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633    <path d="M18.875 6.5L11 15.5L3.125 6.5L18.875 6.5Z" />
634  </symbol>
635  
636  <symbol id="openArrow" >
637    <path d="M11 18.3591L11 3" stroke="inherit" fill="none"  />
638    <path d="M18 11.5L11 18.5L4 11.5" stroke="inherit" fill="none"  />
639  </symbol>
640  
641  <symbol id="openArrowHead" >
642    <path d="M18 7L11 14L4 7" fill="none" />
643  </symbol>
644
645  <symbol id="pinchedArrow" >
646    <path d="M11 17.3591L11 2" fill="none" />
647    <path d="M2 11C5.85455 12.2308 8.81818 14.9038 11 18C13.1818 14.8269 16.1455 12.1538 20 11" fill="none" />
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652    <path d="M11 11L11 1" fill="none"/>
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655  <symbol id="pinchedArrowHead" >
656    <path d="M2 7.24091C5.85455 8.40454 8.81818 10.9318 11 13.8591C13.1818 10.8591 16.1455 8.33181 20 7.24091"  fill="none" />
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660    <path d="M11.05 7.1591C7.04096 5.60456 1.05005 4.95001 1.05005 4.95001C6.20459 7.89547 9.41368 10.4318 11.05 16.4864C12.6864 10.35 15.8955 7.81365 21.05 4.95001C21.05 4.95001 15.0591 5.60456 11.05 7.1591Z" />
661  </symbol>
662
663</svg>
664    
665<div class="sqs-announcement-bar-dropzone"></div>
666
667    <div class="header-announcement-bar-wrapper">
668      
669      <a
670        href="#page"
671        class="header-skip-link sqs-button-element--primary"
672      >
673        Skip to Content
674      </a>
675      
676
677
678<style>
679    @supports (-webkit-backdrop-filter: none) or (backdrop-filter: none) {
680        .header-blur-background {
681            
682                -webkit-backdrop-filter: blur(12px);
683                backdrop-filter: blur(12px);
684            
685            
686        }
687    }
688</style>
689      <div
690        class="header-border"
691        data-header-style="solid"
692        data-header-border="true"
693        data-test="header-border"
694        style="
695
696
697  
698    border-width: 0px 0px 4px 0px !important;
699  
700
701
702
703"
704      ></div>
705      <div
706        class="header-dropshadow"
707        data-header-style="solid"
708        data-header-dropshadow="false"
709        data-test="header-dropshadow"
710        style=""
711      ></div>
712      
713      
714        <div >
715          <div
716            class="header-background-solid"
717            data-header-style="solid"
718            data-test="header-background-solid"
719            
720            
721            style="opacity: calc(100 * .01)"
722          ></div>
723        </div>
724      
725
726      <div class='header-inner container--fluid
727        
728        
729        
730         header-mobile-layout-logo-left-nav-right
731        
732        
733        
734        
735        
736        
737         header-layout-nav-right
738        
739        
740        
741        
742        
743        
744        
745        
746        '
747        data-test="header-inner"
748        >
749        <!-- Background -->
750        <div class="header-background theme-bg--primary"></div>
751
752        <div class="header-display-desktop" data-content-field="site-title">
753          
754
755          
756
757          
758
759          
760
761          
762
763          
764          
765            
766            <!-- Social -->
767            
768          
769            
770            <!-- Title and nav wrapper -->
771            <div class="header-title-nav-wrapper">
772              
773
774              
775
776              
777                
778                <!-- Title -->
779                
780                  <div
781                    class="
782                      header-title
783                      
784                    "
785                    data-animation-role="header-element"
786                  >
787                    
788                      <div class="header-title-logo">
789                        <a href="/" data-animation-role="header-element">
790                        
791<img elementtiming="nbf-header-logo-desktop" src="//images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/bab7a386-bc51-4376-a125-eada9b74ddff/Four+Pillars+Financial+Planning.png?format=1500w" alt="Four Pillars Financial Planning" style="display:block" fetchpriority="high" loading="eager" decoding="async" data-loader="raw">
792
793                        </a>
794                      </div>
795
796                    
797                    
798                  </div>
799                
800              
801                
802                <!-- Nav -->
803                <div class="header-nav">
804                  <div class="header-nav-wrapper">
805                    <nav class="header-nav-list">
806                      
807
808
809  
810    <div class="header-nav-item header-nav-item--collection header-nav-item--active header-nav-item--homepage">
811      <a
812        href="/"
813        data-animation-role="header-element"
814        
815          aria-current="page"
816        
817      >
818        HOME
819      </a>
820    </div>
821  
822  
823  
824
825
826  
827    <div class="header-nav-item header-nav-item--collection">
828      <a
829        href="/about"
830        data-animation-role="header-element"
831        
832      >
833        ABOUT
834      </a>
835    </div>
836  
837  
838  
839
840
841  
842    <div class="header-nav-item header-nav-item--collection">
843      <a
844        href="/personal"
845        data-animation-role="header-element"
846        
847      >
848        PERSONAL
849      </a>
850    </div>
851  
852  
853  
854
855
856  
857    <div class="header-nav-item header-nav-item--collection">
858      <a
859        href="/business-owners"
860        data-animation-role="header-element"
861        
862      >
863        BUSINESS OWNERS
864      </a>
865    </div>
866  
867  
868  
869
870
871  
872    <div class="header-nav-item header-nav-item--collection">
873      <a
874        href="/blog"
875        data-animation-role="header-element"
876        
877      >
878        BLOGS
879      </a>
880    </div>
881  
882  
883  
884
885
886  
887    <div class="header-nav-item header-nav-item--collection">
888      <a
889        href="/contact"
890        data-animation-role="header-element"
891        
892      >
893        CONTACT
894      </a>
895    </div>
896  
897  
898  
899
900
901
902                    </nav>
903                  </div>
904                </div>
905              
906              
907            </div>
908          
909            
910            <!-- Actions -->
911            <div class="header-actions header-actions--right">
912              
913                
914              
915              
916
917              
918
919            
920            
921
922              
923              <div class="showOnMobile">
924                
925              </div>
926
927              
928              <div class="showOnDesktop">
929                
930              </div>
931
932              
933                <div class="header-actions-action header-actions-action--cta" data-animation-role="header-element">
934                  <a
935                    class="btn btn--border theme-btn--primary-inverse sqs-button-element--primary"
936                    href="https://manage.ningi.io/users/sign_in"
937                    target="_blank"
938                  >
939                    login
940                  </a>
941                </div>
942              
943            </div>
944          
945            
946
947
948<style>
949  .top-bun, 
950  .patty, 
951  .bottom-bun {
952    height: 2px;
953  }
954</style>
955
956<!-- Burger -->
957<div class="header-burger
958
959  menu-overlay-has-visible-non-navigation-items
960
961
962  
963" data-animation-role="header-element">
964  <button class="header-burger-btn burger" data-test="header-burger">
965    <span hidden class="js-header-burger-open-title visually-hidden">Open Menu</span>
966    <span hidden class="js-header-burger-close-title visually-hidden">Close Menu</span>
967    <div class="burger-box">
968      <div class="burger-inner header-menu-icon-tripleLineHamburger">
969        <div class="top-bun"></div>
970        <div class="patty"></div>
971        <div class="bottom-bun"></div>
972      </div>
973    </div>
974  </button>
975</div>
976
977          
978
979        </div>
980        <div class="header-display-mobile" data-content-field="site-title">
981          
982            
983            <!-- Social -->
984            
985          
986            
987            <!-- Title and nav wrapper -->
988            <div class="header-title-nav-wrapper">
989              
990
991              
992
993              
994                
995                <!-- Title -->
996                
997                  <div
998                    class="
999                      header-title
1000                      
1001                    "
1002                    data-animation-role="header-element"
1003                  >
1004                    
1005                      <div class="header-title-logo">
1006                        <a href="/" data-animation-role="header-element">
1007                        
1008<img elementtiming="nbf-header-logo-desktop" src="//images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/bab7a386-bc51-4376-a125-eada9b74ddff/Four+Pillars+Financial+Planning.png?format=1500w" alt="Four Pillars Financial Planning" style="display:block" fetchpriority="high" loading="eager" decoding="async" data-loader="raw">
1009
1010                        </a>
1011                      </div>
1012
1013                    
1014                    
1015                  </div>
1016                
1017              
1018                
1019                <!-- Nav -->
1020                <div class="header-nav">
1021                  <div class="header-nav-wrapper">
1022                    <nav class="header-nav-list">
1023                      
1024
1025
1026  
1027    <div class="header-nav-item header-nav-item--collection header-nav-item--active header-nav-item--homepage">
1028      <a
1029        href="/"
1030        data-animation-role="header-element"
1031        
1032          aria-current="page"
1033        
1034      >
1035        HOME
1036      </a>
1037    </div>
1038  
1039  
1040  
1041
1042
1043  
1044    <div class="header-nav-item header-nav-item--collection">
1045      <a
1046        href="/about"
1047        data-animation-role="header-element"
1048        
1049      >
1050        ABOUT
1051      </a>
1052    </div>
1053  
1054  
1055  
1056
1057
1058  
1059    <div class="header-nav-item header-nav-item--collection">
1060      <a
1061        href="/personal"
1062        data-animation-role="header-element"
1063        
1064      >
1065        PERSONAL
1066      </a>
1067    </div>
1068  
1069  
1070  
1071
1072
1073  
1074    <div class="header-nav-item header-nav-item--collection">
1075      <a
1076        href="/business-owners"
1077        data-animation-role="header-element"
1078        
1079      >
1080        BUSINESS OWNERS
1081      </a>
1082    </div>
1083  
1084  
1085  
1086
1087
1088  
1089    <div class="header-nav-item header-nav-item--collection">
1090      <a
1091        href="/blog"
1092        data-animation-role="header-element"
1093        
1094      >
1095        BLOGS
1096      </a>
1097    </div>
1098  
1099  
1100  
1101
1102
1103  
1104    <div class="header-nav-item header-nav-item--collection">
1105      <a
1106        href="/contact"
1107        data-animation-role="header-element"
1108        
1109      >
1110        CONTACT
1111      </a>
1112    </div>
1113  
1114  
1115  
1116
1117
1118
1119                    </nav>
1120                  </div>
1121                </div>
1122              
1123              
1124            </div>
1125          
1126            
1127            <!-- Actions -->
1128            <div class="header-actions header-actions--right">
1129              
1130                
1131              
1132              
1133
1134              
1135
1136            
1137            
1138
1139              
1140              <div class="showOnMobile">
1141                
1142              </div>
1143
1144              
1145              <div class="showOnDesktop">
1146                
1147              </div>
1148
1149              
1150                <div class="header-actions-action header-actions-action--cta" data-animation-role="header-element">
1151                  <a
1152                    class="btn btn--border theme-btn--primary-inverse sqs-button-element--primary"
1153                    href="https://manage.ningi.io/users/sign_in"
1154                    target="_blank"
1155                  >
1156                    login
1157                  </a>
1158                </div>
1159              
1160            </div>
1161          
1162            
1163
1164
1165<style>
1166  .top-bun, 
1167  .patty, 
1168  .bottom-bun {
1169    height: 2px;
1170  }
1171</style>
1172
1173<!-- Burger -->
1174<div class="header-burger
1175
1176  menu-overlay-has-visible-non-navigation-items
1177
1178
1179  
1180" data-animation-role="header-element">
1181  <button class="header-burger-btn burger" data-test="header-burger">
1182    <span hidden class="js-header-burger-open-title visually-hidden">Open Menu</span>
1183    <span hidden class="js-header-burger-close-title visually-hidden">Close Menu</span>
1184    <div class="burger-box">
1185      <div class="burger-inner header-menu-icon-tripleLineHamburger">
1186        <div class="top-bun"></div>
1187        <div class="patty"></div>
1188        <div class="bottom-bun"></div>
1189      </div>
1190    </div>
1191  </button>
1192</div>
1193
1194          
1195          
1196          
1197          
1198          
1199        </div>
1200      </div>
1201    </div>
1202    <!-- (Mobile) Menu Navigation -->
1203    <div class="header-menu header-menu--folder-list
1204      white
1205      
1206      
1207      
1208      
1209      "
1210      data-section-theme="white"
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1230&quot;cartStyle&quot;: &quot;cart&quot;,
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1268&quot;folderDropdownIcon&quot;: &quot;none&quot;,
1269&quot;languagePickerIcon&quot;: &quot;openArrowHead&quot;
1270},
1271&quot;mobileDropdownIconOptions&quot;: {
1272&quot;size&quot;: {
1273&quot;unit&quot;: &quot;em&quot;,
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1285&quot;folderDropdownIcon&quot;: &quot;openArrowHead&quot;,
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1289&quot;mobileOptions&quot;: {
1290&quot;layout&quot;: &quot;logoLeftNavRight&quot;,
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1340&quot;type&quot;: &quot;SITE_PALETTE_COLOR&quot;,
1341&quot;sitePaletteColor&quot;: {
1342&quot;colorName&quot;: &quot;white&quot;,
1343&quot;alphaModifier&quot;: 1.0
1344}
1345},
1346&quot;navigationColor&quot;: {
1347&quot;type&quot;: &quot;SITE_PALETTE_COLOR&quot;,
1348&quot;sitePaletteColor&quot;: {
1349&quot;colorName&quot;: &quot;black&quot;,
1350&quot;alphaModifier&quot;: 1.0
1351}
1352}
1353},
1354&quot;dropShadowOptions&quot;: {
1355&quot;enabled&quot;: false,
1356&quot;blur&quot;: {
1357&quot;unit&quot;: &quot;px&quot;,
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1368&quot;color&quot;: {
1369&quot;type&quot;: &quot;SITE_PALETTE_COLOR&quot;,
1370&quot;sitePaletteColor&quot;: {
1371&quot;colorName&quot;: &quot;black&quot;,
1372&quot;alphaModifier&quot;: 1.0
1373}
1374}
1375},
1376&quot;borderOptions&quot;: {
1377&quot;enabled&quot;: true,
1378&quot;position&quot;: &quot;bottom&quot;,
1379&quot;thickness&quot;: {
1380&quot;unit&quot;: &quot;px&quot;,
1381&quot;value&quot;: 4.0
1382},
1383&quot;color&quot;: {
1384&quot;type&quot;: &quot;SITE_PALETTE_COLOR&quot;,
1385&quot;sitePaletteColor&quot;: {
1386&quot;colorName&quot;: &quot;darkAccent&quot;,
1387&quot;alphaModifier&quot;: 1.0
1388}
1389}
1390},
1391&quot;showPromotedElement&quot;: false,
1392&quot;buttonVariant&quot;: &quot;primary&quot;,
1393&quot;blurBackground&quot;: {
1394&quot;enabled&quot;: false,
1395&quot;blurRadius&quot;: {
1396&quot;unit&quot;: &quot;px&quot;,
1397&quot;value&quot;: 12.0
1398}
1399},
1400&quot;headerOpacity&quot;: {
1401&quot;unit&quot;: &quot;%&quot;,
1402&quot;value&quot;: 100.0
1403}
1404}"
1405      data-section-id="overlay-nav"
1406      data-show-account-login="false"
1407      data-test="header-menu">
1408      <div class="header-menu-bg theme-bg--primary"></div>
1409      <div class="header-menu-nav">
1410        <nav class="header-menu-nav-list">
1411          <div data-folder="root" class="header-menu-nav-folder">
1412            <div class="header-menu-nav-folder-content">
1413              <!-- Menu Navigation -->
1414<div class="header-menu-nav-wrapper">
1415  
1416    
1417      
1418        
1419          
1420            <div class="container header-menu-nav-item header-menu-nav-item--collection header-menu-nav-item--active header-menu-nav-item--homepage">
1421              <a
1422                href="/"
1423                
1424                  aria-current="page"
1425                
1426              >
1427                <div class="header-menu-nav-item-content">
1428                  HOME
1429                </div>
1430              </a>
1431            </div>
1432          
1433        
1434      
1435    
1436      
1437        
1438          
1439            <div class="container header-menu-nav-item header-menu-nav-item--collection">
1440              <a
1441                href="/about"
1442                
1443              >
1444                <div class="header-menu-nav-item-content">
1445                  ABOUT
1446                </div>
1447              </a>
1448            </div>
1449          
1450        
1451      
1452    
1453      
1454        
1455          
1456            <div class="container header-menu-nav-item header-menu-nav-item--collection">
1457              <a
1458                href="/personal"
1459                
1460              >
1461                <div class="header-menu-nav-item-content">
1462                  PERSONAL
1463                </div>
1464              </a>
1465            </div>
1466          
1467        
1468      
1469    
1470      
1471        
1472          
1473            <div class="container header-menu-nav-item header-menu-nav-item--collection">
1474              <a
1475                href="/business-owners"
1476                
1477              >
1478                <div class="header-menu-nav-item-content">
1479                  BUSINESS OWNERS
1480                </div>
1481              </a>
1482            </div>
1483          
1484        
1485      
1486    
1487      
1488        
1489          
1490            <div class="container header-menu-nav-item header-menu-nav-item--collection">
1491              <a
1492                href="/blog"
1493                
1494              >
1495                <div class="header-menu-nav-item-content">
1496                  BLOGS
1497                </div>
1498              </a>
1499            </div>
1500          
1501        
1502      
1503    
1504      
1505        
1506          
1507            <div class="container header-menu-nav-item header-menu-nav-item--collection">
1508              <a
1509                href="/contact"
1510                
1511              >
1512                <div class="header-menu-nav-item-content">
1513                  CONTACT
1514                </div>
1515              </a>
1516            </div>
1517          
1518        
1519      
1520    
1521  
1522</div>
1523
1524              
1525                
1526              
1527            </div>
1528            
1529            
1530            
1531            <div class="header-menu-cta">
1532              <a
1533                class="theme-btn--primary btn sqs-button-element--primary"
1534                href="https://manage.ningi.io/users/sign_in"
1535                target="_blank"
1536              >
1537                login
1538              </a>
1539            </div>
1540            
1541          </div>
1542        </nav>
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1544    </div>
1545    
1546    
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1571
1572
1573      <main id="page" class="container" role="main">
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1575          
1576            <article
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1586    
1587    
1588    
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1592      
1593        
1594        
1595
1596
1597  
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1599
1600
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1602
1603
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1605
1606
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1623    
1624      content-width--wide
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1629      
1630    
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1705  
1706  
1707  
1708  
1709
1710
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1712
1713
1714>
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1720    
1721      
1722    
1723    </div>
1724  </div>
1725  <div
1726    class='content-wrapper'
1727    style='
1728      
1729        
1730      
1731    '
1732  >
1733    <div
1734      class="content"
1735      
1736    >
1737      
1738      
1739      
1740      
1741      
1742      
1743      
1744      
1745      
1746      
1747        <div class="gallery gallery-section-wrapper" style="min-height: 100px;">
1748          
1749
1750<div class="gallery" style="min-height: 100px;">
1751  
1752
1753  
1754
1755  
1756
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1758
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1785          <div class="gallery-fullscreen-slideshow-item-wrapper">
1786            <div class="gallery-fullscreen-slideshow-item-src">
1787              <div class="gallery-fullscreen-slideshow-item-img" data-animation-role="image">
1788                
1789                  
1790                  
1791                  
1792                  
1793                  
1794
1795                  
1796                    
1797                      
1798                      
1799                    
1800                  
1801
1802                  
1803                  
1804<img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg" data-image-dimensions="2500x1667" data-image-focal-point="0.49,0.66" alt=" Create Your Financial Freedom " data-load="false" elementtiming="nbf-gallery-fullscreen-slideshow" src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg" width="2500" height="1667" alt="" sizes="max(100vw, 127.4745050989802vh)" style="display:block;object-position: 49% 66%; object-fit:cover; width: 100%; height: 100%;" srcset="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg?format=100w 100w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg?format=300w 300w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg?format=500w 500w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg?format=750w 750w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg?format=2500w 2500w" fetchpriority="high" loading="eager" decoding="async" data-loader="sqs">
1805                
1806                
1807              </div>
1808            </div>
1809          </div>
1810        
1811        
1812          
1813            <figcaption class="gallery-caption gallery-caption-fullscreen-slideshow">
1814              <div class="gallery-caption-wrapper">
1815                <p class="gallery-caption-content"><h1>Create Your Financial Freedom</h1></p>
1816              </div>
1817            </figcaption>
1818          
1819        
1820      </figure>
1821      
1822      <figure class="gallery-fullscreen-slideshow-item" data-slide-url="fo2rjdlicm87ave84hqqhuozoxeacl">
1823        
1824          <div class="gallery-fullscreen-slideshow-item-wrapper">
1825            <div class="gallery-fullscreen-slideshow-item-src">
1826              <div class="gallery-fullscreen-slideshow-item-img" data-animation-role="image">
1827                
1828                  
1829                  
1830                  
1831                  
1832                  
1833
1834                  
1835                    
1836                    
1837                    
1838                  
1839
1840                  
1841                  
1842<img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg" data-image-dimensions="4000x1290" data-image-focal-point="0.5,0.5" alt=" Create Your Financial Freedom " data-load="false" elementtiming="nbf-gallery-fullscreen-slideshow" src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg" width="4000" height="1290" alt="" sizes="max(100vw, 263.5658914728682vh)" style="display:block;object-position: 50% 50%; object-fit:cover; width: 100%; height: 100%;display: none;" srcset="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg?format=100w 100w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg?format=300w 300w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg?format=500w 500w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg?format=750w 750w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg?format=2500w 2500w" fetchpriority="low" loading="lazy" decoding="async" data-loader="sqs">
1843                
1844                
1845              </div>
1846            </div>
1847          </div>
1848        
1849        
1850          
1851            <figcaption class="gallery-caption gallery-caption-fullscreen-slideshow">
1852              <div class="gallery-caption-wrapper">
1853                <p class="gallery-caption-content"><h1>Create Your Financial Freedom</h1></p>
1854              </div>
1855            </figcaption>
1856          
1857        
1858      </figure>
1859      
1860      <figure class="gallery-fullscreen-slideshow-item" data-slide-url="coegohmw7rp4v8c6ry05rz2srbsnaq">
1861        
1862          <div class="gallery-fullscreen-slideshow-item-wrapper">
1863            <div class="gallery-fullscreen-slideshow-item-src">
1864              <div class="gallery-fullscreen-slideshow-item-img" data-animation-role="image">
1865                
1866                  
1867                  
1868                  
1869                  
1870                  
1871
1872                  
1873                    
1874                    
1875                    
1876                  
1877
1878                  
1879                  
1880<img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/eb1e0fa8-77cf-47f8-a005-9b410a7dbe11/Home+3.jpeg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/eb1e0fa8-77cf-47f8-a005-9b410a7dbe11/Home+3.jpeg" data-image-dimensions="2000x1333" data-image-focal-point="0.5,0.5" alt=" Create Your Financial Freedom " data-load="false" elementtiming="nbf-gallery-fullscreen-slideshow" src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/eb1e0fa8-77cf-47f8-a005-9b410a7dbe11/Home+3.jpeg" width="2000" height="1333" alt="" sizes="max(100vw, 127.53188297074269vh)" style="display:block;object-position: 50% 50%; object-fit:cover; width: 100%; height: 100%;display: none;" srcset="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/eb1e0fa8-77cf-47f8-a005-9b410a7dbe11/Home+3.jpeg?format=100w 100w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/eb1e0fa8-77cf-47f8-a005-9b410a7dbe11/Home+3.jpeg?format=300w 300w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/eb1e0fa8-77cf-47f8-a005-9b410a7dbe11/Home+3.jpeg?format=500w 500w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/eb1e0fa8-77cf-47f8-a005-9b410a7dbe11/Home+3.jpeg?format=750w 750w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/eb1e0fa8-77cf-47f8-a005-9b410a7dbe11/Home+3.jpeg?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/eb1e0fa8-77cf-47f8-a005-9b410a7dbe11/Home+3.jpeg?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/eb1e0fa8-77cf-47f8-a005-9b410a7dbe11/Home+3.jpeg?format=2500w 2500w" fetchpriority="low" loading="lazy" decoding="async" data-loader="sqs">
1881                
1882                
1883              </div>
1884            </div>
1885          </div>
1886        
1887        
1888          
1889            <figcaption class="gallery-caption gallery-caption-fullscreen-slideshow">
1890              <div class="gallery-caption-wrapper">
1891                <p class="gallery-caption-content"><h1>Create Your Financial Freedom</h1></p>
1892              </div>
1893            </figcaption>
1894          
1895        
1896      </figure>
1897      
1898    </div>
1899
1900    <div class="gallery-fullscreen-slideshow-controls">
1901      <div class="gallery-fullscreen-slideshow-control">
1902        <button class="gallery-fullscreen-slideshow-control-btn" data-previous aria-label="Previous Slide">
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1907          </div>
1908        </button>
1909      </div>
1910      <div class="gallery-fullscreen-slideshow-control">
1911        <button class="gallery-fullscreen-slideshow-control-btn" data-next aria-label="Next Slide">
1912          <div class="gallery-fullscreen-slideshow-control-btn-icon">
1913            <svg class="caret-right-icon--small" viewBox="0 0 9 16">
1914              <polyline fill="none" stroke-miterlimit="10" points="1.6,1.2 6.5,7.9 1.6,14.7 "/>
1915            </svg>
1916          </div>
1917        </button>
1918      </div>
1919    </div>
1920
1921    <div class="gallery-fullscreen-slideshow-bullet-nav">
1922      
1923        <button class="gallery-fullscreen-slideshow-bullet" data-slide-url="oku3vv4omdgzck0lx7nwkhrixa8xe5" data-target="1">
1924          <span hidden class="js-slideshow-inactive-slide">Slide 1</span>
1925          <span hidden class="js-slideshow-active-slide">Slide 1 (current slide)</span>
1926        </button>
1927      
1928        <button class="gallery-fullscreen-slideshow-bullet" data-slide-url="fo2rjdlicm87ave84hqqhuozoxeacl" data-target="2">
1929          <span hidden class="js-slideshow-inactive-slide">Slide 2</span>
1930          <span hidden class="js-slideshow-active-slide">Slide 2 (current slide)</span>
1931        </button>
1932      
1933        <button class="gallery-fullscreen-slideshow-bullet" data-slide-url="coegohmw7rp4v8c6ry05rz2srbsnaq" data-target="3">
1934          <span hidden class="js-slideshow-inactive-slide">Slide 3</span>
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1979                  
1980                  
1981                  
1982                  
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1984                  
1985                  
1986                  
1987<img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg" data-image-dimensions="2500x1667" data-image-focal-point="0.49,0.66" alt=" Create Your Financial Freedom " data-load="false" elementtiming="nbf-gallery-lightbox-item" src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg" width="2500" height="1667" alt="" sizes="(max-width: 575px) min(88vw - 40px, (100vh - 12vw) * 1.4997000599880024),min(94vw - 40px, (100vh - 6vw) * 1.4997000599880024)" style="display:block;object-fit:contain; width: 100%; height: 100%;;display:none" srcset="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg?format=100w 100w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg?format=300w 300w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg?format=500w 500w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg?format=750w 750w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs">
1988                
1989                
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2010                  
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2012                  
2013                  
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2015                  
2016                  
2017                  
2018<img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg" data-image-dimensions="4000x1290" data-image-focal-point="0.5,0.5" alt=" Create Your Financial Freedom " data-load="false" elementtiming="nbf-gallery-lightbox-item" src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg" width="4000" height="1290" alt="" sizes="(max-width: 575px) min(88vw - 40px, (100vh - 12vw) * 3.10077519379845),min(94vw - 40px, (100vh - 6vw) * 3.10077519379845)" style="display:block;object-fit:contain; width: 100%; height: 100%;;display:none" srcset="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg?format=100w 100w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg?format=300w 300w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg?format=500w 500w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg?format=750w 750w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/931a9729-4f82-462e-bdc7-27a49f7c6552/Home+2.jpeg?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs">
2019                
2020                
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2226  <div class="sqs-html-content" data-sqsp-text-block-content><h2 style="text-align:center;white-space:pre-wrap;"> ‘A goal without a plan is just a wish.‘</h2><p style="text-align:center;white-space:pre-wrap;" class="">Welcome to Four Pillars Financial Planning where our clients are at the heart of what we do. As Independent Financial Planners we have a legal, moral, and commercial obligation to our clients which is the core of our client proposition.</p><p style="text-align:center;white-space:pre-wrap;" class="">We provide Independent Financial and Lifestyle Planning to individuals and business owners to help them create Financial Freedom, Financial Independence and achieve their desired lifestyle and goals. The Four Pillars of Life are a key part of our company as everyone should focus on Health, Wealth, Gratitude &amp; Happiness not just money.</p></div>
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2453    
2454  
2455  
2456  
2457  
2458  
2459
2460
2461  data-sqsp-section="classic-editor"
2462
2463
2464>
2465  <div
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2467    
2468  >
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2470    
2471      
2472    
2473    </div>
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2476    class='content-wrapper'
2477    style='
2478      
2479        
2480      
2481    '
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2483    <div
2484      class="content"
2485       style="width: 95%;" 
2486    >
2487      
2488      
2489      
2490      
2491      
2492      
2493      
2494      
2495      
2496      
2497      <div class="sqs-layout sqs-grid-12 columns-12" data-type="page-section" id="page-section-6630f2965600b55d40e7e186"><div class="row sqs-row"><div class="col sqs-col-12 span-12"><div class="sqs-block image-block sqs-block-image" data-block-type="5" data-sqsp-block="image-classic" id="block-yui_3_17_2_1_1750691899394_10234"><div class="sqs-block-content">
2498
2499
2500
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2502
2503
2504
2505
2506
2507
2508
2509
2510
2511
2512
2513
2514
2515
2516
2517
2518
2519
2520
2521
2522
2523
2524
2525
2526
2527
2528
2529
2530
2531
2532
2533
2534
2535
2536
2537
2538
2539
2540  
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2542    
2543
2544      <figure
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2548            image-block-v2
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2561        <div class="intrinsic">
2562          
2563            <div
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2565              class="
2566                
2567                image-inset"
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2571  
2572
2573          >
2574            <div data-sqsp-image-classic-block-image-container class="sqs-image-shape-container-element
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2576                content-fit
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2584              
2585              
2586              
2587              
2588              
2589              
2590              <img data-stretch="false" data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/03da0c04-afc8-4991-a5a1-c086d17ed6ca/Building+Wealth+for+Fulfilling+Life.jpg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/03da0c04-afc8-4991-a5a1-c086d17ed6ca/Building+Wealth+for+Fulfilling+Life.jpg" data-image-dimensions="2000x2500" data-image-focal-point="0.5,0.5" alt="" data-load="false" elementtiming="system-image-block" data-sqsp-image-classic-block-image src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/03da0c04-afc8-4991-a5a1-c086d17ed6ca/Building+Wealth+for+Fulfilling+Life.jpg" width="2000" height="2500" alt="" sizes="(max-width: 640px) 100v
2590w, (max-width: 767px) 100vw, 100vw" style="display:block;object-fit: contain;" onload="this.classList.add(&quot;loaded&quot;)" srcset="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/03da0c04-afc8-4991-a5a1-c086d17ed6ca/Building+Wealth+for+Fulfilling+Life.jpg?format=100w 100w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/03da0c04-afc8-4991-a5a1-c086d17ed6ca/Building+Wealth+for+Fulfilling+Life.jpg?format=300w 300w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/03da0c04-afc8-4991-a5a1-c086d17ed6ca/Building+Wealth+for+Fulfilling+Life.jpg?format=500w 500w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/03da0c04-afc8-4991-a5a1-c086d17ed6ca/Building+Wealth+for+Fulfilling+Life.jpg?format=750w 750w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/03da0c04-afc8-4991-a5a1-c086d17ed6ca/Building+Wealth+for+Fulfilling+Life.jpg?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/03da0c04-afc8-4991-a5a1-c086d17ed6ca/Building+Wealth+for+Fulfilling+Life.jpg?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/03da0c04-afc8-4991-a5a1-c086d17ed6ca/Building+Wealth+for+Fulfilling+Life.jpg?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs">
2591
2592              <div class="image-overlay" style="overflow: hidden;-webkit-mask-image: -webkit-radial-gradient(white, black);"></div>
2593            </div>
2594          
2595            </div>
2596          
2597
2598        </div>
2599
2600        
2601          
2602          <figcaption class="image-card-wrapper" data-width-ratio>
2603            <div class="image-card sqs-dynamic-text-container" data-sqsp-image-classic-block-content-container>
2604
2605              
2606                <div class="image-title-wrapper" data-sqsp-image-classic-block-title><div class="image-title sqs-dynamic-text"
2607                
2608  
2609><h2 style="white-space:pre-wrap;">Building Wealth for a fulfilling life</h2></div></div>
2610              
2611
2612              
2613                <div class="image-subtitle-wrapper" data-sqsp-image-classic-block-subtitle><div class="image-subtitle sqs-dynamic-text"
2614                
2615  
2616><p class="" style="white-space:pre-wrap;">We help you achieve your financial goals and Financial Freedom. We offer independent financial planning, investment advice, tax advice, business planning, and generational planning, all tailored to your unique needs.</p><p class="" style="white-space:pre-wrap;">At Four Pillars Financial Planning we have decades of valuable experience serving clients in financial services. From our experience, we believe financial planning should empower you to live the life you want to live. That's why we constantly evaluate the market to ensure our services and products remain relevant and deliver true value for our clients. </p><p class="" style="white-space:pre-wrap;">Read our brochure below to find out more. </p></div></div>
2617              
2618
2619              
2620
2621            </div>
2622          </figcaption>
2623        
2624
2625      </figure>
2626
2627    
2628
2629  
2630
2631
2632</div></div><div class="row sqs-row"><div class="col sqs-col-0 span-0"></div><div class="col sqs-col-12 span-12"><div class="sqs-block website-component-block sqs-block-website-component sqs-block-code code-block" data-block-css="[&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.code/7254a91c-5bc7-4a2b-9713-cb5586100f1c_1012/website.components.code.styles.css&quot;]" data-block-scripts="[&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.code/7254a91c-5bc7-4a2b-9713-cb5586100f1c_1012/website.components.code.visitor.js&quot;]" data-block-type="1337" data-definition-name="website.components.code" data-sqsp-block="code" data-website-component-id="yui_3_17_2_1_1750691242327_8049" id="block-yui_3_17_2_1_1750691242327_8049"><div class="sqs-block-content">
2633  
2634
2635<div
2636  class="sqs-code-container"
2637  
2638  
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2640  
2641  
2642  
2643  
2644>
2645  
2646    <iframe allowfullscreen="allowfullscreen" scrolling="no" class="fp-iframe" src="https://heyzine.com/flip-book/97b498cdf0.html" style="border: 1px solid lightgray; width: 100%; height: 400px;"></iframe>
2647  
2648  
2649
2650
2651
2652</div>
2653
2654<style class="transform-overrides-vars">
2655  
2656</style>
2657
2658</div></div></div></div></div></div></div>
2659    </div>
2660  
2661  </div>
2662  
2663</section>
2664
2665      
2666    
2667      
2668        
2669        
2670
2671
2672  
2673  
2674
2675
2676
2677
2678
2679
2680
2681
2682
2683
2684
2685<section
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2688  data-section-theme="bright"
2689  class='page-section 
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2691      full-bleed-section
2692      layout-engine-section
2693    
2694    background-width--full-bleed
2695    
2696      
2697      
2698    
2699    
2700      content-width--wide
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2702    horizontal-alignment--center
2703    vertical-alignment--middle
2704    
2705      
2706    
2707    
2708    bright'
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2711  
2712  data-controller="SectionWrapperController"
2713  data-current-styles="{
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2715&quot;backgroundWidth&quot;: &quot;background-width--full-bleed&quot;,
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2717&quot;customSectionHeight&quot;: 20,
2718&quot;horizontalAlignment&quot;: &quot;horizontal-alignment--center&quot;,
2719&quot;verticalAlignment&quot;: &quot;vertical-alignment--middle&quot;,
2720&quot;contentWidth&quot;: &quot;content-width--wide&quot;,
2721&quot;customContentWidth&quot;: 50,
2722&quot;sectionTheme&quot;: &quot;bright&quot;,
2723&quot;sectionAnimation&quot;: &quot;none&quot;,
2724&quot;backgroundMode&quot;: &quot;image&quot;
2725}"
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2727&quot;video&quot;: {
2728&quot;playbackSpeed&quot;: 0.5,
2729&quot;filter&quot;: 1,
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2741&quot;typeName&quot;: &quot;page&quot;
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2745   
2746  
2747     style="min-height: 20vh;" 
2748  
2749  
2750  
2751  
2752  
2753
2754
2755  data-sqsp-section="fluid-engine"
2756
2757
2758>
2759  <div
2760    class="section-border"
2761    
2762  >
2763    <div class="section-background">
2764    
2765      
2766    
2767    </div>
2768  </div>
2769  <div
2770    class='content-wrapper'
2771    style='
2772      
2773        
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2777      
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2779  >
2780    <div
2781      class="content"
2782      
2783    >
2784      
2785      
2786      
2787      
2788      
2789      
2790      
2791      
2792      
2793      
2794      <div data-fluid-engine="true"><style>
2795
2796.fe-663340d0fdc6a2e4b060ee82 {
2797  --grid-gutter: calc(var(--sqs-mobile-site-gutter, 6vw) - 11.0px);
2798  --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (8 - 1)) ) / 8 );
2799
2800  display: grid;
2801  position: relative;
2802  grid-area: 1/1/-1/-1;
2803  grid-template-rows: repeat(3,minmax(24px, auto));
2804  grid-template-columns:
2805    minmax(var(--grid-gutter), 1fr)
2806    repeat(8, minmax(0, var(--cell-max-width)))
2807    minmax(var(--grid-gutter), 1fr);
2808  row-gap: 11.0px;
2809  column-gap: 11.0px;
2810  overflow-x: hidden;
2811  overflow-x: clip;
2812}
2813
2814@media (min-width: 768px) {
2815  .background-width--inset .fe-663340d0fdc6a2e4b060ee82 {
2816    --inset-padding: calc(var(--sqs-site-gutter) * 2);
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2818
2819  .fe-663340d0fdc6a2e4b060ee82 {
2820    --grid-gutter: calc(var(--sqs-site-gutter, 4vw) - 11.0px);
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2823
2824    --row-height-scaling-factor: 0.0215;
2825    --container-width: min(var(--sqs-site-max-width, 1500px), calc(100vw - var(--sqs-site-gutter, 4vw) * 2 - var(--inset-padding) ));
2826
2827    grid-template-rows: repeat(3,minmax(calc(var(--container-width) * var(--row-height-scaling-factor)), auto));
2828    grid-template-columns:
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2834
2835
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2841      
2842        
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2847
2848  .fe-block-663340d0ec947e18698c8627 .sqs-block {
2849    justify-content: center;
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2851
2852  .fe-block-663340d0ec947e18698c8627 .sqs-block-alignment-wrapper {
2853    align-items: center;
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2855
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2857    .fe-block-663340d0ec947e18698c8627 {
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2859      z-index: 0;
2860
2861      
2862        
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2864
2865      
2866    }
2867
2868    .fe-block-663340d0ec947e18698c8627 .sqs-block {
2869      justify-content: center;
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2871
2872    .fe-block-663340d0ec947e18698c8627 .sqs-block-alignment-wrapper {
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2877</style><div class="fluid-engine fe-663340d0fdc6a2e4b060ee82"><div class="fe-block fe-block-663340d0ec947e18698c8627"><div class="sqs-block website-component-block sqs-block-website-component sqs-block-html html-block" data-block-css="[&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.html/dd67834c-aac8-460c-97f6-e9e034e58ef8_967/website.components.html.styles.css&quot;]" data-block-scripts="[&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.html/dd67834c-aac8-460c-97f6-e9e034e58ef8_967/website.components.html.visitor.js&quot;]" data-block-type="1337" data-definition-name="website.components.html" data-sqsp-block="text" data-website-component-id="663340d0ec947e18698c8627" id="block-663340d0ec947e18698c8627"><div class="sqs-block-content"><div class="sqs-text-block-container">
2878  
2879  <div class="sqs-html-content" data-sqsp-text-block-content><div class="sqsrte-scaled-text-container"><span class="sqsrte-scaled-text"><h2 style="text-align:center;white-space:pre-wrap;">How can we help?</h2></span></div></div>
2880
2881
2882  
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2884    
2885    --stroke-style: none;--stroke-thickness: 6px;
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2887      
2888      
2889      
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2891
2892
2893
2894  }
2895
2896  #block-663340d0ec947e18698c8627 .sqs-html-content {
2897    
2898    --tweak-text-block-padding: 6% 6% 6% 6%;
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2901
2902  .fe-block-663340d0ec947e18698c8627 {
2903      mix-blend-mode: var(--tweak-text-block-blend
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2905      border-radius: var(--tweak-text-block-radius);
2906  }
2907
2908  
2909  
2910.fe-block-663340d0ec947e18698c8627 {
2911      --tweak-text-block-radius: 0px 0px 0px 0px;
2912    }
2913
2914
2915  
2916  .fe-block-663340d0ec947e18698c8627 {
2917      --tweak-text-block-blend
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2924
2925</style>
2926
2927<style id="override-container-styles">
2928    @media screen and (max-width: 767px) {
2929          
2930            
2931
2932#block-663340d0ec947e18698c8627 {
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2936    
2937  
2938    @media screen and (max-width: 767px) {
2939          #block-663340d0ec947e18698c8627 .sqs-html-content {
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2943    
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2945          
2946          
2947
2948          
2949          
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2953  
2954</style>
2955
2956
2957
2958
2959</div>
2960</div></div></div></div></div>
2961    </div>
2962  
2963  </div>
2964  
2965</section>
2966
2967      
2968    
2969      
2970        
2971        
2972
2973
2974  
2975  
2976
2977
2978
2979
2980
2981
2982
2983
2984
2985
2986
2987<section
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2990  data-section-theme="white"
2991  class='page-section 
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2997      section-height--small
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2999    
3000    
3001    horizontal-alignment--center
3002    vertical-alignment--middle
3003    
3004      
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3007    white'
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3009  data-section-id="6630f4693b0c9749a2f853e5"
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3011  data-controller="SectionWrapperController"
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3018&quot;verticalAlignment&quot;: &quot;vertical-alignment--middle&quot;,
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3020&quot;customContentWidth&quot;: 95,
3021&quot;sectionTheme&quot;: &quot;white&quot;,
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3042  data-animation="none"
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3044   
3045  
3046    
3047  
3048  
3049  
3050  
3051  
3052
3053
3054  data-sqsp-section="classic-editor"
3055
3056
3057>
3058  <div
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3061  >
3062    <div class="section-background">
3063    
3064      
3065    
3066    </div>
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3186            </div>
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3190
3191        </div>
3192
3193        
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3197
3198              
3199                <div class="image-title-wrapper" data-sqsp-image-classic-block-title><div class="image-title sqs-dynamic-text"
3200                
3201  
3202><h2 style="white-space:pre-wrap;">personal</h2></div></div>
3203              
3204
3205              
3206                <div class="image-subtitle-wrapper" data-sqsp-image-classic-block-subtitle><div class="image-subtitle sqs-dynamic-text"
3207                
3208  
3209><h3 style="white-space:pre-wrap;"><em>Developing your Financial Growth plan</em></h3><p class="" style="white-space:pre-wrap;">Taking control of your finances doesn't have to be overwhelming. A financial plan acts as your roadmap to a secure future, tailored to your unique goals and circumstances.</p><h3 style="white-space:pre-wrap;"><em>Protecting your Wealth</em></h3><p class="" style="white-space:pre-wrap;">The right protection can be invaluable for you and your loved ones in the face of an unexpected event.</p><h3 style="white-space:pre-wrap;"><em>Growing your Wealth</em></h3><p class="" style="white-space:pre-wrap;">You may have already achieved successes in your career, business or desired lifestyle goals and are looking to take your plan to the next level.&nbsp;</p><h3 style="white-space:pre-wrap;"><em>Planning your Financial Independence</em></h3><p class="" style="white-space:pre-wrap;">Retirement should be a time to relax, travel, and pursue your passions. But without proper planning, it can become a period of financial stress and unease.</p><h3 style="white-space:pre-wrap;"><em>Generational &amp; Tax Planning</em></h3><p class="" style="white-space:pre-wrap;">Building wealth takes time and effort. But what happens to it after you're gone? We know from experience how important family is, and that you will want to do your best to help out where you can.&nbsp;&nbsp;</p></div></div>
3210              
3211
3212              
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3215                    <div class="image-button-inner">
3216                      <a data-sqsp-image-classic-block-link-button href="/personal" class="sqs-button-element--primary">Learn more</a>
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3221
3222            </div>
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3224        
3225
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3233</div></div><div class="sqs-block image-block sqs-block-image" data-block-type="5" data-sqsp-block="image-classic" id="block-yui_3_17_2_1_1714484100602_26073"><div class="sqs-block-content">
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3329            </div>
3330          
3331            </div>
3332          
3333
3334        </div>
3335
3336        
3337          
3338          <figcaption class="image-card-wrapper" data-width-ratio>
3339            <div class="image-card sqs-dynamic-text-container" data-sqsp-image-classic-block-content-container>
3340
3341              
3342                <div class="image-title-wrapper" data-sqsp-image-classic-block-title><div class="image-title sqs-dynamic-text"
3343                
3344  
3345><h2 style="white-space:pre-wrap;">Business Owners</h2></div></div>
3346              
3347
3348              
3349                <div class="image-subtitle-wrapper" data-sqsp-image-classic-block-subtitle><div class="image-subtitle sqs-dynamic-text"
3350                
3351  
3352><h3 style="white-space:pre-wrap;"><em>Developing Your Business</em></h3><p class="" style="white-space:pre-wrap;">We're passionate about empowering owners and entrepreneurs like you to achieve your business goals.&nbsp;</p><h3 style="white-space:pre-wrap;"><em>Protecting Your Business</em></h3><p class="" style="white-space:pre-wrap;">While we all strive for stability in our lives and businesses, we can sometimes overlook the importance of safeguarding ourselves against unforeseen circumstances. The reality is, our health, careers, and income streams can experience unexpected shifts.</p><h3 style="white-space:pre-wrap;"><em>Selling your business</em></h3><p class="" style="white-space:pre-wrap;">Selling your business isn't just about the transaction – it's about charting a course for your long-term financial well-being.</p><h3 style="white-space:pre-wrap;"><em>Tax Planning for your business</em></h3><p class="" style="white-space:pre-wrap;">Navigating the complexities of corporate tax can be challenging, especially for growing businesses.</p></div></div>
3353              
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3358                    <div class="image-button-inner">
3359                      <a data-sqsp-image-classic-block-link-button href="/business-owners" class="sqs-button-element--primary">Learn more</a>
3360                    </div>
3361                  </div>
3362                </div>
3363              
3364
3365            </div>
3366          </figcaption>
3367        
3368
3369      </figure>
3370
3371    
3372
3373  
3374
3375
3376</div></div></div></div></div>
3377    </div>
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3551      <p class="" style="white-space:pre-wrap;">What our clients say</p>
3552    </div>
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3557  
3558    
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3648&quot;description&quot;: &quot;&lt;p class=\&quot;\&quot; style=\&quot;white-space:pre-wrap;\&quot;&gt;Sought advice from Keith before my retirement in 2018, he took great time and care to explain my options, pros and cons etc until I and my wife were ready to make our decision with peace of mind. His advice led to me making the best financial decision I ever made. I have no hesitation in recommending Keith and his excellent team to any prospective client. &lt;\/p&gt;&lt;p class=\&quot;\&quot; style=\&quot;white-space:pre-wrap;\&quot;&gt;&lt;strong&gt; — Max &amp;amp; Sonja&lt;\/strong&gt;&lt;\/p&gt;&quot;,
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3656&quot;description&quot;: &quot;&lt;p class=\&quot;\&quot; style=\&quot;white-space:pre-wrap;\&quot;&gt;Highly recommend 4PFP, we have recently had a meeting with our Financial Adviser there (Keith) due to an unexpected family expenditure. He was so helpful with all aspects of this from explaining the best option for releasing capital to what we should do going forward. He explained everything so clearly and we both felt so much better after the meeting. The office is just outside Salisbury so easily accessible with plenty of parking and good coffee!&lt;\/p&gt;&lt;p class=\&quot;\&quot; style=\&quot;white-space:pre-wrap;\&quot;&gt;&lt;strong&gt;— Nicky &amp;amp; Alan&lt;\/strong&gt;&lt;\/p&gt;&quot;,
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3664&quot;description&quot;: &quot;&lt;p class=\&quot;\&quot; style=\&quot;white-space:pre-wrap;\&quot;&gt;I was introduced to Keith by a friend some years ago and made the decision to entrust him with my finances.  Whilst being very happy with the service and the investments made on my behalf I have also always foun
3664d Keith to be very respectful, personable, polite, interested and above all honest. &lt;\/p&gt;&lt;p class=\&quot;\&quot; style=\&quot;white-space:pre-wrap;\&quot;&gt;&lt;strong&gt;— Sandra&lt;\/strong&gt;&lt;\/p&gt;&quot;,
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3672&quot;description&quot;: &quot;&lt;p class=\&quot;\&quot; style=\&quot;white-space:pre-wrap;\&quot;&gt;We have finally found a company whose main priority is their clients financial future, and welfare, and not their own success.  First class knowledgeable advice from Keith in the management of our lifestyle covering investments, savings, property and pensions, for us and our immediate family. Knowledgeable back office members who have the ability and experience, in answering queries that do not require an authorised and qualified advisor.&lt;\/p&gt;&lt;p class=\&quot;\&quot; style=\&quot;white-space:pre-wrap;\&quot;&gt;&lt;strong&gt;— Andy &amp;amp; Annie&lt;\/strong&gt;&lt;\/p&gt;&quot;,
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3680&quot;description&quot;: &quot;&lt;p class=\&quot;\&quot; style=\&quot;white-space:pre-wrap;\&quot;&gt;Keith has advised us for several years and is the best IFA by far that we have had. He is a genuine and honest person who listens, is patient, and will readily provide further explanations. Keith emphasises the holistic approach that he takes to one’s finances, life circumstances, attitudes to risk, and life goals, and then distills everything so that shorter term plans and broader strategies are both easy to understand and meaningful.  One is left with a clear focus on what lies ahead. You certainly feel that your business is as important to Keith as anyone else’s, that his advice is specifically tailored to you, and that it is your interests that come first. We are very pleased to continue to look to our family’s future with their help and guidance. &lt;\/p&gt;&lt;p class=\&quot;\&quot; style=\&quot;white-space:pre-wrap;\&quot;&gt;&lt;strong&gt;— Steve &amp;amp; Caryl&lt;\/strong&gt;&lt;\/p&gt;&quot;,
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3926      <p class="" style="white-space:pre-wrap;">Sought advice from Keith before my retirement in 2018, he took great time and care to explain my options, pros and cons etc until I and my wife were ready to make our decision with peace of mind. His advice led to me making the best financial decision I ever made. I have no hesitation in recommending Keith and his excellent team to any prospective client. </p><p class="" style="white-space:pre-wrap;"><strong> — Max &amp; Sonja</strong></p>
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3928  
3929
3930  
3931</div>
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3982      <p class="" style="white-space:pre-wrap;">Highly recommend 4PFP, we have recently had a meeting with our Financial Adviser there (Keith) due to an unexpected family expenditure. He was so helpful with all aspects of this from explaining the best option for releasing capital to what we should do going forward. He explained everything so clearly and we both felt so much better after the meeting. The office is just outside Salisbury so easily accessible with plenty of parking and good coffee!</p><p class="" style="white-space:pre-wrap;"><strong>— Nicky &amp; Alan</strong></p>
3983    </div>
3984  
3985
3986  
3987</div>
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4038      <p class="" style="white-space:pre-wrap;">I was introduced to Keith by a friend some years ago and made the decision to entrust him with my finances.  Whilst being very happy with the service and the investments made on my behalf I have also always foun
4038d Keith to be very respectful, personable, polite, interested and above all honest. </p><p class="" style="white-space:pre-wrap;"><strong>— Sandra</strong></p>
4039    </div>
4040  
4041
4042  
4043</div>
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4090      
4091      "
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4093    >
4094      <p class="" style="white-space:pre-wrap;">We have finally found a company whose main priority is their clients financial future, and welfare, and not their own success.  First class knowledgeable advice from Keith in the management of our lifestyle covering investments, savings, property and pensions, for us and our immediate family. Knowledgeable back office members who have the ability and experience, in answering queries that do not require an authorised and qualified advisor.</p><p class="" style="white-space:pre-wrap;"><strong>— Andy &amp; Annie</strong></p>
4095    </div>
4096  
4097
4098  
4099</div>
4100
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4150      <p class="" style="white-space:pre-wrap;">Keith has advised us for several years and is the best IFA by far that we have had. He is a genuine and honest person who listens, is patient, and will readily provide further explanations. Keith emphasises the holistic approach that he takes to one’s finances, life circumstances, attitudes to risk, and life goals, and then distills everything so that shorter term plans and broader strategies are both easy to understand and meaningful.  One is left with a clear focus on what lies ahead. You certainly feel that your business is as important to Keith as anyone else’s, that his advice is specifically tailored to you, and that it is your interests that come first. We are very pleased to continue to look to our family’s future with their help and guidance. </p><p class="" style="white-space:pre-wrap;"><strong>— Steve &amp; Caryl</strong></p>
4151    </div>
4152  
4153
4154  
4155</div>
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4206      <p class="" style="white-space:pre-wrap;">My wife and I have known Keith Hartland for the past 25 years and he has been instrumental in guiding us with our investments and retirement planning. The yearly reviews we have are very helpful as the markets vary during that time and these up dates keep us abreast of the situations that occur, he is always available to contact and set meetings up if necessary. Keith has also helped other members of our families with financial planning and other issues i.e. mortgages, legal etc.    </p><p class="" style="white-space:pre-wrap;">I do not think my wife and I would be in the good position we are today with out his advice an guidance. </p><p class="" style="white-space:pre-wrap;"><strong>— Richard &amp; Sharon</strong></p><p class="" data-rte-preserve-empty="true" style="white-space:pre-wrap;"></p>
4207    </div>
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4209
4210  
4211</div>
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4262      <p class="" style="white-space:pre-wrap;">Keith has been a great advisor and sounding board for myself and my family over the years for all aspects of life, business, and Finances. I have worked in Banking for decades and am now in residential and commercial lending so it’s good to have someone who knows about business, Taxation, and long-term planning. My wife runs a long-term retail business and Keith has also given good input and advised us on many areas. He always looks at the bigger picture and helps formulate plans to get us to where we want to be.</p><p class="" style="white-space:pre-wrap;"><strong>— Julian &amp; Paulette</strong></p>
4263    </div>
4264  
4265
4266  
4267</div>
4268
4269  					</li>
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4271				</ul>
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4362  class="
4363    mobile-arrow-button
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4447</div>
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4450      
4451      
4452    </div>
4453  
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4456</section>
4457
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4459    
4460      
4461        
4462        
4463
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4731
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4736      
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4790  
4791  <div class="sqs-html-content" data-sqsp-text-block-content><h2 style="white-space:pre-wrap;">our blogs</h2></div>
4792
4793
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4803
4804
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4821  
4822.fe-block-6633560d87dde3bfba46c58b {
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4868
4869
4870
4871</div>
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4873
4874
4875
4876  
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4880      
4881
4882
4883
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4891  <a
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4893    class="sqs-block-button-element--medium sqs-button-element--primary sqs-block-button-element"
4894    data-sqsp-button
4895    
4896  >
4897    view all
4898  </a>
4899  
4900
4901
4902
4903</div>
4904
4905    
4906  
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4908    
4909      
4910    
4911  
4912
4913
4914<style>
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4918
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4924    
4925      
4926      
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4928      
4929    
4930  
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4934</style>
4935
4936</div></div></div><div class="fe-block fe-block-43f7f77dae6d82152934"><div class="sqs-block website-component-block sqs-block-website-component sqs-block-html html-block" data-block-css="[&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.html/dd67834c-aac8-460c-97f6-e9e034e58ef8_9
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4937  
4938  <div class="sqs-html-content" data-sqsp-text-block-content><p class="" style="white-space:pre-wrap;">We believe having insights written by regulated individuals can help you improve your financial education by understanding finances, learning financial literacy, and updating you on the changes to the economy. Giving you the confidence to make informed financial decisions.</p></div>
4939
4940
4941  
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5059>
5060  <div class="summary-item-list-container sqs-gallery-container">
5061    <header class="summary-block-header">
5062      
5063      <div class="summary-heading" data-animation-role="content">
5064        
5065          <span class="summary-collection-title">BLOGS</span>
5066        
5067      </div>
5068      
5069      <div class="summary-carousel-pager sqs-gallery-controls" data-animation-role="content">
5070        <span
5071          class="summary-carousel-pager-prev previous"
5072          tabindex="0"
5073          role="button"
5074          aria-label="Previous"
5075        ></span>
5076        <span
5077          class="summary-carousel-pager-next next"
5078          tabindex="0"
5079          role="button"
5080          aria-label="Next"
5081        ></span>
5082      </div>
5083    </header>
5084    <div class="summary-item-list sqs-gallery">
5085      
5086        <div class="
5087          summary-item
5088          positioned
5089          summary-item-record-type-text
5090          sqs-gallery-design-carousel-slide
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5092          
5093            summary-item-has-thumbnail
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5097          
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5100          
5101          summary-item-has-location"
5102          
5103          >
5104          
5105          
5106
5107
5108  
5109    <div class="summary-thumbnail-outer-container">
5110      <a
5111        
5112          
5113            href="/blog/the-double-lock-explained"
5114          
5115        
5116        class="
5117          summary-thumbnail-container
5118          sqs-gallery-image-container
5119          
5120        "
5121        data-title="The double lock, explained: what Andy&amp;nbsp;Burnham's pension announcement actually changes"
5122        data-description=""
5123        aria-label="The double lock, explained: what Andy&amp;nbsp;Burnham's pension announcement actually changes"
5124      >
5125        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
5126  
5127
5128  
5129      <!-- Main Image -->
5130      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1790853377223-DD2QTUBCCSLYH7ICB7UU/State+Pension+Header.png" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1790853377223-DD2QTUBCCSLYH7ICB7UU/State+Pension+Header.png" data-image-dimensions="1200x1200" data-image-focal-point="0.5,0.5" alt="The double lock, explained: what Andy&amp;nbsp;Burnham's pension announcement actually changes"  data-load="false" class="summary-thumbn
5130ail-image" elementtiming="summary-thumbnail-image-carousel" />
5131
5132  
5133
5134  
5135
5136    
5137
5138    
5139
5140    </div>
5141  </a>
5142
5143    <!-- Products: Quick View -->
5144    
5145
5146    </div>
5147  
5148
5149
5150          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
5151            
5152            <div class="summary-metadata-container summary-metadata-container--above-title">
5153              
5154              <div class="summary-metadata summary-metadata--primary">
5155
5156
5157
5158<!-- Timestamp -->
5159<time class="summary-metadata-item summary-metadata-item--date" datetime="2026-09-30">September 30, 2026</time>
5160
5161
5162
5163
5164
5165
5166
5167
5168
5169
5170
5171
5172
5173
5174</div>
5175              
5176              <div class="summary-metadata summary-metadata--secondary">
5177
5178
5179
5180
5181
5182
5183
5184
5185
5186
5187
5188
5189
5190
5191</div>
5192            </div>
5193            
5194            <div class="summary-title">
5195              <a
5196              
5197                
5198                  href="/blog/the-double-lock-explained"
5199                
5200              
5201              class="summary-title-link">
5202                The double lock, explained: what Andy&nbsp;Burnham's pension announcement actually changes
5203              </a>
5204            </div>
5205            
5206            <div class="summary-metadata-container summary-metadata-container--below-title">
5207            
5208              <div class="summary-metadata summary-metadata--primary">
5209
5210
5211
5212<!-- Timestamp -->
5213<time class="summary-metadata-item summary-metadata-item--date" datetime="2026-09-30">September 30, 2026</time>
5214
5215
5216
5217
5218
5219
5220
5221
5222
5223
5224
5225
5226
5227
5228</div>
5229              
5230              <div class="summary-metadata summary-metadata--secondary">
5231
5232
5233
5234
5235
5236
5237
5238
5239
5240
5241
5242
5243
5244
5245</div>
5246            </div>
5247            
5248            
5249            
5250            
5251              
5252              <div class="
5253                summary-excerpt
5254                summary-excerpt-only
5255              "><p style="white-space:pre-wrap;" data-rte-preserve-empty="true">A new way of uprating the state pension has been announced for 2030. Here's what it means if you're retired, retiring soon, or just trying to work out what "double lock" means.</p></div>
5256            
5257            
5258            
5259            <a href="/blog/the-double-lock-explained" class="summary-read-more-link">Read more &#8594;</a>
5260            
5261            <div class="summary-metadata-container summary-metadata-container--below-content">
5262              
5263              <div class="summary-metadata summary-metadata--primary">
5264
5265
5266
5267<!-- Timestamp -->
5268<time class="summary-metadata-item summary-metadata-item--date" datetime="2026-09-30">September 30, 2026</time>
5269
5270
5271
5272
5273
5274
5275
5276
5277
5278
5279
5280
5281
5282
5283</div>
5284              
5285              <div class="summary-metadata summary-metadata--secondary">
5286
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5299
5300</div>
5301            </div>
5302          </div>
5303        </div>
5304      
5305        <div class="
5306          summary-item
5307          positioned
5308          summary-item-record-type-text
5309          sqs-gallery-design-carousel-slide
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5311          
5312            summary-item-has-thumbnail
5313          
5314           summary-item-has-excerpt
5315          summary-item-has-cats
5316          summary-item-has-tags
5317          summary-item-has-author
5318          
5319          
5320          summary-item-has-location"
5321          
5322          >
5323          
5324          
5325
5326
5327  
5328    <div class="summary-thumbnail-outer-container">
5329      <a
5330        
5331          
5332            href="/blog/pensions-inheritance-tax"
5333          
5334        
5335        class="
5336          summary-thumbnail-container
5337          sqs-gallery-image-container
5338          
5339        "
5340        data-title="Pensions and Inheritance Tax: What HMRC's New Rules Mean for Your Family from 2027"
5341        data-description=""
5342        aria-label="Pensions and Inheritance Tax: What HMRC's New Rules Mean for Your Family from 2027"
5343      >
5344        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
5345  
5346
5347  
5348      <!-- Main Image -->
5349      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/e380c59f-1cef-4bd9-abf5-10c851414361/Confusion.jpeg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/e380c59f-1cef-4bd9-abf5-10c851414361/Confusion.jpeg" data-image-dimensions="5616x3744" data-image-focal-point="0.5,0.5" alt="Pensions and Inheritance Tax: What HMRC's New Rules Mean for Your Family from 2027"  data-load="false" class="summary-thumbn
5349ail-image" elementtiming="summary-thumbnail-image-carousel" />
5350
5351  
5352
5353  
5354
5355    
5356
5357    
5358
5359    </div>
5360  </a>
5361
5362    <!-- Products: Quick View -->
5363    
5364
5365    </div>
5366  
5367
5368
5369          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
5370            
5371            <div class="summary-metadata-container summary-metadata-container--above-title">
5372              
5373              <div class="summary-metadata summary-metadata--primary">
5374
5375
5376
5377<!-- Timestamp -->
5378<time class="summary-metadata-item summary-metadata-item--date" datetime="2026-09-09">September 9, 2026</time>
5379
5380
5381
5382
5383
5384
5385
5386
5387
5388
5389
5390
5391
5392
5393</div>
5394              
5395              <div class="summary-metadata summary-metadata--secondary">
5396
5397
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5401
5402
5403
5404
5405
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5408
5409
5410</div>
5411            </div>
5412            
5413            <div class="summary-title">
5414              <a
5415              
5416                
5417                  href="/blog/pensions-inheritance-tax"
5418                
5419              
5420              class="summary-title-link">
5421                Pensions and Inheritance Tax: What HMRC's New Rules Mean for Your Family from 2027
5422              </a>
5423            </div>
5424            
5425            <div class="summary-metadata-container summary-metadata-container--below-title">
5426            
5427              <div class="summary-metadata summary-metadata--primary">
5428
5429
5430
5431<!-- Timestamp -->
5432<time class="summary-metadata-item summary-metadata-item--date" datetime="2026-09-09">September 9, 2026</time>
5433
5434
5435
5436
5437
5438
5439
5440
5441
5442
5443
5444
5445
5446
5447</div>
5448              
5449              <div class="summary-metadata summary-metadata--secondary">
5450
5451
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5453
5454
5455
5456
5457
5458
5459
5460
5461
5462
5463
5464</div>
5465            </div>
5466            
5467            
5468            
5469            
5470              
5471              <div class="
5472                summary-excerpt
5473                summary-excerpt-only
5474              "><p style="white-space:pre-wrap;" data-rte-preserve-empty="true">HMRC has published the detailed rulebook for bringing pensions into inheritance tax from April 2027. Including a 50% "withholding" power for executors and payment deadlines that catch families off guard.</p></div>
5475            
5476            
5477            
5478            <a href="/blog/pensions-inheritance-tax" class="summary-read-more-link">Read more &#8594;</a>
5479            
5480            <div class="summary-metadata-container summary-metadata-container--below-content">
5481              
5482              <div class="summary-metadata summary-metadata--primary">
5483
5484
5485
5486<!-- Timestamp -->
5487<time class="summary-metadata-item summary-metadata-item--date" datetime="2026-09-09">September 9, 2026</time>
5488
5489
5490
5491
5492
5493
5494
5495
5496
5497
5498
5499
5500
5501
5502</div>
5503              
5504              <div class="summary-metadata summary-metadata--secondary">
5505
5506
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5510
5511
5512
5513
5514
5515
5516
5517
5518
5519</div>
5520            </div>
5521          </div>
5522        </div>
5523      
5524        <div class="
5525          summary-item
5526          positioned
5527          summary-item-record-type-text
5528          sqs-gallery-design-carousel-slide
5529          
5530          
5531            summary-item-has-thumbnail
5532          
5533           summary-item-has-excerpt
5534          summary-item-has-cats
5535          summary-item-has-tags
5536          summary-item-has-author
5537          
5538          
5539          summary-item-has-location"
5540          
5541          >
5542          
5543          
5544
5545
5546  
5547    <div class="summary-thumbnail-outer-container">
5548      <a
5549        
5550          
5551            href="/blog/burnham-budget"
5552          
5553        
5554        class="
5555          summary-thumbnail-container
5556          sqs-gallery-image-container
5557          
5558        "
5559        data-title="A New Chancellor's First Budget: Why the Rumours Matter Less Than Your Plan"
5560        data-description=""
5561        aria-label="A New Chancellor's First Budget: Why the Rumours Matter Less Than Your Plan"
5562      >
5563        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
5564  
5565
5566  
5567      <!-- Main Image -->
5568      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/2325fa28-518a-40a2-9e02-0483b261cc7f/AdobeStock_545420752.jpeg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/2325fa28-518a-40a2-9e02-0483b261cc7f/AdobeStock_545420752.jpeg" data-image-dimensions="3109x1961" data-image-focal-point="0.5,0.5" alt="A New Chancellor's First Budget: Why the Rumours Matter Less Than Your Plan"  data-load="false" class="summary-thumbn
5568ail-image" elementtiming="summary-thumbnail-image-carousel" />
5569
5570  
5571
5572  
5573
5574    
5575
5576    
5577
5578    </div>
5579  </a>
5580
5581    <!-- Products: Quick View -->
5582    
5583
5584    </div>
5585  
5586
5587
5588          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
5589            
5590            <div class="summary-metadata-container summary-metadata-container--above-title">
5591              
5592              <div class="summary-metadata summary-metadata--primary">
5593
5594
5595
5596<!-- Timestamp -->
5597<time class="summary-metadata-item summary-metadata-item--date" datetime="2026-09-02">September 2, 2026</time>
5598
5599
5600
5601
5602
5603
5604
5605
5606
5607
5608
5609
5610
5611
5612</div>
5613              
5614              <div class="summary-metadata summary-metadata--secondary">
5615
5616
5617
5618
5619
5620
5621
5622
5623
5624
5625
5626
5627
5628
5629</div>
5630            </div>
5631            
5632            <div class="summary-title">
5633              <a
5634              
5635                
5636                  href="/blog/burnham-budget"
5637                
5638              
5639              class="summary-title-link">
5640                A New Chancellor's First Budget: Why the Rumours Matter Less Than Your Plan
5641              </a>
5642            </div>
5643            
5644            <div class="summary-metadata-container summary-metadata-container--below-title">
5645            
5646              <div class="summary-metadata summary-metadata--primary">
5647
5648
5649
5650<!-- Timestamp -->
5651<time class="summary-metadata-item summary-metadata-item--date" datetime="2026-09-02">September 2, 2026</time>
5652
5653
5654
5655
5656
5657
5658
5659
5660
5661
5662
5663
5664
5665
5666</div>
5667              
5668              <div class="summary-metadata summary-metadata--secondary">
5669
5670
5671
5672
5673
5674
5675
5676
5677
5678
5679
5680
5681
5682
5683</div>
5684            </div>
5685            
5686            
5687            
5688            
5689              
5690              <div class="
5691                summary-excerpt
5692                summary-excerpt-only
5693              "><p style="white-space:pre-wrap;" data-rte-preserve-empty="true">On 28 October, Chancellor John Healey delivers his first Budget under PM Andy Burnham and the speculation is already flying: pensions, capital gains, property taxes, you name it.</p><p style="white-space:pre-wrap;" data-rte-preserve-empty="true">Here's the thing: last time pension cash was rumoured to be under threat, withdrawals jumped 63% in a year as people rushed to act "just in case." Some of that was sensible. A lot of it, in hindsight, wasn't because you can't undo taking money out of a pension.</p></div>
5694            
5695            
5696            
5697            <a href="/blog/burnham-budget" class="summary-read-more-link">Read more &#8594;</a>
5698            
5699            <div class="summary-metadata-container summary-metadata-container--below-content">
5700              
5701              <div class="summary-metadata summary-metadata--primary">
5702
5703
5704
5705<!-- Timestamp -->
5706<time class="summary-metadata-item summary-metadata-item--date" datetime="2026-09-02">September 2, 2026</time>
5707
5708
5709
5710
5711
5712
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5742      
5743        <div class="
5744          summary-item
5745          positioned
5746          summary-item-record-type-text
5747          sqs-gallery-design-carousel-slide
5748          
5749          
5750            summary-item-has-thumbnail
5751          
5752           summary-item-has-excerpt
5753          summary-item-has-cats
5754          summary-item-has-tags
5755          summary-item-has-author
5756          
5757          
5758          summary-item-has-location"
5759          
5760          >
5761          
5762          
5763
5764
5765  
5766    <div class="summary-thumbnail-outer-container">
5767      <a
5768        
5769          
5770            href="/blog/information-was-never-the-problem"
5771          
5772        
5773        class="
5774          summary-thumbnail-container
5775          sqs-gallery-image-container
5776          
5777        "
5778        data-title="Information was never the problem"
5779        data-description=""
5780        aria-label="Information was never the problem"
5781      >
5782        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
5783  
5784
5785  
5786      <!-- Main Image -->
5787      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1779285900047-1KICWT408Y9FHDB6FAUU/Workspace.png" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1779285900047-1KICWT408Y9FHDB6FAUU/Workspace.png" data-image-dimensions="1536x1024" data-image-focal-point="0.5,0.5" alt="Information was never the problem"  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
5788
5789  
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5791  
5792
5793    
5794
5795    
5796
5797    </div>
5798  </a>
5799
5800    <!-- Products: Quick View -->
5801    
5802
5803    </div>
5804  
5805
5806
5807          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
5808            
5809            <div class="summary-metadata-container summary-metadata-container--above-title">
5810              
5811              <div class="summary-metadata summary-metadata--primary">
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5815<!-- Timestamp -->
5816<time class="summary-metadata-item summary-metadata-item--date" datetime="2026-05-20">May 20, 2026</time>
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5849            </div>
5850            
5851            <div class="summary-title">
5852              <a
5853              
5854                
5855                  href="/blog/information-was-never-the-problem"
5856                
5857              
5858              class="summary-title-link">
5859                Information was never the problem
5860              </a>
5861            </div>
5862            
5863            <div class="summary-metadata-container summary-metadata-container--below-title">
5864            
5865              <div class="summary-metadata summary-metadata--primary">
5866
5867
5868
5869<!-- Timestamp -->
5870<time class="summary-metadata-item summary-metadata-item--date" datetime="2026-05-20">May 20, 2026</time>
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5903            </div>
5904            
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5907            
5908              
5909              <div class="
5910                summary-excerpt
5911                summary-excerpt-only
5912              "><p style="white-space:pre-wrap;" data-rte-preserve-empty="true">For years, UK investors have sourced financial information from wherever it felt most accessible at the time.</p></div>
5913            
5914            
5915            
5916            <a href="/blog/information-was-never-the-problem" class="summary-read-more-link">Read more &#8594;</a>
5917            
5918            <div class="summary-metadata-container summary-metadata-container--below-content">
5919              
5920              <div class="summary-metadata summary-metadata--primary">
5921
5922
5923
5924<!-- Timestamp -->
5925<time class="summary-metadata-item summary-metadata-item--date" datetime="2026-05-20">May 20, 2026</time>
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5960        </div>
5961      
5962        <div class="
5963          summary-item
5964          positioned
5965          summary-item-record-type-text
5966          sqs-gallery-design-carousel-slide
5967          
5968          
5969            summary-item-has-thumbnail
5970          
5971           summary-item-has-excerpt
5972          
5973          summary-item-has-tags
5974          summary-item-has-author
5975          
5976          
5977          summary-item-has-location"
5978          
5979          >
5980          
5981          
5982
5983
5984  
5985    <div class="summary-thumbnail-outer-container">
5986      <a
5987        
5988          
5989            href="/blog/the-questions-that-really-matter"
5990          
5991        
5992        class="
5993          summary-thumbnail-container
5994          sqs-gallery-image-container
5995          
5996        "
5997        data-title="Thinking About Working With a Financial Planner? Here Are the Questions That Really Matter"
5998        data-description=""
5999        aria-label="Thinking About Working With a Financial Planner? Here Are the Questions That Really Matter"
6000      >
6001        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
6002  
6003
6004  
6005      <!-- Main Image -->
6006      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1770297196313-3E9ZT5236KVKQ3S5GPZD/image-asset.jpeg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1770297196313-3E9ZT5236KVKQ3S5GPZD/image-asset.jpeg" data-image-dimensions="2500x1669" data-image-focal-point="0.5,0.5" alt="Thinking About Working With a Financial Planner? Here Are the Questions That Really Matter"  data-load="false" class="summary-thumbn
6006ail-image" elementtiming="summary-thumbnail-image-carousel" />
6007
6008  
6009
6010  
6011
6012    
6013
6014    
6015
6016    </div>
6017  </a>
6018
6019    <!-- Products: Quick View -->
6020    
6021
6022    </div>
6023  
6024
6025
6026          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
6027            
6028            <div class="summary-metadata-container summary-metadata-container--above-title">
6029              
6030              <div class="summary-metadata summary-metadata--primary">
6031
6032
6033
6034<!-- Timestamp -->
6035<time class="summary-metadata-item summary-metadata-item--date" datetime="2026-02-05">February 5, 2026</time>
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6067</div>
6068            </div>
6069            
6070            <div class="summary-title">
6071              <a
6072              
6073                
6074                  href="/blog/the-questions-that-really-matter"
6075                
6076              
6077              class="summary-title-link">
6078                Thinking About Working With a Financial Planner? Here Are the Questions That Really Matter
6079              </a>
6080            </div>
6081            
6082            <div class="summary-metadata-container summary-metadata-container--below-title">
6083            
6084              <div class="summary-metadata summary-metadata--primary">
6085
6086
6087
6088<!-- Timestamp -->
6089<time class="summary-metadata-item summary-metadata-item--date" datetime="2026-02-05">February 5, 2026</time>
6090
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6104</div>
6105              
6106              <div class="summary-metadata summary-metadata--secondary">
6107
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6119
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6121</div>
6122            </div>
6123            
6124            
6125            
6126            
6127              
6128              <div class="
6129                summary-excerpt
6130                summary-excerpt-only
6131              "><p style="white-space:pre-wrap;" data-rte-preserve-empty="true">There comes a point when you want more clarity, confidence, and structure around your money. And for many people, that means speaking to a financial planner for the first time. If you’re taking that step, the questions you ask in that first conversation can shape the partnership that follows. Here’s how to make the most of it…</p></div>
6132            
6133            
6134            
6135            <a href="/blog/the-questions-that-really-matter" class="summary-read-more-link">Read more &#8594;</a>
6136            
6137            <div class="summary-metadata-container summary-metadata-container--below-content">
6138              
6139              <div class="summary-metadata summary-metadata--primary">
6140
6141
6142
6143<!-- Timestamp -->
6144<time class="summary-metadata-item summary-metadata-item--date" datetime="2026-02-05">February 5, 2026</time>
6145
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6159</div>
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6177            </div>
6178          </div>
6179        </div>
6180      
6181        <div class="
6182          summary-item
6183          positioned
6184          summary-item-record-type-text
6185          sqs-gallery-design-carousel-slide
6186          
6187          
6188            summary-item-has-thumbnail
6189          
6190           summary-item-has-excerpt
6191          
6192          
6193          summary-item-has-author
6194          
6195          
6196          summary-item-has-location"
6197          
6198          >
6199          
6200          
6201
6202
6203  
6204    <div class="summary-thumbnail-outer-container">
6205      <a
6206        
6207          
6208            href="/blog/why-every-financial-journey-needs-a-plan"
6209          
6210        
6211        class="
6212          summary-thumbnail-container
6213          sqs-gallery-image-container
6214          
6215        "
6216        data-title="Why Every Financial Journey Needs a Plan"
6217        data-description=""
6218        aria-label="Why Every Financial Journey Needs a Plan"
6219      >
6220        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
6221  
6222
6223  
6224      <!-- Main Image -->
6225      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/46613d0e-e30c-4578-9662-caa645ed43f4/Earn.+Spend.+Own.+Owe.png" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/46613d0e-e30c-4578-9662-caa645ed43f4/Earn.+Spend.+Own.+Owe.png" data-image-dimensions="1080x1080" data-image-focal-point="0.5,0.5" alt="Why Every Financial Journey Needs a Plan"  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbn
6225ail-image-carousel" />
6226
6227  
6228
6229  
6230
6231    
6232
6233    
6234
6235    </div>
6236  </a>
6237
6238    <!-- Products: Quick View -->
6239    
6240
6241    </div>
6242  
6243
6244
6245          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
6246            
6247            <div class="summary-metadata-container summary-metadata-container--above-title">
6248              
6249              <div class="summary-metadata summary-metadata--primary">
6250
6251
6252
6253<!-- Timestamp -->
6254<time class="summary-metadata-item summary-metadata-item--date" datetime="2026-01-19">January 19, 2026</time>
6255
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6269</div>
6270              
6271              <div class="summary-metadata summary-metadata--secondary">
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6284
6285
6286</div>
6287            </div>
6288            
6289            <div class="summary-title">
6290              <a
6291              
6292                
6293                  href="/blog/why-every-financial-journey-needs-a-plan"
6294                
6295              
6296              class="summary-title-link">
6297                Why Every Financial Journey Needs a Plan
6298              </a>
6299            </div>
6300            
6301            <div class="summary-metadata-container summary-metadata-container--below-title">
6302            
6303              <div class="summary-metadata summary-metadata--primary">
6304
6305
6306
6307<!-- Timestamp -->
6308<time class="summary-metadata-item summary-metadata-item--date" datetime="2026-01-19">January 19, 2026</time>
6309
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6323</div>
6324              
6325              <div class="summary-metadata summary-metadata--secondary">
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6340</div>
6341            </div>
6342            
6343            
6344            
6345            
6346              
6347              <div class="
6348                summary-excerpt
6349                summary-excerpt-only
6350              "><p style="white-space:pre-wrap;" data-rte-preserve-empty="true">One of the most common questions we hear is:</p><p class="MsoNormal" style="white-space:pre-wrap;" data-rte-preserve-empty="true"><em>“How much do I need for retirement?”</em></p><p class="MsoNormal" style="white-space:pre-wrap;" data-rte-preserve-empty="true">It’s tempting to look for a quick answer online, something like <em>“You need £X to retire comfortably.”</em>  But here’s the truth: <strong>those numbers are averages, not your reality.</strong> They don’t know how you live, what you value, or what your future plans look like.</p></div>
6351            
6352            
6353            
6354            <a href="/blog/why-every-financial-journey-needs-a-plan" class="summary-read-more-link">Read more &#8594;</a>
6355            
6356            <div class="summary-metadata-container summary-metadata-container--below-content">
6357              
6358              <div class="summary-metadata summary-metadata--primary">
6359
6360
6361
6362<!-- Timestamp -->
6363<time class="summary-metadata-item summary-metadata-item--date" datetime="2026-01-19">January 19, 2026</time>
6364
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6378</div>
6379              
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6396            </div>
6397          </div>
6398        </div>
6399      
6400        <div class="
6401          summary-item
6402          positioned
6403          summary-item-record-type-text
6404          sqs-gallery-design-carousel-slide
6405          
6406          
6407            summary-item-has-thumbnail
6408          
6409           summary-item-has-excerpt
6410          
6411          
6412          summary-item-has-author
6413          
6414          
6415          summary-item-has-location"
6416          
6417          >
6418          
6419          
6420
6421
6422  
6423    <div class="summary-thumbnail-outer-container">
6424      <a
6425        
6426          
6427            href="/blog/diversification-and-asset-allocation-building-a-resilient-financial-plan"
6428          
6429        
6430        class="
6431          summary-thumbnail-container
6432          sqs-gallery-image-container
6433          
6434        "
6435        data-title="Diversification and Asset Allocation: Building a Resilient Financial Plan"
6436        data-description=""
6437        aria-label="Diversification and Asset Allocation: Building a Resilient Financial Plan"
6438      >
6439        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
6440  
6441
6442  
6443      <!-- Main Image -->
6444      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/684bb8ae-67f5-48e6-a8df-171959bac616/About+Four+Pillars+Financial+Planning.jpg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/684bb8ae-67f5-48e6-a8df-171959bac616/About+Four+Pillars+Financial+Planning.jpg" data-image-dimensions="2500x1507" data-image-focal-point="0.5,0.5" alt="Diversification and Asset Allocation: Building a Resilient Financial Plan"  data-load="false" class="summary-thumbn
6444ail-image" elementtiming="summary-thumbnail-image-carousel" />
6445
6446  
6447
6448  
6449
6450    
6451
6452    
6453
6454    </div>
6455  </a>
6456
6457    <!-- Products: Quick View -->
6458    
6459
6460    </div>
6461  
6462
6463
6464          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
6465            
6466            <div class="summary-metadata-container summary-metadata-container--above-title">
6467              
6468              <div class="summary-metadata summary-metadata--primary">
6469
6470
6471
6472<!-- Timestamp -->
6473<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-12-02">December 2, 2025</time>
6474
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6488</div>
6489              
6490              <div class="summary-metadata summary-metadata--secondary">
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6502
6503
6504
6505</div>
6506            </div>
6507            
6508            <div class="summary-title">
6509              <a
6510              
6511                
6512                  href="/blog/diversification-and-asset-allocation-building-a-resilient-financial-plan"
6513                
6514              
6515              class="summary-title-link">
6516                Diversification and Asset Allocation: Building a Resilient Financial Plan
6517              </a>
6518            </div>
6519            
6520            <div class="summary-metadata-container summary-metadata-container--below-title">
6521            
6522              <div class="summary-metadata summary-metadata--primary">
6523
6524
6525
6526<!-- Timestamp -->
6527<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-12-02">December 2, 2025</time>
6528
6529
6530
6531
6532
6533
6534
6535
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6541
6542</div>
6543              
6544              <div class="summary-metadata summary-metadata--secondary">
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6557
6558
6559</div>
6560            </div>
6561            
6562            
6563            
6564            
6565              
6566              <div class="
6567                summary-excerpt
6568                summary-excerpt-only
6569              "><p style="white-space:pre-wrap;" data-rte-preserve-empty="true">When it comes to creating a robust financial strategy, two principles stand out: <strong>diversification</strong> and <strong>asset allocation</strong>. These concepts work hand-in-hand to help manage risk and support long-term goals.</p></div>
6570            
6571            
6572            
6573            <a href="/blog/diversification-and-asset-allocation-building-a-resilient-financial-plan" class="summary-read-more-link">Read more &#8594;</a>
6574            
6575            <div class="summary-metadata-container summary-metadata-container--below-content">
6576              
6577              <div class="summary-metadata summary-metadata--primary">
6578
6579
6580
6581<!-- Timestamp -->
6582<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-12-02">December 2, 2025</time>
6583
6584
6585
6586
6587
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6597</div>
6598              
6599              <div class="summary-metadata summary-metadata--secondary">
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6615            </div>
6616          </div>
6617        </div>
6618      
6619        <div class="
6620          summary-item
6621          positioned
6622          summary-item-record-type-text
6623          sqs-gallery-design-carousel-slide
6624          
6625          
6626            summary-item-has-thumbnail
6627          
6628           summary-item-has-excerpt
6629          summary-item-has-cats
6630          summary-item-has-tags
6631          summary-item-has-author
6632          
6633          
6634          summary-item-has-location"
6635          
6636          >
6637          
6638          
6639
6640
6641  
6642    <div class="summary-thumbnail-outer-container">
6643      <a
6644        
6645          
6646            href="/blog/the-autumn-budget-2025"
6647          
6648        
6649        class="
6650          summary-thumbnail-container
6651          sqs-gallery-image-container
6652          
6653        "
6654        data-title="Budget 2025: What Really Happened "
6655        data-description=""
6656        aria-label="Budget 2025: What Really Happened "
6657      >
6658        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
6659  
6660
6661  
6662      <!-- Main Image -->
6663      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/d8159df0-5e6b-427b-a82f-b0e99e695862/Autumn+Budget.jpeg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/d8159df0-5e6b-427b-a82f-b0e99e695862/Autumn+Budget.jpeg" data-image-dimensions="5184x3456" data-image-focal-point="0.5,0.5" alt="Budget 2025: What Really Happened "  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
6664
6665  
6666
6667  
6668
6669    
6670
6671    
6672
6673    </div>
6674  </a>
6675
6676    <!-- Products: Quick View -->
6677    
6678
6679    </div>
6680  
6681
6682
6683          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
6684            
6685            <div class="summary-metadata-container summary-metadata-container--above-title">
6686              
6687              <div class="summary-metadata summary-metadata--primary">
6688
6689
6690
6691<!-- Timestamp -->
6692<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-12-01">December 1, 2025</time>
6693
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6706
6707</div>
6708              
6709              <div class="summary-metadata summary-metadata--secondary">
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6723
6724</div>
6725            </div>
6726            
6727            <div class="summary-title">
6728              <a
6729              
6730                
6731                  href="/blog/the-autumn-budget-2025"
6732                
6733              
6734              class="summary-title-link">
6735                Budget 2025: What Really Happened 
6736              </a>
6737            </div>
6738            
6739            <div class="summary-metadata-container summary-metadata-container--below-title">
6740            
6741              <div class="summary-metadata summary-metadata--primary">
6742
6743
6744
6745<!-- Timestamp -->
6746<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-12-01">December 1, 2025</time>
6747
6748
6749
6750
6751
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6760
6761</div>
6762              
6763              <div class="summary-metadata summary-metadata--secondary">
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6776
6777
6778</div>
6779            </div>
6780            
6781            
6782            
6783            
6784              
6785              <div class="
6786                summary-excerpt
6787                summary-excerpt-only
6788              "><p style="white-space:pre-wrap;" data-rte-preserve-empty="true">In the weeks leading up to the 2025 Budget Statement, the headlines were full of predictions. Would taxes rise? Would capital gains or pensions take a hit? Speculation was everywhere.</p></div>
6789            
6790            
6791            
6792            <a href="/blog/the-autumn-budget-2025" class="summary-read-more-link">Read more &#8594;</a>
6793            
6794            <div class="summary-metadata-container summary-metadata-container--below-content">
6795              
6796              <div class="summary-metadata summary-metadata--primary">
6797
6798
6799
6800<!-- Timestamp -->
6801<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-12-01">December 1, 2025</time>
6802
6803
6804
6805
6806
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6808
6809
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6813
6814
6815
6816</div>
6817              
6818              <div class="summary-metadata summary-metadata--secondary">
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6833</div>
6834            </div>
6835          </div>
6836        </div>
6837      
6838        <div class="
6839          summary-item
6840          positioned
6841          summary-item-record-type-text
6842          sqs-gallery-design-carousel-slide
6843          
6844          
6845            summary-item-has-thumbnail
6846          
6847           summary-item-has-excerpt
6848          summary-item-has-cats
6849          summary-item-has-tags
6850          summary-item-has-author
6851          
6852          
6853          summary-item-has-location"
6854          
6855          >
6856          
6857          
6858
6859
6860  
6861    <div class="summary-thumbnail-outer-container">
6862      <a
6863        
6864          
6865            href="/blog/financial-checklist"
6866          
6867        
6868        class="
6869          summary-thumbnail-container
6870          sqs-gallery-image-container
6871          
6872        "
6873        data-title="Your Year-End Financial Checklist"
6874        data-description=""
6875        aria-label="Your Year-End Financial Checklist"
6876      >
6877        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
6878  
6879
6880  
6881      <!-- Main Image -->
6882      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/ca3b4c56-7149-42f8-97e4-1c9cf61bbdba/Your+Year+End+Checklist.png" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/ca3b4c56-7149-42f8-97e4-1c9cf61bbdba/Your+Year+End+Checklist.png" data-image-dimensions="1080x1080" data-image-focal-point="0.5,0.5" alt="Your Year-End Financial Checklist"  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
6883
6884  
6885
6886  
6887
6888    
6889
6890    
6891
6892    </div>
6893  </a>
6894
6895    <!-- Products: Quick View -->
6896    
6897
6898    </div>
6899  
6900
6901
6902          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
6903            
6904            <div class="summary-metadata-container summary-metadata-container--above-title">
6905              
6906              <div class="summary-metadata summary-metadata--primary">
6907
6908
6909
6910<!-- Timestamp -->
6911<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-11-19">November 19, 2025</time>
6912
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6923
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6925
6926</div>
6927              
6928              <div class="summary-metadata summary-metadata--secondary">
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6936
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6939
6940
6941
6942
6943</div>
6944            </div>
6945            
6946            <div class="summary-title">
6947              <a
6948              
6949                
6950                  href="/blog/financial-checklist"
6951                
6952              
6953              class="summary-title-link">
6954                Your Year-End Financial Checklist
6955              </a>
6956            </div>
6957            
6958            <div class="summary-metadata-container summary-metadata-container--below-title">
6959            
6960              <div class="summary-metadata summary-metadata--primary">
6961
6962
6963
6964<!-- Timestamp -->
6965<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-11-19">November 19, 2025</time>
6966
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6968
6969
6970
6971
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6979
6980</div>
6981              
6982              <div class="summary-metadata summary-metadata--secondary">
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6996
6997</div>
6998            </div>
6999            
7000            
7001            
7002            
7003              
7004              <div class="
7005                summary-excerpt
7006                summary-excerpt-only
7007              "><p style="white-space:pre-wrap;" data-rte-preserve-empty="true">Here are five year-end actions you can take to give you peace of mind during the holidays and help you to start 2026 on the right foot.</p></div>
7008            
7009            
7010            
7011            <a href="/blog/financial-checklist" class="summary-read-more-link">Read more &#8594;</a>
7012            
7013            <div class="summary-metadata-container summary-metadata-container--below-content">
7014              
7015              <div class="summary-metadata summary-metadata--primary">
7016
7017
7018
7019<!-- Timestamp -->
7020<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-11-19">November 19, 2025</time>
7021
7022
7023
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7026
7027
7028
7029
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7032
7033
7034
7035</div>
7036              
7037              <div class="summary-metadata summary-metadata--secondary">
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7051
7052</div>
7053            </div>
7054          </div>
7055        </div>
7056      
7057        <div class="
7058          summary-item
7059          positioned
7060          summary-item-record-type-text
7061          sqs-gallery-design-carousel-slide
7062          
7063          
7064            summary-item-has-thumbnail
7065          
7066          
7067          summary-item-has-cats
7068          summary-item-has-tags
7069          summary-item-has-author
7070          
7071          
7072          summary-item-has-location"
7073          
7074          >
7075          
7076          
7077
7078
7079  
7080    <div class="summary-thumbnail-outer-container">
7081      <a
7082        
7083          
7084            href="/blog/2025-budget-speculations"
7085          
7086        
7087        class="
7088          summary-thumbnail-container
7089          sqs-gallery-image-container
7090          
7091        "
7092        data-title="2025 Budget Speculations"
7093        data-description=""
7094        aria-label="2025 Budget Speculations"
7095      >
7096        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
7097  
7098
7099  
7100      <!-- Main Image -->
7101      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1762869759035-B4MM9XS6Z6XEGRFFXH8Y/unsplash-image-TeLjs2pL5fA.jpg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1762869759035-B4MM9XS6Z6XEGRFFXH8Y/unsplash-image-TeLjs2pL5fA.jpg" data-image-dimensions="2500x1667" data-image-focal-point="0.5,0.5" alt="2025 Budget Speculations"  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
7102
7103  
7104
7105  
7106
7107    
7108
7109    
7110
7111    </div>
7112  </a>
7113
7114    <!-- Products: Quick View -->
7115    
7116
7117    </div>
7118  
7119
7120
7121          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
7122            
7123            <div class="summary-metadata-container summary-metadata-container--above-title">
7124              
7125              <div class="summary-metadata summary-metadata--primary">
7126
7127
7128
7129<!-- Timestamp -->
7130<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-11-11">November 11, 2025</time>
7131
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7145</div>
7146              
7147              <div class="summary-metadata summary-metadata--secondary">
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7160
7161
7162</div>
7163            </div>
7164            
7165            <div class="summary-title">
7166              <a
7167              
7168                
7169                  href="/blog/2025-budget-speculations"
7170                
7171              
7172              class="summary-title-link">
7173                2025 Budget Speculations
7174              </a>
7175            </div>
7176            
7177            <div class="summary-metadata-container summary-metadata-container--below-title">
7178            
7179              <div class="summary-metadata summary-metadata--primary">
7180
7181
7182
7183<!-- Timestamp -->
7184<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-11-11">November 11, 2025</time>
7185
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7187
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7199</div>
7200              
7201              <div class="summary-metadata summary-metadata--secondary">
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7216</div>
7217            </div>
7218            
7219            
7220            
7221            
7222            
7223            
7224            <a href="/blog/2025-budget-speculations" class="summary-read-more-link">Read more &#8594;</a>
7225            
7226            <div class="summary-metadata-container summary-metadata-container--below-content">
7227              
7228              <div class="summary-metadata summary-metadata--primary">
7229
7230
7231
7232<!-- Timestamp -->
7233<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-11-11">November 11, 2025</time>
7234
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7247
7248</div>
7249              
7250              <div class="summary-metadata summary-metadata--secondary">
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7265</div>
7266            </div>
7267          </div>
7268        </div>
7269      
7270        <div class="
7271          summary-item
7272          positioned
7273          summary-item-record-type-text
7274          sqs-gallery-design-carousel-slide
7275          
7276          
7277            summary-item-has-thumbnail
7278          
7279           summary-item-has-excerpt
7280          summary-item-has-cats
7281          summary-item-has-tags
7282          summary-item-has-author
7283          
7284          
7285          summary-item-has-location"
7286          
7287          >
7288          
7289          
7290
7291
7292  
7293    <div class="summary-thumbnail-outer-container">
7294      <a
7295        
7296          
7297            href="/blog/why-choose-an-independent-practice"
7298          
7299        
7300        class="
7301          summary-thumbnail-container
7302          sqs-gallery-image-container
7303          
7304        "
7305        data-title="Why Choose an Independent Practice Over a Big National Firm?"
7306        data-description=""
7307        aria-label="Why Choose an Independent Practice Over a Big National Firm?"
7308      >
7309        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
7310  
7311
7312  
7313      <!-- Main Image -->
7314      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1028a321-0d6b-40a3-9f08-ffd8a8d272b4/BlueSkyThinking.jpeg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1028a321-0d6b-40a3-9f08-ffd8a8d272b4/BlueSkyThinking.jpeg" data-image-dimensions="4995x3776" data-image-focal-point="0.5,0.5" alt="Why Choose an Independent Practice Over a Big National Firm?"  data-load="false" class="summary-thumbn
7314ail-image" elementtiming="summary-thumbnail-image-carousel" />
7315
7316  
7317
7318  
7319
7320    
7321
7322    
7323
7324    </div>
7325  </a>
7326
7327    <!-- Products: Quick View -->
7328    
7329
7330    </div>
7331  
7332
7333
7334          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
7335            
7336            <div class="summary-metadata-container summary-metadata-container--above-title">
7337              
7338              <div class="summary-metadata summary-metadata--primary">
7339
7340
7341
7342<!-- Timestamp -->
7343<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-06-06">June 6, 2025</time>
7344
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7358</div>
7359              
7360              <div class="summary-metadata summary-metadata--secondary">
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7372
7373
7374
7375</div>
7376            </div>
7377            
7378            <div class="summary-title">
7379              <a
7380              
7381                
7382                  href="/blog/why-choose-an-independent-practice"
7383                
7384              
7385              class="summary-title-link">
7386                Why Choose an Independent Practice Over a Big National Firm?
7387              </a>
7388            </div>
7389            
7390            <div class="summary-metadata-container summary-metadata-container--below-title">
7391            
7392              <div class="summary-metadata summary-metadata--primary">
7393
7394
7395
7396<!-- Timestamp -->
7397<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-06-06">June 6, 2025</time>
7398
7399
7400
7401
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7404
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7412</div>
7413              
7414              <div class="summary-metadata summary-metadata--secondary">
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7428
7429</div>
7430            </div>
7431            
7432            
7433            
7434            
7435              
7436              <div class="
7437                summary-excerpt
7438                summary-excerpt-only
7439              "><p style="white-space:pre-wrap;" data-rte-preserve-empty="true">If you’ve ever felt more like a policy number than a person you’re not alone.</p><p class="MsoNormal" style="white-space:pre-wrap;" data-rte-preserve-empty="true">Big financial firms are impressive. Glassy offices. Glossy brochures. A team of 72 handling "client experience". But beyond the branding and buzzwords, what you often get is process over people, volume over value, and advice that feels more generic than genuinely helpful.</p></div>
7440            
7441            
7442            
7443            <a href="/blog/why-choose-an-independent-practice" class="summary-read-more-link">Read more &#8594;</a>
7444            
7445            <div class="summary-metadata-container summary-metadata-container--below-content">
7446              
7447              <div class="summary-metadata summary-metadata--primary">
7448
7449
7450
7451<!-- Timestamp -->
7452<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-06-06">June 6, 2025</time>
7453
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7467</div>
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7469              <div class="summary-metadata summary-metadata--secondary">
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7484</div>
7485            </div>
7486          </div>
7487        </div>
7488      
7489        <div class="
7490          summary-item
7491          positioned
7492          summary-item-record-type-text
7493          sqs-gallery-design-carousel-slide
7494          
7495          
7496            summary-item-has-thumbnail
7497          
7498           summary-item-has-excerpt
7499          summary-item-has-cats
7500          summary-item-has-tags
7501          summary-item-has-author
7502          
7503          
7504          "
7505          
7506          >
7507          
7508          
7509
7510
7511  
7512    <div class="summary-thumbnail-outer-container">
7513      <a
7514        
7515          
7516            href="/blog/managing-money-business-owners"
7517          
7518        
7519        class="
7520          summary-thumbnail-container
7521          sqs-gallery-image-container
7522          
7523        "
7524        data-title="Managing Money as a business owner"
7525        data-description=""
7526        aria-label="Managing Money as a business owner"
7527      >
7528        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
7529  
7530
7531  
7532      <!-- Main Image -->
7533      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/265265f0-4971-4d23-a052-16ed6d647edd/Business+Owners.png" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/265265f0-4971-4d23-a052-16ed6d647edd/Business+Owners.png" data-image-dimensions="1080x1080" data-image-focal-point="0.5,0.5" alt="Managing Money as a business owner"  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
7534
7535  
7536
7537  
7538
7539    
7540
7541    
7542
7543    </div>
7544  </a>
7545
7546    <!-- Products: Quick View -->
7547    
7548
7549    </div>
7550  
7551
7552
7553          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
7554            
7555            <div class="summary-metadata-container summary-metadata-container--above-title">
7556              
7557              <div class="summary-metadata summary-metadata--primary">
7558
7559
7560
7561<!-- Timestamp -->
7562<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-01-28">January 28, 2025</time>
7563
7564
7565
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7567
7568
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7570
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7574
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7576
7577</div>
7578              
7579              <div class="summary-metadata summary-metadata--secondary">
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7591
7592
7593
7594</div>
7595            </div>
7596            
7597            <div class="summary-title">
7598              <a
7599              
7600                
7601                  href="/blog/managing-money-business-owners"
7602                
7603              
7604              class="summary-title-link">
7605                Managing Money as a business owner
7606              </a>
7607            </div>
7608            
7609            <div class="summary-metadata-container summary-metadata-container--below-title">
7610            
7611              <div class="summary-metadata summary-metadata--primary">
7612
7613
7614
7615<!-- Timestamp -->
7616<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-01-28">January 28, 2025</time>
7617
7618
7619
7620
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7622
7623
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7625
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7630
7631</div>
7632              
7633              <div class="summary-metadata summary-metadata--secondary">
7634
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7648</div>
7649            </div>
7650            
7651            
7652            
7653            
7654              
7655              <div class="
7656                summary-excerpt
7657                summary-excerpt-only
7658              "><p style="white-space:pre-wrap;" data-rte-preserve-empty="true">Being a business owner is rewarding, but it doesn't come without challenges, especially when income isn't consistent. Is your income seasonal? Does it come in lump sums once jobs are complete? These are common realities for many entrepreneurs across many different industries.</p><p class="x_MsoNormal" style="white-space:pre-wrap;" data-rte-preserve-empty="true">This inconsistency can make it incredibly difficult to manage your finances. How much should you be reinvesting in the business? When do you pay yourself? How do you prepare for expenses like taxes, insurance or stock?</p></div>
7659            
7660            
7661            
7662            <a href="/blog/managing-money-business-owners" class="summary-read-more-link">Read more &#8594;</a>
7663            
7664            <div class="summary-metadata-container summary-metadata-container--below-content">
7665              
7666              <div class="summary-metadata summary-metadata--primary">
7667
7668
7669
7670<!-- Timestamp -->
7671<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-01-28">January 28, 2025</time>
7672
7673
7674
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7678
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7684
7685
7686</div>
7687              
7688              <div class="summary-metadata summary-metadata--secondary">
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7703</div>
7704            </div>
7705          </div>
7706        </div>
7707      
7708        <div class="
7709          summary-item
7710          positioned
7711          summary-item-record-type-text
7712          sqs-gallery-design-carousel-slide
7713          
7714          
7715            summary-item-has-thumbnail
7716          
7717           summary-item-has-excerpt
7718          summary-item-has-cats
7719          summary-item-has-tags
7720          summary-item-has-author
7721          
7722          
7723          "
7724          
7725          >
7726          
7727          
7728
7729
7730  
7731    <div class="summary-thumbnail-outer-container">
7732      <a
7733        
7734          
7735            href="/blog/creating-your-financial-freedom"
7736          
7737        
7738        class="
7739          summary-thumbnail-container
7740          sqs-gallery-image-container
7741          
7742        "
7743        data-title="Creating your financial freedom"
7744        data-description=""
7745        aria-label="Creating your financial freedom"
7746      >
7747        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
7748  
7749
7750  
7751      <!-- Main Image -->
7752      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/08ac0f26-91fb-46eb-b68c-dda1253cc0b8/Moneynoobject.png" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/08ac0f26-91fb-46eb-b68c-dda1253cc0b8/Moneynoobject.png" data-image-dimensions="1472x832" data-image-focal-point="0.5,0.5" alt="Creating your financial freedom"  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
7753
7754  
7755
7756  
7757
7758    
7759
7760    
7761
7762    </div>
7763  </a>
7764
7765    <!-- Products: Quick View -->
7766    
7767
7768    </div>
7769  
7770
7771
7772          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
7773            
7774            <div class="summary-metadata-container summary-metadata-container--above-title">
7775              
7776              <div class="summary-metadata summary-metadata--primary">
7777
7778
7779
7780<!-- Timestamp -->
7781<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-01-20">January 20, 2025</time>
7782
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7796</div>
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7813</div>
7814            </div>
7815            
7816            <div class="summary-title">
7817              <a
7818              
7819                
7820                  href="/blog/creating-your-financial-freedom"
7821                
7822              
7823              class="summary-title-link">
7824                Creating your financial freedom
7825              </a>
7826            </div>
7827            
7828            <div class="summary-metadata-container summary-metadata-container--below-title">
7829            
7830              <div class="summary-metadata summary-metadata--primary">
7831
7832
7833
7834<!-- Timestamp -->
7835<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-01-20">January 20, 2025</time>
7836
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7850</div>
7851              
7852              <div class="summary-metadata summary-metadata--secondary">
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7867</div>
7868            </div>
7869            
7870            
7871            
7872            
7873              
7874              <div class="
7875                summary-excerpt
7876                summary-excerpt-only
7877              "><p style="white-space:pre-wrap;" data-rte-preserve-empty="true">Many people dream of a life where they can finally relax and pursue their passions. But between the businesses of life and the ever-present fear of running out of money, achieving financial freedom can seem like it may be out of reach.</p></div>
7878            
7879            
7880            
7881            <a href="/blog/creating-your-financial-freedom" class="summary-read-more-link">Read more &#8594;</a>
7882            
7883            <div class="summary-metadata-container summary-metadata-container--below-content">
7884              
7885              <div class="summary-metadata summary-metadata--primary">
7886
7887
7888
7889<!-- Timestamp -->
7890<time class="summary-metadata-item summary-metadata-item--date" datetime="2025-01-20">January 20, 2025</time>
7891
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7893
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7904
7905</div>
7906              
7907              <div class="summary-metadata summary-metadata--secondary">
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7923            </div>
7924          </div>
7925        </div>
7926      
7927        <div class="
7928          summary-item
7929          positioned
7930          summary-item-record-type-text
7931          sqs-gallery-design-carousel-slide
7932          
7933          
7934            summary-item-has-thumbnail
7935          
7936           summary-item-has-excerpt
7937          summary-item-has-cats
7938          summary-item-has-tags
7939          summary-item-has-author
7940          
7941          
7942          summary-item-has-location"
7943          
7944          >
7945          
7946          
7947
7948
7949  
7950    <div class="summary-thumbnail-outer-container">
7951      <a
7952        
7953          
7954            href="/blog/anchoring-bias"
7955          
7956        
7957        class="
7958          summary-thumbnail-container
7959          sqs-gallery-image-container
7960          
7961        "
7962        data-title="Do you Suffer from Anchoring?"
7963        data-description=""
7964        aria-label="Do you Suffer from Anchoring?"
7965      >
7966        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
7967  
7968
7969  
7970      <!-- Main Image -->
7971      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/8e64f8b9-5800-45d8-8d7b-612fcbb0d820/Anchor.jpeg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/8e64f8b9-5800-45d8-8d7b-612fcbb0d820/Anchor.jpeg" data-image-dimensions="6000x4000" data-image-focal-point="0.5,0.5" alt="Do you Suffer from Anchoring?"  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
7972
7973  
7974
7975  
7976
7977    
7978
7979    
7980
7981    </div>
7982  </a>
7983
7984    <!-- Products: Quick View -->
7985    
7986
7987    </div>
7988  
7989
7990
7991          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
7992            
7993            <div class="summary-metadata-container summary-metadata-container--above-title">
7994              
7995              <div class="summary-metadata summary-metadata--primary">
7996
7997
7998
7999<!-- Timestamp -->
8000<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-11-26">November 26, 2024</time>
8001
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8015</div>
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8030
8031
8032</div>
8033            </div>
8034            
8035            <div class="summary-title">
8036              <a
8037              
8038                
8039                  href="/blog/anchoring-bias"
8040                
8041              
8042              class="summary-title-link">
8043                Do you Suffer from Anchoring?
8044              </a>
8045            </div>
8046            
8047            <div class="summary-metadata-container summary-metadata-container--below-title">
8048            
8049              <div class="summary-metadata summary-metadata--primary">
8050
8051
8052
8053<!-- Timestamp -->
8054<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-11-26">November 26, 2024</time>
8055
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8069</div>
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8071              <div class="summary-metadata summary-metadata--secondary">
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8086</div>
8087            </div>
8088            
8089            
8090            
8091            
8092              
8093              <div class="
8094                summary-excerpt
8095                summary-excerpt-only
8096              "><p>Anchoring bias can have a significant impact on our financial decisions. Find out how this can impact you!</p></div>
8097            
8098            
8099            
8100            <a href="/blog/anchoring-bias" class="summary-read-more-link">Read more &#8594;</a>
8101            
8102            <div class="summary-metadata-container summary-metadata-container--below-content">
8103              
8104              <div class="summary-metadata summary-metadata--primary">
8105
8106
8107
8108<!-- Timestamp -->
8109<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-11-26">November 26, 2024</time>
8110
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8124</div>
8125              
8126              <div class="summary-metadata summary-metadata--secondary">
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8141</div>
8142            </div>
8143          </div>
8144        </div>
8145      
8146        <div class="
8147          summary-item
8148          positioned
8149          summary-item-record-type-text
8150          sqs-gallery-design-carousel-slide
8151          
8152          
8153            summary-item-has-thumbnail
8154          
8155           summary-item-has-excerpt
8156          summary-item-has-cats
8157          summary-item-has-tags
8158          summary-item-has-author
8159          
8160          
8161          "
8162          
8163          >
8164          
8165          
8166
8167
8168  
8169    <div class="summary-thumbnail-outer-container">
8170      <a
8171        
8172          
8173            href="/blog/how-to-talk-to-adult-children-about-money"
8174          
8175        
8176        class="
8177          summary-thumbnail-container
8178          sqs-gallery-image-container
8179          
8180        "
8181        data-title="How to talk to adult children about money"
8182        data-description=""
8183        aria-label="How to talk to adult children about money"
8184      >
8185        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
8186  
8187
8188  
8189      <!-- Main Image -->
8190      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/03da0c04-afc8-4991-a5a1-c086d17ed6ca/Building+Wealth+for+Fulfilling+Life.jpg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/03da0c04-afc8-4991-a5a1-c086d17ed6ca/Building+Wealth+for+Fulfilling+Life.jpg" data-image-dimensions="2000x2500" data-image-focal-point="0.5,0.5" alt="How to talk to adult children about money"  data-load="false" class="summary-thumbn
8190ail-image" elementtiming="summary-thumbnail-image-carousel" />
8191
8192  
8193
8194  
8195
8196    
8197
8198    
8199
8200    </div>
8201  </a>
8202
8203    <!-- Products: Quick View -->
8204    
8205
8206    </div>
8207  
8208
8209
8210          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
8211            
8212            <div class="summary-metadata-container summary-metadata-container--above-title">
8213              
8214              <div class="summary-metadata summary-metadata--primary">
8215
8216
8217
8218<!-- Timestamp -->
8219<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-11-08">November 8, 2024</time>
8220
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8234</div>
8235              
8236              <div class="summary-metadata summary-metadata--secondary">
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8251</div>
8252            </div>
8253            
8254            <div class="summary-title">
8255              <a
8256              
8257                
8258                  href="/blog/how-to-talk-to-adult-children-about-money"
8259                
8260              
8261              class="summary-title-link">
8262                How to talk to adult children about money
8263              </a>
8264            </div>
8265            
8266            <div class="summary-metadata-container summary-metadata-container--below-title">
8267            
8268              <div class="summary-metadata summary-metadata--primary">
8269
8270
8271
8272<!-- Timestamp -->
8273<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-11-08">November 8, 2024</time>
8274
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8288</div>
8289              
8290              <div class="summary-metadata summary-metadata--secondary">
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8305</div>
8306            </div>
8307            
8308            
8309            
8310            
8311              
8312              <div class="
8313                summary-excerpt
8314                summary-excerpt-only
8315              "><p style="text-align: start; ">You never stop being a parent, and even your adult children may need some advice about their finances as they face new hurdles and begin thinking about their long-term goals.</p></div>
8316            
8317            
8318            
8319            <a href="/blog/how-to-talk-to-adult-children-about-money" class="summary-read-more-link">Read more &#8594;</a>
8320            
8321            <div class="summary-metadata-container summary-metadata-container--below-content">
8322              
8323              <div class="summary-metadata summary-metadata--primary">
8324
8325
8326
8327<!-- Timestamp -->
8328<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-11-08">November 8, 2024</time>
8329
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8331
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8334
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8342
8343</div>
8344              
8345              <div class="summary-metadata summary-metadata--secondary">
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8360</div>
8361            </div>
8362          </div>
8363        </div>
8364      
8365        <div class="
8366          summary-item
8367          positioned
8368          summary-item-record-type-text
8369          sqs-gallery-design-carousel-slide
8370          
8371          
8372            summary-item-has-thumbnail
8373          
8374           summary-item-has-excerpt
8375          summary-item-has-cats
8376          summary-item-has-tags
8377          summary-item-has-author
8378          
8379          
8380          "
8381          
8382          >
8383          
8384          
8385
8386
8387  
8388    <div class="summary-thumbnail-outer-container">
8389      <a
8390        
8391          
8392            href="/blog/the-autumn-budget-2024"
8393          
8394        
8395        class="
8396          summary-thumbnail-container
8397          sqs-gallery-image-container
8398          
8399        "
8400        data-title="The AUTUMN Budget 2024 "
8401        data-description=""
8402        aria-label="The AUTUMN Budget 2024 "
8403      >
8404        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
8405  
8406
8407  
8408      <!-- Main Image -->
8409      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/d8159df0-5e6b-427b-a82f-b0e99e695862/Autumn+Budget.jpeg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/d8159df0-5e6b-427b-a82f-b0e99e695862/Autumn+Budget.jpeg" data-image-dimensions="5184x3456" data-image-focal-point="0.5,0.5" alt="The AUTUMN Budget 2024 "  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
8410
8411  
8412
8413  
8414
8415    
8416
8417    
8418
8419    </div>
8420  </a>
8421
8422    <!-- Products: Quick View -->
8423    
8424
8425    </div>
8426  
8427
8428
8429          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
8430            
8431            <div class="summary-metadata-container summary-metadata-container--above-title">
8432              
8433              <div class="summary-metadata summary-metadata--primary">
8434
8435
8436
8437<!-- Timestamp -->
8438<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-11-06">November 6, 2024</time>
8439
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8441
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8453</div>
8454              
8455              <div class="summary-metadata summary-metadata--secondary">
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8464
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8467
8468
8469
8470</div>
8471            </div>
8472            
8473            <div class="summary-title">
8474              <a
8475              
8476                
8477                  href="/blog/the-autumn-budget-2024"
8478                
8479              
8480              class="summary-title-link">
8481                The AUTUMN Budget 2024 
8482              </a>
8483            </div>
8484            
8485            <div class="summary-metadata-container summary-metadata-container--below-title">
8486            
8487              <div class="summary-metadata summary-metadata--primary">
8488
8489
8490
8491<!-- Timestamp -->
8492<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-11-06">November 6, 2024</time>
8493
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8507</div>
8508              
8509              <div class="summary-metadata summary-metadata--secondary">
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8524</div>
8525            </div>
8526            
8527            
8528            
8529            
8530              
8531              <div class="
8532                summary-excerpt
8533                summary-excerpt-only
8534              "><p>The much-anticipated Autumn Budget was finally delivered on the 30th October, in reality it wasn't quite the fireworks show the nation was expecting.</p><p>Chancellor Rachel Reeves faced the task: filling the "black hole" in public finances while keeping her party's ambitious manifesto pledges. The solution? A plan to raise £41 billion in taxes over the next five years.</p></div>
8535            
8536            
8537            
8538            <a href="/blog/the-autumn-budget-2024" class="summary-read-more-link">Read more &#8594;</a>
8539            
8540            <div class="summary-metadata-container summary-metadata-container--below-content">
8541              
8542              <div class="summary-metadata summary-metadata--primary">
8543
8544
8545
8546<!-- Timestamp -->
8547<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-11-06">November 6, 2024</time>
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8562</div>
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8564              <div class="summary-metadata summary-metadata--secondary">
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8580            </div>
8581          </div>
8582        </div>
8583      
8584        <div class="
8585          summary-item
8586          positioned
8587          summary-item-record-type-text
8588          sqs-gallery-design-carousel-slide
8589          
8590          
8591            summary-item-has-thumbnail
8592          
8593           summary-item-has-excerpt
8594          summary-item-has-cats
8595          summary-item-has-tags
8596          summary-item-has-author
8597          
8598          
8599          "
8600          
8601          >
8602          
8603          
8604
8605
8606  
8607    <div class="summary-thumbnail-outer-container">
8608      <a
8609        
8610          
8611            href="/blog/how-to-talk-to-teenagers-about-money"
8612          
8613        
8614        class="
8615          summary-thumbnail-container
8616          sqs-gallery-image-container
8617          
8618        "
8619        data-title="How to talk to Teenagers about money"
8620        data-description=""
8621        aria-label="How to talk to Teenagers about money"
8622      >
8623        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
8624  
8625
8626  
8627      <!-- Main Image -->
8628      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/765828f5-9d7b-43b0-9707-b5bf1eebd0e5/TeeneagerLearning.jpeg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/765828f5-9d7b-43b0-9707-b5bf1eebd0e5/TeeneagerLearning.jpeg" data-image-dimensions="4896x3264" data-image-focal-point="0.5,0.5" alt="How to talk to Teenagers about money"  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
8629
8630  
8631
8632  
8633
8634    
8635
8636    
8637
8638    </div>
8639  </a>
8640
8641    <!-- Products: Quick View -->
8642    
8643
8644    </div>
8645  
8646
8647
8648          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
8649            
8650            <div class="summary-metadata-container summary-metadata-container--above-title">
8651              
8652              <div class="summary-metadata summary-metadata--primary">
8653
8654
8655
8656<!-- Timestamp -->
8657<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-11-04">November 4, 2024</time>
8658
8659
8660
8661
8662
8663
8664
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8671
8672</div>
8673              
8674              <div class="summary-metadata summary-metadata--secondary">
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8685
8686
8687
8688
8689</div>
8690            </div>
8691            
8692            <div class="summary-title">
8693              <a
8694              
8695                
8696                  href="/blog/how-to-talk-to-teenagers-about-money"
8697                
8698              
8699              class="summary-title-link">
8700                How to talk to Teenagers about money
8701              </a>
8702            </div>
8703            
8704            <div class="summary-metadata-container summary-metadata-container--below-title">
8705            
8706              <div class="summary-metadata summary-metadata--primary">
8707
8708
8709
8710<!-- Timestamp -->
8711<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-11-04">November 4, 2024</time>
8712
8713
8714
8715
8716
8717
8718
8719
8720
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8722
8723
8724
8725
8726</div>
8727              
8728              <div class="summary-metadata summary-metadata--secondary">
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8741
8742
8743</div>
8744            </div>
8745            
8746            
8747            
8748            
8749              
8750              <div class="
8751                summary-excerpt
8752                summary-excerpt-only
8753              "><p style="text-align: start; ">You lay the foundations for adulthood during your teenage years, and learning how to manage your finances is a vital part of this.</p></div>
8754            
8755            
8756            
8757            <a href="/blog/how-to-talk-to-teenagers-about-money" class="summary-read-more-link">Read more &#8594;</a>
8758            
8759            <div class="summary-metadata-container summary-metadata-container--below-content">
8760              
8761              <div class="summary-metadata summary-metadata--primary">
8762
8763
8764
8765<!-- Timestamp -->
8766<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-11-04">November 4, 2024</time>
8767
8768
8769
8770
8771
8772
8773
8774
8775
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8777
8778
8779
8780
8781</div>
8782              
8783              <div class="summary-metadata summary-metadata--secondary">
8784
8785
8786
8787
8788
8789
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8794
8795
8796
8797
8798</div>
8799            </div>
8800          </div>
8801        </div>
8802      
8803        <div class="
8804          summary-item
8805          positioned
8806          summary-item-record-type-text
8807          sqs-gallery-design-carousel-slide
8808          
8809          
8810            summary-item-has-thumbnail
8811          
8812           summary-item-has-excerpt
8813          summary-item-has-cats
8814          summary-item-has-tags
8815          summary-item-has-author
8816          
8817          
8818          summary-item-has-location"
8819          
8820          >
8821          
8822          
8823
8824
8825  
8826    <div class="summary-thumbnail-outer-container">
8827      <a
8828        
8829          
8830            href="/blog/how-to-talk-to-children-about-money"
8831          
8832        
8833        class="
8834          summary-thumbnail-container
8835          sqs-gallery-image-container
8836          
8837        "
8838        data-title="How to talk to children about money"
8839        data-description=""
8840        aria-label="How to talk to children about money"
8841      >
8842        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
8843  
8844
8845  
8846      <!-- Main Image -->
8847      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1728934898412-EM3AXIUL5PTB2AQEM6LS/Parentreadingchild.jpeg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1728934898412-EM3AXIUL5PTB2AQEM6LS/Parentreadingchild.jpeg" data-image-dimensions="7360x4912" data-image-focal-point="0.5,0.5" alt="How to talk to children about money"  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
8848
8849  
8850
8851  
8852
8853    
8854
8855    
8856
8857    </div>
8858  </a>
8859
8860    <!-- Products: Quick View -->
8861    
8862
8863    </div>
8864  
8865
8866
8867          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
8868            
8869            <div class="summary-metadata-container summary-metadata-container--above-title">
8870              
8871              <div class="summary-metadata summary-metadata--primary">
8872
8873
8874
8875<!-- Timestamp -->
8876<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-10-18">October 18, 2024</time>
8877
8878
8879
8880
8881
8882
8883
8884
8885
8886
8887
8888
8889
8890
8891</div>
8892              
8893              <div class="summary-metadata summary-metadata--secondary">
8894
8895
8896
8897
8898
8899
8900
8901
8902
8903
8904
8905
8906
8907
8908</div>
8909            </div>
8910            
8911            <div class="summary-title">
8912              <a
8913              
8914                
8915                  href="/blog/how-to-talk-to-children-about-money"
8916                
8917              
8918              class="summary-title-link">
8919                How to talk to children about money
8920              </a>
8921            </div>
8922            
8923            <div class="summary-metadata-container summary-metadata-container--below-title">
8924            
8925              <div class="summary-metadata summary-metadata--primary">
8926
8927
8928
8929<!-- Timestamp -->
8930<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-10-18">October 18, 2024</time>
8931
8932
8933
8934
8935
8936
8937
8938
8939
8940
8941
8942
8943
8944
8945</div>
8946              
8947              <div class="summary-metadata summary-metadata--secondary">
8948
8949
8950
8951
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8954
8955
8956
8957
8958
8959
8960
8961
8962</div>
8963            </div>
8964            
8965            
8966            
8967            
8968              
8969              <div class="
8970                summary-excerpt
8971                summary-excerpt-only
8972              "><p style="text-align: start; ">You may assume that children don’t need to learn about money until they reach their teenage years and become more independent.</p></div>
8973            
8974            
8975            
8976            <a href="/blog/how-to-talk-to-children-about-money" class="summary-read-more-link">Read more &#8594;</a>
8977            
8978            <div class="summary-metadata-container summary-metadata-container--below-content">
8979              
8980              <div class="summary-metadata summary-metadata--primary">
8981
8982
8983
8984<!-- Timestamp -->
8985<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-10-18">October 18, 2024</time>
8986
8987
8988
8989
8990
8991
8992
8993
8994
8995
8996
8997
8998
8999
9000</div>
9001              
9002              <div class="summary-metadata summary-metadata--secondary">
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9016
9017</div>
9018            </div>
9019          </div>
9020        </div>
9021      
9022        <div class="
9023          summary-item
9024          positioned
9025          summary-item-record-type-text
9026          sqs-gallery-design-carousel-slide
9027          
9028          
9029            summary-item-has-thumbnail
9030          
9031           summary-item-has-excerpt
9032          summary-item-has-cats
9033          summary-item-has-tags
9034          summary-item-has-author
9035          
9036          
9037          summary-item-has-location"
9038          
9039          >
9040          
9041          
9042
9043
9044  
9045    <div class="summary-thumbnail-outer-container">
9046      <a
9047        
9048          
9049            href="/blog/rise-of-finfluencers"
9050          
9051        
9052        class="
9053          summary-thumbnail-container
9054          sqs-gallery-image-container
9055          
9056        "
9057        data-title="The rise (and Possibly fall) of “Finfluencers”"
9058        data-description=""
9059        aria-label="The rise (and Possibly fall) of “Finfluencers”"
9060      >
9061        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
9062  
9063
9064  
9065      <!-- Main Image -->
9066      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1728910794137-66XNZ3OZNNX7UYQBDLUO/Finfluencer.png" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1728910794137-66XNZ3OZNNX7UYQBDLUO/Finfluencer.png" data-image-dimensions="591x591" data-image-focal-point="0.5,0.5" alt="The rise (and Possibly fall) of “Finfluencers”"  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
9067
9068  
9069
9070  
9071
9072    
9073
9074    
9075
9076    </div>
9077  </a>
9078
9079    <!-- Products: Quick View -->
9080    
9081
9082    </div>
9083  
9084
9085
9086          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
9087            
9088            <div class="summary-metadata-container summary-metadata-container--above-title">
9089              
9090              <div class="summary-metadata summary-metadata--primary">
9091
9092
9093
9094<!-- Timestamp -->
9095<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-10-14">October 14, 2024</time>
9096
9097
9098
9099
9100
9101
9102
9103
9104
9105
9106
9107
9108
9109
9110</div>
9111              
9112              <div class="summary-metadata summary-metadata--secondary">
9113
9114
9115
9116
9117
9118
9119
9120
9121
9122
9123
9124
9125
9126
9127</div>
9128            </div>
9129            
9130            <div class="summary-title">
9131              <a
9132              
9133                
9134                  href="/blog/rise-of-finfluencers"
9135                
9136              
9137              class="summary-title-link">
9138                The rise (and Possibly fall) of “Finfluencers”
9139              </a>
9140            </div>
9141            
9142            <div class="summary-metadata-container summary-metadata-container--below-title">
9143            
9144              <div class="summary-metadata summary-metadata--primary">
9145
9146
9147
9148<!-- Timestamp -->
9149<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-10-14">October 14, 2024</time>
9150
9151
9152
9153
9154
9155
9156
9157
9158
9159
9160
9161
9162
9163
9164</div>
9165              
9166              <div class="summary-metadata summary-metadata--secondary">
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9178
9179
9180
9181</div>
9182            </div>
9183            
9184            
9185            
9186            
9187              
9188              <div class="
9189                summary-excerpt
9190                summary-excerpt-only
9191              "><h3>36% of under-25s turn to “finfluencers” – financial influencers – for help with managing their wealth. </h3></div>
9192            
9193            
9194            
9195            <a href="/blog/rise-of-finfluencers" class="summary-read-more-link">Read more &#8594;</a>
9196            
9197            <div class="summary-metadata-container summary-metadata-container--below-content">
9198              
9199              <div class="summary-metadata summary-metadata--primary">
9200
9201
9202
9203<!-- Timestamp -->
9204<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-10-14">October 14, 2024</time>
9205
9206
9207
9208
9209
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9211
9212
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9217
9218
9219</div>
9220              
9221              <div class="summary-metadata summary-metadata--secondary">
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9235
9236</div>
9237            </div>
9238          </div>
9239        </div>
9240      
9241        <div class="
9242          summary-item
9243          positioned
9244          summary-item-record-type-text
9245          sqs-gallery-design-carousel-slide
9246          
9247          
9248            summary-item-has-thumbnail
9249          
9250           summary-item-has-excerpt
9251          summary-item-has-cats
9252          summary-item-has-tags
9253          summary-item-has-author
9254          
9255          
9256          summary-item-has-location"
9257          
9258          >
9259          
9260          
9261
9262
9263  
9264    <div class="summary-thumbnail-outer-container">
9265      <a
9266        
9267          
9268            href="/blog/investment-perspectives"
9269          
9270        
9271        class="
9272          summary-thumbnail-container
9273          sqs-gallery-image-container
9274          
9275        "
9276        data-title="Investment Perspectives"
9277        data-description=""
9278        aria-label="Investment Perspectives"
9279      >
9280        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
9281  
9282
9283  
9284      <!-- Main Image -->
9285      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1723021977199-H62C1M8VF4LN4G61ATGI/Investment+Perspectives.png" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1723021977199-H62C1M8VF4LN4G61ATGI/Investment+Perspectives.png" data-image-dimensions="1080x1080" data-image-focal-point="0.5,0.5" alt="Investment Perspectives"  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
9286
9287  
9288
9289  
9290
9291    
9292
9293    
9294
9295    </div>
9296  </a>
9297
9298    <!-- Products: Quick View -->
9299    
9300
9301    </div>
9302  
9303
9304
9305          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
9306            
9307            <div class="summary-metadata-container summary-metadata-container--above-title">
9308              
9309              <div class="summary-metadata summary-metadata--primary">
9310
9311
9312
9313<!-- Timestamp -->
9314<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-08-07">August 7, 2024</time>
9315
9316
9317
9318
9319
9320
9321
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9325
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9328
9329</div>
9330              
9331              <div class="summary-metadata summary-metadata--secondary">
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9339
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9342
9343
9344
9345
9346</div>
9347            </div>
9348            
9349            <div class="summary-title">
9350              <a
9351              
9352                
9353                  href="/blog/investment-perspectives"
9354                
9355              
9356              class="summary-title-link">
9357                Investment Perspectives
9358              </a>
9359            </div>
9360            
9361            <div class="summary-metadata-container summary-metadata-container--below-title">
9362            
9363              <div class="summary-metadata summary-metadata--primary">
9364
9365
9366
9367<!-- Timestamp -->
9368<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-08-07">August 7, 2024</time>
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9383</div>
9384              
9385              <div class="summary-metadata summary-metadata--secondary">
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9400</div>
9401            </div>
9402            
9403            
9404            
9405            
9406              
9407              <div class="
9408                summary-excerpt
9409                summary-excerpt-only
9410              "><p class="" style="white-space:pre-wrap;">There has been lots of noise over the past week about the stock markets and we want to reassure you that this is a normal part of investing.</p></div>
9411            
9412            
9413            
9414            <a href="/blog/investment-perspectives" class="summary-read-more-link">Read more &#8594;</a>
9415            
9416            <div class="summary-metadata-container summary-metadata-container--below-content">
9417              
9418              <div class="summary-metadata summary-metadata--primary">
9419
9420
9421
9422<!-- Timestamp -->
9423<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-08-07">August 7, 2024</time>
9424
9425
9426
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9437
9438</div>
9439              
9440              <div class="summary-metadata summary-metadata--secondary">
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9455</div>
9456            </div>
9457          </div>
9458        </div>
9459      
9460        <div class="
9461          summary-item
9462          positioned
9463          summary-item-record-type-text
9464          sqs-gallery-design-carousel-slide
9465          
9466          
9467            summary-item-has-thumbnail
9468          
9469           summary-item-has-excerpt
9470          summary-item-has-cats
9471          summary-item-has-tags
9472          summary-item-has-author
9473          
9474          
9475          summary-item-has-location"
9476          
9477          >
9478          
9479          
9480
9481
9482  
9483    <div class="summary-thumbnail-outer-container">
9484      <a
9485        
9486          
9487            href="/blog/lasting-powers-of-attorney"
9488          
9489        
9490        class="
9491          summary-thumbnail-container
9492          sqs-gallery-image-container
9493          
9494        "
9495        data-title="Lasting Powers of Attorney"
9496        data-description=""
9497        aria-label="Lasting Powers of Attorney"
9498      >
9499        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
9500  
9501
9502  
9503      <!-- Main Image -->
9504      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1722437273768-BJOFF7UKKIFOB0H95RO2/Lasting+Power+of+Attorney.jpeg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1722437273768-BJOFF7UKKIFOB0H95RO2/Lasting+Power+of+Attorney.jpeg" data-image-dimensions="6000x4000" data-image-focal-point="0.5,0.5" alt="Lasting Powers of Attorney"  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
9505
9506  
9507
9508  
9509
9510    
9511
9512    
9513
9514    </div>
9515  </a>
9516
9517    <!-- Products: Quick View -->
9518    
9519
9520    </div>
9521  
9522
9523
9524          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
9525            
9526            <div class="summary-metadata-container summary-metadata-container--above-title">
9527              
9528              <div class="summary-metadata summary-metadata--primary">
9529
9530
9531
9532<!-- Timestamp -->
9533<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-08-06">August 6, 2024</time>
9534
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9548</div>
9549              
9550              <div class="summary-metadata summary-metadata--secondary">
9551
9552
9553
9554
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9557
9558
9559
9560
9561
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9563
9564
9565</div>
9566            </div>
9567            
9568            <div class="summary-title">
9569              <a
9570              
9571                
9572                  href="/blog/lasting-powers-of-attorney"
9573                
9574              
9575              class="summary-title-link">
9576                Lasting Powers of Attorney
9577              </a>
9578            </div>
9579            
9580            <div class="summary-metadata-container summary-metadata-container--below-title">
9581            
9582              <div class="summary-metadata summary-metadata--primary">
9583
9584
9585
9586<!-- Timestamp -->
9587<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-08-06">August 6, 2024</time>
9588
9589
9590
9591
9592
9593
9594
9595
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9598
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9600
9601
9602</div>
9603              
9604              <div class="summary-metadata summary-metadata--secondary">
9605
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9617
9618
9619</div>
9620            </div>
9621            
9622            
9623            
9624            
9625              
9626              <div class="
9627                summary-excerpt
9628                summary-excerpt-only
9629              "><p class="" style="white-space:pre-wrap;">Losing capacity can be a daunting prospect, but acting early can protect your best interests</p></div>
9630            
9631            
9632            
9633            <a href="/blog/lasting-powers-of-attorney" class="summary-read-more-link">Read more &#8594;</a>
9634            
9635            <div class="summary-metadata-container summary-metadata-container--below-content">
9636              
9637              <div class="summary-metadata summary-metadata--primary">
9638
9639
9640
9641<!-- Timestamp -->
9642<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-08-06">August 6, 2024</time>
9643
9644
9645
9646
9647
9648
9649
9650
9651
9652
9653
9654
9655
9656
9657</div>
9658              
9659              <div class="summary-metadata summary-metadata--secondary">
9660
9661
9662
9663
9664
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9666
9667
9668
9669
9670
9671
9672
9673
9674</div>
9675            </div>
9676          </div>
9677        </div>
9678      
9679        <div class="
9680          summary-item
9681          positioned
9682          summary-item-record-type-text
9683          sqs-gallery-design-carousel-slide
9684          
9685          
9686            summary-item-has-thumbnail
9687          
9688           summary-item-has-excerpt
9689          summary-item-has-cats
9690          summary-item-has-tags
9691          summary-item-has-author
9692          
9693          
9694          summary-item-has-location"
9695          
9696          >
9697          
9698          
9699
9700
9701  
9702    <div class="summary-thumbnail-outer-container">
9703      <a
9704        
9705          
9706            href="/blog/passing-on-your-wealth"
9707          
9708        
9709        class="
9710          summary-thumbnail-container
9711          sqs-gallery-image-container
9712          
9713        "
9714        data-title="Passing on your Wealth"
9715        data-description=""
9716        aria-label="Passing on your Wealth"
9717      >
9718        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
9719  
9720
9721  
9722      <!-- Main Image -->
9723      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/4a88b09a-075e-490d-b9dd-3965c9fb6341/Will.jpg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/4a88b09a-075e-490d-b9dd-3965c9fb6341/Will.jpg" data-image-dimensions="969x727" data-image-focal-point="0.5,0.5" alt="Passing on your Wealth"  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
9724
9725  
9726
9727  
9728
9729    
9730
9731    
9732
9733    </div>
9734  </a>
9735
9736    <!-- Products: Quick View -->
9737    
9738
9739    </div>
9740  
9741
9742
9743          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
9744            
9745            <div class="summary-metadata-container summary-metadata-container--above-title">
9746              
9747              <div class="summary-metadata summary-metadata--primary">
9748
9749
9750
9751<!-- Timestamp -->
9752<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-07-30">July 30, 2024</time>
9753
9754
9755
9756
9757
9758
9759
9760
9761
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9763
9764
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9766
9767</div>
9768              
9769              <div class="summary-metadata summary-metadata--secondary">
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9777
9778
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9780
9781
9782
9783
9784</div>
9785            </div>
9786            
9787            <div class="summary-title">
9788              <a
9789              
9790                
9791                  href="/blog/passing-on-your-wealth"
9792                
9793              
9794              class="summary-title-link">
9795                Passing on your Wealth
9796              </a>
9797            </div>
9798            
9799            <div class="summary-metadata-container summary-metadata-container--below-title">
9800            
9801              <div class="summary-metadata summary-metadata--primary">
9802
9803
9804
9805<!-- Timestamp -->
9806<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-07-30">July 30, 2024</time>
9807
9808
9809
9810
9811
9812
9813
9814
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9820
9821</div>
9822              
9823              <div class="summary-metadata summary-metadata--secondary">
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9836
9837
9838</div>
9839            </div>
9840            
9841            
9842            
9843            
9844              
9845              <div class="
9846                summary-excerpt
9847                summary-excerpt-only
9848              "><p class="" style="white-space:pre-wrap;">You’ve spent a lifetime building your wealth, so you’ll want to make sure that it’s distributed according to your wishes.</p></div>
9849            
9850            
9851            
9852            <a href="/blog/passing-on-your-wealth" class="summary-read-more-link">Read more &#8594;</a>
9853            
9854            <div class="summary-metadata-container summary-metadata-container--below-content">
9855              
9856              <div class="summary-metadata summary-metadata--primary">
9857
9858
9859
9860<!-- Timestamp -->
9861<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-07-30">July 30, 2024</time>
9862
9863
9864
9865
9866
9867
9868
9869
9870
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9872
9873
9874
9875
9876</div>
9877              
9878              <div class="summary-metadata summary-metadata--secondary">
9879
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9891
9892
9893</div>
9894            </div>
9895          </div>
9896        </div>
9897      
9898        <div class="
9899          summary-item
9900          positioned
9901          summary-item-record-type-text
9902          sqs-gallery-design-carousel-slide
9903          
9904          
9905            summary-item-has-thumbnail
9906          
9907           summary-item-has-excerpt
9908          summary-item-has-cats
9909          summary-item-has-tags
9910          summary-item-has-author
9911          
9912          
9913          summary-item-has-location"
9914          
9915          >
9916          
9917          
9918
9919
9920  
9921    <div class="summary-thumbnail-outer-container">
9922      <a
9923        
9924          
9925            href="/blog/four-pillars-of-financial-wellbeing"
9926          
9927        
9928        class="
9929          summary-thumbnail-container
9930          sqs-gallery-image-container
9931          
9932        "
9933        data-title="The Four Pillars of Financial Wellbeing"
9934        data-description=""
9935        aria-label="The Four Pillars of Financial Wellbeing"
9936      >
9937        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
9938  
9939
9940  
9941      <!-- Main Image -->
9942      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1714637713791-N1HGEB1AW6XHY9RUXPO3/Independent%2BFinancial%2BPlanning%2BCreating%2BFinancial%2BFreedom%2B-4.jpg" data-image-dimensions="2500x1667" data-image-focal-point="0.5,0.5" alt="The Four Pillars of Financial Wellbeing"  data-load="false" class="summary-thumbn
9942ail-image" elementtiming="summary-thumbnail-image-carousel" />
9943
9944  
9945
9946  
9947
9948    
9949
9950    
9951
9952    </div>
9953  </a>
9954
9955    <!-- Products: Quick View -->
9956    
9957
9958    </div>
9959  
9960
9961
9962          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
9963            
9964            <div class="summary-metadata-container summary-metadata-container--above-title">
9965              
9966              <div class="summary-metadata summary-metadata--primary">
9967
9968
9969
9970<!-- Timestamp -->
9971<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-07-23">July 23, 2024</time>
9972
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9974
9975
9976
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9986</div>
9987              
9988              <div class="summary-metadata summary-metadata--secondary">
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10000
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10003</div>
10004            </div>
10005            
10006            <div class="summary-title">
10007              <a
10008              
10009                
10010                  href="/blog/four-pillars-of-financial-wellbeing"
10011                
10012              
10013              class="summary-title-link">
10014                The Four Pillars of Financial Wellbeing
10015              </a>
10016            </div>
10017            
10018            <div class="summary-metadata-container summary-metadata-container--below-title">
10019            
10020              <div class="summary-metadata summary-metadata--primary">
10021
10022
10023
10024<!-- Timestamp -->
10025<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-07-23">July 23, 2024</time>
10026
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10040</div>
10041              
10042              <div class="summary-metadata summary-metadata--secondary">
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10057</div>
10058            </div>
10059            
10060            
10061            
10062            
10063              
10064              <div class="
10065                summary-excerpt
10066                summary-excerpt-only
10067              "><p class="" style="white-space:pre-wrap;">Ever feel like your finances control you, rather than the other way around? You're not alone.</p></div>
10068            
10069            
10070            
10071            <a href="/blog/four-pillars-of-financial-wellbeing" class="summary-read-more-link">Read more &#8594;</a>
10072            
10073            <div class="summary-metadata-container summary-metadata-container--below-content">
10074              
10075              <div class="summary-metadata summary-metadata--primary">
10076
10077
10078
10079<!-- Timestamp -->
10080<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-07-23">July 23, 2024</time>
10081
10082
10083
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10085
10086
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10094
10095</div>
10096              
10097              <div class="summary-metadata summary-metadata--secondary">
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10112</div>
10113            </div>
10114          </div>
10115        </div>
10116      
10117        <div class="
10118          summary-item
10119          positioned
10120          summary-item-record-type-text
10121          sqs-gallery-design-carousel-slide
10122          
10123          
10124            summary-item-has-thumbnail
10125          
10126           summary-item-has-excerpt
10127          summary-item-has-cats
10128          summary-item-has-tags
10129          summary-item-has-author
10130          
10131          
10132          summary-item-has-location"
10133          
10134          >
10135          
10136          
10137
10138
10139  
10140    <div class="summary-thumbnail-outer-container">
10141      <a
10142        
10143          
10144            href="/blog/who-is-responsible-for-calculating-inheritance-tax"
10145          
10146        
10147        class="
10148          summary-thumbnail-container
10149          sqs-gallery-image-container
10150          
10151        "
10152        data-title="Who is responsible for calculating Inheritance Tax and what happens if they make a mistake?"
10153        data-description=""
10154        aria-label="Who is responsible for calculating Inheritance Tax and what happens if they make a mistake?"
10155      >
10156        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
10157  
10158
10159  
10160      <!-- Main Image -->
10161      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/03da0c04-afc8-4991-a5a1-c086d17ed6ca/Building+Wealth+for+Fulfilling+Life.jpg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/03da0c04-afc8-4991-a5a1-c086d17ed6ca/Building+Wealth+for+Fulfilling+Life.jpg" data-image-dimensions="2000x2500" data-image-focal-point="0.5,0.5" alt="Who is responsible for calculating Inheritance Tax and what happens if they make a mistake?"  data-load="false" class="summary-thumbn
10161ail-image" elementtiming="summary-thumbnail-image-carousel" />
10162
10163  
10164
10165  
10166
10167    
10168
10169    
10170
10171    </div>
10172  </a>
10173
10174    <!-- Products: Quick View -->
10175    
10176
10177    </div>
10178  
10179
10180
10181          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
10182            
10183            <div class="summary-metadata-container summary-metadata-container--above-title">
10184              
10185              <div class="summary-metadata summary-metadata--primary">
10186
10187
10188
10189<!-- Timestamp -->
10190<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-07-15">July 15, 2024</time>
10191
10192
10193
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10195
10196
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10205</div>
10206              
10207              <div class="summary-metadata summary-metadata--secondary">
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10222</div>
10223            </div>
10224            
10225            <div class="summary-title">
10226              <a
10227              
10228                
10229                  href="/blog/who-is-responsible-for-calculating-inheritance-tax"
10230                
10231              
10232              class="summary-title-link">
10233                Who is responsible for calculating Inheritance Tax and what happens if they make a mistake?
10234              </a>
10235            </div>
10236            
10237            <div class="summary-metadata-container summary-metadata-container--below-title">
10238            
10239              <div class="summary-metadata summary-metadata--primary">
10240
10241
10242
10243<!-- Timestamp -->
10244<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-07-15">July 15, 2024</time>
10245
10246
10247
10248
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10259</div>
10260              
10261              <div class="summary-metadata summary-metadata--secondary">
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10276</div>
10277            </div>
10278            
10279            
10280            
10281            
10282              
10283              <div class="
10284                summary-excerpt
10285                summary-excerpt-only
10286              "><p class="" style="white-space:pre-wrap;">HMRC are investigating 2,000 families for underpaying Inheritance Tax. Learn who is liable for calculating what is owed and what happens if they make a mistake.</p></div>
10287            
10288            
10289            
10290            <a href="/blog/who-is-responsible-for-calculating-inheritance-tax" class="summary-read-more-link">Read more &#8594;</a>
10291            
10292            <div class="summary-metadata-container summary-metadata-container--below-content">
10293              
10294              <div class="summary-metadata summary-metadata--primary">
10295
10296
10297
10298<!-- Timestamp -->
10299<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-07-15">July 15, 2024</time>
10300
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10302
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10304
10305
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10313
10314</div>
10315              
10316              <div class="summary-metadata summary-metadata--secondary">
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10332            </div>
10333          </div>
10334        </div>
10335      
10336        <div class="
10337          summary-item
10338          positioned
10339          summary-item-record-type-text
10340          sqs-gallery-design-carousel-slide
10341          
10342          
10343            summary-item-has-thumbnail
10344          
10345           summary-item-has-excerpt
10346          summary-item-has-cats
10347          summary-item-has-tags
10348          summary-item-has-author
10349          
10350          
10351          summary-item-has-location"
10352          
10353          >
10354          
10355          
10356
10357
10358  
10359    <div class="summary-thumbnail-outer-container">
10360      <a
10361        
10362          
10363            href="/blog/change-but-no-change"
10364          
10365        
10366        class="
10367          summary-thumbnail-container
10368          sqs-gallery-image-container
10369          
10370        "
10371        data-title="Change but no change"
10372        data-description=""
10373        aria-label="Change but no change"
10374      >
10375        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
10376  
10377
10378  
10379      <!-- Main Image -->
10380      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/16e9ed6f-9efe-407c-975c-0d6b1c7ce140/Parliament+Seats.png" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/16e9ed6f-9efe-407c-975c-0d6b1c7ce140/Parliament+Seats.png" data-image-dimensions="796x762" data-image-focal-point="0.5,0.5" alt="Change but no change"  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
10381
10382  
10383
10384  
10385
10386    
10387
10388    
10389
10390    </div>
10391  </a>
10392
10393    <!-- Products: Quick View -->
10394    
10395
10396    </div>
10397  
10398
10399
10400          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
10401            
10402            <div class="summary-metadata-container summary-metadata-container--above-title">
10403              
10404              <div class="summary-metadata summary-metadata--primary">
10405
10406
10407
10408<!-- Timestamp -->
10409<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-07-09">July 9, 2024</time>
10410
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10425              
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10441</div>
10442            </div>
10443            
10444            <div class="summary-title">
10445              <a
10446              
10447                
10448                  href="/blog/change-but-no-change"
10449                
10450              
10451              class="summary-title-link">
10452                Change but no change
10453              </a>
10454            </div>
10455            
10456            <div class="summary-metadata-container summary-metadata-container--below-title">
10457            
10458              <div class="summary-metadata summary-metadata--primary">
10459
10460
10461
10462<!-- Timestamp -->
10463<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-07-09">July 9, 2024</time>
10464
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10478</div>
10479              
10480              <div class="summary-metadata summary-metadata--secondary">
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10495</div>
10496            </div>
10497            
10498            
10499            
10500            
10501              
10502              <div class="
10503                summary-excerpt
10504                summary-excerpt-only
10505              "><p class="" style="white-space:pre-wrap;">The UK woke up Friday to a change in government, as Labour won the general election by achieving the biggest swing in recent parliamentary history…</p></div>
10506            
10507            
10508            
10509            <a href="/blog/change-but-no-change" class="summary-read-more-link">Read more &#8594;</a>
10510            
10511            <div class="summary-metadata-container summary-metadata-container--below-content">
10512              
10513              <div class="summary-metadata summary-metadata--primary">
10514
10515
10516
10517<!-- Timestamp -->
10518<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-07-09">July 9, 2024</time>
10519
10520
10521
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10533</div>
10534              
10535              <div class="summary-metadata summary-metadata--secondary">
10536
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10551            </div>
10552          </div>
10553        </div>
10554      
10555        <div class="
10556          summary-item
10557          positioned
10558          summary-item-record-type-text
10559          sqs-gallery-design-carousel-slide
10560          
10561          
10562            summary-item-has-thumbnail
10563          
10564           summary-item-has-excerpt
10565          summary-item-has-cats
10566          summary-item-has-tags
10567          summary-item-has-author
10568          
10569          
10570          "
10571          
10572          >
10573          
10574          
10575
10576
10577  
10578    <div class="summary-thumbnail-outer-container">
10579      <a
10580        
10581          
10582            href="/blog/a-guide-to-isas"
10583          
10584        
10585        class="
10586          summary-thumbnail-container
10587          sqs-gallery-image-container
10588          
10589        "
10590        data-title="A Guide to ISAs"
10591        data-description=""
10592        aria-label="A Guide to ISAs"
10593      >
10594        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
10595  
10596
10597  
10598      <!-- Main Image -->
10599      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1719233808459-DIWVJGX5Z453G17LDXO9/A+Guide+to+ISAs.png" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1719233808459-DIWVJGX5Z453G17LDXO9/A+Guide+to+ISAs.png" data-image-dimensions="800x800" data-image-focal-point="0.5,0.5" alt="A Guide to ISAs"  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
10600
10601  
10602
10603  
10604
10605    
10606
10607    
10608
10609    </div>
10610  </a>
10611
10612    <!-- Products: Quick View -->
10613    
10614
10615    </div>
10616  
10617
10618
10619          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
10620            
10621            <div class="summary-metadata-container summary-metadata-container--above-title">
10622              
10623              <div class="summary-metadata summary-metadata--primary">
10624
10625
10626
10627<!-- Timestamp -->
10628<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-06-25">June 25, 2024</time>
10629
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10636
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10641
10642
10643</div>
10644              
10645              <div class="summary-metadata summary-metadata--secondary">
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10657
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10659
10660</div>
10661            </div>
10662            
10663            <div class="summary-title">
10664              <a
10665              
10666                
10667                  href="/blog/a-guide-to-isas"
10668                
10669              
10670              class="summary-title-link">
10671                A Guide to ISAs
10672              </a>
10673            </div>
10674            
10675            <div class="summary-metadata-container summary-metadata-container--below-title">
10676            
10677              <div class="summary-metadata summary-metadata--primary">
10678
10679
10680
10681<!-- Timestamp -->
10682<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-06-25">June 25, 2024</time>
10683
10684
10685
10686
10687
10688
10689
10690
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10696
10697</div>
10698              
10699              <div class="summary-metadata summary-metadata--secondary">
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10714</div>
10715            </div>
10716            
10717            
10718            
10719            
10720              
10721              <div class="
10722                summary-excerpt
10723                summary-excerpt-only
10724              "><p class="" style="white-space:pre-wrap;">Ever wondered what an Individual Savings Account (ISA) really is and how it works as a part of your financial plan? In this guide we'll break down everything you need to know about ISAs</p></div>
10725            
10726            
10727            
10728            <a href="/blog/a-guide-to-isas" class="summary-read-more-link">Read more &#8594;</a>
10729            
10730            <div class="summary-metadata-container summary-metadata-container--below-content">
10731              
10732              <div class="summary-metadata summary-metadata--primary">
10733
10734
10735
10736<!-- Timestamp -->
10737<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-06-25">June 25, 2024</time>
10738
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10740
10741
10742
10743
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10745
10746
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10750
10751
10752</div>
10753              
10754              <div class="summary-metadata summary-metadata--secondary">
10755
10756
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10762
10763
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10766
10767
10768
10769</div>
10770            </div>
10771          </div>
10772        </div>
10773      
10774        <div class="
10775          summary-item
10776          positioned
10777          summary-item-record-type-text
10778          sqs-gallery-design-carousel-slide
10779          
10780          
10781            summary-item-has-thumbnail
10782          
10783           summary-item-has-excerpt
10784          summary-item-has-cats
10785          summary-item-has-tags
10786          summary-item-has-author
10787          
10788          
10789          "
10790          
10791          >
10792          
10793          
10794
10795
10796  
10797    <div class="summary-thumbnail-outer-container">
10798      <a
10799        
10800          
10801            href="/blog/four-key-tax-allowances"
10802          
10803        
10804        class="
10805          summary-thumbnail-container
10806          sqs-gallery-image-container
10807          
10808        "
10809        data-title="Four Key Tax Allowances &amp;amp; Exemptions"
10810        data-description=""
10811        aria-label="Four Key Tax Allowances &amp;amp; Exemptions"
10812      >
10813        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
10814  
10815
10816  
10817      <!-- Main Image -->
10818      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1718103232125-U7RXFIDI5XMZNF5SU9JV/Tax+Planning.jpg" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1718103232125-U7RXFIDI5XMZNF5SU9JV/Tax+Planning.jpg" data-image-dimensions="1080x1080" data-image-focal-point="0.5,0.5" alt="Four Key Tax Allowances &amp;amp; Exemptions"  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
10819
10820  
10821
10822  
10823
10824    
10825
10826    
10827
10828    </div>
10829  </a>
10830
10831    <!-- Products: Quick View -->
10832    
10833
10834    </div>
10835  
10836
10837
10838          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
10839            
10840            <div class="summary-metadata-container summary-metadata-container--above-title">
10841              
10842              <div class="summary-metadata summary-metadata--primary">
10843
10844
10845
10846<!-- Timestamp -->
10847<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-06-11">June 11, 2024</time>
10848
10849
10850
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10852
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10854
10855
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10859
10860
10861
10862</div>
10863              
10864              <div class="summary-metadata summary-metadata--secondary">
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10866
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10870
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10873
10874
10875
10876
10877
10878
10879</div>
10880            </div>
10881            
10882            <div class="summary-title">
10883              <a
10884              
10885                
10886                  href="/blog/four-key-tax-allowances"
10887                
10888              
10889              class="summary-title-link">
10890                Four Key Tax Allowances &amp; Exemptions
10891              </a>
10892            </div>
10893            
10894            <div class="summary-metadata-container summary-metadata-container--below-title">
10895            
10896              <div class="summary-metadata summary-metadata--primary">
10897
10898
10899
10900<!-- Timestamp -->
10901<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-06-11">June 11, 2024</time>
10902
10903
10904
10905
10906
10907
10908
10909
10910
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10912
10913
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10915
10916</div>
10917              
10918              <div class="summary-metadata summary-metadata--secondary">
10919
10920
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10927
10928
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10930
10931
10932
10933</div>
10934            </div>
10935            
10936            
10937            
10938            
10939              
10940              <div class="
10941                summary-excerpt
10942                summary-excerpt-only
10943              "><p class="" style="white-space:pre-wrap;">we understand that navigating the tax system can be complex. But did you know there are several tax allowances you could be missing out on that could reduce your tax burden?</p></div>
10944            
10945            
10946            
10947            <a href="/blog/four-key-tax-allowances" class="summary-read-more-link">Read more &#8594;</a>
10948            
10949            <div class="summary-metadata-container summary-metadata-container--below-content">
10950              
10951              <div class="summary-metadata summary-metadata--primary">
10952
10953
10954
10955<!-- Timestamp -->
10956<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-06-11">June 11, 2024</time>
10957
10958
10959
10960
10961
10962
10963
10964
10965
10966
10967
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10969
10970
10971</div>
10972              
10973              <div class="summary-metadata summary-metadata--secondary">
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10975
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10981
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10985
10986
10987
10988</div>
10989            </div>
10990          </div>
10991        </div>
10992      
10993        <div class="
10994          summary-item
10995          positioned
10996          summary-item-record-type-text
10997          sqs-gallery-design-carousel-slide
10998          
10999          
11000            summary-item-has-thumbnail
11001          
11002           summary-item-has-excerpt
11003          summary-item-has-cats
11004          summary-item-has-tags
11005          summary-item-has-author
11006          
11007          
11008          "
11009          
11010          >
11011          
11012          
11013
11014
11015  
11016    <div class="summary-thumbnail-outer-container">
11017      <a
11018        
11019          
11020            href="/blog/the-spring-budget-2024"
11021          
11022        
11023        class="
11024          summary-thumbnail-container
11025          sqs-gallery-image-container
11026          
11027        "
11028        data-title="The Spring Budget 2024"
11029        data-description=""
11030        aria-label="The Spring Budget 2024"
11031      >
11032        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
11033  
11034
11035  
11036      <!-- Main Image -->
11037      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1716555215456-CEMDXTVS2BE7XC1VMX9H/Spring+Budget.png" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1716555215456-CEMDXTVS2BE7XC1VMX9H/Spring+Budget.png" data-image-dimensions="636x651" data-image-focal-point="0.5,0.5" alt="The Spring Budget 2024"  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
11038
11039  
11040
11041  
11042
11043    
11044
11045    
11046
11047    </div>
11048  </a>
11049
11050    <!-- Products: Quick View -->
11051    
11052
11053    </div>
11054  
11055
11056
11057          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
11058            
11059            <div class="summary-metadata-container summary-metadata-container--above-title">
11060              
11061              <div class="summary-metadata summary-metadata--primary">
11062
11063
11064
11065<!-- Timestamp -->
11066<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-05-01">May 1, 2024</time>
11067
11068
11069
11070
11071
11072
11073
11074
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11079
11080
11081</div>
11082              
11083              <div class="summary-metadata summary-metadata--secondary">
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11085
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11091
11092
11093
11094
11095
11096
11097
11098</div>
11099            </div>
11100            
11101            <div class="summary-title">
11102              <a
11103              
11104                
11105                  href="/blog/the-spring-budget-2024"
11106                
11107              
11108              class="summary-title-link">
11109                The Spring Budget 2024
11110              </a>
11111            </div>
11112            
11113            <div class="summary-metadata-container summary-metadata-container--below-title">
11114            
11115              <div class="summary-metadata summary-metadata--primary">
11116
11117
11118
11119<!-- Timestamp -->
11120<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-05-01">May 1, 2024</time>
11121
11122
11123
11124
11125
11126
11127
11128
11129
11130
11131
11132
11133
11134
11135</div>
11136              
11137              <div class="summary-metadata summary-metadata--secondary">
11138
11139
11140
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11146
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11148
11149
11150
11151
11152</div>
11153            </div>
11154            
11155            
11156            
11157            
11158              
11159              <div class="
11160                summary-excerpt
11161                summary-excerpt-only
11162              "><p class="" style="white-space:pre-wrap;">In what was widely expected to be Mr. Hunt’s final Budget ahead of an election, speculation in the final run up focused on the trade-offs that might be required around cutting taxes and meeting both fiscal rules and spending commitments.</p></div>
11163            
11164            
11165            
11166            <a href="/blog/the-spring-budget-2024" class="summary-read-more-link">Read more &#8594;</a>
11167            
11168            <div class="summary-metadata-container summary-metadata-container--below-content">
11169              
11170              <div class="summary-metadata summary-metadata--primary">
11171
11172
11173
11174<!-- Timestamp -->
11175<time class="summary-metadata-item summary-metadata-item--date" datetime="2024-05-01">May 1, 2024</time>
11176
11177
11178
11179
11180
11181
11182
11183
11184
11185
11186
11187
11188
11189
11190</div>
11191              
11192              <div class="summary-metadata summary-metadata--secondary">
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11194
11195
11196
11197
11198
11199
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11201
11202
11203
11204
11205
11206
11207</div>
11208            </div>
11209          </div>
11210        </div>
11211      
11212        <div class="
11213          summary-item
11214          positioned
11215          summary-item-record-type-text
11216          sqs-gallery-design-carousel-slide
11217          
11218          
11219            summary-item-has-thumbnail
11220          
11221           summary-item-has-excerpt
11222          summary-item-has-cats
11223          summary-item-has-tags
11224          summary-item-has-author
11225          
11226          
11227          "
11228          
11229          >
11230          
11231          
11232
11233
11234  
11235    <div class="summary-thumbnail-outer-container">
11236      <a
11237        
11238          
11239            href="/blog/cashflow-planning"
11240          
11241        
11242        class="
11243          summary-thumbnail-container
11244          sqs-gallery-image-container
11245          
11246        "
11247        data-title="Cashflow Planning"
11248        data-description=""
11249        aria-label="Cashflow Planning"
11250      >
11251        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
11252  
11253
11254  
11255      <!-- Main Image -->
11256      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1716555246432-K4XXXAOCJS64WTXVIIXN/Cashflow.png" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1716555246432-K4XXXAOCJS64WTXVIIXN/Cashflow.png" data-image-dimensions="1080x1080" data-image-focal-point="0.5,0.5" alt="Cashflow Planning"  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
11257
11258  
11259
11260  
11261
11262    
11263
11264    
11265
11266    </div>
11267  </a>
11268
11269    <!-- Products: Quick View -->
11270    
11271
11272    </div>
11273  
11274
11275
11276          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
11277            
11278            <div class="summary-metadata-container summary-metadata-container--above-title">
11279              
11280              <div class="summary-metadata summary-metadata--primary">
11281
11282
11283
11284<!-- Timestamp -->
11285<time class="summary-metadata-item summary-metadata-item--date" datetime="2019-08-28">August 28, 2019</time>
11286
11287
11288
11289
11290
11291
11292
11293
11294
11295
11296
11297
11298
11299
11300</div>
11301              
11302              <div class="summary-metadata summary-metadata--secondary">
11303
11304
11305
11306
11307
11308
11309
11310
11311
11312
11313
11314
11315
11316
11317</div>
11318            </div>
11319            
11320            <div class="summary-title">
11321              <a
11322              
11323                
11324                  href="/blog/cashflow-planning"
11325                
11326              
11327              class="summary-title-link">
11328                Cashflow Planning
11329              </a>
11330            </div>
11331            
11332            <div class="summary-metadata-container summary-metadata-container--below-title">
11333            
11334              <div class="summary-metadata summary-metadata--primary">
11335
11336
11337
11338<!-- Timestamp -->
11339<time class="summary-metadata-item summary-metadata-item--date" datetime="2019-08-28">August 28, 2019</time>
11340
11341
11342
11343
11344
11345
11346
11347
11348
11349
11350
11351
11352
11353
11354</div>
11355              
11356              <div class="summary-metadata summary-metadata--secondary">
11357
11358
11359
11360
11361
11362
11363
11364
11365
11366
11367
11368
11369
11370
11371</div>
11372            </div>
11373            
11374            
11375            
11376            
11377              
11378              <div class="
11379                summary-excerpt
11380                summary-excerpt-only
11381              "><p class="" style="white-space:pre-wrap;">A Cashflow plan acts as your roadmap to your financial journey. It takes various financial information as well as your goals and aspirations and helps you make informed decisions about your financial freedom.</p></div>
11382            
11383            
11384            
11385            <a href="/blog/cashflow-planning" class="summary-read-more-link">Read more &#8594;</a>
11386            
11387            <div class="summary-metadata-container summary-metadata-container--below-content">
11388              
11389              <div class="summary-metadata summary-metadata--primary">
11390
11391
11392
11393<!-- Timestamp -->
11394<time class="summary-metadata-item summary-metadata-item--date" datetime="2019-08-28">August 28, 2019</time>
11395
11396
11397
11398
11399
11400
11401
11402
11403
11404
11405
11406
11407
11408
11409</div>
11410              
11411              <div class="summary-metadata summary-metadata--secondary">
11412
11413
11414
11415
11416
11417
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11420
11421
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11423
11424
11425
11426</div>
11427            </div>
11428          </div>
11429        </div>
11430      
11431        <div class="
11432          summary-item
11433          positioned
11434          summary-item-record-type-text
11435          sqs-gallery-design-carousel-slide
11436          
11437          
11438            summary-item-has-thumbnail
11439          
11440           summary-item-has-excerpt
11441          summary-item-has-cats
11442          summary-item-has-tags
11443          summary-item-has-author
11444          
11445          
11446          "
11447          
11448          >
11449          
11450          
11451
11452
11453  
11454    <div class="summary-thumbnail-outer-container">
11455      <a
11456        
11457          
11458            href="/blog/tuning-out-the-noise"
11459          
11460        
11461        class="
11462          summary-thumbnail-container
11463          sqs-gallery-image-container
11464          
11465        "
11466        data-title="Tuning out the Noise"
11467        data-description=""
11468        aria-label="Tuning out the Noise"
11469      >
11470        <div class="summary-thumbnail img-wrapper" data-animation-role="image">
11471  
11472
11473  
11474      <!-- Main Image -->
11475      <img data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1730278336451-Q4X681WCIOF6G9RWSEMM/Screenshot+2024-10-30+085035.png" data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/1730278336451-Q4X681WCIOF6G9RWSEMM/Screenshot+2024-10-30+085035.png" data-image-dimensions="811x456" data-image-focal-point="0.5,0.5" alt="Tuning out the Noise"  data-load="false" class="summary-thumbnail-image" elementtiming="summary-thumbnail-image-carousel" />
11476
11477  
11478
11479  
11480
11481    
11482
11483    
11484
11485    </div>
11486  </a>
11487
11488    <!-- Products: Quick View -->
11489    
11490
11491    </div>
11492  
11493
11494
11495          <div class="summary-content sqs-gallery-meta-container" data-animation-role="content">
11496            
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11504<time class="summary-metadata-item summary-metadata-item--date" datetime="2019-06-04">June 4, 2019</time>
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11543                  href="/blog/tuning-out-the-noise"
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11545              
11546              class="summary-title-link">
11547                Tuning out the Noise
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11589
11590</div>
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11597              <div class="
11598                summary-excerpt
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11600              "><p class="" style="white-space:pre-wrap;">When you focus on an important goal, other people’s opinions can be distracting, even derailing. Who cares if a friend doesn’t agree with your new exercise plan, as long as it’s working for you?</p></div>
11601            
11602            
11603            
11604            <a href="/blog/tuning-out-the-noise" class="summary-read-more-link">Read more &#8594;</a>
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11962  
11963  <div class="sqs-html-content" data-sqsp-text-block-content><h1 style="white-space:pre-wrap;">get in touch</h1><h3 style="white-space:pre-wrap;">Take control of your future. Talk to one of our independent financial planners.</h3></div>
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12104ad-ad8a-41e5-beb2-7d36f7b8e7f1_1290/website.components.spacer.styles.css&quot;]" data-block-scripts="[&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.spacer/ef9a67ad-ad8a-41e5-beb2-7d36f7b8e7f1_1290/website.components.spacer.visitor.js&quot;]" data-block-type="1337" data-definition-name="website.components.spacer" data-website-component-id="45c8b22bcc2e3be6c97d" id="block-45c8b22bcc2e3be6c97d"><div class="sqs-block-content">&nbsp;</div></div></div><div class="col sqs-col-6 span-6"><div class="sqs-block website-component-block sqs-block-website-component sqs-block-spacer spacer-block sized vsize-1" data-block-css="[&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.spacer/ef9a67ad-ad8a-41e5-beb2-7d36f7b8e7f1_1290/website.components.spacer.styles.css&quot;]" data-block-scripts="[&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.spacer/ef9a67ad-ad8a-41e5-beb2-7d36f7b8e7f1_1290/website.components.spacer.visitor.js&quot;]" data-block-type="1337" data-definition-name="website.components.spacer" data-website-component-id="yui_3_17_2_1_1714644297183_3756" id="block-yui_3_17_2_1_1714644297183_3756"><div class="sqs-block-content">&nbsp;</div></div></div></div></div>
12105    </div>
12106  
12107  </div>
12108  
12109
12110
12111<div
12112  class="section-divider-display"
12113  style="
12114    --stroke-thickness: 2px;
12115    --stroke-dasharray: 0;
12116    --stroke-linecap: square;
12117    
12118      
12119        --section-divider-stroke-color: hsla(var(--white-hsl), 1);
12120      
12121    
12122  "
12123>
12124  <style>
12125    .has-section-divider[data-section-id="6630f2965600b55d40e7e190"] {
12126      padding-bottom: var(--divider-height);
12127      z-index: var(--z-index);
12128    }
12129
12130    .has-section-divider[data-section-id="6630f2965600b55d40e7e190"] .background-pause-button {
12131      bottom: calc(14px + var(--divider-height));
12132    }
12133
12134    .has-section-divider[data-section-id="6630f2965600b55d40e7e190"] .section-divider-svg-clip {
12135      display: none;
12136    }
12137
12138    .has-section-divider[data-section-id="6630f2965600b55d40e7e190"].background-width--inset:not(.content-collection):not(.gallery-section):not(.user-items-list-section) {
12139      padding-bottom: calc(var(--sqs-site-gutter) + var(--divider-height));
12140    }
12141
12142    .has-section-divider[data-section-id="6630f2965600b55d40e7e190"].background-width--inset:not(.content-collection):not(.gallery-section):not(.user-items-list-section) .section-background {
12143      bottom: calc(var(--sqs-site-gutter) + var(--divider-height));
12144    }
12145
12146    .has-section-divider[data-section-id="6630f2965600b55d40e7e190"] .section-divider-block {
12147      height: var(--divider-height);
12148    }
12149  </style>
12150  
12151  <style data-section-divider-style>
12152    .has-section-divider[data-section-id="6630f2965600b55d40e7e190"] {
12153      padding-bottom: 6vw;
12154    }
12155    .has-section-divider[data-section-id="6630f2965600b55d40e7e190"].background-width--inset:not(.content-collection):not(.gallery-section):not(.user-items-list-section) {
12156      padding-bottom: calc(var(--sqs-site-gutter) + 6vw);
12157    }
12158  </style>
12159  <div class="section-divider-block"></div>
12160  <svg class="section-divider-svg-clip">
12161    <clipPath
12162      id="section-divider-6630f2965600b55d40e7e190"
12163      clipPathUnits="objectBoundingBox"
12164    >
12165      <path class="section-divider-clip" d="M0,0" />
12166    </clipPath>
12167  </svg>
12168  <svg class="section-divider-svg-stroke" viewBox="0 0 1 1" preserveAspectRatio="none">
12169    <path class="section-divider-stroke" d="M0,0" vector-effect="non-scaling-stroke" />
12170  </svg>
12171</div>
12172
12173</section>
12174
12175      
12176    
12177  
12178    </section>
12179  
12180</article>
12181
12182          
12183
12184          
12185
12186          
12187            
12188              
12189            
12190          
12191        
12192      </main>
12193      
12194        <footer class="sections" id="footer-sections" data-footer-sections>
12195  
12196  
12197  
12198  
12199  
12200  
12201    
12202    
12203
12204
12205  
12206  
12207
12208
12209
12210
12211
12212
12213
12214
12215
12216
12217
12218<section
12219  data-test="page-section"
12220  
12221  data-section-theme="dark"
12222  class='page-section 
12223    
12224      full-bleed-section
12225      layout-engine-section
12226    
12227    background-width--full-bleed
12228    
12229      section-height--small
12230    
12231    
12232      content-width--wide
12233    
12234    horizontal-alignment--center
12235    vertical-alignment--middle
12236    
12237      
12238    
12239    
12240    dark'
12241  
12242  data-section-id="66310e613bc4607bf119fcdb"
12243  
12244  data-controller="SectionWrapperController"
12245  data-current-styles="{
12246&quot;imageOverlayOpacity&quot;: 0.15,
12247&quot;backgroundWidth&quot;: &quot;background-width--full-bleed&quot;,
12248&quot;sectionHeight&quot;: &quot;section-height--small&quot;,
12249&quot;customSectionHeight&quot;: 10,
12250&quot;horizontalAlignment&quot;: &quot;horizontal-alignment--center&quot;,
12251&quot;verticalAlignment&quot;: &quot;vertical-alignment--middle&quot;,
12252&quot;contentWidth&quot;: &quot;content-width--wide&quot;,
12253&quot;customContentWidth&quot;: 50,
12254&quot;sectionTheme&quot;: &quot;dark&quot;,
12255&quot;sectionAnimation&quot;: &quot;none&quot;,
12256&quot;backgroundMode&quot;: &quot;image&quot;
12257}"
12258  data-current-context="{
12259&quot;video&quot;: {
12260&quot;playbackSpeed&quot;: 0.5,
12261&quot;filter&quot;: 1,
12262&quot;filterStrength&quot;: 0,
12263&quot;zoom&quot;: 0,
12264&quot;videoSourceProvider&quot;: &quot;none&quot;
12265},
12266&quot;backgroundImageId&quot;: null,
12267&quot;backgroundMediaEffect&quot;: {
12268&quot;type&quot;: &quot;none&quot;
12269},
12270&quot;divider&quot;: {
12271&quot;enabled&quot;: false
12272},
12273&quot;typeName&quot;: &quot;page&quot;
12274}"
12275  data-animation="none"
12276  data-fluid-engine-section
12277   
12278  
12279    
12280  
12281  
12282  
12283  
12284  
12285
12286
12287  data-sqsp-section="fluid-engine"
12288
12289
12290>
12291  <div
12292    class="section-border"
12293    
12294  >
12295    <div class="section-background">
12296    
12297      
12298    
12299    </div>
12300  </div>
12301  <div
12302    class='content-wrapper'
12303    style='
12304      
12305        
12306      
12307    '
12308  >
12309    <div
12310      class="content"
12311      
12312    >
12313      
12314      
12315      
12316      
12317      
12318      
12319      
12320      
12321      
12322      
12323      <div data-fluid-engine="true"><style>
12324
12325.fe-66310e6132d3dc40eae842e7 {
12326  --grid-gutter: calc(var(--sqs-mobile-site-gutter, 6vw) - 11.0px);
12327  --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (8 - 1)) ) / 8 );
12328
12329  display: grid;
12330  position: relative;
12331  grid-area: 1/1/-1/-1;
12332  grid-template-rows: repeat(35,minmax(24px, auto));
12333  grid-template-columns:
12334    minmax(var(--grid-gutter), 1fr)
12335    repeat(8, minmax(0, var(--cell-max-width)))
12336    minmax(var(--grid-gutter), 1fr);
12337  row-gap: 11.0px;
12338  column-gap: 11.0px;
12339  overflow-x: hidden;
12340  overflow-x: clip;
12341}
12342
12343@media (min-width: 768px) {
12344  .background-width--inset .fe-66310e6132d3dc40eae842e7 {
12345    --inset-padding: calc(var(--sqs-site-gutter) * 2);
12346  }
12347
12348  .fe-66310e6132d3dc40eae842e7 {
12349    --grid-gutter: calc(var(--sqs-site-gutter, 4vw) - 11.0px);
12350    --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (24 - 1)) ) / 24 );
12351    --inset-padding: 0vw;
12352
12353    --row-height-scaling-factor: 0.0215;
12354    --container-width: min(var(--sqs-site-max-width, 1500px), calc(100vw - var(--sqs-site-gutter, 4vw) * 2 - var(--inset-padding) ));
12355
12356    grid-template-rows: repeat(12,minmax(calc(var(--container-width) * var(--row-height-scaling-factor)), auto));
12357    grid-template-columns:
12358      minmax(var(--grid-gutter), 1fr)
12359      repeat(24, minmax(0, var(--cell-max-width)))
12360      minmax(var(--grid-gutter), 1fr);
12361  }
12362}
12363
12364
12365  .fe-block-66310e61adb85ad72b1e05b8 {
12366    grid-area: 1/2/4/10;
12367    z-index: 0;
12368
12369    @media (max-width: 767px) {
12370      
12371        
12372      
12373      
12374    }
12375  }
12376
12377  .fe-block-66310e61adb85ad72b1e05b8 .sqs-block {
12378    justify-content: center;
12379  }
12380
12381  .fe-block-66310e61adb85ad72b1e05b8 .sqs-block-alignment-wrapper {
12382    align-items: center;
12383  }
12384
12385  @media (min-width: 768px) {
12386    .fe-block-66310e61adb85ad72b1e05b8 {
12387      grid-area: 1/2/5/4;
12388      z-index: 0;
12389
12390      
12391        
12392      
12393
12394      
12395    }
12396
12397    .fe-block-66310e61adb85ad72b1e05b8 .sqs-block {
12398      justify-content: flex-start;
12399    }
12400
12401    .fe-block-66310e61adb85ad72b1e05b8 .sqs-block-alignment-wrapper {
12402      align-items: flex-start;
12403    }
12404  }
12405
12406  .fe-block-66310e61f17fdaba13b2379a {
12407    grid-area: 5/3/10/11;
12408    z-index: 1;
12409
12410    @media (max-width: 767px) {
12411      
12412        
12413      
12414      
12415    }
12416  }
12417
12418  .fe-block-66310e61f17fdaba13b2379a .sqs-block {
12419    justify-content: flex-start;
12420  }
12421
12422  .fe-block-66310e61f17fdaba13b2379a .sqs-block-alignment-wrapper {
12423    align-items: flex-start;
12424  }
12425
12426  @media (min-width: 768px) {
12427    .fe-block-66310e61f17fdaba13b2379a {
12428      grid-area: 1/6/6/10;
12429      z-index: 1;
12430
12431      
12432        
12433      
12434
12435      
12436    }
12437
12438    .fe-block-66310e61f17fdaba13b2379a .sqs-block {
12439      justify-content: center;
12440    }
12441
12442    .fe-block-66310e61f17fdaba13b2379a .sqs-block-alignment-wrapper {
12443      align-items: center;
12444    }
12445  }
12446
12447  .fe-block-66310e61f3de56603ba78546 {
12448    grid-area: 10/3/16/11;
12449    z-index: 2;
12450
12451    @media (max-width: 767px) {
12452      
12453        
12454      
12455      
12456    }
12457  }
12458
12459  .fe-block-66310e61f3de56603ba78546 .sqs-block {
12460    justify-content: center;
12461  }
12462
12463  .fe-block-66310e61f3de56603ba78546 .sqs-block-alignment-wrapper {
12464    align-items: center;
12465  }
12466
12467  @media (min-width: 768px) {
12468    .fe-block-66310e61f3de56603ba78546 {
12469      grid-area: 1/10/6/14;
12470      z-index: 2;
12471
12472      
12473        
12474      
12475
12476      
12477    }
12478
12479    .fe-block-66310e61f3de56603ba78546 .sqs-block {
12480      justify-content: center;
12481    }
12482
12483    .fe-block-66310e61f3de56603ba78546 .sqs-block-alignment-wrapper {
12484      align-items: center;
12485    }
12486  }
12487
12488  .fe-block-yui_3_17_2_1_1714490941993_3072 {
12489    grid-area: 5/1/16/3;
12490    z-index: 6;
12491
12492    @media (max-width: 767px) {
12493      
12494        
12495      
12496      
12497    }
12498  }
12499
12500  .fe-block-yui_3_17_2_1_1714490941993_3072 .sqs-block {
12501    justify-content: center;
12502  }
12503
12504  .fe-block-yui_3_17_2_1_1714490941993_3072 .sqs-block-alignment-wrapper {
12505    align-items: center;
12506  }
12507
12508  @media (min-width: 768px) {
12509    .fe-block-yui_3_17_2_1_1714490941993_3072 {
12510      grid-area: 2/13/13/15;
12511      z-index: 6;
12512
12513      
12514        
12515      
12516
12517      
12518    }
12519
12520    .fe-block-yui_3_17_2_1_1714490941993_3072 .sqs-block {
12521      justify-content: center;
12522    }
12523
12524    .fe-block-yui_3_17_2_1_1714490941993_3072 .sqs-block-alignment-wrapper {
12525      align-items: center;
12526    }
12527  }
12528
12529  .fe-block-66310e61fd0c9468029c4d1d {
12530    grid-area: 17/2/36/10;
12531    z-index: 5;
12532
12533    @media (max-width: 767px) {
12534      
12535        
12536      
12537      
12538    }
12539  }
12540
12541  .fe-block-66310e61fd0c9468029c4d1d .sqs-block {
12542    justify-content: flex-start;
12543  }
12544
12545  .fe-block-66310e61fd0c9468029c4d1d .sqs-block-alignment-wrapper {
12546    align-items: flex-start;
12547  }
12548
12549  @media (min-width: 768px) {
12550    .fe-block-66310e61fd0c9468029c4d1d {
12551      grid-area: 1/15/8/26;
12552      z-index: 5;
12553
12554      
12555        
12556      
12557
12558      
12559    }
12560
12561    .fe-block-66310e61fd0c9468029c4d1d .sqs-block {
12562      justify-content: center;
12563    }
12564
12565    .fe-block-66310e61fd0c9468029c4d1d .sqs-block-alignment-wrapper {
12566      align-items: center;
12567    }
12568  }
12569
12570</style><div class="fluid-engine fe-66310e6132d3dc40eae842e7"><div class="fe-block fe-block-66310e61adb85ad72b1e05b8"><div class="sqs-block website-component-block sqs-block-website-component sqs-block-image image-block" data-block-css="[&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.imageFluid/7fa5b2e1-85c4-425b-99ee-e08da56f3f05_954/website.components.imageFluid.styles.css&quot;]" data-block-scripts="[&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.imageFluid/7fa5b2e1-85c4-425b-99ee-e08da56f3f05_954/18018.js&quot;,&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.imageFluid/7fa5b2e1-85c4-425b-99ee-e08da56f3f05_954/39188.js&quot;,&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.imageFluid/7fa5b2e1-85c4-425b-99ee-e08da56f3f05_954/39882.js&quot;,&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.imageFluid/7fa5b2e1-85c4-425b-99ee-e08da56f3f05_954/64023.js&quot;,&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.imageFluid/7fa5b2e1-85c4-425b-99ee-e08da56f3f05_954/92452.js&quot;,&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.imageFluid/7fa5b2e1-85c4-425b-99ee-e08da56f3f05_954/image-effect-film-grain.js&quot;,&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.imageFluid/7fa5b2e1-85c4-425b-99ee-e08da56f3f05_954/image-effect-liquid.js&quot;,&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.imageFluid/7fa5b2e1-85c4-425b-99ee-e08da56f3f05_954/image-effect-parallax.js&quot;,&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.imageFluid/7fa5b2e1-85c4-425b-99ee-e08da56f3f05_954/image-effect-refracted-circles.js&quot;,&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.imageFluid/7fa5b2e1-85c4-425b-99ee-e08da56f3f05_954/image-effect-refracted-lines.js&quot;,&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.imageFluid/7fa5b2e1-85c4-425b-99ee-e08da56f3f05_954/website.components.imageFluid.shared.constants.js&quot;,&quot;https://definitions.sqspcdn.com/website-component-definition/static-assets/website.components.imageFluid/7fa5b2e1-85c4-425b-99ee-e08da56f3f05_954/website.components.imageFluid.visitor.js&quot;]" data-block-type="1337" data-definition-name="website.components.imageFluid" data-sqsp-block="image" data-website-component-id="66310e61adb85ad72b1e05b8" id="block-66310e61adb85ad72b1e05b8"><div class="sqs-block-content">
12571
12572
12573
12574
12575
12576
12577
12578
12579
12580
12581
12582
12583
12584
12585
12586
12587
12588
12589
12590
12591
12592
12593
12594
12595
12596
12597
12598
12599
12600
12601
12602
12603  
12604  
12605  <div
12606    class="fluid-image-component-root image-block-outer-wrapper design-layout-fluid image-position-center image-component-container-fit combination-animation-site-default individual-animation-site-default
12607    }"
12608    data-component-id="66310e61adb85ad72b1e05b8"
12609    data-test="image-block-fluid-outer-wrapper"
12610    data-is-image-stretched="false"
12611    data-is-mask-applied="false"
12612    data-media-focal-point="0.5,0.5"
12613    
12614    
12615      data-bpo=""
12616      data-breakpoints="[{&quot;id&quot;:&quot;system_desktop&quot;,&quot;name&quot;:&quot;Desktop&quot;},{&quot;id&quot;:&quot;system_mobile&quot;,&quot;name&quot;:&quot;Mobile&quot;,&quot;maxWidth&quot;:&quot;767px&quot;}]"
12617    
12618    
12619  >
12620    <div
12621      class="fluid-image-animation-wrapper sqs-image sqs-block-alignment-wrapper"
12622      data-animation-role="image"
12623    >
12624      <div
12625        class="fluid-image-container sqs-image-content js-image-container visitor-mode"
12626        
12627        data-sqsp-image-block-image-container
12628      >
12629        
12630          
12631  
12632      
12633        
12634        
12635        
12636  
12637  <div class="js-content-mode-element-wrapper js-content-mode-element-system_desktop">
12638    
12639      <a
12640        class="sqs-block-image-link js-content-mode-element content-fit"
12641        data-sqsp-image-block-link
12642        href="/home"
12643        
12644      >
12645        
12646  
12647  
12648  
12649  
12650  
12651  
12652  <img data-stretch="false"
12653  data-src="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/c66ff909-e875-41c8-a581-51f2a680248d/white-symbol.png"
12654  data-image="https://images.squarespace-cdn.com/content/v1/6630f2925600b55d40e7e0f4/c66ff909-e875-41c8-a581-51f2a680248d/white-symbol.png"
12655  data-image-dimensions="700x700"
12656  data-image-focal-point="0.5,0.5"
12657  data-sqsp-image-block-image
12658  alt=""
12659  data-licensed-asset-preview="false"
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12921  
12922  <div class="sqs-html-content" data-sqsp-text-block-content><p class="sqsrte-small" style="white-space:pre-wrap;">Four Pillars Financial Planning is a trading name of 4 Pillars Financial Planning Ltd which is entered on the Financial Conduct Authority register under number 999393 and is an appointed representative of Best Practice IFA Group Limited who are authorised and regulated by the FCA, (registration number 223112). You can find Four Pillars Financial Planning and Best Practice IFA Group on the FCA register by clicking <a href="https://register.fca.org.uk/s/firm?id=0014G00003BGgTgQAL" target="_blank">here</a> and <a href="https://register.fca.org.uk/s/firm?id=001b000000MfREMAA3" target="_blank">here</a></p><p class="sqsrte-small" style="white-space:pre-wrap;">4 Pillars Financial Planning Ltd is registered in England and Wales (company number 11609845). Registered office: 2 Oakridge Office Park Southampton Road, Whaddon, Salisbury, England, SP5 3HT. Best Practice IFA Group is registered in England and Wales (company number 04490633).</p><p class="sqsrte-small" style="white-space:pre-wrap;">Please note that the value of investments may go down as well as up and investors may get back less than they invest. Where these pages refer to investment performance it should be remembered that past performance is not a reliable indicator of future performance. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details can be found by clicking <a href="https://www.financial-ombudsman.org.uk/" target="_blank">here</a>.</p><p class="sqsrte-small" style="white-space:pre-wrap;">The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. The FCA does not regulate tax or estate planning.</p></div>
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