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204 205<!-- End TrustBox script --> 206 <style> 207 .e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload), 208 .e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) * { 209 background-image: none !important; 210 } 211 @media screen and (max-height: 1024px) { 212 .e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload), 213 .e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) * { 214 background-image: none !important; 215 } 216 } 217 @media screen and (max-height: 640px) { 218 .e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload), 219 .e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) * { 220 background-image: none !important; 221 } 222 } 223 </style> 224 <link rel="icon" href="https://courmacslegal.co.uk/wp-content/uploads/2026/01/cropped-CLL_Light-Icon-32x32.png" sizes="32x32" /> 225<link rel="icon" href="https://courmacslegal.co.uk/wp-content/uploads/2026/01/cropped-CLL_Light-Icon-192x192.png" sizes="192x192" /> 226<link rel="apple-touch-icon" href="https://courmacslegal.co.uk/wp-content/uploads/2026/01/cropped-CLL_Light-Icon-180x180.png" /> 227<meta name="msapplication-TileImage" content="https://courmacslegal.co.uk/wp-content/uploads/2026/01/cropped-CLL_Light-Icon-270x270.png" /> 228<style id="wp-custom-css"> 229/* Override Fluent Forms selected button styles */ 230.fluentform .ff-el-group.ff_list_buttons .ff-el-form-check.ff_item_selected label > span { 231 background-color: #83578D !important; 232 border-color: #83578D !important; 233 box-shadow: -1px 0 0 0 rgba(131, 87, 141, 0.35) !important; 234 color: #fff !important; 235} 236 237/* Fix for left edge on first selected item */ 238.fluentform .ff-el-group.ff_list_buttons .ff-el-form-check.ff_item_selected:first-child label > span { 239 border-left-color: #83578D !important; 240} 241 242/* Force tooltip icon to use brand colour */ 243.fluentform .ff-el-tooltip svg { 244 fill: #83578D !important; 245} 246 247/* === Dropdown focus border + glow === */ 248select.ff-el-form-control:focus, 249.ff-el-form-control:focus { 250 border-color: #83578D !important; 251} 252 253/* === Standard dropdown background + text === */ 254select.ff-el-form-control { 255 background-color: #fff !important; 256 color: #000 !important; 257} 258 259select.ff-el-form-control option { 260 background-color: #fff !important; 261 color: #000 !important; 262} 263 264/* === Unselected Button Style (neutral text & border) === */ 265.fluentform .ff-el-group.ff_list_buttons .ff-el-form-check label > span { 266 border-color: #dcdfe6; 267 background: #fff; 268 color: #606266; 269 transition: all 0.2s ease-in-out; 270} 271 272/* === Hover State === */ 273.fluentform .ff-el-group.ff_list_buttons .ff-el-form-check label:hover > span { 274 border-color: #83578D !important; 275 color: #83578D !important; 276 background-color: rgba(131, 87, 141, 0.08) !important; 277} 278 279/* Shared styles for all Gutenberg headings H2-H6 on single posts */ 280.single h2.wp-block-heading, 281.single h3.wp-block-heading, 282.single h4.wp-block-heading, 283.single h5.wp-block-heading, 284.single h6.wp-block-heading { 285 /* All shared styles have been moved to individual heading rules below */ 286} 287 288/* Specific styles for H2 (with background) */ 289.single h2.wp-block-heading { 290 background-color: #F0F0F0; 291 padding-bottom: 5px; 292 padding-top: 5px; 293 padding-left: 8px; 294 padding-right: 5px; 295 font-size: 23px; 296 letter-spacing: 1px; 297 font-weight: 600; 298} 299 300/* Specific styles for H3 (with bottom border) */ 301.single h3.wp-block-heading { 302 background-color: #F0F0F0; 303 border-top: 2px solid #735b83; 304 padding-bottom: 10px; 305 padding-top: 10px; 306 padding-left: 10px; 307 padding-right: 10px; 308 font-size: 14.5px; 309 text-transform: uppercase; 310 letter-spacing: 1.9px; 311 font-weight: 600; 312} 313 314/* Specific styles for H4 (with bottom border) */ 315.single h4.wp-block-heading { 316 border-bottom: 2px solid #C4B0D0; 317 padding-bottom: 5px; 318 padding-top: 5px; 319 padding-left: 10px; 320 padding-right: 5px; 321 font-size: 14px; 322 text-transform: uppercase; 323 letter-spacing: 1.9px; 324 font-weight: 600; 325} 326 327/* Specific styles for H5 (with bottom border) */ 328.single h5.wp-block-heading { 329 border-bottom: 2px solid #E0D8E6; 330 padding-bottom: 5px; 331 padding-top: 5px; 332 padding-left: 10px; 333 padding-right: 5px; 334 font-size: 12px; 335 text-transform: uppercase; 336 letter-spacing: 1.9px; 337 font-weight: 600; 338} 339 340/* Specific styles for H6 (with bottom border) */ 341.single h6.wp-block-heading { 342 border-bottom: 2px solid #F0F0F8; 343 padding-bottom: 5px; 344 padding-top: 5px; 345 padding-left: 10px; 346 padding-right: 5px; 347 font-size: 11px; 348 text-transform: uppercase; 349 letter-spacing: 1.9px; 350 font-weight: 600; 351} 352 353/* New rule for padding on paragraphs */ 354body.single .elementor-widget-theme-post-content p { 355 padding-left: 8px !important; 356} 357 358/* Gutenburg button styling */ 359body.single .wp-block-button__link { 360 background-color: #83578D !important; /* Your purple background color */ 361 color: #FFFFFF !important; 362 font-family: 'Plus Jakarta Sans', sans-serif !important; 363 font-size: 12px !important; 364 font-weight: 700 !important; 365 text-transform: uppercase !important; 366 letter-spacing: 0.9px !important; 367 width: 100% !important; /* Makes the button full width */ 368 display: block !important; /* Ensures the width change takes effect */ 369 padding: 10px 15px !important; 370 text-align: center; 371 border-radius: 0px !important; /* Removes the rounded corners */ 372} 373 374body.single .wp-block-button__link:hover { 375 background-color: #282a38 !important; /* The dark grey hover color */ 376} 377 378/* New rule to add space around the button */ 379body.single .wp-block-button { 380 margin-top: 20px !important; 381 margin-bottom: 20px !important; 382} 383 384/* Client Update posts â reset H4-H6 to normal, leave H2 + H3 styled */ 385body.single-client-update h4.wp-block-heading, 386body.single-client-update h5.wp-block-heading, 387body.single-client-update h6.wp-block-heading { 388 border-bottom: none !important; 389 padding: 0 !important; 390 font-size: revert !important; 391 text-transform: none !important; 392 letter-spacing: normal !important; 393 font-weight: revert !important; 394} 395@media (max-width: 767px) { 396 .single h2.wp-block-heading { 397 font-size: 20px; 398 } 399} 400</style> 401</head> 402<body class="wp-singular page-template-default page page-id-668 page-parent page-child parent-pageid-465 wp-custom-logo wp-theme-hello-biz wp-child-theme-CourmacsChild ehbiz-default elementor-default elementor-template-full-width elementor-kit-6 elementor-page elementor-page-668 elementor-page-9745"> 403 <header data-elementor-type="header" data-elementor-id="8048" class="elementor elementor-8048 elementor-location-header" data-elementor-settings="{"ha_cmc_init_switcher":"no"}" data-elementor-post-type="elementor_library"> 404 <div class="elementor-element elementor-element-18393bca e-flex e-con-boxed e-con e-parent" data-id="18393bca" data-element_type="container" data-e-type="container" data-settings="{"background_background":"classic","_ha_eqh_enable":false}"> 405 <div class="e-con-inner"> 406 <div class="elementor-element elementor-element-880e44f e-con-full e-flex e-con e-child" data-id="880e44f" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 407 <div class="elementor-element elementor-element-2f92934d elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget elementor-widget-global elementor-global-5671 elementor-widget-image" data-id="2f92934d" data-element_type="widget" data-e-type="widget" data-widget_type="image.default"> 408 <div class="elementor-widget-container"> 409 <a href="https://courmacslegal.co.uk"> 410 <img fetchpriority="high" width="1200" height="505" src="https://courmacslegal.co.uk/wp-content/uploads/2025/11/Light-Logo-Thicker-Legal.png" class="attachment-full size-full wp-image-8898" alt="" srcset="https://courmacslegal.co.uk/wp-content/uploads/2025/11/Light-Logo-Thicker-Legal.png 1200w, https://courmacslegal.co.uk/wp-content/uploads/2025/11/Light-Logo-Thicker-Legal-300x126.png 300w, https://courmacslegal.co.uk/wp-content/uploads/2025/11/Light-Logo-Thicker-Legal-1024x431.png 1024w, https://courmacslegal.co.uk/wp-content/uploads/2025/11/Light-Logo-Thicker-Legal-768x323.png 768w" sizes="(max-width: 1200px) 100v
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1095 </div> 1096 <div class="elementor-element elementor-element-07917c4 elementor-widget elementor-widget-text-editor" data-id="07917c4" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1097 <div class="elementor-widget-container"> 1098 <p data-start="478" data-end="580">A mis-sold car finance claim is made when a car finance deal wasnât explained clearly or fairly.</p><p data-start="582" data-end="720">This can happen with Personal Contract Purchase (PCP) or Hire Purchase (HP) agreements – the two main ways people finance a car.</p><p data-start="722" data-end="950">In many cases, dealerships or brokers were paid a commission by the finance company for arranging the deal. That isnât automatically wrong, but you should have been told about it and how it affected your interest rate.</p><p data-start="952" data-end="1078">If the commission or other key details were hidden or unclear, you might have paid more than necessary for your finance.</p> </div> 1099 </div> 1100 <div class="elementor-element elementor-element-8dea964 e-con-full e-flex e-con e-child" data-id="8dea964" data-element_type="container" data-e-type="container" data-settings="{"background_background":"classic","_ha_eqh_enable":false}"> 1101 <div class="elementor-element elementor-element-48f92e6 elementor-widget elementor-widget-heading" data-id="48f92e6" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1102 <div class="elementor-widget-container"> 1103 <h6 class="elementor-heading-title elementor-size-default">Please Note:</h6> </div> 1104 </div> 1105 <div class="elementor-element elementor-element-9a342ba elementor-widget elementor-widget-text-editor" data-id="9a342ba" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1106 <div class="elementor-widget-container"> 1107 <p><span style="color: #ffffff;"><a style="color: #ffffff;" href="https://www.fca.org.uk/news/statements/motor-finance-compensation-scheme-consultation-progress-and-timing" target="_blank" rel="noopener">The Financial Conduct Authority (FCA)</a> has confirmed a compensation scheme for people who were treated unfairly when they took out car finance between 6 April 2007 and 1 November 2024. The scheme is free to use and lenders will run it. Some lenders are challenging the scheme in court, so payouts are likely to be delayed, probably until late 2026 at the earliest. You can read more in the notice further down this page.</span></p> </div> 1108 </div> 1109 </div> 1110 </div> 1111 <div class="elementor-element elementor-element-87b8b1e e-con-full e-flex e-con e-child" data-id="87b8b1e" data-element_type="container" data-e-type="container" data-settings="{"background_background":"classic","_ha_eqh_enable":false}"> 1112 <div class="elementor-element elementor-element-4913504 e-con-full e-flex e-con e-child" data-id="4913504" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1113 <div class="elementor-element elementor-element-5b9c463 elementor-widget elementor-widget-heading" data-id="5b9c463" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1114 <div class="elementor-widget-container"> 1115 <h2 class="elementor-heading-title elementor-size-default">Who is Eligible to Claim?</h2> </div> 1116 </div> 1117 <div class="elementor-element elementor-element-6a89045 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list" data-id="6a89045" data-element_type="widget" data-e-type="widget" data-widget_type="icon-list.default"> 1118 <div class="elementor-widget-container"> 1119 <ul class="elementor-icon-list-items"> 1120 <li class="elementor-icon-list-item"> 1121 <span class="elementor-icon-list-icon"> 1122 <svg xmlns="http://www.w3.org/2000/svg" xmlns:svg="http://www.w3.org/2000/svg" id="svg6331" height="512" viewBox="0 0 32 32" width="512"><g id="layer1"><path id="path2071" d="m5 4a1.0000999 1.0000999 0 0 0 -1 1v22a1.0000999 1.0000999 0 0 0 1 1h22a1.0000999 1.0000999 0 0 0 1-1v-22a1.0000999 1.0000999 0 0 0 -1-1zm17.4844 7a1.0001.99930362 0 0 1 .7266 1.71289l-8 7.99414a1.0001.99930362 0 0 1 -1.4141 0l-5-4.99
112261a1.0001.99930362 0 1 1 1.4141-1.41211l4.2929 4.28907 7.293-7.28711a1.0001.99930362 0 0 1 .6875-.30078z" vector-effect="none" paint-order="normal"></path></g></svg> </span> 1123 <span class="elementor-icon-list-text">You took out PCP or HP car finance between 6 Apr 2007 and 1 Nov 2024</span> 1124 </li> 1125 <li class="elementor-icon-list-item"> 1126 <span class="elementor-icon-list-icon"> 1127 <svg xmlns="http://www.w3.org/2000/svg" xmlns:svg="http://www.w3.org/2000/svg" id="svg6331" height="512" viewBox="0 0 32 32" width="512"><g id="layer1"><path id="path2071" d="m5 4a1.0000999 1.0000999 0 0 0 -1 1v22a1.0000999 1.0000999 0 0 0 1 1h22a1.0000999 1.0000999 0 0 0 1-1v-22a1.0000999 1.0000999 0 0 0 -1-1zm17.4844 7a1.0001.99930362 0 0 1 .7266 1.71289l-8 7.99414a1.0001.99930362 0 0 1 -1.4141 0l-5-4.9961a1.0001.99930362 0 1 1 1.4141-1.41211l4.2929 4.28907 7.293-7.28711a1.0001.99930362 0 0 1 .6875-.30078z" vector-effect="none" paint-order="normal"></path></g></svg> </span> 1128 <span class="elementor-icon-list-text">The finance was unaffordable, or you felt pressured into it</span> 1129 </li> 1130 <li class="elementor-icon-list-item"> 1131 <span class="elementor-icon-list-icon"> 1132 <svg xmlns="http://www.w3.org/2000/svg" xmlns:svg="http://www.w3.org/2000/svg" id="svg6331" height="512" viewBox="0 0 32 32" width="512"><g id="layer1"><path id="path2071" d="m5 4a1.0000999 1.0000999 0 0 0 -1 1v22a1.0000999 1.0000999 0 0 0 1 1h22a1.0000999 1.0000999 0 0 0 1-1v-22a1.0000999 1.0000999 0 0 0 -1-1zm17.4844 7a1.0001.99930362 0 0 1 .7266 1.71289l-8 7.99414a1.0001.99930362 0 0 1 -1.4141 0l-5-4.9961a1.0001.99930362 0 1 1 1.4141-1.41211l4.2929 4.28907 7.293-7.28711a1.0001.99930362 0 0 1 .6875-.30078z" vector-effect="none" paint-order="normal"></path></g></svg> </span> 1133 <span class="elementor-icon-list-text">You didnât fully understand the repayment terms or balloon payment</span> 1134 </li> 1135 <li class="elementor-icon-list-item"> 1136 <span class="elementor-icon-list-icon"> 1137 <svg xmlns="http://www.w3.org/2000/svg" xmlns:svg="http://www.w3.org/2000/svg" id="svg6331" height="512" viewBox="0 0 32 32" width="512"><g id="layer1"><path id="path2071" d="m5 4a1.0000999 1.0000999 0 0 0 -1 1v22a1.0000999 1.0000999 0 0 0 1 1h22a1.0000999 1.0000999 0 0 0 1-1v-22a1.0000999 1.0000999 0 0 0 -1-1zm17.4844 7a1.0001.99930362 0 0 1 .7266 1.71289l-8 7.99414a1.0001.99930362 0 0 1 -1.4141 0l-5-4.9961a1.0001.99930362 0 1 1 1.4141-1.41211l4.2929 4.28907 7.293-7.28711a1.0001.99930362 0 0 1 .6875-.30078z" vector-effect="none" paint-order="normal"></path></g></svg> </span> 1138 <span class="elementor-icon-list-text">You were not told that the dealer or broker got a commission, or how that commission might affect the deal you were offered.</span> 1139 </li> 1140 </ul> 1141 </div> 1142 </div> 1143 <div class="elementor-element elementor-element-c5f7b66 elementor-widget elementor-widget-text-editor" data-id="c5f7b66" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1144 <div class="elementor-widget-container"> 1145 <p><span data-teams="true"><i>Learn more about<a href="https://courmacslegal.co.uk/policies/our-fees/"> <strong>Our</strong> <b>Fees </b></a>and <strong><a href="https://courmacslegal.co.uk/glossary/no-win-no-fee/">How Our Fees Work</a></strong>.</i></span></p> </div> 1146 </div> 1147 <div class="elementor-element elementor-element-537197b elementor-mobile-align-justify elementor-widget elementor-widget-button" data-id="537197b" data-element_type="widget" data-e-type="widget" data-widget_type="button.default"> 1148 <div class="elementor-widget-container"> 1149 <div class="elementor-button-wrapper"> 1150 <a class="elementor-button elementor-button-link elementor-size-sm" href="https://courmacslegal.co.uk/?fluent-form=16&claimtype=pcp"> 1151 <span class="elementor-button-content-wrapper"> 1152 <span class="elementor-button-text">Start a Claim</span> 1153 </span> 1154 </a> 1155 </div> 1156 </div>
1157 </div> 1158 </div> 1159 <div class="elementor-element elementor-element-fad0e13 elementor-widget elementor-widget-text-editor" data-id="fad0e13" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1160 <div class="elementor-widget-container"> 1161 Page Updated: 18 Jun 2026 <br>Scheme timelines are subject to change while legal challenges are ongoing.<br>We’re monitoring developments closely. </div> 1162 </div> 1163 </div> 1164 </div> 1165 </div> 1166 <div class="elementor-element elementor-element-dfd6d03 e-flex e-con-boxed e-con e-parent" data-id="dfd6d03" data-element_type="container" data-e-type="container" data-settings="{"background_background":"classic","_ha_eqh_enable":false}"> 1167 <div class="e-con-inner"> 1168 <div class="elementor-element elementor-element-9767d5d elementor-widget elementor-widget-heading" data-id="9767d5d" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1169 <div class="elementor-widget-container"> 1170 <h2 class="elementor-heading-title elementor-size-default">Why Were Car Finance Agreements Mis-Sold?</h2> </div> 1171 </div> 1172 <div class="elementor-element elementor-element-d07f264 elementor-widget__width-initial elementor-widget elementor-widget-text-editor" data-id="d07f264" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1173 <div class="elementor-widget-container"> 1174 <p>For many years, car finance deals were often arranged in ways that werenât fully transparent.<br data-start="289" data-end="292" />While commission payments between lenders and car dealerships were common, many customers werenât told how those payments affected what they were charged.</p> </div> 1175 </div> 1176 <div class="elementor-element elementor-element-ec150c5 e-con-full e-flex e-con e-child" data-id="ec150c5" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1177 <div 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3.566-21.665-.378-44.661-12.824-64.791-13.319-21.542-33.575-35.844-58.465-42.115-50.622-11.936-101.332 19.379-113.274 70.007-11.466 48.608 16.995 97.758 64.894 111.922 22.552 6.669 45.848 4.698 67.044-5.172 2.758-1.284 5.884-.272 7.454 2.429l17.719 28.66c1.474-1.386 3.128-2.66 4.948-3.785zm-39.128-11.544c3.101-.965 6.178-2.078 9.217-3.345l17.9 28.953c-2.639 6.664-2.483 14.15 1.354 20.356l11.034 17.846v40.233c0 4.41-3.61 8.02-8.02 8.02h-310.871c-4.41 0-8.02-3.61-8.02-8.02v-31.486h267.93c10.733 0 19.476-8.742 19.476-19.475zm0-314.273h31.485c4.411 0 8.021 3.61 8.021 8.021v127.005c-11.525-10.425-25.057-18.007-39.506-22.486zm-11.455 109.678c-25.055-4.8-51.924-.577-75.358 13.912-49.616 30.676-64.967 95.705-34.286 145.33 23.328 37.731 67.213 56.326 109.644 48.221v50.215c0 4.41-3.61 8.02-8.02 8.02h-310.872c-4.41 0-8.021-3.61-8.021-8.02v-359.963h38.877c10.733 0 19.476-8.743 19.476-19.476v-38.878h260.538c4.411 0 8.021 3.61 8.021 8.021v152.619zm-280.015-152.54-38.799 38.799h30.778c4.41 0 8.021-3.611 8.021-8.021zm-21.241 239.186h48.849c3.163 0 5.728-2.564 5.728-5.728s-2.564-5.728-5.728-5.728h-48.849c-3.163 0-5.728 2.564-5.728 5.728s2.564 5.728 5.728 5.728zm80.949 0h72.392c3.163 0 5.728-2.564 5.728-5.728s-2.564-5.728-5.728-5.728h-72.392c-3.163 0-5.728 2.564-5.728 5.728s2.564 5.728 5.728 5.728zm-80.949-45.962h170.953c3.163 0 5.728-2.564 5.728-5.728s-2.564-5.728-5.728-5.728h-170.953c-3.163 0-5.728 2.564-5.728 5.728s2.564 5.728 5.728 5.728zm0-45.963h213.149c3.163 0 5.728-2.564 5.728-5.728s-2.564-5.728-5.728-5.728h-213.149c-3.163 0-5.728 2.564-5.728 5.728s2.564 5.728 5.728 5.728zm0-45.962h252.279c3.163 0 5.728-2.564 5.728-5.728s-2.564-5.728-5.728-5.728h-252.279c-3.163 0-5.728 2.564-5.728 5.728s2.564 5.728 5.728 5.728zm283.39 119.688c-3.089-.642-5.072-3.668-4.43-6.757s3.668-5.072 6.756-4.43c19.721 4.131 35.752 18.948 41.218 38.706.84 3.04-.943 6.185-3.983 7.025s-6.185-.943-7.025-3.983c-4.315-15.6-16.966-27.277-32.537-30.562zm104.194 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118501-45.924 56.876-80.988 45.405-31.147-10.189-49.203-42.541-41.693-74.377 6.217-26.355 28.64-45.966 55.844-48.311zm-211.444 93.989c-1.392-.598-3.018-.645-4.52 0l-7.133 3.078-7.123.295c-1.656-.018-3.306.679-4.452 2.048l-4.673 5.567-6.387 3.307c-1.395.715-2.492 1.997-2.922 3.632l-1.877 7.056-4.45 5.918c-.917 1.223-1.343 2.807-1.052 4.43l1.373 7.637-1.373 7.637c-.269 1.504.062 3.111 1.051 4.43l4.45 5.918 1.878 7.055c.398 1.511 1.41 2.853 2.908 3.625l6.401 3.315 4.68 5.562c.999 1.193 2.478 1.976 4.155 2.041l7.414.308 7.133 3.077c1.392.598 3.018.646 4.52 0l7.133-3.077 7.124-.296c1.656.018 3.306-.679 4.452-2.048l4.673-5.567 6.387-3.307c1.395-.715 2.492-1.997 2.922-3.632l1.877-7.056 4.45-5.918c.917-1.223 1.343-2.807 1.052-4.43l-1.373-7.637 1.373-7.636c.269-1.504-.062-3.111-1.051-4.43l-4.45-5.918-1.878-7.056c-.398-1.511-1.41-2.853-2.908-3.625l-6.401-3.315-4.68-5.562c-.999-1.193-2.478-1.976-4.155-2.041l-7.414-.308-7.134-3.078zm3.545 13.995-5.805-2.504-5.809 2.493c-1.605.69-5.914.62-8.009.707l-3.789 4.509c-1.194 1.428-4.961 3.066-6.946 4.094l-1.515 5.664c-.467 1.779-3.257 5.033-4.591 6.807 1.556 8.653 1.567 5.694 0 14.408 5.051 6.716 3.925 4.271 6.106 12.471 7.395 3.829 5.309 2.14 10.735 8.603 8.578.357 5.701-.302 13.818 3.2l5.809-2.493c1.604-.69 5.914-.62 8.009-.707l3.789-4.509c1.194-1.428 4.961-3.066 6.946-4.094l1.515-5.664c.467-1.779 3.257-5.033 4.591-6.807-1.556-8.653-1.567-5.694 0-14.408-5.051-6.716-3.925-4.271-6.106-12.471-7.395-3.829-5.309-2.14-10.735-8.603-2.042-.085-6.441-.019-8.014-.696z" fill-rule="evenodd"></path></svg> </div> 1186 </div> 1187 1188 <h3 class="elementor-flip-box__layer__title"> 1189 Hidden Commissions </h3> 1190 1191 <div class="elementor-flip-box__layer__description"> 1192 Your lender or broker used a Discretionary Commission Arrangement (DCA) that incentivised them to increase your interest rate, without properly explaining this to you. </div> 1193 </div> 1194 </div> 1195 </div> 1196 <div class="elementor-flip-box__layer elementor-flip-box__back"> 1197 <div class="elementor-flip-box__layer__overlay"> 1198 <div class="elementor-flip-box__layer__inner"> 1199 <h3 class="elementor-flip-box__layer__title"> 1200 You should always be told if someone is earning money from your finance deal. </h3> 1201 1202 1203 </div> 1204 </div> 1205 </div> 1206 </div> 1207 </div> 1208 </div> 1209 <div class="elementor-element elementor-element-ad0cacb elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box" data-id="ad0cacb" data-element_type="widget" data-e-type="widget" data-widget_type="flip-box.default"> 1210 <div class="elementor-widget-container"> 1211 <div class="elementor-flip-box" tabindex="0"> 1212 <div class="elementor-flip-box__layer elementor-flip-box__front"> 1213 <div class="elementor-flip-box__layer__overlay"> 1214 <div class="elementor-flip-box__layer__inner"> 1215 <div class="elementor-icon-wrapper elementor-view-default"> 1216 <div class="elementor-icon"> 1217 <svg xmlns="http://www.w3.org/2000/svg" id="Icons" viewBox="0 0 60 60"><path d="m38.913 24.285 12.692-12.699c.374-.375 1.038-.375 1.414 0l2.36 2.359c.049.049.106.062.176.042.098-.029.111-.103.116-.126l2.321-11.663c.009-.041.02-.093-.031-.146-.024-.024-.078-.064-.167-.048l-11.657 2.319c-.064.014-.11.055-.131.123-.029.098.024.151.043.169l2.029 2.03c.188.188.293.441.293.707s-.105.52-.293.707l-15.881 15.878c-.378.378-.879.586-1.412.586h-.002c-.533 0-1.034-.209-1.411-.587-3.381-3.39-8.41-8.428-11.05-11.067-.206-.204-.467-.309-.769-.292-.284.016-.537.146-.713.367-1.947 2.441-5.622 7.026-9.082 11.345l-3.613 4.511 12.03-8.642c.811-.565 1.894-.473 2.58.216 1.681 1.68 6.548 6.547 9.749 9.755 2.654-3.013 6.289-5.128 10.408-5.844z"></path><ellipse cx="36.5" cy="37.001" rx="1.5" ry="2"></ellipse><ellipse cx="47.5" cy="47.001" rx="1.5" ry="2"></ellipse><path d="m42 26.001c-8.822 0-16 7.178-16 16s7.178 16 16 16 16-7.178 16-16-7.178-16-16-16zm-5.5 7c1.93 0 3.5 1.794 3.5 4s-1.57 4-3.5 4-3.5-1.794-3.5-4 1.57-4 3.5-4zm-.793 16.707c-.195.195-.451.293-.707.293s-.512-.098-.707-.293c-.391-.391-.391-1.023 0-1.414l14-14c.391-.391 1.023-.391 1.414 0s.391 1.023 0 1.414zm11.793 1.293c-1.93 0-3.5-1.794-3.5-4s1.57-4 3.5-4 3.5 1.794 3.5 4-1.57 4-3.5 4z"></path></svg> </div> 1218 </div> 1219 1220 <h3 class="elementor-flip-box__layer__title"> 1221 Inflated Interest Rates </h3> 1222 1223 <div class="elementor-flip-box__layer__description"> 1224 Some dealers increased interest rates on finance agreements to boost their commission, leading customers to pay more without their knowledge. 1225 1226 </div> 1227 </div>
1228 </div> 1229 </div> 1230 <div class="elementor-flip-box__layer elementor-flip-box__back"> 1231 <div class="elementor-flip-box__layer__overlay"> 1232 <div class="elementor-flip-box__layer__inner"> 1233 <h3 class="elementor-flip-box__layer__title"> 1234 Your interest rate should reflect your circumstances, not a brokerâs commission. </h3> 1235 1236 1237 </div> 1238 </div> 1239 </div> 1240 </div> 1241 </div> 1242 </div> 1243 <div class="elementor-element elementor-element-553e8f4 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box" data-id="553e8f4" data-element_type="widget" data-e-type="widget" data-widget_type="flip-box.default"> 1244 <div class="elementor-widget-container"> 1245 <div class="elementor-flip-box" tabindex="0"> 1246 <div class="elementor-flip-box__layer elementor-flip-box__front"> 1247 <div class="elementor-flip-box__layer__overlay"> 1248 <div class="elementor-flip-box__layer__inner"> 1249 <div class="elementor-icon-wrapper elementor-view-default"> 1250 <div class="elementor-icon"> 1251 <svg xmlns="http://www.w3.org/2000/svg" id="Glyph" viewBox="0 0 64 64"><path d="m34.99999 31c-2.75684 0-5-2.24316-5-5v-8.37335c-1.60565-.39441-3.27417-.62665-4.99976-.62665-11.5791 0-21 9.42041-21 21 0 5.27441 1.93164 10.25195 5.45996 14.12598l-5.16699 5.16699c-.28613.28613-.37207.71582-.2168 1.08984.1543.37402.51953.61719.92383.61719h20c11.5791 0 21-9.4209 21-21 0-2.45715-.44617-4.80664-1.22522-7zm-19 10c-1.6543 0-3-1.3457-3-3s1.3457-3 3-3 3 1.3457 3 3-1.3457 3-3 3zm9 0c-1.6543 0-3-1.3457-3-3s1.3457-3 3-3 3 1.3457 3 3-1.3457 3-3 3zm9 0c-1.6543 0-3-1.3457-3-3s1.3457-3 3-3 3 1.3457 3 3-1.3457 3-3 3z"></path><circle cx="34" cy="38" r="1"></circle><circle cx="16" cy="38" r="1"></circle><circle cx="25" cy="38" r="1"></circle><path d="m56.99999 5h-22c-1.6543 0-3 1.3457-3 3v18c0 1.6543 1.3457 3 3 3h13.58594l5.70703 5.70703c.19141.19141.44727.29297.70703.29297.12891 0 .25879-.02441.38281-.07617.37402-.1543.61719-.51953.61719-.92383v-5h1c1.6543 0 3-1.3457 3-3v-18c0-1.6543-1.3457-3-3-3zm-11 18c-.55231 0-1-.44775-1-1 0-.55231.44769-1 1-1s1 .44769 1 1c0 .55225-.44769 1-1 1zm1-5c0 .55225-.44727 1-1 1s-1-.44775-1-1v-6c0-.55225.44727-1 1-1s1 .44775 1 1z"></path></svg> </div> 1252 </div> 1253 1254 <h3 class="elementor-flip-box__layer__title"> 1255 Poor or Unclear Advice </h3> 1256 1257 <div class="elementor-flip-box__layer__description"> 1258 In some cases, dealerships didnât carry out proper affordability checks or explain key details clearly. Customers were left unsure about key elements of car finance loans. </div> 1259 </div> 1260 </div> 1261 </div> 1262 <div class="elementor-flip-box__layer elementor-flip-box__back"> 1263 <div class="elementor-flip-box__layer__overlay"> 1264 <div class="elementor-flip-box__layer__inner"> 1265 <h3 class="elementor-flip-box__layer__title"> 1266 You should have been given clear information before signing any agreement. </h3> 1267 1268 1269 </div> 1270 </div> 1271 </div> 1272 </div> 1273 </div> 1274 </div> 1275 </div> 1276 </div> 1277 </div> 1278 <div class="elementor-element elementor-element-22e4933 e-flex e-con-boxed e-con e-parent" data-id="22e4933" data-element_type="container" data-e-type="container" data-settings="{"background_background":"classic","_ha_eqh_enable":false}"> 1279 <div class="e-con-inner"> 1280 <div class="elementor-element elementor-element-3a3c9db e-con-full e-flex e-con e-child" data-id="3a3c9db" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1281 <div class="elementor-element elementor-element-cc8cbf2 elementor-widget elementor-widget-image" data-id="cc8cbf2" data-element_type="widget" data-e-type="widget" data-widget_type="image.default"> 1282 <div class="elementor-widget-container"> 1283 <img decoding="async" width="800" height="399" src="https://courmacslegal.co.uk/wp-content/uploads/2025/06/toy-car-front-businessman-calculating-loan-saving-money-car-concept-trade-car-cash-concept-finance-concept-1024x511.jpg" class="attachment-large size-large wp-image-755" alt="Mis-Sold Car Finance Claims Legal Support" srcset="https://courmacslegal.co.uk/wp-content/uploads/2025/06/toy-car-front-businessman-calculating-loan-saving-money-car-concept-trade-car-cash-concept-finance-concept-1024x511.jpg 1024w, https://courmacslegal.co.uk/wp-content/uploads/2025/06/toy-car-front-businessman-calculating-loan-saving-money-car-concept-trade-car-cash-concept-finance-concept-300x150.jpg 300w, https://courmacslegal.co.uk/wp-content/uploads/2025/06/toy-car-front-businessman-calculating-loan-saving-money-car-concept-trade-car-cash-concept-finance-concept-768x383.jpg 768w, https://courmacslegal.co.uk/wp-content/uploads/2025/06/toy-car-front-businessman-calculating-loan-saving-money-car-concept-trade-car-cash-concept-finance-concept.jpg 1200w" sizes="(max-width: 800px) 100v
1283w, 800px" /> </div> 1284 </div> 1285 </div> 1286 <div class="elementor-element elementor-element-9794c71 e-con-full e-flex e-con e-child" data-id="9794c71" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1287 <div class="elementor-element elementor-element-324c757 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading" data-id="324c757" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1288 <div class="elementor-widget-container"> 1289 <h2 class="elementor-heading-title elementor-size-default">How Do I Know if I Was Mis-Sold?</h2> </div> 1290 </div> 1291 <div class="elementor-element elementor-element-3eed173 elementor-widget elementor-widget-text-editor" data-id="3eed173" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1292 <div class="elementor-widget-container"> 1293 <p>It isnât always obvious whether your car finance agreement was mis-sold.<br data-start="550" data-end="553" />However, there are a few clear warning signs that could mean you werenât given the right information or advice at the time. You might have been mis-sold if:</p> </div> 1294 </div> 1295 <div class="elementor-element elementor-element-9016830 elementor-widget elementor-widget-n-accordion" data-id="9016830" data-element_type="widget" data-e-type="widget" data-settings="{"default_state":"expanded","max_items_expended":"one","n_accordion_animation_duration":{"unit":"ms","size":400,"sizes":[]}}" data-widget_type="nested-accordion.default"> 1296 <div class="elementor-widget-container"> 1297 <div class="e-n-accordion" aria-label="Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys"> 1298 <details id="e-n-accordion-item-1510" class="e-n-accordion-item" open> 1299 <summary class="e-n-accordion-item-title" data-accordion-index="1" tabindex="0" aria-expanded="true" aria-controls="e-n-accordion-item-1510" > 1300 <span class='e-n-accordion-item-title-header'><div class="e-n-accordion-item-title-text"> You weren't told about commission </div></span> 1301 <span class='e-n-accordion-item-title-icon'> 1302 <span class='e-opened' ><svg aria-hidden="true" class="e-font-icon-svg e-fas-caret-down" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z"></path></svg></span> 1303 <span class='e-closed'><svg aria-hidden="true" class="e-font-icon-svg e-fas-caret-right" viewBox="0 0 192 512" xmlns="http://www.w3.org/2000/svg"><path d="M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z"></path></svg></span> 1304 </span> 1305 1306 </summary> 1307 <div role="region" aria-labelledby="e-n-accordion-item-1510" class="elementor-element elementor-element-549146d e-con-full e-flex e-con e-child" data-id="549146d" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1308 <div class="elementor-element elementor-element-9f58986 elementor-widget elementor-widget-text-editor" data-id="9f58986" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1309 <div class="elementor-widget-container"> 1310 <p>In many finance agreements, the car dealer or broker received a payment (commission) from the lender for arranging the finance.</p><p>You should have been told about this and how it affected your interest rate or the overall cost.</p><p>If the commission was not disclosed, the agreement may not have been sold in a transparent way.</p> </div> 1311 </div> 1312 </div> 1313 </details> 1314 <details id="e-n-accordion-item-1511" class="e-n-accordion-item" > 1315 <summary class="e-n-accordion-item-title" data-accordion-index="2" tabindex="-1" aria-expanded="false" aria-controls="e-n-accordion-item-1511" > 1316 <span class='e-n-accordion-item-title-header'><div class="e-n-accordion-item-title-text"> Your interest rate seemed high </div></span> 1317 <span class='e-n-accordion-item-title-icon'> 1318 <span class='e-opened' ><svg aria-hidden="true" class="e-font-icon-svg e-fas-caret-down" viewB
1318ox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z"></path></svg></span> 1319 <span class='e-closed'><svg aria-hidden="true" class="e-font-icon-svg e-fas-caret-right" viewBox="0 0 192 512" xmlns="http://www.w3.org/2000/svg"><path d="M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z"></path></svg></span> 1320 </span> 1321 1322 </summary> 1323 <div role="region" aria-labelledby="e-n-accordion-item-1511" class="elementor-element elementor-element-6838915 e-con-full e-flex e-con e-child" data-id="6838915" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1324 <div class="elementor-element elementor-element-3217f13 elementor-widget elementor-widget-text-editor" data-id="3217f13" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1325 <div class="elementor-widget-container"> 1326 <p>Some brokers were allowed to adjust the interest rate offered to customers.</p><p>In some cases, this rate was increased to generate a higher commission for the dealer or broker.</p><p>If you were not told how your interest rate was set, you may not have been given the information needed to make an informed decision.</p> </div> 1327 </div> 1328 </div> 1329 </details> 1330 <details id="e-n-accordion-item-1512" class="e-n-accordion-item" > 1331 <summary class="e-n-accordion-item-title" data-accordion-index="3" tabindex="-1" aria-expanded="false" aria-controls="e-n-accordion-item-1512" > 1332 <span class='e-n-accordion-item-title-header'><div class="e-n-accordion-item-title-text"> The costs weren't clear </div></span> 1333 <span class='e-n-accordion-item-title-icon'> 1334 <span class='e-opened' ><svg aria-hidden="true" class="e-font-icon-svg e-fas-caret-down" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z"></path></svg></span> 1335 <span class='e-closed'><svg aria-hidden="true" class="e-font-icon-svg e-fas-caret-right" viewBox="0 0 192 512" xmlns="http://www.w3.org/2000/svg"><path d="M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z"></path></svg></span> 1336 </span> 1337 1338 </summary> 1339 <div role="region" aria-labelledby="e-n-accordion-item-1512" class="elementor-element elementor-element-37f6d21 e-con-full e-flex e-con e-child" data-id="37f6d21" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1340 <div class="elementor-element elementor-element-1fce512 elementor-widget elementor-widget-text-editor" data-id="1fce512" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1341 <div class="elementor-widget-container"> 1342 <p>Finance agreements can include features such as balloon payments, mileage limits, or conditions on ownership.</p><p>If these were not explained clearly, or if key terms were missing or confusing, you may not have fully understood the financial commitment you were entering into.</p> </div> 1343 </div> 1344 </div> 1345 </details> 1346 <details id="e-n-accordion-item-1513" class="e-n-accordion-item" > 1347 <summary class="e-n-accordion-item-title" data-accordion-index="4" tabindex="-1" aria-expanded="false" aria-controls="e-n-accordion-item-1513" > 1348 <span class='e-n-accordion-item-title-header'><div class="e-n-accordion-item-title-text"> The finance was unaffordable </div></span> 1349 <span class='e-n-accordion-item-title-icon'> 1350 <span class='e-opened' ><svg aria-hidden="true" class="e-font-icon-svg e-fas-caret-down" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z"></path></svg></span> 1351 <span class='e-closed'><svg aria-hidden="true" class="e-font-icon-svg e-fas-caret-right" viewBox="0 0 192 512" xmlns="http://www.w3.org/2000/svg"><path d="M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284
1351L34.142 398.804C21.543 411.404 0 402.48 0 384.662z"></path></svg></span> 1352 </span> 1353 1354 </summary> 1355 <div role="region" aria-labelledby="e-n-accordion-item-1513" class="elementor-element elementor-element-e42c95c e-con-full e-flex e-con e-child" data-id="e42c95c" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1356 <div class="elementor-element elementor-element-0aaa78c elementor-widget elementor-widget-text-editor" data-id="0aaa78c" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1357 <div class="elementor-widget-container"> 1358 <p data-start="1706" data-end="1955">Before arranging finance, the dealership or lender should check that the repayments are affordable for you.</p><p data-start="1706" data-end="1955">If this wasnât done, or your income and expenses were not properly considered, the finance may have been unsuitable for your circumstances.</p> </div> 1359 </div> 1360 </div> 1361 </details> 1362 <details id="e-n-accordion-item-1514" class="e-n-accordion-item" > 1363 <summary class="e-n-accordion-item-title" data-accordion-index="5" tabindex="-1" aria-expanded="false" aria-controls="e-n-accordion-item-1514" > 1364 <span class='e-n-accordion-item-title-header'><div class="e-n-accordion-item-title-text"> You felt pressured to sign </div></span> 1365 <span class='e-n-accordion-item-title-icon'> 1366 <span class='e-opened' ><svg aria-hidden="true" class="e-font-icon-svg e-fas-caret-down" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z"></path></svg></span> 1367 <span class='e-closed'><svg aria-hidden="true" class="e-font-icon-svg e-fas-caret-right" viewBox="0 0 192 512" xmlns="http://www.w3.org/2000/svg"><path d="M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z"></path></svg></span> 1368 </span> 1369 1370 </summary> 1371 <div role="region" aria-labelledby="e-n-accordion-item-1514" class="elementor-element elementor-element-62d8702 e-con-full e-flex e-con e-child" data-id="62d8702" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1372 <div class="elementor-element elementor-element-c047365 elementor-widget elementor-widget-text-editor" data-id="c047365" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1373 <div class="elementor-widget-container"> 1374 <p data-start="1999" data-end="2241">Some customers were encouraged to sign finance agreements on the spot, without being given enough time to review the details.</p><p data-start="1999" data-end="2241">If you felt rushed, or werenât offered the chance to compare options, the agreement may not have been sold fairly.</p> </div> 1375 </div> 1376 </div> 1377 </details> 1378 </div> 1379 </div> 1380 </div> 1381 </div> 1382 </div> 1383 </div> 1384 <div class="elementor-element elementor-element-5d7ffba e-flex e-con-boxed e-con e-parent" data-id="5d7ffba" data-element_type="container" data-e-type="container" data-settings="{"background_background":"classic","_ha_eqh_enable":false}"> 1385 <div class="e-con-inner"> 1386 <div class="elementor-element elementor-element-fce6894 elementor-widget elementor-widget-heading" data-id="fce6894" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1387 <div class="elementor-widget-container"> 1388 <h2 class="elementor-heading-title elementor-size-default">The Claim Process Timeline</h2> </div> 1389 </div> 1390 <div class="elementor-element elementor-element-d04557c elementor-widget elementor-widget-text-editor" data-id="d04557c" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1391 <div class="elementor-widget-container"> 1392 <p>We handle every stage of your car finance claim carefully and transparently, keeping you updated from start to finish.</p> </div>
1393 </div> 1394 <div class="elementor-element elementor-element-dc6f6c2 elementor-widget elementor-widget-n-accordion" data-id="dc6f6c2" data-element_type="widget" data-e-type="widget" data-settings="{"default_state":"expanded","max_items_expended":"one","n_accordion_animation_duration":{"unit":"ms","size":400,"sizes":[]}}" data-widget_type="nested-accordion.default"> 1395 <div class="elementor-widget-container"> 1396 <div class="e-n-accordion" aria-label="Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys"> 1397 <details id="e-n-accordion-item-2310" class="e-n-accordion-item" open> 1398 <summary class="e-n-accordion-item-title" data-accordion-index="1" tabindex="0" aria-expanded="true" aria-controls="e-n-accordion-item-2310" > 1399 <span class='e-n-accordion-item-title-header'><div class="e-n-accordion-item-title-text"> Important Notice </div></span> 1400 <span class='e-n-accordion-item-title-icon'> 1401 <span class='e-opened' ><svg aria-hidden="true" class="e-font-icon-svg e-fas-caret-down" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z"></path></svg></span> 1402 <span class='e-closed'><svg aria-hidden="true" class="e-font-icon-svg e-fas-caret-down" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z"></path></svg></span> 1403 </span> 1404 1405 </summary> 1406 <div role="region" aria-labelledby="e-n-accordion-item-2310" class="elementor-element elementor-element-50174e9 e-con-full e-flex e-con e-child" data-id="50174e9" data-element_type="container" data-e-type="container" data-settings="{"background_background":"classic","_ha_eqh_enable":false}"> 1407 <div class="elementor-element elementor-element-b65b458 elementor-widget elementor-widget-text-editor" data-id="b65b458" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1408 <div class="elementor-widget-container"> 1409 <p>On 30 March 2026 the FCA published the final rules for its car finance compensation scheme. Under the scheme, lenders must review agreements taken out between 6 April 2007 and 1 November 2024 and pay compensation where customers were treated unfairly.</p><p>The scheme is now facing four legal challenges. Three are from lenders (CA Auto Finance, Mercedes-Benz Financial Services and Volkswagen Financial Services), who argue the scheme is unlawful. The fourth is from the consumer group Consumer Voice, which wants payouts to be higher. The FCA has said it will defend the scheme in court.</p><p>There is no confirmed court date yet, but the FCA has told lenders to prepare for a decision around November 2026. This means compensation payments are likely to be delayed, possibly into 2027 for many people. It is still worth registering your complaint now, people who have already complained should be paid sooner once the scheme starts. We are watching this closely and will keep all clients updated.</p> </div> 1410 </div> 1411 </div> 1412 </details> 1413 </div> 1414 </div> 1415 </div> 1416 <div class="elementor-element elementor-element-b869d53 e-con-full e-flex e-con e-child" data-id="b869d53" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1417 <div class="elementor-element elementor-element-aa589fa elementor-widget elementor-widget-ha-horizontal-timeline happy-addon ha-horizontal-timeline" data-id="aa589fa" data-element_type="widget" data-e-type="widget" data-settings="{"slides_to_show":"3","slides_to_show_tablet":"2","slides_to_show_mobile":"1","animation_speed":800}" data-widget_type="ha-horizontal-timeline.default"> 1418 <div class="elementor-widget-container"> 1419 <div class="ha-horizontal-timeline-wrapper ha-carousel"> 1420 1421 <div class="ha-horizontal-timeline-block elementor-repeater-item-177fe5c"> 1422 <div class="ha-horizontal-timeline-icon-box"> 1423 1424 <span class="ha-horizontal-timeline-date">Step 1</span> 1425 1426 <div class="ha-horizontal-timeline-top-inner"> 1427 <div class="ha-horizontal-timeline-icon"> 1428 <i aria-hidden="true" class="huge huge-pencil"></i> </div> 1429 <div class="ha-horizontal-timeline-tree"></div> 1430 </div> 1431 </div> 1432 1433 <div class="ha-horizontal-timeline-content"> 1434 1435 <div class="ha-horizontal-timeline-arrow"></div> 1436 1437 <div class="ha-horizontal-timeline-inner"> 1438 1439 <h3 class="ha-horizontal-timeline-title">Sign-Up & Basic Details</h3> 1440 1441 <div class="ha-horizontal-timeline-description"><p data-start="563" data-end="836">When you start your claim, weâll ask for just a few details.</p><p data-start="563" data-end="836">This gives us the information we need to open your file and begin the process.</p><p data-start="2979" data-end="3226">After signing up, youâll have <strong data-start="3020" data-end="3051">14 days to change your mind</strong>. If you decide not to go ahead during this period, you can cancel without charge or obligation. Please see our ð<strong><a href="https://courmacslegal.co.uk/policies/cancellation-policy/" target="_blank" rel="noopener">Cancellation Policy</a></strong> for more information.</p></div> </div> 1442 </div>
1443 </div> 1444 1445 <div class="ha-horizontal-timeline-block elementor-repeater-item-b56a777"> 1446 <div class="ha-horizontal-timeline-icon-box"> 1447 1448 <span class="ha-horizontal-timeline-date">Step 2</span> 1449 1450 <div class="ha-horizontal-timeline-top-inner"> 1451 <div class="ha-horizontal-timeline-icon"> 1452 <i aria-hidden="true" class="huge huge-search-02"></i> </div> 1453 <div class="ha-horizontal-timeline-tree"></div> 1454 </div> 1455 </div> 1456 1457 <div class="ha-horizontal-timeline-content"> 1458 1459 <div class="ha-horizontal-timeline-arrow"></div> 1460 1461 <div class="ha-horizontal-timeline-inner"> 1462 1463 <h3 class="ha-horizontal-timeline-title">Soft Credit Check & Initial Review</h3> 1464 1465 <div class="ha-horizontal-timeline-description"><p>With your consent, we carry out a credit check through our partner, Valid8.</p><p>This check is <strong>soft-search only</strong>, meaning it wonât affect your credit score, this helps us locate any car finance agreements on your credit history so we can review them quickly for possible signs of mis-selling or unfair terms.</p></div> </div> 1466 </div> 1467 </div> 1468 1469 <div class="ha-horizontal-timeline-block elementor-repeater-item-5c2cb21"> 1470 <div class="ha-horizontal-timeline-icon-box"> 1471 1472 <span class="ha-horizontal-timeline-date">Step 3</span> 1473 1474 <div class="ha-horizontal-timeline-top-inner"> 1475 <div class="ha-horizontal-timeline-icon"> 1476 <svg aria-hidden="true" class="e-font-icon-svg e-far-address-card" viewBox="0 0 576 512" xmlns="http://www.w3.org/2000/svg"><path d="M528 32H48C21.5 32 0 53.5 0 80v352c0 26.5 21.5 48 48 48h480c26.5 0 48-21.5 48-48V80c0-26.5-21.5-48-48-48zm0 400H48V80h480v352zM208 256c35.3 0 64-28.7 64-64s-28.7-64-64-64-64 28.7-64 64 28.7 64 64 64zm-89.6 128h179.2c12.4 0 22.4-8.6 22.4-19.2v-19.2c0-31.8-30.1-57.6-67.2-57.6-10.8 0-18.7 8-44.8 8-26.9 0-33.4-8-44.8-8-37.1 0-67.2 25.8-67.2 57.6v19.2c0 10.6 10 19.2 22.4 19.2zM360 320h112c4.4 0 8-3.6 8-8v-16c0-4.4-3.6-8-8-8H360c-4.4 0-8 3.6-8 8v16c0 4.4 3.6 8 8 8zm0-64h112c4.4 0 8-3.6 8-8v-16c0-4.4-3.6-8-8-8H360c-4.4 0-8 3.6-8 8v16c0 4.4 3.6 8 8 8zm0-64h112c4.4 0 8-3.6 8-8v-16c0-4.4-3.6-8-8-8H360c-4.4 0-8 3.6-8 8v16c0 4.4 3.6 8 8 8z"></path></svg> </div> 1477 <div class="ha-horizontal-timeline-tree"></div> 1478 </div> 1479 </div> 1480 1481 <div class="ha-horizontal-timeline-content"> 1482 1483 <div class="ha-horizontal-timeline-arrow"></div> 1484 1485 <div class="ha-horizontal-timeline-inner"> 1486 1487 <h3 class="ha-horizontal-timeline-title">ID Check & Information Gathering</h3> 1488 1489 <div class="ha-horizontal-timeline-description"><p data-start="1263" data-end="1494">To meet legal and regulatory requirements, weâll confirm your identity and collect any additional details about how your finance agreement was arranged.</p><p data-start="1263" data-end="1494">This ensures everything is handled securely and accurately from the start.</p></div> </div> 1490 </div> 1491 </div> 1492 1493 <div class="ha-horizontal-timeline-block elementor-repeater-item-42b67b8"> 1494 <div class="ha-horizontal-timeline-icon-box"> 1495 1496 <span class="ha-horizontal-timeline-date">Step 4</span> 1497 1498 <div class="ha-horizontal-timeline-top-inner"> 1499 <div class="ha-horizontal-timeline-icon"> 1500 <svg aria-hidden="true" class="e-font-icon-svg e-far-envelope" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M464 64H48C21.49 64 0 85.49 0 112v288c0 26.51 21.49 48 48 48h416c26.51 0 48-21.49 48-48V112c0-26.51-21.49-48-48-48zm0 48v40.805c-22.422 18.259-58.168 46.651-134.587 106.49-16.841 13.247-50.201 45.072-73.413 44.701-23.208.375-56.579-31.459-73.413-44.701C106.18 199.465 70.425 171.067 48 152.805V112h416zM48 400V214.398c22.914 18.251 55.409 43.862 104.938 82.646 21.857 17.205 60.134 55.186 103.062 54.955 42.717.231 80.509-37.199 103.053-54.947 49.528-38.783 82.032-64.401 104.947-82.653V400H48z"></path></svg> </div> 1501 <div class="ha-horizontal-timeline-tree"></div> 1502 </div> 1503 </div> 1504 1505 <div class="ha-horizontal-timeline-content"> 1506 1507 <div class="ha-horizontal-timeline-arrow"></div> 1508 1509 <div class="ha-horizontal-timeline-inner"> 1510 1511 <h3 class="ha-horizontal-timeline-title">Formal Complaint to the Lender</h3> 1512 1513 <div class="ha-horizontal-timeline-description"><p data-start="1263" data-end="1494">Once weâve reviewed your information, we prepare and send a <strong data-start="1605" data-end="1628">Letter of Complaint</strong> to your lender.</p><p data-start="1263" data-end="1494">
1513This sets out the issues weâve identified and requests that they investigate and respond.</p></div> </div> 1514 </div> 1515 </div> 1516 1517 <div class="ha-horizontal-timeline-block elementor-repeater-item-651235e"> 1518 <div class="ha-horizontal-timeline-icon-box"> 1519 1520 <span class="ha-horizontal-timeline-date">Step 5</span> 1521 1522 <div class="ha-horizontal-timeline-top-inner"> 1523 <div class="ha-horizontal-timeline-icon"> 1524 <i aria-hidden="true" class="huge huge-bubble-chat-edit"></i> </div> 1525 <div class="ha-horizontal-timeline-tree"></div> 1526 </div> 1527 </div> 1528 1529 <div class="ha-horizontal-timeline-content"> 1530 1531 <div class="ha-horizontal-timeline-arrow"></div> 1532 1533 <div class="ha-horizontal-timeline-inner"> 1534 1535 <h3 class="ha-horizontal-timeline-title">Lender Review & Response</h3> 1536 1537 <div class="ha-horizontal-timeline-description"><p data-start="1263" data-end="1494">Your lender will review the complaint and issue a <strong data-start="1833" data-end="1852">formal response</strong>.</p><p data-start="1263" data-end="1494">If they need extra time, they may send a holding letter while their review continues.</p><p data-start="1263" data-end="1494">We keep in touch throughout and update you on any progress.</p></div> </div> 1538 </div> 1539 </div> 1540 1541 <div class="ha-horizontal-timeline-block elementor-repeater-item-337ff82"> 1542 <div class="ha-horizontal-timeline-icon-box"> 1543 1544 <span class="ha-horizontal-timeline-date">Step 6</span> 1545 1546 <div class="ha-horizontal-timeline-top-inner"> 1547 <div class="ha-horizontal-timeline-icon"> 1548 <i aria-hidden="true" class="huge huge-award-04"></i> </div> 1549 <div class="ha-horizontal-timeline-tree"></div> 1550 </div> 1551 </div> 1552 1553 <div class="ha-horizontal-timeline-content"> 1554 1555 <div class="ha-horizontal-timeline-arrow"></div> 1556 1557 <div class="ha-horizontal-timeline-inner"> 1558 1559 <h3 class="ha-horizontal-timeline-title">Outcome & Next Steps</h3> 1560 1561 <div class="ha-horizontal-timeline-description"><p data-start="2046" data-end="2152">When the lenderâs decision arrives, weâll discuss it with you.</p><p data-start="2046" data-end="2152">Depending on the result, your case may:</p><ul data-start="2153" data-end="2353"><li data-start="2153" data-end="2207"><p data-start="2155" data-end="2207">Be resolved directly with compensation agreed;</p></li><li data-start="2153" data-end="2207"><p data-start="2155" data-end="2207">Be referred to the Financial Ombudsman Service for further review; or</p></li><li data-start="2286" data-end="2353"><p data-start="2288" data-end="2353">Be escalated to court if thatâs the most appropriate route.</p></li></ul><p data-start="2355" data-end="2424">Weâll explain each option clearly so you can decide how to proceed.</p></div> </div> 1562 </div> 1563 </div> 1564 1565 1566 </div> 1567 1568 <button type="button" class="slick-prev"><i aria-hidden="true" class="hm hm-caret-fill-left"></i></button> 1569 1570 <button type="button" class="slick-next"><i aria-hidden="true" class="hm hm-caret-fill-right"></i></button> 1571 1572 </div> 1573 </div> 1574 </div> 1575 </div> 1576 </div> 1577 <div class="elementor-element elementor-element-2cb793c e-flex e-con-boxed e-con e-parent" data-id="2cb793c" data-element_type="container" data-e-type="container" data-settings="{"background_background":"classic","_ha_eqh_enable":false}"> 1578 <div class="e-con-inner"> 1579 <div class="elementor-element elementor-element-3c1cfad e-con-full e-flex e-con e-child" data-id="3c1cfad" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1580 <div class="elementor-element elementor-element-a6f99f6 elementor-widget elementor-widget-heading" data-id="a6f99f6" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1581 <div class="elementor-widget-container"> 1582 <h2 class="elementor-heading-title elementor-size-default">Think you've been mis-sold?</h2> </div>
1583 </div> 1584 <div class="elementor-element elementor-element-1b01c70 elementor-widget elementor-widget-text-editor" data-id="1b01c70" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1585 <div class="elementor-widget-container"> 1586 <p>If you took out car finance between 6 April 2007 and 1 November 2024, you may have been mis-sold. Start a claim today to find out if you’re eligible to claim. All you need to know is your lender!</p> </div> 1587 </div> 1588 </div> 1589 <div class="elementor-element elementor-element-d0814ad elementor-mobile-align-justify elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button" data-id="d0814ad" data-element_type="widget" data-e-type="widget" data-widget_type="button.default"> 1590 <div class="elementor-widget-container"> 1591 <div class="elementor-button-wrapper"> 1592 <a class="elementor-button elementor-button-link elementor-size-sm" href="https://courmacslegal.co.uk/?fluent-form=16&claimtype=pcp"> 1593 <span class="elementor-button-content-wrapper"> 1594 <span class="elementor-button-text">Start a Claim</span> 1595 </span> 1596 </a> 1597 </div> 1598 </div> 1599 </div> 1600 </div> 1601 </div> 1602 <div class="elementor-element elementor-element-bb696d0 e-flex e-con-boxed e-con e-parent" data-id="bb696d0" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1603 <div class="e-con-inner"> 1604 <div class="elementor-element elementor-element-df274f1 e-con-full e-flex e-con e-child" data-id="df274f1" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1605 <div class="elementor-element elementor-element-7296395 elementor-widget elementor-widget-heading" data-id="7296395" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1606 <div class="elementor-widget-container"> 1607 <h2 class="elementor-heading-title elementor-size-default">Frequently Asked Questions</h2> </div> 1608 </div> 1609 <div class="elementor-element elementor-element-d84d0a5 elementor-widget elementor-widget-ucaddon_ue_listing_accordion" data-id="d84d0a5" data-element_type="widget" data-e-type="widget" data-widget_type="ucaddon_ue_listing_accordion.default"> 1610 <div class="elementor-widget-container"> 1611 1612<!-- start Loop Accordion --> 1613<style>/* widget: Loop Accordion */ 1614 1615#uc_ue_listing_accordion_elementor_d84d0a5 *{ 1616 box-sizing: border-box; 1617} 1618 1619#uc_ue_listing_accordion_elementor_d84d0a5 em 1620{ 1621 font-style: normal; 1622} 1623 1624#uc_ue_listing_accordion_elementor_d84d0a5 .ue_container .uc-heading 1625{ 1626 display:flex; 1627 align-items:center; 1628 overflow:hidden; 1629 cursor:pointer; 1630} 1631#uc_ue_listing_accordion_elementor_d84d0a5 .ue_container .ue_accordion_content 1632{ 1633 display:none; 1634 transition: auto; 1635} 1636 1637#uc_ue_listing_accordion_elementor_d84d0a5 .ue_container .uc-heading span.ue_accordion_icon 1638{ 1639 display:flex; 1640 align-items:center; 1641 justify-content:center; 1642} 1643 1644#uc_ue_listing_accordion_elementor_d84d0a5 .ue_container .uc-heading span.uc_active 1645{ 1646 display:none; 1647} 1648 1649#uc_ue_listing_accordion_elementor_d84d0a5 .ue_container .uc-heading span.uc_dactive 1650{ 1651 display:flex; 1652 1653} 1654#uc_ue_listing_accordion_elementor_d84d0a5 .ue_container .uc-heading.active span.uc_active 1655{ 1656 display:flex; 1657} 1658 1659#uc_ue_listing_accordion_elementor_d84d0a5 .ue_container .uc-heading.active span.uc_dactive 1660{ 1661 display:none; 1662} 1663#uc_ue_listing_accordion_elementor_d84d0a5 .ue-accordion-item 1664{ 1665 overflow:hidden; 1666} 1667#uc_ue_listing_accordion_elementor_d84d0a5 .ue_accordion_content 1668{ 1669 overflow:hidden; 1670} 1671 1672 1673#uc_ue_listing_accordion_elementor_d84d0a5 .ue_heading_title 1674{ 1675 margin:0; 1676 flex-grow:1; 1677} 1678 1679</style> 1680 1681<div class="uc_material_accordion uc-dynamic-popup-grid " id="uc_ue_listing_accordion_elementor_d84d0a5" data-scroll="off" data-offset="0" data-first-opened="false" data-set-hash="false" > 1682 <div class="ue_container uc-items-wrapper"> 1683 1684<div id="#ue-dynamic-tab1" class="uc_ac_box ue-accordion-item ue-grid-item" data-link="https://courmacslegal.co.uk/faq/do-i-have-to-use-courmacs-legal-to-make-my-claim/" data-postid="8514"> 1685 <div class="uc-heading uc_trigger">
1686 <span class="uc_dactive ue_accordion_icon"><i class='fas fa-caret-right'></i></span> 1687 <span class="uc_active ue_accordion_icon"><i class='fas fa-caret-down'></i></span> 1688 <div class="ue_heading_title">Do I have to use Courmacs Legal to make my claim? </div> 1689 </div> 1690 <div class="ue_accordion_content"> 1691 <style>.elementor-7043 .elementor-element.elementor-element-b93f453{--display:flex;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-theme-post-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-family:"Plus Jakarta Sans", Sans-serif;font-size:13px;font-weight:400;letter-spacing:0.1px;}@media(max-width:1024px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-size:13px;}}@media(max-width:767px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}}</style> <div data-elementor-type="loop-item" data-elementor-id="7043" class="elementor elementor-7043 uc-post-8514 e-loop-item e-loop-item-8514 post-8514 faq type-faq status-publish hentry claim-types-pcp-claims claim-types-udc-claims faq-categories-general-questions" data-elementor-settings="{"ha_cmc_init_switcher":"no"}" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> 1692 <div class="elementor-element elementor-element-b93f453 e-flex e-con-boxed e-con e-parent" data-id="b93f453" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1693 <div class="e-con-inner"> 1694 <div class="elementor-element elementor-element-fffb15e elementor-widget elementor-widget-theme-post-content" data-id="fffb15e" data-element_type="widget" data-e-type="widget" data-widget_type="theme-post-content.default"> 1695 <div class="elementor-widget-container"> 1696 1697<p class="wp-block-paragraph"><strong>No. You don’t have to use a law firm or claims company. You can complain directly to your lender for free, and the FCA’s compensation scheme is free to use. </strong></p> 1698 1699 1700 1701<p class="wp-block-paragraph">If your lender thinks you’re owed money, they should contact you by the end of 2026 for agreements taken out from April 2014, or by the end of February 2027 for older agreements. If they don’t contact you, you can still complain yourself until 31 August 2027. If you’re unhappy with your lender’s response, you can take your case to the Financial Ombudsman Service for free.</p> 1702 1703 1704 1705<p class="wp-block-paragraph">We’re here if you’d rather have experts handle the process for you, but the choice is always yours.</p> 1706 1707 1708 1709<p class="wp-block-paragraph"></p> 1710 </div> 1711 </div> 1712 </div> 1713 </div> 1714 </div> 1715 1716 </div> 1717</div> 1718 1719<div id="#ue-dynamic-tab2" class="uc_ac_box ue-accordion-item ue-grid-item" data-link="https://courmacslegal.co.uk/faq/will-checking-my-eligibility-affect-my-credit-score/" data-postid="8500"> 1720 <div class="uc-heading uc_trigger"> 1721 <span class="uc_dactive ue_accordion_icon"><i class='fas fa-caret-right'></i></span> 1722 <span class="uc_active ue_accordion_icon"><i class='fas fa-caret-down'></i></span> 1723 <div class="ue_heading_title">Will checking my eligibility affect my credit score? </div> 1724 </div> 1725 <div class="ue_accordion_content"> 1726 <style>.elementor-7043 .elementor-element.elementor-element-b93f453{--display:flex;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-theme-post-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );
1726font-weight:var( --e-global-typography-text-font-weight );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-family:"Plus Jakarta Sans", Sans-serif;font-size:13px;font-weight:400;letter-spacing:0.1px;}@media(max-width:1024px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-size:13px;}}@media(max-width:767px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}}</style> <div data-elementor-type="loop-item" data-elementor-id="7043" class="elementor elementor-7043 uc-post-8500 e-loop-item e-loop-item-8500 post-8500 faq type-faq status-publish hentry claim-types-pcp-claims faq-categories-pcp-questions" data-elementor-settings="{"ha_cmc_init_switcher":"no"}" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> 1727 <div class="elementor-element elementor-element-b93f453 e-flex e-con-boxed e-con e-parent" data-id="b93f453" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1728 <div class="e-con-inner"> 1729 <div class="elementor-element elementor-element-fffb15e elementor-widget elementor-widget-theme-post-content" data-id="fffb15e" data-element_type="widget" data-e-type="widget" data-widget_type="theme-post-content.default"> 1730 <div class="elementor-widget-container"> 1731 1732<p class="wp-block-paragraph"><strong>No.</strong></p> 1733 1734 1735 1736<p class="wp-block-paragraph">The checks carried out to review your claim are classed as <strong>soft searches</strong>, meaning <strong>your credit score is not affected</strong>.</p> 1737 1738 1739 1740<p class="wp-block-paragraph"></p> 1741 </div> 1742 </div> 1743 </div> 1744 </div> 1745 </div> 1746 1747 </div> 1748</div> 1749 1750<div id="#ue-dynamic-tab3" class="uc_ac_box ue-accordion-item ue-grid-item" data-link="https://courmacslegal.co.uk/faq/what-is-the-pcp-redress-scheme/" data-postid="8496"> 1751 <div class="uc-heading uc_trigger"> 1752 <span class="uc_dactive ue_accordion_icon"><i class='fas fa-caret-right'></i></span> 1753 <span class="uc_active ue_accordion_icon"><i class='fas fa-caret-down'></i></span> 1754 <div class="ue_heading_title">What is the PCP Redress Scheme? </div> 1755 </div> 1756 <div class="ue_accordion_content"> 1757 <style>.elementor-7043 .elementor-element.elementor-element-b93f453{--display:flex;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-theme-post-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-family:"Plus Jakarta Sans", Sans-serif;font-size:13px;font-weight:400;letter-spacing:0.1px;}@media(max-width:1024px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-size:13px;}}@media(max-width:767px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}}</style> <div data-elementor-type="loop-item" data-elementor-id="7043" class="elementor elementor-7043 uc-post-8496 e-loop-item e-loop-item-8496 post-8496 faq type-faq status-publish hentry claim-types-pcp-claims faq-categories-pcp-questions" data-elementor-settings="{"ha_cmc_init_switcher":"no"}" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> 1758 <div class="elementor-element elementor-element-b93f453 e-flex e-con-boxed e-con e-parent" data-id="b93f453" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1759 <div class="e-con-inner"> 1760 <div class="elementor-element elementor-element-fffb15e elementor-widget elementor-widget-theme-post-content" data-id="fffb15e" data-element_type="widget" data-e-type="widget" data-widget_type="theme-post-content.default"> 1761 <div class="elementor-widget-container"> 1762 1763<p class="wp-block-paragraph">The PCP Redress Scheme is a UK-wide compensation scheme designed to compensate consumers who were potentially mis-sold a<a href="https://courmacslegal.co.uk/services/mis-sold-car-finance-claims/" data-type="page" data-id="668"> <strong>Personal Contract Purchase (PCP)</strong> </a>car finance agreement. <strong><a href="https://www.fca.org.uk/publications/consultation-papers/cp25-27-motor-finance-consumer-redress-scheme" data-type="link" data-id="https://www.fca.org.uk/publications/consultation-papers/cp25-27-motor-finance-consumer-redress-scheme" target="_blank" rel="noopener">The Financial Conduct Authority (FCA)</a> </strong>introduced the scheme following concerns that some lenders and dealerships may have used <strong>discretionary commission arrangements</strong>, which allowed them to increase interest rates for their own financial gain.</p> 1764 1765 1766 1767<p class="wp-block-paragraph"></p> 1768 </div>
1769 </div> 1770 </div> 1771 </div> 1772 </div> 1773 1774 </div> 1775</div> 1776 1777<div id="#ue-dynamic-tab4" class="uc_ac_box ue-accordion-item ue-grid-item" data-link="https://courmacslegal.co.uk/faq/whats-happening-with-the-fcas-motor-finance-investigation/" data-postid="8283"> 1778 <div class="uc-heading uc_trigger"> 1779 <span class="uc_dactive ue_accordion_icon"><i class='fas fa-caret-right'></i></span> 1780 <span class="uc_active ue_accordion_icon"><i class='fas fa-caret-down'></i></span> 1781 <div class="ue_heading_title">Whatâs happening with the FCAâs motor-finance investigation? </div> 1782 </div> 1783 <div class="ue_accordion_content"> 1784 <style>.elementor-7043 .elementor-element.elementor-element-b93f453{--display:flex;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-theme-post-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-family:"Plus Jakarta Sans", Sans-serif;font-size:13px;font-weight:400;letter-spacing:0.1px;}@media(max-width:1024px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-size:13px;}}@media(max-width:767px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}}</style> <div data-elementor-type="loop-item" data-elementor-id="7043" class="elementor elementor-7043 uc-post-8283 e-loop-item e-loop-item-8283 post-8283 faq type-faq status-publish hentry claim-types-pcp-claims faq-categories-pcp-questions" data-elementor-settings="{"ha_cmc_init_switcher":"no"}" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> 1785 <div class="elementor-element elementor-element-b93f453 e-flex e-con-boxed e-con e-parent" data-id="b93f453" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1786 <div class="e-con-inner"> 1787 <div class="elementor-element elementor-element-fffb15e elementor-widget elementor-widget-theme-post-content" data-id="fffb15e" data-element_type="widget" data-e-type="widget" data-widget_type="theme-post-content.default"> 1788 <div class="elementor-widget-container"> 1789 1790<p class="wp-block-paragraph">The FCA is currently consulting on a redress scheme for customers affected by undisclosed commission arrangements. Until the scheme launches (expected 2026), some complaints may be paused or reviewed later. Weâll keep clients informed of any updates.</p> 1791 1792 1793 1794<p class="wp-block-paragraph"></p> 1795 </div> 1796 </div> 1797 </div> 1798 </div> 1799 </div> 1800 1801 </div> 1802</div> 1803 1804<div id="#ue-dynamic-tab5" class="uc_ac_box ue-accordion-item ue-grid-item" data-link="https://courmacslegal.co.uk/faq/are-there-any-time-limits-for-making-a-pcp-claim/" data-postid="7884"> 1805 <div class="uc-heading uc_trigger"> 1806 <span class="uc_dactive ue_accordion_icon"><i class='fas fa-caret-right'></i></span> 1807 <span class="uc_active ue_accordion_icon"><i class='fas fa-caret-down'></i></span> 1808 <div class="ue_heading_title">Are there any time limits for making a PCP claim? </div> 1809 </div> 1810 <div class="ue_accordion_content"> 1811 <style>.elementor-7043 .elementor-element.elementor-element-b93f453{--display:flex;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-theme-post-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-family:"Plus Jakarta Sans", Sans-serif;font-size:13px;font-weight:400;letter-spacing:0.1px;}@media(max-width:1024px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-size:13px;}}@media(max-width:767px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}}</style> <div data-elementor-type="loop-item" data-elementor-id="7043" class="elementor elementor-7043 uc-post-7884 e-loop-item e-loop-item-7884 post-7884 faq type-faq status-publish hentry claim-types-pcp-claims faq-categories-pcp-questions" data-elementor-settings="{"ha_cmc_init_switcher":"no"}" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> 1812 <div class="elementor-element elementor-element-b93f453 e-flex e-con-boxed e-con e-parent" data-id="b93f453" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1813 <div class="e-con-inner"> 1814 <div class="elementor-element elementor-element-fffb15e elementor-widget elementor-widget-theme-post-content" data-id="fffb15e" data-element_type="widget" data-e-type="widget" data-widget_type="theme-post-content.default"> 1815 <div class="elementor-widget-container"> 1816 1817<p class="wp-block-paragraph">You usually have six years from when you took out the finance, or three years from when you first became aware there might be an issue. The FCAâs upcoming redress scheme will introduce its own specific deadlines, and the Financial Ombudsman Service (FOS) has suggested a long-stop date of 29 July 2026 for some motor-finance commission complaints. To keep your case eligible under FCA and FOS timelines, itâs best to act promptly</p> 1818 </div>
1819 </div> 1820 </div> 1821 </div> 1822 </div> 1823 1824 </div> 1825</div> 1826 1827<div id="#ue-dynamic-tab6" class="uc_ac_box ue-accordion-item ue-grid-item" data-link="https://courmacslegal.co.uk/faq/what-documentation-do-i-need-to-provide-to-support-my-claim/" data-postid="7880"> 1828 <div class="uc-heading uc_trigger"> 1829 <span class="uc_dactive ue_accordion_icon"><i class='fas fa-caret-right'></i></span> 1830 <span class="uc_active ue_accordion_icon"><i class='fas fa-caret-down'></i></span> 1831 <div class="ue_heading_title">What documentation do I need to provide to support my claim? </div> 1832 </div> 1833 <div class="ue_accordion_content"> 1834 <style>.elementor-7043 .elementor-element.elementor-element-b93f453{--display:flex;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-theme-post-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-family:"Plus Jakarta Sans", Sans-serif;font-size:13px;font-weight:400;letter-spacing:0.1px;}@media(max-width:1024px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-size:13px;}}@media(max-width:767px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}}</style> <div data-elementor-type="loop-item" data-elementor-id="7043" class="elementor elementor-7043 uc-post-7880 e-loop-item e-loop-item-7880 post-7880 faq type-faq status-publish hentry claim-types-pcp-claims faq-categories-general-questions" data-elementor-settings="{"ha_cmc_init_switcher":"no"}" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> 1835 <div class="elementor-element elementor-element-b93f453 e-flex e-con-boxed e-con e-parent" data-id="b93f453" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1836 <div class="e-con-inner"> 1837 <div class="elementor-element elementor-element-fffb15e elementor-widget elementor-widget-theme-post-content" data-id="fffb15e" data-element_type="widget" data-e-type="widget" data-widget_type="theme-post-content.default"> 1838 <div class="elementor-widget-container"> 1839 1840<p class="wp-block-paragraph">To help us process your claim quickly, please gather relevant documents, such as your original car finance agreement, any correspondence with your finance provider, proof of payments made, and any documentation related to your complaint. The more information you can provide, the easier it will be for us to assess your case.</p> 1841 1842 1843 1844<p class="wp-block-paragraph">We will also require a form of identification, not only to comply with <strong>Anti-Money Laundering (AML)</strong> regulations but also to verify your identity with the lender if youâre making a PCP claim. Identification ensures that your claim can be processed smoothly and prevents any delays. Acceptable forms of ID include a valid passport, driving licence, or other government-issued identification.</p> 1845 1846 1847 1848<p class="wp-block-paragraph">If you have any concerns about providing documentation or identification, our team is here to assist you every step of the way.</p> 1849 </div> 1850 </div> 1851 </div> 1852 </div> 1853 </div> 1854 1855 </div> 1856</div> 1857 1858<div id="#ue-dynamic-tab7" class="uc_ac_box ue-accordion-item ue-grid-item" data-link="https://courmacslegal.co.uk/faq/what-happens-once-my-claim-is-settled/" data-postid="7874"> 1859 <div class="uc-heading uc_trigger"> 1860 <span class="uc_dactive ue_accordion_icon"><i class='fas fa-caret-right'></i></span> 1861 <span class="uc_active ue_accordion_icon"><i class='fas fa-caret-down'></i></span> 1862 <div class="ue_heading_title">What happens once my claim is settled? </div> 1863 </div> 1864 <div class="ue_accordion_content"> 1865 <style>.elementor-7043 .elementor-element.elementor-element-b93f453{--display:flex;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-theme-post-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );
1865font-weight:var( --e-global-typography-text-font-weight );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-family:"Plus Jakarta Sans", Sans-serif;font-size:13px;font-weight:400;letter-spacing:0.1px;}@media(max-width:1024px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-size:13px;}}@media(max-width:767px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}}</style> <div data-elementor-type="loop-item" data-elementor-id="7043" class="elementor elementor-7043 uc-post-7874 e-loop-item e-loop-item-7874 post-7874 faq type-faq status-publish hentry claim-types-pcp-claims faq-categories-general-questions" data-elementor-settings="{"ha_cmc_init_switcher":"no"}" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> 1866 <div class="elementor-element elementor-element-b93f453 e-flex e-con-boxed e-con e-parent" data-id="b93f453" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1867 <div class="e-con-inner"> 1868 <div class="elementor-element elementor-element-fffb15e elementor-widget elementor-widget-theme-post-content" data-id="fffb15e" data-element_type="widget" data-e-type="widget" data-widget_type="theme-post-content.default"> 1869 <div class="elementor-widget-container"> 1870 1871<ul class="wp-block-list"> 1872<li>If your claim is settled and your damages or compensation is accepted, the defendant will pay the total sum into our âclient accountâ.</li> 1873 1874 1875 1876<li>When we receive the money from the defendant, our fees will be deducted. Our <a href="https://courmacslegal.co.uk/policies/our-fees/" data-type="policies" data-id="7703">fees </a>depend on each claim and will be detailed in the agreement document you signed at the beginning of the process.</li> 1877 1878 1879 1880<li>Once the <a href="https://courmacslegal.co.uk/policies/our-fees/" data-type="policies" data-id="7703">fees </a>have been deducted, we will promptly send the final amount to your bank account. </li> 1881 1882 1883 1884<li>We then kindly ask you to leave us an honest <a href="https://uk.trustpilot.com/evaluate/courmacslegal.co.uk">Trustpilot</a> or <a href="https://g.page/r/CYygxX6zxW26EBM/review">Google</a> review of the work we did on your claim and your experience throughout! This helps show that we are a reliable and trusted service. </li> 1885</ul> 1886 1887 1888 1889<p class="wp-block-paragraph"></p> 1890 </div> 1891 </div> 1892 </div> 1893 </div> 1894 </div> 1895 1896 </div> 1897</div> 1898 1899<div id="#ue-dynamic-tab8" class="uc_ac_box ue-accordion-item ue-grid-item" data-link="https://courmacslegal.co.uk/faq/how-long-will-my-claim-take/" data-postid="7380"> 1900 <div class="uc-heading uc_trigger"> 1901 <span class="uc_dactive ue_accordion_icon"><i class='fas fa-caret-right'></i></span> 1902 <span class="uc_active ue_accordion_icon"><i class='fas fa-caret-down'></i></span> 1903 <div class="ue_heading_title">How long will my claim take? </div> 1904 </div> 1905 <div class="ue_accordion_content"> 1906 <style>.elementor-7043 .elementor-element.elementor-element-b93f453{--display:flex;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-theme-post-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-family:"Plus Jakarta Sans", Sans-serif;font-size:13px;font-weight:400;letter-spacing:0.1px;}@media(max-width:1024px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-size:13px;}}@media(max-width:767px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}}</style> <div data-elementor-type="loop-item" data-elementor-id="7043" class="elementor elementor-7043 uc-post-7380 e-loop-item e-loop-item-7380 post-7380 faq t
1906ype-faq status-publish hentry claim-types-pcp-claims claim-types-housing-disrepair-claims faq-categories-general-questions" data-elementor-settings="{"ha_cmc_init_switcher":"no"}" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> 1907 <div class="elementor-element elementor-element-b93f453 e-flex e-con-boxed e-con e-parent" data-id="b93f453" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1908 <div class="e-con-inner"> 1909 <div class="elementor-element elementor-element-fffb15e elementor-widget elementor-widget-theme-post-content" data-id="fffb15e" data-element_type="widget" data-e-type="widget" data-widget_type="theme-post-content.default"> 1910 <div class="elementor-widget-container"> 1911 1912<p class="wp-block-paragraph">Each claim is different and depends on how much information we have, or how responsive the defendant is. Weâll always keep you updated at key stages.</p> 1913 1914 1915 1916<p class="wp-block-paragraph"></p> 1917 </div> 1918 </div> 1919 </div> 1920 </div> 1921 </div> 1922 1923 </div> 1924</div> 1925 1926<div id="#ue-dynamic-tab9" class="uc_ac_box ue-accordion-item ue-grid-item" data-link="https://courmacslegal.co.uk/faq/will-i-ever-have-to-pay-costs-out-of-my-own-pocket-2/" data-postid="7378"> 1927 <div class="uc-heading uc_trigger"> 1928 <span class="uc_dactive ue_accordion_icon"><i class='fas fa-caret-right'></i></span> 1929 <span class="uc_active ue_accordion_icon"><i class='fas fa-caret-down'></i></span> 1930 <div class="ue_heading_title">Will I ever have to pay costs out of my own pocket? </div> 1931 </div> 1932 <div class="ue_accordion_content"> 1933 <style>.elementor-7043 .elementor-element.elementor-element-b93f453{--display:flex;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-theme-post-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-family:"Plus Jakarta Sans", Sans-serif;font-size:13px;font-weight:400;letter-spacing:0.1px;}@media(max-width:1024px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-size:13px;}}@media(max-width:767px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}}</style> <div data-elementor-type="loop-item" data-elementor-id="7043" class="elementor elementor-7043 uc-post-7378 e-loop-item e-loop-item-7378 post-7378 faq type-faq status-publish hentry claim-types-pcp-claims faq-categories-fees-and-costs-questions" data-elementor-settings="{"ha_cmc_init_switcher":"no"}" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> 1934 <div class="elementor-element elementor-element-b93f453 e-flex e-con-boxed e-con e-parent" data-id="b93f453" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1935 <div class="e-con-inner"> 1936 <div class="elementor-element elementor-element-fffb15e elementor-widget elementor-widget-theme-post-content" data-id="fffb15e" data-element_type="widget" data-e-type="widget" data-widget_type="theme-post-content.default"> 1937 <div class="elementor-widget-container"> 1938 1939<p class="wp-block-paragraph">If your claim doesnât win, <strong><a href="https://courmacslegal.co.uk/policies/our-fees/" data-type="policies" data-id="7703">our fees</a> </strong>will be covered by insurance, and your case will be closed with no hidden costs to you. If your claim is successful, the lender will pay your compensation into our <strong>client account</strong>, our percentage of fees (plus VAT) will be deducted, and the remaining compensation will be paid promptly to you.</p> 1940 1941 1942 1943<p class="wp-block-paragraph"><strong>Please note: You have a 14-day cooling-off period during which you may cancel without any charge</strong>. If you choose to cancel after this period, you may be required to pay for any work that has already been carried out, as explained in our Terms and Conditions. We will always provide clear information about any costs before they are incurred.</p> 1944 1945 1946 1947<p class="wp-block-paragraph">As long as you continue to instruct us, cooperate with us, and allow us to progress your claim, you will not be required to pay our fees yourself. If your claim is unsuccessful, you will not owe us anything.</p> 1948 1949 1950 1951<p class="wp-block-paragraph">We are committed to <a href="https://courmacslegal.co.uk/glossary/no-win-no-fee/" data-type="glossary" data-id="7600"><strong>complete transparency </strong></a>and ensuring there are no unexpected costs for our clients. If you have any questions about fees or cancellations, feel free to contact us.</p> 1952 1953 1954 1955<p class="wp-block-paragraph"></p> 1956 </div>
1957 </div> 1958 </div> 1959 </div> 1960 </div> 1961 1962 </div> 1963</div> 1964 1965<div id="#ue-dynamic-tab10" class="uc_ac_box ue-accordion-item ue-grid-item" data-link="https://courmacslegal.co.uk/faq/what-are-courmacs-legals-fees-for-a-pcp-claim/" data-postid="7130"> 1966 <div class="uc-heading uc_trigger"> 1967 <span class="uc_dactive ue_accordion_icon"><i class='fas fa-caret-right'></i></span> 1968 <span class="uc_active ue_accordion_icon"><i class='fas fa-caret-down'></i></span> 1969 <div class="ue_heading_title">What are Courmacs Legal's Fees for a PCP Claim </div> 1970 </div> 1971 <div class="ue_accordion_content"> 1972 <style>.elementor-7043 .elementor-element.elementor-element-b93f453{--display:flex;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-theme-post-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-family:"Plus Jakarta Sans", Sans-serif;font-size:13px;font-weight:400;letter-spacing:0.1px;}@media(max-width:1024px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-size:13px;}}@media(max-width:767px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}}</style> <div data-elementor-type="loop-item" data-elementor-id="7043" class="elementor elementor-7043 uc-post-7130 e-loop-item e-loop-item-7130 post-7130 faq type-faq status-publish hentry claim-types-pcp-claims faq-categories-fees-and-costs-questions" data-elementor-settings="{"ha_cmc_init_switcher":"no"}" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> 1973 <div class="elementor-element elementor-element-b93f453 e-flex e-con-boxed e-con e-parent" data-id="b93f453" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 1974 <div class="e-con-inner"> 1975 <div class="elementor-element elementor-element-fffb15e elementor-widget elementor-widget-theme-post-content" data-id="fffb15e" data-element_type="widget" data-e-type="widget" data-widget_type="theme-post-content.default"> 1976 <div class="elementor-widget-container"> 1977 1978<p class="wp-block-paragraph">For PCP (Personal Contract Purchase) claims, our Success Fee is capped in line with the SRA Claims Management Fee Rules. The following table sets out our <strong>maximum possible deductions</strong>:</p> 1979 1980 1981 1982<figure class="wp-block-table"><table class="has-fixed-layout"><thead><tr><th><strong>Band</strong></th><th><strong>Compensation Amount (£)</strong></th><th><strong>Maximum Fee (%)</strong></th><th><strong>Maximum Fee (£)</strong></th></tr></thead><tbody><tr><td>1</td><td>1 â 1,499</td><td>30%</td><td>420</td></tr><tr><td>2</td><td>1,500 â 9,999</td><td>28%</td><td>2,500</td></tr><tr><td>3</td><td>10,000 â 24,999</td><td>25%</td><td>5,000</td></tr><tr><td>4</td><td>25,000 â 49,999</td><td>20%</td><td>7,500</td></tr><tr><td>5</td><td>50,000 or above</td><td>15%</td><td>10,000</td></tr></tbody></table></figure> 1983 1984 1985 1986<p class="wp-block-paragraph"><strong>Example calculations (including VAT at 20%):</strong></p> 1987 1988 1989 1990<ul class="wp-block-list"> 1991<li>£1,000 compensation â 30% fee = £300 + VAT (£60) = <strong>£360 total</strong></li> 1992 1993 1994 1995<li>£5,000 compensation â 28% fee = £1,400 + VAT (£280) = <strong>£1,680 total</strong></li> 1996 1997 1998 1999<li>£50,000 compensation â 15% fee = £7,500 + VAT (£1,500) = <strong>£9,000 total</strong></li> 2000</ul> 2001 2002 2003 2004<p class="wp-block-paragraph">To read more about our fees, please visit <a href="https://courmacslegal.co.uk/policies/our-fees/"><strong>Our Fees Page</strong></a>.</p> 2005 2006 2007 2008<p class="wp-block-paragraph"></p> 2009 </div>
2010 </div> 2011 </div> 2012 </div> 2013 </div> 2014 2015 </div> 2016</div> 2017 2018<div id="#ue-dynamic-tab11" class="uc_ac_box ue-accordion-item ue-grid-item" data-link="https://courmacslegal.co.uk/faq/what-happens-after-i-sign-up/" data-postid="7126"> 2019 <div class="uc-heading uc_trigger"> 2020 <span class="uc_dactive ue_accordion_icon"><i class='fas fa-caret-right'></i></span> 2021 <span class="uc_active ue_accordion_icon"><i class='fas fa-caret-down'></i></span> 2022 <div class="ue_heading_title">What happens after I sign up? </div> 2023 </div> 2024 <div class="ue_accordion_content"> 2025 <style>.elementor-7043 .elementor-element.elementor-element-b93f453{--display:flex;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-theme-post-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-family:"Plus Jakarta Sans", Sans-serif;font-size:13px;font-weight:400;letter-spacing:0.1px;}@media(max-width:1024px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}.elementor-7043 .elementor-element.elementor-element-fffb15e{font-size:13px;}}@media(max-width:767px){.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );letter-spacing:var( --e-global-typography-text-letter-spacing );}}</style> <div data-elementor-type="loop-item" data-elementor-id="7043" class="elementor elementor-7043 uc-post-7126 e-loop-item e-loop-item-7126 post-7126 faq type-faq status-publish hentry claim-types-pcp-claims claim-types-housing-disrepair-claims faq-categories-general-questions" data-elementor-settings="{"ha_cmc_init_switcher":"no"}" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> 2026 <div class="elementor-element elementor-element-b93f453 e-flex e-con-boxed e-con e-parent" data-id="b93f453" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 2027 <div class="e-con-inner"> 2028 <div class="elementor-element elementor-element-fffb15e elementor-widget elementor-widget-theme-post-content" data-id="fffb15e" data-element_type="widget" data-e-type="widget" data-widget_type="theme-post-content.default"> 2029 <div class="elementor-widget-container"> 2030 2031<p class="wp-block-paragraph">Once youâve signed up, weâll confirm your details and begin preparing your claim. Youâll receive a confirmation email and regular updates as we progress.</p> 2032 2033 2034 2035<p class="wp-block-paragraph"></p> 2036 </div> 2037 </div> 2038 </div> 2039 </div> 2040 </div> 2041 2042 </div> 2043</div> 2044 2045 </div> 2046</div> 2047<!-- end Loop Accordion --> </div> 2048 </div> 2049 </div> 2050 <div class="elementor-element elementor-element-e87227c e-con-full e-flex e-con e-child" data-id="e87227c" data-element_type="container" data-e-type="container" data-settings="{"background_background":"classic","_ha_eqh_enable":false}"> 2051 <div class="elementor-element elementor-element-43b1cd6 elementor-widget elementor-widget-heading" data-id="43b1cd6" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 2052 <div class="elementor-widget-container"> 2053 <h3 class="elementor-heading-title elementor-size-default">Related Articles</h3> </div> 2054 </div> 2055 <div class="elementor-element elementor-element-73e51d2 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="73e51d2" data-element_type="widget" data-e-type="widget" data-widget_type="divider.default"> 2056 <div class="elementor-widget-container"> 2057 <div class="elementor-divider"> 2058 <span class="elementor-divider-separator"> 2059 </span> 2060 </div> 2061 </div> 2062 </div> 2063 <div class="elementor-element elementor-element-c7ed27e elementor-grid-1 elementor-posts--thumbnail-left elementor-posts--align-left elementor-grid-tablet-1 elementor-hidden-mobile elementor-grid-mobile-1 elementor-widget elementor-widget-posts" data-id="c7ed27e" data-element_type="widget" data-e-type="widget" data-settings="{"classic_columns":"1","classic_row_gap":{"unit":"px","size":17,"sizes":[]},"classic_columns_tablet":"1","classic_columns_mobile":"1","classic_row_gap_tablet":{"unit":"px","size":"","sizes":[]},"classic_row_gap_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="posts.classic"> 2064 <div class="elementor-widget-container"> 2065 <div class="elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid" role="list">
2066 <article class="elementor-post elementor-grid-item post-9862 post type-post status-publish format-standard has-post-thumbnail hentry category-claim-guidance tag-housing-disrepair tag-legal-rights tag-limitation-act-1980 tag-limitation-period tag-personal-injury tag-time-limit-to-claim claim-types-pcp-claims claim-types-housing-disrepair-claims claim-types-udc-claims" role="listitem"> 2067 <a class="elementor-post__thumbnail__link" href="https://courmacslegal.co.uk/claim-guidance/limitation-period-claim-deadline/" tabindex="-1"> 2068 <div class="elementor-post__thumbnail"><img decoding="async" width="300" height="206" src="https://courmacslegal.co.uk/wp-content/uploads/2026/05/2799-300x206.jpg" class="attachment-medium size-medium wp-image-9871" alt="legal limitation period - time limits on making claims." srcset="https://courmacslegal.co.uk/wp-content/uploads/2026/05/2799-300x206.jpg 300w, https://courmacslegal.co.uk/wp-content/uploads/2026/05/2799-768x528.jpg 768w, https://courmacslegal.co.uk/wp-content/uploads/2026/05/2799.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" /></div> 2069 </a> 2070 <div class="elementor-post__text"> 2071 <h3 class="elementor-post__title"> 2072 <a href="https://courmacslegal.co.uk/claim-guidance/limitation-period-claim-deadline/"> 2073 What is a Limitation Period and Can You Miss Your Right to Claim? </a> 2074 </h3> 2075 <div class="elementor-post__meta-data"> 2076 <span class="elementor-post-date"> 2077 13th May 2026 </span> 2078 </div> 2079 2080 <a class="elementor-post__read-more" href="https://courmacslegal.co.uk/claim-guidance/limitation-period-claim-deadline/" aria-label="Read more about What is a Limitation Period and Can You Miss Your Right to Claim?" tabindex="-1"> 2081 Read More » </a> 2082 2083 </div> 2084 </article> 2085 <article class="elementor-post elementor-grid-item post-9712 post type-post status-publish format-standard has-post-thumbnail hentry category-legal-news claim-types-pcp-claims" role="listitem"> 2086 <a class="elementor-post__thumbnail__link" href="https://courmacslegal.co.uk/legal-news/why-national-papers-covered-our-car-finance-challenge/" tabindex="-1"> 2087 <div class="elementor-post__thumbnail"><img loading="lazy" decoding="async" width="300" height="251" src="https://courmacslegal.co.uk/wp-content/uploads/2026/04/FB-weve-moved-1-300x251.png" class="attachment-medium size-medium wp-image-9727" alt="car finance news" srcset="https://courmacslegal.co.uk/wp-content/uploads/2026/04/FB-weve-moved-1-300x251.png 300w, https://courmacslegal.co.uk/wp-content/uploads/2026/04/FB-weve-moved-1-768x644.png 768w, https://courmacslegal.co.uk/wp-content/uploads/2026/04/FB-weve-moved-1.png 940w" sizes="(max-width: 300px) 100vw, 300px" /></div> 2088 </a> 2089 <div class="elementor-post__text"> 2090 <h3 class="elementor-post__title"> 2091 <a href="https://courmacslegal.co.uk/legal-news/why-national-papers-covered-our-car-finance-challenge/"> 2092 Why 10 National Papers Covered Our Car Finance Challenge </a> 2093 </h3> 2094 <div class="elementor-post__meta-data"> 2095 <span class="elementor-post-date"> 2096 23rd Apr 2026 </span> 2097 </div> 2098 2099 <a class="elementor-post__read-more" href="https://courmacslegal.co.uk/legal-news/why-national-papers-covered-our-car-finance-challenge/" aria-label="Read more about Why 10 National Papers Covered Our Car Finance Challenge" tabindex="-1"> 2100 Read More » </a> 2101 2102 </div> 2103 </article> 2104 <article class="elementor-post elementor-grid-item post-9027 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies claim-types-pcp-claims" role="listitem"> 2105 <a class="elementor-post__thumbnail__link" href="https://courmacslegal.co.uk/case-studies/award-secured-in-pcp-claim-court-case/" tabindex="-1"> 2106 <div class="elementor-post__thumbnail"><img loading="lazy" decoding="async" width="300" height="200" src="https://courmacslegal.co.uk/wp-content/uploads/2026/01/wooden-table-with-gavel-microphone-and-black-leat-2026-01-08-00-16-19-utc-300x200.jpg" class="attachment-medium size-medium wp-image-8972" alt="PCP Claim Court" srcset="https://courmacslegal.co.uk/wp-content/uploads/2026/01/wooden-table-with-gavel-microphone-and-black-leat-2026-01-08-00-16-19-utc-300x200.jpg 300w, https://courmacslegal.co.uk/wp-content/uploads/2026/01/wooden-table-with-gavel-microphone-and-black-leat-2026-01-08-00-16-19-utc-1024x683.jpg 1024w, https://courmacslegal.co.uk/wp-content/uploads/2026/01/wooden-table-with-gavel-microphone-and-black-leat-2026-01-08-00-16-19-utc-768x512.jpg 768w, https://courmacslegal.co.uk/wp-content/uploads/2026/01/wooden-table-with-gavel-microphone-and-black-leat-2026-01-08-00-16-19-utc.jpg 1200w" sizes="(max-width: 300px) 100v
2106w, 300px" /></div> 2107 </a> 2108 <div class="elementor-post__text"> 2109 <h3 class="elementor-post__title"> 2110 <a href="https://courmacslegal.co.uk/case-studies/award-secured-in-pcp-claim-court-case/"> 2111 PCP Claim Awarded £2,699 in Court </a> 2112 </h3> 2113 <div class="elementor-post__meta-data"> 2114 <span class="elementor-post-date"> 2115 30th Jan 2026 </span> 2116 </div> 2117 2118 <a class="elementor-post__read-more" href="https://courmacslegal.co.uk/case-studies/award-secured-in-pcp-claim-court-case/" aria-label="Read more about PCP Claim Awarded £2,699 in Court" tabindex="-1"> 2119 Read More » </a> 2120 2121 </div> 2122 </article> 2123 <article class="elementor-post elementor-grid-item post-8937 post type-post status-publish format-standard has-post-thumbnail hentry category-claim-guidance claim-types-pcp-claims claim-types-udc-claims" role="listitem"> 2124 <a class="elementor-post__thumbnail__link" href="https://courmacslegal.co.uk/claim-guidance/poor-advice-vs-mis-selling/" tabindex="-1"> 2125 <div class="elementor-post__thumbnail"><img loading="lazy" decoding="async" width="300" height="168" src="https://courmacslegal.co.uk/wp-content/uploads/2026/01/businessman-and-team-analyzing-financial-statement-2026-01-05-23-24-31-utc-300x168.jpg" class="attachment-medium size-medium wp-image-8941" alt="Discussing financial statements and calculations." srcset="https://courmacslegal.co.uk/wp-content/uploads/2026/01/businessman-and-team-analyzing-financial-statement-2026-01-05-23-24-31-utc-300x168.jpg 300w, https://courmacslegal.co.uk/wp-content/uploads/2026/01/businessman-and-team-analyzing-financial-statement-2026-01-05-23-24-31-utc-1024x574.jpg 1024w, https://courmacslegal.co.uk/wp-content/uploads/2026/01/businessman-and-team-analyzing-financial-statement-2026-01-05-23-24-31-utc-768x431.jpg 768w, https://courmacslegal.co.uk/wp-content/uploads/2026/01/businessman-and-team-analyzing-financial-statement-2026-01-05-23-24-31-utc.jpg 1200w" sizes="(max-width: 300px) 100vw, 300px" /></div> 2126 </a> 2127 <div class="elementor-post__text"> 2128 <h3 class="elementor-post__title"> 2129 <a href="https://courmacslegal.co.uk/claim-guidance/poor-advice-vs-mis-selling/"> 2130 Poor Advice vs Mis-Selling: Whatâs the Difference? </a> 2131 </h3> 2132 <div class="elementor-post__meta-data"> 2133 <span class="elementor-post-date"> 2134 29th Jan 2026 </span> 2135 </div> 2136 2137 <a class="elementor-post__read-more" href="https://courmacslegal.co.uk/claim-guidance/poor-advice-vs-mis-selling/" aria-label="Read more about Poor Advice vs Mis-Selling: Whatâs the Difference?" tabindex="-1"> 2138 Read More » </a> 2139 2140 </div> 2141 </article> 2142 </div> 2143 2144 </div> 2145 </div> 2146 <div class="elementor-element elementor-element-62c50db elementor-grid-1 elementor-posts--align-left elementor-grid-tablet-1 elementor-hidden-desktop elementor-hidden-tablet elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-widget elementor-widget-posts" data-id="62c50db" data-element_type="widget" data-e-type="widget" data-settings="{"classic_columns":"1","classic_row_gap":{"unit":"px","size":17,"sizes":[]},"classic_columns_tablet":"1","classic_columns_mobile":"1","classic_row_gap_tablet":{"unit":"px","size":"","sizes":[]},"classic_row_gap_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="posts.classic"> 2147 <div class="elementor-widget-container"> 2148 <div class="elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid" role="list"> 2149 <article class="elementor-post elementor-grid-item post-9862 post type-post status-publish format-standard has-post-thumbnail hentry category-claim-guidance tag-housing-disrepair tag-legal-rights tag-limitation-act-1980 tag-limitation-period tag-personal-injury tag-time-limit-to-claim claim-types-pcp-claims claim-types-housing-disrepair-claims claim-types-udc-claims" role="listitem">
2150 <a class="elementor-post__thumbnail__link" href="https://courmacslegal.co.uk/claim-guidance/limitation-period-claim-deadline/" tabindex="-1"> 2151 <div class="elementor-post__thumbnail"><img decoding="async" width="300" height="206" src="https://courmacslegal.co.uk/wp-content/uploads/2026/05/2799-300x206.jpg" class="attachment-medium size-medium wp-image-9871" alt="legal limitation period - time limits on making claims." srcset="https://courmacslegal.co.uk/wp-content/uploads/2026/05/2799-300x206.jpg 300w, https://courmacslegal.co.uk/wp-content/uploads/2026/05/2799-768x528.jpg 768w, https://courmacslegal.co.uk/wp-content/uploads/2026/05/2799.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" /></div> 2152 </a> 2153 <div class="elementor-post__text"> 2154 <h3 class="elementor-post__title"> 2155 <a href="https://courmacslegal.co.uk/claim-guidance/limitation-period-claim-deadline/"> 2156 What is a Limitation Period and Can You Miss Your Right to Claim? </a> 2157 </h3> 2158 <div class="elementor-post__meta-data"> 2159 <span class="elementor-post-date"> 2160 13th May 2026 </span> 2161 </div> 2162 2163 <a class="elementor-post__read-more" href="https://courmacslegal.co.uk/claim-guidance/limitation-period-claim-deadline/" aria-label="Read more about What is a Limitation Period and Can You Miss Your Right to Claim?" tabindex="-1"> 2164 Read More » </a> 2165 2166 </div> 2167 </article> 2168 <article class="elementor-post elementor-grid-item post-9712 post type-post status-publish format-standard has-post-thumbnail hentry category-legal-news claim-types-pcp-claims" role="listitem"> 2169 <a class="elementor-post__thumbnail__link" href="https://courmacslegal.co.uk/legal-news/why-national-papers-covered-our-car-finance-challenge/" tabindex="-1"> 2170 <div class="elementor-post__thumbnail"><img loading="lazy" decoding="async" width="300" height="251" src="https://courmacslegal.co.uk/wp-content/uploads/2026/04/FB-weve-moved-1-300x251.png" class="attachment-medium size-medium wp-image-9727" alt="car finance news" srcset="https://courmacslegal.co.uk/wp-content/uploads/2026/04/FB-weve-moved-1-300x251.png 300w, https://courmacslegal.co.uk/wp-content/uploads/2026/04/FB-weve-moved-1-768x644.png 768w, https://courmacslegal.co.uk/wp-content/uploads/2026/04/FB-weve-moved-1.png 940w" sizes="(max-width: 300px) 100vw, 300px" /></div> 2171 </a> 2172 <div class="elementor-post__text"> 2173 <h3 class="elementor-post__title"> 2174 <a href="https://courmacslegal.co.uk/legal-news/why-national-papers-covered-our-car-finance-challenge/"> 2175 Why 10 National Papers Covered Our Car Finance Challenge </a> 2176 </h3> 2177 <div class="elementor-post__meta-data"> 2178 <span class="elementor-post-date"> 2179 23rd Apr 2026 </span> 2180 </div> 2181 2182 <a class="elementor-post__read-more" href="https://courmacslegal.co.uk/legal-news/why-national-papers-covered-our-car-finance-challenge/" aria-label="Read more about Why 10 National Papers Covered Our Car Finance Challenge" tabindex="-1"> 2183 Read More » </a> 2184 2185 </div> 2186 </article> 2187 <article class="elementor-post elementor-grid-item post-9027 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies claim-types-pcp-claims" role="listitem"> 2188 <a class="elementor-post__thumbnail__link" href="https://courmacslegal.co.uk/case-studies/award-secured-in-pcp-claim-court-case/" tabindex="-1"> 2189 <div class="elementor-post__thumbnail"><img loading="lazy" decoding="async" width="300" height="200" src="https://courmacslegal.co.uk/wp-content/uploads/2026/01/wooden-table-with-gavel-microphone-and-black-leat-2026-01-08-00-16-19-utc-300x200.jpg" class="attachment-medium size-medium wp-image-8972" alt="PCP Claim Court" srcset="https://courmacslegal.co.uk/wp-content/uploads/2026/01/wooden-table-with-gavel-microphone-and-black-leat-2026-01-08-00-16-19-utc-300x200.jpg 300w, https://courmacslegal.co.uk/wp-content/uploads/2026/01/wooden-table-with-gavel-microphone-and-black-leat-2026-01-08-00-16-19-utc-1024x683.jpg 1024w, https://courmacslegal.co.uk/wp-content/uploads/2026/01/wooden-table-with-gavel-microphone-and-black-leat-2026-01-08-00-16-19-utc-768x512.jpg 768w, https://courmacslegal.co.uk/wp-content/uploads/2026/01/wooden-table-with-gavel-microphone-and-black-leat-2026-01-08-00-16-19-utc.jpg 1200w" sizes="(max-width: 300px) 100v
2189w, 300px" /></div> 2190 </a> 2191 <div class="elementor-post__text"> 2192 <h3 class="elementor-post__title"> 2193 <a href="https://courmacslegal.co.uk/case-studies/award-secured-in-pcp-claim-court-case/"> 2194 PCP Claim Awarded £2,699 in Court </a> 2195 </h3> 2196 <div class="elementor-post__meta-data"> 2197 <span class="elementor-post-date"> 2198 30th Jan 2026 </span> 2199 </div> 2200 2201 <a class="elementor-post__read-more" href="https://courmacslegal.co.uk/case-studies/award-secured-in-pcp-claim-court-case/" aria-label="Read more about PCP Claim Awarded £2,699 in Court" tabindex="-1"> 2202 Read More » </a> 2203 2204 </div> 2205 </article> 2206 </div> 2207 2208 </div> 2209 </div> 2210 </div> 2211 </div> 2212 </div> 2213 </div> 2214 <footer data-elementor-type="footer" data-elementor-id="628" class="elementor elementor-628 elementor-location-footer" data-elementor-settings="{"ha_cmc_init_switcher":"no"}" data-elementor-post-type="elementor_library"> 2215 <div 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2519 viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg>","library":"fa-solid"}}" data-widget_type="nav-menu.default"> 2520 <div class="elementor-widget-container"> 2521 <nav aria-label="Menu" class="elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-vertical e--pointer-none"> 2522 <ul id="menu-1-a477fae" class="elementor-nav-menu sm-vertical"><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-673"><a href="https://courmacslegal.co.uk/about-us/" class="elementor-item">Who We Are</a></li> 2523<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-676"><a href="/about-us#story" class="elementor-item elementor-item-anchor">Our Story</a></li> 2524<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-674"><a href="/about-us#values" class="elementor-item elementor-item-anchor">Our Values</a></li> 2525<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-675"><a href="/about-us#team" class="elementor-item elementor-item-anchor">Meet the Team</a></li> 2526</ul> </nav> 2527 <nav class="elementor-nav-menu--dropdown elementor-nav-menu__container" aria-hidden="true"> 2528 <ul id="menu-2-a477fae" class="elementor-nav-menu sm-vertical"><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-673"><a href="https://courmacslegal.co.uk/about-us/" class="elementor-item" tabindex="-1">Who We Are</a></li> 2529<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-676"><a href="/about-us#story" class="elementor-item elementor-item-anchor" tabindex="-1">Our Story</a></li> 2530<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-674"><a href="/about-us#values" class="elementor-item elementor-item-anchor" tabindex="-1">Our Values</a></li> 2531<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-675"><a href="/about-us#team" class="elementor-item elementor-item-anchor" tabindex="-1">Meet the Team</a></li> 2532</ul> </nav> 2533 </div> 2534 </div> 2535 </div> 2536 <div class="elementor-element elementor-element-e5cbb79 e-con-full e-flex e-con e-child" data-id="e5cbb79" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 2537 <div class="elementor-element elementor-element-8e37179 elementor-widget elementor-widget-heading" data-id="8e37179" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 2538 <div class="elementor-widget-container"> 2539 <div class="elementor-heading-title elementor-size-default"><a href="/our-services">Services</a></div> </div> 2540 </div> 2541 <div class="elementor-element elementor-element-53c5f07 elementor-nav-menu__align-start elementor-nav-menu--dropdown-none elementor-widget__width-inherit elementor-widget elementor-widget-nav-menu" data-id="53c5f07" data-element_type="widget" data-e-type="widget" data-settings="{"layout":"vertical","submenu_icon":{"value":"<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\"
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2561 viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg>","library":"fa-solid"}}" data-widget_type="nav-menu.default"> 2562 <div class="elementor-widget-container"> 2563 <nav aria-label="Menu" class="elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-vertical e--pointer-none"> 2564 <ul id="menu-1-33c7bb4" class="elementor-nav-menu sm-vertical"><li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-677"><a href="/careers#why-work-with-us" class="elementor-item elementor-item-anchor">Why Work With Us</a></li> 2565<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-678"><a href="/careers#benefits" class="elementor-item elementor-item-anchor">Benefits & Perks</a></li> 2566<li class="menu-item menu-item-type-post_type_archive menu-item-object-job-opportunity menu-item-5982"><a href="https://courmacslegal.co.uk/job-opportunities/" class="elementor-item">Current Opportunities</a></li> 2567<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-680"><a href="/careers#diversity-and-inclusion" class="elementor-item elementor-item-anchor">Diversity & Inclusion</a></li> 2568</ul> </nav> 2569 <nav class="elementor-nav-menu--dropdown elementor-nav-menu__container" aria-hidden="true"> 2570 <ul id="menu-2-33c7bb4" class="elementor-nav-menu sm-vertical"><li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-677"><a href="/careers#why-work-with-us" class="elementor-item elementor-item-anchor" tabindex="-1">Why Work With Us</a></li> 2571<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-678"><a href="/careers#benefits" class="elementor-item elementor-item-anchor" tabindex="-1">Benefits & Perks</a></li> 2572<li class="menu-item menu-item-type-post_type_archive menu-item-object-job-opportunity menu-item-5982"><a href="https://courmacslegal.co.uk/job-opportunities/" class="elementor-item" tabindex="-1">Current Opportunities</a></li> 2573<li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-680"><a href="/careers#diversity-and-inclusion" class="elementor-item elementor-item-anchor" tabindex="-1">Diversity & Inclusion</a></li> 2574</ul> </nav> 2575 </div> 2576 </div> 2577 </div> 2578 <div class="elementor-element elementor-element-83e693e e-con-full e-flex e-con e-child" data-id="83e693e" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 2579 <div class="elementor-element elementor-element-42d83cd elementor-widget elementor-widget-heading" data-id="42d83cd" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 2580 <div class="elementor-widget-container"> 2581 <div class="elementor-heading-title elementor-size-default"><a href="/help-and-support">Help & Support</a></div> </div> 2582 </div> 2583 <div class="elementor-element elementor-element-9cab992 elementor-nav-menu__align-start elementor-nav-menu--dropdown-none elementor-widget elementor-widget-nav-menu" data-id="9cab992" data-element_type="widget" data-e-type="widget" data-settings="{"layout":"vertical","submenu_icon":{"value":"<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\"
2583 viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg>","library":"fa-solid"}}" data-widget_type="nav-menu.default"> 2584 <div class="elementor-widget-container"> 2585 <nav aria-label="Menu" class="elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-vertical e--pointer-none"> 2586 <ul id="menu-1-9cab992" class="elementor-nav-menu sm-vertical"><li class="menu-item menu-item-type-post_type menu-item-object-policies menu-item-7709"><a href="https://courmacslegal.co.uk/policies/our-fees/" class="elementor-item">Our Fees</a></li> 2587<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-7859"><a href="https://courmacslegal.co.uk/frequently-asked-questions/" class="elementor-item">Frequently Asked Questions</a></li> 2588<li class="menu-item menu-item-type-post_type menu-item-object-glossary menu-item-7679"><a href="https://courmacslegal.co.uk/glossary/no-win-no-fee/" class="elementor-item">How Our Fees Work</a></li> 2589<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-693"><a href="https://courmacslegal.co.uk/contact-us/" class="elementor-item">Contact Us</a></li> 2590</ul> </nav> 2591 <nav class="elementor-nav-menu--dropdown elementor-nav-menu__container" aria-hidden="true"> 2592 <ul id="menu-2-9cab992" class="elementor-nav-menu sm-vertical"><li class="menu-item menu-item-type-post_type menu-item-object-policies menu-item-7709"><a href="https://courmacslegal.co.uk/policies/our-fees/" class="elementor-item" tabindex="-1">Our Fees</a></li> 2593<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-7859"><a href="https://courmacslegal.co.uk/frequently-asked-questions/" class="elementor-item" tabindex="-1">Frequently Asked Questions</a></li> 2594<li class="menu-item menu-item-type-post_type menu-item-object-glossary menu-item-7679"><a href="https://courmacslegal.co.uk/glossary/no-win-no-fee/" class="elementor-item" tabindex="-1">How Our Fees Work</a></li> 2595<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-693"><a href="https://courmacslegal.co.uk/contact-us/" class="elementor-item" tabindex="-1">Contact Us</a></li> 2596</ul> </nav> 2597 </div> 2598 </div> 2599 </div> 2600 <div class="elementor-element elementor-element-88e8e54 e-con-full e-flex e-con e-child" data-id="88e8e54" data-element_type="container" data-e-type="container" data-settings="{"_ha_eqh_enable":false}"> 2601 <div class="elementor-element elementor-element-8e9d705 elementor-widget elementor-widget-heading" data-id="8e9d705" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 2602 <div class="elementor-widget-container"> 2603 <div class="elementor-heading-title elementor-size-default"><a href="/our-news">News & Media</a></div> </div> 2604 </div> 2605 <div class="elementor-element elementor-element-dc1fefb elementor-nav-menu__align-start elementor-nav-menu--dropdown-none elementor-widget elementor-widget-nav-menu" data-id="dc1fefb" data-element_type="widget" data-e-type="widget" data-settings="{"layout":"vertical","submenu_icon":{"value":"<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\"
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2767} 2768 2769.uc-remote-parent .uc_post_list_box{ 2770 cursor:pointer; 2771} 2772 2773#uc_post_list_elementor_e4b7dfd .ue-post-link-overlay{ 2774 display:block; 2775 position:absolute; 2776 top:0; 2777 bottom:0; 2778 right:0; 2779 left:0; 2780} 2781 2782 2783 2784 2785</style> 2786 2787<div class="uc_post_list uc-items-wrapper " id="uc_post_list_elementor_e4b7dfd" > 2788 <div class="uc_post_list_box" data-category=""> 2789 2790 2791 2792 <div class="uc_post_list_content"> 2793 <div class="uc_post_list_content_inside"> 2794 2795 2796 2797 <div class="uc_post_list_title"><a target="_self" href="https://courmacslegal.co.uk/policies/privacy-policy/" title="Privacy Policy">Privacy Policy</a></div> 2798 <div class="ue-meta-data"> 2799 2800 2801 2802 2803 2804 2805 2806</div> 2807 2808 2809 2810 </div> 2811 </div> 2812 2813 2814 2815 </div> 2816<div class="uc_post_list_box" data-category=""> 2817 2818 2819 2820 <div class="uc_post_list_content"> 2821 <div class="uc_post_list_content_inside"> 2822 2823 2824 2825 <div class="uc_post_list_title"><a target="_self" href="https://courmacslegal.co.uk/policies/cookie-policy/" title="Cookie Policy">Cookie Policy</a></div> 2826 <div class="ue-meta-data"> 2827 2828 2829 2830 2831 2832 2833 2834</div> 2835 2836 2837 2838 </div> 2839 </div> 2840 2841 2842 2843 </div> 2844<div class="uc_post_list_box" data-category=""> 2845 2846 2847 2848 <div class="uc_post_list_content"> 2849 <div class="uc_post_list_content_inside"> 2850 2851 2852 2853 <div class="uc_post_list_title"><a target="_self" href="https://courmacslegal.co.uk/policies/complaints-policy/" title="Complaints Policy">Complaints Policy</a></div> 2854 <div class="ue-meta-data"> 2855 2856 2857 2858 2859 2860 2861 2862</div> 2863 2864 2865 2866 </div> 2867 </div> 2868 2869 2870 2871 </div> 2872<div class="uc_post_list_box" data-category=""> 2873 2874 2875 2876 <div class="uc_post_list_content"> 2877 <div class="uc_post_list_content_inside"> 2878 2879 2880 2881 <div class="uc_post_list_title"><a target="_self" href="https://courmacslegal.co.uk/policies/website-terms-and-conditions/" title="Website Terms">Website Terms</a></div> 2882 <div class="ue-meta-data"> 2883 2884 2885 2886 2887 2888 2889 2890</div> 2891 2892 2893 2894 </div> 2895 </div> 2896 2897 2898 2899 </div> 2900<div class="uc_post_list_box" data-category=""> 2901 2902 2903 2904 <div class="uc_post_list_content"> 2905 <div class="uc_post_list_content_inside"> 2906 2907 2908 2909 <div class="uc_post_list_title"><a target="_self" href="https://courmacslegal.co.uk/policies/cancellation-policy/" title="Cancellation Policy">Cancellation Policy</a></div> 2910 <div class="ue-meta-data"> 2911 2912 2913 2914 2915 2916 2917 2918</div> 2919 2920 2921 2922 </div> 2923 </div> 2924 2925 2926 2927 </div> 2928<div class="uc_post_list_box" data-category=""> 2929 2930 2931 2932 <div class="uc_post_list_content"> 2933 <div class="uc_post_list_content_inside"> 2934 2935 2936 2937 <div class="uc_post_list_title"><a target="_self" href="https://courmacslegal.co.uk/policies/business-terms/" title="Business Terms">Business Terms</a></div> 2938 <div class="ue-meta-data"> 2939 2940 2941 2942 2943 2944 2945 2946</div> 2947 2948 2949 2950 </div> 2951 </div> 2952 2953 2954 2955 </div> 2956<div class="uc_post_list_box" data-category=""> 2957 2958 2959 2960 <div class="uc_post_list_content"> 2961 <div class="uc_post_list_content_inside"> 2962 2963 2964 2965 <div class="uc_post_list_title"><a target="_self" href="https://courmacslegal.co.uk/policies/our-fees/" title="Our Fees">Our Fees</a></div> 2966 <div class="ue-meta-data"> 2967 2968 2969 2970 2971 2972 2973 2974</div> 2975 2976 2977 2978 </div> 2979 </div> 2980 2981 2982 2983 </div> 2984<div class="uc_post_list_box" data-category=""> 2985 2986 2987 2988 <div class="uc_post_list_content"> 2989 <div class="uc_post_list_content_inside"> 2990 2991 2992 2993 <div class="uc_post_list_title"><a target="_self" href="https://courmacslegal.co.uk/policies/accessibility-statement/" title="Accessibility Statement">Accessibility Statement</a></div> 2994 <div class="ue-meta-data"> 2995 2996 2997 2998 2999 3000 3001 3002</div> 3003 3004 3005 3006 </div> 3007 </div> 3008 3009 3010 3011 </div> 3012<div class="uc_post_list_box" data-category=""> 3013 3014 3015 3016 <div class="uc_post_list_content"> 3017 <div class="uc_post_list_content_inside"> 3018 3019 3020 3021 <div class="uc_post_list_title"><a target="_self" href="https://courmacslegal.co.uk/policies/modern-slavery/" title="Modern Slavery">Modern Slavery</a></div> 3022 <div class="ue-meta-data"> 3023 3024 3025 3026 3027 3028 3029 3030</div> 3031 3032 3033 3034 </div> 3035 </div> 3036 3037 3038 3039 </div> 3040 3041</div> 3042 3043 3044<!-- end Post List --> </div>
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3431<script type="module"> 3432/*! This file is auto-generated */ 3433var e="script#wp-emoji-settings",t=document.querySelector(e);if(!(t instanceof HTMLScriptElement))throw new Error("Element missing: "+e);const r=JSON.parse(t.text),s=(window._wpemojiSettings=r,"wpEmojiSettingsSupports"),o=["flag","emoji"];function i(e){try{var t={supportTests:e,timestamp:(new Date).valueOf()};sessionStorage.setItem(s,JSON.stringify(t))}catch(e){}}function c(e,t,n){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);t=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data);e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(n,0,0);const r=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data);return t.every((e,t)=>e===r[t])}function p(e,t){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);var n=e.getImageData(16,16,1,1);for(let e=0;e<n.data.length;e++)if(0!==n.data[e])return!1;return!0}function u(e,t,n,r){switch(t){case"flag":return n(e,"\ud83c\udff3\ufe0f\u200d\u26a7\ufe0f","\ud83c\udff3\ufe0f\u200b\u26a7\ufe0f")?!1:!n(e,"\ud83c\udde8\ud83c\uddf6","\ud83c\udde8\u200b\ud83c\uddf6")&&!n(e,"\ud83c\udff4\udb40\udc67\udb40\udc62\udb40\udc65\udb40\udc6e\udb40\udc67\udb40\udc7f","\ud83c\udff4\u200b\udb40\udc67\u200b\udb40\udc62\u200b\udb40\udc65\u200b\udb40\udc6e\u200b\udb40\udc67\u200b\udb40\udc7f");case"emoji":return!r(e,"\ud83e\u1fac8")}return!1}function f(e,t,n,r){let a;const s=(a="undefined"!=typeof WorkerGlobalScope&&self instanceof WorkerGlobalScope?new OffscreenCanvas(300,150):document.createElement("canvas")).getContext("2d",{willReadFrequently:!0}),o=(s.textBaseline="top",s.font="600 32px Arial",{});return e.forEach(e=>{o[e]=t(s,e,n,r)}),o}function a(e){var t=document.createElement("script");t.src=e,t.defer=!0,document.head.appendChild(t)}r.supports={everything:!0,everythingExceptFlag:!0},new Promise(t=>{let n=function(){try{var e=JSON.parse(sessionStorage.getItem(s));if("object"==typeof e&&"number"==typeof e.timestamp&&(new Date).valueOf()<e.timestamp+604800&&"object"==typeof e.supportTests)return e.supportTests}catch(e){}return null}();if(!n){if("undefined"!=typeof Worker&&"undefined"!=typeof OffscreenCanvas&&"undefined"!=typeof URL&&URL.createObjectURL&&"undefined"!=typeof Blob)try{var e="postMessage("+f.toString()+"("+[JSON.stringify(o),u.toString(),c.toString(),p.toString()].join(",")+"));",r=new Blob([e],{type:"text/javascript"});const a=new Worker(URL.createObjectURL(r),{name:"wpTestEmojiSupports"});return void(a.onmessage=e=>{i(n=e.data),a.terminate(),t(n)})}catch(e){}i(n=f(o,u,c,p))}t(n)}).then(e=>{for(const n in e)r.supports[n]=e[n],r.supports.everything=r.supports.everything&&r.supports[n],"flag"!==n&&(r.supports.everythingExceptFlag=r.supports.everythingExceptFlag&&r.supports[n]);var t;r.supports.everythingExceptFlag=r.supports.everythingExceptFlag&&!r.supports.flag,r.supports.everything||((t=r.source||{}).concatemoji?a(t.concatemoji):t.wpemoji&&t.twemoji&&(a(t.twemoji),a(t.wpemoji)))}); 3434//# sourceURL=https://courmacslegal.co.uk/wp-includes/js/wp-emoji-loader.min.js 3435</script>
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3436<script> 3437document.addEventListener('DOMContentLoaded', function() { 3438 // Wait for Elementor to initialize 3439 setTimeout(function() { 3440 // Target your specific carousel 3441 const carousel = document.querySelector('.elementor-element-df59dae'); 3442 if (carousel) { 3443 // Find the Swiper instance 3444 const swiperContainer = carousel.querySelector('.swiper-container') || carousel.querySelector('.swiper'); 3445 if (swiperContainer && swiperContainer.swiper) { 3446 // Update Swiper settings 3447 swiperContainer.swiper.params.slidesPerView = 10; 3448 swiperContainer.swiper.params.slidesPerGroup = 1; 3449 3450 // Update responsive breakpoints 3451 swiperContainer.swiper.params.breakpoints = { 3452 0: { 3453 slidesPerView: 3, 3454 slidesPerGroup: 1 3455 }, 3456 768: { 3457 slidesPerView: 5, 3458 slidesPerGroup: 1 3459 }, 3460 1025: { 3461 slidesPerView: 10, 3462 slidesPerGroup: 1 3463 } 3464 }; 3465 3466 // Reinitialize Swiper 3467 swiperContainer.swiper.update(); 3468 } 3469 } 3470 }, 1000); 3471}); 3472</script>
3472 3473 3474</body> 3475</html>
Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.