. This health insurance fund offers both basic and supplementary insurance. Your contract will be tailor-made to suit your profile and expectations. You can also count on state-of-the-art digital services to facilitate your various administrative procedures. \u003c/p\u003e \u003cp\u003e When it comes to customer service, KPT is not to be outdone, thanks to itsparticular strategy. Each contract is associated with a personal contact, so you don't have to waste time phoning platforms. He or she is responsible for advising you on choosing the best cover, as well as providing support throughout the life of the contract. \u003c/p\u003e \u003cp\u003e Finally, you can count on additional services, such as suggestions for savings vehicles. KPT invites you to optimize your capital, to anticipate your future and that of your loved one
10s. \u003c/p\u003e \u003ch3\u003eConcordia: ideal for travelers\u003c/h3\u003e \u003cp\u003e Concordia is the ideal supplementary health insurance for families. In particular, it offers specific benefits for children, to meet any health needs they may have. \u003c/p\u003e \u003cp\u003e The insurer's proximity to its members is consistent with this approach. Policyholders can count on individualized, responsive and competent assistance. Their services are even available 24 hours a day. \u003c/p\u003e \u003cp\u003e Concordia also offers a range of contracts, enabling you to benefit from comprehensive reimbursements on several expense items, as well as protection abroad, should you need to travel. We also offer an HMO option. \u003c/p\u003e \u003ch3\u003eVisana: insurance for those who are never ill\u003c/h3\u003e \u003cp\u003e Visana is one of the insurance companies with the highest customer service ratings. It's the speed with which cases are processed that makes all the difference. The brand also relies on innovation to convince new customers to place their trust in it. For example, it has set up a service that enables healthcare professionals to be found rapidly by teleconsultation. Here too, the aim is to reduce delays and find a practitioner quickly. \u003c/p\u003e \u003cp\u003e When it comes to reimbursements, the company offers formulas to suit the whole family. You can choose the benefits that best suit your needs. However, Visana seems to be selective when it comes to choosing which policyholders will be covered by complementary health insurance. \u003c/p\u003e \u003ch3\u003eProvita for dental reimbursements\u003c/h3\u003e \u003cp\u003e We couldn't conclude this comparison of health insurance in Switzerland without mentioning the policies offered by Provita. This insurance company ranks among the best for dental and hospital reimbursements. \u003c/p\u003e \u003cp\u003e In recent months, it has succeeded in attracting new customers, thanks to a controlled increase in premiums for 2025, despite the current context in Switzerland. It is important to note that Provita charges administrative fees for international coverage. \u003c/p\u003e \u003cp\u003e This human-scale insurer is now part of the same group as Swica. You can therefore enjoy the same quality of customer service and coverage as with this giant of Swiss health insurance. Take a look at the different formulas on offer, to find the one that suits you best. \u003c/p\u003e \u003ch2\u003e The importance of comparing health insurers before taking out basic
10insurance cover \u003c/h2\u003e \u003cp\u003e A careful comparison of basic insurance plans, such as those offered under the \u003clinktoLamal\u003eSwiss Health Insurance Act (KVG/LAMal)\u003c/linktoLamal\u003e, is crucial before taking out insurance in Switzerland. Comparing basic insurance plans helps you to understand the different \u003cb\u003ebenefits offered by insurers\u003c/b\u003e, and to choose the coverage that best suits your specific needs. \u003c/p\u003e \u003cp\u003e By comparing the premiums, deductibles and benefits offered by \u003cb\u003edifferent insurance companies\u003c/b\u003e, you can make an informed decision about the best option for your individual situation. What's more, comparing basic insurances ensures that the insured receives the necessary benefits while keeping costs under control. In short, \u003cb\u003ecomparing basic insurance plans\u003c/b\u003e is an essential step in ensuring optimal coverage tailored to your health needs in Switzerland. \u003c/p\u003e \u003ch2\u003eKey points for comparing supplementary insurances\u003c/h2\u003e \u003cp\u003e It's essential to carry out a thorough comparison of supplementary insurances in Switzerland \u003cb\u003ebefore taking out additional coverage\u003c/b\u003e. A comparison of supplementary insurances enables you to assess the various options available to \u003cb\u003eimprove basic coverage,\u003c/b\u003e such as dental care, alternative medicine or single rooms in hospital. \u003c/p\u003e \u003cp\u003e By comparing the benefits, rates and \u003cb\u003especific conditions offered by insurers\u003c/b\u003e, it is possible to find supplementary insurances that precisely meet individual health needs. What's more, by comparing the premiums and \u003cb\u003ebenefits offered by different insurance companies\u003c/b\u003e, you can strike an optimum balance between the cost of insurance and the scope of cover on offer. \u003c/p\u003e \u003cp\u003e In short, comparing supplementary insurances in Switzerland is essential to guaranteeing \u003cb\u003eadditional coverage tailored to your specific needs\u003c/b\u003e, while keeping costs under control. \u003c/p\u003e \u003ch2\u003eHealth insurer rankings: Market share\u003c/h2\u003e \u003ctable\u003e \u003cthead\u003e \u003ctr\u003e \u003ctableHeadHidden /\u003e \u003cth\u003eHealth insurance\u003c/th\u003e \u003cth\u003eMarket share\u003c/th\u003e \u003cth\u003eHead office\u003c/th\u003e \u003ctableHeadHidden /\u003e \u003c/tr\u003e \u003c/thead\u003e \u003ctbody\u003e \u003ctr\u003e \u003ctd\u003e\u003cimageAssura /\u003e\u003c/td\u003e \u003ctd\u003eAssura\u003c/td\u003e \u003ctd\u003e11.5%\u003c/td\u003e \u003ctd\u003eAv. C.-F. Ramuz 70, 1009 Pully\u003c/td\u003e \u003ctd\u003e\u003clinkTable\u003eRead more\u003c/linkTable\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e\u003cimageHelsana /\u003e\u003c/td\u003e \u003ctd\u003eHelsana\u003c/td\u003e \u003ctd\u003e10.2%\u003c/td\u003e \u003ctd\u003eRte de Chancy 46, 1213 Petit-Lancy\u003c/td\u003e \u003ctd\u003e\u003clinkTable\u003eRead more\u003c/linkTable\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e\u003cimageCss /\u003e\u003c/td\u003e \u003ctd\u003eCSS\u003c/td\u003e \u003ctd\u003e10.0%\u003c/td\u003e \u003ctd\u003eCSS, Postfach 2568, 6002 Luzern\u003c/td\u003e \u003ctd\u003e\u003clinkTable\u003eRead more\u003c/linkTable\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e\u003cimageSwica /\u003e\u003c/td\u003e \u003ctd\u003eSwica\u003c/td\u003e \u003ctd\u003e8.6%\u003c/td\u003e \u003ctd\u003eRömerstrasse 38, 8401 Winterthur\u003c/td\u003e \u003ctd\u003e\u003clinkTable\u003eRead more\u003c/linkTable\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e\u003cimageConcordia /\u003e\u003c/td\u003e \u003ctd\u003eConcordia\u003c/td\u003e \u003ctd\u003e7.1%\u003c/td\u003e \u003ctd\u003eBundesplatz 15, 6002 Lucerne\u003c/td\u003e \u003ctd\u003e\u003clinkTable\u003eRead more\u003c/linkTable\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e\u003cimageSanitas /\u003e\u003c/td\u003e \u003ctd\u003eSanitas\u003c/td\u003e \u003ctd\u003e6.1%\u003c/td\u003e \u003ctd\u003eSanitas, Jägergasse 3, 8021 Zurich\u003c/td\u003e \u003ctd\u003e\u003clinkTable\u003eRead more\u003c/linkTable\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e\u003cimageVisana /\u003e\u003c/td\u003e \u003ctd\u003eVisana\u003c/td\u003e \u003ctd\u003e5.7%\u003c/td\u003e \u003ctd\u003eVisana, Postfach 253, 3000 Bern 15\u003c/td\u003e \u003ctd\u003e\u003clinkTable\u003eRead more\u003c/linkTable\u003e\u003c/td\u003e \u003c/tr\u003e \u003c/tbody\u003e \u003c/table\u003e \u003clinkUnderTable\u003eRead more\u003c/linkUnderTable\u003e\u003csmall\u003e*Source : OFSP\u003c/small\u003e \u003ch3\u003eMarket share: Health insurer division\u003c/h3\u003e \u003cgraphMarketShare /\u003e \u003ch2\u003eHow do I change my health insurance in Switzerland?\u003c/h2\u003e \u003cp\u003e Your choice of insurance company in Switzerland is not final, whether for basic or supplementary insurance. If our insurance comparison has convinced you to switch to a new provider, you can cancel your current contract and take out a new one. \u003c/p\u003e \u003ch3\u003eWhen should I cancel my health insurance in Switzerland?\u003c/h3\u003e \u003cp\u003e The best date to cancel your health insurance is November 30. This is when you can cancel your current contract. Please note that written notice of termination must be sent to the insurance company before this date. After this date, your contract will be renewed until November 30 of the following year. \u003c/p\u003e \u003ch3\u003eHow do I change my health insurance?\u003c/h3\u003e \u003cp\u003e Once you've sent your cancellation letter, all you need to do is contact a new insurer to take out a new contract. This can be done in advance, to ensure that you are always covered. If you suffer from a chronic illness or could be considered a high-risk profile, we strongly advise you to look for a new insurer before sending your letter of cancellation. \u003c/p\u003e \u003ch3\u003eIn a nutshell ?\u003c/h3\u003e \u003cp\u003e In short, basic health insurance in Switzerland is an essential element in guaranteeing access to basic healthcare, but it is also important to take out supplementary health insurance for optimum coverage (accident cover, hospital
10ization cover, etc.). Costs vary according to many factors and data, but subsidies can reduce the financial burden. \u003c/p\u003e \u003cp\u003e Whether you choose a health insurance company in Switzerland or wish to change health insurance companies for potential savings, in both cases the decision must be a well-considered one that takes into account your needs, your budget (how many francs can you spend per year?) and your personal situation. When comparing premiums and health insurers, be sure to take into account various criteria, such as the level of reimbursement, the deductible, the quality of customer service, possible coverage options abroad, and many other aspects. \u003c/p\u003e \u003cp\u003e To make an informed decision about health insurance, it's essential to have comprehensive, reliable information and data. Information on different insurers, deductibles, health premiums, insurance models and associated costs is crucial to choosing the best option. All the information you find enables you to compare health insurance premiums, co-payments and deductibles. \u003c/p\u003e \u003cp\u003e To help you in your search for the best health insurance company in Switzerland, please use our premium calculator and health insurance comparator in Switzerland to get a comparison of basic and supplementary insurance premiums and find the best option for you. Comparing all health insurance premiums is an essential first step to making an informed decision. That's why Comparea has developed a fast, intuitive and free, but above all entirely independent, comparator that allows you to choose the best option according to your data. As well as being a comparator and calculator, it will also enable you to calculate your premium and subscribe if you are interested, while guaranteeing the protection of the confidential data you share with us. \u003c/p\u003e \u003cp\u003e Consult your family doctor for information specific to your health. 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Tout y passe ! \u003csb\u003eEn quelques minutes\u003c/sb\u003e, Comparea vous permet de comparer des milliers dâoffres afin de choisir la meilleure, \u003csb\u003eau meilleur prix.\u003c/sb\u003e","list_1":"Choisissez le produit à comparer","list_2":"Remplissez le comparateur","list_3":"Comparez les résultats proposés","list_4":"Faites des économies"},"hero":{"title":"Comparateur dâassurance","subtitle":"Rapide, efficace et transparent.","description":"Comparez plus de 60 compagnies dâassurance en quelques minutes.","link":"Voir tous nos produits comparés"},"cta":{"title":"Plus de 15'000 clients ont sauté le pas. Et vous ?","description":"Depuis 2019, Comparea accompagne des milliers de clients dans leur changement d'assurance, pourquoi pas vous ?","check_1":"Tarifs compétitifs toute l'année","check_2":"Un comparateur 100% digitale","check_3":"Gratuit, sans engagement et sans frais cachés","link":"Voir tous les produits à comparer sur Comparea"},"avis":{"title":"Ils ont choisi Comparea pour leur assurance !","link":"Voir tous les avis","google_title":"Parmis \u003cstrong\u003e940+ avis vérifiés\u003c/strong\u003e","google":"sur Google","avis_1":{"name":"Benjamin L.","date":"Mai 2025","title":"Disponibilité et aide précieuse","content":"Je tiens à remercier chaleureusement lâéquipe dâEMG SA, et tout particulièrement Kelly Naar et Badouillier Quentin, pour leur disponibilité, leur aide précieuse et leur grande sympathie. Votre professionnalisme et votre accueil ont été très appréciés !"},"avis_2":{"name":"Heritage F.","date":"Juin 2025","title":"Très satisfaite du service client","content":"Très satisfaite du service client. Merci à Andy pour votre écoute ses explications claire et son accompagnement pour la création de mon dossier d'adhésion."},"avis_3":{"name":"Victoria D.","date":"Mars 2025","title":"Professionnalisme et ra
10pidité","content":"Professionnalisme et rapidité. Je peux recommander cette entreprise les yeux fermés."}},"find_product":{"title":"Trouvez votre prochaine assurance","subtitle":"avec Comparea","item_1":{"title":"Assurance auto","link":"Comparer les offres d'assurances auto","content":"\u003cp\u003eEn Suisse, l'assurance voiture est obligatoire pour tous les propriétaires de véhicules. Les principales couvertures incluent la responsabilité civile obligatoire, qui indemnise les dommages causés à des tiers, ainsi que des options supplémentaires telles que l'assurance collision, l'assurance vol et l'assistance routière.\u003c/p\u003e\u003cbr /\u003e\u003cp\u003eLes primes d'assurance sont calculées en fonction de divers facteurs tels que l'âge du conducteur, le type de véhicule et l'historique des sinistres. Les compagnies d'assurance offrent également des réductions pour les conducteurs expérimentés et les véhicules équipés de dispositifs de sécurité.\u003c/p\u003e"},"item_2":{"title":"Assurance maladie","link":"Comparer les offres LAMal \u0026 complémentaires","content":"\u003cp\u003eEn Suisse, l'assurance maladie est obligatoire pour tous les résidents, et est organisée sur un modèle de base et complémentaire. L'assurance de base couvre les soins médicaux essentiels, tandis que l'assurance complémentaire offre une couverture supplémentaire pour des services tels que la médecine alternative, les soins dentaires et les chambres individuelles à l'hôpital.\u003c/p\u003e\u003cbr /\u003e\u003cp\u003eLes primes d'assurance sont basées sur l'âge, le lieu de résidence et le choix de franchise. Les assurés peuvent choisir parmi différentes compagnies d'assurance pour l'assurance de base, tout en conservant la liberté de choisir leur médecin et leur hôpital.\u003c/p\u003e"},"item_3":{"title":"Assurance RC \u0026 Ménage","link":"Comparer les offres RC ménage","content":"\u003cp\u003eEn Suisse, l'assurance ménage offre une protection pour les biens et la responsabilité civile des propriétaires ou locataires de logements. Elle couvre les dommages causés par des événements tels que l'incendie, le vol, les dégâts d'eau et les catastrophes naturelles.\u003c/p\u003e\u003cbr /\u003e\u003cp\u003eEn outre, elle offre une couverture de responsabilité civile pour les dommages causés à autrui ou à leurs biens. Les polices d'assurance ménage peuvent être personnalisées en fonction des besoins individuels, et les primes sont calculées en fonction de la valeur des biens assurés et du niveau de couverture choisi.\u003c/p\u003e"}},"articles":"\u003ch2\u003eComparea.ch, comparateur dâassurances et de finances\u003c/h2\u003e\u003cp\u003eSur le marché de la comparaison dâassurances depuis 2019, Comparea.ch se positionne en tant que \u003cstrong\u003ecomparateur dâassurances indépendant.\u003c/strong\u003e Avec plus dâune trentaine de partenaires, il est désormais possible de comparer des centaines dâoffres dâassurances, adaptées à votre profil. Comparea vous permet de bénéficier dâun vaste panel dâoffres dâassurances, établie par nos experts, vous permettant de comparer en moins de 3 minutes, à partir des couvertures souhaitées.\u003cbr/\u003eUne offre vous intéresse ? Nos agents, présents au sein de nos trois agences sont disponible pour vous répondre, vous guider et vos conseiller sur lâintégralité de votre portefeuille dâassurances.\u003cbr/\u003eCâest comme cela que Comparea se positionne en tant que comparateur dâassurances indépendant et permet ainsi chaque jour à plus de 3'000 utilisateurs, dâéconomiser sur leurs assurances.\u003c/p\u003e\u003ch2\u003eUn comparateur dâassurance maladie rapide, efficace et transparent\u003c/h2\u003e\u003cp\u003ePensez-vous être suffisamment couvert en cas de soucis de santé ? Avez-vous besoin de changer vos lunettes ? Une opération dentaire de prévue ? Les frais médicaux peuvent rapidement grimper. Comparea vous propose en quelques minutes, en renseignant précisément vos besoins, de comparer des centaines dâoffres dâassurance maladie de base afin de bénéficier chaque année, du meilleur tarif. En savoir plus ? \u003cmutuelleSanteInlineLink\u003eComparez les offres avec notre comparateur d'assurance maladie 2026\u003c/mutuelleSanteInlineLink\u003e.\u003cbr/\u003eComment cela fonctionne ? Grâce à un algorithme dédié, Comparea analyse précisément vos besoins et recherche la meilleure assurance maladie parmi des centaines dâoffres.\u003c/p\u003e\u003ch2\u003eEn moins de 3 minutes, plus de 150 offres dâassurances complémentaires comparées\u003c/h2\u003e\u003cp\u003ePerdu parmi les centaines dâoffres dâassurances maladies complémentaires ? Comparea vous met à disposition un large panel dâoffres dâassurances complémentaires afin de profiter dâun comparateur dédié centré sur vos besoins. Des besoins médicaux particuliers ? Notre c
10omparateur dâassurances complémentaire se charge de tout, renseignez vos besoins et comparez les offres à des prix défiants toute concurrence.\u003c/p\u003e\u003ch2\u003eLes assurances de vos véhicules\u003c/h2\u003e\u003cp\u003eVotre voiture reste votre meilleur compagnon dans la vie de tous les jours. Mais quâen est-t-il en cas de sinistre ? Ãtes-vous sûr dâêtre correctement couvert ? Une bonne couverture auto ne rime pas forcément avec prime élevée. Comparea vous permet de comparer rapidement les assurances auto afin de bénéficier des meilleures couvertures dâassurance auto, au meilleur prix. Quoi de plus simple ? En une minutes, saisissez les informations de votre véhicule et choisissez la meilleure offre.\u003c/p\u003e\u003ch2\u003eProtection juridique : Un comparateur dédié, performant et unique !\u003c/h2\u003e\u003cp\u003eUn litige avec votre bailleur ? Un désaccord avec votre employeur ? Les frais de justice peuvent malheureusement vite grimper. Grâce à notre comparateur de \u003clinktoPJ\u003eprotection juridique\u003c/linktoPJ\u003e, ne vous perdez plus parmi les milliers dâoffres disponibles, Comparea vous guide vers la protection juridique la plus intéressante, selon votre profil.\u003cbr/\u003eComment fonctionne notre comparateur de protection juridique ? Rien de plus simple, en moins dâune minute, indiquez vos besoins et comparez les différentes protections juridiques parmi un large panel dâoffres sélectionnées par nos experts.\u003c/p\u003e\u003ch2\u003e3ème pilier : Le comparateur de référence en Suisse\u003c/h2\u003e\u003cp\u003e3ème pilier A ou B ? Déduction fiscale ? Capital à la retraite ? Toutes ces questions restent en suspens. Comparea.ch vous met à disposition un comparateur dâoffres 3ème pilier afin de bénéficier des meilleures offres, peu importe votre profil dâinvestisseur et votre capacité dâépargne. Ne vous perdez plus parmi les centaines de sites traitants du 3ème pilier, Comparea vous guide de A à Z dans vos démarches 3ème pilier.\u003c/p\u003e\u003ch2\u003eComparea.ch : Le comparateur dâhypothèques détaillé\u003c/h2\u003e\u003cp\u003eUn projet immobilier ? Un renouvellement dâhypothèque en vue ? Comparea.ch vous renseigne sur lâintégralité des points clés de lâhypothèque et vous permet de bénéficier en direct, des meilleurs taux hypothécaires grâce au comparateur hypothécaire dédié.\u003c/p\u003e"},"highlight":{"item_1":{"title":"91% de nos utilisateurs","subtitle":"nous recommandent"},"item_2":{"title":"180 000+ utilisateurs","subtitle":"nous font confiance"},"item_3":{"title":"100% Gratuit","subtitle":"et sans engagement"}},"pages/assurance-maladie":{"title":"Comparatif des assurances maladie 2026","seo":{"title":"Comparatif Assurance Maladie 2026 : Comparer les primes","description":"âï¸ Comparer les primes d'assurances maladie âï¸ Economiser sur votre prime d'assurance en Suisse. Comparea, le comparatif le + complet du marché !"},"item_1":"Comparez parmi le plus large panel dâassureurs de Suisse","item_2":"Jusquâà 35% d'économies réalisées en comparant votre assurance maladie","select_label":"Qui souhaitez-vous assurer ?","select_you":"Vous","select_child":"Vous et vos enfants","select_couple":"Vous et votre conjoint(e)","select_family":"Vous, votre conjoint(e) et vos enfants","action":"Comparer les offres","breadcrumb":"Comparatif assurance maladie","quick_access":{"item_1":"Assurance maladie étudiants","item_2":"Modèles de courriers","item_3":"Assurance prénatale"},"faq":{"item_1":{"question":"Est-ce que l'assurance maladie de base (LAMal) est obligatoire pour tous les Suisses ?","answer":"Oui, en Suisse, l'assurance maladie est obligatoire, y compris pour les membres de votre famille sans activité lucrative."},"item_2":{"question":"Comment puis-je économiser sur les primes d'assurance maladie ?","answer":"Il existe différentes astuces pour économiser sur les primes d'assurance maladie en Suisse. Rendez-vous sur notre comparatif en ligne pour en savoir plus !"},"item_3":{"question":"Comment demander des subsides à l'assurance maladie ?","answer":"La demande de subside peut être faite en ligne ou en vous adressant au bureau chargé des subsides de votre canton de résidence."}
10,"item_4":{"question":"Qui reçoit une carte d'assuré et qui la remet ?","answer":"Toute personne affiliée à l'assurance maladie en Suisse reçoit une carte d'assuré de sa caisse-maladie."}},"articleTitle":"Tout comprendre de l'assurance maladie","articles":"\u003cp\u003e Lorsque lâon vit en Suisse, il est obligatoire de souscrire lâAssurance Maladie. Celle-ci prend en charge une partie des frais de santé. Comment fonctionne la LAMalâ? Combien est-ce que cela peut coûterâ? Faut-il, en plus, souscrire une complémentaire santéâ? Quelles sont les particularités de la prise en charge des frais de santé lorsque lâon a le statut de transfrontalierâ? Retrouvez ici ce quâil faut savoir sur lâAssurance Maladie en Suisse.\u003c/p\u003e\u003ch2\u003eAssurance Maladie Suisse : ce quâil faut savoir\u003c/h2\u003e\u003cp\u003e En 1996, une loi fédérale a rendu obligatoire lâaffiliation à \u003carticleLamal\u003e LAMal \u003c/articleLamal\u003e . Autrement dit, toute personne domiciliée sur le territoire suisse a pour \u003cb\u003e obligation de souscrire cette Assurance Maladie.\u003c/b\u003e\u003c/p\u003e\u003ch3\u003eComment fonctionne lâAssurance Maladie en Suisseâ?\u003c/h3\u003e\u003cp\u003e Lâobjectif de lâAssurance Maladie Suisse est de \u003cb\u003e donner accès aux soins de santé de base en cas de maladie, de maternité ou dâaccident. \u003c/b\u003e Mais son fonctionnement nâest ni centralisé ni géré par le gouvernement. Câest lâOffice Fédéral de la Santé Publique OFSP, qui contrôle la façon dont les assureurs privés administrent la partie protection santé de leur activité. Pour plus d'informations juridiques, rendez-vous directement \u003carticleGe\u003eici\u003c/articleGe\u003e.\u003c/p\u003e\u003cp\u003eLâAssurance Maladie de base :\u003c/p\u003e\u003cul\u003e \u003cli\u003eCouvre les principaux besoins de soin de santé de lâassuré\u003c/li\u003e \u003cli\u003e Garantit au minimum la prise en charge dâune hospitalisation en chambre commune \u003c/li\u003e\u003c/ul\u003e\u003cp\u003e En revanche, les frais dentaires et les médecines alternatives, entre autres, nâentrent pas dans le champ dâintervention de lâAssurance Maladie obligatoire de base.\u003c/p\u003e\u003cp\u003e Il est possible de choisir librement lâassureur avec lequel on souhaite souscrire un contrat dâAssurance Maladie. Chaque membre de la famille doit être assuré, y compris les enfants.\u003c/p\u003e\u003cp\u003e à noter que les nouveaux résidents suisses ont un \u003cb\u003edélai de 3 mois \u003c/b\u003e pour sélectionner leur assureur maladie. Passé ce délai, câest lâadministration du canton qui leur attribue automatiquement un prestataire.\u003c/p\u003e\u003ch2\u003eCombien est-ce que ça coûteâ?\u003c/h2\u003e\u003cp\u003eLe montant des primes d'assurance maladie pour 2025 varie en fonction :\u003c/p\u003e\u003cul\u003e \u003cli\u003eDu lieu de résidence de lâassuré\u003c/li\u003e \u003cli\u003eDe son âge\u003c/li\u003e \u003cli\u003eDe la franchise quâil aura choisie\u003c/li\u003e \u003cli\u003eDu modèle de base\u003c/li\u003e \u003cli\u003eDes services choisis (p. ex. couverture accident)\u003c/li\u003e\u003c/ul\u003e\u003cp\u003e Quels que soient ces éléments, le niveau de remboursement est en revanche le même pour tous.\u003c/p\u003e\u003cp\u003e Il est toutefois \u003cb\u003epossible de bénéficier de réductions\u003c/b\u003e sur le montant des primes dâAssurance Maladie obligatoire, appelées \u003carticleSubside\u003e subsides \u003c/articleSubside\u003e . Il sâagit dâaides versées par le canton qui peuvent prendre en charge tout ou partie des primes. Le montant de cette aide varie en fonction :\u003c/p\u003e\u003cul\u003e \u003cli\u003eDe son lieu de résidence\u003c/li\u003e \u003cli\u003eDe ses revenus\u003c/li\u003e\u003c/ul\u003e\u003cp\u003e Les subsides sont directement versés à la caisse dâAssurance Maladie qui les déduit ensuite du montant de la prime due.\u003c/p\u003e\u003cp\u003e à noter quâil est possible de bénéficier dâune prise en charge totale et automatique de lâAssurance Maladie. Câest notamment le cas pour les personnes bénéficiant dâune pension complémentaire (AVS/AI) ou dâune aide sociale.\u003c/p\u003e\u003ch3\u003eComment obtenir lâAssurance Maladie Obligatoireâ?\u003c/h3\u003e\u003cp\u003e Chaque assuré peut choisir librement le prestataire avec lequel souscrire un contrat dâAssurance Maladie. Ce dernier nâa dâailleurs \u003cb\u003epas le droit de refuser une demande de souscription. \u003c/b\u003e Lâassureur nâest pas non plus autorisé à demander à un futur assuré de remplir un questionnaire santé au moment de la signature du contrat.\u003c/p\u003e\u003cp\u003e Chaque assureur pouvant appliquer la prime quâil souhaite, il est important de \u003clinkComparer\u003ecomparer\u003c/linkComparer\u003e plusieurs propositions en tenant compte :\u003c/p\u003e\u003cul\u003e \u003cli\u003eDu budget qui peut être consacré à lâAssurance Maladie obligatoire\u003c/li\u003e \u003cli\u003eDe ses besoins en \u003clinkCover\u003ecouverture\u003c/linkCover\u003e\u003c/li\u003e \u003cli\u003eDu \u003clinkArea\u003ecanton de résidence\u003c/linkArea\u003e\u003c/li\u003e \u003cli\u003eDe lââge et de la situation fam
10iliale de lâassuré\u003c/li\u003e \u003cli\u003eDe la franchise\u003c/li\u003e\u003c/ul\u003e\u003ch2\u003eSouscrire une complémentaire santé\u003c/h2\u003e\u003cp\u003e En plus de lâAssurance Maladie Suisse de base, il est conseillé de souscrire une \u003clinkCoverage\u003ecomplémentaire santé\u003c/linkCoverage\u003e .\u003c/p\u003e\u003ch3\u003ePourquoi souscrire un contrat de complémentaire santéâ?\u003c/h3\u003e\u003cp\u003e La prise en charge des frais de santé par lâAssurance Maladie de base reste modeste. De fait, les assurés ont tout intérêt \u003cb\u003e à compléter leur couverture par un contrat de complémentaire santé. \u003c/b\u003e Il sâagit dâun contrat privé qui permet de prendre en charge un éventail plus important de frais de santé tels que :\u003c/p\u003e\u003cul\u003e \u003cli\u003eLes frais dâhospitalisation en chambre double ou individuelleâ;\u003c/li\u003e \u003cli\u003eLes frais dentaires\u003c/li\u003e \u003cli\u003eLes soins ophtalmologiques\u003c/li\u003e \u003cli\u003eLes prestations de médecine naturelle ou alternative\u003c/li\u003e \u003cli\u003eLes frais de sauvetage\u003c/li\u003e \u003cli\u003eEtc.\u003c/li\u003e\u003c/ul\u003e\u003cp\u003e Contrairement à lâAssurance Maladie, \u003cb\u003ela complémentaire santé nâest pas obligatoire.\u003c/b\u003e\u003c/p\u003e\u003ch3\u003eComment choisir sa complémentaire santéâ?\u003c/h3\u003e\u003cp\u003e Là encore, chacun est libre de choisir le prestataire, mais aussi lâétendue de la couverture de sa complémentaire santé. Il est recommandé de \u003cb\u003ecomparer les propositions de plusieurs assureurs \u003c/b\u003e avant dâarrêter son choix et de déterminer en amont quels sont ses besoins. Portez-vous des lunettesâ? Avez-vous lâhabitude dâavoir recours aux médecines alternatives ou naturellesâ? Tenez-vous à bénéficier dâune chambre individuelle en cas dâhospitalisationâ? Vos enfants ont-ils besoin de soins dâorthodontieâ? Etc.\u003c/p\u003e\u003clinkLca\u003eTout savoir sur la Loi sur le Contrat d'Assurance (LCA)\u003c/linkLca\u003e\u003ch2\u003eZoom sur lâAssurance Maladie pour les transfrontaliers\u003c/h2\u003e\u003cp\u003e La Suisse a la particularité de compter de nombreux travailleurs transfrontaliers. Câest pourquoi deux régimes ont été créés pour permettre à ces personnes de bénéficier dâune couverture dâAssurance Maladie.\u003c/p\u003e\u003ch3\u003eUn transfrontalier peut-il bénéficier de la LAMalâ?\u003c/h3\u003e\u003cp\u003e Les transfrontaliers, quâils vivent en France et travaillent en Suisse ou vice versa, doivent obligatoirement souscrire une Assurance Maladie. Ils ont le choix entre deux solutions :\u003c/p\u003e\u003cul\u003e \u003cli\u003e La CMU frontalier (qui réplique le régime dâassurance maladie français) \u003c/li\u003e \u003cli\u003eLa LAMal frontalier (qui réplique le régime suisse)\u003c/li\u003e\u003c/ul\u003e\u003cp\u003e à noter, il est conseillé de souscrire lâune de ces solutions avant dâeffectuer son premier jour de travail.\u003c/p\u003e\u003cp\u003e La LAMal frontalier permet aux assurés de bénéficier indifféremment de soins en France et en Suisse. Ce nâest pas le cas de la CMU frontalier qui ne prend en charge les soins effectués en Suisse que sous certaines solutions. Il ne sâagit là que dâune des nombreuses différences que lâon peut trouver entre ces deux régimes. Les transfrontaliers doivent impérativement \u003cb\u003e prendre le temps dâétudier les deux solutions\u003c/b\u003e pour choisir celle qui sera la plus avantageuse.\u003c/p\u003e\u003cp\u003e\u003clinkLamalOrCmu\u003eLAMal ou CMU ? Comment choisir ?\u003c/linkLamalOrCmu\u003e\u003c/p\u003e\u003ch3\u003eFaut-il souscrire une complémentaire santé spéciale transfrontaliersâ?\u003c/h3\u003e\u003cp\u003e Il est vivement conseillé aux transfrontaliers de souscrire un contrat complémentaire santé spécialement conçu pour prendre en charge des frais de santé à la fois dans le pays où ils vivent et dans celui où ils travaillent. \u003cb\u003e Seule une mutuelle santé frontaliers, aussi appelée complémentaire santé frontaliers, \u003c/b\u003e offre cette c
10ouverture étendue. Là aussi, il est primordial de comparer plusieurs propositions avant dâarrêter son choix et de souscrire un contrat de complémentaire santé.\u003c/p\u003e\u003ch2\u003eToutes les caisses d'assurance maladie\u003c/h2\u003e\u003cp\u003e Avec le plus grand choix d'offres d'assurance maladie, comparez facilement et quelques instants les primes 2025 d'assurance de base et d'assurances complémentaires parmi plus de 30 compagnies comparées.\u003c/p\u003e\u003ccaroussel /\u003e\u003ch2\u003eComparaison des assurances maladie : sur quels critères ?\u003c/h2\u003e\u003cp\u003e Quand on se lance dans le comparatif des assurances maladie Suisse, certains points doivent être \u003cb\u003eanalysés à la loupe\u003c/b\u003e .\u003c/p\u003e\u003ch3\u003eLe remboursement\u003c/h3\u003e\u003cp\u003e Les premières choses à devoir attirer votre attention au moment de la lecture d'un contrat d'assurance maladie sont les remboursements. N'hésitez pas à aller dans le détail, pour savoir dans quelle mesure vous serez remboursé pour les frais dentaires, la prise en charge des soins de médecine alternative ou encore les hospitalisations. Les garanties proposées \u003cb\u003edoivent véritablement correspondre à vos attentes\u003c/b\u003e et surtout à vos besoins.\u003c/p\u003e\u003ch3\u003eLe service client\u003c/h3\u003e\u003cp\u003e Vous pouvez aussi vous intéresser à la \u003cb\u003equalité du service client\u003c/b\u003e mise en place. Lâavis des assurés est bien entendu central, pour savoir si le suivi mis en place est qualitatif. D'autres éléments peuvent aussi vous permettre de \u003cb\u003ecomparer les compagnies d'assurance\u003c/b\u003e . la mise en place d'une application simple et intuitive est par exemple un atout pour demander vos remboursements.\u003c/p\u003e\u003ch3\u003eLes autres critères\u003c/h3\u003e\u003cp\u003e D'autres critères peuvent vous permettre de confirmer votre décision. Chaque compagnie d'assurances dispose de \u003cb\u003eses propres arguments pour vous convaincre.\u003c/b\u003e Certaines prennent par exemple des engagements significatifs pour l'environnement.Dâautres choisissent d'offrir des prestations spécifiques, comme un remboursement des soins à l'étranger en cas de voyage.\u003c/p\u003e\u003ch2\u003eLes \u003clinktoTools\u003eoutils\u003c/linktoTools\u003e pour comparer les assurances maladie en Suisse\u003c/h2\u003e\u003cp\u003e Comparer les assurances maladie en Suisse était autrefois un véritable travail de fourmis. Les assurés avaient la possibilité de demander des offres à différentes compagnies d'assurances. Le manque d'expertise des particuliers pouvait parfois \u003cb\u003erendre difficile la sélection\u003c/b\u003e entre les différents contrats proposés.\u003c/p\u003e\u003cp\u003e Désormais, il existe des comparatifs disponibles directement sur Internet. Ils vous permettent de \u003cb\u003ecerner en un clin d'Åil\u003c/b\u003e les atouts de chaque contrat.\u003c/p\u003e\u003ch2\u003eTableau comparatif des caisses-maladie (Classement 2025)\u003c/h2\u003e\u003ctable\u003e \u003cthead\u003e \u003ctr\u003e \u003cth\u003ePlace\u003c/th\u003e \u003cth\u003eCaisse-maladie\u003c/th\u003e \u003cth\u003eImplantation\u003c/th\u003e \u003cth\u003eNombre d'employés\u003c/th\u003e \u003cth\u003eNombre de clients\u003c/th\u003e \u003cth\u003eTarifs moyens\u003c/th\u003e \u003cth\u003eService client\u003c/th\u003e \u003c/tr\u003e \u003c/thead\u003e \u003ctbody\u003e\u003ctr\u003e \u003ctd\u003e2\u003c/td\u003e \u003ctd\u003eOKK\u003c/td\u003e \u003ctd\u003e+30 agences alémaniques\u003c/td\u003e \u003ctd\u003e200 à 500\u003c/td\u003e \u003ctd\u003e200'000\u003c/td\u003e \u003ctd\u003eBas\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-green-500'\u003e5/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e3\u003c/td\u003e \u003ctd\u003eConcordia\u003c/td\u003e \u003ctd\u003e+20 agences romandes et alémaniques\u003c/td\u003e \u003ctd\u003e1 à 5k\u003c/td\u003e \u003ctd\u003e630'000\u003c/td\u003e \u003ctd\u003eMoyen\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-green-500'\u003e5/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e4\u003c/td\u003e \u003ctd\u003eSympany\u003c/td\u003e \u003ctd\u003e-10 agences en Suisse\u003c/td\u003e \u003ctd\u003e200 à 500\u003c/td\u003e \u003ctd\u003e300'000\u003c/td\u003e \u003ctd\u003eMoyen\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-green-500'\u003e5/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e5\u003c/td\u003e \u003ctd\u003eHelsana\u003c/td\u003e \u003ctd\u003e+35 agences romandes et alémaniques\u003c/td\u003e \u003ctd\u003e1 à 5k\u003c/td\u003e \u003ctd\u003e2'200'000\u003c/td\u003e \u003ctd\u003eMoyen\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-green-500'\u003e5/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e6\u003c/td\u003e \u003ctd\u003eVisana\u003c/td\u003e \u003ctd\u003e+50 agences romandes et alémaniques\u003c/td\u003e \u003ctd\u003e1 à 5k\u003c/td\u003e \u003ctd\u003e850'000\u003c/td\u003e \u003ctd\u003eElevé\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-green-500'\u003e5/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e7\u003c/td\u003e \u003ctd\u003eGroupe Mutuel\u003c/td\u003e \u003ctd\u003e+35 agences romandes et alémaniques\u003c/td\u003e \u003ctd\u003e1 à 5k\u003c/td\u003e \u003ctd\u003e1'360'000\u003c/td\u003e \u003ctd\u003eBas\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-orange-500'\u003e4/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e8\u003c/td\u003e \u003ctd\u003eSanitas\u003c/td\u003e \u003ctd\u003e+10 agences en Suisse\u003c/td\u003e \u003ctd\u003e500 à 1k\u003c/td\u003e \u003ctd\u003e100'000\u003c/td\u003e \u003ctd\u003eElevé\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-orange-500'\u003e4/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e9\u003c/td\u003e \u003ctd\u003eKPT\u003c/td\u003e \u003ctd\u003e-10 agences en Suisse\u003c/td\u003e \u003ctd\u003e500 à 1k\u003c/td\u003e \u003ctd\u003e100'000\u003c/td\u003e \u003ctd\u003eElevé\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-green-500'\u003e5/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e10\u003c/td\u003e \u003ctd\u003eCSS\u003c/td\u003e \u003ctd\u003e+100 agences romands et alémaniques\u003c/td\u003e \u003ctd\u003e1 à 5k\u003c/td\u003e \u003ctd\u003e1'800'000\u003c/td\u003e \u003ctd\u003eElevé\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-orange-500'\u003e4/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e11\u003c/td\u003e \u003ctd\u003eSwica\u003c/td\u003e \u003ctd\u003e+50 agences romandes et alémaniques\u003c/td\u003e \u003ctd\u003e1 à 5k\u003c/td\u003e \u003ctd\u003e1'600'0000\u003c/td\u003e \u003ctd\u003eElevé\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-green-500'\u003e5/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e12\u003c/td\u003e \u003ctd\u003eAssura\u003c/td\u003e \u003ctd\u003e+10 agences romandes et alémaniques\u003c/td\u003e \u003ctd\u003e1 à 5k\u003c/td\u003e \u003ctd\u003e1'000'000\u003c/td\u003e \u003ctd\u003eBas\u003c/td\u003e \u003ctd\u003e\u003cspan className='text-red-500'\u003e3/5\u003c/span\u003e\u003c/td\u003e \u003c/tr\u003e \u003c/tbody\u003e\u003c/table\u003e\u003ch2\u003eComparatif des assurances maladie en Suisse\u003c/h2\u003e\u003cp\u003e Nous avons choisi de comparer pour vous quelques-unes des assurances maladie Suisse disponibles sur le marché. Chacune dispose de ses propres atouts pour vous convaincre.\u003c/p\u003e\u003ch3\u003eHelsana : quatre formules santé\u003c/h3\u003e\u003cp\u003e Helsana est l'assurance maladie complémentaire la mieux notée par les clients. Elle dispose pour atout d'une plateforme simple et intuitive, permettant d'effectuer les différentes démarches administratives de santé. Cela permet de profiter de délais de traitement rapides. On lui attribue aussi un service client réactif et de qualité, idéal en cas de besoin d'accompagnement.\u003c/p\u003e\u003cp\u003e Lorsqu'on compare les assurances maladie en Suisse, Helsana fait partie de celles qui proposent les systèmes les plus simples à comprendre. Vous aurez le choix entre 4 formules différentes, en fonction de votre profil et de vos attentes. Les remboursements pour chaque type de prestation sont précisément indiqués.\u003c/p\u003e\u003cp\u003e La compagnie sait aussi s'adapter aux spécificités de chacun. On souligne néanmoins que les options supplémentaires sont souvent assez coûteuses. Du point de vue des assurés, il est donc impératif de prendre en compte les besoins en matière de remboursement, pour savoir si la prime à payer est acceptable.\u003c/p\u003e\u003ch3\u003eSwica et son excellent service client\u003c/h3\u003e\u003cp\u003e Swica fait partie des assurances complémentaires qui peuvent être les plus coûteuses en Suisse. Elle comptabilise pourtant plus de 700'000 affiliés. La qualité de son service client n'est sans doute pas étranger à cet engouement pour les contrats qu'elle propose. Selon une enquête de satisfaction menée par K-Tip, elle se positionne en numéro 1 de la satisfaction client dans le secteur des assurances maladie.\u003c/p\u003e\u003cp\u003e Par ailleurs, le principal atout de Swica est d'accepter la prise encharge d'assurés souffrant de maladies chroniques. Par exemple, elle propose une excellente couverture à destination des personnes atteintes de diabète. Si vous avez essuyé des refus d'autres compagnies d'assurances, n'hé
10sitez pas à effectuer un devis auprès decette dernière.\u003c/p\u003e\u003cp\u003e Par ailleurs, il est important de souligner que la qualité de la couverture proposée est parfaitement cohérente avec les primes de l'enseigne. Certaines prestations, payantes chez d'autres assureurs sont aussi offertes, pour récompenser ceux qui leur font confiance.\u003c/p\u003e\u003ch3\u003eAgrisano : une assurance engagée pour lâenvironnement\u003c/h3\u003e\u003cp\u003e Agrisano est une compagnie d'assurances à la clientèle assez ciblée.Sa communication est principalement axée autour de l'accompagnement des familles travaillant dans le domaine de l'agriculture. C'est grâce à une compréhension particulière de sa cible que l'assurance s'impose parmi les meilleurs en termes de service client. Les garanties des contrats de complémentaires santé sont aussi adaptées à ce secteur d'activité et aux risques qui y sont liés.\u003c/p\u003e\u003cp\u003e Cette proximité avec la nature se traduit aussi par de forts engagements environnementaux. Une partie des primes sont réinvesties dans la valorisation de la nature et des activités agricoles suisses.\u003c/p\u003e\u003cp\u003e Par rapport à la qualité des prestations proposées, les primes restent raisonnables. Les affiliés pourront profiter d'une protection complète, avec de bons remboursements des frais d'optique et des frais dentaires. En revanche, des frais administratifs sont appliqués aux nouveaux affiliés. Cette compagnie d'assurances ne propose par ailleurs pas d'option HMO ou de modèle Telmed.\u003c/p\u003e\u003ch3\u003eKPT : une assurance maladie économique\u003c/h3\u003e\u003cp\u003e Si pour vous l'option HMO est importante, vous pourrez faire confianceà KPT. Cette caisse d'Assurance Maladie propose aussi bien des assurances de base que des complémentaires. Le contrat sera conçu sur mesure en fonction de votre profil et de vos attentes. vous pourrez aussi compter sur des services numériques de pointe, pour faciliter vos différentes démarches administratives.\u003c/p\u003e\u003cp\u003e Côté service client, KPT n'est pas en reste, grâce à sa stratégie particulière. Chaque contrat est associé à un interlocuteur personnel, permettant d'éviter la perte de temps en téléphonant à desplateformes. Ce dernier est chargé de vous conseiller pour choisir les meilleures garanties, mais aussi de vous accompagner en cours de vie du contrat.\u003c/p\u003e\u003cp\u003e Pour finir, vous pourrez compter sur des services annexes, comme des propositions de supports d'épargne. KPT vous invite effectivement à optimiser vos capitaux, pour anticiper votre avenir à celui de vos proches.\u003c/p\u003e\u003ch3\u003eConcordia : la formule idéale pour ceux qui voyagent\u003c/h3\u003e\u003cp\u003e Concordia s'impose volontiers comme l'assurance maladie complémentaire idéale pour les familles. Elle propose notamment des prestations spécifiques aux enfants, pour répondre à leurs éventuels besoins en matière de santé.\u003c/p\u003e\u003cp\u003e La proximité de cet assureur avec ses affiliés reste cohérente avec cette démarche. Les assurés peuvent compter sur une assistance individualisée, réactive et compétente. Leurs services sont même disponibles 24 heures sur 24.\u003c/p\u003e\u003cp\u003e Concordia, c'est aussi un ensemble de contrats, pour vous permettre deprofiter de remboursements complets sur plusieurs postes de dépenses.Vous pourrez aussi bénéficier d'une protection à l'étranger, si vous avez besoin de voyager. On souligne aussi la possibilité d'une option HMO.\u003c/p\u003e\u003ch3\u003eVisana : lâassurance de ceux qui ne sont jamais malades\u003c/h3\u003e\u003cp\u003e Visana fait partie des compagnies d'assurances les mieux notées par ses clients en matière de qualité du service client. C'est bel et bien la rapidité de traitement des dossiers qui fait toute la différence avec cette dernière. La marque mise aussi sur l'innovation pour convaincre de nouveaux clients de lui faire confiance. Elle a notamment mis en place un service permettant de trouver rapidement des professionnels de santé en téléconsultation. Ici aussi, il s'agit de réduire les délais, pour trouver un praticien rapidement.\u003c/p\u003e\u003cp\u003e Côté remboursement, la compagnie propose des formules adaptées à toute la famille. Vous pourrez choisir les prestations qui correspondent à vos besoins. Attention néanmoins, Visana semble sélective, lorsqu'il s'agit de choisir quels assurés seront couverts par la complémentaire santé.\u003c/p\u003e\u003ch3\u003eProvita pour les remboursements dentaires\u003c/h3\u003e\u003cp\u003e Nous ne pouvions pas achever ce comparatif d'assurance maladie en Suisse sans évoquer les contrats proposés par Provita. Cette c
10ompagnie d'assurances se classe parmi les meilleures, pour les remboursements de frais dentaires et de frais d'hospitalisation.\u003c/p\u003e\u003cp\u003e Ces derniers mois, elle a réussi à attirer de nouveaux clients, grâce à une maîtrise de l'augmentation des primes pour 2025, malgré le contexte actuel en Suisse. Il reste important de noter que Provita applique des frais administratifs dans le cadre d'une couverture internationale.\u003c/p\u003e\u003cp\u003e Cet assureur à échelle humaine fait désormais partie du même groupe que Swica. Vous pourrez donc profiter de la même qualité de service client et de couverture qu'avec ce géant de l'assurance maladie en Suisse. N'hésitez pas à consulter les différentes formules proposées, pour trouver celle qui vous correspondra le mieux.\u003c/p\u003e\u003ch2\u003e L'importance de comparer les caisses-maladie avant de souscrire une assurance de base\u003c/h2\u003e\u003cp\u003e Il est crucial de réaliser une \u003cb\u003ecomparaison minutieuse\u003c/b\u003e des assurances de base, telles que celles proposées dans le cadre de la \u003clinktoLamal\u003eLAMal (Loi sur l'assurance-maladie)\u003c/linktoLamal\u003e, avant de souscrire à une assurance en Suisse. La comparaison des assurances de base permet de comprendre les différentes \u003cb\u003eprestations offertes par les assureurs\u003c/b\u003e et de choisir la couverture qui convient le mieux à ses besoins spécifiques.\u003c/p\u003e\u003cp\u003e En effectuant un comparatif des primes, des franchises et des prestations offertes par les \u003cb\u003edifférentes compagnies d'assurance\u003c/b\u003e, il est possible de prendre une décision éclairée quant à la meilleure option pour sa situation individuelle. De plus, la \u003cb\u003ecomparaison des assurances de base\u003c/b\u003e permet de s'assurer que l'assuré bénéficie des prestations nécessaires tout en maîtrisant les coûts.\u003c/p\u003e\u003cp\u003e En somme, la comparaison des assurances de base est une \u003cb\u003eétape essentielle\u003c/b\u003e pour garantir une \u003cb\u003ecouverture optimale\u003c/b\u003e et adaptée à ses besoins en matière de santé en Suisse.\u003c/p\u003e\u003ch2\u003eLes points clés de la comparaison des assurances complémentaires\u003c/h2\u003e\u003cp\u003e Il est primordial de réaliser une comparaison approfondie des assurances complémentaires en Suisse \u003cb\u003eavant de souscrire à une couverture\u003c/b\u003e supplémentaire. La comparaison des assurances complémentaires permet d'évaluer les différentes options disponibles pour \u003cb\u003eaméliorer la couverture de base,\u003c/b\u003e telles que la prise en charge des soins dentaires, des médecines alternatives, ou encore des chambres individuelles en cas d'hospitalisation.\u003c/p\u003e\u003cp\u003e En effectuant un comparatif des prestations, des tarifs et des \u003cb\u003econditions spécifiques proposées\u003c/b\u003e par les assureurs, il est possible de trouver des assurances complémentaires qui répondent précisément aux besoins individuels en matière de santé. De plus, comparer les primes et \u003cb\u003eles garanties offertes par les différentes compagnies\u003c/b\u003e d'assurance permet de trouver un équilibre optimal entre le coût de l'assurance et l'étendue des couvertures proposées.\u003c/p\u003e\u003cp\u003e En somme, la comparaison des assurances complémentaires en Suisse est essentielle pour garantir \u003cb\u003eune couverture supplémentaire\u003c/b\u003e adaptée à ses besoins spécifiques, tout en maîtrisant les coûts.\u003c/p\u003e\u003ch2\u003eClassement des caisses maladie : Part de marché\u003c/h2\u003e\u003ctable\u003e \u003cthead\u003e \u003ctr\u003e \u003ctableHeadHidden /\u003e \u003cth\u003eCaisse maladie\u003c/th\u003e \u003cth\u003ePart de marché\u003c/th\u003e \u003cth\u003eSiège social\u003c/th\u003e \u003ctableHeadHidden /\u003e \u003c/tr\u003e \u003c/thead\u003e \u003ctbody\u003e \u003ctr\u003e \u003ctd\u003e\u003cimageAssura /\u003e\u003c/td\u003e \u003ctd\u003eAssura\u003c/td\u003e \u003ctd\u003e11.5%\u003c/td\u003e \u003ctd\u003eAv. C.-F. Ramuz 70, 1009 Pully\u003c/td\u003e \u003ctd\u003e\u003clinkTable\u003eEn savoir plus\u003c/linkTable\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e\u003cimageHelsana /\u003e\u003c/td\u003e \u003ctd\u003eHelsana\u003c/td\u003e \u003ctd\u003e10.2%\u003c/td\u003e \u003ctd\u003eRte de Chancy 46, 1213 Petit-Lancy\u003c/td\u003e \u003ctd\u003e\u003clinkTable\u003eEn savoir plus\u003c/linkTable\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e\u003cimageCss /\u003e\u003c/td\u003e \u003ctd\u003eCSS\u003c/td\u003e \u003ctd\u003e10.0%\u003c/td\u003e \u003ctd\u003eCSS, Postfach 2568, 6002 Luzern\u003c/td\u003e \u003ctd\u003e\u003clinkTable\u003eEn savoir plus\u003c/linkTable\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e\u003cimageSwica /\u003e\u003c/td\u003e \u003ctd\u003eSwica\u003c/td\u003e \u003ctd\u003e8.6%\u003c/td\u003e \u003ctd\u003eRömerstrasse 38, 8401 Winterthur\u003c/td\u003e \u003ctd\u003e\u003clinkTable\u003eEn savoir plus\u003c/linkTable\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e\u003cimageConcordia /\u003e\u003c/td\u003e \u003ctd\u003eConcordia\u003c/td\u003e \u003ctd\u003e7.1%\u003c/td\u003e \u003ctd\u003eBundesplatz 15, 6002 Lucerne\u003c/td\u003e \u003ctd\u003e\u003clinkTable\u003eEn savoir plus\u003c/linkTable\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e\u003cimageSanitas /\u003e\u003c/td\u003e \u003ctd\u003eSanitas\u003c/td\u003e \u003ctd\u003e6.1%\u003c/td\u003e \u003ctd\u003eSanitas, Jägergasse 3, 8021 Zurich\u003c/td\u003e \u003ctd\u003e\u003clinkTable\u003eEn savoir plus\u003c/linkTable\u003e\u003c/td\u003e \u003c/tr\u003e \u003ctr\u003e \u003ctd\u003e\u003cimageVisana /\u003e\u003c/td\u003e \u003ctd\u003eVisana\u003c/td\u003e \u003ctd\u003e5.7%\u003c/td\u003e \u003ctd\u003eVisana, Postfach 253, 3000 Bern 15\u003c/td\u003e \u003ctd\u003e\u003clinkTable\u003eEn savoir plus\u003c/linkTable\u003e\u003c/td\u003e \u003c/tr\u003e \u003c/tbody\u003e\u003c/table\u003e\u003clinkUnderTable\u003eEn savoir plus\u003c/linkUnderTable\u003e\u003csmall\u003e*Source : OFSP\u003c/small\u003e\u003ch3\u003eParts de marché : Divison des caisses maladie\u003c/h3\u003e\u003cgraphMarketShare /\u003e\u003ch2\u003eComment changer dâassurance maladie en Suisse ?\u003c/h2\u003e\u003cp\u003e Le choix de votre compagnie d'assurances en Suisse n'est pas définitif, qu'il s'agisse de l'assurance de base ou de votre complémentaire. Si notre comparatif des caisses dâassurances vous a convaincu de changer pour un nouvel interlocuteur, vous aurez donc la possibilité de résilier votre contrat actuel pour en souscrire un nouveau.\u003c/p\u003e\u003ch3\u003eQuand résilier une assurance maladie en Suisse ?\u003c/h3\u003e\u003cp\u003e La date à retenir pour résilier votre contrat d'assurance maladie est le 30 novembre. C'est en effet à cette échéance que vous aurez la possibilité de résilier votre contrat actuel. Attention, la résiliation écrite doit être envoyée à la compagnie d'assurances avant cette date. Passé cette occasion, vous serez de nouveau engagé jusqu'au 30 novembre de l'année suivante.\u003c/p\u003e\u003ch3\u003eQuelles démarches pour changer dâassurance maladie ?\u003c/h3\u003e\u003cp\u003e Une fois votre lettre de résiliation envoyée, vous n'aurez que vous adressez à un nouvel assureur pour souscrire un nouveau contrat. Cette démarche peut être anticipée, pour vous assurer de toujours avoir une couverture. Si vous souffrez d'une maladie chronique ou que vous pouvez être considéré comme un profil à risque, il est même fortement conseillé de rechercher un nouvel assureur avant d'envoyer votre lettre de résiliation.\u003c/p\u003e\u003ch3\u003eEn résumé ?\u003c/h3\u003e\u003cp\u003e En résumé, l'Assurance-Maladie de base en Suisse est un élément essentiel pour garantir l'accès aux soins de santé de base, mais il est également important de souscrire une complémentaire santé pour une couverture optimale (couverture accidents, couverture hospital
10isation etc). Les coûts varient en fonction de nombreux facteurs et données, mais des subsides peuvent réduire la charge financière.\u003c/p\u003e\u003cp\u003e En effet, le choix de votre caisse-maladie en Suisse ou si vous souhaitez changer de caisse maladie pour un potentiel d'économies, dans les 2 cas, cette décision doit être une décision réfléchie qui prend en compte vos besoins, votre budget (combien pouvez-vous dépenser de francs par an ?) et votre situation personnelle. Lors de votre comparaison des primes et des caisses-maladie, assurez-vous de prendre en compte différents critères, tels que le niveau de remboursement, la franchise, la qualité du service client, les éventuelles options de couverture à l'étranger, et bien d'autres aspects.\u003c/p\u003e\u003cp\u003e Pour prendre une décision éclairée en matière d'assurance-maladie, il est donc essentiel de disposer d'informations et données complètes et fiables. Les informations sur les différents assureurs, la franchise, les primes maladie, le modèle d'assurance et les coûts associés sont cruciales pour choisir la meilleure option. Toutes les informations trouvées permettent ainsi de comparer les primes d'assurance-maladie, la participation aux coûts (quote-part et franchise).\u003c/p\u003e\u003cp\u003e Pour vous aider dans votre recherche de la meilleure caisse-maladie en Suisse, n'hésitez pas à utiliser notre calculateur de primes et comparateur d'assurances maladie de Suisse pour obtenir un comparatif des primes d'assurance de base et les assurances complémentaires et trouver la meilleure option pour vous. Comparer toutes les primes d'assurance-maladie est un premier pas essentiel pour prendre une décision éclairée. Câest pourquoi Comparea a développé un comparateur rapide, intuitif et gratuit, mais surtout entièrement indépendant qui vous permettra de choisir la meilleure option selons vos données. Comparateur mais aussi calculateur, il vous permettra également de calculer votre prime et de souscrire en cas dâintérêt, tout en garantissant la protection des données confidentielles que vous partagez avec nous.\u003c/p\u003e\u003cp\u003e Consultez également votre médecin de famille pour obtenir des informations spécifiques à votre santé. Votre médecin pourra déterminer avec vous vos réels besoins.\u003c/p\u003e"}}},"initialLocale":"en","ns":["common","pages/index","highlight","pages/assurance-maladie"],"userConfig":{"debug":false,"reloadOnPrerender":false,"i18n":{"domains":[],"locales":["fr","en","de"],"defaultLocale":"fr"},"localePath":"/vercel/path0/public/locales"}}},"__N_SSG":true},"page":"/assurance-maladie","query":{},"buildId":"CGOgVphleApGURA3JIIxt","isFallback":false,"gsp":true,"locale":"en","locales":["fr","en","de"],"defaultLocale":"fr","domainLocales":[],"scriptLoader":[]}</script>
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